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Connected - Benham Publishing
Well
Connected
                                                                          October 2020

                                                    Official Magazine for Liverpool Chamber

A New Dawn
What next for businesses in the
Liverpool City Region?

 INSIDE...
 •   Trading for the future – what challenges ahead in 2021?
 •   Liverpool City Plan providing a roadmap for a post-Covid recovery
 •   Building Back Better through the Good Business Festival

Liverpool                                                                          Connect
                                                                                   Support
Chamber                                                                            Thrive.
Connected - Benham Publishing
Connected - Benham Publishing
CONTENTS

                                                                                        Find Inside
                                                                                        4-5   Economy
                                                                                        7     Message from CEO
                                                                                        8     New Members
                                                                                        9     Post Brexit Recruitment
                                                                                        11    Patron News
                                                                                        16-17 Patron News
                                                                                        18-19 Liverpool City Plan
                                                                                        20    Ask the Experts
                                                                                        21-22 Restart-Recovery
                                                                                        25-30 Cover Feature - International
                     7       18                                                         32    International Business Festival
                                                                                        35    Transport
                                                                                        41    Skills & Employment
                                                       21                               42-43 Infrastructure and
                                                                                              Regeneration
                                                                                        44-45 Finance for Business
                                                                                        46-48 Members News
                                                                                        49    Staff Directory
                                                                                        50    5 Minutes with...

                                                                                                        45

                                            25 32

                                                                                             43

Enquiries                                 Published                                  Disclaimer
Liverpool Chamber                         October 2020 © Benham Publishing           Well Connected is mailed without charge to
Number One Old Hall Street,               Media No. 1769                             all Chamber members and distributed at all
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t: 0151 227 1234                          Michelle Cameron                           addressed to the Editorat Liverpool Chamber.
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w: www.liverpoolchamber.org.uk            Advertising and Features                   those of Liverpool Chamber. Reprinting in whole
                                          Karen Hall                                 or part is forbidden except by permission of the
Publisher
                                          Tel: 0151 236 4141                         Editor. © 2020. Whilst every effort is made to
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Liverpool                               @LpoolChamber            @LiverpoolChamber                   Liverpool Chamber               3
Chamber
Connected - Benham Publishing
BRITISH CHAMBERS OF COMMERCE
    LOOKING AHEAD
    The survey of over 6,400 firms, employing more than 800,000 people, points to continued stagnation amid rising
    business costs and a slowing global economy. The balance of firms reporting improved cash flow – a key indicator
    of the health of businesses – remains very weak across both manufacturing and service sectors. Indicators for
    improvements across investment and business confidence also show continuing downward trends.

                                                                                                                                           Firms facing pressures to raise prices due to
                                           0%                                                      0%                                      the following factors:
                                                                                                                                                                                   Manufacturing Sector
                                 -25%                 +25%                                 -25%              +25%

                                                                                                                                                                                   Service Sector
                                                                                                                                                              72%
                    -50%                                        +50%          -50%                                     +50%
                                                                                                                                                                                                       59%

                                        +35%                                                      +29%
                                                                                                                                                                                                 46%

                  -75%                                               +75%   -75%                                            +75%
                                                                                                                                                                    33%
     Prices

                                                                                                                                               28% 29%                                 28%
                                                                                                                                                                                 19%
                     -100%                                   +100%             -100%                                +100%
                     ...of manufacturers expect their prices                   ...of service firms expect their prices
                      to increase, unchanged from Q3 2019                      to increase, up from +28% in Q3 2019
                                                                                                                                                  Pay       Raw materials Financial costs          Other
                                                                                                                                              settlements                                        overheads

                                                                                                                                               Balance of firms increasing investment in training
                                          0%                                                       0%
                                                                                                                                    40%
                                 -25%                +25%                                  -25%              +25%

                                                                                                                                    30%

                    -50%                                       +50%           -50%                                    +50%          20%
     Investment

                                                                                                                                    10%

                  -75%
                                        +11%                     +75%       -75%
                                                                                                  +11%                      +75%
                                                                                                                                     0%

                                                                                                                                    -10%

                         -100%                               +100%             -100%                                +100%          -20%
                                                                                       ...of service firms increased                        QES %
                            ...of manufacturers increased
                          investment in training in Q4 2019,                           investment in training in Q4                -30% Balance
                                up from +8% in Q3 2019                               2019, down from +13% in Q3 2019                   2007     2009      2011      2013           2015      2017     2019
                                                                                                                                               Manufacturing Sector QES            Service Sector QES

                                                                                                                                                Balance of firms reporting improved cash flow
                                          0%                                                       0%
                                                                                                                                    30%
                                 -25%                +25%                                  -25%             +25%

                                                                                                                                    20%

                    -50%                                                      -50%                                    +50%
                                                                                                                                     10%
                                                               +50%
     Cash Flow

                                                                                                                                     0%

                  -75%
                                        +1%                      +75%       -75%
                                                                                                  +2%                   +75%
                                                                                                                                    -10%

                                                                                                                                   -20%

                                                                                                                                   -30%
                     -100%                                   +100%                 -100%                            +100%
                           ...of manufacturers reported                                ...of service firms reported                      QES %
                         improved cash flow in Q4 2019, up                                                                         -40% Balance
                                                                                     improved cash flow in Q4 2019,
                                                                                                                                       2007     2009      2011      2013           2015      2017     2019
                                 from -7% in Q3 2019                                   down from +5% in Q3 2019
                                                                                                                                               Manufacturing Sector QES            Service Sector QES

                                          0%                                                       0%                                           UK GDP growth and QES balance of firms confident
                                 -25%                +25%                                  -25%              +25%
                                                                                                                                   80%                    their turnover will increase         2.0%

                                                                                                                                   60%                                                                      1.5%
    Confidence

                                                                                                                                   40%                                                                      1.0%
                   -50%                                        +50%           -50%                                    +50%

                                                                                                                                   20%                                                                      0.5%

                  -75%
                                        +27%                     +75%       -75%
                                                                                                  +32%                  +75%
                                                                                                                                    0%

                                                                                                                                   -20%
                                                                                                                                                                                                            0.0%

                                                                                                                                                                                                            -0.5%

                                                                                                                                   -40%                                                                     -1.0%

                     -100%                                   +100%             -100%                                +100%          -60% QES %                                                      GDP %    -1.5%
                          ...of manufacturers are confident                      ...of service firms are confident                       Balance                                             Growth (ONS)
                                                                                                                                   -80%                                                                     -2.0%
                         turnover will increase in the next 12                 turnover will increase in the next 12                   2007      2009       2011    2013     2015         2017     2019
                          months, up from +25% in Q3 2019                       months, up from +30% in Q3 2019                             GDP Growth      Service Sector QES         Manufacturing QES

4
                                                                                                                                           www.britishchambers.org.uk | @britishchambers
Connected - Benham Publishing
ECONOMY

BRITISH CHAMBERS OF COMMERCE
LOOKING AHEAD
The survey of over 6,400 firms, employing more than 800,000 people, points to continued stagnation amid rising
business costs and a slowing global economy. The balance of firms reporting improved cash flow – a key indicator
of the health of businesses – remains very weak across both manufacturing and service sectors. Indicators for
improvements across investment and business confidence also show continuing downward trends.

                                                                                                                                       Firms facing pressures to raise prices due to
                                       0%                                                      0%                                      the following factors:
                                                                                                                                                                               Manufacturing Sector
                             -25%                 +25%                                 -25%              +25%

                                                                                                                                                                               Service Sector
                                                                                                                                                          72%
                -50%                                        +50%          -50%                                     +50%
                                                                                                                                                                                                   59%

                                    +35%                                                      +29%
                                                                                                                                                                                             46%

              -75%                                               +75%   -75%                                            +75%
                                                                                                                                                                33%
 Prices

                                                                                                                                           28% 29%                                 28%
                                                                                                                                                                             19%
                 -100%                                   +100%             -100%                                +100%
                 ...of manufacturers expect their prices                   ...of service firms expect their prices
                  to increase, unchanged from Q3 2019                      to increase, up from +28% in Q3 2019
                                                                                                                                              Pay       Raw materials Financial costs          Other
                                                                                                                                          settlements                                        overheads

                                                                                                                                           Balance of firms increasing investment in training
                                      0%                                                       0%
                                                                                                                                40%
                             -25%                +25%                                  -25%              +25%

                                                                                                                                30%

                -50%                                       +50%           -50%                                    +50%          20%
 Investment

                                                                                                                                10%

              -75%
                                    +11%                     +75%       -75%
                                                                                              +11%                      +75%
                                                                                                                                 0%

                                                                                                                                -10%

                     -100%                               +100%             -100%                                +100%          -20%
                                                                                   ...of service firms increased                        QES %
                        ...of manufacturers increased
                      investment in training in Q4 2019,                           investment in training in Q4                -30% Balance
                            up from +8% in Q3 2019                               2019, down from +13% in Q3 2019                   2007     2009      2011      2013           2015      2017     2019
                                                                                                                                           Manufacturing Sector QES            Service Sector QES

                                                                                                                                            Balance of firms reporting improved cash flow
                                      0%                                                       0%
                                                                                                                                30%
                             -25%                +25%                                  -25%             +25%

                                                                                                                                20%

                -50%                                                      -50%                                    +50%
                                                                                                                                 10%
                                                           +50%
 Cash Flow

                                                                                                                                 0%

              -75%
                                    +1%                      +75%       -75%
                                                                                              +2%                   +75%
                                                                                                                                -10%

                                                                                                                               -20%

                                                                                                                               -30%
                 -100%                                   +100%                 -100%                            +100%
                       ...of manufacturers reported                                ...of service firms reported                      QES %
                     improved cash flow in Q4 2019, up                                                                         -40% Balance
                                                                                 improved cash flow in Q4 2019,
                                                                                                                                   2007     2009      2011      2013           2015      2017     2019
                             from -7% in Q3 2019                                   down from +5% in Q3 2019
                                                                                                                                           Manufacturing Sector QES            Service Sector QES

                                      0%                                                       0%                                           UK GDP growth and QES balance of firms confident
                             -25%                +25%                                  -25%              +25%
                                                                                                                               80%                    their turnover will increase         2.0%

                                                                                                                               60%                                                                      1.5%
Confidence

                                                                                                                               40%                                                                      1.0%
               -50%                                        +50%           -50%                                    +50%

                                                                                                                               20%                                                                      0.5%

              -75%
                                    +27%                     +75%       -75%
                                                                                              +32%                  +75%
                                                                                                                                0%

                                                                                                                               -20%
                                                                                                                                                                                                        0.0%

                                                                                                                                                                                                        -0.5%

                                                                                                                               -40%                                                                     -1.0%

                 -100%                                   +100%             -100%                                +100%          -60% QES %                                                      GDP %    -1.5%
                      ...of manufacturers are confident                      ...of service firms are confident                       Balance                                             Growth (ONS)
                                                                                                                               -80%                                                                     -2.0%
                     turnover will increase in the next 12                 turnover will increase in the next 12                   2007      2009       2011    2013     2015         2017     2019
                      months, up from +25% in Q3 2019                       months, up from +30% in Q3 2019                             GDP Growth      Service Sector QES         Manufacturing QES

                                                                                                                                                                                                                          5
                                                                                                                                       www.britishchambers.org.uk | @britishchambers
Connected - Benham Publishing
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6
Connected - Benham Publishing
If we have learnt
anything it is to
take nothing
for granted.
It is probably an                                This is a perfect example of how
                                                 businesses need to adapt to survive
understatement to say                            and I am constantly impressed with the
that 2020 has been an                            flexibility and pragmatism shown by our
                                                 members. Businesses generally don’t expect
extraordinary year.                              a great deal from anyone including the
The coronavirus has consumed our lives           government. With a focus on survival they
                                                 do what needs to be done and this attitude      successful
in so many ways – even the simplest of
                                                 has been widely demonstrated across the         if businesses
things that we once took for granted now
                                                 sector throughout this pandemic.                are involved and
require having a protocol in place. Despite
                                                                                                 we will continue to work
the brief respite in August when the virus
                                                 What they do ask for however is clarity         with City Plan partners to maintain a
dangled a carrot and we emerged into
                                                 and the ability to get on and do what they      collaborative and constructive relationship
what was left of summer hopeful of a
                                                 do best – create jobs and support the           as well as engaging members.
“return to normal”, it is now clear that it is
                                                 local economy. They don’t want confusion,
we who need to adapt to live with a virus                                                        As always the Magazine has some
                                                 constant policy changes, unnecessary
which isn’t going anywhere soon.                                                                 excellent examples of how our members
                                                 bureaucracy and above all the “unknowns”.
                                                                                                 are continuing to adapt and thrive despite
It seems an age since we were having a
                                                 As part of the British Chambers of              the pandemic. These articles also serve
debate on the impact of Brexit. Will we/
                                                 Commerce we will continue to lobby              as a useful reminder that not everything
won’t we leave? Will we/won’t we agree
                                                 government on these issues and one of           is about Covid-19. All those issues which
a trade deal? Brexit and the impact on
                                                 the few positives to have emerged from          were important to us before remain just as
the economy of a no deal scenario was
                                                 this crisis is the increased awareness          important – in some cases even more so.
pushed off the front pages pretty quickly
                                                 across Whitehall of the need to engage
by Covid-19 but the issues haven’t gone                                                          Whether it is the increasing threat of
                                                 the business sector as evidenced by some
away and businesses have been quietly                                                            climate change, the ongoing challenge of
                                                 of the recent policy decisions, particularly
getting on with preparations for a new                                                           unemployment and skills gaps or the need
                                                 from the Treasury.
trading environment despite not having                                                           for more investment in local and regional
all the pieces of the jigsaw. This edition of    I have also been privileged to be part of       transport connections, the Chamber
Well Connected looks at how our members          the partnership developing the Liverpool        will continue to work with you to enable
are preparing for what could still be a step     City Plan (pages 18 and 19). Like businesses,   solutions which help your business be more
into the unknown, and how the Chamber,           cities need to adapt and be flexible to         resilient and thrive.
working with the Department for                  survive and Liverpool has been through its
International Trade and other members,           fair share of disruptors which have required    Paul Cherpeau
can support them.                                a new way of thinking. The Plan can only be     CEO, Liverpool Chamber of Commerce

Liverpool                                                                                                                                      7
Chamber
Connected - Benham Publishing
NEW MEMBERS

                                                                                                                      Connect
    Welcome                                                                                                           Support
    to our new Chamber Members                                                                                        Thrive.

    SOKA Studio                                       building coherent, smart brands that           Find out more on page 30 where
                                                      connect and resonate with target audiences.    Managing Director, Liang Zhang, features
    New to Liverpool, and led by the award-
    winning graphic designer Sophie Karaer,                                                          in our Ask the Expert feature.
                                                      Having recently made the move to
    SOKA provides the full package of creative        Liverpool, we are excited about the
    services to businesses and individuals            prospect of working with clients in the
    across the UK. Whether you’re looking to          Liverpool city region.
    increase awareness or drive product sales,
    you can have ultimate confidence in us.           Trust us to create the types of promotional
                                                      assets that will give customers a true
    SOKA have the proven ability to craft the         flavour of your brilliance; before they even
    types of content sure to make the desired         meet you. Visit our website
    impression on prospective and established         https://sokastudio.co.uk/                      Apoc IT Solutions Limited
    customers. Working for clients in such varied                                                    Apoc IT Solutions Limited help companies
    industries as legal services, alternative                                                        get the best out of their IT solutions,
    energy, cosmetics and marketing; we’re                                                           disaster recovery specialists dealing
    always open to fresh challenges.                                                                 with cyber-attacks, losing datacentres
                                                                                                     and email server solutions. Offering a
    Having initially set up 5 years ago in rural                                                     free review on your current setup, please
    Lincoln, SOKA have gone on to achieve                                                            contact to discuss your requirements and
                                                      East Link International                        create a 5 year plan so you can sleep easy
    success in the promotion of nationally-
    recognised brands and businesses. Fuelled
                                                      Trading Ltd                                    and not worry about your IT Infrastructure.
    by this success, the SOKA team has been           East Link International Trading Ltd
                                                                                                     Visit our website www.apocit.com
    expanded; drawing the talents of creatives        specialises in sourcing high quality –
    from around the UK.                               Made in China – products across all
                                                      industry sectors; achieved through a
    With a completely agile and responsive            highly experienced sourcing team and
    team; SOKA offers the complete creative           established business relationships in
    package, from branding, through to                China. With their industry leading buying
    e-commerce websites and everything in             power, they are able to guarantee the
    between. Our collective mission is to assist in   lowest product prices within the highly
    effective articulation of business messages;      competitive trading market.

     Membership of the Chamber gives your business access to the largest and most diverse
      network of businesses in the Liverpool City Region. Find out more about how you can
     be part of the network by visiting www.liverpoolchamber.org.uk or by contacting our
        membership team on 0151 227 1234 or membership@liverpoolchamber.org.uk
8
Connected - Benham Publishing
POST BREXIT RECRUITMENT

Post Brexit
Recruitment
The new system: Sponsor                           for at least six months, possibly longer. This    •   Detailed training on the current
                                                  will have significant implications on your            Points Based system, including employee
Licences
                                                  recruitment strategy and business planning.           sponsorship and sponsor duties;
Brexit is the biggest change to immigration
law in a generation.                              The Government is encouraging all                 •   The implications of Brexit on your people;
                                                  employers who do not currently hold a
Post-Brexit, the new Skilled Worker visa          sponsor licence who will (or may) want to         •   The EU Settlement Scheme;
will be the main route of entry for skilled       employ non-UK nationals from 1 January
                                                                                                    •   The new Skilled Worker visa route;
workers who have a job from an approved           2021 to apply for their sponsor licenses now:
sponsor.                                          “If you are not currently approved to be a
                                                                                                    •   Balancing immigration and
                                                  sponsor but think that you are likely to need
                                                                                                        employment law compliance.
This will apply to EU and non-EU nationals        to sponsor skilled migrant workers from 1
alike (aside from EU nationals who have           January 2021, you can apply for approval (a       Our approach is to make training as
obtained settled/ pre-settled status,             “sponsor licence” now) ... You are encouraged     interactive and engaging as possible using
or Irish nationals who are exempt). The           to apply early, even if you are not sure if you   practical and fun techniques including
Government has announced that this new            will need to sponsor migrants under the new       case studies, quizzes and games.
visa will be based on Tier 2 of the current       system from January 2021”. (Tier 2 and 5:
Points Based System. Although full details        Guidance for Sponsors, UKVI, 6 April 2020)        Training can be delivered in person at your
have yet to be published, it is clear that                                                          offices, or ours, or remotely via Webinar –
in order to access the scheme, employers          Training                                          whichever works best for you. Our trainers
will need to register with UK Visas and                                                             are fully qualified employment lawyers who
                                                  As the UK leaves the EU, more and more
Immigration to become licensed sponsors.                                                            also specialize in business immigration.
                                                  businesses will need to get to grips with the
                                                  UK’s immigration system than ever before, if      They have many years of experience of
Without a licence, your business may not                                                            dealing with these in practice for a wide
be able to recruit non-UK nationals after 31      they want to be able to recruit and employ
                                                  non-UK nationals. When free movement              range of clients, from SMEs to Plcs.
December 2020.
                                                  ends on 31 December 2020, all businesses will
                                                                                                    How we can support you
How to apply for a licence                        need to adapt to a new compliance regime.
                                                                                                    Our Business Immigration team has a
Getting a sponsor licence before 1 January        We have the knowledge and experience              wealth of experience supporting clients
2021, and getting the application right first     to help your business confidently and             with sponsor licence applications and
time, is business critical.                       successfully navigate these changes.              providing employers with the tools and
                                                  We have a proven track record in                  knowledge they need. Please contact
The application process involves completing       providing training to HR, recruitment and         laura.darnley@brabners.com to discuss
an online form and submitting detailed            operational teams on all aspects of the UK’s      how we can support you
supporting documents that meet the                immigration system. We also train senior
prescriptive requirements under the               managers and Board level directors on the
Immigration Rules. This can prove tricky, given   specific compliance obligations associated
the detailed and complicated requirements         with holding licensed sponsor status.
under the rules. However, it is more than
simply a form filling exercise – becoming a       We help provide your people with the skills
sponsor involves accepting a high degree of       and knowledge they need to understand the
responsibility for immigration compliance.        immigration system and reduce the likelihood
                                                  of costly and damaging compliance failures.
When applying for a licence, employers
need to be able to demonstrate they can           We provide our clients with courses that
meet their compliance obligations and             are tailored to meet their specific needs
understand what is expected of them               and budgets, but common themes in
going forwards. The guidance is clear that        recent training include:
if a business applies for a licence and gets
the application wrong, they will not only         •   The legal obligations and requirements
lose their application fee, but will also be          for establishing right to work during the
prevented from reapplying for a licence               recruitment/ onboarding process;

Liverpool                                                                                                                                            9
Chamber
Connected - Benham Publishing
Richard
Corbett
GM UK and Ireland,
Voi Technology

Voi e-scooters just launched in                    distancing rules is required. E-scooters are      the Government, with in-person and online
                                                   very practical and useful for journeys of         rider education, rider identity verification,
Liverpool and we had a chance                      one to three miles, which makes up 60%            and #RideLikeVoila - our online traffic school.
to chat with Richard Corbett,                      of all road trips in the UK. They take the
                                                   pressure off Liverpool’s public transport and     On top of our existing geofencing technology
Voi’s UK General Manager,                                                                            which we are constantly updating, we have
                                                   enable people to be able to access work,
about this launch and why                          shops or just experience the city, without        been increasing significantly the number
e-scooters have an important                       having to resort to their car or worry about      of ambassadors on the street and we are
                                                   overcrowded trains or buses, particularly         working closely with the local police to help
role to play in getting people                     now with the COVID restrictions. They are         people ride safely and monitor scooter
moving safely around town.                         also easier for some people, with restricted      activity. We have started introducing number
                                                   fitness or stamina, to access than a bicycle.     plates on our e-scooters to help report
Most of our readers are probably not                                                                 misuse and increase rider responsibility.
familiar with Voi, can you tell us more            What do our readers need to do if they
about the business and the trial you’re            want to ride a Voi e-scooter?                     We are also making our e-scooters
currently doing?                                   According to the current legislation,             COVID safe, the scooters are cleaned
Voi launched back in 2018 and we are a             e-scooters are considered a motor vehicle         and disinfected every 24 hours, to ensure
Swedish micro-mobility company that offers         so Voi riders must have a provisional driving     that they can not become sources of
scooter sharing services in partnership with       license and have completed Voi’s digital          infection. Voi has added copper-tape to
cities and local communities. We currently         e-scooter traffic school - #RideLikeVoila.        the handlebars of its e-scooters, which kill
operate in over 50 cities and across eleven        We also advise our users to wear a helmet         99.98% of coronavirus on contact.
countries and we have more than six million        when riding around to protect themselves
active users riding our scooters regularly.        and we had the pleasure to give away              Overall, we want to help create greener cities
                                                   many helmets so riders are ready to go.           where people enjoy living. We are aware that
Liverpool is well known for its music history                                                        vulnerability comes in many forms and we
and Voi is making transportation history by        How much does it cost to use a Voi                are in contact with many vulnerable groups
bringing e-scooters to Liverpool. So far, the      e-scooter, are they affordable for all?           so we can swiftly tackle any issues affecting
service has been well received with many           Voi e-scooters are available to unlock for        them. For instance, to prevent clutter, we are
users moving around town using the Voi             £1 and will cost £0.20 per minute. However,       liaising with RNIB (Royal National Institute For
e-scooters. Supported by the Department            a variety of passes and discounts are             Blind People) to introduce physical parking
for Transport, the Liverpool e-scooter             available, to ensure that the e-scooters are      racks and incentivising cities to invest in more
trial is one of more than a dozen taking           accessible by all, including discounts for        dedicated parking infrastructure for micro-
place across the U.K., including in the West       key workers who need to access hospitals,         mobility in public spaces.
Midlands and Northamptonshire, where we            schools, and the city centre in their roles.
launched in September.                                                                               For more information please visit:
                                                   Are e-scooters? What are you doing                www.voiscooters.com or get in touch
What are the benefits of e-scooters?               to guarantee the safety of riders and             with us via press@voiapp.io
E-scooters are a new way to travel,                pedestrians going around town?
providing the city’s residents and visitors with   Introducing e-scooters as safely as possible is
a new low-carbon mode of transport at a            our number one priority and Voi’s operations
time when increased adherence to social            exceed the safety requirements required by
PATRON NEWS

Second wave of Covid-19 should
not force us to compromise on
vital cancer services
                                              since the first lockdown. We need to be         Rutherford Health’s network of four
As the UK gears up to                         creative and ensure that vital healthcare       cancer centres remained fully operational
face a second wave of                         services such as cancer care are not in any     throughout the first lockdown and provided
                                              way disrupted by the second wave.”              its services to NHS Trusts who needed
Covid-19 in what will be                                                                      additional capacity for their cancer
                                              Mike Moran spoke after it was revealed in
a very difficult winter                       an NHS Confederation report that the NHS
                                                                                              patients at the height of the first wave.

for our healthcare                            faces a ‘triple whammy’ this winter due to      Mike Moran believes a similar approach is
                                              a second wave, treatment backlogs, and          needed but on a much larger scale: “There
services, many leading                        reduced capacity due to infection control       has been a lot of terrific collaboration
                                                                                              between the public and independent
experts and healthcare                        measures in hospitals.
                                                                                              sectors to ensure cancer patients receive
providers are warning                         “We are already grappling with an enormous      the treatments they need in a timely
                                              backlog, some three million people missed       manner. This needs to be expanded and
of the dangers further                        cancer screenings since March according         utilised more effectively or we risk the
                                              to Cancer Research UK. Any disruption
restrictions could pose                       to services because of a second wave
                                                                                              backlog getting completely out of control.”

to vital cancer services.                     could cause enormous damage to patient          The centre in Liverpool, the Rutherford
                                              outcomes for many years to come.                Cancer Centre North West, is based in
Mike Moran, CEO of Rutherford health                                                          the Knowledge Quarter in Paddington
which operates the network of Rutherford      “We need to be proactive in finding             Village and launched earlier this year.
Cancer Centers across the UK including        solutions that allows us to tackle both         All Rutherford Cancer Centres provide
one in Liverpool, warned that cancer          challenges without having to make terrible      chemotherapy, immunotherapy,
care can end up becoming the biggest          choices yet again. For a start, diagnosis and   radiotherapy and high energy proton
casualty of the second wave: “We are          testing must be ramped up with urgency          beam therapy as well as an advanced
in a very precarious situation. Further       so that cancer patients can get on a clear      suite of diagnostic services. The Liverpool
restrictions will disproportionately harm     treatment pathway as soon as possible.          centre will be additionally equipped with
cancer services and the NHS has only just     We must also utilise the capacity of the        Elekta’s latest technology in precision
started to properly restart cancer services   independent sector more effectively.”           radiotherapy, the Unity MR Linac machine.

Liverpool                                                                                                                                   11
Chamber
Woolton Golf
Club are
delighted to
announce
THAT THE MAJOR
REFURBISHMENT
OF THE
CLUBHOUSE
IS DUE TO BE
COMPLETED IN
DECEMBER 2020
The modernised clubhouse will include
a new function suite, new bars, dining
room and separate lounge. All these
facilities will be available to members,
visitors and guests attending events
hosted at the club.
Woolton Golf Club is an exclusive members club with a rich history, situated
in the heart of South Liverpool. The club’s vision is to further develop both
the course and the clubhouse to ensure visitors enjoy a fantastic experience,
whether out on the course or in the modernised clubhouse facility.
Established in 1901, Woolton Golf Club is a mature tree lined course in Woolton, an affluent, leafy
suburb in South Liverpool. It is ideally located for functions, family gatherings and weddings, with free
parking available.

We look forward to welcoming old and new members
For further information, contact the office on
0151 486 2298 (option 4), or take a look at our
website www.wooltongolfclub.com
GENT MILLIO
                                          U

                                    N

                                                                  N
                                        EN
                                    P
                                             NIE                  A
                                                    S APP E

As we head to our 140th year                                   L
we are reviving our founder’s                                                                        Could you help
                                                                                                        us raise a
rallying cry with our ‘Million                                                                       million pennies
Pennies Appeal – children                                                                            by 1 December?
supporting children!’
As one of Liverpool’s major charities, we support
children and young people through schools, care
homes, family, community and social work
services, helping the most vulnerable in our
communities.

Your support can make a difference to a young
persons future!

Call or email now to request a collection tub and
ask you staff, customers, colleagues and friends
to help you fill it!

               0151 261 4498
               fundraising@wearenugent.org
               wearenugent.org
N427 | Corporate Trustee: Nugent Care 2019 Ltd (Company No: 12227571), Registered Charity 1187072.
Nugent Care Registered Charity: 1187072-1. Visual concept by Rose (8) and Theo (5).
Bauer Media, Chasing the
Stigma and stars pledge
to make the UK kinder as
research finds that 2 in 3
Brits agree it is now more
important than ever to be
kind to others
The campaign,                                     link between kindness and mental health
                                                  was recognised; over 75% agreed that
                                                                                                  national
                                                                                                  awareness days,
supported by Little Mix,                          both performing and receiving acts of
                                                  kindness helps boost a positive mindset.
                                                                                                  we should be opening
                                                                                                  dialogue, making sure people know what
Olly Murs, James Bay                                                                              support resources are available and giving
                                                  To reach its 10,000 pledge goal, star           them a space to find help.”
and Laura Whitmore,                               supporters of the campaign Little Mix, Olly
                                                  Murs, James Bay and Laura Whitmore              Lucie Cave, Creative Editorial Director,
aims to encourage                                 will be sharing their stories of kindness and   Bauer Media said: “We’ve been proactively
                                                  inspiring fans to get involved. Absolute        campaigning for mental health awareness
people to be kinder this                          Radio will also be replacing ad breaks with     with Where’s Your Head At? since 2018
                                                  an instrumental song for the first time ever,   and know mental health is even more of
World Mental Health Day                           encouraging listeners to take time to think     an issue this year with coronavirus and
                                                  about the power of words, their mental          lockdown impacting our livelihoods. Please
Liverpool-based national mental health            health and how they can help the people         join us and Chasing the Stigma and help
charity Chasing the Stigma has partnered          around them.                                    us reach 10,000 pledges – they can be
with Bauer Media and Where’s Your Head                                                            as small as checking in with a friend or
At? to support the launch of the media            The interactive digital map has been built      saying hello to a neighbour – it’s about
brand’s #PledgeKindness campaign.                 in partnership with Chasing the Stigma’s        the commitment of writing it down and
                                                  Hub of Hope app; which brings together          spreading kindness and happiness with
The campaign asks Brits to do something           all the mental health support available         someone else!”
kind for someone else by ‘pinning’ their          to someone in any given area. The Hub
pledges to an interactive digital map, aiming     of Hope is the only service of its kind that    Natasha Devon MBE, Mental Health
to collect 10,000 pledges by World Mental         brings together NHS, voluntary, grassroots,     Campaigner and Co-Founder of Where’s
Health Day on Saturday 10th October.              private and third sector mental health          Your Head At? said: “Doing an act of
                                                  support details nationally and locally,         kindness releases endorphins which,
The partnership comes following research          with over 1,800 services registered and its     long term, help combat the mental and
revealing two thirds of Brits agreed that it is   database growing daily.                         physical effects of stress and anxiety.
now more important than ever to be kind to                                                        Being on the receiving end of an act
others, with almost half (48%) stating they       Jake Mills, Founder of Chasing the Stigma,      of kindness fosters connection, which
are more open to helping to people than           added: “It’s great to be a part of this         has been shown in numerous studies to
they were before, new research from Bauer         campaign which highlights mental health         improve brain chemistry. With experts
Media finds. According to the study, more         and we hope people get involved and             describing the mental health impact of
than half of people had received a small act      #PledgeKindness. Year after year, we are        COVID as ‘a pandemic within a pandemic’,
of kindness from a family member or a friend      faced with the same reality that thousands      it’s never been more important for us to
during the pandemic, with more than 1 in          of lives are being lost to suicide. There       #PledgeKindness to one another.”
5 receiving one from a complete stranger.         were 5,691 suicides registered in England
These gestures of kindness have led to an         and Wales in 2019, many of which weren’t        For more information on the campaign
improved sense of community; 74% stated           known to the system, and COVID-19 is            and to pledge a small act of kindness
they now have a better community with             having a catastrophic effect on people          now, please visit https:/
                                                                                                                          /www.
their neighbours compared to before.              across the UK. Every day, not just on           wheresyourheadat.org/

66% also noted that they appreciate the
little things more, stating that small acts
that were previously dismissed – such as
smiling more or picking up the phone –
now seem more extravagant. Plus, a strong

Liverpool                                                                                                                                      15
Chamber
3. Ensure employees have the tools to
                                                                                                   function reliably, effectively and keep
                                                                                                   in touch through use of the most
                                                                                                   suitable communication equipment.
                                                                                                   The goal should be to communicate
                                                                                                   virtually as closely to a normal office
                                                                                                   environment as possible. If you have
                                                                                                   daily or regular team meetings, these
                                                                                                   should continue to keep the focus and
                                                                                                   the remote employee feel part of the
                                                                                                   office-based team.

                                                                                                4. Clearly communicate and involve the
                                                                                                   remote employees in the company
                                                                                                   vision, key targets and appropriate
                                                                                                   developments within the business.

     ARE YOU IN OR
                                                                                                5. Take the time to review your systems.
                                                                                                   Look and see if your system can work
                                                                                                   remotely or look at swapping out old
                                                                                                   systems to cloud based telephony

     ARE YOU OUT?
                                                                                                   which can work at home, on the move
                                                                                                   or in the office.

     THE REMOTE
                                                                                                6. Utilise webinars rather than email
                                                                                                   to keep employees feeling connected,
                                                                                                   involved and minimising potential for
                                                                                                   feelings of isolation.

     WORKING
                                                                                                The key component for success is
                                                                                                communication and continuity. Reliable,
                                                                                                secure and efficient IT and telecom

     HOKEY COKEY!!
                                                                                                systems can support the required
                                                                                                communication. This can include internet
                                                                                                connection with built in failover onto
                                                                                                the mobile network, ability to take calls
                                                                                                remotely and VPN access to servers or
                                                    in their work life balance and often,
     Managing Remote                                savings in time and travel costs. Many
                                                                                                data centres. You should ensure the
                                                                                                business functions to the same level
     Working: The New                               organisations, including tech, banking
                                                                                                whether the employee is working remotely
                                                    and SME’s, continue to encourage their
                                                                                                or in the office, while also enhancing the
     Normal                                         employees to work remotely.
                                                                                                experience for the remote employee
                                                                                                through the feeling of connectivity and
     Covid 19 has changed everything.               If increased remote working is the new
                                                                                                having the same level of technical support
     Sometimes we are in and sometimes we           normal, businesses and managers must
     are out of the workplace. At the time                                                      and equipment, regardless of location.
                                                    focus on supporting their employees,
     of writing, the government has stated          both remotely and office based, and         At BT Local Business Liverpool, Chester and
     they we should work from home where            ensure the goals of the business are        North Wales, we have a team of experts
     we can, less than one month after              achieved.                                   with extensive knowledge of successful
     advising us to return to the office. Things
                                                                                                remote working. If you would like a free
     will never be the same again as people         Tips for managing remote teams include
                                                                                                demonstration on how cloud telephony
     become customed to remote working              the following.
                                                                                                works and how this would benefit your
     and flexibility is essential. From the start
                                                    1. Trust your employees. Flexibility and    business, we would be happy to help
     of lockdown in the UK, businesses had
                                                       understanding are necessary to           all Liverpool Chamber members and
     to adapt and find a way to function
                                                       support their new working environment.   associated businesses. Please call us on
     efficiently with employees, many of whom
     had no experience of remote working.              Manage by results and output rather      01704 898210
     From box rooms to dining tables being             than the watchful eye.
                                                                                                Andy MacGregor
     made into offices, recent studies have
     shown that employees have embraced             2. Be clear with expectations and how the   Managing Director. BT Local Business
     the change, finding improvements                  remote working will function.            Liverpool, Chester & North Wales

16
PATRON NEWS

  Challenging times require strong
  leaders and a great response.
It is safe to say 2020 has not gone the way we all had planned it would. We are
living in a new world that brings more uncertainty and questions every day
that no one expects or has answers for. Every news article and professional
opinion varies from the next and all this has had a profound and lasting impact
on businesses across the UK. We have weathered storms and uncertainty in
the past, notably the 2008 crash, however, this is different. Many businesses
are questioning their next step or frantically striving to keep things going, but
when all is said and done, we will get through this crisis. Those of us that call
Merseyside our home are a plucky bunch that won’t give up without a fight.
1. Communicate with your employees            values and circumstances will help you      the right person. How do you feel when it
Your employees need to know what              identify more like them.                    happens to you? How do you feel about
is going on. You will find they are                                                       the company you are engaging with?
                                              4. Don’t blame Covid for poor service
understanding and share the same
                                              and response times.                         It is tough to provide a good response in
emotional stress and uncertainty that is
                                              Everyone reading this will undoubtably      times of crisis. Your resources are stretched,
keeping you awake at night. Share with
                                              have heard of, or experienced, slower       and time is precious, so why not consider a
your employees what is happening, when
                                              response times during this crisis. Phones   back-up plan? Many companies outsource
and how. Regardless of the uncertainty,
                                              ringing out, emails unanswered for days,    some of the above challenges either in
anxiety and risk, you will get a better and
                                              live chat sessions disconnected or being    part, as an overflow arrangement, or fully
more meaningful outcome by sharing your
                                              sat in a queue on hold to get through to    outsourced. You need to decide what
business strategy with your employees.
                                                                                          is best for your customers and business.
You will not have all the answers to their
                                                                                          Outsourcing will achieve a better response
questions but by sharing regular updates
                                                                                          time, higher levels of customer service and
you will find it emboldens them to commit
                                                                                          enable you and your employees to save
and drive forward with change. After all,
                                                                                          much needed time.
we are all in this together.
                                                                                          James Massey, Head of Sales and
2. Adapt to market trends
                                                                                          Marketing at Face For Business, works
Look at current market trends and                                                         with businesses to help them work smarter
understand what your customers value.                                                     and more efficiently. Face For Business
This is especially difficult in the current                                               specialises in telephone answering, virtual
climate, however, getting it right will pay                                               receptionists and website live chat.
off. Understanding your customers’ values
and pains will help you adapt your service
and product offering. Get it right, and by
the time this crisis passes, you may find
                                                                                          Face For
your business has a new revenue stream.
                                                                                          Business - We
3. Focus on your honeypots
Every business has their honeypot
                                                                                          are always
customers that regularly buy your services
or products. During times like these it is                                                here for your
essential that you go above and beyond
for these customers. Understanding their                                                  business.
Liverpool                                                                                                                                  17
Chamber
Liverpool
     sets out bold
     roadmap for
     post-COVID 19
     recovery
 A bold ‘Team Liverpool’ roadmap to drive the
 city forward beyond the COVID-19 pandemic
 was launched on Monday 5 October.

18
LIVERPOOL CITY PLAN

            The City Plan is a commitment from               A low carbon, connected and accessible
            key public, private and voluntary sector         city - A city with smart, clean, accessible
            partners to tackle inequalities to give          and integrated infrastructure, where
            everyone a better quality of life – regardless   organisations, businesses and residents are
            of background, identity or postcode.             all playing their part in responding to the
                                                             climate emergency and speeding the city’s
            It aims to give people a voice to shape          transition to zero carbon.
            the way we deliver public services
            across communities by focusing on six            The most exciting city in the UK –
                                                             culture, sport and creativity is Liverpool’s
            priority areas and using shared resources
                                                             USP and makes the city attractive for
            to transform the agenda for health,
                                                             residents, workers, visitors and investors.
            education, neighbourhoods, economy,
            culture and climate.                             Key ambitions include:

            Half of Liverpool’s neighbourhoods are           •   Halving the projected life expectancy
            amongst the 10 per cent most deprived                gap with the England average from 2.8
            in England, which creates a unique                   to 1.4 years.
            pressure upon, and demand for, local
                                                             •   Reducing infant deaths by a third
            services at a time when public spending
            is becoming scarcer.                             •   Increasing school attendance and
                                                                 outcomes
            The city is proposing a fundamentally
            different approach which shifts power to         •   Improving the quality and choice of homes
            people and communities, to collaborate           •   Increasing the employment rate and
            rather than compete across organisations at          reducing the wage gap
            all levels, and to work more effectively with
                                                             •   Accelerating the move to become a
            central government and national agencies.
                                                                 zero net carbon city
            The City Plan is focused around six themes:      •   Rebooting the visitor economy

            A healthier, happier, fairer Liverpool           Mayor of Liverpool Joe Anderson said:
            for all - working together to tackle             “2020 has delivered the greatest challenge
            health inequalities and respond to               of our times and Liverpool’s response
            what matters most to people in terms             to the coronavirus pandemic has again
            of improving their health and wellbeing          shown the resilience and community spirit
            across all stages of life – Starting Well,       which makes this such a great city.
            Living Well and Ageing Well.
                                                             “We need to challenge systemic racial and
            People are educated to succeed                   indeed, all aspects of inequality, we must
            throughout life - children are ready for         change and do better. The City Plan will
            school and everyone has access to an             focus upon creating greater equality and
            inclusive, high quality education that           opportunity for everybody in everything from
            enables them to live fulfilled, happy            health to wealth, education and employment.
            and productive lives. Employment
                                                             “Now more than ever, we need a
            prospects improve through lifelong
                                                             partnership between local stakeholders
            learning and access to technical and
                                                             and citizens as we drive our city forward in
            professional skills.                             this new landscape. It will require radically
                                                             rethinking the way we deliver public
            Safe and thriving neighbourhoods
                                                             services. The focus will be on how we work
            - all residents live in safe, inclusive and
                                                             collectively to build upon the strengths of all
            welcoming neighbourhoods, where
                                                             our employers, residents and communities.
            people choose and aspire to live, raise
            their families and grow old. Public services     “The City Plan will help unify public services in
            are aligned with local need to reduce            Liverpool and will focus on the strengths and
            inequalities within the city.                    needs of individuals and neighbourhoods.
                                                             Early help and prevention will be central, and
            A strong and inclusive economy - A               communities will be increasingly empowered
            productive, innovative, sustainable and fair     to make decisions and influence things
            economy, where businesses thrive through         which matter and are of value to them.”
            nurturing talent from all communities and
            provide good jobs with fair pay, conditions      You can view the Liverpool City Plan at
            and progression.                                 https:/
                                                                   /cityplanliverpool.co.uk/

Liverpool                                                                                                        19
Chamber
ASK THE EXPERTS

 Find out more about the
 Chamber’s Business Restart &
 Recovery Affinity Services

 Members of Liverpool Chamber can                                       reliable PCR testing supported by rapid antibody testing for staff
                                                                        at a location of the business’s choosing.
 access excellent assistance through
                                                                        Deep Clean Solutions
 our Business Restart & Recovery affinity                               Parthenon’s deep clean solutions provide access to a deep clean
 schemes. These cover a range of                                        solution and consultancy at a discounted rate to meet government
                                                                        standards of cleanliness and provide peace of mind to staff,
 professional services as well as access                                customers and suppliers alike. Upon confirmation of your membership
 to practical support relating specifically                             you will be given your welcome pack with your unique log in details.

 to Covid-19. Make sure you make the                                                Chamber Roadside Assistance
                                                                                    Chamber members can save 64% on Business Breakdown
 most of your Chamber membership.                                                   cover from the AA through this British Chambers of
                                                                                    Commerce affinity programme.
 Chamber Four Services
                                                                        Chamber Business Insurance
 Chamber Four Services provides access to five business advice
 lines and over 750 free business documents through an online           Coeus Insurance Management Ltd offers a diverse range of
 portal, including Chamber HR, Chamber Health & Safety, Chamber         insurance services and risk management options, fully tailored to
 Legal and Chamber Tax                                                  you and your business. As a Chamber member you will have access
                                                                        to a range of exclusive member insurance benefits, designed to
 Chamber Finance Finder                                                 contribute towards the success of your business
 In partnership with Swoop Finance and the British Chambers of
                                                                        Member - Entrepreneur Package
 Commerce, the Chamber Finance Finder platform simplifies and
 speeds up the funding process, matching member businesses with         AJ Barnes Financial Planning are pleased to offer a range of
 the right funding solutions across loans, equity and grants.           support and advice to Liverpool Chamber members as part of
                                                                        your membership. The level of support varies on the level of your
 Chamber Mediation                                                      membership but includes telephone advice service/secure Zoom,
 Chamber Members have access to a low cost mediation service            access to a qualified Financial Adviser and ability to ask questions
 designed to help local businesses reduce the cost of disputes during   on a range of issues from retirement planning, protection planning,
 these difficult times. Provided in partnership with Mediate Legal,     specialist banking & lending and investment & tax planning.
 members businesses can access dispute mediation support to settle
                                                                        Professional Services
 employment or commercial litigation at discounted or pro bono rates.
                                                                        As Covid-19 lockdown restrictions have started to ease, companies
 COVID Testing Solutions                                                will need to act fast and implement plans to minimise the impact
 Members of the Chamber have exclusive access to a business-            on their business. Begbies Traynor Group has provided guidance
 focussed Coronavirus testing service delivered by Randox Health        below that companies can follow to survive the challenges over
 and the Ghosh Medical Group. The service provides local and            the coming months.

                             For more details on all the schemes visit:
      https:/
            /www.liverpoolchamber.org.uk/services/membership/partnership-business-services.aspx
                            or contact membership@liverpoolchamber.org.uk

20
RESTART RECOVERY

Doing
business
in a post-
coronavirus
world
For many businesses,                           As lockdown restrictions ease in
                                               many areas, and businesses begin to
                                                                                            This may involve entering into formal
                                                                                            negotiations with creditors, including HMRC;
2020 has been a year to                        tentatively look ahead to 2021, many         restructuring the company to free up both
forget. Unprecedented                          will be concerned what the impact            money and resources; seeking emergency
                                               of both Brexit and the hangover from         funding; or, if the company is beyond the
business disruption as a                       Covid-19 will have on their activities and   point of rescue, we can also explain what
result of the coronavirus                      opportunities. In a time of unparalleled     your options are when it comes to placing
                                               uncertainty, planning for a future and       the company into liquidation.
pandemic, has affected                         seeing where their business fits amidst
companies across the                           the spectre of Covid-19, is an extremely     Jason Greenhalgh and Keith Tully are Partners
                                               challenging task.                            at Begbies Traynor’s Liverpool office and they
globe, decimating trade                                                                     are on hand to provide sound and actionable
and seeing business                            Seeking expert business support and
                                               advice at an early stage could be the
                                                                                            advice to sole traders and owners of SMEs
                                                                                            as they navigate these uncertain times. For
activity grind to a halt.                      difference between your company fighting     immediate help and advice, contact our
                                               for survival, or actively thriving, as the
In Liverpool, 3,884 companies are                                                           Liverpool office today on 0151 227 4010.
                                               country adapts to the ‘new normal’. If
classed as being in ‘significant’ financial
                                               your business is struggling to service its   Keith Tully
distress, according to latest figures from
                                               outgoings - whether as a direct result of    07969 905 654
Begbies Traynor’s Red Flag Alert report,
                                               the coronavirus crisis, or due to existing   keith.tully@btguk.com
up 3% on the same period last year. With
government support schemes being               issues - or if you are concerned as to how
                                               viable your business is going forward, we    Jason Greenhalgh
wound down and costs returning to
                                               can help you understand your current         07810 751 788
businesses, it is unsurprising that many are
contemplating what the future holds.           position, and the options open to you.       jason.greenhalgh@btguk.com

Liverpool                                                                                                                                    21
Chamber
RESTART RECOVERY

     Corporate &
                                                                                                             About Us
                                                                                                             Coeus Insurance Management Ltd offers
                                                                                                             a diverse range of insurance services and

     Commercial Insurance:
                                                                                                             risk management options, fully tailored to
                                                                                                             you and your business. Here’s why Coeus
                                                                                                             Insurance Management Ltd is the right

     Supporting
                                                                                                             Insurance Broker for you:

                                                                                                             •   Our dedicated team of experts
                                                                                                                 have the vast industry knowledge and

     Businesses in a post
                                                                                                                 their experience, in excess of 50 years is
                                                                                                                 extensive, that’s how we know you’re in
                                                                                                                 the right hands.

     Covid-19 World
                                                                                                             •   It’s completely hassle-free – our team
                                                                                                                 will remain dedicated to your business,
                                                                                                                 taking ownership of the entire process.
                                                                                                                 Once you’re partnered with Coeus
                                                                                                                 Insurance, we will remove all of your
                                                       In addition, the Insurance Market had
     As businesses, we are living                      already begun shifting towards a ‘Hard-
                                                                                                                 insurance worries and concerns.

     through unprecedented                             Market Cycle’ over the previous 12 months.
                                                                                                             •   Cost-effective – we will source and
     times and even as the                             What does this mean for my                                implement the correct policy you
                                                                                                                 require for the most reasonable
     economy starts to open                            Business?                                                 financial cost available.
                                                       Rate/Premium Increases when my profit
     up, we are all wrestling                          margins are already under pressure.                   •   Communication is key – you can rely
     with significant challenges.                      How can Coeus Insurance
                                                                                                                 on our team to be a constant support
                                                                                                                 network to you, providing information,
     We must however keep                              Management Ltd help my Business?                          advice and guidance thoroughly and
     one eye on the future – to                        Savings! Coeus Insurance are well placed to               consistently as and when it is required.
                                                       deliver cost efficiencies and reductions for
     understand how recovery                           Businesses through their proven expertise
                                                                                                             •   We are independently owned – this
                                                                                                                 grants us the freedom to place
     might look, what we                               and relationships in the UK Insurance Market.
                                                                                                                 business with an insurer that is the most
                                                       Holding agencies with a large number of
     can do to protect profit                          financially secure insurers, this allows Coeus
                                                                                                                 suitable match for our clients’ unique
                                                                                                                 requirements.
     margins and prepare for a                         Insurance to place business with whichever
                                                       insurer best suits their Client’s requirements.
     bounce back into growth.
                                                       This is delivered by:
     Impact on Insurers                                •   Insurance Review and Appraisal (free of charge)
     It is, of course, very difficult to predict how   •   Risk Analysis
     an economic recovery might take shape,            •   Insurance Programme Design
     however we do know that the impact of
     Covid-19 on Insurers financial outlooks will      This is the perfect opportunity to be
     be severe. Insurers will likely need to adjust    proactive by putting your insurance
     their budgets and implementation plans,           placement at the top of your agenda
     cash flow expectations, and investment            rather than the bottom and benefit
     portfolios in light of recent developments.       from Premium Savings today!!

22
Organisational Risk
and Survival – Take a
Holistic Approach
As we navigate through                                company’s property or assets), loss of
                                                      raw material, digital property, harm to
                                                                                                         for updating their staff on the situation.
                                                                                                         Additionally, they should encourage
these uncertain times,                                staff, customers, or general public                an open dialogue wherever possible,
                                                                                                         whether that’s video calls through Zoom
many organisations are                            -   People (Insider risk) – lack of appropriate
                                                      vetting, training & awareness, poor staff
                                                                                                         or similar tools. At times you should give
                                                                                                         people the opportunity to have individual
making the agonising                                  and management culture, disgruntled
                                                                                                         calls so concerns can be raised in a safe
                                                      staff (especially in key areas), illegal
                                                                                                         environment for them,” says Nick.
decision to let go of                                 workers, journalists etc. All can create
                                                      vulnerabilities and therefore lead to              Nick finishes “Ultimately, your people are
staff or shut down                                    reputational and financial loss.                   your strongest asset. We all need to help
altogether.                                       -   Resilience – A key failure point for               one another through these times – whether
                                                                                                         that is doing our bit in the community,
                                                      businesses is the lack of resilience
                                                      internally but also their supply chain             reallocation of resource, change of business
‘How can we survive?’
                                                      and or that of their customers.                    delivery to negotiating payments or
As Nick Holden, MD of NexusProtect, reflects,                                                            fostering a mental health scheme. We can
“We need to take a considered approach            -   Risk Management – Is it effective                  only get through this if we work together.”
and make the most of the resources available          and is a true picture of the business
to us. We need to be truly innovative when            risks or the perception of similar                 NexusProtect has had an extremely
looking a how we deliver services which can           business or experiences?                           busy 6 months through Covid 19 with
mean a whole new business direction”.                                                                    teams supporting national guarding
                                                  All the above also need to be taken into               mobilisations, 100 plus schools with data
“Without a doubt, the coronavirus pandemic        account whilst finding a new direction                 protection advice during there changes to
has had a devastating effect on UK                through Covid 19.                                      more online learning and messaging. Nick’s
businesses. At NexusProtect, we specialise                                                               team have also been supporting several
in business continuity in the face of a crisis.   It can be said that in some cases, the crisis          organisations with crisis management,
What is important right now is to take stock      has accelerated businesses need to change              business continuity, Covid 19 H&S advice
of the situation, reallocate human resources,     but this must be planned and not knee jerk!            and security advice with vacant properties
redistribute funds and adapt your working                                                                as well as unsecured assets.
                                                  Examples:
methods to maintain cash flow.”
                                                                                                         NexusProtect provides individual or multi
                                                  IT and remote working
So, how exactly can we adapt to ensure                                                                   layered services from advice, review &
                                                  Nick reiterates, the point of changing priorities
our organisations weather the storm?                                                                     assurance, training & awareness, operational
                                                  when it comes to company spending. One area
                                                                                                         delivery to strategic direction. In all cases
There is no one-size-fits-all when it comes       that should not be underfunded, he stresses, is
                                                                                                         our holistic view and approach means that
to managing risk for organisations. That          IT infrastructure and cybersecurity. “Never has
                                                                                                         a businesses can make the right decisions
is why the NexusProtect team take a               investment in IT been so timely – particularly
                                                                                                         as well as save money due to appropriate
different approach: a truly holistic, 360°        with so many of us working from home,” says
                                                                                                         spending, loss prevention and a USP’s – ‘Safe
view looking at all areas of the business,        Nick. “You need to ask yourself – does your
                                                                                                         Pair of Hands’, ‘ Back to Work – Stay at Work’
how they fit together and produce the             business have resilient IT infrastructure? What is
most operationally efficient delivery.            the cost of the additional bandwidth needed            For more information about how
                                                  to support homeworking?”                               NexusProtect can help you and your
To add to the Covid crisis today’s
                                                                                                         organisation please visit the website at
organisations face threats from multiple          In reality, the danger is too great not to invest in
                                                                                                         www.nexus-protect.com or send us an
directions both internal and external.            cyber defences – particularly with the new wave
                                                                                                         email at protect@nexus-global.co.uk
                                                  of coronavirus-themed spam we’re seeing.”
-   Cyber - The digital threat – cyber
    criminals but also disgruntled staff and      Mental Health
    or poor staff training and awareness
                                                  As up to 8 million of us prepare to continue
    (accidental). This could lead to
                                                  to work from home, many workers could
    data breaches under GDPR, loss of
                                                  struggle with adjusting to the continued
    commercial sensitive information and
                                                  isolation.
    intellectual property.
-   Physical threat -Theft, fraud, industrial     “A strong organisation has a robust internal
    espionage (selling or damaging a              communications policy and approach

Liverpool                                                                                                                                                 23
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