ALEXANDER LUMBER CO. 2021 BENEFITS GUIDE
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ALEXANDER LUMBER CO. 2021 BENEFITS GUIDE
Welcome to Alexander Lumber!
Elections you make will be effective through December 31, 2021.
Alexander Lumber offers you and your eligible family members a comprehensive and valuable
benefits program. We encourage you to take the time to educate yourself about your
benefits and understand the coverage and resources available for you and your family.
We are pleased to make the following benefits available
Enrollment and Eligibility................................................................................................ 3
Medical (BlueCross BlueShield IL) ................................................................................... 4
Provider Search (Hospitals, Facilities, Physicians) .......................................................... 5 ‐ 6
Value‐Added Services (Blue Cross BlueShield IL) ............................................................ 7
Convenient Care Plus ..................................................................................................... 8 ‐ 9
Dental (Blue Cross Blue Shield IL) ................................................................................... 10 ‐ 11
Vision (BlueCross BlueShield IL) ..................................................................................... 12
Basic Life/AD&D (BlueCross BlueShield IL) ...................................................................... 13
Voluntary Life/AD&D (BlueCross BlueShield IL) .............................................................. 13
Short‐Term Disability (BlueCross BlueShield IL) .............................................................. 13
Long‐Term Disability (BlueCross Blue Shield IL) .............................................................. 13
Health Savings Account (Benefit Wallet) ........................................................................ 14
Pet Insurance (Nationwide) ............................................................................................ 15 - 16
Benefit Resources and Contacts .................................................................................. 17
For general benefits questions, please contact:
Human Resources – (630) 844‐5123 – hr@alexlbr.com
The information in this Benefit Guide is presented for illustrative purposes and is based on information provided by the employer. The text
contained in this Benefit Guide was taken from various summary plan descriptions and insurance carrier documents. In case of discrepancy
between the Benefit Guide and the actual plan documents, the actual plan documents will prevail. The benefit descriptions contained in this
document are subject to change and the company reserves the right to change or terminate benefits at any time. If you have any questions
about the information contained within this Benefit Guide, please contact Human Resources.
Who is Eligible?
If you are a full‐time employee working a minimum of 26 hours per week, you
are eligible to enroll in the benefits described in this guide. Dependent
children up to age 26 are eligible for medical coverage. Benefits begin the 1st
of the month following 30 days of continuous employment.
How to Enroll
Make your 2021 benefit elections using the Alexander Lumber and
carrier enrollment forms. Verify your personal information and make
any changes if necessary. Your Open Enrollment elections will be
maintained until the next enrollment period unless you have a qualifying
life event allowing a special enrollment.
Enrollment Effective Date
Elections you make will be effective January 1, 2021 through
December 31, 2021.
How to Make Changes
Unless you have a qualifying life event, you cannot make changes to your
elected benefits until the next open enrollment period. Qualified changes
in status include marriage, divorce, legal separation, birth, adoption,
change in child’s dependent status, death of a spouse, child or any
qualified dependent, commencement or termination of adoption
proceedings, change in employment status or change in coverage under
another employer‐sponsored plan.
3
Medical Benefits
Blue Advantage HMO High Deductible Health Plan
MIBAH2020 Traditional PPO PPO‐HSA
(Illinois EEs ONLY) MIBPP2070 MIEEE2060
Benefit Description In‐Network ONLY In‐Network Out‐of‐Network In‐Network Out‐of‐Network
Deductible
Individual $0 $1,500 $3,000 $2,800 $5,600
Family $0 $4,500 $9,000 $5,600 $11,200
(Embedded)
Coinsurance N/A 20% 40% 20% 40%
Out‐of‐Pocket Max
Individual $1,500 $3,500 $10,500 $5,600 $16,800
Family $3,000 $10,500 $31,500 $11,200 $33,600
Deductible, Coinsurance and Copays accumulate toward the Out‐of‐Pocket Maximum
Preventive Services Covered 100% Covered 100% 40% Covered 100% 40%
After Deductible After Deductible
Telemedicine / $20 copay $30 copay Not 20% 40%
Virtual Phys Visit Covered After Deductible After Deductible
Physician Office $20 copay $30 copay 40% 20% 40%
Visit After Deductible After Deductible After Deductible
Specialist Office $40 copay $50 copay 40% 20% 40%
Visit After Deductible After Deductible After Deductible
Diagnostic Tests No Charge Primary $30 copay 40% 20% 40%
(X‐ray, Lab) Specialist $50 copay After Deductible After Deductible After Deductible
Imaging No Charge 20% 40% 20% 40%
(CT/PET/MRI scans) After Deductible After Deductible After Deductible After Deductible
Urgent Care Primary $20 copay 20% 40% 20% 40%
Specialist $40 copay After Deductible After Deductible After Deductible After Deductible
Emergency Room $250 copay $150 copay 20% After Deductible
Inpatient Hospital No Charge 20% $300 copay 20% 40%
After Deductible plus 40% After Deductible After Deductible
Outpatient Hospital No Charge 20% 40% 20% 40%
After Deductible After Deductible After Deductible After Deductible
Prescription Drugs Coinsurance
Retail Pref Pharm. $0/$10/$50/$100/$150/$250 $0/$10/$50/$100/$150/$250 10%/10%/20%/30%/40%/50%
Copay Plus
Retail Non‐Pref Pharm. $10/$20/$70/$120/$150/$250 20%/20%/30%/40%
$0/$20/$100/$200/$150/$250 $0/$20/$100/$200 Plus 50% After Deductible Additional 50%
Mail Order
HMO RX Tiers:
Retail: Preferred Generic/Non‐Preferred Generic/Preferred Brand/Non‐Preferred Brand/Preferred Specialty/Non‐Preferred Specialty
Mail Order: Preferred Generic/Non‐Preferred Generic/Preferred Brand/Non‐Preferred Brand
PPO & HSA RX Tiers:
Preferred Pharmacy: Preferred Generic/Non‐Preferred Generic/Preferred Brand/Non‐Preferred Brand/Preferred Specialty/Non‐Preferred Specialty
Non‐Preferred Pharmacy: Preferred Generic/Non‐Preferred Generic/Preferred Brand/Non‐Preferred Brand/Preferred Specialty/Non‐Preferred Specialty
Mail Order: Preferred Generic/Non‐Preferred Generic/Preferred Brand/Non‐Preferred Brand
MEDICAL Employee Premium Cost Per Paycheck (Bi‐Weekly / 26 pay periods)
Employee Only Employee + Spouse Employee + Child(ren) Family
Employee Rates (HMO) $16.13 $94.77 $63.17 $111.09
Employee Rates (PPO) $28.47 $140.46 $111.47 $196.05
Employee Rates (HDHP‐HSA) $20.88 $122.65 $81.74 $143.77
4
Provider Finder ®
How to Find Providers as a Guest
To get the most accurate results based on your plan, use the Member Login.
Where to Start A
A. Go to bcbsil.com
B. Select Find a Doctor or Hospital
B
C. Select Search as Guest to find providers
when shopping for a health plan
C
Enter the Location Where You
Want to Search for a Provider
D. Enter any of the following under
Optimize Your Browse Experience:
• City
• State
• ZIP Code
D
5
Complete at Least One of the Following
E. Select Category
F. Enter Provider’s Name or Specialty
If You Know Your Plan/Network,
Then Narrow Search to Show
Only In-Network Providers G
G. Select plan/network (skip to Step L) E F
If You Do Not Know Your Plan/Network
Narrow Search
H. Select Find your plan/network by
answering a few short questions H
Answer the Following Questions
I. How do you get your insurance? I
J. What state do you live in?
Select a Plan
J
K. Select a plan/network
IL
K
More Focused Results
Searching all plans/networks will sort by distance.
Select a particular plan/network to sort by best match.
L. Select Accepting New Patients or adjust distance
from selected location
View Selected Provider/Facility
M. Select the provider you wish to view and Networks Accepted
L
M
Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association
241396.0920 6
Plan Administrator – BlueCross BlueShield IL
BlueCross BlueShield is our NEW Benefit Plan Administrator effective January 1, 2021. Employees will receive a medical
ID card with the BCBSIL logo, contact information, and all relevant information pertaining to medical and pharmacy
benefits. If enrolling in the Dental plan or Vision plan, separate ID cards will be issued. BCBSIL has a nationwide
presence and is ready to assist you with your healthcare needs.
BCBSIL has a team of advocates and customer care associates that can help with provider issues, navigation,
authorizations and referrals, billing and claims disputes, explaining benefits, coordinating medical care, and more.
BCBSIL Members – Available Additional Services
Blue Access for Members (BAM)
Blue365 Member Discount Program
24/7 Nurse line
Maternity Program (Special Beginnings)
Fitness, Tobacco Cessation and Weight Management Programs
Well on Target (tools/resources)
MD Live (Telemedicine/Virtual Physician Visits)
Employee Assistance Program (Disability Resources)
Travel Assist
Beneficiary Assist
Concierge Resources for Employees
Convenient Care Plus – LEVEL2
Voluntary Program that you purchase
The benefits of Convenient Care Plus:
Telehealth: Speak with board‐certified physicians available over the phone 24/7 to consult on common illnesses
and basic prescriptions. There is no cost for this service which includes generic prescriptions if written.
Walk‐In Clinics: Visit convenient and approved clinics for basic illnesses and injuries. The charge is $30 for the
visit, which includes generic prescriptions if written.
Health Advocate: A health advocate is a concierge service ready to assist you with your healthcare, including
finding a provider, resolving a claim, explaining a bill, and more.
Through CCP, many Generic drugs are available at no cost to you. Refer to the generic drug list or contact CCP.
Internet Identity Guard: This service provides employees identity monitoring, secure email, and digital vault.
How it works:
When in need, visit a walk‐in clinic near you or call the CCP number below to speak with a clinic, a physician, or a
health advocate over the phone. Call the main number 855‐900‐8701 to be prompted to speak with a clinic, a
telehealth physician, or a healthcare advocate. Or members can email CCP at members@convenientcareplus.com.
Download the mobile app for access to clinic care, telemedicine, Health Advocacy and much more.
7
Truly affordable healthcare
without the insurance hassles.
Plans and fees
It’s as easy as 1 2 3 4 5! Plans starting as low
as 33¢ per day!
Telehealth
Speak to a doctor 24/7 and On-Site Visits
pick up your prescription
Convenient, nation-
at your favorite pharmacy
wide, approved clinics
within minutes.
ready to serve you ...
most with extended
and weekend hours!
*See max. visit cap below
RxCCP Register Here
All On a Mobile App - Search RXCCP
for app or on the web at RXCCP.com
Up to 80% discount at 62,000
pharmacies
Comprehensive Search of in-stock
drugs, products and conditions
Social Sharing - which extends reach
Education – on conditions, drugs, side
Patient Advocacy
effects, etc. Personal Health Advocates help
User Profile Area – for information, refill
alerts, point redemption, etc.
you navigate healthcare and
* Member pays for all prescription
insurance related issues 24/7.
Generic RX
costs thru this program • Find Specialists
• Work on Claim Denials
Program
• Clarify Insurance Coverage
• Negotiate Medical Bills
- Coverage for generic
prescriptions
More than 70% of all ER, Urgent - 65,000 pharmacies
Care and doctor office visits can be - See formulary for
safely and effectively handled over more details
the phone.
Convenient Care Plus is not insurance. Connect with us!
ConvenientCarePlus.com 17445 Arbor Street, Suite 300 • Omaha, NE 68130 • 855-900-8701
8
Services included in each level Level 1 Level 2 Level 3
Unlimited 24/7Services included in each level
Telemedicine Level
X 1 * Included in
Level
X 2 Level
X 3
Scope of Service Unlimited ClinicInternet Identity Guard
visits
24/7 Telemedicine X 1 & 2 only X
Levels
N/A
X
6eneric 8x Clinic
Unlimited PrescripDental Benefits with BCBSIL
In‐Network Out‐of‐Network
BlueCare Dental PPO
Benefit Description Maximum Allowance 90th Percentile Usual & Customary
Contracting Provider Non‐Contracting Provider
Individual Deductible (Calendar Year) $50 $50
Family Deductible (Calendar Year) $100 $100
Benefit Period Maximum (Calendar Year) $2,000 $2,000
Diagnostic Services 100% 100%
(Deductible does not apply) (you pay $0)
Periodic oral evaluations
Problem focused oral evaluations
Comprehensive oral evaluation
Preventive Services 100% 100%
(Deductible does not apply) (you pay $0)
Prophylaxis (cleanings)
Topical fluoride applications
Diagnostic Radiographs 100% 100%
(Deductible does not apply) (you pay $0)
Full‐mouth and panoramic films
Bitewing films
Periapical films
Miscellaneous Preventive Services 100% 100%
(Deductible does not apply) (you pay $0)
Sealants
Space Maintainers
Basic Restorative Services 80% after Deductible 80% after Deductible
Amalgams (fillings) (you pay 20% after Deductible) (you pay 20% after Deductible)
Resin‐based composite restorations
Non‐Surgical Extractions 80% after Deductible 80% after Deductible
Removal of retained coronal remnants (you pay 20% after Deductible) (you pay 20% after Deductible)
Removal of erupted tooth or exposed root
Non‐Surgical Periodontic Services 80% after Deductible 80% after Deductible
Removal of retained coronal remnants (you pay 20% after Deductible) (you pay 20% after Deductible)
Removal of erupted tooth or exposed root
Adjunctive Services 80% after Deductible 80% after Deductible
Palliative treatment (emergency) (you pay 20% after Deductible) (you pay 20% after Deductible)
Deep sedation / general anesthesia
Endodontic Services 80% after Deductible 80% after Deductible
Therapeutic pulpotomy and pulpal (you pay 20% after Deductible) (you pay 20% after Deductible)
debridement
Root canal therapy
Apexification/recalcification
Oral Surgery Services 80% after Deductible 80% after Deductible
Surgical tooth extractions (you pay 20% after Deductible) (you pay 20% after Deductible)
Alveoloplasty and vestibuloplasty
Excision of benign odontogenic tumor/cyst
Excision of bone tissue
Incision and drainage of an intraoral abscess
10In‐Network Out‐of‐Network
PPO Dental Plan Features BlueCare Dental PPO Non‐Contracting Provider
Contracting Provider 90th Percentile Usual & Customary
Surgical Periodontal services 80% after Deductible 80% after Deductible
Gingivectomy or gingivoplasty and gingival (you pay 20% after Deductible) (you pay 20% after Deductible)
flap procedures
Clinical crown lengthening
Osseous surgery
Osseous grafts
Soft tissue grafts/allografts
Distal or proximal wedge procedure
Major Restorative Services 60% after Deductible 60% after Deductible
Single crown restorations (you pay 40% after Deductible) (you pay 40% after Deductible)
Inlay/onlay restorations
Labial veneer restorations
Crowns placed over implants
Prosthodontic Services 60% after Deductible 60% after Deductible
Complete and removable partial dentures (you pay 40% after Deductible) (you pay 40% after Deductible)
Denture reline/rebase procedures
Fixed bridgework
Prosthetics placed over implants
Implants (excluded)
Misc. Restorative & Prosthodontic Services 60% after Deductible 60% after Deductible
Prefabricated crowns (you pay 40% after Deductible) (you pay 40% after Deductible)
Recementations
Post and core, pin retention and
crown/bridge repairs
Adjustments
Orthodontia Coverage Not Covered Not Covered
DENTAL Employee Premium Cost Per Paycheck (Bi‐Weekly / 26 pay periods)
Employee Only Employee + Spouse Employee + Child(ren) Family
Employee Rates $16.67 $35.10 $32.88 $59.38
11Vision Benefits with BCBSIL
Vision Plan Features (Plan MS 300 V) In‐Network Out‐of‐Network
Network Name EyeMed Select PPO N/A
Annual Exams $10 copay Up to $30 reimbursement
Standard Plastic Lenses
Single Vision $25 copay Up to $25 reimbursement
Bifocal $25 copay Up to $40 reimbursement
Trifocal $25 copay Up to $55 reimbursement
Lenticular $25 copay Up to $55 reimbursement
Contact Lenses
Conventional $0 copay with $130 allowance Up to $104 reimbursement
Plus 15% off balance over $130
Disposable $0 copay with $130 allowance Up to $104 reimbursement
Plus, balance over $130
Medically Necessary $0 copay, paid in full Up to $210 reimbursement
Frames $0 copay with $130 allowance plus 20% Up to $65 reimbursement
off balance after $130
FREQUENCY LIMITATIONS
Exams 12 months
Lenses 12 months
Frames 24 months
VISION Employee Premium Cost – Per Paycheck (Bi‐Weekly / 26 pay periods)
Employee Only Employee + Spouse Employee + Child(ren) Family
Voluntary Vision $3.51 $6.67 $7.02 $10.32
12Life Insurance with BCBSIL
Life and AD&D Plan Features Basic Life Voluntary Life
Company Paid or Employee Paid Company Paid Employee Paid
$10,000 increments up to the lesser of
Employee Benefit Amount
$50,000 (NEW 2021) 5x salary or $500,000
Matching Accidental Death &
Yes Yes, Employee only
Dismemberment
Employee Guarantee Issue Amount N/A $200,000
Spouse Benefit Amount N/A $25,000
Spouse Guarantee Issue Amount N/A $25,000
Child(ren) Benefit Amount N/A $5,000
Child(ren) Guarantee Issue Amount N/A $5,000
Employee and Spouse Voluntary Life and AD&D Rates per $1,000 ‐ (Monthly ‐ Post Tax)
Age 0‐29 30‐34 35‐39 40‐44 45‐49 50‐54 55‐59 60‐64 65‐69 70+
Employee Vol. Life
$0.098 $0.108 $0.128 $0.178 $0.258 $0.468 $0.728 $0.858 $1.478 $3.458
and AD&D Rates
Spouse Vol. Life $.060 $.070 $.090 $.140 $.220 $.430 $.690 $.820 $1.440 $3.420
Child Vol. Life Rate $0.20 per $1,000 of benefit
Short‐Term and Long‐Term Disability Benefits with BCBSIL
Disability Plan Features Short Term Disability Long Term Disability
Company Paid or Employee Paid Company Paid (NEW 2021) Company Paid
Benefits Begin (Elimination Period) 1st Day Injury / 8th Day Illness 91st Day
Income Replacement Percentage 60% pre‐disability weekly earnings 60% of pre‐disability monthly earnings
Maximum $2,000 per week $6,000 per month
Pre‐Existing Condition Exclusion N/A 3 / 12
Eligibility All Eligible Full‐Time Employees All Eligible Full‐Time Employees
Benefit Duration 13 weeks Social Security Normal Retirement Age
Own Occupation Definition 24 months
13Health Savings Accounts (HSA) – Benefit Wallet
What is a Health Savings Account (HSA)?
A Health Savings Account (HSA) is available to all employees enrolled in Alexander Lumber’s HDHP PPO Plan. An HSA is
an employee‐owned savings account that allows employees to pay for certain IRS‐approved (qualified) healthcare
expenses with pre‐tax dollars. Qualified healthcare expenses include:
Medical services and prescription drugs
Dental services and orthodontia
Vision services, including contact lenses, eye examinations and eyeglasses
Who is eligible to open an HSA?
To be eligible to open an HSA, you must be enrolled in a qualified High Deductible Health Plan, but cannot be:
Covered by any medical plan other than a qualified High Deductible Health Plan
Enrolled in Medicare
Claimed as a dependent on someone else’s tax return
Who can contribute to my HSA?
Both the employer and the employee may contribute to the HSA. For the calendar year 2021, Alexander Lumber
will make an annual HSA contribution of $750 for employees enrolled in the “employee only” tier and $1,000 for
employees enrolled in “employee + child(ren),” employee + spouse,” and “family” tiers.
Contribution Limits & Advantages of an HSA
2021 IRS approved pre‐tax contribution amounts into an HSA are listed below:
Employee Only ‐ $3,600
Employee + 1 or more ‐ $7,200
Catch up contribution for employees age 55 and older ‐ $1,000
Advantages to having an HSA include
Portability – The account is yours and stays with you regardless if you change coverage, jobs, or retire
Funds Roll Over – There are no “use it or lose it” rules – funds remain in the account to use in the future
Reduces taxable income
14My Pet Protection®
from Nationwide®
Now with options to meet every budget.
Our popular My Pet Protection pet insurance plans now feature
more choices and more flexibility
Get cash back on eligible vet bills Use any vet, anywhere
Choose from three levels of reimbursement: No networks, no pre-approvals
90%, 70% or 50%*
Available exclusively for employees Optional wellness coverage available
These plans aren’t available to the general public Includes spay/neuter, dental cleaning,
exams, vaccinations and more
Same price for pets of all ages
Your rate won’t go up because your pet had a birthday
Choose the reimbursement level that fits your needs
Problems such as upset stomach are among the most common reasons dogs and cats go to the vet.
The average cost for this kind of visit is $424. Here’s how My Pet Protection would cover the bill.*
90% 70% 50%
reimbursement reimbursement reimbursement
$381 $296 $212
reimbursement reimbursement reimbursement
You pay: $43 You pay: $128 You pay: $212
Nationwide pays: $381 Nationwide pays: $296 Nationwide pays: $212
Examples reflect reimbursement after $250 annual deductible has been fulfilled.
Get more—enjoy these extras when you protect your pet with a Nationwide pet insurance policy
®
Unlimited, 24/7 access to Multiple-pet Mobile claims Fast, convenient Access to our award- Discounts on hand-
a veterinary professional discounts submission with the electronic claim winning magazine, picked pet products
($150 value). available.† free VitusVet app. payments. The Companion. and services.
Get a fast, no-obligation quote today at benefits.petinsurance.com/alexlbr
15Choose the level of coverage
that fits your needs
Get 90%, 70% or 50% reimbursement
on these vet bills and more.*
Accidents, including poisonings and allergic reactions
Injuries, including cuts, sprains and broken bones
Common illnesses, including ear infections, vomiting and diarrhea
Serious/chronic illnesses, including cancer and diabetes
Hereditary and congenital conditions
Surgeries and hospitalization
X-rays, MRIs and CT scans
Prescription medications and therapeutic diets
Wellness exams
Vaccinations
Spay/neuter
Flea and tick prevention
Heartworm testing and prevention
Routine blood tests
Both plans feature a $250 annual deductible and have a maximum annual benefit of $7,500.
Pre-existing conditions are not covered. Any illness or injury a pet had prior to start of policy will be
considered pre-existing.*
How to use your pet insurance plan
1 Visit any vet, anywhere. 2 Submit claim. 3 Get reimbursed.
Get a fast, no-obligation quote today at benefits.petinsurance.com/alexlbr
To enroll your bird, rabbit, reptile or other exotic pet, call 877-738-7874.
*Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions. Reimbursement options
may not be available in all states. †Pet owners receive a 5% multiple-pet discount by insuring two to three pets or a 10% discount on each policy for four or more pets.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information
contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may
apply. Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an AM Best A+ rated company (2018); National Casualty Company (all other states),
Columbus, OH, an AM Best A+ rated company (2018). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your
side are service marks of Nationwide Mutual Insurance Company. ©2019 Nationwide. 19GRP5915
19GRMPP907050 16Your benefits are a significant part of your compensation package at Alexander Lumber. They provide you and your
family with resources to protect your health and your income and offer additional assistance when needed.
Understanding your benefits is key to your optimum utilization.
Please take time to review and familiarize yourself with your benefit plans. Contact information for all benefit resources
and service providers are illustrated below. Additional detailed information is also available in Human Resources.
Important Contacts
Carrier/Vendor Service Description Phone Number website or email
Alexander Lumber Human Resources (630) 844‐5123 hr@alexlbr.com
BCBSIL PPO Plans Member Services (800) 541‐2768 www.bcbsil.com
Member Services
BCBSIL HMO Plan (800) 541‐2768 www.bcbsil.com
Walk‐In Clinics, Telemedicine,
Convenient Care Plus (855) 900‐8701 members@convenientcareplus.com
Health Advocate Concierge
BCBSIL Life/Vol Life Life/AD&D Claims (800) 367‐6401 x 4 ancillaryquestionsIL@bcbsil.com
BCBSIL Disability STD/LTD Disability Claims (800) 367‐6401 x 2 ancillaryquestionsIL@bcbsil.com
BCBSIL EAP Employee Assistance Program (866) 899‐1363 www.guidanceresources.com
BCBSIL Dental Member Services (800) 367‐6401 x 1 www.bcbsil.com
BCBSIL Vision Vision Benefits (888) 581‐3648 x 3 www.eyemedvisioncare.com/bcbsilvis
Benefit Wallet Health Savings Accounts (HSA) (877) 472‐4200 www.mybenefitwallet.com
Beneficiary Assist Beneficiary Assistance and (800) 769‐9187 www.beneficiaryresource.com
Support
BCBSIL Travel Assist Travel Assist (877) 715‐2593 US www.ops.us.generaliglobalassistance.com
(202) 659‐7807 Other
Nationwide Pet Insurance (877) 738‐7874 www.PetsNationwide.com
https:/benefits.petinsurance.com/alexlbr
submitmyclaim@petinsurance.com
Broker/Consultant AssuredPartners Illinois
Bonnie Cochrane Sr. Account Advisor (630) 433‐3016 bonnie.cochrane@assuredpartners.com
Dan Scott Account Manager (630) 433‐3006 daniel.scott@assuredpartners.com
Ismael Ortiz Account Advisor ‐ Bilingual (630) 433‐3013 ismael.ortiz@assuredpartners.com
17Notes
NOTE: This Benefit Guide is merely intended to provide a brief overview of the Company’s employee benefit programs. Employees should review the Company’s employee handbook and actual plan documents for the precise terms of such programs. In the event of any inconsistency between this Benefit Guide and such governing documents, the governing documents will control. The Company reserves the sole and absolute discretion and right to interpret, apply, amend, discontinue or terminate, without prior notice, any and all of the benefit programs referenced herein.
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