OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits

 
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OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
OPEN ENROLLMENT
 SOUTHERN NEVADA
 PLAN YEAR 2021 775-684-7000
JULY 1, 2020 – JUNE 30, 2021 or 1-800-326-5496
 www.pebp.state.nv.us
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Today’s Topics

What is the Public Employees’ Benefits Program (PEBP)?
Overview of Open Enrollment

Who is Eligible
Enrollment Process
Medical Plan Options

Dental Plan
Express Scripts
Contact Information
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Public Employees’ Benefits Program

 Administers PEBP insures
 healthcare benefits approximately 73,000
for State employees, total lives
 approved non-state 45,000 Primary Participants
agencies and retirees 28,000 Covered Dependents

 Accessing Information:
 Overseen by a Board of
 • E-PEBP Portal Directors appointed
 • Newsletters through the Governor
 • Member Services
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Plan Year 2021
 July 1, 2020 – June 30, 2021

 X

 XX

 The information in this presentation contains general plan benefits and may not include additional
provisions or exclusions. For more in-depth plan benefits, please refer to each Master Plan Document.
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Open Enrollment: May 15 – 31, 2020

Complete all changes online through the E-PEBP Portal
 All changes made during Open Enrollment will be effective July 1, 2020

Participants are NOT required to do Options during Open Enrollment
anything if they wish to remain on the • Decline coverage
 • Change health plan option
same plan and coverage tier:
 • Add or delete dependent(s)
 • Participant Only • Switch from HRA to HSA or vise versa
 • Participant + Spouse or DP • Modify HSA Contributions
 • Participant + Child(ren) • Designate HSA or basic life beneficiaries
 • Participant + Family • Enroll or decline voluntary benefits
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Who is Eligible for Coverage?
 Legal Spouse or Children/Step Children Disabled Children under
 Domestic Partner (Birth to Age 26) Dependent Child Legal Guardianship

 If not eligible for May be covered A child of any age • Children under
 permanent legal
 group coverage from birth through with a disability guardianship to age 19
through their own the last day of the incapable of
 • To continue coverage
 employer* month the child self-support after 19 (to age 26), the
 reaches age 26 child must be:
 o Unmarried
 o Reside with participant
 o Full-time student
 *Significantly Inferior
 exception may apply o Claimed on tax return
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Required Supporting Documents
 Upload required documents into your E-PEBP
 Portal by June 15th, 2020
Spouse
 • Copy of certified marriage certificate
 • Social Security Number
Domestic Partner
 • Copy of Certified Domestic Partner Certification
 • Social Security Number
Children
 • Copy of certified birth certificate and SSN and as applicable:
 o Stepchild: Copy of marriage certificate/domestic partner certificate

 o Disabled child over age 26: Certification of Disabled Dependent Child and verification
 child has had continuous health insurance since age 26
 o Permanent legal guardianship: Copy of legal guardianship papers signed by a judge
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Completing Enrollment
 You must enroll or decline coverage online
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
Click Login to get to
 the E-PEBP Portal

www.pebp.state.nv.us
OPEN ENROLLMENT SOUTHERN NEVADA - JULY 1, 2020 - JUNE 30, 2021 - Public Employees' Benefits
• Review Current Benefits
• Complete Qualifying Life Events
• Enroll in Voluntary Products
E-PEBP Portal Features
Send a Secure
Message

Elect
Beneficiaries

Compare
Health Plans
Upload
Documents

Enroll in Voluntary
Products
Send a Secure Message

 NAME

 Due to COVID-19 there has been a
reduction in call center staff. To avoid
 a longer than normal hold time,
 please send a secure message
 through your E-PEBP portal or view
Open Enrollment information online.

 Have a question regarding billing,
 eligibility, password reset, plan
 benefits, address change or any
inquires regarding your PEBP benefits
 please send a secure message
 through your E-PEBP portal.
Interactive Guides
Medical Plan Options
 and Rates
Medical Plan Options

Consumer Driven Health Plan Preferred Provider Organization (CDHP-PPO)
 • Available Nationwide
 • Comes with a:
 o Health Savings Account (HSA); or
 o Health Reimbursement Arrangement (HRA)

Health Plan of Nevada Health Maintenance Organization (Southern Nevada HMO)

 • Available in Clark, Esmeralda, and Nye counties
Medical
 $25,000
 Basic Life
 Dental
 Insurance
 Policy

 Long-term
 PEBP
 Disability
 Insurance
 Benefits Vision

 Package

 Life
 Prescription
 Service
 Drugs
 Toolkit
 Travel
 Assistance
If you decline coverage, you are not
 eligible for any of these benefits
Monthly Premium Cost

 Rates Effective Consumer Driven
 Health Plan of Nevada (HMO)
July 1, 2020 – June 30, 2021 Health Plan (PPO)

Employee Only $43.94 $171.05

Employee + Spouse/DP $227.16 $517.57

Employee + Child(ren) $117.80 $343.23
*Domestic Partner rates are deducted on a post-tax basis.

Employee + Family $301.01 $689.74
Retiree Monthly Premium Cost

 Retiree Coverage for Use subsidy charts to
 Employees Initially Hired calculate monthly premium
 Before January 1, 2010
Retirees initial
 hire date will Retiree Coverage for
 Must have at least 15 years
 Employees Initially Hired On
 determine January 1, 2010 –
 of service or retire under a
their eligibility long term-disability plan
 December 31, 2011
 for benefits.
 Retiree Coverage for May participate but will not
 Employees Initially Hired On be qualify for a subsidy or
 January 1, 2012 or After Exchange HRA

 Please view PY21 State and Non-State Retiree rates for unsubsidized rates
 https://pebp.state.nv.us/wp-content/uploads/2020/04/PY21_All-Rates.pdf
Retiree Monthly Premium Cost

 Subsidy for Retirees Enrolled in the
 Rates Effective Consumer Driven Health Plan of CDHP/HMO Plan
July 1, 2020 – June 30, 2021 Health Plan (PPO) Nevada (HMO)
 Years of Service Subsidy
 5 +358.61
Retiree Only $233.59 $419.79 6 +322.75
 7 +286.89
 8 +251.03
Retiree + Spouse/DP $553.84 $994.97 9 +215.17
 10 +179.31
 11 +143.45
Retiree + Child(ren) $362.66 $705.57
 12 +107.58
 13 +71.72
 14 +35.86
Retiree + Family $682.91 $1,280.76
 15 (base) -
 16 -35.86
 17 -71.72
 18 -107.58
 19 -143.45
 20 -179.31
Plan Design
Consumer Driven Health Plan (PPO)
How the CDHP Works

Choose from a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA)

 Member pays
 100% until the Member pays Plan pays
 deductible* is met 20% until out of 100%*
 pocket max is
 met

 Individual Deductible: $1,500 In Network: *of eligible medical expenses

 Family Deductible: $3,000 Individual Max OOP: $3,900
 Ind. Family Deductible: $2,800 Family Max OOP: $7,800

 Out of Network:
 Individual Max OOP: $10,600
*Medical and Prescription Deductibles are combined Family Max OOP: $21,200
Consumer Driven Health Plan (PPO)
 PY21 Plan Design Benefits

Benefit Category Amount You Pay In-Network
 $1,500 Individual
Deductible $3,000 Family
 • $2,800 Individual Family Member Deductible
 $3,900 Individual
Annual Out-of-Pocket Maximum $7,800 Family
 • $6,850 Individual Family Member OOP Max

Primary Care Visit Deductible, then 20% coinsurance

Affordable Care Act Prevention Services $0 (Covered at 100%)

Telemedicine Visit (Doctor on Demand)
 • Medical Visit $49 copay per medical visit
 • Behavioral Health (psychologist) $79 copay for 25 minutes or $119 for 50 minutes

Specialist Visit Deductible, then 20% coinsurance
Consumer Driven Health Plan (PPO)
 PY21 Plan Design Benefits

Benefit Category Amount You Pay In-Network
Urgent Care Visit

Emergency Room Visit

Hospital Inpatient/Outpatient
 Deductible, then 20% coinsurance
Imaging (CT, MRI, X-rays)

General Lab Services

Chiropractic/Acupuncture Services

 $25 copay - max benefit of $95 per annual exam
Annual Vision Screening One exam per year

Vision Hardware No benefit*
(frames, lenses and contacts)

 *Prescription glasses and contact lenses are qualified health care expenses which may
 be purchased using HSA and HRA funds, but will not count towards your deductible
Not
 everyone is
 eligible

 If you terminate
 Optional
 Health Savings coverage*, the
 employee
 money will
 Account stay with you
 contributions

 Tax-free
 contributions
 from PEBP
 There is an
 Funds grow on annual
 a tax-deferred
 maximum
 basis and remain
 contribution
 tax-free
 limit
 Funds can be
 used on tax
 dependents

*Terminating coverage includes leaving the CDHP (by declining coverage or switching plans) or by leaving state service.
HSA Eligibility

 To be eligible to establish and contribute to an HSA
 on a pre-tax basis, employees must meet the following criteria:

❑ You are an active employee covered under the Consumer Driven Health Plan (CDHP)

❑ You cannot have other coverage (Medicare, TRICARE, Tribal, HMO, COBRA, etc.) unless
 the coverage is also an IRS qualified high deductible health plan

❑ You or your spouse cannot be enrolled in a Medical Flexible Spending Account or HRA

❑ You cannot be claimed on someone else's tax return (excludes joint returns)

 $

 $
2020 HSA Contribution Limits

• PEBP + Employee contribution limit

• Family is defined as two or more
 covered individuals on your plan

• $1,000 Catch-up contribution limit $3,550 $7,100
 for employees age 55 or older INDIVIDUAL FAMILY

• Funds are regulated by the IRS NOTE: The HSA calendar year is from January to December
For employees
 who are ineligible
 for the HSA
 If you terminate
 coverage*, the Participant
 Health money will cannot make
 Reimbursement revert back to contributions
 the State
 Arrangement
 Tax-free
 contributions
 from PEBP

 Regulated by
 PEBP owned
 the IRS. Must
 and funded
 keep receipts
 Funds can be
 used on tax
 dependents

*Terminating coverage includes leaving the CDHP (by declining coverage or switching plans) or by leaving state service
HSA/HRA Contributions

 Base Contribution One-Time Additional
State/Non-State participant
 Effective July 1, 2020 Contributions
 No additional one-time HSA/HRA
 Participant Only Tier $700 contributions have been
 approved for this plan year

 Per Dependent
 $200 N/A
 (maximum 3 dependents)
Hand-picked doctors Some of the conditions that
 from top medical can be treated:
 schools with 15 years
 average experience. • Cold & Flu
 • Asthma & Allergies
 • Bronchitis & Sinus Issues
 • Rashes & Skin Issues
 • Eye Issues

 18/20 ER cases can be
 Medical Visit treated using Doctor
 $49 copay on Demand.

 Behavioral Visit
$79 copay for 25 minutes Prescriptions* sent
 $119 for 50 minutes directly to your
 pharmacy of choice.
 *Excluding narcotics
• Compares quality and costs of medical services

• Provides incentives for selecting high quality low
 cost in-network providers

• App available on smartphone, tablet, or computer

• Call customer service for questions or to register

 Available on both the CDHP and EPO!
 1-800-341-0504 Company Code: PEBP
PEBP Dental Plan
 All PPO and HMO Participants
PEBP Dental Plan

 PPO and HMO Participants
 In-Network Out-of-Network**

Plan Year Maximum Benefit $1,500 $1,500

Plan Year Deductible $100 per person or $100 per person or
(applies to basic and major services only) $300 per family (3 or more) $300 per family (3 or more)
Preventive Services* • Covered 100% • Covered at 80%
Teeth cleaning (4/plan year) • Not subject to deductible • Not subject to deductible
Oral examination (2/plan year)
Bitewing X-rays (2/plan year)
 • Does not apply towards plan • Does not apply towards plan
 year max benefit year max benefit

Basic Services* You pay 20% coinsurance You pay 50% coinsurance
Full-mouth periodontal cleanings, fillings,
 after deductible is met after deductible is met
extractions, root canals, full-mouth X-rays

Major Services* You pay 50% coinsurance You pay 50% coinsurance
Bridges, crowns dentures, tooth implants after deductible is met after deductible is met

*Allowable fee schedule applies
**For services outside of Nevada, the plan will reimburse at the U&C rates
Nevada Public Employees’ Benefits Program
 Plan Year: July, 2020 – June, 2021
 Prescription Drug Program

 34
© 2020 Express Scripts Holding Company. All Rights Reserved.
About Express Scripts
 • Express Scripts is Nevada Public Employees’ chosen
 partner for administering your prescription plan

 • We are a leading pharmacy benefit manager that puts
 medicine in reach for tens of millions of people

 • As an Express Scripts member, you have access to:

 • 60k+ retail pharmacies located across the
 United States
 • Convenient home delivery services
 • Express-Scripts.com and our mobile app for
 ordering and managing your prescriptions
 • Accredo specialty pharmacy for medications that
 treat complex and chronic health conditions
 • Specialized pharmacists, nurses and other
 clinicians in 20+ condition-specific Therapeutic
 Resource Centers

 35
© 2020 Express Scripts Holding Company. All Rights Reserved.
Prescription Drug Plans
 Your prescription drug benefit is based upon the
 core benefit package selected:

 1. Consumer Driven Health Plan (CDHP)

 36
© 2020 Express Scripts Holding Company. All Rights Reserved.
Your Plan’s Drug Coverage
 Your plan covers a broad range of medications that fall into three categories
 • Generic medications (Tier 1)
 May cost you less than plan-preferred medications
 • Plan-preferred medications (Tier 2)
 A broad list that includes more than 1,800
 brand-name drugs
 • Non-preferred medications (Tier 3)
 Brand-name drugs that are not included on the
 plan-preferred list
 (CDHP participants will pay 100% of the preferred contracted rate for these drugs.)

 Your plan encourages you to choose plan-preferred generic and brand medications.

 37
© 2020 Express Scripts Holding Company. All Rights Reserved.
Consumer Driven Health Plan (CDHP)
 Your plan’s drug coverage

 38
© 2020 Express Scripts Holding Company. All Rights Reserved.
CDHP Participating
 Express Scripts Home Delivery
 Prescription Costs retail pharmacies

 Retail (30 or 90-day supply)* Mail Order (90-day supply)
 Deductible Individual (self-only coverage): $1,500
 (medical and pharmacy Individual (family coverage): $2,800
 combined) Family: $3,000
 Out-of-Pocket Maximum Individual (self-only coverage): $3,900
 (medical and pharmacy Individual (family coverage): $6,850
 combined) Family: $7,800
 Preferred Generic & Brand 20% coinsurance 20% coinsurance
 Preventive Maintenance 20% (bypass deductible) 20% (bypass deductible)
 Non-Preferred Generic & Brand 100% coinsurance
 *90-Day Retail Program on maintenance medications at participating retail pharmacies
 *Specialty drugs are only available through Accredo Specialty Pharmacy (30-day supply)
 *Prescription drugs purchased out-of-network are not covered

 39
© 2020 Express Scripts Holding Company. All Rights Reserved.
CDHP Retail 90-day supply “Smart90 Network”

 • Your benefit requires all long-term (maintenance)
 medications to be filled for a 90-day supply
 through either home delivery via the Express
 Scripts Pharmacy or from a participating
 “Smart90” retail pharmacy

 • To locate the nearest participating retail
 pharmacy:
 • Prior to July 1: Visit www.express-
 scripts.com/NVPEBP
 • Starting July 1: Log in or register at
 www.express-scripts.com/90day
 select “Prescriptions”, and click “Find a Pharmacy”

 40
© 2020 Express Scripts Holding Company. All Rights Reserved.
90-Day Retail Benefit “Find a Pharmacy”
 on Express-Scripts.com

 41
© 2020 Express Scripts Holding Company. All Rights Reserved.
CDHP Preventive Medication Benefit
 • In addition to eligible medications covered under the plan’s wellness benefit (at $0
 member cost in accordance with the Affordable Care Act), your plan is offering a
 number of additional preventive medications for just a coinsurance payment
 • 20% coinsurance, bypass plan deductible
 • Excluded: Brand drugs with generic equivalents, diabetes medications
 • Example: Asthma/COPD, Diuretics, High Blood Pressure, Cholesterol Lowering

 • To locate a list of commonly prescribed preventive medications:
 • Prior to July 1: Visit www.express-scripts.com/NVPEBP
 • Starting July 1: Log in at www.express-scripts.com (link located on bottom of home page
 under “Benefit and account notifications”) or visit PEBP’s website at www.pebp.state.nv.us

 42
© 2020 Express Scripts Holding Company. All Rights Reserved.
CDHP Disease Management
 • Members can enroll in the Diabetes Care Management and/or Obesity and
 Overweight Care Management program by contacting PEBP’s claims administrator
 listed in the Participant Contact Guide
 • Plan preferred medications follow program-specific copayment structure
 • Not subject to the plan year deductible. Applies to the annual out-of-pocket
 maximum.
 • Express Scripts home delivery pharmacy or participating retail pharmacies
 • Retail fills greater than 30-day supply will charge 3x program 30-day supply
 copayment
 • Diabetic Supplies (ex: test strips, syringes, alcohol pads, lancets)
 • Mail order service through Express Scripts pharmacy only (up to 90-day supply)
 • $50 maximum copay applies to each diabetic supply item. If cost is less than
 $50, patient will pay the cost of the supply.
 • Diabetes Participants are eligible for one blood glucose monitor/meter per year at
 $0 copayment. Insulin pump supplies only covered under medical plan.

 43
© 2020 Express Scripts Holding Company. All Rights Reserved.
Making the Best Use of Your Benefit

 44
© 2020 Express Scripts Holding Company. All Rights Reserved.
Accredo Specialty Pharmacy
 • Specialty medications are infused, injectable or
 oral medications which:
 • Are used to treat chronic and life-threatening
 conditions
 • Are difficult to administer
 • May cause adverse reactions
 • Require temperature control or other special
 handling
 • These medications must be filled through
 Accredo Specialty pharmacy
 • 30-day supply
 • Contact Express Scripts members’ services for
 more information or to connect with a
 pharmacist

 45
© 2020 Express Scripts Holding Company. All Rights Reserved.
Your Plan’s Prescription Drug Coverage
 • Your plan covers a broad range of medications. Some medications may
 not be covered by your plan unless you receive approval through a
 coverage review (prior authorization)
 • This review helps ensure a
 particular drug is being prescribed appropriately and in accordance
 with your plan’s coverage
 • The review uses plan rules that are based on FDA-approved
 prescribing and safety information, clinical guidelines, and uses that
 are considered reasonable, safe, and effective
 • Some covered medications may
 also have limits (for example, only for a certain amount or for certain
 uses) unless you receive approval through a review

 To learn more about your plan’s drug coverage, log on to
 Express-Scripts.com or call Member Services

 46
© 2020 Express Scripts Holding Company. All Rights Reserved.
Using Your Member ID Card at a
 Participating Retail Pharmacy
 • Access to more than 60,000 pharmacies nationwide
 • A retail pharmacy is a perfect choice for medications to treat an acute or
 temporary condition, such as antibiotics for an infection
 • 90-Day Retail Program also available to receive maintenance medications
 at select retail pharmacies
 • To locate a participating retail pharmacy
 • NEW MEMBERS (prior to July 1): Select “Locate a Pharmacy” under your
 plan option at www.express-scripts.com/NVPEBP
 • CURRENT MEMBERS: Log in to Express-Scripts.com, select
 “Prescriptions” and click “Find a Pharmacy”
 • Or call Express Scripts Member Services
 (24 hours a day, 7 days a week)

 47
© 2020 Express Scripts Holding Company. All Rights Reserved.
Using Home Delivery Services from
 the Express Scripts PharmacySM
 • A convenient and safe way to have certain medications delivered right to you
 • The perfect choice for medications you take on
 an ongoing basis, such
 as those used to treat
 • Asthma
 • High cholesterol
 • Diabetes

 • To learn more about how to use Home Delivery Services from
 the Express Scripts PharmacySM
 • Go to www.express-scripts.com
 • Review your Welcome Package
 • Call Express Scripts Member Services
 24 hours a day, 7 days a week

 48
© 2020 Express Scripts Holding Company. All Rights Reserved.
Getting Started With Home Delivery
 From the Express Scripts Pharmacy
 Ask your doctor to write up to a 90-day prescription, with refills for up to one
 year as appropriate
 • Option 1: Ask your doctor to send
 your prescription to Express Scripts via electronic-prescribing or fax
 • Prescriptions are processed and delivered within 5 to 8 calendar days
 (after receipt of your prescription)
 • Option 2: Mail in your prescription
 • Print a mail-order form
 • Mail prescription and completed order form to the Express Scripts
 Pharmacy
 • First-time orders will usually be delivered within 8 to 11 calendar
 days after we receive your order
 Tip
 Mail-order forms can be printed from
 www.express-scripts.com

 49
© 2020 Express Scripts Holding Company. All Rights Reserved.
Have a Question About a Medication?
 Ask a pharmacist

 You can contact one of Each Specialist
 our pharmacists for Pharmacist has had You can contact
 general counseling — or specialized training in the a Specialist Pharmacist
 a Specialist Pharmacist medications used to treat 24/7 to ask
 for complex concerns. a specific condition, questions about:
 such as:

 ▪ High cholesterol ▪ Drug interactions
 ▪ High blood pressure ▪ Side effects
 ▪ Depression ▪ Risks and benefits of
 ▪ Diabetes your medication
 ▪ Asthma ▪ The challenges of
 ▪ Osteoporosis taking your medication
 ▪ Cancer as prescribed — one of
 the best ways to help
 To reach a pharmacist, call the Express Scripts maintain or improve
 Member Services number on your ID card your health

 50
© 2020 Express Scripts Holding Company. All Rights Reserved.
Helpful Tools Available to You

 51
© 2020 Express Scripts Holding Company. All Rights Reserved.
Open Enrollment Website
 www.express-scripts.com/NVPEBP

 52
© 2020 Express Scripts Holding Company. All Rights Reserved.
Open Enrollment Website
 www.express-scripts.com/NVPEBP

 • Access your Benefits Overview
 • Review a listing of the most commonly prescribed drugs, representing an
 abbreviated version of your plan’s preferred drug list (formulary)
 • Price a Medication to receive an approximate cost under your plan
 selection
 • CDHP participants may choose to view copayment results “before” or
 “after” plan deductible is satisfied
 • Locate a participating retail pharmacy
 If you have questions about your prescription
 plan while using this website, call Member
 Services at 855.889.7708

 53
© 2020 Express Scripts Holding Company. All Rights Reserved.
Manage Your Prescriptions at
 Express-Scripts.com
 • Review your plan benefits and coverage
 • Look up drug information
 • Learn about opportunities to save
 • Order refills
 • Check on shipments
 • Review your prescription history
 • Look up health and wellness information
 •. Locate retail pharmacies in your network

 At Express-Scripts.com you can log in and complete the one-time
 registration. You are then routed to the member website for a personalized,
 plan-specific experience

 54
© 2020 Express Scripts Holding Company. All Rights Reserved.
Member Website Homepage
 • Provides a one-stop shopping experience

 • Services patients can expect:
 • Order status with tracking
 • Refilling a prescription
 • Enrolling in automatic refills
 • Visibility to home delivery savings
 • Transferring a prescription to home delivery
 • Navigating to anywhere in the site

 55
© 2020 Express Scripts Holding Company. All Rights Reserved.
Price a Medication
 • Compare home delivery
 and retail pharmacy costs
 • Compare with a generic equivalent, if
 available
 • View coverage notes and formulary
 alternatives
 • View coverage alerts,
 if applicable.
 • Members whose plans have
 accumulators including CDH plans can
 add drugs to a list for “market basket”
 pricing

 56
© 2020 Express Scripts Holding Company. All Rights Reserved.
Mobile App
 • Convenience & simplicity
 • Quick access to popular actions and easy access
 to the full menu

 © 2019 Express Scripts. All Rights Reserved.

 57
© 2020 Express Scripts Holding Company. All Rights Reserved.
We’re Here to Help Answer Your
 Questions and Address Your Concerns
 • New Members- visit the Express Scripts Open Enrollment Website
 • www.express-scripts.com/NVPEBP
 • Current Members- visit Express-Scripts.com
 • Information you will need to complete registration can be found on your Member
 ID card
 • Call the Member Services number at 855-889-7708
 • Member services is available 24/7

 58
© 2020 Express Scripts Holding Company. All Rights Reserved.
Thank you

 59
© 2016 Express Scripts Holding Company. All Rights Reserved.
Health Plan of Nevada (HPN)
HMO Benefit Overview for Southern Nevada PEBP Participants
Plan Year 2021 (July 1, 2020 – June 30, 2021)
Medical and Vision
Snapshot

 61
Medical Benefit Snapshot

 Service HPN HMO Plan
 Primary Care Provider Visit $20

 Specialist Visit $25 (with a referral)
 $40 (without a referral)
 Urgent Care Visit $30

 NowClinic® Virtual Visit $0

 Emergency Room Visit $500 per visit waived if admitted

 Hospital Admission $500 per admission

 Outpatient Hospital Facility Services $50 per surgery

 Diagnostic X-ray and Lab $0

 Pharmacy Tiers 1-4 $10/$40/$75/20%

 Form Nos. 17H_KN_SOL_HMO_5_SON, 17H_KN_SOL_HMO_25_DA_SON, 17H_KA_4T_RX74075_40SP_2_5X, 17H_KA_4T_RX255075_40SP_2_5X. These Plans include additional benefits,
 exclusions and limitations which are shown in the Health Plan of Nevada Evidence of Coverage, Attachment A Benefit Schedule, any other applicable Riders and the Summary of Benefits and
 Coverage. Copies of these documents are available upon request. Plan documents govern in resolving any benefit questions or payments.

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Medical Student and Travel Coverage

 Care While at School or Traveling:

 Student Coverage is available for eligible dependents enrolled
 in an accredited college, university or vocational school
 anywhere in the United States.

 Travel coverage is available for members and their
 dependents for certain covered services while traveling
 for business or pleasure in the United States.

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Vision Benefit Snapshot

 Vision Plan Plan Benefits
 Examination
 $10
 (one during 12 consecutive months)

 Lenses
 $10
 (one pair during 12 consecutive months)

 Frames $100
 (one pair during any 24 consecutive months) maximum allowance

 Medically Necessary Contact Lenses
 $250
 (one pair during any 12 consecutive months, in
 maximum allowance
 lieu of lenses and frames)

 Elective Contact Lenses
 $115
 (one pair during any 12 consecutive months, in
 maximum allowance
 lieu of lenses and frames)

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Service Highlights
Resources, Programs and
Updates

 65
Member ID Card

Type of plan Member
 Services

Member ID 24-Hour
and Group Advice
 Number Nurse

 Outside
 Copay
 benefits

 What’s Important!

 Copays and costs on the front of the ID card -- have it on you at all times!

 Symptoms, Questions About Care, Help 24/7 - Call 24 hour advice nurse

 Benefits and Claims Questions – Call Member Services

 Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
24/7 Advice Nurse

The Advice Nurse team is available 24/7.

Day or night, peace of mind is a phone call away.

This team is available to help you decide the best place to seek
medical care based on your symptoms. Those options may Call (800) 288-2264
include: (This number is listed on the
 back of your ID card)

Virtual Visits Urgent Care Emergency room Schedule future Advice on how
 appointments to treat your
 with your symptoms at
 provider home

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Real Appeal

Follow simple steps to help you transform and get the tools
you need to make it happen. Real Appeal® is an online weight
loss program customized to what works for you.

 Enroll at myhpnstateofnevada.com/Real-Appeal

 Get your free success kit with food and weight scales,
 recipes, workout DVDs and more – shipped to your door

 Schedule weekly online group sessions with your transformation
 coach.

 Download the Real Appeal app and track your progress.

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
NowClinic® Virtual Visits

 See a provider online. Anytime, from anywhere.

 Go to NowClinic.com or get the NowClinic® app
 and sign up

 Choose a provider. The average wait time is 5
 – 7 minutes.

 Get care!

 Virtual visits are good for...

 ▪ Allergies ▪ Pink eye
 ▪ Bladder infection ▪ Sinus infections
 ▪ Bronchitis ▪ Viral illnesses

 Behavioral health therapy is available by appointment only. Call Behavioral Healthcare
 Options at 702-364-1484 or toll-free 1-800-873-2246, TTY 711, to arrange a
 convenient time.

NowClinic providers do not replace your primary care physician. The services are not covered by Medicare and may not be covered by your private health plan or Medicaid, so check with them prior to using the services. If not covered, the consumer is responsible for paying the fees at the time of
service. If covered,
 Proprietary copays andof
 information deductibles may apply.
 UnitedHealth NowClinic
 Group. Do notproviders do not
 distribute orprescribe
 reproduce controlled substances
 without expressand reserve theof
 permission right to refuse to prescribe
 UnitedHealth Group.other drugs that are restricted by state law or may be harmful or non-therapeutic. Providers may also decline an individual as a patient if the
medical problem presented is not appropriate for NowClinic care or for misuse of services. All trademarks are the property of their respective owners.
HPN Provider Network
Highlights and updates

 70
Southwest Medical

 Over 450+ providers that deliver care across southern Nevada and growing in 45
 locations – 6 new primary care locations added in 2019!

 Innovative On 2 Ambulatory 17 Specialty State of the Art
 Demand Care Surgery Centers Departments Cancer Center
 6 urgent care Surgery services Allergy, Endocrinology, 55,000 square foot
 locations - one is 24- include: Hospice, Orthopedics, Cancer Center
 hour with a close Gastroenterology, Pharmacy and Home located in Las
 observation unit and Cardiology, Pain Medical Equip, Vegas Medical
 infusion center Management, Rheumatology, Breast
 District with 7
 Orthopedics, Care,
 satellite locations
 7 convenient care Podiatry, General Gastroenterology,
 locations Neurology, Pain
 Surgery, Dental
 Management, Podiatry,
 Surgery, Ear, Nose
 Urology, Cardiology,
 NowClinic and Throat, General Home Health,
 Telemedicine virtual Eye, Gynecology, Oncology, Palliative
 visits E-visit etc. Care, Pulmonology.

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Network/Plan Highlights

 HCA Healthcare Sunrise Health System facilities added
 to HPN network effective 1/1/2020:

 • 17 CareNow urgent care facilities
 • Sunrise Hospital and Medical Center, Sunrise
 Children’s Hospital, MountainView Hospital, and
 Southern Hills Hospital and Medical Center
 • Four surgery centers

 On-demand healthcare at home -- Dispatch Health
 available to HPN members

 New HPN App available – Search for MyHPN in your
 app store

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Dispatch Health

Leaving the hospital can be overwhelming.
We collaborate with DispatchHealth to
provide in-home medical services.

A DispatchHealth medical team will visit you in your home to:

 ▪ Check symptoms and make sure you are feeling better.
 ▪ Review and clarify the medications you’re taking, and prescribe or refill
 medications if needed.
 ▪ Answer questions and keep you informed about your medical condition.
 ▪ Provide advanced treatment in the home if required (IV fluids, lab tests, sutures,
 and much more).

 Call the 24/7 advice nurse at
 Available 7 days a week 8
 702-242-7330, to set up your
 a.m. – 10 p.m.
 DispatchHealth appointment.

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
HPN App
Easily manage your health plan information on the go.

 Search for MyHPN in your app store and download the app.

 Sign in with your Optum ID. First-time users will need to create
 an account.

 Save your password with Touch ID or Face ID, if desired.

 Use the MyHPN app to:
 • Find out who is on record as your primary care provider (PCP).
 • Talk with an advice nurse. Available 24/7.
 • Video chat with a provider 24/7. No appointment needed.
 • Search for a doctor, specialist, facility or lab.
 • View, download and email your health plan ID card.
 • Save your health plan ID card to your Apple Wallet™.
 • See your copay, deductible, and out-of-pocket expenses, if applicable.
 • Check the status of a claim, prior authorization or referral.
 • Access your health records.*
 • Update your contact information and address.
 • Select communication preferences.
Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Health Education and Wellness

We’ve got you covered.
Our Health Education and Disease Management teams provide support and resources to help you
stay well.

 Nutrition Fitness and exercise Weight loss Diabetes

 Asthma Stop smoking Classroom education Online education

 Telephonic education Registered nurses Registered dietitians 1:1 consultations

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Questions?
 Questions?

 Telephone Number:
 1-877-545-7378, TYY 711

 Website: www.myhpnstateofnevada.com

Proprietary information of UnitedHealth Group. Do not distribute or reproduce without express permission of UnitedHealth Group.
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Voluntary Benefits

Visit https://pebp.state.nv.us/voluntary-benefits/ for more information
Dates and Deadlines

 Plan Year 2021 Deadline to Upload
 Open Enrollment Supporting Documents
 May 15th - May 31st June 15, 2020

 ⏳ 

 Deadline to Changes
 Complete Changes Become Effective
 May 31st July 1, 2020

This presentation is available on the Open Enrollment section of the PEBP website
Questions?

Nicole Pluta, Education and Information Officer
Amy Vanderlinden, Communications Specialist84
Public Employees’ Benefits Program
 901 S. Stewart St. Suite 1001
 Carson City, NV 89701

 www.pebp.state.nv.us
 memberservices@peb.nv.gov
 775-684-7000 or 1-800-326-5496
Log on to your E-PEBP Portal to contact us!

Thank You FOR JOINING US!
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