Lowther Park Welcome to - homes to buy - Help to Buy Agent

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
Welcome to
                         Lowther Park
                                       Available Spring 2021

        3 & 4 bedroom
      homes to buy
         through the
        government’s
      shared ownership
           scheme.

Lowther Road,
  Prestwich,
  M25 9GP

                           Artist impression of Lowther Park the actual spec may vary
Lowther Park Welcome to - homes to buy - Help to Buy Agent
welcome to Lowther Park
                       Stylish, affordable homes in
                       the heart of Prestwich Village.
                       Set in the desirable Manchester village of Prestwich,                 Thanks to the government’s shared ownership scheme, you can
                       Lowther Park is a unique collection of contemporary new               now buy a share in one of these homes at a price you can afford
                       homes that are available to buy through the governments               and then continue to buy additional shares if you wish,
                       shared ownership scheme.                                              until you own the home outright.
                       The homes have been designed with modern living in mind.              For over 45 years we’ve been helping people move into affordable
                       With open plan living areas that lead out onto the landscaped         homes and we’d love to help you too. So, if you’re looking for a
                       gardens. Good sized bedrooms, stylish kitchens and bathrooms          contemporary spacious home and a way to step onto the property
                       and off-road parking.                                                 ladder in Prestwich, Lowther Park is the perfect
                                                                                             choice for you!
                       With three beautiful parks, good schools and a bustling high street
                       packed with independent shops, wine bars and eateries, it’s no
                       surprise that Prestwich has become a highly sought-after area of
                       Manchester. We know that this can make buying a home tricky
                       for people living there, and we’re here to help!

    Prestwich Centre
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Lowther Park Welcome to - homes to buy - Help to Buy Agent
shared ownership – what’s it all about?
    Shared ownership is an affordable way of getting your foot on the property ladder. You buy a share
    in a property based on what you can afford, and then pay rent on the remaining share that we
    own. The higher the share you buy, the less rent you pay to us.

                                                                                                         Doing it this way means that you can buy with a smaller mortgage
                                                                                                         and don’t have to find a massive deposit based on the full property
                                                                                                         value, just the value of the share. You can buy a share with either a
                                                                                                                                                                                 who can buy through
                                                                                                         mortgage and deposit or, in some exceptional circumstances, with
                                                                                                         savings or cash. This is called ‘Staircasing’.                          the shared ownership
                                                                                                         Shared ownership is not about sharing your home with someone
                                                                                                         else – it is your home; you just share the ownership of it with us!
                                                                                                         So, you’re free to decorate it and make it your own. You can also
                                                                                                                                                                                 scheme?
                                                                                                         sell your part of it too, if you need to move.
                                                                                                                                                                                 Shared ownership helps lots of people find a home
                                                                                                         With Shared ownership, you can put a deposit down starting
                                                                                                                                                                                 they’d otherwise not be able to afford.
                                                                                                         from as little as 5%* of the value of the share you are purchasing.
                                                                                                         The percentage share purchased is based on what you can afford,         It can help first time buyers looking to buy their first home
                                                                                                         this can be between 25% and 75%                                         and people who have owned a home in the past, but who
                                                                                                                                                                                 now need a more affordable way of buying another home.
                                                                                                         You have the option to increase the share size you own and
                                                                                                         have the option to buy the full 100% ownership if and when you          Your household income must be lower than £80,000 to
                                                                                                         can and want to, or you can stay a shared owner. If you buy 100%        qualify and you cannot own a home at the point of purchase.
                                                                                                         shared, then we will transfer to you the freehold and you will be       Contact us to find out if you are likely to be eligible.
                                                                                                         a full owner.
                                                                                                                                                                                 The deposit required will depend on buyer’s circumstances and their mortgage lender. Remember – as a sharedowner if

                                                                                                                                                                                 you don’t keep up payments on your mortgage, rent and service charge – you may risk losing your home.

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
buying at Lowther Park
    If you are interested in purchasing a home at Lowther Park, please
    contact us and we will provide details of what homes are available
    and their price, along with what to do next.
    It’s easy to apply to buy a home through the shared ownership scheme
    via the Government’s Help to Buy website.

     1   Visit helptobuyagent1.org.uk/affordable-home-
         ownershipapplication-shared-ownership-rent-to-homebuy-opso

     2   Complete the online application form

     3   Make sure you select Irwell Valley Homes as the
         developer and Lowther Park as the development
         on the application

    More information about shared ownership can also
    be found on the same website as the online application
    www.helptobuyagent1.org.uk or visit our FAQs at
    www.irwellvalley.co.uk/our-homes/buy-a-home-from-us/lowther-park

    For information about purchase price and rents at Lowther Park
    please see our price and availability sheet at
    www.irwellvalley.co.uk/our-homes/buy-a-home-from-us/lowther-park

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
OAD
                                                                   HER R
                                                           LOWT

                                                                                                                                                                    about Lowther Park
                                                                                                                                                                    transport                                                                                  education
                                                                                                                 7                                                  Lowther Park is ideally located with the M60 motorway just                                 If it’s good schools you’re after, you can take your pick in Prestwich.
                                                                                                    6
                                                                                                                                                                    a stone’s throw away and tram connections straight into
                                                                                                                                                                    Manchester and Bury.
                                                                                                                                                                                                                                                               Nearby primary schools
                                     4                                             5                                 3B
                            3
                                                                                                                                                                        •        Bus stop right outside
                                                                                                        3B

                                                                                                                                                                                                                   CAR
                   2                     3B                                            4B
                                                                                                                                                                        •        Close to Prestwich tram stop                                                    •     Butterstile Primary School - Ofsted - Good
         1                      3B

                                                                                                                                                                                                                     LFOR
                                                                                                                                                                        •        The nearest train station is Clifton                                            •     Park View Primary School - Ofsted - Good

                                                                                                                                                                                                                       D GR
                       3B
             3B                                                                                                                                                         •        Good links to M60 and motorway network
                                                                                                                                                                                                                                                               Nearby secondary schools

                                                                                                                                                                                                                         OVE
                                                                                                                                                                                                                                                                 •     Manchester Mesivta School - Ofsted - Good
                                                                                                                                                                                                                                                                 •     Philips High School - Ofsted - Good

                                                                                                                                                                                                                                                               broadband speed*
                                                                                                                                                                                                                                                                 •     Standard broadband: Up to 17Mb (estimated speed 3Mb)
                                                                                                                                                                                                                                                                 •     Fibre optic broadband: Up to 516Mb

    site plan key
                  GAL

       The Lime 3-bedroom semi-detached                         The Willow 4-bedroom detached
                     E RO

       Three bedroom houses (87m )       2
                                                                Four bedroom houses (100m2)
                       AD

       Plots 1-4, 6 & 7                                         Plot 5
                                                   The site plan is not to scale and is indicative only. While every effort has been made
                                                   to ensure the information is correct, it is a guide and does not constitute or form
       Rented homes                                any part of the contract.
                                                                        22

                                                   The deposit required will depend on buyer’s circumstances and their mortgage lender. Remember – as a shared
                                                   owner if you don’t keep up payments on your mortgage, rent and service charge – you may risk losing your home.

                                                                                                                                                                    *Broadband speed as advised by Uswitch . Please make your own checks with your preferred
                                              26                                                                                                                    provider prior to purchase.

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
homes designed with living in mind
 Built to the latest energy efficient standards and packed full of features, we’ve really thought about how you’ll live in your new home.
 From the handy USB charging points, to the practical built in storage – these open plan homes have been designed with modern living
 in mind.

 each home offers
     •   Spacious open plan kitchen-dining area with spotlights             •    USB charge points in various locations
     •   High gloss Moores’ Minoco range kitchen                            •    Walls painted white ready to move into
     •   A fitted oven, hob and extractor hood                              •    White gloss painted woodwork
     •   Kitchen island (3 bedroom only)                                    •    Internal doors with chrome brushed handles
     •   Breakfast bar on the kitchen island (3 bedroom only)               •    Covered external entrance
     •   Roasted Limed Ash wood-effect vinyl flooring in the kitchen 		     •    UPVC double-glazed windows
         and bathrooms
                                                                            •    Turfed gardens with a patio
     •   Handy ground floor WC
                                                                            •    Lockable side gate to the garden
     •   Upstairs family bathroom, with bath and shower above
                                                                            •    Dedicated parking space that belongs to the house*
     •   En-suite shower room in the 4-bedroom Willow house
                                                                            •    LABC 12-year building guarantee
     •   Under stairs storage

 *Parking: All homes have an allocated parking space. Plots 1-3            Vinyl flooring will be provided in the bathrooms, WCs and kitchen
 have parking at the rear of the development, while plots 4-7              / dining rooms but please be aware that no other flooring will be
 have parking at the front. The Willow 4-bedroom house has two             provided throughout the property. You will need to make your
 spaces to its front. There is also an additional visitor space within     own arrangements prior to moving into the property for flooring
 the development which is included in the ownership for plot 7,            to be fitted.
 but available for use by other residents.

                                                                                                                                               *Although the image is based on the specification for the Lowther Park (The Willow ).
                                                                                                                                               The image is for illustrative purposes only and does not form part of any contract with
                                                                                                                                               Irwell Valley Homes.

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
the Lime
     3-bedroom semi-detached home 87m2
     The Lime is a contemporary home that certainly
     makes the most of the inside and outdoor living space.
     The modern open plan kitchen and dining area leads out
     into the garden and the spacious living area enjoys large
     windows which flood the space with light.
     Downstairs there is a modern WC, practical built in storage
     and a welcoming entrance hall.
     Upstairs there are three bedrooms and a sleek white
     bathroom with bath, shower, WC and basin.
     Each home benefits from its own parking space and
     private garden. And because we know the last thing you
     want to do when you move in is have to landscape the
     garden, we’ve done that for you - all you need to do is
     get your deck chairs out and enjoy it!

     The CGI image is an artist’s impression and Computer-Generated Image of how one of the property types is
     anticipated to look, it is illustrative and should not be relied upon other than as an approximate guide only.
     Individual properties of the same type may vary in terms of elevations. Any dimensions given are approximate.
     Landscaping and planting are also illustrative only. Images and information do not form part of any contract. Irwell
     Valley Housing Association reserves the right to alter design and specification elements including external elevations.

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
the Lime
                                                                                                                       Plots 1-4, 6 & 7

                                                                                                                       3-bedroom semi-detached home 87m2
 3-bedroom semi-detached home 87m2                                                                                     Comprising entrance hall, kitchen-diner,
                                                                                                                       living room, W/C, three bedrooms and family
                                                                                                                       bathroom.
 The CGI image is an artist’s impression and Computer-Generated Image of how one
 of the property types are anticipated to look, it is illustrative and should not be relied
 upon other than as an approximate guide only. Individual properties of the same
 type may vary in terms of elevations. Any dimensions given are approximate. They
 should not be relied upon for flooring and furniture measurements for which buyers
 are advised to obtain their own. Orientation of floor plans will vary depending on
                                                                                                                       Lounge                   2.83m x 3.85m max
                                                                                                                       Kitchen/dining room      4.73m max x 3.93m max
 the positioning of the individual property. While every effort has been made for the
 information provided to be accurate, it is a guide and illustrative only. The images
 and information do not form part of any contract. Irwell Valley Housing Association
 reserves the right to alter design and specification elements including external                                      Bedroom 1                4.98m max x 2.82m max
 elevations and floor plan layouts.

                                                                                                                       Bedroom 2                3.76m x 2.58m
                                                                                                                       Bedroom                  2.29m x 2.63m

                              We’d love to help you make
                            one of these stylish new homes
                            your own! Please contact us for
                            the latest pricing and availability.
                             Our sales agents Clay & Co will
                                    be happy to help.

                                                                                              0800 254 5109   www.irwellvalley.co.uk          sales@irwellvalley.co.uk
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Lowther Park Welcome to - homes to buy - Help to Buy Agent
the Willow
     4-bedroom detached home 100m2
     The Willow certainly has the wow factor!
     You are welcomed into an airy entrance hall that
     leads into a large open-plan kitchen located at the heart
     of the home. Downstairs there is also a handy WC.
     At the back there is a large living area which takes you
     out into the landscaped back garden.
     On the first floor you’ll find a contemporary family
     bathroom and four generous bedrooms, including the
     master bedroom which has its own en suite (fancy!).

     The CGI image is an artist’s impression and Computer-Generated Image of how one of the property types is
     anticipated to look, it is illustrative and should not be relied upon other than as an approximate guide only.
     Individual properties of the same type may vary in terms of elevations. Any dimensions given are approximate.
     Landscaping and planting are also illustrative only. Images and information do not form part of any contract. Irwell
     Valley Housing Association reserves the right to alter design and specification elements including external elevations.

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Lowther Park Welcome to - homes to buy - Help to Buy Agent
Plot 5

 the Willow
                                                                                                                           4-bedroom detached home 100m2
 4-bedroom detached home 100m                                                                 2
                                                                                                                           Comprising entrance hall, kitchen/dining
                                                                                                                           room, lounge, W/C, four bedrooms
 The CGI image is an artist’s impression and Computer-Generated Image of how one                                           including a master bedroom with ensuite,
                                                                                                                           and family bathroom
 of the property types are anticipated to look, it is illustrative and should not be relied
 upon other than as an approximate guide only. Individual properties of the same
 type may vary in terms of elevations. Any dimensions given are approximate. They
 should not be relied upon for flooring and furniture measurements for which buyers
 are advised to obtain their own. Orientation of floor plans will vary depending on                                        Lounge                   3.42m x 5.81m max
 the positioning of the individual property. While every effort has been made for the
 information provided to be accurate, it is a guide and illustrative only. The images                                      Kitchen/dining room      3.70m max x 3.61m max
 and information do not form part of any contract. Irwell Valley Housing Association
 reserves the right to alter design and specification elements including external
 elevations and floor plan layouts.
                                                                                                                           Bedroom 1                3.71m max x 2.81m max
                                                                                                                           Bedroom 2                3.38m x 2.74m
                                                                                                                           Bedroom 3                2.74m x 2.33m
                                                                                                                           Bedroom 4                2.00m x 2.36m

                                We’d love to help you make
                              one of these stylish new homes
                              your own! Please contact us for
                              the latest pricing and availability.
                               Our sales agents Clay & Co will
                                      be happy to help.

                                                                                                  0800 254 5109   www.irwellvalley.co.uk          sales@irwellvalley.co.uk
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                                                                                                                                                                             3
0800 254 5109
      www.irwellvalley.co.uk

      sales@irwellvalley.co.uk

Irwell Valley Housing Association Limited is a charitable Community Benefit Society registered under the Co-operative and Community
Benefit Societies Act 2014 with registered number 20684R. Registered address: First Floor, Soapworks, Colgate Lane, Salford, M5 3LZ.
Registered provider of social housing registered with the Regulator of Social Housing with RP number: L0061

The CGI images is an artist’s impression and Computer-Generated Image of how one of the property types are anticipated to look, it is illustrative and should not be relied upon other than as an approximate guide only. Individual properties of
the same type may vary in terms of elevations. Any dimensions given are approximate. They should not be relied upon for flooring and furniture measurements for which buyers are advised to obtain their own. Orientation of floor plans will vary
depending on the positioning of the individual property. While every effort has been made for the information provided to be accurate, it is a guide and illustrative only. The images and information do not form part of any contract. Irwell Valley
Housing Association reserves the right to alter design and specification elements including external elevations and floor plan layouts. The floor plans are illustrative and should be relied upon other than as an approximate guide only. Individual
properties of the same type may vary. Room sizes and dimensions given are approximate maximum dimensions, they should not be relied upon for flooring and furniture measurements for which buyers are advised to obtain their own. Orientation
of floor plans will vary depending on the positioning of the individual property. While every effort has been made for the information provided to be accurate, it is a guide and illustrative only. The images and information do not form part of any
contract. Irwell Valley Housing Association reserves the right to alter design and specification elements including external elevations and floor plan layouts.
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