Estimated Risk in Educational Decision-Making and Differences by Family Educational Background in Higher Education Choices

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doi:10.5477/cis/reis.174.147

   Estimated Risk in Educational Decision-Making
and Differences by Family Educational Background
                      in Higher Education Choices
                 El riesgo estimado en las elecciones educativas y las diferencias
                          según origen formativo familiar en la educación superior
                                                                    Dani Torrents and Helena Troiano

Key words                    Abstract
Higher Education             This article investigates risk in educational choices by operationalising
• Educational                the concept of estimated risk, observing the existing differences by
Decision-Making              social background, and contrasting their usefulness in interpreting the
• Social Background          different choices made and the resulting educational inequalities. Data
• Risk                       from the ISCY Project for the city of Barcelona were used to analyse
                             those cases that accessed higher education. The results show the
                             differences in the estimated risk by social background, specifically in the
                             areas of social and economic risk. Although the estimated risk has been
                             widely used as an implicit explanatory tool, this study operationalises
                             and contrasts this perspective as a useful framework for the explanation
                             of inequalities, and as a useful tool for the evaluation of educational
                             policies.

Palabras clave               Resumen
Educación superior           Este artículo propone profundizar en la perspectiva del riesgo en
• Elecciones                 las elecciones educativas, operativizando el concepto de riesgo
educativas                   estimado, observando sus diferencias por origen social, y contrastando
• Origen social              su utilidad para interpretar las diferentes elecciones tomadas y las
• Riesgo                     desigualdades educativas derivadas. Utilizamos para ello los datos de
                             ISCY Project para la ciudad de Barcelona, analizando los casos que
                             han accedido a la educación superior. Los resultados muestran las
                             diferencias en el riesgo estimado según origen social, en concreto en
                             el riesgo económico y social. Si bien el riesgo estimado se ha utilizado
                             ampliamente como herramienta explicativa implícita, este trabajo
                             operativiza y contrasta esta perspectiva como un marco útil para la
                             explicación de las desigualdades, y como herramienta interesante para
                             la evaluación de políticas educativas.

Citation
Torrents, Dani and Troiano, Helena (2021). “Estimated Risk in Educational Decision-Making and Di-
fferences by Family Educational Background in Higher Education Choices”. Revista Española de In-
vestigaciones Sociológicas, 174: 147-168. (http://dx.doi.org/10.5477/cis/reis.174.147)

Dani Torrents: Universitat Autònoma de Barcelona | danitv@hotmail.com
Helena Troiano: Universitat Autònoma de Barcelona | helena.troiano@uab.cat

                               Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
148                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

Introduction                                                    ing the educational ladder, known as the
                                                                vertical stratification of education (Breen,
Educational inequalities by social back-                        2001; Gambetta, 1987; Raftery and Hout,
ground have been one of the major con-                          1993).
cerns for the sociology of education. Not                           However, social background inequalities
only because such inequalities can persist                      are found both among educational levels
over time or become transformed, giv-                           and within each level. These relate to the
ing rise to new levels or forms of differ-                      different probabilities of pursuing different
entiation in the educational system, but                        types of education or of having more ad-
also because they have fundamental con-                         vantageous educational experiences within
sequences in other areas of social life.                        the same educational level. It is known
Differentiation in the educational system                       as the horizontal stratification of educa-
entails a structure parallel to that of occu-                   tion (Lucas, 2011; Torrents, 2017; Triventi,
pational differentiation in the labour mar-                     2011). The type of educational institution,
ket (even though there is no rigid corre-                       whether it has an academic or professional
spondence between them). This creates                           focus, and the type of discipline studied are
unequal access to economic, social and                          some examples of aspects that differenti-
cultural resources. When the educational                        ate students by social background (Bozick
system plays this structuring role it can                       and DeLuca, 2005; Torrents, 2017; Triventi,
be seen that, beyond effort and innate                          2011) .
abilities, not all students have the same
                                                                    These two types of stratification, both
opportunities in their educational path-
ways, and social background is one of                           the inequalities involved in the transition
the key factors of this inequality (Martínez                    to higher education or those based on the
García, 2007) .                                                 choice of a certain educational pathway,
                                                                have been documented and monitored
    People who are in disadvantaged so-
                                                                within various spheres. For example, stud-
cial positions are not as likely to follow
                                                                ies are periodically conducted on equita-
the same path through the educational
                                                                ble access to all educational pathways and
system as the rest of the population. Bou-
                                                                levels based on technical reports framed
don’s (1974) classic distinction showed
                                                                within European educational policies; and
that inequality occurs in two phases. In
                                                                special attention is devoted to how non-tra-
the first phase, the primary effects oper-
                                                                ditional student profiles access university
ate mainly in the compulsory stages of the
                                                                education (Bohonnek et al., 2010; European
educational system. They involve the dif-
                                                                Commission, 2019) .
ferential acquisition of educational com-
petences as a result of the unequal fam-                           Within the scientific literature, educa-
ily resources available. This is apparent in                    tional inequalities have been observed
children’s school performance (Bernardi                         over time and in different regions (Breen,
and Cebolla, 2014; Goldthorpe, 2010) . In                       et al., 2009; Shavit, Yaish, and Bar-Haim,
the second phase, the inequality of sec-                        2007), and there has been an attempt
ondary effects operates at each point of                        to build a theoretical corpus that allows
the system in which students must make                          those inequalities to be interpreted. To re-
the decision as to whether to enter the                         cap, these theories are located on a scale
post-compulsory higher education level                          between two major ends or perspectives:
(Bernardi and Requena, 2010; Torrents,                          at one end are positions linked to social
2015) . Both effects combine to give rise                       determination that allow little explanatory
to differentiated probabilities of climb-                       margin for exceptions; and at the other

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Dani Torrents and Helena Troiano                                                                                         149

end are hyper-rationalist positions that                           that is, they understand them as choices
presuppose the existence of an unreal in-                          that manage a risk derived from abilities, re-
dividual with endless information and de-                          sources or motivations (Archer, Leathwood,
cision-making capacity.                                            and Hutchings, 2002; Davies, Heinesen,
                                                                   and Holm, 2002; Deil-Amen and Goldrick-
    Some positions can be currently found
                                                                   Rab, 2009). A risk that is ultimately shaped
that interestingly synthesise both by merg-
                                                                   by different social characteristics such as
ing social conditions with rational choice in
                                                                   social background. This argument leads to
individual behaviour, and envisaging indi-
                                                                   considering the concept of risk as a useful
viduals who make decisions, albeit strongly
                                                                   theoretical axiom to interpret educational
socially influenced ones. Based on Bou-
                                                                   inequalities.
don’s approach (1974), the so-called Nuff-
ield school and its derivatives has been                               There are several studies, including that
one of the pioneers in this line of thought                        by Abbiati and Barone (2017), which have
(for example, Breen and Goldthorpe (1997),                         evaluated the differences in the perception
Erikson and Jonsson, (1996) and Gam-                               of risk shown by students according to their
betta, (1987) to cite some of the contribu-                        social background. They have focused on
tors).                                                             some dimensions such as cost, expected
                                                                   return, and difficulty involved. However, the
    According to previous studies, social                          role of this perceived risk is not often con-
background is related to different inequal-                        trasted as a synthetic element or as a proxy
ity mechanisms or triggers. There are eco-                         for resources, abilities and motivations, and
nomic and social resources that individu-                          its impact on the educational choices that
als and their families can use when making                         individuals ultimately make.
their choices and facing different educa-
                                                                       This article is aimed at gaining further in-
tional options to a greater or lesser ex-
                                                                   sight into this aspect, by providing an op-
tent (Pablos and Gil, 2007; Rahona López,
                                                                   erationalisation of the risk estimated by
2009) . But even academic abilities are
                                                                   students, assessing the differences by to
also clearly influenced by social back-
                                                                   social background and observing if it can
ground, since these are made up of ap-
                                                                   be a useful tool for understanding the edu-
titudes and competences also acquired                              cational choices made. A conceptual frame-
within the family that help individuals meet                       work is provided in the next section as an
school requirements, in addition to their                          approach to risk in educational choices.
innate abilities (Jackson, 2013) . Some au-                        Later the methodology used in this study
thors have pointed out that motivations                            will be described, followed by a discussion
(or their effects on behaviour) may also                           of the main results.
be different depending on social back-
ground. Social aspirations, aversion to the
risk of losing status, social norms, aver-
                                                                   Risk in educational choices
sion to debt and an acceptable time ho-
rizon are some of the elements that have                           Deil-Amen and Goldrick-Rab (2009) de-
been proposed (Breen and Goldthorpe,                               fine risk as exposure to the possibility of
1997; Breen, Werfhorst, and Meier Jæger,                           negative consequences while pursuing the
2014; Callender and Jackson, 2005; Gam-                            objectives that have led to certain educa-
betta, 1987) .                                                     tional choices. For these authors, risk is
   More or less explicitly, a large part                           created by the motivations that lead an in-
of these contributions make educational                            dividual to choose more or less risky edu-
choices revolve around the concept of risk,                        cational options; and at the same time the

                                       Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
150                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

risk is estimated by an individual based on                     future by completing the course they have
the challenges believed that they may en-                       chosen to pursue.
counter, and the resources available to                             The concept of social risk can also be
meet them.                                                      expanded to take into account not only
   The individual, faced with this created                      what the student may lose from their past,
and estimated risk, shapes the educational                      but also what they may not be able to gain
choices that they consider most appropri-                       in their future: fitting into a new social envi-
ate to avoid negative consequences or fail-                     ronment. Indeed, fear of failing to fit in so-
ure. This perspective is clearly articulated                    cially in the university environment has been
with the analysis of educational differences                    studied in depth by some research teams,
by social background, and can be an in-                         specifically regarding the position of work-
teresting and potentially useful analytical                     ing class students (Reay, Crozier, and Clay-
tool for understanding and predicting be-                       ton, 2009) .
haviour.                                                            As Gil, Pablos and Martínez (2010)
    Archer, Leathwood and Hutchings,                            showed, social background influences
(2002) distinguished between three types                        the three types of risk through its effect
of risk based on the type of negative con-                      on available economic resources, on ac-
sequences or failures that people face de-                      ademic abilities (as studied in detail by
pending on which educational option they                        Jackson (2013)) and on the motivations of
take: a) economic risk, that is, the nega-                      individuals (as identified by Callender and
tive consequences derived from the inabil-                      Jackson (2005) in relation to aversion to
ity to meet costs using available resources;                    debt). In this way, the greater resources
b) academic risk, that is, failure, including                   available to individuals of high social back-
emotional failure, linked to the inability to                   ground make it possible to reduce the
meet academic requirements (with conse-                         economic risk (failure) reasons; academic
quences such as delay, re-taking years or                       abilities, beyond the primary effects men-
courses, dropping out, etc.); and c) social                     tioned, would allow the risk (failure) de-
risk, which the authors define as the risk of                   rived from difficulty to be reduced; and the
losing one’s identity, and which is related                     motivations to avoid the loss of social sta-
to the aspirations and motivations of indi-                     tus would drive the individual to reduce the
viduals. The three types of risk are non-ex-                    so-called social risk.
clusive and complementary.                                          In addition, this relationship between
    The definition of these risks can be ex-                    social origin and risk is not only produced
panded by considering other theoretical                         directly by an objective risk of having cer-
perspectives. Economic risk is not only fo-                     tain resources, abilities and motivations
cused on what can happen while pursuing a                       rather than others, but also indirectly by a
certain educational pathway, but also once                      given perception of this objective risk. A
this have been completed. The classic ver-                      wrong perception can lead to a mistaken
sion of the theory of rational choice on ed-                    estimate in the direction of overestimating
ucational decisions considers the forecast                      or underestimating risk. If the direction of
of expected return as one of the main fac-                      the error is systematic and is based on a
tors that motivate the decision (Breen and                      sociodemographic characteristic of the in-
Goldthorpe, 1997) . Thus, the estimation                        dividual such as age or social background,
made by a student also depends on what                          then this is an overestimation or underesti-
job they think they will be able to find in the                 mation bias.

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Dani Torrents and Helena Troiano                                                                                         151

    While the perception of risk is expected                           The aim is to assess the different es-
to be proportional to the objective basis                          timated risks by social background and
of such risk, it is also expected that it can                      inquire about its role in higher education
have biases due to social background be-                           choices. Risk analysis is key to understand-
yond its objective basis. Thus, overestima-                        ing the relationship between social back-
tion or underestimation biases have been                           ground and the choice finally made. It is
identified due to differences in the infor-                        also useful to provide additional tools for
mation available to evaluate them, such                            the development and evaluation of educa-
as information on what to expect from                              tional policies that seek to influence the risk
university based on whether the family                             estimated by students (for example: schol-
environment has already experienced it                             arships, guidance on educational choices,
(Barone et al., 2016; Scott-Clayton, 2013),                        etc.).
biases due to the individual’s frames of                              Two main hypotheses derived from the
reference on what is desirable to do in life                       theoretical framework will be taken as a
and what is not, for example (Vossensteyn                          starting point:
and Jong, 2008) ; or biases derived from
                                                                   a) Students from a high social back-
compensation processes or from recognis-
                                                                      ground will perceive a lower risk due to
ing that they have a “safety net”, for exam-
                                                                      the greater economic resources, aca-
ple, having extra resources in case of ac-
                                                                      demic or motivational skills regarding
ademic or other difficulties (Bernardi and
                                                                      the university environment and will tend
Onion, 2014; Torrents, 2016) .
                                                                      to have fewer underestimating biases
    The relationship between social ori-                              (H1).
gin and risk, be it objective or perceived,                        b) This, however, will be conditioned by the
thus becomes a potential tool for analys-                             educational choice finally made; other-
ing educational choices. However, there                               wise, the relationship between estimated
is a general tendency to use the student’s                            risk and educational choice would be
perceived risk as an implicit reality. Few                            called into question (H2). This point is
studies have tried to operationalise the risk                         clarified below.
that students actually estimate from a quan-
titative perspective, as well as analysing its                         The latter means that it is expected
relationship with educational choices. This                        that the same relationship between social
is the goal of this study.                                         background and estimated risk will not be
                                                                   identified in all the educational choices an-
                                                                   alysed, either because the estimated risk
Methodology                                                        has conditioned the educational choice
                                                                   made on an ex ante basis, or because the
Hypothesis and database                                            context of each educational option influ-
                                                                   ences it on an ex post basis. In summary,
Following the theoretical framework of the                         the two hypotheses suggest that it would
analysis outlined above, this section will                         be expected not to identify differences in
provide the research questions and the                             the estimated risk by social background or
methodology used to answer them. One of                            educational context in a neutral model. The
the central mechanisms of the risk perspec-                        usefulness of this mechanism as an analyt-
tive in educational choices will be analysed,                      ical tool will become apparent when differ-
namely, the estimated risk.                                        ences are found.

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152                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

    This is important to define the limita-                     university or Higher Education Vocational
tions of the study. Therefore, a longitudinal                   Training Cycles (hereinafter, CFGS) in the
data model that covers the perceived risk                       fourth wave (2016-17 academic year). They
both before and after the choice is made                        correspond to the pathways highlighted in
to determine if the relationship between the                    Figure 1.
perceived risk and the educational choice                          The Spanish educational system is
made occurs on an ex ante basis or on an                        characterised by academically tracking
ex post basis is necessary. In the case un-                     students from the age of 16, a process
der discussion here, it is only covered after                   that is clearly differentiated by social back-
the choice has already been made. There-                        ground (Bernardi and Requena, 2010). The
fore, beyond the proposed operationalisa-                       post-compulsory stage of comprehensive
tion, we can only test whether there is in-                     compulsory education is divided into the
deed a pattern between the risk and the                         vocational training track (CFGM - CFGS)
choice made, which is supported by pre-                         and the academic (Baccalaureate) track,
vious scientific findings, which would then                     with different connections between them.
lead to postulating risk as a useful explana-
tory mechanism or not.                                              The subset analysed in the study
                                                                makes it possible to address the hypoth-
    Data from the ISCY Project were used
                                                                eses proposed by reducing the variability
in the study1. This is a longitudinal study
                                                                that would be caused if students were in-
that follows students in the last year of
                                                                cluded who moved forward a school year,
compulsory education (4th year of sec-
                                                                students who had to re-take a school year,
ondary education in Spain) over three con-
                                                                students who had chosen educational/
secutive years, which make it possible to
                                                                work options other than higher educa-
analyse their access to higher education.
                                                                tion, and students from higher education
However, risk is only addressed in the
                                                                who had followed a different pathway (via
last wave. From an initial sample of 2,056
                                                                CFGM). This is important because esti-
cases in the first wave of the study in the
                                                                mated risk is not only derived from student
2013-14 academic year, we worked with
                                                                characteristics, but also from the social
the 542 students who, having passed their
                                                                and educational setting in which they are
Baccalaureate, were in the first year of
                                                                at all times, and from their previous educa-
                                                                tional and work history.
1 This international project has been carried out in 13
different cities around the world. This article focuses
                                                                   To correct the attrition produced in this
on data for the city of Barcelona (Catalonia), since an         type of longitudinal study, the data were
international comparison is outside the scope of the            weighted using the Inverse Probability
data due to the specific characteristics of each edu-
cational system. For more information, see: http://iscy.        Weighting method, with a weighted study
org/                                                            sample of 986 cases.

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Dani Torrents and Helena Troiano                                                                                         153

FIGURE 1. Schematic outline of higher-level educational pathways in Spain and ISCY Project study wave

 Age                                                           ….15            16              17         18              19

                                                                              Secondary school               University

                   Compulsory Education                                         Intermediate              Advanced voc.
                                                                                voc. training               Training

                                                                                Others (non
                                                                                 formal ...)

 Recontacts                                              Base Line            1st 2nd                     3rd
Source: Developed by the authors.

Estimated risk and social background                               cial aspects (Table 1). When an individual
                                                                   claimed to be quite or constantly worried
The fourth wave of this study incorporated 9                       about any of the items, they were assigned
items that covered the extent to which stu-                        a higher risk in the dimension correspond-
dents had economic, academic and social                            ing to the item.
concerns. These allowed us to approach the
                                                                       The variable used to control social back-
estimated risk in relation to the educational
                                                                   ground was the Family Educational Attain-
choice made. The items were collected on a
                                                                   ment (FEA), which provides a higher re-
4-level of worry scale: (a) not at all worried,
                                                                   sponse level than parental occupation. It
(b) a little worried, (c) quite worried, (d) con-                  entails identifying the highest education at-
stantly worried. Based on these responses,                         tainment of the family, based on the prin-
and taking into account the sample limita-                         ciple of mother and/or father dominance.
tions, they were divided into two groups to                        Once identified, social background was di-
polarise the analysis: lower estimated risk (a                     chotomised into two large groups: high so-
+ b) and higher estimated risk (c + d).                            cial background when a parent had univer-
    In order to synthesise the analyses, the                       sity education, and low social background
9 items were grouped into 3 broad dimen-                           when they did not. Thus, social origin here
sions, depending on whether they were                              specifically refers to the family educational
more linked to economic, academic or so-                           background.

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154                           Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

TABLE 1. Survey items used for operationalising the estimated risk

                             To what extent are you worried about the following issues?

               That I cannot continue my educational programme for financial reasons.
    Economic

               That work interferes with my education.

               That I may not find a good job in the future.

               That I may not be able to complete my programme because it is too difficult.
    Academic

               That I may not be at the right standard to succesfully complete this programme.

               That my lecturers think that I am not suitable for this programme.

               That I may distance myself from my secondary school friends.
    Social

               That I may distance myself from my parents and family.

               That I may not have the same non-academic interests as my peers.

Source: Developed by the authors.

Students’ educational choice                                      ferent degrees3. In addition, Catalan univer-
                                                                  sities have started to offer more and more
Finally, in order to internally differentiate                     degrees taught in English, which clearly in-
the higher level of educational attainment,                       creases their difficulty.
3 types of higher education were distin-
                                                                     By combining these elements, 3 groups
guished based on the risk associated with
                                                                  were defined based on the proposal already
them derived from two main factors: dura-
                                                                  used by Troiano, Torrents, and Daza (2019):
tion and difficulty. Failing to successfully
complete Higher Education involves facing                         a) Type A university degrees: these in-
negative consequences in terms of time, re-                          clude double degrees, degrees taught in
sources and effort. Duration and difficulty                          English, degrees that take more than 4
are two key factors that can influence this                          years, degrees with a low performance
probability of non-completion, as they are                           rate, and/or degrees with an average
associated with the time invested, minimal                           real duration of more than 5 years. Fig-
resources to face costs, and the level of ef-                        ure 2 shows the classification of these
fort to overcome them.                                               degrees in bold.
    Currently, Vocational Training has a du-                      b) Type B university degrees: the rest of
ration of 2 years in Spain, while university                         university degrees.
degrees involve 4 years of study in most                          c) CFGS: higher education vocational training.
cases, although some take up to 7 years2.
In terms of difficulty, student performance                           A binary logistic regression was mainly
rates are not the same for all disciplines.                       used to verify the hypotheses. The prob-
Data from the university system were used                         ability that there was a high estimated risk
to evaluate the performance rate for the dif-                     based on social background and educa-
                                                                  tional choice was thus assessed.

2 Specifically, around 83% of the degrees take four               3 Proportion of credits attempted compared to the
years: 4% take five years, 11% take six years, and 2%             number of credits successfully completed, weighted by
take seven years (all of the latter being double degrees).        the average access mark for the degree. Data for 2017
Data for 2017 obtained from UNEIX Catalunya.                      obtained from UNEIX Catalunya.

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Dani Torrents and Helena Troiano                                                                                         155

FIGURE 2. Classification of university degrees by duration and difficulty involved

                            Degree

                                         Either a single
     DOUBLE OR IN                         degree, or in
       ENGLISH                             Spanish or
                                            Catalan

                       MORE THAN 4                           4 years
                         YEARS

                         LOW                             Intermediate                  High performance
                     PERFORMANCE                       performance rate                      rate
                         RATE

                                          AVERAGE
                                        COMPLETION                         Average
                                       TIME ABOVE OR                    completion rate
                                         EQUAL TO 5                      under 4 years
                                           YEARS

Source: Developed by the authors.

Results                                                            cording to the type of higher education.
                                                                   While a greater proportion of students of
Differences in educational choices and                             low social background were found to pur-
estimated risk by social background                                sue Higher Education Vocational Training,
                                                                   the opposite occurred for university stu-
In order to verify the usefulness of the risk-                     dents.
based perspective in explaining educa-                                The sample did not contain any impor-
tional differences, these differences must                         tant differences by social background, as
first be described according to the data                           defined in this study, regarding the types
used. Table 2 shows that the social back-                          of university degrees pursued. It contrasts
ground distribution is certainly different ac-                     with other studies carried out in the same

                                       Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
156                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

geographical area, such as Torrents                             TABLE 2. S
                                                                          ocial composition by type of higher edu-
(2017), and it can probably be explained                                 cation (%)
by the small sample used, which did not                                                     Family Educational Attainment (FEA)
include the entire range of existing de-
                                                                                             High      Low          Total
grees. However, rather 57than dispense
with the analysis of these educational                          High-level vocational
                                                                                             26.4      73.6         100.0
settings, we believe it is of interest to                       training
try to verify whether the risk-based per-                       University (Type B)          70.6      29.4         100.0
spective matches this educational (non)
difference. If the data used here do not                        University (Type A)          71.1      28.9         100.0

show differences in social composition                          Source: ISCY Project.
by type of degree, according to the risk
perspective, it is expected that no differ-                         Secondly, based on the operationalisa-
ences would be identified between them                          tion of the estimated risk permitted by the
in terms of estimated risk by social back-                      ISCY Project, Figure 3 shows its weighting
ground.                                                         for each group analysed.

FIGURE 3. Highest percentage of estimated risk by risk type and social background (%)

                                  65.2
                         57.8

                                                                                              42.5
                                                                                   36.3
                                                      28.1 28.2

                        Economic risk               Academic risk                    Social risk
                                           High NFF           Medium-low NFF

Source: ISCY Project.

    There are several aspects of interest here.                 students surveyed estimated a high level of
Economic risk was the estimated risk most                       academic risk. This is a coherent figure, con-
often found among students at this educa-                       sidering that students who have reached
tional level. More than half of the students                    this level have already been subject to a sig-
in the sample said that they were concerned                     nificant selection process with respect to
about aspects related to present and future                     their academic abilities (especially students
economic opportunities. This was followed                       from a low social background); and those
by the social risk of loss of their networks                    who had not been subject to screening pro-
with third parties or of disengagement with                     cedures related to their academic abilities
their environment, be it family or friends. Fi-                 compensated for this with their perception
nally, only 3 out of 10 of the higher education                 of their abilities (especially students from a

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Dani Torrents and Helena Troiano                                                                                         157

high social background) (Bernardi and Ce-                          a minor concern. In these initial years of
bolla, 2014) .                                                     higher education, only 10% of participants
   Another aspect worth noting is the fact                         worked, consistently with their social back-
that students of low social background                             ground. This proportion would probably in-
showed a higher risk in all the types ana-                         crease as they move on through their higher
lysed. While the difference was minimal in                         education (some studies suggest that
the estimated academic risk, it was more                           60% of university graduates in Catalonia
significant in the other two.                                      have worked while pursuing their degrees)
    Table 3 breaks down each of the ma-                            (Prades et al., 2017) . However, this is not
jor dimensions of perceived risk with the                          important in the first year and barely consti-
concerns included in the survey. The main                          tutes a central concern.
ideas previously pointed out can also be
seen here, although some nuances provided                              The concern about not being able to
in the disaggregation should be noted. The                         continue with their education for economic
most important concern in economic risk is                         reasons was the best identifier among stu-
related to work prospects. At the beginning                        dents by social background, with around
of their higher education, 1 in 2 students                         20 percentage points of difference. It is il-
were concerned about the difficulty in find-                       lustrative that even among students of high
ing a suitable job in the future.                                  social background, who were expected to
  In contrast, the problems derived from                           have greater economic resources, 27% re-
combining studies with a job were only                             ported that this was a major concern.

TABLE 3. Percentage of estimated risk by worry and social background (%)

                  Estimated risk / worries                          High                   Low                   Total

             Unable to continue educ. programme.                    27.1                   45.8                   34.0
  Economic

             Derived from simultaneously working.                   12.6                   14.8                   13.4

             Uncertain work prospects.                              47.6                   53.1                   49.7

             Failure to successfully complete programme.            22.0                   19.0                   20.9
  Academic

             Not having the required standard.                      19.1                   19.6                   19.3

             Failure to meet lecturers’ expectations.                 7.7                  11.9                    9.3

             Distancing oneself from friends.                       20.2                   17.7                   19.3
  Social

             Distancing oneself from family.                        23.3                   34.7                   27.5

             Different interests than peers.                          9.6                  11.8                   10.4

Source: ISCY Project.

    Regarding the disaggregation of social                         that most discriminated between students
risk, it was observed that the concern re-                         of different social background, with a dif-
lated to distancing from their family was the                      ference of around 10 percentage points be-
most important. It was the second concern                          tween social strata. This was the concern

                                       Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
158                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

that could be directly linked to the mech-                      tion of 2 years, while university degrees
anism of inequality known as relative risk                      are designed to be completed in 4 years
aversion (Breen and Goldthorpe, 1997) : in-                     or more.
dividuals from a high social background are                         Figure 4 shows this for students from
motivated to avoid a loss of status, would                      a low social background. Economic risks
perceive achievement and completing their                       were perceived as a major concern by uni-
education as being more beneficial (failure                     versity students: more than 70% of par-
being the most costly and worrying risk).                       ticipants within this profile were concerned
This was the third main concern of stu-                         about it. However, this was not the case for
dents, at a time when those from a high so-                     students of high social background, who
cial background had reached, but had not                        were found to have a higher estimated eco-
yet achieved, a higher educational level that                   nomic risk if they had chosen a vocational
would allow them to avoid downward social                       training programme.
mobility.
                                                                   This relationship may be influenced
    For students from low social back-
                                                                by the students’ main economic concern,
ground, however, relative risk aversion does
                                                                which, is related to the work prospects they
not explain the great importance given to
                                                                have as a result of their education choices.
this item, since an eventual failure would
                                                                Students from a high social background
also allow them to avoid loss of status.
                                                                who opted for advanced vocational train-
Some authors have pointed to other ex-
                                                                ing were more concerned than their peers,
planations related to the estimated risk of
                                                                which is a clear example of relative risk
distancing oneself from the family in order
                                                                aversion. They foresaw less promising work
to pursue higher education, by building in-
                                                                prospects in relation to their social back-
terests and a way of life away from their
                                                                ground expectations to avoid loss of status.
primary socialisation environment (Archer,
                                                                Nevertheless, without denying this hypoth-
Leathwood and Hutchings, 2002) .
                                                                esis, the same pattern was also identified in
                                                                their concern about not being able to com-
Educational choices and estimated                               plete their educational programmes for fi-
economic risk                                                   nancial reasons (Figure 5).
University students were expected to have                           Table 4 shows that in all the economic
a greater perception of economic risk than                      risk concerns analysed, there was an in-
students who opted for high-level voca-                         teraction between the social background
tional training. These programmes have a                        and the setting in which it was found. In
lower direct economic cost in Spain, while                      vocational training programmes, the trend
university students face one of the high-                       that students from a low social background
est costs in Europe (Sacristán, 2014)4. In                      would perceived a higher economic risk
addition, as noted above, vocational train-                     was the opposite of that found among uni-
ing programmes have an expected dura-                           versity students. Students from a low social
                                                                background who studied an advanced vo-
4  The direct cost of public advanced vocational training
                                                                cational course were 60-80% less likely to
in the autonomous region of Catalonia is around € 350           have a high estimated economic risk than
per year. State-aided private programmes cost below €           their university peers.
2,000 per year (the public and state-aided programmes
accounted for 80% of the surveyed students who took                 These results raise two issues. First, they
advanced vocational training). In contrast, degree pro-         do not contradict the fact that students from
gramme fees at a Catalan public university cost be-
tween € 1,500 and € 2,500 per year, depending on the            a low social background access university in
field, and more at private universities.                        a lower proportion than their peers; but they

Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
Dani Torrents and Helena Troiano                                                                                         159

also allow an interpretation in terms of the                       attended advanced vocational training and,
estimated economic risk: they were clearly                         while failing to fulfil their social aspirations
more concerned with the economic risks of                          to avoid a loss of status, have an estimated
going to university. Second, these results                         economic risk proportionally greater than
suggest an interpretation for the situation of                     expected, which would prevent them from
students from a high social background who                         making the transition to university.

FIGURE 4. R
           elationship between estimated economic risk, and student’s social background and educational
          choice (%)

                        76                                   71                                  72

                                                             57                                  54
                        54

                       CFGS                           University (Type B)                 University (Type A)

                                                      High NFF              Low NFF

Source: ISCY Project.

FIGURE 5. R
           elationship between being worried about not being able to complete an educational programme for
          financial reasons by student’s social background and educational choice (%)

                                                                                                               50
                                                             46
       44

       42

                                                             27
                                                                                                               24

         CFGS                                      University (Type B)                                University (Type A )

                                                  High NFF                   Low NFF

Source: ISCY Project.

                                       Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
160                           Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

TABLE 4. Results from the binomial logistic regression for each item of estimated economic risk (Exp(B))

                                                                                             Worries

                                                                          Unable to      Simult. with
                                    Estimated economic risk                                                Work prospects
                                                                          continue          work

Constant                                       1.30*                       0.38***          0.13***                n.s.

Educational choice

    High-level voc. training                   2.38*                       2.09*             n.s.                2.35**

    Univ. (Type A)                               n.s.                        n.s.            n.s.                  n.s.

Social background

    Low FEA                                    1.89**                      2.26***           n.s.                  n.s.

Interaction

    Low FEA * Uni (Type A)                       n.s.                        n.s.            n.s.                  n.s.

    Low FEA * High-level
                                               0.20***                     0.40*            0.32*                0.31**
    voc. training
Reference category of the dependent variables: main worry.
*** p-value < 0.001; ** p-value < 0.01; * p-value < 0.05; n.s.: not significant.
Source: ISCY Project.

    In relation to the different types of uni-                       dents than among advanced vocational
versity degrees, the economic risk was sim-                          training students, not only due to the
ilar between them (Figure 4), so the results                         longer duration of their programmes, but
did not contradict the equal social compo-                           also to the different level of skills involved.6
sition described above.                                              It was also expected that among university
   These models were replicated when                                 students, the higher estimated academic
controlled for university type (public or pri-                       risk would be found among type A univer-
vate), which was closely related to the eco-                         sity degrees (of greater duration and diffi-
nomic cost they had to bear, in order to                             culty).
prevent a different composition by social                               Figure 6 shows that, although there was
background from explaining these results.                            a higher estimated risk in type A degrees,
The trends were very similar5.                                       the values found for vocational education
                                                                     exceeded those of type B degrees. There
                                                                     were only slight differences by social back-
Educational choices and estimated                                    ground.
economic risk

The academic estimated risk was also ex-
pected to be higher among university stu-

5 They have not been included here because they were re-
petitive. They can be consulted by contacting the authors.           6   ISCED 5A and ISCED 5B, respectively.

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Dani Torrents and Helena Troiano                                                                                           161

   Table 5 shows the logistic models used                            tween social background and the setting
to analyse the influence of these variables.                         where students were located. Thus, the set-
The effect of social background was not                              ting was the only variable that was found to
significant, as could be deduced from Fig-                           have a relationship with the estimated aca-
ure 6. No interactions were observed be-                             demic risk.

TABLE 5. Results from the binomial logistic regression for each item of estimated academic risk (Exp(B))

                                                                                        Worries

                                         Estimated         Failure to complete Not having the right           Not meeting
                                       academic risk           programme            standard                  expectations

Constant                                  0.29***                  0.19***                 0.17***                0.80***

Educational choice

   High-level voc. training                 n.s.                     n.s.                  2.23***                 n.s.

   Univ. (Type A)                         1.77**                   2.10***                 1.67***                 n.s.

Social background

   Low FEA                                  n.s.                     n.s.                    n.s.                  n.s.

Interaction

   Low FEA * Univ. (Type A)                 n.s.                     n.s.                    n.s.                  n.s.

   Low FEA * High-level
                                            n.s.                     n.s.                    n.s.                  n.s.
   voc. training
Reference category of the dependent variables: main worry.
*** p-value < 0.001; ** p-value < 0.01; * p-value < 0.05; n.s.: not significant.
Source: ISCY Project.

    All students estimated a higher aca-                             among all social groups. These models
demic risk, specifically in type A degrees.                          were replicated by controlling for students’
Regarding the worry about not having a                               academic abilities 7 and the trends were
sufficiently high academic level, it was only                        practically the same8.
higher in advanced vocational courses
than in type B university degrees. In other
words, in order to make the transition to                            7  The indicator used was built from the student’s per-
university, a lower estimated academic                               formance during the last 3 recontacts in the longitudi-
                                                                     nal study. In each of these contacts the marks obtained
risk was necessary, but this increased                               in the previous year were collected. This perform-
when type A degrees were pursued, which                              ance pathway was divided into “very good students”
clearly points to a mechanism of horizon-                            (those who had obtained high scores, above 9 out of
                                                                     10); “good students” (when they had obtained scores
tal stratification in the university. However,                       of between 6 and 8 out of 10 in at least one year); and
there were no differences by social back-                            “students with some fails” (when they had failed one
ground, so the estimated academic risk                               subject, had to retake a year, or only just managed to
                                                                     pass).
was not useful in explaining the different
                                                                     8 They have not been included here because they were
composition found at the higher educa-                               repetitive. They can be consulted by contacting the au-
tion level, since behaviour was the same                             thors.

                                       Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
162                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

FIGURE 6. Relationship of the estimated academic risk by student’s social background and educational choice (%)

                                                                                              38
                        32
                                                          22                                  34
                        31

                                                          16

                  CFGS                             University (Type B)                  University (Type A)

                                                   High NFF               Low NFF

Source: ISCY Project.

Educational choices and estimated                               from their family. Students from a low so-
economic risk                                                   cial background were in general more con-
                                                                cerned about this, as they were at a higher
A higher estimated social risk was ex-                          educational level than that of their environ-
pected to be found in students from a                           ment.
high social background who were pursu-
                                                                    The results supported the idea that the
ing advanced vocational training; as their
                                                                estimated social risk was different depend-
educational choice would allow not them                         ing on the combination of these two param-
to achieve the status of their social en-                       eters. It is a complementary mechanism
vironment, the risk of distancing them-                         to help interpret why a lower proportion of
selves from their family or friends would be                    students from a low social background ac-
greater. For their part, students from a low                    cess university, since the estimated risk of
social background would be expected to                          distancing themselves from their social en-
have a higher estimated social risk at uni-                     vironment was 10 points higher for those at
versity, as the status of their educational                     university. Conversely, it provided an inter-
setting was different from that of their en-                    pretation of why students from a high social
vironment. Figure 7 shows that these pat-                       background accessed university in a greater
terns did indeed occur.                                         proportion; as they estimated a greater so-
    The logistic models (Table 6) show that                     cial risk if they opted for advanced voca-
this interaction did not occur for each of the                  tional training, they ultimately adopted the
students’ related worries; instead, it took                     profile with the highest estimated social
place for the synthesised social risk dimen-                    risk.
sion that reinforced the effect based on the                        Finally, in the same way as in the case
aggregation of the three types of worry an-                     of economic risk, no differences were found
alysed. Moreover, social background was                         according to the type of university degree
only found to have an effect for the stu-                       pursued and the estimated risk by social
dents’ concern about distancing themselves                      background.

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Dani Torrents and Helena Troiano                                                                                          163

FIGURE 7. Relationship between estimated social risk by student’s social background and educational choice (%)

                        48
                                                              45                                   44

                        39                                                                         38
                                                              33

                   CFGS                                University (Type B)                University (Type A)

                                                      High NFF                 Low NFF

Source: ISCY Project.

TABLE 6. Results from the binomial logistic regression for each item of estimated academic risk (Exp(B))

                                                                                        Worries

                                                                                        Distancing              Being
                                        Estimated           Distancing oneself
                                                                                       oneself from       disengaged from
                                        social risk            from friends
                                                                                          family             group-class

Constant                                  0.50***                   0.22***               0.31***                0.10***

Educational choice

  High-level voc. training                  n.s.                      n.s.                  n.s.                   n.s.

  Univ. (Type A)                            n.s.                      n.s.                  n.s.                   n.s.

Social background

  Low FEA                                 1.63*                       n.s.                1.81**                   n.s.

Interaction

  Low FEA * Univ. (Type A)                  n.s.                      n.s.                  n.s.                   n.s.

  Low FEA * High-level
                                          0.41*                       n.s.                  n.s.                   n.s.
  voc. training
Reference category of the dependent variables: main worry.
*** p-value < 0.001; ** p-value < 0.01; * p-value < 0.05; n.s.: not significant.
Source: ISCY Project.

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164                         Estimated Risk in Educational Decision-Making and Differences by Family Educational Background...

Conclusions                                                     be also noted, as it stresses the role played
                                                                by this social factor beyond the economic
A student’s educational choices are influ-                      one in educational choices.
enced by their social background, and higher                        The analysis of students’ estimated risk
education is no exception. The probability that                 can be a useful initiative not only in terms
a student goes to university or pursues a cer-                  of the discussion of the theoretical models
tain type of education programme is depend-                     of educational choices, but also for the de-
ent on their social background (among other                     sign and evaluation of educational policies.
social characteristics). This results in segmen-                The fact that students’ main worry at this
tation in educational terms, which may poten-                   educational level was their future employ-
tially reproduce social inequalities.                           ment prospects contrasts with the studies
    The literature has provided different ex-                   on the employment status of the population
planations for this; they revolve around the                    with higher education qualifications in Cata-
different motivations, academic abilities,                      lonia: 3 years after university graduation,
and resources of the social profiles. One                       90% were employed, and 80% worked in a
of the approaches used is based on the                          university. Overall, they scored 7.8 out of 10
understanding that educational choice is                        in job satisfaction (Generalitat de Catalunya,
shaped by the management of the risk de-                        2018; Prades et al., 2017) . The improve-
rived from the various factors involved; it                     ment in educational and career guidance is
conceives risk as the probability of failure.                   clearly a challenge at this point in order to
These elements determine a risk which, in                       minimise the extent of this concern.
turn, influence educational choices.
    This study has explored this aspect us-
ing survey data that have allowed the eco-                      Different estimated risk by social
nomic risk, academic risk and social risk                       background
estimated by students based on their wor-                       Students from a low social background who
ries or concerns and their differences by                       were in higher education had a greater esti-
social background to be operationalised.                        mated risk, thus confirming the first hypoth-
The analysis has also focused on the extent
                                                                esis formulated (H1), as can be deduced
to which this risk perspective matches the
                                                                from the perspective of risk in educational
choices that students actually made. The
                                                                choices. It should be noted, however, that
main results are provided below.
                                                                the difference in academic risk was very
                                                                slight at a stage where students have al-
                                                                ready been strongly selected for their abili-
Students’ concerns
                                                                ties in previous academic years.
For students in higher education, it was found                      Another interesting element was that the
that their most important concern was related                   concern about not being able to complete
to uncertain work prospects, which was re-                      their education for financial reasons was
ported by practically half of the respondents.                  not only one of the most significant con-
This was followed by the worry about not be-                    cerns, but it was also the concern that most
ing able to complete their course due to finan-                 discriminated between these social groups,
cial reasons (3 out of 10), which shows how                     with a difference of practically 20 percent-
significant financial issues are in settings like               age points. The finding that 3 out of 10
Catalonia, where university fees are among                      students (half of them of low social back-
the highest in Europe. A concern about dis-                     ground) perceived there was an economic
tancing themselves from their family should                     risk of not being able to complete their uni-

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Dani Torrents and Helena Troiano                                                                                         165

versity programme clearly makes a case for                         by social background is similar, regardless
assistance and funding policies, to ensure                         of the type of degree completed, it is ex-
that this is not —even perceived as— a bur-                        pected that there will be no differences in
den of inequity in educational choices.                            social composition between them; other-
                                                                   wise, this perspective would be invalid.
                                                                       Therefore, the second hypothesis
Estimated risk as an interpretation of                             whereby the relationship between social
educational differences                                            background and estimated risk should vary
                                                                   depending on the educational context with
This estimated risk and its relationship with
                                                                   different social composition was confirmed.
social background for different higher-level
                                                                   Failure to do so would mean that estimated
educational contexts has been analysed in
                                                                   risk is not useful as an explanatory mecha-
this paper. The results were helpful in inter-
                                                                   nism of educational choices. Risk is pos-
preting educational differences and, there-
                                                                   tulated as a mechanism that mediates be-
fore, the estimated risk was proven to be a
useful analytical tool.                                            tween the student’s resources, capacities
                                                                   and motivations, and their choices.
    First, the data analysed showed a dif-
ferent social composition between univer-                              This study also accentuates the interest
sity and high-level vocational training. The                       in conducting further research into perceived
results led to an interpretation of why there                      risk among students in the higher educational
are fewer students coming from low social                          stages. It raises the need to analyse other
background in universities than from other                         types of risk, including a greater variety of ed-
social backgrounds; even though they per-                          ucational strategies (various criteria to differ-
ceived a similar academic risk, their esti-                        entiate between degrees, different forms of
mated economic and social risk was clearly                         engaging in educational programmes, etc.)
higher, consistently with other theoretical                        and other inequality factors such as sex and
studies on educational inequality. In addi-                        parental occupation. The challenge lies in ap-
tion, the results explained why a proportion                       proaching this analysis from a longitudinal
of the students from a high social back-                           perspective in order to elucidate whether the
ground engaged in advanced level voca-                             relationship between perceived risk and edu-
tional training despite this being contrary to                     cational choices is formed on an ex ante or on
what would be expected according to their                          an ex post basis, and even clarify which part
social aspirations to avoid a loss of social                       occurs at each moment in time. A longitudinal
status. For these cases, the estimated risk                        perspective such as this is the only approach
in all its dimensions was higher even than                         that can specifically provide relevant find-
for their peers in the same educational level.                     ings. Using the data analysed in this study,
                                                                   we have been able to confirm that there is ev-
    Thus, the risk perspective makes it pos-
                                                                   idence of this relationship.
sible to explain inequality trends, but also to
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Reis. Rev.Esp.Investig.Sociol. ISSN-L: 0210-5233. N.º 174, April - June 2021, pp. 147-168
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