Platinum Plus Homeshield Personal Insurance

Platinum Plus Homeshield Personal Insurance
Platinum Plus
Homeshield
Personal Insurance
rsagroup.ca
Platinum Plus Homeshield Personal Insurance
We protect                                         Your benefits
what matters                                       Your Platinum Plus Homeshield policy features:
                                                   •   All-risk coverage for the home, additional buildings and contents under
At RSA Insurance, we know that you’ve                  a single policy limit
worked hard to get where you are. That’s
why we offer Platinum Plus Homeshield—             •   $2,000,000 in personal liability coverage
to help protect your home, your way of life        •   Enhanced basis of claim settlement:
and everything that you’ve achieved.
                                                       ––   Guaranteed Replacement Cost for dwelling buildings
In addition to loss coverage for your home,            ––   Increased limits to replace or repair the damaged dwelling buildings,
Platinum Plus Homeshield offers you                         even if the cost to complete the repairs exceeds the policy limits
$2,000,000 in personal liability coverage;             ––   Cash settlement on a replacement cost basis
higher limits on your prized possessions, such
as jewellery; and a wide range of additional           ––   Provides the option of cash settlement if the dwelling building is
coverage options, including the preservation                completely destroyed by a loss
of your claims-free discount following a claim.    •   When a covered loss occurs, the by-laws coverage provides policy
                                                       limits for additional costs incurred if the policyholder must repair or
Plus, you will enjoy access to RSA’s superior
                                                       rebuild damaged property in compliance with any by-laws (up to
service—including Hassle-Free Claims®,
                                                       $100,000 in coverage) or zoning laws
flexible payment plans and an emotional
support program in the unfortunate event           •   No limit for fire department charges and debris removal resulting from a
of a loss.                                             covered loss

You’ve built a home that suits your needs and
                                                   •   Single limit coverage for personal property of students away from home
your lifestyle. By choosing RSA’s Platinum Plus    •   $10,000 in coverage for personal property of dependents in a nursing
Homeshield policy, your insurance will as well.        home or healthcare facility
                                                   •   $30,000 in coverage for financial losses resulting from identity theft,
                                                       including legal fees and lost wages
                                                   •   Increased limits of coverage for items such as jewellery ($15,000),
                                                       watercraft ($5,000), freezer food ($5,000), and bicycles or e-bikes ($3,000)
                                                   •   Up to $50,000 in coverage for contents stored in a safety deposit box
With over 300 years of experience, RSA is
                                                       (maximum of $10,000 per item)
an established insurer offering a complete
suite of tailored insurance solutions, from        •   Coverage for lock replacement (up to $2,500)
personal and small business to complex and         •   Home rental coverage, allowing you to rent your home on a short-term
multinational risks. We are one of the country’s
                                                       basis no more than four times a year to a maximum of 30 days in total in
largest insurers, working through a network
                                                       the policy term
of independent brokers across Canada.
                                                   Additional coverage options
Our expert underwriters and claims specialists
understand the value of your possessions,          To suit your unique needs, we offer a wide range of additional coverage
and our claims team has proven experience          options. Would you like to protect your claims-free discount if you suffer a
in customer service, accident investigation,       loss? Do you live in or near an earthquake-prone area? Are you concerned
claims settlement and negotiation. We offer        about the possibility of water damage from flooding or sewer back-up?
the best solutions, delivering a coast-to-coast,   Platinum Plus Homeshield offers these options and many more.
end-to-end proposition. The result is a one-stop
shop for all of your Personal Insurance needs.
                                                   To learn more, contact your insurance broker today.




                                                   © 2019 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims
                                                   and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal &
                                                   Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.
You can get one AIR MILES® Reward Mile             The information in this brochure is intended for promotional purposes only. It contains some information about coverages
                                                   and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and
for every $20 (including taxes) you spend on       services. The actual wording of the policy and the local law govern all situations. ®™ Trademarks of AM Royalties Limited
                                                   Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES® offer not available
your Personal and Commercial Insurance             in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes).
                                                   All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice.
policies from RSA.                                 For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.
Platinum Plus Homeshield Personal Insurance
Platinum Plus
Condominium
Personal Insurance
rsagroup.ca
Platinum Plus Homeshield Personal Insurance
We protect                                         Your benefits
what matters                                       Your Platinum Plus Condominium policy features:

                                                   •   All-risk coverage for the contents of your condominium
At RSA Insurance, we know that you’ve
worked hard to get where you are. That’s           •   A single limit of insurance for coverages that offer enhanced
why we offer Platinum Plus Condominium—                protection for your condominium, such as:
to help protect your home, your way of life
and everything that you’ve achieved.                   ––   Coverage to repair or replace any enhancements you’ve made on
                                                            your condominium in the event of a loss
In addition to loss coverage for the contents of
your condo, Platinum Plus Condominium offers           ––   Coverage in case you are charged a special loss assessment by
you $2,000,000 in personal liability coverage;              your condominium corporation, if their policy has inadequate
higher limits on your valued possessions, such              coverage for a loss to common property
as jewellery; and a wide range of additional           ––   Additional coverage for your unit in the event that the condominium
coverage options, including the preservation                corporation has inadequate coverage
of your claims-free discount following a loss.
                                                   •   $2,000,000 in personal liability coverage
Plus, you will enjoy access to RSA’s superior
service—including Hassle-Free Claims®, flexible    •   The option of a cash settlement to repair or replace damaged
payment plans and an emotional support                 property in the event of a total loss
program in the unfortunate event of a loss.
                                                   •   Coverage for personal property of students away from home
You’ve built a home that suits your needs
and your lifestyle. With RSA’s Platinum Plus       •   $10,000 in coverage for personal property of dependents in a nursing
Condominium policy, your insurance will                home or healthcare facility
as well.
                                                   •   Increased limits of coverage for items such as jewellery ($15,000),
                                                       watercraft ($5,000), freezer food ($5,000), and bicycles or e-bikes ($3,000)

                                                   •   Up to $50,000 in coverage for contents stored in a safety deposit
                                                       box (maximum of $10,000 per item)

                                                   •   $30,000 in coverage for financial losses resulting from identity theft,
With over 300 years of experience, RSA is              including legal fees and lost wages
an established insurer offering a complete
suite of tailored insurance solutions, from
                                                   •   Coverage for lock replacement (up to $2,500)
personal and small business to complex and         •   Home rental coverage, allowing you to rent your condominium on
multinational risks. We are one of the country’s
                                                       a short-term basis no more than four times a year to a maximum of
largest insurers, working through a network
                                                       30 days in total in the policy term
of independent brokers across Canada.

Our expert underwriters and claims specialists     Additional coverage options
understand the value of your possessions,
and our claims team has proven experience          To suit your unique needs, we offer a wide range of additional
in customer service, accident investigation,       coverage options. Would you like to protect your claims-free
claims settlement and negotiation. We offer        discount if you suffer a loss? Do you live in or near an earthquake-
the best solutions, delivering a coast-to-coast,   prone area? Are you concerned about the possibility of water
end-to-end proposition. The result is a one-stop   damage from flooding or sewer back-up? Platinum Plus
shop for all of your Personal Insurance needs.     Condominium offers these options and many more.


                                                   To learn more, contact your insurance broker today.




                                                   © 2019 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims
                                                   and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal &
                                                   Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.
You can get one AIR MILES® Reward Mile             The information in this brochure is intended for promotional purposes only. It contains some information about coverages
                                                   and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and
for every $20 (including taxes) you spend on       services. The actual wording of the policy and the local law govern all situations. ®™ Trademarks of AM Royalties Limited
                                                   Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES® offer not available
your Personal and Commercial Insurance             in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes).
                                                   All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice.
policies from RSA.                                 For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.
Platinum Plus Homeshield Personal Insurance
Comprehensive
Condominium
Personal Insurance
rsagroup.ca
We protect                                         Your benefits
what matters                                       Your Comprehensive Condominium policy features:

                                                   •   All-risk coverage for the contents of the condominium
At RSA Insurance, we know that you’ve
worked hard to get where you are. That’s           •   A single limit of insurance for coverages that offer enhanced
why we offer Comprehensive Condominium—                protection for your condominium, such as:
to help protect your home, your way of life
and everything that you’ve achieved.                   ––   Coverage to repair or replace any enhancements you’ve made
                                                            on your condominium in the event of a loss
In addition to loss coverage for your
condominium’s contents, a Comprehensive                ––   Coverage in case you are charged a special loss assessment
Condominium policy offers you $1,000,000                    by your condominium corporation if their policy has inadequate
in personal liability coverage; generous limits             coverage for a loss to common property
on your possessions, such as jewellery and             ––   Additional coverage for your unit in the event that the
bicycles; and a range of additional coverage                condominium corporation has inadequate coverage
options, including the preservation of your
claims-free discount following a loss.             •   $1,000,000 in personal liability coverage

Plus, you will enjoy access to RSA’s superior      •   Coverage in case you must repair or rebuild damaged property
service—including Hassle-Free Claims®,                 in compliance with by-laws or zoning laws
flexible payment plans and an emotional
support program to guide you in the                •   Home rental coverage, allowing you to rent your condominium on a
unfortunate event of a loss.                           short-term basis no more than four times a year to a maximum of
                                                       30 days in total in the policy term

                                                   •   Generous limits on items such as jewellery ($7,000), freezer food
                                                       ($5,000), and bicycles or e-bikes ($1,500)

                                                   •   Coverage for lock replacements (up to $1,500)

                                                   •   $30,000 in coverage for financial losses resulting from identity theft,
                                                       including legal fees and lost wages

With over 300 years of experience, RSA is          •   Coverage for personal property of students away from home
an established insurer offering a complete
suite of tailored insurance solutions, from
                                                   •   $10,000 in coverage for personal property of dependents in a nursing
personal and small business to complex and             home or healthcare facility
multinational risks. We are one of the country’s
largest insurers, working through a network        Additional coverage options
of independent brokers across Canada.
                                                   To suit your unique needs, we offer a wide range of additional
Our expert underwriters and claims specialists     coverage options. Would you like to protect your claims-free discount
understand the value of your possessions,          if you suffer a loss? Do you live in or near an earthquake-prone area?
and our claims team has proven experience          Are you concerned about the possibility of water damage from
in customer service, accident investigation,       flooding or sewer back-up? Comprehensive Condominium offers
claims settlement and negotiation. We offer        these options and more.
the best solutions, delivering a coast-to-coast,
end-to-end proposition. The result is a one-stop
                                                   To learn more, contact your insurance broker today.
shop for all of your Personal Insurance needs.




                                                   © 2019 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims
                                                   and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal &
                                                   Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.
You can get one AIR MILES® Reward Mile             The information in this brochure is intended for promotional purposes only. It contains some information about coverages
                                                   and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and
for every $20 (including taxes) you spend on       services. The actual wording of the policy and the local law govern all situations. ®™ Trademarks of AM Royalties Limited
                                                   Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES® offer not available
your Personal and Commercial Insurance             in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes).
                                                   All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice.
policies from RSA.                                 For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.
Comprehensive
Homeshield
Personal Insurance
rsagroup.ca
We protect                                         Your benefits
what matters                                       Your Comprehensive Homeshield policy features:

                                                   •   All-risk coverage for your home, additional buildings and contents
At RSA Insurance, we know that you’ve
                                                       under a single limit of insurance
worked hard to get where you are. That’s
why we offer Comprehensive Homeshield—             •   $1,000,000 in personal liability coverage
to help protect your home, your way of life
and everything that you’ve achieved.               •   Guaranteed replacement cost for your home, even if the cost
                                                       exceeds the insured limit
In addition to loss coverage for your
home and its contents, Comprehensive               •   Coverage in case you must repair or rebuild damaged property in
Homeshield offers you $1,000,000 in                    compliance with by-laws or zoning laws
personal liability coverage; generous limits
on your possessions, such as jewellery and         •   Home rental coverage, allowing you to rent your home on a short-
bicycles; and a range of additional coverage           term basis no more than four times a year to a maximum of 30 days
options, including the preservation of your            in total in the policy term
claims-free discount following a loss.
                                                   •   Generous limits on items such as jewellery ($7,000), garden tractors
Plus, you will enjoy access to RSA’s superior          ($10,000), freezer food ($5,000), golf carts ($10,000), personal
service—including Hassle-Free Claims®,                 property of a dependent at a nursing home or healthcare facility
flexible payment plans and an emotional                ($10,000), and bicycles or e-bikes ($1,500)
support program to guide you in the
unfortunate event of a claim.                      •   $30,000 in coverage for financial losses resulting from identity theft,
                                                       including legal fees and lost wages
You’ve created a home that suits your
needs and your lifestyle. By choosing              •   Coverage for lock replacement (up to $1,500)
RSA’s Comprehensive Homeshield policy,
your insurance will as well.
                                                   •   Coverage for personal property of students away from home

                                                   Additional coverage options

                                                   To suit your unique needs, we offer a wide range of additional
                                                   coverage options. Do you live in or near an earthquake-prone
With over 300 years of experience, RSA is          area? Are you concerned about the possibility of water damage
an established insurer offering a complete         from flooding or sewer back-up? Would you like to protect your
suite of tailored insurance solutions, from        claims-free discount if you suffer a loss? In the event of a loss,
personal and small business to complex and         do you wish to upgrade to more energy-efficient appliances
multinational risks. We are one of the country’s   and heating systems? Comprehensive Homeshield offers these
largest insurers, working through a network        options and more.
of independent brokers across Canada.

Our expert underwriters and claims specialists     To learn more, contact your insurance broker today.
understand the value of your possessions,
and our claims team has proven experience
in customer service, accident investigation,
claims settlement and negotiation. We offer
the best solutions, delivering a coast-to-coast,
end-to-end proposition. The result is a one-stop
shop for all of your Personal Insurance needs.




                                                   © 2019 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims
                                                   and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use by Royal &
                                                   Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company of Canada.
You can get one AIR MILES® Reward Mile             The information in this brochure is intended for promotional purposes only. It contains some information about coverages
                                                   and services offered by RSA, but does not list all the conditions and exclusions which apply to described coverages and
for every $20 (including taxes) you spend on       services. The actual wording of the policy and the local law govern all situations. ®™ Trademarks of AM Royalties Limited
                                                   Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES® offer not available
your Personal and Commercial Insurance             in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium (including taxes).
                                                   All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn without notice.
policies from RSA.                                 For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.
Comprehensive
Tenantshield®
Personal Insurance
rsagroup.ca
We protect                                         Your benefits
what matters                                       Your Comprehensive Tenantshield® policy features:

                                                   •   All-risk coverage for the contents of your home or apartment
At RSA Insurance, we not only protect your
belongings—we protect your way of life.            •   $1,000,000 in personal liability coverage and $5,000 in coverage for
We’re pleased to offer Comprehensive                   voluntary medical payments
Tenantshield®, an insurance policy adapted
to the unique needs of renters like you.           •   Generous limits on items such as jewellery ($7,000), freezer food
                                                       ($5,000), and bicycles or e-bikes ($1,500)
In addition to loss coverage for the contents
of your home or apartment, Comprehensive           •   $30,000 in coverage for financial losses resulting from identity
Tenantshield® offers you $1,000,000 in personal        theft, including legal fees and lost wages
liability coverage; generous limits on your
prized possessions, such as jewellery and          •   Coverage for lock replacement (up to $1,500)
bicycles; and a range of additional coverage
options, including the preservation of your        Additional coverage options
claims-free discount following a loss.
                                                   To suit your unique needs, we offer a wide range of additional
Plus, you will enjoy access to RSA’s superior      coverage options. Do you live in or near an earthquake-prone
service—including Hassle-Free Claims®,             area? Are you concerned about the possibility of a sewer back-up?
flexible payment plans and an emotional            Would you like to protect your claims-free status and discount if
support program to guide you in the                you suffer a loss? Comprehensive Tenantshield® offers these
unfortunate event of a loss.                       options and more.
Choose RSA’s Comprehensive Tenantshield®
policy and protect what matters.                   To learn more, contact your insurance broker today.




With over 300 years of experience, RSA is
an established insurer offering a complete
suite of tailored insurance solutions, from
personal and small business to complex and
multinational risks. We are one of the country’s
largest insurers, working through a network
of independent brokers across Canada.

Our expert underwriters and claims specialists
understand the value of your possessions,
and our claims team has proven experience
in customer service, accident investigation,
claims settlement and negotiation. We offer
the best solutions, delivering a coast-to-coast,
end-to-end proposition. The result is a one-stop
shop for all of your Personal Insurance needs.




                                                   © 2019 Royal & Sun Alliance Insurance Company of Canada. All rights reserved. RSA, RSA & Design, Hassle-Free Claims,
                                                   Tenantshield and related words and logos are trademarks and the property of RSA Insurance Group plc, licensed for use
                                                   by Royal & Sun Alliance Insurance Company of Canada. RSA is a trade name of Royal & Sun Alliance Insurance Company
You can get one AIR MILES® Reward Mile             of Canada. The information in this brochure is intended for promotional purposes only. It contains some information about
                                                   coverages and services offered by RSA, but does not list all the conditions and exclusions which apply to described
for every $20 (including taxes) you spend on       coverages and services. The actual wording of the policy and the local law govern all situations. ®™ Trademarks of AM
                                                   Royalties Limited Partnership used under licence by LoyaltyOne, Co. and Roins Financial Services Limited. AIR MILES®
your Personal and Commercial Insurance             offer not available in Manitoba or Saskatchewan. Collectors can get 1 AIR MILES reward mile for every $20 in premium
                                                   (including taxes). All AIR MILES offers are subject to the Terms and Conditions of RSA, and may be changed or withdrawn
policies from RSA.                                 without notice. For full details, please see Terms and Conditions available at rsabroker.ca/airmiles.
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