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Canara HSBC�
....
�OBC
Life Insurance
Canara HSBC Oriental Bank of Commerce Life
Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
IRDAI PUBLIC DISCLOSURES
FOR THE PERIOD ENDED MARCH 31, 2022
Version No. Form Upl oad Date Particulars of change
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Date of Upload: May 24, 2022FORM L-23 Receipts and Payments Schedule
Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
For the year ended For the year ended
March 31, 2022 March 31, 2021
I Cash flows from operating activities
Cash receipts from customers
Gross collections received as Premium & Deposits 5,85,938 5,15,634
Other receipts 321 164
Cash paid towards operating activities
Reinsurance payments (Net of recoveries) 11,557 (1,329)
Expenses (refer note 1) (62,275) (56,988)
Benefits paid (2,92,642) (1,91,067)
Commission paid (35,629) (27,885)
GST paid (7,049) (4,731)
Income Taxes Paid (328) (576)
Advances and Deposits (135) 736
Cash flows before extraordinary items 1,99,757 2,33,958
Cash flow from extraordinary operations - -
Net cash flow from operating activities 1,99,757 2,33,958
II Cash flows from investing activities
Purchase of Fixed Assets (1,763) (2,143)
Sale of Fixed Assets 10 53
Investments
Purchase of Investments (15,48,115) (14,75,485)
Sale of Investments 12,32,941 12,29,770
Rents/Interests/Dividends received 1,04,869 89,132
Investments in money market instruments and in liquid mutual funds (Net) (refer note 2) 19,635 (64,716)
Loans against policies (463) (229)
Net cash (used in) investing activities (1,92,887) (2,23,618)
III Cash flows from financing activities
Proceeds from issuance of share capital - -
Net cash from financing activities - -
IV Effect of foreign exchange rates on cash and cash equivalents - -
Net increase / (decrease) in cash and cash equivalents 6,870 10,340
Cash and cash equivalents at beginning of the year 27,156 16,816
Cash and cash equivalents at the end of the year 34,027 27,156
Break up as follows :
Cash (Including Cheques, Drafts and Stamps) 3,013 229
Balances with Banks 31,013 26,928
1) Includes amount paid towards Corporate Social Responsibility expenditure Rs. 207 (in lakhs) (previous year Rs. 138 (in lakhs))
2) Net investment in money market instrument includes movement in net current assets
The above Receipts and payments account has been prepared as prescribed by Insurance Regulatory and Development Authority (Preparation of
financial statements and auditor’s report of insurance companies) Regulations, 2002 under the “Direct method” in accordance with Accounting
Standard 3 Cash Flow Statements.
41 Version: 1.0
Date of Upload: May 24, 2022FORM L-24 Valuation of net liabiltiies
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
( in Lacs)
Net liabiltiies
Mathematical Reserves as at Mathematical Reserves as at
Type Category of Business
March 31, 2022 March 31, 2021
Non-Linked -VIP
Life - -
General Annuity - -
Pension - -
Health - -
Non-Linked -Others
Life 3,49,486 2,56,016
General Annuity - -
Pension - -
Health - -
Par
Linked -VIP
Life - -
General Annuity - -
Pension - -
Health - -
Linked-Others
Life - -
General Annuity - -
Pension - -
Health - -
Total Par 3,49,486 2,56,016
Non-Linked -VIP
Life 3,439 2,953
General Annuity - -
Pension - 873
Health - -
Non-Linked -Others
Life 5,49,011 4,05,797
General Annuity 98,600 65,808
Pension 1,55,570 87,393
Health 467 461
Non-Par
Linked -VIP
Life - -
General Annuity - -
Pension - -
Health - -
Linked-Others
Life 12,89,676 11,67,662
General Annuity - -
Pension 15,530 11,696
Health - -
Total Non-Par 21,12,294 17,42,644
Non-Linked -VIP
Life 3,439 2,953
General Annuity - -
Pension - 873
Health - -
Non-Linked -Others
Life 8,98,497 6,61,813
General Annuity 98,600 65,808
Pension 1,55,570 87,393
Health 467 461
Total Business
Linked -VIP
Life - -
General Annuity - -
Pension - -
Health - -
Linked-Others
Life 12,89,676 11,67,662
General Annuity - -
Pension 15,530 11,696
Health - -
Total 24,61,780 19,98,659
42 Version: 1.0
Date of Upload: May 24, 2022FORM L-25- (i) Geographical Distribution of Total Business: Individual
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
( in Lakhs)
Upto Quarter ended March 2022
Geographical Distribution of Total Business: Individual
New Business - Rural New Business - Urban Total New Business Total Premium
Sl.No. State / Union Territory Renewal
(Individual) (Individual) (Individual) (New Business
Premium
Premium Sum Assured ( Premium Sum Assured ( Premium Sum Assured ( and Renewal)
No. of Policies No. of Policies No. of Policies ( lacs)
lacs lacs) ( lacs) lacs) ( lacs) lacs) ( lacs)
STATES
1 Andhra Pradesh 4,879 1,156 17,579 9,270 2,647 66,762 14,149 3,803 84,341 5,450 9,253
2 Arunachal Pradesh 23 27 419 95 81 1,179 118 108 1,598 158 266
3 Assam 524 347 2,484 1,298 1,313 10,637 1,822 1,660 13,121 2,147 3,807
4 Bihar 2,484 1,618 19,041 3,218 2,603 37,726 5,702 4,222 56,767 9,204 13,426
5 Chhattisgarh 565 279 2,678 1,549 1,296 13,098 2,114 1,575 15,776 2,020 3,595
6 Goa 163 200 1,132 601 783 6,084 764 983 7,216 1,243 2,227
7 Gujarat 344 261 2,463 1,769 2,319 25,400 2,113 2,581 27,863 6,693 9,273
8 Haryana 1,761 1,110 11,591 4,434 5,282 63,787 6,195 6,391 75,378 16,887 23,278
9 Himachal Pradesh 493 243 3,661 407 326 4,029 900 569 7,689 1,036 1,604
10 Jharkhand 846 964 7,076 2,292 3,166 29,225 3,138 4,130 36,301 5,000 9,130
11 Karnataka 20,426 9,506 69,808 19,937 21,700 2,03,128 40,363 31,206 2,72,936 49,055 80,260
12 Kerala 2,783 3,237 27,405 7,746 14,123 1,10,785 10,529 17,360 1,38,190 24,224 41,584
13 Madhya Pradesh 1,602 620 7,278 4,926 3,267 43,231 6,528 3,887 50,509 5,502 9,390
14 Maharashtra 1,668 1,432 15,120 9,530 22,849 1,96,977 11,198 24,281 2,12,097 42,843 67,125
15 Manipur 78 16 432 118 20 580 196 36 1,012 34 70
16 Meghalaya 41 30 340 95 66 701 136 96 1,041 178 274
17 Mizoram 3 0 8 31 15 115 34 15 123 23 39
18 Nagaland 2 4 27 32 14 586 34 19 613 35 54
19 Odisha 2,494 1,237 12,897 2,591 1,883 23,885 5,085 3,119 36,782 5,226 8,346
20 Punjab 2,693 1,918 13,451 4,303 3,529 32,714 6,996 5,448 46,165 15,959 21,406
21 Rajasthan 1,696 579 10,130 3,884 2,047 36,052 5,580 2,626 46,182 8,285 10,911
22 Sikkim 40 24 267 130 73 868 170 97 1,136 116 213
23 Tamil Nadu 2,569 1,893 21,990 9,797 11,803 1,25,664 12,366 13,696 1,47,654 27,027 40,723
24 Telangana 545 316 5,498 3,322 4,472 54,636 3,867 4,788 60,134 10,790 15,578
25 Tripura 85 34 404 167 100 1,504 252 135 1,908 332 466
26 UttaraKhand 1,176 622 6,788 2,903 1,982 24,162 4,079 2,604 30,950 4,545 7,149
27 Uttar Pradesh 6,818 3,724 36,289 12,681 10,310 1,25,013 19,499 14,034 1,61,302 22,950 36,984
28 West Bengal 1,722 1,167 9,606 4,435 8,404 52,467 6,157 9,571 62,073 13,976 23,548
TOTAL (A) 58,523 32,567 3,05,862 1,11,561 1,26,474 12,90,997 1,70,084 1,59,040 15,96,858 2,80,937 4,39,978
UNION TERRITORIES
Andaman and Nicobar
1
Islands 10 8 64 52 32 374 62 40 438 23 62
2 Chandigarh 5 26 9 383 907 7,369 388 933 7,378 3,312 4,245
Dadra and Nagar Haveli
3
and Daman & Diu 2 1 11 20 10 326 22 11 337 56 67
The Government of NCT
4
of Delhi 81 130 1,499 6,776 12,983 1,14,967 6,857 13,113 1,16,467 23,172 36,285
5 Jammu & Kashmir 184 95 1,433 421 345 5,033 605 440 6,466 333 773
6 Ladakh - - - - - - - - - - -
7 Lakshadweep 2 1 5 1 0 1 3 1 6 5 6
8 Puducherry 8 24 224 97 124 2,348 105 148 2,572 209 357
TOTAL (B) 292 284 3,245 7,750 14,401 1,30,419 8,042 14,685 1,33,663 27,110 41,795
GRAND Total 58,815 32,851 3,09,106 1,19,311 1,40,874 14,21,415 1,78,126 1,73,725 17,30,521 3,08,047 4,81,772
In India 1,78,126 1,73,725 17,30,521 3,08,047 4,81,772
Outside India - - - - -
43 Version: 1.0
Date of Upload: May 24, 2022FORM L-25- (i) Geographical Distribution of Total Business: Individual
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
( in Lakhs)
For Quarter ended March 2022
Geographical Distribution of Total Business: Individual
New Business - Rural New Business - Urban Total New Business Total Premium
Sl.No. State / Union Territory Renewal
(Individual) (Individual) (Individual) (New Business
Premium
Premium Sum Assured ( Premium Sum Assured ( Premium Sum Assured ( and Renewal)
No. of Policies No. of Policies No. of Policies ( lacs)
lacs lacs) ( lacs) lacs) ( lacs) lacs) ( lacs)
STATES
1 Andhra Pradesh 1,687 445 5,415 3,271 1,241 20,917 4,958 1,686 26,332 2,733 4,419
2 Arunachal Pradesh 8 3 131 35 32 340 43 34 471 78 112
3 Assam 238 89 1,003 541 463 4,396 779 552 5,400 740 1,292
4 Bihar 1,110 695 6,312 1,234 1,041 13,538 2,344 1,735 19,850 3,078 4,814
5 Chhattisgarh 200 99 1,003 529 467 4,514 729 566 5,517 867 1,433
6 Goa 51 58 376 177 393 1,486 228 451 1,862 537 988
7 Gujarat 150 87 896 754 983 10,376 904 1,070 11,271 2,418 3,487
8 Haryana 577 322 3,926 1,478 1,814 21,901 2,055 2,136 25,827 6,122 8,258
9 Himachal Pradesh 194 105 1,322 137 146 1,175 331 250 2,497 494 744
10 Jharkhand 333 424 2,696 914 1,403 10,021 1,247 1,826 12,717 2,117 3,943
11 Karnataka 7,818 3,851 27,020 7,274 8,029 74,234 15,092 11,880 1,01,255 19,058 30,938
12 Kerala 946 1,180 9,107 2,553 5,264 38,696 3,499 6,444 47,803 8,923 15,367
13 Madhya Pradesh 634 253 2,639 1,809 1,236 12,794 2,443 1,489 15,433 2,139 3,628
14 Maharashtra 612 416 4,726 3,595 8,190 76,278 4,207 8,606 81,004 13,986 22,592
15 Manipur 34 9 113 59 14 310 93 23 423 15 38
16 Meghalaya 19 16 176 44 44 306 63 60 482 73 133
17 Mizoram 2 0 4 21 9 67 23 10 71 9 19
18 Nagaland 1 - 1 13 6 176 14 6 178 20 26
19 Odisha 999 468 4,403 860 633 7,397 1,859 1,101 11,799 1,988 3,089
20 Punjab 778 479 3,617 1,253 1,100 10,478 2,031 1,579 14,095 6,171 7,750
21 Rajasthan 612 206 2,828 1,279 831 11,128 1,891 1,036 13,956 3,112 4,149
22 Sikkim 15 8 74 44 42 333 59 50 408 61 111
23 Tamil Nadu 680 521 5,099 3,205 4,066 40,860 3,885 4,587 45,959 8,754 13,341
24 Telangana 95 36 1,117 1,131 1,660 16,708 1,226 1,697 17,824 3,037 4,734
25 Tripura 40 17 150 70 53 636 110 70 786 145 215
26 UttaraKhand 355 163 1,730 841 546 6,306 1,196 709 8,037 1,622 2,331
27 Uttar Pradesh 2,400 1,290 11,561 4,208 3,701 38,658 6,608 4,991 50,219 9,357 14,348
28 West Bengal 671 378 3,719 1,712 3,309 21,014 2,383 3,687 24,733 4,588 8,275
TOTAL (A) 21,259 11,617 1,01,165 39,041 46,715 4,45,044 60,300 58,332 5,46,209 1,02,240 1,60,572
UNION TERRITORIES
Andaman and Nicobar
1
Islands 10 8 64 16 (5) 141 26 3 204 13 16
2 Chandigarh 2 1 3 121 236 2,472 123 237 2,475 529 766
Dadra and Nagar Haveli
3
and Daman & Diu - - - 3 1 37 3 1 37 40 42
The Government of NCT
4
of Delhi - 5 36 2,696 4,965 46,296 2,696 4,971 46,332 7,514 12,484
5 Jammu & Kashmir 71 26 359 144 141 1,833 215 167 2,192 134 301
6 Ladakh - - - - - - - - - - -
7 Lakshadweep 1 0 3 - - - 1 0 3 2 2
8 Puducherry 2 2 3 31 62 856 33 63 859 135 199
TOTAL (B) 86 42 469 3,011 5,401 51,634 3,097 5,443 52,102 8,368 13,811
GRAND Total 21,345 11,658 1,01,634 42,052 52,116 4,96,677 63,397 63,774 5,98,311 1,10,609 1,74,383
In India 63,397 63,774 5,98,311 1,10,609 1,74,383
Outside India - - - - -
44 Version: 1.0
Date of Upload: May 24, 2022FORM L-25- (ii) Geographical Distribution of Total Business: Group
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
( in Lakhs)
Upto Quarter ended March 2022
Geographical Distribution of Total Business: Group
New Business - Rural New Business - Urban Total New Business Total Premium
Sl.No. State / Union Territory Renewal
(Group) (Group) (Group) (New Business
Premium
Premium Sum Assured ( Premium Sum Assured ( Premium Sum Assured ( and Renewal)
No. of Schemes No. of Lives No. of Schemes No. of Lives No. of Schemes No. of Lives ( lacs)
lacs lacs) ( lacs) lacs) ( lacs) lacs) ( lacs)
STATES
1 Andhra Pradesh - - - - - - - - - - - - - -
2 Arunachal Pradesh - - - - - - - - - - - - - -
3 Assam - - - - - - - - - - - - - -
4 Bihar - - - - - - - - - - - - - -
5 Chhattisgarh - - - - - - - - - - - - - -
6 Goa - - - - - - - - - - - - - -
7 Gujarat - - - - - - 158 - - - 158 - - 158
8 Haryana - - - - 7 14,488 1,318 2,55,759 7 14,488 1,318 2,55,759 - 1,318
9 Himachal Pradesh - - - - - - 400 - - - 400 - - 400
10 Jharkhand - - - - - - - - - - - - - -
11 Karnataka - - - - 15 38,45,175 66,166 88,63,333 15 38,45,175 66,166 88,63,333 1,261 67,427
12 Kerala - - - - 32 24,585 54 22,557 32 24,585 54 22,557 - 54
13 Madhya Pradesh - - - - 1 7,458 23 14,059 1 7,458 23 14,059 - 23
14 Maharashtra - - - - 16 69,712 7,732 17,99,429 16 69,712 7,732 17,99,429 111 7,843
15 Manipur - - - - - - - - - - - - - -
16 Meghalaya - - - - - - - - - - - - - -
17 Mizoram - - - - - - - - - - - - - -
18 Nagaland - - - - - - - - - - - - - -
19 Odisha - - - - - - - - - - - - - -
20 Punjab - - - - - - - - - - - - - -
21 Rajasthan - - - - - - - - - - - - - -
22 Sikkim - - - - - - - - - - - - - -
23 Tamil Nadu - - - - 2 498 8 9,336 2 498 8 9,336 - 8
24 Telangana - - - - 5 30,521 2,155 11,96,553 5 30,521 2,155 11,96,553 - 2,155
25 Tripura - - - - - - - - - - - - - -
26 UttaraKhand - - - - - - - - - - - - - -
27 Uttar Pradesh - - - - 4 992 1,096 9,929 4 992 1,096 9,929 - 1,096
28 West Bengal - - - - - - 7,500 - - - 7,500 - - 7,500
TOTAL (A) - - - 82 39,93,429 86,611 1,21,70,955 82 39,93,429 86,611 1,21,70,955 1,372 87,983
UNION TERRITORIES
Andaman and Nicobar
1
Islands - - - - - - - - - - - - - -
2 Chandigarh - - - - - - - - - - - - - -
Dadra and Nagar
3
Haveli and Daman & - - - - - - - - - - - - - -
The Government of
4
NCT of Delhi - - - - 1 44,407 19,236 1,41,552 1 44,407 19,236 1,41,552 - 19,236
5 Jammu & Kashmir - - - - - - - - - - - - - -
6 Ladakh - - - - - - - - - - - - - -
7 Lakshadweep - - - - - - - - - - - - - -
8 Puducherry - - - - 1 64 1 960 1 64 1 960 - 1
TOTAL (B) - - - 2 44,471 19,237 1,42,512 2 44,471 19,237 1,42,512 - 19,237
GRAND Total - - - 84 40,37,900 1,05,848 1,23,13,467 84 40,37,900 1,05,848 1,23,13,467 1,372 1,07,220
In India 84 40,37,900 1,05,848 1,23,13,467 1,372 1,07,220
Outside India - - - - - -
45 Version: 1.0
Date of Upload: May 24, 2022FORM L-25- (ii) Geographical Distribution of Total Business: Group
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
( in Lakhs)
For Quarter ended March 2022
Geographical Distribution of Total Business: Group
New Business - Rural New Business - Urban Total New Business Total Premium
Sl.No. State / Union Territory Renewal
(Group) (Group) (Group) (New Business
Premium
Premium Sum Assured ( Premium Sum Assured ( Premium Sum Assured ( and Renewal)
No. of Schemes No. of Lives No. of Schemes No. of Lives No. of Schemes No. of Lives ( lacs)
lacs lacs) ( lacs) lacs) ( lacs) lacs) ( lacs)
STATES
1 Andhra Pradesh - - - - - - - - - - - - - -
2 Arunachal Pradesh - - - - - - - - - - - - - -
3 Assam - - - - - - - - - - - - - -
4 Bihar - - - - - - - - - - - - - -
5 Chhattisgarh - - - - - - - - - - - - - -
6 Goa - - - - - - - - - - - - - -
7 Gujarat - - - - - - - - - - - - - -
8 Haryana - - - - 1 1,301 625 30,598 1 1,301 625 30,598 - 625
9 Himachal Pradesh - - - - - - - - - - - - - -
10 Jharkhand - - - - - - - - - - - - - -
11 Karnataka - - - - - 1,38,461 13,462 6,44,173 - 1,38,461 13,462 6,44,173 419 13,881
12 Kerala - - - - 20 13,278 28 11,873 20 13,278 28 11,873 - 28
13 Madhya Pradesh - - - - - 258 0 1,245 - 258 0 1,245 - 0
14 Maharashtra - - - - 10 24,369 2,144 12,46,689 10 24,369 2,144 12,46,689 46 2,190
15 Manipur - - - - - - - - - - - - - -
16 Meghalaya - - - - - - - - - - - - - -
17 Mizoram - - - - - - - - - - - - - -
18 Nagaland - - - - - - - - - - - - - -
19 Odisha - - - - - - - - - - - - - -
20 Punjab - - - - - - - - - - - - - -
21 Rajasthan - - - - - - - - - - - - - -
22 Sikkim - - - - - - - - - - - - - -
23 Tamil Nadu - - - - - 28 0 260 - 28 0 260 - 0
24 Telangana - - - - 1 25,516 2,109 10,96,948 1 25,516 2,109 10,96,948 - 2,109
25 Tripura - - - - - - - - - - - - - -
26 UttaraKhand - - - - - - - - - - - - - -
27 Uttar Pradesh - - - - 1 75 86 509 1 75 86 509 - 86
28 West Bengal - - - - - - 5,000 - - - 5,000 - - 5,000
TOTAL (A) - - - 33 2,03,286 23,455 30,32,295 33 2,03,286 23,455 30,32,295 464 23,919
UNION TERRITORIES
Andaman and Nicobar
1
Islands - - - - - - - - - - - - - -
2 Chandigarh - - - - - - - - - - - - - -
Dadra and Nagar
3
Haveli and Daman & - - - - - - - - - - - - - -
The Government of
4
NCT of Delhi - - - - - 1,652 666 30,651 - 1,652 666 30,651 - 666
5 Jammu & Kashmir - - - - - - - - - - - - - -
6 Ladakh - - - - - - - - - - - - - -
7 Lakshadweep - - - - - - - - - - - - - -
8 Puducherry - - - - - - - - - - - - - -
TOTAL (B) - - - - 1,652 666 30,651 - 1,652 666 30,651 - 666
GRAND Total - - - 33 2,04,938 24,121 30,62,946 33 2,04,938 24,121 30,62,946 464 24,585
In India 33 2,04,938 24,121 30,62,946 464 24,585
Outside India - - - - - -
46 Version: 1.0
Date of Upload: May 24, 2022₹
47 Version: 1.0
Date of Upload: May 24, 2022₹
4. As per IRDAI(Investment) Regulations, 2016, Policyholders Unclaimed Monies Fund (SFIN - ULIF01901/04/16UNCLAIMFND136) is shown as part of Current Assets in the Balance Sheet, hence not considered for above disclosure.
5. NAV Guarantee Fund closed during the period
48 Version: 1.0
Date of Upload: May 24, 2022₹
49 Version: 1.0
Date of Upload: May 24, 2022FORM L-29 Detail regarding debt securities for Non Linked Funds
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
₹ in Lakhs
Market Value Book Value
as % of total for this as % of total for this as % of total for this as % of total for this
As at Mar 31, 2022 As at Mar 31, 2021 As at Mar 31, 2022 As at Mar 31, 2021
class class class class
Break down by credit rating
AAA rated 4,59,485 36% 4,26,978 43% 4,40,014 35% 4,02,690 43%
AA or better 21,488 2% 21,358 2% 20,370 2% 19,982 2%
Rated below AA but above A 10,203 1% 10,259 0 9,696 1% 9,613 1%
Rated below A but above B - 0% - - - 0% - 0%
Any other
- Sovereign Securities 7,93,041 62% 5,33,496 54% 7,94,825 63% 5,14,450 54%
- Rated B or Below B - 0% 375 0% - 0% 500 0%
12,84,217 100% 9,92,465 100% 12,64,905 100% 9,47,235 100%
Breakdown By Residual Maturity
Up to 1 year 18,784 1% 19,290 2% 18,535 1% 19,122 2%
more than 1 yearand upto 3years 39,764 3% 24,185 2% 37,907 3% 22,989 2%
More than 3years and up to 7years 4,15,382 32% 3,03,271 31% 3,97,602 31% 2,84,598 30%
More than 7 years and up to 10 years 2,30,935 18% 2,53,278 26% 2,27,050 18% 2,39,094 25%
More than 10 years and up to 15 years 3,08,915 24% 2,09,318 21% 3,10,821 25% 2,03,544 21%
More than 15 years and up to 20 years 1,13,986 9% 75,008 8% 1,15,795 9% 73,591 8%
Above 20 years 1,56,451 12% 1,08,116 11% 1,57,195 12% 1,04,296 11%
12,84,217 100% 9,92,465 100% 12,64,905 100% 9,47,235 100%
Breakdown by type of the issuer
a. Central Government 4,88,086 38% 3,44,176 35% 4,91,245 39% 3,32,029 35%
b. State Government 3,04,955 24% 1,89,320 19% 3,03,580 24% 1,82,421 19%
c. Corporate Securities 4,91,176 38% 4,58,969 46% 4,70,079 37% 4,32,785 46%
12,84,217 100% 9,92,465 100% 12,64,905 100% 9,47,235 100%
50 Version: 1.0
Date of Upload: May 24, 2022FORM L-29 Detail regarding debt securities for Linked Funds
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
₹ in Lakhs
Market Value Book Value
as % of total for this as % of total for this as % of total for this as % of total for this
As at Mar 31, 2022 As at Mar 31, 2021 As at Mar 31, 2022 As at Mar 31, 2021
class class class class
Break down by credit rating
AAA rated 1,05,649 31% 1,04,154 30% 1,02,384 31% 99,223 29%
AA or better 17,301 5% 18,939 5% 16,525 5% 17,960 5%
Rated below AA but above A - 0% - - - 0% - -
Rated below A but above B - 0% - - - 0% - -
Any other
- Sovereign Securities 2,12,576 63% 2,25,682 64% 2,15,474 64% 2,25,692 66%
- Rated B or Below B - 0% 1,125 0% - 0% 1,575 0%
3,35,526 100% 3,49,900 100% 3,34,383 100% 3,44,450 100%
Breakdown By Residual Maturity
Up to 1 year 93,813 28% 87,984 25% 95,030 28% 88,318 26%
more than 1 yearand upto 3years 33,891 10% 46,742 13% 33,624 10% 46,614 14%
More than 3years and up to 7years 1,26,458 38% 93,369 27% 1,23,828 37% 89,422 26%
More than 7 years and up to 10 years 66,866 20% 65,517 19% 67,268 20% 63,684 18%
More than 10 years and up to 15 years 11,576 3% 47,885 14% 11,740 4% 48,257 14%
More than 15 years and up to 20 years 719 0% 5,178 1% 644 0% 5,033 1%
Above 20 years 2,202 1% 3,226 1% 2,248 1% 3,123 1%
3,35,526 100% 3,49,900 100% 3,34,383 100% 3,44,450 100%
Breakdown by type of the issuer
a. Central Government 1,93,391 58% 2,02,051 58% 1,95,991 59% 2,02,202 59%
b. State Government 19,185 6% 23,631 7% 19,482 6% 23,490 7%
c. Corporate Securities 1,22,950 37% 1,24,218 36% 1,18,909 36% 1,18,758 34%
3,35,526 100% 3,49,900 100% 3,34,383 100% 3,44,450 100%
51 Version: 1.0
Date of Upload: May 24, 2022FORM L-30 Related Party Transactions
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
PART-A Related Party Transactions
( in Lacs)
Consideration paid / (received)
Nature of Relationship with Description of Transactions / For Quarter ended Upto Quarter ended For Quarter ended Upto Quarter ended
Sl.No. Name of the Related Party
the Company Categories March 2022 March 2022 March 2021 March 2021
1 Canara Bank Holding Company Reimbursement of Expenses 1 17 9 16
2 Canara Bank Holding Company Commission 9,544 24,953 7,960 19,603
3 Punjab National Bank Substantial Interest Commission 1,560 5,048 2,454 6,253
4 The Hongkong and Shanghai Banking Substantial Interest Commission 819 1,871 546 1,285
Corporation Limited
5 Karnataka Gramin Bank Associates of Holding Commission 584 1,304 466 1,071
Company
6 Karnataka Vikas Grameena Bank Associates of Holding Commission 228 581 127 271
Company
7 Kerala Gramin Bank Associates of Holding Commission 109 236 87 181
Company
8 Andhra Pragathi Grameena Bank Associates of Holding Commission 89 209 61 99
Company
9 Can Fin Homes Limited Associates of Holding Commission 119 301 59 122
Company
10 The Hongkong and Shanghai Banking Substantial Interest Benefits Paid 51 51 - -
Corporation Limited
11 HSBC Software Development (India) Pvt. Ltd. Substantial Interest Benefits Paid 770 2,489 409 922
12 Canara Bank Holding Company Benefits Paid 6,136 6,136 - -
13 Punjab National Bank Substantial Interest Benefits Paid - - 16,632 16,632
14 Canara HSBC Oriental Bank of Commerce Life Significant Influence Benefits Paid 19 187 33 1,459
Insurance Company Limited Group Gratuity
Trust
15 Canara HSBC Oriental Bank of Commerce Life Significant Influence Contribution towards Gratuity Plan - 310 - 1,662
Insurance Company Limited Group Gratuity
Trust
16 HSBC Mutual Fund (Managed by HSBC Asset Entities managed by Fellow Purchase/(Sale) of Mutual fund Units - - - -
Management (India) Private Limited) Subsidiaries/Associates
17 HSBC Mutual Fund (Managed by HSBC Asset Entities managed by Fellow Purchase/(Sale) of Mutual fund Units - - - -
Management (India) Private Limited) Subsidiaries/Associates
18 Canara Robeco Mutual Fund (Managed by Entities managed by Fellow Purchase/(Sale) of Mutual fund Units - - - -
Canara Robeco Asset Management Company Subsidiaries/Associates
Limited)
19 Canara Robeco Mutual Fund (Managed by Entities managed by Fellow Purchase/(Sale) of Mutual fund Units - - - -
Canara Robeco Asset Management Company Subsidiaries/Associates
20 Can Fin Homes Limited Associates of Holding Purchase/(Sale) of Investments - - - -
Company
21 Can Fin Homes Limited Associates of Holding Purchase/(Sale) of Investments - - - -
Company
22 Canara Robeco Mutual Fund (Managed by Entities managed by Fellow Purchase/(Sale) of Investments - - - -
Canara Robeco Asset Management Company Subsidiaries/Associates
Limited)
23 Canara Robeco Mutual Fund (Managed by Entities managed by Fellow Purchase/(Sale) of Investments - - - -
Canara Robeco Asset Management Company Subsidiaries/Associates
Limited)
24 The Hongkong and Shanghai Banking Substantial Interest Purchase/(Sale) of Investments - - - -
Corporation Limited
25 HSBC Mutual Fund (Managed by HSBC Asset Entities managed by Fellow Purchase/(Sale) of Investments - - - -
Management (India) Private Limited) Subsidiaries/Associates
26 HSBC Mutual Fund (Managed by HSBC Asset Entities managed by Fellow Purchase/(Sale) of Investments - - - -
Management (India) Private Limited) Subsidiaries/Associates
27 PNB GILTS LTD Entities managed by Fellow Purchase/(Sale) of Investments - - - 3,538
Subsidiaries/Associates
28 PNB GILTS LTD Entities managed by Fellow Purchase/(Sale) of Investments - - - (1,451)
Subsidiaries/Associates
29 Canara Bank Holding Company Establishment, Consultancy and Other 40 175 88 271
Expenses
30 Punjab National Bank Substantial Interest Establishment, Consultancy and Other 16 22 8 11
Expenses
31 The Hongkong and Shanghai Banking Substantial Interest Establishment, Consultancy and Other 3 15 3 8
Corporation Limited Expenses
32 Karnataka Vikas Grameena Bank Associates of Holding Establishment, Consultancy and Other 0 0 0 0
Company Expenses
33 Andhra Pragathi Grameena Bank Associates of Holding Establishment, Consultancy and Other 0 0 0 0
Company Expenses
34 Karnataka Gramin Bank Associates of Holding Establishment, Consultancy and Other 2 6 6 8
Company Expenses
35 Kerala Gramin Bank Associates of Holding Establishment, Consultancy and Other 0 2 0 0
Company Expenses
36 Canara Bank Securities Limited Fellow Subsidiary Brokerage 58 173 45 167
37 HSBC Securities and Capital Markets (India) Substantial Interest Brokerage 56 170 53 145
Private Limited
38 Mr. Anuj Dayal Mathur Key Management Personnel Managerial Remuneration 71 365 74 341
39 The Hongkong and Shanghai Banking Substantial Interest Guarantees and Collaterals Issued during - - - 25
Corporation Limited the period
40 Can Fin Homes Limited Associates of Holding Interest & Investment Income (10) (39) (10) (39)
Company
41 The Hongkong and Shanghai Banking Substantial Interest Interest & Investment Income - - - -
Corporation Limited
42 Canara Robeco Mutual Fund (Managed by Entities managed by Fellow Profit/(Loss) on sale of Mutual Fund - - - -
Canara Robeco Asset Management Company Subsidiaries/Associates Units
Limited)
43 HSBC Mutual Fund (Managed by HSBC Asset Entities managed by Fellow Profit/(Loss) on sale of Mutual Fund - - - -
Management (India) Private Limited) Subsidiaries/Associates Units
44 Canara Bank Holding Company Insurance Premium (7,209) (27,570) (7,058) (21,067)
45 Punjab National Bank Substantial Interest Insurance Premium (479) (18,717) (4,807) (7,026)
46 The Hongkong and Shanghai Banking Substantial Interest Insurance Premium (602) (704) (53) (175)
Corporation Limited
47 Karnataka Gramin Bank Associates of Holding Insurance Premium (39) (19,953) (22) (1,485)
Company
48 Karnataka Vikas Grameena Bank Associates of Holding Insurance Premium (4,000) (14,000) - (20,000)
Company
49 Canara Robeco Asset Management Company Fellow Subsidiary Insurance Premium 0 (11) 0 (10)
Limited
50 Andhra Pragathi Grameena Bank Associates of Holding Insurance Premium - - (2,000) (2,000)
Company
51 Can Fin Homes Limited Associates of Holding Insurance Premium (2,180) (5,403) (745) (1,599)
Company
52 Canara HSBC Oriental Bank of Commerce Life Significant Influence Insurance Premium - (310) - (1,662)
Insurance Company Limited Group Gratuity
Trust
53 HSBC Software Development (India) Pvt. Ltd. Substantial Interest Insurance Premium (1,515) (6,092) - (8,318)
54 Kerala Gramin Bank Associates of Holding Insurance Premium - - - -
Company
55 Mr. Anuj Dayal Mathur Key Management Personnel Insurance Premium (0) (1) (0) (1)
56 Mr. Aditya Mathur Relatives of Key Management Insurance Premium (0) (0) (0) (0)
Personnel
57 HSBC Invest Direct Securities (India) Limited Substantial Interest Insurance Premium (3) (3) - (0)
58 HSBC ASSET MANAGEMENT INDIA PRIVATE Substantial Interest Insurance Premium (22) (22) - (0)
LIMITED
59 HSBC PROFESSIONAL SERVICES (INDIA) Substantial Interest Insurance Premium (10) (10) - (0)
PRIVATE
60 HSBC SECURITIES AND CAPITAL MARKETS Substantial Interest Insurance Premium (28) (28) - (0)
(INDIA) PRIVATE LIMITED
61 HSBC Electronic Data Processing India Pvt Ltd Substantial Interest Insurance Premium (2,108) (2,108) - (0)
52 Version: 1.0
Date of Upload: May 24, 2022FORM L-30 Related Party Transactions
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
PART-B Related Party Transaction Balances - As at Quarter ended March 2022
Expenses recognised up to the
Amount of Outstanding Balance under Provision for
Whether Secured? If so, Nature Details of any quarter end during the year in
Nature of Relationship Balances including doubtful debts relating to the
Sl.No. Name of the Related Party Whether Payable / Receivable of consideration to be provided Guarantees given or respect of bad or dobutful debts due
with the Company Commitments outstanding balance receivable
at the time of settlement received from the related party
( in Lacs) ( in Lacs)
( in Lacs)
1 The Hongkong and Shanghai Banking Substantial Interest 51 Guarantees and Collaterals Unsecured Nil Nil Nil
Corporation Limited Balance
2 Canara Bank Holding Company (1,916) Payable - Outstanding Balance Unsecured Nil Nil Nil
3 HSBC Insurance (Asia-Pacific) Holdings Substantial Interest (0) Payable - Outstanding Balance Unsecured Nil Nil Nil
Limited
3 The Hongkong and Shanghai Banking Substantial Interest (311) Payable - Outstanding Balance Unsecured Nil Nil Nil
Corporation Limited
4 Karnataka Gramin Bank Associates of Holding (301) Payable - Outstanding Balance Unsecured Nil Nil Nil
Company
5 Karnataka Vikas Grameena Bank Associates of Holding (114) Payable - Outstanding Balance Unsecured Nil Nil Nil
Company
6 Kerala Gramin Bank Associates of Holding (89) Payable - Outstanding Balance Unsecured Nil Nil Nil
Company
7 Andhra Pragathi Grameena Bank Associates of Holding (50) Payable - Outstanding Balance Unsecured Nil Nil Nil
Company
8 Punjab National Bank Substantial Interest (438) Payable - Outstanding Balance Unsecured Nil Nil Nil
9 HSBC Securities and Capital Markets Substantial Interest - Payable - Outstanding Balance Unsecured Nil Nil Nil
(India) Private Limited
9 Canara Bank Securities Limited Fellow Subsidiary (1) Payable - Outstanding Balance Unsecured Nil Nil Nil
10 Can Fin Homes Limited Associates of Holding (50) Payable - Outstanding Balance Unsecured Nil Nil Nil
Company
11 HSBC Mutual Fund (Managed by HSBC Entities managed by - Receivable - Investments Unsecured Nil Nil Nil
Asset Management (India) Private Limited) Fellow
11 Can Fin Homes Limited Associates of Holding 502 Receivable - Investments Unsecured Nil Nil Nil
Company
12 Canara Robeco Mutual Fund (Managed by Entities managed by - Receivable - Investments Unsecured Nil Nil Nil
Canara Robeco Asset Management Fellow
12 Canara Bank Holding Company 18,306 Receivable - Bank Balances Unsecured Nil Nil Nil
13 Punjab National Bank Substantial Interest 1,984 Receivable - Bank Balances Unsecured Nil Nil Nil
14 The Hongkong and Shanghai Banking Substantial Interest 11,098 Receivable - Bank Balances Unsecured Nil Nil Nil
Corporation Limited
15 Karnataka Gramin Bank Associates of Holding 486 Receivable - Bank Balances Unsecured Nil Nil Nil
Company
16 Karnataka Vikas Grameena Bank Associates of Holding 111 Receivable - Bank Balances Unsecured Nil Nil Nil
Company
17 Andhra Pragathi Grameena Bank Associates of Holding 44 Receivable - Bank Balances Unsecured Nil Nil Nil
Company
18 Kerala Gramin Bank Associates of Holding 488 Receivable - Bank Balances Unsecured Nil Nil Nil
Company
53 Version: 1.0
Date of Upload: May 24, 2022FORM L-31 Board of Directors & Key Management Persons
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
Information on Board of Directors
Sl. No. Name of person Designation Role / Function Details of change in the period, if any
1 Mr L V Prabhakar Chairman & Director Non-executive Director
2 Mr Debashish Mukherjee Director Non-executive Director
3 Ms A Manimekhalai Director Non-executive Director
4 Mr Alistair Chamberlain Director Non-executive Director
5 Mr Arun Shrivastava Director Non-executive Director
6 Mr Raj Kamal Verma Director Non-executive Director
7 Mr Ranjan Bhattacharya Director Non-executive Director
8 Mr L V R Prasad Director Non-executive Director
9 Mr Thomas Mathew T Independent Director Independent Director
10 Mr J P Dua Independent Director Independent Director
11 Ms Geeta Mathur Independent Director Independent Director
12 Mr Suryanarayana Somayajula Independent Director Independent Director
13 Mr. Anuj Dayal Mathur Managing Director and Chief CEO & Wholetime Director
Executive Officer
Information on Key Management Persons
1 Mr. Anuj Dayal Mathur Managing Director and Chief CEO & Wholetime Director
Executive Officer
2 Ms. Tarannum Hasib Chief Distribution Officer Sales & Marketing
3 Mr. Akshay Dhand Appointed Actuary Actuarial & Products
Deven was KMP for Oct and Nov 2021 as CIO. His
designation changed from Chief Investment Officer
4 Mr. Deven Premji Sangoi Director - Investments Investments to Director - Investments w.e.f 1st December 2021
and he seized to be a KMP
5 Mr. Vikas Gupta Chief Compliance Officer Compliance
6 Mr. Siddharth Kaushik Chief Risk Officer Risk
7 Mr. Sachin Dutta Chief Operating Officer Operations & IT
8 Mr. Rishi Mathur Chief Digital & Strategy Officer Strategy & Digital SBU
9 Ms. Kiran Yadav Chief People Officer Human Resources, CSR & Admin
10 Ms. Vatsala Sameer Company Secretary Corporate Governance & Legal
11 Mr. Ritesh Kumar Rathod Chief Customer Retention and Data Business Performance Management, Officiating as interim CIO from 1 Dec 2021
Officer PR, EIMA, PM&QA
12 Mr. Tarun Rustagi Chief Financial Officer Finance, B&C And Procurement
13 Mr. Saurabh Sahni Chief Internal Auditor Internal Audit
54 Version: 1.0
Date of Upload: May 24, 2022FORM L-32 Available Solvency Margin and Solvency Ratio
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
Form Code: KT-3
Classification: Total Business
( in Lacs)
Adjusted Value
Item Description Notes No. As at
March 31, 2022
01 Available Assets in Policyholders' Fund: 1 25,23,195
Deduct:
02 Mathematical Reserves 2 24,61,780
03 Other Liabilities 3 -
04 Excess in Policyholders' funds (01-02-03) 61,416
05 Available Assets in Shareholders Fund: 4 1,27,966
Deduct:
06 Other Liabilities of shareholders’ fund 3 -
07 Excess in Shareholders' funds (05-06) 1,27,966
08 Total ASM (04)+(07) 1,89,381
09 Total RSM 67,164
10 Solvency Ratio (ASM/RSM) 282%
Notes:
1. Item No. 01 shall be the amount of the Total Admissible assets for Solvency as mentioned in
Form IRDAI-Assets- AA under Policyholders A/C;
2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H;
3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet;
4. Items No. 05 shall be the amount of the Total Admissible assets for Solvency as mentioned in
Form IRDAI-Assets- AA under Shareholders A/C;
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Bonds / Debentures Loans Other Debt instruments All other Assets T0TAL
NO PARTICULARS Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar
YTD ( As on date) YTD ( As on date) YTD ( As on date) YTD ( As on date) YTD ( As on date)
2021) 2021) 2021) 2021) 2021)
1 Investments Assets (As per Form 5) 2,92,473 2,94,918 - - - - 6,23,454 4,20,124 9,15,927 7,15,043
2 Gross NPA - 500 - - - - - - - 500
3 % of Gross NPA on Investment Assets (2/1) 0.00% 0.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.07%
4 Provision made on NPA - 500 - - - - - - - 500
5 Provision as a % of NPA (4/2) 0.00% 100% - - 0.00% 0.00% - - 0.00% 100.00%
6 Provision on Standard Assets - - - - - - - - - -
7 Net Investment Assets (1-4) 2,92,473 2,94,418 - - - - 6,23,454 4,20,124 9,15,927 7,14,543
8 Net NPA (2-4) - - - - - - - - - -
9 % of Net NPA to Net Investment Assets (8/7) 0.00% 0.00% - - 0.00% 0.00% - - 0.00% 0.00%
10 Write off made during the period - - - - - - - - - -
Note:
1. The above statement, in the case of 'Life' Insurers shall be prepared 'fund-wise' Viz. Life Fund, Pension & Group Fund, ULIP Fund and at Assets Under Management level also.
2. Total Investment Assets should reconcile with figures shown in Form 3A / 3B
3. Gross NPA is investments classified as NPA, before any provisions
4. Provision made on the 'Standard Assets' shall be as per Circular issued, as amended from time to time.
5. Net Investment assets is net of 'provisions'
6. Net NPA is gross NPAs less provisions
7. Write off as approved by the Board
8. Other Debt Instruments does not include Equity, Sovereign securities, Reverse Repo, Triparty Repo, AT1 Bond, Fixed deposit, Unit of Infrastructure Trust (InvIT), Real Estate Investment Trust(REITs) and Liquid Mutual Fund.
9. The Redemption receivable of matured Commercial Papers of ILFS and its group companies amounting to ₹ 90 crs till 31st March 2022 and the corresponding provision amounting to ₹ 90 Crs shall form part of Current Assets, hence, not included above and shown under relevant schedule (Schedule 12) of
Balance Sheet.
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Bonds / Debentures Loans Other Debt instruments All other Assets T0TAL
NO PARTICULARS Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar YTD ( As on Prev. FY ( As on 31 Mar Prev. FY ( As on 31 Mar
YTD ( As on date) YTD ( As on date) YTD ( As on date) YTD ( As on date)
2021) 2021) 2021) date) 2021) 2021)
1 Investments Assets (As per Form 5) 1,70,954 1,30,208 - - - - 2,40,109 1,70,656 4,11,063 3,00,864
2 Gross NPA - - - - - - - - - -
3 % of Gross NPA on Investment Assets (2/1) - - - - - - - - - -
4 Provision made on NPA - - - - - - - - - -
5 Provision as a % of NPA (4/2) - - - - - - - - -
6 Provision on Standard Assets - - - - - - - - - -
7 Net Investment Assets (1-4) 1,70,954 1,30,208 - - - - 2,40,109 1,70,656 4,11,063 3,00,864
8 Net NPA (2-4) - - - - - - - - - -
9 % of Net NPA to Net Investment Assets (8/7) - - - - - - - - - -
10 Write off made during the period - - - - - - - - - -
Note:
1. The above statement, in the case of 'Life' Insurers shall be prepared 'fund-wise' Viz. Life Fund, Pension & Group Fund, ULIP Fund and at Assets Under Management level also.
2. Total Investment Assets should reconcile with figures shown in Form 3A / 3B
3. Gross NPA is investments classified as NPA, before any provisions
4. Provision made on the 'Standard Assets' shall be as per Circular issued, as amended from time to time.
5. Net Investment assets is net of 'provisions'
6. Net NPA is gross NPAs less provisions
7. Write off as approved by the Board
8. Other Debt Instruments does not include Equity, Sovereign securities, Reverse Repo, Triparty Repo, AT1 Bond, Fixed deposit, Unit of Infrastructure Trust (InvIT), Real Estate Investment Trust(REITs) and Liquid Mutual Fund.
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Bonds / Debentures Loans Other Debt instruments All other Assets T0TAL
NO PARTICULARS
YTD ( As on date) Prev. FY ( As on 31 Mar 2021) YTD ( As on date) Prev. FY ( As on 31 Mar 2021) YTD ( As on date) Prev. FY ( As on 31 Mar 2021) YTD ( As on date) Prev. FY ( As on 31 Mar 2021) YTD ( As on date) Prev. FY ( As on 31 Mar 2021)
1 Investments Assets (As per Form 5) 1,22,950 1,24,218 - - - - 11,76,869 10,46,755 12,99,818 11,70,973
2 Gross NPA - 1,125 - - - - 3,500 2,000 3,500 3,125
3 % of Gross NPA on Investment Assets (2/1) 0.00% 0.91% - - 0.00% 0.00% 0.30% 0.19% 0.27% 0.27%
4 Provision made on NPA - 1,125 - - - - 3,500 2,000 3,500 3,125
5 Provision as a % of NPA (4/2) 0.00% 100.00% - - 0.00% 0.00% 100.00% 100.00% 100.00% 100.00%
6 Provision on Standard Assets - - - - - - - - - -
7 Net Investment Assets (1-4) 1,22,950 1,23,093 - - - - 11,73,369 10,44,755 12,96,318 11,67,848
8 Net NPA (2-4) - - - - - - - - - -
9 % of Net NPA to Net Investment Assets (8/7) 0.00% 0.00% - - 0.00% 0.00% 0.00% - 0.00% 0.00%
10 Write off made during the period - - - - - - - - - -
Note:
1. The above statement, in the case of 'Life' Insurers shall be prepared 'fund-wise' Viz. Life Fund, Pension & Group Fund, ULIP Fund and at Assets Under Management level also.
2. Total Investment Assets should reconcile with figures shown in Form 3A / 3B
3. Gross NPA is investments classified as NPA, before any provisions
4. Provision made on the 'Standard Assets' shall be as per Circular issued, as amended from time to time.
5. Net Investment assets is net of 'provisions'
6. Net NPA is gross NPAs less provisions
7. Write off as approved by the Board
8. Other Debt Instruments does not include Equity, Sovereign securities, Reverse Repo, Triparty Repo, AT1 Bond, Fixed deposit, Unit of Infrastructure Trust (InvIT), Real Estate Investment Trust(REITs) and Liquid Mutual Fund.
9. As per IRDAI(Investment) Regula ons, 2016, Policyholders Unclaimed Monies Fund (SFIN - ULIF01901/04/16UNCLAIMFND136) is shown as part of Current Assets in the Balance Sheet, hence not considered for above disclosure.
₹ ₹
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There is no Category Code available to capture derivatives transactions, Loss of amounting ₹ 4.64 crores for this Quarter (Previous Quarter Loss of ₹ 1.42 Crores) on account of Fixed Income Derivatives as shown in 'Transfer/Gain on revaluation/change in fair value' and ₹ 0.14 Crores(Previous Quarter ₹ 0.02 Crores)
on account of Interest Income Received/Paid on Derivative Margin as shown in 'Interest, Dividends and Rent – Gross' under 'Revenue Account' respectively is not included in above figures.
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Date of Upload: May 24, 2022FORM L-36 :Premium and number of lives covered by policy type
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
For Quarter ended March 2022 For Quarter ended March 2021 Upto Quarter ended March 2022 Upto Quarter ended March 2021
Sl. No Particulars Sum Insured, Sum Insured, Sum Insured, Sum Insured,
Premium Wherever Premium Wherever Premium Wherever Premium Wherever
No. of Policies No. of Lives No. of Policies No. of Lives No. of Policies No. of Lives No. of Policies No. of Lives
( in Lacs) applicable ( in Lacs) applicable ( in Lacs) applicable ( in Lacs) applicable
( in Lacs) ( in Lacs) ( in Lacs) ( in Lacs)
1 First year Premum
i Individual Single Premium- (ISP)
From 0-10,000 15 16 15 20 14 18 14 27 52 63 60 153 27 34 30 167
From 10,001-25,000 107 58 56 247 38 19 17 129 503 273 262 1,230 98 54 51 769
From 25,001-50,000 450 98 98 1,006 505 102 79 1,029 1,841 403 391 3,334 986 204 179 2,571
From 50,001-75,000 71 10 8 160 13 2 - 19 343 53 48 531 82 15 11 312
From 75,001-1,00,000 226 23 19 351 228 24 20 370 1,141 116 106 1,719 603 63 55 1,265
From 1,00,001-1,25,000 23 2 2 29 12 1 1 15 104 9 9 152 36 3 3 45
Above Rs. 1,25,000 848 29 29 1,216 291 10 6 368 2,667 92 90 3,594 798 32 26 1,434
ii Individual Single Premium (ISPA)- Annuity
From 0-50,000 658 160 150 640 782 221 174 782 3,462 884 831 3,460 5,245 1,499 1,396 5,250
From 50,001-1,00,000 1,136 131 130 1,136 1,045 120 89 1,055 4,627 540 517 4,625 6,762 793 729 6,782
From 1,00,001-1,50,000 661 50 46 661 675 50 43 675 2,926 217 196 2,926 3,539 264 250 3,554
From 1,50,001-2,00,000 969 50 46 969 1,022 53 46 1,022 3,253 168 156 3,253 4,272 222 203 4,282
From 2,00,001-2,50,000 926 39 34 926 1,106 47 35 1,106 3,563 152 139 3,563 3,846 165 142 3,846
From 2,50,001-3,00,000 742 25 18 742 707 24 21 707 2,507 87 75 2,533 2,325 78 67 2,281
Above Rs. 3,00,000 4,320 73 63 4,320 4,065 72 57 4,065 13,291 207 179 13,291 13,937 224 196 13,917
iii Group Single Premium (GSP)
From 0-10,000 6,489 31 1,87,393 17,51,382 4,913 41 5,24,143 28,35,307 25,422 82 39,78,186 1,07,52,542 20,114 101 48,71,344 1,40,75,405
From 10,001-25,000 5,676 - 16,713 11,99,698 470 - 2,799 47,028 10,865 - 22,855 13,65,960 1,541 - 5,308 1,03,287
From 25,001-50,000 1,295 - 535 49,071 699 - 1,979 47,826 19,249 - 35,169 87,017 3,926 - 10,667 88,674
From 50,001-75,000 225 - 37 4,218 486 - 800 25,390 460 - 92 10,221 904 - 1,473 46,413
From 75,001-1,00,000 100 - 13 1,838 395 - 457 17,287 130 - 18 2,650 741 - 857 32,611
From 1,00,001-1,25,000 16 - 3 781 294 - 262 11,752 48 - 5 1,576 521 - 464 20,170
Above Rs. 1,25,000 10,284 - 1 47,106 7,679 - 1,344 33,097 49,507 - 5 48,172 59,133 - 3,764 55,114
iv Group Single Premium- Annuity- GSPA
From 0-50,000 - - - - - - - - - - - - - - - -
From 50,001-1,00,000 - - - - - - - - - - - - - - - -
From 1,00,001-1,50,000 - - - - - - - - - - - - - - - -
From 1,50,001- 2,00,000 - - - - - - - - - - - - - - - -
From 2,00,001-2,50,000 - - - - - - - - - - - - - - - -
From 2,50,001-3,00,000 - - - - - - - - - - - - - - - -
Above Rs. 3,00,000 - - - - - - - - - - - - - - - -
v Individual non Single Premium- INSP
From 0-10000 222 3,377 3,350 51,891 325 5,082 4,604 35,504 825 12,340 11,868 1,49,245 1,515 28,732 26,206 4,77,132
From 10,001-25,000 3,598 17,182 16,963 1,08,344 3,303 15,841 15,621 99,054 10,536 51,414 51,176 4,21,945 11,128 56,521 56,801 7,92,224
From 25,001-50,000 8,622 21,045 20,567 88,992 7,377 18,748 18,282 86,440 22,474 56,032 55,201 2,69,940 19,002 47,864 46,985 3,35,982
From 50,001-75,000 1,921 3,479 3,396 19,811 2,460 4,439 4,328 25,114 5,413 9,691 9,501 61,180 4,890 8,765 8,567 70,270
From 75,001-1,00,000 7,424 7,536 7,259 53,499 5,773 5,919 5,693 48,656 17,760 18,077 17,524 1,29,450 14,197 14,561 14,107 1,23,784
From 1,00,001-1,25,000 2,283 2,020 1,933 19,541 1,785 1,704 1,635 15,975 7,086 6,162 5,967 62,659 3,984 3,828 3,689 39,616
Above Rs. 1,25,000 28,552 7,994 7,574 2,43,809 25,583 8,500 8,103 2,55,355 69,352 21,146 20,239 5,91,739 45,535 15,791 15,089 4,33,988
vi Individual non Single Premium- Annuity- INSPA
From 0-50,000 - - - - - - - - - - - - - - - -
From 50,001-1,00,000 - - - - - - - - - - - - - - - -
From 1,00,001-1,50,000 - - - - - - - - - - - - - - - -
From 1,50,001-2,00,000 - - - - - - - - - - - - - - - -
From 2,00,001-2,50,000 - - - - - - - - - - - - - - - -
From 2,50,001-3,00,000 - - - - - - - - - - - - - - - -
Above Rs. 3,00,000 - - - - - - - - - - - - - - - -
vii Group Non Single Premium (GNSP)
From 0-10,000 4 2 124 2,903 94 - 1,924 35,476 46 2 909 17,179 221 2 4,370 79,917
From 10,001-25,000 14 - 85 3,260 79 - 564 17,650 72 - 522 18,312 165 - 1,114 36,744
From 25,001-50,000 10 - 29 2,157 23 - 75 4,306 35 - 117 7,167 46 - 142 8,644
From 50,001-75,000 5 - 4 458 2 - 4 355 8 - 17 1,891 2 - 4 355
From 75,001-1,00,000 0 - - - 1 - 1 158 1 - 2 211 3 - 3 416
From 1,00,001-1,25,000 1 - - 105 - - - - 2 - 1 300 1 - 1 175
Above Rs. 1,25,000 - - 1 (31) - - - - 3 - 2 268 0 - - 0
viii Group Non Single Premium- Annuity- GNSPA
From 0-10,000 - - - - - - - - - - - - - - - -
From 10,001-25,000 - - - - - - - - - - - - - - - -
From 25,001-50,000 - - - - - - - - - - - - - - - -
From 50,001-75,000 - - - - - - - - - - - - - - - -
From 75,001-1,00,000 - - - - - - - - - - - - - - - -
From 1,00,001-1,25,000 - - - - - - - - - - - - - - - -
Above Rs. 1,25,000 - - - - - - - - - - - - - - - -
65 Version: 1.0
Date of Upload: May 24, 2022FORM L-36 :Premium and number of lives covered by policy type
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
For Quarter ended March 2022 For Quarter ended March 2021 Upto Quarter ended March 2022 Upto Quarter ended March 2021
Sl. No Particulars Sum Insured, Sum Insured, Sum Insured, Sum Insured,
Premium Wherever Premium Wherever Premium Wherever Premium Wherever
No. of Policies No. of Lives No. of Policies No. of Lives No. of Policies No. of Lives No. of Policies No. of Lives
( in Lacs) applicable ( in Lacs) applicable ( in Lacs) applicable ( in Lacs) applicable
( in Lacs) ( in Lacs) ( in Lacs) ( in Lacs)
2 Renewal Premium
i Individual
From 0-10,000 553 8,656 - 1,52,979 328 7,319 - 1,82,779 2,272 44,403 - 11,85,912 1,194 28,237 - 7,02,191
From 10,001-25,000 10,865 45,781 - 1,82,926 10,142 43,909 - 3,24,140 32,117 1,54,263 - 15,05,392 29,502 1,40,875 - 11,47,053
From 25,001-50,000 18,514 39,794 - 1,62,108 15,599 34,257 - 1,86,333 50,810 1,18,330 - 7,19,294 44,747 1,04,330 - 5,98,405
From 50,001-75,000 5,915 8,687 - 41,889 4,510 6,846 - 41,327 15,970 25,794 - 1,71,497 13,682 22,383 - 1,38,807
From 75,001-100,000 17,041 15,519 - 1,16,620 14,621 13,915 - 1,18,379 46,635 45,260 - 3,80,423 42,427 41,823 - 3,64,241
From 1,00,001-1,25,000 4,080 3,439 - 31,575 2,975 2,562 - 22,536 11,524 10,285 - 97,492 9,191 8,337 - 76,403
Above Rs. 1,25,000 53,640 15,714 - 4,56,737 47,341 13,837 - 4,21,129 1,48,720 45,310 - 14,12,622 1,39,488 41,769 - 13,62,540
ii Individual- Annuity
From 0-10,000 - - - - - - - - - - - - - - - -
From 10,001-25,000 - - - - - - - - - - - - - - - -
From 25,001-50,000 - - - - - - - - - - - - - - - -
From 50,001-75,000 - - - - - - - - - - - - - - - -
From 75,001-100,000 - - - - - - - - - - - - - - - -
From 1,00,001-1,25,000 - - - - - - - - - - - - - - - -
Above Rs. 1,25,000 - - - - - - - - - - - - - - - -
iii Group
From 0-10,000 180 4 9,428 2,17,119 199 10 11,624 2,33,925 661 17 32,037 4,42,788 720 21 55,200 4,66,374
From 10,001-25,000 187 - 1,190 35,408 110 - 637 22,050 502 - 3,807 1,20,018 375 - 2,710 94,208
From 25,001-50,000 69 - 179 9,754 32 - 69 5,004 150 - 498 28,145 97 - 305 20,677
From 50,001-75,000 11 - (22) (1,689) 8 - 11 1,672 28 - 10 1,875 20 - 34 4,756
From 75,001-1,00,000 3 - - 93 2 - 1 470 7 - 7 1,449 6 - 9 1,633
From 1,00,001-1,25,000 3 - 47 4,030 2 - 1 100 7 - 52 5,125 1 - 3 416
Above Rs. 1,25,000 10 - 6 944 8 - 2 619 18 - 10 2,129 27 - 14 3,951
iv Group- Annuity
From 0-10,000 - - - - - - - - - - - - - - - -
From 10,001-25,000 - - - - - - - - - - - - - - - -
From 25,001-50,000 - - - - - - - - - - - - - - - -
From 50,001-75,000 - - - - - - - - - - - - - - - -
From 75,001-1,00,000 - - - - - - - - - - - - - - - -
From 1,00,001-1,25,000 - - - - - - - - - - - - - - - -
Above Rs. 1,25,000 - - - - - - - - - - - - - - - -
Notes:
1. Premium stands for premium amount.
2. No. of lives means number of lives insured under the policies.
66 Version: 1.0
Date of Upload: May 24, 2022FORM L-37 -Business Acquisition through different channels (Group)
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
For Quarter ended March 2022 For Quarter ended March 2021 Upto Quarter ended March 2022 Upto Quarter ended March 2021
Sl. No Channels
No. of Policies/ No. No. of Lives Premium No. of Policies/ No. No. of Lives Premium No. of Policies/ No. No. of Lives Premium No. of Policies/ No. No. of Lives Premium
of Schemes Covered ( in Lacs) of Schemes Covered ( in Lacs) of Schemes Covered ( in Lacs) of Schemes Covered ( in Lacs)
1 Individual agents - - - - - - - - - - - -
2 Corporate Agents-Banks 23 1,45,648 7,696 3 4,25,830 4,043 41 38,31,268 31,060 14 44,88,514 20,865
3 Corporate Agents -Others - 7,712 1,998 - 4,637 614 - 20,060 4,841 - 9,549 1,175
4 Brokers - 1,141 2 17 89,413 4,082 29 95,018 269 31 3,41,840 5,687
5 Micro Agents - - - - - - - - - - - -
6 Direct Business 10 50,437 14,425 21 14,472 6,395 14 91,554 69,678 58 59,608 59,592
7 IMF - - - - - - - - - - - -
8 Others - - - - - - - - - - - -
Total(A) 33 2,04,938 24,121 41 5,34,352 15,134 84 40,37,900 1,05,848 103 48,99,511 87,319
1 Referral Arrangements (B) - - - - - - - - - - - -
Grand Total (A+B) 33 2,04,938 24,121 41 5,34,352 15,134 84 40,37,900 1,05,848 103 48,99,511 87,319
Notes:
1. Premium means amount of premium received from business acquired by the source
2. No of Policies stand for number of policies sold
67 Version: 1.0
Date of Upload: May 24, 2022FORM L-38 Business Acquisition through different channels (Individual)
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
For Quarter ended March For Quarter ended March Upto Quarter ended March Upto Quarter ended March
2022 2021 2022 2021
Sl. No Channels
No. of Premium No. of Premium No. of Premium No. of Premium
Policies ( in Lacs) Policies ( in Lacs) Policies ( in Lacs) Policies ( in Lacs)
1 Individual agents 161 92 671 144 635 426 1,564 354
2 Corporate Agents-Banks 54,141 60,563 53,678 55,045 1,52,940 1,66,262 1,45,884 1,36,491
3 Corporate Agents -Others 40 11 180 51 149 35 422 73
4 Brokers 2,899 1,188 81 61 4,928 1,903 1,732 315
5 Micro Agents - - - - - - - -
6 Direct Business
- Online (through Company website) 1,207 453 887 159 3,349 1,150 4,051 685
- Others 2,059 1,119 646 1,059 4,680 2,473 1,849 2,227
7 IMF - - - - - - - -
8 Common Service Centres - - - - - - - -
9 Web Aggregators 10 25 603 185 879 346 5,933 721
10 Point of Sales 2,880 323 4,250 405 10,566 1,131 18,277 1,941
11 Others - - - - - - - -
Total (A) 63,397 63,774 60,996 57,107 1,78,126 1,73,725 1,79,712 1,42,806
1 Referral Arrangements (B) - - - - - - - -
Grand Total (A+B) 63,397 63,774 60,996 57,107 1,78,126 1,73,725 1,79,712 1,42,806
Notes:
1. Premium means amount of premium received from business acquired by the source
2. No. of Policies stand for number of policies sold
68 Version: 1.0
Date of Upload: May 24, 2022FORM L-39-Data on Settlement of Claims (Individual)
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
Ageing of Claims - Upto Quarter ended March 31, 2022
No. of claims paid Total amount of
Total No. of
Sl.No. Types of Claims On or before 1-3 3-6 6 months - 1 claims paid
1 month > 1 year claims paid
maturity months months year ( in Lacs)
1 Maturity Claims $ 11 2,463 50 2 - - 2,526 19,680
2 Survival Benefit $ 4,000 870 282 279 317 8 5,756 2,100
3 Annuities / Pension* / $ 20,513 2,867 102 84 48 26 23,640 3,404
4 Surrender** / $ 3 20,120 204 25 6 1 20,359 99,325
5 Other benefits*** / $ 2 24,544 2,968 3,521 2,743 157 33,935 79,348
6 Death Claims # - 3,031 4 3 - - 3,038 29,798
Notes:
* Annuity / Pension numbers are reported on transaction basis.
** Surrender requests accepted, but no payout made (due to lock-in-period), do not reflect here. Surrenders Payments settled for payment during the period are reported
above.
*** Other Benefit Includes the 'Partial Withdrawal payments' and payments made due to 'Auto Termination'
$ Numbers are reported basis payout done during the quarter.
# Ageing of claims, in case of death claims, has been computed from the date of completion of all the documentation.
69 Version: 1.0
Date of Upload: May 24, 2022FORM L-39-Data on Settlement of Claims (Individual)
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
Ageing of Claims - For Quarter ended March 31, 2022
No. of claims paid Total amount of
Total No. of
Sl.No. Types of Claims On or before 1-3 3-6 6 months - 1 claims paid
1 month > 1 year claims paid
maturity months months year ( in Lacs)
1 Maturity Claims $ - 340 - - - - 340 2,441
2 Survival Benefit $ 2,078 364 2 - 10 1 2,455 1,030
3 Annuities / Pension* / $ 6,129 1,094 21 34 28 3 7,309 1,091
4 Surrender** / $ 2 5,675 33 4 4 1 5,719 27,460
5 Other benefits*** / $ - 8,032 1,800 2,128 953 112 13,025 26,298
6 Death Claims # - 667 - - - - 667 8,339
Notes:
* Annuity / Pension numbers are reported on transaction basis.
** Surrender requests accepted, but no payout made (due to lock-in-period), do not reflect here. Surrenders Payments settled for payment during the period are reported
above.
*** Other Benefit Includes the 'Partial Withdrawal payments' and payments made due to 'Auto Termination'
$ Numbers are reported basis payout done during the quarter.
# Ageing of claims, in case of death claims, has been computed from the date of completion of all the documentation.
70 Version: 1.0
Date of Upload: May 24, 2022FORM L-39-Data on Settlement of Claims (Group)
Insurer: Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited
Registration No. 136; Date of Registration : May 8, 2008
Date: March 31, 2022
Ageing of Claims - Upto Quarter ended March 31, 2022
No. of claims paid Total amount of
Total No. of
Sl.No. Types of Claims On or before 1-3 3-6 6 months - 1 claims paid
1 month > 1 year claims paid
maturity months months year ( in Lacs)
1 Maturity Claims - 603 33 2 - 308 946 478
2 Survival Benefit - - - - - - - -
3 Annuities / Pension - - - - - - - -
4 Surrender $ 11 822 140 5 - - 978 240
5 Other benefits $ / * 6 452 - - - - 458 2,939
6 Death Claims # - 10,472 - - - - 10,472 36,127
Notes:
$ Numbers are reported basis payout done during the quarter and does not include at master policy level surrenders.
# Ageing of claims, in case of death claims, has been computed from the date of completion of all the documentation.
* Other benefits include the payouts made to Master Policyholder towards Benefit Payout, Partial Withdrawal & Total Permanent Disabiity Claims.
71 Version: 1.0
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