Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas

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Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
Collective
                           Impact
                           Framework

                           Alleviate
                           Poverty

DR A F T                   Fight
                           Blight

Neighborhood
                           Attract and
                           Retain the
                           Middle Class

Revitalization Plan        Expand
                           Home-
                           Ownership

for Dallas     June 2015
                           Enhance
                           Rental
                           Options
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
DR A F T

The Neighborhood Plus Plan updates and replaces the Housing and
Neighborhood Elements of the forwardDallas! Comprehensive Plan.
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
MICHAEL S. RAWLINGS
                                                     MAYOR

                                                CITY OF DALLAS
June 2015

Greetings,
Dallas is riding a wave of unprecedented prosperity. Yet, disturbing trends persist. A high proportion of our
children remain in poverty and too many of our neighborhoods, strained by disinvestment and broken by
blight, have been abandoned by the same economy that has swelled the number of Dallas millionaires in the
last four years.

These young people will soon become the region’s workforce and these neighborhoods will determine the
strength of our tax base. Today, neither is prepared to maximize their future potential, to their disadvantage
and to ours.

As Dallas improves our strategic advantage in an increasingly competitive global marketplace, we must be
attuned to new opportunities. We must also be vigilant about the challenges that threaten to weaken our
position as a leader within the region, nation and world.

There must be a proactive plan to ensure a brighter future for all of our residents. We cannot rely on old
tactics that haven’t worked. It is time to open our minds to a deeper understanding of our unique challenges
and opportunities. We must be willing to discard failed strategies and try fresh approaches.

It is with this spirit that I started the GrowSouth Initiative four years ago, and it is with this same spirit that
Neighborhood Plus has been developed with the active participation of residents, businesses, non-profit
organizations, philanthropic foundations, government agencies, educational institutions and stakeholder
groups who are committed to the promise of Dallas’ future.

Neighborhood Plus recognizes Dallas as a city of neighborhoods and embraces the unique identity and
strength of each. It is a plan that strives to enhance our collective impact through collaboration and
partnerships to leverage our resources and produce effective results.

Finally, it is a plan that recognizes the increasing need for Dallas to take a leadership role within our region
and to tackle many of the challenges that extend beyond our borders and hinder our economy.

Dallas has faced and overcome big challenges before. We have never let opportunity pass us by. It is with a
strong sense of optimism that I put forward the Neighborhood Plus Plan. In the spirit of collaboration, I
also urge you to invest in Dallas' future and to work together to put this plan into action, for the children of
Dallas and for the prosperity of our neighborhoods.

Best regards,

Michael S. Rawlings
Mayor

                   OFFICE OF THE MAYOR CITY HALL 1500 MARILLA ST., 5EN DALLAS, TEXAS 75201
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
ACKNOWLEDGEMENTS
Dallas City Council                        City Staff                                 Consultant Team
Mayor Mike Rawlings                        Theresa O’Donnell,                         Fregonese Associates
                                           Chief Planning Officer
Mayor Pro Tem Tennell Atkins, District 8
                                           Peer Chacko, AICP, Assistant Director,
Deputy Mayor Pro Tem Monica Alonzo,
                                           Planning and Neighborhood Vitality
District 6
                                           Luis Tamayo, Senior Planner,
Scott Griggs, District 1
                                           Planning and Neighborhood Vitality
Adam Medrano, District 2
                                           Karen L. Riley, Planning Manager,
Vonciel Jones Hill, District 3             Planning and Neighborhood Vitality
Dwaine Caraway, District 4                 Cobbie Ransom, Manager,
Rick Callahan, District 5                  Planning and Neighborhood Vitality

Carolyn R. Davis, District 7               Vana Hammond, Chief of Community
                                           Relations & Grow South, Mayor’s Office
Sheffie Kadane, District 9
                                           Don Babers, Consultant,
Jerry R. Allen, District 10                Housing Department
Lee M. Kleinman, District 11               Bernadette Mitchell, Interim Director,
Sandy Greyson, District 12                 Housing Department
Jennifer Staubach Gates, District 13       Charles Brideau, Assistant Director,
                                           Housing Department
Philip Kingston, District 14
                                           Beverly Davis, Assistant Director,
                                           Fair Housing
Boards and Commissions
                                           Cynthia Rogers-Ellickson, Manager,
City Plan Commission
                                           Housing Department
Community Development Commission
                                           Robin Bentley, Assistant City Attorney,
Senior Affairs Commission                  City Attorney’s Office
Housing Finance Corporation
                                           Maureen Milligan, Executive Assistant
                                           City Attorney, City Attorney’s Office
City Management                            Tammy Palomino, Senior Assistant City
A.C. Gonzalez, City Manager                Attorney, City Attorney’s Office
Ryan S. Evans, First Assistant             Robyn Gerard, Senior Public
City Manager                               Information Officer, Sustainable
Eric Campbell, Assistant City Manager      Development and Construction

Jill A. Jordan, P.E., Assistant            Tim Glass, Manager,
City Manager                               Office of Economic Development

Mark McDaniel, Assistant City Manager      Arturo Del Castillo, Interim Manager,
                                           City Design Studio
Joey Zapata, Assistant City Manager
                                           Evan Sheets, Planner, City Design Studio
                                           Megan O’Neal, Planner,
                                           City Design Studio
                                           Chalonda Jackson, Coordinator,
                                           City Design Studio

                                                     DR A F T
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
If you want to go fast, go alone.
                           If you want to go far, go together.
                                           ~ African proverb

Core Partners
U.S. Department of Housing                 North Central Texas Council of       Inclusive Community Project
and Urban Development,                     Governments                          Betsy Julian, Demetria McCain and
Fort Worth Regional Office                 Mike Eastland                        Susan Watkins
Garry Sweeney, Shirley Henley
                                           University of Texas at Dallas        Social Impact Architects
Dallas Housing Authority                   Dr. Timothy Bray                     Suzanne Smith
Maryann Russ
                                           Parkland Healthcare                  UpLift Education
Children’s Health Care Systems             Angela Morris                        Ann Stevenson
Peter Roberts, Cheryl Mayo-Williams                                             Children at Risk
                                           Dallas County Community College
                                                                                Sara Melnick Albert
Dallas Independent School District         District
Paula Blackmon, Michael Koprowski          Mary Brumbach and Pyeper Wilkins     Texas Trees Foundation
and Mohammed Choudhury                                                          Janette Monear
                                           Commit 2 Dallas
Dallas Area Rapid Transit                  Tarik Ward
                                                                                Trust for Public Land
Todd Plesko and Jeremy Lott
                                           Workforce Solutions Greater Dallas   Robert Kent
Federal Reserve Bank of Dallas             Laurie Larrea
Alfreda Norman, Elizabeth Sobel-Blum,
                                           City Square
and Julie Gunter
                                           Larry James
Habitat for Humanity
                                           Southfair Community
Bill Hall, Kristen Schulz and Cyndy Lutz
                                           Development Corporation
Health and Wellness Alliance               Annie Jones Evans
Cheryl Boswell                             City Wide Community
                                           Development Corporation
MetroTex Association of Realtors
                                           Sherman Roberts
Romeo Arrieta
                                           East Dallas Community Organization
Dallas Area Realtists
                                           Gerry Carlton
Ben Brown
                                           Builders of Hope
The Real Estate Council
                                           Norman Henry
Linda McMahon and Robin Minick
                                           The Senior Source
Dallas Builders Association
                                           Lynda Taylor Endner
Phil Crone
                                           2000 Roses Foundation
United Way Metropolitan Dallas
                                           Alonzo Harris
Susan Hoff and Stephanie Mace
                                           Inner City Development Corporation
The Meadows Foundation
                                           Diane Ragsdale
Deborah Fitzpatrick

                                                 DR A F T
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
DR A F T
TABLE OF CONTENTS

                 01
             Introduction

                  7
   Dallas in the Regional Context
                                             Collective
                                        38   Impact
                                             Framework

                 17                          Alleviate
                                        44   Poverty

      Housing Choice in Dallas
                                             Fight
                                        48   Blight

                 35                     54
                                             Attract and
                                             Retain the
                                             Middle Class

  Strategic Goals, Policies + Actions        Expand
                                        58   Home-
                                             Ownership

                 69
                                             Enhance
                                        66   Rental
                                             Options

             Conclusion
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
If you are going to achieve excellence in
               big things, you develop the habit in little
              matters. Excellence is not an exception, it is a
                           prevailing attitude.
                               ~ Colin Powell

image credit: Sydney Aaliyah
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
INTRODUCTION
Neighborhood Revitalization Plan for Dallas - June 2015 - City of Dallas
INTRODUCTION

An Enduring Foundation for
the Future of Living in Dallas
Even as Dallas is experiencing a time of
unprecedented growth and prosperity, it is facing a
number of critical issues that dramatically impact
its neighborhoods citywide: increasing levels of
poverty, a declining number of middle income
families, deteriorating neighborhood conditions in
concentrated areas, an increase in childhood asthma,
obesity and diabetes, a lack of quality affordable
housing, and a mismatch between where jobs are
located and where quality, affordable workforce
housing exists.

The complexity and scale of these issues, and the
diminishing public resources available to combat
them, demands the City expand its traditional view
of housing policy and take a comprehensive
approach to neighborhood revitalization and
community building. This approach ensures the kinds
of long-term, positive changes necessary for Dallas
to remain the robust and dynamic center of the
nation’s fourth largest metro economy. This broader
perspective must look beyond the mere production of
a limited number of publicly subsidized housing units     HUD Funding Trend in Dallas, 2000-present,
to consider a holistic approach that encompasses          in $ Millions
neighborhood quality, safety, mobility and access          $40
                                                                            35.5
to health care, education, and jobs. It must also                                                        32.3
                                                           $30
acknowledge that the City cannot adequately confront                                                                         24.3
these challenges alone.                                    $20                                                       23.6

To address these serious trends, the City of Dallas        $10
launched a planning process to engage a diverse              0
range of community-based stakeholders and partner                2000-             2005-               2010-                2015-
agencies in preparing the Neighborhood Plus -                    2001              2006                2011                 2016

Neighborhood Revitalization Plan for Dallas. The
                                                            Source: City of Dallas, Office of Financial Services. Includes CDBG,
Neighborhood Plus Plan lays a firm foundation for a         HOME, ESG, and HOPWA.
holistic, neighborhood by neighborhood approach to
improving the quality of life for all Dallas residents.

[2]                               DRAFT    -   N E I G H B O R H O O D          P L U S
Neighborhood Plus Planning Process

                                                                                                                                 INTRODUCTION
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                                                                Ongoing Partner Meetings

APRIL               JUNE              AUG           OCT   NOV DEC           FEB        APRIL        JUNE

2014                                                                                                  2015

                                                                    Relating to forwardDallas!
                                                                    and the Consolidated Plan
                                                                    The Neighborhood Plus Plan combines, updates
                                                                    and replaces the Housing and Neighborhood
                                                                    elements of the forwardDallas! Comprehensive
                                                                    Plan. In the 10 years since the forwardDallas!
                                                                    comprehensive planning process began in 2005,
  The purpose of Neighborhood Plus is to:
                                                                    much has changed in Dallas’ housing market. The
  •     Set a new direction and shape new policy                    market has largely corrected following the recession
        for housing and neighborhood                                past 2007. Reassessing and updating these
        revitalization in Dallas.                                   elements now is timely, particularly as we begin
  •     Create a strategic planning and decision-                   to face new challenges in our neighborhoods.
        making framework to guide more effective                    The Neighborhood Plus Plan adds new strategic
        community investment decisions.                             goals, policies, and a set of short- and long-term
                                                                    actions with measurable outcomes developed in
  •     Create a framework for inter-agency
                                                                    collaboration with a wide network of partners.
        collaboration, acknowledging the
        inter-dependence of local government                        The forwardDallas! Comprehensive Plan provides
        with other public and private agencies,                     the broad vision and strategic direction to guide
        for-profit businesses, nonprofits                           land use, economic development and transportation
        organizations, and philanthropic                            policy for the City of Dallas. While much broader in
        foundations.                                                scope, forwardDallas! also provides the framework
  •     Position the City of Dallas to take a                       to guide more specific housing related priorities
        leadership role in initiating a regional                    and targets set through Dallas’ HUD mandated
        dialogue on important housing issues.                       Consolidated Plan. The goal is to ensure that these
                                                                    two documents are linked to support the desired
                                                                    outcomes of increasing affordability and promoting
                                                                    a healthy and sustainable mix of housing and

                               Neighborhood Revitalization Plan for Dallas - DRAFT                                         [3]
INTRODUCTION

neighborhood choices in Dallas. To this end, the         Six Strategic Goals for Dallas
Neighborhood Plus Plan is written to serve as a guide
for future updates of the Consolidated Plan.             1. Create a Collective Impact Framework
                                                         This goal promotes and manages collaboration
                                                         and planning coordination among neighborhood
How to Use the                                           organizations, governmental agencies, nonprofit
                                                         service providers, and philanthropic funding
Neighborhood Plus Plan                                   organizations to leverage resources and enhance
                                                         effectiveness. In this way, all stakeholder organizations
The Neighborhood Plus Plan is comprised of four          and partners committed to helping neighborhoods
chapters that lay out a new direction for ensuring       thrive may come together to create the foundation of
safe, healthy and sustainable neighborhoods for all      Dallas’ future.
Dallas residents.
                                                         2. Alleviate Poverty
The Introduction outlines the impetus, the process,
                                                         This goal focuses on increasing earnings for low wage
and the purpose of the Neighborhood Plus Plan. The
                                                         earners, targeting and expanding workforce training,
second chapter, Dallas in the Regional Context,
                                                         prioritizing Pre-K education opportunities for children
provides key demographic and geographic data,
                                                         in poverty, addressing homelessness, and fostering
highlighting trends that explain Dallas’ unique
                                                         transportation, child care and health programs to
place at the heart of the region and sheds light
                                                         improve the quality of life of people living in poverty.
on expectations for the future. The third chapter,
Housing Choice in Dallas focuses on the important
factors that influence our decisions on where we
live. This chapter also provides information on the
housing decisions people have made in the past, and
how this decision-making process is likely to change
based on shifting demographic trends. Potential
mismatches between current housing supply and
demand are highlighted and the outlook for future
balanced housing growth is also summarized in terms
of housing type and affordability.

The final chapter, Strategic Goals, delineates six
strategic goals to shift our approach, policies and
actions to achieve greater equity and prosperity for
all Dallas residents, expand the range of housing
options, and enhance the quality of neighborhoods.
In addition, metrics to measure the City’s movement
towards these goals are provided.

[4]                             DRAFT     -   N E I G H B O R H O O D      P L U S
INTRODUCTION
3. Fight Blight
                                                          ...an economic system’s
This goal works to identify and target blighted
properties more strategically and effectively to          legitimacy is...tied to its
eliminate their negative impact on neighborhoods         ability to make two things
and return them to productive use.
                                                             accessible to all: the
4. Attract and Retain the Middle Class                     riches it generates and
This goal focuses on identifying piloting programs         the social benefits that
that promote neighborhood assets, eliminating
barriers to neighborhood revitalization and
                                                           arise from that wealth.
infill, supporting school choice, and addressing
neighborhood infrastructure needs.
                                                               ~ Jim Yong Kim,
5. Expand Homeownership
                                                         President of the World Bank
This goal encourages a wider range of housing
types to respond to emerging preferences, identifies
incentives for infill development and home
improvement in targeted neighborhoods, expands
programs to reach a broader range of potential
home buyers, and develops partnerships to increase
the pool of eligible loan applicants.

6. Enhance Rental Options
This goal works to raise the quality of rental housing
through better design standards and proactive and
systematic code enforcement, expands affordable
housing options and encourages its distribution
across the city and region, and aligns planning and
investment around DART transit stations.

                        Neighborhood Revitalization Plan for Dallas - DRAFT             [5]
If you don’t know where you’ve come from,
                    you don’t know where you are going.
                             ~ Maya Angelou

image credit: Neff Conner
DALLAS IN
THE REGIONAL
   CONTEXT
DALLAS IN THE REGIONAL CONTEXT

Growing with the Region
Dallas is the fourth largest metropolitan economy                          By 2035, Dallas County
in the U.S. and the 12th largest in the world. This
economic engine fuels rapid growth and that growth,
                                                                             is projected to grow
in turn, powers a robust economy. The City’s goal                             by nearly 800,000
is to maintain around half of Dallas County’s
population. To capture new growth and maintain
                                                                            people. What portion
pace with Dallas County will require the City to                              of this growth will
build new housing that appeals to a wide range of                               Dallas capture?
current and future residents. This could include a
wider diversity of ownership options affordable to
moderate and middle income households. It also
means the City will need to invest in the infrastructure
and amenities that create quality neighborhoods and
keep the housing market strong. Creating walkable
neighborhoods with quality schools, services, transit
and employment will take coordinated investment
and efforts by the City and its many partners.

Population Growth and Projections, 1990-2035

10 M
                                                          8,673,698

 8M

                                              6,764,564
 6M
                               5,622,128

 4M                                                       3,195,830
                                           2,630,930
                             2,368,139
 2M

                              1,197,816     1,315,465     1,597,915

   1990          2000       2010          2020             2035

       DFW 4 County Area           Dallas County          City of Dallas
       DFW 4 County                Dallas County          City of Dallas
       Area Projections            Projections            Target Growth

Source: US Decennial Census 1980-2010, ACS 2012 One-Year Estimate,
Woods & Poole Population Projections 2020 and 2035.

[8]                                      DRAFT     -    N E I G H B O R H O O D   P L U S
Opportunities for Growth                                             Share of Dallas’ Workforce by Residence
                                                                     Earning $40,000 or More Annually
Dallas is a major employment hub with over

                                                                                                                                             DALLAS IN THE REGIONAL CONTEXT
500,000 workers commuting daily into the city
from other parts of the region. Inbound commuters
make up the majority of the Dallas workforce, with
numbers more than double the number of residents
who work in the City. These inbound commuters                                          9%                      14%
have higher incomes than people who live and
work in the city and those who live in Dallas but
commute outside the city for work. Dallas has a
significant opportunity to convert some of these
inbound commuters into residents.                                              12%                    23%
                                                                                                                           19%
                                                                                                                         Outside the
                                                                                                                          4-County
                                                                                                 23%                        Area
Residence of Workforce, 2002-2011
600K                                                                   370,235
                                                                       Total of all employees               67%
                                                                       working in the City earning          Total inbound
400K                                                                   over $40,000 annually                commuters

200K                                                                 Provided by the City of Dallas Economic Development Department.
                                                                     Source: Census LED Origin-Destination Data, 2011

     0
            2003        2005         2007         2009        2011

           Outbound             Inbound              Live and Work
           Commuters            Commuters            in the City

Source: U.S. Census Bureau, Center for Economic Studies downloaded
via OnTheMap.ces.census.gov.

Income Distribution of Workforce, 2011

Inbound
Commuters
                    14%        33%                53%                       Inbound commuters
                                                                                 make up the
Live and Work
in the City
                     16%          41%                43%                        majority of the
                                                                              Dallas workforce,
Outbound
Commuters
                     21%            41%                38%                   and they are more
                                                                            affluent than Dallas’
      Less than
      $15,000
                           $15,000 to
                           $39,999
                                                  $40,000
                                                  or more                    resident workforce.
Source: U.S. Census Bureau, Center for Economic Studies downloaded
via OnTheMap.ces.census.gov.

                             Neighborhood Revitalization Plan for Dallas - DRAFT                                                       [9]
DALLAS IN THE REGIONAL CONTEXT

Demographic Profile
Age and Generational Change
                                                                             By 2020, almost 60%
Dallas is remarkably younger than the region, Texas,
                                                                             of Dallas’ population
and the U.S. by an increasing margin. As generations                           is projected to be
shift, housing preferences will also change, and                             under the age of 40.
Dallas will need to provide a variety of housing types
to accommodate the needs of older generations as
well as an increasingly younger workforce.

Change in Generations in Dallas County, 2000-2020

         8%                                          Gen Alpha
                                15%
                                                     Gen Z
                       23%
         23%
                                                     Millennials
                                22%
                       23%                           Gen X

         26%                                         Baby Boomers
                                21%
                                                     The GI Generation
                       22%
                                                     The Greatest Generation
         28%                    19%
                                                Source: Historical Population
                       23%                      Data and Forecasts from Woods
                                18%             & Pool for Dallas County.
         9%
                       7%
         6%            2%       5%
   2000         2010         2020

Dallas’ Median Age Compared with Texas and
the U.S., 1980-2010

40 yrs
                                                        37            U.S.
                                                                      Texas
                                                        34
                                                                      Dallas
                                                        32
30 yrs

                                                          Source: U.S. Census
                                                          Bureau, downloaded
                                                          via Social Explorer,
                                                          Decennial Census 1980
20 yrs                                                    (SE:T11), 2000 (SE:T13),
         1980      1990             2000        2010      and 2010 (SE:T44).

[ 10 ]                              DRAFT   -      N E I G H B O R H O O D           P L U S
Change in Share of Household Income,
Income                                                                  2000-2013
Median income in Dallas has declined sharply
                                                                      6%

                                                                                                                                                DALLAS IN THE REGIONAL CONTEXT
since 2000 reaching $43,000 in 2010. This is far                               3%                          6%
                                                                                      2%
lower than the U.S. average, comparable cities in
Texas, and the surrounding Dallas-Fort Worth area.                    0%                                             $19,000 or Less
Change in the share of household income from                                                 -2%
2000 to 2013 highlights the growing number of                         -6%
Dallas households earning less than $35,000 a
                                                                      6%                              4%
year, while households earning $50,000 or more a
year are declining. This is consistent with a national                         2%     2%

trend of wide income disparities and hollowing                        0%                                         $20,000 to $34,999

out of the middle class. To remain regionally
                                                                                             -3%
competitive, Dallas needs to make concerted efforts                   -6%
to help people climb out of the cycle of poverty,
and focus on attracting and retaining middle                          6%

income groups that prefer the culture and amenities                            0%
of a big city.                                                        0%                                         $35,000 to $49,999
                                                                                      -1%            -1%
                                                                                             -3%
                                                                      -6%

                                                                      6%

                                                                      0%                                         $50,000 to $99,999

Median Income Trends, 1980-2010                                               -2% -2% -2%
                                                                                                           -5%
                                                                      -6%
$60K
                                                                      6%
                                                                                                    5%
$50K
                                                                      0%                                     $100,000 to $149,999
                                                                              -1% -1%
                                                                                                     -2%
                                                                      -6%
$40K

                                                                      6%
                                                                                                     6%

$30K
                                                                      0%                                               over $150,000
    1980              1990                 2000             2010              -1%     -1%
                                                                                                     -2%
            U.S.                  San Antonio                         -6%
            Texas                 Houston
                                                                                             U.S.                Four-County Area
            Atlanta               Dallas
                                                                                             Texas               Dallas
Source: Median Household Income (Adjusted to 2013 Dollars)
retrieved from Social Explorer of U.S. Decennial Census 1980 (T53),     Source: Census 2000 (in 2013 inflation-adjusted dollars); ACS 2013
1990 (T43), 2000 (T93), and ACS 2008-2012 5-Year Estimates (T57).       5-Year estimates.

                              Neighborhood Revitalization Plan for Dallas - DRAFT                                                      [ 11 ]
DALLAS IN THE REGIONAL CONTEXT

Poverty                                                     Percent of Families below the Poverty Line,
                                                            2000-2012
According to the 2010 U.S. Census, over 20%                                                                                 20%
of Dallas families live below the poverty line. This is     20%                                                              19%
a significant increase from 15% in 2000. While this                                                                          16%
                                                                                                                             14%
trend is present throughout the country, it is being
felt acutely in Dallas, where the median household          10%
income has continued to fall below our peer cities
in Texas and the U.S., and below the state and
national averages.                                           0%
                                                                   2000                                                2012

Despite Dallas’ diverse and growing economy,                                     Dallas               San Antonio
people of color and our youngest residents are                                   Houston              Austin
disproportionately affected by poverty. This threatens      Source: U.S. Census Data (2000 Decennial Census and ACS 2008-
the continued prosperity of Dallas and the region.          2012 Five-Year estimates) via Social Explorer T98/T179.

Thirty percent of the Hispanic population and 30%
of the African American population in Dallas are
                                                            Areas of Concentrated Poverty
living in poverty. And for children under the age
of 18 living in Dallas, 38% live in poverty, ranking
Dallas last out of the nine other cities in the U.S.
with populations over one million. A concerted and
collaborative effort to break down barriers to fair
and inclusive housing and to ensure equal access
to quality schools and jobs that pay a living wage
is critical to sustain a strong and thriving regional
economy over the long-term.

        Compared to the
        four-county area,
     Dallas’ share of low-
        income residents
       is increasing while
        its share of high-
      income residents is                                         City limits   % of Residents Who Live in Poverty
            decreasing.                                                              20%-40%
                                                                                     41% and over

                                                            Source: Census Bureau, ACS 2009-2013.

[ 12 ]                             DRAFT     -   N E I G H B O R H O O D         P L U S
Race and Ethnicity                                    Change in Diversity, 1980-2013

                                                                                                                                     DALLAS IN THE REGIONAL CONTEXT
                                                                         1%                2%                  2%
Since 1980, the City has seen a steady                 1%
                                                                         2%                3%                  3%
demographic shift and increasing racial and
                                                      12%
ethnic diversity. Dallas has been a majority                            21%
minority city for the past 20 years. The Hispanic                                         36%                  41%
community has grown dramatically over the             29%
past few decades, making up over 40% of the                             29%
city’s population in 2013. Since 1980, the white
population has declined significantly as a share of
the whole, while the African American population                                          26%
                                                                                                               24%
has declined slightly, and the Asian population,
although comprising a small percentage overall,
                                                      58%               47%
has increased steadily. The City of Dallas is
more diverse than the four-county region, with a                                          33%                  30%
significantly higher proportion of Hispanic and
African American residents, although not as many
Asian residents as other parts of the region.
                                                              1980             1990              2000                2013

                                                                  White Non-Hispanic                       Asian

                                                                  Black or African American                Other

                                                                  Hispanic

                                                      Source: U.S. Census Bureau, Social Explorer, Decennial Census 1980
                                                      (SE:T13), 1990, (SE:T13), 2000 (SE:T15), and ACS 2013 5-Year estimates.

                                                      Race and Ethnicity in Dallas Compared to the
                                                      Four-County Area

                                                                                                         Four-County
        Dallas will be                                Race/Ethnicity                        Dallas
                                                                                                            Area

        reshaped and                                  White Non-Hispanic                     30%                46%

      strengthed by its                               Black or African American

                                                      Asian
                                                                                             24%

                                                                                              3%
                                                                                                                16%

                                                                                                                6%
   racial, ethnic, cultural                           Hispanic                               41%                29%
     and generational                                 Other                                   2%                3%
           diversity.                                 Source: ACS 2013 5-Year estimates and Social Explorer.

                       Neighborhood Revitalization Plan for Dallas - DRAFT                                                  [ 13 ]
DALLAS IN THE REGIONAL CONTEXT

                                              Population by Race and Ethnicity, 2010

                                                                                          1 dot = 10 people
                                                                                             White Non-Hispanic
                                                                                             Black Non-Hispanic
                                                                                             Asian Non-Hispanic
                                                                                             Hispanic or Latino
                                                                                             Other

    Source: 2010 Summary File 1 (SF1) Table P5.

[ 14 ]                                   DRAFT    -   N E I G H B O R H O O D   P L U S
DALLAS IN THE REGIONAL CONTEXT
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Neighborhood Revitalization Plan for Dallas - DRAFT   [ 15 ]
Safety and security don’t just happen,
                  they are the result of collective consensus
                            and public investment.
                                  ~ Nelson Mandela

image credit: msbrendadanderson
HOUSING
  CHOICE
IN DALLAS
HOUSING CHOICE IN DALLAS

Commitment to                                              Current Housing Mix, 2013

Housing Choice in Our                                                       1%
Neighborhoods                                                                                          Standard and Large-
                                                                                                       Lot Single Family
                                                                                                       Small-Lot
For most of us, a home is the largest financial                                                        Single Family
commitment we will ever make. Whether buying or                                    31%
                                                                                                       Townhome
renting, our housing expense typically consumes the             47%
                                                                                                       Multi-family
largest part of our budget and is a major life decision.
                                                                                                       Mobile Home
Choosing a home is based on many considerations                                    17%                 or Other
– location, price range, housing type, neighborhood
                                                                                                  Source: Census Bureau, ACS
amenities and lifestyle preferences. Factors differ                                               2009-2013, 5-Year Estimate.
greatly from person to person and family to family.                         4%
Other factors may limit the choices we have,
                                                           Share of Owners and Renters in Dallas
for example income, affordability and access to            Compared to the Four-County Area
reasonable credit terms, or available housing stock
and quality of neighborhoods. During some phases of                                                   59%
                                                                56%
our lives, renting a home may be more practical than                      44%                                           Rent
                                                                                                41%
buying, at other times, homeownership is clearly the                                                                    Own

right choice.

Understanding and responding to these factors to
provide Dallas residents with quality, affordable
                                                                City of Dallas             Four-County Area
housing is the core of the Neighborhood Plus Plan
and its strategic goals, policies and actions. The         Source: U.S. Census, ACS 2009-2013

City of Dallas is committed to expanding housing
choice and ensuring a range of housing options are
                                                           units are rentals, accounting for the majority of
available to fulfill the needs, incomes and preferences
                                                           the city’s rental stock. However, there is also a
of Dallas residents into the future.
                                                           comparatively large percentage of single family
                                                           homes (20%) that are rentals. These rental properties
Today’s Housing Stock                                      are attractive options for young families who may not
                                                           be able to afford a home of their own yet, but prefer
Deciding whether to rent or buy is a highly                the lifestyle offered in a single family neighborhood.
personal decision based on a variety of factors,
                                                           Today in Dallas, rental housing demand is strong and
from income and job security to lifestyle and family
                                                           it will continue to remain high. When compared to
needs. Dallasites should have quality rental and
                                                           our suburban neighbors, Dallas has a much higher
homeownership options available across the income
                                                           rental rate. Fifty-six percent (56%) of households are
spectrum to support their choices.
                                                           rental and 44% of households are homeowners. This
The current mix of housing stock, is almost equally        rental versus owner ratio is higher than the metro area
split between single family houses and multi-family        and the national average. Dallas has consistently
buildings. As in most big cities, 94% of multi-family      average 55% rental over the past 30 years.

[ 18 ]                            DRAFT    -   N E I G H B O R H O O D           P L U S
Housing Type by Owner or Renter Status                                         Renters in Single Family Housing

 250,000

 200,000

 150,000

                                                                                                                                  HOUSING CHOICE IN DALLAS
 100,000

  50,000

           0
                   Single           Townhome        Multi-family
                   Family

                  Renter-occupied             Owner-occupied

Source: Envision Tomorrow Balanced Housing Model and ACS
2013, 5-Year estimates.

        In Dallas, 94% of
      multi-family units are
       rentals and 20% of
                                                                                           City limits    0% - 10%
                                                                                           DART station   10% - 25%
      single family homes                                                                  DART line      25% - 50%

           are rentals.                                                                                   50% - 75%
                                                                                                          75% and over

Owner or Renter Status by Household Income
140,000
120,000
100,000
 80,000
 60,000
 40,000
 20,000
       0
HOUSING CHOICE IN DALLAS

Elements of Housing Choice
This section looks at three broad elements of housing                     The Dallas housing market does not stop at the
choice: housing affordability, housing preferences,                       city boundary because it operates at the regional
and neighborhood and community character.                                 scale. The U.S. Department of Housing and
                                                                          Urban Development (HUD) acknowledges this by
Housing Affordability                                                     determining affordable housing assistance eligibility
Housing affordability is usually the biggest                              standards based on the area median income (AMI)
determinant of where people choose to live and                            for all people living within the Dallas region or
what type of housing they occupy. Having safe, high-                      primary metropolitan statistical area as defined by the
quality affordable housing means that people can                          Census Bureau. Calculated annually, the AMI is the
pay their mortgage or rent and have enough money                          determining factor for eligibility for federal housing
for other vital expenses and discretionary spending                       support. The regional median income of $70,400
like groceries, transportation, child care, health care,                  is significantly higher than the City of Dallas median
clothing, entertainment, and savings.                                     income of $42,846, which raises the number of city
                                                                          residents who qualify for assistance.

Fiscal Year 2015 Median Family Income                           Share of Dallas’ Population by Household Income, 2013
                                                                30%
 Dallas Region AMI                    $70,400
                                                                                                          25%
 City of Dallas                                                 25%
                                      $42,800                             22%
 Median Income
                                                                20%                  19%
 Below 30% AMI
                                  Below $21,120
 Extremely Low Income                                                                           15%
                                                                15%
 30%-50% AMI
                               $21,120 to $35,200
 Low Income
                                                                10%                                                  9%       9%
 50%-80% AMI
                               $35,200 to $56,320
 Moderate Income
                                                                 5%
 80%-140% AMI
                               $56,320 to $98,560
 Middle Income
                                                                 0%
Although the dollar amount varies from household            There are clear affordability gaps in the current
to household, “affordable housing” means all                housing stock. Thirty-one percent (31%) of owners
housing costs, including utilities, insurance and           are living in homes unaffordable to them, and 48%
taxes consume no more than 30% of gross                     of renters are living in housing that is considered
household income. According to federal HUD                  unaffordable. Of all owner households, 18% are

                                                                                                                      HOUSING CHOICE IN DALLAS
guidelines, housing is unaffordable when 30% or             cost burdened and 13% are severely cost burdened.
more of a household’s income is spent on housing.           Of all rental households, about 25% are cost
Severely unaffordable or “severely cost burdened”           burdened, and 23% are severely cost burdened.
housing costs occur when more than 50% of
a household’s income is allocated to housing
and related expenses. At the median income of
$42,846, a Dallas household should spend less
than $1,070 per month on housing costs to remain
under 30% of gross household income.

Owner Housing Affordability in Dallas

               13%
                                                                  31% of owners and
         18%                                                       48% of renters are
                           69%
                                                                 living in housing that
                                                                 is unaffordable given
                                                                      their income.

Rental Housing Affordability in Dallas

                                               Affordable

               23%                             Unaffordable
                                               Severely Unaffordable

                                          Source: Envision Tomorrow
                           52%            Balanced Housing Model.
            25%

                      Neighborhood Revitalization Plan for Dallas - DRAFT                                    [ 21 ]
HOUSING CHOICE IN DALLAS

Housing Preferences                                                      housing market. By defining every U.S. household in
                                                                         terms of 67 demographically and behaviorally distinct
Psychographics, also known as market segments, go
                                                                         segments, it summarizes complex consumer profiles
beyond the basic Census-based demographic data
                                                                         beyond traditional demographics.
of age, income and race and to provide a deeper
understanding of an individual’s lifestyle preferences                   Who is Dallas attracting?
based on their spending habits and patterns. This                        According to psychographic analysis, these top
geographically-based, market data provides an                            ten segments represent 67% of Dallas households.
analytical tool that allows close examination of how                     Understanding these household segments and their
groups of people with similar spending characteristics                   housing choices aids in identifying Dallas’ future
make decisions on purchases. This data captures                          housing needs. By blending the tapestry segments
information on the type of coffee people drink, to                       into larger groups, it is easier to understand and
where and how often they travel, to the television                       generalize their preferences for housing. The following
programs they watch. The data is aggregated at                           page highlights four such blended groups created for
the zip code level and provides valuable insight into                    Dallas: Young Diverse Family, Urban Loving Millennials,
the preferences individuals have for housing and                         Dallas Baby Boomers, and Hard Working Households.
neighborhood choice. From this data, we can predict                      These groups are intended to be illustrative and
how individuals and families living in Dallas today and                  thematic, not necessarily comprehensive. So while
future Dallas residents perceive their neighborhoods                     they include the majority of the top ten segments,
and the factors that influence their current and future                  and a mix of other complimentary segments, Metro
housing decisions.                                                       Fusion, Urban Chic and American Dreamers are
ESRI’s Tapestry segmentation combines demographic,                       not represented.
consumer behavior, and geographic data to help                           3. MHDA Point-in-time Homeless Count and Census, 2014.
identify, understand and target aspects of the current                   4. DSHS Texas HIV Surveillance Report, 2013 Annual Report.

Top Ten Tapestry Segments for Dallas by Share of Population
         Barrior Urbanos

            Metro Renters

       NeWest Residents

                   Top Tier

     Young and Restless

             Metro Fusion

               Urban Chic

    American Dreamers

Modest Income Homes

     Family Foundations

                              0%            2%             4%       6%         8%            10%           12%            14%

                                   Dallas        Four-County Area
Source: ESRI Tapestry data.

[ 22 ]                                      DRAFT      -    N E I G H B O R H O O D          P L U S
Dallas’ Blended Tapestry Segments

                                                                                                                  HOUSING CHOICE IN DALLAS
                                                                                City limits
                                                                                DART station
                                                                                DART line

     Young Diverse Families (21%)                         Urban Loving Millennials (16%)
These are predominately Hispanic families with        These are single renters who are generally well-
children, often living with grandparents in rental    educated and environmentally conscious. They
apartments or single family homes. These households   live mostly near the city center.
are located mostly in the southeastern part of the    Tapestry Segments: Metro Renters (#2), Young
City or central Dallas, west of Downtown.             and Restless (#5), Laptops and Lattes* (#18)
Tapestry Segments: Barrios Urbanos (#1), NeWest
                                                      Dallas Households (2012) = 84,140
Residents (#3), Las Casas* (#16)

Dallas Households (2012) = 112,627
                                                          Hard Working Households (7%)
                                                      These are disproportionately older and
    Dallas Baby Boomers (8%)                          predominantly single family households with
These are empty nesters with high-value, single       moderate education and lower paying jobs.
family homes predominantly in North Dallas.           Tapestry Segments: Family Foundations (#10),
Tapestry Segments: Top Tier (#4), Savvy               Traditional Living* (#52), Modest Income
Suburbanites* (#21), Exurbanites* (#14)               Households (#9)

Dallas Households (2012) = 44,512                     Dallas Households (2012) = 36,269

* While not included in the top ten segments for
  Dallas, these segments represent a growing trend
  of preferences for people living in urban areas.

                         Neighborhood Revitalization Plan for Dallas - DRAFT                             [ 23 ]
HOUSING CHOICE IN DALLAS

Neighborhood and                                                      a large proportion of homes in poor condition
Community Characteristics                                             require particular attention so that a perception of
                                                                      disinvestment does not cause further deterioration.
The decision to rent or own, affordability, and housing
type are all important factors in housing choice. The                 Access to important destinations such as work and
characteristics of a neighborhood, however, are just                  school, medical services, and stores with healthy
as important in making that decision. Neighborhood                    food choices all play an important role in the quality
quality greatly influences the desirability and livability            neighborhoods. Access to quality educational
of housing options. Many factors influence a                          opportunities is one of the most-often cited indicators
neighborhood’s quality, including the condition of                    of a neighborhood’s desirability. Dallas suffers from
the homes in the neighborhood and how easy or                         geographic disparities in educational attainment.
difficult it is to access important destinations. Crime               Ensuring all neighborhoods can readily access a
and blight can erode the strength of a neighborhood                   high-quality education will benefit the city as a whole.
until it is all but abandoned. Neighborhoods with

                                                                             Percentage of People without a
   Percent of Housing in Poor Condition                                          High School Diploma

         City limits     Source: Dallas Central Appraisal District.          City limits      Source: Census Bureau, ACS 2009-2013.

         6% - 10%                                                            0% - 5%
                                                                             6% - 15%
         11% – 15%
                                                                             16% - 20%
         more than 15%
                                                                             21% - 40%
                                                                             41% or greater

[ 24 ]                                  DRAFT        -     N E I G H B O R H O O D         P L U S
2012 Asthmas Hospitalization Rate

The health of a community is impacted directly
by access to healthcare and healthful food choices.
When coupled with poor housing conditions
and poverty, a lack of access to these critical

                                                                                                                                HOUSING CHOICE IN DALLAS
health elements can cause areas of poor health
outcomes. For instance, poor housing conditions
(such as mold) and proximity to heavy traffic can
be triggers for those with asthma.

       There are distinct                                  City limits                 Hospitalization Rates per 1000

   patterns of geographic                             Provided by Health & Wellness
                                                      Alliance for Children.
                                                                                            0.15 - 2.00
                                                                                            2.01 - 4.00
    concentration related                             Source: DFWHC 2012 (www.dfwhc.
                                                      org), U.S. Census; ACS, 2012.
                                                                                            4.01 - 5.00

       to access to good                                                                    5.01 - 6.83

     school choices, poor                             Low Supermarket Sales and Low Income
     housing conditions,
       access to healthy
      food options, and
       health outcomes.

                                                          City limits                       Provided by The Food Trust.
                                                          Low Income and Low Sales          Source: Texas Department of State
                                                                                            Health Services, 2010-2011; Trade
                                                          Not Low Income and Low Sales      Dimensions Retail Database, 2014;
                                                                                            U.S. Census, ACS 2008-2012.

                        Neighborhood Revitalization Plan for Dallas - DRAFT                                          [ 25 ]
HOUSING CHOICE IN DALLAS

             Neighborhood Walkability
                                                         Accessing jobs is a critical factor in housing choice.
                                                         Neighborhoods offering shorter commutes with a
                                                         variety of transportation options are generally highly
                                                         desirable places to live.

                                                         Adequate infrastructure such as connected and well-lit
                                                         streets and sidewalks, safe intersections, and parks
                                                         and open space will encourage walking, biking,
                                                         and other routine physical activity that helps keep
                                                         Dallasites healthy and invested in their communities.

                                                                    Walkability and
                                                                  accessibility to jobs
                                                                  varies a great deal
         City limits     Low                                        across the City.
         DART station    Medium
         DART line       High

              Access to Jobs by Transit                                Access to Jobs by Car

         City limits     Low                                   City limits          Low         Source for all three
                                                                                                maps: Envision Tomorrow
         DART station    Medium                                DART station         Medium      Travel Demand Model.
         DART line       High                                  DART line            High

[ 26 ]                            DRAFT   -   N E I G H B O R H O O D         P L U S
Forecasting Future Needs
Recent Development Trends                                         Neighborhood
The 2005 forwardDallas! housing element                           Plus assumes a
established a housing unit target of 220,000 new                  more moderate
units by 2030. To remain on track for this target
                                                                growth target than

                                                                                                                                       HOUSING CHOICE IN DALLAS
Dallas would need to add 91,337 new units
by 2020, which would require the production                      forwardDallas! –
of 13,048 new units per year. Since 2005, the
City has produced only an average of 4,066
                                                               about 6,000 housing
housing units a year, clearly not enough to be                    units per year.
on track to meet that goal, indicating a need for
a less aggressive growth target. However, recent
residential construction and development permits
completed do indicate a strong development
climate that is trending upwards in Dallas. In 2014,
a net total of 6,446 housing units were added in
the city. Given the right incentives there is potential
to increase production over the next five years.

Although in the long term, as stated in “Dallas
in the Regional Context” chapter, the City should
strive to maintain at least 50% of Dallas County
population. In the shorter 2020 time frame, Dallas        Residential Construction and Development
will need to assume a more moderate target.               Permit Activity in Dallas, 2005 to 2014
Additions of about 6,000 housing units per year                           Permits                              Net Unit
                                                             Year                          Demolitions
through 2020 will enable Dallas to maintain 47%                          Completed                             Increase

of Dallas County population.                                 2005           5,423              1,299              4,124
                                                             2006           6,181              2,555              3,626
                                                             2007           7,590              1,566              6,024
Comparing forwardDallas! Targets with Actual                 2008           5,031              3,716              1,315
Units Built and Neighborhood Plus Targets                    2009           6,871              1,668              5,203
                                              Total          2010           3,925              1,337              2,588
 Year                           Yearly
                                              Units          2011           2,246              1,224              1,022
 Total Housing Units Added       4,066                       2012           6,831              2,032              4,799
                                              40,663
 Since 2005                   (10 year avg)
                                                             2013           7,099              1,583              5,516
 Units Needed to Meet                                        2014            8,356              1910              6,446
                                13,048        91,337
 forwardDallas! 2020 Target
                                                            Totals         59,553             18,890            40,663
 Neighborhood Plus
                                 6010         42,068      Source: City of Dallas - Sustainable Development and Construction
 2020 Target
                                                          Department, Permit Data 2005-2014.

                         Neighborhood Revitalization Plan for Dallas - DRAFT                                                  [ 27 ]
HOUSING CHOICE IN DALLAS

Housing Targets for 2020                                    The housing targets for 2020 feature just over 50% of
                                                            projected new housing units in multi-unit and mixed
To sustain a growth target of about 6,000 housing
                                                            use developments. Nearly 25% of new demand is
units per year over five years, the city will need strong
                                                            anticipated to be for smaller lot single family homes,
housing development with a diversity of housing types
                                                            and 15% for townhouses. Residents will increasingly
to meet emerging needs based on the age, income
                                                            opt for smaller homes in more connected places
and housing preferences of future city residents. We
                                                            for reasons of access, neighborhood character,
can get a clearer picture of Dallas’ future housing
                                                            walkability, and affordability. When combined with
needs through 2020, by looking at projected
                                                            existing housing stock, what emerges is a more
household changes in Dallas and the region and
                                                            balanced housing profile that will meet the needs of
translating this into projections for owner-occupied
                                                            future residents by 2020.
and rental housing.

In addition, we should consider recent development
trends as well as the City’s ability to influence           Neighborhood Plus 2020 Targets by Type
development through policies and incentives. In
recent years, multi-family residential development has                                         2020 Target         Annual
                                                             Housing Type                      (units added)       Target
accounted for the vast majority of the new housing.
                                                                 Standard and Large-Lot
Since multi-family residential development tends                                                   4,606             658
                                                                 Single Family
to occur in cycles, this boom is likely to slow down
                                                                 Small-Lot Single Family          11,114            1,588
during the next five years, although fairly strong
demand is anticipated to persist. There is also strong,          Townhome                          6,277             897
pent up demand for single family and townhouse
development. Dallas has the opportunity to capture               Multi-family                     19,911            4,719
a healthy share of this demand, given the right public
investment policies and incentives, and thus maintain            Mobile Home / Other                160                  33

or increase overall housing production over the next
                                                             Total                                42,068            6010
five years.
                                                            Source: Envision Tomorrow Balanced Housing Model, Census Bureau
                                                            ACS 2009-2013.

             Demand projections are forecasted              Neighborhood Plus 2020 Targets Share
             based on the current stock of owner            of Growth by Housing Type
    and renter-occupied housing units in Dallas,
Future Housing Needs by Income
As Dallas’ median income continues to decline                                        To estimate the curent and future
and income disparities rise, strategies that address                                 market demand for housing, the
housing affordability will play an important role in                         Envision Tomorrow Balanced Housing
creating the types of neighborhoods and housing                              Model considers residents’ age, income
options that accommodate a broad range of                                    and housing preferences to provide a
household incomes.                                                           development target addressing unmet need

                                                                                                                                         HOUSING CHOICE IN DALLAS
                                                                             across housing type, owner or renter status
Affordability for Renters                                                    and affordability.
Demand is expected to grow for housing at price
points affordable to those with incomes below
$50,000 per year. There are currently more
                                                                        $50,000) is quite large, maintaining and improving
occupied units affordable for households with
                                                                        housing quality and condition is a major concern
annual incomes between $15,000 and $50,000
                                                                        for the City.
than there are actual households in that income
bracket. Mismatches like this mean that some                            Rental housing unit needs are most pronounced for
families are living above or below their bracket                        extremely low-income households, where demand
when it comes to housing costs, with a portion                          far outstrips supply, and where residents earning less
of rental housing being occupied by people with                         than $15,000 annually (less than 30% AMI) most
incomes too low to comfortably afford their rental                      likely need public support to afford quality housing.
payments or by those with incomes high enough                           There are almost twice as many households earning
to afford a higher value home. Although the                             less than $15,000 per year than there are occupied
supply of rental housing that is affordable to low                      units affordable at that level. For those making
and moderate income households ($15,000 to                              less than $15,000 per year, rents above $400 per

Future Rental Demand by Household Income
Compared to Current Occupied Rental Housing

140,000                                                                                   Estimated Occupied Housing Units Available
                                                                                          at Income Level*
120,000
                                                                                          Households at Income Level, 2013
100,000
                                                                                          Projected Households at Income Level, 2020
 80,000                                                                                   * Assumes 30% of income is spent on housing.
 60,000

 40,000

 20,000

       0
HOUSING CHOICE IN DALLAS

                                                        month are considered unaffordable. Many in the
                                                        lowest income bracket are stretching to pay more
      Dallas has a high                                 than 30% of their income in rent due limited options

         proportion of                                  that price point. Some of these households may be
                                                        reliant on housing subsidies that are not counted as
     middle- and upper-                                 income on the U.S. Census.
        income renters,                                 These mismatches between household incomes and
     households earning                                 the current supply of housing affordable at each

     over $50,000 a year                                income level signal development opportunities for the
                                                        construction of new rental housing aimed at low and
     or roughly 80% AMI.                                extremely low-income households. As these segments
                                                        are expected to grow by 2020, there will continue
                                                        to be a strong need for subsidized housing for those
                                                        earning $15,000 or less (extremely low income, less
                                                        than 30% AMI), some of which should be designed
                                                        for the elderly and other vulnerable populations.

    Middle- and High-Income Renters                               Low-Income Owners

         City limits    0 - 78                                    City limits        0 - 50

                        79 - 141                                  DART station       51 - 104
         DART station
                        142 - 228                                 DART line          105 - 180
         DART line
                        229 - 394                                                    181 - 319

                        395 - 1840                                                   320 - 1057

[ 30 ]                           DRAFT   -   N E I G H B O R H O O D       P L U S
Dallas should work with other governmental                             On the high end of the income spectrum, there
agencies and low-income housing providers to                           are a small but significant number of upper-income
develop strategies that will deliver additional rental                 households that find Dallas a desirable community
options for extremely low-income households, those                     and choose to rent here despite the limited upscale
earning less than $15,000 per year (less than 30%                      housing options in the rental market. This strongly
AMI). These households are the most financially                        suggests a potential demand for additional high-
strained, and safe, quality affordable housing is                      amenity rental units for the market to capture. Dallas

                                                                                                                                           HOUSING CHOICE IN DALLAS
critical to maintaining family stability and reducing                  should work with the private, for-profit homebuilders
the risk of homelessness                                               and developers to develop strategies that identify
                                                                       and spur these housing market gaps. However,
There are a sizeable number of moderate and
                                                                       many of these higher income households may
middle income households (earning between
                                                                       choose to continue paying less than 30% of their
$50,000 and $100,000) in Dallas who choose
                                                                       incomes on housing despite an increase in supply.
to rent, but the existing rental housing stock
                                                                       Therefore, there will continue to be demand and
affordable to this segment may not be sufficient. This
                                                                       competition for housing at price points affordable
undersupply of housing for those in the moderate
                                                                       to moderate and middle income households from
to middle income groups means that those families
                                                                       both directions.
potentially face the dilemma of either choosing
less desirable housing, or choosing housing that                       Affordability for Owners
is too expensive relative to their income. In many
                                                                       While many people choose to rent, maintaining and
cases, people may choose to move out of Dallas
                                                                       expanding the quality affordable homeownership
to find a better housing choice in one of the
                                                                       options in Dallas is a crucial factor in creating,
surrounding communities. This also represents an
                                                                       retaining and preserving stable and vibrant
opportunity for new housing development in the
                                                                       neighborhoods throughout the city. Future
City that caters to moderate and middle income
                                                                       homeownership housing needs, especially for the
households who want the flexibility of renting and
                                                                       moderate and middle income households (earning
the locational advantages of Dallas compared to
                                                                       between $50,000 and $100,000) are not so much
more suburban locations.

Future Owner Demand by Household Income                                                    Estimated Occupied Housing Units Available
Compared to Current Occupied Owner Housing                                                 at Income Level, 2013 *
                                                                                           Actual Owner Households at Income Level
60,000                                                                                     Project Households at Income Level, 2020

50,000                                                                                     * Assumes 30% of income is spent on housing.
40,000

30,000

20,000

10,000

     0
HOUSING CHOICE IN DALLAS

an issue of housing supply, which is sufficient for        These higher-earning households are occupying
current and future population projections, and more        homes that would be affordable to families making
an issue of neighborhood quality and desirability.         less, thereby limiting the supply of housing affordable
Neighborhood amenities, infrastructure and other           to those of more modest incomes.
targeted improvements like housing rehabilitation
are detailed in the Goals, Strategies and Actions and      Affordability for Vulnerable Populations
will address these factors to make Dallas a more           In addition to low and extremely low-income
attractive place for moderate and middle income            households, racial and ethnic minorities, the elderly,
households and will build homeownership in Dallas,         people with disability and mobility impairments,
across the income spectrum.                                ex-offenders, individuals with HIV/AIDS, people
                                                           experiencing homelessness and those at risk
In the low and extremely low-income segments
                                                           of homelessness are all groups who may need
(households earning below $50,000 per year) there is
                                                           additional support to find and retain quality housing.
a relatively high rate of rental households compared
to homeowners. This indicates a need to increase           At 13.6%, Dallas has a lower percentage of
homeownership for those families and individuals           elderly residents (60 years and over) than the
making less than $50,000 per year. Less expensive          national average of 19%. This population, however,
housing options could take the form of smaller single      experiences cost burden in housing at twice the
family homes, townhomes as well as condominiums.           rate of the city as a whole. Texas has a high rate of
Very few households at the lowest income levels            disability (11.5%), but Dallas (at 9.7%) is below the
(below 30% AMI) are likely able to afford a home           state average.1
unless they are mortgage-free. This category includes
seniors and retirees, who have paid off their homes        Among the 50 states, Texas had the 4th highest
and consequently have low housing costs. These             homeless count in 2013.2 In Dallas, the homeless
households typically face other affordability issues,      count increased from 2,972 in 2013 to 3,314 in
such as having sufficient resources to maintain their      2014, which included 22% who are currently working
home in good repair or pay costly utility bills.           and 24% who are ex-offenders. However, there
                                                           has been a 65% drop in the number of chronically
Households earning above $100,000 typically pay            homeless people since 2005.3
less than 30% of their income on housing, so the
mismatch between housing supply and demand at              HIV/AIDS cases in Texas are down, with a total of
this income level is less than analysis might suggest.     26,065 cases and a rate of 574 cases per 100,000
                                                           in Dallas County. The City of Dallas is second to
                                                           Houston in the number of diagnoses of HIV/AIDS in
                                                           the state.4

          In 2014, 22% of
          Dallas’ homeless                                 1. Texas Workforce Investment Council. People with Disabilities: A
                                                              Texas Profile, 2013.

          were employed.                                   2. U.S. HUD Annual Homeless Assessment Report to Congress, 2013.
                                                           3. MHDA Point-in-time Homeless Count and Census, 2014.
                                                           4. DSHS Texas HIV Surveillance Report, 2013 Annual Report.

[ 32 ]                            DRAFT     -   N E I G H B O R H O O D         P L U S
Opportunities for Change
A thorough understanding of the elements that
influence housing choice in Dallas point to
opportunities and challenges that compel needed

                                                                                        HOUSING CHOICE IN DALLAS
changes. The six strategic goals and their related
policies and actions outlined in the next chapter
reflect these opportunities and challenges in
Dallas’ neighborhoods. Many of the strategies
work to alleviate the limitations to housing choice
identified in the analysis, while others strive to build
on Dallas’ existing assets through strategies not
traditionally associated with housing policy, such as
improving access to education, workforce training,
and healthcare.

Additionally, by analyzing future housing needs,
the City can work towards more targeted growth
by housing type. These targets will work to guide
strategic investments and partnerships in the future
to ensure a broad range of quality rental and
ownership housing within the context of building
healthy and sustainable neighborhoods.

                         Neighborhood Revitalization Plan for Dallas - DRAFT   [ 33 ]
The question is not whether we can
                 afford to invest in every child; it is whether
                             we can afford not to.
                             ~ Marian Wright Edelman

image credit: Mason Cooper
STRATEGIC
  GOALS,
POLICIES AND
  ACTIONS
S T R AT E G I C G OA L S

A Neighborhood-Oriented
Approach to Change
                                                              Place matters: upward
To ensure long term sustainable growth and to                 mobility of adults can
achieve a healthier city for all citizens, the City
of Dallas must embark on a new approach
                                                                be forecast by their
that changes the way it delivers housing and                    childhood zipcode.
neighborhood services. This chapter provides a
comprehensive and strategic framework for this new
approach. The intent is to influence how we allocate
and leverage our resources, through effective
deployment of both people-based and place-based
strategies and programs, monitoring the results of
city programs, expanding the range of programs
to include the middle class, and partnering with
the private, nonprofit, and other public agencies to
ensure greater coordination and enhanced impact.
Building partnerships that connect housing with
education, health, transportation and economic
empowerment can make real and lasting change in
the lives of residents.

Our city is stronger as a whole if all neighborhoods
are healthy and stable. We need to work towards
making sure our neighborhoods have the services
and amenities to retain residents and families at all
levels of income. We also need to find more effective
ways to engage and empower neighborhoods to
build coalitions to address common issues. Working
at the neighborhood level allows coordination of
efforts to better serve residents and improve the
quality of life for people of all incomes, ages and
abilities. It also fosters innovative solutions better
suited to the needs of each neighborhood, while
enabling effective programs to be adapted and
replicated in other similar neighborhoods.

[ 36 ]                           DRAFT     -   N E I G H B O R H O O D   P L U S
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