2021 Benefits Annual Enrollment Guide - Enrollment Period October 7 - October 20, 2020 - Avaya

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2021 Benefits Annual Enrollment Guide - Enrollment Period October 7 - October 20, 2020 - Avaya
2021 Benefits
Annual Enrollment Guide
Enrollment Period October 7 – October 20, 2020
2021 Benefits Annual Enrollment Guide - Enrollment Period October 7 - October 20, 2020 - Avaya
Active
 Salaried
 Employees

Annual Enrollment is your once-a-year opportunity to review your benefit options for the coming year and select
the coverages that will work best for you and your family.

                                           Annual Enrollment 2021                                                        Click on a topic below
                                                                                                                          to go directly to the
                                            October 7 – 20, 2020                                                         information you need.
                              Benefits selected during this enrollment period
                                     will be effective January 1, 2021.                                                 What's New for 2021

Please review this Guide in its entirety. It is your source of information for what’s changing in 2021. Consider all   Medical Plan Comparison
of your benefit options and your financial and health care needs during Annual Enrollment. You will not need to
actively enroll in most benefits for 2021 if you do not wish to make changes, with the exception of the following
                                                                                                                        Important Reminders
elections that do not carry over from year to year:
• Health Care or Limited Flexible Spending Account elections
                                                                                                                        Helpful Links & Tools
• Dependent Care Flexible Spending Account elections                                                                    to Take Control of
                                                                                                                            Your Health
• Employee tax-favored Health Savings Account contributions

Here is a highlight of enhancements to our plans for 2021:                                                                Legal Reminders
                                                                              If you (and/or your dependents)
• No Medical, Dental (PPO) or Vision Contribution Increases
•N  o Medical Deductible or Out-Of-Pocket Maximum Increases
                                                                              have Medicare or will become               Important Contacts
• New Voluntary Benefits: Critical Illness, Accident and Hospital Indemnity   eligible for Medicare in the next 12
• MetLife Legal Enhancement Option to add Plus Parents Option                months, a Federal law gives you
• Spouse Life and Spouse AD&D Additional Options
                                                                              more choices about your
                                                                              prescription drug coverage. Please
                                                                              see page 25 for more details.

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What's New for 2021

Avaya knows how important health and insurance plans are for you                  New! Teladoc Behavioral Health
and your family. The following pages include a summary of what’s                  Beginning 2021, you can use Teladoc to speak with experienced
changing for the year ahead. Additional details are available in later            psychiatrists, psychologists and Masters level therapists via an online
sections of this Guide and at https://my.adp.com. If you have questions           video consultation. Providers are available seven days a week, 7 a.m. to 9
or need assistance, contact the Avaya Health & Benefits Decision Center           p.m. local time. Here’s how it works:
at 1-800-526-8056 option 1 (TDD 1-800-952-0450) or via e-mail at
                                                                                         • Members can request appointments through the app on
avayaservicecenter@adp.com.                                                                 their mobile device, through the website, or via phone, with
                                                                                            appointment acceptance notice within 48 hours.
Attend a What’s New Webinar to learn about 2021 benefits
                                                                                         • Tele-video appointments include treatment and goal setting.
October 9 at 1:30 p.m. ET
                                                                                            Members may use the same provider throughout the course of
October 15 at 2 p.m. ET                                                                     care if desired. Teladoc has emergency protocols in place should
See the Annual Enrollment email for details.                                                an at-risk member need crisis care. Nurse outreach for ongoing
                                                                                            care includes evaluation and guidance after the 2nd and 6th
Benefits Genius Bar                                                                         visits.
Call in with your annual enrollment benefit questions. Open weekdays              To enroll go to Teladoc.com
from October 9 - October 20 from 3 - 4p.m. ET for the Annual
Enrollment period. See the Annual Enrollment email for details.                   New! Teladoc - Caregiver
                                                                                  Beginning 2021, you can use Teladoc not only for yourself and immediate
Aetna Enhancements                                                                family members that are covered under Aetna, but also for extended
If you are enrolled with Aetna through the Avaya Medical Plan following           family members for whom you are a caregiver; such as your parents or
are the benefit enhancements:                                                     grandparents. If you are a caregiver, use Teladoc to get fast and affordable
                                                                                  medical advice even if the one you care for is not covered by you Avaya
In 2021, there will be no increase in the individual and family deductibles
                                                                                  medical plan option. Here’s how it works:
and out-of-pocket (OOP) maximums!
                                                                                         • Add the care recipient to your Teladoc account
New! Expert Medical Opinion through 2nd.MD
                                                                                         • Connect with a doctor in 2-way or 3-2way phone or video visits
Once you receive a diagnosis, you can contact 2nd.MD to review the
recommended course of treatment. Your information will be reviewed                       • Pay $47 per visit (CDHP or POS medical plan options)
by a national board-certified physician and a specialist will schedule a                 • Share Teladoc visit summaries with the care recipient’s doctor
consultation to review the recommendation with you via video or phone.
If you are enrolled in Aetna in 2021 through the Avaya Medical Plan, go to        To get started, visit Teladoc.com
http://www.2nd.MD/Aetna to sign up.
New! Aetna Behavioral Health Case Management                                            Telemedicine is a convenient alternative to costly urgent care
                                                                                        and ER visits.
Aetna clinicians are available 24/7 to handle clinically urgent and complex
needs to ensure access to appropriate behavioral health services and                    With Teladoc, you can connect with a board-certified doctor
care. This also includes Autism advocacy. Aetna will provide support in                 any time by phone, web or mobile app for help with a variety
navigating services and assist in identifying resources for your care.                  of medical issues including general medicine, dermatology,
                                                                                        and behavioral health (7 a.m. to 9 p.m. local time).

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What's New for 2021

Please review the Medical Comparison Chart for Active Salaried                  Accident Insurance provides you with a lump-sum benefit if you or
Employees on page 10 of this Guide for more details.                            your eligible family members experience the following non-work related
New! Voluntary Benefits – Beginning 2021, you can enroll in Critical Illness,   accidents:
Accident and/or Hospital Indemnity Insurance.
                                                                                 • Fractures*                        • Cuts/Lacerations
Critical Illness Insurance can ease the financial impact of serious illness –
such as cancer or a heart-related condition – with a lump-sum payment to
                                                                                 • Dislocations*                     • Concussions
spend on extra medical or living expenses. Here’s how it works:
       • C
          overage is voluntary; you must enroll during annual enrollment        • Eye Injuries                      • 2nd or 3rd Degree Burns
         if you want coverage. You must be actively at work and enrolled
         in a medical plan, but it does not have to be Avaya’s plan.             • Broken tooth

       • Y
          ou can elect coverage of $10,000, $20,000 or $30,000 for
         yourself only or elect coverage for eligible family members.           *Chip fractures are paid at 25% of Fracture Benefit and partial dislocations
         Spouse/domestic partners receive 100% Guaranteed Insurance             are paid at 25% of Dislocation Benefit.
         (GI) coverage. Children receive 50% GI. For example, if you elect      Accident Insurance can help you pay for out-of-pocket expenses that may
         $10,000 coverage for your family, your spouse is also covered          not be covered by traditional insurance, such as deductibles, rehabilitation
         up to $10,000 and the child coverage amount is up to $5,000.           and transportation. Here’s how it works:
       • Y
          ou pay for coverage through after-tax payroll deductions.                    • You must be actively at work
         Rates are based on your tobacco usage status, your age and
         level of coverage you select.                                                  • T
                                                                                           here are two options you can choose: a Low Plan Option or
                                                                                          a High Plan Option. See schedule of benefits at https://www.
       • If you elect Critical Illness, effective Jan. 1, 2021, and are                  metlife.com/avaya
          diagnosed with a covered illness illness, file a claim with MetLife
          and you will receive a lump-sum tax-free payment that can be                  • You pay for coverage through after-tax payroll deductions.
          used to cover medical and even living expenses.                               • If you or your covered dependents have an accident, notify
       • T
          here is an annual screening benefit of $50. If you obtain a                     MetLife and payment will be made directly to you, not to the
         routine physical exam or an age appropriate screening and                         doctors, hospitals or other health care providers. You will receive
         notify MetLife, they will send you a one-time payment of $50.                     a check, payable to you, for maximum convenience.

For more in-depth information about voluntary benefits, please visit            For more in-depth information about voluntary benefits, please visit
                                                                                https://www.metlife.com/avaya.
https://www.metlife.com/avaya.

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What's New for 2021

Voluntary Benefits - MetLife                                                     EyeMed Vision Plan Virtual Benefit Fair
Hospital Indemnity Insurance can help ease the financial impact of               New! Virtual Benefit Fair so you can learn about available vision benefits
hospitalization.                                                                 and find in-network providers.
 Here’s how it works:                                                            To visit the Virtual Benefits Fair, copy the link into your browsers:
       • You must be actively at work                                            https://eyemedvirtualbenefitfair.com/ and enter password "KD63Z9LK"

       • There are two options you can choose: a Low Plan Option of
          $750 admission and $150 confinement or a High Plan Option of
          $1,500 admission and $300 confinement
       • You pay for coverage through after-tax payroll deductions.
       • If you or your covered dependents are hospitalized, you would
          notify MetLife and payments will be paid directly to you, not to
          the doctors, hospitals or other health care providers. You will
          receive a check, payable to you, for maximum convenience.
For more in-depth information about voluntary benefits, please visit
https://www.metlife.com/avaya.
Note: If you are a New Hampshire resident, you will be offered a slightly
different Hospital Indemnity plan. Please refer to the outline of coverage
and click on the state you reside in to see plan specific coverages.
New! MetLife Legal Plus Parents
Parents Plus covers all eligible family members including parents and
parents-in-law. You and your family members would receive fully covered
legal advice and representation for a wide range of legal matters. You pay
for coverage through after-tax payroll deductions.
Improved! Spouse Life Insurance and Spouse AD&D
Spouse Life Insurance can now be elected up to $250K (increments of
25K). Statement of Health (SOH) is required for all new entrants and
increases in coverage.
Dependent AD&D can now be elected up to $300K (increments of 25K).
Statement of Health is not required for this coverage.

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What's New for 2021

           Kaiser Plan Changes
           2021 carrier-mandated changes (pending approval from the Department of Insurance):

                  Plan                Benefit                    2020 Avaya Plan Design                 2021 Mandated Plan Design

                                                                                                   Listed as preventative service with no
            Kaiser            Pre-Exposure Prophylaxis       Not listed under preventative
                                                                                                   cost share for people at high risk of HIV
            All Groups        (PrEP)                         services
                                                                                                   infection
                                                                                                   Certain chronic conditions can get the
                                                                                                   following testing free of cost:
                                                                                                   • A1c testing for diabetes
            Kaiser CA and     Chronic Condition              Lab testing cost share applies for    • Low-density lipoprotein (LDL) testing
            MAS               Management                     testing for chronic conditions           for heart disease
                                                                                                   • Internalized normalized ratio (INR)
                                                                                                      testing for liver disease or bleeding
                                                                                                      disorders
                                                                                                   No charge, when provided during a
            Kaiser MAS        Pregnancy Tests                Subject to lab test cost share
                                                                                                   contraceptive visit
                              Non-Pediatric Eyewear          Percent discount for standard vision Flat dollar allowance for standard vision
            Kaiser MAS
                              and Contact Lenses             hardware                             hardware

                                                                                                   One copay/visit for injections and
                              Clinically Administered        Office copay applies for clinically
            Kaiser MAS                                                                             infusions in addition to the office copay
                              Medications                    administered medications
                                                                                                   for clinically administered medications

                                                                                                   The following services/devices are
                                                                                                   considered preventive:
                                                                                                   • Retinopathy screening for diabetes
                                                                                                   • A1c preventive lab for diabetes
                                                                                                   • Low-density lipoprotein (LDL) testing
                                                             The listed 2021 preventive care
                                                                                                      for heart disease
            Kaiser GA         Preventive Services            services to the right are currently
                                                                                                   • International normalized ratio testing
                                                             not covered as preventive care.
                                                                                                      for liver and/or bleeding disorders
                                                                                                   • Anxiety screening for women
                                                                                                   • Glucose meters including testing strips,
                                                                                                      lancets, and control solutions
                                                                                                   • Peak flow meters

           HMSA Medical Plan Changes
           Please visit https://www.avaya.com/benefits/salariedbenefits/ to review HMSA’s 2020/2021 carrier-mandated changes.

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What's New for 2021
Annual Express Scripts (ESI) Prescription Drug Formulary Changes
The lists below describe some of the ESI carrier-mandated drug list and program changes, effective January 1, 2021. Personalized notifications, reminder
communications, and targeted alerts will go out to affected members before January 1. ESI’s formulary will continue to ensure that clinically sound, cost-
effective drugs are available to members and will drive greater savings. ESI's 2021 carrier-mandated drug exclusion list is available at
https://www.express-scripts.com/art/open_enrollment/DrugListExclusionsAndAlternatives.pdf. The 2021 formulary is available at https://my.adp.com
under the Forms & Plan Documents tile. Filter on “M” and click on the "MEDICAL BENEFITS - ESI RX PREFERRED DRUG GUIDE" link.

                              2021 Preferred-to-Non-Preferred Changes
           ALREX                    BEPREVE            FIRST-LANSOPRAZOLE      FIRST-MOUTHWASH BLM
     FIRST-OMEPRAZOLE                ILEVRO                  ORACEA                   PRIVIGEN
         PROLENSA                   QBREXZA              RANITIDINE SYRUP

2021 Health Care or Limited FSA Contribution Maximum
The annual contribution maximum for Health Care or Limited Flexible Spending Account elections in 2021 has increased from $2,700 to $2,750. Please
make your new election at https://my.adp.com. 2020 elections will not carry over to 2021.

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What's New for 2021

Employee Paycheck Contributions
Avaya reviews the benefit plans every year to ensure they remain comprehensive and competitive, keeping the costs for you and the company
manageable. Avaya will be picking up the plan cost increase for 2021. What does that mean for you? No medical, dental or vision plan
contribution changes for 2021! Below, please find the monthly employee contributions for the 2021 medical, dental and vision plans. These
contributions will apply in your first paycheck of 2021.

                                                                                             Monthly Employee Contributions
  Benefit Type            Benefit Plan                 Status              Employee Only   Employee + Spouse   Employee + Child(ren)       Family
    Medical         Aetna CDHP Alternative       Salaried Non-Smoker          $60.00           $144.00                $113.00             $200.00
    Medical         Aetna CDHP Alternative         Salaried Smoker            $80.00            $192.00               $151.00             $267.00
    Medical           Aetna CDHP w/HSA           Salaried Non-Smoker          $99.00           $246.00               $192.00              $339.00
    Medical           Aetna CDHP w/HSA             Salaried Smoker            $132.00          $328.00               $256.00              $452.00

    Medical       Aetna Point-of-Service (POS)   Salaried Non-Smoker          $172.00          $429.00               $335.00              $598.00

    Medical       Aetna Point-of-Service (POS)     Salaried Smoker           $229.00           $572.00               $447.00              $797.00
                    Kaiser (CA, CO, GA, MD
    Medical                                      Salaried Non-Smoker          $191.00          $432.00               $377.00              $619.00
                         and NW only)
                    Kaiser (CA, CO, GA, MD
    Medical                                        Salaried Smoker           $255.00           $576.00               $503.00              $825.00
                         and NW only)

     Dental               Aetna DMO                                            $7.00            $13.00                $19.00               $30.00

     Dental               Aetna PPO                                           $16.00            $41.00                $33.00               $59.00

                                                                                           Monthly Employee Contributions
  Benefit Type            Benefit Plan                 Status              Employee Only      Two-Person              Family
    Medical         HMSA (HI residents only)     Salaried Non-Smoker          $99.00           $246.00               $339.00

    Medical         HMSA (HI residents only)       Salaried Smoker            $132.00          $328.00               $452.00

     Vision                 EyeMed                                             $8.01             $15.21               $22.33

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2021 POS and CDHP Medical and Prescription Drug Comparison Chart for Active Salaried Employees
Kaiser HMO information can be found online at https://my.adp.com under Forms & Plan Documents > Filter by the letter "S" for SBCs.

                                          Aetna Salaried Point-of-Service (POS)1
                                                      Closed to new enrollees                                Aetna Healthy Direction CDHP with HSA1                                            Aetna CDHP Alternative1
            Features
                                                                                                                      Annual HSA funding amount2:
                                               Each time you need care, you choose:                                                                                                      Each time you need care, you choose:
                                                                                                                Up to $500/$1,000 (single/all other tiers)
                                            In-Network                     Out-of-Network                       In-Network                  Out-of-Network                              In-Network                       Out-of-Network
                                  Any Aetna Choice POS II network                                    Any Aetna Choice POS II                                                  Any Aetna Choice POS II
                                  provider, including Teladoc                                        network provider, including                                              network provider, including
                                  physicians and dermatologists for                                  Teladoc physicians and                                                   Teladoc physicians and
                                  24/7 phone or video physician                                      dermatologists for 24/7 phone                                            dermatologists for 24/7 phone
                                  visits and behavior health                                         or video physician visits and                                            or video physician visits and
 Choice of doctors                through a licensed therapist by   Any eligible provider            behavior health through a             Any eligible provider              behavior health through a
                                                                                                                                                                                                                   Any eligible provider
                                                                                                     licensed therapist by phone or                                           licensed therapist by phone or
                                  phone or video (available by                                       video (available by downloading                                          video (available by (available
                                  downloading the Teladoc app on                                     the Teladoc app on your                                                  by downloading the Teladoc
                                  your smartphone or tablet or by                                    smartphone or tablet or by                                               app on your smartphone or
                                  visiting https://www.teladoc.com/                                  visiting https://www.teladoc.                                            tablet or by visiting https://www.
                                  Aetna)                                                             com/Aetna)                                                               teladoc.com/Aetna)
 Preventive care (age and         Covered at 100%; deductible       You pay 35% after deductible,    Covered at 100%; deductible           You pay 35%, plus anything over    Covered at 100%; deductible You pay 40% after deductible,
 frequency guidelines apply)      does not apply                    plus anything over R&C           does not apply                        R&C; deductible does not apply     does not apply              plus anything over R&C
                                  $1,000 for single tier coverage $2,000 for single tier coverage $2,000 for single tier coverage          $3,375 for single tier coverage    $3,400 for single tier               $6,800 for single tier
 Annual deductible3               and up to $3,000 maximum for and up to $6,000 maximum for                                                $6,750 for all other coverage      coverage, $6,800 for all             coverage, $13,600 for all
                                  all other coverage tiers        all other coverage tiers        $4,000 for all other coverage tiers                                         other coverage tiers                 other coverage tiers
                                                                                                                                           tiers
 Coinsurance (Plan pays)
   Physician Office Visit         You pay 20% after deductible     You pay 35% after deductible,     You pay 20% after deductible          You pay 35% after deductible,      You pay 20% after                    You pay 40% after deductible,
                                                                   plus anything over R&C                                                  plus anything over R&C             deductible                           plus anything over R&C
   E mergency Room               You pay 20% after deductible     Paid as in-network if Aetna       You pay 20% after deductible          Paid as in-network if Aetna        You pay 20% after                    Paid as in-network if Aetna
    (For emergencies)                                              Member Services is notified                                             Member Services is notified        deductible                           Member Services is notified
    Urgent Care, Ambulance4                                        within 48 hours                                                         within 48 hours                                                         within 48 hours
   In-Patient/Out-Patient        You pay 20% after deductible     You pay 35% after deductible,     You pay 20% after deductible          You pay 35% after deductible, You pay 20% after                         You pay 40% after
    Services includes: Lab &                                       plus anything over R&C                                                  plus anything over R&C        deductible                                deductible, plus anything
    X-ray, Surgery, Anesthesia,                                                                                                                                                                                    over R&C
    Physician Hospital Visits/
    Consultations, Room and
    Board, Maternity, Radiation
    Therapy, Chemotherapy
 Are you responsible for                                           Yes, unless you use a National                                          Yes, unless you use a National                                          Yes, unless you use a
 charges in excess of the         No                               Advantage Program (NAP)           No                                    Advantage Program (NAP)            No                                   National Advantage Program
 Reasonable & Customary                                            network provider                                                        network provider                                                        (NAP) network provider
 Annual Out-of-Pocket             $4,500 for single tier coverage $9,000 for single tier coverage                                                                               $5,000 for single tier             $10,000 for single tier
 Maximum5                                                                                            $3,500 for single tier coverage,      $8,000 for single tier coverage
                                  and up to $9,000 maximum for and up to $18,000 maximum                                                                                        coverage, $10,000                  coverage, $20,000 for all
 (Includes Deductible)                                                                               $7,000 for all other coverage tiers   $16,000 for all other coverage tiers (embedded at $7,150) 6
                                  all other coverage tiers        for all other coverage tiers                                                                                                                     other coverage tiers

 Precertification                 Your network provider            You                               Your network provider                 You                                Your network provider                You
 responsibility

                                                                   Yes, unless you use a National                                          Yes, unless you use a National                                          Yes, unless you use a
 Are claim forms required?        No                               Advantage Program (NAP)           No                                    Advantage Program (NAP)            No                                   National Advantage Program
                                                                   network provider                                                        network provider                                                        (NAP) network provider
Notes: 1) R&C: Reasonable & Customary;                                                                                                                                                                                (continued on next page)
       2) Cells shaded in light red denote change from 2020 plan design.
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2021 POS and CDHP Medical and Prescription Drug Comparison Chart for Active Salaried Employees
                                         Aetna Salaried Point-of-Service (POS)1                                                                                                                    Aetna CDHP Alternative1
                                                     Closed to new enrollees.                                   Aetna Healthy Direction CDHP with HSA1
                                                                                                                                                                                                  (No HSA with this option)
             Features
                                           Prescription Drug Program coverage offered                       Prescription Drug Program coverage offered through                       Prescription Drug Program coverage offered through
                                               through Express Scripts, Inc. (ESI)                                       Express Scripts, Inc. (ESI)                                              Express Scripts, Inc. (ESI)
                                            In-Network                   Out-of-Network                         In-Network                      Out-of-Network                           In-Network                     Out-of-Network
                                   Not subject to a deductible.      Not covered                     The full cost of the drug is applied to   Not covered                      The full cost of the drug is applied to Not covered
                                                                                                     the Medical deductible before                                              the Medical deductible before
                                   Retail Drugs                                                      benefits are considered for payment.                                       benefits are considered for payment.
                                   (up to a 30-day supply)                                           After the deductible, you pay:                                             After the deductible, you pay:
                                   • Tier 1 (Generic)
                                      $10 copay                                                      Retail Drugs                                                               Retail Drugs
                                   • Tier 2 (Preferred Brand)
                                                                                                     (up to a 30-day supply)                                                    (up to a 30-day supply)
                                      30% Coinsurance, $30 min.,                                     • Tier 1 (Generic) $10 copay                                              • Tier 1 (Generic) $10 copay
                                      $80 max.                                                       • Tier 2 (Preferred Brand)                                                • Tier 2 (Preferred Brand)
                                   • Tier 3 (Non-preferred Brand)                                      25% Coinsurance, $30 min.,                                                25% Coinsurance, $30 min.,
                                      50% Coinsurance, $60 min.,                                        $70 max.                                                                  $70 max.
    Prescription Drug                 $120 max.                                                      • Tier 3 (Non-preferred Brand)                                            • Tier 3 (Non-preferred Brand)
    Benefits7                                                                                           35% Coinsurance, $50 min.,                                                35% Coinsurance, $50 min.,
                                   ESI Mail Order, Walgreens                                            $90 max.                                                                  $90 max.
                                   Retail, or CVS Retail Drugs
                                   (up to a 90-day supply)                                           ESI Mail Order, Walgreens Retail,                                          ESI Mail Order, Walgreens Retail,
                                                                                                     or CVS Retail Drugs                                                        or CVS Retail Drugs
                                   • Tier 1 (Generic) $25 copay
                                                                                                     (up to a 90-day supply)                                                    (up to a 90-day supply)
                                   • Tier 2 (Preferred Brand)
                                                                                                     • Tier 1 (Generic) $20 copay                                              • Tier 1 (Generic) $20 copay
                                      30% Coinsurance, $60 min.,
                                      $200 max.                                                      • Tier 2 (Preferred Brand)                                                • Tier 2 (Preferred Brand)
                                                                                                        25% Coinsurance, $60 min.,                                                25% Coinsurance, $60 min.,
                                   • Tier 3 (Non-preferred Brand)
                                                                                                        $175 max.                                                                 $175 max.
                                      50% Coinsurance, $120 min.,
                                      $300 max.                                                      • Tier 3 (Non-preferred Brand)                                            • Tier 3 (Non-preferred Brand)
                                                                                                        35% Coinsurance, $100 min.,                                               35% Coinsurance, $100 min.,
                                                                                                        $225 max.                                                                 $225 max.
                                   $2,000 individual coverage tier                                   Same as Medical Out-of-Pocket                                              Same as Medical Out-of-Pocket
    Pharmacy Out-of-Pocket Max                                       N/A                             Maximum                                   N/A                              Maximum                              N/A
                                   $4,000 all other coverage tiers
                                  The Prescription Drug Utilization Management Program requires prior authorization for certain types of prescription drugs, including but not limited to Nonsedating Antihistamines and Antifungals.
    Prescription Drug Utilization Prior authorization means that requirements must be met before the Prescription Drug Program will cover the prescription. After three fills at the retail level, the member will pay 100% of the Express Scripts-
    Management Program            discounted cost for the medication for future retail fills not picked up at a Walgreens or CVS retail store. Out-of-pocket costs for long-term medications not ordered through ESI Home Delivery or CVS/Walgreens
                                  retail do not apply to the member/family deductible or out-of-pocket maximum. If you purchase a brand name medication when a generic medication is available, you will pay the generic copay plus the difference
                                  in cost between the brand name and the generic.
Notes: 1) R&C: Reasonable & Customary;
       2) Cells shaded in light red denote change from 2020 plan design.
1   If you do not have access to in-network providers, upon approval from Aetna, you may receive benefits at the in-network level.
2   Company HSA contributions will be processed once annually for eligible employees according to the date your Health Savings Account with Fidelity is opened. Company HSA contributions will be deposited to
     your Fidelity HSA within 10 business days of the paycheck in which it was processed. If you leave the company (voluntarily or involuntarily), or your coverage under the Aetna Healthy Direction CDHP with HSA
     medical plan terminates for any reason before the normal payroll date the HSA funds would otherwise be processed for deposit, your employer and employee HSA contributions will not be deposited. Mid-year
     qualified status changes that result in a medical plan tier change will not result in an adjustment to your company HSA contribution.
3 The medical deductible is separate from any deductible under the Prescription Drug Program for the POS. For the CDHP plans, the health care deductible must be met before plan benefits are paid, including

     Prescription Drug Program benefits. Under the CDHP plans, for two-person or family coverage, the deductible is not satisfied for any family member until the two-person or family deductible is met.
4 Non-emergent Emergency Room or Ambulance services will be covered at the out-of-network level plus amounts over R&C.

5 Certain expenses (e.g., precertification penalties and any expenses in excess of the Reasonable & Customary charge) do not count toward the annual Out-of-Pocket Maximum. The annual Out-of-Pocket

     Maximum for the POS Prescription Drug Program is separate from the annual Out-of-Pocket Maximum for the POS Medical plan.
6 Once one member of the family hits $7,150 in combined medical/Rx expenses, that individual will no longer incur expenses towards the family out-of-pocket maximum and most covered expenses would be

   paid at 100% of the allowable amount for the rest of the calendar year for that family member; it would be up to the other covered members in the family to reach the remaining in-network out-of-pocket
   maximum (before their covered expenses would be paid at 100% of the allowable amount for the remainder of the calendar year).
7 Mandatory home delivery through ESI or retail pick-up from either Walgreens or CVS applies to all long-term (maintenance) drugs.

			                                                                                                                        11                                                                                            ▶ Back       Next   ▶
Important Reminders

 Which Medical Plan is Right for You?                                               Company HSA contributions will be processed once annually for eligible
 ALEX, Avaya's interactive Benefits Advisor, explains your medical plan             employees, as follows:
 options to determine which may be best for you, It is personalized, easy
                                                                                                                                                           On the first
 to use and confidential. Try ALEX today by visiting https://www.myalex.            For HSA's opened between            You are eligible for this         normal payroll
 com/avaya/2021! ALEX is best viewed in Google Chrome.                                    these dates...                        much...                    date in this
                                                                                                                                                            month*...
 Employer HSA Contribution Process
                                                                                                                         $500/indiv or $1,000/
 The HSA is only available if you enroll in the Aetna Healthy Direction               On/before 1/11/2021                family CDHP with HSA            February
 CDHP with HSA Medical Plan.                                                                                             election tier
 From October 7, 2020 – October 20, 2020, make your 2021 HSA election                                                    $375/indiv or $750/
 at https://my.adp.com. Your HSA election does not roll over each year. If            1/11/2021 - 4/12/2021              family CDHP with HSA            May
 you do not make a 2021 election, you will not contribute to the HSA or                                                  election tier
 receive the Avaya contribution.                                                                                         $250/indiv or $500/
                                                                                      4/13/2021 - 7/12/2021              family CDHP with HSA            August
 If this is your first time enrolling, you will need to agree to Fidelity’s terms                                        election tier
 & conditions. Then, in December, go to www.401k.com to activate your
                                                                                                                         $125/indiv or $250/
 HSA with Fidelity.
                                                                                      7/13/2021 - 10/12/2021             family CDHP with HSA            November
 See your 401(k) and HSA balance on the same website: www.401k.com                                                       election tier
                                                                                                                         Funding will begin in
 Fidelity has no minimum for investing so any savings that is not needed              10/13/2021 or after
                                                                                                                         2022
 for current qualified expenses can be invested. You can pay for qualified
 medical expenses through a variety of options to access your funds,                * If you leave the company (voluntarily or involuntarily), or your coverage under the
                                                                                       Aetna Healthy Direction CDHP with HSA medical plan terminates for any reason before
 including using an HSA checkbook, online bill paying service, or direct               the normal payroll date the HSA funds would otherwise be processed for deposit, your
 debit.                                                                                employer HSA contributions will be forfeited and will not be deposited. Your employee
                                                                                       HSA contributions will not be deposited and will be returned to you.

                                                                                    Active employees are eligible for Avaya's HSA contribution based on the
                                                                                    date your HSA is opened, not the date you enroll in the Aetna Healthy
                                                                                    Direction CDHP with HSA medical plan. Company HSA contributions
                                                                                    will be deposited to your Fidelity HSA within 10 business days of the
                                                                                    paycheck in which it was processed. Mid-year qualified status changes
                                                                                    that result in a medical plan tier change will not result in an adjustment to
                                                                                    your company HSA contribution. It is your responsibility to ensure you do
                                                                                    not exceed the annual maximum contribution.

			                                                                           12                                                                        ▶ Back       Next   ▶
Important Reminders

 2021 HSA Contribution Maximums                                                     Identification Process, you will not be eligible to make HSA contributions
                                                                                    or receive Avaya’s HSA contributions. Go to www.401k.com and click on
 Based on Internal Revenue Service rules, the maximum amount you                    Activate Health Savings Account to complete the opening of your account.
 can contribute to a Health Savings Account (HSA) in 2021 is $3,600 for
 self-only CDHP medical plan coverage and $7,200 for all other coverage             2020 Flexible Spending Account Elections Do Not Rollover to 2021
 tiers. If you are turning age 55 in 2020 or are already over 55, you can
 contribute an additional $1,000 in HSA catch-up contributions in 2021.             If you wish to participate in the Health Care Flexible Spending Account
 These limits include: the contributions you make via payroll deductions,           (HCFSA), Limited Flexible Spending Account (LFSA), and/or the Dependent
 any contributions you make to your HSA outside of payroll deductions,              Care Flexible Spending Account (DCFSA) in 2021, you must re-enroll during
 and the HSA dollars Avaya contributes to your HSA. Remember, the tax-              Annual Enrollment. Your 2020 elections do not carry over to 2021.
 favored HSA is only available if you enroll in Avaya's Healthy Direction
 CDHP with HSA medical plan.                                                        Flexible Spending Account Balance Carryover
                                                                                    Avaya allows HCFSA and LFSA participants to carryover up to $550
 2020 Employee HSA Contribution Elections Do Not Rollover to 2021                   of unused funds into the following calendar year. If you have unused
 If you continue to be enrolled in the Aetna Healthy Direction CDHP with            HCFSA or LFSA funds at the end of 2020, the rollover will happen for
 HSA medical plan for 2021 and elected to defer tax-favored Health Savings          you automatically. Please factor this in to your 2021 elections to ensure
 Account contributions from your paycheck in 2020, you will need to log             you don’t over-contribute in the upcoming year.
 in to https://my.adp.com to continue those contributions, or elect new             MetLife Legal Plan
 contributions for 2021. HSA and HSA Catch-Up contributions can be
 changed at any time throughout the year by selecting “DECLARE AN                   Annual Enrollment is the one time of year you can enroll in (if not
 EVENT” under the Report a Qualifying Change tile on the home page.                 already enrolled) or drop the MetLife Legal Plans. To make changes to
                                                                                    your legal services plan coverage, visit https://my.adp.com.
 HSA contributions will be deposited to your personally-owned Health
 Savings Account with Fidelity within 10 business days of the paycheck              Planning to Enroll in the CDHP Alternative Medical Plan in 2021?
 from which they are deducted and cannot be used until deposited. HSA               If you enroll in the CDHP Alternative medical plan (which does not have
 contributions made by both you and Avaya will cease if you terminate               an HSA) and you intend to open a private HSA through your own bank,
 employment or leave the Healthy Direction CDHP with HSA medical                    you are strongly encouraged NOT to enroll in Avaya’s Health Care Flexible
 plan. You must be actively employed and enrolled in the CDHP with                  Spending Account (HCFSA). Per IRS guidelines, if you are contributing
 HSA medical plan on the normal payroll date your or the company HSA                to or receiving contributions to an HSA, you may only be reimbursed
 contributions would otherwise be processed to be eligible to receive               for eligible dental and vision expenses (no medical or prescription drug
 them.                                                                              expense reimbursement is allowed) from a Limited Flexible Spending
                                                                                    Account. You are not able to enroll in Avaya’s Limited Flexible Spending
 HSA Customer Identification Process Requirement                                    Account unless you are enrolled in the Healthy Direction CDHP with HSA
 If you are newly enrolling in the Healthy Direction CDHP with Health               medical plan offered by Avaya.
 Savings Account (HSA) medical plan and are opening an HSA with Fidelity            Cutoff Date for Earning Incentives with Avaya's Well-Being Program
 for the first time, Section 326 of the U.S. Patriot Act requires that you verify
 your identity through the Customer Identification Process before the HSA           The cutoff date for earning incentives is November 30, 2021
 can be opened. If you do not complete and pass the Customer
			                                                                            13                                                           ▶ Back     Next   ▶
Important Reminders
Spousal Surcharge                                                                      Beneficiaries
If you choose to cover your spouse/domestic partner under an Avaya                     Maintaining beneficiary information is an important part of your financial
medical plan and your spouse/domestic partner has the opportunity                      planning. Annual Enrollment is a good time to review your life and
to enroll in medical coverage through his/her employer, an additional                  AD&D insurance beneficiaries. You can update life and AD&D insurance
$100 per month will be added to your health insurance premium. This                    beneficiary information online at any time at https://my.adp.com by
surcharge is waived if your spouse or domestic partner works for an                    selecting "MANAGE" under the Manage Information tile on the home
employer who doesn't offer medical coverage, doesn’t qualify for their                 page. If you do not have Internet access, you may contact the Avaya
employer’s coverage, or is eligible for Medicare.                                      Health & Benefits Decision Center at 1-800-526-8056 (option 1), TDD
Dependent Verification                                                                 1-800-952-0450 or via e-mail at avayaservicecenter@adp.com to obtain
                                                                                       a beneficiary form.
If you choose to enroll an eligible dependent(s) that is not currently
covered under Avaya's health benefits, you will be required to                         Summary of Benefits Coverage (SBC)
provide proof that they are your eligible dependent(s) per the Plan                    In compliance with health care reform, Avaya provides a SBC for each
guidelines. Dependent coverage will be pended until the appropriate                    medical plan for which you are eligible to help you compare your
documentation is received by ADP, our Dependent Verification vendor.                   coverage options. Please note that the SBC is not a full plan description
Upon completion of your enrollment, you will receive a verification letter             like the Summary Plan Descriptions. SBCs are available at https://my.adp.
from ADP explaining how to verify dependent eligibility. Verification is               com under the Forms & Plan Documents tile on the home page. Paper
due by the deadline on your request for verification form.                             copies are also available, free of charge, by contacting the Avaya Health &
2021 Mid-Year Changes                                                                  Benefits Decision Center at 1-800-526-8056 (option 1), TDD 1-800-952-
                                                                                       0450, or via e-mail at avayaservicecenter@adp.com.
Once Annual Enrollment ends, you will not be able to make changes to
most benefits unless you have a qualified status change. Information on
qualified status changes is available in the Summary Plan Descriptions
(SPDs) at https://www.avaya.com/benefitanswers.

Prescription Drug Coverage
Drugs are the fastest growing category of health spending. In cases where you
select a brand name drug when a generic equivalent is available, you will be
required to pay the generic copayment plus the difference in cost between the
brand name drug and the generic drug. If you are prescribed a medication, ask
your doctor or pharmacist if your condition could be treated effectively with a
lower-cost or generic version of the drug.
Remember, the Prescription Drug Program has a mandatory fill-provision
for long-term (maintenance) medications. Aside from a limited number of
exceptions, after the third fill of a long-term medication, you must begin
obtaining your prescription through Express Scripts Pharmacy Mail Order
service, or at either a CVS or Walgreens retail location, to avoid paying a penalty.
			                                                                               14
                                                                                                                                                ▶ Back    Next   ▶
Helpful Links and Tools to Take Control of Your Health

    Taking Control of Your Health                         Tool (click link)                                                 Description

• Enroll in or change your benefits                                                         Your one-stop-shop for all of your benefit needs.
• Update your HSA contribution                                                              Note: Need to update your HSA or HSA Catch-Up contribution mid-year or
                                              https://my.adp.com
• Change a beneficiary                                                                      outside of Annual Enrollment? From https://my.adp.com, select "DECLARE
• Find information on your medical carrier                                                 AN EVENT" under the Report a Qualifying Change tile on the home page.

                                                                                            • Understand your medical plan options and determine which option may
Choose the right medical plan for you and      https://www.myalex.com/avaya/2021
                                                                                               be best for you
your family using ALEX, our interactive       (Available to Kaiser and Aetna members)
                                                                                            • See how you may benefit from contributing to a Flexible Spending
Benefit Advisor                               ALEX is best viewed in Chrome
                                                                                               Account and/or Health Savings Account
                                              www.aetna.com
                                              (for Aetna medical members)
Get the best price on health care services                                                  Search for doctors and health care services based on cost, quality and
                                              Login using your existing Navigator
without sacrificing quality                                                                 convenience.
                                              credentials or download the Aetna Health
                                              app at the App Store® or Google Play™ store

                                              Current Aetna members may log on to their     Aetna’s online participating directory allows you to locate physicians
                                              account at www.aetna.com                      and other health care providers such as dentists and hospitals. Try the
                                                                                            Aetna Mobile App for quick and convenient access to in-network providers.
Locate Aetna in-network physicians or         Potential members may log on to
dentists where you need them                  www.aetna.com > Find a doctor > Under         Participating physicians are also available 24/7 via phone or video chat
                                              “Not a member yet?", select “Plan from an     through Teladoc, Avaya's telemedicine vendor through Aetna. You may
                                              employer"> When asked to Select a Plan,       download the Teladoc app on your smartphone or tablet or visit
                                              choose Aetna Choice POS II (Open Access)      https://www.teladoc.com/Aetna for access.

                                              Review the Medical Benefits - CDHP
Learn more about the Healthy Direction
                                              Newsletter under the Forms & Plan
Consumer Directed Health Plan (CDHP) with                                                   A great way to set aside tax-favored dollars for future medical expenses.
                                              Documents tile on the home page at
HSA medical plan
                                              https://my.adp.com

Express Scripts (ESI) Annual Enrollment                                                     Annual Enrollment support including formulary lookup, pharmacy lookup
                                              www.express-scripts.com/avaya
website                                                                                     and pricing medications.

                                                                                            It’s important to find a doctor who's right for you. Choose or change
Locate Kaiser physicians in your region       https://www.kp.org                            doctors at any time, browse online profiles by region, or call Member
                                                                                            Services in your area.
                                                                                            A Health Savings Account (HSA) is designed to help pay for your current
• Review your HSA balance
                                                                                            eligible health care costs and save for future health care expenses. Your
• Send a payment to a provider                www.401k.com
                                                                                            contributions, earnings and withdrawals are all tax-favored. It’s a triple tax-
• Update your notification settings
                                                                                            savings opportunity that can put more money in your pocket.

			                                                                            15                                                                      ▶ Back      Next   ▶
Helpful Links and Tools to Take Control of Your Health

    Taking Control of Your Health                       Tool (click link)                                                Description
                                                                                           Check out EyeMed's Virtual Benefit Fair to find an eye doctor near you and
Wondering where to get your next EyeMed                                                    other plan information:
                                           https://www.eyemedvisioncare.com
in-network eye exam?                                                                       https://eyemedvirtualbenefitfair.com/
                                                                                           Password: KD63Z9LK

                                                                                           All Avaya employees have access to a complete wellness platform. Check
Take control of your well-being with                                                       out some additional tools that will get you closer to achieving your health
                                           https://www.aetna.com
Avaya Wellness                                                                             goals. Track your activity, get wellness advice, find healthy recipes, and
                                                                                           much more.
                                                                                           An FSA (not to be confused with an HSA) may be used for reimbursement
                                                                                           of eligible health care* expenses, and child or elder daycare expenses. The
                                                                                           amount you decide to contribute to the account for the year is deducted
                                           Go to the Forms & Plan Documents tile on        from your salary before income taxes. This reduces your taxable income,
What are Flexible Spending Accounts?       the home page at https://my.adp.com. Filter     saving you money on taxes.
                                           on “F” for FSA forms and resources.             *If contributing to or receiving contributions to an HSA, medical expenses
                                                                                           are not reimbursable under a general-purpose FSA. Let ALEX teach you
                                                                                           about this at https://www.myalex.com/avaya/2021! ALEX is best viewed
                                                                                           in Google Chrome.
                                                                                           Now it’s really easy to figure out how much you should contribute to your
                                                                                           Health Care and/or Dependent Care Flexible Spending Account with this
Determine the right amount to contribute
                                           https://www.myalex.com/avaya/2021               intuitive online tool. ALEX, our interactive Benefit Advisor (https://www.
to your Flexible Spending Account
                                                                                           myalex.com/avaya/2021) can also assist you with this decision! ALEX is
                                                                                           best viewed in Google Chrome.

                                           Go to the Forms & Plan Documents tile on the    • Saves you money on parking and transportation expenses to work
Save tax dollars on your commute to and
                                           home page at https://my.adp.com.                • Lets you pay for certain commuting expenses with pre-tax dollars
from work every day!
                                           Filter on “C” for Commuter Benefit resources.   • A great way to LOWER your taxable income

                                                                                           The Employee Assistance Program (EAP) is available 24/7 to help you
                                                                                           and your family successfully deal with life’s problems and challenges. The
Talk to someone about a personal issue     https://www.magellanascend.com
                                                                                           EAP is a prepaid, confidential counseling and referral resource coordinated
                                                                                           through Magellan Behavioral Health.

                                                                                           The Family Resource Program provides services to busy parents
Looking for childcare and eldercare                                                        who are looking for help on issues such as adoption, senior care, and
                                           https://www.magellanascend.com
resources?                                                                                 education resources. Additionally, the Family Resource Program offers
                                                                                           free tutoring through its Homework Connection program.
                                                                                           Avaya Discount Marketplace brings you some of the hottest deals of the
Avaya Discount Marketplace                 https://avaya.savings.beneplace.com/home
                                                                                           year.

			                                                                          16
                                                                                                                                                   ▶ Back      Next   ▶
Legal Reminders

Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)
If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium
assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for
Medicaid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the
Health Insurance Marketplace. For more information, visit www.healthcare.gov.

If you or your dependents are already enrolled in Medicaid or CHIP and you live in a State listed on the following pages, contact your State Medicaid or
CHIP office to find out if premium assistance is available.

If you or your dependents are NOT currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either
of these programs, contact your State Medicaid or CHIP office or call 1-877-KIDS NOW or www.insurekidsnow.gov to find out how to apply. If you
qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan.

If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer
must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request
coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact
the Department of Labor at www.askebsa.dol.gov or call 1-866-444-EBSA (3272).

			                                                                        17                                                            ▶ Back      Next   ▶
Legal Reminders
If you live in one of the following states, you may be eligible for assistance paying your employer health plan premiums. The following list of states is
current as of July 31, 2020. Contact your State for more information on eligibility.
 ALABAMA – Medicaid                                                                  FLORIDA – Medicaid
                                                                                     Website: https://www.flmedicaidtplrecovery.com/flmedicaidtplrecovery.com/
 Website: http://myalhipp.com/
                                                                                     hipp/index.html
 Phone: 1-855-692-5447
                                                                                     Phone: 1-877-357-3268
 ALASKA – Medicaid                                                                   GEORGIA – Medicaid
 The AK Health Insurance Premium Payment Program
 Website: http://myakhipp.com/                                                       Website: https://medicaid.georgia.gov/health-insurance-premium-payment-
 Phone: 1-866-251-4861                                                               program-hipp
 Email: CustomerService@MyAKHIPP.com                                                 Phone: 678-564-1162 ext 2131
 Medicaid Eligibility: http://dhss.alaska.gov/dpa/Pages/medicaid/default.aspx
 ARKANSAS – Medicaid                                                                 INDIANA – Medicaid
                                                                                     Healthy Indiana Plan for low-income adults 19-64
                                                                                     Website: http://www.in.gov/fssa/hip/
 Website: http://myarhipp.com/                                                       Phone: 1-877-438-4479
 Phone: 1-855-MyARHIPP (855-692-7447)                                                All other Medicaid
                                                                                     Website: https://www.in.gov/medicaid/
                                                                                     Phone 1-800-457-4584
                                                                                     COLORADO – Health First Colorado (Colorado's Medicaid Program) & Child Health
 CALIFORNIA – Medicaid
                                                                                     Plan Plus (CHP+)
                                                                                     Health First Colorado Website: https://www.healthfirstcolorado.com/
                                                                                     Health First Colorado Member Contact Center: 1-800-221-3943/ State Relay 711
                                                                                     CHP+: https://www.colorado.gov/pacific/hcpf/child-health-plan-plus
 Website: https://www.dhcs.ca.gov/services/Pages/TPLRD_CAU_cont.aspx
                                                                                     CHP+ Customer Service: 1-800-359-1991/ State Relay 711
 Phone: 916-440-5676                                                                 Health Insurance Buy-In Program (HIBI): https://www.colorado.gov/pacific/hcpf/
                                                                                     health-insurance-buy-program
                                                                                     HIBI Customer Service: 1-855-692-6442
 IOWA - Medicaid and CHIP (Hawki)                                                    KANSAS – Medicaid
 Medicaid Website: https://dhs.iowa.gov/ime/members
 Medicaid Phone: 1-800-338-8366                                                      Website: http://www.kdheks.gov/hcf/default.htm
 Hawki Website: http://dhs.iowa.gov/Hawki                                            Phone: 1-800-792-4884
 Hawki Phone: 1-800-257-8563
 KENTUCKY – Medicaid and KI-HIPP                                                     NEW HAMPSHIRE – Medicaid
 Kentucky Medicaid Website: https://chfs.ky.gov
 Kentucky Integrated Health Insurance Premium Payment Program (KI-HIPP)
 Website: https://chfs.ky.gov/agencies/dms/member/Pages/kihipp.aspx                  Website: https://www.dhhs.nh.gov/oii/hipp.htm
 Phone: 1-855-459-6328                                                               Phone: 1-603-271-5218
 Email: KIHIPP.PROGRAM@ky.gov                                                        Toll-Free: 1-800-852-3345, ext 5218
 KCHIP Website: https://kidshealth.ky.gov/Pages/index.aspx
 Phone: 1-877-524-4718
			                                                                             18                                                                ▶ Back     Next    ▶
Legal Reminders

LOUISIANA – Medicaid                                                                  NEW JERSEY – Medicaid and CHIP
                                                                                      Medicaid Website: http://www.state.nj.us/humanservices/dmahs/clients/medicaid/
Website: www.medicaid.la.gov or www.ldh.la.gov/lahipp                                 Medicaid Phone: 1-609-631-2392
Phone: 1-888-342-6207 (Medicaid hotline) or 1-855-618-5488 (LaHIPP)                   CHIP Website: http://www.njfamilycare.org/index.html
                                                                                      CHIP Phone: 1-800-701-0710
MAINE – Medicaid                                                                      NEW YORK – Medicaid
Enrollment Website: https://www.maine.gov/dhhs/ofi/applications-forms
Phone: 1-800-442-6003
TTY: Maine relay 711                                                                  Website: https://www.health.ny.gov/health_care/medicaid/
Private Health Insurance Premium Webpage:
                                                                                      Phone: 1-800-541-2831
https://www.maine.gov/dhhs/ofi/applications-forms
Phone: -800-977-6740.
TTY: Maine relay 711
MASSACHUSETTS – Medicaid and CHIP                                                     NORTH CAROLINA – Medicaid
Website: http://www.mass.gov/eohhs/gov/departments/masshealth/                        Website: https://medicaid.ncdhhs.gov/
Phone: 1-800-862-4840                                                                 Phone: 919-855-4100
MINNESOTA – Medicaid                                                                  NORTH DAKOTA – Medicaid
Website: https://mn.gov/dhs/people-we-serve/children-and-families/health-care/
                                                                                      Website: http://www.nd.gov/dhs/services/medicalserv/medicaid/
health-care-programs/programs-and-services/other-insurance.jsp
                                                                                      Phone: 1-844-854-4825
Phone: 1-800-657-3739
MISSOURI – Medicaid                                                                   OKLAHOMA – Medicaid and CHIP
Website: http://www.dss.mo.gov/mhd/participants/pages/hipp.htm                        Website: http://www.insureoklahoma.org
Phone: 573-751-2005                                                                   Phone: 1-888-365-3742
MONTANA – Medicaid                                                                    OREGON – Medicaid and CHIP
                                                                                      Website: http://healthcare.oregon.gov/Pages/index.aspx
Website: http://dphhs.mt.gov/MontanaHealthcarePrograms/HIPP
                                                                                      Website: http://www.oregonhealthcare.gov/index-es.html
Phone: 1-800-694-3084                                                                 Phone: 1-800-699-9075
NEBRASKA – Medicaid                                                                   PENNSYLVANIA – Medicaid
                                                                                      Website: https://www.dhs.pa.gov/providers/Providers/Pages/Medical/HIPP-
Website: http://www.ACCESSNebraska.ne.gov
                                                                                      Program.aspx
Phone: (855) 632-7633; Lincoln: (402) 473-7000; Omaha: (402) 595-1178
                                                                                      Phone: 1-800-692-7462
NEVADA – Medicaid                                                                     RHODE ISLAND – Medicaid
Website: http://dhcfp.nv.gov                                                          Website: http://www.eohhs.ri.gov/
Phone: 1-800-992-0900                                                                 Phone: 1-855-697-4347, or 401-462-0311 (Direct RIte Share Line)
SOUTH CAROLINA – Medicaid                                                             VIRGINIA – Medicaid and CHIP
                                                                                      Website: https://www.coverva.org/hipp/
Medicaid Website: https://www.scdhhs.gov
                                                                                      Medicaid Phone: 1-800-432-5924
Medicaid Phone: 1-888-549-0820
                                                                                      CHIP Phone: 1-855-242-8282
			                                                                              19
                                                                                                                                                        ▶ Back   Next   ▶
Legal Reminders

     SOUTH DAKOTA - Medicaid                                                           WASHINGTON – Medicaid

     Website: http://dss.sd.gov                                                        Website: https://www.hca.wa.gov/
     Phone: 1-888-828-0059                                                             Phone: 1-800-562-3022

     TEXAS – Medicaid                                                                  WEST VIRGINIA – Medicaid

     Website: http://gethipptexas.com/                                                 Website: http://mywvhipp.com/
     Phone: 1-800-440-0493                                                             Toll-free phone: 1-855-MyWVHIPP (1-855-699-8447)

     UTAH – Medicaid and CHIP                                                          WISCONSIN – Medicaid and CHIP
     Medicaid Website: https://medicaid.utah.gov/
                                                                                       Website: https://www.dhs.wisconsin.gov/badgercareplus/p-10095.htm
     CHIP Website: http://health.utah.gov/chip
                                                                                       Phone: 1-800-362-3002
     Phone: 1-877-543-7669
     VERMONT– Medicaid                                                                 WYOMING – Medicaid

     Website: http://www.greenmountaincare.org/                                        Website: https://health.wyo.gov/healthcarefin/medicaid/programs-and-eligibility/
     Phone: 1-800-250-8427                                                             Phone: 1-800-251-1269

   To see if any other states have added a premium assistance program since July 31, 2020 or for more information on special enrollment rights,
   contact either:
   U.S. Department of Labor 					               U.S. Department of Health and Human Services
   Employee Benefits Security Administration			 Centers for Medicare & Medicaid Services
   www.dol.gov/agencies/ebsa					www.cms.hhs.gov
   1-866-444-EBSA (3272)					                   1-877-267-2323, Menu Option 4, Ext. 61565

   Paperwork Reduction Act Statement
   According to the Paperwork Reduction Act of 1995 (Pub. L. 104-13) (PRA), no persons are required to respond to a collection of information unless such
   collection displays a valid Office of Management and Budget (OMB) control number. The Department notes that a Federal agency cannot conduct or sponsor
   a collection of information unless it is approved by OMB under the PRA, and displays a currently valid OMB control number, and the public is not required to
   respond to a collection of information unless it displays a currently valid OMB control number. See 44 U.S.C. 3507. Also, notwithstanding any other provisions
   of law, no person shall be subject to penalty for failing to comply with a collection of information if the collection of information does not display a currently
   valid OMB control number. See 44 U.S.C. 3512.
   The public reporting burden for this collection of information is estimated to average approximately seven minutes per respondent. Interested parties are
   encouraged to send comments regarding the burden estimate or any other aspect of this collection of information, including suggestions for reducing this
   burden, to the U.S. Department of Labor, Employee Benefits Security Administration, Office of Policy and Research, Attention: PRA Clearance Officer, 200
   Constitution Avenue, N.W., Room N-5718, Washington, DC 20210 or email ebsa.opr@dol.gov and reference the OMB Control Number 1210-0137.

OMB Control Number 1210-0137 (expires 1/31/2023)                                  20
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Legal Reminders

Notice of Availability: The Avaya Inc. Medical Expense Plan for              a voluntary Health Quality Assessment or "HQA" that asks a series
Salaried Employees, a component of the Avaya Inc. Health &                   of questions about your health-related activities and behaviors and
Welfare Benefits Plan for Salaried Employees, Notice of Privacy              whether you have or had certain medical conditions (e.g., cancer,
Practices                                                                    diabetes, or heart disease). You may also be asked to complete
                                                                             a voluntary biometric screening, which will include a blood test
THIS NOTICE DESCRIBES HOW YOU MAY OBTAIN A COPY OF THE                       for Glucose, HDL Cholesterol, Total Cholesterol, LDL Cholesterol,
PLAN’S NOTICE OF PRIVACY PRACTICES, WHICH DESCRIBES THE                      and Triglycerides. You are not required to complete the HQA or
WAYS THAT THE PLAN USES AND DISCLOSES YOUR PROTECTED                         participate in the blood test or other medical examinations.
HEALTH INFORMATION.
                                                                             Employees who choose to participate in the well-being program will
The Avaya Inc. Medical Expense Plan for Salaried Employees,                  receive incentives in the form of gift cards up to a maximum of $100,
a component of the Avaya Inc. Health & Welfare Benefits Plan                 subject to applicable taxes, for completing the various activities listed
for Salaried Employees, (the “Plan”) provides health benefits to             on the Avaya Well-Being Program page of www.aetna.com.
eligible employees of Avaya Inc. (the “Company”) and their eligible
dependents as described in the summary plan description(s) for the           If you are unable to participate in any of the voluntary health related
Plan. The Plan creates, receives, uses, maintains and discloses health       activities or achieve any of the health outcomes required to earn an
information about participating employees and dependents in the              incentive, you may be entitled to a reasonable accommodation or an
course of providing these health benefits. The Plan is required by           alternative standard. You may request a reasonable accommodation
law to provide notice to participants of the Plan’s duties and privacy       or an alternative standard by contacting your plan administrator at
practices with respect to covered individuals’ protected health              hwplanadmin@avaya.com.
information, and has done so by providing to Plan participants a             The information from your HQA and the results from your biometric
Notice of Privacy Practices, which describes the ways that the Plan          screening will be used to provide you with information to help you
uses and discloses protected health information. To receive a copy           understand your current health and potential risks, and may also be
of the Plan’s Notice of Privacy Practices you should contact Avaya’s         used to offer you services through the well-being program, such as
Health Plan Administrator, who has been designated as the Plan’s             health coaching, physical activity opportunities, and healthy-habit
contact person for all issues regarding the Plan’s privacy practices and     tracking tools. You also are encouraged to share your results or
covered individuals’ privacy rights. You can reach this contact person       concerns with your own doctor.
at: 350 Mount Kemble Avenue, Morristown, NJ 07960, or via e-mail at
hwplanadmin@avaya.com.

Notice Regarding Well-Being Program
Avaya’s Well-Being program is a voluntary well-being program
available to all employees. The program is administered according
to federal rules permitting employer-sponsored well-being programs
that seek to improve employee health or prevent disease, including
the Americans with Disabilities Act of 1990, the Genetic Information
Nondiscrimination Act of 2008, and the Health Insurance Portability
and Accountability Act, as applicable, among others. If you choose to
participate in the well-being program you may be asked to complete

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Legal Reminders

Protections from Disclosure of Medical Information                             You may not be discriminated against in employment because of the
We are required by law to maintain the privacy and security of your            medical information you provide as part of participating in the well-
personally identifiable health information. Although the well-being            being program, nor may you be subjected to retaliation if you choose
program and Avaya may use aggregate information it collects to                 not to participate.
design a program based on identified health risks in the workplace,            If you have questions or concerns regarding this notice, or about
Aetna will never disclose any of your personal information either              protections against discrimination and retaliation, please contact
publicly or to the employer, except as necessary to respond to                 Aetna at 1-877-508-6927.
a request from you for a reasonable accommodation needed to
participate in the well-being program, or as expressly permitted by            HIPAA Special Enrollment Rights for Medical Plan Coverage
law. Medical information that personally identifies you that is provided
                                                                               Loss of Eligibility for Other Health Coverage
in connection with the well-being program will not be provided
to your supervisors or managers and may never be used to make                  If you are declining medical plan enrollment for yourself or your
decisions regarding your employment.                                           dependents (including your spouse) because of other health insurance
                                                                               or group health plan coverage, you may be able to enroll yourself and
Your health information will not be sold, exchanged, transferred, or
                                                                               your dependents in the medical plans under the Avaya Inc. Health &
otherwise disclosed except to the extent permitted by law to carry
                                                                               Welfare Benefits Plan, the Avaya Inc. Health & Welfare Benefits Plan
out specific activities related to the well-being program, and you will
                                                                               for Salaried Employees, or any other group health plan(s) that are
not be asked or required to waive the confidentiality of your health
                                                                               applicable to your health status and may be maintained by Avaya
information as a condition of participating in the well-being program
                                                                               from time to time (collectively and/or individually, as applicable, the
or receiving an incentive. Anyone who receives your information for
                                                                               “Plan” or “Health Plan”), or switch health benefit options under the
purposes of providing you services as part of the well-being program
                                                                               applicable plan, if you or your dependents lose eligibility for that other
will abide by the same confidentiality requirements.
                                                                               coverage (or if the employer stops contributing toward your or your
The only individuals who will receive your personally identifiable             dependents’ other non-COBRA coverage). However, you must request
health information are the account management team at Aetna and                enrollment within 31 days after the date your or your dependents’ other
Aetna Customer Care Management Unit representatives in order to                coverage ends (or after the employer stops contributing toward the
provide you with services under the well-being program.                        other coverage) by contacting the Avaya Health & Benefits Decision
                                                                               Center at 1-800-526-8056 (option 1). Loss of eligibility for coverage
In addition, all medical information obtained through the well-being           includes:
program will be maintained separate from your personnel records,
information stored electronically will be encrypted, and no information
you provide as part of the well-being program will be used in making
any employment decision. Appropriate precautions will be taken to
avoid any data breach, and in the event a data breach occurs involving
information you provide in connection with the well-being program,
we will notify you immediately.

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