Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021

 
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Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
All Asante Health Plan members will
                          be mailed a new card from Regence
                         for your 2022 health plan regardless
                               of whether you participate
                                   in open enrollment.

                                               Asante Annual Open Enrollment:
                                                  Your Guide to 2022 Benefits
                                                              Nov. 1–15, 2021

What do employees need to do?
During open enrollment, you will have the opportunity to meet virtually with representatives from Regence, MetLife,
HealthEquity, Fidelity, VSP, Guild Mortgage, Mercy Flights, Reliant Behavioral Health, Willamette Dental Group,
The Standard and Asante Healthy Living Incentive Program to discuss your benefits-related questions. Spouses are
welcome to attend all events.
Only employees who want to make changes to their current benefits, are enrolling or re-enrolling in a flexible spending
account (FSA) for 2022 or wish to elect earned time off (ETO) cash-out need to participate in open enrollment this year.
If you do nothing, your current benefits elections and covered dependents will automatically roll over into next year,
except for FSA plan participation and ETO cash-out.
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
What’s new for 2022 (summary of material modifications)                                                    Open enrollment events
                          HEALTH PLANS                                                                         Virtual benefits fairs                                    Virtual enrollment assistance
                          ■   Benefits                                                                         Asante’s new virtual fairs enable you to connect with     The Asante Benefits team will be available virtually
                              All Plans:                                                                       live representatives from Asante’s benefits vendors via   during open enrollment to help you make your
                               • Acupuncture and chiropractic (spinal manipulation) will have an annual        video! Go to myHR during the dates and times listed       benefits elections on myHR. The benefits specialists
                                 limit of 12 visits per year, instead of the $2,000 limit.                     below, select the Open Enrollment widget on the home      will be able to remote in to your computer and help
                               • Added coverage for biofeedback.                                               page, then click the link titled Virtual Benefit Fair.    you with your elections only if you are logged into your
                               • Out-of-network cost shares will be aligned at 50% coinsurance on all          No appointment is necessary.                              Asante computer, not a personal computer.
                                 plans, except for ambulance and emergency room benefit.
                                                                                                               Nov. 1 | 7 a.m. to 2 p.m.                                 Need assistance and ready to enroll? Call (541) 789-4551,
                               • Added coverage for palliative care.
                                                                                                                                                                         8 a.m. to 5 p.m., Monday through Friday.
                               • Added cost-share limits for insulin at retail and mail-order.                 Nov. 4 | 9 a.m. to 4 p.m.
                              Asante PPO Health Plan:                                                          Nov. 9 | 8 a.m. to 3 p.m.
                               • Added naturopathic services, within the scope of their license.
                               • Added acupuncture and spinal manipulation (chiropractic) coverage.
                               • Allergy injection benefit will change to one copay per provider per day.
                              Health Reimbursement Plan
                               • Allergy injection benefit will change to one copay per provider per day.
                          ■   Provider networks (applies to all plans)
                               • Category designation changes due to larger number of providers
                                 within Asante Health Network.
                               • All PCPs in Jackson and Josephine counties will move to their
                                 appropriately designated category.
                          ■   Rates
                               • All Asante Health Plans will have a slight increase in premium rates
                                 for 2022 (see rate charts on page 5).

                          VISION PLANS
                          ■   Benefits
                               • SunCare benefit name changed to LightCare.

                          HEALTH SAVINGS ACCOUNT                                                               Eligibility rules
                          Per Internal Revenue Service regulations, the 2022 health savings account (HSA)
                          contribution limit will increase. Employees up to age 54 may contribute as much as   Only those employees and dependents as described          Dependents. Your family members (dependents) may
                          $3,650 annually for employee-only coverage and $7,300 for employees with covered     below may be covered under the Asante Health Plans.       also be eligible for certain benefits. Eligible dependents
                          dependents. Employees age 55 and older may contribute an additional $1,000.                                                                    for health, dental, vision and certain voluntary benefits
                                                                                                               All active employees:                                     include your legal spouse and your children who are:
                          VOLUNTARY BENEFIT PLANS                                                              Regular | 0.9–1.0 FTE                                     ■ Under age 26, regardless of their marital and student
                          ■   Hospital Indemnity Plan                                                          Scheduled to work at least 72 hours per pay period           status and whether they live with you or you provide
                               Hospital indemnity insurance will be offered to all full-time and part-time                                                                  any of their support; or
                               employees for the 2022 plan year. Hospital indemnity insurance covers           Regular | 0.7–0.8 FTE
                                                                                                               Scheduled to work at least 56 hours per pay period        ■ Physically or mentally incapable of self-support due
                               unexpected out-of-pocket expenses if you end up in the hospital, including
                                                                                                                                                                            to a physical or mental disability that arose prior to
                               copays, deductibles and out-of-network charges, as well as everyday living
                                                                                                               Regular | 0.5–0.6 FTE                                        attaining the limiting age under the plan and who are
                               expenses. It pays a benefit directly to you for hospital stays, regardless of
                                                                                                               Scheduled to work at least 40 hours per pay period           financially dependent on you for more than half of their
                               your treatment costs or other insurance coverage you might have.
                                                                                                                                                                            support; or
                          ■   Rates (semimonthly)                                                              Flexible | 0.1–0.4 FTE
                                                                                                                                                                         ■ Under age 26 and for whom you are required by a
                              • Employee Only — $7.19		              • Employee + Child(ren) — $13.89          Scheduled to work less than 40 hours per pay period
                                                                                                                                                                            Qualified Medical Child Support Order, judgment,
                              • Employee + Spouse — $15.30           • Employee + Family — $23.52                                                                           decree or order issued by a court or through an
                                                                                                                                                                            administrative process established under state law to
                          WELLNESS PROGRAM                                                                                                                                  provide medical coverage.
                          Additional opportunities to earn more incentive funds to your HSA or HRA have
                          been added to Asante’s Healthy Living Incentive Program (see page 10 for details).
2                                                                                                                                                                                                                                      3
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
2022 annual open enrollment, Nov. 1–15 | How to enroll                                                  Medical/Rx
                                                  If you are planning to participate in open enrollment     Semimonthly amount (taken from the first two pay periods of each month)
                                                  this year, you must do so between Nov. 1 and               Asante PPO Health Plan                              Employee only                  Employee + spouse     Employee + child(ren)    Employee + family
                                                  Nov. 15, 2021. Funds for 2021 FSAs must be used by
                              Don’t               Dec. 31, 2021, because they do not roll over from
                                                                                                             Regular (0.9–1.0 FTE)                                 $39.37                           $174.77               $136.41                $225.95
                             forget               year to year. All employees who want an FSA for 2022
                                                                                                             Regular (0.7–0.8 FTE)                                 $73.43                           $213.60               $166.73                $276.11
                                                                                                             Regular (0.5 –0.6 FTE)                               $104.93                           $271.86               $212.18                $351.43
                                                  must re-enroll during this open enrollment period.
                                                  The deadline to enroll is 1 p.m. on Nov. 15.               Asante Savings Health Plan
                                                                                                             Regular (0.9–1.0 FTE)                                    $8.01                          $74.15                 $62.44                $101.46
                                                                                                             Regular (0.7–0.8 FTE)                                   $22.32                         $105.38                 $88.97                $145.18
                         Employees are required to participate in open enrollment only if:
                                                                                                             Regular (0.5–0.6 FTE)                                   $36.45                         $145.16                $113.29                $187.64
                         ■   The employee wants to enroll or re-enroll in an FSA for 2022                    Asante Reimbursement Health Plan
                         ■   The employee wants to make changes to current benefits                          Regular (0.9–1.0 FTE)                                   $16.91                         $122.58                 $95.67                $158.47
                         ■   The employee wants to add or remove dependents from coverage                    Regular (0.7–0.8 FTE)                                   $43.49                         $149.82                $116.94                $193.66
                         ■   The employee wants to elect ETO cash-out                                        Regular (0.5–0.6 FTE)                                   $62.13                         $190.68                $148.81                $246.47
                                                                                                             Asante Flexible Workforce Health Plan
                                                                                                             Flexible (0.1–0.4 FTE)                                $312.82                           N/A                   $500.53                 N/A

                        How to enroll                                                                       Refer to the eligibility rules for definitions of regular and flexible employees.

                        1. Go to myHR: https://hr.asante.org
                           and click Continue to Sign In
                                                                   8.   Select only the benefits you
                                                                        plan to change.
                                                                                                            Dental
                           (if you’re automatically signed                                                  Semimonthly amount (taken from the first two pay periods of each month)
                                                                   9.   When finished making
                           in, skip to step 3).
                                                                        elections, you will land on          Regular employees                              Employee only                       Employee + spouse     Employee + child(ren)    Employee + family
                        2. You will be asked to sign in:                the Review and Submit page,          MetLife core plan                             		$5.28                                   $16.20                $15.80                 $24.08
                           • If you are completing this                 or you can scroll to the bottom      MetLife buy-up plan                           		$7.94                                   $21.93                $21.37                 $32.58
                             from home, use your Asante                 of the menu and click on
                                                                                                             Willamette Dental Group                       		$5.07                                   $15.59                $15.23                 $23.15
                             email address (e.g., john.doe@             Review and Submit.
                             asante.org) and Asante                10. All of your elections will display
                             network password.
                           • If you are completing this
                                                                       at the bottom of the Review
                                                                       and Submit page. To submit
                                                                                                            Vision
                             from any Asante network                   your elections, click the blue       Semimonthly amount (taken from the first two pay periods of each month)
                             workstation, use your Asante              Submit button at the top of           Regular employees                                   Employee only                  Employee + spouse     Employee + child(ren)    Employee + family
                             network username and                      the page.
                             password.                                                                       Core vision                                   		$0.93                         		$2.77                           $2.89            		$6.76
                                                                   11. Confirm your submission.              Buy-up vision                                 		$4.49                         		$8.23                   		$8.46                       $15.75
                        3. On the myHR home page,
                           locate the widget titled                    Once you’ve submitted your
                                                                       elections, a confirmation
                           Open Enrollment.
                                                                       statement will be sent to your
                                                                                                            Asante Health Plan medical premium assistance
                        4. Click on My Open Enrollment.                Asante email address.                                                                                                                                              2022 hourly wage
                                                                                                            This program is intended to help offset a portion of the
                        5. If you plan to add new                  12. To make changes to elections         cost of health plan coverage for lower-wage employees.                                            Health plan category
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
Health plan comparison chart

                                                                                          Asante PPO Health Plan                                       Asante Savings Health Plan                              Asante Reimbursement Health Plan
                                                                                   Asante                    Regence                              Asante                       Regence                   Asante                             Regence
                                    Medical                                       Preferred     Regence      Limited      Out-of-                Preferred        Regence      Limited      Out-of-     Preferred              Regence      Limited      Out-of-
                                                                                   Network      Network      Network      network                 Network         Network      Network      network      Network               Network      Network      network
                                                                                 (Category 1) (Category 2) (Category 3) (Category 4)            (Category 1)    (Category 2) (Category 3) (Category 4) (Category 1)          (Category 2) (Category 3) (Category 4)
                                   Deductible — individual                                 $500                   $1,500            $2,500              $1,400                  $3,000             $4,500      $1,000          $1,500          $2,500             $4,000
                                   Deductible — family                                   $1,000                   $3,000            $4,000              $2,800                  $6,000             $9,000      $2,000          $3,000          $5,000             $7,000
                                   Out-of-pocket maximum — individual           $2,500          $3,500            $6,000            $8,250     $2,000           $3,000          $5,000             $8,000      $2,000          $3,500          $5,500             $8,000
                                   Out-of-pocket maximum — family               $5,000          $7,000          $12,000         $16,500 $3,000                  $6,000         $10,000         $14,000         $4,000          $7,000         $11,000 $16,000
                                   Office visit — primary care provider           $10*            $25*             $75*              50%         10%             15%              40%               50%         $10*            $25*            $75*              50%
                                   Office visit — specialist                      $10*            $25*             $75*              50%         10%             15%              40%               50%         $10*            $25*            $75*              50%
                                   Inpatient/outpatient professional              15%             15%              40%               50%         10%             15%              40%               50%          10%             15%             40%              50%
                                   Inpatient/outpatient facility                  15%             30%              40%               50%         10%             30%              40%               50%          10%             30%             40%              50%
                                   Lab/X-ray                                      15%             30%              40%               50%         10%             30%              40%               50%          10%             30%             40%              50%
                                   Urgent care                                    $10*            $25*             $75*              50%         10%             15%              40%               50%         $10*            $25*            $75*              50%
                                   Emergency Department                                    $150* (waived if admitted)                            15%             15%              15%               15%                  $150* (waived if admitted)
                                   Acupuncture (12 visit limit)                   $10*            $25*            $75*               50%         10%             15%              40%               50%         $10*            $25*            $75*               50%
                                   Chiropractic (12 visit limit)                  $10*            $25*            $75*               50%         10%             15%              40%               50%         $10*            $25*            $75*               50%

                                                                                                             Healthy Living Incentives (see page 10 for details)
                                    Asante Health Fund                               Contributions to HealthEquity HRA                              Contributions to HealthEquity HSA                              Contributions to HealthEquity HRA
                                    Annual basic contributions
                                    Only full-time employees enrolled as of                                                                     $300 — Employee-only coverage category                        $300 — Employee-only coverage category
                                    Jan. 1, 2022, are eligible. Contributions                                $0
                                                                                                                                                  $600 — All other coverage categories                          $600 — All other coverage categories
                                    will be made in January 2022.

                                    Annual Healthy Living Incentive                                 $525 (EE only)                                                $675 (EE only)                                                 $750 (EE only)
                                                                                                    $900 (EE + SP)                                               $1,225 (EE + SP)                                               $1,350 (EE + SP)
                                                                                                                                Prescription drug (Rx)
                                                                                                                     Regence                                                        Regence                                                        Regence
                                                                                             Asante                 Participating                           Asante                 Participating                           Asante                 Participating
                                                                                           Pharmacies Regence Pharmacies                                  Pharmacies Regence Pharmacies                                  Pharmacies Regence Pharmacies
                                                                                  Asante      Retail  Participating Mail Order       Out-of-     Asante      Retail  Participating Mail Order       Out-of-     Asante      Retail  Participating Mail Order        Out-of-
                                                                                Pharmacies 31-90 days Pharmacies (90 days)           network   Pharmacies 31-90 days Pharmacies (90 days)           network   Pharmacies 31-90 days Pharmacies (90 days)            network

                                   Rx out-of-pocket maximum                     Shared with Regence Network OOPM                       Not     Shared with Regence Network OOPM                       Not     Shared with Regence Network OOPM                        Not
                                                                                     ($3,500 Ind./$7,000 Family)                     covered        ($3,000 Ind./$6,000 Family)                     covered       ($3,500 Ind. / $7,000 Family)                     covered
                                                                                  $5*         $10*         $15*         $20*           Not       $5*           $10*       $15*         $20*           Not       $5*         $10*         $15*         $20*            Not
                                   Generic Rx                                                                                        covered                                                        covered                                                         covered
                                                                                25% up to 25% up to 35% up to         35% up to        Not     25% up to 25% up to 35% up to         35% up to        Not     25% up to 25% up to 35% up to          35% up to        Not
                                   Brand formulary Rx                            $30 max $60 max $60 max              $120 max       covered    $30 max $60 max $60 max              $120 max       covered    $30 max $60 max $60 max               $120 max       covered
                                                                                30% up to 30% up to 40% up to         40% up to        Not     30% up to 30% up to 40% up to         40% up to        Not     30% up to 30% up to 40% up to          40% up to        Not
                                   Non-brand formulary Rx                       $100 max $300 max $200 max            $600 max       covered   $100 max $300 max $200 max            $600 max       covered   $100 max $300 max $200 max             $600 max       covered
                                   * = Deductible waived		           % = Coinsurance (amount you pay)
6                                                                                                                                                                                                                                                                             7
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
Asante Health Plans 2020
    Provider networks explained                                                                                                     Basic and supplemental life insurance
    You have the freedom to choose your providers on all Asante Health Plans; however, depending on which network your              Asante pays for a basic life insurance policy for all regular employees, and you are automatically enrolled on your
    provider has chosen to participate in, it will affect your out-of-pocket costs differently.                                     date of hire (or benefits eligibility date). For details about this plan, please refer to myHR. Employees may elect
                                                                                                                                    to purchase additional life insurance for themselves, their spouse or their child(ren). Refer to myHR for rates and
                                                                                                                                    biweekly premium amounts. Coverage limitations are as follows.
        Four categories in each plan
        Each plan offers four categories of network coverage.
                                                                                                                                    Supplemental life insurance coverage limitations
                             Asante Preferred Network (Category 1)                                                                                                      Guarantee issue at initial eligibility: up to $150,000
                                                                                                                                    Employee coverage               ■
                             ■   (1) Asante providers, services and facilities and (2) independent providers, services                                              ■   Guarantee issue increases at open enrollment: $20,000*
                                 and facilities aligned with Asante through the Asante Health Network*                                                              ■   Maximum coverage with evidence of insurability: $450,000
            Best value                                                                                                                                                  Guarantee issue at initial eligibility: up to $25,000
                                                                                                                                    Spouse coverage                 ■

                                                                                                                                                                    ■   Guarantee issue increases at open enrollment: $10,000*
                             Regence Network (Category 2)                                                                                                           ■   Maximum coverage with evidence of insurability: up to $250,000 (but not more than
                             ■   Providers, services and facilities not in the Asante Preferred Network but part of                                                     employee coverage**)
                                 the Regence-contracted network
          More options                                                                                                              Child(ren) coverage             ■   Guarantee issue at any time: up to $10,000
                             ■   All OB/GYNs in Jackson and Josephine counties who see adult patients, regardless
                                                                                                                                                                    ■   Coverage options: $2,500, $5,000, $7,500, $10,000
                                 of network status
                             ■   Independent specialty services not offered in the Asante Preferred Network
                                                                                                                                    *Increases above the guarantee issue amount are approved following medical underwriting approval. If you or your covered spouse
                                                                                                                                    reaches an age shown below, the amount of life insurance will be the amount you have, reduced to the following percentage of your
                                                                                                                                    benefit: age 70–74: 67%; age 75 and older: 50%. Limitations apply to coverage increases when the covered member is not actively at
                             Regence Limited Network (Category 3)                                                                   work on the coverage effective date.
                             ■   Providers and facilities that are contracted in the Regence BlueCross BlueShield                   **Employee coverage includes the employee’s supplemental life insurance policy in addition to the basic life insurance policy that
                                 of Oregon PPO Network that provide services already offered in the                                 Asante pays for.
             Costlier            Asante Preferred Network

                             Out-of-network (Category 4)
                                                                                                                                                                                                                              Additional benefits options†
                             ■   Providers or facilities that are not contracted with the Regence Blue Cross Blue Shield
                                 of Oregon PPO Network or providers that are not contracted with the national                                                                                                                ◼   Accident insurance
               Rare              BlueCard network are considered non-participating (out of network)
                                                                                                                                                                                                                             ◼   Auto and home insurance
                             *To check providers in the Asante Health Network go to asantehealthnetwork.org.                                                                                                                 ◼   Critical illness insurance
                             You can also visit Regence.com to check provider categories.                                                                                                                                    ◼   Dependent care FSA, health FSA,
                                                                                                                                                                                                                                 limited-purpose FSA
                                                                                                                                                                                                                             ◼
    Frequently asked questions                                                                                                                                                                                               ◼
                                                                                                                                                                                                                                 MetLife Legal Services
                                                                                                                                                                                                                                 Mercy Flights
    What if my provider is in the             My doctor is not in the Asante            What if I want to continue seeing                                                                                                    ◼   Short-term disability insurance
    Asante Preferred Network                  Preferred Network. Will an                my specialist who is not part of                                                                                                     ◼   Hospital indemnity insurance
    (Category 1) but refers me                Asante provider be available              the Asante Preferred Network?
    outside that network for                  for me?                                   If that provider offers the same clinical                                                                                            †Please refer to myHR or
    services such as an imaging               Asante employees who                      services as an Asante Preferred                                                                                                      asante.org/employee-benefits for
    scan or laboratory test?                  choose to establish care with             Network specialist, your out-of-pocket                                                                                               detailed benefits information.
    Imaging, lab services and procedures      an Asante Physician Partners              costs will fall under the Regence
    performed outside an Asante               primary care provider are given           Limited Network (Category 3). If the
    Preferred Network facility fall under     preferential access. The                  Asante Preferred Network does not
    the Regence Limited Network               new-patient access team can               offer that specialty service, however,
    (Category 3).                             be reached at (541) 789-1234.             that provider would be under the
                                                                                        Regence Network (Category 2).
8                                                                                                                                                                                                                                                                        9
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
Asante Health Plan
     2022 Healthy Living Incentive Program                                                                                         Annual required notices
     Healthy Living Activities                                        2. Complete an Interactive Program on Regence                This document provides you with important notices and information             Website: oregon.gov/OHA/healthplan/Pages/index.aspx
     Engage in these activities and maximize your HSA                    empower (12 options to choose from to support             about the Asante Health Plan.                                                 Address: 500 Summer St. NE E37, Salem, OR 97301-1079
                                                                                                                                                                                                                 To request special enrollment or obtain more information, contact the
     or HRA contribution for 2022! Incentives apply to                   you where you are).                                       ■ Women’s health and cancer rights
                                                                                                                                                                                                                 Asante Human Resources Department at (541) 789-4551.
                                                                                                                                   ■ Special enrollment rights
     enrolled employees and their enrolled spouses; some                 Interactive programs include: Improving Your Blood        ■ Newborns’ and mothers’ health protection
     restrictions apply.                                                 Pressure, Managing Your Stress, Improving Your            ■ Premium assistance under Medicaid and the Children’s Health
                                                                                                                                                                                                                 Notice about newborns’ and mothers’ health protection
                                                                                                                                                                                                                 Group health plans and health insurance issuers generally may not,
                                                                         Sleep, Achieving Your Healthy Weight, Building              Insurance Program (CHIP)
     1. Annual preventive exam that is age-appropriate                                                                                                                                                           under federal law, restrict benefits for any hospital length of stay in
                                                                         Resilience, Enhancing Your Physical Activity, Nutrition   Notice about women’s health and cancer rights in the                          connection with childbirth for the mother or newborn to less than
        (complete one):
                                                                         for Better Health, Quitting Tobacco, Staying Tobacco-     Asante Health Plan                                                            48 hours following a vaginal delivery or less than 96 hours following
        Age-appropriate preventive exams include: adult                  Free, Improving Your Oral Health and Financially Fit.                                                                                   a cesarean section. However, federal law generally does not prohibit
                                                                                                                                   The Women’s Health and Cancer Rights Act of 1998 requires group               the mother’s or newborn’s attending provider, after consulting with the
        physical, routine OB/GYN exam, colorectal cancer                                                                           health plans to cover certain expenses relating to a mastectomy. The          mother, from discharging the mother or her newborn earlier than
        screening, cervical cancer screening and routine              3. Complete a Personalized Wellness Plan with an             Asante Health Plan complies with this law and covers the following:           48 hours (or 96 hours as applicable). In any case, plans and issuers may
        mammogram. Also included are establish-care visits               Asante health coach.                                      ■ Medical and surgical charges directly related to a mastectomy               not, under federal law, require that a provider obtain authorization from
        as well as preventive dental and vision exams.                                                                             ■ Reconstruction of the breast on which the mastectomy has been               the plan or the insurance issuer for prescribing a length of stay not in
                                                                                                                                     performed                                                                   excess of 48 hours (or 96 hours).
                                                                                                                                   ■ Surgery and reconstruction of the other breast as necessary to provide
                                                                                                                                     a symmetrical appearance                                                    Notice about premium assistance under Medicaid
                                                                                                                                                                                                                 and the Children’s Health Insurance Program
     Annual Healthy Living Incentive amounts
                                                                                                                                   ■ Prosthetic devices relating to such breast reconstruction
                                                                                                                                   ■ Treatment of physical complications arising from a mastectomy               If you or your child(ren) are eligible for Medicaid or CHIP and you are
                                                                                                                                   These benefits will be provided subject to the same deductibles, co-pays      eligible for health coverage from your employer, your state may have
                                                                                                                                   and co-insurance provisions applicable to other medical and surgical          a premium assistance program that can help pay for coverage, using
                                                                        Asante          Asante Savings           Asante                                                                                          funds from its Medicaid or CHIP program. If you or your child(ren)
                                                                         PPO             Health Plan         Reimbursement         benefits provided under the plan.
                                                                                                                                                                                                                 are not eligible for Medicaid or CHIP, you will not be eligible for these
                                                                      Health Plan           (HSA)              Health Plan         If you have any questions regarding this law, please contact the Asante       premium assistance programs but you may be able to buy individual
                                                                                                                                   Human Resources Department at (541) 789-4551 or Regence at                    insurance coverage through the health insurance marketplace. For more
      Healthy Living Activities              Who is eligible?        Award amount       Award amount         Award amount          (888) 344-8235.                                                               information, visit healthcare.gov.
                                                                                                                                   Notice about special enrollment rights in the Asante Health Plan              If you or your dependents are already enrolled in Medicaid or CHIP
      Complete an age-appropriate             Employee and             $50 (EE)            $125 (EE)            $125 (EE)          Loss of other coverage. If you declined enrollment for yourself or your       and you live in a state listed below, contact your state Medicaid or CHIP
      preventive exam.                          spouse                 $50 (SP)            $125 (SP)            $125 (SP)          dependents (including your spouse) because of other health insurance          office to find out if premium assistance is available.
                                                                                                                                   or group health plan coverage, you may be able to enroll yourself and
                                                                                                                                                                                                                 If you or your dependents are not currently enrolled in Medicaid or
       Complete any interactive                                                                                                    your dependents in this plan if you or your dependents lose eligibility
                                                                                                                                                                                                                 CHIP and you think you or any of your dependents might be eligible
                                                                                                                                   for that other coverage (or if the employer stops contributing toward
       program on Regence Empower             Employee and             $75 (EE)            $225 (EE)            $225 (EE)          your or your dependents’ other coverage). You do not need to wait for
                                                                                                                                                                                                                 for either of these programs, contact your state Medicaid or CHIP
       12 options to choose from                spouse                 $75 (SP)            $225 (SP)            $225 (SP)          the next open enrollment period. You must request enrollment within
                                                                                                                                                                                                                 office, call (877) KIDS NOW or visit insurekidsnow.gov to find out
                                                                                                                                                                                                                 how to apply. If you qualify, ask your state if it has a program that
       to support you where you are.                                                                                               30 days after your or your dependents’ other coverage ends (or after the
                                                                                                                                                                                                                 might help you pay the premiums for an employer-sponsored plan.
                                                                                                                                   employer stops contributing toward the other coverage).
                                                                                                                                                                                                                 If you or your dependents are eligible for premium assistance under
      Complete a Personalized                                                                                                      New dependent by marriage, birth, adoption or placement for adoption.
                                              Employee and             $400 (EE)           $325 (EE)            $400 (EE)          If you have a new dependent as a result of marriage, birth, adoption          Medicaid or CHIP and are eligible under your employer plan, your
      Wellness Plan with an Asante                                                                                                                                                                               employer must allow you to enroll in your employer plan if you aren’t
                                                spouse                 $250 (SP)           $200 (SP)            $250 (SP)          or placement for adoption, you may be able to enroll yourself and
      health coach.*                                                                                                               your dependents without waiting for the next open enrollment period.          already enrolled. This is called a “special enrollment” opportunity, and
                                                                                                                                   You must request enrollment within 30 days after the marriage, birth,         you must request coverage within 60 days of being determined eligible
                                                                     $525 (EE only)      $675 (EE only)      $750 (EE only)        adoption or placement for adoption.                                           for premium assistance. If you have questions about enrolling in your
      Total Potential Incentive Funds                                                                                                                                                                            employer plan, contact the Department of Labor at askebsa.dol.gov or
                                                                     $900 (EE + SP)     $1,225 (EE + SP)     $1,350 (EE + SP)      Individuals who become eligible for state premium assistance subsidy.         call (866) 444-EBSA (3272).
                                                                                                                                   If you declined enrollment for yourself or your dependents (including
     * Previously earned through Know Your Numbers premium credit.                                                                 your spouse), you may enroll yourself or your dependent(s) in this plan if:   If you live in Oregon, you may be eligible for assistance paying your
                                                                                                                                                                                                                 employer health plan premiums. If you reside in another state, please
                                                                                                                                     • The family loses its Medicaid or CHIP coverage because its                contact Asante Human Resources at (541) 789-4551.
                                                                                                                                       employment situation improves; the family can then sign up for
                                                                                                                                       employer-sponsored coverage without having to wait for the open           The following is current as of July 31, 2021. Contact your state for more
                                                                                                                                       enrollment period and experiencing a gap in coverage.                     information about eligibility.
     Annual basic contribution                                                                                                       • A child becomes eligible for Medicaid or CHIP and has access to           OREGON — Medicaid
                                                                                                                                        employer-sponsored coverage that the state wishes to subsidize           healthcare.oregon.gov • Phone: (800) 699-9075
                                                                                                                                        through a premium assistance option; the family may then sign up
     In addition to the above incentives, every January all full-time employees enrolled in the Asante Saving Health Plan               immediately and does not have to wait for the open enrollment            To see if any other states have added a premium assistance program since
     or the Reimbursement Health Plan will receive a contribution to their HSA or HRA:                                                  period. Enrollment must be requested within 60 days following the        July 31, 2021, or for more information about special enrollment rights,
                                                                                                                                        date of the eligibility event.                                           contact either of the following:
         • $300 – Employee only coverage                • $600 – All other coverage                                                For information about eligibility for coverage either through Medicaid        U.S. Department of Labor
                                                                                                                                   or Oregon’s CHIP program (typically administered through the Oregon
                                                                                                                                                                                                                 Employee Benefits Security Administration
                                                                                                                                   Health Plan), please contact the Department of Human Services:
                                                                                                                                                                                                                 dol.gov/ebsa • (866) 444-EBSA (3272)
                                                                                                                                   Oregon Department of Human Services,
                                                                                                                                   Office of Medical Assistance Programs                                         U.S. Department of Health and Human Services
                                                                                                                                                                                                                 Centers for Medicare & Medicaid Services
                                                                                                                                   Phone: (503) 945-5772 • Toll-free: (800) 527-5772
                                                                                                                                                                                                                 cms.hhs.gov • (877) 267-2323, menu option 4, ext. 61565
                                                                                                                                   TTY: (800) 375-2863 • Email: dhs.info@state.or.us

10                                                                                                                                                                                                                                                                                           11
Asante Annual Open Enrollment: Your Guide to 2022 Benefits Nov. 1-15, 2021
Notice regarding Asante Wellness Programs                                             your doctor) to find an alternative task with the same incentive that is right for
The Asante Wellness Program (“Program”) is a voluntary wellness program               you in light of your health status.
available to employees and their spouses participating in one of the Asante medical   The information from any of the tasks listed above will be used to provide you
plan options. The Program is administered according to federal rules permitting       with follow-up information to help you understand your current health and
employer-sponsored wellness programs that seek to improve employee health             potential health risks, and in some cases may also be used to offer you additional
or prevent disease, including the Americans with Disabilities Act of 1990, the        services through the Program. You also are encouraged to share your results or
Genetic Information Nondiscrimination Act of 2008 and the Health Insurance            concerns with your own doctor.
Portability and Accountability Act (HIPAA), as applicable, among others.
                                                                                      Protections from disclosure of medical information
Asante Wellness Programs                                                              The medical information received as part of the Program is subject to the privacy
The Program provides incentives of up to $1,350 in annual contributions to the        and security rules of a federal law called HIPAA. The Program is required by
employee’s health reimbursement account (HRA) or health savings account               HIPAA and other applicable law to maintain the privacy and security of your
(HSA) based on the plan enrollment. These incentives are available if the             personally identifiable health information. Although the Program and Asante
employee and/or spouse completes one of the following three tasks:                    may use aggregate information Asante receives from the Program to improve
  1. Task 1: Have one of the following preventive exams that is age-appropriate:      program design based on identified health risks in the workplace, the Program
     adult physical, routine OB-GYN exam, colorectal cancer screening, cervical       will never disclose any of your personal information either publicly or to your
     cancer screening and routine mammogram. Also included are establish-care         employer, except as necessary to respond to a request from you for a reasonable
     visits as well as preventive dental and vision exams.                            accommodation needed to participate in the Program, or as otherwise expressly
                                                                                      permitted by law. Medical information that personally identifies you that is
  2. Task 2: Complete any interactive program on Regence Empower. These               provided in connection with the Program will not be provided to your supervisors
     include: Improving Your Blood Pressure, Managing Your Stress, Improving          or managers and may never be used to make decisions regarding your employment.
     Your Sleep, Achieving Your Healthy Weight, Maintaining Your Healthy
     Weight, Building Resilience, Enhancing Your Physical Activity, Nutrition         Your health information will not be sold, exchanged, transferred or otherwise
     for Better Health, Quitting Tobacco, Staying Tobacco Free, Improving Your        disclosed except to the extent permitted by law to carry out specific activities related
     Oral Health and Financially Fit.                                                 to the Program, and you will not be asked or required to waive the confidentiality
                                                                                      of your health information as a condition of participating in the Program or
  3. Task 3: Complete a Personalized Wellness Plan with an Asante                     receiving an incentive. Anyone who receives your information for purposes of
     health coach.                                                                    providing you services as part of the Program will abide by the same confidentiality
For an employee or spouse participating in the Asante PPO Health Plan:                requirements. The only individuals who will receive your personally identifiable
  1. If the employee or spouse completes Task 1, the employee will receive a $50      health information are those who will provide you with services under the Program.
     contribution into the employee's HRA. If both the employee and spouse            Task 3, completion of a Personalized Wellness Plan with an Asante health coach,
     complete Task 1, the employee will receive a $100 contribution into the          may include coordinating with your other Asante providers under the Program to
     employee's HRA.                                                                  provide follow-up information to help you understand your current health and
  2. If the employee or spouse completes Task 2, the employee will receive a $75      potential health risks, and in some cases may also be used to offer you additional
     contribution into the employee's HRA. If both the employee and spouse            services through the Program. You may choose to opt-out of having your Asante
     complete Task 2, the employee will receive a $150 contribution into the          health coach share information for this purpose.
     employee's HRA.                                                                  In addition, all medical information obtained through the Program will be
  3. If the employee or spouse completes Task 3, the employee will receive a          maintained separate from your personnel records, information stored electronically
     $400 contribution into the employee's HRA. If both the employee and              will be encrypted, and no information you provide as part of the Program will be
     spouse complete Task 3, the employee will receive a $650 contribution into       used in making any employment decision. Appropriate precautions will be taken to
     the employee's HRA.                                                              avoid any data breach, and in the event a data breach occurs involving information
For an employee or spouse participating in the Asante Savings Health Plan:            you provide in connection with the Program, we will notify you immediately.
  1. If the employee or spouse completes Task 1, the employee will receive a          You may not be discriminated against in employment if you decide not to
     $125 contribution into the employee’s HSA. If both the employee and              participate in the Program or because of the medical information you provide as
     spouse complete Task 1, the employee will receive a $250 contribution into       part of participating in the Program. You will not be subjected to retaliation if you
     the employee’s HSA.                                                              choose not to participate.
  2. If the employee or spouse completes Task 2, the employee will receive a          If you have questions or concerns regarding this notice, or about protections
     $225 contribution into the employee’s HSA. If both the employee and              against discrimination and retaliation, please contact Asante Human Resources
     spouse complete Task 2, the employee will receive a $450 contribution into       at (541) 788-4551.
     the employee’s HSA.                                                              Notice of nondiscrimination
  3. If the employee or spouse completes Task 3, the employee will receive a
     $325 contribution into the employee’s HSA. If both the employee and
                                                                                      ■   Asante complies with applicable federal civil rights laws and does not
     spouse complete Task 3, the employee will receive a $525 contribution into           discriminate on the basis of race, color, national origin, age, disability or
     the employee’s HSA.                                                                  gender. Asante does not exclude people or treat them differently because of
                                                                                          race, color, national origin, age, disability or gender.
For an employee or spouse participating in the Asante Reimbursement Health Plan:      ■ Asante provides free aids and services that allow people with disabilities to
  1. If the employee or spouse completes Task 1, the employee will receive a              communicate effectively with caregivers and others in the organization, including:
     $125 contribution into the employee’s HRA. If both the employee and                   • Qualified sign language interpreters
     spouse complete Task 1, the employee will receive a $250 contribution into            • Written information in other formats (large print, audio,
     the employee’s HRA.                                                                     accessible electronic formats and other formats)
  2. If the employee or spouse completes Task 2, the employee will receive a          ■ Asante provides free language services to people whose primary language is
     $225 contribution into the employee’s HRA. If both the employee and                   not English, including:
     spouse complete Task 2, the employee will receive a $450 contribution into       		 • Qualified interpreters
     the employee’s HRA.                                                              		 • Information written in other languages
  3. If the employee or spouse completes Task 3, the employee will receive a          If you need these services, contact Alicia Lorenz at the phone number or email
     $400 contribution into the employee’s HRA. If both the employee and              address listed below.
     spouse complete Task 3, the employee will receive a $650 contribution into
     the employee’s HRA.                                                              If you believe that Asante has failed to provide these services or discriminated
                                                                                      in another way on the basis of race, color, national origin, age, disability or
Rules applicable to the Program and Annual Incentive                                  gender, you can file a grievance with:
Award Contributions                                                                   Alicia Lorenz, director of employee and labor relations
You are not required to complete any of the three tasks listed above. However,        2635 Siskiyou Blvd., Medford, OR 97504
only employees and spouses who choose to complete the tasks will receive              Phone: (541) 789-4227 • Fax: (541) 789-4509
incentives under the Program.                                                         Email: alicia.lorenz@asante.org
Spouses who participate in the Program must complete an authorization form            You can file a grievance in person or by mail, fax or email. If you need help
prior to receiving incentives for completing Task 1 or participating in Task 2 and    filing a grievance, Alicia Lorenz is available to help. You can also file a civil
Task 3 of the Program. This form is available from Asante Human Resources; to         rights complaint electronically through the Office for Civil Rights Complaint
obtain a copy, please call (541) 789-4551.                                            Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf
                                                                                      or by mail or phone at:
If you are unable to participate in any of the tasks required to earn an incentive
under the Program, you may be entitled to a reasonable accommodation or an            U.S. Department of Health and Human Services
alternative standard. If you think you might be unable to meet a standard for         200 Independence Ave., SW, Room 509F, HHH Building
an incentive, you can earn the incentive by different means. You may request          Washington, DC 20201
a reasonable accommodation or an alternative standard by contacting Asante            Phone: (800) 368-1019 • TDD: (800) 537-7697
Human Resources at (541) 789-4551. We will work with you (and, if you wish,           Complaint forms are available at hhs.gov/ocr/office/file/index.html.
                                                                                                                                                              HR80900_100421
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