Ledger - Time for some hard decisions

Ledger - Time for some hard decisions

Ledger - Time for some hard decisions

OK, baby boomers: Timeforsome harddecisions Planning ahead key for retirement health Story by Kathy Carlson begins on page 4 BEHIND THE WHEEL Sure, Siri’s a pickup girl Features normally found on cars, SUVs have found their way into the redesigned Chevrolet Colorado. P22 ww October 8 - 14, 2010 Law & Government 08/26/2010, 10C3303 JamesT Collins vs Rogers Group Inc, Pltf(s): JamesT Collins, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010, 10C3308 James A Wells vs Jenco Construction Inc, Pltf(s): James A Wells, Pltf Atty(s): n/a, Def(s): Jenco Construction Inc, Def Atty(s): Jennifer SWhite, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, Pltf(s): Jessica Grimwood, Pltf Atty(s): n/a, Def(s): Intrepid USA Healthcare Services, Def Atty(s): Clifford Wilson, 08/27/2010, 10C3329 Judy R Lawson vs Nursing & Oneida, Pltf(s): Judy R Lawson, Pltf Atty(s): David Harold Dunaway, Def(s): Nursing & Oneida, Def Atty(s): Richard R Clark, 08/23/2010, 10C3249 Jordan Sanders vs Dillons Welding Inc and Employers, Pltf(s): Jordan Sanders, Pltf Atty(s): Donald D Zuccarello, Def(s): Dillons Welding Inc and Employers, Def Atty(s): Frederick William Hodge, 08/30/2010, 10C3339 Josh Garrigus vs Ed’s Supply Company, Inc, Harleysville Mutual Ins Company, Pltf(s): Josh Garrigus, Pltf Atty(s): n/a, Def(s): Ed’s Supply Company, Inc, Harleysville Mutual Ins Company, Def Atty(s): Reisner Sarah C, 08/26/2010, 10C3309 Kathleen Cantrell vs Bowes Pitney, Pltf(s): Kathleen Cantrell, Pltf Atty(s): n/a, Def(s): Bowes Pitney, Def Atty(s): Heather E Hardt, 08/30/2010, 10C3345 Kathryn J Ward vs Publix Supermarkets Inc,Pltf(s):KathrynJ Ward,PltfAtty(s):DonaldDZuccarello,Def(s):PublixSupermarkets Inc, Def Atty(s): Christian Garstin, 08/24/2010, 10C3271 Larry Goldman vs Tow Of Smyrna, Pltf(s): Larry Goldman, Pltf Atty(s): Kimberly A Coffey, Def(s):Tow Of Smyrna, Def Atty(s): Mary en, 08/25/2010, 10C3277 on vs Comtrak Logistics Inc, Great West y, Pltf(s): Leslie Johnson, Pltf Atty(s): Gary mtrak Logistics Inc, Great West Casu- D Butler, William Stuart Scot Larry S Fleet B St ern Express,Inc,Pltf(s):PaulCooley,Pltf Hampshire Insurance Company, Western JohnW Barringer, 08/30/2010, 10C334 Patricia McClarren vs Star Insuran Church Of Christ, Pltf(s): Patricia Def(s): Star Insurance Company, W Atty(s): David John Deming, 08/3 Richard Dicaire vs Cbs Pe Personnel Services LLC, K Staffmark,Staffmark Inve Pltf Atty(s): n/a, Def(s): Cbs Services LLC, Kilgore Gro Investment LLC, Def A 10C3299 Roger D Coates vs Coates, Pltf Atty(s): J Michael Morgan, Richard Hallaue Industries Inc Mueller Water Amelia Cathe Randall D M RandallD Co, Def Roger D Dods Atty Ric p Realty Check .

. 3 Community Calendar . . 4 Newsmakers . . 9 Public Records . . 17-21 Public Notices and Foreclosures . . Section B Marketplace . . 23 Public Records inside & online TNLedger.com The power of information. January 23 – 29,2015 Vol. 41 | Issue 4 NASHVILLE EDITION www.TNLedger.com Ledger REAL ESTATE Belle Meade, of course No surprise that the top home sale of the year, $4.3M, was on the Boulevard. P7 IN THE WEEDS Get your food, then sit Are you claiming a table before getting your food? If so, you are the problem. P15 BROADWAY’S HUGE-HEARTED HIT! FEBRUARY 3-8 @ TPAC DAVIDSON • WILLIAMSON • SUMNER • CHEATHAM • RUTHERFORD WILSON ROBERTSON • MAURY • DICKSON • MONTGOMERY • KNOX • ANDERSON •BLOUNT •SEVIER | FORMERLY WESTVIEW SINCE 1978 SPECIALEMPHASIS ISSUE:SENIORLIVING

Ledger - Time for some hard decisions

Section A - Page 2 JANUARY 23 – 29, 2015 www.TNLedger.com KINKYBOOTSTHEMUSICAL.COM @ TPAC FebruAry 3-8, 2015 ON SALE NOW! TPAC.OrG/Kinkyboots • 615-782-4040 TPAC Box Office • Groups of 10 or more call 615-782-4060 Parental guidance is suggested. TPAC.ORG is the official online source for buying tickets to TPAC events. Presented by

Ledger - Time for some hard decisions

On a recent Sunday night, while relaxing and watching the Golden Globe Awards, I received a text from a friend stating: “I spent some time today figuring out a new video software.” And, it had a link to a fun, short video. This friend doesn’t use video at work, but he and two other IT guys are creating a YouTube channel.

This is the second project for the team, who also recently started a podcast, to learn about podcasting. This occurrence isn’t an uncommon one in the technology world. Techies are creating new social work groups on Meetup.com every day.

They gather together and learn how to use software like WordPress, Python, Java, Oracle and PHP. They bounce ideas off of one another about how to start a podcast, how to build video games or how to make mobile apps. They organize breakfasts, lunches and weekend-long coding sessions called hackathons. They host events for younger generations to teach them about programming. The thing that’s interesting is, technology professionals do all of these activities in their free time. Their companies don’t sponsor these events. They aren’t compensated for participating.

But, the time they devote helps to keep their skill set up to date.

Technology is a field that’s constantly evolving. In IT, if you want to keep up, you must keep learning. It creates job security. In addition to beefing up their resume, this time builds their network. If there’s a job opening, you can bet someone will look inside these groups for candidates. Lastly, it allows these professionals to cross-pollinate ideas with those outside their company’s four walls. They aren’t confined to the traditional thoughts on how to do things and can compare notes with others.

Although your industry may not change as often as technology, there are a number of great lessons to be learned from this group. First, don’t wait for your company to keep your skills up to date. It’s your responsibility. Be sure not to neglect your continuing education. This may mean you may have to use some personal time, or even some of your own money. Think of it as an investment in yourself and your future value. Once you’ve decided to give this strategy a try, you may wonder where to begin.

Meetup.com is a natural place to look for special interest groups. You may also check the colleges in your area for continuing education courses.

They often offer abbreviated courses at reasonable prices. Professional organizations can also be a great place to look. Don’t have time to get out? Or can’t find anyone near you to network with? Search online. Many universities such as Harvard and MIT are placing some of their course materials online – for free. And, there are many other online resources such as LinkedIn and website forums where you can network with others in your field. At the end of the day, one of the best keys to being competitive is to always be learning. Angela Copeland is CEO/founder of Copeland Coaching, CopelandCoaching.com, and author of “Breaking The Rules & Getting The Job.” She also hosts the Copeland Coaching Podcast on iTunes.

You can follow Copeland Coaching on Twitter (@CopelandCoach) and Facebook (facebook.com/ CopelandCoaching).

The closing attorney is the final piece of the puzzle in a real estate transaction – and the most important. If the closing attorney fails in that role, the transaction might not occur, even if both parties – buyer and seller alike – sign every document. Things can go horribly wrong there, and have in the Nashville market over the years. Not so long ago, one title company was shuttered after the funds from the buyer’s loan failed to make it to the seller or, more importantly, to the seller’s lender. In my 35-year career, I have seen three high-profile title companies close as a result of misappropriation of funds.

They closed several hundred transactions each month. Two were steeped in tradition with highly regarded principals, but, as it turned out, no principles.

To better understand how this can happen, here’s how closings work: The lender wires funds from the loan to the buyer’s closing attorney, and the buyers provide that company the funds required of them to close. With those funds in hand, the title company has all of the cash required to close the sale. The title company, or closing attorney, then disburses the funds to pay the taxes, any fees for the recording any documents, real estate commissions, perhaps a termite contractor, the national title insurance company and the existing loan from the seller. It then pays its own fees and sends what is left to the seller.

In most cases of fraud, the seller and the other closing attorney get their money, so as not to raise any flags. At that point, before paying off the loans, criminals take the money for their own use. In most cases, they use the following closing to pay some of the expenses of the previous closing, a shell game or musical chairs. When the music stops or the pie grows too large, trouble ensues. So the buyers are in houses for which they have secured loans, but the funds from their loans did not pay off the previous owners loans, so that lender has a mortgage on the house.

Mail from sellers’ lenders arrive at the house, and the buyers get nervous.

Unfortunately, in many of these cases, the buyer owes the bank the money and does not own his house. Buyer beware. The Sale of the Week Recently the Adelicia condominium complex had a unit sell for more than $1,000 per square foot. Perhaps the long-awaited market crash has occurred, as unit #1602 sold last week for a mere $731 per square foot. However no tears need be shed for the owner, who paid $330 per square foot having bought for $604,000 in 2008 and sold for $1.35 million last week. In any market of any commodity, 100 percent return works.

While the Adelicia is reaping considerable attention in the media, the other high rises also are faring rather well. For example, when the Icon units sold in 2008, they sold for $365 per square foot. Last years’ highest sale was for $657 per square foot, and while that seems to be an anomaly, there were numerous units selling for more than $500 per square foot. The granddaddy of them all, The Viridian, had sales of $313 per square foot in 2008 and as high as $523 last year for a penthouse unit. The Viridian penthouses are on the 30th floors, while the Adelicia penthouses are on the 16th floor.

Michelle Maldonado of The Lipman Group Sotheby’s International Realty and a mainstay in the Adelicia, was the listing agent of the $1.35 million sale, as she often is. Joanne Staler, one of a few women who can look Maldonado in the eye, represented the buyer. Staler, like Maldonado, is a superstar Realtor and is with RE/MAX Choice.

Those curious as to what a buyer may expect for $1.35 million in the Adelicia will find two bedrooms with two full baths and 1,825 square feet. The price includes a storage room for the furniture that won’t fit, or the storage rooms are nice enough to stash the visiting in-law or college buddy. Kitchens are well-appointed with granite and stainless steel, and ceilings are finished and painted drywall, an unusual but nice touch. Maldonado also noted the home has 48 feet of floor-to-ceiling glass with 180 degree views.

While 2008 seems like a century ago, it is interesting to remember that many of the residential real estate brokers in town would not show clients high-rises and warned them the developers would go broke.

They equated high rise to high risk. One commercial developer boasted he planned to wander into The Gulch and buy the Icon for 25 cents on the dollar. To recap: The Viridians started at $260 per square foot and now goes as high as $523. The Icons could have been purchased for $245 per square foot, but now goes for $500.

Adelicia units were bought at $330 per square foot and now can command $731 – and at least one sold for $1,019 per square foot. The 1212 at $585 per square foot is in the midst of closing 125 units as this is being written. Hmm. I wonder what that fellow did with his quarters. Richard Courtney is a real estate broker affiliated with Christianson, Patterson, Courtney and Associates and can be reached at Richard@richardcourtney.com. Page 3 – Section A www.TNLedger.com JANUARY 23 – 29, 2015 Whatwe can all learn from techies Surprises can be costly Make sure you really have closure at closing Published weekly by Westview Newspaper, LLC 223 Rosa L.

Parks Ave. Suite 205 Nashville, TN 37203 (615) 254-5522 FAX: (615) 254-5525 Monday-Friday 9 a.m.-5 p.m Publisher Eric Barnes General Manager & Executive Editor Lyle Graves lgraves@TNLedger.com Planning Editor Cindy Smith csmith@TNLedger.com Contributors Hollie Deese Tim Ghianni Ellen Margulies Bill Lewis Terry McCormick Dave Link Joe Morris Jeannie Naujeck Kay Bona Vic Fleming Tom Wood Art Director Leigh Melton Singleton lsingleton@TNLedger.com ADVERTISING Advertising deadline is Friday 5 p.m. Call 615.254-5522 or email dchambers@TNLedger.com for rates and information Advertising Director Dianna Chambers dchambers@TNLedger.com Business Manager Pam Mallett pmallett@memphisdailynews.

com Public Notice Director Don Fancher dfancher@TNLedger.com Public Notice Department Teresa Mullally Sandy Youngblood Laurie Beck Inspiration Kim Kale The Ledger is a general interest newspaper covering business, law and development throughout the Nashville area.

The Ledger’s predecessor, Westview, was founded in 1978. Visit us online at www.TNLedger.com Follow us on Twitter @TNLedger Ledger The power of information. Realty Check By RICHARD COURTNEY Career Corner ByANGELA COPELAND

Ledger - Time for some hard decisions

FRIDAY, JAN. 23 Solar Seminars for Business Owners Tax benefits and other financial incentives of solar energy will be discussed in a work- shop hosted by local contractor LightWave Solar and BB&T Bank. Tennessee Society of Certified Public Accountants Meeting Cen- ter, 201 Powell Place, Brentwood. Informa- tion: 641-4050, info@lightwavesolar.com.

SATURDAY, JAN. 24 Zoo Run Run 5K A herd of runners, walkers and strollers will make their way through Nashville Zoo during the 2015 Zoo Run Run. The annual 5K race takes participants past favorite hab- itats, like Kangaroo Kickabout and Flamingo Lagoon, and along roads and trails not normally accessed by the public. The Zoo will close to the public at 1 p.m. in advance of the 3 p.m. race. Registration and check-in begin at 1:30 p.m. Families and children are encouraged to bundle up as they hit the trail, and strollers with all-terrain tires are recommended. Refreshments and beer (age 21+ only) will be available after the race.

Early registration is $38 for Zoo members, $42 for non-members and $25 for children ages 5-12. Day-of-race registration is $50 per adult and $26 for children (ages 5-12). Children ages 4 years old and younger are free. Information: www.nashvillezoo.org. TUESDAY, JAN. 27 Business After Hours An opportunity to develop relationships, walk away with new connections and market your business to more than 200 attendees. Increase your company’s mar- keting efforts by purchasing a display table to endorse your business. Tables include admission for four, a 6’ table, and promotion among hundreds of Chamber members and area business leaders.

Table space is limit- ed. The Bell Tower, 400 4th Avenue South, Nashville. Information: Nashvillechamber. com, 743-3063.

Real Estate Investors Network Buying Real Estate Through Your IRA with Mike Todd. Did you know it’s possible to buy real estate through your IRA? Depend- ing on the type of account you have, your profits are tax deferred or tax free. Mike Todd, IRA Innovations, will provide needed information. 6 p.m. at the REIN Center, 4525 Harding Rd, Ste 200, Nashville. Infor- mation: www.reintn.org. WEDNESDAY, JAN. 28 Ledger Online Research Webinar Learn how to use Ledger services to re- search the public record, find new opportu- nities, analyze prospects, clients or vendors and more. Participants will receive a free tri- al account for hands-on instruction.

3-4 p.m. Information: http://bit.ly/LedgerWebinar. MONDAY, FEB. 9 Donelson Early Birds Club of Toastmasters New Member Open House The Donelson Early Birds Club meets every Monday morning at 7 a.m. to kick-start the week with interesting speeches in a fun and laid-back atmosphere of learning and devel- oping our communication skills together. Founded in October 1924, the organization currently has more than 280,000 members in 13,500 clubs in 116 countries. 7 a.m., Buchanan Log House, 2910 Elm Hill Pike, Nashville. Information and RSVP: kate. tanis@gmail.com, 400-9680.

FRIDAY, FEB. 13 African-American History and Culture Conference The 34th annual Nashville Conference of African-American History and Culture will take place at the Tennessee State Univer- sity Avon Williams campus. Co-sponsored by the College of Liberal Arts, and the Metropolitan Historical Commission, the conference will focus on the educational and musical legacies of Nashville’s Afri- can-American community. For more than 30 years, the award-winning conference has brought together historians, students, educators, community leaders and others interested in African-American history and culture.

Registration is $20, WHICH includes admission to all speakers and performances, additions to the Profiles of African-Ameri- cans in Tennessee series, and other publica- tions. Lunch and parking are also included. Information and registration: www.nashville. gov/mhc, 862-7970.

Assistance League of Nashville Annual Wine Tasting In addition to having a wide variety of wines to taste, craft beers have been added this year. Silent auction items will be available for bidding. Proceeds benefit Assistance League of Nashville’s philanthropic pro- gram, Operation School Bell. The program provides new standard school attire for economically disadvantaged elementary students attending Metro Nashville Public Schools. 6-9 p.m., Richland Country Club, 1 Club Drive, Nashville. Tickets: $100 per person before Feb. 9, $125 per person after. Information: www.assistanceleaguenash- ville.org, 252-6772.

FEB 19-20 Music Tech & Futures Summit The interactive conference, organized by Innovation Enterprise, will bring together pioneers within the music industry to dis- cuss optimizing digital music and enhancing benefits within a high tech industry. The two-day conference will address topics such as the future of the record label, sharing music and its importance to the industry, data decisions through song placement and platforms vs. publishers. International Events Director at Innovation Enterprise Na- than Meyer said Nashville was the obvious choice to host the event. Speakers include executives from Kobalt Music, Deezer, Downtown Records, Viacom, ASCAP and iHeart Radio.

Conference sessions will run from 8:30 a.m.-5:30 p.m. each day with multiple face-to-face networking opportu- nities with industry leaders. Online videos of all sessions, with integrated slides and audio, will be made available to all attendees after the event. Information and registration: http://bit.ly/1tt7MmL.

Section A - Page 4 JANUARY 23 – 29, 2015 Readers are invited to submit Community Calendar items to editor@TNLedger.com. calendar  EDITOR@TNLEDGER.COM Long-term care insurance: Good investment? By Kathy Carlson | Correspondent She works in her yard, maintains a garden, watches her diet and is waiting for her exercise group to get started at the FiftyForward Center in Madison. Asked about long-term care insurance, Eva Mai Nelson says, “I’ve thought about it. I don’t think it’s worthwhile to buy at my age.” She’s 83.

Fellow exerciser Norma Ragan, 79, says she and her husband considered buying a policy a few years ago, when they were in their mid-70s.

“We talked with our son-in-law. He’s a good businessman,” she says. He told them that at their ages, premiums would be very expensive and the benefits might not be worth the cost. With his advice, they decided to look to their savings if the need arises. “I’ve thought about it but I really haven’t looked into it,” another woman at the center says. Others finishing lunch or waiting for exercise class simply didn’t want to talk about it.

But a don’t-ask-don’t-tell attitude toward paying for long-term care isn’t an effective strategy for the 75 million baby boomers, the oldest of whom will start hitting age 70 in 2016. In addition, nearly 10 million boomers are caring for elderly parents, according to the National Association of Insurance Commissioners. People today are living into their 70s, 80s, 90s and beyond, says Jesse Slome, executive director of the American Association for Long-Term Care Insurance, which serves those who offer long-term care insurance.

“If you live a long life, the chances are enormously high you’re going to need some kind of care.” No cookie-cutter solutions Care for seniors can come from family members or from outside services such as adult day care, assisted living centers, home-care services and nursing homes.

The national average cost for a day of adult day care in 2013 was $61, according to information on the assistedlivingfacilities.org web site, based on the Genworth 2012 Cost of Care Survey of some 15,000 care providers. Other services come with higher price tags.

In Tennessee, for example, the median cost in 2013 for a month in assisted living was $3,304, the Genworth survey said. On average, says Gretchen Funk, FiftyForward’s care team director, people stay in assisted living for 24 months and in a nursing home for 28 months. Of course, that’s just the average. Part of the difficulty in setting up a long-term care plan is the number of factors that have to be considered. “Every person’s situation is different,” explains Hendersonville attorney Tim Takacs, who is certified by the state of “ It’s not gonna get cheaper, and you’re not gonna get younger.” Jesse Slome, executive director of the American Association for Long-Term Care Insurance INSURANCE >> PAGE 8 Michelle Morrow | The Ledger Kathleen Phillips leads some seniors in a stretch during a Silver Sneakers class at FiftyForward Madison Station.

Ledger - Time for some hard decisions

A packed house? Moviegoers are expected to come out in droves this year. The heavy-hitting lineup of major move franchises that are returning to the big screen includes “The Avengers: Age of Ultron” and “Star Wars: The Force Awakens,” as well as “Jurassic World,” the final “Hunger Games” and new “Terminator” and “Mission Impossible” films. Jason Bazinet, an analyst at Citi Research, estimates that U.S. box office receipts will surpass $11 billion, a 7.6 percent increase from 2014.

Bazinet maintains a “Buy” rating on shares of AMC Entertainment and recently raised his price target to $33.00 – shares closed at $27.29 on Thursday.

One of the factors Bazinet cites is that AMC has the most IMAX locations, and management believes IMAX attendance should rebound this year because of the strong film lineup. Trevor Delaney; Jenni Sohn • AP Source: FactSet Data as of Jan. 15 *last 12 month results ^annualized AMC Entertainment (AMC) Thursday’s close: $27.29 Sell Hold Buy Avg. broker rating: (13 analysts) 52-week range Total return 1-yr 3-yr^ 40.0% N/A P/E ratio* 8 Sell Hold Buy Avg. broker rating: (14 analysts) Total return 1-yr 3-yr^ 17.1% 22.9% P/E ratio* 26 $20 28 Cinemark (CNK) Thursday’s close: $35.56 52-week range $27 37 Sell Hold Buy Avg.

broker rating: (18 analysts) Total return 1-yr 3-yr^ 16.5% 30.9% P/E ratio* 40 Regal Entertainment (RGC) Thursday’s close: $21.09 52-week range $18 23 TAX TUMBLE The crash in the oil market will mean less in tax revenues for Alaska, North Dakota and other states reliant on energy production. That spells higher risk for their municipal bonds, but it’s not like they’ve never seen this before. The price of oil is notoriously volatile, and many govern- ments have set aside reserves to protect themselves from just this situation, says Chad Farrington, head of municipal bond credit research at Columbia Management.

He expects to see few defaults due to the plunge in oil. Other states, meanwhile, will likely see benefits as cheaper gasoline means consumers have more to spend on other things.

IT’S NOT JUST OIL Analysts have been busy cutting their earnings estimates for energy companies, but maybe not by enough. Much of the market’s attention is on the plunging price of oil, and how it’s decimat- ing the sector’s profits. But the price of natural gas is falling too, creating even more pain. Natural gas fell on Monday to its lowest price since September 2012, before recovering some of its losses later in the week. “This could mean a potential double whammy for the energy industry and a potential problem that no one’s looking at,” says James Liu, global market strategist for J.P.

Morgan Funds.

MarketPulse GREEN BONDS Want to invest in green bonds, which raise money for clean-water and other environmentally friendly projects? They’re more available than ever. Last year, $36.6 trillion in green bonds were issued, more than triple 2013’s pace, according to the Climate Bond Initiative. A big chunk of the market continues to come from the World Bank and other big development banks, but more companies and governments are joining the group. Toyota, for example, issued $1.75 billion in securities where the proceeds will help finance deals for hybrid and alternative-fuel vehicles. Source: FactSet Natural gas price per 1,000 cubic feet 2.50 4.50 $6.50 J D N O S A J J M A M F J 2014 C e to m b m m m t th r risk for their ke they’ve rice of oil is y govern- es to protect ation, of ch at ue tes, AP The good times rolled at the Detroit auto show this week, with car companies from across the globe showing off high-performance sports cars, hefty new trucks and electric vehicles and hybrids even in a time of $2 per gallon gasoline.

Insider at the North American Interna- tional Auto Show, which opens to the public Saturday, offered comments about the show and the state of the U.S. auto industry: Cars for average Joe? Forget it! The Detroit show featured big-bucks luxury and performance cars like the 600-horsepower Ford GT and the $150,000 Acura NSX, impractical vehicles that are out of reach for most. Except for the Toyota Tacoma small pickup, no big-selling mainstream vehicles were unveiled, says Karl Brauer, Kelley Blue Book senior analyst. “That’s interesting that you could have an entire show dedicated to kind of fun, specialized niche vehicles.

That wouldn’t be possible if car companies were con- cerned about their bottom line,” he said.

Deals on the way Most analysts expect U.S. new car sales to hit around 17 million this year, close to the 2000 record of 17.3 million. But they’ll rise only 1 or 2 percent annually for the next few years. As growth slows, some companies will want a bigger slice of the pie, says Jeff Schuster, senior vice president of forecasting for consulting firm LMC Automotive. That means they’ll try to steal from others by using big discounts. “There are a lot of new product launches in 2015 and 2016. You combine that with a slowing overall top line, and that’s where the competitive pressure is. Consumers are going to benefit from that,” Shuster says.

Green vehicles go backstage With gasoline around $2.09 per gallon nationwide, electric and hybrid vehicles were shoved aside by trucks and performance and luxury vehicles. Green vehicles just aren’t selling well. “Two dollars per gallon is really a problem for hybrids and electrics,” says Mike Jackson, CEO of AutoNation, the country’s biggest dealership chain. “After a decade of innovation and every manufacturer spending billions, hybrids and electrics combined are less than 4 percent of the market. With these gasoline prices it could go back down under 3 percent.” Fat and happy?

The U.S. auto industry has a history of mishandling prosperity. Automakers in the past added employees and factories and gave big pay raises. But in the next downturn, they had to discount and even sell cars at a loss to keep factories running. The problems nearly brought down General Motors and Chrysler in 2009. But Brauer doesn’t see a repeat on the horizon. With growth slowing, there’s a risk that automakers vying for more market share could pull the discount lever and others will have to follow.

By Tom Krisher Insider First Look Fast times in Detroit Page 5 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com Money&MarketsExtra Architects, lawyers, engineers, accountants and consultants: I am betting you didn’t get into the professional services field because you have a natural affinity for sales.

It is more likely that the mere thought of selling makes your stomach turn a bit and, as a result, you probably make very little time for it. After all, there simply aren’t enough hours in the day to do it all, and business development often gets relegated to the back burner, executed inconsistently. If your desire is for your firm to consistently grow, despite the inbound leads that might fall your way unpredictably in any given month, you must change your business development philosophy.

Start with changing your mindset. You were put on this earth to do what you do, and no one does it better. You authentically improve the lives of everyone who hires you, and you are doing a disservice to those you don’t tell about your capabilities. If you can’t get right with this, you may want to hire a dedicated rainmaker or perhaps consider another profession. Next, accept that business development will likely never be a task you are chomping at the bit to tackle and map out an ideal workday with that reality in mind. Business development can no longer be an “as I can find the time” activity.

Your mind is hardwired to fill your time with tasks better suited for your natural skills. You must have the discipline to go against the grain. Make business development your first priority every day, letting no excuse override it. Block it out on your calendar (at least 30 minutes) and tell your team this time is sacred. Set specific activity metrics (e.g., will reach two prospects by phone) for that time block and don’t stop until you have achieved those goals.

The adrenaline rush for that early victory will carry you throughout the day, and likely allow you to accomplish everything you would have had planned for the day otherwise. Leverage other members of your team. An assistant or more junior member of your team could research prospects, develop communication templates and track your activity. Leverage a CRM (customer relationship management) tool to stay organized. Use your limited time wisely, by focusing on activities with the highest likelihood of producing for you. Tap existing customers for referrals, asking them to make the initial introduction.

Once you are able to connect with a referred prospect, use a low-key approach authentic to your communication style. Simply cite the problems you have been able to solve for similar clients and suggest that you spend a few moments exploring whether that type of result might be possible for your prospect. Lori Turner-Wilson is an award- winning columnist and managing partner of RedRover Sales & Marketing, www. redrovercompany.com, with offices in Memphis and Nashville. You can follow RedRover on Twitter (@redrovercompany and @loriturner) and Facebook (facebook. com/redrovercompany).

Attention must be paid for business to grow Professionals: Business development not an option Guerrilla Marketing By LORI TURNER-WILSON

Ledger - Time for some hard decisions

www.TNLedger.com Section A - Page 6 JANUARY 23 – 29, 2015 Top residential sales for December Davidson County Rutherford County Sumner County Continued… Sumner County Williamson County Wilson County Property profile Zip Date Buyer Seller Amount $ per sq. ft. Property profile Zip Date Buyer Seller Amount $ per sq. ft. 900 20th 37212 12/30 Holliday, Ann B. Palomitas Prop. LLC $3,000,000 $1,070 412 Jackson 37205 12/26 Chapman, William T.

IV Trustee Davis, Jana Joustra $2,725,000 $400 1204 Belle Meade 37205 12/15 Belle Meade Land Trust Cain, Christopher W.; Cain, Heather B. $2,180,000 $360 1125 Ridgeview 37220 12/31 Clemmons, Samuel Clay & Shannon N. 1125 Ridgeview LLC $1,850,000 $824 3721, 3731 Woodmont37215 12/30 Underwood, Scott Trust LA Investments LLC $1,785,000 $597 4420 Forsythe 37205 12/22 Karl, Daniel B.; Karl, Leslie G. Brown, David H.; Brown, Kathryn C. $1,775,000 $312 3821 West End 37205 12/12 Barton, Barbara B. Willingham, Ben H. III $1,650,000 $405 3823 Trimble 37215 12/15 Elizabeth Fullerton Cain Trust Colclasure Co LLC $1,443,416 NA 123 Page 37205 12/16 Haspel, David K.

Anderson, Kelley Joseph; Anderson, Wayne C. $1,425,000 $303 3807 Harding 37215 12/4 Cooper, Gary Binder, Mitchell A.; Binder, Alvin Michael $1,400,000 $228 5327 General Forrest 37215 12/22 Southard, Stuart Sloane & Lisa Patton Ritzen, Charles A.; Ritzen, Candy B. $1,325,000 $318 1901 Edenbridge 37215 12/22 Southard, Stuart Sloane & Lisa Patton Ritzen, Charles A.; Ritzen, Candy B. $1,325,000 $246 1415 Richland Woods 37027 12/23 Mark Stevens Realty Group LLC Clayton Bank And Trust $1,250,000 $226 5049 Hill Place 37205 12/29 Teckman, David R.; Teckman, Lynne Green, Sarah Hunter $1,225,000 $238 230 Ensworth 37205 12/11 May, Frank C.

Wolfman, Deborah M.; Hirt, Melanie M.; May, $1,200,000 $248 Jacob; May, Frank C.; May, Mimsye S. Estate; May, Mimsye S. Personal Residence Trust 4001 Wallace 37215 12/15 Tavi, Andrew J.; Tavi, Andrew; 4001 Wallace LLC $1,188,500 $975 Tavi, Laurie K.; Tavi, Laurie 925 Dorset 37027 12/17 Ambrose, Sterling R. & Mary Beth Blalock Homes LLC; Spining, Robert W. $1,188,000 NA 1711 Linden 37212 12/9 York, Taylor B. Sujuco Investments LLC $1,165,000 $556 5863 Fredricksburg 37215 12/22 McKennon, J. Patrick & Kathryn C. Bender, William Todd; Woodward, Lori Bender $1,150,000 $257 306 Clarendon 37205 12/15 Lindsey Evan Burk; Lindsey Caroline Rachel G.

Smith Living Trust $1,105,000 $7,466 1212 Laurel 37203 12/10 Traci L. Laffer Separate Property Trust Laurel Property LLC $995,816 NA 4028 General Bate 37204 12/17 Zervos Michael P.; Zervos, Rene W. Nashville Const. Co Inc $988,250 $510 1212 Laurel 37203 12/9 JMB LLC Laurel Property LLC $987,437 NA 4969 Tyne Ridge 37220 12/2 Clark, Dennis W. Rashid, Mohammad H.; Hadziahmetovic, $980,000 $183 Mersiha; Drumwright, J. Carlton 415 Monroe 37208 12/15 Creason, Robert B.; Creason, Cindy S. Trust Development LLC $968,919 NA 628 Belle Park 37205 12/22 Jacobs, Benjamin F. IV; Jacobs, Stacie H. Blue Belle Holdings LLC $960,000 $193 2010 18th 37212 12/17 Brolund, Robert T.; Brolund, Marcie BBW Prop.

LLC $945,000 NA 2306 Hampton 37215 12/4 Brandes, Johann C.; Brandes, Mina Bright, Ann R. $925,000 $306 2805 Blakemore 37212 12/17 Hyatt, Adam; Hyatt, Carolyn Greenway Avenue Inv. LLC $915,000 $1,100 420 Glen West 37215 12/26 Smithwick, Gail Trace Const. Inc $876,949 NA 909 Montrose 37204 12/18 Arnold Howell S.; Arnold Lindsey R. Magness Group Inc $849,000 $623 4166 Outer 37204 12/19 Robertson, Amy C.; Marshall, Carl P. Jamieson, James H.; Jamieson, Macon H. $840,000 $203 1511 Shackleford 37215 12/12 Lipscomb University Ezell, April; Ezell, Gilbert D. $823,000 $515 1212 Laurel 37203 12/9 David J.

Snodgrass Family Trust Laurel Property LLC $814,597 NA 4113 General Bate 37204 12/12 Tomlin, George B. III Gala LLC $790,000 NA 319 Lauderdale 37205 12/22 Williams, David Y. Dickson, Natalie Renee; Raney, Aaron Tillman; $785,000 $271 Raney, Aaron T.

304 Ashcroft 37215 12/17 Reynolds, Drew; Reynolds, Laura Hurd, Raymond B.; Hurd, Mimi $783,000 $214 744A Bresslyn 37205 12/18 Hatef, Daniel; Hatef, Lynsi M. Ta Prop. LLC $780,000 NA 2216 29th 37212 12/17 Peterson, Andrew; Peterson, Rebecca Hood, James R.; Hood, Elizabeth R. $759,900 $548 4370 Chickering 37215 12/29 Hopkins, Timothy Nevin; Carroll, Lucie M.; Miller, Jeanne G. Estate $750,000 $242 Dangelo, Margaret Mary 2316 Woodmont 37215 12/17 Sabbe, Bryan Michael & Stephanie Leigh Searcy, William R. Estate; Searcy Family $749,000 $176 Revocable Trust; William R. Searcy And Alice R.

Searcy Revocable Trust; Alice R.

Searcy Revocable Trust; TN Qtip Trust 2913 Wellesley 37215 12/12 Luebke, Cory R.; Luebke, Hailey Big Sap LLC $745,258 NA 201 Channelkirk 37215 12/3 Hargis, Matthew; Shroff, Divya Jarratt, Karen E. $745,000 $184 702 Bowling 37215 12/22 Davis, Virginia Manning, Charles W.; Manning, Sharon F. $740,000 $226 2908 Linden 37212 12/23 Kennedy, Danya L. Kincaid, Robert $737,500 NA 5820 Chaseview 37221 12/4 Tulipan, Noel; Hummell, Donna Smith, Larry B.; Smith, Karyn B. $735,000 $128 2006 Galbraith 37215 12/1 Bloemer, Steve; Matthews, Dawn Bloemer, Bernard W.; Bloemer, Melissa $727,000 $145 2191 Northwoods 37130 12/5 Pollock, Jason; Pollock, Krystal Newton, Merissa D.; Newton, William J.

L. $575,000 $113 2834 Cherry Blossom 37129 12/18 Simpson, Chad M. HEH LLC $517,000 NA 8060 Powells Chapel 37129 12/16 Wallace, Jerius B.; Wallace, Lisa W. Shultz, Richard; Shultz, Terri $515,000 $117 4413 Pretoria 37128 12/3 Carnes, Douglas M.; Carnes, Melissa C. Holmes By Design LLC $485,000 NA 2804 Battleground 37129 12/17 Ferguson, Edrick J. Wisniewski, Larry $473,000 $96 10032 Florence 37167 12/5 Dennis, Loren; Dennis, Roma Caywood Builders LLC $432,600 NA 2832 Battleground 37129 12/3 Horne, Darian S.; Horne, Maia S. Brackin, Charles L. $424,900 NA 2915 Saint Johns 37129 12/1 Dejean, Grant; Dejean, Virginia Becker, Erika P.; Becker, Gregg A.

$420,000 $114 1234 Ben Hill 37135 12/23 Edens, Anthony C.; Edens, Heather D. Michaels Homes LLC $417,270 NA 2814 Craythorne 37129 12/17 Downey, Gary; Downey, Paula Folino Wallace, J. Brandon; Wallace, Lisa W. $415,000 $108 4361 Pretoria 37128 12/16 Barnett, Aaron M.; Barnett, Meredith M. Cope,Christopher A.; Cope, Emily $415,000 NA 649 Tybarber 37129 12/17 Wanke, Heather Neal & Jerome Lee Heritage Custom Homes Inc $409,900 NA 1033 Empire 37130 12/23 Hill, Betty M.; Hill, Thomas K. Englehart, Andrew; Englehart, Const. $391,692 NA 2039 Higgins 37130 12/2 Wheaton, Ashli D. & William Lance Laux, Neysa L.; Laux, Warren Royce $390,000 $110 9570 Vaught 37149 12/2 Laux, Neysa L.; Laux, Warren R.

Thompson, Donnell; Thompson, Wanda $390,000 $133 612 Gardenia 37130 12/15 Lewis, Anita F.; Lewis, Michael D. Smithson, Bradley L.; Smithson, Laura A. $390,000 NA 3102 Landview 37128 12/30 Groat, Christina J.; Groat, Kenneth J. Devault Homes Inc $389,900 NA 401 Rucker 37127 12/22 Arceneaux, Alan E.; Arceneaux, Tina M. Michaels Homes LLC $380,287 NA 1444 Jefferson 37129 12/17 Church Jesus Oasis James, Gwendolyn W.; James, Steffron T. $380,000 $178 Christian Ministries Inc 613 Andy Peach 37128 12/30 McDonald, Daniel; McDonald, Laurel Harney Homes LLC $375,312 NA 1032 Forest Harbor 37075 12/15 Martin Brandon S.

Lansford, Peggy A.; Lansford, Walter T. $350,000 $276 102 Elizabeth 37072 12/11 Payne, Jennifer L.; Payne, Robert M. Miller, Joni D.; Miller, Timothy R. $337,900 $99 103 Bayview 37075 12/10 Vickery, Jane H. Hughes, Christopher S.; Hughes, Scottie N. $324,000 $131 107 Houghland 37066 12/2 San Miguel, Connie K. & Richard A. Calvert, Joe; Calvert, Loretta $305,000 $99 1050 Willow Park 37075 12/12 Umphress, Georgia; Umphress, Henry Holt Living Trust; Holt Cecilia J. Tr $305,000 $107 122 Wynridge 37072 12/16 Sapetti, Shelia R. Marian, Bloodworth Schablik Trust; $302,500 $114 Schablik, Marian B.

Tr 106 Clairmonte 37075 12/15 Baker, Corey David & Suzanne Katherine Lazenby, Kristin K.; Lazenby, Mark A. $299,900 $88 116 Stonewall 37075 12/2 White, Kevin P.; White, Rachel D. Monroe, Harold J.; Monroe, Virginia R. $299,000 $106 626 Buntin Mill 37048 12/12 Noel, Byran A.; Noel, Christina Roantree Ballard, Rhonda L. $296,000 $109 101 Yvonne 37072 12/11 Smith, James R.; Smith, Tracy E. Payne, Jennifer L.; Payne, Robert M. $291,000 $79 1273 Airport 37066 12/9 Eiffel LLC Fann Stephen D. $1,150,000 $329 131 Tattnall 37075 12/5 Neelly, Vonda; Manos, Lisa Marie; Manos, Monty Reasor $969,000 $198 Stephenson, Robert Ragan Jr 103 Bayshore 37075 12/1 Incorvaia, Carol J.; Incorvaia, Mike D.

Beedles, Elizabeth Denise; Beedles, Michael H. $944,900 $358 898 John Armfield 37066 12/15 1980 Muffin Trust Sutton, Leroy D. Jr; Sutton, Mary K. $702,014 $111 288 Lake Terrace 37075 12/3 Gill, Brandon; Gill, Megan Zabek, Edward Louis Jr; Zabek, Melissa A. $647,500 $274 210 Sequoyah 37075 12/10 Knight, Steven R. Reagan, Donna; Reagan, Jerome $587,000 $132 1107 Thora 37066 12/4 Suttle, Brandon W.; Suttle, Stephanie Bratton, Brenda J.; Bratton, Dennis $575,000 $122 1013 Twelve Stones 37072 12/12 Miller, Joni; Miller, Timothy Gaskins, Angela Lynn; Gaskins, Joe D. $499,200 $106 1156 Chloe 37066 12/1 Lowe, Charles D.; Lowe, Luann Neuharth, Bruce A.; Neuharth, Mary Lou $455,000 $134 100 Chapel 37075 12/8 Giordani, Alessandro Lavender, Angela Nicole; Sullens, Harriet G.

$412,000 $101 680 Newton 37066 12/8 Mayer, Jeffrey W.; Mayer, Pamela A. Grantham, David R.; Grantham, Debra F. $410,000 $134 138 Tara 37072 12/4 Jenkins, Nora Jo Ann; Buck, Louise Marie $407,000 $120 McGee, Catherine H.

1219 Beech Hill 37027 12/2 Harless, Lynn; Harless, Paul Wachtler, Davonna; Wachtler, Randall J. $2,830,000 $284 824 Windstone 37027 12/31 Dunham, Thomas F. III Ford, Mike Custom Builders LLC $2,647,753 NA 845 Windstone 37027 12/10 Culos, Christopher; Culos, Kathryn Ford, Mike Custom Builders LLC $1,607,365 NA 769 Princeton Hills 37027 12/29 Merrell, David; Merrell, Holly Elliott, Andrea; Elliott, Ian $1,475,000 $236 804 Princeton Hills 37027 12/15 Lowe, Debra Renee Winans; Sheats, Christie; Sheats, Jimmy B. II $1,400,003 $159 Lowe, James Dewayne; Winans, Lowe Debra Renee 1000 Natchez Valley 37064 12/1 Williams, Jill Duke, Alva; Duke, Alva J.; Duke, Mark A.

$1,289,000 $208 5237 Lysander 37027 12/2 Reynolds, Britt T.; Reynolds, Jill Crosby, Bruce; Crosby, Kirsten $1,287,500 $249 1814 Morgan Farms 37027 12/30 Montgomery, Bradley; Montgomery, Turnberry Homes LLC $1,250,000 NA Bradley D.; Montgomery, Dawn; Montgomery, Dawn Y.

6001 Native Pony 37046 12/4 Richardson, Walter T. Slayden, Gary $1,247,400 NA 1008 Sundown 37069 12/8 1008 Sundown Circle Trust Stacker, Cheryl; Stacker, Samuel Clay $1,200,000 $200 109 Alpine 37069 12/15 Debord, Cris; Debord, Ralene S. Bartholomew, Shelly & William H. $1,150,000 $220 1816 Barnstaple 37027 12/3 Freeman Family Living Trust Turnberry Homes LLC $1,148,138 NA 1008 Monroe 37027 12/4 Bostick, Jerry C. Cammeron, Margo Smith & Richard L. $1,100,000 $161 1003 Scramblers Knob37069 12/4 Dillard, James Woodard Jr Carbine & Associates LLC $1,065,000 NA 386 Grove Hurst 37027 12/11 Porter, Harold; Porter, Misun Phillips, Jacqueline; Phillips, Scott R.

$1,050,000 $221 1839 Barnstaple 37027 12/29 Taylor, Janet L.; Taylor, Michael J. Turnberry Homes LLC $1,041,249 NA 1601 Grassmere 37064 12/18 Levy, Jeremy A.; Levy, Melissa Legend Homes LLC $1,030,789 NA 216 Emily 37064 12/4 Daily, David; Daily, Karen Gauder, John III; Spencer, Tamara Jean $1,005,000 $246 1017 Falling Leaf 37027 12/23 Clinton, Joshua D.; Clinton, Sarah E. Flory, David C.; Flory, Martha L. $995,000 $204 941 Sunset Ridge 37069 12/18 Long, James E.; Long, Keri G. Jacobs, Bruce D.; Jacobs, Shayla Patricia $985,000 $197 1737 Old Hickory 37027 12/31 Gaglione, Julie Hays Strayhorn, Alfred B.

Sr; Strayhorn ,Ruth Starr $980,000 $212 5101 Harvard 37027 12/2 Patterson, Paul L. Jr; Patterson, Peggy S. Brintnall, John; Brintnall, Sara $975,000 $210 4010 Jessica Pvt 37064 12/18 Turner, Diane F.; Turner, James Kole, Gerald And Diane Family Trust $970,000 NA 9631 Portofino 37027 12/10 Frazell, Chad M.; Frazell, Deborah A. Barton, Timothy A.; Barton, Traci S. $960,000 $193 6605 Hastings 37069 12/17 Kemp, Wilson Evans Jr Morgan, Clay; Morgan, Clay Const. LLC $950,000 NA 6216 Wild Heron 37046 12/1 Branyan, Jill McFarland, Shane Const. LLC $949,000 NA 1650 Grassmere 37064 12/5 Winn, Holly; Winn, Jason Carbine & Associates LLC $921,986 NA 2025 Lynnwood 37069 12/29 Van Dyke, Adam Roy Blackwood, John F.; Dykes, Katherine Anne $899,000 $154 9611 Romano 37027 12/30 Williams, Julie; Williams, Troy Aspen Const.

of Brentwood Inc $891,189 NA 1436 Willowbrooke 37069 12/22 Jacobs, Bruce D.; Jacobs, Shayla Patricia Basel, Oran Alvin III; Basel, Susan T. $880,000 $162 1533 Championship 37064 12/30 Thompson, Alan Blake & Tanya J. Ford, Mike Custom Builders LLC $868,050 NA 1838 Barnstaple 37027 12/23 Guay, Christopher; Guay, Julie Turnberry Homes LLC $866,559 NA 1551 Championship 37064 12/9 Pflug, Ashlea R.; Pflug, Christopher R. Stonegate Homes LLC $858,622 NA 1494 Stephanie 37027 12/2 Jhamb, Neil; Jhamb, Sunita Adams, James E. Jr; Adams, Robert G. Jr $852,495 NA 2206 Georgian 37067 12/29 Edge, Janice W.; Edge, Jimmy A.

Drees Premier Homes Inc $824,304 NA 5408 McGavock 37027 12/1 Mayfield, Julie W. & William C. III Lagrone, Mary J. Chukinas; Lagrone, Robert Paul $818,000 $198 1849 Ivy Crest 37027 12/1 Johnson, Corbin; Johnson, Kaoru JW Homes LLC $814,837 NA 1792 Balvenie 37027 12/3 Ponicsan, Karen; Ponicsan, Philip Turnberry Homes LLC $802,954 NA 719 Stonewater 37064 12/4 Conrad, Stacey A.; Conrad ,Vincent P. Carbine & Associates LLC $780,109 NA 1739 Fontanella 37027 12/8 Filsinger, Kimberly; Nathan, Jacob Tuscany Prop. LLC $776,000 NA 93 Governors 37027 12/23 Elliott, Andrea S.; Elliott, Ian M. Kamka, Em Lee; Kamka, Patrick J.

$772,240 $173 1005 Tulloss 37067 12/29 Gero, Christopher John; Gero, Virginia Bishop, Chris R.; Bishop, Jayne $763,000 $189 2009 Claret 37067 12/30 Ried, Eric L.; Ried, Laura L. Turnberry Homes LLC $761,460 NA 239 Chatfield 37067 12/19 Horton, Melanee W.; Horton, Robert W. Cagle, Ernest C.; Cagle, Mary $759,900 $165 1850 Ivy Crest 37027 12/17 Kadivar, Siamak JW Homes LLC $759,900 NA 1811 Burland 37027 12/12 Dease, Kenneth E.; Stensrud, Julie B. NSH Nashville LLC $752,830 NA 712 Legends Crest 37069 12/12 Reinfeldt, Michael R. Starm 2007 2 $750,000 $125 9491 Elgin 37027 12/29 Hardie, James W.; Hardie, Lois J.

Drees Premier Homes Inc $749,110 NA 4904 Buds Farm 37064 12/23 Cochran, Robert C.; Cochran, Tara J. Artisan Custom Homes LLC $747,273 NA 130 Denny 37087 12/8 Roth, Jason K.; Roth, Kasey Ledford, Jeff; Ledford, Melinda $790,000 $168 8370 Saundersville 37122 12/31 Hale, Lisa Smith, Dorothy M.; Smith, Irving G. $770,000 $186 1417 Fairview 37122 12/16 Jaramillo, Craig; Jaramillo Mercy Burger, Kathryn S.; Burger, Michael R. $655,000 $195 2427 Mann 37087 12/29 Chaikumnerd, Tichakorn; Roark, Ryan T. Hazelwood, Amy I. & Thomas Marchant $617,000 $215 410 Avalon 37122 12/18 Kaesontae, Betsy Sue & Pairos Drees Premier Homes Inc $610,873 NA 102 Wembly 37122 12/1 Lane, Bonnie; Lane, Toby J.

Gill, Byron M. Member; Wright Farms LLC $549,900 NA 120 Lake Wood 37087 12/1 Matthews, Alicyn; Matthews, Jeffrey A. Ezell, David Jason; Ezell, Maria D. $549,000 $121 822 Harrisburg 37122 12/29 Kerr, Jamie Jaramillo, Craig M. $525,000 $166 411 Krisen 37122 12/29 Dunn, Jessica; Sather, Brandon Gill, Byron M. Member; Wright Farms LLC $516,230 NA 108 Wembly 37122 12/9 Almond, Kimberly; Almond, Todd Gill, Byron M. Member; Wright Farms LLC $509,900 NA 309 Harbor 37138 12/1 Woods, Robert A.; Woods, Wanda Full Service Residential Solutions LLC; $500,000 $172 Saurus Chauncey Member 1712 Mount Juliet 37122 12/30 Lineberry, Dewey; Lineberry, Maribel Reeves, Aaron D.; Reeves, Tina F.

$500,000 $158 410 Krisen 37122 12/16 Guest, Hayden J.; Klein, Margaret G.; Eastland Const. Inc $499,900 NA Klein, Wayne M.

427 Beth 37122 12/30 Hardesty, David G. Eaves, Tommy D. $495,000 $92 315 Infantry Run 37122 12/4 Wright, Connie L.; Wright, David R. Pulte Homes TN LP; Radnor Homes Inc Gen Part. $480,870 NA 221 Laycrest 37122 12/9 Hannagan, Alisa Kay & Daniel Austin Cornerstone Homes Inc $477,900 NA 313 Infantry Run 37122 12/9 Gunderson, Scott A. & Teresa A. Pulte Homes TN LP; Radnor Homes Inc Gen Part. $457,160 NA 109 Drifting 37087 12/9 Simmons, Angela L. & William Bradley Olsen, Gary G.; Olsen, Sharon D. $454,000 $143 175 Holloway 37090 12/12 Howell, Ellen M.; Howell, Timothy R. Whited, Kevin E.; Whited, M.

Spring $442,500 $133 115 Geers 37087 12/1 Bastin, Stephanie; Bastin, Steve; Obrien, Patricia A.; Obrien, Robert J. $442,000 $73 Steward, Nancy Chandler Reports has been publishing Real Estate Market Data since 1968. That year, Chandler began collecting residential sales information for the Chandler Residential Report, considered the authoritative source for residential real estate sales information. Over the next three decades, the publications have been continually refined, enhanced and expanded, growing to include lot sales data, new residential construction and absorption information, and commercial sales.

In 1987, Chandler Reports began one of the first on-line real estate market data services in the country, and is a nationally recognized leader in the industry. In 2004, Chandler Reports was purchased by The Daily News Publishing Co. In 2007, Chandler introduced RegionPlus, including property research for Nashville and Middle Tennessee. Visit online at chandlerreports.com.

Ledger - Time for some hard decisions

Page 7 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com Top residential sales for 2014 Davidson County Rutherford County Sumner County Continued… Sumner County Williamson County Wilson County Property profile Zip Date Buyer Seller Amount $ per sq. ft. Property profile Zip Date Buyer Seller Amount $ per sq. ft. 605 Belle Meade 37205 5/2 Davis, Jana Joustra Revocable Trust Agreement Of Lyle Finley $4,300,000 $457 1311 Chickering 37215 1/10 McCluggage, Dewitt Kerry; Massey, Alyne Queener Estate $4,000,000 $340 McCluggage, Victoria Laughlin 101 Bancroft 37215 10/20 Dunkin Slim Trust Bennett, Martin P.; Bennett, Linda L.

$3,735,000 $329 1019 Stonewall 37220 4/14 Dogwood Trust Terry, Shannon B. $3,300,000 $476 1039 Lynnwood 37215 2/6 Chapman, William T. IV Trustee Henderson, Richard W. & Cynthia M. $3,249,500 $351 1 Music 37203 4/21 NV Music Row LLC Lela Fry Hamilton Family Trust $3,175,000 $481 408 Brookfield 37205 2/3 Plowman Family 2008 Trust Sims, Robert; Sims, Laura $3,112,000 $431 900 20th 37212 12/30 Holliday, Ann B. Palomitas Properties LLC $3,000,000 $1,070 533 Jackson 37205 7/29 Denton, Pat Walton Jr; CSP Trust $3,000,000 $368 Denton, Alice Williamson 411 Ellendale 37205 11/13 Gus And Gunvor Trust Agreement Moore, Elizabeth E.; Moore, Rusty L.

$2,825,000 $360 417 Tyne 37205 1/2 Ross, Seamus; Ross, Nicola McGirt, Laura Y.; McGirt, Matthew J.; $2,800,000 $732 Davis, Starling 412 Jackson 37205 12/26 Chapman, William T. IV Trustee Davis, Jana Joustra $2,725,000 $400 22 Bancroft 37215 10/24 Absolute Nevada LLC Clark, Roger Duane Trustee $2,700,000 $240 4400 Franklin 37204 2/3 Lewis, James D. Anderson, Dwaine L.; Boulware, Leilani S. $2,700,000 $358 4503 Harpeth Hills 37215 4/22 Terry, Shannon B. Karl, Daniel B.; Karl, Leslie G. $2,675,000 $324 2301 Golf Club 37215 6/27 Chapman, William T. IV Trustee Whalen, Sean Patrick $2,450,000 $644 404 Brookfield 37205 5/7 Sweetie LLC Sikes Community Property Trust $2,400,000 $349 6021 Jocelyn Hollow 37205 10/21 J.& D Anderson Living Trust Gaglione, William J.; Gaglione, Julie H.; $2,285,000 $266 Gaglione, W.

J.

1107 Belle Meade 37205 9/5 Armistead, James H. III & Tiffany L. Lawhorne, Laurie Stalter & Donald Reed $2,225,000 $670 9 Lynnwood 37205 8/27 Steele, Katie G. Clay, John W. Jr; Clay, Anne C. $2,200,000 $329 1204 Belle Meade 37205 12/15 Belle Meade Land Trust Cain, Christopher W.; Cain, Heather B. $2,180,000 $360 580 Jackson 37205 2/11 Mastran, David V.; Mastran, Donna M. Coble, Sally D.; Coble, Neely III $2,150,000 $342 4510 Harpeth Hills 37215 8/28 Barker, John; Barker, Margaret Gorney, Michael L.; Gorney, Susan K. $2,100,000 $235 205 Ensworth 37205 8/25 205 Ensworth Avenue Trust Rogers, Judson E.; Blake, Mary Anne $2,100,000 $1,284 180 9th 37203 9/19 Dream E.

A. T. LLC Anderson, Charles C. Jr; Anderson, Molly R.; $2,100,000 $350 Revelette, Ashlyne Huff 415 Church 37219 7/9 Ayers, James Wesley & Janet Elizabeth Graham Family LLC $2,000,000 $789 301 Westview 37205 7/31 Cates, Steven G.; Cates, Lyn W. Taylor, Clay; Taylor, Stewart R.; Taylor, S. R. $1,975,050 $282 4025 Dorcas 37215 8/11 Hall, Williams Anders; Hall, Joanna F. Haley + Kerr Builders LLC $1,975,000 $351 851 Curtiswood 37204 7/18 Thomas Bennett Trust Beaman, Kelley S.; Beaman, Lee A. $1,950,000 $470 1431 Tyne 37215 6/6 Land Trust Agreement Roger Anthony Detter & Kristina Detter $1,950,000 $268 2007 Revocable Living Trust 1019 Gateway 37220 7/29 Cooper, Johnson Joseph Morris, John J.; Morris, Mariann W.

$1,925,000 $327 2301 Castleman 37215 8/15 McAnally, Shane; Baum, Michael Ryan Allen, Charles Rogan $1,900,000 $289 4315 Sneed 37215 10/23 Neal, James E. Pilla, Michael; Tran, Uyen; Tran, Uyen L. $1,900,000 $270 1224 Otter Creek 37215 11/26 Land Development.Com Inc Yap Invs. Ltd $1,855,000 $205 1125 Ridgeview 37220 12/31 Clemmons, Samuel Clay & Shannon N. 1125 Ridgeview LLC $1,850,000 $824 917 Overton Lea 37220 3/3 Hedley, T. Powell Salmon, Louise P.; Montgomery, Kevin D. $1,828,000 $340 3721, 3731 Woodmont37215 12/30 Scott Underwood Trust LA Inv. LLC $1,785,000 $597 4420 Forsythe 37205 12/22 Karl, Daniel B.; Karl, Leslie G.

Brown, David H.; Brown, Kathryn C. $1,775,000 $312 415 Church 37219 5/30 Ayers, James Wesley Vermund, Sten H. $1,750,000 $658 6043 Robin Hill 37205 6/12 Mustang Trust Sherman, Jeffrey S.; Sherman, Eileen A. $1,744,457 $199 1317 Chickering 37215 5/14 Wilt, Toby S. Jr; Wilt, Betsy Mizell, Waltraut $1,735,000 $333 4504 Millrace 37205 8/27 Cox, Charles L. III; Cox, Joy D. Steele, Katie G.; Steele, Thomas R. $1,725,000 $240 101 McArthur Ridge 37220 9/29 Harlow, Mickey; Harlow, Janice Williams, Laura L.; Walker, Philip M. $1,725,000 $245 4420 Warner 37205 2/24 Dretler, Adam; Dretler, Julie Wilt, Toby S.

Jr; Wilt ,Catherine E. $1,720,000 $325 1029 Chancery 37215 7/3 Wong, Gar Bo Julie Wilson Walker Living Trust; Revocable $1,690,000 $309 Trust Agreement Of Julie Wilson Walker 5053 Hill Place 37205 6/11 Waller, Elizabeth Oakley Jackson, Harold Edward III; Granbery, Janice M. $1,675,000 $274 1403 Chickering 37215 10/15 1403 Chickering Road Trust Graves, David B. III; Graves, Elena W. $1,670,000 $353 426 Lynnwood 37205 3/18 426 Lynnwood Trust Sweat, R. Riley; Sweat, Wende W. $1,656,250 $277 3821 West End 37205 12/12 Barton, Barbara B. Willingham, Ben H. III $1,650,000 $405 437 Bethany 37128 3/31 American Residential Miller Jeffrey W.

$1,850,000 $995 Leasing Company LLC 3550 Shelbyville 37127 5/8 ABD LLC Mobley, Carol Anne Living Trust; $1,350,000 $534 Mosley, Richard Jr Living Trust 2806 Windsong 37129 7/25 Barrett, Matthew O. Jones, William S. $1,330,000 $180 5854 Shelbyville 37037 4/2 Ogletree Plaza Inc Turner, Montgomery G. Sr $1,277,826 $588 1447 Avellino 37130 4/23 Jackson, Chad; Jackson, Jamie Moore, Kathryn M.; Nobles, G. Wayne; $1,050,000 $135 Nobles, Kathryn M.

1020 Caitlin 37167 9/4 Hall, Alissa W.; Hall, Bryan Helton, Melissa M.; Helton, Thomas M. $925,000 $168 1429 Avellino 37130 7/15 Gowda, Ramesh C.; Ramesh, Arundati Brand, Andreas; Brand, Ute M. $885,000 $174 1610 Georgetown 37129 1/28 Floyd, John David McCarter, Gilbert Wayne II; McCarter, Kathryn L. $850,000 $231 1466 Avellino 37130 5/23 Lee, David J. Peppers, Julie M.; Peppers, Richard D. $835,000 $120 1471 Avellino 37130 2/21 Dudley, Deborah S.; Dudley, Robert E. Bird, Michael J.; Bird, Nicole $800,000 $130 2810 Windsong 37129 7/2 Efobi, Deka Dull, Max C. $775,000 $98 1542 Avellino 37130 5/27 Ridley, Barrett T.; Ridley, Myra J.

Clayton, Bryan $752,000 $126 2112 Lovelace 37130 6/26 Shea, Michael D. Jackson Const. LLC $740,000 $0 2135 Lovelace 37130 6/17 Chung, Casey; Yoo, Jaine McGuire, Gary; McGuire, Jennifer $710,000 $140 2130 Lovelace 37130 6/25 Noblitt, Joseph IV; Noblitt, Kathryn C. Gower, Diane S.; Gower, Michael E. $700,000 $148 4035 Yeargan 37128 2/18 Taylor, Mark K.; Zellar, Scott C. Devault ,Tracy M.; Devault, Trent V. $699,000 $170 3958 Shores 37128 7/10 Peterson, Jeffery E.; Peterson, Paula S. Adomitis, Daniel J.; Adomitis, Johnine L. $663,100 $173 0 Lovelace 37130 9/29 Chandler, Elizabeth R.; Chandler, Kyle L.

Jackson Const. LLC $657,967 $0 1407 Northwoods 37130 9/2 Petito, Rick T.; Petito, Shannon K. Soper, Richard G.; Soper, Sherry; $635,000 $105 Soper, Sherry R.; Sopes, Sherry R.

1235 Overton 37066 8/6 Parson, Jason C.; Parson, Sheila M. Costanzo, Christopher; Costanzo, Rebecca $1,060,000 $241 131 Tattnall 37075 12/5 Neelly, Vonda; Manos, Lisa Marie; Manos, Monty Reasor $969,000 $198 Stephenson, Robert Ragan Jr 103 Bayshore 37075 12/1 Incorvaia, Carol J.; Incorvaia, Mike D. Beedles, Elizabeth Denise; Beedles, Michael H. $944,900 $358 110 Governors 37075 1/9 Glowacki, Jeff; Glowacki, Lisa Trantum, Lynda Ann; Trantum, Thomas A. $935,000 $193 201 Lake Valley 37075 1/22 Branch, Kenneth W.; Branch, Maria D. Bowen, Cindy S.; Bowen, William H. $895,000 $247 105 Bingham 37066 2/28 Shea, Brandon; Shea, Elizabeth B.

Carter, Melissa E.; Carter, Thomas A. $887,500 $146 193 Inlet 37075 9/5 Baker, Jeff Darnell, James Ernie III $884,000 $108 105 Lake Forest 37075 6/4 Filson, Donald R.; Filson, Judy Wilhite, Amy L.; Wilhite, Seth $879,500 $286 103 Indian Lake 37075 4/4 La Scola, Kristen; La Scola, Paul Wear, Bradley S.; Wear, Kathryn A. $850,000 $220 112 Walnut 37075 6/3 Crabb, Jason D.; Crabb, Shellye L. McGee, Robby; McGee, Vanessa $832,000 $202 949 Plantation 37066 4/10 Klug, David L.; Klug, Eilene A. Hogan, Christopher; Hogan, Lisa $826,900 $126 135 Hatcher 37075 10/24 Richards, Chadwick Barnes, Edward K.; Barnes, Laura F.

$825,000 $161 106 Riverchase 37075 7/23 Bair, David S.; Bair, Suzanne N. Parobek, Cynthia P. $820,000 $193 137 Bella Vista 37072 10/24 Zaveri, Nikita S.; Zaveri, Samir M. Fortunato, Elizabeth; Fortunato, Stephen J. $795,000 $151 176 Caudill 37075 11/25 Caudill Property LLC Stuart, Connie Smith; Stuart, Constance J.; $2,750,000 $441 Stuart, J. Marty; Stuart, John M.

1662 Jacobs 37066 2/19 Mary V. Slawek Declaration of Trust Peyton, Theresa Mary $2,300,000 $341 371 Sanders Ferry 37075 4/23 BH Partners Brown, Scarlett Rose $2,000,000 $661 940 Memory 37066 11/21 Woods Commons Inc Parker, Bonita B.; Parker, Larry M. Tr; $1,600,000 $143 Steve M. Parker Family Trust 1455 Dickerson Bay 37066 2/19 Thompson, Jeffrey S. & Mindy M. Frazier, Rachel; Frazier, Terrance $1,250,000 $281 591 Bay Point 37066 11/4 Shockley, Amber J.; Shockley, Daniel A. Lewis, Mary Jo $1,220,000 $260 3256 Highway 31 37022 11/6 Looper Limited Partnership Turner, Montgomery G. Sr $1,191,786 $394 1273 Airport 37066 12/9 Eiffel LLC Fann, Stephen D.

$1,150,000 $329 216 Sanders Ferry 37075 11/13 Rreaf Freeman Harbor LLC Beacon Development LLC $1,100,000 $580 1570 Pilot 37066 2/25 Adventure Holdings LLC Robertson, Wallace H. Jr $1,076,745 $55 1224 Waterstone 37069 2/3 Furlong, Jenna; Furlong, Kent Beckwith, Jamie Courtney $4,250,000 $1,159 9273 Exton 37027 8/19 Ribeiro, Mike T.; Williams, Tammy GP Luxury LLC $3,500,000 $0 2442 Old Natchez 37069 11/6 Schaedle, Robert G. III Collins, Robin; Collins, Stephen Reed $3,400,000 $373 311 Granny White 37027 9/2 HF Revocable Trust Cain, Elizabeth F.; Cain, Jonathan $2,985,000 $335 1629 Whispering Hills37069 9/22 SS Inv.

Trust Scarvey, Elizabeth Mullins & Timothy Glenn $2,985,000 $354 840 Windstone 37027 8/22 Swinford, Kelly L.; Swinford, Michael Davis, Caye; Davis, Ronald W. $2,900,000 $347 1219 Beech Hill 37027 12/2 Harless, Lynn; Harless, Paul Wachtler, Davonna; Wachtler, Randall J. $2,830,000 $284 824 Windstone 37027 12/31 Dunham, Thomas F. III Ford, Mike Custom Builders LLC $2,647,753 $0 13 Colonel Winstead 37027 8/11 Emkes, Mark Alan; Mitchell, Lawrence W.; Mitchell, Ramona $2,450,000 $169 Gomez, Maria Concepcion Renes 1200 Waterstone 37069 8/7 Hyatt, Christopher Stubner, Erica P. $2,290,000 $246 4215 Two Rivers 37069 10/20 Alexander, Angela J.

& F. Shane Hutts, Daniel G.; Hutts, Melissa K. $2,260,000 $280 1069 Vaughn Crest 37069 5/7 Max Elite LLC DI Tn No 2 LLC $2,250,000 $221 44 Governors 37027 2/25 Workman, Erwin F. Jr; Workman, Linda J. Rowan, Jill S.; Rowan, M. Brent $2,250,000 $180 443 Canterbury Rise 37067 5/6 Muench, Stephanie Capital Bank $2,250,000 $0 1418 Moran 37069 4/23 Apple, Rachel Kathryn Price; Apple, King, Cameron Michael; King, Christian $2,100,000 $601 Richard Dean; Price, Ann Hutcheson; Gregory; King, Elijah A.; King, Jack Dunwoody; Price, Patrick Hutcheson Jones; King, James Gregory; King, Jilian Michele; King, Price, Scott Todd John Terrence; King, Laurine; King, Mary Casey; King, Michele; King, Rachel Michele; King Real Estate Partnership LP; King, Victoria; King, William C.

III; King, William C. Jr 702 Brass Lantern 37027 9/5 Calendine, Cory L.; Calendine, Jennifer S. Bevins, Tara L.; Bevins, William Jr $2,080,000 $258 46 Governors 37027 7/23 Lindsay, Carol A.; Lindsay, David J. McKinney, Jeffery L.; McKinney, Karianne K. $2,050,000 $234 367 Jones 37027 6/18 Darezzo Family Trust Sandfort, Anita E. Inv. Services Trust; $2,050,000 $242 Sandfort, Gregory A. Inv. Services Trust 5 Oxmoor 37027 4/4 Burton PV LLC Effner, Robert R.; Effner, Stacey $2,000,000 $210 9556 Concord 37027 11/10 Arndt, Newman Real Estate Trust $1,987,000 $1,194 3137 McMillan 37064 10/8 JDTH Trust Camp, Adrienne; Camp, Thomas $1,900,500 $249 9251 Wardley Park 37027 7/25 McKinney, Jeffrey; McKinney, Karianne Perettie, Cynthia Dorothy & Donald Alexander $1,850,000 $266 8 Oxmoor 37027 4/24 Asberry Partnership LLC Elliot, Robert C.; Elliott, Karen L.; Elliott, Robert C.

$1,850,000 $259 1616 Whispering Hills37069 10/17 Hutts, Daniel G.; Hutts, Melissa K. Johnson, Barbara J.; Johnson, Norman $1,850,000 $217 1801 Waterstone 37069 3/31 Green, James Reed & Juanita Kay Oglesby, Barbara R.; Oglesby, J. Wills $1,825,000 $303 5250 Hayes 37027 7/8 Wallace, Amy; Wallace, Lane Portacci, Paula $1,815,000 $267 7129 Brandon Park 37064 4/8 Bertuca, Theodore J. Smiley, Melody J.; Smiley, Michael E. $1,800,000 $213 1406 Kittrell 37064 6/25 Shmily Land Trust Young, Patricia R. $1,800,000 $263 5248 Lysander 37027 10/16 Carman, Alfred N.; Carman, Patricia A. Sanders, Randall W.; Sanders, Virginia W.

$1,800,000 $260 112 Church 37064 4/28 Ray, Lori Haley, Carl T. Jr; Haley, Connie $1,775,000 $279 6351 Shadow Ridge 37027 9/30 Simpson, Michele; Simpson, Steve Lindsay, Carol A.; Lindsay, David J. $1,775,000 $304 5318 Parker Branch 37064 5/23 Drazan, Chris; Drazan, Gina Wilson, David D.; Wilson, Dru D. $1,775,000 $276 2013 John J. 37067 3/28 W. Real Estate Trust Oshields, Robin W.; Oshields, William J. $1,750,000 $262 3100 Del Rio 37069 6/18 Graves, David B. III & Elena Wallace Sevigny, Jayme D.; Sevigny, Michelle $1,735,000 $286 7 Spyglass 37027 1/28 Vella, Kimberly D. Blount, Catherine; Blount, Timothy D.

$1,700,000 $228 9283 Wardley Park 37027 6/18 Sandfort, Anita E. Inv. Services Trust GP Luxury LLC $1,690,499 $0 833 Windstone 37027 6/27 Campbell, Wesley E. Volpar Inc $1,677,190 $0 25 Colonel Winstead 37027 10/20 Jones, Cassie L.; Jones, Garrett T. Carlson, Diane Babette; Carlson, Peter Clark $1,650,000 $228 835 Windstone 37027 7/30 Smith, Jennifer Vickery & Martin Dewayne Elefante, John; Elefante, Michelle $1,640,335 $0 1495 Willowbrooke 37069 6/24 Desantis, Cheryl W.; Desantis, Joseph B. Jacobs, Arthur R.; Jacobs, Kathryn L. $1,630,000 $201 7 Carmel 37027 6/9 Leduc, Jake LLC Walters, Shawn M.

$1,620,000 $216 845 Windstone 37027 12/10 Culos, Christopher; Culos, Kathryn Ford, Mike Custom Builders LLC $1,607,365 $0 6224 Belle Rive 37027 8/19 Butler, Amy T.; Butler, Robert A. Jr Partain, Judith S.; Partain, Leon $1,600,000 $198 913 Franklin 37027 8/5 RDP LLC Price, Bunny C. 1999 Qualified $1,600,000 $339 Personal Residence Trust 8209 Penn Way 37064 9/4 Belford, Christopher Matthew & Karen M. Land Development Com Inc $1,600,000 $138 705 Bay 37138 7/18 Holm, Amber C.; Holm, Mark R. Ethridge, Faye G.; Ethridge, Wendell $958,000 $206 220 Bethlehem 37087 8/19 West, Michael Lee; West, Willard M.

Shoaf, Melissa Ann $950,000 $153 226 Hidden Harbour 37122 11/13 Short, Brock D. Sr Myhand, Doug; Myhand, Karen $919,000 $143 1556 Mount Juliet 37122 10/9 Ritter, Chad; Ritter, Ellen C. Ritter, Frederick C. Qualified Marital Trust $900,000 $132 1018 Mystic Streams 37122 5/7 Davis, Angela I.; Davis, James Patrick Harris, Jerry Kenneth; Harris, Sammie $890,000 $269 13130 Lebanon 37122 4/25 Greenhill LLC Barnes, Kathy George $825,000 $210 95 Dana 37087 9/30 Powell, Kristine L.; Powell, Larry W. E. Trade Bank $815,000 $161 130 Denny 37087 12/8 Roth, Jason K.; Roth, Kasey Ledford, Jeff; Ledford, Melinda $790,000 $168 8370 Saundersville 37122 12/31 Hale, Lisa Smith, Dorothy M.; Smith, Irving G.

$770,000 $186 2039 Breckenridge 37122 11/10 Tidwell, Charles E. Jr; Tidwell, Linda C. Brown, Mark T. Const. Inc $745,000 $0 1578 Greenhill 37122 11/17 Wedler Living Trust Lane, Bonnie L.; Lane, Toby J. $700,000 $169 2800 Division 37122 9/23 Elliott, Beverly Babb Living Trust Puka, Adelina; Puka, Beqe $700,000 $286 3350 Division 37122 9/17 Elliott, Beverly Babb Living Trust Denney, Albert H. $680,000 $377 3211 Division 37122 3/12 Elliott, Beverly Babb Living Trust Carter, Peggy E. $675,000 $279 1417 Fairview 37122 12/16 Jaramillo, Craig; Jaramillo, Mercy Burger, Kathryn S.; Burger, Michael R.

$655,000 $195 1205 Horseshoe 37122 11/21 Singleton, Adrian W.; Singleton, Ryan E. Marlin, Jennifer D.; Marlin, Jonathan T. $655,000 $178 1800 Mt Juliet 37122 4/3 Lineberry, Dewey; Lineberry, Maribel V. Grant, Patricia A.; Grant, Ralph G. $650,000 $132 95 Dana 37087 6/4 E. Trade Bank Forkum, Benton Clay Jr; Forkum, Geri C. $630,500 $125 1010 Mystic Streams 37122 6/3 Barrett, Debbie Kaufmann & Mark Francis Soloway, Gary Francis; Yates, Patricia Ann $630,000 $249 604 Bedford Forest 37138 4/23 Kinkead, Julie A.; Kinkead, Robert L. Riley, Timothy S. $629,000 $359 Chandler Reports has been publishing Real Estate Market Data since 1968.

That year, Chandler began collecting residential sales information for the Chandler Residential Report, considered the authoritative source for residential real estate sales information. Over the next three decades, the publications have been continually refined, enhanced and expanded, growing to include lot sales data, new residential construction and absorption information, and commercial sales. In 1987, Chandler Reports began one of the first on-line real estate market data services in the country, and is a nationally recognized leader in the industry. In 2004, Chandler Reports was purchased by The Daily News Publishing Co.

In 2007, Chandler introduced RegionPlus, including property research for Nashville and Middle Tennessee. Visit online at chandlerreports.com.

Ledger - Time for some hard decisions

Tennessee as an elder law specialist. Are you married? Is a family member disabled? What kind of health are you in and are you likely to remain in? Do you have a lot or a little money? All of these variables go into the mix. On top of individual differences among buyers, there’s great variety among long- term care insurance policies so it’s tough to compare apples to apples. There are long-term care policies that charge an annual premium and provide different levels and terms of coverage, with or without inflation protection. There also are hybrid policies that require a large one-time premium but provide cash value that the policy holder can tap and a death benefit, Takacs says.

These policies also can provide long-term care coverage through a rider to the policy. Some consumers turn to whole-life insurance and other financial products to fund long-term care.

Takacs says that all of these variables make decision-making difficult, and intelligent consumers can find it hard to get a good gut feeling for whether long-term care insurance is a good deal. He doesn’t tell people to buy it or not to buy it; he tells them to work with a trusted financial adviser to determine what’s appropriate in their individual circumstances. He has no stake in their decision either way, he says. “You only buy this policy once in your lifetime,” Slome says. “With long-term care insurance, it almost never pays for people to switch” because rates will likely be higher because you’re older and because new policy holders will have to be healthy enough for the insurance company to be willing to take the risk of having to pay for care.

Best time to buy Those in the elder care field vary on when it’s best to buy long-term care insurance. For Slome, the sweet spot for buying long-term care insurance occurs between ages 55 and 65, he says. “It’s not gonna get cheaper, and you’re not gonna get younger.” Others, including Fifty Forward’s Funk, say to start looking in your 40s and 50s. Takacs recommends examining insurance needs throughout your life, insuring for loss of income in the younger years before considering how to pay for long-term care.

According to Slome’s organization, about 8 million people had long-term care insurance in 2008, and 400,000 new policies were being written each year.

A recent study from Boston College indicated that 13 percent of single persons had long-term care insurance, fewer than the 20-30 percent for whom it would make financial sense. The business landscape for long-term care insurance has been changing. Some companies have exited the business altogether and others have limited the number of new policies they’ll write. In the past year or so, Takacs says, some companies have notified policyholders of large increases in their premiums and also said that to keep their current premium they’d have to accept less coverage. Most companies stop offering LTC policies after age 75, Slome says, and half of those who apply after age 70 will be turned down.

Slome also believes that by the end of this year, it will be industry practice for insurers to turn down anyone who has been rejected by another insurer for long- term care coverage. There’s no way around it – people have to take the time to set their own course in paying for the care they may need as they age. “You really have to resist the blandishment of those who say you must buy it, and the advice of people who say that it’s never a good deal,” Takacs says. “It is a major financial commitment for people to make.” He suggests starting with your own insurance agent and financial advisers when making a decision.

Picking an adviser Slome’s organization recommends working with someone who has been in the long-term care insurance business for at least three and preferably five years or more. In addition, look for someone who sells multiple policies and has sold at least 100 policies so that they are familiar with common situations insurance buyers are facing. Finally, he recommends finding a Section A - Page 8 JANUARY 23 – 29, 2015 www.TNLedger.com comasmontgomery.com 615-895-0078 • 800-825-5523 A Marknet Alliance Member In conjunc�on with Coffee County Realty & Auc�on - Jimmy Jernigan On Location Terms: 10% Buyers Premium.

10% down day of sale and balance due at closing. Announcements made day of sale take precedence over any previous advertising. See website for Online Terms.

71 NEW BUSHY BRANCH RD., MANCHESTER, TN Bid ONLINE or ON LOCATION Thursday, February 5th @ 1:00 PM MANCHESTER CITY LIMITS � VISIBLE FROM I�24 EXIT 111 • On route to Bonnaroo with easy access • Zoned C2 Interstate Exchange • Approximately 6,000+/- Sq. Ft. with Expandable Upstairs • On 2.56 +/- Acre Lot • Approx. 33 parking spaces - High Visibility with Mul�ple Uses A U C T I O N BA N K OW N E D LARGE COMMERCIAL BLDG. & LOT PREVIEW: Tuesday, February 3rd 12-2pm Source: www.Genworth.com and www.longterminsurance.com 1Based on 44 hours/week for 52 weeks.

3Daily rate multiplied by 5 days per week/52 weeks.

4Daily rate multiplied by 365 days. 2Represents the compounded annual growth rate based on Genworth Cost of Care Survey data from 2009 to 2014 Data rounded to nearest percentage point. The Ledger Homemaker services Home health aide services Adult Day Health Care Assisted Living Facility Nursing Home Nursing Home Private room One bedroom, single occupancy Semi-private room IN-HOME (Calculated hourly) MEDIAN RATE MEDIAN ANNUAL RATE 5-YEAR ANNUAL GROWTH2 COMMUNITY (Calculated daily) FACILITY (Calculated daily) Projected annual long term care costs in Tennessee (and the U.S. in parentheses) costs of care $17 ($19) $18 ($20) $39,5821 ($43,472) $41,1841 ($45,188) 2% (1%) 1% (1%) $55 ($65) $14,3003 ($16,900) 2% (3%) $114 ($115) $41,5804 ($42,000) 6% (4%) $185 ($212) $67,5254 ($77,380) 3% (4%) $198 ($240) $72,0884 ($87,600) 2% (4%) >> insurance

from p8 When should you buy? Best values found between 55-65 more info on elder care What exactly are long-term care services?

Long-term care services may include help with daily activities, home health care, respite care, hospice care, adult day care, care in a nursing home or care in an assisted living facility. (Source: National Association of Insurance Com- missioners (NAIC)) What are the differences between assisted living and nursing home care? The web site assistedlivingtoday. com/p/assisted-living offers an explana- tion, along with questions to ask when evaluating assisted living and nursing home facilities. How can I pay for long-term care? People pay for long-term care many ways. These include using personal resources, long-term care insurance and Medicaid for those who qualify.

Medicare, Medicare supplement insurance and health insurance you may have at work usually will not pay for long-term care. Other resources may include veterans’ benefits, Social Security, community services and family caregivers. (Sources: National Association of Insurance Com- missioners (NAIC), http://tn-elderlaw. com/Approach/Elder_Care_Continuum) How about long-term care insurance? The NAIC, www.naic.org, offers a special section devoted to long-term care insurance. It includes information for those turning 50, information for seniors, a link to request a free Shopper’s Guide to Long-Term Care, tips for determining whether you need long-term care insur- ance, and more.

More information: The Tennessee Bar Association has updated The Legal Handbook for Ten- nessee Seniors for 2014. The previous edition of the handbook was distributed in 2001. The new book covers such topics as applying for Social Security benefits, long-term care considerations and estate planning, as well as completely new sections addressing online security and new health care legislation. It also includes an updated list of resources for Tennessee seniors. To download a copy, go to http://www.tba. org/programs/the-2014-legal-handbook- for-tennessee-seniors.

INSURANCE >> PAGE 13

Ledger - Time for some hard decisions

Wade named president of Argent Trust Company Argent Trust Compa- ny has announced the election of Charles D.

Wade as president of the Tennessee-based subsidiary of Argent Financial Group. Wade brings more than 30 years of experience in leading large financial services firms. He joined Argent Financial Group’s executive management team as CEO in 2014. This additional role is an extension of Argent’s utilization of his experience and expertise. Previously, Wade served as the executive vice president and manager of Reliance Trust’s Wealth Management and Investment Division. Prior to joining Reliance, Wade founded and then served as chairman and CEO of The Trust Company, now the Tex- as-based trust services subsidiary of Argent Financial Group.

He holds an MBA and finance degree from the University of Alabama. He serves on the boards of Argent Financial Group, Argent Trust Company and The Trust Company. Bass, Berry & Sims elects new members Bass, Berry & Sims PLC has announced the election of six new members in the firm, including four in Nashville. Nashville mem- bers include: Jay H. Knight, whose practice primarily focus- es on securities, real estate capital markets, structured finance, and mergers and acquisi- tions. Prior to joining Bass Berry & Sims, Knight served in several positions in the Division of Corporation Finance at the Securities and Exchange Commission (SEC) over a period of approximately five years, most recently serving as Special Counsel in the Office of Structured Finance and as a member of the Dodd-Frank Implementation Team.

Knight earned his J.D. from Northern Kentucky Uni- versity and a B.B.A. from Eastern Kentucky University.

Andrea N. Orr primarily represents publicly trad- ed companies in merg- ers and acquisitions and securities offerings and also routinely advises clients on corporate and securities matters. Prior to rejoining the firm, Orr was the vice president and corporate counsel at HealthSpring. Orr earned her law degree, cum laude, from Wake Forest University and her B.A., summa cum laude, from the University of Tennessee. Tatjana Paterno assists private and public companies at all stages of the business life cycle and continuum. Her practice focuses on mergers and acquisi- tions, debt and equity securities offerings, strategic relationships and other complex business transactions, as well as corporate gov- ernance and securities law compliance.

Paterno earned her law degree, summa cum laude, from Southern Methodist University and her B.A., summa cum laude, from the University of Texas at Dallas.

Kinika L. Young counsels clients in high- stakes litigation, often representing health care providers and hospital systems in their defense of managed care disputes, risk man- agement and professional liability actions. Young earned a law degree, cum laude, from Tulane University and a B.A., summa cum laude, from Florida A&M University. Watkins president sets August retirement date Watkins College of Art, Design & Film President Ellen L. Meyer has announced she will retire on August 1, after serving in the office for seven years.

The board has established a presiden- tial search committee, chaired by trustee Larry Papel, and a national search process is underway.

Meyer began her work as the institution’s 15th president on August 1, 2008. Under her leadership, she has led Watkins to a place of recognition and prestige among the best colleges of art in the country. Achievements include the realization of a decade-long goal of regional accreditation of the college through the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC, in 2010) and re-accreditation of the Department of Interior Design by Council for Interior Design Accreditation (CIDA) and by the National Association of Schools of Art & Design (NASAD), the national accred- iting agency for art and design and art and design-related disciplines.

In 2011, Watkins gained acceptance into the prestigious Association of Independent Colleges of Art and Design (AICAD), a consor- tium of 43 leading visual arts colleges in the United States and Canada. Before coming to Watkins, Meyer was pres- ident of Atlanta College of Art for 14 years. Earlier in her career, Meyer was director of continuing education and special programs at Rhode Island School of Design and vice president of marketing and extension at Min- neapolis College of Art and Design. A native of Philadelphia, she earned both bachelor and master of arts degrees in art history and theory from George Washington University and pursued additional graduate studies at the Visual Art Center, Antioch University, in ceramics.

Home Foundation taps Hollins as its president Dickinson Wright Attorney N. Courtney Hol- lins has been named president of The West End Home Foundation, a private non-profit organization committed to supporting the elderly in Nashville since 1891. Hollins is a member attorney in the Nash- ville office of Dickinson Wright, PLLC, where she focuses her practice on real estate, banking and corporate law. On the board of directors for four years, Hollins most recently served as vice presi- dent and president-elect in 2014. The primary function of The West End Home Foundation is to provide all aspects of care and living to seniors, primar- ily women.

Last year was the organization’s first full year as a purely private foundation. Other 2015 officers approved by the board are: Kim Hardin, vice president; Gayle Vance, secretary; Caroline Shockley, treasurer; Barbara Cannon, imme- diate past president New board members for this year include Margaret Smith, Emily James and Sallie Norton.

Logan’s appoints Zavolta its chief people officer Logan’s Roadhouse has chosen Michelle Zavolta is its new chief people officer. Zavolta will be responsible for all of the human resource/ benefits functions and processes, and she will report directly to President and CEO Sam Borgese. She was most recently a human resources consultant in Atlanta. Zavolta has 13 years of human resources experience in the restaurant and hospitality industry. Prior to becoming a human resourc- es consultant, she served as vice president of Human Resources and Training for Ted’s Montana Grill. In that role, she provided strategic leadership for employees, ensuring that the company’s values and culture were aligned with the strategic objectives of the organization.

She was also vice president of Human Resources for CB Holding Corp., in Moun- tainside, New Jersey, where she oversaw all areas of human resources for a $200 million restaurant business operating three brands with 86 locations and 5,000 employees. Zavolta earned her bachelor’s degree in communication studies from the Marshall University. Severson is president of Legal Marketing Assoc. Adam C. Severson of Baker Donelson has assumed the role of president of the Legal Marketing Association (LMA). He will serve a one-year term.

Founded in 1985, the LMA has 19 chapters and 26 city groups across the U.S.

and Can- ada, and its more than 3,700 members hail from 48 U.S. states and 15 countries. Severson is the chief marketing and busi- ness development officer at Baker Donelson, responsible for the strategic direction and execution of the firm’s business development and marketing initiatives, and collaborates with the firm’s lawyers and professional staff to maintain a client focus, increase market- place awareness and facilitate cross-office and cross-practice collaboration. The team Severson leads at Baker Do- nelson has been recognized as the No. 1 business development & marketing team by the publication Marketing the Law Firm.

Readers are invited to submit newsmaker items to editor@TNLedger.com. Page 9 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com Optimum Capital Funding Group Wefuelbusinessventuresandvisions. As part of an international network, we can provide you with access to multiple capital sources.

We represent hundreds of lenders and financial institutions, and we have the expertise to fund almost any type of requirement. Optimum Capital Funding Group, LLC 725 Cool Springs, Suite 600 Franklin,TN 37067 615-732-6247 For a free evaluation of your financial needs, and our capital funding solutions, please contact us at info@optimumcapitalfinance.com. Visit us: www.optimumcapitalfinance.com Like us on Facebook: www.facebook.com/optimumcapitalgroup newsmakers

EDITOR@TNLEDGER.COM Severson Knight Paterno Meyer Wade Zavolta Young Hollins Orr

Ledger - Time for some hard decisions

Section A - Page 10 JANUARY 23 – 29, 2015 www.TNLedger.com Home services keep seniors independent By Ellen Margulies | Correspondent Sooner or later, most people end up caring for aging mothers and fathers or become seniors themselves, wondering who to turn to when independent daily living becomes impossible.

Both propositions are frightening and stressful. The reality is, the safety nets set in place by the government and even private insurance, to the extent you can afford it, aren’t always enough.

With Medicare, which most U.S. citizens and permanent residents can get when they turn 65, many medical needs are met. But there’s no assistance for meals, laundry or help with bathing or dressing. Even when home health care is covered, non-medical needs aren’t. That’s where private services come in. From high dollar to surprisingly affordable, the senior services home market can provide for virtually any need. Companion care and more When his own family members were growing older and in increasingly ill health, Andrew Scruggs learned first- hand about the gap between medical and non-medical needs.

He also found out what happens when caregivers get overwhelmed. That’s what led him to start his own business in the Knoxville area, Always Best Care Senior Services. “I’ve lived in Knoxville all my life and didn’t know where to turn, and I thought, ‘there are a lot of people just like me,’” Scruggs says.

Always Best Care offers everything from bathing and toileting to meal prep and companionship, with services averaging about $18 per hour. Depending on someone’s needs, that means plans can be tailored for their budgets. The cost is similar at Nurse Next Door in Middle Tennessee, according to Nashville franchise owner Greg Salkind. Nurse Next Door provides both non- medical assistance and full-time skilled nursing care in the home. As people are living longer, Salkind says, they do need services more and more.

“They don’t have the same ability to take care of themselves, yet overall they might be somewhat healthy,” Salkind explains.

“We can provide them with the support they need in their homes.” Scruggs agrees that demand will continue. “We have 10,000 baby boomers who turn 65 every day,” he says. “There will always be a need for our types of service. The question is, are people preparing for this one way or another financially?” says Scruggs. “It’s not on some people’s radars yet.” Meal delivery Meals on Wheels is a nationwide nonprofit program that is synonymous with helping seniors in need, but in Knoxville, the Mobile Meals program has no income requirement — and no charge for the services.

“Cooking is one of those things that, when you get older and frailer, just falls by the wayside,” says Susan Long, director of the Community Action Committee Office on Aging. Mobile Meals provides one hot meal a day Monday through Friday, based on a menu created by a nutritionist and prepared in a commercial kitchen. They rely on 75 volunteers a day to deliver about 825 meals. Without the volunteers, Long says, they could only provide half as many meals. “For most of our people, the human contact with someone every day is almost as important as that meal,” she says. “Someone going into that home and making sure you’re ok is important.

Our staff does not go home at night until every one of those 825 people are accounted for.” When no one’s there Dave Gilbert’s 97-year-old grandmother, who lives on her own, puts on her heels and lipstick every day. Just don’t ask her to accessorize with a medical alert device. A new kind of in-home service for seniors is emerging that can be added to – or used in lieu of – medical alert services. Nashville-based Evermind monitors daily power usage and sends texts or emails to loved ones if there’s a dip indicating someone’s routine is off kilter.

“In the monitoring space for independent living, there are a few companies before us,” says Gilbert, co- founder of Nashville-based Evermind. “Most of them, however, have systems that are much more complex and often require professional installation.” The Evermind device simply plugs into a wall and uses a built-in cell phone modem, so the household doesn’t even have to have internet service. Evermind charges $199 for the device and $29 a month for monitoring. Submitted An Evermind monitoring system plugs into the wall (no internet service required) and alerts loved ones if a relative’s power usages drop from their routine levels.

HOME >> PAGE 23 caring for SENIORS Our services: Our company: Our team: F Companionship F Meal preparation F Assistance with diet and nutrition F Assistance with feeding F Grocery shopping F Grooming and dressing F Housekeeping F Laundry F Assistance to appointments F Medication reminders F Range of motion exercises F Vital signs F Pet care F Licensed F Bonded F Drug and Criminal Background Screening 615-375-1668 RNLathomecare@gmail.com 2400CrestmoorRoad|GREENHILLS 307E.CollegeStreet|DICKSON,TN 37055 Locally owned and operated by Brenda Williams, RN CARECOORDINATOR:Jennifer Foster,OWNER: BrendaWilliams, RN andOFFICEMANAGER:CyndeeWilliams

Page 11 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com Register for FREE Legal Classes Learn about: For more information contact us at 4805 Park Avenue, Suite 123, Nashville, TN 37209 615-298-8050 nashville.gov/ce facebook.com/NashvilleCEC Advance Care Planning Copyright Law Estate Planning U.S. Immigration Your Rights with the Police and more… KNOXVILLE – Jack Jones didn’t want to waste any time getting started with his football career at the University of Tennessee, so he graduated in December from Murfreesboro Oakland High School. Now, Jones is on UT’s campus along with nine other mid-year enrollees with the football Vols, and they’re already adjusting to college life and football.

It comes at a cost. Former classmates are still at home. There will be no swell of excitement as graduation approaches in the spring, no walking across the stage along with friends to get diplomas. Not a problem for Jones, a 6-foot-5, 300-pound offensive lineman. He’s not looking back. Instead, he’s ready for the next stage of his career.

“I just want to get in the swing of things,” Jones explains. “I really want to get a lot stronger in the weight room. I’ll get a lot of work in with the coaches and everything, just learning the new plays and the new technique. “Spring practice really will be a big benefit as well because those practice days mean a lot in the development of a player.” Jones knows the issues the Vols faced with a youthful and inexperienced offensive line during the 2014 season. It was a thin unit in need of immediate help. UT coach Butch Jones has made it clear he’s not opposed to playing true freshmen if they’re ready, and Jack Jones is all on board with that notion.

“Tennessee’s offensive line is really young,” he says. “I really want to come up here and help in any way I can. I just want to be out there and do anything for Coach (Don) Mahoney (line coach), coach (Butch) Jones, any way they need me. “I think this offensive line made a lot of strides this year and they did a great job as the year developed. They just got better and better, and I hope to continue that into next year. “We’re just going to keep getting better and better. If it means me getting to play a little bit, that’s awesome, but I’m here to work and I’m here to get this offensive line better.” Freshman quarterback Jauan Jennings of Murfreesboro Blackman High School enrolled early knowing there is plenty of competition at his position at UT.

Sophomore Joshua Dobbs secured the starting job last season and is the clear No. 1 heading into spring practice. His backup, third-year sophomore Nathan Peterman, also returns.

Freshman Quinten Dormady of Boerne (Texas) High School is another highly touted quarterback on campus as a mid-year enrollee, and the Vols have a commitment for 2015 from four-star dual-threat quarterback Sheriron Jones, a senior at Rancho Verde High School in Moreno Valley, Calif. Jennings was at first recruited as an athlete, but plans to go full bore into the quarterback’s race at UT. “It was something I had always wanted to do, but I didn’t get the opportunity to play varsity quarterback until my junior year of high school,” Jennings explains. “When I got the job, I did well with it, and during my senior year, I did excellent.

Now, I am here.” Freshman defensive end Kyle Phillips of Nashville Hillsboro High School knows the 2015 class of recruits, ranked in the top five nationally, has some lofty laurels. . Phillips is a four- and five-star recruit. “I think this group can do really well,” Phillips says. “We still have a lot of work to do. There are a lot of high expectations for our freshman class, but we have to put in a lot of work in the classroom and on the field just to show you guys how good we can be.” With that said, let’s take a look at the 10 mid-year enrollees for 2015: Andrew Butcher, freshman, 6-2, 245, DL, Alpharetta (Ga.) High School: Butcher, former teammate of UT quarterback Josh Dobbs, is a three- and four-star recruit who led Alpharetta with 89 tackles and 18 sacks in 2014.

His father, Brian, was a standout guard at Clemson and was chosen by Minnesota in the 1983 NFL Draft.

Defensive line coach Steve Stripling: “Andrew comes from a very successful program and has an excellent knowledge of the technique used in college. He has a great football mentality and motor. Andrew is very physical and self- motivated.” Quinten Dormady, freshman, 6-4, 200, QB, Boerne (Texas) High School: Dormady, a top-14 pro-style quarterback prospect in Texas and three- and four-star recruit, threw for almost 6,000 yards and 59 touchdowns in two seasons of high school. He missed his junior season with a torn labrum, but threw for 3,010 yards and 27 TDs as a sophomore. His father, Mike, was his high school coach.

QB coach/offensive coordinator Mike Bajakian: “(Dormady) is an accurate passer with a quick release who possesses a skill set that will help him excel in our offense. As the son of a coach, Quinten has been around the game his entire life and exhibits all the intangibles you look for in a leader and a quarterback.” Stephen Griffin, freshman, 6-2, 185, DB, South Mecklenburg High School, Charlotte, N.C.: Griffin’s highest rating was by Scout, which had him the No. 46 safety overall and No. 2 in North Carolina. He was the Charlotte- Link on UT ByDAVELINK ‘I just want to get in the swing of things’ Oakland’s Jones, 9 others get jump on UT careers UT >> PAGE 12

Section A - Page 12 JANUARY 23 – 29, 2015 www.TNLedger.com Building Confidence, Intellectual Growth and Spiritual Strength. 619DueWestAve.Madison,TN 37115 | www.goodpasture.org The Great Beginnings toddler program opened in 2013 and provides a learning environment that nurtures and stimulates each child’s growth and development. PreK 3 and Junior Kindergarten offer young children an opportunity to grow physically, socially, academically and spiritually. Curriculum includes music classes, technology classes, library time, play time, and beginning Spanish. Kindergarten classrooms are located in a little red schoolhouse, and curriculum includes technology, iPad lab, Spanish, music, P.E., library, art, and Mandarin Chinese.

Students in grades 1-4 enjoy a new STEM lab which emphasizes science, technology, engineering, and mathematics in addition to a large variety of special area classes. Cameras are located in all classrooms from 12 months to 4 year olds in order for parents to view their child on a secure website at any time throughout the day. PreviewDay,Sunday,January25,2015at1pm. OrcallTedBloodworthat868-2600,ext.212tosetupavisit. Servingstudentsofallfaithsfrom12monthsto12thgrade. Mecklenburg Schools defensive player of the year after posting 73 tackles with three interceptions in 2014, and doubled as a quarterback his junior year.

Defensive backs coach Willie Martinez: Stephen is a tremendous athlete who can make great plays in space and with the ball. He is a very smart and knowledgeable football player as he played on both sides of the ball in high school. He knows the game and can anticipate very well. I expect him to become an impact player.” Chance Hall, freshman, 6-5, 315, OL, Northside High School, Roanoke, Va.: Hall missed the 2014 season with a torn Achilles tendon after earning all-state honors in 2013 on both the offensive and defensive line as Northside won a state title. Scout rates him the No. 2 offensive tackle in Virginia, and ESPN has him a four-star rating and No.

43 offensive tackle in the nation. He also played basketball in high school (20 points, 10 rebounds as a junior).

OL coach Don Mahoney: Chance has tremendous size and ability and has showed that on both sides of the ball. He comes from a very well coached program. He is very mature, and I like his approach both to his academics and football.” Jauan Jennings, freshman, 6-4, 200, QB, Blackman High School, Murfreesboro: Jennings, a consensus four-star quarterback, is the No. 7 dual- threat QB in the nation by 247Sports, and No. 12 dual-treat QB by Rivals. He’s also the No. 19 safety overall and No. 1 safety in the state by Scout, but plans to play quarterback at UT. He threw for 2,155 yards and 22 touchdowns as a senior and was the Tennessean newspaper’s player of the year.

He also played basketball and ran track. His sister, Alexis Jennings, plays basketball at Kentucky.

Bajakian: “He is a fierce competitor who is a proven winner, advancing deep into the Tennessee state playoffs in each of the last two years. As a dual-sport athlete in high school, Jauan brings great athleticism and a diverse skill set to our offense.” Jack Jones, freshman, 6-5, 300, OL, Oakland High School, Murfreesboro: Jones, a 2015 Under Armour All- American, was the Class AAA Mr. Football Lineman of the Year as a junior and senior. He’s a consensus four-star offensive tackle (guard by ESPN) and helped Oakland to a 14-2 record in 2014. Rated the No. 2 prospect in the state by ESPN, Rivals, and Scout, Jones had 125 pancake blocks last fall despite missing three games with a knee injury.

Mahoney: “Jack plays with toughness and the hard edge we strive for and expect in our players. He comes from a tremendous program that has a football way of life in how they train, which will make his transition to college easier. Jack has shown the ability to play both tackle and guard, and we really value his versatility.” >> ut from p11 Blackman QB seen by position coach as ‘proven winner’ UT >> PAGE 23 Photo By Donald Page/Tennessee Athletics Tennessee early enrollees, from left, Chance Hall, Shy Tuttle, Stephen Griffin, Jack Jones and Darrin Kirkland, Jr. take turns talking to the media during the freshman media availability in mid-January.

Page 13 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com CENTERS Established in 1956, FiftyForward operates seven active aging community centers in Davidson and Williamson counties. PROGRAMS FiftyForward locations offer hundreds of classes all year round including visual and performing arts, computer, health and fitness, day trips, as well as group activities. Become part of your community through FiftyForward volunteer programs. Resources Through FiftyForward Living at Home Services, find the necessary support for your loved one including Care Team, Care Management, Adult Day Services, Meals on Wheels, Victory Over Crime and Conservatorship.

Learn more, call (615) 743-3400 or visit www.fiftyforward.org “FiftyForward has been our lifeline. I doubt Randall and I would have seen our 46th anniversary without the support and care we’ve received.” — Loretta There’s something for everyone at FiftyForward. 6961 HWY. 70 South, Nashville, TN 37221 • (615) 673-6922 www.bartonhousetn.com n a s h v i l l e ’ s f i r s t a n d o n ly d e d i c a t e d a l z h e i m e r ’ s a n d d e m e n t i a r e s i d e n c e t h e d i f f e r e n c e i s i n e v e r y m o m e n t . person who has been appointed to sell policies offered by multiple companies.

“Then they’re working for you,” Slome explains. Sales commissions on long-term care policies are pretty much the same across companies, he says, but you don’t want a specialist who is locked into selling the products of only one company. That company’s offerings may not be right for you. It isn’t common for agents to be appointed with multiple companies, because the agent has to be educated to be knowledgeable about several policies with different details. Peter Rosenberger is president of Standing With Hope, a ministry that helps provide prosthetics to the poor in West Africa. Rosenberg has been caregiver for his wife, Gracie, throughout their marriage.

She had suffered severe leg injuries in an auto accident before they met and married, and the injuries led to loss of her legs. As a caregiver, you automatically assume you will outlive the person you’re caring for, Rosenberger says, but it doesn’t always happen that way. How you plan to provide care will vary with your situation, but you must plan, he says. He is using whole-life insurance products in his financial planning.

He advises people to find a reputable financial planner, someone with a good firm and good references. “Any financial adviser worth his salt will be a patient broker. … You want someone who sees you for the long term, who will spend time with you” to get to know you, your style, your values and goals. How you will pay for caregiving may change over time, as your financial means and your needs change. “You can’t always do what you want to do,” Rosenberger says, but you can continually make progress toward your goal. That’s why they call it financial planning – it’s a process, he says. “It would be cataclysmic to my family if something happened to me,” he explains.

The cost of medical care for his wife has run into the millions. He and his wife have adult two sons. It would be unconscionable, he says, to leave them with nothing to fund care for their mother. For someone of modest means buying a very simple term life- insurance policy may be possible, he says. In her practice with Healthy Minds Counseling in Knoxville, Diana Nelson sees many people caring for elderly parents and stressed out by financial concerns. She has found success stories among caregivers, even those of modest means. “Some people can make it through and take care of the elderly person,” says Nelson, a psychiatric nurse.

These are those who “tend to use their resources.” They’ll enlist others in the family to share in the care, insisting if necessary, and they’ll take care of themselves. They’ve got some finances that allow them to go to the gym, for example, to take time out to recharge. “Those who are happier and more successful are using the resources they can to take care of themselves,” she says. “They’ve figured out a way to make things work.” Some care options for people with modest incomes include day care for seniors and caregiver support groups. Alzheimer’s support groups can be very powerful and very helpful, Nelson says.

“When people go, they hear from others in their same situation,” she says. “My seniors tell me it’s very, very helpful.” >> insurance from p8 Reputable financial planner can help with care decision Michelle Morrow | The Ledger Lurlene Woodruff, 71, of Goodlettsville, dances as she does her moves during a Silver Sneakers class at Fifty Forward Madison Station. Rosenberger

Section A - Page 14 JANUARY 23 – 29, 2015 www.TNLedger.com www.charleswoodard.com Lic.# 868,211 McLemore St.,Dickson,TN 37055 (615) 446-4508 Scott England, AUCTIONEER 615-202-2100 | SENGLAND@REALTRACS.COM Announcements day of sale take precedence over advertising. FREE BBQ $100 FreeMoney $100 TRACT ACREAGE DESCRIPTION Fronting on Ridge Road: #1: 5.02 Improved with home #2: 31.87 Improved,3 barns and 3 ponds #3: 8.08 Open land #4: 7.85 Open land #5: 6.00 Corner tract,also fronts Hwy.48,wooded #6: 5.08 All open land #7: 28.92 Mostly open,pond #8: 23.49 Open,several barns, sheds & 2 ponds Fronting on Hwy 48: #9: 6.23 Long road frontage, mostly wooded #10: 5.05 Mostly open land #11: 15.50 Partially wooded #12: 15.20 Partially wooded #13: 20.01 Partially wooded #14: 20.00 Partially wooded & goes to center of Sulphur Fork Creek #15: 9.18 Long road frontage, also fronts Red Rd.

Reason for Sale: This is a court ordered auction and is being sold for division. 206 ACRES DIVIDED INTO 15 TRACTS Directions:FromDicksongoHighway48N. Propertyisjustpastthe Mt.LebanonChurchatintersectionofHighway48N.&RidgeRd.Sale willbeheldonRidgeRd. Watchforauctionsigns. Terms: 10%downdayofsaleandbalancewithdeed.Sellertofurnish Owner’stitleinsuranceandanewsurvey.Platsareavailableatoffice. Large,modern,custom 3 bed,3 bath home on 5 acres fronting Ridge Road.City water and concrete drive.Has large open kitchen/dining/living room combo,sunroom,patio,central heat & air and partially finished full basement.The 200+ acre farm in a desirable area of Dickson County has been divided into tracts.

Each tract has road frontage. See www.charleswoodard.com for plat and more photographs Roy’s Way Gallatin, TN 37066 Driveway cut in 2009 Ready for your new home Price: $62,600.00 5321 Millertown Pike Knoxville, TN 37924 Hard corner lots, downtown high traffic areas. Selling on behalf of the FDIC Price: $900,000.00 8.06 Acres with GORGEOUS hilltop views Commercial Land: +/– 2.85 Acres www.SoldonCompass.com Real Estate For Sale January Online Auction (615) 757-3339 (NASHVILLE) (423)702-6180(CHATTANOOGA) Items Include: n Complete Bottled Water Production Line n Construction Equipment n Utility Trucks, Vehicles, Motorcycles, etc.

n Welders, Tools, Job Boxes, etc. n Trade Show Booths, Office Equipment TVA Municipalities & Others Consignments Being Taken Now Contact our office to add your items to this auction ONLINE BIDDING ONLY Begins: 01/14/15 at 10:00 AM EST Ends: 02/04/15 at 10:00 AM EST Firm # 5678 For the Rosemary Wilson Estate Marc Colson / Bobby Colson AUCTIONEERS Eddie Greer / Melanie Eifling AUCTIONEERS 615-292-6619 / 1-877-292-6611 www.colsonauctions.com BRICK HOME • EXCELLENT CONDITION FULL BASEMENT 70 FT. BY 284 FT. LOT (2) BEDROOM SUITES, DINING ROOM & LIVING ROOM SUIT 504 LEEANNE DR. 37211 Directions:FromNashvilletakeI-24EasttoHarding PlaceExit#56Right1½milestoNolensvilleRd.Left onNolensvilleRd.2blockstoEdmondsonPk.

Right onEdmondsonPk. to WhisperingHillsLefton Whis- peringHillstoLeeanneDr.LefttoSale. TERMS: Real Estate: Cash.Make Your Own FinancialArrangements Prior to Sale Deed and InsuredTitle Furnished By Court. Personal Property: Cash Day of Sale. Drivers License Required for Bidding NumberVisa,MasterCard,Discover Accepted.Sale # 0215 $25 WILL BE GIVEN AWAY ThisBrickhomehashardwoodfloors, replacementwindows,centralheatandair, 3bedrooms,fullbath,livingroom,eat-in kitchenwithbuilt-in,dishwasher,stove, microwave,andrefrigerator. Downstairsis afinishedfamilyroom,washer/dryerconnections andunfinishedareagreat.Allona70x140lotwith anaggregateconcretedriveandacarport.Ready tomoveinto.ClosetoSouthernHillsHospitaland convenienttoI-65andI-24.Personal Property: (2)bedroomsuites,livingroomsuite,diningtable and4chairs,SamsungWasherandDryer.

Directions:FromNashvilletakeI-40EasttoExit#221AThe Hermitage.ThenfollowOldHickoryBlvdtosaleonright. CRAGNACKER’S BAR AND GRILL FLAT SCREEN TV’S RESTAURANT EQUIPMENT – WIRELESS LIQUOR CONTROL SYSTEM – NEON SIGNS 4700 OLD HICKORY BLVD 37138 TERMS: Cash, Visa,Master- Card and Dis- coverAccepted. Drivers License required for a bidder number. Sale # 0315 (1)60”LGPlasmaFlatScreenTV,(1)46”RCA FlatScreenTV,(2)42”FlatScreens,(2)40”Flat Screens,(9)32”FlatScreens,(16)unitAPCSat- elliteTVSystemw/cabinet,SecuritySurveillance Systems,WirelessLiquorControlSystem,(4)POS Machines,RoyalSovereignCurrencyChecker,(1) SentrySafe,(1)TrueRefrigeratedPrepStation,(1) TurboAirRefrigeratedPrepStation,(1)Imperial DeepFryer,(2)PitcoDeepFryers,MigaliDouble DoorFreezer,ColdTechDoubleDoorRefrigerator, ColdTechSingleDoorFreezer,TrueDoubleDoor Refrigerator,PerlickKegCooler,HolmanUltraMax ConveyorOvenw/extraconveyor,GasCharbroiler, True3DoorChestCooler,AssortedStainlessSteel Sinks,(2)StainlessSteelPreptables,KegCoolerswithTaps,IceBends,GlassChiller, Tables,Chairs,Bar Stools,AdvertisingSingsandMirrors,NeonSigns,GamingTable,SlotMachine(foramus ementonly),Stage LightingandStrobes,(2)StageLightingMixerBoards,BeerBuckets,CornHoleGames,Dr inkGlasses,Pots andPans,RestaurantSuppliesandmuchmore.

Please visit www.colsonauctions.com for photos and a complete listing.

Page 15 – Section A JANUARY 23 – 29, 2015 www.TNLedger.com Special Needs Trusts safeguard personal assets and provide for services or items that public benefits do not cover – all without jeopardizing eligibility for government benefits and public assistance programs. Vista Points is focused on helping people living with disabilities, their parents and caregivers, and the professionals who serve and guide them. Peace of mind does not have to cost a fortune. Darlene A. Kemp, MPH, MBA-HCM Vista Points, Inc.

1550 N. Mt. Juliet Road, Suite 203 Mt. Juliet, TN 37122 www.vistapoints.org Call 615.758.4660 Services offered Nationwide It’s 7 p.m. on Friday night at Hattie B’s Hot Chicken in Midtown, and the line to order curls out the front door and stretches down the sidewalk. Students traveling in packs, mixed with tourists and locals, are anxious to dig into the Nashville-style dish. But at one table in the cramped restaurant, a patron sits alone at a four- top. She has no food, no drink and no order number waiting to be called. While a group of women hovered over her looking for a spot of their own, she stares into her iPhone.

When the group eventually gives up and walks away toward the patio, the woman sneaks a glance. She knows they were watching her. The woman with the phone is what Weston Hunter calls a squatter. She’s holding a table before her order is placed. And in the interest of full disclosure, I should say that squatters make me crazy. I’ve seen it happen all over town at places like Edley’s Barbecue and Taqueria del Sol when diners rush in, ignore the line and grab a spot to sit before waiting their turn.

At some restaurants, they’ll be called out for it. But with Nashville growing and some of the best restaurants having an order-at-the-counter set-up – think Martin’s Bar-B-Que Joint, Peg Leg Porker, Arnold’s Country Kitchen, Mas Tacos Por Favor and the new Biscuit Love Brunch – I figure we at least need to know the reason behind the rules.

So to Hattie B’s, I invited Hunter, a math expert, to help me solve the case. I wanted to collect data. I wanted to mathematically – or somehow scientifically – prove that squatting disrupts dining patterns and pretty much puts a kink in the universe. As we waited for our food, Hunter talked about useable resources (i.e., tables) and identifying the bottleneck. Hattie B’s has two bottlenecks – the waiting on a table and the waiting on food. But as long as there’s a table when the food arrives, it works out.

“If you have a number, you’re not really squatting,” one diner at our table explained. But if you stay too long after eating? Squatter. With one register, Hattie B’s is known as a one-queue system. Adding additional queues might not make a difference, though, if the kitchen can’t keep up with the demand of more than one queue. Indeed, there’s a study of lines called queuing theory. Experts in this area might study lines at a grocery, for example. Fewer lanes open saves the grocer in staffing costs, but he still wants to optimize the “through point” by predicting demand based on consumer patterns.

Kahlil Arnold at Arnold’s Country Kitchen has a lunch line out the front door every day, but somehow the flow In the Weeds* ByJENNIFER JUSTUS Claiming table early messes with the math Squatters’ wrong: Wait in line with rest of us WEEDS >> PAGE 23 Lyle Graves | The Ledger Owners of meat-and-three institution Arnold’s figured out the problem of diners occupying tables before getting their food long ago. Regulars are depended on to keep the uninitiated in line – literally, in line.

Section A - Page 16 JANUARY 23 – 29, 2015 www.TNLedger.com Wikipedia indicates that a song written by Fats Domino and Dave Bartholomew “charted #7 on the Billboard R&B charts and #14 on the Billboard pop charts” in 1960.

The actual title of the song was “My Girl Josephine,” although “in various cover versions,” it became known as “Hello Josephine.” It’s a bluesy number, easy to play on the guitar, and the lyrics begin: “Hello Josephine how do you do “Do you remember me baby “Like I remember you “You used to laugh at me and holler woo woo woo.” I didn’t say it was deep! A couple of weekends ago I said, “Hello, Josephine” to a new inhabitant of Earth. On Dec. 18, 2014, she was born in Charlotte, N.C., weighing in at seven and a half pounds and measuring 20 inches long. Or tall, if she could stand. So, I now have two granddaughters.

No age jokes, please.

On Jan. 2, I flew to where Josie, or JoJo (but not Joe, Josey or Joey), lives and got to know her a little bit. As you might expect, she sleeps a lot, eats a lot and ... Well, you know what else babies do a lot. Predictably, the show was stolen by J.’s big sister, A.C., of whom I wrote in Feb. 2013, shortly after she was born. Yes, J. will go through life with a sister less than two years her senior. A.C. mirrors attributes of her mother, she who taught herself to read at the age of two. Her birthday being Jan. 11, 1980, in Dec 1982 she sat down with “A Visit from St. Nicholas” in her lap and proudly recited it word for word.

Thinking that she had memorized the poem, from having heard it 100 times, I flipped to another page in the book. Not missing a beat, she read every word she recognized, which was most of them. A.C., like her mother before her, is communicating in complete sentences before her second birthday. Asked if she would like some more of something, she replies, “No, thank you. I have plenty.” Referring to a photograph on her dresser, she tells me, “Mama is in the picture.” Watching a football game on TV, after a certain play, she says, “The helmet is off. That helmet is on!” When A.C.’s birth was still a few weeks off, under the influence of a New Yorker piece by David Owen, I came up with a grandfather nickname.

Owen noted that if you live long enough, the name that you will die with will be the one hung on you for grandparental purposes. He wrote of a woman who dearly wanted to be called “Grammie.” She was nettled when the tot called her “Ninnie” instead. And of a toddler who called his grandparents “Man” and “That” for a while.

After lots of cogitation on the matter, I’d decided on a name. But when I looked A.C. in the eye, I knew that name wouldn’t work. So I tossed it. She calls me “Vic,” although occasionally it comes out as “Wick.” I trust her sister will do likewise. Vic Fleming is a district court judge in Little Rock, Ark., where he also teaches at the William H. Bowen School of Law. Contact him at vicfleming@att.net. Hello, Josephine! ‘Vic’ welcomes a new granddaughter into family I Swear By VIC FLEMING Complete moves Load/Unload pods, trucks, and storage units Pickup and delivery service for purchases is available Licensed and Insured Newcompany, but EXPERIENCED movers with over 18 years of service! www.midtnmovers.com (615)707-2027 “Present this ad for a special discount.” Call us for help with your moving needs Probate • Estate Planning Personal Injury Bankruptcy7 or 13 Installment Plans Available DebtReliefAgency | BankruptcyforOver40Years 615.244.7708 www.theNevinLawFirm.com 404 James Robertson Parkway, Nashville **Class A CDL required** n Opportunities for promotion.

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www.TNLedger.com JANUARY 23 -29, 2015 Page 17 - Section A Law & Government Circuit Court – Parties & Attorneys Probate – Petitions & Conservatorships Bankruptcies – Parties & Chapter Ptr: Romany Rezk, Tareza Halim, 5204 Rockridge Court, 37013 Ptr: William Garner, 4001 Pepperwood Drive, 37013 Ptr: Edward Veard, 205 Hasty Drive, 37072 Ptr: Treandez Mimms, 305 Rivergate Meadows, 37072 Ptr: Angela Gammon, 5900 Hermitage Park Dr Apt 509, 37076 Ptr: Jan Miller, Jo Miller, 5610 Old Hickory Blvd, 37076 Ptr: Rodney Elam, Po Box 70736, 37207 Ptr: Albert McAfee, 2404 Scovel St, 37208 Ptr: Domonique Weakley, 1040 D 2nd Ave S, 37210 Ptr: Dianne Driver, 613 Players Court, 37211 Ptr: Hellen Dozier, 157 Shadow Glen Drive, 37211 Ptr: De Bres Juliana, 1553 Battlefield Drive, 37215 Ptr: Louise Kimble, 1017 Longhunter Ln, 37217 Chapter 11 Ptr: Michael Hobbs, 1451 Pleasant Hill Road, 37214 Chapter 13 Ptr: Donna Northington, 660 Bell Road #1912, 37013 Ptr: Jasmine Womack, Phillip Womack, 508 Clubhouse Ct, 37013 Ptr: Robert Bradley, 622 Amelia Drive, 37013 Ptr: Tevin Hayes, 716 Ridgeview Court, 37013 Ptr: Erica Frierson, Po Box 23141, 37202 Ptr: Rhoda Matthews, 912 Pennington Ave, 37206 Ptr: Miguel Watkins, 2715 Whites Creek Pike #150, 37207 Ptr: Ricky Bynum, Ruby Bynum, 2926 Stanwick Drive, 37207 Ptr: D’aundrial Sanders, 2125 11Th Ave N, 37208 Ptr: Robert Jordan, 304 Lakebrink Drive, 37214 Ptr: Valerie McClain, 1119 Kirkland Ave, 37216 Ptr: Evette Chapman, 2905A Anderson Road, 37217 Ptr: Leonard Blackwell, 121 HarpethTrace Drive, 37221 Davidson County Circuit Court The Davidson County Circuit Court is a court of general jurisdiction that shares equal standing with the Chan- cery and Criminal trial courts.Three courts specialize in specific areas of law: Divs.

3 and 4 preside over domestic matters; Div. 7 presides over estate administration.

Judges Hamilton Gayden, Div. 1 Amanda McClendon, Div. 2 Phillip Robinson, Div. 3 Philip Smith, Div. 4 Joe P . Binkley Jr., Div. 5 Thomas Brothers, Div. 6 Randy Kennedy, Div. 7 Carol Soloman, Div. 8 Mary Ashley Nichols, Special Master Richard R. Rooker Clerk Tel: 862-5181 1 Public Square, Suite 302 Hours: M-F, 8 a.m. to 4: 30 p.m. Complaints & Petitions Shown here: Case Style, Plaintiffs and their Attorneys, Defendants and their Attorneys, CaseType, Filing Date, and Docket Number. Sorted by Case Style. Divorce Carter Moody vs Dina Guirguis Center, Wallace Edwyn vs Center, Maria P Carter Moody vs Dina Guirguis Holliday Lynn Baird vs Edward Howell Baird Jade L Novak vs Carl A Novak Margaret Charlene Nicholson vsThomas Edward Nicholson Nicole Elizabeth Dean vs Benjamin Everett Dean Tykesha Javetta Caylor vs Jason Lee Caylor Contract/Debt Apts Lexington vs Gerry Gibbs, Pamela Gibbs Aneel Madhukar Pandey vs Belinda FKA Butler Bonnie Small vs Bob Fischer, Suriva Fischer Granite Direct Stores Inc DBA Designer Kitchen vs Columbia Insurance Group, Dailey, Roger DBA Heating & Air Com Jh Portfolio Debt Equities LLC vs Kevin S Key Sandra Howard,Thomas Howard vs Clarence Burton William Searle vs Auto Repair Nashville, Nancy Kia, Nashville Auto Sales and Repair, Inc Damage/Torts Anna Mapps vs Dairyland Insurance Company, Doneisha Dulin Artis Griffin, Dianna Johnson, Tomekia Speller vs Chelsea Claxton Campbell Jerry A, Deresha Campbell, Rosalind Black,WattsTyler A vs Budget Rent A Car System Inc, Earnest A Polk, Ivan Crump, Metropolitan Government Of Nashville & Davidson County, Nashville Police Metropolitan, Polk, Ernest A As An Employer OBO Metropolitan Government Of Nashville & Davidson Co, Transit Authority Meteropolitan Daisy Pickett vs Kathleen Frohlinger Steadman,Tennessee Com- missioner Of Insurance Dejuan Daniel vs Gold Medal Products Co, Gregory Moore Geico General Insurance Company vs Manual Villalobos Janice Blackwell vs Yu Ya Lucinda Maxwell vs Kennedie Waller Marian Mansour vs De La Paz, Elizabeth Uvalle, Progressive Direct Insurance MansourMarianOBO,MarianMansourvsBonnieFriend,Progres- sive Direct Insurance Robert Kendall Smith vs Nationwide Affinity Insurance Company Of America, Samuel D Phillips Shanti C Morton vs Betty Bentley, State Farm Mutual Automobile Insurance,Timothy L Bentley Shawn Dalton vs Nicholas Smith, Tennessee Farmers Mutual Insurance Company Thomas R King vs Brittney N Reader, Casualty Ins Company, John Doe Tracy P Nicholson vs Maggiano’s Holding Corporation DBA Mag- giano’s Little Italy, Maggiano’s Little Italy Tanya Jordan vs AkinaT Smith, Felicia D Wilson Virgie Springer vs Alena Lyons, Cherylann Lyons Misc General Civil Beau Davies vs Frank Rogers Masson Barnette Vonjessica BNF vs Omar Perez-Fuentes Safe Auto Insurance OBO Jones, Shannon vs Larite Denise Reberson Other Domestic Relations Amy M Matlock, DHS - St OfTN vs Devon Matlock DHS - St OfTN, Kerrione A Boudreaux vs Zachery M Caples Petit For Contempt/Mod/Order Of Prot.

Bunita Ann Harrington vs Harold Harrington Ceslee DanielleThiebaud-Davis vs Joshua Adam Davis Joshua OBO Adcock vs Celena Adcock Maged Aziz vs Amal Farag Megan Lea Watson vs BradleyThomas Watson Ravon Latrice Weems vs Brian Scott Smith Wayne Gillette Leinsz vs Shawnnee Z Leinsz Wayne Gillette Leinsz vs Shawnnee Z Leinsz William M Hood vs Suzi Fuller Receprocal Support-Incoming Andrea N Lear, DHS-St OfTN vs Paul D Page DHS-St OfTN, Harold N Lawson vs Katie Dalton DHS-St OfTN, Lora L Larios vs Mario Cordova Worker’s Compensation Andrew D Jones vs Federated Rural Electric Insurance Exchange, MiddleTennessee Electric Membership Corporation Augusto Franciscodasilv vs Ballet Nashville Aden Abdi vs Cincinnati Insurance Companies, Premier Parking OfTennessee LLC Anthony Jarrett vs Qek Global Solutions Inc,Travelers Indemnity Company Of Connecticut Brian S Nevil vs Ace American Insurance Company, Southwest Airlines Co Blanche Heried vs Modern Business Associates Inc Charles Moyer vs Express Courier International Inc Cynthia Clark vs Publix Super Markets Inc Darin Berry vs Cec Electrical Contractors Inc, Ffva Mutual Ins Co Edward Jones vs Corporation Cintas, Sedgwick Claims Manage- ment Services Inc Eddie Scott vs Sedgwick Claims Management Services Inc, The Martin-Brower Company Gary Royer vs Shoffnerkalthoff Mechanical Electrical Service Inc Glenda Bobalik vs American Red Cross GailTrevor Knell vs Ace American Insurance Company, Southwest Airlines Co Jeffrey R Lewis vs Great West Casualty Company, Valley Trans- portation Mesilla James Murphy vs Ace American Insurance Company, Southwest Airlines Co John Yancey vs Jefferson County Government, Tennessee Risk ManagementTrust Kimberly Andrews vs Ops Contracting Services Krystal J Dodge vs Ballet Nashville Linda Wirth vs Auto-Owners Insurance Co, Nephrology Associ- ates PC Lois Bridges vs Regency Senior Living LLC Michael Stegall vs Henderson County Government, Tennessee Risk ManagementTrust Norman Moseley vs Technology Assigned Risk Insurance Company Paul Cook vs Electrical Contractors Inc Robin Bowman vs Unicoi County Board Of Education Ronalene Stevens vs Avalon Health Care LLC Rufus Rhodes vs ForiestTree & Lawn Care LLP Sadie B Harris vs Ballet Nashville Sophia Vance vs Employers Insurance Group, Ywca Of Nashville and MiddleTennessee William Cline vs New Hampshire Insurance Company, South Park Motor Lines Inc Zachary Parker vs Key Risk Management Insurance Company Davidson County Probate Court Estate administrations filed with the Circuit Court Clerk.

All matters of estate administration are handled by Circuit Court Div. 7.

Judges Randy Kennedy, Judge Bob Bradshaw, Probate Master Tel. 862-5980 1 Public Square, Suite 303 Hours: M-F, 8 a.m. to 4: 30 p.m. Shown here: Estate Name, Decedent (Dec), Respondent (Resp), Attorney, Filing Date and Case Number. Sorted by Estate Name. Conservatorship In re: Cynthia Gardner, Parthenon Pavilion Hospital In re:Tanya Louise Kelley Petition In re: Amanda Leanne Burlison-Marek In re: Amanda Capps, James A Hopkins In re: Alan MTurk, Nan Burrus Cox In re: Benjamin L Waller In re: Charisse Winters Kulp In re: Deborah M Baird In re: Dorothy Marie Garner, Sara K Strasser In re: Dohlen Betsy Von, Suzanne H Rainwater In re: Dan C Morris In re: Danny Busch In re: David Bradford Hudson In re: Davie E Rye, Morgan Edward Rye In re: Furman York In re: Frank Gonzalez In re: Frank Gonzalez In re: H David Kittrell In re: Janice Field In re: Jerry Reed Cantrell In re: Jayraj Shah In re: James E Haskins In re: Karen Carly Lincourt In re: Kimberly Kincaid In re: Karen Carly Lincourt In re: Melvina N Williams In re: Margaret Fort Hall In re: Martha Child In re: Mary S Beasley In re: Natasha Papousek In re: Paula Jane Reels In re: Philip G Mintz, Suzanne Mintz Kooi In re: Richard D Sweeney In re: Richard Hansford Wood In re: Stephanie Johnson In re: Sterling Lee In re:Tina D Lynch In re:Thelma H Northern In re: William Johnson In re: W Hampton Pitts us bankruptcy Court middle District of Tennessee Judges Keith M.

Lundin, Judge Marian F. Harrison, Judge Randal S. Mashburn, Judge Matthew Loughney, Clerk Tel: 736-5584 701 Broadway, Suite 200 Hours: M-F, 8 a.m. to 4 p.m. bankruptcy Petitions Shown here: Petitioner (Ptr), Address, ZIP , Docket Num- ber. Sorted byType, then by Petitioner Name. Chapter 7 Ptr: Alonso Duran, Zaida Rodriguez, 3245 Towne Village Rd, 37013 Ptr: Ibrahim Wahba, Mariam Nakhla, 740 Post Oak Drive, 37013 Ptr: Karen Jones, O’neal Jones, 3013 Baby Ruth Lane, 37013 Public Notices . . Section B Permits . . 18 Real EstateTransactions . . 18 www.TNLedger.com Go toTNDataSource.com for more than 15 million public records, including: - Civil Lawsuits - Bankruptcies - Circuit Lawsuits -Tax Liens - Probate Filings - Corporate Charters - Federal Lawsuits - UCC Filings The Circuit Court Clerk’s Office over- sees Circuit, General Sessions-Civil and Probate courts.The U.S.

Bankruptcy Court oversees bankruptcies, and the U.S. District Court for the Middle District of Tennessee oversees federal filings. Infor- mation is released monthly, and Nashville Ledger publishes a portion of the previous month’s filings each week. RELATED INFO LAW & GOvERNmENT ONLINE EvERY WEEK IN LAW & GOvERNmENT AbOuT LAW & GOvERNmENT Based on activity and availability of information. Bankruptcy Definitions • Chapter 7 - Liquidation (Bankruptcy trustee sells non-exempt assets and in return individual debtors receive discharges from certain debts.) • Chapter 9 - Adjustment of Debts of a Municipality • Chapter 11 - Reorganization • Chapter 12 - Adjustment of Debts of a Family Farmer with Regular Annual Income • Chapter 13 - Adjustment of Debts of an Individual with Regular Income (A so-called "wage earner case") ©2012 ALSAC/St.

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www.TNLedger.com Section A - Page 18 JANUARY 23 - 29, 2015 Real Estate & Development Warranty Deed Zip/Price Buyer Seller Address or Sublot Description No. Commercial 37013 $750,000 Joyal Properties Inc Kathryn Bubis... 1664 Antioch Pike Shopping Center 201409290089208 37027 $1,225,000 Land Development... Angelo Formosa... 5648 Franklin Pike Cir... Auto Dealer 201409260088785 $215,000 David Gavami... Legg Investments... 7909 Concord Hills Dr... Vacant Land 201409300089871 37072 $1,563,242 Cole and Garrett...

Cole & Garrett... Multiple Properties Vacant Land 201409290089550 $225,000 Candace Robertson...John H Harris... 1226 Dickerson Pike Vacant Land 201409300090109 37080 $20,000 Carmen Jones... Cynthia L Smith... 0 Whites Creek Pike Vacant Land 201409300090001 37115 $2,925,000 816 Hickory Part... John B Cole 816 Old Hickory Blvd Apartment 201409300090018 37201 $4,350,000 Possum Legend LLC CallenTrust 128 2nd Ave N Nightclub Or Bar 201409290089305 $550,000 211 Printers Alley... David I Komisar... Multiple Properties Vacant Land 201409300089754 $350,000 211 Printers Alley... 211 Building Inc... Multiple Properties Vacant Land 201409300089757 $208,000 DaleThompson Kevin J Solaka 817 3Rd Ave N #203 Condominium 201409300090006 37204 $305,000 Lindsay Chapman...

Robert MTigert... 2815 Dogwood Pl Office Building 201409260088817 37205 $349,000 Zm Development... James A Craig 231 Leonard Ave Duplex 201409260089000 37209 $2,822,400 West 46Th LLC 4508 Charlotte... Multiple Properties Vacant Land 201409290089577 $1,097,600 West 46Th LLC Hillsboro Corner... 4506 Charlotte Ave Single Family 201409290089576 $197,000 Gianikas Contractors... Sharon J Banks... 5410 Kentucky Ave Duplex 201409290089548 37211 $21,109,401 Sabra Health Care.... Harvest Windlands... 3800 Sam Boney Dr Apartment 201409300090011 $647,000 Christopher Keen Harding Properties... Multiple Properties Condominium 201409290089492 $325,000 Leslie Ann Kirk...

Louis J Resha 370 Wallace Rd #A-23 Condominium 201409300089868 $120,000 Doug De Yong Hussein Bazirki... 256 Largo Dr Duplex 201409300089933 $30,000 Stanley Gregory D Steve Damesworth 370 Wallace Rd #A-28 Condominium 201409290089148 $22,000 Laura B Stone... D Steve Damesworth 370 Wallace Rd #A-23 Condominium 201409300089863 $18,000 Dien Ngoc Nguyen Leland D Watts... 270Tampa Dr #B-4 Condominium 201409300090120 $0 Barry Lee Cramer Hammond & Brandt... 2611 Eugenia Ave Office Building 201409300089983 37214 $15,500,000 Garrison Nashville... CrpCardel Nashville... 1111 Airport Center... Hotel Or Motel 201409260088866 $79,200 Michael D Perry Gilbert L Smith 1104 Cabana Dr Single Family Zero Lot...

201409300090097 37216 $102,000 Side Gp East Brandon Irene L... 905 D Virginia Ave Duplex 201409260088831 37218 $163,200 David L Johnson... Skytopia Invest... 4160 Clarksville Pike... Convenience Store... 201409300089992 Residential 37013 $263,000 Chase Svendsen... Abdulqadir Khoshnaw... 2609 Bowwater Ln Single Family 201409290089440 $228,857 Crystal M Attwood... D R Horton Inc... 7213 Smokey Hill Rd Single Family 201409260088636 $227,000 American Residen... Joshua Michaelson 3004 Bluffhollow Gap Single Family 201409260088946 $196,000 American Residen... Richard Edry 128Took Dr Single Family 201409300090161 $180,250 Israel Cansino Peggy L Edwards...

4100 Highlander Ct Single Family 201409290089572 $179,000 American Homes... Donald Sinclair... 5608 Hickory Park Dr Single Family 201409300090124 $159,500 Kevin L Rowe... Daniel J Erdly 1298 Bending Creek Dr... Single Family 201409300089988 $153,000 American Homes... Raymond Areshenko 3173 Hidden Creek Dr Single Family 201409290089502 $152,500 American Homes... John R McKay 3617 Coles Branch Dr Single Family 201409300090123 $150,000 Kefale Kebede... Emad Girgis... 5125 Pebble Creek Dr Single Family 201409300089925 $144,000 Ronald STerrell Evelyn A McKinnie 4480 Winton Dr Single Family 201409300089896 $143,500 Azza Rezkalla...

Jason G Johnson... 2937 Split OakTrl Single Family 201409300089873 $137,500 Jeff 1 LLC John Farmer... 5113 Countryside Dr Single Family 201409300089765 $136,000 Corbett L Newman... Shatrina L Cathey 881 Bishopsgate Rd Single Family 201409290089226 $130,000 Catherine A Sikes Allie Greiner... 1801 Shaylin Loop Condominium 201409290089370 $122,500 Rebecca E Lutz JaniceTruszkowski 3204 Newington Cv Single Family 201409260089050 $97,000 Yifeng Han EdwardTrdla 406 Leisure Ln Condominium 201409260088778 $92,500 Charles Peffer... Kelsey A Hill... 3001 Hamilton Church... Condominium 201409290089382 $83,000 William Garrett Brian Widener...

615 Hickory Glade Ct Condominium 201409260089056 $76,200 Anthony McClaren Ashley Gomez... 3304 OakTrees Ct Single Family Zero Lot... 201409300090140 $42,500 Jeff Davis Federal National... 117 Denise Dr Single Family 201409260088750 $32,900 Landmark Homes... Berkley Hall LLC 721 Frodo Ln Vacant Land 201409290089521 $23,000 Melad Sawiers Gamil K Kamel... 4480 Lavergne Couchville... Vacant Land 201409290089458 $0 Secretary Of Hous... SunTrust Mortgage... 1100 Shire Dr Single Family 201409300089821 37027 $1,025,000 Cynthia Miller... Courtney D Smith... 10 Agincourt Way Single Family 201409300089727 $375,000 Pauline R Cafarelli...

Catherine Rector... 119 Chuzzlewit Down Single Family 201409300089842 $365,000 Katherine Schurrer... Maisha Daniels... 204Tarrington Ct Single Family 201409300090163 $319,900 Burton C Webb... Kristina L Proffitt... 5700 Cloverland Park... Single Family 201409260088755 $272,000 Ali Nouri... Augustine Christian... 7217 Autumn Crossing... Single Family 201409300089771 Whatareyou missing? Let us help. We gather public records every business day. Do you know when a new business is formed, a tax lien placed, or a UCC is filed? The Ledger Online www.TNLedger.com Or, contact Wendy Greenlaw. wendy@TNledger.com 877-711-0200 Permits Permits filed with the Department of Codes and Building Safety.

Shown here: Construction Value, Address, Contact, and truncated description of the permit. For the full text of the permit, visitTNDataSource.com.

Terrence L. Cobb, Director Tel: 862-6500 800 Second Ave. S. Hours: M-F, 7:30 a.m. to 4 p.m. 37013 $254,286, 5251 Mt View Rd, Harvest Construction Co LLC,To Construct 3400Sf Bldg #5 On Site For Storplace Self-Storage (4 Existing Storage Buildings) $236,238, 3004 Katonka Dr, Self Permit,To Construct 2237Sf 2 Story Single Family ResidenceWith 437Sf Attached Garage and 40Sf Porch 5’ Min Side Setback, 20’ Min Rear Setback,... $222,932, 908 CabernetTrl,T R & D Homes, Inc,To Cosntruct 2100Sf 2 Story Single Family Residence With 400Sf Attached Garage and 120Sf Porch 5’ Min Side Setbacks, 20’ Min Rear...

$203,342, 5565 Oak Chase Dr, Lifestyle Home Builders Inc,To Consrtruct A 36 X 36 Single Family ResidenceWith 1900 SF Liv- ing Area, 400 SF Attached Garage and 120 SF DeckPorch... $203,342, 1409 Napa Pt W, Lifestyle Home Builders Inc, To Construct A 38 X 42 Single Family ResidenceWith 1900 SF Living Area, 400 SF Attached Garage and 120 SF DeckPorch Areas... $45,000, 1135 Bell Rd, C & O Construction Co LLC,To Perform InteriorRehabForTheComplexRestaurantandLoungeToInclude Updating Dinning, Bathroom, Kitchen and Dance Areas... $7,194, 605 Chestwick Ct, Self Permit,To Construct A New 12’ X 16’ Uncovered DeckToThe Rear Of Existing Sgl Family Res Min Setbacks Being, 10’ Sides, 20’ Rear This Site Plan...

$5,000, 5212 Rice Rd, Self Permit, RenovationsTo Single Family Res No New 2nd Kitchen 1 Acknowledges Applying ForThis Self Building Permit In Own Name, & Will Act As Own Contractor... $4,632, 721 Muskhogean Ct, Mr Roof Nashville, LLC, Replace Existing Shingles With New Shingles Subject To Inspectors Approval $4,496, 3524 Seasons Dr, Self Permit,To Construct A New 10’ X 12’ Accessory Storage ShedToThe Rear Of Existing Sgl Family Res Min Setbacks Being, 10’ Rear, 3’ Sides This... $4,000, 291 Tusculum Rd, Self Permit, To Demolish Existing Residence NotTo Be Burned On Lot $3,403, 321 Charmaine Ct, Mr Roof Nashville, LLC, Replace Existing Shingles With New Shingles Subject To Inspectors Approval $3,000, 14307 Old Hickory Blvd, Odyssey Construction, LLC,To Construct 640Sf Storage ShedToThe Rear Of Existing Residence 3’ Min Rear Setback, 8’ Min Side Setback NotTo Be...

$1,000, 5460 Reagan Run, Self Permit, To Construct A 10X20’ Deck To The Rear Of Existing Residence 5’ Min Side Setbacks, 20’ Min Rear Setbacks Must Comply With PUD 37027 $250,000, 690OldHickoryBlvd,MtlcIncorporated,ToBuildOut Interior Of Unit 101 For Ballard Vision Associates $233,931, 7513 Oakledge Dr, NVR Fox Ridge Inc,To Construct A 41 X 66 Single Family ResidenceWith 2179 SF Living Area, 397 SF Attached Garage and DeckPorch Areas 20’ Min Front... $0, 5655 Valley View Rd, Self Permit, Home Occupation Permit For General Office Have Read and Will Comply With Code Concerning Home Occupations $0, 2000 American General Way, Division 2 Constructors LLC, To Remove Several Trees For Adjacent Project Lay Down Yard MP Still MeetsTdu With Existing Real Estate Transactions Bill Garrett Davidson County Register of Deeds Tel: 862-6790 501 Broadway Hours: M-F, 8 a.m.

to 4:30 p.m. Warranty Deeds,Trust Deeds and other special deeds are compiled daily from the records of the Davidson County Register of Deeds' office.

Warranty Deeds usually convey title to real estate from the seller to the buyer. Substitute or SuccessorTrustee Deeds are filed after a forced sale of property to satisfy a lender’s or beneficiary’s debt. In this case, the substitute trustee is appointed to oversee the sale. The Nashville Ledger publishes truncated version of real estate transactions.To read the full text of these transactions, visit www.ChandlerReports.com. 37072 $2,000, 2333 Union Hill Rd, Self Permit, To Demolish Existing Residence and Detached Garage NotTo Be Burned On Lot 37076 $215,000, 5231 Old Hickory Blvd, Frasier Contracting, Inc,This Permit Does Not Include SignageWill Need Addition Permit For SignageThis Permit: RenovationsTo Burger King No...

$15,000, 124 Saddle Tree Ct, Rutledge Interiors, To Conduct Interior RenovationsTo Existing Condo Res Unit $11,000, 4000 Sells Dr,Tri StarTransport LLC, Sign Permit For Daily’s See Permit 2000-00073 (Application # 99-16593) For Ground SignThen See Permit 2001-21498 Which Changed... $2,000, 3445 Lebanon Pike, Self Permit, To Use Temporary Space For Lone Wolf Tattoo While Permanent Space Is Reno- vatedTo Be In Use From 1-2-15To 3-2-15 $0, 5205 Old Hickory Blvd,Tandem Construction LLC, SeeWhite Box Permit 201439877 This Permit To Use Space #102 For Value Vape Retail Space 37080 $234,721, 5081 Rawlings Rd, Brady Built Construction DBA James, Br, To Construct 2215Sf Single Family Residence With 420Sf Attached Garage and 108Sf Porch 20’ Min Rear Setback,...

$1,200, 5540 Clarksville Pike, Joslin Sign & Maintenance Co Inc, To Replace Existing Ground Sign Permitted Under Casn200000969 With New Facing 5X5 No Change In Size, Weight Or... 37115 $1,661,626, 2430 Gallatin Pike, Olympian Construction Co LLC, ToConstructANewNon-ResBuildingOnPropertyForMusicCity Autoplex Used Car Sales Must Comply With Metro Council... $422,210, 2001 Gallatin Pike, North Coast Construction Co,To Construct A New 3641 Sqft Restaurant With DriveThru---Pollo Tropical Restaurant NeedTo Comply With PC Approved... $215,000, 105 Gallatin Pike, Rdt Constructon Group, Inc, To Perform Interior and Exterior Rehab To Existing Burger King #1105To Include Accessibility Improvements No Change...

$88,000, 1116 Due West Ave N, Insurance Contractors, Inc, n/a $60,000, 721 Due West Ave N, Belew Construction, To Rehab Apartment Units K102, K104, K106 and K108 Building K Highland Ridge Apartments $45,000, 707 Tuckahoe Dr, Quality Home Builders & Dev Inc, n/a $24,000, 721 Due West Ave N, Belew Construction, To Rehab Apartment Units B-102 and B-108 Highland Ridge Apartments $18,000, 2021 Gallatin Pike, Self Permit,To Rehab 1831Sf Inte- rior Of Ste 100 For Massage Elite 1 Acknowledges Applying For This Self Building Permit In Own Name, & Will Act As... $17,750, 1915 Gallatin Pike, Sth & Associates Inc, FinishWork Started Under Permit 2014-36149 For Benchmark Physical Therapy In Suite 102 In Approx 1900 Sqft Space $6,000, 318 May Dr, Self Permit, To Make General Repairs To ExistingNoIncreaseToBuildingFootprintRemainsSingleFamily Residence SubjectTo Inspectors Approval $2,000, 519 Freda Villa, Self Permit, To Amend Permit 201233894 To Complete Work Started On Existing Non- Conforming Duplex No Increase To Building Footprint No Increase In Number...

$2,000, 1598 Crestview Dr, Self Permit, 122914- Mrp- Check Is InThe Safe ForThis App Sign Permit For Crestview AptsThis Is The Only Ground Sign AtThis Entrance Front Setback... $850, 107 Old Hickory Blvd,Tri StarTransport LLC, Sign Permit For State Farm, 1 To Replace Faces On Existing 6’ X 12’ Ground Pole Sign For State Farm Ins No Change In Hgt,... 37189 $8,000, 4640 Whites Creek Pike, Davis, Paul Restoration Of Middle TN, Re, To Demolish Exisitng Single Family Residence On Lot NotTo Be Buried Or Burned On Lot $0, 4640WhitesCreekPike,Davis,PaulRestorationOfMiddleTN, Re, To Construct 2367Sf 1 Story Single Family Residence With 142Sf Front Porch 15’ Min Side Setbacks, 20’ Min...

37201 $32,000, 217 2nd Ave S, Oldhams Roofing Inc,ToTear Off and Reroof Listening Room Cafe Mdha Overlay $2,000, 105 Broadway, Classic Party Rentals DBA Classic Sout, Event Date: 122914 -Tent: 20’ X 30’ With Walls $2,000, 108 2nd Ave N, Liberty Party Rental, Inc, 20X40 Frame Tent - No Sides Going Up: 122914 Coming Down: 1215 Event Dates: 122914 - 123114 Hard Rock Cafe $2,000, 108 2nd Ave N, Liberty Party Rental, Inc, (1) 30X15Tent With Sides (2) 20X15TentsWith Sides Event Date: 123115Tents Up: 123015Tents Down: 1215 Hard Rock Cafe $0, 121 4Th Ave S, Rock City Construction Co Inc, To Remove SeveralTrees For Walk-Of-Fame 37203 $14,274,313, 107 16Th Ave S, Mathews R C Contractor LLC, To Construct Phase 1 Of The Cadence This Phase Includes Construction Of The 3 Level Parking Garage, Swimming Pool, Leasing...

$6,406,090, 107 16Th Ave S, Mathews R C Contractor LLC, To Construct Phase 3 OfThe Cadence 70 Units In Phase 3 Unit Numbers For Phase 3 Are Units $6,150,914, 107 16Th Ave S, Mathews R C Contractor LLC, To Construct Phase 2 OfThe Cadence 70 Units In Phase 2 Unit Numbers For Phase 2 Are Units Foreclosures . . Section B Bankruptcies . . 17 Court Filings . . 17 Property transactions such as warranty, trust, quit claim and substitute trustee deeds are filed with the Davidson County Register's office. Building permits are filed with the Department of Codes and Building Safety. Nashville Ledger publishes truncated versions of property transac- tions and permits.To read the full text, visitTNDataSource.com.

RELATED INFO Real Estate & Development ONLINE EVERY WEEK IN Real Estate & Dev. About Real Estate & Development Based on activity and availability of information. www.TNLedger.com Go toTNDataSource.com for more than 15 million public records, including: - Civil Lawsuits - Bankruptcies - Circuit Lawsuits -Tax Liens - Probate Filings - Corporate Charters - Federal Lawsuits - UCC Filings Permits – Value & Description Warranty Deeds – Parties & Value Sub.Trustee Deeds – Parties & Description

www.TNLedger.com JANUARY 23 -29, 2015 Page 19 - Section A Real Estate & Development $230,000 Patrick Cunningham...

Kristine Dinnen 9416 Little Gem Dr Single Family 201409290089651 $150,000 Ryan L Rutledge Brooke Bernicken... 709 Fox Ridge Dr Condominium 201409300090072 37072 $350,000 Jerry Franck... Patricia F Deloach 5368 Brick Church Pike... Single Family 201409260088824 $236,000 Larosa L Collier Cynthia L Blaine... 1164 Campbell Rd Single Family 201409300089890 $118,900 Dawn D Milanovich Gayle C Bryant... 201 Hollywood St Single Family 201409300090023 $62,000 Charles Kerry Lee Thomas Gleaves 5270 Brick Church Pike... Single Family 201409250088530 $49,000 Joseph Amato Allison Morrison... 5569 Brick Church Pike...

Vacant Land 201409300089964 $38,900 Chinita Jones... Dan C Denton... 1301 Lowes Ln Vacant Land 201409260089055 $1 Virginia L Denson Virginia L Denson... Multiple Properties Single Family 201409250088596 37076 $323,910 Daniel S Kennedy.... Meritage Homes... Highland Single Family 201409290089468 $222,500 Christopher Simpson Sylvia M Crawford 1040 Riverwood Village... Single Family 201409300089951 $170,000 Ihsan Rashid... Fred A Lowe... 2725 Fleet Dr Single Family 201409290089378 $164,999 Linda D Dobson Judith M Williams 1427 Riverbrook Dr Condominium 201409250088503 $163,000 American Residen...

Jared Carrington... 2440 Pleasant Springs... Single Family 201409290089477 $162,000 Krista Jameson... Bank Of Ny,Bank... 4721 Cape Hope Pass Single Family 201409300089744 $130,000 Kenneth Dash Ocwen Loan Ser... 5108 Lana Renee Ct Single Family 201409300089804 $125,000 Diana Wence... JamesT Grisham... 1116 Jacksons View Rd... Single Family 201409260088907 $90,000 Aaron Bickwermert Stephen B Batson 109Thistle Ln Condominium 201409300089882 $61,000 Lindell R Flynn... James Hammontree... 827 Rachels Vw Single Family Zero Lot... 201409290089409 37080 $63,500 Christopher Hensley... Dana Brisendine...

5554 Deer Run Vacant Land 201409250088500 $55,000 John Monts Hometelos LP ... 5633 Higdon Rd Single Family 201409290089411 37115 $190,000 Tina Jack... Cherie D Parker... 257 Harbor Village Dr... Condominium 201409300090094 $159,900 Joseph R Broome... Caitlin Branson... 1225 Neelys Bend Rd Single Family 201409290089540 $98,500 Cameron Frazier Florin Dumitrescu... 212 Alta Loma Rd Single Family 201409300089876 $96,000 Leah Billie Gillespie KimThomas... 706 Bixler Ave Single Family 201409290089480 $86,000 Kelly McCarthy Teresa S Allaire 1417 Bain Dr Single Family 201409250088571 $80,000 Kenneth Dash Ocwen Loan Ser...

1529 MohawkTrl Single Family 201409300089807 $66,000 Isauro Martinez Federal National... 312 Singer Dr Single Family 201409250088558 $52,000 Wanda J Williams Bank Of America... 1402 MohawkTrl Single Family 201409290089414 $40,000 RodThiel Wells Fargo Bank... 205 Cherry St Single Family 201409300089705 $0 Secretary Of Hous... Tennessee Hous... 1029 Heritage Dr Condominium 201409260088683 37122 $278,000 Stephanie Bergmeyer... Britton M Davis... 2729 Alvin Sperry Pass... Single Family 201409300089946 37135 $289,000 Ah Ra Ko... Stacie A Weider 9004 Macauley Ln Single Family 201409260088783 37138 $128,500 Katherine Frith Brenda L Cantwell...

4852 Everest Dr Single Family 201409290089091 $98,700 Corey A Macey Daniel Simmons... 306 Pitts Ave Single Family 201409290089461 $95,600 BrendaThompson... Andrea Carroll... 404 Laurel Hill Dr Condominium 201409300089931 $90,000 John C Phillips Gordon McCammon 1300 Fowler St Single Family 201409300089985 $89,000 DaynaThompson... John Gleaves... 4921 Kilimanjaro Dr Single Family 201409300089976 $5,000 John C Phillips Gordon McCammon 1304 Cunningham St Single Family 201409300089986 37189 $69,000 Ulyess L Williamson Joseph Hyde 4212 Brick Church Pike... Single Family 201409300089966 37201 $465,000 Bruce Rowland...

Antoine Agassi... 301 Demonbreun St #1220... Condominium 201409300090075 $135,000 Celia A Stein... Jake D Stein 1082 1St Ave N Condominium 201409290089246 37203 $149,500 Janine Brisebois... Matthew Elias Koch 3415 West End Ave #309... Condominium 201409290089367 $0 Carter Dowe P ... Dowe Carter... 2325 Elliston Pl #203... Condominium 201409300090135 37204 $575,000 Barry Grimm... Magness Group Inc 817 Clayton Ave Single Family 201409250088551 $400,000 James L Knight Betty J Hines... 4005 Crestridge Dr Single Family 201409290089442 $372,000 Kent D Maxson Jason E Pociask... 967 Graybar Ln Condominium 201409300090067 $352,500 Patricia L Rogers Kira J Florita...

3506 General Bate Dr Single Family 201409300089904 $326,000 Nina Lampley... Jeffrey W Brewer... 930 Benton Ave Single Family 201409290089200 $280,000 Gyj Ventures LLC Jeffrey L Hammond 2215 11Th Ave S Single Family 201409290089287 $140,000 Curt Ginther Laura Mitchell... Hillview Condominium 201409300089917 37205 $925,000 Marguerite Cherry Christina Dismukes... 139 Brookfield Ave Single Family 201409260088761 $682,500 Janetta Fleming John Gleaves... 203 Mockingbird Rd Single Family 201409300089881 $662,831 Matthew S Drewes Superior Remodel... 109 West End Close Single Family 201409260088819 $529,900 Thomas S Bannen Kenneth M Garrett 145 Brighton Close Condominium 201409300090012 $439,000 Frances W Spurrier Amanda V Saad...

3802 Central Ave Single Family 201409290089639 $380,000 Steven O Darling Adaptive Equities 103 Lafayette Ct Single Family 201409290089243 $284,675 Jean Roseman John A Bridges 4200 West End Ave #309... Condominium 201409290089592 $275,000 Charles Richardson For A Song Proper... 4000 Cambridge Ave Single Family 201409290089558 $230,000 Miranda Mardis Angela D Smith 139 Brookfield Ave Single Family 201409260088759 $162,513 Sherian Reynolds.... Ann Akin Dilley 4487 Post Pl #9 Condominium 201409260088830 37206 $475,000 Tyler Layne AnthonyTavakoli 231 Chapel Ave Single Family 201409300089939 $392,100 Curtis Harrington...

Eastland Develop... 2700 Eastland Ave Single Family 201409290089470 $389,900 WilliamT Chapman Brianna Morant... 1210 Shelby Ave Single Family 201409300090155 $350,000 Ashley N Eisenlohr Robert S McKinnie... 1029 Mitchell Rd Single Family 201409290089190 $325,000 Erin Young... Summer Moltzan... 704 McFerrin Ave Single Family 201409250088582 $185,000 Henry Pile Joseph Broome... 914 Bailey St Single Family 201409300089912 $183,000 Kelly Kolar Frankie P Pratt 2408 Barclay Dr Single Family 201409300090083 $172,000 Integrity First Ven... Jms Property... 715 Powers Ave Single Family 201409290089653 $170,000 Eric P Arnold...

Natalie A Kilgore 308 Manchester Ave Single Family 201409300089906 $159,500 Joan E Popkin Shannon Hornsby 716 S 14Th St Single Family 201409290089648 $40,000 Wallace Cartwright Gloria Luttrell... 911 S 12Th St Single Family 201409300089999 $0 Secretary Of Hous... CitiMortgage Inc 1519 Ward Ave Single Family 201409300090057 37207 $358,400 Keegan E Dewitt... Duke & Duke LLC 1117 N 7Th St Single Family 201409290089354 $286,080 Elizabeth Cole... Fox Ridge Homes... 7577 Oakledge Dr Single Family 201409290089459 $274,460 Paul Besso Fox Ridge Homes... 7844 Oakfield Grv Single Family 201409290089465 $229,900 Rhonda Martocci Tyler Agent King...

142 GordonTer Duplex 201409290089556 $195,000 American Homes... Waldrian Coleman 4720 Indian Summer Dr... Single Family 201409290089542 $158,000 Jasmin Kaset... Angela Kaset... 1410 Stainback Ave Single Family 201409300089709 $145,000 Timothy G Wingard Fed Development... 326 Marshall St Single Family 201409290089281 $137,900 Andrew D Degolyer Tyler Agent King... 1809 Lischey Ave Single Family 201409260089045 $115,000 Magness Group Inc Carthel Henderson... 1404 Lischey Ave Single Family 201409290089369 $108,000 Shavonda N Gibson Dorris M Darden... 3226 Masonwood Dr Single Family 201409260088743 $104,900 Jean R Paul...

Kimberly Oden... 3460 Rainwood Dr Single Family 201409290089473 $100,000 Daryl M Adler... Oliver H Dale 115 Hart Ln Single Family 201409290089536 $100,000 Courtney Guy Dennis Johnson... 326 Queen Ave Single Family 201409290089533 $88,000 Eileen Legenhausen... Gladys V Graham... 2514 Woodyhill Dr Single Family 201409290089464 $75,000 Thaddeous D Roper Virginia J Dozier... 3103 Wilmoth Rd Single Family 201409260088840 $66,000 Kingdom Homes LLC Joseph D Claybon 2625 Old Matthews Rd Single Family 201409260088823 $55,000 Joshua Hunter Peter C Potter 134 Marie St Single Family 201409260089012 $50,222 Aziz Ashurov Federal National...

940 Chickasaw Ave Single Family 201409290089332 $47,000 Justin Cutler Dan Heichelbech... 1929 Westchester Dr Single Family 201409290089527 $39,500 Deri L Plummer Ronald Lee Sumner 3038 Hillside Rd Single Family 201409260088828 $15,000 Puush Manage... Barbara J Johnson Multiple Properties Vacant Land 201409290089650 $0 Cazort Family Liv... Jean E Cazort... Multiple Properties Single Family 201409260088691 37208 $183,000 James W Williams Werthan V Lofts... 1350 Rosa L Parks Blvd... Condominium 201409300089927 $170,000 Erin J Slaver Werthan V Lofts... 1350 Rosa L Parks Blvd... Condominium 201409300089921 $60,000 MichaelTemple Coleman, Ben S...

2705 Aspen Dr Single Family 201409300090131 $36,000 Clarence Summey Araminta Williams 2309 Buchanan St Vacant Land 201409260088938 $25,000 Woodbine Comm... J2k Builders LLC... 1540 14Th Ave N Vacant Land 201409250088601 $1,000 Chris Ryans... Johnny Burroughs... 2309 Buchanan St Vacant Land 201409260088936 $4,094,552, 1816 Church St, Anderson, R G Co Inc, Per Master Permit 201443899,To ConductParkingGarageFoundationUpTo Podium For Proposed 1818 Church Street Apartments With... $49,533, 3322 Park Dr, Flow Construction Co Inc, To Perform Interior Rehab Of Apox 235 SqFt Of ExistingTenant Space Suite #500 For Sarah Cannon Research Institute,To Include...

$48,975, 502 Southgate Ave #9, Elite Building Group, Inc, To Amend Permit 201421575To Reflect An Additional 500 SF Living Area In BasementTrade PermitsTo B Obtained From Original... $48,975, 502 Southgate Ave #8, Elite Building Group, Inc, To Amend Permit 201421571 To Reflect A 500 SF Living Area In Basement Of ResidenceTrade PermitsTo Be Obtained From... $25,000, 300 9Th Ave S, DemTec Inc, Demo Non- Residential BldgNothing To Be Buried Nor Burned On Lot Permit) Hereby CertifyThat All Construction & Demolition Waste Generated... $24,000, 2714West End Ave, DesignTeam Sign Co LLC, Awning and Sign Permit For Newk’s Restaurant 1 Nine AwningsTo Front FacadeNo Signage Allowed OnThe Awnings All 3’ Projection...

$20,000, 312 9Th Ave S, DemTec Inc, Demo Non- Residential BldgNothing To Be Buried Nor Burned On Lot Permit) Hereby CertifyThat All Construction & Demolition Waste Generated... $18,000, 1922 Broadway, American Excavating & Grading Com- pany,To Demolish Existing Structure NotTo Be Burned On Lot $17,500, 1213 Pine St, Procomm Telecommunications Inc, Colocate Cellular Antennas At 135’ and Other Tower and Equipment CabinetShelter ModificationsTo Existing CellTower Approved...

$16,000, 1200 Clinton St, Self Permit,To Rehab InteriorTenant SpaceSuite#38OfApox1,150SqFtForScreenedThreadsShop No Change In FootprintThis Permit $15,000, 919 8Th Ave S, Olympian Construction Co LLC, To Rehab A 4000 SF Interior Portion Of Existing Non-Res Building For Imagelife Corporation Office Area Only $15,000, 301 8Th Ave S, DemTec Inc, Demo Non- Residential BldgNothing To Be Buried Nor Burned On Lot Permit) Hereby CertifyThat All Construction & Demolition Waste Generated... $10,000, 1003 8Th Ave S, Arcon Group Ms LLC,The,To Conduct Interior Demo For Future Tenant, Music City Motorcycles Will Need A Finish Out Permit $10,000, 917ArcherSt,AdvancedDesignSystemsLLC,ToReno- vateTheExistingSingleFamilyResidenceandConvertToADuplex This IsThe 2nd Of 4 Allowable Units InThis Subdivision...

$9,000, 210 25Th Ave N, Fravert Services Inc, Sign Permit For Texas De Brazil See PlanFront Wall and Side Wall Changing 46 SqftTagline Sign From Non-LitTo Lit Ul 226138 - 139... $6,000, 810 Broadway, Joslin Sign & Maintenance Co Inc,To Re- place ExisitngWall Mounted Illuminated Sign Permitted Under Casn201421179 With New 1’10X23’6 Illuminated Wall Sign... $2,624, 1022 Acklen Ave, Self Permit, To Construct A New Detached Shed At 10 X 14 Side Street Setback Min 10’ Side Mn 3’ Rear Min 3’ See Plan Not To Be Used For Living Nor Commercial...

$2,000, 411 Broadway, Music CityTents & Events LLC, PermitTo Erect One 25’X50’Tent For An Event On 12122014 $2,000, 1125 8Th Ave S, Liberty Party Rental, Inc, (1) 40X80 Frame Tent With Sides Event Date: 123114 Going Up: 123014 Coming Down: 1215 Wo Smith Music School $2,000, 315 8Th Ave S, Chase, D F Inc, Temporary Permit For 18 MonthsTo Set Up A ConstructionTrailer 60’ X 24’ For Hotel Development OnThis Property and Adjacent Properties... $2,000, 424 Broadway, Nashville Tent (Awning) & Awning Co, For Fire Inspection, Contact Henry Hollis 207-0885 Job Name: Legend Corner Job Location: 428 Broadway Erect: Dec 28...

$0, 600 Overton St, Carter Group, LLC,To Construct Parking Lot With 19 Parking Spaces $0, 415 Chestnut St, Self Permit,This Is A Use Permit Only No ConstructionWorkThis Permit To Use Apox 621 SqFt Of Existing Tenant Space For Effect Fitness Studio Located... $0, 300 Rains Ave, Self Permit,To Perform Interior RehabTo An Apox 2,184 SqFt OfThe Flea Market Bldg At 509 Ferrell Key Dr Metro Fairgrounds For Office Areas No Change In Footprint... $0, 107 16Th Ave S, Mathews R C Contractor LLC, Master Permit To Authorize Construction Of A New 193 Unit Apartment Devel- opment Built In 3 PhasesThis Development Includes A 3...

37204 $425,000, 1 University Park Dr, Solomon Builders Inc, To Rehab Interior Of Existing Building For Gym and Sandwhich Shop Area $215,000, 2011 8Th Ave S, Frasier Contracting, Inc,To Perform Interior and Exterior Rehab On Existing Burger King Restaurant To Include Accessibility Improvements, Siding and... $80,711, 928 S Douglas Ave, Hom Inc, n/a $0, 2501 Powell Ave, North American Roofing Service Inc, To Re-Roof Existing Carmax 37205 $1,013,614, 3706 West End Ave, Craighead Development, To Construct A New Three Story 15 Unit Aprartment Complex 1 See Plan Approved By Ramp and Curbs 2 Side Setback Min 5’ Deck...

$606,255, 3612 Brighton Rd, Rosenblum Construction Co, n/a $586,439, 6517 Jocelyn Hollow Rd, Cook Builders LLC, To Construct A New 5,188 SsqFtTwo (2) Story Sgl Family ResWith A 1,061 SqFt Attached GarageThis PermitTo Include Porches... $185,000, 6043 Robin Hill Rd, Ramsey-Daugherty Co,To Con- struct Swimming Pool Of 18X42, Splash Pad Of 11X12, A Spa Of 7X9, and 1043Sf Pool House 15’ Min Side Setbacks, 20’ Min... $131,206, 3618Westbrook Ave, Metro Construction Rehab Inc, To Construct A Detached GarageWorkshopToComplyWithMhzc Preservation Permit 201400181 946 SF Building Footprint... $130,949, 127 Gilman Ave, Dykes, Jeffery A Gen Contr,To Con- struct A New 1,120 SqFt One (1) Story Addition and A 567 SqFt CarportToThe Rear Of Existing Sgl Family ResThis Permit...

$111,969, 620BelleParkCir,MadisonSwimmingPoolCoInc,As Of January 1, 2011,TheTennessee General Assembly Requires That All Residential Pools HotTubs GreaterThan 36... $75,000, 6301 Jocelyn Hollow Rd, Reliable Construction Services LLC,To Conduct Interior RehabTo Exisitng Residence No Change To Footprint, To Remain Single Family, No 2nd Kitchen...

$55,700, 766 Saussy Pl, Adams Swimming Pool Inc,To Install A 16’ X 36’ Inground Swiming PoolToThe Rear Of Existing Sgl Family Res This Pool Must Meet All Requirements Of Mpc... $55,410, 217 Wilsonia Ave, Porch Co Inc, The, The Intended Work IsTo Build A Screen Porch, AtThe Back OfThe Home Elec- trical Will Be Needed Is An Unheated Space Size Is Approx... $48,669, 726 Starlit Rd, Groove Builders, Inc, n/a $39,001, 6829 Pennywell Dr,Woodhaven Construction, LLC,To ConstructANew288SqFtOne(1)StoryAdditionWithA288SqFt Screen Porch BelowTis PermitTo Include Some Interior... $28,552, 3612 Brighton Rd, Rosenblum Construction Co, To Construct A New 762 Sqft Detached Garage With A Height Not To Exceed 16’ Not To Be Used For Living Nor Commercial Purposes...

$2,000, 444 Elmington Ave, Classic Party Rentals DBA Classic Sout, (1) 10’ X 30’Tent Placed As An Extension Off Pool Building Over AtThe Grove Richland Delivering 121114 Picking... 37206 $239,856, 1010 Granada Ct, J H Home Builders, LLC, Per Mhzc Preservation Permit, To Construct A Single Family Residence With 2364 SF Living Area and 443 SF DeckPorch Areas Mhzc... $215,000, 728 Gallatin Ave, Rdt Constructon Group, Inc, This Permit Does Not Include SignageWill Need Addition Permit For SignageThis Permit: RenovationsTo Burger King No Change... $119,664, 1010 Davidson St, Hearn Contracting Inc, To Construct 1600Sf Storage Shed On Property 20’ Min Rear Setback $55,000, 1115 Shelby Ave, Foley, Keith Construction,To Make General Repairs To Existing Residence Mhzc Must Review Ap- plication No IncreaseTo Building Footprint Remains Single...

$50,000, 922 Main St, Gill Design & Construciton LLC,To Rehab 1882Sf For O Live Spa $40,000, 504 Russell St, Rhodes Company The LLC, To Rehab Interior and Exterior Of Existing Residential Structure Damaged By Fire No Change In FootprintThis Permit $31,700, 709 N 12Th St, Qe Construction, LLC,To Remove and Replace Existing Roof CoveringWith New Pvc Roof Covering On The Heatherwood Apartment Bldg No Change In Footprint... $22,000, 1000 Gallatin Ave, Self Permit,To Rehab A Portion Of Existing Non-Res Building and Bring White Box Status Tenant Must Obtain Separate UseRehab Permits $14,693, 2500 Carter Ave, R L Ward Builders, To Construct A New 150 SqFt One (1) Story AdditionToThe Rear Of Existing Sgl Family ResThis PermitTo Also Include Some Interior...

$12,000, 519 Gallatin Ave, Self Permit, To Rehab A 2300 SF Portion Of Existing Non-Res Building For Local Honey Beauty Salon Interior Work Only $10,000, 419 N 15Th St, Self Permit, Per Metro Council Bill 2011-900 and Mhzc Regulations,To Convert Existing Detached StructureTo A Rear Yard Dewlling Base Zoning Is R6 and... $7,000, 932 Sharpe Ave, Self Permit, To Conduct Interior RenovationsTo Existing Residence No ChangeTo Footprint,To Remain Single Family No 2nd Kitchen $6,700, 910 Chicamauga Ave, American Quality Homes LLC, To Rehab Interior Of Existing Sgl Family Residential Structure Damaged By Fire No Change In FootprintThis Permit $6,500, 1415 Riverside Dr, Psf, Inc,To Demolish Exisitng Single Family Residence NotTo Be Buried Or Burned On Site $6,000, 721 Powers Ave, Urban Development Group, LLC, To Demolish Existing Residence NotTo Be Burned On Lot $6,000, 1036 Granada Ave, Self Permit,To Construct 525Sf Deck AdditionToThe Rear Of Existing Group Home Used For 8 Handi- cap Individuals Plus 1 House Manager Must Comply With...

$5,000, 708 Village Ct, Sweeney, Jim, Construction Co, Demoli- tion Of Single Family Residence NotTo Be Burned On Lot $4,000, 1010 Granada Ct, J H Home Builders, LLC, To Demol- ish Existing Residence Not To Be Burned On Lot Mhzc Must Review Application $3,500, 308 N 9Th St, Flautt Construction LLC, To Demolish Existing Sgl Family Residential Structure, Not To Be Burned Or Buried On Lot $3,500, 510 Village Ct, East Lake Contractors, To Demolish Existing Sgl Family Residential Structure, Not To Be Burned Or Buried On Lot $3,500, 207 Neill Ave, Flautt Construction LLC, To Demolish Existing Sgl Family Residential Structure, Not To Be Burned Or Buried On Lot $3,500, 713GrovesParkRd,EastLakeContractors,ToDemolish Existing Residence NotTo Be Burned On Lot $3,466, 2003 Scott Ave, Living Homes Inc DBA Restore Inde- pende,To Construct An Uncovered Handicapped RampTo Front Of Residence SubjectTo Inspectors Approval $500, 1010W Eastland Ave, Self Permit,To FinishWork Started Under Permit 201228836 37207 $230,203, 3516 Cumberland Cove Dr, Goodall Inc Builders,To Construct A 32 X 63 Single Family ResidenceWith Attached Ga- rage and DeckPorch Areas 20’ Min Front SB; 10’ Min Left...

$227,876, 338 Gatewood Ave, Cole Investments LLC, n/a $195,900, 1113LischeyAve,ColeInvestmentsLLC,ToConstruct A New 2,000 SqFt Two (2) Story Sgl Family Res To Include Porches and Or Decks As Plan Shows Min Setbacks Being,... $165,000, 815 Cowan St, Harvest Construction Co LLC,To Re- hab Interior Of Existing Building For Next Gen Building Supply $16,000, 134 Dellway Dr, Lambro Construction, LLC,To Rehab Existing Non-ConformingTriplex No IncreaseTo Building Foot- print No Increase In Number Of Dwelling Units $12,000, 3841 A Dickerson Pike, Self Permit, See Permit Cacr 201409685 This Permit To Rehab The Rear Portion Of Tenant Space For Cal-Tenn Office Space Interior Work Only 1 Acknowledges...

$5,000, 612 N 2nd St, Self Permit, To Demolish Existing Resi- dence NotTo Be Burned On Lot Sp Zoning $5,000, 838 N 2nd St, DY Construction Inc,To Demolish Existing Duplex Residence NotTo Be Buried Or Burned On Lot $4,000, 802 Youngs Ln, Self Permit, Parcel Is Zoned Og Which Allows For Child Care As PC Use Per Metzo Section 1716035(B) This PermitTo Rehab Existing Non-Res Building For Greater... $2,000, 3991DickersonPike,Harris,RobertM,ReplaceASingle Wide Mobile Home In Lot B - 24 In Existing Mobile Home Park 12’ X 56’New Mobile HomeConstruct An Attached Deck 37208 $215,314, 1329 6Th Ave N, Steelhead Building Group, LLC, To Finish Out 1640Sf For Steadfast Coffee 4 Parking Spaces Required $178,184, 1000 Clay St, Concordia Development Inc, To Con- struct 1800Sf 2 Story Single Family ResidenceWith 100Sf Porch 5’ Min Side Setback, 20’ Min Rear Setback, Front Setback...

$40,722, 1634 14Th Ave N, Davis, Paul Restoration Of Middle TN, Re, Duplex Damage By Fire RepairsTo Include Re-Framing Continued on page 20 Continued on page 20

www.TNLedger.com Section A - Page 20 JANUARY 23 - 29, 2015 Real Estate & Development 37209 $565,000 Dana N Buyna... Aubaine Woods... 704 Summerly Dr Single Family 201409300090150 $348,000 JasonT McKernan... Regal Homes Co 306 Sentinel Dr Single Family 201409300089885 $299,900 Ashley M Dunn West Nashville De... Tennessee Single Family 201409300089894 $295,000 Jason Wheeler BrianT Faulkner 4903 Nevada Ave Single Family 201409300089755 $250,000 Jahco LLC Evelyn L Payne... 4506 Dakota Ave Single Family 201409290089553 $179,900 Albert Hoffmeister... Michael LTemple 749 23Rd St Single Family 201409290089428 $171,000 Kimberly Dougher...

Holly Nannini... 276 38Th Ave N Single Family 201409260088833 $165,000 Annaleigh Christie... Susan K Gant... 601 Freedom Ct Single Family 201409260088805 $130,000 Gala LLC Deep River Dev... 6010 California Ave Single Family 201409250088566 $74,129 Brenda F Sanders... Brad McKenzie 5920 Carl Pl Single Family 201409300089968 $30,500 Mark S Hughes Guardianship and... 4012 Clifton Ave Single Family 201409260088869 $25,000 HaThi Nguyen DiemThiTruong 6680 Charlotte Pike... Condominium 201409250088560 $0 Carter Dowe P Rev... Dowe P Carter 276 White Bridge Pike... Condominium 201409300090132 $0 Carter Dowe P Rev...

Dowe P Carter 276 White Bridge Pike... Condominium 201409300090133 $0 HaThi Nguyen Son NgocTran 6680 Charlotte Pike... Condominium 201409250088561 $0 State OfTennessee Mashanta Kendall 435 36Th Ave N Single Family 201409290089476 37210 $174,900 Donna Forsythe Fmbc Investments... 2nd Condominium 201409300090008 $40,000 81 Glenrose Ave... Amanda Kay Boles 81 Glenrose Ave Single Family 201409290089551 $0 Andrea Neal-Boyd... Andrea Neal-Boyd 1217 1St Ave S Single Family 201409260088613 37211 $327,000 Jennifer L Kelley... David R Darst... 1204 Pineview Ln Single Family 201409300090125 $273,000 Sara E Fisher Edyta M Lowen...

385 Blackman Rd Single Family 201409300089972 $236,000 Kelley A Schmidt... Highpoint Limited... 605 VillageTrace Ct Single Family 201409290089301 $224,900 Laura A Griffin Anna K Mertz... 410 Lynn Dr Single Family 201409290089283 $222,500 Evan Smith Jason Scott... 312 Burgandy HillTrl... Single Family 201409260088815 $216,000 Nhi Y Hua, PhiT Hua Tammy Mellons... 1233 Brentwood Highlands... Single Family 201409300089915 $211,000 William A Shipp Jane Ann Davison 553 Rosedale Ave #113... Condominium 201409290089456 $207,900 Beverly A Yach... Federal National... 2752 Call Hill Rd Single Family 201409300089724 $195,000 Mary Lou Zaino...

Jessica H Rousseau... 3056 Cody Hill Rd Single Family 201409290089295 $177,000 Lindsay Lowry... Pemco Limited... 313 Burgandy HillTrl... Single Family 201409260088913 $175,000 Erin A Belt Clayton Giffen... 8256 Persia Way Single Family 201409300090069 $165,000 Max Wilson Bryan Diana L Millraney... 501 Camden Dr Single Family 201409290089450 $165,000 John R Haynes... Charles Watkins... 5029 Meta Dr Single Family 201409260088812 $164,900 William Burns Park At Melrose... 410 Rosedale Ave Condominium 201409300089902 $159,900 Leroy E Engstrand... Park At Melrose... 410 Rosedale Ave Condominium 201409290089210 $153,000 JayT Pennington Anita M Bradley...

4710 Abbay Dr Single Family 201409290089380 $152,900 Joshua F Manis Park At Melrose... 2197 Nolensville Pike... Condominium 201409260088692 $152,900 Allison Lambert Park At Melrose... Nolensville Condominium 201409260088696 $147,000 Flona R Romahn Joel S Collins... 3385 Mimosa Dr Single Family 201409290089293 $140,900 Kyle Kragenbrink Park At Melrose... Nolensville Condominium 201409290089127 $131,000 Allen W Donlon 3605 Hewlett Dr... 3605 Hewlett Dr Single Family 201409300089949 $126,900 Niger A Woodruff Park At Melrose... 2197 Nolensville Pike... Condominium 201409260088679 $118,900 Beh Reh, Doe Meh Carmen Williams...

4208 Generosity Way Single Family 201409260088751 $118,500 Max Enterprises... L S Guarin... 221 Ash Grove Dr Single Family 201409260088780 $108,900 John A Craven Park At Melrose... Nolensville Condominium 201409300090050 $105,900 Jeanette Easley Park At Melrose... 410 Rosedale Ave Condominium 201409290089135 $88,000 Leigh McLinden Beth B Sheaffer... 236 Welch Rd Single Family 201409290089098 $76,700 Merli Moreno HomeTelos LP ... 335 Melpar Dr Single Family 201409290089581 $75,000 Addison Souvannarath Beverly A Dunkin... 3728Turley Dr Single Family 201409290089437 $73,000 Asaydel Santiago Capcon Group LLC 212 Flora Maxwell Rd Single Family 201409260088871 $57,000 Boby Han Hada J Rico 425 CedarcreekTrl Single Family Zero Lot...

201409290089250 37212 $1,495,000 Camellia R Koleyni... Phillip M Stinson 2607 Oakland Ave Single Family 201409250088548 $775,000 Richard G Soper... Alan Mittelsdorf... 404 Chesterfield Ave Mix Use Building 201409300089777 $427,500 Karen M Long Preserve Holding... 1918 20Th Ave S Single Family 201409300089941 37214 $189,900 Jody Peters Kimberly Elkins... 3050 Edgemont Dr Single Family 201409260088648 $175,000 Andrew S Cerula... Larosa L Collier 3072 Whitland Crossing... Condominium 201409300089909 $139,900 H JL LP , Hjl LP Daniel S Lammers... 2524 David Dr Single Family 201409260088787 $136,000 Richard D Lutey...

Mark Edwards... 2824 Blue Brick Dr Single Family 201409300089825 $129,000 Chase Prince... Anthony J Caduff... 211 Cottage Pl Condominium 201409290089296 37215 $644,000 Glenda G Sneed... Haury & Smith... 4215 Stammer Pl Single Family 201409260088801 $570,000 Bryan Kaegi... Geraldine Higgins... 4307 Esteswood Dr Single Family 201409300090002 $440,000 Allison L Smith Brenda W Hardin... 3913 Vailwood Dr Single Family 201409300089816 $435,000 Jennifer Monohan Katelyn Holifield... 1543 B Battlefield Dr... Condominium 201409290089485 $425,000 Anthony Belfiglio... Aaron Scott... 4619 Mountainview Dr Single Family Zero Lot...

201409290089444 $353,000 Jennifer A Rose B B Sloan... 3803 Dartmouth Ave Single Family 201409260088674 $340,000 Erin P Hughes... Laura N Booker... 2728 Sharondale Ct Single Family 201409300089899 $295,000 Eric D Crawford John Gleaves... 206 Ashlawn Ct Condominium 201409300090172 $208,000 Jessica N Levine Lauren Pappas... 2719 Linmar Ave Condominium 201409260088916 $167,000 Ashley R Siptak Jerri M Cameron... 5025 Hillsboro Pike... Condominium 201409260088640 37216 $315,000 Ryan D Garfi Eric Kelch... 3822 Katherine St Single Family 201409290089392 $175,000 Adam Wakitsch... Ronald L Brooks 4708 Log Cabin Rd Single Family 201409290089646 $94,000 Faye Coles...

Robert Davenport... 1307 Newman Ave Single Family 201409290089526 37217 $165,000 Andrew C Royer... Eric D Smith... 2405 Ravine Dr Single Family 201409300089937 $120,000 Trinh Phuoc Cao Jennifer Mendez... 1228Twin Circle Dr Single Family 201409300089995 $95,000 Lynn H Cawthorne Barbara Cawthorne... 421 Clearwater Dr Single Family 201409290089415 $50,000 323 Melvin Jones... Douglas ATatum... 323 Melvin Jones Dr Single Family 201409290089543 $0 Secretary Of Hous... Bank Of America... 2954 Anderson Rd Single Family 201409300089733 37218 $50,100 Troy McLin Pemco Limited... 3234 Mexico Dr Single Family 201409290089275 37220 $1,725,000 Janice Harlow...

Laura Williams... 101 McArthur Ridge Ct... Single Family 201409290089308 $192,060 Sarah McKay... Cash, Royce D... 627 Crieve Rd Single Family 201409290089326 $82,000 Brenda S Amante... Ernest J Phipps... 627 Crieve Rd Single Family 201409290089322 37221 $536,000 JohnThacker Dennis Johnson... Multiple Properties Single Family 201409290089235 $323,900 Kathryn McGinniss... Freedom Proper... 4917 Stonemeade Dr Single Family 201409290089316 $320,000 Megan Hollis... Alfred Heyman... 7181 Forrest Oaks Dr Single Family 201409290089446 $296,100 Anadara Arnold... D Dixon Kinser... 5620Traceside Dr Single Family 201409250088554 $279,900 Paul D Settle James A Waechter...

7425 Riverfront Dr Single Family 201409300090105 $275,000 Cornel Ciubotaru... Margot Feintuch... 7709 Hansrote Cv Single Family 201409290089686 $251,560 Brandon Westfall... Jeanie L Dixon... 516 Wagon Ct Single Family 201409290089248 $245,000 Maryann Rainey... Amanda L McCoy... 1217 Rockeford Dr Single Family 201409250088587 $215,000 American Residen... James S Eubank... 7420 Riverland Dr Single Family 201409300089911 $198,000 American Homes... Meenakshi Golcha... 8305Trading Post Ct Single Family 201409290089538 $176,000 Donald E McSurley... Aaron E Gray... 1036 Gen George Patton... Condominium 201409290089216 $162,500 Kristi Hargrove...

Robin S Hall 215 Plantation Ct Condominium 201409300089752 $158,000 Melissa Keeney Maria B Arnold... 511 Stacy SquareTer Condominium 201409300089944 $121,500 Ashley Griffiths... Brad LTeague... 8300 Sawyer Brown Rd... Condominium 201409290089240 $90,900 Joseph B Salamon... Jeffery B Bylund... 810 Bellevue Rd #124 Condominium 201409290089262 $0 Carter Dowe P Rev... Dowe Carter... 109 WindsorTerrace... Condominium 201409300090134 n/a $849,900 Gina Standefer... Rigid Development...1725 Hillmont Dr Single Family 201409290089360 $700,000 Andrew C Eckstein... Jgpalmer Develop... 3432 Amanda Ave Single Family 201409300090128 $583,000 Alexander Joskowicz Lvh LLC 2814 Kirkwood Ave Single FamilyTownhouse 201409290089373 $399,900 Edward Lieberman...

George Flinn... 1402 Boscobel St Single Family 201409290089597 $354,241 Anne G Perrine Richland Station... 605 Centerpoint Ln Single Family 201409300089888 $321,690 Anthony Jackson... Meritage Homes... 5112 Mountainbrook Cir... Single Family 201409260088837 Of Some Structural Roofing Members, Electrical, Plumbing,...

$15,000, 2419 14Th Ave N, Self Permit,To Rehab Interior and Exterior Of Existing Sgl Family Residential StructureNo Change In FootprintThis Permit This Permit Is Good For 90... $14,000, 1012 11Th Ave N, Emerge Creative, LLC,This PermitTo Amend Premit # 2014 44543To Add A 610 SqFt Basement Area To Existing Footprint No Change In FootprintThis Permit... $13,115, 1724 6Th Ave N, Ochoa Brothers Construction LLC,To Construct A New 25’ X 14’ Accessory GarageToThe Rear Exist- ing Sgl FamilyTownhome - Unit B Min Setbacks Being,... $11,966, 1235 6Th Ave N, Self Permit, Install A New 18 X 30 Cooler AttachedTo Rear Of Existing Coolers AttachedTo Rear Of Restaurant Can Go From RestaurantToThe New Cooler...

$8,169, 1631 10Th Ave N, Mr Roof Nashville, LLC, Replace Existing Shingles With New Shingles Subject To Inspectors Approval $8,000, 1201 5Th Ave N #101, Self Permit,To Conduct Interior Rehab Of 780Sf ForTempur Chocolate Shoppe, Formerly Flour, Eggs, & Sugar No Required Parking, Under 1000 SF In Uzo... $6,500, 90814ThAveN,SelfPermit,ToMakeGeneralRepairsTo Existing Residence and Reroof Residence No IncreaseTo Build- ing Footprint Remains Single Family Residence Subject... $5,500, 1726 7Th Ave N, Province Builders LLC, To Demolish Existing Sgl Family Residential Structure, Not To Be Burned Or Buried On Lot $3,900, 1726 25Th Ave N, East Lake Contractors,To Demolish ExistingTwo (2) Family Residential Structure, NotTo Be Burned Or Buried On Lot 37209 $257,562, 352 Chamberlin St, Luehrsen Construction LLC, To Construct A New 2,400 SqFtTwo (2) Story Sgl Family ResWith A 600 SqFt Attached GarageThis PermitTo Include Porches...

$211,919, 3304 D Felicia St, Odyssey Construction, LLC, To Construct 1903Sf 3 Story SingleFamilyResidenceWith397SfAt- tached Garage and 568Sf Porches 5’ Min Side Setback, 20’... $20,683, 3904 Nebraska Ave, Paragon Group LLC,To Construct 552Sf Detached GarageToThe Rear Of Existing Residence Min 10’ Setback Off Of Side Alley, 10’ Min Rear Setback Not... $10,000, 6526 Premier Dr, Self Permit, Permit 2002-02661 IssuedToConstructA30X36DetachedGarageWithARearSet- back At 20’ And Sides At 5’This PermitTo ConvertTo A 2nd... $7,000, 4513 Illinois Ave, L & S Construction Services, To Demolish Existing Single Family Residence Not To Be Buried Or Burned On Lot $4,000, 352 Chamberlin St, Luehrsen Construction LLC, To Demolish Existing Sgl Family Residential Structure, Not To Be Burned Or Buried On Lot $4,000, 6017 Louisiana Ave, Christian, Michael J Housemoving, To Demolish Existing Residence NotTo Be Burned On Lot $2,000, 7300 Charlotte Pike, Self Permit, To Conduct Interior Demolition Work In Kitchen Area For Tailgate Brewery Phase Two Interior Work Only $2,000, 712 51St Ave N, Music CityTents & Events LLC, Permit To Erect One 20’ X 70’Tent For An Event On 12132014 $600, 620 41St Ave N #1, D Y Construction Inc, Existing One BldgWith4SingleFamilyUnitsThisPermitRemoveTheSprinkler System From All 4 Units Will Not Need Separate Electricial...

$0, 3904 Nebraska Ave, Paragon Group LLC,To Construct 3360Sf 2 Story Signle Family ResidenceWith 515Sf Porches 5’ Min Side Setbacks, 20’ Min Rear Setbacks, Front Setback At... 37210 $215,000, 454 Murfreesboro Pike, Venture Construction Co, To Perform Interior and Exterior Renovations To Existing Burger King Restaurant To Include Removing Mansard Roof, Replacing...

$18,000, 1508 Elm Hill Pike, Tenant Building Group LLC, To Conduct Interior Rehab For Holladay Offices $11,200, 1039 1St Ave S, Pruitt & Associates, Inc, To Make General Repairs To Existing Residence No Increase To Build- ing Footprint Remains Single Family Residence Subject To Inspectors... $9,000, 900Twin Elms Ct, Jarvis Award Sign and Flag Co,To Re- move Existing SF Facade Sign and Install A 3 X 13 SF Electronic Message Center Sign For Nashville Printing Not A... $8,000, 1200 3Rd Ave S, Self Permit,To Rehab 546 SF Portion Of Existing Non-Res Building For Micro Roast Coffee Shop Under 20 Seats $5,680, 1252 Thomas St, Mr Roof Nashville, LLC, Replace Existing Shingles With New Shingles Subject To Inspectors Approval $2,000, 102 Lyle Ln, Self Permit,To Rehab and Convert Existing 252 SF Attached Garage To Living Space (Work Out Room) No IncreaseTo Building Footprint Remains Single Family...

$1,700, 712 4Th Ave S, Joslin Sign & Maintenance Co Inc, To Replace Existing Non-Illuminated 2X55’ Wall Sign With New Logo For Laser One NotTo Exceed 15% Of Facade 37211 $215,000, 228 Largo Dr, Frasier Contracting, Inc,To Rehab Ex- isting Burger King Restaurant No IncreaseTo Building Footprint Signage Is Not Included UnderThis PermitWill Need... $94,000, 411 Allied Dr, Rollins Construction Services LLC, Renovate Approx 20,000 Sqft For FutureTenantWhoWill Obtain Individual Occupancy Permit $75,000, 301 Melpar Dr, Self Permit, To Conduct Interior RenovationsTo Existing Single Family Residence No ChangeTo Footprint, No 2nd Kitchen,To Remain Single Family $35,000, 145 Thompson Ln, American Restoration Specialist LLC,To Rehab An Interior Portion Of Existing Non-Res Building For Lifecare Office Space $20,570, 519 Southcrest Dr, Rhythm Builders DBA Burke, Brian, To Construct A 12 X 175 Master Bath AdditionTo Rear Of Resi- dence Remains Single Family Residence 5’ Min Side SB;...

$16,000, 361 Flora Maxwell Rd, Self Permit,To Install 12 X 56 Office Trailer On Property Or20 Zoning 20’ Min Front SB; 20’ Min Rear SB No Outside Storage Allowed; et al $10,000, 2314 Eugenia Ave, Goodrum Construction LLC, To Conduct Interior Demolition Work In Preparation For Future Recording Studion RehabConversion $5,397, 301Timberdale Ct, Self Permit,To Install A Detached 12 X 24 Shed With A Height NotTo Exceed 16’ NotTo Be Used For Living Nor Commercial Purposes Side Setback Min 10’... $2,000, 238 Ocala Dr, Self Permit,To Construct A New Detached 15 X 20 CarportWith A HeightNotToExceed16’FacingTusculum Setback Per Plat Min 15’ Rear Min 10’ See Plan 1...

$2,000, 5555 Edmondson Pike, Signs Inc, Sign Permit For Walgreens Change 55’X5’ Wall Sign See Plan Sd 860101 $800, 3708 Nolensville Pike,Tri StarTransport LLC,To Replace Face On Existing 3’ X 8’Wall Sign On Existing FrontWall Facadel For State Farm Ins Office This Sign NotTo Exceed...

$0, 5814 Nolensville Pike, Self Permit, Use Permit ForThird Base Bar and Grill Formerly Sylvin Park Restaurant And BeforeThat Tang’s Restaurant (1990-654) 37212 $75,000, 1400 Villa Pl, Goodrum Construction LLC,To Construct A 21 X 30 Detached CarportStorage AreaTo Rear Of Residence NotTo Be Used For Living Or Commercial Purposes Uzo... $51,066, 1811 21St Ave S, Shaub Construction Co Inc,To Fin- ish Out A 1255 SF Shell Space Hill Center For Native & Nomad Retail Space Udo $50,000, 1400 Villa Pl, Goodrum Construction LLC,To Construct A 15 X 25 Screen Porch AdditionTo Rear Of ResidenceWith 5 X 5 Stairs Corner Lot 10’ Min Side Street SB 20’ Min...

$28,783, 2116 Ashwood Ave, Roberts, Louis Gen Contr, To Construct A New 405 SqFt One (1) Story Addition To The Rear Of Existing Sgl Family Res Setbacks As Plan Shows Are To Comply...

$18,000, 318 Fairfax Ave, Hutchison, Glen Inc, To Concstruct 324Sf Covered Porch Addition To The Rear Of Existing Single Family Residence $15,000, 1607 Cedar Ln, Carbine & Associates LLC, To Make General RepairsRe-Construct Existing Front Porch On Single Family Residence Must Comply With Hc201400493 $9,500, 2937 Primrose Cir, Fischer, James M,Jr,Contr, Demo Single Family Res OthingTo Be Buried Nor Burned On Lot 37213 $22,000, 2VictoryAve,BaronConstruction,LLC,RenovationsTo Part Of 5Th Floor For Southern Environmental Law Center $2,000, 2VictoryAve,LibertyPartyRental,Inc,(1)30X34Frame TentWith Sides (1) 275X55 FrameTentWith Sides Event Dates: 1229-1231Tent Going Up: 122914 Coming Down: 1115...

$2,000, 2VictoryAve,LibertyPartyRental,Inc,(1)30X35Frame Tent With Sides (1) 30X34 Frame Tent With Sides (1) 275X55 FrameTent With Sides Bridge Building Event Space... 37214 $274,260, 328 Dennywood Dr, Batten & Shaw Inc, n/a $60,000, 2800 Opryland Dr, Hillsboro Builders LLC,To Conduct Interior Rehab Of Existing Bravo Gelato $26,000, 2406 Music Valley Dr, Hampton, Charles A-1 Signs Inc, Sign Permit For Cracker Barrel Remove Can At 12 X 23 Con- structed Under Permit 82-35028 and Replace With New Can... $17,885, 113 Fairway Dr, Sears Home Improvement Products Inc, To Tear Off and Reroof Residence Subject To Inspectors Approval $17,000, 2209 S Ashford, Wright, Phillip Construction, To EncloseThe Rear Deck Area Of Residence For Heated Sunroom 150 SF Pudr 20’ Min Rear SB $16,000, 2615 Elm Hill Pike, Krause Construction Inc, To Demolish The Front Canopy Portion Of Existing Quality Inn Hotel Pudc $12,000, 3051 Lebanon Pike, Signs Inc, Sign Permit For Fellow- ship Change Panel On Ground Sign Approved Under 2004-08779 and 2013- 12663 See Plan AndTwo Wall Signs On Front Wall...

$6,018, 824 Ember Lake Dr, Mr Roof Nashville, LLC, Replace Existing Shingles With New Shingles Subject To Inspectors Approval $5,500, 2296 Lebanon Pike, Joslin Sign & Maintenance Co Inc, Sign Permit For Bamboo Garden Formerly Great Taste Restaurant See Permit 97-9250 Which Authorized 48 Sqft For Great...

$260, 201 Cloverdale Ct, Home Depot At Homes Se, The, To Install Siding and Trim To Exterior Of Residence Subject To Inspectors Approval 37215 $584,693, 4111 Wallace Ln, Vintage South Development, Inc, To Construct 5559Sf 2 Story Single Family ReisdenceWith 880Sf Attached Garage and 385Sf Porches 10’ Min Side Setbacks,... $300,942, 2126 Abbott Martin Rd, Horizon Retail Construc- tion Inc, Rehab 4400 SF Tenant Space In The Mall At Green Hills For J Jill $234,000, 4108 Hillsboro Pike, Construction 360 LLC, Renovate Approx 4700 Sqft OnThe 2nd Floor ForTitle Boxing Fitness $220,587, 1904 Lombardy Ave, Borntrager Homes Inc, To Construct A New 516 SqFt One (1) Story Addition To The Rear Of Existing Sgl Family Res and A 64 SqFt Front Porch Cover This...

$150,000, 2205 Hampton Ave, Carpenter Construction Inc, To Construct A 10 X 20 Master Closet Addition To Side Of Residence and Rehab Master Bath Area Remains Single Fam- ily Residence... $86,750, 2316Woodmont Blvd, Metro Construction Rehab Inc, To Conduct Interior and Exterior RenovationsTo Existing Resi- dence No IncreaseTo Building Footprint Remains Single... $39,180, 2810 Sugartree Rd,Taylor, Harold Enterprises LLC,To Construct A New Attached CarportWith Living Space Above Car- port At 20 X 20 Living Space 20 X 20 No New 2nd Kitchen... $34,968, 2325 Valley Brook Rd, Self Permit,To Construct A New 357 SqFt One (1) Story AdditionToThe Rear Of Existing Sgl Fam- ily ResThis PermitTo Include Some Interior Renovations...

$15,000, 2224Woodmont Blvd, Self Permit,To Demolish Exist- ing Residence NotTo Be Burned On Lot $12,000, 4015 Hillsboro Pike #100, Signs Inc, Remove Old Aw- ning and Sign and Install New Awning and Sign For Francesca’s NeedTo Comply With PC Approved Plan Nothing Over Public... $10,000, 4106BLoneOakRd,SelfPermit,DemoDuplexNothing To Be Buried Nor Burned On Lot 1 Acknowledges Applying For This Self Building Permit In Own Name, & Will Act As Own... $10,000, 4106ALoneOakRd,SelfPermit,DemoDuplexNothing To Be Buried Nor Burned On Lot 1 Acknowledges Applying For This Self Building Permit In Own Name, & Will Act As Own...

$6,500, 4203 Hood Ave, East Lake Contractors, To Demolish Existing Residence NotTo Be Burned On Lot $4,500, 4105 Oriole Pl, Graham, Baird Company LLC, The, To Demolish Existing Residence NotTo Be Burned On Lot 37216 $92,000, 3944 Moss Rose Dr, Swimming Pool Doctor Inc, As Of January1,2011,TheTennesseeGeneralAssemblyRequiresThat All Residential Pools HotTubs GreaterThan 36 In Depth... $45,000, 1146 Shelton Ave, Watson’s Of Nashville Inc, n/a $22,728, 1302 Plymouth Ave, Cumberland Garage Builders Permits Continued from page 19 Warranty Deeds Continued from page 19

www.TNLedger.com JANUARY 23 -29, 2015 Page 21 - Section A Real Estate & Development $310,995 ElizabethTorres George Butler... 533 Garfield St Single Family 201409300089707 $295,000 Mary Henshaw... West Nashville... 5003Tennessee Ave Single Family 201409300089785 $293,520 Taura L Long George Butler... 527 Garfield St Condominium 201409300089713 $256,889 Melinda A Gray Regent Homes LLC 2169 Kirkwall Dr Single Family 201409300090121 $229,135 Dustin Krukowski... Beazer Homes Corp 1744 Stonewater Dr Single Family 201409250088591 $216,055 Maryann Palise Regent Homes LLC 5546 Prada Dr Single Family 201409300090138 $210,000 Chelsey D Searcy Regent Homes LLC 5544 Prada Dr Single Family 201409300090136 $154,424 Angelyn Bitner...

Beazer Homes Corp 2028 Hickory Brook Dr... Single Family 201409260088987 $43,260 NVR Inc Tenn Contractors... Parmley Dr Vacant Land 201409290089656 Other 37201 $760,000 Hw Nashville LLC Nashville Gas... 0 3Rd Ave N Vacant Land 201409260089051 37206 $340,000 Marcus Capehart Regal Homes Co 1209 Cline Ave Single Family 201409290089546 37221 $525,000 Alan D Johnson... James B Whitfield... 7733 Buffalo Rd Single Family 201409260088794 n/a $0 George McDonald... MicheleTrueba... Viridian Condominium n/a 201409300090065 $0 Richard Markott AustinTrizzino... Higdon Rd n/a 201409300090099 $0 G Square Proper...

Secretary Of Vet... n/a n/a 201409290089406 LLC, Construct A 14’X38’ (532Sf) Detached Garage612 Roof Pitch, 3 Tab Shingles, Gutters and Downspouts, Hardie Board Sidingwith...

$20,000, 2114 Riverside Dr,SelfPermit,ToConductInteriorand Exterior RenovationsTo ExisitngSingle Family ResidenceNo2nd Kitchen, No ChangeTo Footprint,To Remain Single... $19,200, 3939 Gallatin Pike, Joslin Sign & Maintenance Co Inc, To Erect New Illuminated 396’ SF Ground Sign NotTo Exceed 20’ In Height, 10’ Clearance, Setbacks Are 2’ Min Off... $15,000, 1814 Willow Springs Dr, Self Permit, RenovationsTo Single Family No New 2nd Kitchen BenWright Member Of Impe- rial Home Group LLC 1 Acknowledges Applying ForThis Self... $14,693, 1307 Haysboro Ave, Self Permit,To Construct A New One Story Irr-Shaped Approx 150 Sqft Addition Attached To Rear Of Res and Some Renovations To House No New 2nd Kitchen...

$11,616, 4304 Saunders Ave, Self Permit,To Install A 10 X 31 Detached Storage BuildingTo Rear Of Residence NotTo Be Used For Living Or Commercial Purposes Max Allowed Height... $3,900, 1211 Litton Ave, East Lake Contractors, To Demolish Existing Residence SubjectTo Inspectors Approval 37217 $150,000, 320 Plus Park Blvd, Chase, D F Inc,To Demo Interior and Create Openings In Exterior Wall For Future Rocketship Charter SchoolNot For Occupancy, Must Get A Separate... $72,000, 514 Catalina Dr, Coleman Construction Inc,To Rehab Interior Of Existing Residential Structure,To Include Adding Ad- ditional Bathrooms andTo Demo Some Interior Walls...

$60,000, 1 Dell Pkwy, Contract Properties Inc, To Rehab A 183,376 SF Portion Of Of Office Area For Dell $3,000, 904 Rexdale Dr, Self Permit,To Construct 330Sf Carport Addition and 190Sf Shed Addition To The Side Of The Existing Single Family Residence 5’ Min Side Setback, 20’ Min... 37220 $20,000, 5127 Overton Rd, Rkp LLC, To Convert Existing Attached Garage To Living Area Master BedBath Space, 437 SF Total No Increase To Building Footprint Remains Single Family...

37221 $381,508, 7216 Natchez Pointe Dr, Dalamar Homes LLC, House Take Off As Follows: First Floor Heated: 2060 ; Second Floor Heated: 1522 ; et al $208,943, 1146 Woodbury Falls Ct, Vastland Northcrest Development LLC, Per Master Permit 200605549,To Construct A Townhome Residence With 2005 SF Living Area, 265 SF Attached... $208,943, 1148 Woodbury Falls Ct, Vastland Northcrest Development LLC, Per Master Permit 200605549,To Construct A Townhome Residence With 2005 SF Living Area, 265 SF Attached... $208,943, 1140 Woodbury Falls Ct, Vastland Northcrest Development LLC, Per Master Permit 200605549,To Construct A Townhome Residence With 2005 SF Living Area, 265 SF Attached...

$208,943, 1142 Woodbury Falls Ct, Vastland Northcrest Development LLC, Per Master Permit 200605549,To Construct A Townhome Residence With 2005 SF Living Area, 265 SF Attached... $66,000, 8032 Quail Creek Rd, Custom Pools Of Nashville, To Inistall A New 10’ X 32’ Swiming Pool To The Rear Of The Sgl Family Res (See Permit #2014 26818) As Of January 1, 2011,... $10,589, 7204 River Junction Dr, Mid South Aluminum Co Inc, To Replace SidingGutters To Existing Single Family Residence No ChangeTo Footprint,To Remain Single Family $0, 1144 Woodbury Falls Ct, Vastland Northcrest Development LLC, Per Master Permit 200605549, To Construct A Town- home Residence With 2005 SF Living Area, 265 SF Attached Garage...

37228 $6,900,000, 2200 Rosa L Parks Blvd #101, Parent Co Inc,The, To Perform Interior RehabToThe United Methodist Publishing House Project,To Include Infrastructure Improvements... $82,095, 2120 Rosa L Parks Blvd, Huffine First Service, Finish 2500 SF In Multi Tenant Bldg For Subway See Shell Permit 201223750 $82,095, 2120 Rosa L Parks Blvd, Huffine First Service, Finish Out 2500 SF In Multi Tenant Bldg For Management Company Leasing Office See Shell Permit 201223750 $539,057, 1609 Windy Ridge Dr, Gp Luxury, LLC, To Construct An Irr Shaped Single Family Residence With Attached Garage and DeckPorch Areas Sp Zoning $456,942, 1139 Duncanwood Dr, Carbine & Associates LLC,To Construct A Single Family ResidenceWith 4425 SF Living Area, 525 SF Attached Garage and 205 SF Covered Porch Areas...

$434,173, 3628 Estes Rd, Catalyst Builders Inc,To Construct 4200Sf 2 Story Single Family Residence With 528Sf Attached Garage and 160Sf Porch 10’ Min Side Setback, 20’ Rear Setback,...

$434,173, 3630 Estes Rd, Catalyst Builders Inc,To Construct 4200Sf 2 Story Single Family Residence With 528Sf Attached Garage and 160Sf Porch 10’ Min Side Setback, 20’ Rear Setback,... $398,604, 9141 Macauley Ln, Drees Premier Homes Inc, To Construct ATwo Story HomeWith 3103 Sq Foot Living Space and 493 Sq Foot Garage and 198 Sq Foot Covered Porch 20’ Min... $340,197, 109 42nd Ave N, Paragon Group LLC, To Construct 3371Sf 2 Story Single Family Residence With 534Sf Porches 5’ Min Side Setbacks, 20’ Min Rear Setback, 25’ Front Setback... $301,588, 1202 Sigler St, Fischer, James M,Jr,Contr, To Con- struct 3079Sf 3 Story Single Family ResidenceWith 5’ Min Side Setbacks, 20’ Min Rear Setbacks, and Front Setback At...

$286,112, 1202 Sigler St, Fischer, James M,Jr,Contr, To Construct 2921Sf 3 Sotry Single Family Residence 5’ Min Side Setbacks, 20’ Min Rear Setback, Front Setback At Unit 1 Of... $269,851, 1911 Kimbark Dr, McKenzie Construction LLC, n/a $268,381, 1913 Kimbark Dr, McKenzie Construction LLC, n/a $249,687, 1903 Warfield Dr, McKenzie Construction LLC, n/a $248,576, 8112 Ochoa Ln, Lake Forest Homes Inc, n/a $247,195, 1905 Warfield Dr, McKenzie Construction LLC, n/a $240,289, 7843 Oakfield Grv, NVR Fox Ridge Inc,To Construct A 39 X 41 Single Family ResidenceWith 2229 SF Living Area, 436 SF Attached Garage and DeckPorch Areas Corner Lot...

$238,079, 1244 Anduin Ave, Ole South Properties Inc,To Con- struct A 39 X 41 Single Family Residence With 2238 SF Living Area, 451 SF Attached Garage and 105 SF Porch Area 20’... $235,080, 2018 McKennell Dr, Ford, Tom Construction, LLC, To Construct A New 2,400 SqFt Two (2) Story Detached Townhome With Porches and Or Decks As Plan Shows Min Setbacks Being,...

$235,080, 2016 McKennell Dr, Ford, Tom Construction, LLC, To Construct A New 2,400 SqFt Two (2) Story Detached Townhome With Porches and Or Decks As Plan Shows Min Setbacks Being,... $221,992, 1257 Anduin Ave, Ole South Properties Inc,To Con- struct A 36 X 38 Single Family Residence With 2073 SF Living Area, 470 SF Attached Garage and 71 SF Porch Area Corner... $219,909, 2349 Somerset Valley Dr, Atkins & Associates Home- builders Inc, To Construct A New 2,081 SqFt Two (2) Story Sgl Family Res With A 429 SqFt Attached GarageThis Permit... $219,615, 2355 Somerset Valley Dr, Atkins & Associates Home- builders Inc, To Construct A New 2,078 SqFt Two (2) Story Sgl Family Res With A 429 SqFt Attached GarageThis Permit...

$209,993, 538 Moore Ave, Odyssey Construction, LLC, To Construct 2014Sf 2 Story Single Family Residence With 246Sf Garage and 187Sf Porches 5’ Min Side Setback, 20’ Min Rear Setback,...

$209,112, 538 Moore Ave, Odyssey Construction, LLC, To Construct 2005Sf 2 Story Single Family Residence With 246Sf Garage and 187Sf Porches 5’ Min Side Setback, 20’ Min Rear Setback,... $208,453, 3514 Hillsdale Ave, Progressive Development LLC, Parent Parcel Is Map 104-5 Parcel 66, Is Zoned R6, Contains 60984 SF Lot Area and Is In A Recorded SubdivisionThis... $208,453, 3516 Hillsdale Ave, Progressive Development LLC, Parent Parcel Is Zoned R6, Contains 60984 SF Lot Area, and Is In A Recorded SubdivisionThis PermitTo Construct Unit... $197,362, 2335 Somerset Valley Dr, Atkins & Associates Home- builders Inc,To Construct A Single Family ResidenceWith 1956 SF Living Area and 308 SF Front PorchConnector Areas...

$197,345, 4409 JanefieldWay, Regent Homes LLC,To Construct A 30 X 51 Single Family ResidenceWith 1856 SF Living Area, 395 SF Attached Garage and 40 SF Porch Area Sp Zoning $197,271, 1113LischeyAve,ColeInvestmentsLLC,ToConstruct A New 2,014 SqFt Two (2) Story Sgl Family Res To Include Porches and Or Decks As Plan Shows Min Setbacks Being,... $196,103, 1161 Silvermoon Dr, Ole South Properties Inc, To Construct A 35 X 38 Single Family ResidenceWith 1824 SF Living Area, 435 SF Attached Garage and 61 SF Porch Area 20’... $196,103, 1157 Silvermoon Dr, Ole South Properties Inc, To Construct A 35 X 38 Single Family ResidenceWith 1824 SF Living Area, 435 SF Attached Garage and 61 SF Porch Area 20’...

$187,310, 1413 Rockglade Run, Ole South Properties Inc, To Construct A 34 X 40 Single Family ResidenceWith 1726 SF Living Area, 448 SF Attached Garage and 78 SF Porch Area 20’... $187,310, 1253 Anduin Ave, Ole South Properties Inc, To Con- structA34X40SingleFamilyResidenceWith1726SFLivingArea, 448 SF Attached Garage and 78 SF Porch Area 20’ Min... $182,067, 1611 Branch St, Estepp, Jeff LLC, Parent Parcel Is Map 72-15 Parcel 156, Is Zoned R6, Contains 7575 SF Lot Area and Is In A Recorded SubdivisionThis PermitTo Construct... $182,067, 1611 Branch St, Estepp, Jeff LLC, Parent Parcel Is Map 72-15 Parcel 156, Is Zoned R6, Contains 7575 SF Lot Area and Is In A Recorded SubdivisionThis PermitTo Construct...

$179,134, 803 Morrow Rd, Riverbirch Of Cool Springs, LLC,To ConstructANew1,8012SqFtTwo(2)StorySglFamilyTownhome With Porches and Or Decks As Plan Shows Min Setbacks... $178,350, 803 Morrow Rd, Riverbirch Of Cool Springs, LLC,To Construct A New 1,804 SqFtTwo (2) Story Sgl FamilyTownhome With Porches and Or Decks As Plan Shows Min Setbacks... $170,476, 3128 Celt Aly, Regent Homes LLC,To Construct A 30 X 55 Single Family ResidenceWith 1557 SF Living Area, 401 SF Attached Garage and 157 SF Porch Area Sp Zoning $167,075, 1708 Porchrest Way, Ole South Properties Inc, To Construct A 28 X 40 Single Family ResidenceWith 1489 SF Living Area, 518 SF Attached Garage and 97 SF Porch Area 20’...

$160,618, 600 N 20Th St, Bootstrap Architecture + Construc- tio, To Construct 1525Sf 2 Story Single Family Residence With 600Sf Porches 20’ Min Rear Setback, 5’ Min Side Setbacks,... $156,439, 3116 Celt Aly, Regent Homes LLC,To Construct A 25 X 60 Single Family ResidenceWith 1429 SF Living Area, 391 SF Attached Garage and 97 SF Porch Area Sp Zoning $155,153, 710 Buchanan St, Parkside Builders LLC, Per Master Permit 201413771,To Construct A Single Family ResidenceWith 1584 SF Living Area Sp Zoning $155,153, 710 Buchanan St, Parkside Builders LLC, Per Master Permit 201413771,To Construct A Single Family ResidenceWith 1584 SF Living Area Sp Zoning $142,223, 710 Buchanan St, Parkside Builders LLC, Per Master Permit 201413771,To Construct A Single Family ResidenceWith 1452 SF Living Area Sp Zoning $142,223, 710 Buchanan St, Parkside Builders LLC, Per Master Permit 201413771,To Construct A Single Family ResidenceWith 1452 SF Living Area Sp Zoning $142,223, 710 Buchanan St, Parkside Builders LLC, Per Master Permit 201413771,To Construct A Single Family ResidenceWith 1452 SF Living Area Sp Zoning $133,737, 1137 Silvermoon Dr, Ole South Properties Inc, To Construct A 40 X 49 Single Family ResidenceWith 1211 SF Living Area, 384 SF Attached Garage and 39 SF Porch Area 20’...

$120,000, 4508 Belmont ParkTer,Tallman Enterprises,To Con- struct 648Sf Detached Pool HouseToThe Rear Of Existing Resi- dence 3’ Min Side and Rear Setbacks NotTo Be Over Any... $20,000, 720 Baugh Rd, Jarvis Award Sign and Flag Co, Sign Permit For Bellevue Library Request 3Wall Digital Signs At 1’X5’ Each On Front Wall Cannot Be Seen FromThe Street...

$18,735, 700 Eastland Ct, Landmark Homes Of TN Inc, Re- strictive Covenant For Detached Structure On File 20141217- 0115273 To Construct 500 SF Detached Garage To The Rear Of Residence... $18,135, 109 42nd Ave N, Paragon Group LLC, To Construct 484SfDetachedGarageToTheRearOfExistingResidence5’Min Side Setbacks, 20’ Min Rear Setback NotTo Be Over Any... $17,311, 2335 Somerset Valley Dr, Atkins & Associates Home- builders Inc,To Construct A 462 SF Detached GarageTo Rear Of Residence Sp Zoning NeedTo Record Instrument ForTrade... $16,187, 600 N 20Th St, Bootstrap Architecture + Constructio, To Construct 432Sf Detached Garage To The Rear Of Existing Single Family Residence 10’ Min Setback FromThe Alley,...

$2,000, 1628 Brockton Ln, NVR Fox Ridge Inc, To Instal A Temporary Construction Office Trailer On Property During Subdivision Need Mpc Approval For Critical Lot substitute or successor Deeds Date/Price Lender Borrower 01/12/2015 $198,000 Gmat LegalTitleTrust 2013-1, US Bank... Kathryn Garcia Smith, Wilson... $174,944 US Bank Na, Us Bank Na Heather Horton, J Phillip... $97,596 Bank Of Ny Mellon,First Horizon Alternative... Joycene Ellison, Rubin Lublin... $70,000 Eric Sox, George Brandt Jeffrey E Kellar, Weiss...

$69,861 Park Place Securities Inc Asset-Backed... Tony L Burks, Wilson & Associates... $0 Federal National Mortgage Association... Jacqueline C Biddix, Weiss... $0 Federal National Mortgage Association... Peggy J Matthews, Wilson... $0 Tennessee Housing Development Agency J Phillip Jones, Raymonda... 01/13/2015 $750,000 Orange Cobblestone Holdings LLC Daniel Rivergate LLC, Martin... $116,000 Aames Mortgage InvestmentTrust 2004-1,... Jason Mangrum, Jason Sub... 01/14/2015 $120,962 Structured Asset Mortgage Investments... Shapiro & Kirsch LLP Sub,Shapiro... $114,620 Merrill Lynch First Franklin Mortgage...

Boonpheng Niravong, Shapiro... $88,062 CitiMortgage Inc Betty Champion, Leviord...

$67,151 Eric Sox, George Brandt Michael C Cartwright, Shapiro... 01/15/2015 $0 Secretary Of Housing and Urban Development... Maria Ramos, Salomon Ramos,... 01/16/2015 $24,000 Sw Linear Investment Group LLC Crislip James A, Martha... $0 Secretary Of Housing and Urban Development... Shapiro & Kirsch LLP $0 Federal National Mortgage Association... Shapiro & Kirsch LLP Sub,Shapiro... Visit us online TNLedger.com 223 Rosa L. Parks Ave. Suite 205 615.254.5522 Nashville, TN 37203 Like us. Follow us. Visit us.

By Ann M. Job | For the Associated Press In a year when attention is focused on big, full-size pickup trucks, the revamped- for-2015 Chevrolet Colorado arrives as a fine, mid-size pickup that’s arguably the first major redesign in the smaller truck segment in a decade.

Indeed, the 2015 Colorado differentiates itself from competitors by offering many of the same passenger amenities that are in today’s sport utility vehicles. These include a rearview camera that’s standard, up to four USB ports for plugging in phones and other accessories, and Siri Eyes Free that iPhone owners can access via steering wheel controls. The 2015 Colorado also is the first in the segment to offer lane departure warning and frontal collision alert - safety features that have been showing up on cars and SUVs.

It’s also the first in the segment with active grille shutters – a feature that’s installed in fuel-conscious cars to improve aerodynamics and fuel economy. All this comes with the impressive cap ability of a Colorado truck that has up to 305 horsepower and a maximum towing capacity of 7,000 pounds. Both horsepower and towing capacity are better than the major competitors’. Plus, unlike competitors, the Colorado offers an easy-lift-and-lower tailgate that uses an internal torsion bar so the tailgate feels light enough to lift with one hand. This special tailgate also has a damper to control the tailgate’s downward movement so it doesn’t bang abruptly.

Available in extended and crew cab with short and long pickup beds and with rear- and four-wheel drive, the Colorado is competitively priced, particularly when its higher horsepower is factored in. Starting manufacturer’s suggested retail price, including destination charge, is $20,995 for the base, 2015 Colorado with extended cab, rear-wheel drive, 200-horsepower, four-cylinder engine and six-speed manual transmission. Other prices: with six-speed automatic, $23,300; with four-wheel drive, $27,760 (including four-cylinder engine, six-speed automatic and extended cab); with Chevrolet’s uplevel, 305-horsepower V-6, $26,440 for a rear-wheel drive model and $30,580 with four-wheel drive.

The V-6 is available on Crew Cab models that include a full-size back seat and two rear doors, not on base, Extended Cabs that don’t have rear doors and full- size back seat. By comparison, the competing 2015 Nissan Frontier carries a starting MSRP, including destination charge, of $18,875 with 152-horsepower, four-cylinder engine, five-speed manual transmission, rear-wheel drive and two-door King Cab. A base, 2015 Frontier King Cab with five- speed automatic has a starting retail price of $21,545. And a base, 2015 Frontier King Cab with four-wheel drive and automatic transmission starts at $27,195, or $565 less than the Colorado.

Another competitor, the 2015 Toyota Tacoma, has a starting retail price of $21,650 for a base, Access Cab model with two doors, 159-horsepower, four- cylinder engine, five-speed manual transmission and rear-wheel drive. Both the Frontier and Tacoma are available with V-6 engines, too. But the Colorado’s direct-injection V-6 produces 305 horses, more than the 261 horsepower and 236 horsepower, respectively, in the Frontier and Tacoma. To be sure, the Colorado and its sibling, the GMC Canyon, are overshadowed – in size and U.S. sales – by the full-size Chevy Silverado and GMC Sierra.

In addition, in light of today’s falling gasoline prices, fuel mileage may not be at the forefront of consumers’ thinking. The federal government’s best fuel economy ratings for the 2015 Colorado are 20 miles per gallon in city driving and 27 mpg on the highway for a two-wheel drive, four-cylinder model with automatic transmission. The highest fuel economy rating for a 2015 Chevy Silverado is 18/24 mpg with V-6, automatic transmission and two-wheel drive. Still, the 2015 Colorado Crew Cab Short Box 4WD tester in Z71 trim showed the benefits of using a more maneuverable, more city-sized truck for regular travel and intermittent home projects.

The tester, which stretched nearly 18 feet in length from bumper to bumper, fit easily into a 1970s-era, two-car home garage and into downtown parking garages; a Silverado required some moving of storage items in the home garage to fit its length, and the Silverado’s wider proportions caused it to edge closely to other vehicles in parking spots. The Colorado’s upgraded interior for 2015 brings an SUV quality and appearance to the controls, seats and plentiful storage areas. Controls and gauges were well arranged. The storage area at the bottom of the dashboard’s center stack was especially appreciated for cell phone storage and charging.

Everyone rode high off the pavement in the 4WD Colorado - about on the same level as passengers in bigger trucks - and had good views out. Just because the Colorado is mid-sized doesn’t mean it scrimps on passenger room, particularly in the front seats. Legroom is a huge 45 inches there, and headroom is a generous 41.4 inches. Both measurements are more than the Tacoma’s. The Colorado Crew Cab’s back seat was surprisingly comfortable, too, with nearly 36 inches of legroom. The new Colorado 3.6-liter V-6 in the test truck was responsive and ran smoothly and strongly.

Section A - Page 22 JANUARY 23 – 29, 2015 www.TNLedger.com Chevrolet polishes pickup with SUV features 615.687.6400 | NashvilleSymphony.org Your Nashville Symphony | Live at the schermerhorn CLASSICAL A E G I S EST.

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PRICE AS TESTED: $36,710. TYPE: Front-engine, four-wheel drive, five-passenger, mid-size pickup truck. ENGINE: 3.6-liter, double overhead cam, direct injection V-6 with CVVT. MILEAGE: 17 mpg (city), 24 mpg (high- way). TOP SPEED: NA. LENGTH: 212.7 inches. WHEELBASE: 128.3 inches. CURB WEIGHT: 4,310 pounds. BUILT AT: Wentzville, Mo. OPTIONS: Premium Bose 7-speaker au- dio system $500; AM/FM/Siri us/XM with 8-inch touchscreen and navigation and Chevrolet MyLink $495; spray-on bedliner $475; trailering equipment $250.

DESTINATION CHARGE: $875. The Associated Press WHEEL Behind the WHEEL Behind the The King of Smoke Shops 209 6th Avenue N.

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615-268-1467 marketplace always works. When people pay for their tray of food, they’ll find a table. His analysis is less scientific.

“If they have babies or are elderly and need to sit down, then I sit them,” he says. “But if they are physically able, I ask them to please stand in line, and I promise I’ll have them a table when they get their food. I tell them if everybody got a table without their food, then there would be no tables. “And honestly, the local people here kind of understand it’s an unwritten rule of Arnold’s. Once you finish eating, get up and let the next person have it. We’re very lucky to have great people here. So the out-of-towners kind of learn by example.” One of the newest and most anticipated spots in town, Biscuit Love Brunch, plans to open this weekend in The Gulch with a fast-casual setup.

Co-owner Sarah Worley, who started the business as a food truck with her husband Karl, says part of their decision to have diners order at the counter comes from the 15 percent lower break-even point it helps deliver. Like Arnold, she also has faith in self-regulation among customers. At Hattie B’s, Hunter’s friend, also a math expert, showed up later to dinner. He waited in line until he had his number, but he already had a space to sit by joining us. When we asked him to weigh-in on the squatting situation, he had a different perspective: If everyone squatted, the system also would work out just fine.

Maybe I’m the one being too uptight about things, I wondered.

It also was becoming clear that the math problem wouldn’t be solved in a single dinner, and that we’d have to lean too much on the more elusive variable of human decency. We finished the last of our food just moments before a server appeared to scoop up our trays and chicken bones. “Can I get these out of the way for you?” she asked. And like good patrons, we took the hint. *In the food business, being “in the weeds” means being super busy. And that’s also how we would describe Nashville’s booming restaurant scene. In this column, Jennifer Justus, journalist, author and food culture writer, keeps us up to date on food, dining out and trends with bi-weekly reports from the table.

>> weeds from p15 This math problem can’t be solved in a single dinner Hillsboro’s Phillips was rated No. 2 in state Alvin Kamara, junior, 5-11, 195, RB, Hutchinson (Kan.) Community College, Norcross (Ga.) High School: Kamara originally signed with Alabama and redshirted with the Tide in 2013 before going to junior college. He rushed for 1,211 yards and 18 touchdowns in nine games and was rated a five-star recruit by Rivals and Scout and the No. 2 JUCO overall prospect by ESPN. Running backs coach Robert Gillespie: “Alvin is an extremely competitive kid. He has an explosive element to his game that will allow him to help us immediately.

I’m excited to coach him this spring and believe that his addition will create a healthy competition in the running backs room.” Darrin Kirkland Jr., freshman, 6-1, 225, LB, Lawrence Central High School, Indianapolis: Kirkland Jr., a consensus four-star linebacker, played in the U.S. Army All-American Game in 2015 and was the No. 1 prospect in Indiana by ESPN and Rivals and No. 1 in the Midwest by Scout. As a sophomore, he helped Lawrence Central to a 14-0 record and state championship. Linebackers coach Tommy Thigpen: “Darrin is a perfect linebacker in today’s game in terms of his speed and size.

He can play in space and is very physical versus the run. His football IQ is better than most second-year players, and we are thrilled to have him join our football family.” Kyle Phillips, freshman, DL, 6-4, 250, Hillsboro High School, Nashville: Phillips, who played in the 2015 Army All-American Bowl, had 22.5 tackles for loss and 13 sacks in 2014 as Hillsboro went 14-1 and reached the Class 5A state championship game. He’s rated a five-star recruit by 247Sports (No. 7 strong side defensive end, No. 2 prospect in the state) and holds a four-star rating by ESPN, Rivals, and Scout. His mother, Teresa Phillips, is athletics director at Tennessee State University in Nashville.

Defensive line coach Steve Stripling: “Kyle has size, range and speed and is just starting to realize his potential. Being a mid-year addition will be a great benefit for his development. He has all the tools to be successful at the University of Tennessee.” Shy Tuttle, freshman, DL, 6-3, 315, North Davidson High School, Winston-Salem, N.C.: Tuttle was a five- star rating by 247Sports, which had him the No. 1 prospect in North Carolina, but dropped to four-star in the final ratings. He was a four-star defensive tackle by ESPN, Rivals, and Scout, and had 315 tackles, 66 tackles for loss, and 35 sacks in four seasons of high school.

Stripling: “Shy is very competitive and plays with a big man mentality. His size and use of hands make him a force on the inside.” Dave Link is a freelance journalist living in Knoxville. >> ut from p12 Although Evermind is not a replacement for a medical alert system, it works well in tandem with one. As Gilbert points out, by the time someone pushes an emergency response button, “they’re already in crisis. We let caregivers know every day that the person is in their routine. We give peace of mind every day. If that person starts to move out of their routine in a way that suggests impending crisis, the caregiver can intervene before there would be reason to press a button.” Evermind, a startup that grew out of Nashville’s Griffin Technology, began in 2012 at Nashville’s Jumpstart Foundry, and as of last November, had raised $2.6 million as reported to the Securities and Exchange Commission.

>> home from p10 Evermind gives seniors more peace of mind Get smart(er) Pick up the Nashville Ledger each Friday. Or delivered to your inbox on Thursday. TNLedger.com

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www.TNLedger.com JANUARY 23 - 29, 2015 Page 1 - Section B Property transactions such as warranty, trust, quit claim and substitute trustee deeds are filed with the Davidson County Register's office. Building permits are filed with the Depart- ment of Codes and Building Safety. Nashville Ledger publishes truncated versions of property transactions and permits. To read the full text, visitTNDataSource.com. RELATED INFO Real Estate & Development ONLINE About Real Estate & Development www.TNLedger.com Go to www.TNLedger.com for more than 15 million public records, including: - Civil Lawsuits - Bankruptcies - Circuit Lawsuits -Tax Liens - Probate Filings - Corporate Charters - Federal Lawsuits - UCC Filings HOW TO contact US For information about placing your ad in The Ledger, please contact Don Fancher by phone at 901-528-5283 or by email at dfancher@tnledger.com.

Public Notices Section B NASHVILLE EDITION DAVIDSON . WILLIAMSON . SUMNER . CHEATHAM . RUTHERFORD . WILSON . ROBERTSON . MAURY . DICKSON . MONTGOMERY . KNOX . ANDERSON . BLOUNT . SEVIER | FORMERLY WESTVIEW SINCE 1978 Cheatham County . B1 Davidson County . B2 Dickson County . . B12 Montgomery County . B13 Robertson County . B23 Rutherford County . . C3 Sumner County . C8 Williamson County . C13 Wilson County . C17 Court Notices . C18 Foreclosure Notices Cheatham County SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 3, 2015 at 10:00 AM local time, at the front door, Cheatham County Courthouse, 100 Public Square, Ashland City, Tennessee, pursuant to Deed of Trust executed by Tammy Jane Morgan, unmarried, to Matt B.

Murfree, Trustee,onDecember1,2008atRecordBook 305, Page 292; all of record in the Cheatham County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Cheatham County, Tennessee, will be sold to the highest call bidder subject to all un- paid taxes, prior liens and encumbrances of record: Described property located in Cheatham County, Tennessee, and being more particu- larly described in deed of record in Record Book305,Page292;intheRegister’sOffice of Cheatham County, Tennessee Parcel Number: 065 048.07 Current Owner(s) of Property: Tammy Jane Morgan, single woman Otherinterestedparties:HickoryHillsCondo- miniums Homeowners’ Association Street Address: 2121 Highway 12 South #148, Ashland City, Tennessee 37015 SecondaryPropertyAddress:2121-148High- way 12 South, Ashland City, TN 37015 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062880 Jan. 9, 16, 23, 2015 Fkl25390 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 10, 2015 at 12:00 PM local time, at the front door,CheathamCountyCourthouse,100Public Square, Ashland City, Tennessee, pursuant to Deed of Trust executed by Kemmy Shores and wife, and Peggy Ann Shores, to Robert M.

Wilson, Jr., Trustee, on December 30, 2006 at Record Book 234, Page 89; all of record in the Cheatham County Register’s Office. Party entitled to enforce security interest: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders oftheCWABS,Inc.,Asset-BackedCertificates, Series 2007-1, its successors and assigns The following real estate located in Cheatham County, Tennessee, will be sold to the highest call bidder subject to all un- paid taxes, prior liens and encumbrances of record: ALL of our right, title and interest in and to the following described tract of land: Being a 5.30 acre tract of land, more or less, survey of Robyn Jo Hamill, R.L.S.

#1770, dated May 16, 2004 of record at Survey Easement Utility Book, Book 1 Page 125, Register’s Office for Cheatham County, Tennessee, to which reference is made for a more accurate and complete legal description.

Parcel Number: 062 024.03 CurrentOwner(s)ofProperty:KemmyShores and wife, Peggy Ann Shores Other interested parties: GE Money Bank Street Address: 1304 Little Marrowbone Road, Ashland City, Tennessee 37015 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061663 Jan. 9, 16, 23, 2015 Fkl25412 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed March 12, 2004 by Chad Everett Armstrong and Kelly Marie Armstrong, husband and wife to FMLS, Inc., as Trustee, as same appears of record in the office of the Register of Cheatham County, Tennessee, in Record Book 92, Page 438, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Green Tree Servicing LLC, havingrequestedtheundersignedtoadvertise andsellthepropertydescribedinandconveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 3, 2015 commencing at 11:00 AM, at the South Front Door of the Courthouse, Ashland City, Cheatham County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Cheatham, State of Tennessee.

BEING the Chad Armstrong property as shown ontheplatofsaidpropertyofrecordinPlatBook 7, Page 73, (Slide 75-BB), Register’s Office for Cheatham County, Tennessee, and more particularly described as follows: BEGINNING at an iron pin in the south margin of Ervin Pace Road, the same being C.W. Eley’s southwest corner; thence South 65 degrees 39 minutes 52 seconds East 202.98 feet to an iron pin; thence South 59 degrees 35 minutes 01 seconds East 67.17 feet to an iron pin; thence South03degrees35minutes50secondsEast 65.36 feet to an iron pin; thence South 25 degrees 40 minutes 30 seconds West 68.33 feet to an iron pin; thence North 83 degrees 07 minutes 01 minute West 255.75 feet to an iron pin; thence North 02 degrees 57 minutes 56 seconds West 196.21 feet to an iron pin in the south margin of said road; thence with the south margin of said road, North 69 degrees 03 minutes 55 seconds East 50.00 feet to the beginning, according to survey by Richard C.

Kessinger, RLS Tennessee No. 1038, Kes- singer & Associates, 610 South Main Street, Springfield, Tennessee 37172, dated January 10, 1995. This conveyance also includes the manufactured home described below located atthebelow-referencedaddressispermanently affixed to a foundation and will assume the characteristics of site-built housing: Manufac- turer: Radco; Model #TNFL27A12937SR12; Serial # SR12-4644.

Tax Parcel ID: 007-014.01 Property Address: 1210 Ervin Pace Road, Chapmansboro, TN. OtherInterestedParty:HeritageBank-Pleasant View All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-118405-FC Jan. 9, 16, 23, 2015 Fkl25440 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the front door,CheathamCountyCourthouse,100Public Square, Ashland City, Tennessee, pursuant to Deed of Trust executed by Salli Del Ponte, a married woman, and husband, Roger Thomp- son, to Arnold M.

Weiss, Attorney, Trustee, on May 31, 2007 at Record Book 250, Page 230; all of record in the Cheatham County Register’s Office.

Party entitled to enforce security interest: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders oftheCWABS,Inc.,Asset-BackedCertificates, Series 2007-11, its successors and assigns The following real estate located in Cheatham County, Tennessee, will be sold to the highest call bidder subject to all un- paid taxes, prior liens and encumbrances of record: LandinCheathamCounty,Tennessee,being Lot 24 as shown on the plan of Jimmy W. Randall division of property of record in Plat book 4, page 38 (Cabinet 1, Slide 148B), Register’s Office for Cheatham County, Ten- nessee,towhichreferenceisherebymadefor a more complete description thereof.

Parcel Number: 050B A 001.00 Current Owner(s) of Property: Salli Del Ponte, married Street Address: 1117 Boston Hollow Road, Ashland City, Tennessee 37015 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN UNRELEASED DEED OF TRUST OF RECORD AT RECORD BOOK 237, PAGE 904, IN THE REGISTER’S OFFICE OF CHEATHAM COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 12-036132 Jan. 16, 23, 30, 2015 Fkl25525 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 8, 2003, and the Deed of Trust of even date securing the same, recorded August 14, 2003, in Book No.

58, at Page 201, in Office of the Register of Deeds for Cheatham County, Tennessee,executedbyJenniferR.Arnoldand John H. Arnold and Keith C. Arnold, conveying certain property therein described to Daniel W. Small as Trustee for Guaranty Trust Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on March 11, 2015 on or about 3:30 PM, at the Cheatham County Courthouse, Ashland City, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinCheathamCounty,Tennessee,and being more particularly described as follows: AcertaintractorparceloflandinCheatham County, Tennessee, described as follows, to-wit: Being Lot Number 3, on the Final Plat of Resubdivision of Lot 3, Bailey’s Bend, as of record in Book 10, Page 77, Register’s Office for Cheatham County, Tennessee, to which plat reference is hereby made for a more complete description.

ALSOKNOWNAS:1376PorterMorrisRoad, Chapmansboro, TN 37035 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Arnold, Jennifer R.

Arnold, John H.

Arnold, Keith C. Tenants of 1376 porter morris road Wachovia Dealer Services Inc The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 164048 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3339205-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25536 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated De- cember 3, 2009, and the Deed of Trust of even date securing the same, recorded December 10, 2009, in Book No.

339, at Page 467, in Office of the Register of Deeds for Cheatham County, Tennessee, executed by Cynthia E. Lecomte, conveying certain property therein described to Dan Cook as Trustee for Mort- gage Electronic Registration Systems, Inc., as nominee for Crescent Mortgage Company, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 11, 2015 on or about 3:30 PM, at the Cheatham County Courthouse, Ashland City, Ashland City, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinCheathamCounty,Tennessee,and being more particularly described as follows: Land in the 11th Civil District of Cheatham County, Tennessee, being the Easterly 150 feet of Lot No. 9 Ward’s Pine Fall Subdivi- sion, as shown on Plan of said Subdivision of record in Deed Book 114, Page 482,

www.TNLedger.com Section B - Page 2 JANUARY 23 - 29, 2015 Public Notices Davidson County Register’sOfficeforCheathamCounty,Ten- nessee, being more particularly described as follows: Beginning at a stake in the West right-of- way of Lone Pine Road, Southeast corner of the lot herein conveyed and the Northeast corner of Lot No. 8, Ward’s Pine Fall Sub- division; thence with the West edge of said Lone Pine Road a Northeasterly direction 178 feet to the intersection of Copper Still Circle; thence with said Copper Still Circle, a Westerly direction 150 feet to a stake; thence South 69 degrees West 261 feet to a stake; thence South 64 degrees East passing Northwest corner of Lot No.

8 at 100 feet, on in all 300 feet to the point of beginning.

ALSO KNOWN AS: 1130 Copperstill Circle, Kingston Springs, TN 37082-9300 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Lecomte, Cynthia E.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301065 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0212906756 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25546 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 3, 2015 at 10:00 AM local time, at the front door,CheathamCountyCourthouse,100Public Square, Ashland City, Tennessee, pursuant to Deed of Trust executed by John Rielly and Carol Rielly, tenants in common, with right of survivorship, to Robert M.

Wilson, Jr., Trustee, on March 26, 2009 at Record Book 318, Page 418, Instrument No. 116568; all of record in the Cheatham County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns The following real estate located in Cheatham County, Tennessee, will be sold to the highest call bidder subject to all un- paid taxes, prior liens and encumbrances of record: SITUATE IN THE COUNTY OF CHEATHAM, STATE OF TENNESSEE: BEINGTRACTNO.6OFHICKORYHILLSSUB- DIVISION AS SHOWN ON THE PLAN OF SAID SUBDIVISION OF RECORD IN FILE A-22, MAP 15, REGISTER’S OFFICE FOR CHEATHAM COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID LOT.

TAX I.D. NO: 66-32.06 BEING THE SAME PROPERTY CONVEYED BY WARRANTY DEED GRANTOR: JOHN RIELLY AND CAROL RIELLY F/K/A/ CAROL DRAGO- CASTIELLO, TENANTS IN COMMON, WITH RIGHT OF SURVIVORSHIP GRANTEE: JOHN RIELLY AND CAROL RIELLY, TENANTS IN COMMON, WITH RIGHT OF SURVIVORSHIP DATED: 03/26/2009 RECORDED: CONCURRENTLY HERETO NOTE:FORSTREETNUMBERINGPURPOSES KNOWN AS: 613 GIBBS ROAD, ASHLAND, TENNESSEE.

Parcel Number: 066 032.06 Current Owner(s) of Property: John Rielly and Carol Rielly, husband and wife Street Address: 613 Gibbs Road, Ashland City, Tennessee 37015 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062699 Jan. 23, 30, Feb. 6, 2015 Fkl25592 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 26, 2015 on or about 1:00PM local time, at the front entrance of the Cheatham County Court- house, Ashland City, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JACKIE D GREGORY, to MICHAEL T.

BATES, Trustee, on June 4, 2004, at Record Book104,Page212asInstrumentNo.68398 intherealpropertyrecordsofCheathamCounty Register’s Office, Tennessee. Owner of Debt: THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL AS- SOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORA- TION, HOME EQUITY MORTGAGE ASSET- BACKED PASS THROUGH CERTIFICATES SERIES 2004-KS7 The following real estate located in Cheatham County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN CHEATHAM COUNTY, TENNESSEE, BEING LOT NO.

12 AND 13, AS SHOWN ON THE MAP ENTITLED TRAILWOOD SUBDIVI- SION, OF RECORD IN PLAT BOOK 111, PAGE 67, REGISTER`S OFFICE FOR CHEATHAM COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO JACKIE D. GREGORY, BY DEED OF RECORD IN BOOK 104, PAGE 210, SAID REGISTER`S OFFICE. Tax ID: 053 05500 000 Current Owner(s) of Property: JACKIE D GREGORY The street address of the above described property is believed to be 5253 Old Higdon Road, Joelton, TN 37080, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE.

THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHERIGHTTORESCINDTHESALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: JUNIOR DOT - OCWEN LOAN SERVICING, LLC.

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C.

7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005870-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25609 FORECLOSURE SALE NOTICE WHEREAS, Dixie Cox, a/k/a Dixie M. Cox, unmarried, executed a Deed of Trust dated January 3, 2005, to FMLS, Inc., Trustee, of record in Record Book 132, Page 168, Regis- ter’s Office for Cheatham County, Tennessee (“Deed of Trust”), to secure certain indebted- ness therein described (“Indebtedness”), to which instrument reference is here made for its terms and covenants; and WHEREAS, Sam J.

McAllester III, David M. Anthony, C. Tucker Herndon and Gregory G. Vick have been appointed Substitute Trustees by Regions Bank, successor by merger to AmSouth Bank, the owner and holder of said Indebtedness, by an instrument of record in Record Book 491, Page 170, Register’s Office for Cheatham County, Tennessee, with author- ity for any one of such Substitute Trustees to act alone or by a designated agent with the powers given the Trustee in the Deed of Trust and by applicable law; and WHEREAS, default in indebtedness secured by said Deed of Trust has been made; and WHEREAS, Regions Bank, successor by merger to AmSouth Bank, the owner and holder of said Indebtedness has demanded that the real property be advertised and sold in satisfaction of said Indebtedness and the cost of the foreclosure, in accordance with the terms and provisions of the loan documents and Deed of Trust.

NOW, THEREFORE, notice is hereby given that one of the Substitute Trustees or a designated agent for any one of the Substitute Trustees, pursuant to the power, duty and authority vested in and imposed upon the Trustee in said Deed of Trust and applicable law, will on Tuesday, February 24, 2015 at 12:30 o’clock PM, prevailing time, at the front door of the Cheatham County Courthouse, 100 Public Square, Ashland City, Cheatham County, TN 37015, offer for sale to the high- est and best bidder for cash and free from all rights and equity of redemption, statutory right of redemption or otherwise, homestead, dower, elective share and all other rights and exemptions of every kind as waived in said Deed of Trust, certain real property situated in Cheatham County, Tennessee, described as follows: Legal Description: The real property is described in the Deed of Trust of record in Record Book 132, Page 168, Register’s Office for Cheatham County, Tennessee.

Being the same real property described in the Deed of recordinBook225,Page212,Register’sOffice for Cheatham County, Tennessee.

Street Address: the street address of the propertyisbelievedtobe1075PattersonDrive Kingston Springs, Cheatham County, Tennes- see 37082, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control. A certain tract or parcel of land in the 11th Civil District of Cheatham, State of Tennes- see, described as follows: To-Wit: BEGINNING AT A POINT, the same be- ing Grantees’ present Northwest corner; Thence with Grantees’ North Line, South 5˚ West153feettoapoint,Grantees’present SouthwestcornerandMcCrary’sNorthwest corner; Thence with McCrary’s North line, South 20˚, 30’ East 190 feet to a Point; thence North 88˚ 23’ West 220 feet to an iron pin; Thence North 5˚ East 195.2 feet to an iron pin and continuing on 130 feet to an iron pin; Thence South 82˚ 47’ East 138 feet to the beginning, containing 1.12 acres, more or less, according to survey of Jack R.

Underwood, No. 420, dated November 4, 1976.

Also: Being the Easterly portion of Lot No. 2, Oakleaf Subdivision, Section 1 as shown on Plat of record in Plate Book 2, Page 45, Register’sOfficeforCheathamCounty,Ten- nessee, being more particularly described as follows: BEGINNINGATAPOINTintheEasterlyMar- gin of Patterson Drive SE corner of this Lot and the NE corner of McCrary’s lot; Thence leaving said drive along the common line of said Lots S 75˚ 04’ W 50 feet and N 81˚ 26’ W 254 feet to a point, the common rear cornerofthislotandMcCrary’sN˚E153feet to a point in the Southerly line of Lot No. 3; Thence along the common line of this Lot and said Lot No.

3, S 82˚ 47’ E 248 feet to a point in the Westerly margin of Patterson Drive; Thence along said margin S 14˚ 56’ E 137.6 Feet to a point the beginning of a curve and continuing with said margin and curve 13 feet to the point of beginning and containing 1.0 acres, more or less. BeingthesamepropertyconveyedtoLonnie Coxandwife,DixieCoxfromWilsonMatlock andJoyceWileybyWarrantyDeedrecorded on 10/27/1983 at Book 225 Page 212 in the records of the Register of Deeds for Cheatham County, Tennessee.

Map/Parcel Number: 096-J-A-061.00 THIS PROPERTY IS SOLD AS IS, WHERE IS AND WITH ALL FAULTS AND WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER, WHETHER EXPRESSED OR IMPLIED, AND SUBJECT TO ANY PRIOR LIENS OR ENCUMBRANCES, IF ANY. WITHOUT LIMITING THE GENERALITY OF THE FOREGO- ING, THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EX- PRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITYOFTITLE,POSSESSION,QUIET ENJOINMENT OR THE LIKE AND WITHOUT ANY EXPRESSED OR IMPLIED WARRANTIES OF MERCHANTABILITY, CONDITION, QUALITY OR FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE.

Otherinterestedparties:FordMotorCreditCom- pany; May Department Stores dba Hecht’s As to all or any part of the Property, the right is reserved to (i) delay, continue or adjourn the sale to another time certain or to another day andtimecertain,withoutfurtherpublicationand in accordance with law, upon announcement of said delay, continuance or adjournment on the day and time and place of sale set forth above or any subsequent delayed, continued or adjourned day and time and place of sale; (ii) sell at the time fixed by this Notice or the date and time of the last delay, continuance or adjournment or to give new notice of sale; (iii) sell in such lots, parcels, segments, or separate estates as Substitute Trustee may choose; (iv) sell any part and delay, continue, adjourn, cancel, or postpone the sale of any part of the Property; (v) sell in whole and then sell in parts and consummate the sale in whichever manner produces the highest sale price; (vi) and/or to sell to the next highest bidder in the event any high bidder does not comply with the terms of the sale.

Substitute Trustee will make no covenant of seisin, marketability of title or warranty of title, express or implied, and will sell and convey the subject real property by Trustee’s Quitclaim Deed as Substitute Trustee only.

Thissaleissubjecttoallmattersshownonany applicable recorded Plat or Plan; any unpaid taxes and assessments (plus penalties, inter- est, and costs) which exist as a lien against said property; any restrictive covenants, ease- ments or setback lines that may be applicable; any rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any governmentalagency,stateorfederal;andany andallpriordeedsoftrust,liens,dues,assess- ments,encumbrances,defects,adverseclaims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

This sale is also subject to any matter that an inspection and accurate survey of the property might disclose. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THIS 16th day of January, 2015. Sam J. McAllester III, Substitute Trustee BONE MCALLESTER NORTON PLLC 511 Union Street, Suite 1600 Nashville, Tennessee 37219 615-238-6314 Jan. 23, 30, Feb. 6, 2015 Fkl25633 TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed July 14, 2003 by Michelle L. Duvall, Daniel Duvall, Frank G. Downs and Lucille Downs to Arnold M. Weiss, Attorney, as Trustee, as same ap- pears of record in the office of the Register of Cheatham County, Tennessee, in Record Book 52, Page 589, and the owner of the debt secured, Green Tree Servicing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 24, 2015 commencing at 11:00 AM, at the South Front Door of the Courthouse, Ashland City, Cheatham County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Cheatham, State of Tennessee.

Land in the 14th Civil District of Cheatham County, Tennessee, being Lot No. 78 on Pleasant Hill Subdivision, Section 2, as shown on the Plan of said subdivision, of record at Plat Book 11, page 84, Register’s Office for CheathamCounty,Tennessee,towhichrecord referenceisheremadeandadoptedforamore complete description thereof. Tax Parcel ID: 020C-A-62.00 The State of Tennessee (Department of Rev- enue) has filed a lien on all property belonging to Michele L. Duval D/B/A Michele L. Duval by Lien of record in Record Book 175, Page 174, dated November 9, 2005 as recorded in the Cheatham County Register’s Office, Ashland City, Tennessee.

Timely notice has been given by the undersigned Substitute Trustee to the State of Tennessee (Department of Revenue) by Certified Mail as required by T.C.A. § 67- 1-1433(b)(1).

The sale of this property will be subject to the right of the State Of Tennessee to redeem the said property under the provisions of T.C.A. § 67-1-1433(c)(1). Property Address: 1005 Tonya Court, Pleas- ant View, TN. Other Interested Party: AmSouth Bank All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Trustee. ARNOLD M. WEISS, Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-119577-FC Jan. 23, 30, Feb. 6, 2015 Fkl25659 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performanceofthecovenants,terms,andcon- ditions of a Deed of Trust Note dated February 24, 2014, and the Deed of Trust of even date securing the same, recorded March 4, 2014, Document No.

20140304-0017876 in Office of the Register of Deeds for Davidson County, Tennessee, executed by Dennon S. Smith, conveying certain property therein described to Stewart Title Guaranty Company as Trustee for Mortgage Electronic Registration Systems, Inc., a separate corporation acting solely as a nominee for Homebridge Financial Services, Inc. doing business as Real Estate Mortgage Network, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Homebridge Financial Services, Inc.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byHomebridgeFinancialServices,Inc.,will,on January 28, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclu- sion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Land in Davidson County, Tennessee, be- ing Lot No. 110 on the Plan of Oakwood Terrace, Section Two, as of record in Plat Book4460,Pages118and119,Register’s Office for Davidson County, Tennessee to which said plan reference is hereby made for a more complete and accurate legal description thereof.

ALSO KNOWN AS: 4560 Xavier Drive, Antioch, TN 37013

www.TNLedger.com JANUARY 23 - 29, 2015 Page 3 - Section B Public Notices beneficialinterestofsaidDeedofTrustwaslast transferredandassignedtoChristianaTrust,A Division of Wilmington Savings Fund Society, FSB, as Trustee for Normandy Mortgage Loan Trust, Series 2013-8 and WHEREAS, Chris- tiana Trust, A Division of Wilmington Savings Fund Society, FSB, as Trustee for Normandy Mortgage Loan Trust, Series 2013-8, as the holderoftheNoteforwhichdebtisowed,(“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn.

Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, February 5, 2015, commencing at 12:00 p.m. at the corner 6th & Broadway at Bridgestone Arena of the Davidson County, Nashville, Ten- nessee, proceed to sell at public outcry to the highest and best bidder for cash, the following describedpropertysituatedinDavidsonCounty, Tennessee,towit:Allthatcertaintractorparcel oflandinDavidsonCounty,StateofTennessee, described as follows, to-wit: Land in Davidson County, Tennessee, being Lot No 509 on the Plan of Edge-O-Lakes Estates, Section VI, of record in Plat 3700, Page 15 and 16, Regis- ter’s Office for Davidson County, Tennessee, to which plan reference is hereby made for a complete and accurate description thereof.

SaidLotNo.509fronts80feetonthesoutherly side of Edge-O-Lake and runs back between parallel lines 150 feet to a dead line. Being the same property conveyed to Gabriela R. Coto and husband, Rene E. Coto-Lazo by Warranty Deed from Suzanne H. Taylor and husband, AlfredE.Taylor,Jr.ofrecordinInstrumentBook 20011204, Page 0132885, Register’s Office for Davidson County, Tennessee. PROPERTY ADDRESS: 2635 Edge O Lake Dr, Nashville, TN 37217 CURRENT OWNER(S): Rene E. Coto-Lazo and Gabriela R. Coto The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be ap- plicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b) (1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as providedforin§67-1-1433(c)(1). Allrightand equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without furtherpublication,uponannouncementatthe time and place for the sale set forth above. PRIORITYTRUSTEESERVICESOFTN,LLC1587 NortheastExpresswayAtlanta,Georgia30329 File No.: 1R448114 Web Site: www.rcolegal. comInsertionDates:1/9/2015,1/16/2015, 1/23/2015 TS#: 1R448114 FEI # 2013.02504 Jan. 9, 16, 23, 2015 Fkl25379 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- ary 3, 2015 at 10:00AM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennes- see, pursuant to Deed of Trust executed by Pamela A.

Rucker, an unmarried person, to Emmett James House and Bill R. McLaughlin, Trustee, on June 30, 2000 at Instrument No. 200007030066014; all of record in the Davidson County Register’s Office. Party entitled to enforce security interest: Residential Credit Solutions, Inc., its succes- sors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING Lot No. 8, on the Revised Plan of suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-032925 Jan. 9, 16, 23, 2015 Fkl25389 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof thedebtsandobligationssecuredtobepaidby a certain Deed of Trust executed July 7, 2004 by James E. Owens, Sr., an unmarried man to WesleyD.Turner,asTrustee,assameappears ofrecordintheofficeoftheRegisterofDavidson County, Tennessee, in Register’s Instrument No.20040728-0089907,andtheundersigned having been appointed Substitute Trustee by instrument recorded in Registers instrument 20141205-0111438,inthesaidRegister’sOf- fice,andtheownerofthedebtsecured,WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF PARK PLACE SECU- RITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2004-MCW1, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 3, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being Lot No. 41 on the Plan of Bordeaux Hills, Section 4, as of record in Book 3600, Page 49, Register’s Office for said County. Said Lot No. 41 fronts 54.99 feet on the Easterly side of Mexico Drive and extends back 135.4 feet on the Westerly Line and 131.05 feet on the Southerly Line to a dead line in the rear, measuring 57.41 feet thereon. Tax Parcel ID: 080-08-0-255.00 Property Address: 3244 Mexico Drive, Nash- ville, TN. Other Interested Parties: Midland Funding, LLC, assignee for Chase Bank USA, NA; The Music City USA Property Owners Association, Inc.; Any and All Known or Unknown Heirs of the Estate of James Owens All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 2620-119064-FC Jan. 9, 16, 23, 2015 Fkl25391 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 27, 2004, and the Deed of Trust of even date securing the same, recorded May 12, 2004, Document No. 20040512-0054478, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Karen J. Kennedy and Kenneth G. Kennedy, conveying certain property therein described to Wesley D.

Turner as Trustee for Argent Mortgage Company, LLC; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Residential Credit Opportunities Trust.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Residential Credit Opportunities Trust, will, onFebruary4,2015onorabout10:00AM,at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Land in Davidson County, Tennessee, be- ing Lot No. 64 on the Plan of Brandywine Farms,SectionII,asofrecordinBook3700, Page 28, Register’s Office for Davidson County, Tennessee, to which Plan refer- ence is hereby made for a more complete description ALSO KNOWN AS: 305 Louviers Lane, Old Hickory, TN 37138 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Kennedy, Karen J.

Kennedy, Kenneth G. mark shannon manuel kevin j. ragan Brian David Gary Ambassador redemption kingdom Portfolio Recovery Association Tenants of 305 Louviers Lane The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 188773 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

9, 16, 23, 2015 Fkl25393 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 21, 2006, and the Deed of Trust of even date securing the same, recorded December7,2006,DocumentNo.20061207- 0151633, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Heyward Carter and Sonja Carter, conveying certain property therein described to W. Daniel Canessa as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Amstar Mortgage Corp., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed SuccessorTrusteebyCitibank,N.A.,asTrustee for CMLTI Asset Trust.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee,byCitibank,N.A.,asTrusteeforCMLTI Asset Trust, will, on February 4, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinNashville,CountyofDavidson,State of Tennessee, to wit: Being Lot No. 19, on thePlanofClaymilleStation,PhaseTwo,of record in Plat Book 6900,Page 626,Regis- ter’sOfficeforDavidsonCounty,Tennessee, to which Plan reference is hereby made for a more complete legal description. ALSO KNOWN AS: 304 Claymille Place, Nashville, TN 37207 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens Haywood Forest, Section Two, of record in Plat Book 5200, Page 225, Register’s Office for Davidson County, TN, to which plat reference is hereby made for a more complete description.

Parcel Number: 148 14 0 158.00 Current Owner(s) of Property: Pamela A. Rucker, an unmarried woman Other interested parties: Nashville Housing Fund, Inc. Street Address: 119 Brenda Lane, Antioch, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062793 Jan. 9, 16, 23, 2015 Fkl25382 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 5, 2015 at 10:00 AM local time, at the front entrance of the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201, pursuant to Deed of Trust executed by FrankVickers,marriedandJacquelineVickers, husband and wife, to Craig E.

Newby, Trustee, on September 25, 2006 at Instrument No. 20061004-0123338; all of record in the Davidson County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Property located at 3508 Dove Creek Road Antioch, TN 37013 LandinDavidsonCounty,StateofTennessee described as follows to-wit: BeingLotNo.48onthePlanofKensalGreen, North, as of record in Plat Book 7900, page 951, Register’s Office for Davidson County, Tennessee,towhichplanreferenceishereby made for a more complete description.

Being the same property conveyed to Frank Vickers,marriedbydeedfromBeazerHomes Corporation, D/B/A Phillips Builders Now known as Beazer Homes Corporation, dated 3/17/97, of record in Book 10388, page 448, said Register’s Office. The said Jacqueline Vickers joins in this conveyance for the purpose of conveying any interest that she may have in the above referenced property marital or otherwise. Parcel Number: 150 12 0A 206.00 Current Owner(s) of Property: Frank Vick- ers, married Other interested parties: LVNV Funding, L.L.C. Citi-Sears c/o Mark A. Sexton, Hosto & Buchan, P.L.L.C., Somerset Homeowners Association, Inc., c/o Timmons Proper- ties, Inc.

Street Address: 3608 Dove Creek Road, Antioch, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Smith, Dennon S.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 249824 DATED November 26, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25103 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Janu- ary 30, 2009, and the Deed of Trust of even datesecuringthesame,recordedFebruary10, 2009,DocumentNo.20090210-0011676,in Office of the Register of Deeds for Davidson County, Tennessee, executed by Delores Yvonne Whitson, conveying certain property therein described to Watauga Title Co.

as TrusteeforPeoplesHomeEquity,ATennessee Corporation; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed SuccessorTrusteebyLakeviewLoanServicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on March 5, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No. 49 on the Plan of Overlook Estates, Block “A”, of record in Plat Book 843, page 105, Register’s Office, Davidson County, Tennessee, to which plan reference is hereby made for a more com- plete and accurate legal description. ALSO KNOWN AS: 208 Wiley Street, Madi- son, TN 37115 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Whitson, Delores Yvonne Tenants of 208 wiley street The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300865 DATED December 30, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0201697156 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

9, 16, 23, 2015 Fkl25374 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on October 14, 2004, by Rene E. Coto-Lazo and Gabriela R. Coto to Wesley D. Turner, Trustee, for the benefit of Ameriquest Mortgage Company and appearing of record in Register’s Office of Davidson County, Tennessee, in Instrument No.20041119-0139353;and WHEREAS,the

www.TNLedger.com Section B - Page 4 JANUARY 23 - 29, 2015 Public Notices any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: Wells Fargo Financial Bank All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061052 Jan. 9, 16, 23, 2015 Fkl25431 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 10:00 AM local time, at the front entrance of the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201 pursuant to Deed of Trust executed by Ericka S.

Alexander and her husband, Eric D. Alexander, to Tonya Esquibel, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for CTX Mortgage Company, LLC on May 31, 2006atInstrumentNo.20060602-0065339; conductedbyShapiro&Kirsch,LLPhavingbeen appointedSubstituteorSuccessorTrustee,all of record in the Davidson County Register’s Of- fice. Default has occurred in the performance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee being Lot 15, on the plan of SKYLINE VILLAGE, as shown on plat of record in Instrument No. 20050418-0042718, in the Register’s Of- fice, Davidson County, Tennessee, to which plat reference is hereby made for a more particular description of said property. Being the same property conveyed to the within named grantor(S) by Deed recorded simultaneously herewith in Book , page or Instrument No.

20060602-0065338, Register’s Office for said County. StreetAddress:417VailviewDrive,Nashville, Tennessee 37207 Parcel Number: 050 16 0A 015.00 Current Owner(s) of Property: Ericka S. Alexander, married Other interested parties: Affordable Hous- ing Resources, Inc., Skyline Homeowners’ Association, Inc.

The street address of the above described property is believed to be 417 Vailview Drive, Nashville, Tennessee 37207, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose.

In addition, the following parties may claim an interest in the above-referenced property: Affordable Housing Resources, Inc., Sky- line Homeowners’ Association, Inc. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 11-015265 Jan. 9, 16, 23, 2015 Fkl25432 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed May 30, 2008 by Jaime L.

Fletcher, an unmarried man toGregA.Ziskind,AResidentofShelbyCounty, Tennessee, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20080604-0057481 and modified in Reg- ister’s Instrument No. 20130909-0094521, and the undersigned having been appointed Substitute Trustee by instrument recorded in Registersinstrument20141211-0113598,in the said Register’s Office,and the ownerofthe debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 10:00AM,attheTheHistoricDavidsonCounty Courthouse, One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being Lot No. 249A on the Plan of Section Three, Larchwood of record in Plat Book 5200, Page 540,asamendedinBook6250,Page524and Surveyor’s Certificate of Correction of record in Book 6497, Page 956, in the Register’s Office forDavidsonCounty,Tennessee,towhichplan reference is hereby made for a more complete description of the property. Tax Parcel ID: 096-16-0-143.00 Property Address: 3304 Percy Priest Drive, Nashville, TN. Other Interested Parties: State Farm Mutual Auto Ins. Co.; Michael W. Mathis d/b/a Afford- able Building Concepts; Lancaster Carpets All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 19089 DATED December 20, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25400 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed July 24, 2009 by Binyamin E Babiry and Haleema A Babiry, Husband and Wife and Sonya S Hussein, an unmarried woman to Kerry Webb, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.

20090803-0072184, and the undersigned having been appointed Substitute Trustee by instrument recorded in Register’s Instrument No. 20141201-0109731, in the said Regis- ter’sOffice,andtheownerofthedebtsecured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice thattheundersignedwill,onThursday,February 19, 2015 commencing at 10:00 AM, at the TheHistoricDavidsonCountyCourthouse,One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

A certain tract or parcel of land located in Davidson County, Tennessee, described as follows to wit: Being Lot No. 188 on the Plan of Hillbrook,SectionII,asofrecordinBook3300, page12,Register’sOfficeforsaidCounty.Said lotfronts91feetonthenortherlysideofWillow Lane and runs back 143.5 feet on the easterly line and 147.3 feet on the westerly line to a dead line in the rear, which is a broken line on which it measures 68.3 feet. Tax Parcel ID: 148-05-0-049.00 Property Address: 228 Willow Lane, Nash- ville, TN.

Other Interested Parties: Nihad Esmail Babiry All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118120-FC Jan. 9, 16, 23, 2015 Fkl25427 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 10:00 AM local time, at the front entrance of the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201, pursuant to Deed of Trust executed by Jennifer Tiffany Knight and Jarett Knight, wife and husband and Carol Windsor Heater and Clarence Heater, wife and husband, to Fearn- ley and Califf, PLLC, Trustee, on August 17, 2007atInstrumentNo.20070821-0099861; modified at Instrument Number 20120814- 0072524andInstrumentNumber20120814- 0072618; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: CitiBank,N.A.asTrusteeforCMLTIAssetTrust, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, be- ing Lot No. 103-A, on the Plan of Zone Lot Division, Lots 100 through 111, Section 2, Primrose Meadows, of record in Plat Book 6900, Page 105, Register’s Office for said County, to which plan reference is hereby made for a more complete and accurate legal description.

Parcel Number: 033 16 0 116.00 CurrentOwner(s)ofProperty:JenniferTiffany Knight and Carol Windsor Heater Other interested parties: Beneficial Ten- nessee, Inc.

Street Address: 105 Nelson Court West, Madison, Tennessee 37115 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-059785 Jan. 9, 16, 23, 2015 Fkl25430 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door,OnePublicSquare,Nashville,Tennessee pursuant to Deed of Trust executed by Glenda Gail McGrady, a single person, to Brandon G.

Polito, Trustee, as trustee for Wells Fargo Financial Tennessee 1, LLC on May 27, 2008 at Instrument No. 20080604-0057095; con- ducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Davidson County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Financial Tennessee 1, LLC, its succes- sors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROP- ERTYSITUATEDINTHECITYOFNASHVILLEIN THE COUNTY OF DAVIDSON, AND STATE OF TNANDBEINGDESCRIBEDINADEEDDATED 04/27/1989ANDRECORDED05/26/1989 IN BOOK 7850 PAGE 249 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, AND REFERENCE AS FOLLOWS: BEING LOT NO.

189 ON THE PLAN OF ROSE- WOOD HEIGHTS SUBDIVISION, SECTION 5, AS OF RECORD IN PLAT BOOK 2331, PAGE 39, SAID REGISTER’S OFFICE. SAID LOT NO. 189 FRONTS 90 FEET ON THE EASTERLY SIDE OF MITCHELL ROAD AND RUNSBANKBETWEENLINES309.2FEETON THE NORTHERLY LINE AND 286.5 FEET ON THESOUTHERLYLINETOALINEINTHEREAR ON WHICH IT MEASURES 55.6 FEET. BEING THE SAME PROPERTY CONVEYED FROM JAMES W. FULLER, JR. AND GLENDA G. FULLER, NOW GLENDA GAIL MCGRADY, TOWILLIAMT.HILL,TRUSTEE,ANDFURTHER CONVEYEDFROMWILLIAMT.HILL,TRUSTEE TO GLENDA GAIL MCGRADY, A MARRIED PERSON IN DEED DATED 4/17/189 AND RECORDED 5/26/1989, IN BOOK 7850, PAGE 249, DAVIDSON COUNTY RECORDS.

PARCEL NO. 083-12-0-149.00 StreetAddress:905MitchellRoad,Nashville, Tennessee 37206 Parcel Number: 083 12 0 149.00 Current Owner(s) of Property: Glenda Gail McGrady, a married person Other interested parties: Wells Fargo Fi- nancial Bank The street address of the above described property is believed to be 905 Mitchell Road, Nashville, Tennessee 37206, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Carter, Heyward Carter, Sonja HSBC Bank USA, National Association Tenants of 304 claymille place The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

W&A No. 249229 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25394 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 15, 1998, and the Deed of Trust of even date securing the same, recorded May 7, 1999, in Book No. 11469, at Page 688 and re-recorded on May 12, 1998, in Book No. 10928, at Page 388, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Linda L.

Williams, conveying certain property therein described to Waterstone Funding as Trustee for Fidelity Funding Mortgage Corp.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by DLJ Mortgage Capital, Inc.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by DLJ Mortgage Capital, Inc., will, on February 4, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclu- sion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Lot No. 116-B, Zone Lot Division, Patio Villa, Section Six, as of Record Book 6250, page 489, as amended in Book 6250, pages 570 and 571, Register’s Office for Davidson County, Tennessee to which plan reference is hereby made for a more complete decription.

ALSO KNOWN AS: 1020 Patio Drive, Nash- ville, TN 37214 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Williams, Linda L.; Tennessee Depart- mentofRevenue;WilliamMundy;North StarCapitalAcqusitionLLC;Household FinancialCenter,Inc.;MidlandFunding, LLC OnoraboutMay30,2013,theStateofTen- nessee, filed a tax lien against the Defendant, L.

M. Williams and M. S. Williams, recorded in the Register’s Office of Davidson County, Tennessee, as Instrument No. 20130530- 0054171. Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by DLJ Mortgage Capital, Inc.. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67‑1‑133, shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connec- tion with such property, less the income from such property, plus a reasonable rental value of such property.

As required by law, the State of Tennessee has been given timely notice of this action.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption

www.TNLedger.com JANUARY 23 - 29, 2015 Page 5 - Section B Public Notices 901‑526‑8296 File # 1701-118312-FC Jan. 9, 16, 23, 2015 Fkl25441 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed April 8, 2003 by Todd E. Wilkinson, an unmarried man to PRLAP, Inc., as Trustee, as same ap- pears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.

20030421-0052077, and the undersignedhavingbeenappointedSubstitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Green Tree Servicing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 3, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Being Lot No. 87 on the Plan of Revision to the Final Plat of Meadow Woods, Phase I, of recordinPlatBook9700,Page570,Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more complete legal description. Said description is incorporated herein by reference the same as if copied fully herein verbatim. Tax Parcel ID: 164-12-0-040.00 Property Address: 1444 Laurel Oak Drive, Antioch, TN. Other Interested Party: SunTrust Bank All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-116256-FC Jan. 9, 16, 23, 2015 Fkl25433 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed October 24, 2001 by Brian K. Wilkins, and Melanie Wilkins, husband and wife to Arnold M. Weiss, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.20011031-0118966,andtheundersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Green Tree Servicing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness hav- ing matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

A certain tract or parcel of land located in Davidson County, Tennessee, described as follows, to wit: Land in Davidson County, Ten- nessee, being Lot No. 2 on the amended final plat of Enchanted Hills, Section 5, Phase 1, as of record in Book 6900, Page 870, Register’s Office for Davidson County, Tennessee, to which said plan reference is hereby made for a more complete legal description. Tax Parcel ID: 058-14-0-158.00 The State of Tennessee (Department of Rev- enue) has filed a lien on all property belonging to Robert J. Beane and Brian Wilkins D/B/A All Starz Clothing by Lien of record in Instrument No.

20090831-0081320, dated August 26, 2009 and a lien on all property belonging to Brian Wilkins and Robert Donaldson D/B/A Ur- ban Class Community Market by Lien of record inInstrumentNo.20140728-0066874,dated July 24, 2014, as recorded in the Davidson CountyRegister’sOffice,NashvilleTennessee. Timelynoticehasbeengivenbytheundersigned Substitute Trustee to the State of Tennessee (Department of Revenue) by Certified Mail as required by T.C.A. § 67-1-1433(b)(1). The sale of this property will be subject to the right of the State Of Tennessee to redeem the said property under the provisions of T.C.A.

§ 67-1-1433(c)(1).

Property Address: 4202 Kings Lane, Nash- ville, TN. Other Interested Party: Vanderbilt University All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-118522-FC Jan. 9, 16, 23, 2015 Fkl25442 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performanceofthecovenants,terms,andcon- ditions of a Deed of Trust Note dated October 30, 2006, and the Deed of Trust of even date securingthesame,recordedOctober31,2006, Document No.

20061031-0135245, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Hardy M. Selph and Margaret Kristin Selph, conveying certain property therein described to Arnold M. Weiss asTrusteeforMortgageElectronicRegistration Systems, Inc., as nominee for Homecomings Financial, LLC (f/k/a Homecomings Financial Network,Inc.),itssuccessorsandassigns;and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by U.S. Bank National Association, as Trustee for Residential Funding Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series 2006-SA2.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank National Association, as Trustee for Residential Funding Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series 2006-SA2, will, on February 11, 2015 onorabout10:00AM,attheDavidsonCounty Courthouse,Nashville,Nashville,Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said propertybeingrealestatesituatedinDavidson County,Tennessee,andbeingmoreparticularly described as follows: BeingLotNumber6onthePlanofCloverland Acres, Section 2, of record in Book 4460, Page 114, Registers Office for Davidson County, Tennessee, to which reference is hereby made for a more complete and accurate description.

ALSO KNOWN AS: 5709 Cloverland Place, Brentwood, TN 37027 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Selph, Hardy M.; Selph, Margaret Kris- tin; Homecomings Financial, LLC (f/k/a HomecomingsFinancialNetwork,Inc.); PortfolioRecoveryAssociates,LLCas- signee of Capital One Bank, (USA) N.A.; MortgageElectronicRegistrationSys- tems, Inc.

as a nominee for Homecom- ingsFinancial,LLC(f/k/aHomecomings Financial Network, Inc.) The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 249044 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25443 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed July 22, 2011 by Brittany L.

Estrada, unmarried and Jaime S. Estrada, married to Fidelity National Title Insurance Company, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Regis- ter’s Instrument No. 20110808-0060629 and rerecorded in Register’s Instrument No. 20110929-0075489, and the undersigned having been appointed Substitute Trustee by instrument recorded in Register’s Instrument No. 20141201-0109845, in the said Regis- ter’sOffice,andtheownerofthedebtsecured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice thattheundersignedwill,onThursday,February 19, 2015 commencing at 10:00 AM, at the TheHistoricDavidsonCountyCourthouse,One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Being Lot No. 2 on the Map of G.N. Tillman’s Subdivision of Lots Nos. 256, 257, 258 and 259 in Williams 2nd Addition to Edgefield, now East Nashville, of record in Book 57, page 138, Register’s Office for Davidson County, Tennessee, to which reference is made for a more complete and accurate description. Subject to all matters as shown on the plan of record in Book 57, Page 138, Register’s Office Davidson County, Tennessee. Tax Parcel ID: 093-04-0-061.00 Property Address: 510 South 9th Street, Nashville, TN.

Other Interested Parties: Samuel Estrada All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118008-FC Jan. 9, 16, 23, 2015 Fkl25447 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed December 9, 2005 by Francis Marion Perry and Charlotte Virginia Perry, married, and Francis Marion Perry and Charlotte Virginia Perry, Co-Trustees of the Perry Living Trust 1992 to C. Richard Bobo, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.

20051214-0150011, and the undersigned having been appointed Sub- stitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being Lot(s) 16, as shown on the map entitled Section Two, Valley West, of record in Plat Book 3600, page(s) 86, Register’s Office for Davidson County, Tennessee, to which plan reference is hereby made for a more complete and accurate legal description. Tax Parcel ID: 142-11-0-076.00 Property Address: 505 Colice Jeanne Road, Nashville, TN. Other Interested Parties: Joseph William Perry; Charles Richard Perry; Sandra Lynn Perry Harvey All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118419-FC Jan. 9, 16, 23, 2015 Fkl25448 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed June 26, 2007 by Sarah Anne Mayes, an unmarried womantoFearnley&Califf,asTrustee,assame appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20070702-0078645, modi- fied at Instrument No. 20120906-0080731 & Instrument No. 20120925-0086944, and the undersigned having been appointed Sub- stitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, be- ing Lot No. 26, on the Plan of Creek Trail Subdivision, a plat of which is of record in Book 6900, Page 774, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more detailed description of said lot. Tax Parcel ID: 041-05-0-014.00 Property Address: 4191 Creek Trail Drive, Whites Creek, TN. Other Interested Parties: Tennessee Housing Development Agency through the Hardest Hit Fund Program; American Express Bank, FSB; Discover Bank All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38l03 90l‑526‑8296 File # 1701-118420-FC Jan. 9, 16, 23, 2015 Fkl25451 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed May 23, 2011 by Lawrence J. Vito, a single person to Robert M. Wilson, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20110602-0042306, and the undersigned having been appointed Sub- stitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, Being Unit Number D16 as shown on the plat of Quail Creek of record in Book 6328, Pages 89-93, Register’s Office for Davidson County, Tennessee,togetherwithanundividedinterest in the common elements of the Quail Creek Homeowner’s Association, all as described in Book6328,Page44,etseq.,Register’sOffice forDavidsonCounty,Tennessee,todescription of said lot. Subject to Easement Deed by Court Order of record at Instrument No. 20120228- 0017172, in the said Register’s Office. Tax Parcel ID: 051-15-0A-016.00CO PropertyAddress:420WaltonLaneApartment D16, Madison, TN.

Other Interested Party: The Quail Creek Hom- eowners Association All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118830-FC Jan. 9, 16, 23, 2015 Fkl25455 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed June 27, 2003 by Juanita N.

Williams, an unmar- ried woman to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20030709-0094565, re-recorded in Regis- ter’s Instrument No. 20031001-0144875 and modified in Register’s Instrument No. 20130917-0097944, and the undersigned having been appointed Substitute Trustee by instrument recorded in Registers Instru- ment No. 20141210-0113187, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being all of Lot No. 12 of Block 2 on the Map of G.T. Sheegog’s Subdivision at Bordeaux, as shown by plat appearing of record in Book 421, Page 191, of the Register’s Office of Davidson County, Tennessee, to which plat reference is hereby made for more complete details of said lot. Tax Parcel ID: 080 04 0 073.00 PropertyAddress:1719SouthHamiltonRoad, Nashville, TN. Other Interested Parties: Aqua Finance Inc.; SecretaryofHousingandUrbanDevelopment/ Department of Housing and Urban Develop- ment; Midland Funding LLC All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118364-FC Jan. 16, 23, 30, 2015 Fkl25461 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 10, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door,OnePublicSquare,Nashville,Tennessee pursuant to Deed of Trust executed by Brenda Sue Reams, solely, to B. Polito, Trustee, as trustee for Wells Fargo Financial Tennessee 1, LLC on March 26, 2005 at Instrument No. 20050401-0035403;conductedbyShapiro& Kirsch,LLPhavingbeenappointedSubstituteor SuccessorTrustee,allofrecordintheDavidson County Register’s Office.

Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Financial Tennessee 1, LLC, its succes- sors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: All that tract or parcel of land, lying and being in Davidson County, State of Tennessee and described as follows, to-wit: Land in Davidson County, Tennessee, being LotNo.152onthePlanofMadisonPark,Sec- tion 7, as of record in Plat Book 4300, Page 84, Register’s Office for Davidson County, Tennessee and described as follows:

www.TNLedger.com Section B - Page 6 JANUARY 23 - 29, 2015 Public Notices the Easterly side of Hawkwood Lane and runs back between lines, 102.85 feet on the Southerly side and 141.0 feet on the Northerly side, to the Northwesterly line of Lot No. 601, measuring 78.7 feet thereon. Said South One Half of Lot No. 604 fronts 37.5feetontheEasterlysideofHawkwood Lane and runs back between lines, 141.0 feet on the Southerly side and 140 feet, more or less, on the Northerly side, to the Westerly line of Lot No. 599, measuring 37.5 feet thereon.

ALSO KNOWN AS: 3302 Hawkwood Lane, Nashville, TN 37207 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Vanslyke, Steven C.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300953 DATED January 6, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-499797 7 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25483 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 10, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door,OnePublicSquare,Nashville,Tennessee, pursuant to Deed of Trust executed by Jeffrey S.

Wells, unmarried, to R. Rick Hart, Trustee, on July 3, 2003 at Instrument No. 20030718- 0100959; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, TN, being Unit No. 66-B of Spring View Townhomes, a horizontal property regime established by Master Deed of record in Book 6349, Page 428, as amended in Book 6407, Page 869, as shown as Exhibit A to the Master Deed of record in Book 6349, Page 463, and being part of Lot 66 on the plan of Edge-of-Lake, Section 20-A of record in Plat Book 5200, Page 183, as amended in Book 6359, Page 378, Register’s Office for Davidson County, Tennessee, to which reference is hereby made for a more complete and accurate legal description.

Being the same property conveyed to Jeffrey S. Wells, unmarried and Cary T. Justice, un- married, by deed from George Omar Walton and Alan R. Cahill of record in Book 9457, Page 245, Register’s Office for Davidson County,Tennessee.ThesaidCaryT.Justice, unmarried having quitclaimed to Jeffrey S. Wells, unmarried, of record in Book 10345, Page 553, Register’s Office for Davidson County, Tennessee. Which currently has the address of: 2723 Smith Springs Road, Unit 66-B, Nashville, Tennessee 37217 Parcel Number: 136 09 0A 006.00 Current Owner(s) of Property: Jeffrey S. Wells, unmarried Other interested parties: Union Planters Bank, NA, Spring View Townhomes Street Address: 2723 Smith Springs Road Unit 66-B, Nashville, Tennessee 37217 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALEISSUBJECTTOANYINTERESTTHAT MAYEXIST INUNRELEASEDDEEDOF TRUST OF RECORD AT BOOK 6720, PAGE 242, RE-RECORDED AT BOOK 6720, PAGE 242 IN THE REGISTER’S OFFICE OF DAVIDSON COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will dated September 27, 2007. Property Address: 1237 Ardee Avenue, Nashville, Davidson County, Tennessee 37216 Map/Parcel: 061160191.00 (The address and map and parcel above are believed to be correct; but same is not p art of the legal description of the property sold hereinandintheeventofanydiscrepancy,the legal description herein shall control.) This sale is subject to all matters shown on any applicable recorded document, including butnotlimitedtoanyapplicablerecordedplan, plat,charter,restriction,judgment(s),noticeof governmentalentity,ordeclarationoftaking(s); any prior lien(s) of record; unpaid taxes and assessments which exist as a lien against said properties; any restrictive covenant(s), easement(s) or setback line(s) that may be ap- plicable;anyrightsofredemptionnototherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims, and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguishedbythisforeclosuresale.Thissale is also subject to any matter that an accurate inspection and survey of the premises might disclose.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of such property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only. The successful bidder shall tender cash payment by close of business, or 4:30 P.M. CST, on the day of the foreclosure sale. The Substitute Trustee, in order to ac- complish the most advantageous sale and consequent discharge of his obligation under the Deed of Trust, reserves the right to do any or all of the following, without further publica- tion and upon announcement at the time and place for the sale set forth herein: 1.

Toadjournthesaletoanothertime during regular business hours on a different day or place or rescind the sale; 2. To delay the sale for a reasonable timeduringregularbusinesshoursonthesame day, to be continued at the announced place and time, and to this end Substitute Trustee reserves the right to delay the sale of the Property to take place at the actual Property location(s) or at such other location as is orally announced and in such instance, the precise time of sale or sales will be announced at the time and place for the sale set forth herein; 3. To sell the Property at the time fixed by the last postponement or to give new notice of sale; 4.

To sell the Property in such lots, parcels, segments or separate estates as may accomplish the most advantageous sale and consequent discharge of his or her trust obligationunderthecircumstances,andtothis end Substitute Trustee may sell the property first in whole and then in part, and ultimately consummate the sale in which ever manner produces the most advantageous result. 5. To sell part of the Property and delay, adjourn, cancel or postpone the sale of the remaining part of the Property; 6. To sell the Property to the next highest bidder in the event any higher bidder does not comply with the terms of the sale.

Otherinterestedparties:RobertsonCounty, Tennessee Tax Assessor; Felicisimo Alvendia, Jr. (a/k/a Danny M. Alvendia), Kathleen M. Alvendia and Hasmukh F. Patel; HPDK8, LLC; AWHH8T, LLC; AWHH8A, LLC and Renasant Bank.

This 6th day of January, 2015. Chaffin & Burnsed, PLLC Heather D. Wood 49 Music Square West, Suite 502 Nashville, Tennessee 37203 (615) 460-7478 - Phone (615) 460-7484 - Fax THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Jan. 16, 23, 30, 2015 Fkl25470 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Sep- tember 4, 2009, and the Deed of Trust of even date securing the same, recorded September 9,2009,DocumentNo.20090909-0084656, in Office of the Register of Deeds for David- son County, Tennessee, executed by Eliseo Escalera-Vargas and Christy Escalera-Vargas, conveyingcertainpropertythereindescribedto Rudy Title and Escrow as Trustee for Peoples Home Equity, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot86,CherryHills,Section10-B,asshown on plat of record in Plat Book 5210, Page 139, in the Register’s Office, Davidson County, Tennessee, to which plat refer- ence is hereby made for a more particular description of said property. ALSO KNOWN AS: 3037 Fieldstone Drive, Antioch, TN 37013-1312 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Escalera-Vargas, Eliseo; Escalera- Vargas, Christy The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301146 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0203190945 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

16, 23, 30, 2015 Fkl25475 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the per- formance of the covenants, terms, and condi- tions of a Deed of Trust Note dated November 30, 2012, and the Deed of Trust of even date securing the same, recorded December 5, 2012, Document No. 20121205-0112020, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Steven C. Vanslyke, conveying certain property therein described to David W. Kious as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for Guaranty Trust Company, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No. 603 and the South One Half of Lot No. 604, on the Plan of Parkwood Estates, SectionFour,ofrecordinBook3300,Pages 79and80,Register’sOfficeforsaidCounty, to which plan reference is hereby made for a more complete description.

Said Lot No. 603 fronts 81.09 feet on Said Lot No 152 fronts 62 feet on the southerly side at Roosevelt Avenue and extends back between parallel lines 140 feet to a dead line in the rear measuring 62 feet thereon. BEING THE PROPERTY CONVEYED IN War- ranty Deed from Paula C. Akin Barnett to Brenda Sue Reams, dated 10/22/1986, recorded10/28/1986,inDeedBook7021, Page 888, in the Register’s Office for David- son County, Tennessee. Street Address: 540 Roosevelt Avenue, Madison, Tennessee 37115 Parcel Number: 043 06 0 295.00 Current Owner(s) of Property: Brenda Sue Reams, unmarried Other interested parties: Beneficial Ten- nessee Inc.

c/o Buffaloe & Associates, CitiFinancial, Inc., The street address of the above described property is believed to be 540 Roosevelt Av- enue, Madison, Tennessee 37115, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: Beneficial Tennessee Inc. c/o Buffaloe & As- sociates, CitiFinancial, Inc., All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063046 Jan. 16, 23, 30, 2015 Fkl25464 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 10, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door,OnePublicSquare,Nashville,Tennessee, pursuant to Deed of Trust executed by Cheryl McCord-Acklin and husband, Vernon Acklin, to LarryA.Weissman,Trustee,onSeptember29, 2008atInstrumentNo.20081009-0102401; corrected by Scrivener’s Affidavit recorded as Instrument Number 20140523-0044538; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: DLJ Mortgage Capital, Inc., its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, be- ing Lot No. 4, as shown on map of Lake Larchwood, of record in Instrument No. 20001101-0108145, Register’s Office of DavidsonCounty,Tennessee,towhichrefer- ence is hereby made for a more complete description.

Parcel Number: 096 16 0B 004.00 CurrentOwner(s)ofProperty:CherylMcCord- Acklin and husband, Vernon Acklin Street Address: 1213 Precious Drive, Nashville, Tennessee 37214 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.

Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-052860 Jan. 16, 23, 30, 2015 Fkl25467 SUBSTITUTE TRUSTEE SALE NOTICE WHEREAS, Felicisimo Alvendia, Jr. and wife, Kathleen M. Alvendia, by way of Deed of Trust, dated September 27, 2007, of record as Instrument No. 20071004-0118162, Reg- ister’s Office for Davidson County, Tennessee, conveyedtoR.RickHart,Trustee,forthebenefit of Renasant Bank (“Lender”), the hereinafter described real property, to which reference is hereby made, and to secure payment of indebtednesses of grantor then existing or to arisethereafter.Theterm“DeedofTrust”shall include any and all modifications, renewals, extensions or amendments thereto whether noted above or otherwise; WHEREAS, Felicisimo Alvendia, Jr.

(a/k/a Danny M. Alvendia) and wife, Kathleen M. Alvendia executed a Modification of Deeds of Trust, Loan and Security Agreement, and Re- lated Loan Documents, dated May 3, 2012 of recordinInstrumentNo.20120517-0042633, Register’s Office for Davidson County, Tennes- see; WHEREAS, Lender did appoint Heather D. Wood as Substitute Trustee, of record as In- strumentNo.20150106-0001490,Register’s Office for Davidson County, Tennessee; WHEREAS, Default in the payment of the note secured by said Deed of Trust has been made; WHEREAS, Lender, the owner and holder of said note and Deed of Trust, has demanded that the property be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of the applicable note and Deed of Trust; and NOWTHEREFORE,noticeisherebygiventhat Heather D.

Wood, Substitute Trustee, pursu- ant to the power, duty and authority vested in and imposed upon in said Deed of Trust will on FRIDAY, FEBRUARY 6, 2015 AT 10:00 AM LOCAL TIME AT THE DAVIDSON COUNTY COURTHOUSE IN NASHVILLE, TENNESSEE, offer for sale to the highest bidder for cash andfreefromthestatutoryrightofredemption, homestead, and all other exemptions as are expressly waived in the Deed of Trust, certain real property in Davidson County, Tennessee, described as follows: LandinDavidsonCounty,Tennessee,beingLot Nos. 42, 43, 44 and 45 of Block C on the Map oftheResubdivisionofSunnymeade,ofrecord inBook974,page56and57,Register’sOffice for Davidson County, Tennessee, to which plat reference is hereby made for a more complete and accurate description.

Being the same property conveyed Felicisimo Alvendia, Jr. (a/k/a Danny M. Alvendia), and wife, Kathleen M. Alvendia, by Deed from Ardee Apartments, a Tennessee Partnership composed of Duane L. Brown, Mary H. Brown, Ervin D. Brown, and Karen R. Brown, of record inInstrumentNo.20071004-0118161,Regis- ter’s Office for Davidson County, Tennessee,

www.TNLedger.com JANUARY 23 - 29, 2015 Page 7 - Section B Public Notices sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-057472 Jan. 16, 23, 30, 2015 Fkl25486 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on July 9, 2008, by Brian J Bailey and Amy D. Blevins to Rob- ert M.

Wilson, Jr., Trustee, for the benefit of MortgageElectronicRegistrationSystems,Inc. as sole nominee for Countrywide Bank, FSB and appearing of record in Register’s Office of Davidson County, Tennessee, in Instrument No. 20080711-0071526; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Federal National Mortgage Association (“FNMA”) and WHEREAS,FederalNationalMortgageAssocia- tion (“FNMA”), as the holder of the Note for whichdebtisowed,(“NoteHolder”),appointed theundersigned,PriorityTrusteeServicesofTN, LLC,asSubstituteTrusteebyinstrumentfiledor to be filed for record in the Register’s Office of DavidsonCounty,Tennessee,withalltherights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn.

Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that theundersigned,PriorityTrusteeServicesofTN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authorityvestedinit,willonThursday,February 12, 2015, commencing at 12:00 p.m. at the corner 6th & Broadway at Bridgestone Arena of the Davidson County, Nashville, Tennes- see, proceed to sell at public outcry to the highest and best bidder for cash, the following describedpropertysituatedinDavidsonCounty, Tennessee, to wit: Land in Davidson County, Tennessee, being Lot No.

154 on the Plan of Final Plat, Riverwalk, Phase 1A, Section 1 and Phase 1B, Section 1, of record in Instrument No. 20011026-0117231, Register’s Office for said County, to which plan reference is hereby made for a more complete description. Being the same property conveyed to Brian J. Bailey by Deed from Adam Hughes and wife, Jennifer Hughes, of record in Instrument No. 20080711-0071525, Register’s Office for Davidson County, Tennessee. Subject to all easements, restrictive covenants and condi- tions, and other matters of record, including all items set out on any applicable plat of record.

PROPERTY ADDRESS: 6809 Bridgewater Dr, Nashville, TN 37221 CURRENT OWNER(S): Brian J Bailey and Amy D. Blevins The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be ap- plicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee willonlyconveyanyinteresthe/shemayhavein thepropertyatthetimeofsale.Propertyissold “as is, where is.” SUBORDINATE LIENHOLD- ERS: Citibank South Dakota, N.A.

c/o John M. Richardson Jr., P.C., State of Tennessee c/oJonZimmermann,RiverwalkHomeowner’s Association, Inc. c/o Jon D. Curtis For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 Web Site: www.rcolegal.com TS#: 1R354314 FEI # 2013.01831 Jan. 16, 23, 30, 2015 Fkl25488 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennes- see, pursuant to Deed of Trust executed by Dianne Upshaw, unmarried, to Cumberland Title Company, Trustee, on May 22, 1998 at Book 10966, Page 961; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: EverBank, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot No. 31 on the Plan of Roundwood Forest, Section 2, as of record in Plat Book 6250, Page 548, Register’s Office for David- son County, Tennessee, to which said plan referenceisherebymadeforamorecomplete and accurate legal description thereof. Being the same property conveyed to the within named grantors by deed of even date, which instrument is being recorded simultaneously herewith.

Parcel Number: 150 10 0 154.00 CurrentOwner(s)ofProperty:DianneUpshaw, unmarried Other interested parties: Aqua Finance, Inc., Capital One Bank C/O Nathan & Nathan, PC, GA Financial Trust 2002-A, as assignee of C/O Shon Leverett, Attorney Street Address: 3128 Roundwood Forest Lane, Nashville, Tennessee 37013 Secondary Property Address: 3128 Round- wood Forest Lane, Antioch, TN 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 11-023495 Jan. 16, 23, 30, 2015 Fkl25491 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed February 27,2004byDanielK.Davisandwife,Elizabeth R. Davis to Thomas L.

Moser-Sumner County, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20040303-0024346, Modified in Register’s Instrument No. 20130819-0087152, and the undersigned having been appointed Sub- stitute Trustee by instrument recorded, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 10:00AM,attheTheHistoricDavidsonCounty Courthouse, One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Being Lot No. 34, Primrose Acres, as shown by plat of record in Plat Book 2663, page 107, of the Register’s Office of Davidson County, Tennessee, to which plat reference is hereby made for a more complete and accurate de- scription of said lot. Tax Parcel ID: 042 03 0 014.00 Property Address: 900 Woods Lake Drive, Madison, TN. Other Interested Parties: RAB Performance Recoveries LLC assignee of First Bank of Delaware All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119116-FC Jan. 16, 23, 30, 2015 Fkl25495 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed July 26, 2000 by Jorge Lopez and wife, Yolanda Lopez to Andrew B. Gibson, Jr., as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’sInstrumentNo.200007270074396 and Modified at Register’s Instrument Number 20100901-0069487, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Of- fice,andtheownerofthedebtsecured,Midfirst Bank, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 10:00 AM, at the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being Lot No. 111 on the Plan of Dodson Heights, as of record in Plat Book 2900, page 113, Register’s Office for said County, to which plan reference is made for a more complete description. Tax Parcel ID: 086-01-0-019.00 Property Address: 6002 Cortez Court, Hermit- age, TN. Other Interested Parties: CACH, LLC; LVNV Funding, LLC as Assignee of CitiBank-Sears; Portfolio Recovery Associates, LLC; Portfolio Recovery Associates, LLC Assignee of Provid- ian National Bank All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1882-119237-FC Jan. 16, 23, 30, 2015 Fkl25496 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Da- vidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, pursuant to Deed of Trust executed by Keith M. Jones and Amy E. Jones, husband and wife, to Ronald M. Harkavy, Trustee, on November 30, 2005 at Instrument No. 20051208- 0147677; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: Wilmington Trust, National Association, as successor trustee to CitiBank, N.A., as trustee to Lehman XS Trust Mortgage Pass-Through Certificates, Series 2006-1, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BeingLotNo.374,onthePlanofLarchwood, Section Seven, as shown by plat of record in Plat Book 6900, Page 274, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more complete legal description.

Being the same property conveyed to Keith M. Jones and wife, Amy E. Jones by Warranty DeedfromVernaFlorieneVaughn,nowknown as Verna F. Jackson dated November 30, 2005, recorded , of record in Instrument No. 200512080147676, Register’s Office for Davidson County, Tennessee. Parcel Number: 108 04 0 218.00 Current Owner(s) of Property: Keith M. Jones and wife, Amy E. Jones Otherinterestedparties:RealtyMortgageCor- poration, Mortgage Electronic Registration Systems, Inc., Ocwen Loan Servicing, LLC Street Address: 108 Fitzpatrick Court, Nash- ville, Tennessee 37214 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061962 Jan. 16, 23, 30, 2015 Fkl25502 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed December 16, 2009 by Edwin M Tears and Tiffany Tears, Husband and Wife as Joint Tenants to Ten- nessee Title Services, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.

20091222-0116524, and the undersignedhavingbeenappointedSubstitute Trustee by instrument recorded in Register’s Instrument No. 20141201-0109721, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 10:00AM,attheTheHistoricDavidsonCounty Courthouse, One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Being Lot No. 18A, on the Plan of Zone Lot Divi- sion of Lots 13, 15, 16, 17, 18, 19, Section I, PercyPriestWoods,ofrecordinPlatBook5200, Page 607, amending Plat Book 5200, Page 472, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more complete description. Tax Parcel ID: 108 16 0 018.00 Property Address: 3250 Priest Woods Drive, Nashville, TN. Other Interested Parties: The Housing Fund, Inc.;SLMEducationCreditFinanceCorporation; Portfolio Recovery Associates, LLC All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-117947-FC Jan. 16, 23, 30, 2015 Fkl25531 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 23, 2003, and the Deed of Trust of even date securing the same, recorded May 1, 2003, Document No. 20030501-0058293, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Wallace V. Hitchcox andWileneHitchcox,conveyingcertainproperty therein described to Richard A.

Northcutt as TrusteeforGeorgiaBank&TrustCo.ofAugusta D/B/A GB & T Mortgage; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on February 19, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Being Lot Number 85, on the Plan of Hill N Dale, Section 2, of record in Book 4175, Page 5, Register’s Office for Davidson County, Tennessee, to which plan refer- ence is hereby made for a more complete description.

ALSO KNOWN AS: 517 Foothill Drive, Nashville, TN 37217 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Hitchcox, Wallace V.

Hitchcox, Wilene Tenants of 517 foothill drive The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 208236 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 722133842 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25541 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 24, 2007, and the Deed of Trust of even date securing the same, recorded May 29, 2007, Document No.

20070529-0063360, in Office of the Register of Deeds for David- son County, Tennessee, executed by Alice Smalls and Ardie Smalls, conveying certain property therein described to Kathy Winstead as Trustee for JPMorgan Chase Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on February 11, 2015 on

www.TNLedger.com Section B - Page 8 JANUARY 23 - 29, 2015 Public Notices or about 10:00 AM, at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot Number 37, on the Plan of Bellshire Terrace, Section One, Phase Two, of re- cord in Book 6250, Page 180, Register’s Office for said County, to which plan refer- ence is hereby made for a more complete description.

ALSO KNOWN AS: 1508 Pineview Drive, Nashville, TN 37207 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Smalls, Alice Smalls, Ardie Tenants of 1508 pineview drive The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 224833 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25542 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 23, 2008, and the Deed of Trust of even date securing the same, recorded July 2, 2008, Document No.

20080702-0068180, in Office of the Register of Deeds for Davidson County, Tennessee,executedbyBrandiKirbyandBran- don Kirby and Veeta Brown-Towles, conveying certain property therein described to Robert J. Ames as Trustee for Mortgage Electronic Reg- istrationSystems,Inc.,asnomineeforFranklin American Mortgage Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot Number 31 on the Plan of Section Four, Phase Two, Forest View Park, of record in Book 5200, Page 674, amended in Book 6220, Page 648, Register’s Office for said County, to which plan reference is hereby made for a more complete description. ALSO KNOWN AS: 3005 Kinwood Drive, Antioch, TN 37013 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Kirby, Brandi Kirby, Brandon Brown-Towles, Veeta Tenants of 3005 kinwood drive The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 229727 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3904332-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

16, 23, 30, 2015 Fkl25543 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 11, 2004, and the Deed of Trust of even date securing the same, recorded August 19, 2004, Document No. 20040819-0100516, in Office of the Register of Deeds for David- son County, Tennessee, executed by Jesse W. Cobb, conveying certain property therein described to David W. Woody as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for WR Starkey Mortgage, LLP, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No. 12, on the Plan of Stratton Heights, as shown on plat of record in Plat Book 1835, Page 13, in the Register’s Office of Davidson County, Tennessee, to which plat reference is hereby made for a more particular description.

ALSO KNOWN AS: 920 Vantrease Road, Madison, TN 37115-4551 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Cobb, Jesse W.; Cavalry SPV I, LLC; INTERNAL REVENUE SERVICE On or about February 28, 2008, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, JesseW.Cobb,recordedintheRegister’sOffice ofDavidsonCounty,Tennessee,asInstrument No.

20080228-0019639. Any interest in the property held by the United States of America, Internal Revenue Service, by virtue of the aforementioned federal tax lien is both junior andinferiortotheinterestsheldbyWellsFargo Bank, N.A. Provided, however, that the United States of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plusareasonablerentalvalueofsuchproperty.

As required by 26 U.S.C. §7425(b), the United States of America, Internal Revenue Service has been given timely notice of this action. The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301103 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3485491 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25549 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Janu- ary 22, 2003, and the Deed of Trust of even date securing the same, recorded January 29, 2003,DocumentNo.20030129-0012415,in Office of the Register of Deeds for Davidson County, Tennessee, executed by Danyale McKinney and Crystal L.

McKinney, conveying certain property therein described to Michael A. Fearnley as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Franklin American Mortgage Company, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Being Lot No. 159 of Peppertree Forest Subdivision, Section 16, as of record in Plat Book 8250, Page 195, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more particular description of said property. ALSO KNOWN AS: 4264 Maxwell Road, Antioch, TN 37013-1612 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: McKinney, Danyale; McKinney, Crystal L.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301170 DATED January 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3203239 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25557 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 30, 2010, and the Deed of Trust of even date securing the same, recorded May 14, 2010, Document No.

20100514-0037340, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Narketta Starks, conveyingcertainpropertythereindescribedto StewartTitleasTrusteeforMortgageElectronic Registration Systems, Inc., as nominee for Superior Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Cenlar Federal Savings Bank. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Cenlar Federal Savings Bank, will, on March 19, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclu- sion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: BEING Lot No. 16 on the Plan of SECTION TWO, ALDRICH HEIGHTS, as shown by plat of record in Plat Book 2133, Page 128, of the Register’s Office of Davidson County, Tennessee,towhichplatreferenceishereby made for a more complete and accurate description of said lot.

ALSO KNOWN AS: 456 Ewing Lane, Nash- ville, TN 37207 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Starks, Narketta Tenants of 456 Ewing Lane, nashville, tn 37207 Junior Interest - Vanessa Biles The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300195 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 619861339 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25559 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Da- vidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, pursuanttoDeedofTrustexecutedbyMonique D Martin, unmarried, to Robert M.

Wilson, Jr., Trustee, on March 16, 2005 at Instrument No. 20050322-0031100; all of record in the Davidson County Register’s Office. Party entitled to enforce security interest: The Bank of New York Mellon, as Trustee for Structured Asset Mortgage Investments II Inc. Mortgage Pass-Through Certificates Series 2005-AR2, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, being LotNo.210,onthePlanofRiverGlen,Phase IV, Section 3, as of record as instrument No.

20010330-0030661, Register’s Office for Davidson County, to which plan reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to Mo- niqueD.Martin,unmarried,byWarrantyDeed fromNVR,Inc.aVirginiaCorporation,trading as Fox Ridge Homes, dated 11-29-02 and recorded 12-12-02 in Instrument Number 20021212-0153427, Register’s Office for Davidson County, Tennessee.

Subject to Restrictive Covenants of record in Book 6762, page 208, in the Register’s Office of Davidson County, Tennessee. Subject to Restrictions and Agreements of record in Instrument Number 20010330- 0030661, in the Register’s Office of David- son County, Tennessee. Subject to Restrictive Covenants of record in Book 7566, page 571 ,as amended in InstrumentNumber20010829-0093569,In- strumentNumber20040915-0111299,and Instrument Number 20040915-0111301, in the Register’s Office of Davidson County, Tennessee.

SubjecttoChartertotheHomeowner’sAsso- ciationofrecordinBook8069,page158and instrument Number 20020425-0051348, in the Register’s Office of Davidson County, Tennessee.

Subject to Conveyance of common areas to Homeowners Association of record in Instrument Number 20020503-0054718, in the Register’s Office of Davidson County, Tennessee. Subject to PUD Boundary Plat of record in book6900,pages650and651asamended in book 6900 page 671, in the Register’s Office of Davidson County, Tennessee. Subject to Conveyance of Water Mains of record in Book 7061, page 196, in the Register’s Office of Davidson County, Ten- nessee.

SubjecttoStormWaterDetentionAgreement of record in Instrument Number 20010816- 0088874, in the Register’s Office of David- son County, Tennessee. Subject to Easements of record in Book 3961,page681,book7296page484,book 11030 page 731, in the Register’s Office of Davidson County, Tennessee. Subject to Affordability Restrictions Agree- ment and right of first refusal of record in Instrument Number 20021212-0153430, in the Register’s Office of Davidson County, Tennessee. Parcel Number: 052 13 0B 174.00 Current Owner(s) of Property: Monique D. Martin, unmarried Street Address: 3086 Penn Meade Way, Nashville, Tennessee 37214 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062163 Jan. 16, 23, 30, 2015 Fkl25567 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performanceofthecovenants,terms,andcon- ditions of a Deed of Trust Note dated October 5, 2009, and the Deed of Trust of even date securingthesame,recordedOctober7,2009, Document No.

20091007-0093372, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Lugene S. Bradley, conveying certain property therein described to Roushanak Pazouki Baghaii - Williamson County as Trustee for Mortgage Electronic RegistrationSystems,Inc.asnomineeforNew South Federal Savings Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by EverBank.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtueofthepower,duty,andauthorityvestedin and imposed upon said Successor Trustee, by EverBank,will,onMarch11,2015onorabout 10:00 AM, at the Davidson County Court- house, Nashville, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Thelandreferredtohereinbelowissituated in the County of Davidson, State of Tennes- see, and is described as follows: Being Lot No.

64 on the Plan of the County Section Three of record in Plat Book 5300, Page 44, Register’s Office for said County, Tennessee, to which reference is hereby made for a more complete description. ALSOKNOWNAS:3308CountryWayRoad, Antioch, TN 37013 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens

www.TNLedger.com JANUARY 23 - 29, 2015 Page 9 - Section B Public Notices orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bradley, Lugene S. The Housing Fund Tenants of 3308 Country Way Road, Anti- och, TN 37013 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

W&A No. 300464 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4308131-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25576 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof thedebtsandobligationssecuredtobepaidby a certain Deed of Trust executed October 31, 2008 by Cheri White, a single woman to David Silverman, Trustee, a resident of Davidson Tennessee, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20081113-0112242, Modified in Regis- ter’s Instrument No.

20130729-0078127, and the undersigned having been appointed Substitute Trustee by instrument recorded, in the said Register’s Office, andtheownerofthe debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 10:00AM,attheTheHistoricDavidsonCounty Courthouse, One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

A certain tract or parcel of land in Davidson County, State of Tennessee, described as follows, to-wit: Land in Davidson County, Ten- nessee, being Lot No. 122, on the Plan of Creekside Trails, Phase 5, of record in Instru- ment #20051103-0133061 Register’s Office forDavidsonCounty,Tennessee,towhichPlan reference is hereby made for a more complete and accurate legal description. Tax Parcel ID: 058 09 0A 130.00 Property Address: 2276 Gilmore Crossing Lane, Nashville, TN. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119086-FC Jan. 16, 23, 30, 2015 Fkl25580 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17,2015at10:00AMlocaltime,attheDavid- son County Courthouse, South Main door, One PublicSquare,Nashville,Tennessee,pursuant to Deed of Trust executed by Terry A. Ellis and wife, Amy R. Ellis, to Realty Title & Escrow, Trustee, on August 27, 2004 at Instrument No. 20040909-0109139; all of record in the Davidson County Register’s Office. Party entitled to enforce security interest: PNC Bank, National Association, its succes- sors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, being LotNo.488,PeppertreeForest,SectionNine, P.U.D.

of record in Book 7900, Page 760, Register’s Office for said County, to which plan reference is hereby made for a more complete legal description.

Parcel Number: 165 13 0A 100.00 Current Owner(s) of Property: Terry A. Ellis and wife, Amy R. Ellis Other interested parties: Cavalry Portfolio Services LLC Assignee of HSBC/Orchard Bank c/o Christopher W. Conner, Garner & Conner, PLLC, Capital One Bank (USA), N.A. c/o Bart Lloyd, Nathan & Nathan, P.C., PeppertreeForestHomeownersAssociation, Inc. c/o Sentry Management, Inc, Pepper- tree Forest Homeowners Association, Inc., Deutsche Bank National Trust Company, as TrusteefortheCertificateHoldersoftheFirst Franklin Mortgage Loan Trust 2007-FFB-SS, Mortgage Pass-Through Certificates, Series 2007-FFB-SS C/O BAC, M/C: CA6-914-01- 43, First Franklin Financial, a division of National City Bank of Indiana Street Address: 4024 Pepperwood Drive, Antioch, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-053738 Jan. 23, 30, Feb. 6, 2015 Fkl25588 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00AM local time, at the Da- vidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, pursuant to Deed of Trust executed by Torrey L.

Harris, to Bradley T. Gibbons and Steven D. Williams, Trustee, on June 1, 2007 at Instru- mentNo.20070606-0067921;allofrecordin the Davidson County Register’s Office. Party entitled to enforce security interest: FederalNationalMortgageAssociation(“Fannie Mae”), a corporation organized and existing underthelawsoftheUnitedStatesofAmerica, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, being Lot 89, FINAL PLAT, PHASE FOUR, TREEHAVEN, as shown on plat of record in Instrument No.

200603160030439, in the Register’s Office, Davidson County, Tennessee,towhichplatreferenceishereby made for a more particular description of said property.

Being the same property conveyed to Torrey Harris, a single man, by Warranty Deed from Capitol Homes, a Tennessee Corporation, recorded on the 1st Day of June 2007, in Instrument No. 200706060067920 in the Register’s Office of Davidson County, Tennessee. Parcel Number: 164 13 0A 082.00 Current Owner(s) of Property: Torrey Harris, a single man Street Address: 404 Mossy Oak Trail, Anti- och, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061813 Jan. 23, 30, Feb. 6, 2015 Fkl25590 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 24, 2005, and the Deed of Trust of even date securing the same, recorded June 1, 2005, Document No.

20050601-0061923, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Collins Nnadozie and Njideka Nnadozie, conveying certain property therein described to Southern Title, LLC of Brentwood as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Network Funding, L.P., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank NA. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank NA, will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Being Lot Number 36B on the plan of Edge- O-Lake, Section 18-B as shown of record in PlatBook4885,Page143,Register’sOffice of Davidson County, Tennessee, to which plan reference is hereby made for a more complete and accurate description. ALSO KNOWN AS: 518 Owendale Drive, Antioch, TN 37013-1364 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Nnadozie, Collins; Nnadozie, Njideka; Vanderbilt U.M.C.; Secretary of Housing Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 230036 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3555931-729 FOR SALE INFORMATION, VISIT WWW.

MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25593 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performanceofthecovenants,terms,andcon- ditions of a Deed of Trust Note dated October 30, 2006, and the Deed of Trust of even date securingthesame,recordedOctober31,2006, Document No. 20061031-0134769, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Tina Rose, conveying certain property therein described to Arnold M. Weiss as Trustee for Wells Fargo Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S.

Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2007-WFHE1, Asset-Backed Pass-Through Certificates, Series 2007-WFHE1. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank National Association, as Trustee forCitigroupMortgageLoanTrust2007-WFHE1, Asset-BackedPass-ThroughCertificates,Series 2007-WFHE1, will, on February 18, 2015 on or about 10:00 AM, at the Davidson County Courthouse, Nashville, Nashville, Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said propertybeingrealestatesituatedinDavidson County,Tennessee,andbeingmoreparticularly described as follows: Being Lot Number 112, on the Plan of SubdivisionPlat,SectionFive,IndianCreek Estates,ofrecordinInstrument20030424- 0055115, Register’s Office for Davidson County,Tennessee,towhichPlatreference is hereby made for a more complete legal description.

ALSO KNOWN AS: 6985 Calderwood Drive, Antioch, TN 37013-4559 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Rose, Tina; HSBC Bank USA, National As- sociation as Trustee for Wells Fargo Home Equity Asset Back Securities 2006-3Trust,HomeEquityAssetBacked Certificates Series 2006-3 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 246955 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25597 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 28, 2003, and the Deed of Trust of even date securingthesame,recordedAugust11,2003, Document No.

20030811-0114197, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Susan Overstreet, conveying certain property therein described to Gregg S. Murphy as Trustee for Columbia National Incorporated; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No. 105 A on the Plan of Lot 105, Revi- sion to Harbor Gate, Section 2, Lots 105 thru 108 and Reserved Parcel of record in PlatBook6200,Page693,Register’sOffice for said County, Tennessee, to which refer- ence is hereby made for a more complete description.

ALSO KNOWN AS: 3050 High Rigger Drive, Nashville, TN 37217-4245 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Overstreet, Susan The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 251543 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3340176 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25601 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 19, 2011, and the Deed of Trust of even date securing the same, recorded February24,2011,DocumentNo.20110224- 0015170, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Megan A.

Hawkins, conveying certain property therein described to First Source Title Agency asTrusteeforMortgageElectronicRegistration Systems, Inc., as nominee for Crosscountry Mortgage, Inc., an Ohio Corporation, its suc- cessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at The Historic DavidsonCountyCourthouse,FrontEntrance, OnePublicSquare,Nashville,TN37201,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: Lot389onthePlanofSectionSix,Bradford Hills of record in Book 7900, Page 6, and Book 7900,Page 290,Register’sOffice for DavidsonCounty,Tennessee,towhichplan reference is hereby made for a complete and accurate description thereof. ALSO KNOWN AS: 405 Crestfield Court, Nashville, TN 37211-6887 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Hawkins, Megan A.; Secretary of Housing & Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 232208 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4616596 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

23, 30, Feb. 6, 2015 Fkl25603 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed January 21, 2009 by Ryan Reynolds a/k/a Ryan J. Reynolds, unmarried to Jonathan R. Vinson, as Trustee, as same appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20090127-0006970, and the undersigned

www.TNLedger.com Section B - Page 10 JANUARY 23 - 29, 2015 Public Notices having been appointed Substitute Trustee by instrument recorded in Register’s Instrument No. 20140915-0084439, in the said Regis- ter’sOffice,andtheownerofthedebtsecured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice thattheundersignedwill,onThursday,February 19, 2015 commencing at 10:00 AM, at the TheHistoricDavidsonCountyCourthouse,One Public Square, Nashville, TN 37201, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

BEING Lot No. 51 on the Plan of New Hope Meadows, Phase II, of record in Plat Book 6900, page 724, Register’s Office for David- son County, Tennessee, to which plat refer- ence is hereby made for a more complete description. Tax Parcel ID: 087-02-0-042.00 Property Address: 1225 Firefly Road, Hermit- age, TN OtherInterestedParties:LeeAnnBowman;New Hope Meadows Homeowners Association All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M.

WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119172-FC Jan. 23, 30, Feb. 6, 2015 Fkl25605 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 8, 2000, and the Deed of Trust of even date securing the same, recorded July 17, 2000, Document No. 200007170070142, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Cathy J. Sparks and JasonT.Sparks,Jr.,conveyingcertainproperty therein described to Mooser Law Office as Trustee for Fremont Investment & Loan; and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC, will, on February 25, 2015 on or about 10:00 AM, at the Bridge- stone Arena, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot Number 26 and the Easterly half of Lot Number 25 of Block “A”, on the Map of Inglewood Golf Club Estates, as of record in Book 843, Page 98, Register’s Office for said County. Said Lot Number 26 and part of Lot Number 25 front together 90 feet on the Northerly side of Williams Ferry Road and run back from the center of said road, between parallel lines 198 feet to a dead line.

Being the same property conveyed to grantors by deed of record simultaneously herewith, Register’s Office of Davidson County, Tennessee.

ALSO KNOWN AS: 1503 McGavock Pike, Nashville, TN 37216 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Sparks, Cathy J.

Sparks, Jr., Jason T.

United Methodist Church The Housing Fund Inc. Anesthesia Service Assoc BAC Home Loans Serv. LP The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 25090 DATED January 15, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25611 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennes- see pursuant to Deed of Trust executed by Joyce Baker and Corey J.

Hodges, to Arnold M. Weiss,Esq.,Trustee,astrusteeforWellsFargo Bank, N.A. on July 26, 2005 at Instrument No. 20050728-0087949;conductedbyShapiro& Ingle, LLP having been appointed Substitute or SuccessorTrustee,allofrecordintheDavidson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: U.S. BankNationalAssociation,asTrusteeforStruc- tured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2006-GEL4, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being Lot No. 82 on the Plan of Hermitage Springs Estates, Section Two, Phase One, a planned unit development of record in Exhibit “A” to the Instrument of record as Instrument No. 20031031-0160338, Register’s Office for said County, to which reference is made for a more complete description.

Street Address: 5310 Southfork Boulevard, Old Hickory, Tennessee 37138 Parcel Number: 063 16 0C 082.00 Current Owner(s) of Property: Joyce Baker Otherinterestedparties:MortgageElectronic Registration Systems, Inc., SouthStar Fund- ing, LLC, Wells Fargo Home Mortgage, a Division of Wells Fargo Bank NA, US Bank National Association, as Trustee for SASCO MortgageLoanTrust2006-GEL4,Hermitage Springs Home Owners Association, Inc. c/o Weiss & Weiss, Attorneys at Law, Hermitage Springs Estates Homeowners Association aka Hermitage Springs Townhomes As- sociation, Inc., The street address of the above described property is believed to be 5310 Southfork Boulevard,OldHickory,Tennessee37138,but suchaddressisnotpartofthelegaldescription of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: MortgageElectronicRegistrationSystems, Inc.,SouthStarFunding,LLC,WellsFargoHome Mortgage, a Division of Wells Fargo Bank NA, US Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2006-GEL4, Hermitage Springs Home Owners Association, Inc.

c/o Weiss & Weiss, Attorneys at Law, Hermitage Springs Estates Homeowners As- sociation aka Hermitage Springs Townhomes Association, Inc., All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-056199 Jan. 23, 30, Feb. 6, 2015 Fkl25617 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed June 1, 2007byPaulKazanofskiandSaraKazanofski, husband and wife as joint tenants to Overland Title Company, LLC, as Trustee, as same ap- pears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No.

20070611-0069679, and the undersignedhavingbeenappointedSubstitute Trustee by instrument recorded in Registers Instrument No 20130725-0077127, in the said Register’s Office, and the owner of the debtsecured,GreenTreeServicingLLC,having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 24, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center of the Courthouse, Nashville, Davidson County, Tennessee pro- ceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Land in Davidson County, Tennessee, being a part of the Plan of Copperfield Terrace Con- dominiums, as of record in Book 6250, Page 50, Register’s Office for said County, the part hereby described as being Unit No. 62 on said Plan as shown in and described by the Master DeedestablishingaHorizontalPropertyRegime withrespecttoCopperfieldTerraceCondomini- ums, of record in Book 6326, Page 790, said Register’s Office. Description is the same as in the previous deed of record. Tax Parcel ID: 107-14-0A-062 Property Address: 1212 Massman Drive, Nashville, TN.

Other Interested Parties: Copperfield Terrace Homeowners Association; George Giourof All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-119329-FC Jan. 23, 30, Feb. 6, 2015 Fkl25618 NOTICE OF SUCCESSOR’S TRUSTEE’S SALE By virtue of the authority vested in me as Successor Trustee, as provided in the Master Deed of record in Instrument 20060803- 0094710, as amended, Register’s Office for Davidson County, Tennessee, (the Master Deed) and pursuant to the Appointment of Successor Trustee of record in Instrument 20150113-0003612, Register’s Office for Davidson County, Tennessee notice is hereby given that the interest in the condominium unit owned by Sheila Hewitt described below will be sold by me at the front (south) entrance of the Historic Davidson County Courthouse in Nashville, Davidson County, Tennessee, at public auction, to the highest bidder for cash, (in bar of the equity of redemption, right of redemption, homestead, dower and all other rights of exemptions of every kind,) and all unpaid taxes, on Thursday, March 5, 2015, at 10:00 o’clock A.M.

to effect satisfaction of principal, interest, late fees, attorney’s fees, and costs due and payable to 5025 Hillsboro Homeowner’s Association, Inc. as well as to pay all attorney’s fees and costs necessarily incident to this foreclosure. The real property being foreclosed upon is described as fol- lows: A certain condominium located in Davidson County, Tennessee, being Unit No. 106 of East End Lofts Condominium established pursuant to the provisions of the Tennes- see Horizontal Property Act as the same is set out in Section 66-27-101, et. Seq., of the Tennessee Code Annotated and under Master Deed Establishing East End Lots Condominium of record in Instrument 20060803-0094710, as amended by First Amendment to Master Deed Establishing East End Lofts Condominium of record in Instrument 20061018-0129171 in the Register’s Office for Davidson County, Ten- nessee, and subject to the provisions and requirementsthereof,andtheBy-lawsforthe administration thereof, and all easements, rights and interests in favor of other unit owners, and all sewer, water, electrical, telephone and other utility easement now or hereafter established over, through or upon the land embracing the regime and buildings thereof, said Unit being depicted on Exhibit “D”tosaidMaterDeedandFirstAmendment to Master Deed, together with a percentage interest in the common elements and voting percentage set forth in Exhibit “E” to said Master Deed, as amended.

This is the same real property conveyed to Want access to Foreclosure Properties in Middle TN? Get 1st Run Foreclosure Notices for Middle TN emailed directly to you each week! Sign up today for weekly Foreclosure Notices through The Ledger Online! Contact Wendy at 877-711-0200 or wendy@TNLedger.com tnledger.com Powered by

www.TNLedger.com JANUARY 23 - 29, 2015 Page 11 - Section B Public Notices SheilaRatliffbyWarrantyDeedforTennessee from East End Lofts, LLC of record in Instru- ment20080807-0081614,Register’sOffice for Davidson County, Tennessee. This is improved real property commonly known as 926 Woodland Street, #106, Nashville, Tennessee 37206 Said sale will also be subject to all unpaid real property taxes for Davidson County, Ten- nessee, any governmental zoning and subdivi- sion ordinances in effect on the day of sale, platsofrecord,anyrestrictions,easementsand other encumbrances of record and any deeds of trust of record.

There is a deed of trust in favor of American Equity Mortgage of record in Instrument 20070629-077972, Register’s Office for Davidson County, Tennessee. This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication comes from a debt collector.

ThesalewillbemadeasSuccessorTrustee only, without covenants of seizin or warranties of title, and title will be made subject to any unpaid taxes and assessments and all valid restrictions, liens, covenants, or easements, plats, if any, of record on said property. TheSuccessorTrusteemayadjournorpost- pone the aforementioned sale of real property bypublicannouncementatsuchtimeandplace of sale, and from time to time thereafter may postpone such sale by public announcement at the time and place fixed by the preceding postponement or subsequently noticed sale, and without further notice make such sale at the time fixed by the last postponement, or may, in its discretion, give a new notice of sale.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and if the bid is rejected, the Trustee shall have the option of making the sale to the next highest bidder who is ready willing, and able to comply with the terms thereof. Announcements made on the day of the sale will supersede the terms and provisions any printed amount of sale. Other interested parties: Davidson County, Trustee, American Equity Mortgage, Austin Ratliff. This 19th day of January, 2015. ROBERT J. NOTESTINE III Successor Trustee 109 Kenner Avenue, Suite 201 Nashville, TN 37205 (615) 297-1568, Ext.

11 (615) 297-2413 (fax) bob@notestinelaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25623 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedAugust 27, 2010, and the Deed of Trust of even date securingthesame,recordedAugust31,2010, Document No. 20100831-0068919, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Susan Gail Whalen, conveyingcertainpropertythereindescribedto PREFERRED ESCROW & TITLE LLC as Trustee for Mortgage Electronic Registration System, Inc. as nominee for PEOPLES HOME EQUITY INC., A TENNESSEE CORPORATION, and its successorsandassigns.;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 10:00 AM, at theTheHistoricDavidsonCountyCourthouse, One Public Square, Nashville, TN - Front Entrance, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: A certain tract or parcel of land in Davidson County, State of Tennessee, being more particularly described as follows to wit: LandinDavidsonCounty,Tennessee,being LotNo.194ontheMapofMaplecrestSubdi- vision,ofrecordinBook1835,Page27and 28, Register’s Office for said County. SaidLotNo.194fronts95feetonthesouth sideofModenaDriveandrunsbackbetween parallel lines 150 feet to a dead line. ALSO KNOWN AS: 2307 Modena Drive, Nashville, TN 37214-1717 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Whalen, Mark Anthony Whalen, Susan Gail JV Mortgage Capital, LP The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 247366 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4271031-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

23, 30, Feb. 6, 2015 Fkl25625 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 25, 2004, and the Deed of Trust of even date securing the same, recorded July 1, 2004, Document No. 20040701-0078615, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Jacqueline A. Todd, conveying certain property therein described to Dennie R. Marshall as Trustee for Mortgage Electronic Registration System, Inc. as nomi- nee for GMAC Mortgage Corporation; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by DLJ Mortgage Capital, Inc..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by DLJ Mortgage Capital, Inc., will, on February 25,2015onorabout10:00AM,attheBridge- stone Arena, Nashville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Davidson County, Tennessee, and being more particularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No.

151 on the Plan of Heron Walk, Section Three, Phase One, of record in Plat Book 9700, Page 551, Register’s Office for Davidson County, Tennessee, to which Plat reference is hereby made for a more complete and accurate description. ALSO KNOWN AS: 1209 San Destin Trace, Madison, TN 37115 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Todd, Jacqueline A.

Nashville Housing Fund, Inc. Elite Recovery Service, assignee of Bank of Marin The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300400 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3467134-796 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25626 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 28, 2008, and the Deed of Trust of even date securing the same, recorded June 5, 2008, Document No.

20080605-0058058, in Office of the Register of Deeds for Davidson County, Tennessee, executed by Denise E. Hill, con- veying certain property therein described to Southeast Title of TN as Trustee for Mortgage Electronic Registration System, Inc., as nomi- nee for Peoples Home Equity, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Branch Banking & Trust Company.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Branch Banking & Trust Company, will, on March 18, 2015 on or about 10:00 AM, at the Bridgestone Arena, Nashville, Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said propertybeingrealestatesituatedinDavidson County,Tennessee,andbeingmoreparticularly described as follows: LandinDavidsonCounty,Tennessee,being Lot No. 146, on the plan of Section Five, BradfordHills,ofrecordinBook7900,page 6 and amended in Book 7900, pages 287 and 288, Register’s Office for said County, to which plan reference is hereby made for a more complete description.

ALSO KNOWN AS: 101 Peak Hill Circle, Nashville, TN 37211 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Hill, Denise E.

Ford Motor Credit Company LLC Ascend Federal Credit Union Tidewater Finance Company The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300716 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3890726-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25627 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17,2015at10:00AMlocaltime,attheDavid- son County Courthouse, South Main door, One PublicSquare,Nashville,Tennessee,pursuant toDeedofTrustexecutedbyDonaldJ.Dabney, singleman,toTranscontinentalTitleCompany, Trustee, on January 26, 2005 at Instrument No.20050209-0015062;Scrivener’sAffidavit recorded in Instrument Number 20050620- 0070244; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: Secretary of Veterans Affairs of Washington, D.C., its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 479 ON THE PLAN OF PEP- PERTREE FOREST, P.U.D. SECTION NINE, OF RECORD IN PLAT BOOK 7900, PAGE 760, REGISTER’S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION THEREOF. Parcel Number: 165 13 0A 109.00 Current Owner(s) of Property: Donald J.

Dabney, an unmarried man Other interested parties: Peppertree For- est Homeowners Association, Inc. c/o Douglas A. Brace, Ortale, Kelley, Herbert & Crawford, Peppertree Forest Homeowners Association, Inc.

Street Address: 313 Amberwine Court, Antioch, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062771 Jan. 23, 30, Feb. 6, 2015 Fkl25629 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17,2015at10:00AMlocaltime,attheDavid- son County Courthouse, South Main door, One PublicSquare,Nashville,Tennessee,pursuant to Deed of Trust executed by James W Watson and wife, Barbara Watson, to Infinity Title, LLC, Trustee, on July 10, 2007 at Instrument No.

20070719-0085745; all of record in the Davidson County Register’s Office. Party entitled to enforce security inter- est: CitiMortgage, Inc., its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Davidson County, Tennessee, being Lot No. 1, on the Plan of a Resubdivision of LotNos.1,2,and3ofBlock“G”ofBroadmoor Subdivision,Section1,ofrecordinPlatBook 1633, page 455, said Register’s Office, and the westerly 20 feet of the abandoned Grimstead Place Right-of-Way.

Said Lot No.1 and abandoned Grimstead Place Right-of-Way front 72.00 feet on the northerly margin of Gwynn Drive and extends back between parallel lines, 170 feet to a dead line in the rear.

Parcel Number: 061 07 0 091.00 Current Owner(s) of Property: James W. Watson, unmarried Street Address: 805 Gwynn Drive, Nashville, Tennessee 37216 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061258 Jan. 23, 30, Feb. 6, 2015 Fkl25636 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 20,2015at10:00AMlocaltime,attheDavid- son County Courthouse, South Main door, One PublicSquare,Nashville,Tennessee,pursuant to Deed of Trust executed by Lawrence M.

Neltner,amarriedman,to1stAdvantageTitle, Trustee, on December 5, 2007 at Instrument No. 20080122-0006493; all of record in the Davidson County Register’s Office. Party entitled to enforce security interest: Federal National Mortgage Association (“Fan- nieMae”),acorporationorganizedandexisting underthelawsoftheUnitedStatesofAmerica, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LandlocatedinDavidsonCounty,Tennessee, described as follows, to-wit: Being Lot No.

8 on the Plan of Section 5, Hickory Bend Subdivision, of record in Book 3600,Page45,Register’sOfficeforDavidson County, Tennessee, to which plan reference is hereby made for a more complete and accurate legal description. Being the same property conveyed to Lawrence M. Neltner, a married man, from Alphonso Jackson, Secretary of Housing and Urban Development, by deed dated 02/10/2006 or record as Instrument NO. 20060307-0025928, Register’s Office for Davidson County, Tennessee. Secretary of Housing and Urban Development acquired the property by deed dated 08/16/2005, of record as Instrument No.

20050831- 0104009, Register’s Office for Davidson County, Tennessee.

Parcel Number: 096 16 0 009.00 Current Owner(s) of Property: Lawrence M. Neltner, a married man Other interested parties: Capital One Bank (USA) c/o Shon Leverett, Attorney, Midland Funding LLC as successor in interest to GE Money Bank c/o Finkelstein, Kern, Stein- berg, and Cunningham, Capital One Bank (USA), N.A . c/o Shon Leverett, Attorney, Vicki Neltner Street Address: 3346 Percy Priest Drive, Nashville, Tennessee 37214 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062046 Jan. 23, 30, Feb. 6, 2015 Fkl25660 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 20, 2015 at 10:00 AM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennes- see, pursuant to Deed of Trust executed by RichardAndersonHooperandDorothyHooper, husbandandwife,toTitleStream,TN,Trustee, on July 1, 2008 at Instrument No.

20080729- 0077567; all of record in the Davidson County Register’s Office.

Party entitled to enforce security inter- est: OneWest Bank N.A., its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Davidson County, Tennessee, and being more particu-

www.TNLedger.com Section B - Page 12 JANUARY 23 - 29, 2015 Public Notices Dickson County larlydescribedindeedofrecordinInstrument No. 20080729-0077567; in the Register’s Office of Davidson County, Tennessee Parcel Number: 052 06 0 105.00 Current Owner(s) of Property: Samuel David Hooper and Rosemarie D.

Hooper, husband and wife Other interested parties: The Secretary of Housing and Urban Development, F&M Bank Street Address: 748 Howse Avenue, Madi- son, Tennessee 37115 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ONE YEAR RIGHT OF REDEMPTION HELD BY THE SECRETARY OFHOUSINGANDURBANDEVELOPMENTBY REASONOFTHEDEEDOFTRUSTOFRECORD AT INSTRUMENT NO. 20080729-0077568, IN THE REGISTER’S OFFICE OF DAVIDSON COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062616 Jan. 23, 30, Feb. 6, 2015 Fkl25661 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 20,2015at10:00AMlocaltime,attheDavid- son County Courthouse, South Main door, One PublicSquare,Nashville,Tennessee,pursuant to Deed of Trust executed by Suellen Blue, unmarried, to Larry A.

Weissman, Trustee, on May 23, 2007 at Instrument No. 20070525- 0062650; all of record in the Davidson County Register’s Office.

Party entitled to enforce security interest: FederalNationalMortgageAssociation(“Fannie Mae”), a corporation organized and existing underthelawsoftheUnitedStatesofAmerica, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being all of Lot No. 84, on the plan of Barnes Crossing,plannedUnitDevelopment,accord- ing to Master Deed appearing of record in Instrument Number 20050721-0084791, as re-recorded in Instrument Number 20050805-0092480, and Amended of record in Instrument Number 20051114- 0136938, of the Register’s Office of Davidson County, Tennessee, to which plat reference is hereby made for more complete details of location and description of said lot.

Parcel Number: 173 05 0A 084.00 Current Owner(s) of Property: Suellen Blue, unmarried Other interested parties: Barnes Crossing Homeowners Association, Inc. StreetAddress:2004ShaylinLoop,Antioch, Tennessee 37013 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 12-037930 Jan. 23, 30, Feb. 6, 2015 Fkl25662 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April 2, 2015 at 10:00 AM local time, at the front entrance of the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201 pursuant to Deed of Trust executed by AngelaL.Merlin,amarriedwoman,toForsythe Title, Trustee, as trustee for Mortgage Elec- tronic Registration Systems, Inc.

(“MERS”), solely as nominee for NBank, NA on March 11, 2005atInstrumentNo.20050316-0028602; re-recorded in Instrument Number 20060210- 0016468, corrected by Order Granting Default Judgment of record at Instrument Number 20150115-0004136;conductedbyShapiro& Ingle, LLP having been appointed Substitute or SuccessorTrustee,allofrecordintheDavidson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, State of Tennessee, described as follows, to wit: Being Lot No. 2 on the Plan of Madison Heights, Section 2, Part 1, as of record in Book 2083, Page 62, Register’s Office for said County, to which reference is hereby made for a more complete description of said property.

*** Jack Merlin Husband of Angela L.

Merlin joins in the conveyance for the purpose of conveying his marital interest in said property. Street Address: 1012 Neelys Bend Road, Madison, Tennessee 37115 Parcel Number: 052 07 060.00 CurrentOwner(s)ofProperty:JackMerlinand Angela L. Merlin, husband and wife Otherinterestedparties:MetroCodesDepart- ment MATTIE JONES (832) The street address of the above described property is believed to be 1012 Neelys Bend Road, Madison, Tennessee 37115, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interestintheabove-referencedproperty:Metro Codes Department MATTIE JONES (832) All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-058922 Jan. 23, 30, Feb. 6, 2015 Fkl25666 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April 2, 2015 at 10:00 AM local time, at the front entrance of the The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201 pursuant to Deed of Trust executed by PaulBallenger,anunmarriedman,toFirstTitle Corp.

dba 1st Nat Financial Servi, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for NBank, NA on December 20, 2005 at Instrument No. 20051227-0153778; modi- fied in Instrument No. 20080808-0081891; conducted by Shapiro & Ingle, LLP having been appointedSubstituteorSuccessorTrustee,all of record in the Davidson County Register’s Of- fice. Default has occurred in the performance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, N.A., its successors and as- signs The following real estate located in Da- vidson County, Tennessee, will be sold to the highest call bidder: Described property located at Davidson County, Tennessee, to wit: Being Lot No. 1, on the Plan of Phase One, HeritageMeadows,asshownbyplatofrecord in Plat Book 9700, Page 167, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more complete legal description. BEING the same property conveyed to James David Redmond and wife, Jacqueline G. Redmond by Warranty Deed from Frank Batson Homes, Inc., dated 05/30/01, recorded 05/31/01, as Document No.

200105310056446, Davidson County, Tennessee.

BEING the same property conveyed to Paul Ballenger by Warranty Deed from James David Redmond and wife, Jacqueline G. Redmond, dated , recorded 12-27-05 in Book 20051227-0153777, Page _ , Davidson County, Tennessee. Street Address: 4200 Rachael Donelson Pass, Hermitage, Tennessee 37076 Parcel Number: 075 11 0A 032.00 CurrentOwner(s)ofProperty:PaulBallenger, unmarried Other interested parties: LVNV Funding as Assignee of GE Capital c/o Mark A. Sexton, Hosto & Buchan, P.L.L.C., CitiFinancial, Inc. c/o Mark A. Sexton, Hosto & Buchan, P.L.L.C.,HeritageMeadowsPropertyOwners Association The street address of the above described propertyisbelievedtobe4200RachaelDonel- son Pass, Hermitage, Tennessee 37076, but suchaddressisnotpartofthelegaldescription of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: LVNV Funding as Assignee of GE Capital c/o Mark A. Sexton, Hosto & Buchan, P.L.L.C., CitiFinancial, Inc.

c/o Mark A. Sexton, Hosto & Buchan, P.L.L.C., Heritage Meadows Property Owners Association All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-032269 Jan. 23, 30, Feb. 6, 2015 Fkl25674 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof thedebtsandobligationssecuredtobepaidby a certain Deed of Trust executed February 26, 2004 by Morgan B.

Hines, Sr., a single man to ArnoldM.Weiss,Attorney,asTrustee,assame appears of record in the office of the Register of Davidson County, Tennessee, in Register’s Instrument No. 20040310-0027775, and the undersignedhavingbeenappointedSubstitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Green Tree Servicing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 24, 2015 commencing at 12:00 PM, at the outside door of the Register of Deeds office located at 501 Broadway Suite 501, Bridgestone Center, Nashville, Davidson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Davidson, State of Tennessee.

Being Lot Number 42 on the plan of addition to Greenwood Hills Subdivision, Section II, as of record in Book 5200, Page 62, Register’s Office for Davidson County, Tennessee. Tax Parcel ID: 134-0900024.00 The United States Internal Revenue Service has filed liens on all property belonging to Morgan B. Hines as follows: Serial Number 542307109 recorded in Instrument No. 20090511-0042848 dated April 30, 2009 as recorded in the Davidson County Register’s Office, Nashville, Tennessee. Timely notice has been given by the undersigned Substitute Trustee to the Internal Revenue Service by Certified Mail as required by 26 USC Section 7425(b).

The sale of this property will be subject to the right of the United States to redeem the said property under the provisions of 26 USC Section 7425(d)(1). Property Address: 529 Jasmine Drive, Nash- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 23, 2015 on or about 11:00AM local time, at the Front door of Main Dickson County Courthouse on Public Square, Charlotte, Tennessee , con- ducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DONALD F CROCKER AND RHONDAK.CROCKER,toArcherLandTitleLLC, Trustee,onJuly25,2007,atRecordBook950, Page807intherealpropertyrecordsofDickson County Register’s Office, Tennessee.

Owner of Debt: Ocwen Loan Servicing, LLC The following real estate located in Dickson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LYING AND BEING IN THE SECOND CIVIL DISTRICT OF DICKSON COUNTY, STATE OF TENNESSEE, AND BEING MORE PARTICU- LARLY DESCRIBED AS FOLLOWS: BEGINNING ON A NAIL IN THE CENTER OF POMONAROAD,ADDPOINTBEINGAPPROXI- MATELY490FEETFROMTHEINTERSECTION OF POMONA ROAD AND WEST GRAP CREEK ROAD;THENCELEAVINGSAIDROAD,NORTH 3 DEGREES 56 MINUTES EAST 425.00 FEET TOANIRONPIN;THENCENORTH3DEGREES 53MINUTES37SECONDSEAST431.60FEET TOANIRONPIN;THENCENORTH84DEGREES 18MINUTES09SECONDSEAST105FEETTO ANIRONPIN;THENCESOUTH3DEGREES01 MINUTE53SECONDSWEST430.55FEETTO ANIRONPIN;THENCESOUTH5DEGREES30 MINUTES 48 SECONDS EAST 322.23 FEET TO A POINT IN THE CENTER OF POMONA ROAD; THENCE WITH THE CENTERLINE OF POMONA ROAD AS FOLLOWS: SOUTH 55 DEGREES 23 MINUTES WEST 87.62 FEET TO A NAIL; SOUTH 56 DEGREES 33 MINUTES WEST 103.22 FEET TO A NAIL; SOUTH 59 DEGREES 16 MINUTES WEST 15.00 FEET TO THE POINT OF BEGINNING, CONTAINING 2.28ACRES,MOREORLESS,BYMORTGAGE LOAN INSPECTION OF J.S.

BRENNER, DATED JUNE 20, 1994.

Tax ID: 129-002.07 Current Owner(s) of Property: DONALD F CROCKER AND RHONDA K. CROCKER The street address of the above described property is believed to be 1488 Pomona Rd, Dickson, TN 37055, but such address is not part of the legal description of the property sold herein and in the event of any discrep- ancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE.

THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHE RIGHTTORESCINDTHE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being ville, TN.

All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-119017-FC Jan. 23, 30, Feb. 6, 2015 Fkl25689 Want to reach Middle Tennessee’s top business leaders and decision makers? Call 254-5522 today for advertising rates and information

www.TNLedger.com JANUARY 23 - 29, 2015 Page 13 - Section B Public Notices given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-001996-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 9, 16, 23, 2015 Fkl25399 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 3, 2015 at 10:00 AM local time, at the front door, Dickson County Courthouse, 4 Court Square, Charlotte, Tennessee, pursuant to Deed of Trust executed by Hannah McCollum and husband, Michael A. McCollum, to Gary M. Davis, Trustee, on December 10, 2012 at Volume V1134, Page 810; all of record in the Dickson County Register’s Office.

Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns ThefollowingrealestatelocatedinDickson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LYING AND BEING IN THE FIFTH CIVIL DISTRICT OF DICKSON COUNTY, STATE OF TENNESSEE, AND BEING LOT NO. 56 OF THE CLEMENT HEIGHTS, SECTION IV, A PLAT OF WHICH IS OF RECORD IN PLAT CABINET A, SLIDE 88, REGISTER’S OFFICE FOR DICKSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT.

Parcel Number: 111G C 056.00 Current Owner(s) of Property: Hannah Mc- Collum and husband, Michael McCollum aka Michael A. McCollum Street Address: 317 Kevin Drive, Dickson, Tennessee 37055 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062191 Jan. 9, 16, 23, 2015 Fkl25420 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 28, 2005, and the Deed of Trust of even date securing the same, recorded March 2, 2005, in Book No.

V826, at Page 745, in Office of the Register of Deeds for Dickson County, Tennessee, executed by Willard T. Waller and Paula L. Waller, conveying certain property therein described to Gary M. Davis as Trustee for Middle Tennessee Mortgage, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 10, 2015 on or about 2:00 PM, at the Dickson County Courthouse, Charlotte, Charlotte, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated inDicksonCounty,Tennessee,andbeingmore particularly described as follows: Lying and being in the Sixth Civil District of Dickson County, Tennessee, and being Lot No. 22 of Liberty Hills Estates Subdivision, of record in Cabinet A, Slide 119, in the Register’s Office of Dickson County, Ten- nessee, to which reference is hereby made for a more complete description. ALSO KNOWN AS: 1013 Liberty Circle, White Bluff, TN 37187-5106 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Waller, Willard T.; Waller, Paula L. The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300955 DATED January 6, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-352689 1 Jan. 16, 23, 30, 2015 Fkl25484 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 3, 2015at10:00AMlocaltime,atthefrontdoor, Dickson County Courthouse, 4 Court Square, Charlotte, Tennessee, pursuant to Deed of Trust executed by Sammy Middleton and wife Gila Ann Middleton, to Richard Smotherman, Trustee, on April 21, 2004 at Volume V784, Page 567; all of record in the Dickson County Register’s Office.

Party entitled to enforce security interest: CitiFinancial Servicing LLC, its successors and assigns ThefollowingrealestatelocatedinDickson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Dickson County, Tennessee, and being more particu- larly described in deed of record in Volume V784, Page 567; in the Register’s Office of Dickson County, Tennessee Parcel Number: 015-007.13 CurrentOwner(s)ofProperty:SammyMiddle- ton and wife, Gila Ann Middleton Street Address: 2135 Centerpoint Road, Cumberland Furnace, Tennessee 37015 Secondary Property Address: 2135 Cen- ter Point Road, Ashland City, Tennessee 37015 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-055372 Jan. 16, 23, 30, 2015 Fkl25501 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 12, 2003, and the Deed of Trust of even date securing the same, recorded November 19, 2003, in Book No.

V763, at Page 168 and re-recorded on November 26, 2003,inBookNo.V764,atPage402,inOffice of the Register of Deeds for Dickson County, Tennessee, executed by Charles T. Stokes and Shelby Stokes, conveying certain property thereindescribedtoJohnT.FlaugherasTrustee for Franklin Financial Mortgage, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Fifth Third Mortgage Company.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Fifth Third Mortgage Company, will, on February 24, 2015 on or about 2:00 PM, at the Dickson County Courthouse Of- fice Building, Charlotte, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Dickson County, Tennessee, and being more particularly described as follows: Aparceloflandlyinginthe15thCivilDistrict of Dickson County, Tennessee, a portion of Parcel15.02onTaxMap92,aportionofthe CharlesT.StokespropertyrecordedinDeed Book V545, Page 355, Register’s Office of DicksonCounty(R.O.D.C.).Boundedonthe north by the remaining property of Stokes, on the east by Westfield Road, on the south by Betty (V88, 353), and on the west the remaining property of Stokes, being more particularly described as follows: Beginningata5/8inchironpinfoundatthe south east corner of the Stokes property, said point being 25 feet from the centerline of Westfield Road; Thence with the north line of Betty, North 84 degrees 49 minutes 17 seconds West a distance of 321.00 feet to a 1 inch iron pipe found; Thence leaving the north line of Betty and with a new tract line, North 05 degrees 26 minutes 19 seconds East a distance of 158.70 feet to an iron pin set; Thence with a new line, South 82 degrees 44 minutes 38 seconds East a distance of 272.39 feet to an iron pin set; Thence continuing, South 82 degrees 44 minutes 38 seconds East a distance of 26.31 feet to a point in the center of Westfield Road; Thence with the center of Westfield Road and with a curve turning to the left with an arc length of 30.77 feet, with a radius of 1,000.00 feet, with a chord bearing of South 12 degrees 00 minutes 17 seconds East, with a chord length of 30.77 feet, to a point; Thence continuing, South 12 degrees 53 minutes 11 seconds East a distance of 124.62 feet to a point; Thence leaving said centerline.

North 84 degrees 49 minutes 17 seconds West a distance of 25.95 feet to the point of begin- ning, having an area of 49,310 square feet, 1.13acresaccordingtoasurveypreparedby Stantec Consulting, Nashville Office, under thedirectionofAllenB.O’Leary,Tennessee Registered Land Surveyor Number 1987. Less and Except that portion of the West- field Management Corporation property that encroaches on the above described property which is more particularly de- scribed in Partial Release of Lien recorded on 04/20/2005 at Book V834 on Page 409.

ALSO KNOWN AS: 1005 Westfield Road, Dickson, TN 37055 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 12, 2015 on or about 12:00PM local time, at the Montgomery County Courthouse, Clarksville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JAMES LANDRUM AND BRANDY LANDRUM, to MARY FRANCES RUDY, Trustee, on March 1, 2005, at Record Book 1022, Page 1138 in therealpropertyrecordsofMontgomeryCounty Register’s Office, Tennessee.

Owner of Debt: U.S. BANK NATIONAL AS- SOCIATION AS TRUSTEE FOR MASTR ASSET BACKED SECURITIES TRUST 2005-HE1 MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2005-HE1 ThefollowingrealestatelocatedinMontgomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 190 ON THE PLAN OF MONT- GOMERYESTATES,SECTION6-A,ASRECORD IN PLAT BOOK 11, PAGE NUMBER(S) 132, PLAT NUMBER(S) 128, REGISTER`S OFFICE FOR MONTGOMERY COUNTY, TENNEES- SEE, TO WHICH SAID PLAN REFERENCE IS HEREBYMADEFORAMORECOMPLETEAND ACCURATE LEGAL DESCRIPTION THEREOF.

BEING THE SAME PROPERTY CONVEYED TO JAMESANDBRANDYLANDRUMFROMJASON AND MARCELA COLLINS BY WAY OF DEED OF RECORD IN BOOK 1022, PAGE 1136 RE- CORDEDON03/02/2005INMONTGOMERY COUNTY, TENNESSEE.

Tax ID: 0420 A 021.00 CurrentOwner(s)ofProperty:JAMESLANDRUM AND BRANDY LANDRUM The street address of the above described property is believed to be 717 OVERTON DRIVE, CLARKSVILLE, TN 37042, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE.

THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHE RIGHTTORESCINDTHE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: JP MORGAN CHASE BANK N.A. FKA WAMU THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C.

7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-002666-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) PREMIER BUILDING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 9, 16, 23, 2015 Fkl25383 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 20, 2011, and the Deed of Trust of even date securing the same, recorded August 29, 2011, in Book No. 1399, at Page 2127, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by James H.

Geary, conveying certain property therein described to Glenn Balletto as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Investors Cor- poration, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Freedom Mortgage Corporation.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Freedom Mortgage Corporation, will, on February 3, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot No. 19, on the Plain of Oak Park, Section 1B as shown by plat of record in Plat Book 12, Page 285, Plat 285, in the Register’s Office for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description.

ALSOKNOWNAS:312BlaineCourt,Clarks- ville, TN 37043 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Geary, James H.

Tenants of The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 250605 DATED December 31, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0584526 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25384 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 7, 2005, and the Deed of Trust of even date securing the same, recorded March 8, 2005, in Book No.

1023, at Page 2102, in Office of the Register of Deeds for Montgomery County, Montgomery County or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Stokes, Charles T.

Stokes, Shelby Westfield Management Corporation The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 235900 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 809111659 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25624

www.TNLedger.com Section B - Page 14 JANUARY 23 - 29, 2015 Public Notices theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 3, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Land situated in the 3rd Civil District of MontgomeryCounty,Tennessee,described as being Lot Number 190, on the plan of Ashton Place Subdivision, Section 2C, of recordinPlatBook13,Page853,Plat853, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description.

ALSO KNOWN AS: 3226 South Senseney Circle, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Eubanks, Kyle; Eubanks, Kylynne The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 246974 DATED December 29, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0603740 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25406 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Aaron D Bottley, a married man,toRonaldM.Harkavy,Trustee,astrustee for Mortgage Electronic Registration Systems, Inc.

(“MERS”), solely as nominee for Realty MortgageCorporationonSeptember28,2007 at Volume 1197, Page 2060, Instrument No. 761838; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Succes- sor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Landsituatedinthe8thCivilDistrictofMont- gomery County, Tennessee described as: Being Lot No. 42, on the plan of Linwood Subdivision, Section 1A, of record in Plat Book 13, Page 81, Plat 81, Registers Of- fice for Montgomery County, Tennessee, to which reference is made for a complete description. This being the same property conveyed to Aaron D. Bottley, a married man by Warranty DeedfromJasonW.Ericksonandwife,Debra J.

Erickson recorded in Book 1197, page 2058, Register’s Office for Montgomery County, Tennessee.

This conveyance is subject to: (1) restrictive covenants of record in Official Record Book Volume 492, Page 316 and corrected in Of- ficial Record Book Volume 496, Page 912 in Register’s Office Montgomery County, Tennessee (2) all applicable zoning ordi- nances (3) utility, sewer, drainage and other easements of record, (4) all subdivision/ condominium assessments, covenants, bylaws, restrictions, declarations and ease- of such property. As required by law, the State of Tennessee has been given timely notice of this action.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 227147 DATED December 26, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0553295 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25402 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 14, 2012, and the Deed of Trust of even date securing the same, recorded September 17, 2012, in Book No.

1467, at Page 911, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Leo L. Van Winkle, II and Kristina E. Van Winkle, conveying certain property therein described to Scott R. Valby as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for Mortgage Research Center, LLC DBA VA Mortgage Center, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 3, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot No. 632, on the Plan of Sherwood Forest Subdivision, Section 6-B, as shown by plat of record in Plat Book 13, Page 448, Plat448andreplatofrecordinPlatBook14, Page 146, Plat 146, both in the Register’s Office for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description. ALSO KNOWN AS: 423 Sandburg Drive, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Van Winkle, II, Leo L.; Van Winkle, Kristina E.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 243190 DATED December 26, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0604862 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25405 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 31, 2012, and the Deed of Trust of even date securing the same, recorded September 7, 2012, in Book No.

1465, at Page 1779, in OfficeoftheRegisterofDeedsforMontgomery County,Tennessee,executedbyKyleEubanks and Kylynne Eubanks, conveying certain prop- ertythereindescribedtoFreedomTitleServices asTrusteeforMortgageElectronicRegistration Systems, Inc., as nominee for Peoples Home Equity Inc., its successors and assigns; and Tennessee, executed by William J. Clark and Leigha M. Clark, conveying certain property therein described to Robert M. Wilson, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide HomeLoans,Inc.,itssuccessorsandassigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on Feb- ruary 3, 2015 on or about 10:00 AM, at the MontgomeryCountyCourthouse,Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: Land situated in the 15th Civil District of Montgomery County, Tennessee described as:BEGINNINGatanironpinontheEastern right of way line of East Leonard Road, said pin being 685 feet along the north right of way line of Highway 12; thence along the right of way line of East Leonard Road on a curve to the left having a radius of 252.19 feet, a chord bearing and distance of North 27 degrees 30 minutes 52 seconds West 286.17 feet, and an arc distance of 304.29 feet to a point; thence continuing North 62 degrees 04 minutes 51 seconds West 322.92 feet to an iron pin; thence with the Morgan property (Vol.

675, pg 258) North 13 degrees 24 minutes 57 seconds East 196.08 feet to an iron pin in a creek; thence along the Davis property (Vol. 617, pg 1661), South 85 degrees 31 minutes 45 seconds East 400.90 feet to a point in the creek; thence South 55 degrees 06 minutes 32 seconds East 101.48 feet to a point in the creek; thence South 44 degrees07minutes37secondsEast79.51 feet to a point in the creek; thence South 21 degrees 57 minutes 10 seconds East 121.23 feet to an iron pin in the creek; thence with Jinnette property (Vol. 298, pg 909) South 32 degrees 07 minutes 32 seconds West 397.83 feet to the point of beginningassurveyedbyWeakleyBrothers, 2121 Old Ashland City Road, Clarksville, TN 37043, Tennessee No 1457, dated January 7, 2003.

ALSOKNOWNAS:3995EastLeonardRoad, Clarksville, TN 37043 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Clark, William J.

Clark, Leigha M.

Tenants of 3995 leonard road United States of America The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300093 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0103329087 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25395 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 25, 2007, and the Deed of Trust of even date securing the same, recorded June 4, 2007, Document No , in Book No.

1174, at Page 1526, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by JustinRondorfandJenniferRondorf,conveying certainpropertythereindescribedtoRobertM. Wilson, Jr., Wilson and Associates as Trustee for Mortgage Electronic Registration Systems, Inc.,asnomineeforCountrywideHomeLoans, ALSOKNOWNAS:1398JennyLane,Clarks- ville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Odom, Victor The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 174440 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0202060547650 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25398 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedJanuary 15, 2009, and the Deed of Trust of even date securingthesame,recordedJanuary20,2009, in Book No.

1261, at Page 74, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Karen S. McCall and TerryMcCall,conveyingcertainpropertytherein described to Jerry D. Holmes, Jr. as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for Franklin American Mortgage Company,itssuccessorsandassigns;andthe undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 3, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: BeingLot69,onthePlanofColonyEstates, Section C, as shown by Plat Book 12, Page Numbers83-84,PlatNumbers83-84,inthe Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description.

ALSO KNOWN AS: 2144 Watertown Place, Clarksville, TN 37043-2114 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: McCall, Karen S.; McCall, Terry; Ten- nessee Department of Revenue; Ozark Capital Corporation; Barclay Bank Delaware; Capital One Bank (USA), N.A.

On or about November 29, 2010, the State ofTennessee,filedataxlienagainsttheDefen- dant, Terry McCall, recorded in the Register’s Office of Montgomery County, Tennessee, at Book 1361, Page 1700. Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both juniorandinferiortotheinterestsheldbyWells Fargo Bank, NA. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67‑1‑133, shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connec- tion with such property, less the income from such property, plus a reasonable rental value Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on Feb- ruary 3, 2015 on or about 10:00 AM, at the MontgomeryCountyCourthouse,Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: Being Lot No. 174 on the Plan of MEAD- OWBROOK SUBDIVISION, Section D, as of record in Plat Book 9, Page 6, Plat 6, Register’s Office for Montgomery County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal description thereof. ALSO KNOWN AS: 513 Nashboro Road, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Rondorf, Justin Tenants of 513 nashboro road Rondorf, Jennifer The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300256 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0103502888 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

9, 16, 23, 2015 Fkl25396 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 28, 2008, and the Deed of Trust of even date securing the same, recorded April 1, 2008, in Book No. 1223, at Page 1051, and modified on October 31, 2011, in Book No. 1409, at Page1785inOfficeoftheRegisterofDeedsfor Montgomery County, Tennessee, executed by VictorOdom,conveyingcertainpropertytherein described to Dennie R. Marshall as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Ocwen Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Ocwen Loan Servicing, LLC, will, on February 3, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Situated in the 2nd Civil District of Mont- gomery County, Tennessee, to wit: being Lot Number 751, on the Plan of Hazelwood, Section 7, as shown by plat of record in Plat Book E, Page 1137, in the Register’s Office for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description.

www.TNLedger.com JANUARY 23 - 29, 2015 Page 15 - Section B Public Notices ments of record, (5) building restrictions and setbacklinesasshownbyPlatofrecord,and (6) other matters of public record. This property is further identified as Map and Parcel 54A-H-9.00 in the Tax Assessor’s Of- fice for Montgomery County, Tennessee. StreetAddress:630MilesCourt,Clarksville, Tennessee 37042 Parcel Number: 054A-H-009.00 Current Owner(s) of Property: Aaron D. Bot- tley, a married man Other interested parties: Daimler Chrysler Financial Services, c/o Stone & Hinds, PC The street address of the above described property is believed to be 630 Miles Court, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: DaimlerChryslerFinancialServices,c/oStone & Hinds, PC All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062982 Jan. 9, 16, 23, 2015 Fkl25423 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid byacertainDeedofTrustexecutedFebruary3, 2014 by Karl B.

Meier and Trina Denise Meier, as non-borrowing spouse, married to Joseph B. Pitt, Jr., as Trustee, as same appears of record in the office of the Register of Mont- gomery County, Tennessee, in Volume 1551, Page 2648, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Green Tree Servic- ing LLC, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Wednesday, February 4, 2015 commencing at 10:00 AM, at the The Water Fountain Located in Millennium Plaza Outside the Front Door of the Montgomery County Courthouse, Clarksville, Montgomery County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Montgomery, State of Tennessee.

A certain tract or parcel of land in Montgomery County, State of Tennessee, described as fol- lows, to-wit: Being Lot No. 223, on the Plan of Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062785 Jan. 9, 16, 23, 2015 Fkl25438 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 23, 2008, and the Deed of Trust of even date securing the same, recorded June 4, 2008, in Book No.

1232, at Page 2382, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Julio Rodriguez and CeciliaR.Rodriguez,conveyingcertainproperty therein described to R. Rick Hart as Trustee for MortgageElectronicRegistrationSystems,Inc., asnomineeforRenasantBank,itssuccessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed SuccessorTrusteebyLakeviewLoanServicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byLakeviewLoanServicing,LLC,will,onFebru- ary 10, 2015 on or about 10:00 AM, at the MontgomeryCountyCourthouse,Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: LandinMontgomeryCounty,Tennessee,be- ing Lot Number 52, on the Plan of Lafayette Pointe,ofrecordinPlatBook13,Page460, Plat 460, Register’s Office for said County, to which plan reference is hereby made for a more complete description. This convey- anceissubjecttoalleasements,restrictive covenantsandconditionsandothermatters of record, including all items set out on any applicable plat of record.

ALSO KNOWN AS: 362 Lafayette Point Circle, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Rodriguez, Julio Rodriguez, Cecilia R.

carmel financial corp. tenants of 362 lafayette point circle The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 246995 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0548855 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25453 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Jaime L.

Melendez, Jr., to First American Title Company, Trustee, on February 22, 2010 at Volume 1357, Page 13; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security inter- est: CitiMortgage, Inc., its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: THE FOLLOWING DESCRIBED REAL ESTATE, TOGETHER WITH ANY AND ALL IMPROVE- MENTS THEREON, SITUATED IN THE 3RD CIVIL DISTRICT OF MONTGOMERY COUNTY TENNESSEE, AND BEING DESIGNATED AS BEING LOT 255, SECTION 5C WHITEHALL SUBDIVISION, AS SHOWN BY PLAT OF RE- CORD IN PLAT BOOK 13, PAGE 438, PLAT 438,REGISTERSOFFICEFORMONTGOMERY COUNTY, TENNESSEE.

TAX ID: 30 F-D-8 BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM KEVIN M BRYAN and LAURA BRYAN TO JAIME L MELENDEZ, JR., and KATINA MELENDEZ WIFE, DATED 03/29/2007 RECORDED ON 04/02/2007 INBOOK1162,PAGE859INMONTGOMERY COUNTY RECORDS, STATE OF TN. Parcel Number: 030F D 008.00 Current Owner(s) of Property: Jaime Luis Melendez, Jr. Street Address: 341 Brook Mead Drive, Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061857 Jan. 16, 23, 30, 2015 Fkl25460 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, MONTGOMERY COUNTY WHEREAS, Gilbert G. Hoppe and Pamela J. Hoppe executed a Deed of Trust to Ameri- quest Mortgage Company, Lender and Wesley D. Turner, Trustee(s), which was dated May 16, 2006 and recorded on May 30, 2006 in Book 1102, Page 1311, Montgomery County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OFTHECERTIFICATEHOLDERSOFTHECWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-SD4, (the “Holder”), appointed the un- dersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Montgomery County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on February 17, 2015, at 12:00PM at the usual and customary loca- tion at the Montgomery County Courthouse, Clarksville,Tennessee,proceedtosellatpublic outcry to the highest and best bidder for cash, the following described property situated in Montgomery County, Tennessee, to wit: Thefollowingdescribedrealestatelocatedin the 11th Civil District, Montgomery County, Tennessee.

Being the reserved lot and the majorportionofLotNo.1ontheplanofCircle DriveAnnexasshownbyplatofrecordinPlat Book 6, Page 32, Plat 32, Register’s Office for Montgomery County, Tennessee and be- ing more specifically described according to the survey of William N. Young, dated April Arbour Greene South, Section 2A, as shown by Plat Book E, Page Number(s) 962, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description. Subject to Installment and Land Sale Contract of record in Volume 1158, Page 816, in the said Register’s Office. Tax Parcel ID: 017D-G-040.00 Property Address: 3644 South Naples Court, Clarksville, TN.

OtherInterestedParties:BankofAmerica,N.A.; Ronald Spivey and wife, Rita Spivey All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-116898-FC Jan. 9, 16, 23, 2015 Fkl25434 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by William C.

Butler, a single man, to Jonathan R. Vinson, Trustee, on September 24, 2012 at Volume 1469, Page 862; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: Branch Banking and Trust Company, its suc- cessors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Property situated in the 2nd Civil District of Montgomery County, Tennessee and having Map and Parcel Number 9I-J-7, to-wit: Being Lot 434, Section 1C, Fox Crossing Subdivision,asshownbyplatofrecordinPlat Book F, pages 1037-1038, Register’s Office for Montgomery County, Tennessee.

Parcel Number: 009I J 007.00 Current Owner(s) of Property: William C.

Butler, an unmarried person Other interested parties: Main Street Properties Street Address: 3625 Fox Den Lane, Clarks- ville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062788 Jan. 9, 16, 23, 2015 Fkl25436 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- ary 10, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursu- ant to Deed of Trust executed by Darrell D.

Chambers and Vanessa A. Chambers, as joint tenants with right of survivorship, husband and wife, to Chicago Title Company, Trustee, on November 30, 2001 at Volume 814, Page 1185; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: Wilmington Trust, National Association, not in its individual capacity, but solely as trustee for MFRA Trust 2014-2, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BeingLots17and18,ontheplanofOakland Heights Subdivision, Section A, as shown on plat of record in Plat Book 5, Page 26, Plat 26, in the Register’s Office for Montgomery County, Tennessee.

Parcel Number: 054J-C-014.00 and 054J- C-014.01 CurrentOwner(s)ofProperty:DarrellD.Cham- bers and wife, Vanessa A.

Chambers StreetAddress:2077SkyviewCircle,Clarks- ville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-050337 Jan. 9, 16, 23, 2015 Fkl25437 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 10, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Paul H.

Samples and Robin B. Samples, husband and wife, to Jonathan R. Vinson, Trustee, on May 24, 2010atVolume1338,Page1256,Instrument No. 859630; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: Branch Banking and Trust Company, its suc- cessors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN MONTGOMERY COUNTY, TENNES- SEE, BEING LOT NO. 193, ON THE PLAN OF ARBOUR GREENE SOUTH, SECTION 2A, AS SHOWN BY PLAT E, PAGE NUMBER(S) 962 & 963, REGISTER’S OFFICE FOR MONT- GOMERY COUNTY, TENNESSEE, TO WHICH REFERENCE IS MADE FOR A COMPLETE DESCRIPTION.

Parcel Number: 008M H 46.00 Current Owner(s) of Property: Paul H. Samples, a single person Street Address: 3764 Naples Court North, Clarksville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

www.TNLedger.com Section B - Page 16 JANUARY 23 - 29, 2015 Public Notices 23, 1988 as beginning at an existing iron pin in the North right of way line of Via Drive, said iron pin being situated 183.45 feet in a Northeasterly direction from the right of way lineofCircleDriveasmeasuredalongtheright ofwaylineofViaDrive;Thencewithsaidright of way line on a curve to the right the delta of 36 degrees 29 minutes a radius of 300.66 feet, a tangent of 99.14 feet a distance of 191.45 feet to a point; Thence continuing with said drive North 79 degrees 18 minutes East 84.9 feet to a point; thence continuing with said drive on a curve to the left with a delta of 10 degrees 40 minutes, a radius of 510.62 feet, a tangent of 47.67 feet a distanceof29.09feettoanexistingironpin; Thence North 36 degrees 37 minutes West 129.5 feet to an existing iron pin; Thence South 43 degrees 59 minutes West 15.5 feet to a point; Thence South 36 degrees 49 minutes West 292.55 feet to the point of beginning and being the same property conveyed to the Grantors by Deed of Record in Vol.

330, Page 2. Register’s Office for Montgomery County, Tennessee.

Parcel ID Number: 80F E 08.00 Address/Description:412ViaDrive,Clarks- ville, TN 37043 Current Owner(s): Gilbert G. Hoppe and Pamela J. Hoppe Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrancesaswellasanyprioritycreatedby a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-27576 Jan. 16, 23, 30, 2015 Fkl25462 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on May 13, 2013, by Lucas Earl Perry and Amber N. Perry to Harvill, Ross, Hogan & Ragland, Trustee, for the benefitofMortgageElectronicRegistration Systems, Inc.

as nominee for Envoy Mortgage, LTD,itssuccessorsandassignsandappearing of record in Register’s Office of Montgomery County,Tennessee,inBookV1509,Page871; and WHEREAS, the beneficial interest of said DeedofTrustwaslasttransferredandassigned to Envoy Mortgage Ltd and WHEREAS, Envoy Mortgage Ltd, as the holder of the Note for whichdebtisowed,(“NoteHolder”),appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’s OfficeofMontgomeryCounty,Tennessee,with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn.

Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebt- edness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority TrusteeServicesofTN,LLC,SubstituteTrustee, or its duly appointed attorneys or agents, by virtueofthepowerandauthorityvestedinit,will on Thursday, February 12, 2015, commencing at 2:00 p.m. at the courthouse steps of the Montgomery County Courthouse, proceed to sell at public outcry to the highest and best bidderforcash,thefollowingdescribedproperty situatedinMontgomeryCounty,Tennessee,to wit: Being real estate situated in Montgomery County, Tennessee, described as follows, to- wit: Beginning at an iron pin the eastern right of way line of Powell Road; said iron pin being located 402.06 feet south of Speth’s south- west corner, as measured along the eastern right of way line of said road; thence leaving said right of way with the south line of Tract 24, north81degrees52minutes12secondseast 204.40 feet to an iron pin; thence north 84 degrees 29 minutes 30 seconds east 250.00 feet to an iron pin; thence north 84 degrees 29 minutes 32 seconds east 288.90 feet to an iron pin in the southeast corner of Tract 24; thence south 2 degrees 50 minutes 04 seconds west 178.77 feet to an iron pin on the bank of the Red River; thence down said riversouth79degrees04minutes17seconds west 62.37 feet to a point; thence south 62 degrees 09 minutes 19 seconds west 203.56 feet to a point; thence leaving said river with the north line of Tract 20, south 89 degrees 26 minutes 00 seconds west 244.75 feet to an iron pin; thence with the east line of Tract 21, north 11 degrees 53 minutes 37 seconds west 96.72 feet to an iron pin in the northeast corner of Tract 21; thence with the north line of Tract 21 south 85 degrees 50 minutes 18 seconds west 200.23 feet to an iron pin in the easternrightofwaylineofPowellRoad;thence with said right of way line on a curve, having a central angle of 11 degrees 28 minutes 24 seconds, a radius of 2523.64 feet, a tangent of 253.52 feet, and a length of 129.52 feet to the point of beginning, according to a sur- vey by William N.

Young and Son. This being the same real estate conveyed to Grantor by Deed of record in ORBV 1509, Page 869, in the Register’s Office for Montgomery County, Tennessee. Encumbrances Subject to real estate ad valorem taxes for the current year andthereafter.Subjecttotaxsalebeingheldin accordancewithState&Federalconstitutional andstatutoryrequirements.Subjecttoflowage easementtoU.S.A.ofrecordinDeedBook146, Page 690, Register’s Office for Montgomery County, Tennessee. PROPERTY ADDRESS: 2111 Powell Road, Clarksville, TN 37043 CURRENT OWNER(S): Lucas Earl Perry and AmberN.Perry Thesaleoftheabove-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an ac- curate survey of the premises might disclose.

SubstituteTrusteewillonlyconveyanyinterest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 Web Site: www.rcolegal.com TS#: 1R423614 FEI # 2013.02540 Jan. 16, 23, 30, 2015 Fkl25468 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 27, 2007, and the Deed of Trust of even date securing the same, recorded March 5, 2007, in Book No.

1156, at Page 2190, in OfficeoftheRegisterofDeedsforMontgomery County, Tennessee, executed by Julie Rogers and Max A. Rogers, conveying certain property thereindescribedtoPriorityTrusteeServicesof Tennessee, L.L.C. as Trustee for Option One MortgageCorporation,aCaliforniaCorporation; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, National As- sociation as Trustee for Option One Mortgage LoanTrust2007-5,Asset-BackedCertificates, Series 2007-5.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2007-5, Asset-Backed Certificates, Series 2007-5, will, on February 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Mont- gomery County, Tennessee, and being more particularly described as follows: Being Lot No. 51 on the plan of Hundred Oaks, Section A, as shown by plat of record in Plat Book 9, Page 11, Plat Number 11, Register’s Office for Montgomery County, Tennesseetowhichplatreferenceishereby made for a more complete and accurate legal description, and being known as Map and Parcel Number 56G-A-10 on the maps oftheAssessorofPropertyforMontgomery County, Tennessee.

ALSO KNOWN AS: 1920 Old Russellville Pike, Clarksville, TN 37043 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Rogers, Julie; Rogers, Max A.; Clarksville of Tennessee; Option One Mortgage Corporation The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 248338 DATED December 23, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25474 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedJanuary 6, 2012, and the Deed of Trust of even date securingthesame,recordedJanuary17,2012, in Book No.

1422, at Page 2592, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Annette R. McGrew andWalterMcGrew,conveyingcertainproperty therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A. ; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on February 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot No. 34, on the Plan of Kenwood, Section 2-B, as shown by Plat Book 13, Page Number 678, Plat Number 678 and replatted in Plat Book 13, Page Number 700, Plat Number 700, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description.

ALSO KNOWN AS: 994 Roedeer Drive, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: McGrew, Annette R.; McGrew, Walter The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301257 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0591106 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25476 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of TrustexecutedbyMisongJ.Chessman,asingle person, to Arnold M.

Weiss, Attorney, Trustee, on May 4, 2007 at Volume 1169, Page 2441, Instrument No. 744121; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: Bank of New York Mellon, f/k/a The Bank of New York, as trustee, on behalf of the hold- ers of the Alternative Loan Trust 2007-16CB, Mortgage Pass-Through Certificates, Series 2007-16CB, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot 54 on the plan of Buffalo Run Subdivision, Section 3, as shown by plat of record in Plat Book F, Page 5, Registers Of- fice for Montgomery County, Tennessee, to which reference is hereby made for a more complete legal description.

Parcel Number: 101J-B-040.00 Current Owner(s) of Property: Misong J. Chessman, a single person Other interested parties: May Ruth Schaffer, c/oRyanK.McFarland,Attorney,BuffaloRun Homeowners Association, Inc., c/o Sharon Burlison, Registered Agent Street Address: 2260 Yeager Drive, Clarks- ville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-057445 Jan. 16, 23, 30, 2015 Fkl25482 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Jorge M.

Ramirez, married man, and wife, Myshana Ramirez, to Larry Weissman, Attorney, Trustee, on September 1, 2004 at Volume 992, Page 24; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security inter- est: CitiMortgage, Inc., its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: THE LAND REFERRED TO IN THE COMMIT- MENT IS DESCRIBED AS FOLLOWS: BEING LOT NO. 49 ON THE PLAN OF NORTH PARK, SECTION 2, AS OF RECORD IN PLAT BOOK 12,PAGE116,PLAT116REGISTER’SOFFICE FOR MONTGOMERY COUNTY, TENNESSEE, TOWHICHSAIDPLANREFERENCEISHEREBY MADE FOR A MORE COMPLETE AND ACCU- RATE LEGAL DESCRIPTION THEREOF. Said Myshana Ramirez joins in this Deed of Trustforthepurposeofconveyingandwaiving and all right, title and interest, if any, she may have in and to the said property.

The said Myshana Ramirez having no personal liability in connection with the loan to which reference is made herein.

Parcel Number: 030K G 013.00 Current Owner(s) of Property: Jorge M. Ramirez, a married person Otherinterestedparties:CityofClarksvilleFi- nance&RevenueDepartment,CitiMortgage, Inc. c/o H. Keith Morrison, Wilson & Asso- ciates, P.L.L.C., North Park Homeowner’s Association c/o M. Joel Wallace, Attorney, Household Financial Center c/o Christine A. Bratten, Finkelstein, Kern, Steinberg & Cunningham, North Park Homeowner’s Association Street Address: 1954 Timberline Way, Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO LIEN HELD BY THE CITY OF CLARKSVILLE, OF RECORD AT VOLUME 1234, PAGE 1886; VOLUME 1249, PAGE 2192; VOLUME 1446, PAGE 118; VOLUME 1526, PAGE 1616; VOLUME 1556, PAGE 278, IN THE REGISTER’S OFFICE OF MONTGOMERY COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062368 Jan. 16, 23, 30, 2015 Fkl25503 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed December 22,2008byDerekJohnson,anunmarriedman to Robert M.

Wilson, Jr., Attorney, as Trustee, as same appears of record in the office of the RegisterofMontgomeryCounty,Tennessee,in Volume1261,Page1531,andtheundersigned having been appointed Substitute Trustee by instrument recorded in Volume 1561 Page 838, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Wednesday, February 18, 2015 commencing at 10:00 AM, at the The Water Fountain Located in Millennium Plaza Outside the Front Door of the Montgomery County Courthouse, Clarksville, Montgomery County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Montgomery, State of Tennessee.

Being Lot No. 216, on the Plan of Applegrove Subdivision, Section 4A, as shown by plat of record in Plat Book E, page 1100, of the Register’s Office of Montgomery County, Ten- nessee,towhichplatreferenceisherebymade for a more complete and accurate description of said lot. Tax Parcel ID: 031E-J-5.00 Property Address: 2895 Rome Lane, Clarks-

www.TNLedger.com JANUARY 23 - 29, 2015 Page 17 - Section B Public Notices Greene North, Section 1 B, as shown by PlatbookE,PageNumber(s)264,Register’s OfficeforMontgomeryCounty,Tennessee,to whichreferenceismadeforamorecomplete description.

Being the same property conveyed to Eric A. Lopez and wife, Alicia Lopez by deed from Michael W. Stultz and Shelly M. Stultz, dated and filed for record in Official Record Book Volume 1342 page 423, Register’s Office for Montgomery County, Tennessee. Street Address: 1198 Snoopy Drive, Clarks- ville, Tennessee 37042 Parcel Number: 008F B 037.00 Current Owner(s) of Property: Eric A. Lopez and wife, Alicia Lopez Other interested parties: City of Clarksville, Building and Codes Department The street address of the above described property is believed to be 1198 Snoopy Drive, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: City of Clarksville, Building and Codes Department SALE IS SUBJECT TO CITY CLEAN UP FEESHELDBYTHECITYOFCLARKSVILLE,OF RECORDATVOLUME1564,PAGE2326;VOL- UME1572,PAGE2288;ANDVOLUME1580, PAGE 1657, IN THE REGISTER’S OFFICE OF MONTGOMERY COUNTY, TENNESSEE.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-063010 Jan. 16, 23, 30, 2015 Fkl25556 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Jason L.

Stanley, and Christina Stanley, to Robert M. Wilson, Jr., Wilson & Associates, Trustee, on October 4, 2007 at Volume 1199, Page 75, Instrument No. 762686; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot 100, on the plan of Lintwood Heights, Section 2A, as shown by plat of record in Plat Book 11, Page 90, Plat 86, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 29, 1996, and the Deed of Trust of even date securing the same, recorded April 2, 1996, in Book No.

589, at Page 0039, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Jeffery A. Westfall and Paula Lynne Westfall, conveying certain property therein described to Daniel W. Small as Trustee for Guaranty Trust Company; and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, National Association, successor by merger to Wells Fargo Bank Minnesota, National Association, not in its individualcapacity,butsolelyasTrusteeforthe Reperforming Loan REMIC Trust Certificates, Series 2002-2.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, National Association, successor by merger to Wells Fargo Bank Minnesota, National Association, not in its individualcapacity,butsolelyasTrusteeforthe Reperforming Loan REMIC Trust Certificates, Series 2002-2, will, on February 17, 2015 on or about 10:00 A.M., at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: Being Lot Number 47, on the Plan of Cabot Cove, as shown by plat of record in Plat Book 13, Page 339, Plat 339, Register’s Office for Montgomery County, Tennessee to which plat reference is hereby made for a more complete legal description. ALSO KNOWN AS: 581 Cabot Cove, Clarks- ville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Westfall, Jeffery A.; Westfall, Paula Lynne; Farmers and Merchants Bank; American General Finance; ERA Acquisitions, Inc.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 127667 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C. Successor Trustee 0443374 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25555 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Eric A.

Lopez and Alicia M. Lopez, husband and wife, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on June 25, 2010 at Volume 1342, Page 425, Instrument No. 862295; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Map/Parcel: 8F-B-037.00 Being Lot No. 37, on the Plan of Arbour Street Address: 1081 Bobcat Drive, Clarks- ville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-046671 Jan. 16, 23, 30, 2015 Fkl25528 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Joseph Gagznos, and Christina M.

Gagznos, husband and wife, toRobertM.Wilson,Trustee,onJune30,2011 atVolume1391,Page2704;allofrecordinthe Montgomery County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage, LLC, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: All that certain lot or parcel of land lying and being in Montgomery County, Ten- nessee, being more particular described as follows: Being Lot Number 7, Long Estates, Section 4, as shown by plat of record in Plat Book 10, Page 8, Plat 8, Register’s Office for Montgomery County, Tennessee to which plat reference is hereby made for a more complete legal description.

Parcel Number: 041N-D-038.00 Current Owner(s) of Property: Joseph W. Gagznos and wife, Christina M. Gagznos StreetAddress:227JefferyDrive,Clarksville, Tennessee 37043 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-055721 Jan. 16, 23, 30, 2015 Fkl25553 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Jeffrey K. Stewart and Elizabeth Stewart, husband and wife, as joint tenants, to Jonathan R.

Vinson, Trustee, on June 28, 2011 at Volume 1391, Page 874; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: Branch Banking and Trust Company, its suc- cessors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Certain Tract or Parcel of land situated in the Second (2nd) Civil District of Montgomery County, Tennessee and being described as follows to-wit: Being Lot No. 93, on the Plan of Applegrove Subdivision, Section 1-B, as shown by Plat Book 13, Page 953, Plat 953, in the Register’s Office for Montgomery County, Tennessee, to which plat reference is made for a complete legal description.

Parcel Number: 031L B 044.00 Current Owner(s) of Property: Jeffrey Stewart and the Stewart Family Trust, Paul Chisen- hall, Trustee Other interested parties: Crescent Bank & Trust C/O Paul Mendelson, Attorney, Apple Grove Homeowners’ Association Street Address: 910 Applegrove Circle, Clarksville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-058390 Jan. 16, 23, 30, 2015 Fkl25527 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Freddie Mason, Sr., and wife, Tracy Mason, to Bankers Title and Escrow, Trustee, on December 16, 2005 at Volume 1077, Page 2267; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: PNC Bank, National Association, its succes- sors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot No. 62, on the Plan of McClardy Manor, Section C as shown by plat of record in Plat Book 13, Page 576, plat 576-576A, in the Register’s Office of Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description.

BeingthesamepropertyconveyedtoFreddie Mason, Sr. and wife Tracy Mason by deed fromDavidPrigmoreandwife,TanjaPrigmore of record in Book Volume 1077, Page 2265, said Register’s Office. Parcel Number: 031I J 002.00 00 CurrentOwner(s)ofProperty:FreddieMason, Sr., and wife, Tracy Mason Other interested parties: First Franklin A Division of National City Bank of IN, Select Portfolio Servicing, Inc., Mortgage Electronic Registration Systems, Inc. ville, TN. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118920-FC Jan. 16, 23, 30, 2015 Fkl25517 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by David Benjamin McWilliams and Wendy Lynn McWilliams, to H. WallaceMoroney,Esq.,Trustee,onAugust13, 2010atVolume1347,Page1748,Instrument No. 866261; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: PHH Mortgage Corporation, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO.

126, ON THE PLAN OF MILLSTONE PLACE, SECTION A, as shown by Plat Book 12, Page 99 & 99A, Plat 99 & 99A and replat in Plat Book 12, Page 149A & 149B, Plat 149A & 149B, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description.

This being the same real estate conveyed to the Grantor herein by deed of record in ORBV 1347, Page 1746, Register’s Office for Montgomery County, Tennessee. The Map, Group and Parcel Number assigned to the real estate by the Assessor of Prop- erty for Montgomery County, Tennessee, is 43D-E-19. ENCUMBRANCES 1. Subject to state, county and city ad valorem taxes for the year 2010 and sub- sequent years. 2. All terms, matters and conditions as shown by plat of record in Plat Book 12, Page Number(s) 99 & 99A, Plat Number(s) 99 & 99A replat in Plat Book 12, Page Number(s) 149A & 149B, Register’s Office for Montgomery County, Tennessee.

3. Restrictive covenants of record in ORBV 377, Page 192 in the Register’s Office for Montgomery County, Tennessee. 4. Subject to any and all matters an accurate survey may reveal. Parcel Number: 043D E 019.00 000 Current Owner(s) of Property: David Ben- jamin McWilliams and wife, Wendy Lynn McWilliams Street Address: 1189 Woodbridge Drive, Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061625 Jan. 16, 23, 30, 2015 Fkl25522 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February

www.TNLedger.com Section B - Page 18 JANUARY 23 - 29, 2015 Public Notices in the Register’s Office for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description.

Parcel Number: 054J E 020.00 000 Current Owner(s) of Property: Jason Lee Stanley Street Address: 474 Ginkgo Dr, Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061571 Jan. 16, 23, 30, 2015 Fkl25560 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 26, 2015 at 10:00 AM local time, at the front door of the Montgomery County Courthouse, 2 MillenniumPlaza,Clarksville,TN37040pursu- ant to Deed of Trust executed by Clifford W Morgan,unmarried,toDavidW.Kious,Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc.

(“MERS”), solely as nominee for Guaranty Trust Company on August 11, 2009 at Volume 1297, Page 1008, Instrument No. 831648; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Succes- sor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Map Code #019H-B-016.00 Being Lot No. 98 on the Plan of Story Book Acres Subdivision, Section C, as shown by plat of record in Plat Book 9, Page 37, Plat 35, in the Register’s Office for Montgomery County, Tennessee. Being the same property conveyed to Clif- ford W. Morgan, unmarried by Dorothy E. Morgan, unmarried by quitclaim deed dated and recorded on June 29, 2009 of record in Official Record Book 1287, Page 1904, in theRegister’sOfficeforMontgomeryCounty, Tennessee.

Further being the same realty conveyed to Clifford W. Morgan and wife, Dorothy E. Mor- gan, by deed from Mark T. Wofford and wife, Jolene A. Wofford dated September 5, 1987 andrecordedonSeptember10,1987at3:27 p.m.ofrecordinOfficialRecordBookVolume 395, Page 1288, in the Register’s Office for Montgomery County, Tennessee. Street Address: 127 King Cole Drive, Clarks- ville, Tennessee 37042 Parcel Number: 019H-B-016.00 Current Owner(s) of Property: Clifford W. Morgan Other interested parties: Secretary of Hous- ing and Urban Development The street address of the above described property is believed to be 127 King Cole Drive, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: Secretary of Housing and Urban Devel- opment SALEISSUBJECTTOONEYEARRIGHTOF REDEMPTIONHELDBYSECRETARYOFHOUS- INGANDURBANDEVELOPMENTBYREASON OF THE SUBORDINATE DEED OF TRUST OF RECORD AT VOLUME 1569, PAGE 1360, IN THE REGISTER’S OFFICE OF MONTGOMERY COUNTY, TENNESSEE.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 15-063090 Jan. 16, 23, 30, 2015 Fkl25563 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 23, 2008, and the Deed of Trust of even date securing the same, recorded De- cember 23, 2008, in Book No.

1295, at Page 1603, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by AnthonyGisiandBarbaraGisi,conveyingcertain property therein described to Robert M. Wilson asTrusteeforMortgageElectronicRegistration Systems, Inc., as nominee for Countrywide Bank, FSB, its successors and assigns; and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on February 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot Number 139 on the Plan of Northridge, Section 4, as of record in Plat Book 13, Page 192, Plat 192, Register’s Office for Montgomery County, Tennessee, towhichsaidplanreferenceisherebymade for a more complete and accurate legal description thereof.

Additional Tract: Being a parcel of property oflandlyingintheThirdCivilDistrict,Clarks- ville,MontgomeryCounty,Tennessee,also beingaportionoftheRCMRentalsproperty as recorded in Volume 556, Page 4, in the Register’s Office of Montgomery County, Tennessee (ROMCT) and being a portion of Lot98oftheNorthridgeSubdivision,Section Three, as recorded in Plat Book 13, Page 40, Plat 40, ROMCT, and being more fully described as follows: Beginning at a half inch iron pin (new) lying in the North right of way(ROW)ofPeabodyDrive(50footROW) and lying North 88 degrees 34 minutes 21 seconds East for a distance of 121.4 feet fromthecenterlineintersectionofPeabody Drive and Northridge Drive; thence leaving said ROW, on a new severance line, North 14 degrees 42 minutes 23 seconds East for a distance of 59.14 feet to a half inch iron pin (new); thence with the old lot line, South 03 degrees 09 minutes 50 seconds East for a distance of 61.99 feet to a half inch iron pin (old) in the above mentioned ROW; thence with said ROW, North 75 degrees 41 minutes 55 seconds West for a distance of 19.02 feet to the point of beginning, containing 563 square feet, according to a survey by Deon L.

Byrd, a Tennessee Registered Land Surveyor for ByrdSurveying,Inc.,230WestDunbarCave Road, Clarksville, TN 37040. ALSO KNOWN AS: 347 Peabody Drive, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Gisi, Anthony Gisi, Barbara Prior DOT - Blue World Pools, Inc.

Tenants of 347 Peabody Drive, Clarksville, TN 37042 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 250632 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25566 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 23, 2007, and the Deed of Trust of even date securing the same, recorded March 28, 2007, in Book No.

1161, at Page 1670, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Frankie A. Ferris, conveying certain property therein described to Robert M. Wilson, Jr. Wilson & Associates asTrusteeforMortgageElectronicRegistration Systems, Inc., as nominee for Countrywide HomeLoans,Inc.,itssuccessorsandassigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on February 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Land in Montgomery County, Tennessee, being Lot No. 139, on the Plan of Section “B”, Pembrook Place, of record in Plat Book 12, Page 113, Plat 113, Register’s Office for said County, to which plan refer- ence is hereby made for a more complete description. This conveyance is subject to all easements, restrictive covenants and conditions, and other matters of record, includingallitemssetoutonanyapplicable plat of record.

ALSO KNOWN AS: 710 Pembrook Place, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Ferris, Frankie A.

Tenants of 710 Pembrook Place, Clarks- ville, TN 37042 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300451 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0103466143 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25581 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Janu- ary 5, 2009, and the Deed of Trust of even date securing the same, recorded January 12, 2009, in Book No.

1260, at Page 504, in Of- fice of the Register of Deeds for Montgomery County, Tennessee, executed by Heather M. Christie, conveying certain property therein described to Ronald M. Harkavy as Trustee for MortgageElectronicRegistrationSystems,Inc. as nominee for Realty Mortgage Corporation, A Mississippi Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byJPMorganChaseBank,NationalAssociation, will, on February 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Land in Montgomery County, Tennessee, beingLotNo.44,onthePlanofSection“A”, Pembrook Place, of record in Plat Book 12, Page 85, Plat 85, Register’s Office for said County, to which plan reference is hereby made for a more complete description. Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record.

ALSO KNOWN AS: 3394 Polly Drive, Clarks- ville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Christie, Heather M.

Tenants of 3394 Polly Drive, Clarksville, TN 37042 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300360 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0201423168 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25582 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Todd Slenker and Christy Slenker, husband and wife, to Mark D.

Boles, Sr., Trustee, on July 16, 2007 at Volume 1184, Page 1286; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Landsituatedinthe2ndCivilDistrictofMont- gomery County, Tennessee described as: Being Lot No. 562, on the plan of Arbour Greene South Subdivision, Section 3, of record in Plat Book F, Page 291, Plat 291, Registers Office for Montgomery County, Tennessee, to which reference is made for a complete description.

Parcel Number: 017C D 077.00 Current Owner(s) of Property: Todd Slenker, a married man Street Address: 3685 Nadia Drive, Clarks- ville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063069 Jan. 16, 23, 30, 2015 Fkl25583 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 22, 2000, and the Deed of Trust of even date securing the same, recorded September 7, 2000, in Book No.

755, at Page 0158, in OfficeoftheRegisterofDeedsforMontgomery County, Tennessee, executed by Doris A. Witt and Frankie L. Witt, conveying certain property thereindescribedtoCumberlandTitleCompany as Trustee for Franklin American Mortgage Company; and the undersigned, Wilson & As- sociates,P.L.L.C.,havingbeenappointedSuc- cessor Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 26, 2015 on or about 10:00 AM, at the Mont- gomery County Courthouse, Front Door, 2 MillenniumPlaza,Clarksville,TN37040,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot No. 10 on the Plan of Yorkshire, as of record in Plat Book 13, Page 988,

www.TNLedger.com JANUARY 23 - 29, 2015 Page 19 - Section B Public Notices Plat 988, Register’s Office for Montgomery County,Tennessee,towhichsaidplanrefer- ence is hereby made for a more complete and accurate legal description thereof. ALSO KNOWN AS: 436 Terrier Way, Clarks- ville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interestintheabove-referencedproperty:Witt, DorisA.;Witt,FrankieL.;EquityOne,Inc.; Capital One Bank (USA), N.A.; SECRETARY OF HOUSING & URBAN DEVELOPMENT The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 151863 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-2843004-703 FOR SALE INFORMATION, VISIT WWW.

MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25587 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 13, 2012, and the Deed of Trust of even date securing the same, recorded March 16, 2012, in Book No. 1433, at Page 913, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by Dorothy R. Bond, conveying certain property therein described to John T. Halliburton as Trustee for Mortgage ElectronicRegistrationSystems,Inc.,asnomi- nee for First Advantage Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank NA.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank NA, will, on February 17, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: LandintheSecondCivilDistrictofMontgom- ery County, Tennessee, being Lot No. 496 appearing on the Final Plat of the Reserve at Oakland, Phase II, a Cluster lot develop- ment, of record in Plat Book F, Page 986, Register’s Office for Montgomery County, Tennessee,towhichplatreferenceishereby made for a more complete description. ALSO KNOWN AS: 832 Cherry Blossom Lane, Clarksville, TN 37040 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Bond, Dorothy R.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 239123 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0594543 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25594 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 29, 2001, and the Deed of Trust of evendatesecuringthesame,recordedOctober 30, 2001, in Book No.

809, at Page 1297, in OfficeoftheRegisterofDeedsforMontgomery County, Tennessee, executed by Dwight Haley andGenneneHaley,conveyingcertainproperty thereindescribedtoAndrewValentine,Esq.as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for American Home Mortgage,itssuccessorsandassigns;andthe undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank Trust National Association, not in its individual capacity but solely as Delaware trustee and U.S. Bank National Association, not in its individual capacity but solely as Co- Trustee for Government Loan Securitization Trust 2011-FV1.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank Trust National Association, not in its individual capacity but solely as Delaware trustee and U.S. Bank National Association, not in its individual capacity but solely as Co- Trustee for Government Loan Securitization Trust 2011-FV1, will, on March 26, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, 2 Millennium Plaza, Clarksville, TN 37040, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: Being Lot No. 28 on the Plan of Bellamy Court, Section 3-A, as of record in Plat Book 12, Page 321, Register’s Office for Montgomery County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal descrip- tion thereof.

ALSO KNOWN AS: 564 Bellamy Lane, Clarksville, TN 37043-1808 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Haley, Dwight; Haley, Gennen; FNANB/Bank One Velocity Investments LLC;Cavalry Portfolio Services,LLC as assignee of GMAC; Capital One Bank; Worldwide Asset Purchasing LLC suc- cessor in interest The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 243025 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3006420-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25596 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 10, 2012, and the Deed of Trust of even date securing the same, recorded Feb- ruary 14, 2012, in Book No.

1427, at Page 1856, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by David J. Kotz, Jr., conveying certain property therein described to Attorney’s Land Title Co. as Trustee for Mortgage Electronic Registra- tion Systems, Inc., as nominee for Franklin American Mortgage Company, a Tennessee Corporation, its successors and assigns; and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 17, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot Number 19, on the Plan of Park Lane Subdivision, Section A, of record in Plat Book 4, Page 18, Plat 18, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description.

ALSO KNOWN AS: 102 Rebecca Lane, Clarksville, TN 37042 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Kotz, Jr., David J.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 248636 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0592426 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25600 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the Reg- isterofDeeds,350PageantLane,Suite101-A, Clarksville, Tennessee, pursuant to Deed of TrustexecutedbyNathanielGray,toH.Wallace Moroney, Esq., Trustee, on July 14, 2011 at Volume 1395, Page 2434; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: USAA Federal Savings Bank, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN MONTGOMERY COUNTY, TEN- NESSEE, BEING LOT NUMBER 32 ON THE PLAN OF PEMBROKE WEST SUBDIVISION, SECTION 2, OF RECORD IN PLAT BOOK 12, PAGE 104, PLAT 104, REGISTER’S OFFICE FOR MONTGOMERY COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION.

Parcel Number: 006H F 022.00 Current Owner(s) of Property: Nathaniel Steven Gray aka Nathaniel Gray Other interested parties: Castle Credit Corporation StreetAddress:3452ArvinDrive,Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061421 Jan. 23, 30, Feb. 6, 2015 Fkl25607 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 8, 2007, and the Deed of Trust of even date securing the same, recorded June 12, 2007, in Book No.

1176, at Page 2068, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by James P. Wygle and Janell R. Wygle, conveying certain property thereindescribedtoOldRepublicNationalTitle Ins.Co.asTrusteeforMortgageElectronicReg- istration Systems, Inc., as nominee for Advent MortgageLLC,itssuccessorsandassigns;and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by Federal National Mortgage Association. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Federal National Mortgage As- sociation, will, on February 17, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarksville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as fol- lows: Being Lot No. 214, on the Plan of West Creek,SectionE,asshownbyplatofrecord in Plat Book 13, Page 166, Plat 166, in the Register’s Office for Montgomery County, Tennessee,towhichplatreferenceishereby made for a more complete description. ALSO KNOWN AS: 716 West Creek Drive, Clarksville, TN 37040 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Wygle, James P.

Wygle, Janell R. Hutchison, Jeromie The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 197373 DATED January 15, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 1704397819 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25612 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 16, 2015 at 10:00 AM local time, at the Reg- isterofDeeds,350PageantLane,Suite101-A, Clarksville, Tennessee, pursuant to Deed of TrustexecutedbyCathySueDozierandDouglas WilliamDozier,wifeandhusband,toRonaldW.

Sleigh, Cumberland Bank and Trust, Trustee, on November 6, 2006 at Volume 1134, Page 2654; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lots No. 14 and 15 on the Plan of Elmwood Subdivision, as shown by plat of record in Plat Book 6, Page 14, Plat Number 14, and by replat of record in Plat Book F. Page 245, Register’s Office for Montgomery County, Tennessee to which plat reference is hereby made for a more complete and ac- curate legal description, and being known as Map and Parcel No.

91N-B-16 on the maps of the Assessor of Property for Montgomery County, Tennessee.

This being the same real property conveyed to the herein Grantors by deed of record in ORBV 1134, Page 2652 ROMCT. This conveyance is made subject to all terms, conditions and matters as shown on plat of record and to restrictive covenants of record in Deed Book 129, Page 488, of said Register’s Office Montgomery County, Tennessee. Parcel Number: 091N B 016.00 Current Owner(s) of Property: Douglas Wil- liam Dozier and wife Cathy Sue Dozier, as tenants by the entirety Street Address: 1793 West Elmwood Road, Clarksville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN UNRELEASED CONSTRUCTION LOANDEEDOFTRUSTOFRECORDATVOLUME 1084, PAGE 847, IN THE REGISTER’S OFFICE OF MONTGOMERY COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063085 Jan. 23, 30, Feb. 6, 2015 Fkl25620 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, MONTGOMERY COUNTY WHEREAS, Robin F. Currie executed a Deed of Trust to Mortgage Electronic Registra- tion Systems, Inc. as nominee for Cumberland Bank and Trust, Lender and Ronald W.

Sleigh, Trustee(s), which was dated April 17, 2012 and recorded on April 19, 2012 in Book 1439, Page 2189, Montgomery County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, U.S. Bank National Association, (the “Holder”), ap- pointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds ofMontgomeryCounty,Tennessee,withallthe rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on February 17, 2015, at 12:00PM at the usual and customary loca- tion at the Montgomery County Courthouse, Clarksville,Tennessee,proceedtosellatpublic outcry to the highest and best bidder for cash, the following described property situated in Montgomery County, Tennessee, to wit: Being Lot Number 9, on the plan of Lou- ise Heights Subdivision, Section B, as shown by plat of record in Plat Book 11, Page 93, Plat 89, in the Register’s Of- fice for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description.

Being the same property conveyed to Robin

www.TNLedger.com Section B - Page 20 JANUARY 23 - 29, 2015 Public Notices F. Currie, an unmarried woman by deed from Maria E. Flores of record in Book Volume 1439, Page 2187, said Register’s Office. Parcel ID Number: 043OD 026.00 Address/Description: 411 Lillie Belle Lane, Clarksville, TN 37042 Current Owner(s): Robin F. Currie Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrancesaswellasanyprioritycreatedby a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-26596 Jan. 23, 30, Feb. 6, 2015 Fkl25621 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 16, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Brandon McCarrick and Jacqulyn McCarrick, husband and wife, to Charles E.

Tonkin, II, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for Mortgage InvestorsGrouponJanuary26,2010atVolume 1320, Page 2611, Instrument No. 847500; conducted by Shapiro & Ingle, LLP having been appointedSubstituteorSuccessorTrustee,all of record in the Montgomery County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Landsituatedinthe7thCivilDistrictofMont- gomery County, Tennessee described as: Being Lot No. 50, on the plan of Johnson Heights Subdivision, Section C, of record in Plat Book 12, Page 103, Plat 103, Registers Office for Montgomery County, Tennessee, to which reference is made for a complete description.

This being the same property conveyed to Brandon McCarrick, a married man by War- ranty Deed from Scott Brison recorded in Book 1320, page 2609, Register’s Office for Montgomery County, Tennessee.

This conveyance is subject to: (1) restrictive covenants of record in Official Record Book Volume379,Page699andamendedinBook 382, Page 675 and Book 382, Page 679 in Register’s Office Montgomery County, Ten- nessee (2) all applicable zoning ordinances (3) utility, sewer, drainage and other ease- ments of record, (4) all subdivision/condo- minium assessments, covenants, bylaws, restrictions, declarations and easements of record, (5) building restrictions and setback lines as shown by Plat of record, and (6) other matters of public record. This property is further identified as Map and Parcel 54D-E-8.00 in the Tax Assessor’s Of- fice for Montgomery County, Tennessee.

StreetAddress:579RatchfordDrive,Clarks- ville, Tennessee 37042 Parcel Number: 054D-E-008.00 Current Owner(s) of Property: Brandon Mc- Carrick, a married man Other interested parties: Clarksville De- partment of Electricity, Energy Services Department, Johnson Heights Property Owner’sAssociation,Inc.,c/oSteveTackett, Registered Agent The street address of the above described property is believed to be 579 Ratchford Drive, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: ClarksvilleDepartmentofElectricity,EnergySer- vices Department, Johnson Heights Property Owner’s Association, Inc., c/o Steve Tackett, Registered Agent SALE IS SUBJECT TO UCC FINANCIAL STATEMENT HELD BY CLARKSVILLE DE- PARTMENTOFELECTRICITY,OFRECORDAT VOLUME 1345, PAGE 1159, IN THE REGIS- TER’S OFFICE OF MONTGOMERY COUNTY, TENNESSEE.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063071 Jan. 23, 30, Feb. 6, 2015 Fkl25639 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, MONTGOMERY COUNTY WHEREAS, Craig C.

Fulton and Jacqueline L. Fulton executed a Deed of Trust to CitiFinan- cial Services, Inc., Lender and Rudy Schumer, Trustee(s), which was dated June 28, 2005 and recorded on June 29, 2005 in Book 1045, Page 2424, Montgomery County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiFinancial Servicing LLC, (the “Holder”), ap- pointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds ofMontgomeryCounty,Tennessee,withallthe rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on February 17, 2015, at 12:00PM at the usual and customary loca- tion at the Montgomery County Courthouse, Clarksville,Tennessee,proceedtosellatpublic outcry to the highest and best bidder for cash, the following described property situated in Montgomery County, Tennessee, to wit: All that certain parcel of land in 2nd Civil District, Montgomery County, State of TN, as more fully described in Volume 551 Page 0886 ID# 17G-C-18, being known and designated as Lot 53, Ha- zelwood Subdivision, Section 2B, filed in Plat Book 13 at Page 174, Plat 174.

Being the same property conveyed by fee simple deed from Paul F. Burkhart to Craig C Fulton and Jacqueline L Fulton, dated 12/09/1994 recorded on 12/09/1994 in Volume 551, Page 0886 in Montgomery County Records, State of TN. Parcel ID Number: 017G C 018.00 000 Address/Description: 1418 Marla Court, Clarksville, TN 37042 Current Owner(s): Craig C. Fulton and wife, Jacqueline L. Fulton Other Interested Party(ies): CACH, LLC The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrancesaswellasanyprioritycreatedby a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above.

This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-09910 Jan. 23, 30, Feb. 6, 2015 Fkl25640 SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE SaleatpublicauctionwillbeonWednesday, February 18, 2015, at 10:00 AM prevailing time at the The Water Fountain Located in Millennium Plaza Outside the Front Door of the Montgomery County Courthouse, Clarksville, Montgomery County, Tennessee.

VA Loan #904770506871. The owner of the debt is DEUTSCHEBANKNATIONALTRUSTCOMPANY, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE VENDEE MORTGAGE TRUST 2010-1. Realty to be sold under the provisions of a Deed of Trust executed by Adam L. Lherault, a single person, Grantors, is located in Mont- gomery County, Tennessee and designated as: Beginningatanironpininthenorthwestrightof way of Nolen Road, said iron pin being located south39degrees03minutes16secondswest 735.03 feet from the center line intersection of Nolen Road and Old Trenton Road thence with the northwest right of way of Nolen Road as follows: south 60 degrees 37 minutes 22 seconds west 51.59 feet to a point, thence south 57 degrees 43 minutes 07 seconds west 41.99 feet to an iron pin, thence leaving said right of way and into a new line as follows: north19degrees10minutes45secondswest 140.00 feet to an iron pin, thence south 70 degrees 49 minutes 15 seconds west 118.66 feet to an iron pin in the east boundary line of Odd Jod L.L.C.

property as per Volume 606, Page 59, Register’s Office for Montgomery County, Tennessee, thence with said east boundary line north 07 degrees 35 minutes 22 seconds west 326.23 feet to an iron pin, thence on two new lines as follows; north 83 degrees 31 minutes 27 seconds east 191.05 feet to an iron pin, thence north 04 degrees 43 minutes 45 seconds west 26.08 feet to an existing pipe, said pipe being the southeast cornerofLot1ofNolandAcres,thencewiththe south boundary line of Noland Acres, north 84 degrees 49 minutes 38 seconds east 151.42 feet to an iron pin, thence with Lot 7 of Noland Acres, south 06 degrees 51 minutes 03 sec- onds east 116.76 feet to an iron pin‚ thence withLots13and14ofNolandAcresasfollows: south68degrees57minutes56secondswest 129.72 feet to an iron pin, thence south 01 degrees 35 minutes 14 seconds west 88.83 feet to an iron pin, thence south 16 degrees 26 minutes 00 seconds east 186.40 feet to the point of beginning, containing 2.16 acres more or less.

Tax Parcel ID: 055-029.00 improved and known as 1520 Nolen Road, Clarksville, TN. Deed of Trust recorded in Volume 1323, Page 2943, Register’s Office of Montgomery County, Tennessee. Other Interested Parties: City of Clarksville Finance & Revenue Department Terms of sale will be public auction, for cash,freeandclearoftherightsofhomestead, redemption and dower, and the rights of Adam L.Lherault,asingleperson,andthoseclaiming throughthem,subjecttoanyaccruedtaxesand restrictions which may be of record in the said Register’s Office.

ARNOLD M. WEISS, Substitute Trustee pursuant to Appointment of Substitute Trustee of record, Register’s Office of Mont- gomery County, Tennessee ARNOLD M.

WEISS, Attorney at Law Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 (901) 526‑8296 File # 1701-117486-FC Jan. 23, 30, Feb. 6, 2015 Fkl25641 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Francisco Villan- ueva, married and Elizabeth Villanueva, his wife, to Frank Alvstad, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for Franklin American Mortgage Company on June 4, 2009 at Volume 1283, Page 2396, Instrument No.

822614; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Succes- sor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: BEING LOT NO. 111, ON THE PLAN OF FIELDS OF NORTHMEADE, SECTION 1-B, AS SHOWN BY PLAT BOOK F, PAGE NUMBER(S) 577, REGISTER’S OFFICE FOR MONTGOM- ERY COUNTY, TENNESSEE, TO WHICH REFERENCE IS MADE FOR A COMPLETE DESCRIPTION. Street Address: 1429 Bruceton Drive, Clarksville, Tennessee 37042 Parcel Number: 007H A 033.00 Current Owner(s) of Property: Francisco Vil- lanueva and Elizabeth Villanueva, husband and wife, as tenants by the entirety The street address of the above described property is believed to be 1429 Bruceton Drive,Clarksville,Tennessee37042,butsuch address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063062 Jan. 23, 30, Feb. 6, 2015 Fkl25656 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A,Clarksville,TennesseepursuanttoDeed of Trust executed by Juan J.

Torres, A/K/A Juan Jose Torrescastillo and Kimberly Torres, Husband and Wife, to Realty Title and Escrow Co., Inc., Trustee, as trustee for Mortgage ElectronicRegistrationSystems,Inc.(“MERS”), solely as nominee for Allied Home Mortgage CapitalCorporationonApril25,2008atVolume 1227, Page 1771, Instrument No. 782879; conducted by Shapiro & Ingle, LLP having been appointedSubstituteorSuccessorTrustee,all of record in the Montgomery County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Land in Montgomery County, Tennessee, being Lot No. 73, on the Plan of Section C, Johnson Heights, of record in Plat Book 12, Page 103, Plat 103, as amended in instru- ment of record in Volume 382, Page 679, Register’s Office for said County, to which Plan reference is hereby made for a more complete description.

Being the same property conveyed to Juan J.

Torres and wife, Kimberly Torres by deed from Welsey G. Prichard and wife, Angela M. Prichard, of record in Volume 1227, Page 1769, Register’s Office for Montgomery County, Tennessee. Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record. Street Address: 355 Randell Drive, Clarks- ville, Tennessee 37042 Parcel Number: 054D-F-010.00 Current Owner(s) of Property: Juan J. Torres and wife, Kimberly Torres The street address of the above described property is believed to be 355 Randell Drive, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that

www.TNLedger.com JANUARY 23 - 29, 2015 Page 21 - Section B Public Notices purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No.

15-063068 Jan. 23, 30, Feb. 6, 2015 Fkl25663 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A,Clarksville,TennesseepursuanttoDeed of Trust executed by Kyle R. Petko, a single man, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on July 10, 2009 at Volume 1291, Page 323; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Successor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Land in Montgomery County, Tennessee, being Lot No. 316, on the Plan of Pembrook Place, Section D-2-B, of record in Plat Book 12, Page 313, Plat 313, Register’s Office for saidCounty,towhichplanreferenceishereby made for a more complete description. Being the same property conveyed to Kyle R. Petko by deed from Juan Q. Haynes and Jennifer L.

Blair, now Haynes, of record in Volume 1291, Page 321, Register’s Office for Montgomery County, Tennessee. Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record. Street Address: 903 Cimarron Court, Clarks- ville, Tennessee 37042 Parcel Number: 006G-K-025.00 Current Owner(s) of Property: Kyle R. Petko The street address of the above described property is believed to be 903 Cimarron Court, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063064 Jan. 23, 30, Feb. 6, 2015 Fkl25664 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of TrustexecutedbyZelmaL.CottonandMichael W.

Cotton, to Mary Frances Rudy, Trustee, as trustee for Mortgage Investors Corporation on April 13, 1998 at Volume 658, Page 0926; conducted by Shapiro & Ingle, LLP having been appointedSubstituteorSuccessorTrustee,all of record in the Montgomery County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: The land referred to in this Commitment is situated in the County of MONTGOMERY, State of Tennessee, and described as follows: BEING LOT NO. 12 ON THE PLAN OF BRENT- WOODSUBDIVISION,ASOFRECORDINPLAT BOOK 12, PAGE 91, PLAT 91, REGISTER’S OFFICE FOR MONTGOMERY COUNTY, TEN- NESSEE, TO WHICH SAID PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION THEREOF.

BEING THE SAME PROPERTY CONVEYED TO ZELMAL.COTTONANDHUSBAND,MICHAEL W. COTTON, BY DEED RECORDED IN BOOK 571, PAGE 1209, REGISTERS OFFICE OF MONTGOMERY COUNTY, TENNESSEE. Street Address: 523 Brentwood Circle, Clarksville, Tennessee 37042 Parcel Number: 03-030F-A-012.00 CurrentOwner(s)ofProperty:ZelmaL.Cotton and husband, Michael W. Cotton Other interested parties: The City of Clarksville The street address of the above described property is believed to be 523 Brentwood Circle,Clarksville,Tennessee37042,butsuch address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: The City of Clarksville All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063133 Jan. 23, 30, Feb. 6, 2015 Fkl25665 SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE SaleatpublicauctionwillbeonWednesday, February18,2015,at10:00AMprevailingtime attheTheWaterFountainLocatedinMillennium PlazaOutsidetheFrontDooroftheMontgomery County Courthouse, Clarksville, Montgomery County, Tennessee.

Loan #202060517907. The owner of the debt is Everbank. Realty to be sold under the provisions of a Deed of Trust executed by Jason W. Sheer, Michelle Sheer, husband and wife, Grantors, is located in Montgomery County, Tennessee and designated as: Situated in the Third Civil District of Mont- gomery County, Tennessee, and bounded and described as follows: Being Lot No. 117, on the Plan of Sherwood Forest Subdivision, Sec- tion 3, as shown by plat of record in Plat Book 9, Page 4, Plat 4, in the Register’s Office for Montgomery County, Tennessee, according to survey of Billy Ray Suiter, TRLS #1837, of DBS & Associates Engineering, 330 North Second Street, P.O.

Box 949, Clarksville, Tennessee 37041, dated February 23, 2000, and being designated as Map and Parcel No. 19-P-C-11, on the Maps of the Assessor of Property for Montgomery County, Tennessee.

Tax Parcel ID: 019P-C-011.00 Improvedandknownas116FriarDrive,Clarks- ville,TN.DeedofTrustrecordedinVolume940, Page 214, Re-recorded in Volume 941, Page 1087, in the Register’s Office of Montgomery County, Tennessee. Terms of sale will be public auction, for cash,freeandclearoftherightsofhomestead, redemption and dower, and the rights of Jason W. Sheer, Michelle Sheer, husband and wife, and those claiming through them, subject to any accrued taxes and restrictions which may be of record in the said Register’s Office. ARNOLD M. WEISS, Substitute Trustee pursuant to Appointment of Substitute Trustee of record in the Register’s Office of Montgomery County, Tennessee ARNOLD M.

WEISS, Attorney at Law Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 (901) 526‑8296 File # 7134-119434-FC Jan. 23, 30, Feb. 6, 2015 Fkl25670 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 23, 2015 on or about 10:00AM local time, at the Montgomery County Courthouse, Clarksville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by ROLAND MICHAEL ZIRKLE AND ELIZABETH GOREZIRKLE,toWESLEYD.TURNER,Trustee, on May 24, 2005, at Record Book 1050, Page 1777 in the real property records of Montgom- ery County Register’s Office, Tennessee.

OwnerofDebt:U.S.BANKNATIONALASSOCIA- TION, AS TRUSTEE UNDER SECURITIZATION SERVICINGAGREEMENTDATEDASOFNOVEM- BER1,2005STRUCTUREDASSETSECURITIES CORPORATION MORTGAGE-PASS THROUGH CERTIFICATES, SERIES 2005-AR1 ThefollowingrealestatelocatedinMontgomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT 52 ON THE PLAN OF CRAIGMONT SUBDIVISION, AS SHOWN BY PLAT OF RE- CORD IN PLAT BOOK 8, PAGES 72-75, PLATS 72-75, IN THE REGISTER`S OFFICE FOR MONTGOMERY COUNTY, TENNESSEE, AND BEING DESIGNATED AS MAP AND PARCEL NO.

65-F-B-7 ON THE MAPS OF THE ASSES- SOR OF PROPERTY FOR MONTGOMERY COUNTY,TENNESSEE,ANDBEINGFURTHER DESCRIBED ACCORDING TO A SURVEY OF BEN ROBERT WEAKLEY, TRLS # 1457, OF WEAKLEY BROTHERS, P.O. BOX 3409, 2121 OLDASHLANDCITYROAD,CLARKSVILLE,TN 37043, DATED AUGUST 13, 1997, JOB NO. 97-412, AS FOLLOWS: BEGINNING AT AN EXISTING IRON PIN LO- CATED IN THE SOUTHERN RIGHT-OF-WAY MARGIN OF NORWOOD TRAIL, A 50-FOOT PUBLIC RIGHT-OF-WAY, SAID IRON PIN BE- ING LOCATED 189 FEET, MORE OR LESS, WEST OF THE CENTERLINE OF CAMBRIDGE ROADASMEASUREDALONGTHESOUTHERN RIGHT-OF-WAYMARGINOFNORWOODTRAIL; THENCE WITH THE WESTERN LINE OF LOT 53 SOUTH 16° 19` 37” WEST 215.03 FEET TO EN EXISTING IRON PIN; THENCE WITH THE NORTHERN LINE OF LOT 40 NORTH 70° 47` 45” WEST 200.00 FEET TO AN EXISTING IRON PIN; THENCE WITH THE EASTERN LINE OF LOT 51 NORTH 23° 26` 16” EAST 234`.19 FEET TO AN EXISTING IRON IN THE SOUTH- ERN RIGHT-OF-WAY MARGIN OF NORWOOD TRAIL; THENCE WITH SAID RIGHT-OF-WAY MARGIN ON A CURVE HAVING A DELTA OF 29° 00` 12”.

A RADIUS OF 218.31 FEET, A TANGENT OF 56.47 FEET, AND A LENGTH OF 110.51 FEET TO A POINT; THENCE SOUTH 73° 39` 53” EAST 64.91 FEET TO THE POINT OF THE BEGINNING.

BEING THE SAME PROPERTY CONVEYED TO ROLAND MICHAEL ZIRKLE AND WIEE, ELIZABETHGOREZIRKLE,TRUSTEESOFTHE ZIRKLE FAMILY LIVING TRUST ON 10/8/01, BY DEED FROM ROLAND MICHAEL ZIRKLE AND ELIZABETH GORE ZIRKLE, FILED FOR RECORD ON 10/10/01, IN BOOK 807, PAGE 12,REGISTER`SOFFICEFORMONTGOMERY COUNTY, TENNESSEE. BEING FURTHER CONVEYED TO ROLAND MICHAEL ZIRKLE AND WIFE, ELIZABETH GORE ZIRKLE BY QUITCLAIM DEED FROM THE ROLAND MICHAEL ZIRKLE AND WIFE, ELIZABETH GORE ZIRKLE, TRUSTEES OF THE ZIRKLE FAMILY LIVING TRUST AND FILED FOR RECORD ON 7-25-05 , IN BOOK 1050,PAGE1774,REGISTER`SOFFICEFOR MONTGOMERY COUNTY, TENNESSEE.

Tax ID: 41802/065F B 007.00 000 CurrentOwner(s)ofProperty:ROLANDMICHAEL ZIRKLE AND ELIZABETH GORE ZIRKLE The street address of the above described property is believed to be 1988 Norwood Trail, Clarksville, TN 37043, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHE RIGHTTORESCINDTHE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION AND LIEN FILED IN FAVOR OF GORDON WOODSON, DBA WOODSON CONSTRUCTION COMPANY AND JUDGMENT IN FAVOR OF CAPITAL ONE F.S.B AND JUDG- MENT IN FAVOR OF CAVALRY SPVI, LLC AND JUDGMENT IN FAVOR OF F & M BANK AND JUDGMENT IN FAVOR OF BELLSOUTH ADVERTISING & PUBLISHING CORPORATION AND JUDGMENT IN FAVOR OF MOBILE MINI, INC AND ZIRKLE FAMILY LIVING TRUST AND JUDGMENTINFAVOROFJOSEPHKINCAIDDBA KINCAIDMOVING&STORAGEANDJUDGMENT IN FAVOR OF JIM CROSSMAN REALTY THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C.

7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-006086-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25677 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 16, 2011, and the Deed of Trust of even date securing the same, recorded Sep- tember 21, 2011, in Book No. 1403, at Page 2619, in Office of the Register of Deeds for Montgomery County, Tennessee, executed by MickeyW.LovellandDonnaS.Lovell,conveying certain property therein described to Jonathan R.

Vinson as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for F & M Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 10, 2015 on or about 10:00 AM, at the Montgomery County Courthouse, Clarks- ville,Tennessee,offerforsalecertainproperty hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Montgomery County, Tennessee, and being more particularly described as follows: BeingLotNumber7,onthePlanofDeertrail Subdivision, Section 1, as shown by plat of recordinPlatBook12,Page254,Plat254, in the Register’s Office for Montgomery County,Tennessee,towhichplatreference is hereby made for a more complete legal description.

ALSO KNOWN AS: 3112 Larson Lane, Clarksville, TN 37043 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Lovell, Mickey W.

Lovell, Donna S.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301060 DATED January 20, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0585824 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25678 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 23, 2015 on or about 10:00AM local time, at the Montgomery County Courthouse, Clarksville, Tennessee, conducted by the Substitute Trusteeasidentifiedandsetforthhereinbelow, pursuant to Deed of Trust executed by GARY A MITCHELL AND VERONICA M MITCHELL, to JOSEPH B.

PITT, JR, Trustee, on January 23, 2010, at Record Book 1321, Page 1148 in therealpropertyrecordsofMontgomeryCounty Register’s Office, Tennessee. Owner of Debt: Ocwen Loan Servicing, LLC ThefollowingrealestatelocatedinMontgomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 918, ON THE PLAN OF AUTUMNWOOD FARMS, SECTION 4A, AS SHOWN BY PLAT BOOK E PAGE NUMBER 1164, REGISTER`S OFFICE FOR MONT- GOMEY COUNTY, TENNESSEE, TO WHICH REFERENCE IS MADE FOR A COMPLETE DESCRIPTION.

Tax ID: 018F- C- 003000000-18F CurrentOwner(s)ofProperty:GARYAMITCHELL AND VERONICA M MITCHELL The street address of the above described property is believed to be 1593 AUTUMN DR, CLARKSVILLE, TN 37042, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS

www.TNLedger.com Section B - Page 22 JANUARY 23 - 29, 2015 Public Notices IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE.

THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHERIGHT TORESCINDTHESALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C.

7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005702-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25680 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 23, 2015 on or about 10:00AM local time, at the Montgomery County Courthouse, Clarksville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DENNISAJORDANANDMARSHAKJORDAN,to LARRY A. ROCCONI, JR., Trustee, on February 6, 2007, at Record Book 1152, Page 2491 as Instrument No.

733247 in the real property records of Montgomery County Register’s Of- fice, Tennessee.

Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MASTR SPECIALIZED LOAN TRUST 2007-02 MORT- GAGE PASS-THROUGH CERTIFICATES ThefollowingrealestatelocatedinMontgomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 118, ON THE PLAN OF WIND- WOOD, SECTION 2, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 13, PAGE 995, PLAT NUMBERS 995 & 995A IN THE REGISTER`S OFFICE FOR MONTGOMERY COUNTY, TEN- NESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION.

THIS PROPERTY IS SUBJECT TO BUILDING SETBACK LINES, UTILITY AND DRAINAGE EASEMENTS AND ALL OTHER MATTERS AS SHOWN ON THE AFOREMENTIONED PLAT OF RECORD.ADDITIONALLY,THISPROPERTYIS SUBJECT TO RESTRICTIVE COVENANTS OF RECORD IN ORBV 729, PAGE 2483, IN THE REGISTER`S OFFICE FOR MONTGOMERY COUNTY, TENNESSEE.

THISBEINGTHESAMEPROPERTYCONVEYED TO GRANTORS, BY DEED OF RECORD IN ORBV1152,PAGE2489,INTHEREGISTER`S OFFICE FOR MONTGOMERY COUNTY, TEN- NESSEE. THIS PROPERTY IS FURTHER IDENTIFIED AS MAP AND PARCEL 1 8L-C-22 IN THE TAX ASSESSOR`S OFFICE FOR MONTGOMERY COUNTY, TENNESSEE.

MARSHA K. JORDAN JOINS IN THIS INSTRU- MENT TO CONVEY HER INTEREST IN THE ABOVE REFERENCED PROPERTY BY VIRTUE OF HER MARRIAGE TO DENNIS A. JORDAN. Tax ID: 018L-C-02200000018M CurrentOwner(s)ofProperty:DENNISAJORDAN AND MARSHA K JORDAN The street address of the above described property is believed to be 1600 West Barry- wood Circle, Clarksville, TN 37042, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION,UPONANNOUNCEMENTATTHE TIME AND PLACE FOR THE SALE SET FORTH ABOVE.

THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVESTHERIGHTTORESCINDTHESALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DE- POSITPAID.THEPURCHASERSHALLHAVENO FURTHERRECOURSEAGAINSTTHEGRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U.S.C.

7425 and T.C.A. §67-1-1433. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

MWZM File No. 14-005169-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25681 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 17, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Ryan Lee Sweet, a single person, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo BAnk, N.A. on July 6, 2011atVolume1392,Page2134,Instrument No.

896244; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Suc- cessorTrustee,allofrecordintheMontgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Being Lot 76, on the plan of Timbersprings Subdivision, Section I, as shown by plat of recordinPlatBookF,Page9-11andre-platted in Plat Book F, Page 248, in the Register’s Office for Montgomery County, Tennessee, to which plat reference is hereby made for a more complete legal description. This property is subject to building setback lines, utility and drainage easements and all other matters as shown on the afore- mentioned plat of record.

Additionally, this property is subject to Restrictive Covenants of record in QRBV 1100, Page 1902; By- Laws of record in DRBV 1100, Page 1902; Storm Water Maintenance Agreement of record in DRBV 1098, Page 1844; Pipeline Easement of record in DRBV 176, Page 849; Transmission Line Easement In DB 140, Page 17; Public Utility Easement in QRBV 453, Page 930; Right of Way Easement in DRBV 643, Page 1609 and DRBV 643, Page 1611 and Crude Line Easement per survey of record in Plat Book F, Page 9-11, all in the Register’s Office for Montgomery County, Tennessee.

Being the same property conveyed by War- ranty Deed from The Halliday Company, Inc., a Tennessee Corporation to Ryan Lee Sweet asrecordedonthe30thdayofJanuary,2009 in Volume 1262, Page 2310 and Part of War- ranty Deed from Main Street Investments, a Tennessee General Partnership, consisting of Todd E. Halliday and John Mark Holleman to The Halliday Company, Inc. as recorded on the 7th day of June, 2006 in Volume 1104, Page 815, in the Register’s Office of Montgomery County, Tennessee. Street Address: 3225 Timberdale Drive, Clarksville, Tennessee 37042 Parcel Number: 017O-A-024.00 Current Owner(s) of Property: Ryan Lee Sweet The street address of the above described property is believed to be 3225 Timberdale Drive,Clarksville,Tennessee37042,butsuch address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063066 Jan. 23, 30, Feb. 6, 2015 Fkl25685 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 20, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by Michael C.

Wright and wife Phyleshia Wright, to Marks, Shell and Maness, Trustee, on July 14, 2006 at Volume 1112, Page 1408; all of record in the Montgomery County Register’s Office. Party entitled to enforce security interest: U.S. Bank National Association, as trustee, on behalf of the holders of the First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-Through Certificates, Series 2006-FF14, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Property situated in the 3rd Civil District of Montgomery County, Tennessee, and being designated as Tax Map & Parcel No.

43E-K-10 as shown on the maps of the As- sessor of Property for Montgomery County, Tennessee.

BeingLot198,Section2A,KenwoodEstates, as shown by plat of record in Plat Book 13, Page 478, Plat 478, Register’s Office for Montgomery County, Tennessee. This being the same real estate conveyed unto Michael Wright and wife, Phyleshia WrightbydeedfromGeorgeR.Fleming,Jr.,of record in Official Record Book Volume 1112, page 1405, of said Register’s Office. This Deed of Trust is made subject to all terms, conditions and matters as shown on the aforementioned described plat of record and subject to restrictive covenants of record in Official Record Book Volume 605, Page 330 and as amended in Official Record Book Volume 614, Page 78, of said Register’s Office.

Parcel Number: 043E K 010.00 Current Owner(s) of Property: Michael Wright aka Michael C. Wright and wife, Phyleshia Wright, as tenants by the entirety Other interested parties: Jackson Roofing & Remodeling, LLC c/o Matthew J. Ellis Street Address: 307 Broadmore Drive, Clarksville, Tennessee 37042 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-058525 Jan. 23, 30, Feb. 6, 2015 Fkl25686 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee pursuant to Deed of Trust executed by Wesley D.

Scott and Crystal A. Scott, Joint Tenants, to Jonathan R. Vinson, Trustee, as trustee for Mortgage Electronic RegistrationSystems,Inc.(“MERS”),solelyas nominee for F&M Bank on October 31, 2011 at Volume 1410, Page 1001, Instrument No. 908111; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Succes- sor Trustee, all of record in the Montgomery County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder: Described property located at Montgomery County, Tennessee, to wit: Realtylocatedinthe3edCivilDistrictofMont- gomery County, Tennessee, and bounded and described as follows: BEING Lot No. 142 on the plan of Pembrook Place, Section B of record in Plat Book 12, Page 113, Plat 113, Register’s Office for Montgomery County, Tennessee, to which plan reference is hereby made for a more complete description.

BeingthesamepropertyconveyedtoWesley D.

Scott and Crystal A. Scott, Joint Tenants by deed from Russell William Dodge Baker and wife, Sherry R. Baker, of record in Vol- ume 1410, Page 999, Register’s Office for Montgomery County, Tennessee. Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record. StreetAddress:1202TobaccoRoad,Clarks- ville, Tennessee 37042 Parcel Number: 006G C 008.00 000 CurrentOwner(s)ofProperty:WesleyD.Scott and Crystal A. Scott, Joint Tenants The street address of the above described property is believed to be 1202 Tobacco Road, Clarksville, Tennessee 37042, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063265 Jan. 23, 30, Feb. 6, 2015 Fkl25687 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 20, 2015 at 12:00 PM local time, at the Register of Deeds, 350 Pageant Lane, Suite 101-A, Clarksville, Tennessee, pursuant to Deed of Trust executed by William B.

Allen, Jr., unmarried, to Trademark Title, LLC, Trustee, on July 31, 2008 at Volume 1241, Page 861, Instrument No. 793071; corrected by Scrivener’s Affidavit at Volume 1250, Page 1686; all of record in the Montgomery County Register’s Office.

Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Mont- gomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 585, ON THE PLAN OF ARBOUR GREENE SOUTH, SECTION 3, as shown by Plat Book F, Page Number(s) 291 & 292, Register’s Office for Montgomery County, Tennessee, to which reference is made for a complete description. Parcel Number: 017C E 020.00 Current Owner(s) of Property: William B. Allen, Jr., unmarried Street Address: 947 Cindy Jo Court, Clarks- ville, Tennessee 37040 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid

www.TNLedger.com JANUARY 23 - 29, 2015 Page 23 - Section B Public Notices Robertson County All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announce- ment at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-27726 Jan. 9, 16, 23, 2015 Fkl25416 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 1:00 PM local time, at the west door of the Robertson County Courthouse, 501 S. Main Street, Springfield, TN 37172 pursuant to Deed of Trust executed by Alan Schmelzer, a single person, to Andrew C. Rambo, Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc. (“MERS”), solely as nominee for First Community Mortgage, Inc.

on April 29, 2011 at Record Book 1416, Page 175, Instrument No. 236080; modified at Record Book 1564, Page 822; conducted by Shapiro & Kirsch, LLP having been appointed Substi- tute or Successor Trustee, all of record in the RobertsonCountyRegister’sOffice.Defaulthas occurred in the performance of the covenants, terms, and conditions of said Deed of Trust andtheentireindebtednesshasbeendeclared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder: Land in the 16th Civil District of Robertson County, Tennessee, described in part ac- cording to a November 10, 1978, survey by JohnB.Kohl,III,TennesseeRegisteredLand Surveyor No. 100, as follows: Beginning at a pointinthecenterlineofanunnamedcounty road at the most southeasterly corner of the propertyconveyedtoHettieB.Sedar,etal,by deed from Heuland Biggs, of record in Deed Book 156, page 350, Register’s Office for said County; thence, with the center line of said road and leaving said road, at a curve to the right, S 61 deg.

E 270.0 feet to a point in the westerly line of property now or formerly owned nu Carl M. Martin; thence, with Martin’s westerly property line N 3 deg. E 620.0 feet to a southeasterly property corner of Sedar; thence, with southwesterly and easterly property lines of Sedar, N 37 deg. W 130 feet, S 15 deg. W 515.0 feet to the point of beginning and containing 2.5 acres, more or less.

Being the same property conveyed to Alan Schmelzer, a single person from Nancy J. Beauchane, unmarried by Deed dated 04/29/2011andrecordedon05/03/2011 intheRegisterofDeedforRobertsonCounty, TennesseeinDeedInstrument _ _ Deed Book: 1416, Page 173 Also Known As: 4474 C M Martin Rd, Spring- field, Tennessee 37172 Street Address: 4474 C M Martin Road, Springfield, Tennessee 37172 Parcel Number: 101-084.00 CurrentOwner(s)ofProperty:AlanSchmelzer, a single person Other interested parties: U.S. Department of HUD c/o Deval, LLC, The Secretary of Housing and Urban Development The street address of the above described property is believed to be 4474 C M Martin Road,Springfield,Tennessee37172,butsuch address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: U.S. Department of HUD c/o Deval, LLC, The Secre- tary of Housing and Urban Development SALE IS SUBJECT TO ONE YEAR RIGHT OF REDEMPTION HELD BY THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY REASON OF THE DEED OF TRUST OF RECORD AT RECORD BOOK 1555, PAGE 793, IN THE REGISTER’SOFFICEOFROBERTSONCOUNTY, TENNESSEE.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-042756 Jan. 9, 16, 23, 2015 Fkl25422 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the west door,501NorthMainStreet,RobertsonCounty Courthouse,501MainStreet,Springfield,Ten- nessee, pursuant to Deed of Trust executed by James H.

Teasley and Virginia A. Teasley, to J. Robison, Trustee, on August 9, 2005 at Record Book 1044, Page 550; all of record in the Robertson County Register’s Office. Party entitled to enforce security interest: CitiFinancial Servicing LLC, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Robertson County, Tennessee, and being more particu- larly described in deed of record in Record Book1044,Page550;intheRegister’sOffice of Robertson County, Tennessee Parcel Number: 041C-C-030.00 Current Owner(s) of Property: James H.

Teasley and wife, Virginia A. Teasley Other interested parties: LVNV Funding LLC as assignee of CitiFinancial, City of Adams, TN Street Address: 216 Winters Street, Adams, Tennessee 37010 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE SaleatpublicauctionwillbeonWednesday, February 4, 2015, at 11:30 AM prevailing time at the Front Door of the Courthouse, Spring- field, Robertson County, Tennessee. VA Loan #202060511935. The owner of the debt is Bank of America, N.A.

Realty to be sold under the provisions of a Deed of Trust executed by Israel Silva, Jr.

and Angie Silva, husband and wife, Grantors, is located in Robertson County, Tennessee and designated as: SituatedinRobertsonCounty,Tennessee,and being described as follows, to-wit: Being Lot No. 38, Shadowbrook Subdivision, Section 1, of record in Plat Book 8, Page 86, in the Regis- ter’s Office for Robertson County, Tennessee, to which record reference is hereby made for a more complete description thereof. Angie Silva is one and the same as Angela Dawn Bain-Silva.

Tax Parcel ID: 115I-B-030.00 improved and known as 2009 Dogwood Lane, Greenbrier, TN. Deed of Trust recorded in Re- cord Book 869, Page 886, Register’s Office of Robertson County, Tennessee. Other Interested Parties: Ford Motor Credit Company Terms of sale will be public auction, for cash,freeandclearoftherightsofhomestead, redemption and dower, and the rights of Israel Silva, Jr. and Angie Silva, husband and wife, and those claiming through them, subject to any accrued taxes and restrictions which may be of record in the said Register’s Office. ARNOLD M. WEISS, Substitute Trustee pursuant to Appointment of Substitute Trustee of record in Record Book 1598, Page 724, Register’s Office of Robertson County, Tennessee ARNOLD M.

WEISS, Attorney at Law Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 (901) 526‑8296 File # 1701-118229-FC Jan. 9, 16, 23, 2015 Fkl25387 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 27, 2005, and the Deed of Trust of even date securing the same, recorded June 1, 2005, in Book No. 1026, at Page 837, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Misty D. Clark and RichardA.Clark,Jr.,conveyingcertainproperty thereindescribedtoC.RichardBoboasTrustee for Cumberland Bank; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by PennyMac Loan Services, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by PennyMac Loan Services, LLC, will, on February 4, 2015 on or about 3:00 PM, at the Robertson County Courthouse, Springfield, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclu- sion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRobertsonCounty,Tennessee,and being more particularly described as follows: statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:Suggs,TamekaS.;Secretaryof Housing & Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 243120 DATED December 22, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3457368 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25404 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, ROBERTSON COUNTY WHEREAS, Sabrina Plummer and Der- rick Plummer executed a Deed of Trust to CitiFinancial, Inc., Lender and Laurie Starks, Trustee(s), which was dated May 15, 2003 and recorded on May 16, 2003 in Book 853, Page 227, Robertson County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiFinancial Servicing LLC, a Delaware limited liability company, successor by merger to CitiFinancial, Inc., a Tennessee corporation, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Robertson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on February 10, 2015, at 2:00PMattheusualandcustomarylocationat theRobertsonCountyCourthouse,Springfield, Tennessee, proceed to sell at public outcry to thehighestandbestbidderforcash,thefollow- ing described property situated in Robertson County, Tennessee, to wit: A certain tract or parcel of land located in the 7th Civil District of Robertson County, Tennessee,beingmoreparticularlydescribed as follows, to-wit: Beginning at a point in the center of Fort Road, corner to B.G.

Port and the Southeast corner of this land, thence with the line of said fort, North 2 deg East 397.5 feet to an ash tree, corner to said fort thence with his line North 88 1/4 deg. West 384 feet to an iron stake, corner in the land of said fort; thence with his line and passing about 4 or 5 feet westerly of a tool shed South 2 deg. West 304 feet to an iron stake, corner to said fort; thence with his line, leaving a fence and with the centerline of said road South 75 1/2 deg. East 397 feet to the beginning, containing 3.1 acres, more or less, as surveyed October 24, 1968, by F.E. Head, Assistant County Surveyor.

This being the same property conveyed to Sabrina Plummer from Andre Spence, a single person and Elanda Spence, a single person and Maria Spence, a single person, by deed dated 11/04/2002 and recorded 11/04/2002 in Book 800 Page 717, Robertson County Records, State of Tennessee.

Parcel ID Number: 087-006.00 Address/Description: 1854 B G Fort Road, Cedar Hill, TN 37032 Current Owner(s): Sabrina Plummer OtherInterestedParty(ies):ChaseBankUSA, N.A.; CitiBank South Dakota, N.A.; Cavalry Portfolio Services LLC, et al., assignee of MBNA/FIA Card services, N.A.; Household Financial Center Inc.; and F & M Bank. The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrancesaswellasanyprioritycreatedby a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and BEINGatractoflanddescribedbysurveyby Kessinger and Associates, dated March 5, 1986, as follows: BEGINNING at a point in the east margin of Circle Drive, said point beinglocatedalongtheeastmarginofCircle Drive from the pipe marking the northwest corner of a tract of land which belongs to Ceph Carroll having a deed reference in Deed Book 97, Page 473, Register’s Office for Robertson County, Tennessee, North 6° 57’ 13” East 50.00 feet to the point of beginning, the southwest corner of this tract and continuing as follows: North 6° 57’ 13” East 50.00 feet to a point in the East margin of Circle Drive; thence, South 84° 47’ 24” East 253.20 feet to the com- mon northwest corner of a tract of land which belongs to Billy Jones, having a deed reference in Deed Book 145, Page 493, said Register’s Office and the Southwest corner of at tract of land which belongs to Bertha Carroll having a deed reference is Deed Book 115, Page 101, said Register’s Office;thence,South6°02’21”West50.00 feet to a point in the west boundary of said tract of land which belongs to Billy Jones; thence North 84° 47’ 09” West 253.99 feet to the point of beginning, containing 0.29 acres, more or less.

ALSO KNOWN AS: 418 Circle Drive, Spring- field, TN 37172 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Clark, Misty D.

Clark, Jr., Richard A.

Tenants of 418 circle drive The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300448 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0103354571 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25397 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 30, 2004, and the Deed of Trust of even date securing the same, recorded July 2, 2004, in Book No.

955, at Page 946, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Tameka S. Suggs, conveying certain property therein described to Hallmark Title Company as Trustee for Mortgage Electronic Registration Systems, Inc.,asnomineeforNBank,NA,itssuccessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Bank of America, N.A.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Bank of America, N.A., will, on March 12, 2015 on or about 1:00 PM, at the Robertson County Courthouse, West Door, 501 S.

Main Street, Springfield, TN 37172, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRobertsonCounty,Tennessee,and being more particularly described as follows: LandinRobertsonCounty,Tennessee,being Lot No. 14 on the Plan of Greenleaf Subdivi- sion, Section 2, as shown on Plat of record inPlatBook13,Page102,intheRegister’s Office for Robertson County, Tennessee, to which Plat reference is hereby made for a more complete description.

ALSO KNOWN AS: 1146 East 10th Avenue, Springfield, TN 37172-3027 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No.

15-063138 Jan. 23, 30, Feb. 6, 2015 Fkl25690

www.TNLedger.com Section B - Page 24 JANUARY 23 - 29, 2015 Public Notices orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Reed, Crystal D. Reed, Randall D. Internal Revenue Service Tenants of United States Department of Justice Discover Bank Issuer of Discover Card Ascend Federal Credit Union Arrow Financial Services LLC assignee of GE Money Bank On or about 3/21/2014, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Crystal D.

Reed, recorded in the Register’s Office of Robertson County, Tennessee, Book 1562, Page 51. Any interest in the property held by theUnitedStatesofAmerica,InternalRevenue Service,byvirtueoftheaforementionedfederal tax lien is both junior and inferior to the inter- ests held by JPMorgan Chase Bank, National Association.Provided,however,thattheUnited States of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall have one hundred and twenty (120)daysfromthedateofthesalewithinwhich toredeemthepropertybyvirtueofitstaxlien(s) hereinbypaymentoftheactualamountpaidby the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plus a reason- able rental value of such property.

As required by 26 U.S.C. §7425(b), the United States of America, Internal Revenue Service has been given timely notice of this action. The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 175175 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 267936796 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25537 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 20, 2003, and the Deed of Trust of even date securing the same, recorded May 28, 2003, in Book No.

855, at Page 740, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Barbara E. Ford and Thomas Lee Ford, conveying certain property thereindescribedtoDanielW.SmallasTrustee for Guaranty Trust Company; and the under- signed, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMor- gan Chase Bank, National Association. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on March 12, 2015 on or about 1:00 PM, at the Robertson County Courthouse, Springfield, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRobertsonCounty,Tennessee,and being more particularly described as follows: Situate in the 11th Civil District of Rob- ertson County, Tennessee, and described as follows, to-wit: Beginning at an iron pin set in the line of Peter W. Fincher (Deed Book 276, Page 246), the most Southeast corner of Tract 1, the most Northeast cor- ner of this tract, and being located South 5 degrees 48 minutes 18 seconds West, a distance of 380.70 feet from an iron pin set in the Southerly margin, 25 feet from the center-line of Chowning Road; thence, from said beginning point, South 5 degrees 48 minutes 18 seconds West, a distance of 1124.32feettoanironpinfound,acornerto Fincher, and in the line of Marion B.

Frizzell (Deed Book 508, Page 877); thence, North 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-060401 Jan. 9, 16, 23, 2015 Fkl25429 SUBSTITUTE TRUSTEE SALE NOTICE WHEREAS,FelicisimoAlvendia,Jr.andwife, Kathleen M. Alvendia and Hasmukh F. Patel, by way of Deed of Trust, dated July 10, 2008, of record as Book 1275, page 207, Register’s Office for Robertson County, Tennessee, con- veyed to R. Rick Hart, Trustee, for the benefit of Renasant Bank (“Lender”), the hereinafter described real property, to which reference is hereby made, and to secure payment of indebtednesses of grantor then existing or to arisethereafter.Theterm“DeedofTrust”shall include any and all modifications, renewals, extensions or amendments thereto whether noted above or otherwise; WHEREAS,FelicisimoAlvendia,Jr.andwife, Kathleen M.

Alvendia and Hasmukh F. Patel, executed a Modification of Deeds of Trust, Loan and Security Agreement, and Related Loan Documents, dated November 23, 2012 of record in Book 1500, page 103, Register’s Office for Robertson County, Tennessee; WHEREAS, Lender did appoint Heather D. Wood as Substitute Trustee, of record as Book 1602, page 193, Register’s Office for Robertson County, Tennessee; WHEREAS, Default in the payment of the note secured by said Deed of Trust has been made; WHEREAS, Lender, the owner and holder of said note and Deed of Trust, has demanded that the property be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of the applicable note and Deed of Trust; and NOWTHEREFORE,noticeisherebygiventhat HeatherD.Wood,SubstituteTrustee,pursuant to the power, duty and authority vested in and imposed upon in said Deed of Trust will on FRIDAY, FEBRUARY 6, 2015 AT 12:30 PM LOCAL TIME AT THE ROBERTSON COUNTY COURTHOUSEINSPRINGFIELD,TENNESSEE, offer for sale to the highest bidder for cash and free from the statutory right of redemption, homestead, and all other exemptions as are expressly waived in the Deed of Trust, certain realpropertyinRobertsonCounty,Tennessee, described as follows: The following paragraph describes a tract of landinthe9thCivilDistrictofRobertsonCounty, Tennessee, said tract being a portion of that property which was conveyed to Maple Leaf, LLC, by Gary Haynes, et ux, in a deed of record which is recorded in Record Book 1038, Page 633, Register’s Office for Robertson County, Tennessee, (RORCT).

Beginning at a rail road spike (old), in the northerly margin of Memorial Boulevard, (U.S. Highway #41), the southwest corner of a tract of land which belongs to the Credit Union for Robertson County, having a deed references in Charter Book 12, Page 575, and Deed Book 310, Page 84, RORCT, the southeast corner of this tract, and continuing, as follows: N 57° 22’58”W, 179.57 feet to a concrete monument (old), in the northerly margin of Memorial Boulevard, the southeast corner of a tract of land which belongs to Maple Leaf, LLC, having a deed reference in Record Book 1038, Page 633, RORCT; thence, N 30°57’ 14”E, passing a common corner of said tract of land which belongs to Maple Leaf, LLC, and a second tract of land which belongs to Maple Leaf, LLC, having a deed reference in Record Book 1038, Page 633, RORCT, and continuing in all, 476.28 feet to an iron pin (old), in the southerly margin of Crescent Drive, the north- east corner of said second mentioned tract of landwhichbelongstomapleLeaf,LLC;thence, S 57°23’43” E, passing the easterly margin of Crescent Drive, the southwest corner of a tract of land which belongs to Ewin W.

Albert, having a deed reference in Deed Book 292, Page721,RORCT,andcontinuinginall,173.54 feet to a concrete monument (old), a corner of said tract of land which belongs to Ewin W. Albert, in the westerly boundary of a tract of land which belongs to Charles J. Bell, having a deed reference in Record Book 963, Page 255, RORCT; thence, S 29°36’33” W, 84.34 feet to an iron pin (old), a common corner of said tract of land which belongs to Charles J. Bell, and a tract of land which belongs to Wallace L. Love, having a deed reference in Deed Book 145, Page 262, RORCT; thence, S 29°39’06” W, 115.56 feet to an iron pin (old), a common corner of said tract of land which belongs to Wallace L.

Love, and said tract of land which belongs to the Credit Union for Robertson County; thence, S 30°39’40” W, 276.65 feet, to the point of beginning, containing 1.94 acres, 84,552 square feet, as surveyed by Steven E. Artz, Tennessee License No. 1708, d/b/a, Steven E. Artz and Associates, Inc., 514 South Brown Street, Suite 600, Springfield, Tennessee, 37172, dated July 8, 2008.

Theabovedescribedtractoflandmaybefound on Tax Map 91-F, Group C, Parcel 35, in the Tax Assessor’s Office for Robertson County, Tennessee. Being the same property conveyed to HPDK8, LLC by Deed from Felicisimo Alvendia, Jr. (a/k/a Danny M. Alvendia), and wife, Kathleen M. Alvendia and Hasmukh F. Patel, of record in Book 1299, page 49, Register’s Office for Robertson County, Tennessee, dated January 7, 2009. Property Address: 2414 A and 2414 B MemorialBlvd.,Springfield,RobertsonCounty, Tennessee 37172 Map/Parcel: 091F-C-035.00 (The address and map and parcel above are believed to be correct; but same is not p art of the legal description of the property sold hereinandintheeventofanydiscrepancy,the legal description herein shall control.) This sale is subject to all matters shown on any applicable recorded document, including butnotlimitedtoanyapplicablerecordedplan, plat,charter,restriction,judgment(s),noticeof governmentalentity,ordeclarationoftaking(s); any prior lien(s) of record; unpaid taxes and assessments which exist as a lien against said properties; any restrictive covenant(s), easement(s) or setback line(s) that may be ap- plicable;anyrightsofredemptionnototherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims, and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguishedbythisforeclosuresale.Thissale is also subject to any matter that an accurate inspection and survey of the premises might disclose.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of such property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only. The successful bidder shall tender cash payment by close of business, or 4:30 P.M. CST, on the day of the foreclosure sale. The Substitute Trustee, in order to ac- complish the most advantageous sale and consequent discharge of his obligation under the Deed of Trust, reserves the right to do any or all of the following, without further publica- tion and upon announcement at the time and place for the sale set forth herein: 1.

Toadjournthesaletoanothertime during regular business hours on a different day or place or rescind the sale; 2. To delay the sale for a reasonable timeduringregularbusinesshoursonthesame day, to be continued at the announced place and time, and to this end Substitute Trustee reserves the right to delay the sale of the Property to take place at the actual Property location(s) or at such other location as is orally announced and in such instance, the precise time of sale or sales will be announced at the time and place for the sale set forth herein; 3. To sell the Property at the time fixed by the last postponement or to give new notice of sale; 4.

To sell the Property in such lots, parcels, segments or separate estates as may accomplish the most advantageous sale and consequent discharge of his or her trust obligationunderthecircumstances,andtothis end Substitute Trustee may sell the property first in whole and then in part, and ultimately consummate the sale in which ever manner produces the most advantageous result. 5. To sell part of the Property and delay, adjourn, cancel or postpone the sale of the remaining part of the Property; 6. To sell the Property to the next highest bidder in the event any higher bidder does not comply with the terms of the sale.

Otherinterestedparties:RobertsonCounty, Tennessee Tax Assessor; City of Springfield, Tennessee; Felicisimo Alvendia, Jr. (a/k/a Danny M. Alvendia), Kathleen M. Alvendia and HasmukhF.Patel;HPDK8,LLC;AWHH8T,LLC; AWHH8A, LLC and Renasant Bank. This 6th day of January, 2015. Chaffin & Burnsed, PLLC Heather D. Wood 49 Music Square West, Suite 502 Nashville, Tennessee 37203 (615) 460-7478 - Phone (615) 460-7484 - Fax THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Jan. 16, 23, 30, 2015 Fkl25471 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 1:00 PM local time, at the west door of the Robertson County Courthouse, 501 S. Main Street, Springfield, TN 37172 pursuant to Deed of Trust executed by The- resa E. Blazer, unmarried, to Daniel W. Small, Trustee,astrusteeforGuarantyTrustCompany on July 30, 2004 at Record Book 962, Page 905, Instrument No. 129728; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Robertson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder: Described property located at Robertson County, Tennessee, to wit: Land in the 15th Civil District of Robertson County, Tennessee, described as follows, to-wit: Beginning at a point in the West edge of the Cross-Plains-White House Road or Pike, corner to Robert Covington, the southeast cornerofthisland,thencewiththewestedge of said road or pike North 32 deg. W 15.3 poles; thence South 63 deg. W 7.3 poles to an iron pin; thence with the line of Lowery South24deg.E10.5polestoapoint;thence North 89 deg.

E 10.9 poles to the beginning. Being the same property conveyed to the grantors herein by instrument of even date and filed of record at Record Bk 962, pg 904, said Register’s Office. Street Address: 3821 Calista Road, Cross Plains, Tennessee 37049 Parcel Number: 085 003.00 Current Owner(s) of Property: Theresa E. Blazer Other interested parties: Regions Bank The street address of the above described property is believed to be 3821 Calista Road, Cross Plains, Tennessee 37049, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: Regions Bank All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-059986 Jan. 16, 23, 30, 2015 Fkl25520 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 30, 2005, and the Deed of Trust of even date securing the same, recorded September 6, 2005, in Book No.

1050, at Page 871, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Crystal D. Reed and Randall D. Reed, conveying certain property therein described to FMLS, Inc. Ham- ilton County as Trustee for AmSouth Bank; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on February 12, 2015 on or about 1:00 PM, at the Robertson County Courthouse, Springfield, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRobertsonCounty,Tennessee,and being more particularly described as follows: Property located at: 4928 Albert Fentress Rd, Robertson County, Greenbrier, Ten- nessee 37073 and: Land located in the 16th Civil District of Robertson County, Tennessee and described according to a survey by R. L. Montoya Land Surveying, Inc. dated August 20, 2005 as follows: Beginning at an iron rod located in the west margin of Albert Fentress Road, said point being the north east corner of Thomas L.

Jay as of record in Deed Book 161, Page 496 R.O.R.C., Tn., the south east corner of this described tract; thence, leaving said west margin along the north line of Jay South 81 degrees 47 minutes 05 seconds West 456.44 feet to a iron rod, said point beingthenorthwestcornerofJay,thenorth east corner of Doyle Maxwell as of record in Deed Book 290, Page 487, R.O.R.C., Tennessee thence, along the north line of Maxwell North 85 degrees 27 minutes 21 seconds West 146.77 feet to a point in the centerofabranch;thence,withsaidbranch South 51 degrees 18 minutes 15 seconds West 55.64 feet to a point; thence.

North 66 degrees 08 minutes 21 seconds West 72.10 feet; thence, South 68 degrees 05 minutes 08 seconds West 81.40 feet, said point being the northwest corner of Doyle Maxwell and the north east corner of Wade Douglas Maxwell as of record in Deed Book 290, Page 479 R.O.R.C., Ten- nessee; thence, along Douglas Maxwell’s north line, the south line of this tract along said branch; North 81 degrees 26 minutes 24 seconds West 76.32 feet, to a point; said point being the south west corner of this described tract; thence, leaving Wade Douglas Maxwell along the west line of this tract and the remaining property of Thomas E.

Roberts, Jr. as of record in Deed Book 592, Page 784 R.O.R.C., Tennessee, North 6 degrees 51 minutes 51 seconds East 306.22 feet to a iron rod, set this survey, thence, along the north line of this tract North 88 degrees 55 minutes 14 seconds East 345.13 feet to a existing power pole; thence, South 80 degrees 45 minutes 34 seconds East 504.67 feet to an iron rod in the west margin of Albert Fentress Road; the north east corner of this tract; thence, along said west margin, South 8 degrees 01 minutes 56 seconds West 152.80 feet to the point of beginning, containing 5.02 acres more or less.

ALSO KNOWN AS: 4928 Albert Fentress Road, Greenbrier, TN 37073 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens See Foreclosure Notices - Robertson County Continued on Page 1, Section C

www.TNLedger.com JANUARY 23 - 29, 2015 Page 1 - Section B Property transactions such as warranty, trust, quit claim and substitute trustee deeds are filed with the Davidson County Register's office.

Building permits are filed with the Depart- ment of Codes and Building Safety. Nashville Ledger publishes truncated versions of property transactions and permits. To read the full text, visitTNDataSource.com. RELATED INFO Real Estate & Development ONLINE About Real Estate & Development www.TNLedger.com Go to www.TNLedger.com for more than 15 million public records, including: - Civil Lawsuits - Bankruptcies - Circuit Lawsuits -Tax Liens - Probate Filings - Corporate Charters - Federal Lawsuits - UCC Filings HOW TO contact US For information about placing your ad in The Ledger, please contact Don Fancher by phone at 901-528-5283 or by email at dfancher@tnledger.com.

Public Notices Section B NASHVILLE EDITION DAVIDSON . WILLIAMSON . SUMNER . CHEATHAM . RUTHERFORD . WILSON . ROBERTSON . MAURY . DICKSON . MONTGOMERY . KNOX . ANDERSON . BLOUNT . SEVIER | FORMERLY WESTVIEW SINCE 1978 Section C Cheatham County . B1 Davidson County . B2 Dickson County . . B12 Montgomery County . B13 Robertson County . B23 Rutherford County . . C3 Sumner County . C8 Williamson County . C13 Wilson County . C17 Court Notices . C18 89 degrees 23 minutes 55 seconds West a distance of 172.36 feet to an iron pin found in the line of said Frizzell, a corner to ElizabethJ.Hinsley;thence,North5degrees 48 minutes 22 seconds East a distance of 1141.21 feet to an iron pin set in the line of said Hinsley; thence South 83 degree 46 minutes 31 seconds East, a distance of 171.64feettothebeginning;saiddescribed tract containing 4.46 acres, according to a survey by Ray G.

Cole, Registered Land Surveyor, Tennessee Number 924, dated January 30, 2003.

ALSO KNOWN AS: 7408 Chowning Road, Springfield, TN 37172 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Ford, Barbara E.

Ford, Thomas Lee Tenants of 7408 chowning road Asset Acceptance LLC Southeast Financial Credit Union Beneficial Tennessee, Inc The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 195461 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3227002-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25540 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 1:00 PM local time, at the west door of the Robertson County Courthouse, 501 S. Main Street, Springfield, TN 37172 pursuant to Deed of Trust executed by Nick McMurry, a single man, to Denise Haraseviat, Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc.

(“MERS”), solely as nominee for Washington Mutual Bank, FA on May 24, 2002 at Record Book 763, Page 203, Instrument No. 86760; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Robertson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: U.S. Bank National Association, as Trustee for GSMPS Mortgage Loan Trust 2006-RP1, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder: Described property located at Robertson County, Tennessee, to wit: A tract of LAND in the 12th Civil District of Robertson County, Tennessee, described as follows: Tract #1 Beginning at an iron pin the north margin of Hall Road said pin being located in the west boundary of a tract of land which belongs to Randy A. White, having a deed reference in Deed Book 249, Page 376, Register’s Of- fice for Robertson County, Tennessee, the southeast corner of this tract and continuing as follows: N 84 deg.

26’ 47” W, parallel with and 30 feet at a right angle from the centerline of Hall Road; thence N 1 deg. 34’ 38”W,194.54feettoanironpininthesouth boundary of a tract of land which belongs to John F. Green, having a deed reference in Deed Book 272, page 239, Register’s Office for Robertson County, Tennessee, thence S 85 deg. 58’ 41” E, 175.72 feet to an iron pin in the west boundary of said tract of land which belongs to Randy A. White, the southeast corner of said tract of land which belongs to John F. Green; thence S 5 deg. 25’ 03” W, 197.74 feet to the point of beginning, containing 32035 square feet as surveyed by Kessinger & Associates, April 24, 1986.

The above described tract of land may be further described as Lot 3, Adcock Hills Subdivision. Being the same property conveyed to the within named grantors by Deed of record in Book 763, page 201, said Register’s Office. StreetAddress:6742HallsRoad,Greenbrier, Tennessee 37073 SecondaryPropertyAddress:6742HallRoad, Greenbrier, Tennessee 37073 Parcel Number: 116 035.00 Current Owner(s) of Property: Nick Mc- Murry The street address of the above described property is believed to be 6742 Halls Road, Greenbrier, Tennessee 37073, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: SUBJECTTOA196812’X58’MANUFAC- TURED HOME, IS PERMANENTLY AFFIXED TO THE REAL PROPERTY.

IT SHALL BE THE RESPONSIBILITY OF THE PURCHASER TO UNDERTAKE ANY AND ALL LEGAL STEPS NECESSARY TO OBTAIN THE TITLE TO SAID MOBILE HOME.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-062989 Jan. 16, 23, 30, 2015 Fkl25545 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 22, 2005, and the Deed of Trust of even date securing the same, recorded June 27, 2005, in Book No.

1033, at Page 21, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Jerry Shannon and Marsha Shannon, conveying certain property therein described to Jeanine B. Saylor as Trustee for 1st Trust Bank for Savings; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byWellsFargoBank,N.A.,will,onFebruary18, 2015 on or about 3:00 PM, at the Robertson County Courthouse, Springfield, Springfield, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Robertson County, Tennessee, and being more particularly described as follows: Beginning at an iron pin (old) at the Southeast end of Paradise Lane, a corner of a tract of land which belongs to Bill L. Campbell, having a deed reference in Deed Book 280,Page 179, Register?s Office for Robertson County, Tennessee, the most Westerly Southwest corner of this tract and continuing as follows: North 10 degrees 53 minutes 49 seconds East, 47.52 feet to a point in the Easterly margin of Paradise Lane, a corner of a tract oflandwhichbelongstoDarrellL.Campbell, having deed reference in Deed Book 286, Page 424.

Deed Book 349, Page 725, and DeedBook360,Page603,Register’sOffice for Robertson County, Tennessee; thence withtheboundaryofsaidtractoflandwhich belongs to Darrell L. Campbell as follows, South 37 degrees 59 minutes 18 seconds East, 94.98 feet to a point; thence, North 88 degrees 39 minutes 19 seconds East, 230.59feettoapoint,thence,South33de- grees 59 minutes 29 seconds East 156.67 feet to a point; thence, South 08 degrees 47 minutes 19 seconds West 344.54 feet to a point; thence, South 84 degrees 54 minutes 33 seconds East, 257.81 feet to a point, the Southeast corner of said tract of landwhichbelongstoDarrellL.Campbell,in the Westerly boundary of said tract of land which belongs to Woodrow P.

Doris, having a Deed reference in Deed Book 118, Page 27, Register’s Office for Robertson County, Tennessee; thence South 10 degrees 12 minutes 02 seconds West 488.95 feet to a point in Westerly boundary of said tract of land which belongs to Woodrow P. Dor- ris, the Northeast corner of a tract of land which belongs to Ralph W. Barnes, having a deed reference in Deed Book 219, Page 455,Register’sOfficeforRobertsonCounty, Tennessee; thence with boundary of said tract of land which belongs to Ralph W. Barnes as follows, North 70 degrees 22 minutes 08 seconds West 196.06 feet to a point; thence, North 77 degrees 01 minutes 17 seconds West, 107.58 feet to a point in the Northerly boundary of said tract of land which belongs to Ralph W.

Barnes, the Southeast corner of said tract of land which belongs to Bill L. Campbell; thence with the boundary of said tract of land which belongs to Bill L. Campbell, as follows, North 08 degrees 47 minutes 19 secondsEast,761.70feettoapoint;thence North 35 degrees 30 minutes 44 seconds West,119.47feettoapoint,thence,South 87 degrees 18 minutes 37 seconds West, 208.49 feet to a point; thence, North 37 degrees 59 minutes 18 seconds West, 85.04feettothepointofbeginning,contain- ing 4.01 acres, as surveyed by Steven E. Artz, Tennessee License North 1708, doing business as Steven E. Artz and Associates, Inc.

514 South Brown Street, Suite 600, Springfield,Tennessee37172,October21, 1998. 0.31-Acre tract Beginning at an iron pin (new), a corner of a tract of land which belongs to Robert J. Campbell, having a Deed reference in Deed Book 359, Page 928,Register’sOfficeforRobertsonCounty, Tennessee, said pin being located form an iron pin (new) in the Easterly margin of Paradise Lane, the Southwest corner of a tractoflandwhichbelongstoRickL.Arnold, having a deed reference in Deed Book 350, Page 352, Register’s Office for Robertson County, Tennessee, the Northwest corner of a tract of land which belongs to Darrell L.

Campbell, having deed references in Deed Book 360, Page 603, Deed Book 349, Page 725, and Deed Book 286, Page 424,Register’sOfficeforRobertsonCounty, Tennessee; South 10 degrees 53 minutes 49 seconds West, 93.11 feet to an iron pin (new);thenceSouth37degrees59minutes 18 seconds East, 85.04 feet to an iron pin (new);thenceNorth87degrees18minutes 37 seconds East, 208.49 feet to the point of beginning, the Northwest corner of this tract an continuing with the boundary of said tract of land which belongs to Robert J.Campbellasfollows:South35degrees30 minutes 44 seconds East, 119.47 feet to a point;thenceSouth08degrees47minutes 19 seconds West, 325.42 feet to a point in theWesterlyboundaryoftractoflandwhich belongs to Robert J.

Campbell; thence with a new line, North 02 degrees 41 minutes 23 seconds West, 419.3 feet to the point of beginning, containing 0.31 acres, as sur- veyedbyStevenE.Artz,TennesseeLicense Number 1708 doing business as Steven E. ArtzandAssociates,Inc.,514SouthBrown Street, Suite 600, Springfield, Tennessee 37172, October 21, 1998. Included in the description of the above description prop- erty is a 1999 Fleetwood Manufactured Home, Model TNF, Body MH, having a VIN of TNFLW27AB17502SH12.

ALSO KNOWN AS: 2775 Paradise Lane, Springfield, TN 37172-6106 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced prop- erty:Shannon,Jerry;Shannon,Marsha; Advantage Assets II, Inc.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 166072 DATED January 10, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0530693 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25586 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 16, 2010, and the Deed of Trust of even date securing the same, recorded July 21, 2010, in Book No.

1378, at Page 135, in Office of the Register of Deeds for Robertson County, Ten- nessee,executedbyAmandaDanielleBussey, conveying certain property therein described to Smith, Sholar, Milliken, PLLC as Trustee for MortgageElectronicRegistrationSystems,Inc., as nominee for Primelending, a Plainscapital Company,itssuccessorsandassigns;andthe undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on March 26, 2015 on or about 1:00 PM, at the Robertson County Courthouse, West Door, 501 S. Main Street, Springfield, TN 37172, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRobertsonCounty,Tennessee,and being more particularly described as follows: LandinRobertsonCounty,Tennessee,being LotNumber75ontheplanofSleepyHollow, Phase 2, as shown by plat of record in Plat Book 13, Page 48, in the Register’s Office for Robertson County, Tennessee, to which plat reference is hereby made for a more complete description.

ALSO KNOWN AS: 624 Laramie Drive, Springfield, TN 37172-4571 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- Foreclosure Notices Robertson County Continued from Page 24, Section B

www.TNLedger.com Section B - Page 2 JANUARY 23 - 29, 2015 Public Notices Section C - Page 2 curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Bussey, Amanda Danielle; Secretary of Housing & Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 234323 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4509883 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

23, 30, Feb. 6, 2015 Fkl25604 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the west door, 501 N. Main St. door, Robertson County Courthouse, 501 Main Street, Spring- field, Tennessee, pursuant to Deed of Trust executed by James E. Stubblefield Jr., and Tammy L. Stubblefield, husband and wife, to Plantation Title, Trustee, on March 7, 2007 at Record Book 1177, Page 761, Instrument No. 177383; all of record in the Robertson County Register’s Office.

Party entitled to enforce security interest: U.S.BANKNATIONALASSOCIATION,astrustee for the SROF-2013-M4 REMIC Trust I, its suc- cessors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Robertson County, Tennessee, and being more particu- larly described in deed of record in Record Book 1177, Page 761, Instrument No. 177383;intheRegister’sOfficeofRobertson County, Tennessee Parcel Number: 022-120.00 and 022- 118.00 Current Owner(s) of Property: James E.

Stubblefield, Jr. and wife, Tammy L. Stubblefield Street Address: 5970 South Lemont Road, Springfield, Tennessee 37172 Secondary Property Address: 5970 South Lamont Road, Springfield, Tennessee 37172; South Lamont Road, Springfield, Tennessee 37172 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-055856 Jan. 23, 30, Feb. 6, 2015 Fkl25606 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the westdoor,RobertsonCountyCourthouse,501 Main Street, Springfield, Tennessee pursuant to Deed of Trust executed by Robert E Horneij an unmarried man, to Huntly Gordon, Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc.

(“MERS”), solely as nominee for PrimeLending, a PlainsCapital Company on May 7, 2013 at Record Book 1519, Page 900, Instrument No. 262477; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Successor Trustee, all of record in the Robertson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder: Described property located at Robertson County, Tennessee, to wit: Land in Robertson County, Tennessee, be- ing Lot No. 47 on the Plan of Davis Heights Subdivision, of record in Plat Book 3, page 27, Register’s Office for Robertson County, Tennessee,towhichplatreferenceishereby made for a more complete and accurate description.

Being the same property conveyed Robert E. HorneijbyWarrantyDeeddated05/07/2013 from Richard A.

Painter, filed for record on 5-14-13 in Book 1519, page 898 in the Register’s Office for Robertson County Tennessee. Street Address: 2038 Woodruff Avenue, Greenbrier, Tennessee 37073 Parcel Number: 132D A 055.00 Current Owner(s) of Property: Robert E. Horneij, an unmarried man The street address of the above described property is believed to be 2038 Woodruff Av- enue,Greenbrier,Tennessee37073,butsuch address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-063020 Jan. 23, 30, Feb. 6, 2015 Fkl25614 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated De- cember 4, 2012, and the Deed of Trust of even date securing the same, recorded December 17, 2012, in Book No.

1496, at Page 753, in Office of the Register of Deeds for Robertson County, Tennessee, executed by Daniel R. Frederick and Crystal L. Frederick, conveying certain property therein described to ARNOLD M. WEISS, ESQ. as Trustee for WELLS FARGO BANK, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on March 26, 2015 on or about 1:00 PM, at the Robertson County Courthouse - West Door, Springfield, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Robertson County, Tennessee, and being more particularly described as follows: The following described real property located in County of Robertson, State of Tennessee; being more particularly de- scribed as follows: LandinRobertsonCounty,Tennessee,being LotNo.63onthePlanofSectionTwo,Sher- wood Meadows, of record in Plat Book 3, Page 107, Register’s Office for said County to which plan reference is hereby made for a more complete description.

ALSO KNOWN AS: 600 Wilkinson Lane, White House, TN 37188 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Frederick, Daniel R.

Frederick, Crystal L.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300925 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-49950028-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25630 FORECLOSURE SALE NOTICE WHEREAS, Billy M. Townsend, aka Billy Townsend, and Ruby E. Townsend, aka Ruby Townsend, aka Ruby Elaine Townsend, hus- band and wife, by a Deed of Trust dated May 8, 2009, of record in Record Book 1318, Page 573, Register’s Office for Robertson County, Tennessee (“Deed of Trust”), conveyed to FMLS, Inc., Trustee, the hereinafter described real property to secure the payment of certain indebtedness, etc., (“Indebtedness”) as de- scribed in said Deed of Trust; and WHEREAS, Sam J.

McAllester III, David M. Anthony, C. Tucker Herndon and Gregory G. Vick have been appointed Substitute Trustees by Regions Bank, the owner and holder of said Indebtedness, by an instrument of record in RecordBook1588,Page922,Register’sOffice for Robertson County, Tennessee, with author- ity for any one of such Substitute Trustees to act alone or by a designated agent with the powers given the Trustee in the Deed of Trust and by applicable law; and WHEREAS, default in indebtedness secured by said Deed of Trust has been made; and WHEREAS, Regions Bank, the owner and holder of said Indebtedness has demanded that the real property be advertised and sold in satisfaction of said Indebtedness and the cost of the foreclosure, in accordance with the terms and provisions of the loan documents and Deed of Trust.

NOW, THEREFORE, notice is hereby given that one of the Substitute Trustees or a designated agent for any one of the Substitute Trustees, pursuant to the power, duty and authority vested in and imposed upon the Trustee in said Deed of Trust and applicable law, will on Tuesday, February 24, 2015 at 11 o’clock, prevailing time at the front door of the Robertson County Courthouse, 108 Courthouse, County Courthouse, Springfield, Robertson County, Tennessee 37172, offer for sale to the highest and best bidder for cash and free from all rights and equity of redemption, statutory right of redemption or otherwise, homestead, dower, elective share and all other rights and exemptions of every kind as waived in said Deed of Trust, certain real property situated in Robertson County, Tennessee, described as follows: Legal Description: The real property is described in the Deed of Trust of record in Record Book 1318, Page 573, Register’s Of- fice for Robertson County, Tennessee.

Being the same real property described in the Deed of record in Book 204, Page 242, Register’s Office for Robertson County, Tennessee. Street Address: The street address of the property is believed to be 202 Sam Davis Drive, Springfield, Robertson County, Tennes- see 37172, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Certain real property situate in Robertson County, Tennessee, and described as fol- lows, to wit: BEING Lot No. 63 of the Plan of Final Plat for the 2nd Addition to Stonegate Estates of record in Plat Book 3, page 59, Register’s Office for Robertson County, Tennessee, to which record reference is hereby made for a more particular description thereof. Being all of the same property conveyed to Billy M. Townsend and wife, Ruby Elaine Townsend by Warranty Deed from Tommy Ray Clark and wife, Mary Alice Clark dated December 9, 1977 and filed of record in Book 204, Page 242, Register’s Office for Robertson County, Tennessee.

RubyElaineTownsendandRubyE.Townsend are one and the same person. Map/Parcel Number: 102-D-A-011.00 THIS PROPERTY IS SOLD AS IS, WHERE IS AND WITH ALL FAULTS AND WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER, WHETHER EXPRESSED OR IMPLIED, AND SUBJECT TO ANY PRIOR LIENS OR ENCUMBRANCES, IF ANY. WITHOUT LIMITING THE GENERALITY OF THE FOREGO- ING, THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EX- PRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITYOFTITLE,POSSESSION,QUIET ENJOINMENT OR THE LIKE AND WITHOUT ANY EXPRESSED OR IMPLIED WARRANTIES OF MERCHANTABILITY, CONDITION, QUALITY OR FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE.

Otherinterestedparties:HowellGroup,Inc. dba Mid-South Insulation Company AstoalloranypartoftheProperty,theright is reserved to (i) delay, continue or adjourn the sale to another time certain or to another day andtimecertain,withoutfurtherpublicationand in accordance with law, upon announcement of said delay, continuance or adjournment on the day and time and place of sale set forth above or any subsequent delayed, continued or adjourned day and time and place of sale; (ii) sell at the time fixed by this Notice or the date and time of the last delay, continuance or adjournment or to give new notice of sale; (iii) sell in such lots, parcels, segments, or separate estates as Substitute Trustee may choose; (iv) sell any part and delay, continue, adjourn, cancel, or postpone the sale of any part of the Property; (v) sell in whole and then sellinpartsandconsummatethesaleinwhich- ever manner produces the highest sale price; (vi) and/or to sell to the next highest bidder in the event any high bidder does not Substitute Trustee will make no covenant of seisin, marketability of title or warranty of title,expressorimplied,andwillsellandconvey thesubjectrealpropertybyTrustee’sQuitclaim Deed as Substitute Trustee only.

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaidtaxesandassessments(pluspenalties, interest,andcosts)whichexistasalienagainst said property; any restrictive covenants, ease- ments or setback lines that may be applicable; any rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any governmentalagency,stateorfederal;andany andallpriordeedsoftrust,liens,dues,assess- ments,encumbrances,defects,adverseclaims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

This sale is also subject to any matter that an inspection and accurate survey of the property might disclose. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THIS 16th day of January, 2015. Sam J. McAllester III, Substitute Trustee BONE MCALLESTER NORTON PLLC 511 Union Street, Suite 1600 Nashville, Tennessee 37219 615-238-6314 Jan. 23, 30, Feb. 6, 2015 Fkl25632 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the west door,501NorthMainStreet,RobertsonCounty Courthouse,501MainStreet,Springfield,Ten- nessee, pursuant to Deed of Trust executed by Patricia Lynne Mullinix, to J. Robison, Trustee, on April 26, 2007 at Record Book 1188, Page 51; all of record in the Robertson County Register’s Office.

Party entitled to enforce security interest: CitiFinancial Servicing LLC, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Robertson County, Tennessee, and being more particu- larly described in deed of record in Record Book1188,Page51;intheRegister’sOffice of Robertson County, Tennessee Parcel Number: 140-052.00 CurrentOwner(s)ofProperty:HeirsofPatricia Lynne Mullinix Street Address: 1528 Timber Trail, Good- lettsville, Tennessee 37072 Secondary Property Address: 1528 Timber Trail Road, Goodlettsville, Tennessee 37072 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-056293 Jan. 23, 30, Feb. 6, 2015 Fkl25655 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 26, 2015 at 1:00 PM local time, at the west door, Robertson County Courthouse, 501 Main Street, Springfield, Tennessee pursuant to Deed of Trust executed by Robert L.

Floyd, joined herein pro forma by his wife, and Teresa Louise Floyd, to Southern Title, LLC, Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc. (“MERS”), solely as nominee for Network Funding, L.P. on January 19, 2010 at Record Book 1355, Page 462, Instrument No. 220286; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Robertson County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Rob- ertson County, Tennessee, will be sold to the highest call bidder: Described property located at Robertson County, Tennessee, to wit: A certain tract or parcel of land located in Robertson County, Tennessee, described as follows to-wit: Beginningattheintersectionofthecenterline oftheOldSpringfield-GreenbrierHighwayand the center of a culvert under said highway, a corner to Horace E. Elliott and the northeast cornerofthistractandcontinuingasfollows: N 37 deg. 41’ W 122.89 feet to a point in the center of said highway with an iron pin in the west margin; thence S 32 deg.

37’ W 473.39 feet to an iron pin thence S 37 deg. 44’ E 332.94 feet to an iron pin in a gully, in the line of Elliott; thence with the line of Elliottasfollows:N10deg.33’E.31.97feet; thence N 39 deg. 03’ E 66.00 feet; thence N 5 deg. 33’ E 66.00 feet; thence N 36 deg.

www.TNLedger.com JANUARY 23 - 29, 2015 Page 3 - Section B Public Notices Page 3 - Section C Rutherford County Parcel Number: 029I A 079.00 Current Owner(s) of Property: Kelly A. Weis- ner, unmarried Other interested parties: The Bank of Nashville Street Address: 120 Kestrel Circle, La Vergne, Tennessee 37086 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-061820 Jan. 9, 16, 23, 2015 Fkl25411 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 24, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuant to Deed of Trust executed by Jimmy L.

Thomas and wife, Kendra W. Thomas, to Matt B. Murfree, Trustee, on May 14, 2007 at Record Book 744, Page 1606, Instrument No. 1496653; all of record in the Rutherford County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LandinRutherfordCounty,Tennessee,being LotNo.13,onthePlanofSectionOne,Crystal Creek, of record in Plat Book 12, Page 104, Register’s Office for said County, to which plan reference is hereby made for a more complete description.

Being the same property conveyed to Scott M. Malone and wife, Shonna R. Malone by deed from Sheryl L. Ushman, dated June 30, 2004, recorded July 1, 2004, of record in Book 403, Page 814, Register’s Office for Rutherford County, Tennessee. Being the same property conveyed to Jimmy L.Thomasandwife,KendraThomasbydeed dated May 14, 2007 of record in Book 744, Page1604,Register’sOfficeforsaidCounty. Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record. Parcel Number: 080C-G-031.00 Current Owner(s) of Property: Jimmy L.

Thomas and wife, Kendra Thomas Street Address: 2311 Bennington Drive, Murfreesboro, Tennessee 37129 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable securing the same, recorded May 3, 2013, in Book No. 1215, at Page 3399, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Rita R. Bird and Raymond C. Bird, conveying certain property therein described to Frank Alvstad as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for NOLA Lending Group, LLC, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on February 4, 2015 on or about 12:00 PM, at theRutherfordCountyCourthouse,Murfrees- boro, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Land in Rutherford County, Tennessee, be- ing Lot Number 130, on the Plan of Section III, Lake Farm Estates, as shown on plat of recordinPlatBook7,Page166,Register’s OfficeforRutherfordCounty,Tennessee,to which reference is hereby made for a more complete description.

ALSO KNOWN AS: 109 Benefield Drive, Smyrna, TN 37167 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bird, Rita R.; Bird, Raymond C.; DB HIL 2014 Trust The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 249039 DATED December 22, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 20-20-6-0616829 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25407 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 10, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuant to Deed of Trust executed by Kelly A.

Weisner,unmarried,toCraigE.Newby,Trustee, onJanuary31,2008atRecordBook816,Page 2459; all of record in the Rutherford County Register’s Office.

Party entitled to enforce security interest: SpecializedLoanServicingLLC,itssuccessors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LandinRutherfordCounty,Tennessee,being all of Lot No. 79, on the Final Plat, Phase I, Brookside as shown by plat appearing of record in Plat Book 29, Page 89, and as amended by Surveyor’s Certificate of Cor- rection of record in Record Book 594, Page 3400, of the Register’s Office of Rutherford County, Tennessee, to which plat and Sur- veyor’s Certificate of Correction reference are hereby made for more complete details of said lot.

BeingthesamepropertyconveyedtoKellyA. Weisner, unmarried, by deed from Thorough- bredConstruction,LLC,aTennesseeLimited Liability Company as of record in Record Book 816, Page 2457, Register’s Office for Rutherford County, Tennessee. M. Queener, Trustee, as trustee for Mortgage ElectronicRegistrationSystems,Inc.(“MERS”), solely as nominee for Pinnacle Bank, a State- Chartered Tennessee Bank on April 17, 2014 at Record Book 1290, Page 1761, Instrument No. 1898839; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Rutherford County Register’s Office.

Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Ru- therford County, Tennessee, will be sold to the highest call bidder: Described property located at Rutherford County, Tennessee, to wit: LandinRutherfordCounty,Tennessee,being all of Lot No. 127, on the plan of Section V, RICHMONDPLACE,ofrecordinplatBook15, Page 143, said Register’s Office, reference to which is hereby made for a more complete and accurate description of said lot. Being the same property conveyed to Perry Marshall and Deanna Marshall, Husband and Wife by Deed from Arnold W.

Taylor and wife, Tracy S. Taylor dated April 17, 2014 and filed for record in Record Book 1290, Page 1758, Register’s Office for Rutherford County, Tennessee.

Street Address: 105 Harkness Court, Smyrna, Tennessee 37167 Parcel Number: 027E B 052.00 Current Owner(s) of Property: Perry Marshall and Deanna Marshall, husband and wife The street address of the above described property is believed to be 105 Harkness Court, Smyrna, Tennessee 37167, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-062847 Jan. 9, 16, 23, 2015 Fkl25388 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 24, 2013, and the Deed of Trust of even date highest call bidder: Described property located in Rutherford County, Tennessee, to wit: Thelandreferredtohereinbelowissituated in the County of Rutherford, State of Tennes- see, and is described as follows: Land in Rutherford County, Tennessee, being all of Lot No.

25 of Windemere, Section 1, according to plat and survey of same appear- ing of record in Plat Book 12, page 44, in the Register`s Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details as to size, location and description of said lot. Being the same property conveyed to Barry Bose, unmarried by Warranty Deed from Michael J. Borgstrom and wife, Debora L. Borgstrom dated April 30, 2004 and filed for recordinRecordBook383,page95,Register`s Office for Rutherford County, Tennessee. Parcel ID: 101F-B/42.00 Commonly known as 2602 Wellington Pl, Murfreesboro, TN 37128.

Street Address: 2602 Wellington Place, Murfreesboro, TN 37128 Parcel Number: R0061033 Current Owner(s) of Property: Valeriano Guzman, an unmarried man Other Interested Parties: Valeriano Guz- man, The street address of the above described property is believed to be 2602 Wellington Place, Murfreesboro, TN 37128, but such address is not a part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

Ifapplicable,theHB3588letterwasmailed totheborrower(s)pursuanttoTennesseeCode Annotated 35-5-117.

This sale is subject to all mattersshownonanyapplicablerecordedplat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matterthatanaccuratesurveyofthepremises mightdisclose.Inaddition,thefollowingparties may claim an interest in the above-referenced property: Valeriano Guzman, If the United States has any lien or claimed lien on the property, notice required by 26 U.S.C.

§ 7425(b) to be given to the United States has been timely given. The sale of the land described above will be subject to the right of the United States to redeem the land as provided for in 26 U.S.C. § 7425(d)(1).] If the State of Tennessee has any lien or claimedlienontheproperty,noticerequiredby § 67-1-1433(b)(1) of the Tennessee Code to be given to the state of Tennessee has been timely given. The sale of the land described above will be subject to the right of the state of Tennessee to redeem the land as provided for in § 67-1-1433(c)(1) of the Tennessee Code.] All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust.

The under- signed will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of thesaletoanotherday,time,andplacecertain without further publication, upon announce- ment at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.

THIS LAW FIRM IS ACTING AS A DEBT COL- LECTOR AND IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. York Trustee Services, LLC, Substitute Trustee 200 Jefferson Avenue Suite 1350 Memphis, TN 38103 Phone: (901) 432-0740 Fax: (404) 961-1185 File No: TN-87000162-14 Jan. 9, 16, 23, 2015 Fkl25204 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130 pursuant to Deed of Trust executed by Perry Marshall and Deanna Marshall, husband and wife, to Hugh 33’ E 107.25 feet; thence N 13 deg. 33’ E 99.00 feet; thence N 9 deg.

27’ W 33.00 feet; thence N 30 deg. 37’ W 33.00 feet; thence N 1 deg. 11’ E 130.55 feet to the south end of said culvert in the east margin ofsaidhighway;thenceN6deg.45’E42.86 feettothepointofbeginning,containing2.74 acres, more or less, as surveyed by H-K & Associates, dated 1/17/77.

Being the same property conveyed to Robert L.Floyd,anunmarriedman,fromDonT.Wise and wife, Kathy L. Wise by Warranty Deed dated November 20, 2003 and recorded December 1, 2003 in Book 907, page 216, Register’s Office for Robertson County. Street Address: 3070 Old Greenbrier Pike, Greenbrier, Tennessee 37073 Parcel Number: 103 287.00 CurrentOwner(s)ofProperty:RobertL.Floyd, an unmarried man The street address of the above described property is believed to be 3070 Old Greenbrier Pike, Greenbrier, Tennessee 37073, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063156 Jan. 23, 30, Feb. 6, 2015 Fkl25657 For information visit www.TNLedger.com or call 615-254-5522 today!

NOTICE OF SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 29, 2015 at 12:00 PM local time, at the east door of the courthouse (Public Square) located in Murfreesboro, Rutherford County, Tennes- see, pursuant to Deed of Trust executed by Valeriano Guzman, to Liberty Title, Trustee, astrusteeforMortgageElectronicRegistration System, Inc. as nominee for United Security Financial Corp. on 15th day of October, 2012 in REC Book 1195, Page 3044 at Instrument Number 1827669 in the Office of the Register of Rutherford County, Tennessee; conducted by York Trustee Services, LLC, having been appointed Substitute or Successor Trustee.

Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: UNITED SECURITY FINANCIAL Corp. The following real estate located in Ruther- ford County, Tennessee, will be sold to the

www.TNLedger.com Section B - Page 4 JANUARY 23 - 29, 2015 Public Notices Section C - Page 4 to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time.

Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 11-027735 Jan. 9, 16, 23, 2015 Fkl25421 TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed June 1, 2001 by James D. Smitty, an unmarried man to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 72, Page 1343, and the owner of the debt secured, Green Tree Servicing LLC, havingrequestedtheundersignedtoadvertise andsellthepropertydescribedinandconveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 3, 2015 commencing at 02:00 PM, at the East Door of the Courthouse, Murfreesboro, Rutherford County, Tennessee proceed to sell at public outcry to the high- est and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Parcel 1: Beginning at an iron pin in the south margin of Woodbury Highway, being the north- west corner of Emmitt Brandon; thence with the south margin of Woodbury Highway S 87 degrees 09’ 50” W 122.09 feet to an iron pin; thence with Furman Elgin’s east line S 7 degrees 40’ 29” W 218.74 feet to an iron pin; thence S 9 degrees 48’ 06” W 202.47 feet to an iron pin; thence S 71 degrees 33’ E 114.26 feet to an iron pin; thence N 12 degrees 02’ 08” E 12.68 feet to an iron pin; thence N 85 degrees 46’ 46” E 14.68 feet to an iron pin; thence N 7 degrees 40’ 20” E 449.00 feet to the beginning containing 1.24 acres more or less.

Parcel 2: Being a lot of ground out of the northeastcornerofthelandsformerlyownedby Becton, and Beginning at a point on the south side of the Murfreesboro to Woodbury Highway at the NW corner of other property of T.J. Jerni- ganandwife,andrunningthencewestwardwith the south side of the Highway 266 feet to a stake;anewcornertoMrs.Becton;thencewith the new line southward 387 feet to a stake, another new corner to Mrs. Becton; thence a new line eastward 179 feet to T.J. Jernigan’s west line; thence northward 437 feet to the beginning, containing 2.2 acres, more or less. Subject to restrictive covenants, easements and setback lines that are applicable to the above described property, and of record, and to all zoning and subdivision restrictions of the appropriate governmental body.

Tax Parcel ID: 105-107.00/105-108.00 Property Address: 6598 Woodbury Pike, Murfreesboro, TN. Other Interested Party: Bank of America, N.A. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Trustee. ARNOLD M. WEISS, Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-119266-FC Jan. 9, 16, 23, 2015 Fkl25426 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, pursuant to Deed of Trust executed by Tammy Walker and Tony Walker, to Advantage Title and Escrow, Inc., Trustee, on December 3, 2008 at Record Book 884, Page 2440; all of record in the Rutherford County Register’s Office.

Party entitled to enforce security inter- est: CitiMortgage, Inc., its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING all of Lot No. 89, Final Plat, Section II, SCOTTISH GLEN SUBDIVISION, of record in Plat Book 33, page 205, Register’s Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete description thereof. BeingthesamepropertyconveyedtoTammy Walker and Tony Walker, by deed of record in Book 884, Page 2438, Register’s Office for Rutherford County, Tennessee.

Parcel Number: 101A A 07300 Current Owner(s) of Property: Tammy Walker and husband, Tony Walker Other interested parties: The Secretary of Housing and Urban Development, American Greetings Federal Credit Union c/o Christopher W. Conner, Esq., Scottish Glen Homeowners Association, Inc., c/o G. Bradford Jenkins, Attorney, Scottish Glen Homeowners’Association,Inc.c/oGhertner & Company Street Address: 4321 Roxburghe Court, Murfreesboro, Tennessee 37128 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ONE YEAR RIGHT OF REDEMPTION HELD BY THE SECRETARY OFHOUSINGANDURBANDEVELOPMENTBY REASONOFTHEDEEDOFTRUSTOFRECORD AT RECORD BOOK 1087, PAGE 2668, IN THE REGISTER’S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 13-054891 Jan. 9, 16, 23, 2015 Fkl25439 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee pursuant to Deed of Trust executed by David A.

White Jr. and wife, Kimberly D. White, to B. Polito, Trustee, as trustee for Wells Fargo Financial Tennessee 1, LLC on July 19, 2005 at Record Book 522, Page 1378, Instrument No. 1356056; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Rutherford County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Financial Tennessee 1, LLC, its succes- sors and assigns The following real estate located in Ru- therford County, Tennessee, will be sold to the highest call bidder: Described property located at Rutherford County, Tennessee, to wit: LAND in Rutherford County, Tennessee, being Lot No. 1733 on the Plan of Lake Forest Phase 17 of record in Plat Book 19, Page 17, Register’s Office for said County, to which reference is made for a more com- plete description.

BEING the same property conveyed to David A White, Jr. and wife, Kimberly D. White by deed from Holigan Family Investments, Inc., dated March 25, 1997, recorded March 26, 1997,ofrecordinBook593,page514,said Register’s Office.

SUBJECT to any and all existing easements, setback lines and restrictive covenants of record in the said Register’s Office. Street Address: 233 Lake Forest Drive, La Vergne, Tennessee 37086 Parcel Number: 006O B 08500 Current Owner(s) of Property: Kimberly Dawn White The street address of the above described property is believed to be 233 Lake Forest Drive, La Vergne, Tennessee 37086, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062983 Jan. 9, 16, 23, 2015 Fkl25449 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed March 26, 2003 by Patricia Pride, an unmarried woman and Samuel O White, an unmarried man to ArnoldMWeiss,Attorney,asTrustee,assame appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 245, Page 1016, Modified in Record Book 1131, Page 3429 & Record Book 1272, Page 1216, and the undersigned having been appointed Substitute Trustee by instrument recorded in Record Book 1341, Page 2491, in the said Register’s Office, and the owner of thedebtsecured,BankofAmerica,N.A.,having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 10, 2015 commencing at 02:00 PM, at the East Door of the Courthouse, Murfreesboro, Rutherford County, Tennessee proceed to sell at public outcry to the high- est and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Land in Rutherford County, Tennessee, being all of Lot No. 33, on the Plan of Fall Creek Subdivision, Section 2, Final Plat, as shown by plat appearing of record in Plat Book 25, Page289,oftheRegister’sOfficeofRutherford County, Tennessee, to which plat reference is hereby made for more complete details of said lot. Tax Parcel ID: 021E-A-01200 PropertyAddress:114BreezeDrive,Murfrees- boro, TN. Other Interested Parties: Secretary of Housing and Urban Development/Department of Hous- ing and Urban Development All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118090-FC Jan. 16, 23, 30, 2015 Fkl25466 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 21, 2006, and the Deed of Trust of even date securing the same, recorded April 25, 2006, in Book No. 614, at Page 1752, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Michael Sheldon, conveying certain property therein described to Robert M. Wilson, Jr.

as Trustee for Mort- gage Electronic Registration Systems, Inc., as nominee for America’s Wholesale Lender, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Ocwen Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Ocwen Loan Servicing, LLC, will, on February 11, 2015 on or about 12:00 PM, at the Rutherford County Courthouse, Murfreesboro,Murfreesboro,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: BeingallofLotNo.246,BuchananEstates, Section IV, according to plat and survey of the same appearing in Plat Book 29, page 175, of the Register’s Office of Rutherford County,Tennessee,towhichplatreference made for a more complete and accurate description of said lot.

ALSO KNOWN AS: 116 Kelso Court, Chris- tiana, TN 37037 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Sheldon, Michael Tenants of The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 138360 DATED January 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 340201320 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25473 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 17, 2007, and the Deed of Trust of even date securing the same, recorded April 24, 2007, in Book No.

736, at Page 1613, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Kenyatta Bradford, conveying certain property therein described to Anchor Title, LLC as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Selene Finance, LP.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Selene Finance, LP, will, on March 11, 2015 on or about 12:00 PM, at the Rutherford County Courthouse, Murfreesboro,Murfreesboro,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Being Lot No. 35 on the Final Plan, Phase Two, Cedar Lake, as of record in Plat Book 17,Page44,Register’sOfficeforRutherford County, Tennessee, to which reference is hereby made for a more complete and ac- curate legal description.

ALSO KNOWN AS: 405 Cedar Park Circle, La Vergne, TN 37086 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:Bradford,Kenyatta;Secretary of Housing & Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301387 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3722596-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25480 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, pursuant to Deed of Trust executed by Carletta Anderson Tate and Dustin Tate, wife and husband, to Allen E.

Schwartz, Esq., Trustee, on October 30, 2003 at Record Book 332, Page 2312, Instrument No. 1237233; all of record in the Rutherford County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in the 15th Civil District of Rutherford County, Tennessee, and being Tract No. 3, containing5.02acres,moreorless,onaplat entitled “A Final Plan for a 3 lot Subdivision for The Porter Subdivision” filed for record in Plat Book 26, Page 73, Register’s Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete description of said property.

Being the same property conveyed unto DustinTateandwife,CarlettaAndersonTate, by deed from Nelson Homes, LLC, dated October 30, 2003, and of record in Record Book 332, page 2309, Register’s Office for Rutherford County, Tennessee.

Also conveyed herein is a 2004 Fleetwood double-wide mobile home, Model #4603C, ID KYFL345A05365SC12, situated thereon andpermanentlyaffixedtothelanddescribed herein and made a part of the real property. Further, the Grantor represents, covenants, and agrees thatthe mobile home on the land istoremainonthelandandhasbeenperma- nentlyaffixedtothelanddescribedherein,to become a part of the real property. Parcel Number: 046 03426 Current Owner(s) of Property: Dustin Tate and wife, Carletta Anderson Tate Other interested parties: Regency Finance Co d/b/a FMAC StreetAddress:207WaywardTrail,Murfrees- boro, Tennessee 37129 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal

www.TNLedger.com JANUARY 23 - 29, 2015 Page 5 - Section B Public Notices Page 5 - Section C SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuanttoDeedofTrustexecutedbyKimberly Stephens, an unmarried woman, to Samuel F. Anderson, Trustee, on June 23, 2008 at Record Book 854, Page 2514; all of record in the Rutherford County Register’s Office. Party entitled to enforce security interest: CarringtonMortgageServices,LLC,itssucces- sors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being all of Unit No.

One Hundred Twenty (120) of the Planned Unit Development PrivateElementPlat,OakValleyTownhomes as the same appears of record in Plat Book 27, page 152, of the Register’s Office of Rutherford County, Tennessee, to which plat specific reference is hereby made for more particular description.

Parcel Number: 033 04000 Current Owner(s) of Property: Kimberly L. Stephens Other interested parties: Oak Valley Town- house Owners Association, Inc. Street Address: 120 Oak Valley Circle, Smyrna, Tennessee 37167 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062749 Jan. 16, 23, 30, 2015 Fkl25523 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuant to Deed of Trust executed by Barry Oakley and Jeri Oakley, to D.

Osler, Trustee, on March 9, 2007 at Record Book 723, Page 1023; all of record in the Rutherford County Register’s Office.

Party entitled to enforce security interest: Christiana Trust, A Division of Wilmington Savings Fund Society, FSB, as Trustee for Stanwich Mortgage Loan Trust, Series 2012- 18, its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: ALL THAT CERTAIN PARCEL OF LAND IN 3RD CIVIL DISTRICT, RUTHERFORD COUNTY, STATE OF TN, AS MORE FULLY DESCRIBED IN BOOK 343 PAGE 624 ID# 18G-A-23, BEING KNOWN AND DESIGNATED AS LOT 51, EASTWOOD SUBDIVISION, SECTION II, RECORDEDON01/31/1963,FILEDINPLAT BOOK 2 AT PAGE 76.

Parcel Number: 018G-A-023.00 Current Owner(s) of Property: Barry Oakley and wife, Jeri Oakley Street Address: 112 Campbell Place, La Vergne, Tennessee 37086 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 11-029088 Jan. 16, 23, 30, 2015 Fkl25524 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuant to Deed of Trust executed by Michael Lee and wife and Christina Lee, to A & R Title and Closing, Inc., Trustee, on July 31, 2006 at Record Book 657, Page 3599; all of record in the Rutherford County Register’s Office.

Party entitled to enforce security interest: Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2006- NC5, Mortgage Pass-Through Certificates, Se- ries 2006-NC5, its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: SITUATED in Rutherford County, Tennes- see, and more particularly described as follows, to wit: Land in Rutherford County, Tennessee, and being all of Lot No.

14, on the Plan of Section 1,Timberlake,asshownbyplatappearingof record in Plat Book 5, Page 96, of the Regis- ter’sOfficeofRutherfordCounty,Tennessee, to which plat reference is hereby made for more complete details of said lot. SUBJECT TO any and all applicable restric- tions, building setback lines and any ease- ments of record in Plat Book 5, Page 96, in the Register’s Office for Rutherford County, Tennessee.

SUBJECT TO Restrictive Covenants of record in Deed Book 254, Page 147, in the Register’s Office for Rutherford County, Tennessee. SUBJECT TO Easement to MTEMC of record inDeedBook255,Page435andDeedBook 260, Page 193, in the Register’s Office for Rutherford County, Tennessee. BeingthesamepropertyconveyedtoDarlene K. Reive, unmarried and Richard J. Barker, unmarried, as joint tenants in common with expressedrightsofsurvivorshipfromDarlene K.Reive,unmarriedbyQuitclaimDeeddated April 26, 2004 of record in Deed Book 382, Page 1646, in the Register’s Office for Rutherford County, Tennessee.

BeingthesamepropertyconveyedtoMichael Lee and wife, Christina Lee from Darlene K.

Reive, unmarried by and through Attorney in FactRichardJ.Barker,unmarriedbyWarranty Deed dated 07/31/2006 of record in Deed Book657,Page3597,intheRegister’sOffice for Rutherford County, Tennessee. This conveyance is subject to any and all applicable restrictions, building setback lines and any easements which may be of record in the Register’s Office for Rutherford County, Tennessee. Parcel Number: 048L-A-007.00 Current Owner(s) of Property: Michael Lee and wife, Cynthia Lee Other interested parties: New Century Mortgage Corporation, Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc.

Trust 2007-NCI,bySaxonMortgageServices,Inc., asitsattorney-in-fact,OcwenLoanServicing, LLC, Mortgage Registration Systems, Inc., StonegateMeadowsApts.c/oEwingSellers, Attorney, Midland Funding LLC as succes- sor in interest to Urban Trust Bank/Salute VISA Gold, c/o Finkelstein, Kern, Steinberg & Cunningham, Rutherford County Codes Administration StreetAddress:6920TimberLake,Murfrees- boro, Tennessee 37129 Secondary Property Address: 6920 Timber- lake Drive, Murfreesboro, TN 37129 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO NOTICE OF LIEN HELD BY RUTHERFORD COUNTY CODES AD- MINISTRATION, OF RECORD IN BOOK 1305, PAGE 3614, IN THE REGISTER’S OFFICE OF RUTHERFORD COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-054506 Jan. 16, 23, 30, 2015 Fkl25526 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedFebru- ary 21, 2001, and the Deed of Trust of even date securing the same, recorded February 28, 2001, in Book No.

48, at Page 2591, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Ashley Keen and James K. Keen, conveying certain prop- erty therein described to Roushanak Pazouki Baghaii as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for CTX Mortgage Company, its successors and assigns; and the undersigned, Wilson & As- sociates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, N.A., will, on March 12, 2015 on or about 10:00 AM, at the Ru- therford County Courthouse, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Rutherford County, Tennessee, and being more particularly described as follows: Land in Rutherford County, Tennessee, be- ingLotNo.13ontheplanofWaldronFarms, Section 1, as of record in Plat Book 19, Page 59, Register’s Office for said County, to which plan reference is made for a more complete description.

ALSO KNOWN AS: 188 Stones River Lane, Murfreesboro, TN 37128 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Keen, Ashley Keen, James K. Tenants of 188 stones river lane The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SUBJECT TO A 2004 FLEETWOOD MANUFACTURED HOME, SERIAL NUMBER KYFL345A05365SC12, MODEL #4603C, PERMANENTLYAFFIXEDTOTHEREALPROP- ERTY. IT SHALL BE THE RESPONSIBILITY OF THE PURCHASER TO UNDERTAKE ANY AND ALL LEGAL STEPS NECESSARY TO OBTAIN THE TITLE TO SAID MOBILE HOME. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-060415 Jan. 16, 23, 30, 2015 Fkl25489 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 12, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130 pursuant to Deed of Trust executed by Linda D.

Harris, a single person, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on July 23, 2010 at Record Book 1007, Page 3713,InstrumentNo.1688030;conductedby Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Ru- therford County, Tennessee, will be sold to the highest call bidder: All that certain parcel of land in the City of Murfreesboro,CountyofRutherford,Stateof Tennessee, described as follows: Being all of Lot No. 217, Plantation South, Section VI, according to plat and survey of same appearing of record in Plat Book 29, page82,oftheRegister’sOfficeofRutherford County, Tennessee, to which plat reference is made for a more complete and accurate description of said lot.

Being the same property conveyed to Gregg H.

Boles, married, by deed dated June 18, 2008, of record in Record Book 852, Page 1366, said Register’s Office. Plat Book 29, page 82, discloses a 30-foot minimum building setback line and a 15-foot drainage easement per plat and 10-foot public utility easement per plat; see also, a subdivision easement in favor of the City of Murfreesboro of record in Record Book 532, page 2879, said Register’s Office; consent for drainage letter of record in Record Book 652, page 40, said Register’s Office; sani- tary sewer easement of record in Record Book 25, page 289 said Register’s Office; Ingress/Egress easement of record in Re- cord Book 212, page 2508, said Register’s Office; and an easement in favor of Middle Tennessee Electric Membership Corporate of record in Deed Book 359, page 458, said Register’s Office.

Being the same property as described in Book 883 Page 2343, Dated 11/21/2008, Recorded 12/03/2008 in RUTHERFORD County, Records. Tax/Parcel ID: R0089448 Street Address: 1644 Antebellum Drive, Murfreesboro, Tennessee 37128 Parcel Number: 101H-E-067.00 CurrentOwner(s)ofProperty:LindaD.Harris, a single person The street address of the above described property is believed to be 1644 Antebellum Drive, Murfreesboro, Tennessee 37128, but suchaddressisnotpartofthelegaldescription of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.co File No. 13-049954 Jan. 16, 23, 30, 2015 Fkl25490 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed September 24, 2009 by Tamika C.

Bowers a single woman to Charles E. Tonkin, II, as Trustee, as same appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 949, Page 3074, modified in Record Book 1224, Page 2930, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice thattheundersignedwill,onTuesday,February 17, 2015 commencing at 02:00 PM, at the East Door of the Courthouse, Murfreesboro, RutherfordCounty,Tennesseeproceedtosellat public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Property located in the County of Rutherford, Tennessee:LandinRutherfordCounty,Tennes- see, being all of Lot No. 4619, on the Plan of FinalPlat,PhaseFortySix,LakeForestEstates, as shown by plat appearing of record in Plat Book 27, Page 276, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is hereby made for a more complete details of said lot. Tax Parcel ID: 014C-B-037.00 Property Address: 1203 Shannon Lane, Lavergne, TN. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119031-FC Jan. 16, 23, 30, 2015 Fkl25521

www.TNLedger.com Section B - Page 6 JANUARY 23 - 29, 2015 Public Notices Section C - Page 6 at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 123396 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-2895631-703 FOR SALE INFORMATION, VISIT WWW.

MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25533 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedMarch 13, 2008, and the Deed of Trust of even date securing the same, recorded March 18, 2008, in Book No. 828, at Page 2106, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Mark Bowman, conveying certain property therein described to Tri Star Title & Escrow, LLC as Trustee for MortgageElectronicRegistrationSystems,Inc., aseparatecorporationactingsolelyasnominee for Franklin American Mortgage Company, its successor and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on March 12, 2015 on or about 10:00 AM, at the Rutherford County Courthouse, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Being all of Lot Number 202, on the plan of FinalPlat,SectionIV,PhaseII,ThePreserve at Indian Creek Subdivision, according to plat and survey appearing of record in Plat Book 32,page257,oftheRegister’sOffice of Rutherford County, Tennessee, to which platreferenceisherebymadeformorecom- plete details of location and description of said lot. This conveyance is made subject to declaration of covenants contained in instrument of record in Record Book 538, page 3302, as supplemented to add Sec- tion IV, Phase II of record in Record Book 781, page 3930; Easement to Bellsouth of record in Record Book 473, page 1197; ATandT Easement of record in Deed Book 89, page 315; Easement to United Cities Gas Company of record in Deed Book 671, page226,andinDeedBook537,page770; EasementtoConsolidatedUtilityDistrictof record in Deed Book 671, page 841; Drain- age Easement of record in Deed Book 442, page429;SubdivisionEasementandStreet Grant of record in Record Book 775, page 3454; Easements to United States, (TVA), of record in Deed Book 84, page 227, as depicted in Box Y, Sheet 16; Twenty Foot Drainage Easement of record in Deed Book 379,page316,andinDeedBook448,page 49; Water Line Easement of record in Deed Book 195, page 429; Slope and Temporary Construction Easement of record in Deed Book 674, page 567; Sanitary Sewer Ease- mentofrecordinDeedBook646,page584, and in Deed Book 646, page 587; and to any and all matters shown on said plat and survey of record in Plat Book 32, page 257; all of said Register’s Office.

ALSO KNOWN AS: 758 Pantera Drive, Murfreesboro, TN 37128 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bowman, Mark Tenants of 758 pantera drive Tennessee Housing Development Agency Secretary of Housing Urban Develop- ment The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 185903 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3848507-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25538 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 8, 2003, and the Deed of Trust of even date securing the same, recorded May 14, 2003, in Book No.

264, at Page 1857, in Office of the Register of Deeds for Rutherford County, Ten- nessee,executedbyErinC.Franklin,conveying certain property therein described to Daniel W. Small,DavidsonCountyasTrusteeforGuaranty Trust Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on March 12, 2015 on or about 10:00 AM, at the Rutherford County Courthouse, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Land in Rutherford County, Tennessee, be- ing all of lot number 76, final plat, phase II Stonehenge,ofrecordinplatbook22,page 11, Register’s Office for said County, to whichreferenceismadeforamorecomplete and accurate description of said lot. ALSO KNOWN AS: 1604 Warminster Court, La Vergne, TN 37086 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Franklin, Erin C.

Tenants of 1604 warminster court The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 191936 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-3264483-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25539 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated Au- gust 13, 2010, and the Deed of Trust of even date securing the same, recorded August 13, 2010, in Book No.

1008, at Page 2735, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Ryan Turner, conveying certain property therein described to Scott K. Haynes as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for WR Starkey Mortgage, L.L.P., its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 12, 2015 on or about 10:00 AM, at theRutherfordCountyCourthouse,EastDoor, PublicSquare,Murfreesboro,TN37130,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Being all of Lot 117, Cason Grove Estates, Section IV, according to survey and plat of same appearing of record in Plat Book 12, Page 100, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is here made for more com- plete details of location and description of said lot.

ALSO KNOWN AS: 1214 River Rock Boule- vard, Murfreesboro, TN 37128-6766 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Turner, Ryan; Secretary of Housing & Urban Development The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301067 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0212927475 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25547 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedAugust 22, 2003, and the Deed of Trust of even date securingthesame,recordedAugust29,2003, in Book No.

308, at Page 2127, in Office of the Register of Deeds for Rutherford County, Tennessee,executedbyEdwardMusovichand Sheila Musovich, conveying certain property therein described to Denise Haraseviate as Trustee for Washington Mutual Bank, FA; and theundersigned,Wilson&Associates,P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 12, 2015 on or about 10:00 AM, at theRutherfordCountyCourthouse,EastDoor, PublicSquare,Murfreesboro,TN37130,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Being all of Lot No. 61, of Wellington Sub- division, Section II, according to plat and surveyofrecordinPlatBook12,Page63,of the Register’s Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details of location and description of said lot.

ALSOKNOWNAS:319AldenCove,Smyrna, TN 37167-5743 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Musovich, Edward; Musovich, Sheila; Regions Bank The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301073 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0101658143 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25548 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed April 22, 2009 by Raymond Lee Cearing and Renee Marie Cearing, husband and wife as joint tenants to Southeast Title of Murfreesboro, as Trustee, as same appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 915, Page 3772, and the undersigned having been appointed Substitute Trustee by instrument recorded in thesaidRegister’s Office,and the ownerofthe debt secured, Bank of America, N.A., having requestedtheundersignedtoadvertiseandsell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof,attheoptionoftheowner,thisistogive notice that the undersigned will, on Thursday, February 26, 2015 commencing at 10:00 AM, at the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, Rutherford County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Being Lot No. 200 of the Re-subdivision of Lots 168, 177, 180, 181, and 188-203, Woodland Hills, Section 2, as shown by plat of record in Plat Book 12, Page 129 and as amended of record in Plat Book 14, Page 2, of the Register’s Office of Rutherford County, Tennessee to which plat reference is hereby made for a more complete and accurate de- scription of said lot. Tax Parcel ID: 029G-D-004.00 Property Address: 809 Briargrove Drive, LaVergne, TN. Other Interested Party: MTEMC All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119316-FC Jan. 16, 23, 30, 2015 Fkl25554 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed May 1, 2007 by Cherry G. Ross to Robert M. Wilson, Jr., as Trustee, as same appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 741, Page 1978, and the undersigned having been appointed Substitute Trustee by instrument recorded in Record Book 1153, Page 2045, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, February 17, 2015 commencing at 02:00 PM, at the East Door of the Courthouse, Murfreesboro, Rutherford County, Tennessee proceed to sell at public outcry to the high- est and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Being Lot 1 on the plan of Mrs. Willie B. Arms Two Lot Subdivision, as recorded in Plat Book 18, Page 393, of the Register’s Office of Ru- therford County, Tennessee. Subject to Right of Way Easement of record in Book 641, Page 833, in the said Register’s Office. Tax Parcel ID: 058-030.03 TheUnitedStatesInternalRevenueServicehas filed liens on all property belonging to David A. Ross as follows: Serial Number 897933112, recorded in Record Book 1166, Page 1487, dated October 4, 2012, as recorded in the Shelby County Register’s Office, Memphis, Tennessee.TheUnitedStatesInternalRevenue Service has also filed liens on all property be- longing to David A.

Ross and Cherry Ross as follows: Serial Number 898450412 recorded in Record Book 1166, Page 2511, dated October 9, 2012; Serial Number 908597112 recorded in Record Book 1179, Page 1829, dated November 28, 2012; Serial Number 913432712 recorded in Record Book 1185, Page 1251, dated December 20, 2012; Serial Number 973267813 recorded in Record Book 1267,Page2855,datedDecember11,2013; SerialNumber128001214recordedinRecord Book 1334, Page 2749, dated October 30, 2014, all as recorded in the Shelby County Register’sOffice,Memphis,Tennessee.Timely notice has been given by the undersigned Substitute Trustee to the Internal Revenue Service by Certified Mail as required by 26 USC Section 7425(b).

The sale of this property will be subject to the right of the United States to redeem the said property under the provisions of 26 USC Section 7425(d)(1). PropertyAddress:3835SulphurSpringsRoad, Murfreesboro, TN. Other Interested Parties: Wilson Bank & Trust; David Albert Ross All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118918-FC Jan.

16, 23, 30, 2015 Fkl25558 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the per- formance of the covenants, terms, and condi- tions of a Deed of Trust Note dated November 23, 2005, and the Deed of Trust of even date securing the same, recorded December 5, 2005,inBookNo.570,atPage2982,inOffice oftheRegisterofDeedsforRutherfordCounty, Tennessee, executed by Daniel W. Martin and Annette M. Martin, conveying certain property therein described to Robert M. Wilson, Jr. as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide HomeLoans,Inc.,itssuccessorsandassigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Lakeview Loan Servicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on March 12, 2015 on or about 10:00 AM, at the Rutherford County Courthouse, Murfreesboro,Murfreesboro,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: A certain tract or parcel located in Ru- therford County, Tennessee, described as follows, to-wit: Land in Rutherford County, Tennessee, be- ing Lot No. 4, on the Plan of Akin Heights Subdivision, Section 1, of record in Plat Book 3, Page 62, Register’s Office for said County, to which reference is made for a more complete description.

This conveyance is made subject to any and all zoning regulations, building restric- tions, setback lines, if any, easements, and rights for public utilities applicable to this property. ALSO KNOWN AS: 146 Nelson Drive, La Vergne, TN 37086 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Martin, Daniel W.

Tenants of 146 Nelson Drive, La Vergne, TN 37086 Martin, Annette M. The sale held pursuant to this Notice may

www.TNLedger.com JANUARY 23 - 29, 2015 Page 7 - Section B Public Notices Page 7 - Section C berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300196 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee TN4833610312703 FOR SALE INFORMATION, VISIT WWW.

MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25575 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on March 22, 2013, by Judy D. Sisco and Terry R. Sisco to KerryWebb,Trustee,forthebenefitofMortgage Electronic Registration Systems, Inc. solely as nominee for Acopia, LLC, its successors and assigns and appearing of record in Register’s Office of Rutherford County, Tennessee, in Book 1206, Page 3010; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Federal Na- tional Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America and WHEREAS, Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Rutherford County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn.

Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, February 19, 2015, commencing at 10:00 a.m. at the East Door of the Rutherford County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidderforcash,thefollowingdescribedproperty situated in Rutherford County, Tennessee, to wit: A certain tract or parcel of land located in Rutherford County, Tennessee, described as follows to-wit: Land in Rutherford County, Ten- nessee, being all of Lot No.

69, Cedar Forest, Phase II, as shown by plat and survey of record in Plat Book 14, Page 181, of the Register’s Office for Rutherford County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said lot. Being the same property conveyed to Jerry R. Siscoandwife,JudyD.SiscobyWarrantyDeed from Joseph D. Conrad and wife, Carolyn D. Conraddated4/25/95andrecorded4/26/95 inDeedBook547,Page298,Register’sOffice for Rutherford County, Tennessee. PROPERTY ADDRESS: 403 Briarwood Lane, Smyrna, TN 37167CURRENTOWNER(S):JudyD.Siscoand Terry R. Sisco The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an ac- curate survey of the premises might disclose.

SubstituteTrusteewillonlyconveyanyinterest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise,homestead,anddowerareexpressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sellandconveyonlyasSubstituteTrustee.The right is reserved to adjourn the day of the sale to another day, time, and place certain without furtherpublication,uponannouncementatthe time and place for the sale set forth above.

PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 File No.: 1R321214 Web Site: www. rcolegal.com Insertion Dates: 1/23/2015, 1/30/2015, 2/6/2015 TS#: 1R321214 FEI # 2013.02575 Jan. 23, 30, Feb. 6, 2015 Fkl25577 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 18, 2001, and the Deed of Trust of even date securing the same, recorded June 7, 2001, in Book No. 73, at Page 3, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Candace A.

Baker, conveyingcertainpropertythereindescribedto Victor Hazelwood as Trustee for Professional Mortgage Group, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by The Bank of New York Mellon, f/k/a The Bank of New York, successorininteresttoJPMorganChaseBank, N.A.f/k/aJPMorganChaseBankasTrusteefor GSMPSMortgageLoanTrust2003-2,Mortgage Pass-Through Certificates, Series 2003-2. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A.

f/k/a JPMorgan Chase Bank as Trustee for GSMPS Mortgage Loan Trust 2003-2, Mortgage Pass-Through Certificates, Series 2003-2, will, on March 26, 2015 on or about 10:00 AM, at the Rutherford County Courthouse, East Door, PublicSquare,Murfreesboro,TN37130,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Situated in District Number Two (2) of Rutherford County, Tennessee and within thecorporatelimitsoftheCityofLaVergne, Tennesseeandbeingknownanddesignated as all of Lot Number (9) of Phase One of Ce- dar Lake Subdivision, a residential planned unit development as the same appears of record in plat book 17, page 31, Register’s Office for Rutherford County, Tennessee, to which plat specific reference is hereby made for a more particular description.

Parcel number: 6K-C-111 ALSO KNOWN AS: 316 Cedar Park Circle, La Vergne, TN 37086 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Baker, Candace A.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 129103 DATED January 10, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-2908502 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25584 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 24, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee pursuant to Deed of Trust executed by Virgil R.

Butler and wife, Kim Butler, to Chris Anderson, Trustee, as trustee for Mortgage Electronic RegistrationSystems,Inc.(“MERS”),solelyas nomineeforAmericanEquityMortgage,Inc.on February 17, 2006 at Record Book 595, Page 2327,InstrumentNo.1401726;conductedby Shapiro & Ingle, LLP having been appointed Substitute or Successor Trustee, all of record in the Rutherford County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: U.S. Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2006-WF2, its successors and assigns The following real estate located in Ru- therford County, Tennessee, will be sold to the highest call bidder: Described property located at Rutherford County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN RUTHERFORD COUNTY, STATE OF TENNES- SEE, DESCRIBED AS FOLLOWS, TO-WIT: LAND IN RUTHERFORD COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: BEING ALL OF LOT NO. 214, LAKE WOODS SUBDIVISION, PHASE FOUR, AS SHOWN BY PLATANDSURVEYOFRECORDINPLATBOOK 17, PAGE 25, OF THE REGISTER’S OFFICE OF RUTHERFORD COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION OF SAID LOT.

THE DERIVATION OF SAME BEING: The same being property conveyed by Deed executed by JAMES EARL GRAY AND WIFE, JOHNNIE OLDER GRAY, on 5-5-2004, as recorded on 5-17-2004 at Book/Liber 387, Page/Folio 2396, Instrument No. 1271988 in the land records of RUTHER- FORD COUNTY.

Parcel Identification Number: 006J-C- 038.00 Street Address: 510 Gammon Lane, La Vergne, Tennessee 37086 Parcel Number: 006J C 038.00 Current Owner(s) of Property: Virgil R. Butler and wife, Kim Butler The street address of the above described property is believed to be 510 Gammon Lane, La Vergne, Tennessee 37086, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063058 Jan. 23, 30, Feb. 6, 2015 Fkl25589 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated No- vember 4, 2005, and the Deed of Trust of even date securing the same, recorded November 22, 2005, in Book No.

566, at Page 2875, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Christopher GillandJacquelineGill,conveyingcertainprop- erty therein described to Thomas A Bourdon as Trustee for Mortgage Electronic Registra- tion Systems, Inc., as nominee for Volunteer Trust Mortgage Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank NA, will, on February 18, 2015 on or about 12:00 PM, at the Rutherford County Courthouse, Murfreesboro,Murfreesboro,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Land in Rutherford County, Tennessee, be- ingLotNumber20oftheHighlands,Section One,accordingtoplatofrecordinPlatBook 19, Page 4, of record in Plat Book 19, Page 4, Register’s Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete and accurate legal description.

ALSO KNOWN AS: 3719 Hendricks Hills Drive, Smyrna, TN 37167 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interestintheabove-referencedproperty:Gill, Christopher;Gill,Jacqueline;Mr.Roof LLC; Capital One Bank (USA), N.A.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 242713 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 202060533281 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25595 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuant to Deed of Trust executed by David Cummins and wife, Glenda A.

Cummins, to Arnold M. Weiss, Trustee, on November 28, 2006 at Record Book 690, Page 1829, Instru- ment No. 1461526; corrected by Scrivener’s Certificate of Correction at Record Book 1048, Page 3804; all of record in the Rutherford County Register’s Office. Party entitled to enforce security interest: Branch Banking and Trust Company, its suc- cessors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Located in the 9th Civil District of Rutherford County, Tennessee, to-wit: BEING all of Lot No.

117, LIBERTY VALLEY, SECTION II, according to plat and survey of the same appearing of record in Plat Book 28, page 277, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is made for a more complete and accurate description of said lot. Parcel Number: 047K B 117 CurrentOwner(s)ofProperty:DavidCummins, a married person Other interested parties: Fifth Third Bank, N.A.

Street Address: 5028 Republic Avenue, Murfreesboro, Tennessee 37129 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062848 Jan. 23, 30, Feb. 6, 2015 Fkl25638 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 12, 2013, and the Deed of Trust of evendatesecuringthesame,recordedJanuary 2, 2014, in Book No.

1269, at Page 1839, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Frances Al- Mashmali, conveying certain property therein described to Limestone Title & Escrow, LLC as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Peoples Home Equity Inc., a Tennessee Corporation, it’s suc- cessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 26, 2015 on or about 10:00 AM, at the Rutherford County Courthouse - East Door, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Being Lot Number 43, Chelsea Estates and theResubdivisionofLots55-60,PhaseTwo, Ridgemont Subdivision, as shown of record inPlatBook23,Page150,Register’sOffice forRutherfordCounty,Tennessee,towhich reference is hereby made for a more com- plete and accurate legal description. Said platvoidsandvacatesRidgemontAddition, Final Plat, Phase One, as found of record in Plat Book 23, Page 66, Register’s Office for Rutherford County, Tennessee.

ALSO KNOWN AS: 1564 Ridgemont Drive, La Vergne, TN 37086 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Al-Mashmali, Frances The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300812 DATED January 20, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-5201979 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25671 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 26, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130 pursuant to

www.TNLedger.com Section B - Page 8 JANUARY 23 - 29, 2015 Public Notices Section C - Page 8 Sumner County Deed of Trust executed by Tina Riner, A Single Woman,toScottK.Haynes,Trustee,astrustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for WR Starkey Mortgage, L.L.P. on March 26, 2008 at Record Book 832, Page 1000, Instrument No. 1555774; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Rutherford County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Ru- therford County, Tennessee, will be sold to the highest call bidder: Described property located at Rutherford County, Tennessee, to wit: LANDinRutherfordCounty,Tennessee,being all of Lot No. 52-L, Resubdivision Plat of Lots 52,&59-SawyerGreenSubdivision,Section II, according to plat appearing of record in Plat Book 27, page 190, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is here made for more complete details of location and description of said lot.

BEING the same property conveyed to Tina Riner, an unmarried person, by Warranty Deed from Christina Elam, a married per- son, dated January 5, 2005, appearing of record in Record Book 462, page 832, of the Register’s Office of Rutherford County, Tennessee. THIS conveyance is made subject to restric- tive covenants contained in instrument of record in Deed Book 662, page 561 and Record Book 71, page 194; Subdivision Easement and Street Grant of record in Record Book 37, page 2160; Surveyor’s Certificate of Correction of record in Record Book 90, page 1666; Water line easement to City of Murfreesboro of record in Deed Book 508, page 842 and Deed Book 508, page862;GaslineeasementtoUnitedCities Gas Company of record in Deed Book 531, page 798 and Deed Book 577, page 284; and to any and all matters shown on said plat of record in Plat Book 27, page 190; all of said Register’s Office.

StreetAddress:2088StoneyMeadowDrive, Murfreesboro, Tennessee 37128 Parcel Number: 101M-H-037.01 Current Owner(s) of Property: Tina Riner, an unmarried person Other interested parties: Sallie Mae, Inc., as Administrator,SawyerGreenIIHomeowner’s Association, Inc.

The street address of the above described propertyisbelievedtobe2088StoneyMeadow Drive, Murfreesboro, Tennessee 37128, but suchaddressisnotpartofthelegaldescription of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose.

In addition, the following parties may claim an interest in the above-referenced property: Sallie Mae, Inc., as Administrator, Sawyer Green II Homeowner’s Association, Inc. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-060733 Jan. 23, 30, Feb. 6, 2015 Fkl25675 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated No- vember 2, 2012, and the Deed of Trust of even date securing the same, recorded November 7, 2012, in Book No.

1172, at Page 1584, in Office of the Register of Deeds for Rutherford County, Tennessee, executed by Joseph A. Ingalls, conveying certain property therein described to David W. Kious as Trustee for MortgageElectronicRegistrationSystems,Inc. as nominee for Guaranty Trust Company, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 4, 2015 on or about 12:00 PM, at the Rutherford County Courthouse - Out front by the benches, Murfreesboro, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinRutherfordCounty,Tennessee,and being more particularly described as follows: Land in Rutherford County, Tennessee, being all of Lot No. 9, Kimbro Heights, according to survey and plat of same ap- pearing of record in Plat Book 7, Page 83, Register’s Office for Rutherford County, Tennessee, to which reference is hereby made for a more complete and detailed description of said Lot.

ALSO KNOWN AS: 3054 Fieldview Drive, Murfreesboro, TN 37128 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Ingalls, Joseph A.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301068 DATED January 20, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0209843268 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25679 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed September 21, 2007 by Doug Lincicome and Kelly Lincicome, husband and wife to Robert M.

Wilson, Jr., Attorney, as Trustee, as same appears of record in the office of the Register of Rutherford County, Tennessee, in Record Book 789, Page 1064, and the undersigned having been appointed Substitute Trustee by instrument recorded, in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice thattheundersignedwill,onThursday,February 26, 2015 commencing at 10:00 AM, at the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, Rutherford County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Rutherford, State of Tennessee.

Land in Rutherford County, Tennessee, be- ing Lot(s) 11, as shown on the map entitled Clearidge Subdivision, Section One, of record in Plat Book 19, page 56, Register’s Office for Rutherford County, Tennessee, to which plan reference is hereby made for a more complete and accurate legal description. Tax Parcel ID: 123F-A-00200 Property Address: 201 Clearidge Drive, Rockvale, TN. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119089-FC Jan.

23, 30, Feb. 6, 2015 Fkl25683 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 26, 2015 at 10:00 AM local time, at the east door of the Rutherford County Courthouse, Public Square, Murfreesboro, TN 37130, pursuant to Deed of Trust executed by Mark Collins, an unmarried man, to W. Aaron Fortner, Trustee, on October 15, 2007 at Record Book 791, Page 3156; all of record in the Rutherford County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Rutherford County Tennessee, being all of Lot No.

381, Final Plat-Section VIII, Westfork, of record in Plat Book 30, Page 138 and 139, Register’s Office for said County, to which reference is hereby made for a more complete and accurate descrip- tion of said lot.

Being the same property conveyed to the Grantor(s)bydeedbeingrecordedsimultane- ously herewith. Parcel Number: 035P C 073.00 Current Owner(s) of Property: Mark Collins, an unmarried man Other interested parties: SEC Financial Services, Ronald Bice, Ronald Bice Street Address: 3001 Mesquite Drive, Smyrna, Tennessee 37167 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-032512 Jan. 23, 30, Feb. 6, 2015 Fkl25688 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 16, 2015 at 10:00 AM local time, at the east front door, Rutherford County Courthouse, 20 PublicSquareNorth,Murfreesboro,Tennessee, pursuanttoDeedofTrustexecutedbyKenneth Warrick, a married man and Annette Warrick, an married woman, to American Title, Trustee, onFebruary1,2007atRecordBook712,Page 1897; all of record in the Rutherford County Register’s Office.

SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on October 26, 2004, by Michael P Stanton and Jennifer W Stanton to Arnold M. Weiss, Attorney, Trustee, for the benefit of Mortgage Electronic Reg- istration Systems, Inc. as sole nominee for Countrywide Home Loans, Inc. and appearing ofrecordinRegister’sOfficeofSumnerCounty, Tennessee, in Book 2132, Page 340; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Structured Asset Mortgage Investments II Inc., Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2004-10, U.S.

Bank National Association, as Trustee and WHEREAS, Structured Asset Mortgage Investments II Inc., Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2004-10, U.S. Bank National Association, as Trustee, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC,asSubstituteTrusteebyinstrumentfiledor to be filed for record in the Register’s Office of SumnerCounty,Tennessee,withalltherights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice Party entitled to enforce security inter- est: CitiMortgage, Inc., its successors and assigns The following real estate located in Ruther- ford County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: THIS PROPERTY IS KNOWN AS: 119 Ingle- wood Court, Murfreesboro, TN 37130, Ru- therford County and described as follows: BEING all of Lot No.

14, Redwood Estates, Section II, according to survey and plat of same appearing of record in Plat Book 15, page 273, of the Register’s Office of Rutherford County, Tennessee, to which plat reference is hereby made for more complete details as to location and descrip- tion of said lot.

Being the same property conveyed to Ken- neth R. Warrick and wife, Annette Warrick, as tenants by the entirety, dated 01/30/95, by Quitclaim Deed Creating Tenancy by the Entirety from Kenneth R. Warrick, and filed for record on 02/07/9, in Book 543, page 65, in the Register’s Office for Rutherford County, Tennessee. Parcel Number: 126E A 02600 Current Owner(s) of Property: Kenneth R. Warrick aka Kenneth Warrick and wife, An- nette Warrick Street Address: 119 Inglewood Court, Murfreesboro, Tennessee 37127 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062671 Jan. 23, 30, Feb. 6, 2015 Fkl25684 877.711.0200 $27 THE WESTVIEW www.TNLedger.com

www.TNLedger.com JANUARY 23 - 29, 2015 Page 9 - Section B Public Notices Page 9 - Section C tions, Inc.. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Reverse Mortgage Solutions, Inc., will, on March 11, 2015 on or about 2:00 PM, at the SumnerCountyCourthouse,Gallatin,Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County,Tennessee,andbeingmoreparticularly described as follows: Land in the Corporate Limits of the City of White House, 15th Civil District, Sumner County, Tennessee, described as follows: Being Lot No. 8 of Brown Estates, Section II, which plan is of record in Plat Book 12, Page303,saidRegister’sOffice,andtosaid plan reference is hereby made for a more complete description of said lot. ALSOKNOWNAS:105GarlandCourt,White House, TN 37188 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Brown, Sadie E.

Brown, Sr., Arvle D. Tenants of 105 garland court Secretary of Housing and Urban De- velopment The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 251461 DATED January 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 6000656445 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25469 SUBSTITUTE TRUSTEE SALE NOTICE WHEREAS, Felicisimo Alvendia, Jr.

and Kathleen M. Alvendia, by way of Deed of Trust, dated September 27, 2007, of record as Book 2852, page 538, Register’s Office for Sumner County, Tennessee, conveyed to R. Rick Hart, Trustee, for the benefit of Renasant Bank (“Lender”), the hereinafter described real property, to which reference is hereby made, and to secure payment of indebtednesses of grantor then existing or to arise thereafter. The term “Deed of Trust” shall include any and all modifications, renewals, extensions or amendments thereto whether noted above or otherwise; WHEREAS, Felicisimo Alvendia, Jr. (a/k/a Danny M.

Alvendia) and Kathleen M. Alvendia, executedaModificationofDeedsofTrust,Loan and Security Agreement, and Related Loan Documents, dated May 3, 2012 of record in Book 3580, page 758, Register’s Office for Sumner County, Tennessee; WHEREAS, Lender did appoint Heather D. Wood as Substitute Trustee, of record as Book 4051, page 798, Register’s Office for Sumner County, Tennessee; WHEREAS, Default in the payment of the note secured by said Deed of Trust has been made; WHEREAS, Lender, the owner and holder of said note and Deed of Trust, has demanded that the property be advertised and sold in satisfaction of said debt and the cost of the foreclosure, in accordance with the terms and provisions of the applicable note and Deed of Trust; and NOWTHEREFORE,noticeisherebygiventhat Heather D.

Wood, Substitute Trustee, pursu- ant to the power, duty and authority vested in and imposed upon in said Deed of Trust will on FRIDAY, FEBRUARY 6, 2015 AT 11:30 AM LOCAL TIME AT THE SUMNER COUNTY COURTHOUSE IN GALLATIN, TENNESSEE, offer for sale to the highest bidder for cash andfreefromthestatutoryrightofredemption, homestead, and all other exemptions as are expressly waived in the Deed of Trust, certain Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 11-022407 Jan. 9, 16, 23, 2015 Fkl25435 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east door, Sumner County Courthouse, 100 Public Square,Gallatin,Tennessee,pursuanttoDeed of Trust executed by Charles W.

Hodges and wife,VivianLeighColemanHodges,toCumber- land Title, Trustee, on December 20, 2001 at Record Book 1401, Page 176; all of record in the Sumner County Register’s Office. Party entitled to enforce security interest: U.S. Bank National Association, as trustee for the holders of the Asset Backed Pass-Through Certificates, Series 2002-HE1, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot No. 51 on the Plan of Poplar Ridge, Section 1, as of record in Plat Book 9, Page 43; amended in Plat Book 9, Pages 43-45 and Plat Book 9, Pages 147-149, Register’s Office for Sumner County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal description thereof.

Parcel Number: 099F-B-002.00 Current Owner(s) of Property: Charles W. Hodges and wife, Vivian Leigh Coleman Hodges Street Address: 1007 Tulip Drive, White House, Tennessee 37188 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. NoticeofthisSubstituteTrustee’sSalehas been timely given to the State of Tennessee as required by T.C.A. § 67-1-1433(b)(1). Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower, and the rights of Charles W.

Hodges and wife, Vivian Leigh ColemanHodges,andthoseclaimingthrough them, and subject to the right of redemption bytheDEPARTMENTOFREVENUE,STATEOF TENNESSEE by reason of tax lien of record in Book 1694 Page 473 and Book 1694 Page 474 at the Register’s Office of Sumner County, Tennessee, subject to any accrued taxes and restrictions.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 07-10432 Jan. 9, 16, 23, 2015 Fkl25444 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 10, 2009, and the Deed of Trust of even date securing the same, recorded April 17, 2009, in Book No.

3110, at Page 73, in Office of the Register of Deeds for Sumner County, Tennes- see, executed by Sadie E. Brown and Arvle D. Brown, Sr., conveying certain property therein describedtoAlanE.SouthasTrusteeforUrban Financial Group; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Reverse Mortgage Solu- Parcel Number: 099F C 002.00 Current Owner(s) of Property: Jason Ernest Richmond Other interested parties: Ernest Richmond c/o Joseph B. Freedle, attorney, Med Center at Franklin c/o Samuel A. Baron, attorney, Ernest Richmond Street Address: 1206 Poplar Ridge Road, White House, Tennessee 37188 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 13-051629 Jan. 9, 16, 23, 2015 Fkl25410 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 10, 2015 at 12:00 PM local time, at the east door, Sumner County Courthouse, 100 Public Square, Gallatin, Tennessee, pursuant to Deed of Trust executed by Monroe L.

Mc- Mahan, Sr., an unmarried person, to Emmett James House or Bill R. McLaughlin, Trustee, on January 29, 2004 at Record Book 1940, Page 47; all of record in the Sumner County Register’s Office.

Party entitled to enforce security interest: Regions Bank dba Regions Mortgage, succes- sor by merger to Union Planters Bank, NA, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: DescribedpropertylocatedinSumnerCounty, Tennessee, and being more particularly described in deed of record in Record Book 1940, Page 47; in the Register’s Office of Sumner County, Tennessee Parcel Number: 033J-A-008.00 CurrentOwner(s)ofProperty:HeirsofMonroe L. McMahan, Sr.

Other interested parties: Regions Bank, Regions Bank c/o J.

Phillip Jones and/ or Jessica Binkley, Substitute Trsutees, Andrew McMahan, Monroe McMahan, Jr., Melissa Swann Street Address: 713 South Russell Street, Portland, Tennessee 37148 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee on which it measures 206.67 feet. BeingthesamepropertyconveyedtoJohnA. Velez and wife, Valerie K. Velez by Warranty Deed from Dennis Ray Autry and Stephen R. Sullivan, dated 5/22/01 and recorded 5/23/01inBook1263,page172,Register’s Office for Sumner County, Tennessee. Street Address: 219 Yorkside Place, Hen- dersonville, Tennessee 37075 Parcel Number: 145P A 045.00 Current Owner(s) of Property: John A.

Velez The street address of the above described property is believed to be 219 Yorkside Place, Hendersonville, Tennessee 37075, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: SALE IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN UNRELEASED DEED OF TRUST OF RECORD AT RECORD BOOK 1095, PAGE 419, IN THE REGISTER’S OF- FICE OF SUMNER COUNTY, TENNESSEE.

SALE IS SUBJECT TO ANY INTEREST THAT MAYEXISTINUNRELEASEDDEEDOFTRUST OF RECORD AT RECORD BOOK 1263, PAGE 190,INTHEREGISTER’SOFFICEOFSUMNER COUNTY, TENNESSEE.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-062850 Jan. 9, 16, 23, 2015 Fkl25386 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 10, 2015 at 12:00 PM local time, at the east door, Sumner County Courthouse, 100 Public Square,Gallatin,Tennessee,pursuanttoDeed of Trust executed by Jason E.

Richmond, an unmarried person, and Connie L. Prochaska, anunmarriedperson,toEmmettJamesHouse or Bill R. McLaughlin, Trustee, on July 7, 2004 at Record Book 2054, Page 1; all of record in the Sumner County Register’s Office. Party entitled to enforce security interest: Regions Bank DBA Regions Mortgage, succes- sor by merger to Union Planters Bank, NA, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in the 15th Civil District of Sumner County, Tennessee, being Lot No.

54 on the platofPoplarRidgeSubdivision,Section1,of recordinPlatBook9,Page25,re-recordedin Plat Book 9, Page 43, revised in Plat Book 9, Pages147-149,Register’sOfficeforSumner County, Tennessee.

of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, February 5, 2015, commencing at 10:00 a.m. at the Middle of the Lobby in the centeroftheCourthouseoftheSumnerCounty Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described prop- erty situated in Sumner County, Tennessee, to wit: Land in the 4th Civil District of Sumner County, Tennessee, being Lot No.

185 on the Final Plat of Savannah, Phase One, a plat of which is of record in Plat Book 20, Page 373, Register’s Office for Sumner County, Tennessee, to which plan reference is hereby made for a more complete and accurate legal description of said lot. Being all of the same property conveyed to Michael P. Stanton and wife, Jennifer W. Stanton, by Warranty Deed fromSaddlebrook,Inc.,ofrecordinBook2112, Page385,Register’sOfficeforSumnerCounty, Tennessee.PROPERTYADDRESS:107Gaston St, Gallatin, TN 37066 CURRENT OWNER(S): Michael P Stanton and Jennifer W Stanton The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive cov- enants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose.

Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” SUBORDINATE LIEN- HOLDERS: Community First Bank and Trust, SavannahHomeownersAssociationc/oMorris Property Management For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b) (1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as providedforin§67-1-1433(c)(1). Allrightand equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without furtherpublication,uponannouncementatthe time and place for the sale set forth above. PRIORITYTRUSTEESERVICESOFTN,LLC1587 NortheastExpresswayAtlanta,Georgia30329 File No.: 1R386914 Web Site: www.rcolegal. comInsertionDates:1/9/2015,1/16/2015, 1/23/2015 TS#: 1R386914 FEI # 2013.02503 Jan. 9, 16, 23, 2015 Fkl25378 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 5, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, Sumner County Courthouse, 101 Public Square, Gallatin, TN 37066 pursuant to Deed of Trust executed by John A.

Velez, a single person, to Southern Title , LLC of Brentwood, Trustee, as trustee for Mortgage Electronic RegistrationSystems,Inc.(“MERS”),solelyas nominee for Network Funding, L.P. on October 13, 2010 at Record Book 3341, Page 68, InstrumentNo.963896;conductedbyShapiro & Kirsch, LLP having been appointed Substi- tute or Successor Trustee, all of record in the Sumner County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust andtheentireindebtednesshasbeendeclared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder: Described property located at Sumner County, Tennessee, to wit: A certain tract or parcel of land located in Sumner County, Tennessee, described as follows to-wit: Landinthe5thCivilDistrictofSumnerCounty, Tennessee, being Lot No. 441 on the Plan of Colonial Acres, Section 7-B, as of record in Plat Book 6, pages 30 and 31, Register’s Office for Sumner County, Tennessee and described as follows: SaidLot441fronts60.91feetonthewesterly margin of Yorkside Place and extends back 123.59 feet on the northerly line and 205.7 feet on the southerly line to a line on the rear

www.TNLedger.com Section B - Page 10 JANUARY 23 - 29, 2015 Public Notices Section C - Page 10 real property in Sumner County, Tennessee, described as follows: Situated in the Third Civil District of Sumner County,Tennessee,withinthecorporatelimits of the City of Gallatin, described as follows: Being Lots Nos. 15, 16, 17, and 18, in the GeorgePardueAdditiontotheTownofGallatin, a plat of said addition being of record in Plat Book 1, page 18, in the Register’s Office of SumnerCounty,Tennessee,towhichreference isheremadeforafullandcompletedescription of said lots. Said Lot or parcel of land consist- ing of four lots herein conveyed as a whole fronts one hundred (100) feet on Trigg Street and runs back west between parallel lines two hundred and eighty-five (285) feet.

BeingthesamepropertyconveyedtoAWHH8T, LLCbyDeedfromFelicisimoAlvendia,Jr.(a/k/a Danny M. Alvendia), and wife, Kathleen M. Alvendia, of record in Book 2937, page 668, Register’s Office for Sumner County, Tennes- see, dated March 26, 2008.

Property Address: 200 Trigg Avenue North, Gallatin, Sumner County, Tennessee 37075 Map/Parcel: 126C-E-24.00 (The address and map and parcel above are believed to be correct; but same is not p art of the legal description of the property sold hereinandintheeventofanydiscrepancy,the legal description herein shall control.) This sale is subject to all matters shown on any applicable recorded document, including butnotlimitedtoanyapplicablerecordedplan, plat,charter,restriction,judgment(s),noticeof governmentalentity,ordeclarationoftaking(s); any prior lien(s) of record; unpaid taxes and assessments which exist as a lien against said properties; any restrictive covenant(s), easement(s) or setback line(s) that may be ap- plicable;anyrightsofredemptionnototherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims, and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguishedbythisforeclosuresale.Thissale is also subject to any matter that an accurate inspection and survey of the premises might disclose.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of such property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real property by Substitute Trustee’s Deed only. The successful bidder shall tender cash payment by close of business, or 4:30 P.M. CST, on the day of the foreclosure sale. The Substitute Trustee, in order to ac- complish the most advantageous sale and consequent discharge of his obligation under the Deed of Trust, reserves the right to do any or all of the following, without further publica- tion and upon announcement at the time and place for the sale set forth herein: 1.

Toadjournthesaletoanothertime during regular business hours on a different day or place or rescind the sale; 2. To delay the sale for a reasonable timeduringregularbusinesshoursonthesame day, to be continued at the announced place and time, and to this end Substitute Trustee reserves the right to delay the sale of the Property to take place at the actual Property location(s) or at such other location as is orally announced and in such instance, the precise time of sale or sales will be announced at the time and place for the sale set forth herein; 3. To sell the Property at the time fixed by the last postponement or to give new notice of sale; 4.

To sell the Property in such lots, parcels, segments or separate estates as may accomplish the most advantageous sale and consequent discharge of his or her trust obligationunderthecircumstances,andtothis end Substitute Trustee may sell the property first in whole and then in part, and ultimately consummate the sale in which ever manner produces the most advantageous result. 5. To sell part of the Property and delay, adjourn, cancel or postpone the sale of the remaining part of the Property; 6. To sell the Property to the next highest bidder in the event any higher bidder does not comply with the terms of the sale.

Other interested parties: Sumner County, Tennessee Tax Assessor; City of Gallatin, Tennessee; Felicisimo Alvendia, Jr. (a/k/a Danny M. Alvendia), Kathleen M. Alvendia and HasmukhF.Patel;HPDK8,LLC;AWHH8T,LLC; AWHH8A, LLC and Renasant Bank. This 6th day of January, 2015. Chaffin & Burnsed, PLLC Heather D. Wood 49 Music Square West, Suite 502 Nashville, Tennessee 37203 (615) 460-7478 - Phone (615) 460-7484 - Fax THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Jan. 16, 23, 30, 2015 Fkl25472 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 2, 2011, and the Deed of Trust of evendatesecuringthesame,recordedJanuary 23, 2012, in Book No. 3525, at Page 251, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Christopher B.SalterandKimberlyLittles,conveyingcertain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A. ; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byWellsFargoBank,N.A.,will,onFebruary11, 2015 on or about 2:00 PM, at the Sumner CountyCourthouse,Gallatin,Gallatin,Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County,Tennessee,andbeingmoreparticularly described as follows: Land in Sumner County, Tennessee, be- ing Lot No. 2 on the Plan of Hilton Hills Subdivision, Section One, as of record in Plat Book 13, Page 239, Register’s Office for Sumner County, Tennessee, to which plan reference is hereby made for a more complete description of said lot. ALSO KNOWN AS: 101 Robert Avenue, White House, TN 37188-9402 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property:Salter,ChristopherB.;Littles, Kimberly The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301272 DATED January 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0589681 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25478 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 25, 2009, and the Deed of Trust of even date securing the same, recorded March 4, 2009, in Book No.

3084, at Page 770, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Shannon RaySmartandAngelaN.Fitzpatrick,conveying certain property therein described to Smith, Sholar, Associates, PLLC as Trustee for Mort- gage Electronic Registration Systems, Inc., as nominee for PrimeLending, A Plainscapital Company,itssuccessorsandassigns;andthe undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on March 19, 2015 on or about 1:00 PM, at the Sumner County Courthouse, East Entrance, 101 Public Square, Gallatin, TN 37066, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Land in Sumner County, Tennessee, be- ing Lot No. 41 on the Plan of Peninsula Park, as shown by plat of record in Plat Book 3, Page 11, in the Register’s Office for Sumner County, Tennessee, to which plat reference is hereby made for a more complete description.

ALSO KNOWN AS: 218 Elnora Drive, Hen- dersonville, TN 37075-4403 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced prop- erty: Smart, Shannon Ray; Fitzpatrick, Angela N.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301345 DATED January 6, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4107423 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25479 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- ary 19, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, Sumner County Courthouse, 101 Public Square, Gallatin, TN 37066, pursuant to Deed ofTrustexecutedbyTabithaR.LawandDonald Law Jr., wife and husband, to Smith, Sholar Associates, PLLC, Trustee, on April 22, 2011 at Record Book 3417, Page 780; all of record in the Sumner County Register’s Office.

Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Sumner County, Tennessee, being Lot No. 59 on the plan of CORNERSTONE SUBDIVISION, SECTION II, as shown by plat of record in Plat Book 19, Page 231, in the Register’sOfficeforSumnerCounty,Tennes- see, to which plat reference is hereby made for a more complete description. BEINGthesamepropertyconveyedtoTabitha R. Law, married, from Federal National Mortgage Association, by Deed dated _ , in Book 3417, Page 778, in the Register’s Office for Sumner County, Tennessee.

Donald Law, Jr. joins in the execution of this instrument to convey any interest he may have in subject property, particularly marital interest.

Parcel Number: 020J-E-026.00 Current Owner(s) of Property: Tabitha R. Law, married Other interested parties: Cornerstone Hom- eowners Association, Inc Street Address: 105 Blakes Court, Portland, Tennessee 37148 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 13-051002 Jan. 16, 23, 30, 2015 Fkl25487 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, Sumner County Courthouse, 101 Public Square, Gallatin, TN 37066, pursuant to Deed of Trust executed by Judy D.

Moore, an unmarried woman and Michael Schmohe, an unmarried man, to Arnold M. Weiss, Attorney, Trustee, on October 16, 2002 at Record Book 1575, Page 86; all of record in the Sumner County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Land in Sumner County, Tennessee, BEING Lot No. 6, on the Plan of Cavalier Estates, Section 3, of record in Plat Book 11, page 74, Register’s Office for Sumner County, Tennessee,towhichPlanreferenceishereby made for a complete and accurate descrip- tion of said lot.

Being the same property conveyed to Judy D. Moore and Michael A. Schmohe by War- ranty Deed dated April 30, 1999, from Cathy Graves, unmarried, of record in Book 968, page 555, Register’s Office for Sumner County, Tennessee. Parcel Number: 143H-E-006.00 Current Owner(s) of Property: Judy D. Moore and Michael A. Schmohe Other interested parties: Equity One, Inc., American General Financial Services, Inc. StreetAddress:421CliftonDrive,Goodletts- ville, Tennessee 37072 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-061950 Jan. 16, 23, 30, 2015 Fkl25500 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, pursuanttoDeedofTrustexecutedbyChristina Menz and husband, Mark Menz, to Infinity Title LLC, Trustee, on December 15, 2009 at Record Book 3227, Page 297; all of record in the Sumner County Register’s Office.

Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF SUMNER, STATE OF TENNESSEE, AND IS DESCRIBED AS FOLLOWS: Land in Sumner County, Tennessee, being Lot No. 2 on the Final Plat of the Mark W. Menz Property Subdivision, as shown by plat of record in Plat Book 20, page 328, in the Register’sOfficeforSumnerCounty,Tennes- see, to which plat reference is hereby made for a more complete description.

Being part of the same property conveyed to Mark W. Menz and wife Christina L. Menz, on 07/17/2002, filed for record on 07/18/2002, in Book 1528, page 728, Register’s Office for Sumner County, Ten- nessee.

Also being the same property conveyed to Christina Menz and husband, Mark Menz by Quitclaim Deed from Mark W. Menz and wife, Christina L. Menz, filed for record si- multaneously herewith in Book 3227, page 295, Register’s Office for Sumner County, Tennessee. Parcel Number: 084 027.07 CurrentOwner(s)ofProperty:ChristinaMenz and husband, Mark Menz Other interested parties: United States of America, acting through the Farm Service Agency, United States Department of Agri- culture, Farm Service Agency Street Address: 465 A Mutton Hollow Hill, Bethpage, Tennessee 37022 Secondary Property Address: 465A Mutton Hollow Hill Road, Bethpage, Tennessee 37022 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ONE YEAR RIGHT OF REDEMPTION HELD BY UNITED STATES, UNITED STATES DEPARTMENT OF AGRICUL- TURE,ACTINGTHROUGHTHEFARMSERVICE AGENCYBYREASONOFTHEDEEDOFTRUST OF RECORD AT RECORD BOOK 3266, PAGE 749,INTHEREGISTER’SOFFICEOFSUMNER COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 14-062127 Jan. 16, 23, 30, 2015 Fkl25518 TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed June 6, 2008 by Steven W. Scruggs, a married man to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the office of the Register of Sumner County, Tennessee, in Record Book 3005, Page 231, modified in Record Book 3384, Page 89 and in Record Book 3816, Page 797, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 01:00 PM, at the Sumner County Courthouse, East Entrance, Inside the Lobby of the Main Floor, 101 Public Square, Gallatin, TN 37066, proceed to sell at public outcry to the high- est and best bidder for cash, the following

www.TNLedger.com JANUARY 23 - 29, 2015 Page 11 - Section B Public Notices Page 11 - Section C described property, to‑wit: Situated in County of Sumner, State of Tennessee. Landinthe14thCivilDistrictofSumnerCounty, Tennessee, on the west side of Cal Durham Road, and being a portion of the property of recordinDeedBook442,Page453,Register’s Office for Sumner County, Tennessee. See Tax Map 42, Parcel 68.00 P/O, Tax Assessor’s Office Sumner County, Tennessee and more particularly described as follows: Beginning at an iron rod at the center of Cal Durham Road, same being the southeast corner of this tract and the northeast corner of Tract No.

5 of the Thomas A. Shrum property (5.44 acres as per survey of same date), also being 60.00 feet north of the northeast corner of Vester C. Tillman as you measure along the center of said road; thence leaving road with line of said Tract No. 5 North 85 degrees 07 minutes 48 seconds West 905.97 feet (passing an iron rod at 25.00 feet) to an iron rod; thence with line of H. L. Jordan North 06 degrees 06 minutes 01 seconds East 240.94 feet to an iron rod; thence with line of Tract No. 2 of the Thomas A. Shrum property (5.01 acres as per survey of same date) South 85 degrees 07 minutes 48 seconds East 520.20 feet to an iron rod; thence with line of Tract No.

3 of the Thomas A. Shrum property (5.01 acres as survey of same date) South 85 degrees 07 minutes 48 seconds East 385.76 feet (passing an iron rod at 360.76 feet) to an iron rod in the center of Cal Durham Road; thence with center of said road South 06 degrees 06 minutes 01 seconds 240.94 feet to the point ofbeginningcontaining5.01acresmoreorless by survey by Carroll Dean Carman, Registered Land Surveyor, Tennessee Number 910, address 150 Middle Fork Road, Hartsville, Tennessee, 37074, dated October 4, 2000. Meadowbrook 4563T, VIN #TNFL227A2092- MB12, which has become and is intended to affix such that the manufactured housing unit is an improvement to and made a part of the real estate.

Subject to a twenty-five feet wide public utility and roadway easement along the west margin of Cal Durham Road. Subject to Water Line Easement of record in Record Book 1294,Page3,inthesaidRegister’sOffice.This conveyance also includes the manufactured home described below located at the below- referenced address is permanently affixed to a foundationandwillassumethecharacteristics of sit-built housing: Year: 2002; Manufacturer: Fleetwood; Model Name/No: Meadowbrook 4563T; Serial No. TNFL227A27092MB12/ TNFL227B27092MB12;Length/Width:55x26; located at 479 Cal Durham Road Bethpage, TN 37022.

Tax Parcel ID: 042-068.05 Property Address: 479 Cal Durham Road, Bethpage, TN. OtherInterestedParty:DepartmentofHousing and Urban Development; Victoria J. Scruggs All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Trustee. ARNOLD M. WEISS, Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119087-FC Jan. 16, 23, 30, 2015 Fkl25530 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 12, 2005, and the Deed of Trust of even date securing the same, recorded August 22, 2005, in Book No.

2322, at Page 352, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Darryl T. Chambers and Vivian P. Chambers, conveying certain property therein described to FMLS, Inc. Hamilton County, a resident of Hamilton County, Tennessee as Trustee for AmSouth Bank; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Associa- tion, will, on February 19, 2015 on or about 1:00 PM, at the Sumner County Courthouse, Gallatin, Gallatin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Land in Sumner County, Tennessee, being Lot Number 252, on the Plan of Cherokee Woods, Section Seven and Part of Six, as shown on plat of record in Plat Book 5, Page 36, in the Register’s Office of Sumner County, Tennessee, to which plat refer- ence is hereby made for a more complete description thereof.

ALSO KNOWN AS: 153 Glenn Hill Drive, Hendersonville, TN 37075 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Chambers, Darryl T.

Chambers, Vivian P.

Tenants of 153 Glenn hill drive, hen- derson, tn 37075 DOT - Union Planters National Bank The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 210551 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 267965389 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25561 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated December 29, 2008, and the Deed of Trust of evendatesecuringthesame,recordedJanuary 26, 2009, in Book No.

3063, at Page 362, in Office of the Register of Deeds for Sumner County,Tennessee,executedbyDavidStewart and Elizabeth D Stewart, conveying certain property therein described to Legacy Title & Escrow,LLCasTrusteeforMortgageElectronic Registration Systems, Inc., as a nominee for Dover Mortgage Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Associa- tion, will, on February 11, 2015 on or about 2:00 PM, at the Sumner County Courthouse, Gallatin, Gallatin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Being Lot Number 17 on the Plan of Northview Estates Subdivision, Section 3, as shown on plat of record in Plat Book 17, Page 248, in the Register’s Office of Sumner, Tennessee, to which plat refer- ence is hereby made for a more particular description of said lot ALSO KNOWN AS: 105 Sharon Drive, Port- land, TN 37148 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Stewart, David Stewart, Elizabeth D Tenantsof105sharondrive,portland, tn 37148 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 213094 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

16, 23, 30, 2015 Fkl25562 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 16, 2008, and the Deed of Trust of even date securing the same, recorded October 20, 2008, in Book No. 3031, at Page 70, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Tambra Striplin, conveying certain property therein described to Freedom Title Services asTrusteeforMortgageElectronicRegistration Systems, Inc. as Nominee for Primelending, a Plainscapital Company, its successors and/ or assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, N.A..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, N.A., will, on February 11, 2015 on or about 2:00 PM, at the Sumner County Courthouse, Gallatin, Gallatin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclu- sion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: LAND IN SUMMER COUNTY, TENNESSEE, BEING ALL OF LOT NO. 302, ON THE PLAN OF TYREE WOODS ESTATES, SECTION XVI, AS SHOWN BY PLAT APPEARING OF RECORD IN PLAT BOOK 12, PAGE 313, OF THE REGISTER’S OFFICE OF SUMNER COUNTY, TENNESSEE, TO WHICH FLAT REFERENCE IS HEREBY MADE FOR MORE COMPLETE DETAILS OF SAID LOT. ALSO KNOWN AS: 1004 Tyree Court North, White House, TN 37188-8911 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Striplin, Tambra Tenants of 1004 Tyree Court North, White House, TN 37188-8911 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 247754 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

16, 23, 30, 2015 Fkl25564 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed November 18, 2002 by Floyd Dale Keeling, an unmarried man to Arnold M. Weiss, Attorney, as Trustee, as same appears of record in the office of the Register of Sumner County, Tennessee, in Record Book 1600, Page 620 and corrected by Scrivener’s Affidavit in Record Book 4037, Page 453, and the undersigned having been appointed Substitute Trustee by instrument recorded in Record Book 4039, Page 871, in thesaidRegister’sOffice,andtheownerofthe debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Wednesday, February 18, 2015 commencing at 01:00 PM, at the South Door of Main Court- house on Public Square of the Courthouse, Gallatin, Sumner County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Sumner, State of Tennessee.

BEGINNING on a stone, corner of C. P. Dowell, R. B. Alderson and H. E. Snow, running thence west36polestoastoneinSnow’sline;thence east of south 44-1/2 poles to a hickory tree; thence south W. 9-2/3 poles to a stone in G. T. Calvert’s line in a branch; thence up the branch in a N.W. direction with the meanders of the branch 49 poles to a stone in C. P. Dowell’s line; thence north 25 poles to the beginning, containing by estimation 10 acres, be the same more or less. By deed dated April 30, 1970, and of record in Deed Book 289, page 440, in the Register’s Office for Sumner County, Tennessee, A.O.

Taylor and wife, Eula Taylor, conveyed the following described tract oflandtoHAROLDDEWAYNECLINEANDWIFE, BETTY LOU CLINE, which is EXCLUDED from this conveyance: Situated on the east side of the Calvert and Taylor Road approximately 4 mile south of the point of its intersection with the Mt. Olive and New Roe Road, as follows: BEGINNING at a point in the Calvert and Taylor Road in the line of Cline, corner of Graves and Taylor,runningwithGravessouth3degrees30 seconds east 430.1 feet to a stake in the line of Graves, corner of Taylor; thence with Taylor south 48 degrees west 749.8 feet to a point in the center of the branch, corner of Taylor in the line of Calvert; thence with Calvert north 12 degrees west 132.1 feet to a point in the center of Calvert and Taylor Road in the line of Calvert, corner of Taylor; thence with and cornering with Taylor for the next three calls: North 33 degrees 30 minutes east 672.1 feet; thence north 46 degrees east 196 feet; thence north 28’ 30” east 115.7 feet to the beginning, containing 4 acres, more or less.

The tract or parcel of land herein conveyed is bounded as follows: on the north by Sadie Cline; on the east by Taylor Road; on the south by Nathan Wainscott; on the west by Sadie Cline and Wainscott; containing 6 acres more or less.

Tax Parcel ID: 006-023.00 Property Address: 1205 Taylor Road, West- moreland, TN. Other Interested Parties: Any and All Known or Unknown Heirs of the Estate of Floyd Keeling; Matthew T. Keeling; The Estate of Floyd Dale Keeling; Alvin Perdue; Ascension Point Recovery Services, LLC/Pinnacle Credit Services, LLC-Chase Bank; The Bank of New York Mellon FKA The Bank of New York, as Successor Trustee to JPMorgan Chase Bank, N.A., as Successor by Merger to Bank One, as Trustee for the Holders of CWABS Master Trust, Revolving Home Eq. Loan Asset Backed Notes, Series 2003-A All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-117930-FC Jan. 16, 23, 30, 2015 Fkl25565 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 31, 2006, and the Deed of Trust of even date securing the same, recorded June 6, 2006, in Book No. 2516, at Page 825, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Thomas Faro and Carla Faro, conveying certain property therein described to Atty. Arnold M.

Weiss, a resident of Shelby County as Trustee for Mortgage Elec- tronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Nationstar Mortgage, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Nationstar Mortgage, LLC, will, on February 11, 2015 on or about 2:00 PM, at the Sumner CountyCourthouse,Gallatin,Gallatin,Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County,Tennessee,andbeingmoreparticularly described as follows: Land in Sumner County, Tennessee, being Lot No. 10, on the plan of Homestead Es- tatesSubdivision,asshownonplatofrecord in Plat Book 11, page 57, in the Register’s Office of Sumner County, Tennessee, and being a subdivision of the John D. Cope Estate and described as follows: Beginning at an iron pin in the easterly R.O.W.ofTyreeSpringsRoad,saidpinbeing south 17 degrees 37 minutes 35 seconds East 1,664.52 feet from an iron pipe in the intersection of the easterly R.O.W.

of Tyree Springs Road and the southerly R.O.W. of Palmers Chapel Road; thence leaving said R.O.W. North 72 degrees 22 minutes 25 seconds East 577.50 feet to an iron pin; thence South 17 degrees 42 minutes 01 secondsEast127.33feettoapoint;thence South 72 degrees 22 minutes 25 seconds West 577.66 feet to a point; thence North 17 degrees 37 minutes 35 seconds West 127.33 feet to a point of beginning and containing 1.688 acres more or less. Being the same property conveyed to Thomas Faro by Quitclaim Deed filed Janu- ary 12, 2012 and recorded in Book 3522, page112intheRegister’sOfficeforSumner County, Tennessee.

ALSO KNOWN AS: 318 Tyree Springs Road, White House, TN 37188 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Faro, Thomas Faro, Carla Tenants of 318 Tyree Springs Road, White House, TN 37188 City of White House, Tennessee The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300319 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 1701417796 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25568 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 21, 2010, and the Deed of Trust of even date securing the same, recorded June 8, 2010, in Book No.

3285, at Page 800, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Jimmy Murphy, III, conveyingcertainpropertythereindescribedto Bank of America, N.A. as Trustee for Mortgage Electronic Registration Systems, Inc. as nomi- nee for Bank of America, N.A., its successors and assigns ; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed SuccessorTrusteebyLakeviewLoanServicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byLakeviewLoanServicing,LLC,will,onMarch 19, 2015 on or about 1:00 PM, at the Sumner CountyCourthouse,Gallatin,Gallatin,Tennes- see, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County,Tennessee,andbeingmoreparticularly

www.TNLedger.com Section B - Page 12 JANUARY 23 - 29, 2015 Public Notices Section C - Page 12 described as follows: Being Lot No. 25, on the Plan of Heritage Chase Subdivision, Section 3, of record in Plat Book 18, page 211, Register’s Office for Sumner County, Tennessee, to which Plat reference is hereby made for a more particular description thereof. ALSO KNOWN AS: 143 Cora Street, Port- land, TN 37148 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Murphy, III, Jimmy Tenants of 143 Cora Street, Portland, TN 37148 The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300210 DATED January 13, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4468159-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan.

16, 23, 30, 2015 Fkl25578 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 16, 2009, and the Deed of Trust of evendatesecuringthesame,recordedOctober 30, 2009, in Book No. 3204, at Page 517, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Karl Bond and Rhonda Bond, conveying certain property therein described to David P. Dempsey as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Universal Finan- cial Group, Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Fifth Third Mortgage Company.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Fifth Third Mortgage Company, will, on February 18, 2015 on or about 2:00 PM, at the Sumner County Courthouse, Gallatin, Gallatin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Being Lot No. 16 on the plat of Oak Pointe Subdivision, as shown on plat of record in Plat Book 22, Page 23, and revised in Plat Book 22, Page 195, Register’s Office for Sumner County, Tennessee, to which reference is here made for a more complete description of said lots.

ALSO KNOWN AS: 309 Sarah Lane, Port- land, TN 37148 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bond, Karl; Bond, Rhonda; Secretary of Housing & Urban Development; springleaf financial services, inc.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 250322 DATED January 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25599 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east door, Sumner County Courthouse, 100 Public Square,Gallatin,Tennessee,pursuanttoDeed of Trust executed by Brian N.

Redmon and wife, Alysia K. Redmon, to Andrew A. Stanford, Attorney, Trustee, on October 16, 2006 at Record Book 2617, Page 465, Instrument No. 814651; all of record in the Sumner County Register’s Office.

Party entitled to enforce security interest: U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset- Backed Certificates, Series 2006-FF18, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: DescribedpropertylocatedinSumnerCounty, Tennessee, and being more particularly described in deed of record in Record Book 2617, Page 465, Instrument No. 814651; in the Register’s Office of Sumner County, Tennessee Parcel Number: 044C-G-012.00 000 Current Owner(s) of Property: Brian N.

Redmon Other interested parties: First Franklin, A Division of National City Bank, Nationstar MortgageLLC,MortgageElectronicRegistra- tion Systems, Inc.

Street Address: 4038 Brown Street, West- moreland, Tennessee 37186 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-058807 Jan. 23, 30, Feb. 6, 2015 Fkl25608 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 30, 2004, and the Deed of Trust of even date securing the same, recorded June 15, 2004, in Book No.

2029, at Page 751, in Office of the Register of Deeds for Sumner County, Tennessee, executed by John A. Green, con- veying certain property therein described to Arnold M. Weiss as Trustee for Wells Fargo Home Mortgage, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on February 19, 2015 on or about 1:00 PM, at the Sum- ner County Courthouse, East Entrance, 101 Public Square, Gallatin, TN 37066, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Situated in the 16th Civil District of Sum- ner County, Tennessee, and described as follows: Beginning at a point in the Westerly edge of a private road, said point being Briley’s Southeast corner; thence running with Briley’s Southerly line a Westerly direc- tion 210 feet to a point; thence running in a Southerly direction 210 feet to a point; thence running in an Easterly direction 210 feet to a point in the Westerly margin of a private road; thence running in a Northerly direction with said road 210 feet to the point of beginning.

ALSO KNOWN AS: 896 Highway 259, Portland, TN 37148-4243 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Green, John A.; Discover Bank, Issuer of Discover Card The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300648 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 000336394 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25610 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 16, 2009, and the Deed of Trust of even date securing the same, recorded July 31, 2009, in Book No.

3167, at Page 493, in Office of the Register of Deeds for Sumner County, Tennessee, executed by Barbara Woods and Maurice Woods, conveying certain property therein described to Frank Alvstadt as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Sher Financial Group Inc., a Maryland Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Caliber Home Loans, Inc..

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Caliber Home Loans, Inc., will, on March 18, 2015 on or about 2:00 PM, at the Sumner CountyCourthouse,Gallatin,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Being Lot Number 9 of Block B on the Plan of Indian Hills Subdivision, as of record in Plat Book 3, Page 29, in the Register’s Office for Summer County, Tennessee, to which plan reference is hereby made for a more complete legal description. ALSO KNOWN AS: 104 Eagle Drive, Gal- latin, TN 37066 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Woods, Barbara Woods, Maurice Springleaf Financial Services, Inc. F/K/A American General Finance Ser- vices, Inc.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 250503 DATED January 15, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25613 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, Sumner County Courthouse, 101 Public Square, Gallatin, TN 37066, pursuant to Deed of Trust executed by Troy M.

McCoun, unmar- ried and Stephanie B. Withers, unmarried, to I. Dyke Tatum, Trustee, on May 24, 1993 at Record Book 333, Page 549; all of record in the Sumner County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: A Certain Tract or parcel of land in Sumner County, Tennessee, described as follows: Being Lot No. 27 on the plan of Briarcliff Estates, Section I, of record in Plat Book 7, page 42, of the Register’s Office for Sumner County, Tennessee (erroneously referred to as Tennessee in Deed of Trust in Book 333, Page 549), to which plat reference is hereby made for more particular description.

BeingthesamepropertyconveyedtoTroyM. McCoun and Stephanie B. Withers by Deed of record in Book 333, Page 547, Register’s Office for Sumner County, Tennessee. Parcel Number: 160F A 002.00 CurrentOwner(s)ofProperty:TroyM.McCoun and Stephanie B. Withers (unmarried) Street Address: 195 Evergreen Circle, Hen- dersonville, Tennessee 37075 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-030396 Jan. 23, 30, Feb. 6, 2015 Fkl25619 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedFebru- ary 28, 2008, and the Deed of Trust of even date securing the same, recorded March 12, 2008,inBookNo.2927,atPage523,inOffice of the Register of Deeds for Sumner County, Tennessee, executed by Robert A.

Cox and TammyCox,conveyingcertainpropertytherein describedtoWarrantyTitleInsuranceCompany as Trustee for Fifth Third Mortgage Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Fifth Third Mortgage Company. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared dueandpayable;andthatanagentofWilson& Associates,P.L.L.C.,asSuccessorTrustee,by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, byFifthThirdMortgageCompany,will,onMarch 5, 2015 on or about 1:00 PM, at the Sumner CountyCourthouse,Gallatin,Tennessee,offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Sumner County, Tennessee, and being more particularly described as follows: Being all of the property (2.51 acres, more orless)describedinthatcertainSubdivision plat of the Barry Smith Cummings Lane Property, which plat appears of record in Plat Book 13, page 59, Register’s Office for Sumner County, Tennessee, to which record reference is hereby made for a more particular description thereof. ALSO KNOWN AS: 505 Cummings Lane, Cottontown, TN 37048 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Cox, Robert A.

Cox, Tammy Sears Roebuck & Co. Capital One Bank USA N.A. The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 167913 DATED January 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 501123601 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 23, 30, Feb. 6, 2015 Fkl25622 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed June 24, 2008 by Oscar N.

Martinez, a single man, CinthyaE.Meza,asinglewomantoRoushanak Pazauki Baghaii, as Trustee, as same appears ofrecordintheofficeoftheRegisterofSumner County, Tennessee, in Record Book 2990, Page 254, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Everbank, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Wednesday, February 18, 2015 commenc- ing at 01:00 PM, at the South Door of Main CourthouseonPublicSquare,Gallatin,Sumner County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Sumner, State of Tennessee.

Land in Sumner County, Tennessee, being Lot No.66onthePlanofHillwoodEstates,Section 4D, Part 1, of record in Plat Book 11, page 86, Register’s Office for Sumner County, Tennes- see, to which reference is hereby made for a more complete description thereof. Tax Parcel ID: 160C-D-066.00 Property Address: 105 Hillside Court, Hen- dersonville, TN. Other Interested Parties: Secretary of Housing & Urban Development; Main Street Acquisi- tion Corp. (Original Creditor: HSBC Bank Nevada, N.A.) All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 7134-119402-FC Jan. 23, 30, Feb. 6, 2015 Fkl25628 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 17, 2015 at 10:00 AM local time, at the east door, Sumner County Courthouse, 100 Public Square, Gallatin, Tennessee pursuant

www.TNLedger.com JANUARY 23 - 29, 2015 Page 13 - Section B Public Notices Page 13 - Section C to Deed of Trust executed by Trevor Thomas Parkes and Barbara Sue Parkes husband and wife, to Stewart Title, Trustee, as trustee for MortgageElectronicRegistrationSystems,Inc.

(“MERS”), solely as nominee for NorthPointe Bank on June 28, 2013 at Record Book 3799, Page 1, Instrument No. 1055524; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Successor Trustee, all of record in the Sumner County Register’s Office. De- fault has occurred in the performance of the covenants,terms,andconditionsofsaidDeed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, N.A., its successors and as- signs ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder: Described property located at Sumner County, Tennessee, to wit: LAND in Sumner County, Tennessee, be- ing Lot No. 461, on the plan of Cambridge Farms, Phase 5, Section 2, as shown on plat of record in Plat Book 21, Page 191, in the Register’s Office of Sumner County, Tennes- see, to which plat reference is hereby made for a more particular description. BEING the same property conveyed to Trevor Thomas Parkes and Barbara Sue Parkes, husband and wife, by deed dated June 28, 2013 from Chad Ashman and Amber R.

Ash- man, husband and wife, of record in Record Book 3798, Page 856, Register’s Office of Sumner County, Tennessee Street Address: 485 Remington Avenue, Gallatin, Tennessee 37066 Parcel Number: 114J C 038.00 Current Owner(s) of Property: Trevor Thomas Parkes and Barbara Sue Parkes, husband and wife The street address of the above described property is believed to be 485 Remington Avenue, Gallatin, Tennessee 37066, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 15-063043 Jan. 23, 30, Feb. 6, 2015 Fkl25631 NOTICE OF SUCCESSOR’S TRUSTEE’S SALE By virtue of the authority vested in me as Successor Trustee, as provided in the Deed of Trust of record in Record Book 3772, Pages 596-608,Register’sOfficeforSumnerCounty, Tennessee, (the Deed of Trust) and pursuant to the Appointment of Successor Trustee of record in Record Book 3993, Pages 789-790, Register’s Office for Sumner County, Tennes- see, notice is hereby given that the interest in thepropertyownedbyCraigJacksondescribed below will be sold by me at the north entrance of the Sumner County Courthouse in Gallatin, Sumner County, Tennessee, at public auction, to the highest bidder for cash, (in bar of the equity of redemption, right of redemption, homestead, dower and all other rights of exemptions of every kind,) and all unpaid taxes, on Thursday, February 26, 2014, at 10:00 o’clock A.M.

to effect satisfaction of principal, interest, late fees, attorney’s fees, and costs due and payable to J. D. Eatherly d/b/a Eatherly Properties as well as to pay all attorney’s fees and costs necessarily incident to this foreclosure. The real property being foreclosed upon is described as follows: Tract I: Land in Sumner County, Tennessee, Being Lot No. 222 on the Plan of Final Plat, Oakhill Subdivision, Phase I, of record in Plat Book 25, Page 302, Register’s Office for Sumner County, Tennessee, to which Plan reference is herebymadeforamorecompleteandaccurate description of said lot.

Being the same property conveyed to Craig Jackson by Warranty Deed from J. D. Eatherly d/b/a Eatherly Properties dated May 3, 2013 and of record in Record Book 3772, Pages 594-595,Register’sOfficeforSumnerCounty, Tennessee This is improved real property commonly known as 340 Ironwood Circle, Gallatin, Ten- nessee 37066. Said sale will also be subject to all unpaid real property taxes for the City of Gallatin and SumnerCounty,Tennessee,anygovernmental zoning and subdivision ordinances in effect on thedayofsale,platsofrecord,anyrestrictions, easements and other encumbrances of record and any prior deeds of trust of record.

This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication comes from a debt collector.

ThesalewillbemadeasSuccessorTrustee only, without covenants of seizin or warranties of title, and title will be made subject to any unpaid taxes and assessments and all valid restrictions, liens, covenants, or easements, plats, if any, of record on said property. TheSuccessorTrusteemayadjournorpost- pone the aforementioned sale of real property bypublicannouncementatsuchtimeandplace of sale, and from time to time thereafter may postpone such sale by public announcement at the time and place fixed by the preceding postponement or subsequently noticed sale, and without further notice make such sale at the time fixed by the last postponement, or may, in its discretion, give a new notice of sale.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Successor Trustee, be cause for rejection of the bid, and if the bid is rejected, the Trustee shall have the option of making the sale to the next highest bidder who is ready willing, and able to comply with the terms thereof. Announcements made on the day of the sale will supersede the terms and provisions any printed amount of sale. Other interested parties: Sumner County Trustee, Hill Homeowner’s Association and the City of Gallatin, Tennessee.

This 20th day of January, 2015. ROBERT J.

NOTESTINE III Successor Trustee 109 Kenner Avenue, Suite 201 Nashville, TN 37205 (615) 297-1568, Ext. 11 (615) 297-2413 (fax) bob@notestinelaw.com Jan. 23, 30, Feb. 6, 2015 Fkl25637 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on February 20, 2015 at 10:00 AM local time, at the east door, Sumner County Courthouse, 100 Public Square, Gallatin, Tennessee, pursuant to Deed of Trust executed by Michelle D. Morelock, a single woman, to Chris Cantrell, Trustee, on May 17, 2011 at Record Book 3426, Page 356; modified in Record Book 3852, Page 865; all of record in the Sumner County Register’s Office.

Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LANDinSumnerCounty,StateofTennessee, being Lot No. 34 on the Plan of Northview Estates,SectionVI,ofrecordinPlatBook18, Page3,Register’sOfficeforSumnerCounty, Tennessee,towhichplanreferenceishereby made for a more complete description. Parcel Number: 019B B 035.00 Current Owner(s) of Property: Michelle D. Morelock, a single woman Street Address: 160 April Circle, Portland, Tennessee 37148 Anypropertyaddressprovidedisnotpartof thelegaldescriptionofthepropertysoldherein and in the event of any discrepancy, the legal description referenced herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

SALE IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN UNRELEASED DEED OF TRUST OF RECORD AT RECORD BOOK 3299, PAGE 700, IN THE REGISTER’S OFFICE OF SUMNER COUNTY, TENNESSEE. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclo- suresale,theentirepurchasepriceisdueand payableattheconclusionoftheauctioninthe form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP.

No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient fundswillnotbeaccepted.Amountsreceived in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

Thispropertyisbeingsoldwiththeexpress reservationthatthesaleissubjecttoconfirma- tion by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-062662 Jan. 23, 30, Feb. 6, 2015 Fkl25672 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 1:00 PM local time, at the East Entrance, inside the Lobby of the Main Floor, Sumner County Courthouse, 101 Public Square,Gallatin,TN37066pursuanttoDeedof Trust executed by Tammy Seaton and Charles Ty Seaton, wife and husband, to Jeanine B.

Saylor, Trustee, as trustee for 1st Trust Bank For Savings on June 27, 2005 at Record Book 2287, Page 177, Instrument No. 754859; conducted by Shapiro & Ingle, LLP having been appointed Substitute or Successor Trustee, all of record in the Sumner County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns ThefollowingrealestatelocatedinSumner County, Tennessee, will be sold to the highest call bidder: Described property located at Sumner County, Tennessee, to wit: Land in Sumner County, Tennessee, being known as Lot No. 20 on the plan of Section I, Page’s Heights, of record in Plat Book 2, Page32,Register’sOfficeforSumnerCounty, Tennessee,towhichplanreferenceishereby made for a more complete description. BeingthesamepropertyconveyedtoTammy Seaton by deed from Mark Hughes and wife, Julie Hughes of record in Book 2287, Page 175, Register’s Office for Sumner County, Tennessee.

Thisconveyanceissubjecttoalleasements, restrictive covenants and conditions, and other matters of record, including all items set out on any applicable plat of record. Street Address: 620 Elba Drive, Goodletts- ville, Tennessee 37072 Parcel Number: 143J C 034.00 Current Owner(s) of Property: Tammy Seaton The street address of the above described property is believed to be 620 Elba Drive, Goodlettsville, Tennessee 37072, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.

Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee Law Office of Shapiro & Ingle, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 15-063154 Jan. 23, 30, Feb. 6, 2015 Fkl25676 SUBSTITUTE TRUSTEE SALE NOTICE WHEREAS,ChristopherR.YoungandSandra KayYoung,husbandandwife,bywayofaDeed of Trust dated February 23, 2010, of record in Book 3250, page 446, and re-recorded in Book 3750, page 1, Register’s Office for Sumner County, Tennessee, conveyed to Jo- vettaWoodardandPatriciaRobinson,Trustee, for the benefit of SunTrust Bank (“Lender”), Beneficiary, the hereinafter described real property, to which reference is hereby made, and to secure payment of indebtedness then existing or to arise thereafter.

The term “Deed ofTrust”shallincludeanyandallmodifications, renewals,extensions oramendments thereto, whether noted above or otherwise; WHEREAS, SunTrust Bank, the beneficiary of the indebtedness and Deed of Trust, did ap- point Heather D. Wood as Substitute Trustee, of record in Book 4053, page 809, Register’s Office for Sumner County, Tennessee; WHEREAS, Default in the payment of the PromissoryNote(“Note”)securedbysaidDeed of Trust has been made; WHEREAS, the owner and holder of said Notehasdemandedthatthe Propertysecuring the Deed of Trust be advertised and sold, in accordance with the terms and provisions of the applicable Note and Deed of Trust; NOW THEREFORE, notice is hereby given that Heather D.

Wood, Substitute Trustee, or agent,pursuanttothepower,dutyandauthority vested in and imposed upon in said Deed of TrustwillonFRIDAY,FEBRUARY13,2015AT 10:30A.M.LOCALTIMEATSUMNERCOUNTY COURTHOUSE,GALLATIN,TENNESSEE, offer for sale to the highest bidder for cash and free from the equity of redemption, the statu- tory right of redemption, homestead, and all exemption/exceptions which are expressly provided in said Deed of Trust, certain real propertysituatedinSumnerCounty,described as follows: The following described real estate, situated in the County of Sumner, State of Tennessee: Lot 53 Phase I, of Wynbrooke, as shown on Plat of record in Plat Book 18 at Page 162-169 in the Register’s Office of Sumner County,Tennesseetowhichplatreferenceis herebymadeforamoreparticulardescription of said property.

Being the same property conveyed to Chris- topher R. Young and Sandra Kay Young, husband and wife, by Warranty Deed, dated December 9, 2002, of record in Book 1610, page75,Register’sOfficeforSumnerCounty, Tennessee. Property Known As: 206 Crooked Creek Lane, Hendersonville, Sumner County, Ten- nessee 37075 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on March 11, 2010, by Richard L. Robinette and Sandra F Robinette to Robert M. Wilson, Jr., Trustee, for thebenefitofBankofAmerica,N.A.andappear- ing of record in Register’s Office of Williamson County, Tennessee, in Book 5026, Page 971; and WHEREAS, the beneficial interest of said DeedofTrustwaslasttransferredandassigned Williamson County Map/Parcel: 137O-B-053.00 (The address and map and parcel above are believed to be correct; but same is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.) This sale is subject to all matters shown on any applicable recorded document, including butnotlimitedtoanyapplicablerecordedplan, plat,charter,restriction,judgment(s),noticeof governmentalentity,ordeclarationoftaking(s); any prior lien(s) of record; unpaid taxes and assessments which exist as a lien against said properties; any restrictive covenant(s), easement(s) or setback line(s) that may be ap- plicable;anyrightsofredemptionnototherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims, and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguishedbythisforeclosuresale.Thissale is also subject to any matter that an accurate survey of the premises might disclose.

The transfer shall be AS IS, WHERE IS, AND WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of such Property and the improvements located thereon, including merchantability or fitness for particular purpose. Trustee shall make no covenant of seisin or warranty of title, express or implied, and will sell and convey the subject real Property by Substitute Trustee’s Deed only.

The Substitute Trustee, in order to ac- complish the most advantageous sale and consequent discharge of his obligation under the Deed of Trust, reserves the right to do any or all of the following, without further publica- tion and upon announcement at the time and place for the sale set forth herein: 1. Toadjournthesaletoanothertime during regular business hours on a different day or place or cancel/rescind the sale; 2. To delay the sale for a reasonable timeduringregularbusinesshoursonthesame day, to be continued at the announced place and time, and to this end Substitute Trustee reserves the right to delay the sale of the Property to take place at the actual Property location(s) or at such other location as is orally announced and in such instance, the precise time of sale or sales will be announced at the time and place for the sale set forth herein; 3.

To sell the Property at the time fixed by the last postponement or to give new notice of sale; 4. TosellthesecuredPropertyinsuch lots,parcels,segmentsorseparateestatesas may accomplish the most advantageous sale and consequent discharge of his or her trust obligationunderthecircumstances,andtothis end Substitute Trustee may sell the Property first in whole and then in part, and ultimately consummate the sale in which ever manner produces the most advantageous result. 5. To sell part of the Property and delay, adjourn, cancel or postpone the sale of the remaining part of the Property; 6. To sell the Property to the next highest bidder in the event any higher bidder does not comply with the terms of the sale.

Other interested parties: Tax Assessor for Sumner County, Tennessee; City of Hender- sonville,Tennessee;WynbrookeHomeowner’s Association;ChristopherR.Young;SandraKay Young; and SunTrust Bank.

This the 20th day of January, 2015. Heather D. Wood CHAFFIN & BURNSED, PLLC 49 Music Square West, Suite 502 Nashville, Tennessee 37203 615.460.7478 THE LAW FIRM OF CHAFFIN & BURNSED, PLLC IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Jan. 23, 30, Feb. 6, 2015 Fkl25682

www.TNLedger.com Section B - Page 14 JANUARY 23 - 29, 2015 Public Notices Section C - Page 14 to Federal National Mortgage Association and WHEREAS, Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’sOfficeofWilliamsonCounty,Tennes- see, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn.

Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, PriorityTrusteeServicesofTN,LLC,Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vestedinit,willonThursday,February5,2015, commencingat2:00p.m.attheMainentrance oftheWilliamsonCountyCourthouselocationin Tennessee, proceed to sell at public outcry to thehighestandbestbidderforcash,thefollow- ing described property situated in Williamson County, Tennessee, to wit: Real property in the City of Franklin, County of Williamson, State of Tennessee, described as follows: Land in Williamson County, Tennessee, being Lot No.

106 on the plan of Southpoint Subdivision, Section 1, Revision to Lot 106 of record in Plat Book 30, Page 89 revising Plat Book 22, Page 122, Register’s Office for Williamson County, Tennessee, to which plat reference is hereby made for a more complete and accurate legal description. Being all of that certain property conveyed to Richard L. Robinette from Mary L. Hawkins and husband, Wesley H. Hawkins, by deed dated 08/10/2006 and recorded 08/21/2006,Book4015,Page717ofOfficial Records. APN#: 05 118J A 118J 00600 000 PROPERTYADDRESS:1702BluelakeCt,Frank- lin,TN37064CURRENTOWNER(S):RichardL.

Robinette and Sandra F Robinette The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be ap- plicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” This sale is also subject to the right of redemption by the INTERNAL REVENUESERVICE,DEPARTMENTOFTHEU.S.

TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 5247, Page 318, Book 5546, Page 62. Notice of the sale has been given to the InternalRevenueServiceinaccordancewith26 U.S.C.7425(b).SUBORDINATELIENHOLDERS: Capital Bank, N.A. c/o David M. Anthony, Bone McAllester Norton PLLC, Nashville City Center, Community South Bank Branch 81 For every lienorclaimoflienofthestateidentifiedabove, please be advised notice required by § 67-1- 1433 (b)(1) was timely given and that any sale ofthepropertyhereinreferencedwillbesubject to the right of the state to redeem the land as providedforin§67-1-1433(c)(1).

Allrightand equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without furtherpublication,uponannouncementatthe time and place for the sale set forth above. PRIORITYTRUSTEESERVICESOFTN,LLC1587 NortheastExpresswayAtlanta,Georgia30329 File No.: 1R436614 Web Site: www.rcolegal. comInsertionDates:1/9/2015,1/16/2015, 1/23/2015 TS#: 1R436614 FEI # 2013.02490 Jan.

9, 16, 23, 2015 Fkl25380 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 15, 2005, and the Deed of Trust of even date securing the same, recorded September 20, 2005, in Book No. 3690, at Page 192, in Office of the Register of Deeds for Williamson County, Tennessee, executed by Sara B. Jones and Scott A. Jones, conveying certain property therein described to Nashville Title as Trustee for Mortgage Electronic Regis- tration Systems, Inc., as nominee for Franklin American Mortgage Company, its successors pursuant to Deed of Trust executed by Kevin G.

Avery, to LSI Title Company Corp., Trustee, astrusteeforMortgageElectronicRegistration Systems, Inc. (“MERS”), solely as nominee for AmericanSterlingBankaMissouriCorporation on October 3, 2008 at Book 4672, Page 721; conductedbyShapiro&Kirsch,LLPhavingbeen appointedSubstituteorSuccessorTrustee,all of record in the Williamson County Register’s Office.Defaulthasoccurredintheperformance ofthecovenants,terms,andconditionsofsaid Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Wil- liamson County, Tennessee, will be sold to the highest call bidder: The following described property: Land in Williamson County, Tennessee, described as Lot No. 115, on the Plan of Phase Six of Spring Hill Estates, as of Re- cord In Plat Book 22, Page 29, Register’s Office for Williamson County, Tennessee, to which said Plan reference is hereby made for a more complete and accurate legal description thereof.

Being the same parcel conveyed to Kevin G. Avery from Chrisalle M.

Avery, by virtue of a Deed dated 3/30/1999, recorded 4/15/1999,inDeedBook1828,Page745, County of Williamson, State of Tennessee. Being the same parcel conveyed to Kevin G. Avery and Chrisalle M. Avery from Holigan Family Investments, by virtue of a Deed dated 9/30/1997, recorded 10/6/1997, in Deed Book 1575, Page 328, County of Williamson, State of Tennessee. Assessor’s Parcel No: 153L D 02100 000 Street Address: 2252 Joann Drive, Spring Hill, Tennessee 37174 Secondary Property Address: 2252 Jo Ann Drive, Spring Hill, TN 37174 Parcel Number: 153L-D-021.00 Current Owner(s) of Property: Kevin G.

Avery The street address of the above described property is believed to be 2252 Joann Drive, Spring Hill, Tennessee 37174, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or en- cumbrancesaswellasanyprioritycreatedbya fixturefiling;andtoanymatterthatanaccurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 12-041211 Jan. 9, 16, 23, 2015 Fkl25428 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditionsofaDeedofTrustNotedatedJanuary 8, 2009, and the Deed of Trust of even date securingthesame,recordedJanuary20,2009, in Book No.

4705, at Page 865, in Office of the Register of Deeds for Williamson County, Tennessee, executed by Veronica B. Petrucci andAngeloPetrucci,conveyingcertainproperty therein described to Kensington Title Agency asTrusteeforMortgageElectronicRegistration Systems,Inc.,asnomineeforPremiumCapital Funding, LLC D/B/A Topdot Mortgage, A New York Limited Liability Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed SuccessorTrusteebyLakeviewLoanServicing, LLC.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Lakeview Loan Servicing, LLC, will, on March 19, 2015 on or about 1:00 PM, at the Williamson County Courthouse, Franklin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Williamson County, Tennessee, and being more particularly described as follows: The land described herein is situated in the State of Tennessee, County of Wil- liamson, City of Franklin, and is described as follows: Land lying and being located in the Fourteenth (14th) Civil District of Wil- liamsonCounty,Tennessee,andbeingmore particularlydescribedasfollows,towit:Be- ing Lot No. 19 on the Plan of Section Two, Falcon Creek PUD Subdivision, of record in Plat Book 19, Page 136, and revised in Plat Book 22, Page 128, Register’s Office for Williamson County, Tennessee.

ALSO KNOWN AS: 1036 Meandering Way, Franklin, TN 37067 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Petrucci, Veronica B.

Petrucci, Angelo MortgageElectronicRegistrationSys- tems, Inc. as a nominee for Suntrust Mortgage, Inc. Suntrust Mortgage, Inc. Falcon Creek Homeowner’s Associa- tion Tenants of 1036 meandering way The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 251317 DATED January 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-4032915-703 FOR SALE INFORMATION, VISIT WWW.

MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25454 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 19, 2015 at 1:00 PM local time, at the south front door, Williamson County Judicial Center, 135 4th Avenue South, Franklin, TN 37064 pursuant to Deed of Trust executed by Lance A. Kaufman and Cheri E. Kaufman, husband and wife, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on July 17,2009atBook4885,Page816,Instrument No.09034287;conductedbyShapiro&Kirsch, LLP having been appointed Substitute or Suc- cessor Trustee, all of record in the Williamson County Register’s Office.

Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Wil- liamson County, Tennessee, will be sold to the highest call bidder: A PARCEL OF LAND LYING AND BEING SITUATED IN THE 11TH CIVIL DISTRICT OF WILLIAMSON COUNTY, TENNESSEE, BEING LOT NO. 542 ON THE PLAN OF WYNGATE ESTATES, PHASE EIGHTEEN, OF RECORD IN PLATBOOKP36,PAGE127,REGISTER’SOF- FICEOFWILLIAMSONCOUNTY,TENNESSEE, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO LANCE A. KAUFMAN AND CHERI E.

KAUFMAN, HUSBAND AND WIFE BY DEED FROM SOUTHERN HOME BUILDERS, LLC RECORDED 07/13/2005 IN DEED BOOK 3615PAGE330,INTHEREGISTER’SOFFICE OF WILLIAMSON COUNTY, TENNESSEE. StreetAddress:1422BernDrive,SpringHill, Tennessee 37174 Parcel Number: 167L-N-015.00 Current Owner(s) of Property: Lance A. Kaufman and Cheri E. Kaufman, husband and wife Other interested parties: CitiFinancial, Inc., PortfolioRecoveryAssociates,LLCassignee of GE Money Bank, F.S.B., The Wyngate Estates Homeowners Association The street address of the above described property is believed to be 1422 Bern Drive, Spring Hill, Tennessee 37174, but such ad- dress is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Thissaleissubjecttoallmattersshownon any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setbacklinesthatmaybeapplicable;anystatu- tory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accuratesurveyofthepremisesmightdisclose. In addition, the following parties may claim an interest in the above-referenced property: Citi- Financial, Inc., Portfolio Recovery Associates, LLC assignee of GE Money Bank, F.S.B., The Wyngate Estates Homeowners Association All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon an- nouncement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the ex- press reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auction.com File No. 13-050884 Jan. 16, 23, 30, 2015 Fkl25463 SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed May 9, 2007 by Andrea M.

Santee to PRLAP, Inc., as Trustee, as same appears of record in the office of the Register of Williamson County, Tennessee, in Book 4257, Page 919, and the undersigned having been appointed Sub- stitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Bank of America, N.A..

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been de- clared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Bank of America, N.A., will, on February 4, 2015 on or about 11:00 AM, at the Williamson County Courthouse, Franklin, Franklin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinWilliamsonCounty,Tennessee,and being more particularly described as follows: Being Lot Number 1117 on the Plan of Section Eleven (11) of River Landing Subdivision, of record in Plat Book P39, Page 79, Register’s Office for Williamson County, Tennessee, to which reference is hereby made for a more complete and accurate description.

ALSO KNOWN AS: 335 Gillette Drive, Franklin, TN 37069-4195 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Jones, Sara B.; Jones, Scott A.; Tennessee Department of Revenue; Regions Bank On or about August 9, 2010, the State of Tennessee, filed a tax lien against the Defen- dant, Scott Jones, recorded in the Register’s Office of Williamson County, Tennessee, at Book 5112, Page 388.

Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by Bank of America, N.A. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67‑1‑133, shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connec- tion with such property, less the income from such property, plus a reasonable rental value of such property.

As required by law, the State of Tennessee has been given timely notice of this action.

On or about May 7, 2013, the State of Tennessee, filed a tax lien against the Defen- dant, Scott Jones, recorded in the Register’s Office of Williamson County, Tennessee, at Book 5912, Page 582. Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by Bank of America, N.A. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67‑1‑133, shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connec- tion with such property, less the income from such property, plus a reasonable rental value of such property.

As required by law, the State of Tennessee has been given timely notice of this action.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 234442 DATED December 22, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 9, 16, 23, 2015 Fkl25403 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on March 5, 2015 at 1:00 PM local time, at the south front door, Williamson County Judicial Center, 135 4th Avenue South, Franklin, TN 37064

www.TNLedger.com JANUARY 23 - 29, 2015 Page 15 - Section B Public Notices Page 15 - Section C Thursday, February 19, 2015 commencing at 01:00 PM, at the Williamson County Judicial Center, South Front Door, 135 4th Avenue South,Franklin,TN37064,WilliamsonCounty, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the fol- lowing described property, to‑wit: Situated in County of Williamson, State of Tennessee. Being Unit No. 1703, as shown on the Plat of OrleansEstates,aCondominiumDevelopment of record in Plat Book 9, Page 55, of the Regis- ter’s Office of Williamson County, Tennessee, togetherwithanundividedpercentageinterest in the common elements appurtenant to said unit, as set forth in the Master Deed establish- ing Orleans Estates Condominiums, of record in Book 495, Page 12, Register’s Office for Williamson County, Tennessee.

Tax Parcel ID: 063G-E-001.00 Property Address: 1703 Granville Road, Franklin, TN. Other Interested Parties: Any and all known and/or or unknown heirs of Andrea M. Santee All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-118922-FC Jan. 16, 23, 30, 2015 Fkl25494 SUBSTITUTE TRUSTEE’S SALE Defaulthavingbeenmadeinthepaymentof the debts and obligations secured to be paid by a certain Deed of Trust executed October 2, 2009 by Jeffrey C.

Kirk, and Julie A. Kirk, husband and wife to Robert M. Wilson, as Trustee, as same appears of record in the office of the Register of Williamson County, Tennessee, in Book 4931, Page 1, and the undersigned having been appointed Substi- tute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Bank of America, N.A., having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, February 19, 2015 commencing at 01:00 PM, at the Williamson County Judicial Center, South Front Door, 135 4th Avenue South, Franklin, TN 37064 of the Courthouse, Franklin, Williamson County, Tennessee pro- ceed to sell at public outcry to the highest and best bidder for cash, the following described property, to‑wit: Situated in County of Williamson, State of Tennessee.

Lying and being in the First Civil District of Williamson County, State of Tennessee, and being more particularly described as follows: Beginning at an iron pin located in the west margin of Liberty Hill Road; thence North 10 degrees 10 minutes East 200 feet to an iron pin; thence North 70 degrees 15 minutes East 50 feet to an iron pin; thence North 43 degrees 32 minutes East 150 feet to an iron pin; thence North 83 degrees 42 minutes East 66 feet to an iron pin; thence South 3 degrees 45minutesEast102feettoanironpin;thence North84degrees4lminutesWest26feettoan iron pin; thence South 20 degrees 50 minutes West 160 feet to an iron pin; thence South 66 degrees 40 minutes West 195 feet to an iron pin located at the beginning.

Tax Parcel ID: 069-127.00 The State of Tennessee (Department of Rev- enue) has filed a lien on all property belonging to Julie A. Kirk D/B/A Catering to Dine For by Lien of record in Book 5879, Page 346, dated March26,2013,asrecordedintheWilliamson County Register’s Office, Franklin,Tennessee. Timelynoticehasbeengivenbytheundersigned Substitute Trustee to the State of Tennessee (Department of Revenue) by Certified Mail as required by T.C.A. § 67-1-1433(b)(1). The sale of this property will be subject to the right of the State Of Tennessee to redeem the said property under the provisions of T.C.A.

§ 67-1-1433(c)(1).

Property Address: 7306 Liberty Road, Fairview, TN. All right and equity of redemption, home- stead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901‑526‑8296 File # 1701-119034-FC Jan. 16, 23, 30, 2015 Fkl25529 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 30, 2001, and the Deed of Trust of even date securing the same, recorded August 6, 2001, in Book No.

2237, at Page 3, and modified on July 13, 2005, In Book No. 3615, At Page 535 in Office of the Register of Deeds for Williamson County, Tennessee, executed by Melisha Levnjak and Lun Levnjak, conveying certain property therein described to Richard A. Northcutt of Cannon County, Tennessee as Trustee for Franklin American Mortgage Company; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on March 19, 2015 on or about 1:00 PM, at the Williamson County Courthouse, Franklin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinWilliamsonCounty,Tennessee,and being more particularly described as follows: BeingLotNumber15,onthePlanofCandle- wood Subdivision, Section 1, of record in Plat Book 23, Page 121, Register’s Office forWilliamsonCounty,Tennessee,towhich plat reference is hereby made for a more complete description.

ALSO KNOWN AS: 2913 Hearthside Drive, Spring Hill, TN 37174 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Levnjak, Melisha Levnjak, Lun Tenants of 2913 hearthside drive Ford Motor Credit Company The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 65714 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 483-2967625-703 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25532 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 17, 2003, and the Deed of Trust of even date securing the same, recorded April 25, 2003, in Book No.

2805, at Page 948, in Office of the Register of Deeds for Williamson County, Tennessee, executed by Robin R. Daniel, conveying certain property therein described to American Title Company, Inc. as Trustee for Mortgage Electronic Registration Systems, Inc. as nominee for SouthStar Funding, its successorsandassigns;andtheundersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by The Bank of New York Mellon, f/k/a The Bank of New York, as successor-in-interest to JPMorgan Chase Bank, N.A., formerly JPMorgan Chase Bank, as Trustee for Structured Asset Mortgage Investments Inc., Mortgage Pass-Through Certificates, Series 2003-AR1.

NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by The Bank of New York Mellon, f/k/a The Bank of New York, as successor- in-interest to JPMorgan Chase Bank, N.A., formerly JPMorgan Chase Bank, as Trustee for Structured Asset Mortgage Investments Inc., Mortgage Pass-Through Certificates, Series 2003-AR1, will, on February 11, 2015 on or about 11:00 AM, at the Williamson County Courthouse, Franklin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinWilliamsonCounty,Tennessee,and being more particularly described as follows: Land in the 15th Civil District of Williamson County, Tennessee, being Lot Number 4 on the Plan of Heathrow, now Woodway, as of recordinPlatBook10,Page95and96,and in Plat Book 12, Page 1, Register’s Office for said County, to which Plat reference is hereby made for a more complete and accurate legal description. ALSO KNOWN AS: 5098 Heathrow Boule- vard, Brentwood, TN 37027 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose.

In addition, the following parties may claim an interest in the above-referenced property: Daniel, Robin R.

Tenants of Union Planters Bank, N.A. Brentwood Import Auto & body The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 158330 DATED January 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30, 2015 Fkl25535 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 30, 2003, and the Deed of Trust of even date securing the same, recorded July 3, 2003, in Book No.

2900, at Page 324, in Office of the Register of Deeds for Williamson County, Tennessee, executed by Emma L. Smith and Philippe M. Smith, conveying certain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Home Mortgage, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2005-RF3. NOW, THEREFORE, notice is hereby given thattheentireindebtednesshasbeendeclared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by US Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Loan Trust 2005-RF3, will, on February 18, 2015 on or about 11:00 AM, at the Williamson County Courthouse, Franklin, Franklin, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee.

The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situatedinWilliamsonCounty,Tennessee,and being more particularly described as follows: Being Lot Number 100 on the plan of Baker Springs of record in Plat Book 33 Page 115, Register’s Office for Williamson County, Tennessee to which plan reference is hereby made for a more complete and accurate description.

ALSOKNOWNAS:1201BakerCreekDrive, Spring Hill, TN 37174 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens orencumbrancesaswellasanyprioritycreated by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Smith, Emma L.; Smith, Philippe M.; Dr. Ernest J Deward DDS; Baker Springs Homeowners Association, Inc.

The sale held pursuant to this Notice may berescindedattheSuccessorTrustee’soption at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 82699 DATED January 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 202060511038 FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Jan. 16, 23, 30