TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...

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TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
TABLE OF
BENEFITS
CORPORATE
GROUP
SCHEMES
International Healthcare Plans for Singapore
Valid from 1st May 2020
The following plans are only available for corporate groups of
three employees or more.
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
REASONS TO CHOOSE US

A culture of care                                   We’ll take care of it
We’re proud of the personal touch, empathy and      Your staff will have access to quality healthcare
determination we bring to global healthcare.        through our ‘always on’ support. We find solutions.
                                                    We make it happen.

  We have a plan             Widest range of        A human approach            Simple direct billing
     for you                health benefits in          to service                    service
                               the market
 We offer tailor-made         One single point of      24/7 multilingual         We’ll settle the medical
   plans for large            contact for Health    Helpline and Emergency         bill directly with the
  corporate groups          insurance products as     Assistance services           provider for most
                              well as Health and                                  in-patient treatments
                              Protection Services

                                                    Quick and efficient            Driving savings

                                                    Fully completed medical       Effective, proven cost
                                                    claims processed within      containment and fraud
                                                            48 hours              prevention methods
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
A better quality of life                                   Closer to you
We designed services to help your staff live a healthier   Making sure your staff have access to the right care.
life.

        Be well                Comprehensive                 Global network              The right help at
                                  cover                                                   the right time

  Access to health and          One of the most             Large network of over         Access to Employee
   wellbeing benefits           comprehensive               900K - and growing -        Assistance Programme:
                              oncology benefits on             quality medical            Whether it’s helping
                                  the market                      providers               your staff with cross-
                                                                                       culture transition, coping
                                                                                         with cultural shock or
                                                                                           dealing with stress,
                                                                                        we offer consultations
                                                                                        to help your staff deal
                                                                                          with the challenging
                                                                                         situations of daily life.

  Digital solutions                                          Being informed,
                                                               being safe
   MyHealth Digital                                        Access to Travel Security
 Services - to give you                                    Services: Employees can
and your staff easy and                                        talk to a security
 convenient access to                                      specialist for any safety
      your cover                                             concerns associated
                                                           with a travel destination
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Policy terms and conditions
This Table of Benefits provides an overview of the cover we provide under each plan. Cover is subject to our policy terms and
conditions, as detailed in our Employee Benefit Guide. Details of our Treatment Guarantee process can also be found in this guide,
which is available on our website: www.agcs.allianz.com/global-offices/singapore/partnership-allianz-care.html

    Core Plans

                                                     Singapore       Singapore         Singapore         Singapore        Singapore
 Core Plan Benefits
                                                      Premier        Executive            Club             Classic         Essential
 Maximum plan benefit USD($)                        $10,125,000      $2,025,000        $1,518,750        $1,518,750       $675,000

 Maximum plan benefit SGD                          SGD13,000,000   SGD2,650,000      SGD2,000,000      SGD2,000,000      SGD880,000

In-patient benefits
Treatments and costs marked with an asterisk (*) require pre-approval through submission of a Treatment Guarantee Form.
Details of our Treatment Guarantee process can also be found in the Employee Benefit Guide.

                                                                                      Semi-private                       Semi-private
 Hospital accommodation*                            Private room    Private room                        Private room
                                                                                         room                               room
 Intensive care*                                        a                a                 a                 a               a
 Prescription drugs and materials*
 (in-patient and day-care treatment only)
 (Prescription drugs are those which legally can        a                a                 a                 a               a
 only be purchased when you have a doctor’s
 prescription)
 Surgical fees, including anaesthesia
 and theatre charges*
                                                        a                a                 a                 a               a
 Physician and therapist fees*
 (in-patient and day-care treatment only)               a                a                 a                 a               a
 Surgical appliances and materials*                     a                a                 a                 a               a
 Diagnostic tests*
 (in-patient and day-care treatment only)               a                a                 a                 a               a
                                                                                                                          $13,500/
 Organ transplant*                                      a                a                 a                 a           SGD17,550
 Psychiatry and psychotherapy*                                        $23,870/          $14,310/          $11,950/         $6,750/
 (in-patient and day-care treatment only)               a            SGD31,050         SGD18,650         SGD15,550        SGD8,800
 (10 month waiting period applies)
 Accommodation costs for one parent
 staying in hospital with an insured                    a                a                 a                 a               a
 child under 18*
 Emergency in-patient dental
 treatment
                                                        a                a                 a                 a               a
Other benefits

 Day-care treatment*                                    a                a                 a                 a               a
 Kidney dialysis*                                       a                a                 a                 a               a
                                                                      $10,000/          $10,000/          $10,000/
 HIV or AIDS*                                                      SGD13,000 per     SGD13,000 per     SGD13,000 per
 (in-patient, day-care and out-patient                             insurance year,   insurance year,   insurance year,
 treatment)                                             a          up to $100,000/   up to $100,000/   up to $100,000/
                                                                                                                             N/A
 (48 months waiting period applies)                                  SGD130,000        SGD130,000        SGD130,000
                                                                     per lifetime      per lifetime      per lifetime
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Singapore        Singapore        Singapore        Singapore        Singapore
Core Plan Benefits
                                                       Premier         Executive           Club            Classic         Essential
Out-patient surgery*                                     a                a                a                a                a
Nursing at home or in a convalescent
home*                                                  $5,740/          $4,795/          $3,820/          $3,375/          $3,375/
(immediately after or instead of                      SGD7,500         SGD6,250         SGD5,000         SGD4,400         SGD4,400
hospitalisation)
Rehabilitation treatment*
(in-patient, day-care and out-patient
                                                       $5,970/          $4,725/          $4,050/          $3,375/          $2,700/
treatment; must commence within 14 days
of discharge after the acute medical and/or
                                                      SGD7,800         SGD6,200         SGD5,300         SGD4,400         SGD3,510
surgical treatment ceases)

Local ambulance                                          a                a                a                a           $675/SGD880

Emergency treatment outside area of                                                                                     Up to $13,500/
cover
                                                         a                a                a                a            SGD17,550
                                                    max. 42 days     max. 42 days     max. 42 days     max. 42 days
(for trips of a maximum period of six weeks)                                                                             max. 42 days
Medical evacuation*
• Where necessary treatment is not available
  locally, we will evacuate the insured person
  to the nearest appropriate medical centre*
• Where ongoing treatment is required, we
  will cover hotel accommodation costs*
• Evacuation in the event of unavailability of           a                a                a                a                a
  adequately screened blood*
• If medical necessity prevents an immediate
  return trip following discharge from an
  in-patient episode of care, we will cover hotel
  accommodation costs (max. 7 days)*
Expenses for one person                                $4,050/          $4,050/          $4,050/          $4,050/          $4,050/
accompanying an evacuated person*                     SGD5,300         SGD5,300         SGD5,300         SGD5,300         SGD5,300
                                                       $2,700/          $2,700/          $2,700/          $2,700/          $2,700/
Travel costs of insured family members
                                                      SGD3,510         SGD3,510         SGD3,510         SGD3,510         SGD3,510
in the event of an evacuation*
                                                      per event        per event        per event        per event        per event
                                                      $13,500/         $13,500/         $13,500/         $13,500/         $13,500/
Repatriation of mortal remains*
                                                     SGD17,550        SGD17,550        SGD17,550        SGD17,550        SGD17,550
Travel costs of insured family                         $2,700/          $2,700/          $2,700/          $2,700/          $2,700/
members in the event of the                           SGD3,510         SGD3,510         SGD3,510         SGD3,510         SGD3,510
repatriation of mortal remains*                       per event        per event        per event        per event        per event
CT and MRI scans
(in-patient and out-patient treatment)                   a                a                a                a                a
PET* and CT-PET* scans
(in-patient and out-patient treatment)                   a                a                a                a                a
Oncology*
(in-patient, day-care and out-patient                    a                a                a                a                a
treatment)
• Purchase of a wig, prosthetic bra or other
                                                    $270/SGD350,     $270/SGD350,     $270/SGD350,     $270/SGD350,     $270/SGD350,
  external prosthetic device for cosmetic
  purposes                                           per lifetime     per lifetime     per lifetime     per lifetime     per lifetime

                                                    Covered within   Covered within   Covered within   Covered within   Covered within
Chronic medical conditions*                           the specific     the specific     the specific     the specific     the specific
(in-patient and day-care treatment)                   benefits of      benefits of      benefits of      benefits of      benefits of
                                                    your Core plan   your Core plan   your Core plan   your Core plan   your Core plan
                                                      $35,000/         $25,000/         $15,000/         $10,000/
Congenital conditions*                                                                                                       N/A
                                                     SGD45,500        SGD32,500        SGD19,500        SGD13,000
Routine maternity*                                                     $10,000/
(in-patient and out-patient treatment)                   a            SGD13,000            a                N/A              N/A
(10 month waiting period applies)                                    per pregnancy
Complications of pregnancy and
childbirth*                                              a                a                a                a                N/A
(10 month waiting period applies)
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Singapore              Singapore             Singapore              Singapore             Singapore
    Core Plan Benefits
                                                         Premier               Executive                Club                  Classic              Essential
                                                          $1,350/
    Home delivery                                                                  N/A                   N/A                    N/A                   N/A
                                                         SGD1,800
    In-patient cash benefit (per night)               $205/SGD270           $205/SGD270            $205/SGD270           $205/SGD270            $205/SGD270
    (where treatment has been received free of
    charge)
                                                      max. 25 nights        max. 25 nights         max. 25 nights        max. 25 nights         max. 25 nights

    Emergency out-patient treatment
    (where these benefit amounts are reached,             $1,015/               $1,015/               $1,015/                $1,015/
                                                                                                                                                      N/A
    any additional costs may be reimbursed within        SGD1,320              SGD1,320              SGD1,320               SGD1,320
    the terms of any separate Out-patient Plan)
    Emergency out-patient dental
    treatment                                             $1,015/               $1,015/
    (where these benefit amounts are reached,                                                            N/A                    N/A                   N/A
                                                         SGD1,320              SGD1,320
    any additional costs may be reimbursed within
    the terms of any separate Dental Plan)

    Palliative care*                                         a                     a                      a                     a                     a
                                                             a                     a                      a                     a                     a
    Long term care*                                    max. 90 days          max. 90 days           max. 90 days          max. 90 days          max. 90 days
                                                       per lifetime          per lifetime           per lifetime          per lifetime          per lifetime
Additional Core Plan Services

    Employee Assistance Programme**
    offers access to a range of 24/7 multilingual
    support services as follows:                             a                     a                      a                     a                     a
    • Confidential professional counselling
       (in-person, phone, video, on-line chat and
       email)
    • Legal and financial support services
    • Critical incident support
    • Wellness website access

    Travel Security Services***
    offers 24/7 access to personal security
    information and advice for all your travel
                                                             a                     a                      a                     a                     a
    safety queries. This includes:
    • Emergency Security Assistance Hotline
       (not a free phone number)
    • Country intelligence and security advice
    • Daily security news and travel safety alerts

    MyHealth Digital Services
    (offered via our sister company Allianz Care)            a                     a                      a                     a                     a
    • Manage your cover with our app or portal
       anytime, anywhere, online and offline
    • Submit and track progress of claims
    • Access your policy documents, health
       services, payment details and more

Benefits marked with a a are covered in full, subject to the Maximum plan benefit.
*      require pre-approval
**     The Employee Assistance Programme Services are made available by Morneau Shepell Limited subject to your acceptance of our terms and conditions.
       You understand and agree that Allianz Global Corporate & Specialty SE Singapore Branch, its administrators and reinsurers are not responsible or liable for
       any claim, loss or damage directly or indirectly resulting from your use of the Employee Assistance Programme Services.
*** The Travel Security Services are made available by WorldAware LTD, subject to your acceptance of our terms and conditions. You understand and agree
    that Allianz Global Corporate & Specialty SE Singapore Branch, its administrators and reinsurers are not responsible or liable for any claim, loss or damage
    directly or indirectly resulting from your use of the Travel Security Services.
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Out-patient Plans
       The following Out-patient Plans can be purchased with any of our
       Core Plans. They cannot be bought separately.

    Out-patient Plan Benefits                                Singapore Gold             Singapore Silver           Singapore Bronze            Singapore Crystal

    Maximum plan benefit                                          No limit            $17,215/SGD22,400 $11,475/SGD15,000                      $6,480/SGD8,450
    Medical practitioner fees and prescription
    drugs
    (Prescription drugs are those which legally can
    only be purchased when you have a doctor’s                       a                           a                 $1,350/SGD1,800             $1,350/SGD1,800
    prescription)

    MyDoc - Video consultation services*

    Specialist fees                                                  a                           a                          a                           a
    Diagnostic tests                                                 a                           a                          a                           a
    Vaccinations                                            $1,000/SGD1,300               $500/SGD650                 $400/SGD520                       N/A
    Chiropractic treatment, osteopathy,
    homeopathy, Chinese herbal medicine,
    acupuncture and podiatry                                         a                           a                 $1,520/SGD2,000               $675/SGD880
    (max. 12 sessions per condition for chiropractic
    treatment and max. 12 sessions per condition for
    osteopathic treatment, subject to the benefit limit)
    Prescribed physiotherapy
    (initially limited to 12 sessions per condition;
    limit also applies to prescribed and non-prescribed              a                           a                 $1,520/SGD2,000               $675/SGD880
    physiotherapy sessions, where combined)

    - Non-prescribed physiotherapy                                 5 visits                    5 visits                   5 visits                    5 visits
    Prescribed speech therapy, oculomotor
    therapy and occupational therapy*
                                                                     a                           a                 $1,520/SGD2,000               $675/SGD880

    Infertility treatment                                  $16,200/SGD21,060 $16,200/SGD21,060
                                                                                                                            N/A                         N/A
    (18 month waiting period applies)                          per lifetime      per lifetime
    Psychiatry and psychotherapy
                                                                  30 visits                   20 visits                     N/A                         N/A
    (18 month waiting period applies)

    Prescribed medical aids                                          a                  $3,375/SGD4,400                     N/A                         N/A
    Prescribed glasses and contact lenses
                                                              $270/SGD350                 $245/SGD320                       N/A                         N/A
    including eye examination
    Dietician fees                                                 4 visits                     N/A                         N/A                         N/A
    Over-the-counter drugs
                                                               $70/SGD100                       N/A                         N/A                         N/A
    (must be prescribed by a physician)
    Child hearing exam
                                                               $70/SGD100                  $70/SGD100                       N/A                         N/A
    (for members aged 16 or younger)

    Child Home Nursing following in-patient                   $135/SGD175                 $135/SGD175
    treatment of 5 days or more                                 per day,                    per day,                        N/A                         N/A
    (for members aged 16 or younger)                           max. 7 days                 max. 7 days
    Child speech & language therapy for the
    treatment of dyslexia and dyspraxia                       $135/SGD175                 $135/SGD175                       N/A                         N/A
    (for members aged 16 or younger)
    First aid course for parents who have a
                                                               $70/SGD100                  $70/SGD100                       N/A                         N/A
    child insured as a dependant

*      Video consultation services are provided by MyDoc, address MyDoc Pte. Ltd., 137 Market Street #02-00, Singapore 048943, and the consultation costs as
       well as the prescription drugs costs are covered by us, subject to the terms of your insurance cover. Allianz Global Corporate & Specialty SE Singapore Branch,
       its administrators and reinsurers are not responsible or liable for any claim, loss or damage directly or indirectly resulting from the use of the MyDoc services
       or any other related service.
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Out-patient Plan Co-payments
To reduce your Out-patient Plan premium, simply select an optional co-payment from the list below and read across to find the
relevant premium discount. Where a co-payment is selected it is payable per person, per Insurance Year. Also, our premiums are
expressed in whole numbers (i.e. without any cents or pence etc.), therefore, percentages may be slightly higher or lower than those
stated below.

Optional Out-patient Plan Co-payments                              Discount

No co-payment                                                0% premium discount

10% co-payment                                               12% premium discount

20% co-payment                                               24% premium discount

   Health & Wellbeing Plans

Health and Wellbeing Plan Benefits                          bHealthy                    bFit                         bWell

Maximum plan benefit                                     $1,620/SGD2,100            $810/SGD1,060                $400/SGD520
Health and wellbeing checks including
screening for the early detection of illness
or disease. Checks are limited to:
• Physical examination
• Blood tests (full blood count, biochemistry,
  lipid profile, thyroid function test, liver function
  test, kidney function test)
• Cardiovascular examination (physical
  examination, electrocardiogram, blood
  pressure)
• Neurological examination (physical
  examination)
• Cancer screening
  - Annual pap smear
  - Mammogram (every two years for women
     aged 45+, or younger where a family history
     exists)
  - Prostate screening (yearly for men aged 50+,
     or younger where a family history exists)
  - Colonoscopy (every five years for members
     aged 50+, or 40+ where a family history
     exists)
  - Annual faecal occult blood test
• Bone densitometry (every five years for women
  aged 50+)
• Well child test for children up to the age of six
  years, up to a maximum of 15 visits per lifetime)
• BRCA1 and BRCA2 genetic test (where a direct
  family history exists, Singapore Gold Plan only)
                                                                                        N/A                           N/A
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Dental Plans
   The following Dental Plans can be purchased with any of the Core Plans.
   They cannot be bought separately.

Dental Plan Benefits                                       Singapore Dental 1                  Singapore Dental 2              Singapore Dental 3

Maximum plan benefit                                              No limit                      $2,770/SGD3,600                $1,000/SGD1,300

Dental treatment                                               100% refund                          80% refund                    80% refund

Dental surgery                                                 100% refund                          80% refund                    80% refund

Periodontics                                                    80% refund                          80% refund                    80% refund
Orthodontic treatment and dental
                                                            65% refund, up to
prostheses                                                                                          50% refund                    50% refund
                                                            $6,750/SGD8,800
(10 month waiting period applies)

   Repatriation Plan
   The following Repatriation Plan can be purchased with any of the Core Plans.
   It cannot be bought separately.

Singapore Repatriation Plan Benefits
Medical repatriation*
• Where the necessary treatment is not available locally, you can choose to be medically repatriated to your home country
  instead of to the nearest appropriate medical centre. This benefit only applies when your home country is within your area
  of cover*
• Where ongoing treatment is required, we will cover hotel accommodation costs*                                                       a
• Repatriation in the event of unavailability of adequately screened blood*
• If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will
  cover hotel accommodation costs (max. 7 days)*

Expenses for one person accompanying a repatriated person*                                                                     $4,050/SGD5,300
                                                                                                                               $2,700/SGD3,510
Travel costs of insured family members in the event of a repatriation*
                                                                                                                                   per event
                                                                                                                               $2,025/SGD2,600
Travel costs of insured members to be with a family member who is at peril of death or who has died
                                                                                                                                  per lifetime
TABLE OF BENEFITS CORPORATE GROUP SCHEMES - International Healthcare Plans for Singapore Valid from 1st May 2020 The following plans are only ...
Area of cover
    We offer a range of options in relation to geographical cover.
    The area of cover can be tailored for large group schemes.

                 Worldwide                                       Worldwide excluding USA                                       Tailored area of cover

Area of cover is subject to policy terms, conditions and exclusions. Please refer to the Employee Benefit Guide available on
www.agcs.allianz.com/global-offices/singapore/partnership-allianz-care.html for further details.
Talk to us, we love to help!
  If you have any queries, please do not hesitate to contact us:

            Sales & General Queries
            Phone:			                                                  +65 6 297 2529
            Email:			                                                  internationalhealth@allianz.com
            Helpline inside Singapore:                                 800 353 1018
            Helpline outside Singapore:                                +353 1 630 1301

            Allianz Global Corporate & Specialty SE Singapore Branch
            Health Insurance Team,
            12 Marina View,
            #14-01 Asia Square Tower 2, 018961, Singapore

            www.agcs.allianz.com/global-offices/singapore/partnership-allianz-care.html

                                                                                                                                                                                                                                        DOC-Singapore-TOB-GR-EN-0320

The insurer is Allianz Global Corporate & Specialty SE Singapore Branch, address 12 Marina View, #14-01 Asia Square Tower 2, 018961, Singapore. Company Registration No. T11FC0131K.

This policy is supported by AWP Health & Life SA, trading as Allianz Care, a limited company governed by the French Insurance Code and acting through its Irish Branch. Part of the Allianz Group, AWP Health & Life SA is registered
in France: No. 401 154 679 RCS Bobigny. Irish Branch is registered in the Irish Companies Registration Office, registered No.: 907619, address: 15 Joyce Way, Park West Business Campus, Nangor Road, Dublin 12, Ireland. AWP
Health & Life SA provides administration services and technical support for the policy. Allianz Care and Allianz Partners are registered business names of AWP Health & Life SA.
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