RIVER CITY REALTOR

RIVER CITY REALTOR

RIVER CITY REALTOR

INSIDE THIS ISSUE IMPORTANT NEWS Executive Report . 2 Live Sales/Pre-license Training . 3 Important Dates . 3 Supra Tip: Daylight Savings Time . 3 GRI on Demand . 3 WI/MN CE . 3 Welcome to LARA/MLS . 3 Golf Outing . 4 Antitrust Concerns . 5 What is RPAC . 6 Statistics . 7 MLS Tour Boundaries . 8 Dates to Remember . 9 Fair Housing Corner . 10 REALTOR® Code of Ethics . 10 Direct Giver Program . 11 Welcome New Members . 12 Agent Code Sorry to Shawna Alt for missing her Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting!

www.larawebsite.com RIVER CITY REALTOR® T H E V O I C E F O R R E A L E S T A T E ™ I N T H E G R E A T E R L A C R O S S E A R E A MARCH 2019 • VOL . 40, NO . 6 R E A L T O R ® YOU CAN’T CrosstheSea MERELY BY STANDING AND STARING AT THE WATER. - RABINDRANATH TAGORE “ Sse the registration form attached 17 Program REALTOR® & Government Day is your opportunity to help shape the laws that impact you and your real estate business in Wisconsin. Through lobbying efforts at the state Capitol, you’ll meet with state lawmakers and have a unique opportunity to advocate for issues that impact the real estate industry in Wisconsin.

Industry success requires advocacy from every REALTOR® in the state. Wisconsin lawmakers saw an impressive demonstration of REALTOR® strength in 2016 with the WRA bringing more than 325 REALTORS® to Madison. With your support, REALTOR® & Government Day 2017 will be a day to remember. Agenda 12:00 – 1:00 p.m. Registration 1:00 – 1:15 p.m. Welcome 1:15 – 1:45 p.m. Guest Speaker 1:45 – 2:30 p.m. Issues Briefing 2:30 – 3:00 p.m. Move to Capitol 3:00 – 4:30 p.m. Capitol Hill Visits 4:30 – 5:30 p.m. Cocktail Reception REALTOR® Government Day M O N O N A T E R R A C E | M A D I S O N , W I W E D N E S D AY | M A R C H 1 5 , 2 0 1 7 WEDNESDAY | APRIL 24, 2019 MADISON CONCOURSE HOTEL, MADISON, WI M A R K T H E D AT E 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 REALTOR & GOVERNMENT DAY It's time to lobby! The WRA's annual lobbying event, REALTOR® & Government Day, is your chance to shape the laws that affect you and your real estate business in Wisconsin.

This unique event highlights the influence that you and fellow Wisconsin REALTORS® have in passing good laws and defeating bad ones. The event kicks off with an issue briefing where you'll learn about pending laws and how they touch real estate. Next, you'll move to the Capitol for lawmaker visits where you’ll have the rare opportunity to meet in person with your state lawmakers to lobby for or against laws. This exclusive access with your policymakers ensures that the issues of interest to your practice and your clients can be addressed.

This is your chance to advocate for issues that impact the real estate industry, homeownership and property rights in Wisconsin. The knowledge you’ll gain about laws and regulations on the horizon will help you be the most educated representative for your clients. At REALTOR® & Government Day, your voice will be heard, and a better Wisconsin real estate market will follow. EVENT SCHEDULE 12:30 – 1:00 p.m. Registration 1:00 – 1:15 p.m. Welcome and overview 1:15 – 1:45 p.m. Address by Gov. Evers (invited) 1:45 – 2:45 p.m. Issue briefing 2:45 – 3:00 p.m. Move to the Capitol 3:00 – 4:30 p.m. Hill visits 4:30 – 5:30 p.m.

Reception (Madison Concourse) 1 WEST DAYTON ST, MADISON, WI 53703 P R O G R A M “Success hinges on what we advocate together.”

RIVER CITY REALTOR

Executive Report 2 Vol. 40 No. 6 • March 2019 River City REALTOR® Kristal membershipservices@larawebsite.com Ryan mls@larawebsite.com Char cglocke@larawebsite.com LARA Website www.larawebsite.com Time to Heat Things Up By Char Glocke, Association Executive RIVER CITY REALTOR® The RIVER CITY REALTOR® is published by the La Crosse Area REALTORS® Association 608-785-7744 • 866-425-7744 www.larawebsite.com EDITOR Char Glocke, RCE, AHWD 785-7837 • cglocke@larawebsite.com EXECUTIVE COMMITTEE President Steve Lillestrand 608-792-0107 • slillestrand@cbrivervalley.com President Elect Josh Neumann 608-385-5548 • josh@onetrustrealestate.com Secretary/Treasurer Kent Gabrielsen 608-784-9930 kentsells@hotmail.com Past President Judy Gull 608-7817629 judy@judygull.com LOCAL DIRECTORS Lance Dembraski 608-790-2618 lance@lacrossebyowner.com Brandon Haugen 608-385-4831 brandon@danstaceyteam.com Kathy Johnson 608-783-7766 Kathyjohnsonrealestate1@gmail.com Damon Olson 608-784-4660 damon@cbrivervalley.com Scott Ryan 608-792-4122 scott@heritagehomesandrealty.com Scott Ulik (608) 790-1216 sulik@altra.org Advertising rates for the River City Realtor® are $6.00 per column inch payable in advance.

All new advertising or changes in ads should be delivered to the Association Office, camera ready, by the 15th of the month prior to pub- lications. Make checks payable to the La Crosse Area REALTORS® Association.

Frequently Requested Phone Numbers: WRA Legal Hotline • 608-799-4468 DSPS • 608-266-5511 Zip Forms Support • 1-800-383-9805 Metro MLS Helpdesk • 1-800-490-3731 Are you thinking warm? I am not only thinking warm but dreaming warm in hopes that my wishes for warmer weather will come true! Daylight savings times starts on Sunday, March 10. It is a start to having more hours of daylight at the end of our day! Don’t forget the Lockbox hours change with Daylight Savings Time. The hours will be 8:00 a.m. to 11:00 p.m.

March will be a busy month for our Association. We have MN CE Scheduled for March 13.

This is a mandatory course set by the MN Department of Commerce. As a benefit, we are bringing this course to La Crosse so that it saves you time and money by not having to leave town. Are you ready for some fun? Our Annual Snow Bowl will be on Friday, March 15 at Features Sports Bar and Grill, West Salem. Prizes, pizza, soda, bowling and shoe rental all for $5.00. Sign up today! REALTOR® Government Day is April 24. Please join us for a day of fun at the Capitol. We will be meeting with our Legislators to discuss legislation that affects real estate. Sign up at wra.org.

Are you a fan? Please like our Facebook Fan page and keep up to date with the latest Association news, updates, photos, and events. To date we have 522 fans and growing. Please make sure to change the status on your listing when there is an offer. You can report “Active With Offer” if you have an offer and the Seller instructs you to keep showing the property. If the seller instructs you to stop showings, then you must report it “Pending.” This saves time for everyone and represents a true picture to everyone involved.

Have a great month and stay warm! Don’t Miss the Snow Bowl! Our Snow Bowl is on March 15 at Features.

Please arrive by 2:45 p.m. The event is from 3:00 p.m. to 5:00 p.m. The cost is $5 if paid prior to the event and $6 at the door. See attached flyer for more details!

RIVER CITY REALTOR

3 Announcements Vol. 40 No. 6 • March 2019 River City REALTOR® Live Sales Pre-license Training Sales Pre-license Course February 11-15, 18-20 / Madison Considering new agents for your team? Your recruits can be ready for the exam with the February eight-day sales pre-license course. WRA instructors are seasoned real estate practitioners, and the WRA’s sales pre-license program boasts one of the highest- passing percentages in the state. Typically, 95 percent of students participating in this course pass the exam on the first try. More information: wra.org/SPL Supra Hot Tip How Does Daylight Savings Time Affect the Lockboxes? When the time changes on Sunday, March 10, the electronic lockbox access hours will change.

Currently, access hours are 7:00 a.m. – 10:00 p.m. This will change to 8:00 a.m. – 11:00 p.m. Important Dates • Snow Bowl: March 15 at Features. See flyer attached.

• REALTORS® Legislative Meetings and Trade Expo: May 13-18, 2019, Washington DC • LARA Golf Outing: July 22, 2019, Cedar Creek • WRA Annual Convention: Sept. 10-11, 2019. It will be held at the Kalahari Resort and Convention Center, Wisconsin Dells, WI • NAR Annual Conference & Expo: Nov. 9-11, San Francisco, CA • WRA Winter Convention: January, 2020, Lac du Flambeau WI 2019-2020 Continuing Education Courses We will again be offering 18 hours of CE for the 2019-2020 Biennium. However, I am waiting until WRA completes the process of having them approved for MN CE, too. As soon as I get the word from WRA that they are approved for MN CE, I will immediately contact Jon Sayas and set the dates.

We will then roll the flyers and information out to our members.

GRI On Demand: GRI Designation / Online When the letters “GRI” appear after an agent’s name, clients can count on getting the best service available! REALTORS® who hold the GRI are: • Nationally recognized as top performers in the real estate industry • Professionally trained • Knowledgeable • Dedicated to providing quality service WRA GRI curriculum GRI curriculum is the most comprehensive real estate training available, providing a broader scope of depth and training. Each state establishes its own curriculum based on NAR requirements, providing students with the most relevant and state-specific material.

The WRA’s GRI curriculum is divided into two areas, and you’re required to complete five credits in each.

On Demand: Watch videos and read materials at your own pace on your own schedule to satisfy half of your required credits. Live: Enjoy in-person interaction and networking in a classroom setting. Several live courses counting toward your GRI are available throughout the year at the WRA: • CRS smart home course on April 9: wra.org/CRS • Green designation training on April 25-26 at wra.org/GREEN_Overview • PSA certification training on May 8 at wra.org/PSA/ More GRI information • Education requirements and ordering at wra.org Welcome to MLS & LARA Century 21 Affiliated 530 S. Water Street, Platteville, WI 53818 Contact: Jonathan Miles Ph: 608-988-7400

RIVER CITY REALTOR

Members News 4 Vol. 40 No. 6 • March 2019 River City REALTOR® news L20661 Take an active role to advance the real estate industry, public policy and the association at the REALTORS® Legislative Meetings & Trade Expo in Washington, DC. LEGISLATIVEMEETINGS & TRADE EXPO May 13-18, 2019 | Washington, DC Tired of the snow? Golf Outing Date Set! Think warm weather, golf and Margarita Hut! Yes, the Golf Outing is scheduled for July 22, 2019 at Cedar Creek. Mark your calendars now and plan to have some warm fun! Inman News Free with WRA Membership The WRA’s partnership with Inman News gives you access to exclusive news, in-depth reporting and thorough analysis with Inman News’ newest feature, Inman Select.

Inman Select has everything you need to know to be smarter about real estate, such as daily news, award-winning commentary, special reports, webinars and more. Inman Select is a paid service, but WRA members can access Inman Select for free! Signing up is easy. Visit wra.org/InmanSubscribe (WRA login required).

RIVER CITY REALTOR

5 Member News Vol. 40 No. 6 • March 2019 River City REALTOR® Two Most Common Antitrust Concerns! 1. Price Fixing. In most businesses, including real estate, many competitors may charge similar prices for the same services. This isn’t illegal as long as each competitor sets prices independently. An antitrust violation occurs when you discuss and actually agree to charge the same prices or offer exactly the same terms as one or more of your competitors. Avoid problems by: Establishing your company’s fees, commission splits, and listing terms independently and without any discussion with competitors.

Even informal conversations where you have no intention of actually setting prices could be misinterpreted as the basis of a price fixing agreement.

2. Boycotts. Boycotts occur when a group of businesses agree not to do business with a particular party. A typical group boycott allegation in the real estate brokerage business involves a claim that two or more brokerages have agreed to refuse to cooperate, or to cooperate on less favorable terms, with a third brokerage company. The intent is to eliminate that company as a competitor or to force it to abandon certain practices. Another form of boycott would occur if several companies collectively determined not to use a particular service provider, such as a certain newspaper.

Avoid problems by: Making decisions on whether to do business with other real estate companies or service providers based on your company’s own judgments, goals, and experiences.

September 10-11, 2019 | Kalahari Resort | Wisconsin Dells The WRA’s annual convention is the WRA’s showcase event of the year where hundreds of REALTORS® gather together from all corners of the state for classes, networking and fun! You’ll learn strategies and ideas to soar to new heights. With all the knowledge you’ll gain at the convention, you’ll be in a league of your own as you score new clients, new relationships and new success!

RIVER CITY REALTOR

6 Vol. 40 No. 6 • March 2019 River City REALTOR® What is RPAC? The answer is simple. RPAC makes a big difference in your bottom line, and here’s how: contributing to RPAC supports efforts to elevate awareness of issues that impact the way the industry operates. RPAC supports legislators and candidates who support REALTOR® issues ensuring an environment of opportunity and success for REALTORS® … for you. And RPAC facilitates the attention that we bring to regulations and policies that affect homebuyers and property rights. Would your business be impacted by the elimination of the mortgage interest deduction or a 500 percent increase in the deductible a client would have to pay for underground oil tank clean up and repair?

The issues that impact your bottom line are the RPAC issues. Those are the issues we advocate for – to empower your success and protect your opportunities. REALTORS® POLITICAL ACTION COMMITTEE The Little Orange Book SALES & MARKETING RULES TO LIVE BY FOR REALTORS® Your marketing philosophy has to be fluid. Technology is constantly changing as are clients’ needs/wants/desires. It’s important to understand these changes and adopt a marketing strategy that relates to today’s clients. - ANONYMOUS Human interaction is the foundation for everything we do. Build relationships with people. Be of service.

Make true connections. The business will follow.

- JENNIFER K., LAFAYETTE, CO Relationships with your clients don’t end with the closing of their transaction. - JILL S., OMAHA, NE Social Media for REALTORS® Do’s & Don’ts DO Promote yourself and your business, but DON’T overdo it. DO Let readers know you are a real estate professional, but DON’T do it by broadcasting listings/sales. People want to know you as a person, not just by your profession. DO Remember that you want to be where your current and prospective clients are. Make it easy for people to find you.

DON’T Focus on the number of people you connect with; focus on the connections that will provide you with value.

Follow people who have many followers and similar interests.

RIVER CITY REALTOR

Vol. 40 No. 6 • March 2019 River City REALTOR® Property Type Volume Median Sold Price Residential 15,374,400 189,000 Condo 962,421 169,900 All 16,336,821 189,000 7 La Crosse County Sold & Active Listings – February 2019 SOLD/ACTIVE RESIDENTIAL LISTINGS CURRENT ACTIVE LISTINGS 0-2 3 4+ TWO CONDO TOTAL SINGLE CONDO PRICE-CLASS/TYPE BDRMS BDRMS BDRMS FAMILY CO-OP UNITS FAMILY CO-OP 29,999.99 and under 0 0 0 0 0 0 0 0 30,000 - 39,999.99 0 0 0 0 0 0 0 0 40,000 - 49,999.99 0 0 0 0 0 0 0 0 50,000 - 59,999.99 1 0 0 0 0 1 0 0 60,000 - 69,999.99 0 1 0 0 0 1 0 0 70,000 - 79,999.99 0 0 1 0 0 1 0 0 80,000 - 89,999.99 0 1 0 0 0 1 4 0 90,000 - 99,999.99 0 0 0 0 0 0 3 0 100,000 - 119,999.99 0 0 1 0 0 1 1 1 120,000 - 139,999.99 3 3 3 2 1 12 3 0 140,000 - 159,999.99 0 4 1 0 0 5 8 0 160,000 - 179,999.99 1 5 4 1 2 13 16 2 180,000 - 199,999.99 0 6 2 0 0 8 14 1 200,000 - 249,999.99 0 5 5 0 1 11 18 1 250,000 - 299,999.99 0 4 5 0 1 10 19 4 300,000 - 399,999.99 0 2 4 0 0 6 33 2 400,000 - 499,999.99 0 0 1 0 0 1 11 2 500,000 and over 0 1 3 0 0 4 22 3 TOTALS 5 32 30 3 5 75 152 16 AVERAGE 125,940 203,918 259,763 142,147 192,484 217,824 366,899 330,288 MEDIAN 127,400 187,500 230,000 134,000 169,900 189,000 275,000 274,900 Information is supplied by seller and other third parties and has not been verified.

Copyright © 2007 by Multiple Listing Service, Inc. See FBS copyright notice. Unit Sales by Time on Market DAYS RES CONDO 1 - 30 39 4 31 - 60 9 0 61 - 90 12 1 91 - 120 8 0 121 or over 2 0 TOTAL SALES 70 5 TYPE RES CONDO Adj Rate Mtg 5 0 Assumable 0 0 Cash 8 3 Conventional 42 1 FHA 3 0 Land Contract 1 0 Other 1 1 TYPE RES CONDO Owner Fin 0 0 Private 0 0 USDA 2 0 VA 5 0 WHEDA 3 0 TOTAL SALES 70 5 Unit Sales by Financing Type Have You Looked for Your Agent Code in this Issue? If you find your number, call the Association Office at 785-7744 to claim your free dinner at the next Association activity / meeting!

RIVER CITY REALTOR

8 Vol. 40 No. 6 • March 2019 River City REALTOR® North/South Dividing Line is I-90 Tour Information Load Your Own Tours and Open Houses Agents now can load their own tours and open houses in Flex. If you have any questions, please call Ryan at 608-785-7838. MLS Tour Boundaries The current dividing line between the North and the South Tour is I-90. Exceptions: • Holiday Heights and Mayfair Addition are North Tour • Burns, Bangor, Hamilton, and Monroe County are North Tour • Washington and Barre are South Tour • French Island is South Tour • Dakota and Dresbach are North Tour • La Crescent and Hokah are South Tour President is Spokesperson for the Organization It is important in creating the best public impression of the Association that any statements regarding the activities of the Association or its public positions come from an official source in the Association.

This allows for coordination and clarity in the Association’s message. Our policy is to have the Association President, or someone specifically designated by the President in particular situations, as the only spokesperson for the Association. Our Presidents have spokesperson training and an understanding of the entire Association and how its parts fit together. If you are contacted by anyone, including the media, for any report on the Association or its activities, refer them to the Association office and arrangements will be made to respond. Member News Legal Updates Available at WRA.org At www.wra.org you can search legal updates for the topic of your choice.

This publication is emailed to all members on a monthly basis. Important information is covered in these updates. It’s a great resource and benefit of membership for you.

RIVER CITY REALTOR

9 Vol. 40 No. 6 • March 2019 River City REALTOR® Dates to Remember S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 March April 6 Open House Deadline, 3 p.m., North Tour 13 Open House Deadline, 3 p.m., South Tour 13 MN CE Course – Cedar Creek 15 2019 Annual Snow Bowl – Features, West Salem 20 Open House Deadline, 3 p.m. North Tour 27 Open House Deadline, 3 p.m. South Tour 3 Open House Deadline, 3 p.m., North Tour 10 Open House Deadline, 3 p.m., South Tour 17 Open House Sabbatical North Tour 24 REALTOR® Government Day 24 Open House Deadline, 3 p.m.

South Tour Birthdays - March 4 Roxanne Reynolds 4 Kassidy Taggart 5 Kathy Raabel 5 Dean Dregne 5 Jeanne Button 5 Kathy Johnson 8 Fred Prassas 8 Sally Lysne 9 Betty Bertrang 10 Dawn Garms 10 Ryan Olson 12 Mark Davig 12 Bruce Todd 12 Violeta Toteva 12 David Dregne 12 Katie Lawton 13 Ray Ping 13 Jacob Martin 14 Dustin Dregne 14 Jacob Burch 15 John Drake 15 Brad McNally 15 Richard Staff 16 Vicki Johnson 16 Trent Ziegler 17 Sue Mravik 17 Steve Lillestrand 17 Niki Paisley 20 Alexis Hanson 20 Christopher Wurzel 22 Aaron Slavey 23 Amanda Konsitzke 23 Troy Arenz 24 Ryan Jinkins 25 Chadd Hatlevig 25 Kong Vue 27 Adam Weissenberger 27 Shawna Alt 28 Judy Gull 28 Daniel Pederson 30 Joe Van Aelstyn Birthdays - April 1 Katie Johnson 1 Lynne Nelson 1 Chris Hennagir 2 Mary Pasch 2 Amy Neumeister 2 Dan Wilhelm 3 Michael Morey 3 Tina Scharmach 7 Jillian Hugo 8 Jennifer Pretasky 8 Paul Lyga 9 Jo Baldridge 9 Chris Kilen 10 Casey Weiss 10 Barbara Watland 10 Deanne Mraz 11 Jarrad Fluekiger 11 Mary Behrns 12 Sara Conway 12 Sarah Hemker 13 Monte Dunnum 13 Rod Hamilton 14 Damon Olson 14 John Young 15 Mary Jones 16 Marta Volden 18 Patricia Evans 19 Kris Schubert 19 Aaron Wickesberg 20 Gretchen Clements 21 Joshua Lindner 22 Raina Thelen 23 Benjamin Olson 26 Gordy Weiss 26 Ryan Wessel 28 Marci Storey 29 Diane McNulty 29 Rhonda Kiedinger 29 Wilfred Brooke 30 Chuck Noggle FINANCING GENERATIONS OF HOMEOWNERS *The Wisconsin’s #1 Mortgage Lender designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council.

The results of the data were obtained through RATA Comply, November 2015. • Loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Property insurance and flood insurance, if applicable, will be required on collateral. Member FDIC. Equal Housing Lender. (2/16) 8361 Associated Bank is committed to providing a better lending experience for our customers. We’ve been helping our neighbors buy homes — and stay in them — for over 150 years. Our responsible approach to lending reflects not only our core values but those of the customers we serve.

We’re strong and ready to lend. Jacob Martin 608-793-3836 • Onalaska • NMLS: 523832 Kyle Christopherson 608-793-3824 • Holmen • NMLS: 108866 Jacob Burch 608-793-3896 • La Crosse • NMLS: 488699

RIVER CITY REALTOR

10 Vol. 40 No. 6 • March 2019 River City REALTOR® Member FDIC Subject to approval. HELPING YOUR CUSTOMERS FROM START TO FINISH With competitive rates, local servicing, and more than 60 years of mortgage experience, we’re the right bank for their next home. Discover the Merchants Bank Difference Dawn Garms Onalaska Office (608) 779-8222 Tina Mueller Onalaska Office (608) 779-8294 B.J. Hamilton La Crescent Office (507) 895-9708 Fair Housing Corner How Well Do You Know The REALTOR® Code of Ethics? Article 5 – REALTORS® shall not undertake to provide professional services concerning a property or its value where they have a present or contemplated interest unless such interest is specifically disclosed to all affected parties.

Key Points • The Fair Housing Act prohibits discrimination against persons with disabilities • Condo, co-op and homeowners associations often reserve the right to approve or reject new residents • Such approval or rejection cannot be based on race, color, religion, sex, handicap, familial status, or national origin • Condominiums, co-op and homeowner associations are required to allow reasonable modifications to housing, such as a ramp, paid for by an occupant with disabilities, and are required to make reasonable accommodations in rules, such as those governing parking, to enable an occupant with disabilities to use and enjoy the dwelling • Restrictions in property deeds, covenants or other bylaws which restrict occupancy based on race, color, religion, sex, handicap, familial status or national origin are generally unlawful and cannot be enforced, nor should they be communicated to any prospect without notification that the restrictions are void and unenforceable Areas of Liability • Refusing or discouraging a sale because of disability is a violation of the Fair Housing Act.

Refusing to allow reasonable modifications or refusing to make reasonable accommodations in rules, practices and procedures to allow an occupant with disabilities to use and enjoy a dwelling is a violation of the Fair Housing Act.

Actions to Take • Reassure the seller that the Fair Housing Act prohibits the condominium (co-op or homeowners) association from discriminating • Inform the seller that the Fair Housing Act provides for reasonable accommodations in rules to allow occupants with disabilities to use and enjoy a dwelling • Do not communicate the misgivings reported by the seller to any prospective purchaser or cooperating or buyer’s sales associate unless discrimination against a prospect occurs BUILDING A NATION OF NEIGHBORS “The Condominium Association (Co-op Board, or Homeowners Association) does not want someone who makes a lot of demands to move in.

I think they might want to keep someone with a wheelchair out of this unit since it would need a ramp and special parking place. What do I do?” Suggested Responses (broker to sales associate): “The Fair Housing Act protects people with disabilities from discrimination in housing. A condominium (co- op, homeowner) association may not use disability as a factor in making decisions on the approval of a new occupant. In addition, the Fair Housing Act requires that reasonable modifications to the premises, such as the installation of a ramp, made at the expense of the occupant, be allowed if those modifications are necessary to the use and enjoyment of the dwelling unit by an occupant with a disability.

Likewise, the association must make reasonable accommodations in its rules, such as those assigning parking spaces, to allow an occupant with a disability to use and enjoy the dwelling. I can’t imagine the association discriminating in such a manner.” If you would like, I can provide some fair housing information for the association.”

Vol. 40 No. 6 • March 2019 River City REALTOR® 11 Member News statebankfinancial.bank 800.880.7151 Make living easy, and financing easier, with State Bank Financial State Bank Financial has the perfect financing options for your condo buyer. For current rates and additional information, please call Carol J. Porath at 608-791-4231 Nationwide Mortgage Licensing System Registry #649032. *All mortgage loans subject to credit approval 2019 REALTOR® Code of Ethics Available NAR Code of Ethics, adopted in 1913, was one of the first codifications of ethical duties adopted by any business group. The Code ensures that consumers are served by requiring REALTORS® to cooperate with each other in furthering clients’ best interests.

View the 2019 Code of Ethics and Standards of Practice at: larawebsite.com Professional Standards Code of Ethics mmm What Is the Direct Giver Program? Solicitations – Solicitations for Direct Giver contributions are made in the same fashion as RPAC contributions. The minimum contribution to the Direct Giver Program is $100. Checks – Checks must be made to The WRA Direct Giver Program rather than RPAC. Control – Contributions to the Direct Giver Program are deposited into a separate bank account from RPAC contributions. Structurally, the WRA then acts like a bank, with disbursements permitted only with the explicit authorization of the contributor.

That is, Direct Giver contributor retains full control on how their contribution is spent. Directing contributions – Contributors may at any time direct their contributions, in whole or in part, to any candidate for local, state or federal office. When disbursing funds, contributors can write or call the WRA to indicate how they wish their money to be distributed.

Recommendations for disbursements – Recommendations for disbursement of Direct Giver funds can be made to contributors by the WRA Direct Giver Trustees, but contributors are free to agree or disagree with those recommendations. Legalities – Direct giver contributions treated like personal contributions: Direct Giver/ conduit contributions are treated by Wisconsin campaign finance laws as individual, personal contributions. Contributions thus do not count against other PAC limitations under the law (for example either against RPAC contributions to candidates or candidate limits on total PAC receipts).

Individuals may contribute to either RPAC or the Direct Giver Program or both. Conduit report form – The WRA must file a Conduit Report, similar to a PAC report, with the State Elections Board a prescribed times during the year. This report delineates the names of candidates receiving Direct Giver expenditures and the amounts they received. (WRA staff responsibility.) Contributions • How can I contribute to Direct Giver? Online at Contribute to Direct Giver. You will be asked to log in.

• Can I see my Direct Giver balance online? Yes, visit Direct Giver History. You will be asked to log in. • Can I request a disbursement from my Direct Giver account? Yes, email Sandy (sandyb@wra.org) with the candidate or committees name, address and amount to be disbursed.

12 Welcome New Members Welcome Nicole Rose of First Weber. Nicole and her husband Ryan have a 11-month-old son named Jordy. Welcome Chour Pietrek of Berkshire Hathaway HomeService North Properties. Welcome Susan Hardy of Bluffside Real Estate. Susan is married with 3 children and her 4th child is due in April.

In her free time she runs a café at her church. Welcome Laramie McClurg of United Country Summit. Laramie lives in Holmen with his wife and 2 children. He is involved with Holmen Rod & Gun, Onalaska Youth Hockey, NWTF, and RMEF.

Welcome Meghan Meyers-Kasten of Berkshire Hathaway HomeService North Properties. Meghan is married with 2 sons. She moved to Wisconsin from Oregon 4 years ago. Welcome Julia Schilling of OneTrust Real Estate. Julia has been married for almost 13 years and has 4 children. In her free time she enjoys hiking, woodworking, dancing, running, and having lots of fun. Welcome Sandy Bruce of Bluffside Real Estate. Sandy is married with one child and in her free time she enjoys jogging, hiking, fishing, and church. Welcome Lynne Nelson of Century 21 Affiliated. Lynne has been married for over 27 years and has 2 daughters and a son-in-law.

She loves to ride horses, 4-wheel, spend time outdoors, camping, and at country concerts. Welcome Chadwick Wynos of Century 21 Affiliated. Chad has been married for 15 years and has 3 children. In his free time he goes hiking and loves drag racing.

Welcome Erik Mills of OneTrust Real Estate. Erik is getting married in September and has a 3- & 5-year-old daughter. He also owns La Crosse Escape Room and La Crosse Segway Tours. Welcome Dawn Hougom of Coldwell Banker River Valley REALTORS® . Dawn has 3 children and enjoys photography, family travels, and DIY projects. Her goal fis to become more community involved and she currently attends Women With Purpose monthly meetings. Welcome Misti Jenkins of Coldwell Banker River Valley, REALTORS® .Misti has 3 sisters and 2 brothers. She loves to spend tme with friends and family and go for walks with her dog.

Welcome Don Hogan of Coldwell Banker River Valley, REALTORS® . Don has been married for 17 years. He has a 4-year-old son and an 11-year- old Newfoundland dog. He loves the outdoors, including hunting, fishing and boating. He also enjoys woodworking and real estate investing. Welcome Kelsey Neubauer of OneTrust Real Estate. Kelsey loves home renovations, DIY projects, and hunting & fishing activites. Welcome Jason Wang of OneTrust Real Estate. Jason is married, with 4 children, 1 dog, and 1 cat. He enjoys playing guitar, producing music, and volunteering at his church in the worship department.

Welcome Kim Belisle of Coldwell Banker River Valley, REALTORS® . Kim has 5 children. In her free time she likes to kayak, cook, garden, and play with her dogs. Welcome Sarah Nokken of Century 21 Affiliated. Sarahs mother is Heather who is also from Century 21. Welcome Louise Olson of Three Sixty Brokerage, LLC. Welcome Ashley Todd of EXP Realty, LLC. No photos available: Welcome Michelle Nelson of Coldwell Banker River Valley, REALTORS.® Welcome Violeta Toteva of Coldwell Banker River Valley, REALTORS® . She moved to the United States from Bulgaria 22 years ago to attend UW-La Crosse. When Violeta is not working, she enjoys staying fit.

She also loves to cook, make homemade wine with the grapes she grows in her garden, and share her cultural cuisine with her friends.

Welcome Ryan Schneider of Coldwell Banker River Valley, REALTORS® . Ryan is married and has a 9 year old. He enjoys all sports – playing or attending. He also volunteers as much as possible at the Hunger Task Force. Welcome Coltyn Bettis of United Country Summit Realty Group. Coltyn enjoys hunting, hiking, and traveling. Welcome Jonathan Rose of United Country Summit Realty Group. Between Jon and his girlfriend Jenny they have 2 sons. Jon is involved in Rotary and he loves biking, hiking, skiing, hunting, fishing, and snowmobiling.

M A R K T H E D AT E 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 REALTOR® & GOVERNMENT DAY M A D I S O N C O N C O U R S E H O T E L | M A D I S O N , W I W E D N E S D AY | A P R I L 2 4 , 2 0 1 9 WISCONSIN REALTORS® ASSOCIATION .ORG/RGDAY FREE REGISTRATION .

. FOR ALL WRA MEMBERS. REGISTER TODAY AT WRA.ORG/RGDAY

It's time to lobby! The WRA's annual lobbying event, REALTOR® & Government Day, is your chance to shape the laws that affect you and your real estate business in Wisconsin. This unique event highlights the influence that you and fellow Wisconsin REALTORS® have in passing good laws and defeating bad ones. The event kicks off with an issue briefing where you'll learn about pending laws and how they touch real estate. Next, you'll move to the Capitol for lawmaker visits where you’ll have the rare opportunity to meet in person with your state lawmakers to lobby for or against laws. This exclusive access with your policymakers ensures that the issues of interest to your practice and your clients can be addressed.

This is your chance to advocate for issues that impact the real estate industry, homeownership and property rights in Wisconsin. The knowledge you’ll gain about laws and regulations on the horizon will help you be the most educated representative for your clients. At REALTOR® & Government Day, your voice will be heard, and a better Wisconsin real estate market will follow. R E G I S T R AT I O N (includes reception) Contact Information Name _ _ Company name _ _ Address _ _ City / state / zip _ _ Work phone _ _ Home Phone _ _ WRA member _ _ Free to WRA Members with advanced registration At the door $25 Nonmembers $25 Enclosed is a check payable to the WRA Charge my VISA/MasterCard (circle one) Card _ _ Exp.

Date _ _ Register online at www.wra.org/RGDay Register by mail: WISCONSIN REALTORS® ASSOCIATION | 4801 Forest Run Road, Suite 201 | Madison, WI 53704 Register by phone: 800-279-1972 | 608-241-2047 Register by fax: 608-241-2901 | Online registration: www.wra.org/RGDAY EVENT SCHEDULE 12:30 – 1:00 p.m. Registration 1:00 – 1:15 p.m. Welcome and overview 1:15 – 1:45 p.m. Address by Gov. Evers (invited) 1:45 – 2:45 p.m. Issue briefing 2:45 – 3:00 p.m. Move to the Capitol 3:00 – 4:30 p.m. Hill visits 4:30 – 5:30 p.m. Reception (Madison Concourse) F E E S “Success hinges on what we advocate together.” 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 1 WEST DAYTON ST, MADISON, WI 53703 W E D N E S D AY | A P R I L 2 4 , 2 0 1 9 P R O G R A M MADISON CONCOURSE HOTEL

 Awards will be given for the “Low Score” & “High Score”  Door Prizes drawn throughout the event  This is a Non-Competitive event!  Teams are randomly formed  Team Poker Game at Lanes!  It’s Just for fun!! 1st Community Credit Union Altra Federal Credit Union AMEC Home Loans Associated Bank Coulee Bank Guaranteed Rate Finance of America Firefighters Credit Union First American Title Insurance Company Knight Barry Title Merchant's Bank New Castle Title of La Crosse, Inc Scholze Home Inspection Schubert Bros. Pest Control Town N' Country Imagine Home Lending *Register & Prepay for this event by cash, check or credit Location: Features Sports Bar & Grill/West Bowl Lanes 1425 W.

City Hwy 16 in West Salem Date/Time: Friday, March 15th, 2019 at 3p.m. Please arrive by 2:45 for lane assignments Price: $5.00 per person paid prior to this event or $6.00 if paid at the door. (Includes 2 games of bowling, shoes, soda, pizza and prizes) To Sign up: Call 785-7744 or email membershipservices@larawebsite.com by Monday, March 11h 2019.

(If you cancel after this date, you will be billed) Space is limited (48), so make your reservation today! L A R A S Bowl~a~Rama! 13th Annual Snow Bowl