List of Prices and Services
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
List of Prices and Services Prices for services in standardized business transactions, in the provision of payment services and in check transactions with corporate customers, unless specified in the price list or other postings
List of Prices and Services
1 General Information About the Bank .........................................................................................4
1.1 Name and Address of the Bank ..........................................................................................4
1.2 Communication With the Bank ..................................................................................................4
1.3 Internal Complaints Office of the Bank .....................................................................................4
1.4 Authorized Supervisory Authority ..............................................................................................4
1.5 Entry in the Commercial Register .............................................................................................4
1.6 Contract Language ....................................................................................................................4
1.6.1 Business Days of the Bank .......................................................................................................5
2 Savings Account .......................................................................................................................5
3 Current Account for Companies ................................................................................................5
3.1 Account Management ...............................................................................................................5
3.2 Bank Statement .........................................................................................................................5
4 Provision of Payment Services to Corporate Customers ..........................................................6
4.1 Transfers ...................................................................................................................................6
4.1.1 Money Transfers within Germany and Other States of the European Economic Area (EEA) in
Euro or Other EEA Currencies ..................................................................................................7
4.1.1.1 Acceptance Period (s) for Transfers (Manual or Electronic) .....................................................7
4.1.1.2 Execution Periods .....................................................................................................................7
4.1.1.3 Fees for the Execution of Transfers ..........................................................................................8
4.1.1.4 Other Charges ...........................................................................................................................9
4.1.1.5 Fees for Incoming Transfers .....................................................................................................9
4.1.1.6 Other Fees ............................................................................................................................. 10
4.1.2 Transfers within Germany and Other States of the European Economic Area (EEA) in the
Currencies of a Country Outside the EEA (Third Country Currency) and Transfers to
Countries Outside the EEA (Third Countries) ........................................................................ 11
4.1.2.1 Acceptance Period (s) for Transfers (Manual and Electronical)) ........................................... 11
4.1.2.2 Execution Periods .................................................................................................................. 11
4.1.2.3 Fees for the Execution of Transfers ....................................................................................... 11
4.1.2.4 Other Fees ............................................................................................................................. 13
4.1.2.5 Fees for Incoming Transfers from Germany and from Other Countries of the European
Economic Area (EEA) in Non-EEA Currencies (Third Country Currency) and Transfers from
Non-EEA Countries (Third Countries) .................................................................................... 13
4.1.2.6 Other Fees ............................................................................................................................. 14
4.2 SEPA Real-Time Transfers .................................................................................................... 14
4.2.1.1 Amount Limit .......................................................................................................................... 14
4.2.1.2 Order ...................................................................................................................................... 14
4.2.1.3 Acceptance Period(s) for Transfers (Paperless via Online Banking ...................................... 14
4.2.1.4 Execution Period .................................................................................................................... 14
4.2.1.5 Crediting a Transfer ............................................................................................................... 14
4.2.1.6 Fees for Execution of a Real-Time Payment ......................................................................... 15
4.2.1.7 Fees for Acceptance of a Real-Time Payment ...................................................................... 15
4.2.1.8 Other Fees ............................................................................................................................. 15
4.3 Debit Advice Transactions ..................................................................................................... 16
November 10, 2020 Page 2 of 25List of Prices and Services
4.3.1 Direct Debit Authorization Using the Payment Card of the Payer at a Point of Sale (Electronic
Direct Debit) ........................................................................................................................... 16
4.3.2 SEPA Basic Direct Debit ........................................................................................................ 16
4.3.2.1 Execution Periods .................................................................................................................. 16
4.3.2.2 Fees ....................................................................................................................................... 16
4.3.3 SEPA Corporate Direct Debit ................................................................................................. 16
4.3.3.1 Execution Periods .................................................................................................................. 16
4.3.3.2 Fees ....................................................................................................................................... 16
4.3.4 Cash Withdrawal .................................................................................................................... 17
4.3.5 Card-Based Payment Transactions ....................................................................................... 17
4.4 Check Transactions ............................................................................................................... 17
5 Loans for Corporate Customers ............................................................................................. 18
5.1 Special Services in the Lending Business (Corporate Customers) ....................................... 18
5.1.1 In Loan Processing ................................................................................................................ 18
5.1.2 In Collateral Processing ......................................................................................................... 18
5.2 Guarantees............................................................................................................................. 19
5.3 Other Chargeable Services .................................................................................................... 19
5.4 Information (Obtained on Behalf of the Customer, without Any Existing Legal or Contractual
Obligation of the Bank, or the Bank Obtaining the Information in Its Own Interest) .............. 19
6 Securities Services and Related Services ............................................................................. 20
7 Futures Contracts ................................................................................................................... 20
8 Custody Services ................................................................................................................... 20
9 Miscellaneous ........................................................................................................................ 21
10 Exchange Rate for Foreign Currency Transactions ............................................................... 22
10.1 Principle.................................................................................................................................. 22
10.2 Price Determination ................................................................................................................ 22
10.2.1 Relevant Reference Foreign Exchange Rate ........................................................................ 22
10.2.1.1 Determining the Reference Foreign Exchange Rate ............................................................. 22
10.2.1.2 Publication of Foreign Exchange Rates ................................................................................. 22
10.2.1.3 Relevant Reference Foreign Exchange Rate ........................................................................ 22
10.2.2 Surcharges and Discounts on the Reference Foreign Exchange Rate ................................. 22
11 Reference Legal Obligations of Payment Service Providers in Relation to Processing
Personal Data for the Purposes of Money Laundering and Terrorist Financing Prevention . 25
November 10, 2020 Page 3 of 25List of Prices and Services
1 General Information About the Bank
Changes to the general information about the bank are derived from our business correspondence or
the account statement.
1.1 Name and Address of the Bank
Name of the bank: North Channel Bank GmbH & Co. KG
Address: Erthalstraße 1, Bonifaziusturm B
Postcode / city: 55118 Mainz
Phone: 06131 / 6693 – 0
Fax: 06131 / 6693 – 200
Internet: www.northchannelbank.de
Please note: For the transmission of orders by fax or via Internet customers shall use the
communication channels agreed with the bank such as e.g. online banking.
1.2 Communication With the Bank
The relevant bank address for the individual business relationship or other communication addresses of
the bank will be provided separately.
1.3 Internal Complaints Office of the Bank
Customers may submit a complaint to the following complaints office:
Beschwerdestelle@northchannelbank.de
1.4 Authorized Supervisory Authority
Federal Financial Supervisory Authority (BAFIN), Graurheindorfer Strasse 108, 53117 Bonn
Registration Number ID100340
1.5 Entry in the Commercial Register
Commercial Register A of Mainz Local Court (Amtsgericht) HRA 41054
1.6 Contract Language
The relevant language for the business relationship with the customer is German.
November 10, 2020 Page 4 of 25List of Prices and Services
1.6.1 Business Days of the Bank
A business day is any day on which the payment service providers involved in the execution of a
payment transaction maintain the business operations required to execute such payment transactions.
The bank maintains the business operations required to execute payments on all working days, with the
exception of:
• Saturdays
• December, 24th and 31st
• Carnival Monday (Rosenmontag)
• Holidays in Rhineland-Palatinate
• Working days on which the bank in charge of a respective account has closed
for particular local reasons (such as carnival, staff meeting) and these days
were announced in advance outside the branch office.
2 Savings Account
Not available
3 Current Account for Companies
3.1 Account Management
Current accounts for companies Monthly basic price flat rate as per individual
agreement
Account access via online banking Acc. to separate agreement
Account access via EBICS Acc. to separate agreement
Cancellation and adjustment entries due to incorrect postings are not subject to charge. Insofar as statutory regulatons do not
contradict the charging of fees.
3.2 Bank Statement
Bank statement once per calendar month EUR 0.00
Reproduction of an account statement / duplicate account statement on request of the customer
- Automated (as far as possible for recent account statements) up to and including 6 months after
initial production per statement EUR 10.00
- Manual (older statements if automatic creation is no longer possible) postage
(More / longer) from 6 months after issuance per statement EUR 20.00
November 10, 2020 Page 5 of 25List of Prices and Services 4 Provision of Payment Services to Corporate Customers 4.1 Transfers Please note EEA stands for the European Economic Area. The European Economic Area currently includes the EU member states Belgium, Bulgaria, Denmark, Germany, Estonia, France (including French Guiana, Guadeloupe, Martinique, Mayotte, Reunion), Finland, Greece, Ireland, Italy, Croatia, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Austria, Poland, Portugal, Romania, Sweden, Slovakia, Slovenia, Spain, Czech Republic, Hungary, United Kingdom of Great Britain and Northern Ireland as well as Cyprus, Iceland, Liechtenstein and Norway. The EEA currencies currently include: Euro, British Pound Sterling, Bulgarian Lev, Danish Krone, Icelandic Krone, Croatian Kuna, Norwegian Krone, Polish Zloty, Romanian Lei, Swedish Krona, Swiss Franc, Czech Koruna, and Hungarian Forint. IBAN = International Bank Account Number BIC = (Business) Bank Identifier Code November 10, 2020 Page 6 of 25
List of Prices and Services
4.1.1 Money Transfers within Germany and Other States of the European
Economic Area (EEA) in Euro or Other EEA Currencies
4.1.1.1 Acceptance Period (s) for Transfers (Manual or Electronic)
On business days of the bank for:
Bank transfer executed as a SEPA payment 2.30 pm
Bank transfer executed as a SEPA-express payment 11.00 am
Bank transfer in EUR 2.30 pm
Bank transfer in GBP 11.15 am
Bank transfer in CHF (to Liechtenstein) 09.30 am
The bank's business days are specified in section 1.6.1
4.1.1.2 Execution Periods
The bank is obligated to ensure that the transfer amount arrives at the payment service provider of the
payee no later than:
Bank transfer orders in Euro
Electronic transfer order * Maximum one business day
Manual transfer order Maximum two business days
* Bank transfer via self-service terminal, telephone banking, online banking or remote data transfer.
Transfer orders in other EEA currencies
Electronic transfer order* 4 business days
Manual transfer order 4 business days
*Bank transfer via self-service terminal, telephone banking, online banking or remote data transfer.
November 10, 2020 Page 7 of 25List of Prices and Services
4.1.1.3 Fees for the Execution of Transfers
Please note: The following fees do not apply if and to the extent that the execution of money transfers
is already included in the price of a comprehensive account maintenance package or if separatete terms
and conditions have been contractually agreed.
If the payer expressly gives no other instruction, payer and payee each pay the fees charged by their
respective payment service provider.
The payer is subject to the following charges:
* Money transfer order with payee's IBAN
in euros within the bank
SEPA and real-time payments EUR 0.00 per transaction
* Money transfer order with payee's IBAN
in euros to another financial institution (S€PA participant)
SEPA and real-time payments EUR 0.00 per transaction
* Money transfer order in EUR within EU/EEA
Fee schedule SAH (not SEPA participant)
per transaction 1.5 ‰ min. EUR 20.00 max. 250.00
* Money transfer order in EUR within EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 40.00 max. 275.00
* Money transfer order in EUR/EAA currency within EU/EEA
Fee schedule SAH
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
* Money transfer order in EUR/EAA currency within EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 45.00 max. 275.00
Surcharge on urgent payment (urgent & instruction “Same Day Value”) EUR 25.00 per transaction
Surcharge NONSTP EUR 50.00 per transaction
(Straight through processing is not possible)
November 10, 2020 Page 8 of 25List of Prices and Services
4.1.1.4 Other Charges
Reasonable refusal to execute an authorized transfer order due to
insufficient funds or due to missing information EUR 25.00
Processing of a revocation of a money transfer after receipt of the transfer order
(precondition: the order has not yet been released by the bank EUR 50.00
Processing of the recovery of a money transfer with incorrect customer identification
information provided by the customer EUR 70.00
Plus external fees
Set up / change of standing order not available
4.1.1.5 Fees for Incoming Transfers
Please note: The following fees do not apply if and to the extent that the execution of money transfers
is already included in the price of a comprehensive account maintenance package or if separatete terms
and conditions have been contractually agreed (see section 3.1 “Account Management”).
The bank is entitled to deduct its applicable fee from the transfered amount prior to credit entry. In this
case, the bank will separately disclose the full amount of the transfer and the applicable fee.
In case of an incoming transfer, the bank charges the following fees:
Transfer in EUR via SEPA EUR 0.00 per transaction
Transfer in EUR via SWIFT / TARGET
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 20.00 max. 250.00
Transfer in EUR via SWIFT / TARGET
Fee schedule BEN
per transaction 1.5 ‰ min. EUR 20.00 max. 250.00
Transfer in EEA currency via SWIFT / TARGET
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
Transfer in EEA currency via SWIFT / TARGET
Fee schedule BEN
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
Foreign currency conversion fee 0,25‰ of the order amount
If the customer does NOT maintain a foreign currency account in the appropriate currency minimum EUR 10.00
No fees apply if the transfer order contains the payer’s payment instruction “payer pays all fees”.
November 10, 2020 Page 9 of 25List of Prices and Services
4.1.1.6 Other Fees
Processing of a transfer return (return) EUR 35.00
(Return of a payment to the payer from the customer account with NCB)
Processing of a request for further information on incoming remittances – inquiry
EUR 35.00
Plus external fees
Fees due to incorrect postings are not subject to charge. Insofar as statutory regulatons do not contradict the charging of fees.
November 10, 2020 Page 10 of 25List of Prices and Services
4.1.2 Transfers within Germany and Other States of the European Economic
Area (EEA) in the Currencies of a Country Outside the EEA (Third
Country Currency) and Transfers to Countries Outside the EEA (Third
Countries)
Please note: A third country currency is, for example, the US dollar. Third countries are all countries
outside the European Economic Area (see section 4.1).
4.1.2.1 Acceptance Period (s) for Transfers (Manual and Electronical))
On bank business days for:
Transfer in CHF 09.30 am
Transfer in JPY, AUD 10.15 am
Transfer in CAD, MXN 11.30 am
Transfer in USD 01.45 pm
4.1.2.2 Execution Periods
Money transfers will be made as soon as possible.
4.1.2.3 Fees for the Execution of Transfers
Please note: The following fees do not apply if and to the extent that the execution of money transfers
is already included in the price of a comprehensive account maintenance package or if separatete terms
and conditions have been contractually agreed.
If the payer expressly fails to instruct otherwise, the payer and the payee shall each pay the charges
applied by their payment service provider ("SHA"). In the case of the "SHA" payment order, any charges
may be deducted from the transfer amount by intermediary payment service providers established in a
country outside the EEA and by the payee's payment service provider.
In the case of a transfer outside the EEA, the payer may choose between the following fee distributions:
I. SHARE: The payer and the payee shall each pay the fees charged by their payment service
provider. In the case of the "SHA" payment order, any charges may be deducted from the
transfer amount by intermediary payment service providers located in a country outside the EEA
and by the payee's payment service provider.
II. OUR: Payer pays all fees (only possible with separate agreement). In the case of the "OUR"
charge instruction, any fees may be deducted from the transfer amount by any of the payment
service providers involved.
III. BEN: The payee pays all charges. In case of the "BEN" charging instruction: the payee pays all
fees, which means that the intermediary payment service providers may deduct fees from the
transfer amount, if applicable. This charge instruction can only be commissioned in third
countries (only outside the EU/EEA).
November 10, 2020 Page 11 of 25List of Prices and Services
* Transfers within Germany and Other States of the European Union Economic Area (EEA) in
Currencies of a Country Outside of the EEA (Third Country Currencies):
* Transfer order in third country currency within the EU/EEA
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
* Transfer order in third country currency within the EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 55.00 max. 300.00
* Transfers to Non-EEA Countries (Third Countries)
* Transfer order in EUR outside of the EU/EEA
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 20.00 max. 250.00
* Transfer order in EUR outside of the EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 50.00 max. 300.00
* Transfer order in EU/EEA currency outside of the EU/EEA
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
* Transfer order in EU/EEA currency outside of the EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 55.00 max. 300.00
* Transfer order in third country currency outside of the EU/EEA
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
* Transfer order in third country currency outside of the EU/EEA
Fee schedule OUR (possible with special agreement only)
per transaction 1.5 ‰ min. EUR 55.00 max. 300.00
Surcharge urgent payment (Urgent & instruction Same Day Value) EUR 25.00 per transaction
Surcharge NONSTP EUR 50.00 per transaction
(Straight through processing is not possible)
November 10, 2020 Page 12 of 25List of Prices and Services
4.1.2.4 Other Fees
Justified rejection of the execution of an authorized transfer order due to
insufficient funds or due to missing/ incorrect information EUR 25.00
Processing of a transfer revocation after receipt of the transfer order
(Precondition: The order has not yet been released by the system) EUR 50.00
Processing of the recovery of a money transfer with incorrect
indication of the payee’s customer identification by the customer EUR 50.00
Bank’s efforts to recover third country payments with incorrect
indication of the customer identification of the payee by the customer EUR 70.00
Plus external fees
4.1.2.5 Fees for Incoming Transfers from Germany and from Other Countries
of the European Economic Area (EEA) in Non-EEA Currencies (Third
Country Currency) and Transfers from Non-EEA Countries (Third
Countries)
Please note: The following fees do not apply if and to the extent that the execution of money transfers
is already included in the price of a comprehensive account maintenance package or if separatete terms
and conditions have been contractually agreed (see section 3.1 “Account Management”).
The bank may deduct its fee from the amount transferred before the deposit. In this case, the bank will
separately disclose the full amount of the transfer and the applicable fee.
The person responsible for bearing the charges incurred for executing the transfer is determined by the
fee arrangement between the payer and his payment service provider. The following agreements are
possible
For a payment order within the EEA:
I. SHARE: The payer and the payee shall each pay the fees charged by their payment service
provider. In the case of the "SHA" payment order, any charges may be deducted from the
transfer amount by intermediary payment service providers and by the payee's payment service
provider.
For payments received from outside the EEA:
II. OUR: The payer pays all fees.
III. BEN: The payee pays all fees. If the payment instruction “BEN” is given, any of the intermediary
payment service providers may deduct fees from the transfer amount.
November 10, 2020 Page 13 of 25List of Prices and Services
In case of an incoming payment, the bank charges the following fees:
Payment in currencies of a country outside of the EEA,
Foreign currencies, and payments from non-EEA countries
Fee schedule SHA
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
Fee schedule BEN
per transaction 1.5 ‰ min. EUR 25.00 max. 250.00
Surcharge NONSTP per transaction EUR 50.00
(Straight through processing is not possible)
Foreign currency conversion fee 0,25‰
If the customer does NOT maintain a foreign currency account in the appropriate currency EUR 10.00
4.1.2.6 Other Fees
Processing of the return of a payment (return) EUR 35.00
(Return of a payment to the payer from the customer account at NCB)
Processing of a request for further information on an incoming payment – inquiry
EUR 35.00
Plus external fees
Fees due to incorrect postings are not priced as far as statutory regulations are not opposed to such charges.
4.2 SEPA Real-Time Transfers
4.2.1.1 Amount Limit
The maximum amount for a SEPA real-time transfer is EUR 15,000.00
4.2.1.2 Order
Paperless via online banking
4.2.1.3 Acceptance Period(s) for Transfers (Paperless via Online Banking
All day on all calendar days
4.2.1.4 Execution Period
The bank is obliged to ensure that the transfer amount is paid to the payment service provider of the
the payee within seconds if possible.
4.2.1.5 Crediting a Transfer
The bank is obliged towards the customer, the payee, to pay him the payment amount within seconds
of receipt.
November 10, 2020 Page 14 of 25List of Prices and Services
4.2.1.6 Fees for Execution of a Real-Time Payment
Per transaction EUR 0.00
4.2.1.7 Fees for Acceptance of a Real-Time Payment
Per transaction EUR 0.00
4.2.1.8 Other Fees
Inquiry (no error of North Channel Bank GmbH & Co. KG) EUR 25.00
Processing retrieval of a bank transfer with incorrect specification of the customer ID of the payee by
the customer EUR 70.00
Plus third-party fees
Processing a transfer return (Return) EUR 35.00
(Return of a payment to the payer from the customer account with NCB)
Processing of a request for further information on incoming transfers – inquiry EUR 35.00
Plus third-party fees
The fees due to incorrect bookings are not priced or, as far as statutory regulations on the charging of
fees provide otherwise, are not invoiced.
November 10, 2020 Page 15 of 25List of Prices and Services
4.3 Debit Advice Transactions
4.3.1 Direct Debit Authorization Using the Payment Card of the Payer at a
Point of Sale (Electronic Direct Debit)
Not available
4.3.2 SEPA Basic Direct Debit
4.3.2.1 Execution Periods
The bank is obliged to ensure that the direct debit amount is received within no longer than one business
day by the payment service provider of the payee. The bank’s business days are specified in section
1.6.1.
4.3.2.2 Fees
Direct debit redemption EUR 0.00
Justified refusal to redeem an authorized direct debit due to insufficient funds EUR 5.00
Processing of the recovery of a direct debit with incorrect indication of the payee’s
customer identification EUR 5.00
4.3.3 SEPA Corporate Direct Debit
4.3.3.1 Execution Periods
The bank is obliged to ensure that the direct debit amount is received within no longer than one business
day by the payment service provider of the payee. The bank’s business days are specified in section
1.6.1.
4.3.3.2 Fees
Verification and setup per mandate EUR 15.00
Direct debit redemption EUR 0.00
Confirmation of a SEPA B2B Direct Debit mandate
by the payer: setup or change EUR 15.00
Justified refusal to redeem an authorized
direct debit mandate due to insufficient funds EUR 15.00
Processing of the customer’s rejection of
individual direct debits EUR 5.00
November 10, 2020 Page 16 of 25List of Prices and Services 4.3.4 Cash Withdrawal Not available 4.3.5 Card-Based Payment Transactions Not available 4.4 Check Transactions Not available November 10, 2020 Page 17 of 25
List of Prices and Services 5 Loans for Corporate Customers 5.1 Special Services in the Lending Business (Corporate Customers) 5.1.1 In Loan Processing Interest certificate on request of the customer EUR 25.00 Additional interest plan / amortization schedule EUR 35.00 Unscheduled credit line or balance statement EUR 25.00 Change of instalments on customer’s request per individual agreement Confirmation of financing to third parties EUR 25.00 Calculation of a prepayment penalty per loan account per individual agreement 5.1.2 In Collateral Processing Inspection of the land register or obtaining an extract from the land register on behalf of the customer (plus applicable land register fees, as far as permitted by law) per individual agreement Inspection of a register (e.g. commercial register, association register, matrimonial register, property register) or collection of a register extract on behalf of the customer (plus register fees incured, as far as permitted by law) EUR 15.00 Exchange of collateral on behalf of the customer (calculated in individual cases at costs, plus expenses, as far as legally permissible). Rank change in the case of a real estate lien on behalf of customers (plus expenses, as far as legally permissible) per individual agreement Other declarations in connection with real estate liens, without any existing legal or contractual obligations of the bank per individual agreement Assignment of trust orders per individual agreement Settlement of trust orders on behalf of the customer per individual agreement November 10, 2020 Page 18 of 25
List of Prices and Services
5.2 Guarantees
Not available
5.3 Other Chargeable Services
Commitment fee for loans per individual
agreement
Debt capital certificate per individual
agreement
Housing allowance certificate per individual
agreement
Release of building insurance due to change of insurance carrier per individual
agreement
Preparation of an appraisal on behalf of the customer
(with object inspection) per individual
agreement
(Plus applicable costs, as far as legally permissible)
List of bank guarantees assumed on behalf of the customer per individual
agreement
Release from joint liability at the customer’s request per individual
agreement
Deposit release at customer’s request and new land register extract per individual
agreement
Retail lending business not offered
5.4 Information (Obtained on Behalf of the Customer, without Any Existing
Legal or Contractual Obligation of the Bank, or the Bank Obtaining the
Information in Its Own Interest)
Obtain a domestic bank reference at cost, minimum EUR 15.00
Obtain a foreign bank reference at cost, minimum EUR 25.00
Obtain other information at cost, minimum EUR 25.00
(Plus expenses, as far as legally
permissible)
November 10, 2020 Page 19 of 25List of Prices and Services 6 Securities Services and Related Services According to the individual agreement In addition, the bank will charge the expenses and third party costs (to the extent legally permissible in each case) charged to it by third parties for the execution of the order. Upon request, the bank shall be prepared, as far as possible, to disclose the breakdown of third party costs. Should parts of the price of a securities transaction be payable in a foreign currency, the exchange rate is determined in accordance with subsection 8 of this List of Prices and Services. If, due to tight market conditions, partial executions take place on different days, any partial execution shall be invoiced as a separate order. 7 Futures Contracts According to the individual agreement 8 Custody Services Only for existing customers per individual agreement November 10, 2020 Page 20 of 25
List of Prices and Services
9 Miscellaneous
Confirmation of the entire business relationship on behalf of the customer 75.00 EUR
Telephone call (executed on behalf of the customer, incl. VAT) 0.00 EUR
Fax (executed on behalf of the customer, incl. VAT) 0.00 EUR
Photocopy (executed on behalf of the customer, incl. VAT) 0.00 EUR
Inquiry (executed on behalf of the customer, if the investigation was caused by circumstances for which the
customer is responsible)
Invalidation procedures (plus expenses, as far as permitted by law) 0.00 EUR
Income statement 0.00 EUR
Account block on behalf of the customer 0.00 EUR
Address research 0.00 EUR
(insofar as caused by circumstances for which the customer is responsible)
Reminder 0.00 EUR
Free of charge if, in case of a consumer credit agreement, the legal default interest rate is charged to
the borrower during his contract or if the customer only falls into arrears through the reminder. The
customer reserves the right to prove the contrary that in his case no damage or only minor damage was
caused by the reminder.
Hourly rate for special services to be invoiced on a time basis (executed on behalf of the customer, without
the bank being legally obliged to do so)
0.00 EUR/hour
Subsequent correction of exemption order for capital gains if a manual calculation / cancellation of
capital gains tax / solidarity surcharge must be made (only if the correction was caused by circumstances for
which the customer is responsible) 25.00 EUR/hour
November 10, 2020 Page 21 of 25List of Prices and Services 10 Exchange Rate for Foreign Currency Transactions When converting from Euro to foreign currencies or vice versa, the following procedure shall be followed, unless otherwise agreed between the bank and the customer. 10.1 Principle For amounts up to an equivalent of EUR 500,000, the foreign exchange rate is made up of the following two components: (1) the relevant reference foreign exchange rate for the settlement date (2) a surcharge on the reference foreign exchange rate, if a conversion is made for the customer from a foreign currency into Euro, or a discount on the reference foreign exchange rate, if a conversion is made for the customer from Euro into the respective foreign currency. For amounts with an equivalent value of more than EUR 500,000.00, an individual rate setting is made by the Treasury Department (foreign exchange trading). 10.2 Price Determination 10.2.1 Relevant Reference Foreign Exchange Rate 10.2.1.1 Determining the Reference Foreign Exchange Rate The respective foreign exchange rates are determined by DZ BANK AG Deutsche Zentral- Genossenschaftsbank, Frankfurt/Main once on each trading day, starting at 1:00 p.m. (settlement period), taking into account the rates quoted on the international foreign exchange market for the respective currency. 10.2.1.2 Publication of Foreign Exchange Rates The foreign exchange rates are published each trading day on the Internet at www.genofx.dzbank.de starting at 2:00 p.m. and represent the reference foreign exchange rates of the respective currency. 10.2.1.3 Relevant Reference Foreign Exchange Rate The relevant reference foreign exchange rate corresponds to the average foreign exchange rate 10.2.2 Surcharges and Discounts on the Reference Foreign Exchange Rate The amount of the surcharge or discount in relation to the relevant reference foreign exchange rate depends on the respective currency and is shown in the following table: see next page November 10, 2020 Page 22 of 25
List of Prices and Services
Surcharge/Discount on the
Currency Reference Foreign
Code Name Exchange Rate
AED U.A.E Dirham 0,060000
AUD Australian Dollar 0,014000
BWP Botsuana 0,100000
CAD Canadian Dollar 0,012000
CHF Swiss Franc 0,004000
Offshore Renminbi
CNH (CNH) 0,200000
CNY Chinese Renminbi 0,200000
CZK Czech Crown 0,240000
DKK Danish Crown 0,040000
EUR Euro 0,000000
GBP Great Britain Pound 0,004000
HKD Hongkong Dollar 0,050000
HRK Croatian Kuna 0,120000
HUF Hungary Forint 2,600000
IDR Indonesia Rupiah 400,000000
ILS Israel New Schekel 0,060000
INR Indien Rupie 2,500000
ISK Iceland Crown 10,000000
JOD Jordan Dollar 0,010000
JPY Japanese Yen 0,480000
KRW Korean Won 50,000000
KWD Kuwait Dinar 0,006000
MAD Marocco Dirham 0,200000
MUR Mauritius Rupie 2,000000
MXN Mexican Peso 0,160000
NAD Namibian Dollar 0,160000
NOK Norwegian Crown 0,048000
NZD New Zealand Dollar 0,040000
PGK Papua New Guinea Kina 0,060000
PHP Philippines Peso 2,000000
PLN Poland Zloty New 0,080000
November 10, 2020 Page 23 of 25List of Prices and Services
RON New Romanian LEU 0,100000
RUB Russian Rubel 0,400000
SAR Saudi Real 0,060000
SEK Sweden Crown 0,048000
SGD Singapore Dollar 0,010000
THB Thailand Baht 2,000000
TND Tunesian Dinar 0,040000
TRY Turkish Lira New 0,010000
USD US Dollar 0,006000
ZAR South African Rand 0,160000
November 10, 2020 Page 24 of 25List of Prices and Services 11 Reference Legal Obligations of Payment Service Providers in Relation to Processing Personal Data for the Purposes of Money Laundering and Terrorist Financing Prevention The "Regulation (EU) 2015/847 of the European Parliament and of the Council of 20 May 2015 on information to be communicated in connection with transfers of funds" (EU Regulation on Transfers of Funds) serves the purpose of preventing, detecting and investigating money laundering and terrorist financing in connection with transfers of funds. It obliges the bank to check and transmit information on the originator (payer) and beneficiary (payee) when executing transfers of funds. This information consists of name and customer identification of the payer and payee and the payer’s address. This information consists of the name and customer identification of the payer and payee and the payer's address. In the case of transfers of funds within the European Economic Area, the payer's address may initially not be forwarded, but this information may be requested from the payee's payment service provider if necessary. When specifying name and, if applicable, address, the bank uses the data stored in its systems in accordance with the legal requirements. With the regulation it is achieved that from the payment transaction data records themselves can always be clearly determined who is the payer and who the is the payee. This also means that the bank will check payment data, answer questions of other credit institutions on the identity of the payer or payee, and to on request, the data must be made available to the appropriate authorities November 10, 2020 Page 25 of 25
You can also read
