Ledger - Change is in the air

Ledger - Change is in the air
ROGERS COLUMN                                         PREDATORS

                       Oh God! Here                                          13 keys for Preds                                                                       THE MUSIC OF

                       it comes again                                        to win the Cup                                                              JOHN
                       Legislator’s attempt – again –                        From better first-period play                                              WILLIAMS
                                                                                                                                                           with the
                       to amend state Constitution                           to key dates, experts weigh in                                          NASHVILLE SYMPHONY
                       could cause real problems.                            on what Preds must do.
                                                  P3                                                         P23                                               FEBRUARY 7 TO 10

                                                                             John Russell | Nashville Predators
                                                                                                                                                                                                                                             SERIES PARTNER

                                                                                                                                                                               February 1 – 7, 2019
                                                                                                                                                                                                                       Vol. 45 | Issue 5
                                                                                                                                                                              NASHVILLE EDITION


                                                                                                                   The power of information.

    Change is in the air
   Nashville-area Realtors deal with shifting
   alliances, growing economic uncertainty


                                    Stories by Kathy Carlson
                                        begin on page 2                                                                                                                                                                                                                                                            , Plt
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Ledger - Change is in the air
Section A - Page 2                                                                    www.TNLedger.com                                                                                                             FEBRUARY 1 – 7, 2019

Mergers, economy, technology sow uncertainty
By Kathy Carlson

           ast year had something for
           everyone in Nashville’s
           residential real estate scene.
              There was a year-end flurry of
           sales and mergers among local
           firms, a reshuffling of real estate
agents from one firm to another, near-
record home sales volumes, continuing
price appreciation and the arrival of new,
tech-heavy national real estate businesses.
   Local observers see an unusually rapid
change in ownership of real estate firms
but consider the movement of agents
to new firms as a usual end-of-year
occurrence. Technology continues to
change residential real estate as time-
pressed buyers and sellers embrace it, and
real estate firms try to figure out how to
use it to their benefit.
   Residential real estate firms change
hands for reasons similar to those of other
businesses. Steve Condurelis of Keller
Williams says many residential real estate
firms are small, family-owned operations
with a finite life. If no one in the family
wants to continue in the business, owners                                                                                                                                                          Photo by Michelle Morrow |The Ledger
will want to sell.                               Home for sale by Opendoor at 3156 Hidden Creek Drive, Antioch. Opendoor brought its concept to the area last year.
   Firms also may change hands to                Wilson Group Real Estate in Nashville.              • Zeitlin Sotheby’s International Realty                             David Dorris, Hunter Connelly and
ensure they can keep up with changes in          She also has 25 years’ experience in the          acquired Christianson Patterson Courtney                               Aaron White. Mark Deutschmann, the
technology, educate agents and remain            Nashville market.                                 & Associates                                                           previous owner, maintains a minority
competitive, he adds.                              If an opportunity presents itself to sell a                                                                            interest and remains with the company.
   “Real estate people are an                                                                        • Village Real Estate Services was
                                                 real estate business at a good price, many        acquired by six real estate veterans, Zach                               • Compass, a national real estate firm,
entrepreneurial bunch,” says Christie            owners are going to take it, she adds.
Wilson, president and broker of The                                                                Goodyear, Scott Evans, Brian Stoltzfus,
                                                   Just in November and December:                                                                                                                                REAL ESTATE >> PAGE 11

                                                                                                                     What’s really going on in the White House?
                                                                                                                     How does it compare to Watergate?
                                                                                                                     Is the media doing its job?
                                                                                                                     Hear Bob Woodward and ask him
                                                                                                                     your questions about the state of
                                                                                                                     the American presidency.

                                                                                                                     FEB 10        7:00 p.m.
                                                                                                                     WAR MEMORIAL AUDITORIUM
                                                                                                                     WMAROCKS.COM • 615-782-4030
                                                                                                                                                                                                                                     Photo by Lisa Berg

                                                                                                                     WMArocks.com is the official online source for buying tickets to War Memorial Auditorium events.
Ledger - Change is in the air
FEBRUARY 1 – 7, 2019                                                                  www.TNLedger.com                                                                            Page 3 – Section A

Sometimes it’s just noise                                                                                                             Amend with care

Songwriters, flippers dream                                                                                                           Where exactly

of hitting it big – just once                                                                                                         does God fit in
   At one point in the city’s storied
past, Nashville’s population included
approximately 20,000 musicians, singers,
                                                 His friend had sent his daughter to all of
                                                 the finest schools in the land and she had
                                                 been classically trained by some of the
                                                                                                                                      TN Constitution?
songwriters and a host of others employed        greatest vocal instructors of all time.                                                                      A Tennessee legislator is trying
by ancillary industries of the music                “It’s going to take me years to unlearn                                                                 to insert Almighty God into the
business, according to a music industry          her all of that technique,” he lamented.                                                                   Tennessee Constitution, after falling
insider.                                            In some writing sessions, successful                                                                    short in 2018.
   Today there is a new group of dreamers        writers marvel at the newcomer’s use of                                                                      And in 2017. And 2016. And 2015.
that have migrated to town who are more          “out-of-town chords,” only to say, let’s                                                                     He certainly doesn’t lack for
interested in drill bits than writing hits       not complicate this.                                                                         JOE           persistence. Bless his heart.
and would rather flip a house than turn a                                                                                                  ROGERS
                                                    There are only seven major chords.                                                                        The  legislator is Rep. James (Micah)
phrase.                                                                                                                                  MY TAKE
                                                 Everyone is drawing from the same deck.                                                                    Van Huss of Jonesborough. He’s a
   The flippers have invaded, and the            However, according to Shawn Persinger,                                               Republican, which is unsurprising: Behind any legislation
cacophony they create – nail guns,               quoting guitarist Nick Didkovsky and               The power of                      that seeks to insert God into government lurks the good
screeching drills, shrieking saws, belt
sanders on hardwood floors and staccato
                                                 physicist Jon Charpie, there could be as
                                                 many as 2,341 playable chords.
                                                                                                    information.                      ol’ Grand Old Party.
                                                                                                                                         Van Huss this year has introduced two slightly different
beeps of the trucks in reverse – fill the air.      One builder’s material sheet showed                Published weekly by
                                                                                                                                      House resolutions, either of which would add this to the
                                                                                                     Westview Newspaper, LLC
   Songwriters and flippers share many of        109 components to a house, each with                                                 Constitution:
the same traits in that there are talented       numerous options. For example, the               222 Second Ave. N. Suite 101           “We recognize that our liberties do not come from
flippers and horrific flippers,                            HVAC could be gas, electric,               Nashville, TN 37201
                                                                                                                                      governments, but from Almighty God.”
                                                                                                        (615) 254-5522
just like the songwriters. Thom                            geothermal or solar, and within            FAX: (615) 254-5525                The language is a refinement from the original
Schuyler, a songwriter’s songwriter,                       all of those sources are numerous        Monday-Friday 9 a.m.-5 p.m        submission in 2015, which read, “… Almighty God, our
once penned a classic called “16th                         levels of quality. The possibilities                                       Creator and Savior.” (I can imagine that Van Huss would
Avenue” that should be required                            are infinite.                              President & Chairman
                                                                                                                                      have liked it all set to music, and sung, hymn-like.) The
                                                                                                           Peter Schutt
listening for all aspiring to earn a                          The legendary writer Harlan               Publisher & CEO               streamlined version passed the House, 69-17 in 2017, and
live in the songwriting trade.              RICHARD        Howard is credited with having                   Eric Barnes               the Senate, 25-1 in 2018.
   Many who come to Nashville                              coined the phrase “three chords             Associate Publisher
                                                                                                                                         Procedural issues and the lengthy amendment process
                                            REALTY                                                      & Executive Editor
in search of writing a No. 1 song           CHECK          and the truth” to describe country               Lyle Graves               have it in need of further approval. But considering
have done little or no research as                         music, and that description                lgraves@TNLedger.com
                                                                                                                                      that Republicans hold super-duper majorities in both
to how they will earn a living from                        remains intact. The challenge is               Planning Editor
                                                                                                                                      houses, and considering that it takes an extremely brave
                                                                                                             Cindy Smith
songwriting once they arrive.                    which three chords and how to make the                csmith@TNLedger.com            Republican to vote against Almighty God, the skids would
   Flippers are the same. Some have never        truth interesting.                                         Contributors              appear to be greased for ultimate victory.
                                                                                                            Hollie Deese
driven a nail straight through a piece              Flippers often have to start with                        Tim Ghianni                 What to say, what to say …
of lumber on the first try, think crown          three boards and a roof – maybe three                      Sam Stockard                 How about this (biting my tongue): It’s a well-
                                                                                                             Linda Bryant
moulding and crown molding are two               hundred boards – but the challenge                       Jeannie Naujeck             intentioned but bad, idea.
different things.                                is how to take the same components                           Tom Wood                   It did have the good effect, however, of sending me to
   They are prone to calling a cornice           available to everyone and fashion it into a              Office Manager
                                                                                                                                      the Tennessee Constitution to see if God already resides
                                                                                                           Donna Gosnell
a Cornish, as in the hen, and cannot             commercially viable product.                               Art Director              there. Turns out the answer is yes, but in a somewhat
understand why anyone would ever need               Schuyler wrote:                                    Leigh Melton Singleton
                                                                                                                                      confusing manner.
an architect. Others in the flipper field           “From the corners of the country                     Graphic Designer                Confusing for me, that is, though not for William
are the opposite with more degrees and              From the cities and the farm                             Brian Goins
                                                                                                                                      C. Koch Jr., dean of the Nashville School of Law and a
designations than a Harvard dean, but no            With years and years of living tucked up                                          former justice of the Tennessee Supreme Court.
common sense.                                       Underneath their arms
                                                                                                                                         Article I, Section 3, speaks to freedom of religion.
                                                                                                         Advertising deadline
   One songwriter who worked with                                                                           is Friday 5 p.m.          Section 4 provides that “no political or religious test …
prospective recording artists bemoaned              They walk away from everything
                                                                                                    Call 615.254-5522 or email
                                                                                                                                      shall ever be required as a qualification to any office or
the fact that one of his friends was sending        Just to see a dream come true                     for rates and information       public trust under this state.”
his daughter to town to pursue a career             God bless the boys that make the noise             Advertising Director              So far, so good.
in music, hopefully as a recording artist.          On 16th Avenue”
                                                                                                         Dianna Chambers
                                                                                                                                         But then we get to Article IX, Section 1, which says that
                                                    And that applies to some of the flippers            Business Manager
                                                                                                                                      “no Minister of the Gospel, or priest of any denomination
                                                  who make the noise on all the street and                 Pam Capshaw                whatever,” can serve in the legislature.
       1                     2                    avenues. Flippers come here based on all
                                                                                                                                         And Section 4 of the same article says, “No person who
                                                                                                   Foreclosure Notice Director
                                                  of the “It City” promotion and attention                  Don Fancher               denies the being of God, or a future state of rewards and
                                                  and, to borrow a line from Schulyer,
                                                                                                      dfancher@TNLedger.com           punishments, shall hold any office in the civil department
                                                                                                      Public Notice Director          of this State.”
                                 6                “because one time someone told them                    Dianna Chambers
                                                                                                                                         Both those sound like tests to me.
                       5                          about a friend of a friend they knew” who          dchambers@TNLedger.com
                                                                                                    Public Notice Department             First things first, without getting too far into the weeds
           3                                      sold a house and made big bucks on a
                                                  Nashville Avenue.
                                                                                                          Teresa Mullally             on specifics: The United States Supreme Court has
                                                                                                        Sandy Youngblood
                         4                          The part of the story that does not reach               Laurie Beck               rendered those prohibitions inoperative.
                                                  the small towns is his line, “They’ve all                                              “Even though they’re still in the printed version, they’ve
                                                                                                   The Ledger is a general interest
                                                                                                                                      been vestigial and unenforceable since 1978,” Koch says.
   On the cover...                                dialed the phone collect to home” from
                                                  one of those Avenues.
                                                                                                    newspaper covering business,
                                                                                                  law and development throughout         The surprising part, Koch adds, is that the original
      1. Listing with Goldstar Realty at                                                                 the Nashville area.
                                                                                                                                      intent of what sounded to me like conflicting goals was
   5700 Midland Ave., Nashville. 2, Re/             Once reaching town, many songwriters                   The Ledger’s
                                                  work within the industry and serve                                                  actually meant to strengthen the wall between church and
   Max home for sale on Robertson Ave.                                                                predecessor, Westview,
   Nashville. 3. Exit Real Estate Solutions       makeshift apprenticeships, perhaps                   was founded in 1978.           state.
   home for sale, 5602 Midland Ave. Nash-         playing some demo sessions, or if their               Visit us online at               “It was a very common provision in early constitutions,”
   ville. 4. Two new builds for sale with         musicianship is deemed worthy they may                                              he explains. “I wouldn’t say every state had it, but we were
                                                                                                        Follow us on Twitter
   Parks, 512 Nichol Rd. and 514 Nichol
                                                  play some sessions for some of the labels.                 @TNLedger
                                                                                                                                      certainly not outliers.”
   Rd. Nashville. Photos 1– 4 by Michelle                                                                                                “The implicit assumption was everybody adhered to
   Morrow for the Ledger                            Those who are good enough might hit
                                                  the road with a major recording artist                                              some religion,” Koch says. Constitutional language just
     Photos 5 and 6 were submitted by                                                                                                 sought to prevent any particular religion from getting
   Opendoor                                       and play hit songs night after night while
                                                                        REALTY CHECK >> PAGE 4                                                                                  RELIGION >> PAGE 10
Ledger - Change is in the air
Section A - Page 4                                                                   www.TNLedger.com                                                                     FEBRUARY 1 – 7, 2019

It’s about much more than who gets the house

Marriage ending? Here’s 5 divorce mistakes that could cost you
                       If you’re getting        Not getting all the paperwork                    Social Security.                                                 A Roth IRA is worth
                    a divorce, it pays to         You might not know that you need               Ignoring tax                                                       more than a traditional
                    keep quiet on social        certain documents until years down the           consequences                                                           IRA with the
                    media, says New             road when your ex might be unwilling or             Investments,                                                          same balance,
                    York divorce attorney       unable to provide them, says David Stolz,        property,                                                                  for example,
                    Jacqueline Newman.          a CPA and personal financial specialist in       retirement                                                                   because Roth
     WESTON         Trashing a soon-to-be       Tacoma, Washington, who is active in the         accounts                                                                       withdrawals
  PERSONAL ex or boasting about                 American Institute of CPAs. While you            and other                                                                      won’t be
   FINANCE          your great new life can     can, gather paperwork that shows:                assets may                                                                      taxed in
                    complicate divorce            • Account numbers and balances for all         have the                                                                        retirement.
                    negotiations.               of your financial accounts.                      same face                                                                       Likewise,
   One client’s husband, for example,             • Social Security statements showing           value now,                                                                      a stock
insisted he couldn’t afford a proposed          your spouse’s earnings record and                but trigger                                                                    or other
settlement.                                     expected future benefits.                        different tax                                                                 investment
   Then, he inadvertently gave Newman             • Amounts paid for major assets,               treatments                                                                   that’s grown
leverage to get a better deal.                  including your house.                            later – and that                                                           a lot in value
   “He bragged (on social media) about            • Receipts documenting home                    can dramatically tt                                                      could trigger a big

the great vacation he just took and the big                                                                            ers                                             tax bill that reduces

                                                improvements.                                    affect how much          toc
deal he just closed,” Newman says. “And I                                                                                    k.c                                   its ultimate value.
                                                  These documents might help not only            they’re worth, says            om
said, ‘Thank you very much.’”                   with the divorce settlement but with             Kathy Longo, certified                                          Homes can be particularly
   Oversharing isn’t the only mistake           future retirement and tax planning, Stolz        financial planner and certified divorce                 problematic, especially in high-cost
people make when their marriages are            says. For example, someone who was               financial analyst in Edina, Minnesota, and      areas. A married couple can exclude up to
ending. Here are four more that can have        married for at least 10 years might be able      author of “Flourish Financially: Values,        $500,000 of home sale profit from their
significant financial consequences.             to claim spousal or survivor benefits from       Transitions, and Big Conversations.”
                                                                                                                                                                             WESTON >> PAGE 10

                                                                                                 Williamson, Inc. Day on the Hill                chandise cashiers, custodial, legend racers,
 Calendar                                                        EDITOR@TNLEDGER.COM            Get a look behind the curtain of state gov-     bat boys and grounds crew. In addition,
                                                                                                 ernment from the Williamson County del-         Centerplate positions include concessions,
FRIDAY, FEB. 1                                  Hill, interior designed Ray Booth, architect     egation and Williamson, Inc.’s Directory of     cooks, servers, cashiers, catering attendants
First Friday: Your Small Business Resource      Bobby McAlpine and many other experts.           Government Affairs Kel McDowell. 6:45-11        and warehouse workers. First Tennessee
Market Like a Pro: Marketing Lessons from       Fee: $20 until Jan. 27, and $25, 65+, $5.        a.m. Tennessee State Capitol, 600 Charlotte     Park, 401 Jackson St. 5-7 p.m. Information:
the Nashville Predators E|Spaces, 1550 W.       Music City Center. Information: https://an-      Ave., Fee: Members $85, Nonmembers              https://www.milb.com/nashville
McEwen Drive, Suite 300. 7:30-9 a.m. Free.      tiquesandgardenshow.com/schedule/                $100. Information: www.williamsoncham-
                                                                                                                                                 THURSDAY, FEB. 7
Information: https://members.williamson-                                                         ber.com/day-on-the-hill
                                                SATURDAY, FEB. 2                                                                                 Member Orientation
                                                First Saturday Art Crawl                         WEDNESDAY, FEB. 6                               Learn about member benefits and involve-
                                                Art galleries throughout downtown host re-       Chamber East Networking Coffee                  ment opportunities from Chamber staff, as
Williamson Chamber Leads Exchange               ceptions and art openings, presenting local      Join business and community leaders in          well as how your business plays a role in
A facilitated, casual, members-only network-    and world-renowned artists and artwork.          East Nashville for Chamber East monthly         the Chamber’s mission of creating region-
ing opportunity. Limited to 30 participants.    The galleries offer rare opportunities to view   networking coffee and community up-             al economic prosperity. Nashville Area
Bring business cards, brochures and product     diverse exhibitions featuring every genre of     date. Inglewood Elementary School, 1700         Chamber of Commerce, 211 Commerce
samples to share with other participants.       art. Admission: Free. Most galleries serve       Riverside Drive. 8:15-9:30 a.m. Registration    Street, Suite 100. 8 a.m. registration, 8:20
Lunch meeting option, 11:30 a.m.-1 p.m.,        free wine and other refreshments. 6-9 p.m.       is requested. Fee: Free. Information: http://   a.m. program. Fee: complimentary to new
Location, TBD. Afternoon meeting off-site,      Information: www.nashvilledowntown.com/          web.nashvillechamber.com/events/Cham-           Chamber members. Breakfast provided.
GBI, 7111 Commerce Way, Brentwood.              play/first-saturday-art-crawl                    ber-East-Networking-Coffee-2350/details         Registration required. Information: http://
3:30-5 p.m. Registration required. This is                                                                                                       web.nashvillechamber.com/events/Mem-
                                                SUNDAY, FEB. 3                                   Nashville Sounds Job Fair                       ber-Orientation-2332/details
a free, members-only event. Information:
https://members.williamsonchamber.com/          Stones River Region, AACA Swap Meet              The team is seeking outgoing, energetic
events/details/member-connect-leads-ex-         The 31st annual swap meet at the Nashville       and fan-friendly individuals to become part
change-355940                                   Fairgrounds, 625 Smith Avenue. 6:30 a.m.-3       of the game-day staff for 70 home games
                                                p.m. Fee: $7 donations, Kids under 12 free.      and other outside events. The Sounds and
FEB. 1-3                                        Parking: $5. Information: www.stonesriver-       Centerplate, the team’s food and beverage             Readers are invited to submit
Antiques & Garden Show                          carclub.com/swapmeet.html                        provider, will combine to hire between                Community Calendar items to
This year’s show, themed “A Passion for                                                          350-400 part-time employees to operate                  editor@TNLedger.com.
                                                TUESDAY, FEB. 5                                  First Tennessee Park during the upcoming
Home,” will feature Grammy winner Faith
                                                                                                 season. Positions to be hired include ticket
                                                                                                 office, fan hosts, parking attendants, mer-

                                                                                                  >> REALTY CHECK                From page 3    sight. Then they have their No. 1.
                                                                                                                                                    Again from Thom Schuyler.
                                                                                                 observing the artists interpretation of the
                                                                                                 songs.                                            “Ah, but then one night in some empty
                                                                                                    The Bluebird Café, the iconic                room
                                                                                                 songwriter venue, offers novices                  Where no curtains ever hung
                                                                                                 opportunities to hone their skills before         Like a miracle some golden words
                                                                                                 live audiences while exposing the newbies         Roll off of someone’s tongue
                                                                                                 to the best writers in the world on a             And after years of being nothing
                                                                                                 nightly basis.                                    They’re all looking right at you
                                                                                                    The wet-behind-the ear flippers should         And for a while they’ll go in style
                                                                                                 join a construction crew for a reputable          On 16th Avenue.”
                                                                                                 builder in order to serve an apprenticeship       There is upside aplenty in Nashville
                                                                                                 and note how homes are constructed              for flippers and songwriters, alike. All
                                                                                                 in this area. They will be exposed to           they need is talent, a strong work ethic,
                                                                                                 numerous short cuts and bad habits as           experience and a solid support group. Oh
                                                                                                 they learn their trade.                         yeah, one more thing, a big break.
                                                                                                    At that point, they should work with
                                                                                                 a Realtor and a lender in order to be              Richard Courtney is a licensed real estate
                                                                                                 prepared for that magic moment when             broker with Fridrich and Clark Realty
                                                                                                 Venus aligns with Mars and the affordable       and can be contacted at his website www.
                                                                                                 property with the most upside comes into        richardcourtney.com.
Ledger - Change is in the air
FEBRUARY 1 – 7, 2019                                                                         www.TNLedger.com                                                                                   Page 5 – Section A

                                      Money&MarketsExtra                                                                                                                    FROM THE ASSOCIATED PRESS

                                  Homebuilders are ramping up for the         construction.                                  different wait-and-see view. When we       industry, it just hasn’t been culturally
      Are                        looming spring homebuying season,
                                 which begins in late February and sets
                                                                              How do you see the housing market
                                                                              shaping up this year?
                                                                                                                             look at our backlog, our consumers
                                                                                                                             have a lot of room in what they can
                                                                                                                                                                        where kids are aspiring to go. A lot of
                                                                                                                                                                        work to be done on that. Land is tough

  homebuilders                   the pace for residential construction
                                 activity for the year.
                                                                                  I wish my crystal ball was clear
                                                                              enough. The spring is going to be
                                                                                                                             afford and what they’re buying.
                                                                                                                             The pace of new home construction
                                                                                                                                                                        in good markets or bad markets. We
                                                                                                                                                                        haven’t seen any relief on the land

    upbeat                          Higher mortgage rates last year
                                 drove up borrowing costs, stretching
                                                                              critical in understanding what 2019
                                                                              looks like. We started seeing (slower
                                                                                                                             has been held back for years by a
                                                                                                                             shortage of skilled labor, land ready
                                                                                                                                                                         To tackle that labor shortage, are
   about ’19?                    the limits of affordability for many
                                 would-be buyers. Now mortgage rates
                                 are falling, reaching their lowest
                                                                              demand) in our traffic patterns and
                                                                               absorptions about late September.
                                                                                                                             for residential development and
                                                                                                                             regulatory hurdles. Do you see that
                                                                                                                                                                        homebuilders closer to adopting a
                                                                                                                                                                        more automated prefabrication
                                                                                     There was a psychological impact        improving in the near term?                model?
                                 levels in nine months, driving
                                 home loan applications              Insider           when rates got over 5 percent.           We’re not growing enough new
                                                                                                                             talent in the building industry. I would
                                                                                                                                                                           There is a lot of work being done by
                                                                                                                                                                        us and a lot of builders on the
                                 sharply higher.
                                    That trend bodes well for         Q&A               Mortgage rates remain above
                                                                                        where they were a year ago,          say on a more macro level, the
                                                                                                                             shortage of labor, given the aging out
                                                                                                                                                                        margins. In some respects, it moves
                                                                                                                                                                        labor from the field to the plants. But
                                 homebuilders like Scottsdale,         ByAlex          despite easing in recent
                                                                        Velga         weeks. Do you expect buyers            of America, immigration changes and        you still have to construct the walls.
                                 Arizona-based homebuilder
                                                                                  will adjust to the higher rates?           the lack of vocational programs            So, you have a labor issue no matter
                                 Taylor Morrison. CEO Sheryl
                                                                                                                             through the school system for the last     what. So far, the cost equation is not
                                 Palmer recently spoke to The                     I do. I haven’t been a believer that
                                                                                                                             10 years, this isn’t going to solve        working.
  Sheryl Palmer                  Associated Press about the impact of         we’re going to see significant rate
                                 higher mortgage rates and what she           increases this year. I’m not sure I see        itself overnight. Then there’s a PR job
  CEO, Taylor Morrison                                                                                                       to be done. This is a really good
                                 thinks is holding back more new home         that. I think the Fed is taking a slightly

Organic price premiums dip as demand grows, choices multiply                                                                                                Wireless & Cashless
 By Dee-Ann Durbin                            difference tends to be lower. Organic
 AP Business Writer                           farmers can save money by not using
     U.S. shoppers are still paying more      pesticides or synthetic fertilizers, but
 for organic food, but the price premium      they may have to pay more for workers
                                              to pull weeds or control bugs,
 is falling as organic options multiply.
     Last year, organic food and
 beverages cost an average of 24
                                                Moghtader said.
                                                        One reason organic premiums
 cents more per unit than
 conventional food, or about
                                                       are falling is the increase in
                                                        products on the shelves.                                                                   that
 7.5 percent more, according                             Organics used to be confined
 to Nielsen. That was down
 from a 27 cent, or 9 percent,
                                    Matters              to health food stores and
                                                        high-end groceries like Whole         them,” Sarah Schmansky, a vice
 premium in 2014.                                      Foods, but mainstream stores           president of growth and strategy at
     There’s a lot of variation within              are increasingly offering them.           Nielsen.
 those numbers. The average price for a       Kroger, one of the nation’s largest                In some cases, organics are
 gallon of organic milk – $4.76 – is 88       grocery chains, says it stocks 9,000            breathing life back into dusty grocery
 percent higher than the $2.53 shoppers       organic items and notched $1 billion in         aisles. Sales of conventional lunchmeat
 pay for a gallon of regular milk. Organic    organic produce sales in 2017.                  and cheese at the deli counter had                 By Mae Anderson                 documents to another floor.
 eggs have an 86 percent premium. At              On a recent weekday, Kroger was             been weakening, since consumers                    Associated Press                A similar office courier called
 $4.89 per loaf, organic bread is double      selling Simple Truth organic orange juice       didn’t want to wait for them to be                    The robots are poised to     the Holabot was unveiled by
 the cost of regular bread.                   – its in-house brand – for $3.49. That          sliced. But buyers seeking fresh,                  take over – your next           Chinese startup Shenzhen
     Parents buying organic baby food, on     was $1 more than the same size of               organic options are returning to the deli.         delivery.                       Pudu Technology.
 the other hand, pay just 3 percent more      conventional Kroger-brand orange juice,         Sale of organic deli lunchmeat have                   Robotics companies are          The robots use a
 than they would for conventional baby        or 49 cents more than conventional              risen an average of 18 percent annually            trying to improve the “last     technology called visual
 food. In mid-January, a bunch of organic     Tropicana orange juice.                         over the last four years, while organic            mile,” the crucial time right   SLAM, short for simultane-
 kale was 5 percent more than organic             Costco’s Kirkland Signature store           deli cheese sales are up 26 percent.               before delivery that can        ous localization and
 kale, according to the U.S. Department       brand introduced organic eggs in 2007              Schmansky said food scares – like E.            mean getting something on       mapping. Most are wheeled,
 of Agriculture. Some organic products –      and organic beef in 2012. Walmart’s             coli outbreaks – are also leading some             time – or late. Several         though German automotive
 like artichokes, soy milk and Granny         Great Value store brand sells a                 consumers to organic labels because                delivery robots were            company Continental wants
 Smith apples – may even cost less than       15-ounce can of organic pumpkin for             they trust them.                                   featured at the CES gadget      to deploy walking robotic
 their conventional counterparts.             $1.88, 10 cents more than conven-                  While price premiums may continue               show in Las Vegas in January    dogs to carry packages from
     There are many shifting factors          tional Libby’s brand canned pumpkin.            to drop, it’s difficult to say if they’ll ever     but aren’t widely available     self-driving delivery vans to
 behind the prices for organic foods.             Consumer demand also impacts                go away entirely, says Ryan Koory, a               yet.                            residential front doors.
 Premiums for milk and eggs tend to be        prices. Right now, demand for organics          senior economist at Mercaris, a data                  Segway Robotics, part of        Robby Technology’s
 much higher because the government           is outpacing supply in many categories.         firm that tracks organic agriculture.              the company that makes          namesake robot travels
 has very specific rules for what             U.S. sales of fast-moving consumer                 Looser government policies and crop             electric rental scooters for    down sidewalks as a “store
 “organic” means. For example, cows           goods – a category that includes food,          insurance programs better tailored to              Lime, Jump and Bird, is         on wheels.” The company
 producing organic milk must be allowed       beverages and toiletries – were flat last       small organic farms could help lower               developing Loomo Delivery.      recently partnered with
 to graze for at least one-third of their     year, but sales of organic goods jumped         them, Koory said.                                  The wheeled office robot        PepsiCo to deliver snacks
 food intake, says Jeremy Moghtader,          9 percent, Nielsen said. Overall, 88               A recession could also lower                    can avoid obstacles, get on     around a California
 the manager of the campus farm at the        percent of American households have             consumer demand for organics, and                  elevators and deliver           university campus.
 University of Michigan.                      bought organic food or beverages.               therefore their price premiums. But if
     Organic and conventional vegetables          “Consumers are more focused on              the last recession is any guide, those
 are grown in similar ways, so the price      products that have some benefit to              premiums could bounce back quickly.

 Off the                  The holiday season was a
                       surprisingly brutal one for U.S.    Retailers got Grinched over the holidays                                                                                                by Marley Jay;
                                                                                                                                                                                                      Jenni Sohn

 Charts               retailers, especially department
                    stores. While investors thought         Shop? No, just drop
                                                               Retailers did even worse than the rest of the market during the steep plunge in late 2018, and they kept falling
                  most retailers would benefit from
              solid economic growth, high                   in early 2019. Macy’s had its worst day of all time in January after it said its holiday sales slowed.
  consumer confidence and low unemployment,
  companies including Macy’s, Nordstrom and
  Signet struggled badly over the critical December
  period.                                                   0
     Extreme volatility in the stock market may have                                                                                                                                                 S&P 500
  hurt the wealthiest shoppers, and some luxury            -10
  have said                                               -20
  shoppers                                                                                                                                                                                           Tiffany
  from China                                              -30                                                                                                                                        Macy's
  have also                                                                                                                                                                                          Nordstrom
  cut back on
  spending                                                -40
  as the
  Chinese                                                 -50
  economy                                                          2018              Nov.                                           Dec.                     2019       Jan.                         Signet
  weakened.                                               -60                                                                                                                                        Jewelers
                                                                                                                                                                        Source: FactSet Data through Jan. 23
Ledger - Change is in the air
Section A - Page 6                                                                        www.TNLedger.com                                                                          FEBRUARY 1 – 7, 2019

                                                                                                                                                          programmer and later in management.
 Newsmakers                                                      EDITOR@TNLEDGER.COM                                                                       He was formerly the CTO at Essex Technol-
                                                                                                                                                          ogy Group for 18 years and worked with Peter
Moreton, Smith join                                Nashville Bar. He was also honored by the
                                                   Nashville Bar Foundation in 2017 with the
                                                                                                                                                          Marcum, DevDigital co-founder and managing
                                                                                                                                                          partner, at Bargain Hunt and Nashville Com-
Butler Snow Nashville                              Rutherford Award for highest professionalism
                                                   and civility.
                                                                                                                                                          puter Liquidators for more than two decades,
                                                                                                                                                          with both companies being sold.
  Butler Snow has hired Elizabeth W.
                                                      During its annual meeting, the National As-                                                                               Davis provides
Moreton, Matthew P. Smith and Benjamin A.
                                                   sociation of Former U.S. Attorneys presented                                                                               more than 20 years of
Whitehouse for the firm’s Nashville office.
                                                   Hardin with a painting of downtown Nashville                                                                               experience in the field
Moreton will practice with the firm’s com-                                                            Bryan                 Endom
                                                   in honor of his service as president from                                                                                  of technology market
mercial litigation group, Smith with the firm’s
                                                   2017-2018.                                                                                                                 development via custom
pharmaceutical, medical device and health
care litigation group, and Whitehouse with           At the Tennessee Supreme Court Histor-                                                                                   software and mobile
the firm’s regulatory and business group.          ical Society’s (TSCHS) annual banquet in                                                                                   apps, SaaS, both Cisco
                                                   Memphis, Hardin was presented a leadership                                                                                 and Microsoft managed
                       Prior to joining Butler
                                                   plaque for his service as past president of                                                                                services and remote
                    Snow, Moreton worked
                                                   the society. He was president of the organi-                                                                               data hosting. He will
                    in general civil and
                                                   zation in 2015-2016 and remains an active                                                              Davis               be responsible for all
                    commercial litigation,
                                                   member. THCHS is dedicated to honoring the                                                                                 business and partner-
                    handling matters from
                                                   Judiciary and to preserving the history and re-                                                        ship development activities across DevDigi-
                    pre-suit through trial.
                                                   cords of the Supreme Court. The organization                                                           tal’s 130-member custom software and app
                    She also served as a                                                              Fee                   Gabriel
                                                   works to promote better understanding of the                                                           development teams. He holds two U.S. audio
                    judicial law clerk for U.S.
                                                   role of the Tennessee Judiciary in society.                                                            technology patents.
                    Magistrate Judge M. Ste-
                    phen Hyles, U.S. District        A 7th generation Tennessean, Hardin
Moreton             Court, Middle District         started practicing law in 1969. He served in                                                           Hardaway Construction
                    of Georgia, where she
gained experience in immigration, Social
                                                   the District Attorney’s office from 1967-1970;
                                                   Circuit Court Judge, 1975-1977; Presiding
                                                                                                                                                          expands leadership team
Security and Section 1983 law.                     Judge of Trial Courts, 1977; Special Judge,                                                                                   Hardaway Construc-
                                                   Court of Appeal, 1977; and Presidential-ap-                                                                                tion Corporation has
  Moreton is a member of the American,
                                                   pointed U.S. Attorney, 1977-1981. While                                                                                    added two veteran exec-
Tennessee and Nashville Bar Associations
                                                   judge, Hardin earned the highest favorable                                                                                 utives to its leadership
and the Belmont University College of Law
                                                   rating ever given to a Circuit Judge by the                                                                                team with Brian Murdock
American Inn of Court. She is a graduate of
                                                   Nashville Bar.                                     Giarratana            Moore                                             joining as executive
the University of Georgia and earned her Juris
                                                      He is a member of Tennessee Bar Asso-                                                                                   vice president and
Doctor from Vanderbilt University Law School.
                       Smith is a member
                                                   ciation, was general counsel, 1983-1990,           Children’s Hospital adds                                                Tracy Cothran as senior
                                                                                                                                                                              vice president of field
                                                   and is a recipient of its Award of Merit. He is
                     of the American Bar
                     Association and the
                                                   a member of Kentucky, District of Columbia         11 new volunteer leaders                                                operations. These key
                                                   and Texas Bar Associations. He served as                                                               Murdock             additions come on the
                     Defense Research Insti-                                                            Eleven new volunteer leaders have been
                                                   president, 1989, and charter member of the                                                                                 heels of David Frazier,
                     tute. He earned both his                                                         named to fill positions on the advisory board
                                                   Tennessee Chapter of American Board of                                                                 Hardaway’s owner and CEO, acquiring the
                     undergraduate and Juris                                                          for Monroe Carell Jr. Children’s Hospital at
                                                   Trial Advocates and served on its national                                                             company in July of 2018.
                     Doctor degrees from the                                                          Vanderbilt. They are:
                                                   board; Life Member, Sixth Circuit Judicial                                                               Murdock is an accomplished construction
                     University of California at                                                        New board members
                                                   Conference; Fellow of the Tennessee and                                                                executive with significant experience in all
                                                   Nashville Bar Foundations; emeritus board            • Caroline Bryan, community volunteer             facets of construction management and
                       Whitehouse was              member of the National Association of                                                                  general contracting spanning commercial,
                                                                                                        • Dan Endom, region president (Tennes-
Smith               previously a supervising       Returned Peace Corps Volunteers, and pro-                                                              institutional, multi-family, and hospitality mar-
                                                                                                      see, Alabama, Mississippi) iHeart Media
                    attorney and assistant         fessor emeritus at Nashville School of Law,                                                            kets. Prior to joining Hardaway, Murdock was
                    general counsel for                                                                 • Kevin M. Fee, co-founder and managing
                                                   where he was honored with the Distinguished                                                            with D.F. Chase, Inc. for seven years where
                    the Tennessee Depart-                                                             partner, Castlerock Asset Management
                                                   Faculty Award in 2016.                                                                                 he served as director of preconstruction.
                    ment of Commerce                                                                    • Caren Carden Gabriel, president and
                                                     Hardin has taught at Nashville School of                                                                                     Cothran has been
                    & Insurance. He also                                                              chief executive officer, Ascend Federal Credit
                                                   Law, Aquinas College and abroad.                                                                                            leading projects in the
                    served as an assistant                                                            Union
                                                                                                                                                                               Nashville market since
                    attorney general for
                    the state, serving as          Moskal named chancellor                              • Tony Giarratana, president, Giarratana
                                                                                                                                                                               1987. Most recently,
                                                                                                                                                                               he was with D.F. Chase
                    a trial attorney in the
                    law enforcement and
                                                   for 20th Judicial District                           • Tyson Moore, president, Bank of America                              where, as senior project
                                                                          Patricia Head Moskal,       Nashville                                                                superintendent, he
Whitehouse          special prosecutions
                                                                        a partner in Bradley                                 • R. Jeffrey Williams,                            oversaw construction on
                    division. He also served
                                                                        Arant Boult Cummings                               chief financial officer, Tri                        numerous high-profile
as a judge advocate in the U.S. Navy Judge
                                                                        LLP’s Nashville office,                            Star Energy                                         commercial and hospital-
Advocate General’s Corps.
                                                                        has been appointed to                                                             Cothran              ity projects such as the
  Whitehouse earned his undergraduate                                                                                        New board members
                                                                        be Chancellor of the                                                                                   Nashville Westin and the
degree from Wabash College and his Juris                                                                                   by appointment
                                                                        Chancery Court for the                                                            Gaylord Texan Resort and Convention Center
Doctor from the University of Tennessee Col-                                                                                  • Leigh Rogers,             in Grapevine, Texas. Cothran’s focus will be
lege of Law. Whitehouse also holds a master                             20th Judicial District,
                                                                                                                           president-elect of the         on overseeing all aspects of field operations
of laws in taxation from Boston University                              Davidson County.
                                                                                                                           Friends of Monroe Carell       for the company.
School of Law.                                                          Moskal replaces retired
                                                                                                                           Jr. Children’s Hospital at
                                                   Moskal               Chancellor Claudia
Hardin honored by                                                       Bonnyman.                     Williams
                                                                                                                           Vanderbilt                     Cumberland Trust adds
                                                                                                                              • Elizabeth Miller
trio of organizations
                                                     A member of Bradley’s Litigation Practice
                                                   Group, Moskal has more than 30 years of
                                                                                                      Piercy, executive director, Ronald McDonald         to trust and estates team
                                                                                                      House Charities of Nashville                          Cumberland Trust, a Nashville-based
                                                   experience as a trial and appellate lawyer
                        Nashville attorney                                                              • Kim McRae and Eleanor Nahley, 2018              independent corporate trustee, has added
                                                   handling business and commercial disputes.
                     Hal Hardin has recently                                                          Eve of Janus co-chairs                              Caroline Mitchell to its Estate Administra-
                                                   She has had a particular focus in state and
                     been recognized by the                                                                                                                                     tion Division as a trust
                                                   local tax litigation, appellate litigation, and      • Nahed Zehr, president-elect of the Junior
                     Nashville Bar Associa-                                                                                                                                     officer. In this role,
                                                   government contracts and bid protests.             League of Nashville
                     tion, the National Associ-                                                                                                                                 Mitchell will work with
                     ation of Former United            Moskal also has significant experience with
                     States Attorneys, and         all types of business disputes, insurance          DevDigital hires duo                                                      families and advisors
                                                                                                                                                                                in the administration of
                                                   litigation, real estate litigation and municipal
                     the Tennessee Supreme
                     Court Historical Society      law matters. She has successfully repre-           for CTO, CBO positions                                                    estates and adminis-
                                                                                                                                                                                trative trusts. Mitchell
                     at recent events.             sented clients at every level of the state and                            DevDigital has hired                               joins Cumberland Trust
Hardin                                             federal courts and before various administra-                           Neal Barnhill has been
                        The Nashville Bar As-                                                                                                                                   from SunTrust Bank,
                                                   tive tribunals and agencies.                                            named chief technology
                      sociation presented Har-                                                                                                                                  where she served as an
din the John C. Tune Public Service Award,            Moskal is active with the Nashville Bar                              officer and Stephen                                  assistant vice president
awarded to a member who “makes outstand-           Foundation, currently serving on its board                              Davis as chief business                              and trust advisor.
ing contributions to the greater Nashville area    of trustees, and the Nashville Bar Associa-                             officer.
community while distinguishing themselves          tion, for which she formerly served as first                              Barnhill brings with
as practicing attorneys.” The award is the         vice president and board member. She also                               him more than three                   Readers are invited to submit
highest award which can be bestowed upon           serves as chair of the Tennessee Business                               decades of IT experi-
                                                   Court Docket Advisory Commission. She is                                                                         newsmaker items to
a member by the Bar. Hardin has been                                                                                       ence and has been in
                                                   a past president of the Lawyers’ Association                                                                    editor@TNLedger.com.
previously honored with the Jack Norman,                                                              Barnhill             software development
Sr. Award for Criminal Law Excellence by the       for Women, Marion Griffin Chapter.                                      for many years, first as a
Ledger - Change is in the air
FEBRUARY 1 – 7, 2019                                                             www.TNLedger.com                                                                      Page 7 – Section A

                                                                                             the patient experience toolkit – extending     Nashville.
 News briefs                                       FROM AP AND OTHER SOURCES                the value of investments organizations            Legendary coach and motivator, Lou
                                                                                             have made already and delivering even          Holtz, is the keynote speaker.
                                              their revenue will increase in 2019, with
Dalton commits $12.75M                        50 percent eyeing organic growth in the
                                                                                             more.”                                            RLPSA’s annual conference is the
                                                                                                                                            premier conference for food service and
to Vanderbilt Law School                      U.S. as their primary opportunity to           We Are Nations unveils                         restaurant loss prevention, safety, and risk
   A new $12.75 million gift to Vanderbilt    increase sales.                                                                               professionals solely focused on restaurant
Law School will provide support for             n Manufacturers are more optimistic          expansion plans                                challenges, solutions, and building a
its Law and Business Program, which           about the regional and national economy           We Are Nations of Nashville recently        professional network of resources.
prepares students to enter legal practice     than the global economy, yet notably the       acquired Sector Six Apparel and plans to          Restaurants attending include Wendy’s,
with a solid understanding of business        optimism rating for all three has increased    expand the brand to Europe in 2019.            McDonald’s, Chick-fil-A, Little Caesar’s,
law, corporate management, accounting         by more than 12 points over the last two          Sector Six is an esports apparel brand      Cheesecake Factory, Texas Roadhouse,
and finance.                                  years.                                         specializing in jerseys and custom team        Domino’s, Waffle House, YUM! and
                                                n Manufacturers’ top three priorities are    wear.                                          more.
   The commitment from alumnus
and former Vanderbilt Board of Trust          growing sales, improving profitability, and       We Are Nations CEO Patrick                     Holtz will discuss overcoming
chairman Mark Dalton, JD’75, and              addressing workforce shortage.                 Mahoney says, “As Nations expands              seemingly impossible challenges by setting
                                                n More than 60 percent of                    into working with global multi-channel         own goals and working to achieve them.
his family includes a bequest that will
endow the program in perpetuity. The          manufacturers expect their sector to           projects, we wanted to make sure we
gift also continues the Dalton’s leadership   expand in 2019. Optimism is highest
                                              among manufacturers within the energy
                                                                                             stayed very good at supplying basic quality    Employers urged
support for the Annual Fund, giving the                                                      products to everyone at a good price and
law school the flexibility and means to       sector, with 88 percent being optimistic.      with ease of use and scale.”                   to sign up for PAID
innovate and adapt so that Vanderbilt law                                                       Sector Six Apparel Brand Director              The Tennessee Department of Labor
students are prepared for an evolving legal   Lipscomb, Sewanee make                         Josh Whatley adds, “We are excited to          and Workforce Development has
marketplace.                                  ‘Hidden Gems’ list                             be joining the We Are Nations family.
                                                                                             With this acquisition we will be given
                                                                                                                                            announced a new program for the state’s
                                                                                                                                            employers, Payment Audit Independent
   Dalton is co-chairman of Tudor
                                                 OnlineSchoolsCenter.com, based              the appropriate resources to begin our         Determination program or PAID.
Investment Corp.
                                              in Nashville, has released its list of         global expansion with an initial focus of         The United States Department of Labor
   The Law and Business Program offers a
                                              the Hidden Gems of the Southeast, a            Europe as well as continue our push in the     initiative gives employers the opportunity
certificate to upper-level law students who
                                              survey of some of the best colleges and        collegiate market.                             to avoid costly fines for wage and overtime
complete an interdisciplinary curriculum
                                              universities in the United States that            “We had an incredible 2018 and look         violations.
that includes five required courses and
                                              receive less recognition, yet have the same    to carry the momentum into 2019 with              PAID is a new nationwide program
nine elective credit hours.
                                              prestige, as more popular and well-known       We Are Nations.”                               that allows employers to self-audit their
   Students also can pursue Vanderbilt’s
                                              schools.                                                                                      compensation practices and, if they
unique J.D./M.S.F. joint degree program,
allowing them to earn a master of science
                                                 While some students may prefer to go
                                              to a school that has hundreds of students
                                                                                             Record number of                               discover overtime or minimum wage
                                                                                                                                            violations, to self-report those violations,
in finance from the Owen Graduate
School of Management and a law degree
                                              in each classroom, students at these           students retake ACT                               If an employer discovers issues during
                                              schools enjoy the pleasure of a learning          The Tennessee Department of                 an audit, they can then work in good faith
in only three years. Or they can choose
                                              environment that gives them a stance           Education has announced that 76.1              with USDOL’s Wage and Hour Division
the four-year joint J.D./M.B.A. path.
                                              that is respected and listened to. Students    percent of the state’s public high             to correct their mistakes and to quickly
                                              at these hidden gems have outstanding
LBMC study shows                              educations, notable diplomas, and
                                                                                             school class of 2019, 53,478 students,
                                                                                             participated in the department’s third
                                                                                                                                            provide 100 percent of the back wages
                                                                                                                                            due to their affected employees.
manufacturers optimistic                      beautiful spaces in which to grow as a         ACT Senior Retake opportunity, the                “The PAID program provides
   LBMC, an accounting and business           student.                                       state’s highest participation rate on record   Tennessee employers the opportunity
consulting firm based in Brentwood,              Sewanee: The University of the South           Interim Commissioner Dr. Lyle Ailshie       to fix these issues before they become
has released findings of the third            and Lipscomb University are on the list.       says of those seniors who retook the ACT       major problems,” says Kim Jefferson,
annual LBMC/LEA 2019 National                    According to lead researcher and writer,    in 2018, more than 50 percent increased        assistant commissioner for the TDLWD
Manufacturing Survey Report.                  Rowan Jones, “These schools represent          their composite score from their junior        Workplace Regulations and Compliance
   The study found manufacturers              twenty-five of the best schools in the         year score, a 10.2 percent point increase      Division.
expressed significant optimism for            country. Applicants to and students of any     from 2017.                                         “PAID allows employees to receive
overcoming hurdles, while focusing            one of these colleges or universities can be      “Today is a proud day for Tennessee         wages owed to them in a timely manner
priorities on growing sales, improving        exceedingly proud of their school, and rest    as thousands more public school students       and it can save employers from paying
profitability and addressing workforce        assured that they are receiving a fabulous     are eligible to receive HOPE scholarship       costly fines.”
shortages.                                    education.”                                    funds, while more students can also enroll        To be eligible to participate in PAID
   More than 350 manufacturing                                                               directly into credit-bearing postsecondary     an employer must be covered by the Fair
executives participated in the survey,        Pivot Point announces                          coursework,” Ailshie adds.                     Labor Standards Act.
which includes respondents who produce        new partnership                                   Also, the average ACT composite score
                                                                                             increased by 0.5 points for students who
                                                                                                                                               Employees included in the self-audit
industrial/machining, transportation/                                                                                                       cannot be subject to prevailing wage
                                                 Pivot Point consulting, a healthcare IT     took the ACT during their junior year
automotive; construction; food and                                                                                                          requirements.
                                              company based in Brentwood, is joining         and through the ACT Senior Retake in
beverage; and other products.
   “Looking ahead, manufacturers
                                              a partnership to provide U.S.-based
                                              solutions for managed services.
                                                                                             2018.                                          DevDigital adds
expect raw materials, labor costs, lack of                                                      Additionally, 3,825 seniors raised
available talent, and competition to be
                                                 The combined team will be based at the      their composite score to a 21 or higher,       Bahamas as client
                                              Managed Services Center of Excellence in       allowing them to access more than $61             DevDigital, a software and web
significant hurdles in 2019,” says John
                                              Madison, Wisconsin                             million in HOPE Scholarship funds that         development company based in Nashville,
Mark McDougal, LBMC manufacturing
                                                 “Our comprehensive suite of services,       provide each student up to $16,000 to          has launched operations in the Bahamas,
industry leader.
                                              delivered by a tightly integrated team,        help pay for college in Tennessee. This        to be headquartered in Freeport on Grand
   “The tariffs implemented by President
                                              provides healthcare organizations with         number is up from 2,333 students in            Bahama Island.
Trump provide productivity challenges;
                                              the best quality managed services without      2017.                                             Offices in both Nassau and Freeport
however, an increase in spending on
                                              compromising physician and patient                The 2018 ACT retake also resulted in        will service both U.S.-based and regional
big data and business intelligence yield
                                              quality,’’ says Rachel Marano, managing        more students hitting the ACT college-         clients.
innovative technology for minimizing
                                              partner and co-founder of Pivot Point.         readiness benchmarks across-the-board in          DevDigital Bahamas will bring its
productivity concerns,” he adds. “The
                                              “Our certified professionals free up           each of the four tested subject areas: math,   software solutions to the Caribbean and
challenge of gaining a competitive
                                              health systems to focus on business            English, science, and reading.                 has already signed clients, including
advantage remains critically important.
                                              transformation, system enhancement and                                                        Global Sun Integration and CaribNation.
   “We believe the resilience and success
our manufacturing clients have created for
                                              optimization at a time where operational
                                              effectiveness really matters.”
                                                                                             Nashville to host                                 Company officials say the experience,
                                                                                                                                            and the group’s commitment to
themselves will help alleviate the major
concerns for 2019.”
                                                 Adds Greo Fliearman, principal              restaurant conference                          The Bahamas, is expected to create
                                              consultant PDS, “This partnership enables        The Restaurant Loss Prevention &             opportunities for the employment of
   Highlights from 2019 Survey results
                                              us to provide solutions that integrate         Security Association will host its 2019        Bahamians and the potential for new and
                                              trusted EHR specialists from both an           “Amped-Up,’’ conference August 4-7 in          exciting local partnerships.
   n 81 percent of manufacturers believe
                                              application and advisory perspective into      Nashville at the Renaissance Downtown
Ledger - Change is in the air
Section A - Page 8                                                                                              www.TNLedger.com                                                                                                    FEBRUARY 1 - 7, 2019

                Law & Government
             Davidson County                                      Justin Scott Stabler vs Ekaterina Valeryevna Surinskaia
                                                                  Kenneth Ray Traylor vs Chantele Renee Traylor
                                                                                                                                 Constance Pitts vs Sophea Hong
                                                                                                                                 Charles Griffith, Cynthia Foster Griffith vs Joseph Matthew
                                                                                                                                                                                                     Sabrina A Rooks vs Vickki D Mitchell
                                                                                                                                                                                                     Shannon Bean vs John Doe, Metropolitan Property and
              Circuit Court                                       Kimberly M Hockett vs Michael Hockett
                                                                  Kevin Matthew Wolf vs Elizabeth Starbuck Wolf
                                                                                                                                   Weathers, Mid-State Mobile Concrete Inc
                                                                                                                                 Christopher A Wildmon vs A and P Transport Inc, Peter O
                                                                                                                                                                                                       Casualty Insurance Company
                                                                                                                                                                                                     Sherly Bradshaw vs Scott Duncan
                                                                  Kiwanis C Battle vs Battle, Levi III #00211093                   Odogwu                                                            Shannon Thompson vs Martin Chambers
                                                                  Katlyne McKenzie Thompson vs Jacob Paul Thompson               Dante Scott vs Exxon Food Mart Inc, Macs Retail LLC DBA             Tina L Crowe vs Imcmv Nashville LLC
The Davidson County Circuit Court is a court of general           Kiara Montre Boleyjack vs Carlton Randell Boleyjack              Exxon Tiger Mart                                                  Tanis Beck vs Jessica Walden
    jurisdiction that shares equal standing with the              Lashante Wade Pirtle vs Christopher Lee Pirtle                 Eloy Mancias vs Carlos Melendez Soto, Hiralaxmi Enterprises         Valerie Robbana vs Josephine Brionez, Sadie Herrud, Theresa
                                                                  Melissa Martinez Patterson vs Sean Vincent Patterson             Inc, Sanjay Patel                                                   Gilmer, USAA Casualty Insurance Company

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   Chancery and Criminal trial courts. Three courts
                                                                  Maria A Santiago vs Giezi Santiago Reyes                       Farrah Bata, Scott Bata vs George Hall                              William Annaruma vs Kevin Narkiewicz, State Farm Mutual
specialize in specific areas of law: Divs. 3 and 4 preside        Nicole D Harrison vs Donald L Harrison                         Goshu Degefe vs Metropolitan Government Of Nashville and              Automobile Insurance Company
  over domestic matters; Div. 7 presides over estate              Nakeda Middleton-Burrow vs Marquis McGale Day                    Davidson County Tennessee, Po S Cheng
   You know the type:     that story you can’t wait to share. The   oneJames
                                                                  Peter  that makes
                                                                                         vs sound
                                                                                            Diane Renee Prosser                  Hannah E Richardson vs Clarence Sutherland, Garrison Prop-                    Medical Damage/Tort Complaint
                 like the smartest person in the room. The Ledger Pamelahas  them.
                                                                           Jeanne  Gilbert vs Michael Hunter Gilbert               erty and Casualty Insurance Company, James Sutherland             Robert Byrn, Shirley Byrn vs Summit Medical Associates,
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       With stories by some
                         Judges of the state’s finest journalists, Ronald
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                                                                          Timmie  Rowereaders
                                                                                        vs Karen Lonetta Rowe                      Douglad Martin, John Ramey, Joseph aka Gonzalez
                                  stay on top of what is trending.Rozita Beliyad vs Payam Habil                                  Julian Riddick vs Consumers Insurance USA Inc, Joel                                    Misc General Civil
                 Hamilton Gayden, Div. 1                          Stacie Lynn Allen vs Zachary Waters Allen                        McKenney                                                          Anne Peterson, Michael Peterson vs Charleston Place Hom-
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                Amanda McClendon, Div. 2                          Tarrant Rodriguez McLean vs Myetta Natoya McLean                 Foley Construction LLC, Quinn, Christopher DBA Quinn              Codes Michael Metro vs Jason McReynolds
                  Phillip Robinson, Div. 3                        William F Snyder vs Madalyn M Welsh                              Design, Rojo, Alvaro DBA Rojo Construction LLC                    Charles Pointer, Kendarius BNF Blackburn vs Ethan Bennett
                    Philip Smith, Div. 4                          William Darren Levin vs Kaytelynn McAuliffe Levin              Jimmie Robertson, Larry Robertson vs Giana E Gray, Knechelle        Dominic BNF Carsley, Jordan BNF Carsley, Sheya Carsley vs
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                                                                                    Or online  at OBO Ngh Credit vs Shenell                                                                            Jeremy T Nokes, Nashville Lumbar Company
                   Kelvin Jones, Div. 8                            Fasha Gordon                                                  Kenneth Taylor vs Trinity Resturant Group West LLC                  Gabrielle BNF Merrell, Nyaa BNF Merrell, Ourana Jordan vs
                                                                           www.tnledger.com                                      Keith Jones, Laura Jones vs Patricia Easley, Paul Easley, USAA
           Mary Ashley Nichols, Special Master                   El Bronco Partners LLC vs Ken Upcraft, Paycenter 1, Inc,                                                                              Jeremy T Nokes, Nashville Lumbar Company
                                                                   Paymecenters LLC                                                Casualty Insurance Company                                        Jersey Central Power & Light vs Edward Jason Owens,
                                                                 Gwendolyn Steward vs Unique Insurance Company                   Kelisha Johnson vs Sharon D White                                     Robert Parish
                     Richard R. Rooker                           National Collegiate Student Loan Trust 2007-3, A Delaware       Lendrika Beaton vs Metropolitan Transit Authority DBA Wego          Joseph Blythe vs Rhonda Streib
                            Clerk                                  Statutory Trust vs Jason K Semeniuk                             Public Transit, Transit Organization Davidson                     Metro Government Of Nashville and Davidson County vs
                                                                 Parkway Associates LLC vs C2hunt LLC, Hunt, Chris DBA           Linda Faye Bryant vs Alvin R Evenes, David Harb, Metropolitan         Denisha Vazquez
                       Tel: 862-5181                                at 615-254-5522.
            Advertise with the Ledger. For information, call DiannaTrademark   Insurance                                           Government Of Nashville and Davidson County Tennes-               Procraft Cabintery Inc vs Andre J Bahou, Baker, Donelson,
                1 Public Square, Suite 302                       Remodeling Services Unlimited Inc DBA Rsu Contractors Of          see, Transit Authority Metropolitan, Transit Organization           Bearman, Caldwell & Berkowitz PC, Brittany Bartley
             Hours: M-F, 8 a.m. to 4: 30 p.m.                      Nashville vs Carolyn Binkley, George Binkley                    Davidson                                                            Simpson, Maia T Woodhouse, Miller Legal Partners PLLC,
                                                                                                                                 Ludiva Giron Tique vs Dwight Gordon, Shantina McPherson
Shown here: Case Style, Plaintiffs, Defendants. Sorted Skyline Medical Center vs Enrique Castellanos                                                                                                   Nicholas R Valenti, Samuel F Miller, V Austin Shaver, Wayne
                                                                 South Nashville Dental Associates PLLC vs Joshua Gropper        Larry Ware vs Exxon Food Mart Inc, Macs Retail LLC DBA                E Ramage
  by Case Style.                                                                                                                   Exxon Tiger Mart
                                                                   PC, Josua T Gropper                                                                                                               Ron Daisia Jones vs Geico General Insurance Company
                          Divorce                                Us Community Credit Union vs Jay's Used Cars LLC, Ohmar         Michael J Crook vs Laura J Richards                                 State Of Tennessee Department Of Employment Security vs
                                                                   Braden                                                        Mohamed Sumaray vs Ruwayda Mahamoud                                   Hp Workforce Solutions LLC
Anna Barker Johnson vs Justin Larry Johnson                                                                                      Mohamed Ismail, Samira T Ahmed vs Kieran O'donnell
Billy Dewayne Evans vs Jennifer Lynn Evans                                              Damage/Torts                                                                                                 Tajahious BNF Lee vs As Carriers Inc, Esad Mehmedovic,
                                                                                                                                 Mark Martinez vs Bander Inc DBA Gc Mart, Rami Ismail                  Sentry Insurance
Buah Touray vs Jazzmine Elizabeth Touray                                                                                         Marco Hercules Cruz vs Sarah Britting
Bryan Edward Walsh vs Callie Anne Walsh                          Ally George, Frank  George vs Erie Insurance, Lone Star Bloom                                                                       Tzarian BNF Cheatham vs As Carriers Inc, Esad Mehmedovic,
                                                                   LLC, William Harris                                           Maria Abdelmalak vs Kevin Morales                                     Sentry Insurance
Caviness Paul McLean vs Glenda McLean                                                                                            Monica Joyce-Lillard vs Gary Cochran, Patriot Truck Lines
Cory Elizabeth Roroya vs Maleli Roroya                           Abolghassem Torabi vs Courtney Maulden, Defendant Un-
                                                                   named                                                           LLC                                                                             Other Domestic Relations
Cheryl D Davis vs Calvin O Atchison                                                                                              Marion Reynolds vs Janine Halterman, Kyle Scott, Nationwide
Danielle Nicole Douglas vs Tristan Owen Douglas                  Brian Stanely Knight, Kimberly Johanna Knight vs John Harvey,                                                                       DHS - St Of TN, Ellen Osei Fosuhene vs Kawabi Fosuhene
                                                                   National Trust Insurance Company                                Insurance Company Of America                                      DHS - St Of TN, Samantha R Chenault vs Chad A Chenault
Emily Lynne Cibulka vs Jeffrey Lawrence Cibulka                                                                                  OBO Stokes Ameriprise vs Felix Gonzalez
Emma Leticia Contreras vs Mario Rene Ruano                       Brian Wiseman vs Annie Ridley                                                                                                       Reyna M Arita vs DHS - St Of TN, Kevin A Santos-Franco
                                                                 Barta Lacaro, David Sanchez, Elmer Sanchez Rosario vs           Paula Gaines, Richard Gaines vs James Stephens
Elizabeth H Rockwell vs Patrick D Rockwell                                                                                       Priya Suresh, Suresh Srinivasan vs Mountain Laurel Assurance             Petit For Contempt/Mod/Order Of Prot
Elizabeth Jo Willyard vs Bobbie Dail Willyard                      Gregory Nation
                                                                 Charlotte Simmons vs Brown Trucking Company, Larry W Rawl-        Company, Progressive Insurance, Rakia Jordan
Holly Audrey Williams vs Christopher Gale Coleman                                                                                                                                                    Antonio Leon French vs Shondra M French
                                                                   ings, State Farm Mutual Automobile Insurance Company          Shannon Garner vs Modi Darshan
Haitham Mohammed Hamdan vs Austin Tayler Hall                                                                                                                                                        Amber Jonell Brown vs Clarence Eugene Brown
                                                                                                                                                                                                                  Ambrosia Joi Steele vs John Henry McCants
                                                                                                                                                                                                                  Briana Phillips vs Nick Sheldon Rose
                                                                                                                                                                                                                  Chelsea Mae Heibeck vs Allen Christopher

                            Articles worth sharing
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                                                                                                                                                                                                                  Chelsea G Maxwell vs John David Maxwell
                                                                                                                                                                                                                  Dana Smith vs Lewis K Smith
                                                                                                                                                                                                                  Daniel Bruce Karl vs Leslie Greer Karl
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                                Whether it’s real estate news, banking, politics, Tennessee sports or stories of people making a difference,                                                                      Joshua Samuel Hines vs Samantha Louissaint
                                                                                                                                                                                                                  Katherine S Darnell vs Scott E Gray
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                                                                     stay on top of what is trending.                                                                                                             Miller
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                                                                                                                                                                                                                  Monica Louise Pruitt vs Rodney Scott Pruitt
                                                                                                                                                                                                                  Madison Jessie Martin vs Nicholas Phillip
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                                                                                                                                             Pick up the Ledger weekly.                                           Shalece Vanee Gibson vs Montez Deshawn
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                                                                                                                                                                                                                  Valerie Delores Lockett vs Latanya House
                                                                                                                                                                                                                               Real Estate Matter
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                                                                                                                                                                   For information, call Dianna at                 and On B vs Davidson County Tennessee, Said
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