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®
January/February 2012
Weekend
Wedding
Memphis Style
Boo
Mitzvah
A Ghoulish Gala
Unique
Events
All in the Details
JDate
Changing the
Fabric of Judaism
Not Your
Grandma’s
Mink… or is it?
Holloway Furs Since 1992
“If You Don’t Know Furs, Know Your Furrier”
Jim Holloway - Master Furrier
Norman Gilbert Photography, LLC • Photo taken at Samuels Furniture.
We carry a full line of long hair mink, sheared mink, beaver, and fur trimmed leather and cashmere outerwear.
Appraisals, Monograms, Repair, Restyle, Clean, Glaze, Condition, and Cold Storage
All work done on premises
404 Perkins Ext.• Memphis, TN 38117 • 901.685.FURS (3877)
Mon.-Fri. 10 am – 5:30 pm • Sat. 10 am – 4:30 pm
SUPER SUNDAY 2012
SUPER SUNDAY
a difference in our2012
February 19, 2012 9:00 a.m. - 3:30 p.m. Memphis Jewish Community Center
Volunteer and make community!
February 19, 2012 9:00 a.m. - 3:30 p.m. Memphis Jewish Community Center
Volunteer and make a difference in our community!
We want you to be a part of it! Bring your fully charged cell phone and volunteer
for Super Sunday 2012! Your phone calls and support will help make a difference in
raising muchyou
We want needed
to be funds
a partfor
ofMemphis
it! BringJewish Federation’s
your fully charged Annual Community
cell phone Campaign.
and volunteer
for Super Sunday
A volunteer form 2012!
can beYour
found phone callsJewish
on Memphis and support will
Federation’s help www.memjfed.org,
website make a difference in
or fill out the form below and return to:
raising much needed funds for Memphis Jewish Federation’s Annual Community Campaign.
Memphis Jewish Federation, 6560 Poplar Ave., Germantown, TN 38138.
A volunteer form can be found on Memphis Jewish Federation’s website www.memjfed.org,
For additional info, visit www.memjfed.org or contact Molly Wexler at mwexler@memjfed.org or 901-767-7100.
or fill out the form below and return to:
Memphis Jewish Federation, 6560 Poplar Ave., Germantown, TN 38138.
For additional
Name info, visit www.memjfed.org or contact Molly Wexler at
________________________________________________________________ mwexler@memjfed.org
E-mail or 901-767-7100.
Address ________________________________
Address ______________________________________________________________ Zip_____________________
Name ________________________________________________________________ E-mail Address ________________________________
Home Phone____________________________________ Cell Phone_____________________________
Address ______________________________________________________________ Zip_____________________
I will bring my fully charged cell phone and make phone calls. Please mark shft preference below.
Home (We
Phone____________________________________
really need phoning volunteers, you make Cellthe
Phone_____________________________
difference!)
IThis
willyear, my fully
bringthere charged
are limited cell phonepositions
administrative and make phone calls.
available. Please
Please markmark
yourshft
toppreference below. and your shift
3 job preferences
(We really
preferences and weneed
will dophoning
our best volunteers, you you.
to accommodate make the difference!)
Accounting Food administrative
This year, there are limited Greeter Registration
positions available. Research
Please mark your Runners and your
top 3 job preferences Sorting
shift
preferences and we will do our best to accommodate you.
Shift Availability: 9:00 a.m. – 11:30 a.m. 11:00 a.m. – 1:30 p.m. 1:00 p.m. – 3:30 p.m.
Accounting Food Greeter Registration Research Runners Sorting
Shift Availability: 9:00 a.m. – 11:30 a.m. 11:00 a.m. – 1:30 p.m. 1:00 p.m. – 3:30 p.m.
901-767-7100
www.memjfed.org
901-767-7100
Facebook.com/MemphisJewishFederation
www.memjfed.org
Facebook.com/MemphisJewishFederation
Jewish Scene I January/February 2012 1
Contents Publisher/Editor
4 SIMCHA 20 DOLLARS AND SENSE
Gothic Theme Inspires Ghoulish Gala Long-Term Care Planning is Important for Women Susan C. Nieman
6 SIMCHA 21 BESHERT: True Stories of Connection Art Director
David Miller
All About the Details The Singer
8 SIMCHA 22 ON THE SIDELINES Art Assistant
Laura Ehrhardt
Hi-Tech Tutors All in the Family
Rebecca Miller
9 SIMCHA 23 ARTS AND CULTURE
Will your Photos Reflect Your Style? Film
Arts & Culture Editor
Jennifer Lefkowitz
10 SIMCHA 24 SCENE
JDate®…Changing the Fabric of Judaism emphis – Beth Sholom,Temple Israel, Memphis
M
Photography Contributors
Christen Jones Photography
Jewish Home,Young Israel
11 SIMCHA Norman Gilbert Photography
Announcements 25 SCENE Jessica Rubinsky – Teen Contributor Jackson, MS
AIPAC Atlanta, Beth Israel Jackson, MS;
12 SIMCHA Noshville Nashville
Editorial Contributors
Custom Invitations Created by You Lawson Arney Michelle Hope
26-27 TEEN SCENE Gary Burhop Jennifer Lefkowitz
13 L’CHAYIM B eth Israel Jackson, MS; NCSY Memphis, Macy’s Abby Durham Jaime Newsom
It’s a Great Time To Be a Wine Drinker and Wine Buyer Great American Marching Band Phil Elson (online) Ellyn Polsky
Danielle Eskow Jo L. Potter
14 SIMCHA 27 COLLEGE SCENE Norm Gilbert Dixie Ryall
Weekend Wedding Memphis Style Hillel at Mississippi State Starkville Marisa Gobuty Harry Samuels
Rock Chalk Shabbat – University of Kansas Mark Hayden Arielle Schechtman
16 FEATURE
Not Your Grandma’s Mink…or Is It? 28 Advertiser Listing Account Executives
17 FEATURE Bob Drake
Something Old Something New Larry Nieman
On The Cover: Garrison/Miller Wedding by
18 SIMCHA Christen Jones Photography Chief Financial Officer
The Bar/Bat Mitzvah Ceremony is Not Just for Don Heitner
13-Year-Olds
Editorial Assistants
Bettye Berlin
Jewish Scene Thanks Our Mailing Sponsors For Their Support Emily Bernhardt
Shornick Family
Alice Drake
Rae Jean Lichterman
Sponsors help offset the growing cost of mailing Jewish Scene Magazine
not covered by advertising dollars. Volume 6 Number 3
Tevet/Shevat 5772
Jewish Scene is dedicated to creating awareness among the Jewish community; and promoting and supporting the religious, January/February 2012
educational, social and fundraising efforts of Jewish agencies and organizations.
Jewish Scene magazine must give permission
for any material contained herein to be copied
12
or reproduced in any manner. Manuscripts
and photographs submitted for publication are
welcome by Jewish Scene, but no responsibility
can be taken for them while in transit or in
the office of the publication. Editorial content
does not necessarily reflect the publisher’s
opinion, nor can the publisher be held
responsible for errors. The publication of any
04
advertisement in this issue does not constitute
an endorsement of the advertiser’s product or
services by this publication.
Jewish Scene is published by Jewish Living of the
14
South, Inc. Subscription rates for the U.S.: single
issues $5, annual $18. Canada and foreign: single
issues $10, annual $36.
Send name and address with check to:
Jewish Scene
1703 Tamhaven Court
Cordova, TN, 38016
Phone: 901.624.4896
Fax: 901.624.3389
Email: susan@jewishscenemagazine.com
www.jewishscenemagazine.com
From the FROM THE EDITOR
Publisher/Editor
Dear JSM Readers,
A successful celebration
(simcha) is all about the
memories – shared experiences with family and
friends that will be passed down from generation
Knowing you...
to generation. And it all begins with careful
planning. Unique and custom touches are a
great way to stand out from the crowd and allow
you to share your personality with others.
is what we do best.
I think you’ll find some one-of-a-kind ideas in this
issue that might just spark your own imagination.
When you do, I hope you’ll share them with
JSM readers around the world. If you’ve recently
hosted a simcha, please email your photos to
susan@jewishscenemagazine.com.
Last year we featured our youngest daughter’s
Whirlwind Wedding. While Anna and Jeremy
only gave us 38 days to help plan that event, our
oldest, David, and his new wife, Holly, gave us
an entire year to prepare. I am not sure which is
less stressful! We are excited about sharing their
beautiful downtown Wedding Weekend Memphis
Style on page 14.
Laurie and Randy Karchmer are excited about
sharing son Josh’s recent Boo Mitzvah party with
JSM readers too. With the help of Memphis’ Social
Butterflies team, Jaime Newsome and Michelle
Hope, Temple Israel’s ballroom was transformed
into a ghoulish gala. Wait until you see the
awesome details that went into making Josh’s
dreams a reality in Gothic Theme Inspires Ghoulish
Details, page 4.
The Butterflies share some secrets to making your
event unique in All About the Details on page 6.
Nancy Rosenberg, Lending Assistant, Jeff Hudson, Memphis City President
Special thanks to Memphis’ Samuels Furniture for
allowing us to shoot photos at their new White and Dee Cannell, Branch Manager
Station showroom for the Holloway Furs article on
page 16, Not Your Grandma’s Mink. And to Tootsie
Bell, (page 17), who shares her talent with clients
looking for that one-of-a-kind gift. At Renasant Bank, we take pride in getting to know our customers.
Visit www.jewishscenemagazine.com for more photos You’re not just another number to us. From checking and savings
and extended articles. accounts to mortgage and auto loans, we’ll listen to your needs and
Wishing you a Happy, Healthy and Prosperous find the product that’s right for you. Experience it for yourself today.
New Year!
Shalom
Susan C. Nieman - Publisher/Editor
EAST MEMPHIS COLLIERVILLE GERMANTOWN 901-684-0670
Jewish Scene I January/February 2012 3
SIMCHA
Gothic Theme Inspires
Ghoulish Gala Story by Susan C. Nieman
Photos by Vulfson Photography
Laurie’s post on the Social Butterflies
Facebook page says it all.
“WOW! WOW! WOW!
Thank you for making my son, Josh’s,
bar mitzvah and party go from a
dream to a dream come true! You
both were always available when
I called and had so many creative
Costume-clad teens participated in DJ-led games ideas!.. This Jewish mother would
and dancing throughout the evening.
have been a nervous wreck without
you two behind the scenes! The
Choosing a theme for an upcoming bar/bat mitzvah is often daunting. But party flowed seamlessly, and we are
the moment Josh Karchmer’s October 29, bar mitzvah date was set at still getting emails and calls about
Temple Israel in Memphis, Tenn., two years ago, he had no doubt about his how creative everything was. I wish
boo mitzvah party. I could take the credit, but I have to
admit to them that it was the Social
“Josh knew right away that he wanted his party staff provided transportation, and we had Butterflies who made our son’s Bar
to be ghoulish and gothic and his guests in a hospitality suite where friends and family Mitzvah party the huge success that
costume,” said mom Laurie. “Since Halloween could gather.”
it was! Thanks again!
is not a Jewish holiday, we steered clear of any
mention of that word and were careful about Laurie, who describes herself as a Type-A -Laurie & Randy Karchmer
choosing colors.” personality and a control freak, let down
her guard enough to enlist the help of event
Josh wasn’t concerned with the details. He planners Jaime Newsom and Michelle Hope, Josh
knew his mom would give him and his guests owners of Social Butterflies, for the Saturday Karchmer
a weekend to remember. Laurie chose red and night event. But not before she had already
black and used a logo to tie all of the events scoured the Internet for the most unusual
together beginning with the invitations. invitations, drink ideas and more.
From Friday night through Sunday afternoon, “Laurie had a lot of great ideas,” said
the Karchmers entertained family and friends Michelle. “That always helps us get our
at home, Temple and a Sunday brunch hosted creative juices flowing.”
by friends and caterers Billy and Barry Pelts
(Simply Delicious). “Michelle and Jamie took our spooky ideas
and transformed the room into ghoulish
Out-of-town guests enjoyed nearby gala,” said Laurie. “Since this was their first
Embassy Suites that was central to home event at this venue, they were able to offer
and Temple Israel. “Embassy Suites was some fresh ideas. We were thrilled with the
wonderful to work with,” said Laurie. “Their eye-catching floor plan, draped walls, black-
4 January/February 2012 I www.jewishscenemagazine.com
SIMCHA
Chalkboard paper designated
ingredients at the chopped stretch covered chairs, cool up-lighting,
salad station. creative centerpieces and other decor
they designed.”
Robin Joyce Catering had loads of fun
creating tasty ghoulish selections while
chalkboard contact paper at food stations
marked each type of food.
“My mom surprised
me with a lot of
the details and
everything looked
awesome,” said
Josh. “But the best
part of the weekend
was being with my
out of town friends
and family.”
Among the many choices of appetizers
and food stations were ghost-shape grilled
tortillas with a shot glass of guacamole,
grilled fish tacos, a risotto bar, and grilled-
cheese served with shot glasses filled with
warm tomato basil soup. Guests were also
treated to chefs chopping salads and mix
ins as ordered.
See more photos on page 6 and online at
www.jewishscenemagazine.com, search Simcha.
A unique invitation idea Laurie found online. Dry ice mixers created a
spooky drink concoction.
Creepy headstone place cards
guided guests to tables.
Josh with friends and family.
Jewish Scene I January/February 2012 5
SIMCHA
Draped walls, black stretch seat covers, a checkerboard
dance floor, comfortable seating and red up-lighting gave
All About
the room an eerie ambience.
the Details
By Jaime Newsom and Michelle Hope
Party Planners are more than coordinators, they are visionaries
who take your ideas and style and make an event uniquely
yours. How do they do this? They customize it with details!
First, let’s dispel the notion that your budget doesn’t allow for a
party planner to customize your event. Most planning guides list
Setting a Budget as the first step in planning a successful event.
Most people assume that an event planner is not included in
the budget. Why is that – because planners aren’t considered a
necessity like a caterer, entertainment, rentals, etc.? Is it the fear
that the money you could have spent on the band you want will
go toward the planner and you have to settle for a DJ?
For those stressing over the workload of planning an event, a
planner is most assuredly in the budget, and you shouldn’t
have to forfeit your desired vendors!
A professional event planner will help you create a budget
that includes those vendor fees. Your job is to let your planner
know which services are the MOST important to you, so that Custom Invitations – This is the first thing your guests receive, so why
they can suggest vendors that fit your personality and your not start customizing your event here!
budget. And since planners are familiar with local and national
vendors’ inventories, they know who has the best price for Décor – WOW them with custom lighting, specialty linens, chairs,
the items in your budget. Why rent linens from a New York furniture or props – and if you can’t have all of it, at least do lighting –
company and pay shipping if a local rental company is willing lighting can transform a room unlike any other linen or chair!
to purchase the same linen and add it to their inventory, and
thereby save you a shipping fee? Alcohol – Everybody loves a signature drink, but why not go beyond that
and plan a “cocktail pairing” with the food. For instance, if you are having a sushi
station, add a sake drink to the station.
Most people assume Favors – Sometimes these are seen as a waste of money. However, if
you make it a memorable gift, it will remind your guests of all the fun
that an event planner they had at your event. For example at the end of the night, if you are
using a valet company, leave your guest a nice gift in the seat of their car
is not included in the
– just one more surprise as they leave!
Entertainment – How can you make entertainment a custom detail? Are
budget. you an Elvis lover? Why not give your guests the famous gold sunglasses
while the band/DJ is playing one of his songs, and during the song have
the caterer serve a late-night snack of a fried peanut butter and banana
sandwich triangle with Pepsi shots (hint another catering detail)!
Most important, a good planner is a good negotiator. Because of
previous relationships with vendors, they are able to negotiate Signage – Give a personal touch to a bar, bus sign, menu cards, party
better prices for you – so much so that it might eventually pay favors, etc.
for the planner via discounts and allow you to afford the details
that will set your event apart from the others! Details can make all the difference between an unforgettable event and an event
that is “just nice.” So think outside of the box or hire an event planner who can
So, stop stressing about your party and budget and focus on help you decide which details you need to make the most impact. A successful
the custom details that make your event all YOU and the talk of event is one that leaves a lasting impression on your guests and has them talking
the town! Here are some suggestions to get started: about it years after it is over!
6 January/February 2012 I www.jewishscenemagazine.com
SIMCHA
Michelle Hope and Jaime Newsom, owners and lead designers of
Social Butterflies, LLC, have a combined 20 years of experience in the
We’ll Transform Your Event!
wedding and special events industry. The “Butterflies,” as they have
been affectionately called by industry friends, are more than just event
planners and professionals; they are event designers. Their attention to
detail and desire to make clients happy has won them high regards
and an excellent reputation. Their fun-loving, bubbly personalities are
contagious and make working with them fun and exciting!
Michelle and Jaime have planned numerous notable events including
Celebrity Weddings, Super Sweet 16’s for the hit show on MTV, and Charity
Gala’s in the Community. To be sure their clients receive the latest cutting-
edge trends, the Butterflies remain actively involved in the special events
industry with continuing education conferences and conventions each year.
They also serve on the board of NACE (National Association of Catering
Executives) and have been awarded Weddings, Bar/Bat Mitzvahs, and such!
the NACE Award for Best Event
Production with Budget of more than
Photography by Creation Studios, Ramblin Rose, and Studio J
$75,000, the first NACE award for pecializing in Weddings and Corporate Events,
the Memphis Chapter. we can take your ideas and marry them with our
innovative designs to create an unforgettable experience.
Social Butterflies has come to fruition
as a result of Michelle and Jaime’s
passion for planning and designing
weddings and special events.They look Social Butterflies
Social Butterflies
forward to helping you “transform” weddings | events | such
your next event! They may be reached
at 901.828.9321.
www.sb-events.com | 901.828.9321
Something So
Write invitations
stationery
personalized gi!s
debra!cali"@gmail!com
#$%!&'%!&(&(
by appointment only
)nd us on Facebook!
Jewish Scene I January/February 2012 7
Sunday, February 6, 2011
SIMCHA
Jackson from
Washington
State.
Matthew from
California
Twins, Serena (right) and Rachael, from Winnipeg, Canada.
Hi-Tech Tutors By Danielle Eskow and Marisa
Gobuty, sisters and co-founders
of mybarmitzvahtutors.com
Living far from a synagogue or having a busy their bar/bat mitzvah. Individualized programs Mybarmitzvahtutors is an online Jewish
schedule no longer means Jewish education accommodate a busy schedule and prepare education program that strives to meet
has to take a back seat to the sometimes- students to become comfortable, confident the needs of families that live far from a
hectic schedules of today’s families. With and ready for this exciting milestone. synagogue or are overbooked with hectic
access to the Internet and passionate With fun and interactive programs, schedules. Online Jewish education through
instructors, students with a willingness to Mybarmitzvahtutors ensures that learning is Mybarmitzvahtutors is the most convenient
learn can prepare for their bar or bat mitzvah always enjoyable and meaningful. Tutoring way to learn, but more importantly, through
from anywhere. sessions are held via video conferencing and one-on-one and small group video sessions,
“I was tutoring a student in Washington screen sharing, giving the student and tutor tutoring is both personal and interactive. With
State over the phone because the student did the opportunity to build a relationship, while programs, such as Hebrew School at Home,
not live near a synagogue,” said Danielle. “I engaging in the material. Bar/Bat Mitzvah preparation, alternative Bat
realized there must be a better way to reach While Mybarmitzvahtutors brings bar/bat Mitzvah preparation, and Hebrew reading,
students in a similar position.” mitzvah training into the 21st Century, you Mybarmitzvahtutors meet all of a family’s
That is when we teamed up to create don’t have to wait until preparing for that educational needs. For more information visit
Mybarmitzvahtutors. Our mission is to reach special occasion. With The Hebrew School at www.mybarmitzvahtutors.com.
out and educate every student with a desire Home program, tutors can work with children
to learn. By creating individualized programs as young as four years old to educate them in
based on the student’s learning style, there Tefilah (prayer), Jewish history, Torah, Israel
are no prerequisites to begin the program. and Hebrew. We cover all the bases and make
Materials are sent to the student loaded on a sure your child receives a well-rounded, Jewish
netbook computer, so they can study anywhere education,” said Marisa.
and anytime. Mybarmitzvahtutors encourages family
Mybarmitzvahtutors brings learning into the involvement and posts free weekly Divrei
comfort of one’s own home. By understanding Torah podcasts as well as holiday specials
that today’s families have many important and a Shabbat prayer tutorial for the entire
obligations, the tutors make it a priority to family to enjoy. Parents receive weekly
work around a student’s schedule. progress reports to update them on the
Danielle is a fourth-year rabbinical student at the Jewish
In addition to preparing young students, progress of their child’s education. “Let Theological Seminary in New York.
Mybarmitzvahtutors also creates customized us bring Jewish education into your home
programs for adult b’nai mitzvah students, who and inspire your children to love Jewish Marisa will be attending Tufts University School of
often have difficulty finding time to prepare for learning,” said Danielle. Medicine in fall 2012.
8 January/February 2012 I www.jewishscenemagazine.comSIMCHA
Communication
It is important to communicate with your photographer your imagery
likes and dislikes. Creating a “visual vocabulary” understood by both is
very important so there are no misunderstandings.
Be sure your photographer is aware, prior to the wedding day, of your
“must-have shots.”
Agreements and Copyrights
Don’t assume anything relating to the business agreement. It is important
for all services to be spelled out in writing.
If you receive a disk to print your own images, it is important that you
Will Your Photos Reflect receive a letter signed by the photographer giving you license to print
those images. This will grant permission for personal use only, because
Your Personal Style? By Norman
Gilbert the photos are always the property of the photographer. Make sure the
image files are large enough to print at least sizes up to 8x10 or larger.
The Selection Ask about the policy if you are not happy with your prints and/or album.
Before searching for a wedding photographer, a couple should Check to see if the photographer is a member of the BBB and if they have
determine what style of wedding photography they prefer – traditional, had any complaints filed against them, and if so, what were the outcomes.
photojournalistic or a combination.
Exploring prospective photographer websites is a good way to begin. Professional vs. Moonlighter
Your planner or other wedding vendors may give you helpful suggestions. Your photos are the only item in your budget that will live on long
During a one-on-one consultation, the couple should view sample after the wedding. There is no professional organization to regulate the
images and a wedding album that is already in production. Some business practices of photographers. Anyone can pick up a camera and
photographers may allow you access to an online gallery of recent call them self a “professional.” Bottom line – while professionals will be
weddings upon request. Ask to see images of your wedding and reception more expensive you will generally get what you pay for.
venues to see how your photographer likes to shoot in those places.
To read more, search wedding photography at www.jewishscenemagazine.com
Developing a working relationship
An engagement and/or bridal session before your wedding is a great
way to work with your photographer in a similar manner that will be Norman Gilbert is an award-winning professional photographer with
necessary on your wedding day. It is an opportunity to see how the more than 15 years experience. He specializes in people photography
photographer likes to work and gives you a chance to point out shots in both private and commercial settings.
that you might like or not like on your wedding day.
Jewish Scene I January/February 2012 9SIMCHA
JDate ...
Julie and Phil Elson
®
Changing the
Fabric of Judaism
By Arielle Schechtman
Today, it seems everyone knows someone who met
their significant other on JDate. What started in 1997
as a divorced, middle-aged businessman’s attempt to
attract a Jewish wife, has grown exponentially across
the globe, now connecting more than 750,000 Jews
Arielle and Josh Hay
worldwide in search of love. JDate’s mission statement
of Riverdale, NY
is “to strengthen the Jewish community and ensure
that Jewish traditions are sustained for generations to
A Success Story
By Ellyn Polsky
come” and, placed in the context of the rising tide of Not only can JDaters feel part of a vibrant Jewish
interfaith marriage, JDate has become an undeniable community online, but they can also find love offline Julie Polsky saw Phil’s profile
force in helping Jews meet other Jews and building at the 600+ JDate events that happen every year and photo on JDate.com
Jewish families. In fact, a recent study confirms that in major cities worldwide. JDate Travel and Events the night before she moved
JDate is responsible for more Jewish marriages than all offers parties, classes, seminars and excursions; from St. Louis to Little
other dating sites combined. and, even sponsors getaways – past destinations Rock. Her friend’s brother
JDate commissioned an independent research have included everything from an all-inclusive had subscribed, so Julie and
company, ResearchNow, to survey nearly 1,000 married Bahamian resort, a winter ski trip to Breckenridge or friend Karen checked out
Jewish Internet users. One of the most compelling a meaningful Israel experience. the possibilities. Phil was the
findings showed that JDate is responsible for 52% of Over the past 14 years, JDate has made a only one of interest. When
the Jewish marriages that started online, while only significant impact on Jewish culture and religious Julie arrived in Little Rock
17% of those surveyed met on Match.com® and 10% leaders have begun using the site as a case study she inquired of several people
on eHarmony®. JDate is thrilled with the site’s success in curbing intermarriage. In a recent sermon to his if they knew of a broadcaster
and cultural impact, but the real story of JDate lies in congregation, Rabbi David-Seth Kirshner of Temple named Phil Elson. Since
the hearts of JDaters® themselves. Emanu-El in Closter, New Jersey, said “70% of the Phil had only been in
There’s no better example of JDate’s profound weddings I’m doing meet on JDate. It’s an incredible Little Rock for about six
impact on the Jewish community than the site’s number…I wonder how many are realizing that we months, no one really knew
hundreds of thousands of success stories. Arielle are witnessing something that is changing the very him. Some thought he was
and Josh Hay of Riverdale, New York, who are fabric of the Jewish world?” on TV announcing sports
recently married “products of JDate,” are all too Rabbi Laurence Bazer of Temple Beth Sholom in or reporting the weather. Phil
familiar with the power of JDate. Before meeting Framingham, Massachusetts, has seen a similar trend: had never been on JDate
Josh on JDate, Arielle attended two separate “It’s unusual – I would say it’s the exception – if I’m not before, but because he was
weddings for two close friends who met their [marrying] a couple that’s met on JDate.” new in town, he decided
spouses on JDate. Inspired by their successes, According to Newsweek, “Almost half of American to take a chance. Julie
Arielle soon found herself creating a JDate profile Jews marry non-Jews, a rate of exodus that has more went to several Travelers
and met her now husband Josh just days later. than tripled since 1970.” Given the trend in Jews games before figuring
One of the many differentiators making JDate such marrying outside of the faith, coupled with JDate’s out that Phil must be the
a unique online community is its nearly even 50:50 success, rabbis have begun purchasing JDate gift guy in the announcers’
male-to-female member ratio. JDate’s reputation as a certificates in bulk for their single congregants to box. Julie remembered his
serious dating site for people looking for meaningful help them find love matches within the faith. But, profile picture and recognized
relationships stems from the site’s ability to successfully according to Rabbi Kirshner, JDate may already be Phil when she saw him in
bring together likeminded singles with similar working to reverse the trend: “In the last decade it [the person. When I questioned
backgrounds, traditions and value systems. intermarriage rate] has dropped two points…It shows her, she told me that she
Although most JDaters are members of the site to us that JDate is actually working.” wouldn’t have gone out
find their beshert, JDate offers more than just online The real lesson of JDate’s impact on the Jewish with him if he were a total
profiles and search features. The site is also home to community just might be that the story really isn’t that stranger.:) They married on
JMag®, a compelling online magazine that has attracted shocking after all. Over the last 15 years, the Internet Nov. 6, 2006 and are now
interviews with prominent Jews around the world such has permanently changed the way people form and are the proud parents of a
as Rabbi Shmuley Boteach, American comedians Bob maintain lasting relationships. People now have the 2½-year-old daughter and
Saget and Don Rickles, Israeli musical superstar Yael ability handpick the type of people they want to marry are expecting their second
Naim, actor Jeremy Piven, the first African-American and aren’t limited to finding them through friends, at baby in the spring.
rabbi, Rabbi Alysa Stanton, Millionaire Matchmaker’s a nightclub or at work as they did before. The JDate
Patti Stanger and many more. Members can also find story proves that Jews still have a strong desire to marry Read Phil’s Story - Binoculars -
kosher recipes, an endless supply of dating advice, a within the faith and maintain their family traditions; at www.jewishscenemagazine.
global synagogue directory and Jewish holiday calendar. they just need a little help getting to the chuppah. com, search Simcha.
10 January/February 2012 I www.jewishscenemagazine.comSimcha
SIMCHA
Art Galleries
Courtyard
Announcements Terrace
Park Setting
Grand Entrance
Stacy Wright 901.544.6222
brooksmuseum.org/weddings
© Ava Grace Photography
© Bell Art Photography
Jeff and Susan Horen of Overland Park, THE ART OF
THE WEDDING
Kan., announce the engagement of their
daughter, Melissa Elizabeth Horen, to
Jacob Lehman Kaplan, son of Rosalee and
Andy Kaplan of Roanoke, Va.
MEMPHIS BROOKS MUSEUM OF ART
The bride-to-be is the granddaughter of
Freda Saphier of Sarasota, Fla., and the
late H. Solomon Horen of Louisville, Ky.,
and the late Edith and Seymour Chellin of
Cranbury, N.J. She attended the University
of Kansas, earning a Bachelor of Arts
degree in political science with a minor
in Jewish studies. During her time at KU,
she served as student body vice president
and president of KU Hillel. She was a
member of Alpha Gamma Delta Sorority
and named a KU Woman of Distinction. At
graduation, she was a Chancellor’s Student
Award recipient. She is currently the
Leadership Management Director of the
American Israel Public Affairs Committee
in Atlanta, Ga.
The future groom is the grandson of the late
Sylvia and Marcus Kaplan of Roanoke, Va.,
and the late Rhea and Seymour Lehman of
Pittsburgh, Pa. He attended Phillips Exeter
Academy and Brandeis University, earning
a Bachelor of Arts degree in economics
with minors in Spanish and business. He
played varsity basketball, was graduated
with honors, and hosted a sports radio
show. He is currently in his second year of
a joint degree program in law and business
at Emory University in Atlanta, Ga.
The couple plans a July 1, wedding at the
Westin Crown Center in Kansas City, Mo.
Jewish Scene I January/February 2012 11SIMCHA
Custom Invitations
Fine Stationer
Stationery & Gifts
Created by You By Dixie Ryall
Perhaps the thought of designing your own
invitation sounds intimidating. Perhaps you
could spot that perfect invitation when you
saw it, but you never dreamed of taking on
the daunting task of creating your own.
But, you don’t have to be a graphic designer
or artist to create a unique wedding, bar or bat
mitzvah invitation. Sometimes “designing”
an invitation is simply the natural outflow of
brainstorming around the stationery table!
At Ménage Fine Stationery in Memphis,
clients may thumb through a wide variety
of sample books for ideas and inspiration.
Selections include engraved, thermograph,
flat printing and letterpress. Letterpress – the
oldest form of printing using an old-fashioned
printing press – presses the invitation into
soft cotton or bamboo paper leaving a
beautiful impression. Letterpress offers the
most flexible choices including ink, lettering,
paper color and layout. In fact, with little to
no set up fee, your ideas can become reality
even if you do not see it in a book.
It is very rewarding to work with our
clients to help find or create that special
invitation. We suggest that you bring
magazine clippings, pictures on your phones,
color swatches, or anything that will give
us a feel for the look you desire. Our well-
trained staff does a wonderful job asking
key questions to help discern the client’s
needs and wants. We may simply discover
the perfect invitation design in a book or
take bits and pieces from several and put
them together to get the desired effect.
Our in-house calligrapher can even prepare
the entire invitation and then have it
reproduced to print in-house or submit
to one of our vendors for letterpress or
thermography services.
No matter what direction you choose, how
exciting to be able to say that you designed
your own invitation!
Dixie Ryall is a wedding and
bar/bat mitzvah stationery
consultant at Ménage Fine
Stationery & Gifts in Memphis.
She may be reached at
901.683.6809.
12 January/February 2012 I www.jewishscenemagazine.comL’CHAYIM
O ur private dining rooms
provide the perfect venue
It is a GREAT time to for holiday celebrations,
rehearsal dinners, business
be a wine drinker and meetings, and bridal showers.
wine buyer…. By Gary Burhop
As we sputter through trying economic times, even though the great
recession has officially been over for 18 months, there are bright spots if 4550 Poplar Avenue Lunch and Sunday Brunch, 11:00-2:30
you are a wine consumer. Of course, the trade off is that producers are Memphis, TN 38117 Dinner Sunday - Thursday, 5:30-9:00;
having a less than rosy time. 901-818-9951 Friday & Saturday, 5:30-10:00
In the heady days leading up to the Crash of ’08, we saw new wineries with
no track record and no recognition releasing Napa Valley Cabernets at
$100 or more per bottle. Popular, established wineries would raise prices
mid-vintage or restrict geographical distribution or limited brands for
restaurant sales only. Classified growth Bordeaux was ‘discovered’ by Asia’s
newly rich, and prices were pushed to thousands of dollars per bottle.
But markets have a way of correcting excesses. Recent auctions have seen
a significant number of big-name Bordeaux not sell, as the reserves were
higher than any bidder wanted to pay. Restaurant wines sales have suffered,
and many once-difficult-to-obtain wines like Cakebread Chardonnay,
are, well, available. Some wineries such as Ferrari-Carano were prescient
and aggressively lowered prices as the slump began. Others, like Jordan,
woke up to a backlog of wine and only recently reduced prices. A growth
industry in the California wine country seems to be the negociant business
– basically newly formed marketing firms purchasing unsold wine from
well-known, high-dollar producers and then taking the wine to market
under a no-name label. Treasure Hunter wines are an example of this. ##'%$# $ # " &$ $$"#
(
As 2012 unfolds, I expect to see more discounts applied to high-end wines. HÊÕÊVi`ÌÀ`iÀÊLÀi>v>ÃÌ
HÊ Ûi}Ê >>}iÀ½ÃÊ,iVi«ÌI
I expect to see more high-quality negociant wines come to market. I expect HÊ"iÊV«iÌ>ÀÞÊÃÕÌiÊ«iÀÊ{äÊVVÕ«i`ÊÀÃ
HÊÌÊÀÃÁÊ*ÌÃÊEÊ iÃÁ
pricing on many of the high-end California wines to be reduced. And, HÊÕÃiÊ >ÌiÀ}ÊLÞÊÀ>ÊÀÃ>̽ÃÊÌ>>Ê,iÃÌ>ÕÀ>Ì
bargains in Bordeaux will be found in the less well-known appellations and
among the petite Chateaux where winemaking skill matches that of the
Classified Growths, yet the prices will be but a fraction thereof.
It is a great time to be a wine buyer and consumer – quality is at its highest
and bargains can be found.
Gary Burhop owns Great Wines & Spirits located at 6150 Poplar
Avenue in Regalia, Memphis, Tenn., 38119 and invites your questions ( (
%$$ #$$ &#%#$ " $ "# "#!" $# # " !$ ! $#"#%$$ "#" #
and patronage. Contact him at 901.682.1333 or garyburhop@ $ #) $ #!$ $'
greatwinesmemphis.com.
I 13
LAYOUTINDD !-
Jewish Scene January/February 2012SIMCHA
Gerber daisy
bouquets, Holly’s
favorite, brought
a festive touch to
the fall theme.
Wedding Weekend
Memphis Style Story: Susan C. Nieman
Photos: Christen Jones Photography
David Miller does not make decisions quickly Thus it became a destination wedding –
nor is he receptive to change. He is a creative Holly in Nashville, planning, organizing and
soul with a heart of gold and has a knack for researching online, and making numerous
putting off the simple or most important things trips to Memphis.
in life. He is my son, and of course, perfect. Because Larry and I had just survived a
Holly Garrison is organized, punctual and Whirlwind Wedding (see Jewish Scene Jan./
makes detailed plans. She has even been Feb. 2011) in April 2010, and because we
known to pencil in movie night. Lucky for have made so many wonderful connections
David, Holly is also patient, loving and is through the magazine, Holly began asking
David’s soul mate. for my help. I was honored, as the mother-of-
So, when David kneeled on the porch of the groom, to be such an integral part of the
their newly purchased home in Nashville, planning process; and through that, became
Tenn., last September (more than five much closer to Holly and her parents.
years since their first date) and asked Holly Holly’s plan for a downtown Memphis
to become his wife, there was no question in May wedding weekend quickly turned
that their storybook romance would have a into a September event – during Holly’s
happy ending. favorite season.
Since the couple grew up in Memphis, We soon found that planning a year out is
where they attended Cordova High School essential, especially when dealing with a large
and worked together at Baskin Robbins, wedding party and an ever-growing guest list.
and since Memphis was centrally located to With more than 390 invites and a limited Fabulous food stations by Heart & Soul Catering
the majority of the expected guest list, the budget, there were not a lot of options in included a made-to-order pasta bar, twice-
wedding was planned for Memphis. downtown Memphis. baked potatoes and tenderloin.
14 January/February 2012 I www.jewishscenemagazine.comSIMCHA
After several venue-seeking trips, the couple found
The Cadre Building a perfect fit. Not only was their
caterer, Heart and Soul, on the preferred list, the facility
was central to most of their planned weekend activities.
With the date, venue and caterer set – a process
that took more than two months, Holly set out to find
the perfect wedding gown. After one 3-hour shopping
spree to Brinkley, Arkansas, she, her mom and two
bridesmaids came home with a gown and a bridesmaid
dress that would flatter all eight attendants.
While Holly was busy searching for a photographer,
florist, cake maker and centerpieces, David was
charged with the entertainment. With help from Holly combined wines bottles, (that she and David created together), glass and candles
step-dad Larry, who played with many local with Gerber daisies to create unique centerpieces. A Baskin Robbins Ice Cream Bar with all
musicians back in the day, they found the perfect the fixings replaced the traditional groom’s cake.
band at a reasonable price.
“The openness of The Cadre ballroom definitely
called for a live band to fill it up,” said Holly, who
wanted to dance all night.
“And we knew that Almost Famous could get people
dancing,” said David. It was a joint effort that resulted
in the perfect Memphis wedding weekend.
The couple honeymooned in Playa Mujeres, Mexico,
northeast of Cancun. “We got a great deal on an all-
inclusive stay in an 1,100-square-foot beachfront
Casita suite with private plunge pool,” said Holly.
“With each new amenity the bell boy showed us,
David’s jaw dropped a little further. It was absolutely
perfect, and we’ll be going back soon!”
Downtown Memphis created the perfect backdrop.
Holly’s Hints:
Schedule a food tasting with multiple caterers to
fully explore your options.
Use an event planner if you’d rather not deal
with the minute details. But if you are a control
freak like me, it is nice to know that our day
went perfectly – beautiful reception, delicious
food, great band, personal touches – and that
we made all these decisions ourselves.
You CAN DIY (do your own) centerpieces.
I got a lot of good ideas from Weddingbee.com
and saved a lot of money by using glass and
candles instead of flowers. The Cadre Building easily transformed from ceremony to a beautiful reception.
Make a wedding website! It is a helpful way to
communicate important information to your guests.
Find a local wedding magazine that offers lists
of venues, caterers, photographers, florists, cake
makers, etc. to check out in your area.
Find someone you trust and like to coordinate
the wedding.
We loved having a “first look” before the
ceremony. It gave us lots of time to take beautiful
pictures together and with our wedding party
without keeping our guests waiting.
Enjoy every second of the day! It (and the year
of planning that went into it) is over in a snap!
David and Holly danced the night away to the sound of Almost Famous.
Jewish Scene I January/February 2012 15FEATURE
Not Your Grandma’s
Mink... or Is It?
Story: Susan C. Nieman
Photos: Norman Gilbert Photography, taken at Samuels
Furniture, White Station Showroom
Fur is in. Vests, hats, scarves, shawls, earmuffs, teddy bears, jackets in
all shapes and lengths and even blankets!
When I walked into Holloway Furs in East Memphis this fall to do a
photo shoot, I was hooked. The hardest part was deciding which type of
fur I liked the most – mink, beaver, fox, lynx – long or sheared. Then I
remembered my mother’s sheared beaver evening jacket. When I asked
her about it, she also told me she still had my Nana’s mink jacket.
I was curious. So I took them to Jim Holloway, owner and master furrier
of Holloway Furs, who I hoped could work his magic on these fabulous finds.
Jim, who at 12 years old began trapping and selling raw skins, is
passionate about creating pieces to match the personality of the person
wearing it. His passion drove him to commute between his hometown
of Water Valley, Miss., and Memphis six days a week for two years when
he started his apprenticeship at Lewers Fur Shop in 1984.
Working first under the guidance of Hewlett Lewer and later Grady
Horton, Gregory Gang and Gilbert Kirschner (Kay), Jim learned about
making patterns, tanning skins, alterations, restyling, repairing and
cleaning. In 1992 he opened Holloway Furs.
Today Jim is almost as busy creating new designs as he is selling new
furs. “Every job is fascinating to me,” said Jim. “I learn something new
from every job and from every lady. I can take your grandmother’s coat
and change the sleeves, reshape the neck, shoulder or waist, or make a
vest or blanket.” Just about anything to make a girl happy.
Jim may be the last of a dying breed. “Becoming a master furrier takes
a lot of commitment, time and patience,” he explained. “There aren’t
a lot of young people interested, no college courses in the USA, no
fraternity of other furriers. It takes a lot of years to learn to be a good
furrier, but once you learn, no one can take that knowledge away.”
Son Casey Holloway recently began working along side Jim and
assistant (and past Goldsmith’s furrier) Jimmy Charles Morris, Sr.
Stylish Perhaps the passion is passing from one generation to the next, just as
with the furs they create.
Fun Furs
Jim Holloway works with tiny, detailed pieces to create one-of-a-kind blankets and throws, often using remnants. Son Casey Holloway
He also transforms classic inherited furs into modern pieces by adding collars, shaping shoulders and creating vests.
16 January/February 2012 I www.jewishscenemagazine.comFEATURE
Something Old
Something New
By Susan C. Nieman
When a run-of-the-mill gift just isn’t going to cut it for your hard-to-buy-for
parent, wife, young bar or bat mitzvah, Sweet 16 or bride-to-be, perhaps a
custom piece is the answer.
So where do you start?
Your mother’s jewelry box, china cabinet or closet may hold the key.
Chances are someone in the family is responsible for guarding the family
treasures – grandmother’s precious stones and metals, grandpa’s chai,
the old menorah or candlesticks that were brought from the old country.
“We can redesign and manipulate these meaningful pieces into updated
styles or melt the metals to make something completely new,” said Tootsie
of Tootsie Bell Fine Art Jewelers. She can even restore damaged and/or
tarnished pieces back to their original beauty.
“Most of our clients are looking for something unique, personal and
out-of-the-ordinary,” said Tootsie, who creates earthy (more her style)
and traditional pieces.
“Sometimes the client is clueless and other times they have seen one of
my pieces and know exactly what they would like,” she continued.
In addition to making symbolic jewelry, Tootsie enjoys creating pieces
such as her story boxes inspired by a person’s history, occupation, hobby
or perhaps vacation. “It takes a lot of research, I really want to know
about each person,” she explained.
One wedding piece was created to resemble a newlyweds’ new home.
“The box represented the entire property looking at the home from all
sides.” Another piece represented a story for a brother who had written a
book about the Carson City gold rush.
Tootsie is as kind to the environment as possible using as much as 75% to
80% of reclaimed materials. “I do not discard scraps,” she said. Working
in silver, gold, and platinum and with traditional and non-traditional
stones, she creates, restores and refines pieces as old as 500 years or as
modern as your imagination.
Tootsie can restore
old deteriorating
antiques into
beautiful, usable
pieces.
Bell Fine Art Jewelers
4726 poplar ave. suite 1 poplar village
memphis tn 38117 901.763.4049
Professional Silversmiths for 25 years
repairs and complete restorations
Jewish Scene I January/February 2012 17SIMCHA
Joyce Friedman and Joyce is a Realtor® in
Barbara Friedman residential real estate sales of
Polansky new homes. Previously, she was
in public relations for 25 years.
She is a member of The Temple,
Congregation Ohabai Sholom,
its Women’s Torah Study
Group, and a past member of
its board of trustees.
Her mitzvot project, a
recommended step in
becoming a Bat/Bar Mitzvot,
focuses on feeding the
homeless by working at the
Nashville Mission’s men’s
kitchen. She also provides
ongoing volunteer public
relations support to The
Temple as well as Kiwanis
Club of Nashville, the
Nashville Philharmonic
Orchestra and the Tennessee
Obesity Taskforce. She is the
daughter and stepdaughter of
Sonny and Felice Bauman of
Memphis, Tenn. and the late
Eleise Rich Bauman.
The Bar/Bat Mitzvah Ceremony Is Barbara is senior program
manager for constitution,
Not Just For 13-Year-Olds By Susan C. Nieman
bylaws and trademarks in
the General Counsel’s Office
of the American Chemical
Society in Washington, D.C.,
“It has been a childhood dream of mine to be “It is always important to challenge yourself by and is the sister of Joyce’s
called to the Torah as a Bat Mitzvah, “daughter of the continuing to learn,” she continued. “Learning husband, Don. She is a member
commandment,” said Joyce E. Friedman of Franklin, Hebrew and to read it from the Torah without vowels of the Washington Hebrew
Tennessee. She finally had her chance at age 54. definitely has challenged me, while also bringing me Congregation in Washington,
While today, Reform Jewish girls commonly closer to its teachings and spirituality.” D.C. and has been studying for
participate this Jewish ceremony at the age of 13, that As a member of The Temple, Congregation her Bat Mitzvah under Hebrew
wasn’t always the case. Friedman grew up in Memphis Ohabai Sholom of Nashville for the past 17 years, scholar Gerdy Trachtman.
and was raised studying Reform Judaism at Temple Friedman studied Hebrew with its cantor, Bernard
Israel where it was uncommon at that time for Reform Gutcheon for a year before her ceremony. Founded in 1851, The Temple,
Jewish girls to have a Bat Mitzvah ceremony. Coincidentally, her sister-in-law, Barbara Friedman Congregation Ohabai Sholom,
Historically, Bar/Bat Mitzvah has been viewed Polansky, 58, of Rockville, Maryland, was studying (www.templenashville.org), is
as a first step in a young person’s acceptance of the Hebrew at the same time as Friedman. So, they Nashville, Tenn.’s oldest and
obligations to family and community as a responsible decided to plan a B’not Mitzvah, “double” mitzvah, largest Jewish congregation.
Jew. It was and should continue to be the beginning of a together, in Nashville at The Temple in November. As a reform congregation,
lifetime of the performance of mitzvot (commandments The date 11/11/11 had a double significance like The Temple is home to
or moral deeds and acts of human kindness), study, their B’not Mitzvah. Their Torah portion was about more than 725 member
prayer, and a commitment to share the destiny of the the bonding of Isaac. families and serves the
Jewish people, say rabbinic scholars. There are other female members at The Temple Middle Tennessee region in
During her 27 years of marriage to husband who chose to study Hebrew for their Bat Mitzvahs Davidson,Williamson, Rutherford,
Don, Joyce attended many Bar and Bat Mitzvah later in life because it was uncommon for them as and Sumner counties, as well
ceremonies of nieces, nephews and friends. Don and well when they turned 13 years old. Betsy Chernau, as southern Kentucky. Mark
their children, Matthew and Linzi, all performed this at age 56, celebrated the 20th anniversary of her Schiftan serves as its senior
Jewish rite of passage during their 13th year. So why Bat Mitzvah by re-reading her Torah portion at rabbi, Shana Goldstein Mackler
not Joyce? The Temple’s 2011 Yom Kippur service in October. as its associate rabbi and
“I became inspired,” she said. “I was the only one Cindee Gold, who had her Bat Mitzvah ceremony Bernie Gutcheon as cantor.
in my immediate family who had not been called to at age 30, will celebrate the 20th anniversary of her
the Torah, and I came to realize that it was not too Bat Mitzvah in 2012, and plans to re-read her Torah
late to start. Becoming a Bat Mitzvah allowed me to portion then as well.
affirm my commitment to the Jewish people and my
Jewish community.
18 January/February 2012 I www.jewishscenemagazine.comME and MY TEA ROOM
Catering
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Jewish Scene I January/February 2012 19DOLLARS & SENSE
Long-Term Care Planning Is
Important for Women
Provided by Lawson Arney, Financial Advisor, Morgan Keegan
The prospect of needing long-term care is an important,
yet sometimes overlooked, part of financial and retirement
F O R A L L Y O U R F I N A N C I A L N E E D S
planning. Yet it may be especially vital for women to
consider as they often face the need for long-term care
as both a caregiver and recipient. Lawson S. Arney
Financial Advisor
Women as caregivers
Associate Vice President
While you may think most long-term care is received in a nursing home
setting, the National Clearinghouse for Long-Term Care Information 901.818.7638 • 800.873.6871
(National Clearinghouse) estimates that about 80% of care is provided at Fax: 901.766.7709
home by informal (unpaid) family caregivers. Of those caregivers, about 60%
are women (www.longtermcare.gov).
In many instances, the care provided for chronically disabled older adults is
quite intensive and time-consuming. Women who act as family caregivers of
older people with high levels of personal-care needs may face considerable
financial, emotional, and physical strain. For instance, caregivers may face •N
ot all policies provide coverage for care in your home, even though
financial challenges due to lost wages from reduced work hours, time out that’s where most care is provided. While the cost of in-home care
of the workforce, extended family leave, or early retirement. Reduced work may be less than the cost of care provided in a nursing home, it can
hours or extended time out of work may also affect the ability to contribute still be quite expensive.
toward retirement savings, potentially resulting in a loss of retirement income. •M
ost policies allow for the selection of an elimination period
of between 10 days and 1 year, during which time the insured is
Caregivers also may face emotional strains and poor health related to their responsible for payment of care.
caregiving responsibilities. This may be especially true for older women
caregivers and younger women who may be caring for an older family • The LTC insurance benefit is often paid based on a daily or
member in addition to managing their own household. monthly maximum amount, which may not be enough to cover all
of the costs of care.
Women as long-term care recipients •W
hile lifetime coverage may be selected, it can increase the premium
According to the Centers for Disease Control and Prevention (CDC), cost significantly, and some policies may not offer that option. Most
women outlive men by an average of 6 years (www.cdc.gov). Because they common LTC insurance benefit periods last from 1 year to 5 years,
tend to live longer, women are at a higher risk than men of needing long- after which time the insurance coverage generally ends regardless of
term care (source: National whether care is still being provided.
Clearinghouse). And the
Women are more likely than men to face
National Clearinghouse Government benefits provided primarily through a state’s Medicaid
the need for long-term care without reports that women, on program may be used to pay for long-term care. To qualify for Medicaid,
the help of their spouse. According average, need care over a however, assets and income must fall below certain limits, which vary
to the United States Administration longer time than men (3.7 from state to state. Often, this requires spending down assets, which may
on Aging, 42% of older women were years vs. 2.2 years). With a mean using savings to pay for care before qualifying for Medicaid.
longer life expectancy and a
widows in 2010 and half of the women
greater likelihood of needing Women may have to confront particular challenges when planning
over age 75 lived alone (www.aoa.gov). long-term care, women often for long-term care. A financial professional can help with some of the
And the Centers for Disease Control must confront their long- complex issues you may face when preparing for the possibility of long-
reports that over 70% of nursing home term care needs without the term care, both as a caregiver and a receiver of care.
residents are women (www.cdc.gov). help of their spouse or other
family members. Disclosure Information – Important – Please Review
This information is for illustrative and discussion purposes only. Morgan Keegan does not
Paying for long-term care provide legal or tax advice. You need to contact your legal and tax advisors for additional
Long-term care can be expensive. An important part of planning is deciding information and advice before making any investment decisions. Morgan Keegan &
how to pay for these services. Buying long-term care (LTC) insurance is Company, Inc. Member FINRA, SIPC. Securities and insurance products are not FDIC
insured, not a deposit, not an obligation of or guaranteed by Regions Bank, its affiliates, or
an option. Many LTC insurance policies pay for the cost of care provided any government agency and may lose value. This advertisement was prepared for Lawson
in a nursing home, assisted-living facility, or at home, but the premium Arney using material prepared by Forefield, Inc. Copyright 2012.
paid generally depends on the age of the insured and the policy benefits
Lawson Arney is a graduate of the University of Texas at Austin and works as a financial
and options purchased. And premiums can increase if the insurer raises advisor at Morgan Keegan. Lawson and his team work with their clients to provide
its overall rates. Even with LTC insurance, you still may have some out-of- comprehensive custom solutions for their financial and investment needs.
pocket contributions in addition to premium payments. For example:
20 January/February 2012 I www.jewishscenemagazine.comYou can also read
