A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust

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A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
PLATINUM ADVENTURES NEWSLETTER
                    DAY TRIPS • EXTENDED TRIPS • SEMINARS • AND MORE!
FALL 2019
            A MESSAGE FROM
            THE DIRECTOR
            The weather is cooling down, and the holidays are drawing near. It’s the
            perfect time of year to enjoy what’s left of the crisp fall air and get in
            the holiday spirit with your Platinum Adventures friends!

            We have some great events planned for the next few months,
            including exciting day trips, educational seminars, and extended travel
            opportunities. We’ll learn new things, take interesting tours, travel to
            exciting places, and enjoy great meals together. We look forward to
            more adventures—in the area and across the world—and making more
            memories together.

            Join us to meet new friends and share ideas! Our lunch bunch events
            have been fun and are a great way to meet people and learn more about
            the Platinum Adventures Club. Invite a friend along and start a new
            adventure together.

            Best,

            Mary Jo Babiarz

                               FOR MORE INFORMATION ABOUT ANY OF THE
                                EVENTS YOU SEE IN THIS NEWSLETTER, OR TO
                                          RSVP, CONTACT ME:
                                               MARY JO BABIARZ
                                        847-838-7030 | mbabiarz@sbotl.com
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
FOR DETAILED
    ITINERARIES ON
    ANY OF THESE
    UPCOMING
    DAY TRIPS,
    CONTACT YOUR
    PLATINUM                           DAY TRIPS
                                       You’ll have the unique opportunity to
                                                                                               Pay close attention to the means of
                                                                                               transportation for these trips. Often times,
                                                                                               we will gather and transport the group by
    ADVENTURES
                                       explore the wonders we have nearby. We                  bus, but there are some events that require
    DIRECTOR.
                                       carefully plan each of our day trips, events,           you to commute on your own. As always, if
                                       and seminars to ensure they are packed                  you should have any questions about any
                                       with as much adventure and education as                 of these day trips, or would like to RSVP,
                                       possible. Plus, each event offers a great               contact your bank’s Platinum Adventures
                                       chance to share with friends just what the              director at the phone number or email listed
                                       Platinum Adventures Club is all about.                  in this newsletter.

                                                                        THURSDAY, NOVEMBER 7
                                                                        Money Smart: Debt Management
    NOVEMBER-DECEMBER | 2019                                            EASY 1   2     3   4    5 ENERGETIC

    Platinum Adventures with Honor Flight                               University Center of Lake County,
    EASY 1   2   3   4   5 ENERGETIC                                    Lecture Hall
    During Platinum Adventures events at the bank, you’re               1200 UNIVERSITY DR. | GRAYSLAKE, IL
    welcome to help us write letters to the veterans participating      Join us for a Money Smart class regarding managing your
    in Honor Flight Chicago. These letters will be part of the          debt. This evening's course will discuss the definitions of
    traditional “Mail Call” program on each Honor Flight trip. Honor    and differences between the terms debt and credit, provide
    Flight Chicago flies veterans to Washington, D.C., to visit the     strategies for reducing debt, and explain the consequences of
    national war memorials in recognition of their service and          not paying debt. Refreshments will be served.
    sacrifice. They are able to meet other veterans during this trip
    and pay tribute to our fallen heroes. We'll have all the supplies   TIME: 5 TO 7 PM
    to write the letters, and we hope you can join us to thank our      COST: MEMBERS & NON-MEMBERS | FREE
    veterans for their service.                                         Transportation not provided.
2
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
RESERVATIONS ARE REQUIRED FOR
                                                                                   ALL EVENTS. PLEASE CONTACT ME
                                                                                     TODAY TO RESERVE YOUR SPOT:
                                                                                                        MARY JO BABIARZ
                                                                                                                847-838-7030
                                                                                                         mbabiarz@sbotl.com

FRIDAY, NOVEMBER 22                                               THURSDAY, DECEMBER 5
"A Beautiful Day in the Neighborhood"                             Money Smart: Spending & Saving Plan
EASY 1   2   3   4   5 ENERGETIC                                  EASY 1   2   3   4   5 ENERGETIC

Classic Cinemas Fox Lake Theatre                                  University Center of Lake County,
115 TOWNE CENTRE LN. | FOX LAKE, IL                               Multipurpose Room
Sit back and relax as you watch Tom Hanks playing Fred            1200 UNIVERSITY DR. | GRAYSLAKE, IL
Rogers, from the children's television series, "Mister Rogers'    Join us for a Money Smart class titled, "Your Spending and
Neighborhood." This movie is based on the true story of a         Saving Plan." This evening's course will discuss how to increase
real-life friendship between Fred Rogers and journalist Tom       income and decrease expenses, as well as explore ways to
Junod. Bring a friend and enjoy a movie without the crowds.       prioritize spending when there aren't enough funds to pay
Payment will be collected at the theatre.                         all bills in full and on time. By reviewing your income and
                                                                  expenses, you'll be able to identify where your money is
TIME: DOORS OPEN 9:15 AM | MOVIE STARTS 10 AM
                                                                  going and make adjustments to meet your financial goals.
COST: MEMBERS & NON-MEMBERS | $3
                                                                  Refreshments will be served.

                                                                  TIME: 5 TO 7 PM
                                                                  COST: MEMBERS & NON-MEMBERS | FREE
                                                                  Transportation not provided.

TUESDAY, DECEMBER 3                                               THURSDAY, DECEMBER 19
Platinum Adventures Holiday Party                                 Holiday Sights of Milwaukee
EASY 1   2   3   4   5 ENERGETIC                                  EASY 1   2   3   4   5 ENERGETIC

Grand Geneva Resort & Spa                                         Milwaukee, WI
7036 GRAND GENEVA WAY | LAKE GENEVA, WI                           Please come decked out in your ugliest Christmas sweater
'Tis the season to be merry! Let's celebrate the start of the     and we will enjoy some holiday fun. Our first stop will be a
holidays at The Grand Geneva. Please join us for our annual       guided tour of the Mitchell Park Horticultural Conservatory
Platinum Adventures holiday party where you will enjoy            Domes. Next, we'll put together cannolis at Glorioso's Italian
seasonal decorations, delicious food, and live entertainment.     Market and shop for unique Christmas gifts there. We'll also
Invite a friend, neighbor, or relative and get in the holiday     visit Peter Sciortino's Bakery across the street for delicious
spirit. Doors will open promptly at 11:30 a.m., so feel free to   goods. Off to the Old German Beer Hall for lunch! Then,
explore the resort's beautiful decorations beforehand.            explore and shop at the Christkindlmarket before ending the
                                                                  day at the Schuster Mansion where we will enjoy Low Tea,
TIME: 11:30 AM                                                    their beautiful Victorian decorations, and hospitality.
COST: MEMBERS $40 | NON-MEMBERS $50
RESERVATIONS ARE REQUIRED BY NOVEMBER 16.                         TIME: 8 AM TO 7 PM
Transportation not provided.                                      COST: MEMBERS $105 | NON-MEMBERS $115
                                                                                                                                     3
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
FRIDAY, JANUARY 10 | 2020
    Self Defense for Seniors
    EASY 1   2   3   4   5 ENERGETIC

    Spring Grove Flying Dragons
    1622 N. US HWY. 12 | SPRING GROVE, IL
    Anyone is a potential target for muggers, so it's never too
    late to learn to defend yourself! Bonnie Thiel, owner and
    head instructor of Spring Grove Flying Dragons, will conduct
    a self defense class for seniors, where you will learn simple
    techniques to defend yourself. These techniques can be
    used both while standing and sitting. Bonnie will also show
    you how to use common objects to aid in self-defense. The
    best way to stay safe is to be educated and prepared. Light
    refreshments will be served.

    TIME: 10 AM
    COST: MEMBERS $10 | NON-MEMBERS $15
    Transportation not provided.

                                                                     WEDNESDAY, FEBRUARY 12 | 2020
                                                                     Extended Trips Preview
                                                                     EASY 1   2   3   4   5 ENERGETIC

    WEDNESDAY, JANUARY 22 | 2020                                     Wintrust Financial Center
                                                                     9700 W. HIGGINS RD. | ROSEMONT, IL
    Platinum Adventures Health Fair                                  Join us for a special trip presentation and travel the world
    EASY 1   2   3   4   5 ENERGETIC
                                                                     with us! You'll hear all about the exciting trips and see
    Wintrust Financial Center                                        slideshows for great destinations we've planned for you,
    9700 W. HIGGINS RD. | ROSEMONT, IL                               including Arizona Getaway featuring Chicago Cubs Spring
    New Year, new you! Let's start 2020 off right and work on        Training; Virginia Adventure featuring Virginia International
    that New Year's resolution to take control of our health. Join   Tattoo Military Festival; Iconic Israel; Michigan Treasures
    us for a series of informative discussions related to health     featuring Mackinac Island and the Grand Hotel; Summertime
    concerns, including cancer, heart health, nutrition, and more.   Mystery Trip; Portugal and The Douro River Cruise;
    During the fair, there will be a number of expo tables for       Alaska Discovery Land and Cruise; British Isles - Castles,
    participants to pick up information on various important         Countrysides, and Capitals; New York City Holiday; and more.
    health topics. Lunch is included.                                You'll want to start packing your bags! Lunch is included.

    TIME: 11:30 AM                                                   TIME: 11:30 AM
    COST: MEMBERS & NON-MEMBERS | FREE                               COST: MEMBERS & NON-MEMBERS | FREE
4
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
RESERVATIONS ARE REQUIRED FOR
                                                                                          ALL EVENTS. PLEASE CONTACT ME
                                                                                            TODAY TO RESERVE YOUR SPOT:
                                                                                                                                   MARY JO BABIARZ
                                                                                                                                            847-838-7030
                                                                                                                                     mbabiarz@sbotl.com

FRIDAY, FEBRUARY 14 | 2020
Susan B. Anthony: Whirlwind of Reform
EASY 1         2    3    4    5 ENERGETIC

Marvela's Banquets & Catering
4 WASHINGTON AVE. | FOX LAKE, IL
Join us to honor suffragette Susan B. Anthony's birthday.
Educational entertainer Annette M. Baldwin* will portray
Susan B. Anthony as the "mother" of the women's rights
movement. Susan's life was filled with evidence of her
determination, courage, and fervor for supporting women's
equality. Enjoy a buffet breakfast with your Platinum
Adventures friends before the presentation.

TIME: 9:30 AM
COST: MEMBERS $25 | NON-MEMBERS $35
Transportation not provided.
*Annette M. Baldwin is not an affiliate of Wintrust.
                                                                             FINANCIAL SOLUTIONS

                                                                        FOR YOU
TUESDAY, FEBRUARY 18 | 2020
Extended Trips Previews                                                Whether you’re planning your retirement strategies or for
EASY 1         2    3    4    5 ENERGETIC                              your family’s well-being, we’re here to help. Our team of
Join us at one of our extended trip previews where you can             experts offer the personalized attention you deserve with
learn about our fun trips in detail. We will be featuring the          the financial solutions you need for any stage of your life.
following destinations: Virginia Adventure featuring Virginia
International Military Tattoo Festival; British Isles - Castles,
Countrysides, and Capitals; Summertime Mystery Trip; Alaska
Discovery Land and Cruise; Iconic Israel; Portugal and The
Douro River Cruise; and more. Light refreshments will be
served.                                                                                               wintrustwealth.com

9:30 TO 11 AM | STATE BANK OF THE LAKES                                           Contact a financial advisor for more details.
50 Commerce Dr. | Grayslake, IL
                                                                   Securities, insurance products, financial planning, and investment management services offered through
                                                                   Wintrust Investments, LLC (Member FINRA/SIPC), founded in 1931. Trust and asset management services offered
2 TO 4 PM | MCHENRY BANK & TRUST                                   by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively.
2730 W. Rte. 120 | McHenry, IL                                     Investment products such as stocks, bonds, and mutual funds are:
                                                                   NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT
                                                                   NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
COST: MEMBERS & NON-MEMBERS | FREE
                                                                                                                                                                                 5
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
THURSDAY, FEBRUARY 27 | 2020                                      MONDAY, MARCH 30 | 2020
    "Guys and Dolls"                                                  Lunch Bunch
    EASY 1        2     3    4    5 ENERGETIC                         EASY 1   2   3   4   5 ENERGETIC

    The Fireside Theatre                                              LakeHouse Rotisserie, Grill & Tap
    1131 JANESVILLE AVE. | FORT ATKINSON, WI                          850 TOWER DR. | LAKE VILLA, IL
    One of Broadway's hottest shows is back! This blockbuster         If you are looking to try a new restaurant or want to get to
    won seven Tony Awards. It's a colorful and hilarious              know other Platinum Adventures members, join us for lunch.
    adaptation of Damon Runyon's beloved stories about some           There is no set agenda, just feel free to ask questions and
    of the most unforgettable characters ever to walk across a        learn more about what the club has to offer. Share ideas of
    stage, such as Liver Lips Louie, Nicely-Nicely Johnson, Nathan    places you wish to visit while we share a meal together.
    Detroit, Miss Adelaide, Society Max, and Big Jule. Its fabulous
    musical score features such memorable songs as "Luck Be a         TIME: 11:30 AM
    Lady," "If I were a Bell," "A Bushel and a Peck," and the show-   COST: MEMBERS $20 | NON-MEMBERS $25
    stopping hit "Sit Down, You're Rockin' the Boat." A delicious     Transportation not provided.
    lunch will be served prior to the musical.

    TIME: 8:30 AM TO 5:30 PM
    COST: MEMBERS $102 | NON-MEMBERS $112

    TUESDAY, MARCH 3 | 2020
    Luella Parsons: Golden Age of Hollywood
    EASY 1         2    3    4    5 ENERGETIC

    The Village Squire
    4818 NORTHWEST HWY. | CRYSTAL LAKE, IL
    The scintillating stories and scandals of the actors and
    actresses from Hollywood's Golden Age are the topics for          FRIDAY, APRIL 3 | 2020
    this presentation. Educational entertainer Martina Mathisen*
                                                                      Bowling for Fun
    is Luella Parsons, Hollywood's most dynamic gossip
                                                                      EASY 1   2   3   4   5 ENERGETIC
    columnist. Called the queen of Hollywood, Luella could
    make or break a career with a few taps of her typewriter.         Raymond's Bowl & Entertainment Center
    Lunch choices are a French dip sandwich, Mediterranean            3960 N. JOHNSBURG RD. | JOHNSBURG, IL
    chicken salad, chicken brochette, and chicken Florentine.         Join us as we strike up some fun bowling with our Platinum
    All entrees are served with the soup of the day and a non-        Adventures friends. It doesn't matter if you get a strike or a
    alcoholic beverage.                                               spare, we want you there! We will play two games, and shoes
                                                                      are included. However, you are welcome to bring your own
    TIME: 11:30 AM                                                    shoes. After bowling, we will enjoy lunch and laughs onsite.
    COST: MEMBERS $40 | NON-MEMBERS $50
    Transportation not provided.                                      TIME: 10:30 AM
    *Martina Mathisen is not an affiliate of Wintrust.                COST: MEMBERS $15 | NON-MEMBERS $20
                                                                      Transportation not provided.
6
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
RESERVATIONS ARE REQUIRED FOR
                                                                                                          ALL EVENTS. PLEASE CONTACT ME
                                                                                                            TODAY TO RESERVE YOUR SPOT:
                                                                                                                               MARY JO BABIARZ
                                                                                                                                       847-838-7030
                                                                                                                                mbabiarz@sbotl.com

WEDNESDAY, APRIL 29 | 2020                                                               WEDNESDAY, MAY 13 | 2020
Embrace Retirement Presentation                                                          "A Mighty Fortress is Our Basement"
EASY 1         2    3    4    5 ENERGETIC                                                EASY 1   2   3   4   5 ENERGETIC

State Bank of The Lakes                                                                  The Fireside Theatre
50 COMMERCE DR. | GRAYSLAKE, IL                                                          1131 JANESVILLE AVE. | FORT ATKINSON, WI
The workshop "Embrace Retirement" focuses on rewiring our                                The Church Basement Ladies are back, the year is 1960, and
behaviors and beliefs in order to create a fulfilling retirement.                        a reformation is underway. Beverly gets her first pair of high
We do this by identifying seven components that need to                                  heels for confirmation. Mrs. Snustad wins top honors at
be examined for this new life stage. Russ Fahrner and Bruce                              the county fair for her grand champion pickles. Mavis must
Bohrer*, authors of "Embrace Retirement, a Proactive 7 Step                              find a way to deal with the new super highway that cuts
Guide to Discover 'Now What?'", will be presenting to us.                                through her farm. Karin finds freedom behind the wheel of
This workshop is sponsored by the Proctor and Volk team,                                 her husband's pickup truck. And, Pastor has found new love
Wintrust Investments. Light refreshments will be served.                                 and announces his impending nuptials. Lunch will be served
                                                                                         prior to the show. We will stop at the Jones Market for some
TIME: 1 PM                                                                               specialty food items prior to arriving at The Fireside Theatre.
COST: MEMBERS & NON-MEMBERS | $1                                                         A cooler will be provided for your goodies.
*Russ Fahrner and Bruce Bohrer are not affiliates of Wintrust.
                                                                                         TIME: 8 AM TO 5:30 PM
                                                                                         COST: MEMBERS $102 | NON-MEMBERS $112

               MORTGAGE OPTIONS                                                          MONDAY, MAY 18 | 2020
          TAILORED FOR YOU                                                               Switzerland in the Midwest
                                                                                         EASY 1   2   3   4   5 ENERGETIC

      Life can take you many places. Sometimes, it even leads you                        New Glarus, WI
      to a new home. That’s why we’re here. Our professionals can                        Located in beautiful Green County in south central
      help you downsize, upgrade, or refinance. Whatever your                            Wisconsin, New Glarus was established as a Swiss colony in
      next big decision is, we have the experience and knowledge                         1845 and was incorporated as a village in 1901. It has retained
      to create a mortgage solution that’s perfect for you.                              its Swiss charm with Alpine-style architecture, cultural
                                                                                         festivals, and Swiss delicacies. Join us for a visit to the New
                                                                                         Glarus Hotel Restaurant to enjoy a Swiss cheese fondue
                                                                                         demonstration performed by a chef and to eat an authentic
                                                                                         meal, all while enjoying Swiss entertainment. Next, we will
                                  wintrustmortgage.com
                                                                                         visit the Swiss Historical Village & Museum, which is a replica
                                                                                         of the original settlers' establishment of New Glarus.
    Residential lending provided by Wintrust Mortgage, a division of Barrington Bank &
    Trust Company, N.A., a Wintrust Community Bank. NMLS #449042.                        TIME: 8 AM TO 7 PM
                                                                                         COST: MEMBERS $85 | NON-MEMBERS $95
                                                                                                                                                           7
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
WEDNESDAY, JUNE 3 | 2020
    "Kinky Boots"                                                                                                                              ARE YOU HEADING
    EASY 1         2     3     4     5 ENERGETIC
                                                                                                                                                  TO FLORIDA
    Paramount Theatre
    23 E. GALENA BLVD. | AURORA, IL
                                                                                                                                                 THIS WINTER?
                                                                                                                                   OUR NEW LOCATION HAS GOT YOU COVERED!
    Charlie Price is a factory owner struggling to save his family
    business. Lola is an entertainer with an exciting idea. Together,
    this unexpected pair learn to embrace their differences and                                                                      If you’re traveling to the Sunshine State this winter, you won’t
    create a line of sturdy stilettos unlike any the world has ever                                                                  have to worry about leaving your community bank behind. That’s
    seen! The winner of six Tony Awards, including Best Musical,                                                                     because we’ve opened a brand-new location in Naples where
    "Kinky Boots" will dazzle you with its glorious costumes,                                                                        you’ll have access to your finances and the reliable banking
    choreography, and songs written by Grammy Award-winning                                                                          services you’ve come to expect, including wealth management
    and Tony Award-winning pop icon Cyndi Lauper. We'll                                                                              and mortgage options. So, sit back, relax, and enjoy the warm
    enjoy lunch before this matinée performance in the Meyer                                                                         weather. We’ll be right there and ready to serve you!

    Ballroom. Lunch will include salad, entree, and dessert.
                                                                                                                                       NOW OPEN!

    COST: MEMBERS $120 | NON-MEMBERS $130
    Call for departure information.
                                                                                                                                                                3401 Tamiami Trail North | Naples, FL

                                                                                                                                                                      wintrustflorida.com

                                                                                                                               Wintrust Banking Center is a branch of Lake Forest Bank & Trust Company, N.A.
          SHOW THE YOUNG PEOPLE IN YOUR LIFE THAT
             SAVING MONEY CAN BE FUN WITH OUR

         JUNI R SAVERS
                 ®
                                                                                                                              WEDNESDAY, JULY 1 | 2020
                                                                                                                              "What Happens in Vegas"
             CLUB !                                                                                                           EASY 1           2

                                                                                                                              The Fireside Theatre
                                                                                                                                                   3    4    5 ENERGETIC

                                                                                                                              1131 JANESVILLE AVE. | FORT ATKINSON, WI

                                                                               $10
                               IT'S NEVER TOO EARLY                                                                   1       The Fireside will pay tribute to many legendary Las Vegas
                                    TO START SAVING,
                                                                                                                              performers in an all-new live band show featuring Steve
                               AND WE'RE MAKING IT
                                 EASIER BY OFFERING                                                                           Watts and the celebrated Fireside Band. Frank Sinatra, Sammy
      when a new Junior Saver opens an account by 12/31/19 and mentions this offer 3.
                                                                  2
                                                                                                                              Davis Jr., Judy Garland, Barry Manilow, Elvis Presley, Celine
                                                                                                                              Dion, Elton John, Garth Brooks, Bette Midler, Cher, Olivia
     1. General Bonus Information. This Junior Savers bonus offer is not available to active employees
     of Wintrust Financial Corporation (WTFC) and its subsidiaries. Multiple Junior Savers accounts                           Newton John, Lionel Richie, Diana Ross, Tony Bennett, Reba
     opened and titled in the same name, will only qualify for 1 bonus payment. Your new account must
     be open, in the same product, and have a balance greater than zero to receive the bonus payment. The $10.00 bonus        McEntire, Brooks and Dunn, and Lady Gaga are just a few
     payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which
     the bonus was paid. 2. Junior Savers account. No minimum deposit to open. A maintenance fee of $5.00 will be             of the great stars who have dazzled audiences in Las Vegas
     imposed every calendar month if the balance in the account falls below $200.00 any day of the calendar month once
     the Junior Saver has reached the age of 22. Transaction limitations will apply. Fees may reduce earnings. 3. Bonus       showrooms. What happens in Vegas won't stay in Vegas! A
     Qualifications. (i) Open a new Junior Savers account from July 1, 2019 through December 31, 2019; (ii) tell us you are
     aware of this bonus offer at account opening; and (iii) you must be under the age of 22 when you open your new
     Junior Savers account. After you have completed all the above bonus offer qualifications, we will deposit this bonus
                                                                                                                              delicious lunch will be served prior to the show.
     payment into your new account within 60 calendar days after account opening. At account opening, child(ren) must
     be accompanied by a parent or guardian and present a valid social security number(s). Banker instructions: Enter offer
     code WFC00EVJS010 during account opening. A listing of WTFC locations can be found here: https://www.                    TIME: 8:30 AM TO 5:30 PM
     wintrust.com/findus/locations.html.
                                                                                                                              COST: MEMBERS $102 | NON-MEMBERS $112
8
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
RESERVATIONS ARE REQUIRED FOR
                                                                                         ALL EVENTS. PLEASE CONTACT ME
                                                                                           TODAY TO RESERVE YOUR SPOT:
                                                                                                                MARY JO BABIARZ
                                                                                                                        847-838-7030
                                                                                                                 mbabiarz@sbotl.com

     FOR DETAILED
     ITINERARIES ON
     ANY OF THESE
     UPCOMING
     EXTENDED TRIPS,                        EXTENDED                                          entertainment will be provided and have
                                                                                              been thoughtfully planned out by our
     CONTACT YOUR
     PLATINUM                               TRIPS                                             Platinum Adventures directors alongside
                                                                                              experienced and highly-qualified travel
     ADVENTURES                             Have you always wanted to explore the             professionals. All extended trips that are
     DIRECTOR.                              world but don’t know where to begin to            two nights or longer include at home pick-
                                            plan your travels? We have the solution           up and return. Sit back, relax, and join us
                                            for you. Let us handle all of the planning.       for this rare opportunity to see the sights
                                            Our extended trips offer you the chance           you never thought you’d see. If you have
                                            of a lifetime to see the world like you’ve        any questions, need more information, or
                                            never seen it before. Extended trips range        would like to make reservations for any of
                                            in length from a few days to a few weeks.         our extended trips, please contact your
                                            Most transportation, lodging, meals, and          bank’s Platinum Adventures Club director.

                                                                       MARCH 8 - 13 | 2020
FEBRUARY 20 - MARCH 3 | 2020                                           Arizona Getaway featuring
Discover Spectacular South Africa                                      Chicago Cubs Spring Training
EASY 1   2   3   4   5 ENERGETIC                                        EASY 1   2   3   4   5 ENERGETIC
JOHANNESBURG AND CAPE TOWN, SOUTH AFRICA                               PHOENIX, SEDONA, AND TUCSON, AZ
Journey to a country full of breathtaking mountains, winding           Let's cheer on the Cubs as they prepare for the 2020 baseball
coastlines, and wildlife in its natural habitat. You'll visit          season in sunny Arizona! You'll visit Sloan Park to see the
Sandton, Soweto, Knysna, and Cape Town. Search for the "Big            Cubs play and enjoy taking in beautiful scenery and warm
Five" animals on a safari game drive at Kruger National Park,          temperatures as we tour the Phoenix area. Highlights
relax on a lagoon cruise to the famous Knysna Heads, enjoy             include Scottsdale, Sedona, and Tucson. You'll see the red
a tour of an ostrich farm, and take a cable car ride to the            rock formations in Sedona, the lush gorges and spectacular
top of Table Mountain. You can add an optional post-tour               cliffs of Oak Creek Canyon, and Old Tucson Studios featured
extension to Victoria Falls, too. This is a unique experience          in movies and television shows that were set in the "Old
you won't want to miss!                                                West." Come along with Platinum Adventures as we escape
                                                                       the cold weather.
COST: MEMBERS DOUBLE $6,029 PP | SINGLE $6,729 PP
NON-MEMBERS DOUBLE $6,229 PP | SINGLE $6,929 PP                        COST: MEMBERS DOUBLE $2,999 PP | SINGLE $3,649 PP
Price subject to change. Call for current prices.                      NON-MEMBERS DOUBLE $3,199 PP | SINGLE $3,849 PP
                                                                                                                                            9
A MESSAGE FROM THE DIRECTOR - Algonquin Bank & Trust
APRIL 28 - MAY 4 | 2020
     Virginia Adventure featuring the Virginia
     International Tattoo Military Festival
     EASY 1   2   3   4   5 ENERGETIC

     NORFOLK AND VIRGINIA BEACH, VA
     Join us for an adventure full of military history and an
     opportunity to see the unique Virginia International Tattoo
                                                                       JUNE 14 - 18 | 2020
     Festival! The Tattoo features more than 1,000 performers          Michigan Treasures featuring
     including fife and drum corps, bagpipers, military bands, drill   Mackinac Island and the Grand Hotel
     teams, and more! We'll also attend the "Hullabaloo," a special    EASY 1   2   3   4   5 ENERGETIC
     pre-Tattoo event. You'll visit the Military Aviation Museum,      MACKINAC ISLAND, FRANKENMUTH, AND DEARBORN, MI
     the Norfolk Naval Station, the General Douglas MacArthur          See Mackinac Island as a horse drawn carriage guides you
     Memorial, and Nauticus National Maritime Center. Lastly, we'll    through the Victorian downtown and past the natural arch,
     see the NATO Parade of Nations featuring military bands and       Fort Mackinac, and the historic West Bluff district. Relax
     floats representing the NATO member nations. Come along           in a rocking chair on the world's longest hotel porch at the
     on this patriotic journey!                                        magnificent Grand Hotel, where you'll also enjoy a two-
                                                                       night stay. Then, we're off to "Michigan's Little Bavaria,"
     COST: MEMBERS DOUBLE $2,198 PP | SINGLE $2,898 PP                 Frankenmuth, to stop at the world's largest Christmas store,
     NON-MEMBERS DOUBLE $2,398 PP | SINGLE $3,098 PP                   Bronner's. In Dearborn, we'll visit the Henry Ford Museum of
                                                                       American Innovation and enjoy a Ford automobile factory
                                                                       tour.

                                                                       COST: MEMBERS DOUBLE $2,495 PP | SINGLE $3,090 PP
                                                                       NON-MEMBERS DOUBLE $2,695 PP | SINGLE $3,290 PP
     MAY 19 - 28 | 2020
     Iconic Israel                                                     JULY 7 - 11 | 2020
     EASY 1   2   3   4   5 ENERGETIC                                  Summertime Mystery Trip
     TEL AVIV, TIBERIAS, AND JERUSALEM, ISRAEL                         EASY 1   2   3   4   5 ENERGETIC

     Explore the ancient lands and rich traditions of Israel. You'll   Get ready for a fun, creative time on our Summertime
     enjoy energetic Tel Aviv, the ancient Roman capital of            Mystery Trip where every destination and event is a surprise!
     Caesarea, the Crusader city of Acre, and the Sea of Galilee.      You’ll visit interesting places with clues, entertainment,
     Visit the Church of Annunciation and Mary’s Well in Nazareth,     and festive activities wrapped up in good old-fashioned
     as well as the Church of the Nativity in Bethlehem. Explore       fun. Excellent dining, hotels, fascinating attractions, and a
     the Old Walled City of Jerusalem, the Western Wall, and walk      professional tour director all make this motor coach tour a
     the path of the Stations of the Cross/Via Dolorosa. You’ll also   great value. Wherever we go, it’s sure to be an adventure you
     visit Yad Vashem, the World Holocaust Remembrance Center,         won’t want to miss!
     ascend to the top of the Masada fortress, and more.
                                                                       COST: MEMBERS DOUBLE $1,550 PP | SINGLE $1,970 PP
     COST: MEMBERS DOUBLE $5,459 PP | SINGLE $6,609 PP                 NON-MEMBERS DOUBLE $1,750 PP | SINGLE $2,170 PP
     NON-MEMBERS DOUBLE $5,659 PP | SINGLE $6,809 PP
     Price is guaranteed for bookings through November 13, 2019.
10
RESERVATIONS ARE REQUIRED FOR
                                                                                  ALL EVENTS. PLEASE CONTACT ME
                                                                                    TODAY TO RESERVE YOUR SPOT:
                                                                                                              MARY JO BABIARZ
                                                                                                                      847-838-7030
                                                                                                               mbabiarz@sbotl.com

                                                                 OCTOBER 1 - 12 | 2020
                                                                 British Isles - Castles, Countrysides,
                                                                 and Capitals
                                                                 EASY 1   2   3   4   5 ENERGETIC

                                                                 SCOTLAND, ENGLAND, WALES, AND IRELAND
AUGUST 11 - 22 | 2020                                            Discover the history and charms of the British Isles as you
Alaska Discovery Land and Cruise                                 visit Scotland, England, Wales, and Ireland. See historic
EASY 1   2   3   4   5 ENERGETIC                                 royal castles, the beauty of England's Lake District, and the
DENALI NATIONAL PARK AND PRESERVE,                               charm of Ireland's countryside. You'll tour the capital cities
FAIRBANKS, ANCHORAGE, AND SKAGWAY, AK                            of Edinburgh, Cardiff, and Dublin. Learn about the lure of
Join us as we travel north to Alaska! You'll begin by            Scotland's famous Gretna Green, known as the "marriage
traveling deep into Denali National Park and Preserve for an     capital of the UK," and explore the Viking city of York. Enjoy
opportunity to see the region's wildlife. Ride in luxury from    a cruise on the tranquil English lake, Windermere; a stop to
Denali to Talkeetna, viewing incredible landscapes from          Stratford-upon-Avon, the birthplace of William Shakespeare;
glass-ceiling railcars and an open air observation platform.     a visit to the House of Waterford Crystal; and experience the
Relax for seven nights and enjoy the epic Alaskan scenery        Blarney Castle. This will be a magical journey through four
from aboard one of Princess Cruise Lines' lovely ships. We'll    magnificent countries!
cruise through the Inside Passage and Glacier Bay, taking in
rugged natural wonders. Along the way, we'll visit Anchorage,    COST: MEMBERS DOUBLE $4,630 PP | SINGLE $6,180 PP
Juneau, Ketchikan, Skagway, and more. Don't miss out on this     NON-MEMBERS DOUBLE $4,830 PP | SINGLE $6,380 PP
Alaskan adventure!

COST: STARTING AT $5,959 PP BASED ON CABIN                       DECEMBER 6 - 9 | 2020
PREFERENCE. CALL FOR PRICING.                                    New York City Holiday
                                                                 EASY 1   2   3   4   5 ENERGETIC

SEPTEMBER 16 - 26 | 2020                                         NEW YORK CITY, NY
                                                                 Let's kick off the holidays in the city that never sleeps!
Portugal and The Douro River Cruise                              We'll start with a city tour where we'll see Broadway, Times
EASY 1   2   3   4   5 ENERGETIC
                                                                 Square, the Empire State Building, Central Park, Grand Central
SPAIN AND PORTUGAL                                               Station, and more. You'll marvel at the festive holiday
Start your adventure by exploring two nights in Lisbon and       window displays along Fifth Avenue and the magnificent
then set sail through the Portuguese frontier. Visit expansive   Rockefeller Center Christmas Tree. Enjoy a performance at
vineyards and sample some regional wines throughout your         Radio City Music Hall featuring the famous Rockettes, as well
trip. See Spain's walled city of Salamanca and the quaint and    as experience a Broadway show. This adventure is sure to get
historic towns of Portugal as you traverse the Douro River.      you in the holiday spirit!
Each port brings you to spectacular and alluring surroundings.
Enjoy and relax on the lovely Emerald Radiance river cruise      COST: MEMBERS DOUBLE $3,045 PP | SINGLE $3,740 PP
ship with first class service and a variety of international     NON-MEMBERS DOUBLE $3,245 PP | SINGLE $3,940 PP
cuisine, onboard entertainment, and more!
                                                                  Beginning October 1, 2020, all travelers on domestic flights are required
COST: STARTING AT $5,440 PP BASED ON CABIN                         to have a REAL ID driver's license, a REAL ID state ID, or a passport to
                                                                     board the flight. Visit www.realid.ilsos.gov for more information.
PREFERENCE. CALL FOR PRICING.
                                                                                                                                              11
CRYSTAL LAKE’S COMMUNITY BANK
    5100 Northwest Hwy. | Crystal Lake, IL 60014
      815-479-5200 | www.crystallakebank.com

Membership is for those 50 years of age or better with a customer relationship. See a personal banker for more details.

                                                                                                                                       Proud to be part of the           family

     GENERAL INFORMATION
     ADDRESS FOR CRYSTAL LAKE BANK & TRUST COMPANY, N.A. DEPARTURE SITE(S):
     The bus cannot wait for late participants. Please arrive at your departure site 15 minutes prior to departure time.
     Depart Antioch                                                       Depart Crystal Lake                             Depart Grayslake            Depart McHenry
     State Bank of The Lakes                                              Crystal Lake Bank & Trust                       State Bank of The Lakes     McHenry Bank & Trust
     440 Lake St.                                                         5100 Northwest Hwy.                             50 Commerce Dr.             2730 W. Rte. 120
     Antioch, IL 60002                                                    Crystal Lake, IL 60014                          Grayslake, IL 60030         McHenry, IL 60051
     West Parking lot across Spafford St.                                 North end of parking lot                                                    Park by Culver's

     RESERVATION POLICY FOR DAY & EXTENDED TRIPS:
     Reservations may be made by phone to Mary Jo Babiarz at 847-838-7030 or by email at mbabiarz@sbotl.com.
     For your reservation to be confirmed, payment must be in my office within seven days after reservations are made:
     Mary Jo Babiarz, Crystal Lake Bank & Trust, 5100 Northwest Hwy., Crystal Lake, IL 60014. Please make checks payable to
     Platinum Adventures. Please remember to make your menu selections when you reserve your tour. Member pricing is for
     current Platinum Adventures Club members only.

     RESPONSIBILITY OF CRYSTAL LAKE BANK & TRUST COMPANY, N.A.:
     Crystal Lake Bank & Trust Company, N.A. is acting in the capacity of extending this invitation to travel to the Platinum
     Adventures® members and their guests. I further understand that the Bank reserves the right to refuse acceptance to
     anyone it judges incapable of meeting the rigors and requirements of participating in any activity or trip at any time.
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