HIGHLIGHTS Where Wellbeing Begins - Hearst
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Where Wellbeing Begins. 2022 Benefits HIGHLIGHTS At Hearst, we believe our success is the direct result of the talent, passion, determination and vision of our employees. That’s why we offer industry-leading benefits you need to feel and be your best. From financial wellbeing to personal care, our programs are modern, flexible and designed to focus on the whole person. We want our employees to have a healthy, rewarding, balanced and meaningful experience — both at work and in life.
PHYSICAL Wellbeing
MEDICAL BENEFITS
When it comes to your medical coverage, it’s not one-size-fits-all — maybe you need to visit a doctor regularly,
or maybe you just go for annual checkups. No matter what level of coverage you need, we know you care about
both choice and value.
That’s why we offer two medical plans administered by UnitedHealthcare (UHC) — the Consumer Plan with
Health Savings Account (HSA) and the more traditional Classic Plan — giving you the ability to select the plan
that best fits your medical and financial needs.
Whichever plan you choose, you will receive 100% coverage for in-network preventive services, such as physical
exams, immunizations and mammograms — with no deductibles, no copays and no coinsurance.
When you elect the Consumer Plan with HSA, you may contribute to an HSA. This is a personal savings account
that allows you to make before-tax payroll contributions. Hearst may also contribute annually to your HSA.
The funds roll over from year to year and the account offers a triple tax advantage — you can save, invest and
use the money for eligible reimbursements, all tax-free.
When you choose the Classic Plan, you may contribute to a Healthcare Flexible Spending Account (FSA) to
help pay for eligible health, dental and vision out-of-pocket expenses. For 2022, you may roll over any unused
contributions to the following year as long as you continue to participate in a Healthcare FSA.
PRESCRIPTION DRUG DENTAL BENEFITS VISION BENEFITS
COVERAGE
You have a choice of up to three Vision coverage for you and your
Both medical plan options dental plan options, depending family is offered through MetLife.
include prescription drug on where you live — MetLife’s You may use any provider you
coverage through Traditional, Classic and DHMO choose, but you’ll generally
CVS Caremark. Plans. All options include save more money if you use an
You also have access to a preventive, basic and major care. in-network provider.
prescription savings tool through
Rx Savings Solutions that notifies
you automatically if there’s an
opportunity to save money.
Physical Wellbeing
Continued
When you enroll in the FERTILITY COVERAGE
Hearst-sponsored UHC You and your covered partner have access to
comprehensive fertility treatment and are covered
Consumer or Classic medical for three Smart Cycles that can be used for
plan, a number of special intrauterine insemination (IUI), in vitro fertilization
(IVF), fertility preservation, donor tissue coverage
programs and resources and more.
become available to you to All standard of care fertility medications needed
for your treatment are included in your Smart
help optimize your benefits. Cycles through Progyny Rx, an integrated
medication experience.
SECOND OPINION SERVICES
ADOPTION & SURROGACY
Through 2nd.MD, you can connect with
board-certified doctors about new or existing Hearst supports every path to parenthood and
medical conditions. Specialists will provide clarity offers a $25,000 lifetime maximum reimbursement
and information when you or your family need to for costs associated with adopting a child or
make medical decisions. surrogacy through Progyny. This benefit is available
to full-time employees in a participating business
SHOP FOR HEALTHCARE
unit. This benefit is subject to federal income tax.
Through Healthcare Bluebook, you can find We encourage you to consult with your financial
high-quality facilities near you charging a fair price adviser about the tax consequences of seeking
for lab work, X-rays, surgical procedures and more. reimbursement under this policy.
PHYSICAL THERAPY &
MUSCULOSKELETAL SUPPORT
SWORD Health’s musculoskeletal support program
provides access to a licensed physical therapist who
designs a personalized program for you through
digital physical therapy.
DIABETES SUPPORT
Get real-time help managing your diabetes:
Livongo offers a connected meter, personalized
support and unlimited strips and lancets at no cost
to you to help you manage your diabetes.
Virta Health provides you with a dedicated
physician, health coach, online patient community
and personalized plan to help you reverse
your diabetes.
Physical Wellbeing
Continued
All benefits-eligible
employees have access to
the following benefits at
no cost to you:
LGBTQ+ HEALTH SERVICES
Through Included Health, a comprehensive health
platform service for the LGBTQ+ community,
you and your dependents can be connected to
culturally knowledgeable, high-quality providers
who understand the unique needs of the LGBTQ+
community. Included Health’s concierge services
consist of an equipped team of care coordinators
ready to assist with your health needs, including
helping you find an in-network LGBTQ+-friendly
provider in your area, answering your benefit care
questions, family planning, providing support
and more.
MATERNAL & FAMILY DIGITAL HEALTH SUPPORT
Through Maven Clinic, an online platform that
provides maternal support to help women, spouses,
partners and families navigate their health by putting
them at the center of care from planning for a
family to raising one. You can get comprehensive
support, including your own care advocate who can
answer questions about your benefits, recommend
specialists and refer you to in-network doctors;
on-demand virtual appointments and unlimited
messaging with top-rated practitioners; a library
of expert content and virtual classes; breast milk
shipment coverage; and more. Maven supports
every person and family, regardless of gender, race,
sexual orientation or family configuration and offers
separate tracks for dads and partners.
FINANCIAL Wellbeing
HEARST’S 401(K) PLAN DEPENDENT CARE FSA
Hearst’s 401(k) plan makes saving for retirement Set aside money on a before-tax basis for eligible child
and investing easy through automatic payroll care or adult dependent care expenses that allow you
deductions, different contribution options, an and your spouse/domestic partner to work or attend
auto-escalate feature, the convenience of having school full time.
a professional choose and manage your investment
HEARST DEPENDENT CARE SUBSIDY
fund mix for you through target date funds
and more. Hearst offers a $1,500 subsidy to employees earning
Hearst may make a matching contribution and an an annual salary of up to $100,000 to help offset
annual contribution to your 401(k) depending on dependent care expenses. To receive the subsidy,
your eligibility. eligible employees must contribute $260 or more
annually to a Dependent Care FSA.
Hearst pays all fees for administering the 401(k)
plan, which ensures 100% of your contributions
go toward saving for your future. You can roll over
existing retirement plans to the Hearst 401(k).
FINANCIAL EDUCATION PROGRAM
Hearst offers employees and one family
member or friend access to Truist Momentum,
a free financial education program designed to
equip you with the information and tools you
need to prioritize, plan and progress on your
journey to financial confidence through interactive
programming — guided by the things you
value most.
COLLEGE SAVINGS & LOAN REFINANCING
Save for future education costs through automatic
payroll deductions now. You can use SoFi’s 529
Savings & Selection Tool to understand how much
you need to save and what 529 savings plan might
fit your unique circumstances. You can also work with
SoFi to refinance your existing student loans. And,
as a special benefit to Hearst employees, family and
friends, you will receive a $300 welcome bonus when
refinancing through SoFi.
Financial Wellbeing
Continued
VOLUNTARY BENEFITS
You can enroll in voluntary benefits through Hearst
including auto and home, pet, accident, critical
illness and hospital indemnity insurance or legal and
identity protection to help you and your family plan
for the unexpected.
BASIC & SUPPLEMENTAL LIFE &
ACCIDENT INSURANCES
Hearst provides both Basic Life and Accidental
Death & Dismemberment (AD&D) coverage at no
cost to you. You may purchase additional coverage
for yourself and your family through Supplemental
Life and AD&D Insurance.
DISABILITY PROGRAMS
Hearst provides coverage if you are unable to work
due to a disabling illness or injury for both short-
term and long-term disability. Both programs are
administered by Unum.
If you are unable to work due to illness, injury or
pregnancy, short-term disability replaces your
CAREGIVER SUPPORT SERVICES
weekly pay, up to 26 weeks.
Long-term disability pays a monthly benefit of Hearst offers access to caregiving support services
60% of your lost pre-disability earnings, up to a through Wellthy, a modern care concierge that helps
maximum of $6,000 per month and begins after families take care of aging, chronically ill or disabled
180 consecutive days of being disabled. loved ones via a dedicated care coordinator at no
cost to you.
TUITION ASSISTANCE
BACK-UP CARE PROGRAM
At Hearst, we understand the value and critical role
continuous education plays in success. That’s why Hearst offers the Back-Up Care program through
we offer a tuition assistance program that provides Bright Horizons for days when your usual provider is
reimbursement up to $5,250 per year for courses not available. This benefit includes center-based child
related to your current position or general career. care at the Bright Horizons centers and in-home adult
You must receive a grade of “B” or higher or “Pass” and child care. You can also use your Bright Horizons
to receive reimbursement. Back-Up Care benefit to reserve an experienced
tutor to help your children ages 5 to 18 both during
the school year or during the summer break and for
customized college coaching. Employees are eligible
for up to 15 back-up days per year.
EMOTIONAL Wellbeing
MENTAL WELLNESS SUPPORT WELLBEING WEBINARS
Hearst understands the importance of emotional Throughout the year, Hearst Benefits hosts virtual and
wellbeing to your overall health. That’s why we on-site events and webinars for all employees about
provide Spring Health as a voluntary and confidential mental health, covering topics such as anxiety, stress,
mental wellness benefit for full-time and part-time grief and resiliency.
benefits-eligible employees and members of their
TREATMENT THROUGH UNITEDHEALTHCARE
households age 13 and older.
Spring Health gives you the tools and resources If you elect to participate in the UnitedHealthcare
you need to help you feel your best, including Consumer or Classic medical plan, you can access
dedicated support through a care navigator, in-network inpatient and outpatient mental health
personalized recommendations through services in a hospital, alternate facility or provider’s
assessments, medication support, in-app wellness office.
exercises and in-person and virtual therapy.
Six therapy sessions are covered 100% by Hearst
and renew annually.
This brochure is a Summary of Material Modifications (SMM) to your Healthcare Summary Plan Description (SPD). Neither this Guide nor the
SPDs include complete details of the CHOICE Program. Complete CHOICE Program details are contained in the official Plan documents,
which legally govern the administration of the Plan. If there is a difference between what is written in this Guide and the Plan documents, the
Plan documents will always rule. The benefits described in this brochure may not apply to all Union employees; please check with your business
unit for more information.
Hearst plans to continue the CHOICE Program but reserves the right to amend, change, modify or terminate the Program at any time and for any
reason both during and after your employment. This SMM is not an offer or contract of continued employment with Hearst.
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