The Allegiant Benefits Plan

The Allegiant Benefits Plan

2 www.MyAllegiantBenefits.com | (855) 676-6860 Welcome from Rebecca ___ 3
How to Enroll ___ 4
Medical Plans ___ 6
Medical Plan Summaries ___ 9
Medical Plan Rates ___ 11
Bundled with Allegiant Medical ___ 12
Employee Assistance Program (EAP ___ 14
Financial, Discount & Other Programs ___ 15
Life Event ___ 16
Glossary ___ 17
Contacts ___ 18
The Allegiant Benefits Center . BACK COVER TABLE OF CONTENTS: About this Guide This guide highlights certain provisions of our benefit plans. Details of the benefit plans are contained in the plan documents. If there are differences between the information in this overview and the plan documents, the plan documents will prevail.

The guide does not constitute a contract with an employee or a legal benefit document. We reserve the right to amend, modify or terminate any of these plans or benefits at any time. Who can you cover?

y y Yourself y y Spouse y y Dependent children (biological, step, adopted or legal ward) up to age 26 y y Disabled children over age 26 who depend on you for financial support Need help? We’ve continued our partnership with HealthJoy to provide you and your family with an all-in-one healthcare guidance and engagement platform that empowers you to make better healthcare decisions. The platform brings together online doctors, healthcare concierges, prescription savings and other cost containment strategies into an easy-to-use mobile app. More information about HealthJoy can be found on page 13.

The Allegiant Benefits Plan

3 www.MyAllegiantBenefits.com | (855) 676-6860 WELCOME FROM REBECCA: You may notice that the pricing has changed for some of our plans.

As healthcare costs continue to rise nationwide, we remain committed to providing comprehensive yet affordable plans, and have worked hard to modify our offerings to minimize the cost being passed onto you. For the 2020 plan year, you’ll see a slight premium adjustment increase across all of the medical plans, but our dental & vision premiums will not have any increase. You’ll see other changes for 2020 in this guide including: y y HDHP1400 plan – The IRS regulates what is considered a high deductible health plan (HDHP) and eligible to be paired with an HSA. The IRS has increased the deductible amount from $1350 to $1400 y y Tobacco user rates will now be applied if either the employee or the covered spouse is a tobacco user y y New Legal plan through Hyatt Legal We know that benefits are an incredibly important part of your overall employment package.

Our plans are designed to give you a variety of options, and our tools aim to make enrollment easy and efficient. As a reminder, we’re continuing to offer several benefits you’ve told us are very important to you. HealthJoy remains in place for easy centralized benefit information and terrific telehealth offerings, Advance Medical will continue to be available for second opinion medical help, and Costco’s heavily discounted Prescription services remain as our primary Rx source. As always we appreciate your flexibility as we continue to work toward finding the right balance of offerings to help as many Team Members as possible, and we look forward to a happy and healthy 2020!

REBECCA HENRY VP PEOPLE SERVICES Team Member, Welcome to your 2020 Benefits Guide! We are proud to continue to offer insurance coverage that embodies flexibility, allowing you to customize your benefit plans to best fit your needs. This guide includes plan descriptions, pricing, and contact information to support you in being able to make the best decision for your insurance coverage for the upcoming year. As an additional resource, we are continuing our relationship with CBC for 2020, and they will be available to assist with answers to questions about enrollment, plans details, providers, and more.

CBC will also be available throughout the year to support you with any inquiries you may have about your coverage such as benefit ID card replacements, HSA balance changes, claims, and more.

The Allegiant Benefits Plan

4 www.MyAllegiantBenefits.com | (855) 676-6860 ENROLL IN YOUR BENEFITS IN THREE EASY STEPS! 1. Know your options REVIEW ALL PLAN OPTIONS AND COSTS. Finding the right coverage for you and your family is a balance between the amount deducted from your paycheck and the amount you pay at time of service. Choose carefully: The benefits you select will generally begin the first of the month following completion of your eligibility waiting period and remain in effect through December 31, 2020. If you have elected a benefit that requires Evidence of Insurability, that benefit will be effective the first of the month following approval from the carrier.

During the year, you can only change benefits, including adding or removing a dependent, if you have a Qualified Life Event such as birth, adoption, marriage, or divorce. These events are defined by the IRS or the plan. If you have a Qualified Life Event during the 2020 Benefits Open Enrollment period, you must report the event separately within 31 days of the event. 2. Decide who to cover YOU CAN ENROLL YOURSELF, AS WELL AS: y y Your spouse y y Your children under age 26, if they are your natural children, stepchildren, legally adopted children, foster children, or children for whom you have legal custody or court-appointed Guardianship.

y y Your children of any age, if they are physically or mentally unable to care for themselves as long as they were disabled before age 26. 3. Make your elections through the Allegiant Benefits Center ENROLL ONLINE! y y Log onto www.MyAllegiantBenefits.com y y To login to the Benefits Center click the employee login button on the landing page to be sent to a secure login portal. There you will use your corporate network login. Afterwards you will then be redirected to your Benefits Portal homepage. y y Click on “Enroll Now” and follow each step.

The Allegiant Benefits Plan

5 www.MyAllegiantBenefits.com | (855) 676-6860 When you Enroll: y y You’ll need to designate which dependents receive medical, dental or vision coverage by checking their names on the page that appears after you have selected your medical, dental and/or vision plan.

y y Once you’ve made your choices, take a close look to be sure you’ve selected the benefits you want before you submit your elections. y y Print a copy of your elections as your confirmation statement. Please check your Confirmation of Election Statement carefully before exiting the online benefits center. If you see a problem or want to make a change, simply go back to the “Enroll Now” benefits section and modify your election. When you have completed your elections, print your Confirmation of Election Statement.

Please remember to... y y Provide your personal email address. y y Update your dependent and beneficiary information. DETAILED BENEFITS DOCUMENTS AVAILABLE ONLINE The benefit descriptions found in this guide have been prepared to help you understand your Allegiant benefit choices. As summaries, these descriptions only highlight the main characteristics of each plan. You can find more detailed descriptions of the plans in your Summary Plan Descriptions and in the materials supplied by the providers. Regardless of any statement made in this guide, benefits will be provided in accordance with the plan documents, contracts and trust agreements between Allegiant and the various provider organizations.

The Allegiant Benefits Plan

6 www.MyAllegiantBenefits.com | (855) 676-6860 The Allegiant Benefits Plan: A Self-Funded Model Medical insurance is complicated and risky – and its overall cost is often very difficult to predict. Employers can choose a more costly, but lower-risk design, called “fully-funded,” or a less expensive, higher-risk one, called “self-funded.” It is important you understand our model and how your choices can impact the plan costs, so we’ve outlined here a basic primer on insurance plan design. In a “fully-funded” plan design, an insurance carrier, like Anthem, collects monthly premiums to pay for medical bills.

Those premiums are partially paid by you from your paychecks and partially paid from Allegiant. That’s all the money Anthem collects to pay all the bills, so they need to charge enough to cover what they expect all the bills to be, plus a fee for doing all the bill payment work, plus a cushion for taking the risk to offset the years they don’t collect enough money to pay all the bills.

In those years, Anthem is stuck paying out more than they collected, so the following year, they raise the cost for “fully funded” insurance by 5, 10 or 15% as we’ve seen happen multiple times to Allegiant over the past decade. In a “self-funded” plan design, the insurance carrier, like Anthem, is simply allowing employees to use its network of providers at the discounted rates it has negotiated, and processing the bills, but not paying them. There is a dramatically smaller monthly fee Anthem collects for these services, but it passes all the bills to the Company to pay. The Company puts the premiums we collect from employees plus the premiums Allegiant pays, just like in the fully-funded model, into a bank account used to pay for all the medical bills received.

We save the amount of money Anthem would have taken as a fee and the cushion amount they would tack on to the premiums to ensure they collected enough to cover the bills, if the plan does not run as expected. If the bills are really, really high, though, this is where the riskiness comes in, because Allegiant has to pay them all, whereas if we were fully funded, Anthem would have to pay them. Here’s what this means for each of us: Since we’ve opted for the self-funded model, each medical decision we make is charged directly to Allegiant. Choose Urgent Care instead of Emergency Room = plan savings.

Choose your doctor to draw blood instead of asking to be sent to Quest labs = extra plan costs. Call telemedicine for your sore throat instead of going to your primary care doctor = plan savings. At the end of the year, next year’s paycheck premiums are based on this year’s actual spending – so every one of us, and every medical decision we make, can influence our future costs. Hopefully this explains the type of plan we offer, and how all of us on Allegiant’s benefit plan have ownership in it. This is also why we offer so many resources like AdvanceMedical and HealthJoy to keep your costs and Allegiant’s costs as low as possible.

MEDICAL PLANS

The Allegiant Benefits Plan

7 www.MyAllegiantBenefits.com | (855) 676-6860 Medical Plan Options To view claims: Log into www.myAmeriBen.com For assistance with claims: Call 877-867-7601 In 2020, we are offering four medical plans - HDHP 3500, HDHP 1400, PPO, and EPO. Each plan presents a unique combination of coverage and costs. We will be using the Anthem / Blue Cross Blue Shield network of providers. y y HDHP 3500 (a High Deductible Health Plan) - HSA Eligible plan y y HDHP 1400 (a High Deductible Health Plan) - HSA Eligible plan HDHP (High Deductible Health Plan) Both the HDHP 3500 and HDHP 1400 plans are High Deductible Health Plans.

Preventive care costs are covered 100%. Team Members can pay for qualified medical expenses with pre-tax dollars from their Health Savings Account (HSA). With an HSA, dollars contributed roll over from year to year. If you leave the Company, the account, along with all the funds in it, goes with you. Both Team Members and Allegiant can make contributions to an HSA. Allegiant contributes to your HSA by matching any contributions you make, dollar for dollar, up to the following amounts: ANNUAL MAXIMUM MATCH* y y Team Member Only $700 y y Team Member Plus $1,400 If annual salary $40,000, match is $1 to $1.

The IRS annual limit maximum contribution for the 2020 plan year is $3,550 for those with Team Member Only coverage and $7,100 for Team Member plus Dependent(s). The annual limits include both the Team Member and employer contributions. Team Members who contribute to an HSA, are 55 or older and who are not enrolled in Medicare are allowed to contribute an additional $1,000. PPO - FSA Eligible Plan With the PPO plan you have access to both in-network and out-of-network health care providers. Your portion of the costs are less when you use in-network providers. There is no Health Savings Account (HSA) with this plan.

With this plan you may enroll in a Flexible Spending Account (FSA). However, there is no company match and funds do not roll over to the next year. All contributions need to be used within the year. Any ‘left-over’ funds are forfeited. This is often referred to as a ‘use-it-or-lose-it’ account. EPO - FSA Eligible Plan With the EPO plan you have access to certain health care providers within a limited network. Unlike other insurance plan types, care is covered only if you see a provider within the EPO network. You will pay a set co-pay when you seek health care.

There is no Health Savings Account (HSA) with this plan. With this plan you may enroll in a Flexible Spending Account (FSA). However, there is no company match and funds do not roll over to the next year. All contributions need to be used within the year. Any ‘left-over’ funds are forfeited. This is often referred to as a ‘use-it-or-lose-it’ account. If you opt to see a health care provider outside the network, you will have to pay the entire cost of medical services.

The Allegiant Benefits Plan

8 www.MyAllegiantBenefits.com | (855) 676-6860 COSTCO HEALTH: 877.908.6024 https://costcohealthsolutions.com BIN: 016127 PCN: CWHS Your prescription benefit is a combined deductible with the medical plan selected, however the prescription coverage is provided through Costco Health Solutions.

We have partnered with them to provide savings to you and the plan. y y You do not need to have a Costco membership. y y Your copays will be lower at Costco. y y You can still go to any participating retail pharmacy including Walmart, CVS, Rite Aid, Kroger, Savon, Vons to name just a few. Search for a pharmacy in your area by visiting https://costcohealthsolutions.com, then click on the Pharmacy Locator.

PRESCRIPTIONS Costco Mail Order Pharmacy Preferred maintenance medications may be obtained through the Costco mail order pharmacy. If you are on a medical plan, you will obtain a 90 day supply for less than at a retail pharmacy. WHAT ARE MAINTENANCE MEDICATIONS? These are medications taken regularly to maintain your health, including treatment for high blood pressure, asthma, diabetes, and additional medical conditions. WHY ARE MAINTENANCE MEDICATIONS AVAILABLE AT COSTCO PHARMACIES? Costco strives to be the low cost leader in the market place for prescription drugs, which means Costco is able to pass along substantial savings to you and your benefit plan.

HOW DO I FIND THE CLOSEST COSTCO NEAR ME? Visit the Pharmacy Locator section at https://costcohealthsolutions.com to view a full list of locations near you. HOW DO I GET STARTED WITH COSTCO MAIL ORDER? Register at www.pharmacy.costco.com and complete the required fields to create an account. WILL I NEED A COSTCO MEMBERSHIP TO FILL MY PRESCRIPTION AT COSTCO? No, you do not need to have a Costco membership to utilize a Costco Retail or Costco Mail Order Pharmacy.

The Allegiant Benefits Plan

9 www.MyAllegiantBenefits.com | (855) 676-6860 HDHP 3500 - HSA ELIGIBLE PLAN Annual Deductible In-Network Out-of-Network Team Member Only $3,500 $4,000 Team Member Plus $5,250 $6,000 Co-Insurance 30% 50% Annual Out-of-Pocket Maximum In-Network Out-of-Network Team Member Only $4,500 $9,000 Team Member Plus $6,750 $13,500 HDHP 1400 - HSA ELIGIBLE PLAN Annual Deductible In-Network Out-of-Network Team Member Only $1,400 $1,750 Team Member Plus $2,800 $3,500 Co-Insurance 20% 40% Annual Out-of-Pocket Maximum In-Network Out-of-Network Team Member Only $3,000 $6,000 Team Member Plus $6,000 $12,000 HDHP 3500 - Rx Information Prescriptions In-Network Costco In-Network Retail Mail Order Costco (90 day Supply) Out-of-Network Generic $3 After Deductible $5 After Deductible $8 After Deductible Not Covered Brand 20% After Deductible 20% After Deductible 20% After Deductible Not Covered Non-Preferred 20% After Deductible 20% After Deductible 20% After Deductible Not Covered Specialty* 20% After Deductible N/A N/A Not Covered HDHP 1400 - Rx Information Prescriptions In-Network Costco In-Network Retail Mail Order Costco (90 day Supply) Out-of-Network Generic $3 After Deductible $5 After Deductible $8 After Deductible Not Covered Brand 20% After Deductible 20% After Deductible 20% After Deductible Not Covered Non-Preferred 20% After Deductible 20% After Deductible 20% After Deductible Not Covered Specialty* 20% After Deductible N/A N/A Not Covered * Specialty Copay Assistance Programs On behalf of the member, Costco Specialty Rx will seek manufacturer copay assistance programs to assist with member copays.

Under your pharmacy benefit plan, you may have a deductible or an out-of-pocket maximum. Any specialty drug copay assistance program that is paid by the drug manufacturer or third party will not count towards your deductible or out-of-pocket maximum. MEDICAL PLAN SUMMARIES

The Allegiant Benefits Plan

10 www.MyAllegiantBenefits.com | (855) 676-6860 MEDICAL PLAN SUMMARIES (CONT.) PPO - FSA Eligible Plan Annual Deductible In-Network Out-of-Network Team Member Only $500 $1,000 Team Member Plus $1,000 $2,000 Co-Insurance 20% 40% Co-Pays In-Network Out-of-Network Office Visit / Exam $20 40% After Deductible Specialist Visit $50 40% After Deductible Emergency Room $200, then 20% $200, then 20% Annual Out-of-Pocket Maximum In-Network Out-of-Network Team Member Only $2,500 $5,000 Team Member Plus $5,000 $10,000 EPO - FSA Eligible Plan Annual Deductible In-Network Out-of-Network Team Member Only $0 Not Covered Team Member Plus $0 Not Covered Co-Insurance N/A Not Covered Co-Pays In-Network Out-of-Network Office Visit / Exam $20 Not Covered Specialist Visit $40 Not Covered Emergency Room $200 $200 Annual Out-of-Pocket Maximum In-Network Out-of-Network Team Member Only $3,000 Not Covered Team Member Plus $6,000 Not Covered PPO - Rx Information Prescriptions In-Network Costco In-Network Retail Mail Order Costco (90 day Supply) Out-of-Network Generic $15 $20 $20 Not Covered Brand $55 $60 $120 Not Covered Non-Preferred $95 $100 $200 Not Covered Specialty * 20% to $100 N/A N/A Not Covered EPO - Rx Information Prescriptions In-Network Costco In-Network Retail Mail Order Costco (90 day Supply) Out-of-Network Generic $3 $5 $8 Not Covered Brand $25 $30 $60 Not Covered Non-Preferred $45 $50 $100 Not Covered Specialty * 20% to $100 N/A N/A Not Covered * Specialty Copay Assistance Programs On behalf of the member, Costco Specialty Rx will seek manufacturer copay assistance programs to assist with member copays.

Under your pharmacy benefit plan, you may have a deductible or an out-of-pocket maximum. Any specialty drug copay assistance program that is paid by the drug manufacturer or third party will not count towards your deductible or out-of-pocket maximum.

11 www.MyAllegiantBenefits.com | (855) 676-6860 MEDICAL PLAN RATES Per Paycheck Non Tobacco User Rates HDHP 3500 Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $240.36 $209.47 $30.89 Team Member + Spouse $507.56 $402.64 $104.92 Team Member + Child(ren) $459.28 $386.22 $73.06 Team Member + Family $726.23 $610.79 $115.44 HDHP 1400 Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $272.63 $209.93 $62.70 Team Member + Spouse $575.46 $403.93 $171.53 Team Member + Child(ren) $520.21 $387.38 $132.83 Team Member + Family $823.05 $612.63 $210.42 PPO Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $285.80 $210.18 $75.62 Team Member + Spouse $604.12 $404.47 $199.65 Team Member + Child(ren) $546.03 $387.87 $158.16 Team Member + Family $863.06 $613.39 $249.67 EPO Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $330.98 $211.04 $119.94 Team Member + Spouse $699.12 $406.27 $292.85 Team Member + Child(ren) $632.00 $389.50 $242.50 Team Member + Family $1,000.15 $615.99 $384.16 Per Paycheck Tobacco* User Rates HDHP 3500 Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $240.36 $189.47 $50.89 Team Member + Spouse $507.56 $377.64 $129.92 Team Member + Child(ren) $459.28 $361.22 $98.06 Team Member + Family $726.23 $585.79 $140.44 HDHP 1400 Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $272.63 $184.93 $87.70 Team Member + Spouse $575.46 $378.93 $196.53 Team Member + Child(ren) $520.21 $362.38 $157.83 Team Member + Family $823.05 $587.63 $235.42 PPO Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $285.80 $185.18 $100.62 Team Member + Spouse $604.12 $379.47 $224.65 Team Member + Child(ren) $546.03 $362.87 $183.16 Team Member + Family $863.06 $588.39 $274.67 EPO Total Cost Allegiant Pays Team Member Per Paycheck Premium Team Member Only $330.98 $186.04 $144.94 Team Member + Spouse $699.12 $381.27 $317.85 Team Member + Child(ren) $632.00 $364.50 $267.50 Team Member + Family $1,000.15 $590.99 $409.16 *Tobacco rates will apply to any enrolled medical plan when either Team Member or enrolled spouse is a tobacco user.

12 www.MyAllegiantBenefits.com | (855) 676-6860 ALLEGIANT PROVIDES THE FOLLOWING BENEFITS TO TEAM MEMBERS IF ENROLLED IN AN ALLEGIANT MEDICAL PLAN: Advance Medical y y 855.201.9778 MONDAY-FRIDAY 8 A.M. – 11 P.M. EST y y WWW.ADVANCE-MEDICAL.NET/ALLEGIANT Advance Medical provides you and your dependents the peace of mind of receiving an expert second opinion by a Physician Case Manager. Advance Medical will facilitate the collection of your medical records and use them to assist you by: ™ ™ Evaluating diagnoses and treatment plans ™ ™ Assisting in medical navigation ™ ™ Assisting with medical interpretation ™ ™ Helping you to facilitate provider relationship ™ ™ Monitoring of case updates BUNDLED WITH ALLEGIANT MEDICAL HealthJoy 855.947.6900 DOWNLOAD THE HEALTHJOY APP! HealthJoy is the first stop for all your healthcare and employee benefits needs.

Access all your benefits instantly through the HealthJoy smartphone app. They make everything simple, quick and painless. They will save you time, money and a ton of aggravation. Their app gives you access to: y y Online Medical Providers With Prescription Writing - Anytime, Anywhere - 24/7 y y LIVE Healthcare Concierge y y Provider Recommendations y y Rx Savings Review y y Medical Bill Review y y HSA/FSA Support y y Digital Benefits Wallets REMEMBER TO ACTIVATE YOUR ACCOUNT WHEN YOU RECEIVE YOUR WELCOME EMAIL!

VISION

13 www.MyAllegiantBenefits.com | (855) 676-6860 Online Medical Consultations for you and your family! Simple. Convenient. Affordable. You and your family have access to HealthJoy's Online Medical Consultations. Online consultations allow you to reach a medical provider via the HealthJoy iPhone or Andrioid app by calling (877) 500-3212. What medical conditions can HealthJoy address? Below is a sample of medical conditions that HealthJoy providers can evaluate: Abrasions, bruises Colds, flu and fever Sore throat, cough, congestion Allergies, hives, skin infections Bites and stings Minor headaches, arthritic pains Medication refills (short-term)* Diarrhea, vomiting, nausea Urinary tract infections Headaches, body aches Eye infections, conjunctivitis And more!

The program is available to you, your spouse or domestic partner, and children up to the age of 26. *Prescriptions cannot be written for controlled substances or elective medications. Haven’t activated your account? www.HealthJoy.com/activate/ What are online consultations? Illness or injury can strike suddenly. Online consultations give you and your family access to medical help via the HealthJoy app, anytime, anywhere. Using HealthJoy’s network of USlicensed, board-certified medical providers, you can connect with a provider, receive a diagnosis and personalized treatment plan, including prescriptions for common medications.

How does it work?

When you have a health issue, open the HealthJoy app and go to the main menu. Select “Talk to a care provider” and follow the prompts. Your provider will review your medical history and perform a video exam or phone consultation within minutes. You will then receive a medical record and care instructions electronically, with any necessary prescriptions sent to your local pharmacy. The entire online visit is completed on average within 30 minutes or less.

14 www.MyAllegiantBenefits.com | (855) 676-6860 Employee Assistance Program (EAP) ComPsych Member Services: 800.272.7255 y y www.guidanceresources.com The Employee Assistance Program offers free, confidential support to Team Members day or night.

Representatives can assist in finding resources and information on issues including: ü Mental health and well-being ü Personal and professional struggles ü Substance abuse ü Family life ü Financial information and resources ü Limited legal support and resources This benefit is available to both part-time and full-time Team Members and their household members or family. There is no sign-up required and the cost of this benefit is paid 100% by Allegiant. The benefit includes up to five sessions annually per issue for each member of your household.

EMPLOYEE ASSISTANCE PROGRAM Allegiant provides the following benefit at no cost to Team Members!

  • 15 www.MyAllegiantBenefits.com | (855) 676-6860 FINANCIAL, DISCOUNT & OTHER PROGRAMS Employee Stock Purchase Program (ESPP) Fidelity Member Services: 800.544.9354
  • www.netbenefits.com Own a piece of Allegiant! We are very proud to offer an ESPP to all eligible Team Members. An ESPP is a program which enables you to buy Company stock at a discount, through payroll deductions. You incur no fees to buy our stock or for Fidelity’s (our Investment Company) account maintenance. Nominal fees are charged when selling stock, which Fidelity will advise you of at the time you plan to sell. Team Members are eligible to sign-up for the program in either April or October each year, following their first three (3) months of continuous employment. For more information: https://g4connect.allegiantair.com/espp 401(k) Fidelity Member Services: 800.835.5097
  • www.netbenefits.com Allegiant offers a 401 (k) “Safe Harbor” Plan to all eligible Team Members. We offer a “Safe Harbor” 401(k) matching contribution in an amount equal to 100% of the first 3% of your contribution and 50% of the next 2% of your contribution. The matching contribution is immediately 100% vested and non-forfeitable . Team Members are eligible to sign-up for the program at any time following the beginning of the quarter after the completion of their first three (3) months of continuous employment. For more information visit: https://g4connect.allegiantair.com/401k Educational Assistance Allegiant offers tuition reimbursement for Full Time and Part Time Team Members each year. ($4500 for full time Team Members and $2500 for part time Team Members). Courses and programs must be directly related your job or another job at Allegiant. Team Members must have completed six months of service, apply before the course begins, and pass with a grade of B or better. To view the complete policy for eligibility and approved courses of study, please visit: https://g4connect.allegiantair.com/learning-and-developmenteducational-assistance and for questions e-mail g4.insight@allegiantair.com Adoption Program We are happy to offer an Adoption Benefit Program. Team Members who have completed 12 months of service are eligible for reimbursement up to $8,000 in eligible expenses. *Please see the policy for restrictions https://g4connect.allegiantair.com/adoption-benefit-program Deals & Discounts Team Members live in exciting places and love to travel just as much as our passengers. We have dozens of partnerships with local business and nationwide companies to provide you with the same great rates as the people we fly! Deals and discounts are always changing, so be sure to visit the pages often. https://g4connect.allegiantair.com/deals-center

16 www.MyAllegiantBenefits.com | (855) 676-6860 You can change, add, or drop coverage outside of Open Enrollment if you experience a qualifying ‘life event’ WHAT IS A ‘LIFE EVENT’? Generally, a life event is a situation in which your family size or your availability for other insurance coverage changes. A change in your life can make you eligible for a Special Enrollment Period to enroll in health care coverage through Allegiant outside of the Open Enrollment period. EXAMPLES OF A LIFE EVENT INCLUDE: y y Marriage or divorce y y Birth, adoption, or death of a dependent y y Loss of other insurance coverage (i.e.

your spouse loses their job-based coverage.) y y Gain of other insurance coverage WHAT IS THE TIME LIMIT TO MAKE BENEFIT CHANGES AFTER A ‘LIFE EVENT’? You must notify the Allegiant Benefits Center within 31 days of the date of the life event, even if you don’t have the required documentation.

WHAT STEPS DO I NEED TO TAKE IF I EXPERIENCE A ‘LIFE EVENT’? y y Notify the Allegiant Benefits Center within 31 days of the date of the Life Event. y y Provide required documentation necessary as evidence of the event. See the Benefits Center or G4Connect for examples of required documentation. y y Complete a life event enrollment in the Benefit Center within that 31 day period. WHAT HAPPENS AFTER I SUBMIT MY LIFE EVENT CHANGES? Your life event, documentation and benefit elections will be reviewed by the Allegiant Benefits Center. If approved, you will receive a Benefit Confirmation Statement from the Benefits Center.

Your payroll deductions will be updated and you will be reimbursed or owe for any missed premiums dating back to the original date of the life event. WILL I RECEIVE UPDATED INSURANCE CARDS?

Yes, within 14 business days of your changes being approved you will receive updated insurance cards from the benefit vendors if needed based on the changes made. WHAT HAPPENS IF I MISS THE 31 DAY WINDOW TO MAKE CHANGES? If you miss the 31 day window, you will not be able to make changes until the next open enrollment period. Open enrollment is held in the fourth quarter of the calendar year with an insurance effective date of January 1. LIFE EVENT

17 www.MyAllegiantBenefits.com | (855) 676-6860 GLOSSARY 401(k) A defined contribution plan where you can make contributions from your paycheck either before or after-tax, depending on whether you contribute to the traditional 401(k) or the Roth 401(k) option.

The contributions go into the 401(k) account and you choose the investments based on options provided under the plan. Allegiant provides a match to your contributions. AmeriBen The company that processes and pays your medical claims. Blue Cross Blue Shield (BCBS) Network of medical and facility providers for which we are contracted with.

Beneficiary A person or group of persons, designated as the recipient of the benefits of your insurance policy. Custom Benefits Consultants (CBC) The benefits administration company that can answer questions about claims, benefits, and so much more. They are available to answer questions year round as well as during open enrollment. Deductible The amount you must pay before an insurance company will make a payment. Employee Assistance Program (EAP) A company-paid benefit which provides support and/or counseling for entire family through many types of personal and professional issues.

FSA Dependent Care (FSA) A Dependent Care Flexible Spending Account lets you use tax-exempt funds to pay for childcare expenses you incur while at work.

You can also use FSAs to cover adult daycare expenses for elderly family members who live in your home. All contributions need to be used within the year. Any “unused” funds are forfeited. FSA Medical Care (FSA) A Medical Care Flexible Spending Account lets you use tax-exempt funds to pay for qualified out-of-pocket health care costs. All contributions need to be used within the year. Any “unused” funds are forfeited. HealthJoy HealthJoy is an all-in-one healthcare guidance and engagement platform that empowers employees to make better healthcare decisions.

Health Savings Account (HSA) A medical savings account made available to you when you enroll in a high-deductible health plan (HDHP). Any funds you contribute to your HSA are not subject to federal income tax. Any unused balance can be rolled over at the end of the year. High Deductible Health Plan (HDHP) A health insurance plan with lower premiums and higher deductibles than a traditional health plan. Being covered by an HDHP is also a requirement for having a Health Savings Account (HSA). Premium The amount deducted from each paycheck to pay the employee portion of the cost for each of the benefits you have selected.

Per Paycheck Premiums will be deducted from the first two paychecks of each month.

Safe Harbor A Safe Harbor 401(k) plan is similar to a traditional 401(k) plan, but among other things, it requires the company to match your contributions up to a certain amount and the contributions must be 100% fully vested when made. The Company’s matching contributions may be limited to employees who participate in the plan.

18 www.MyAllegiantBenefits.com | (855) 676-6860 Plan/Carrier Phone # Web/Email Medical Advance Medical 855.201.9778 www.advance-medical.net/Allegiant Health Savings Account (HSA) Control Source 877.652.7872 http://www.controlsourceinc.com Flexible Spending Account (FSA) Control Source 877.652.7872 http://www.controlsourceinc.com HealthJoy 877.500.3212 https://healthjoy.com COBRA 877.652.7872 service@controlsourceinc.com Costco RX 877.908.6024 www.costcohealthsolutions.com Ancillary Plans Behavioral Health EAP - ComPsych (EAP) 800.272.7255 www.guidanceresources.com Financial Health ESPP 800.544.9354 www.netbenefits.com 401(K) - Fidelity 800.835.5097 www.fidelity.com Allegiant Contacts Allegiant Benefits Center 855.676.6860 www.MyAllegiantBenefits.com Benefits Team 702.589.8080 benefits@allegiantair.com Benefits Fax 702.589.8132 Leave of Absence - LOA 702.444.2718 myleaveofabsence@allegiantair.com Crew Leave of Absence 702.830.8120 crewloa@allegiantair.com Workers Compensation 702.444.2718 workerscomp@allegiantair.com Corporate Travel 702.589.8098 corporate.travel@allegiantair.com CONTACTS

  • 19 www.MyAllegiantBenefits.com | (855) 676-6860 ONLINE BENEFITS CENTER At the Allegiant Benefits Center you will find a dedicated benefits portal for you and your family. This site is designed to provide quick, concise and in-depth benefits information.
  • It allows you 24-hour access to benefits related forms, plan details and enrollment options. www.MyAllegiantBenefits.com
  • To login to the Benefits Center click the employee login button on the landing page to be sent to a secure login portal. There you will use your corporate network login. Afterwards you will then be redirected to your Benefits Portal homepage.
The Allegiant Benefits Plan
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