Welcome to Dean Health Plan - 2022 Medicare New Member Guide

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Welcome to Dean Health Plan - 2022 Medicare New Member Guide
2022            Medicare
                New Member Guide

Welcome to
Dean Health Plan
 Getting Started

 Extra Benefits

 Using Your Plan

 Plan Details
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Contents
Welcome                                   3   Using Your Plan
Getting Started                               Prescription Drug Coverage             18
Member Checklist                          4   Preventive Care                        22
Tools and Resources                       6   Diabetes Benefits                      24
Extra Benefits                                Prior Authorization                    26
 Silver&Fit®                              8   Plan Details
 Papa Pals Assistance      Extra          9   Your Rights and Responsibilities       27
 Delta Dental             Benefits    10      Grievance and Appeals                  27
 Lyft Transportation                  12      Limitations and Exclusions             27
 Living Healthy                       14      Non-Discrimination Notice              28
Getting the Right Care                16      Language Assistance                    29
Appointment Tips                      17

    You have opinions.                                The Customer Care
    We listen.                                        Center is Here to Help!
                                                      Call our knowledgeable Medicare
    We care how you feel about us                     Specialists to get answers to your
    and we’re listening. You’re invited               health plan coverage questions.
    to join our online forum to express
    your thoughts about how we can
    continue delivering an exceptional                       Toll-free
    experience in all that we do.                  CALL      877-232-7566 (TTY: 711)
                                                             Local
    Just visit ssmhealthlistens.com                          608-828-1978 (TTY: 711)
    to sign up.

                                                             Visit For more information
                                                  CLICK      on membership visit
                                                             deancare.com/
                                                             medicareadvantagemembers

                                                      Keep the attached magnet on your
                                                      refrigerator for easy reference.

2   | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Welcome to
Dean Health Plan
Dean Medicare Advantage Plans
• Essential (HMO)
• Assurance (HMO-POS) | SSM Presence (HMO-POS)
• Balance (HMO-POS)
• Complete (HMO)
• Harmony (HMO-POS MA-Only)

Quality matters. Our Medicare
Advantage achievements show
our commitment to providing
high-quality care and services to you.
To learn about our quality efforts
visit deancare.com/quality

The Home Team Advantage                             Coordinated Network
At Dean Health Plan, a member of
SSM Health, you’ll find your primary care
provider (PCP) working together with a
whole Care Team of nurses, pharmacists,
case managers, social workers and others
who know you and your specific medical
needs. They collaborate to guide you
to health resources within our system,             Physicians                Health Plan
including nutrition services, pharmacy                           Member       Coverage
needs, community programs and more.
Turn to your Care Team –
that’s the Dean Advantage.

                                                                 Hospitals

                  Service Area
                  The service area and provider network for Dean Advantage plans
                  include: Wisconsin’s Columbia, Dane, Dodge, Fond Du Lac, Green, Iowa,
                  Jefferson, Rock and Sauk counties.

                                               deancare.com/medicareadvantagemembers |     3
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Getting Started                                           To find out more information…

                                                                  visit deancare.com/

Member Checklist                                                  medicareadvantagemembers

We encourage you to complete this
checklist to take advantage of the
benefits and services available to
you as a Dean Advantage member.

    Schedule your $0 Annual Wellness                          Review Your Benefits
    Visit and $0 Annual Physical Exam                         Make sure you understand your health plan
    You’ll want to make an appointment to see                 benefits, including limitations and exclusions.
    your doctor so they can learn more about you              Find information in Chapter 4 of your
    and how to best care for you.                             Evidence of Coverage, which can be found
                                                              in the Member Portal or at deancare.com/
    Transfer Your Medical Records                             medicareadvantagemember
    (For members new to SSM Clinics)
                                                              Review Your Drugs*
    Once you’ve scheduled an appointment with
    your new doctor, you should transfer your                 Check to make sure your medications are
    medical records from your previous clinic                 on the formulary and see which preferred
    to your new clinic. Contact your previous                 network location is near you. Go to
    clinic to complete an authorization to release            deancare.com/medicareadvantagemember
    protected health information so your new                  to see our formulary and pharmacy network.
    doctor knows about your previous health
    conditions and medical treatments to better               Enroll in the Papa Program
    meet your medical needs.                                  You will receive a phone call from Papa to be
                                                              part of the Papa Pals Program, if interested.
    Complete Your Health                                      See page 9 for more information on the Papa
    Assessment Survey                                         Program. You can also call Papa directly at
    Complete the short health assessment survey               888-840-1609 to enroll.
    enclosed in this kit. This survey helps us
    provide you more personalized health care.

* This does not apply to member on the Harmony plan, which does not include drug coverage.

4    | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Tell Us If You Have Other                         Create a Member Portal Account
Health Insurance                                  Your member portal provides secure access
If you have more than one health insurance        to information about your health insurance
policy for your medical care, please contact      benefits, access to make premium payments,
the Customer Care Center to let us know. We       view claims information and more.
will help you determine how your other health
insurance works together with your Medicare       Create a MyChart Account
Advantage plan.
                                                  MyChart gives you secure access to your
                                                  health information. Use this portal to make
Complete the Automatic Withdrawal                 appointments, message your provider, view
Payment Form                                      lab results and more.
This form ensures you never miss a payment.
Completing the form will allow your premium
payments to be automatically withdrawn
from your bank account of choice.

Complete the Appointment
of Representative Form
This form ensures that your authorized
representative can speak with Dean Health
Plan on your behalf.

                                              deancare.com/medicareadvantagemembers |           5
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Getting Started                                     Find helpful tools and information…

                                                           To activate your member portal
Take Advantage                                             account and sign up for MyChart
                                                           visit deancare.com/login

of Tools
and Resources
What you need, when you need it.                    Visit deancare.com/medicareadvantage
We want to take the stress out of finding           members to discover helpful tools that
the information you need to manage                  provide easy access to your coverage
your health care and coverage.                      information, benefit details and answers to
                                                    questions you might have along the way.

Your Online Member Portal

Access your plan information any time.              3. Enter your account
Discover a helpful tool that provides easy access      information:
to your coverage information. Access current
portal features:                                      a. Enter your first
                                                         and last name
          • View Personal Information                    as shown on
                                                         your Member ID Card
          • Order Member ID Card
                                                      b. Enter a valid email address
          • Download Member Benefit
            Documents                               4. Following the password requirements,
                                                       create and confirm your password
          • View Claims and Claim Details
                                                    5. Complete the Multi-factor Authentication
          • Direct Access to Pharmacy
            Information                                process by:

          • Direct Link to Living Healthy             a. Selecting either text or call verification

          • Pay Premium                               b. Enter your phone number and click
                                                         “Request Code”
                                                      c. The code will be sent to your phone.
                                                         Once you receive your code, enter it in the
To Sign Up                                               “Verification Code” box, click on “Verify
You may only register for the Member Portal              Code” and then on “Continue”
on or after the effective date of your Dean         6. Complete the “Member Details” page using
Advantage policy.                                      the information from your ID card
You will need your Member ID card to activate
                                                    7. Read the “Terms and Conditions” and when
your member portal account.
                                                       finished click on “Accept Terms & Conditions”
1. Navigate to member.deancare.com                     and then click “Continue”
2 Click on “Create Account”                         8. The “Registration Complete” screen will
                                                       appear, letting you know your registration
                                                       was successful.

6   | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Your Online Health Record

                                           Access your health information any time.
                                           MyChart is a free service for SSM patients,
                                           providing online access to information in your
                                           personal and family health records. MyChart
                                           deancare.com/login or the MyChart app*.
                                           With MyChart, you can:

                                             • Communicate with a physician and health
                                               care team through secure messaging
                                             • Get answers to your medical questions
                                               from the comfort of your own home
                                             • Get real time lab and test results –
Common Questions                               no more waiting for a phone call or
                                               letter – view your results and your
I forgot my password.                          doctor’s comments within days
How do I find out what it is?
                                             • Request a prescription refill from
Click Login to member portal and
                                               your doctor
select “Forgot your password?” to
choose a new password.                       • View current medical records
                                             • Manage your appointments – schedule your
I forgot my User ID.                           next appointment, or view details of your
How do I find out what it is?                  past and upcoming appointments
IMPORTANT: Store your user ID in a
handy place so you can easily access it      • Pay medical bills online
when you need to login. If you forget
your user ID, you will have to create      Sign Up for MyChart in Three Easy Steps:
a new account and re-register your
account to access your information.        1. Sign up at deancare.com/login
                                           2. Under the MyChart section, select “MYCHART
Who can I contact if I’m having               LOGIN” and then “Sign Up Now” under the
issues or questions about the                 “New User?” section to enroll. Complete the
member portal?                                online form and activate your account today.
Please call Dean Advantage                    If you need help, call MyChart support at
the Customer Care Center at                   888-521-3326.
877-232-7566 (TTY: 711),
8 am to 8 pm (year-round) and              3. Activate your account.
weekends (Oct. 1 - Mar. 31).

                                           *Ask your clinic if MyChart or another secure messaging
                                            system is available.

                                          deancare.com/medicareadvantagemembers |                    7
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Getting Started                                     Learn more at...

                                                             Find more information about our extra
Extra Benefits                                               benefits at deancare.com/extrabenefits

Not Covered by
Original Medicare
Our Medicare Advantage benefits
support healthy aging. They are
designed to help you stay active,
manage your emotional wellbeing
and make good health a priority.

Stay Active
                Fitness                                               Living Healthy Rewards

                The Silver&Fit® program includes:                     You can earn up to $150 in
                                                                      gift cards as a reward for
                • Fitness Center Membership: You
                                                                      completing healthy activities.
                  can visit participating fitness
                  centers or YMCAs near you that       Here’s how it works:
                  take part in the program.
                                                         • Choose the healthy activities you want
    • Home Fitness Kit: There are a variety of             to complete.
      home fitness kits to choose from. You can
                                                         • Each completed activity is worth reward
      select one home fitness kit with Fitbit,
                                                           points (example: 500 points = $50)
      Garmin or other exercise equipment per year.
                                                         • Earn up to 1,500 points for a maximum
    • Get Started Program: By answering a few
                                                           of $150 per calendar year (before
      online questions about your areas of interest,
                                                           December 31, 2022)
      you will receive a customized program
      for your exercise of choice, including             • Rewards come in the form of gift card(s)
      instructions on how to get started and               of your choice to many national retailers,
      suggested online workout videos.                     restaurants and other popular merchants.

    • 8,000+ on-demand videos through                    • You must enter and redeem all points by
      the website and mobile app digital                   December 31, 2022 to be eligible for rewards.
      library, including the Silver&Fit                Log into the Member Portal to access Living
      Signature Series Classes®.                       Healthy Rewards. See page 6 for more directions
    • The Silver&Fit Connected™ tool                   on the member portal.
      for tracking your activity.
    • Online Healthy Aging classes.
    • Online quarterly newsletter.
Go to SilverandFit.com to register for
the program. It’s quick and easy!

8     | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Manage Your Emotional Wellbeing
              In-Home Support

              We partnered with Papa, a               We cover 10 hours per month of Papa
              company that connects you with          services. Pals can support you either in your
              screened and trained Papa Pals.         home or virtually. Enroll with Papa by calling
              Pals provide assistance with            888-840-1609.
              organization, light housework,
              technology and transportation.
This includes:
  • Household Tasks: Pals help around the house
     with light cleaning, organization, laundry,
     cooking/meal prep, and taking care of pets.
  • Technology Help: Pals teach you how to use
    a computer, smart phone, and tablet. This
    includes assistance with using social media,
    accessing a telehealth provider, starting a
    video chat with loved ones and accessing
    health plan resources online.
  • Transportation: Pals assist you with
    transportation to doctor appointments,
    grocery/pharmacy shopping and other
    errands. Pals will pick you up at home, take
    you to the store/appointment, bring you
    back home, and help you carry bags into
    the home.

                                                   deancare.com/medicareadvantagemembers |             9
Welcome to Dean Health Plan - 2022 Medicare New Member Guide
Getting Started                                  Learn more at...

                                                         Find more information about our extra
Extra Benefits                                           benefits at deancare.com/extrabenefits

Not Covered by
Original Medicare (continued)

Dean Health Plan is dedicated
to our members’ well-being.

Make Good Health a Priority
              $0 Primary Care Visits                              Dental

              We cover all visits with a primary                  We cover both preventive and
              care provider at $0. This includes                  comprehensive dental benefits
              in person visits and telehealth.                    through our partner Delta Dental.
                                                                  Our plan has no waiting period, no
                                                                  deductibles or coinsurance.
                                                   Benefits include:
                                                     • Preventive and diagnostic services: $0 copay
                                                     • Gum disease maintenance and bridge/
                                                       implants/dentures repairs: $45 copay
                                                     • Fillings, non-surgical gum disease treatment
                                                       and extractions: $95 copay
                                                     • Root canals, bridges, implants, dentures,
                                                       crowns and surgical gum disease
                                                       procedures: $595 copay
                                                     • We cover $1,500 in dental services per year
                                                   Members with cancer-related treatments,
                                                   weakened immune systems, periodontal disease,
                                                   high-risk cardiac conditions, kidney failure and
                                                   diabetes may be eligible for up to 2 additional
                                                   cleanings and 1 additional fluoride treatment
                                                   every calendar year.
                                                   See deancare.com/extrabenefits to search
                                                   the dental directory and see a full list of
                                                   covered procedures.

10   | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Over-the-Counter Allowance

                We cover $50 quarterly to be used     You can shop:
                towards the purchase of eligible        • In-store at participating retailers including
                over-the-counter (OTC) health and         some SSM Health Pharmacies, Walgreens,
                wellness products. This benefit           CVS, Walmart, Dollar General and
                is available at the beginning of          Kroger stores
                each quarter (January, April, July,
                                                        • Online at OTCNetwork.com
                October). Unused dollars will not
                carry forward to the next quarter.      • Mail-order catalog
                                                      After you receive your OTC card in the mail, visit
Your OTC card can be used to purchase                 OTCNetwork.com or download the OTC app to
items such as:                                        see the list of all participating retailers, a full list
   • Vitamins and minerals                            of covered items and to check your card balance.
  • Heart health and essential fatty acids
    (fish oil, flax, GLA, etc.)
  • Adult aspirin and pain relief
  • Allergy, sinus and combo liquids and tablets
  • Cough, cold and flu liquids or tablets
  • Digestive aids (probiotics and prebiotics)
  • Incontinence products
  • Oral care
  • Acid controller liquids/tablets
  • Laxatives (stool softeners and fiber acid)
  • Ear drops and eye wash

                                                   deancare.com/medicareadvantagemembers |                  11
Getting Started                                  Learn more at...

                                                         Find more information about our extra
Extra Benefits                                           benefits at deancare.com/extrabenefits

Not Covered by
Original Medicare (continued)
Ways to Promote Healthy Aging:
     Staying Active
     Emotional Well-being
     Good Health

Make Good Health a Priority (continued)
               Transportation                                      Vision Exam and Eyewear

               We partnered with Lyft to cover                     We cover one $0 routine vision
               24 one-way personal rides each                      exam and a $200 eyewear
               year to medical appointments                        allowance per year at our in-
               and to the pharmacy. Contact                        network eyeglass providers.
               the Customer Care Center at                         Find an in-network
               least three business days in                        eyeglass provider at
               advance if you would like a ride                    deancare.com/locations
               to an upcoming appointment.
               Making life easier to get to your
               appointments!                                       Hearing Exam and
                                                                   Hearing Aids

               Post-Discharge Meals                                We cover one $0 routine hearing
                                                                   exam and a $750 hearing aid
               If you are discharged from the                      allowance per year at in-network
               hospital or skilled nursing facility,               hearing aid providers.
               you are eligible to receive 14
               meals delivered to your door.                       Find an in-network
               If meals are not coordinated                        hearing aid provider at
               through your care manager as                        deancare.com/locations
               part of discharge planning, reach
               out to the Customer Care Center
               to access the Moms Meals benefit.
               We’re here to help!

12    | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Routine Footcare                                   Virtual Care

We cover 10 routine footcare                       With an SSM Health E-Visit you
visits every calendar year. This                   can get a diagnosis, a treatment
includes treatment of the foot                     plan, and a prescription if needed
which is generally considered                      for common conditions like upper
preventive, i.e., cutting or                       respiratory infection or allergies,
removal of corns, warts, calluses                  urinary tract infections, tick bites
or nails. You pay your plan’s                      and skin problems from anywhere
specialist copay for routine                       in Wisconsin at any time. See
footcare services.                                 conditions treated and complete
                                                   an online health interview. An
                                                   SSM Health provider will respond
Routine Chiropractic
                                                   within 1 hour during office hours,
We cover 12 routine chiropractic                   or first thing the next morning if
visits every calendar year.                        after hours.
Depending on your plan, you
pay $10 or $15 copay per visit
for routine chiropractic services.
Find an in-network provider at
deancare.com/doctors

                                     deancare.com/medicareadvantagemembers |         13
Getting Started

Be A
Healthier You
Your comprehensive wellness program

Dean Health Plan in partnership with WebMD offers
a variety of programs focusing on the whole person
across eight dimensions of wellness, making healthy
living achievable and fun.

Wellness Programs and Features
     Health Assessment
     Based on your individual questionnaire results,
     WebMD provides recommendations for each lifestyle
     category. A variety of interactive self-management
     tools are customized to your needs.

     Case Management                                                 Your lowest risks are…

     Provides support through complex health situations.

     Fitness                                                    Emotional   Tobacco       Cervical
     The Silver&Fit® program includes fitness center             Health                   Cancer
                                                                                         Screening
     memberships, home fitness kit with exercise
     equipment, 8,000+ on-demand videos and more.
                                                                     You should work on…
     Tobacco Cessation
     Tobacco cessation and vape free programs
     for families.
                                                                 Blood       Stress       Safety
                                                                Pressure
     R.E.A.L. Goals (Realistic, Easy, Attainable, Life Goals)
     Preset goals covering all eight dimensions along with
     tips and trackers to help you achieve success.                   Optimal YOU is 100
                                                                    You scored a 41 out of 100
     Wellness Webinars
     Covering all eight dimensions, available 24/7.
                                                                                                 100

                                                                   Health Assessment Example

     Earn up to $150 in rewards!

14    | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Questions about Living Healthy Rewards?

                                                                                             Visit deancare.com/rewards to learn
                                                                                             how to redeem reward points through

Living Healthy                                                                               your Living Healthy portal.

Rewards
Your rewards. Your choice.

Earn up to $150* in rewards!                                                           Living Healthy Rewards 2022 will
                                                                                       focus on Preventive Health Services!
Dean Health Plan will reward you up to $150*
for your healthy lifestyle. It’s one of the many                                       Prevention or early detection of common
reasons Living Healthy has its rewards!                                                diseases is the best way to be the
                                                                                       healthiest you. The list below includes
                      Here’s how it works:                                             some of the more common preventive
                      Choose the healthy activities                                    and screening services proven to improve
                      you want to complete                                             health, but it is important to check with
                                                                                       your primary care provider to determine
                                                                                       which tests are appropriate for you, based
                                                                                       on your medical history and family history.
                      Each completed activity
                                                                                       Earn points for taking care of you!
    Points            is worth reward points
     500              (example: 500 points = $50)
                                                                                                              Immunizations:
                                                                                                              Influenza, Varicella, Tetanus,
                      Earn up to 1,500 points                                                                 Meningococcal and
                      for a maximum of $150*                                                                  Pneumococcal
                      per calendar year
                      (before December 31)
                                                                                                              Cancer screenings:
                      Rewards come in the form                                                                Mammogram, Colon Cancer
                      of gift card(s) of your                                                                 (FIT testing, Cologuard,
                      choice to many national                                                                 Colonoscopy) and PAP
                      retailers, restaurants and                                                              smear
                      other popular merchants
                                                                                                              Other screenings:
                                                                                                              Chlamydia, Gonorrhea,
 All rewards MUST be redeemed before                                                                          HIV, Hepatitis C, Diabetes
 December 31, 2022.                                                                                           and Depression

* Check with your plan administrator for reward offerings specifc to your plan. Only Dean Health Plan members, ages 18 and older, are eligible for Living
  Healthy Rewards. Your employer may be required to report health plan-issued incentives as taxable income. Dean Health Plan may be required to report
  incentive payment information to your employer. Your health information is protected by federal law and will not be shared with your employer. Adult
  dependents (ages 18 and older) who are covered under a family member’s policy can earn up to $100 in Dean Health Plan’s Living Healthy Rewards program.

   We are here to help
   Visit deancare.com/rewards

                                                                          deancare.com/medicareadvantagemembers |                                    15
Getting Started
                                                                       Need to know where to go for care?

Getting the Right Care                                                   Call the 24-Hour Nurse Advice Line*
                                                                         at 800-576-8773 (TTY: 711).
at the Right Place                                                       Experienced registered nurses are
                                                                         here to help 24/7/365.
at the Right Time                                                        *Due to licensing regulations, 24-Hour Nurse
                                                                          Advice Line triage services are only available
                                                                          to Wisconsin residents.
The Importance of Primary Care

We ask our members, at enrollment, to select                attack symptoms (chest pain, shortness of
a primary care provider (PCP) within the Dean               breath, nausea/vomiting), stroke symptoms
network when you enroll. This is because                    (slurred speech, sudden weakness and vision
our coverage options emphasize a proactive,                 loss, and dizziness), and head trauma or sudden
preventive approach to care – one where a                   confusion. Call 911 if you think your health
PCP oversees all aspects of your health care                problem is life-threatening or could worsen
needs and keeps you well through regular visits.            on the way to the hospital.
Your PCP should serve as your first point of
contact when medical care is needed, especially             Specialty Care
for treatment of a chronic condition or for                 In addition to primary care, the Dean network
preventive care.                                            includes a variety of medical specialties. Your
                                                            PCP can help you select the specialist who is
Urgent Care**                                               right for you. Visit deancare.com/doctors for
If you need a same-day appointment, try calling             our online provider directory, which contains a
your primary care clinic first, as appointments             comprehensive list of Dean’s specialty providers,
are often available the same day for immediate              behavioral health services and hospitals. Turn to
treatment. Your clinic may direct you to go to              page 26 for more information about specialty
urgent care if you need attention sooner than a             care and when a prior authorization might be
clinic visit. Common reasons to visit urgent care           needed for these types of services.
include minor burns, sprains or strains, minor
lacerations or rashes, and migraines. Urgent care           E-Visit
sites are generally open evenings and weekends.             Go to deancare.com/evisit to get a diagnosis,
                                                            a treatment plan and even a prescription, if
Emergency Care**                                            needed! E-Visits are available to members
Severe illnesses, injuries and symptoms might               through age 80. To ensure members receive the
mean you need emergency care. Common                        highest quality of care, those age 81 and above
reasons to seek emergency care include heart                should be seen at a clinic or doctor’s office.

**Both urgent and emergency care are covered under your plan if you are not able to return to the Dean Health Plan
  network for immediate treatment. If you require urgent or emergency care outside the network and are unable to get
  to a plan provider, please go to the nearest urgent care center or emergency room for treatment. It is important to

16   | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Tips for a                                                    Schedule Your Annual Wellness
Better Appointment                                            Visit and Annual Physical Today

Creating a strong, trusting relationship                      Your annual wellness visit and annual physical
with a primary care provider (PCP) is at the                  are at the core of your preventive care plan.
heart of our preventive care philosophy at                    Preventive screenings can catch diseases, such
Dean Health Plan.                                             as cancer, early when they are most treatable.
                                                              By regularly scheduling your annual wellness
                                                              visit and annual physical, your PCP will be more
                                                              familiar with your health history and can make
                                                              better recommendations about your care.

Plan Ahead                                                    Ask Questions
Bring a list of your symptoms, including when                 Don’t hesitate to ask a question of your PCP
they started, how often they occur and what                   if you do not understand something.
eases them before coming to a diagnostic
appointment. List any other topics you also want              Be Open and Honest
to discuss with your PCP. Talk about the most                 The more your PCP knows about your lifestyle,
important concerns first.                                     the better he or she is able to treat you. Be
                                                              prepared to discuss details like where you live,
Talk About Preventive Care                                    family medical history, your diet and sleeping
During a routine or annual checkup, make sure                 habits.
to talk to your PCP about what preventive
screenings may be right for you and when you                  Take Notes
should have them. See page 22 for preventive                  Write down information or ask your
care details.                                                 PCP to make notes for you during
                                                              your appointment. You might consider bringing
Bring Your Medications                                        a friend or family member to take notes and help
Bring in bottles of your current prescriptions                you remember important information.
and the over-the-counter medications and
supplements you take. (Put them in a bag so you               Contact Your PCP
can easily carry everything.) Also, be sure                   If you have more questions or have problems
to write down the contact information for any                 with medications, call your PCP or send a
other providers, a list of your allergies and any             message through MyChart (or another secure
pertinent medical information.                                online health messaging system).

notify Dean of your out-of-network urgent or emergency visit by calling the Customer Care Center at 877-232-7566
(TTY: 711). If you are enrolled in an HMO plan, a plan provider should deliver all follow-up care. Out-of-network care
services require approval by Dean Health Plan unless you are enrolled in a HMO-POS plan.

                                                           deancare.com/medicareadvantagemembers |                       17
Using Your Plan
                                                            Questions on prescription drug coverage?

Drug Coverage                                                 Reach out to our Customer Care
                                                              Center at 877-232-7566 (TTY: 711),
Questions and Answers                                         8 am – 8 pm, weekdays (year-round)
                                                              and weekends (Oct. 1 – Mar. 31).

Medicare drug coverage can be hard to
understand. Here are answers to some of
our most frequently asked questions:

            Are my drugs covered                               What is the diference between
     Q      by the plan?                             Q         Part D and Part B drugs?

            Our plan uses a drug formulary                     It is important to understand the
            to determine how each drug is                      diference in coverage as Part D
     A      covered and any requirements for
            coverage. Visit deancare.com/            A         drugs are covered under the drug
                                                               beneft while Part B drugs are
            medicareadvantagemember to                         considered a medical beneft:
            view our comprehensive drug
            formulary. The formulary allows
                                                  • Part D drugs are the more common drugs you
            you to search by drug name, type
                                                    get at the pharmacy counter and can be self-
            or tier. See your plans Evidence of
                                                    administered. See chapters 5 and 6 of your
            Coverage to calculate how much
                                                    Evidence of Coverage document to learn more
            you can expect to pay for drugs in
                                                    about Part D drugs.
            each tier.
                                                  • Part B drugs are drugs that are either given
                                                    in a doctor’s ofce, home infusion or an
                                                    outpatient clinic that you cannot self administer
                                                    or these drugs are oral drugs or supplies for
                                                    certain chronic disease states that you can pick
                                                    up at your local pharmacy. Some examples
                                                    of drugs given in a clinic include injectable
                                                    anticancer drugs, intravenous immune globulin
                                                    or injectable dialysis drugs. Drugs that you
                                                    could pick up at your pharmacy include those
                                                    drugs Oral transplant medication, nebulized
                                                    drugs, some oral chemotherapy and diabetic
                                                    supplies for testing. Please be aware these
                                                    drugs will have either a co share amount
                                                    or a copay.

18   | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Can using mail order                           Why does my cost sharing for a
Q   really provide savings?                Q       drug change through the year?

    The mail order program can provide             The Medicare Part D program has
    savings through the Initial Coverage           four defned segments of beneft

A   Stage, as we ofer discounted
    copays on a 90-day supply for tiers    A       oferings known as the Deductible
                                                   Stage, Initial Coverage Stage,
    1, 2 and 3. Using mail order is also           Coverage Gap and Catastrophic
    convenient! You can avoid taking               Stage. Each beneft segment
    time to drive to a pharmacy by                 may have diferent member cost
    having your drugs delivered                    sharing amounts. The coverage
    to your home. You can get a 90                 and description of these beneft
    day supply of many drugs at most               segments can be found in
    pharmacies at the same discounted              Chapter 6 of your Evidence
    price as mail order drugs.                     of Coverage document.

                                       deancare.com/medicareadvantagemembers |    19
Using Your Plan
                                                                      Need to find a pharmacy near you?

Understanding                                                          Visit deancare.com/
                                                                       medicareadvantagemembers
Your Prescription                                                      to find preferred pharmacies and
                                                                       standard retail pharmacies near you.
Drug Coverage*
How to use your pharmacy benefit

                Members save money by filling                Insulin Savings
                prescriptions in our preferred retail        You only pay a $30 copay per prescription at
                pharmacy network and through our             preferred pharmacies and $35 at standard retail
                mail order pharmacy.                         pharmacies for insulin included on our formulary
                  • All SSM Pharmacies,                      until you reach the catastrophic coverage stage.
                                                             These savings apply through the deductible and
                    Walgreens and
                                                             copay stages and the donut hole.
                    Walmart pharmacies
                  • Costco** retail and mail                 Drug Formulary
                    order pharmacies                         Your prescription coverage is based on a drug
                Members have access to                       formulary, or list of drugs, used by Dean Health
                standard retail pharmacy network             Plan to help you differentiate what is and isn’t
                that includes:                               covered. The Dean Health Plan formulary breaks
                                                             the drug list into tiers, indicating different levels
                  • Most national pharmacy chains,
                                                             of cost sharing. As with most prescription drug
                    including CVS
                                                             coverage, there are limitations to coverage
                  • Many retail and grocery                  that help keep plan costs down. Make sure
                    store pharmacies                         you are familiar with both your plan’s specific
                  • Many independent, local                  coverage details and our general limitations and
                    community pharmacies                     procedures as explained on the following page.

                The formulary, pharmacy network,
                and/or provider network may
                change at any time. You will                               Save money by filling your
                receive notice when necessary.                             prescriptions at Preferred
                                                                           Pharmacy locations

 * No prescription coverage for Harmony MA-only.
**You do not need to be a Costco member to use the Costco Pharmacy.

20 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
For more information…

Understanding                                                  To view our drug formulary and other
                                                               pharmacy resources visit deancare.com/
Your Prescription                                              medicareadvantagemembers

Drug Coverage*
Formulary Management Procedures

The Dean Health Plan drug formulary is reviewed       prescription or per a specific amount of time.
every month and updated on a regular basis. For       For example, we may limit a drug to 60 tablets
example, we update the drug formulary when a          over a 30 day period.
new generic drug is approved. Visit deancare.
com/medicareadvantagemembers and click on           • Step Therapy: In some cases, Dean Health Plan
2022 Drug list/formulary for the most up-to-          requires you to first try certain drugs to treat
date drug formulary details.                          your medical condition before we will cover
                                                      another drug for that condition. For example,
Restrictions and limitations apply to the drug        if Drug A and Drug B both treat your medical
formulary, when necessary:                            condition, Dean Health Plan may not cover
                                                      Drug B unless you try Drug A first. If Drug A
• Prior Authorization: Dean Health Plan requires      does not work for you, then Drug B will be
  you or your physician to get prior                  covered.
  authorization for certain drugs. This means
  that you will need to get approval from           • 90 Day Supply of Drugs: You may be able to
  Dean Health Plan before you fill your               receive a 90 day supply of most drugs on our
  prescriptions. If you don’t get approval,           drug formulary. These drugs are available with
  the drug will not be covered. The drug              reduced cost sharing at most pharmacies and
  formulary lists drugs that need prior               through our convenient mail order service.
  authorization. You may also call the Customer       Drugs not available through mail order are
  Care Center for questions or information about      noted with “NM” in the notes column of the
  your prescription drug benefits.                    drug formulary.

• Quantity Limits: For certain drugs, Dean          • Limited Distribution: The Food and Drug
  Health Plan limits the amount of the drug           Administration restricts certain drugs to
  that you can have each time you fill your           certain pharmacies. These drugs can only be
  prescription. The amount or supply of the drug      obtained at specialty-designated pharmacies
  product dispensed can be limited either per         able to appropriately handle the drugs.

*No prescription coverage for Harmony MA-only.

                                                   deancare.com/medicareadvantagemembers |          21
Medicare Advantage
Preventive Care
By focusing on preventive care and
wellness, we can work together to
help you stay well and avoid illness.

Welcome to Medicare Office Visit                      Annual Wellness Visit and Annual Physical
As soon as you enroll in Medicare Part B, you         At this visit, the following preventive services, and
can schedule your welcome to Medicare visit.          more, are covered at no ($0) out-of-pocket costs
This visit is covered at no cost to you.              to you when received by an in-network provider:
                                                        • Breast cancer mammography screening
During this visit, your primary care physician
(PCP) will record your medical history and check        • Colorectal cancer screening
your vision, blood pressure, and weight and             • Prostate cancer screening
height to measure your body mass index (BMI).
                                                        • Diabetes screenings, monitoring supplies
This visit is also a great way to get up-to-date on       and self-management training
important screenings and shots and to talk with         • Annual Physical
your doctor about your family’s medical history
                                                      During this visit, your PCP will take a medical/
and ways to manage your health.
                                                      family history and may perform a head-to-
                                                      toe general health assessment with hands-on
                                                      examination of all the body systems. An annual
                                                      wellness exam does not necessarily involve a
                                                      physical exam—your provider may or may not
                                                      do both of these together.

               Did You Know?
               When you are new to Medicare Advantage you can schedule your Welcome
               to Medicare AND an Annual Wellness Visit.

                  • Your Welcome to Medicare visit is covered at no cost ($0) to you during your
                    first year of enrollment.
                  • The Annual Wellness and PCP visits are covered at no cost ($0) to you.

22 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Vaccinations*                                                Other Preventive Services
Vaccines will cost $0 copay to help you stay                 All preventive services are listed in your
healthy. It is important to keep vaccines current:           Evidence of Coverage. See the Medical Benefits
you may not have been vaccinated as a child or               chart in Chapter 4, Section 2.1. You will see an
your immunity may have faded. Most importantly,              apple listed next to the preventive services in
vaccines help keep you safe from possible life-              the benefits chart.
threatening, vaccine-preventable, diseases.
                                                             Telehealth
Part B Vaccines                                              Telehealth can be used to assess your risk for
Medicare Part B covers these vaccines                        certain health conditions. It may also be used
when received in your clinic:                                for your annual preventive visit or for other
                                                             appointments if you do not need lab work
  • Annual flu shot
                                                             or vaccines. Talk with your PCP and ask if a
  • Hepatitis B for intermediate to high risk                telehealth appointment is right for you.
  • Pneumococcal pneumonia
  • Tetanus shot, but only due to an injury

Part D Vaccines
Medicare Part D covers these vaccines when
received at an in-network pharmacy. You must
receive the Part D vaccine in the pharmacy for it
to be covered.
  • Hepatitis B for low risk members
  • Shingles
  • Td (tetanus and diphtheria) booster
  • Tdap (tetanus, diphtheria, and pertussis)
    booster

* Your plan must include Part D for Part D vaccines to be covered.

                                                           deancare.com/medicareadvantagemembers | 23
Using Your Plan
                                                                          Struggling to manage your diabetes?

Medicare Advantage                                                          Get the help you need by completing
                                                                            our Care Management form to
Diabetes Benefits                                                           be connected with a nurse case
                                                                            manager. Visit deancare.com/
                                                                            wellness/care-management
Dean Health Plan understands the special
needs of individuals with diabetes. Our
Medicare Advantage plans offer specific
benefits geared toward those needs.

Diabetes Management                                           Insulin Savings
Do you have diabetes?                                         Does insulin play a role in managing your
Make sure you are taking steps to stay healthy:               diabetes? We can help. Our plans offer reduced
                                                              copays on insulin until you reach the catastrophic
                • Get an HbA1c test at least twice            stage of Medicare Part D coverage. We offer:
                  a year to check your average
                  blood glucose level for the past                                  • $30 insulin fills at preferred
                  two to three months.                                                pharmacy locations.
                • Get an LDL test when you are                                      • $35 insulin fills at standard
                  first diagnosed with diabetes                                       retail pharmacies.
                  to check your level of “bad”
                  cholesterol, and repeat                                           • Our insulin savings program
                  testing as recommended                                              applies to all insulins on the
                  by your doctor.                                                     formulary,* including:
                                                                                      Fiasp 100 unit/ml
                • Get diabetic kidney                                                 Humulin R 500 unit/ml
                  disease testing.                                                    Levemir 100 unit/ml
                • Get an eye exam which may                                           Novolin 70/30 unit/m
                  include a dilated retinal exam.                                     Novolog 100 unit/ml
                                                                                      Lantus 100 unit/ml
                • Get a regular foot exam.
                                                                                      Novolin N 100 unit/ml
                • Eat a healthy diet and                                              Novolin R 100 unit/ml
                  exercise regularly.                                                 Soliqua 100un/0.033mg/ml
                                                                                      Toujeo 300 unit/ml
                • Stay active. Register
                                                                                      Toujeo 100 unit/ml
                  for Silver&Fit.
                                                                                      Tresiba 100 unit/ml
                                                                                      Tresiba 200 unit/ml
                                                                                      Xultrophy 100unit/3.6mg/ml

*Includes Pen Injector, Injectable Solution, Injectable Suspension and Cartridge.

24 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Diabetic Supplies
$0 Diabetic Supplies
                                                      Insulin supplies
Supplies to monitor your blood glucose are
                                                      Insulin supplies are covered under the Part D
covered at $0. Covered supplies include blood
                                                      benefit. Covered insulin supplies include syringes,
glucose monitors, blood glucose test strips,
                                                      needles, alcohol swabs and gauze. Insulin
lancet devices and lancets, and glucose-control
                                                      supplies are on Tier 2 of our formulary. The Tier
solutions for checking the accuracy of test strips
                                                      2 copay is $5 at preferred retail pharmacies and
and monitors. Diabetic testing supplies must be
                                                      $12 at standard retail pharmacies.
Accu-Chek brand in order to be covered.

                                                      Therapeutic Shoes and Inserts
Continuous Glucose Monitors
                                                      For people with diabetes who have severe
Continuous glucose monitors are covered at $0.
                                                      diabetic foot disease, we cover one pair per
Continuous glucose monitors and supplies must
                                                      calendar year of therapeutic custom-molded
be obtained at a pharmacy and be FreeStyle
                                                      shoes (including inserts provided with such
Libre or Dexcom brand. Ask your doctor if you
                                                      shoes) and two additional pairs of inserts, or one
meet Medicare guidelines for the $0 continuous
                                                      pair of depth shoes and three pairs of inserts
glucose monitor benefit.
                                                      (not including the non-customized removable
                                                      inserts provided with such shoes). This coverage
Insulin Pumps
                                                      includes fitting. You will pay 20% coinsurance
Insulin pumps covered by our plan
                                                      in-network for therapeutic shoes and inserts.
are Minimed, T Slim and Omnipod. Insulin
                                                      Therapeutic shoes and inserts are only available
pumps are covered under the Durable Medical
                                                      through NPS Foot Health.
Equipment (DME) benefit. You will pay 20%
coinsurance in-network for insulin pumps.
Minimed and Omnipod testing supplies you              Benefits Supporting Diabetes Management
will pay 20% coinsurance.                             $0 Part C Benefits
                                                        • PCP Visits
                                                        • Labs
                                                        • Diabetic Supplies
                                                        • Kidney Disease Education

                                                     deancare.com/medicareadvantagemembers | 25
Using Your Plan

Understanding
Prior Authorization
Making sure it’s covered

As you navigate your health care, it’s important            Services that may require a prior
to remember that certain medical services                   authorization include, but are not
require prior authorization. If it is determined            limited to:
that your specific service need requires this, it
must be submitted to Dean Health Plan.                                        • Medically-related
                                                                                dental services
Dean Health Plan will not cover the
cost of certain medical services if your                                      • Radiology services
prior authorization request is not received                                   • Durable medical equipment
or approved.
                                                                              • Mental health care
                                                                              • Outpatient therapy
                                                                              • Outpatient substance abuse
                                                                              • Outpatient surgery
                                                                              • Prosthetic devices
                                                                              • Inpatient hospital care
                                                                              • Skilled nursing facility
                                                                              • Certain drugs
                                                                                (see formulary for more details)
                                                                              • Out-of-network services*

*Members on HMO-POS plans do not require a prior authorization before using out-of-network services.
 For HMO plans, if prior authorization is approved for out-of-network services, the member will pay the
 in-network cost-sharing amount.

26 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Plan Details
                                                            Need more information?

Your Rights and                                               Reach out to our Customer Care
                                                              Center at 877-232-7566 (TTY: 711),
Responsibilities                                              8 am – 8 pm, weekdays (year-round)
                                                              and weekends (Oct. 1 – Mar. 31).

You deserve the best service and health
care possible. Rights and responsibilities
help foster cooperation among members,
practitioners and Dean Health Plan.

Visit deancare.com to view your Notice             Limitations and Exclusions
of Privacy Practices or call the Customer          Reference your Evidence of Coverage,
Care Center.                                       which can be found online at deancare.com,
                                                   for a list of services and items that either
Grievance and Appeals                              are not covered under any condition or
We know that at times you may have questions       are covered only under specific conditions.
or concerns about benefits, claims or services
you have received from Dean Health Plan.
When such a concern or complaint arises, we
encourage you to reach out to the Customer
Care Center. A Medicare Specialist will make
every effort to resolve your concern promptly
and completely. Your input matters, and we
encourage you to call with any concerns you
may have regarding your health care. As a
Dean Advantage member, you also have certain
grievance and appeals rights.

You can call the Customer Care Center or visit
deancare.com/medicareadvantagemembers
for more information on how to file a grievance
or appeal.

                                                  deancare.com/medicareadvantagemembers | 27
Non-Discrimination Notice

   The Health Plan*:
     • Provides free aids and services to people with disabilities to
       communicate effectively with us, such as: qualified sign
       language interpreters and written information in other formats
       (large print, audio, accessible electronic formats, other formats).
     • Provides free language services to people whose primary
       language is not English such as: qualified interpreters and
       information written in other languages. If you need these
       services, contact the Customer Care Center at 1-877-317-2410
       (TTY: 711).

   The Health Plan complies with applicable Federal civil rights laws and does not discriminate on the
   basis of race, color, national origin, age, disability, sex, or religion. The Health Plan does not exclude
   people or treat them differently because of race, color, national origin, age, disability, sex, or religion.

   If you believe that the Health Plan has failed to provide these services or discriminated in another way
   on the basis of race, color, national origin, age, disability, sex, or religion, you can file a grievance with
   the organization’s Civil Rights Coordinator. If you need help filing a grievance, the Civil Rights
   Coordinator for the Health Plan is available to help you. You can file a grievance in person, by mail, or
   email at:

         Civil Rights Coordinator                         Phone: 1-608-828-2216 (TTY: 711)
         1277 Deming Way                                  Email: civilrightscoordinator@deancare.com
         Madison, Wisconsin 53717

   You can also file a civil rights complaint with the U.S. Department of Health and Human Services,
   Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at
   https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, by mail, or phone at:

         U.S. Department of Health and Human Services
         200 Independence Avenue, SW
         Room 509F, HHH Building            Phone: 1-800-368-1019 or 1-800-537-7697 (TDD)
         Washington, D.C. 20201

   Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html.

   *Dean Health Plan; Prevea360 Health Plan; WellFirst Health

                                                                                                2021-2022 General Tagline v1.0P

28 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
Language Assistance
Spanish - ATENCIÓN: si habla                           Somali - DIGTOONI: Haddii aad
español, tiene a su disposición                        ku hadasho afka Soomaaliha,
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lingüística. Llame al                                  waxaa laguu heli karaa iyagoo
1-877-317-2410 (TTY: 711).                             bilaash ah. Wac
                                                       1-877-317-2410 (TTY: 711).
                                                       Hmong - LUS CEEV: Yog tias
                                                       koj hais lus Hmoob, cov kev pab
                                                       txog lus, muaj kev pab dawb rau
                                                       koj. Hu rau 1-877-317-2410
                                                       (TTY: 711).
Polish - UWAGA: Jeżeli mówisz po polsku,
możesz skorzystać z bezpłatnej pomocy językowej.
Zadzwoń pod numer 1-877-317-2410 (TTY: 711).

Vietnamese - CHÚ Ý: Nếu bạn nói Tiếng Việt, có         Arabic -
các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn.             ‫ ﻓﺈن ﺧﺪﻣﺎت‬،‫ إذا ﻛﻨﺖ ﺗﺘﺤﺪث اذﻛﺮ اﻟﻠﻐﺔ‬:‫ﻣﻠﺤﻮظﺔ‬
Gọi số 1-877-317-2410 (TTY: 711).                               ‫ اﺗﺼﻞ ﺑﺮﻗﻢ‬.‫اﻟﻤﺴﺎﻋﺪة اﻟﻠﻐﻮﯾﺔ ﺗﺘﻮاﻓﺮ ﻟﻚ ﺑﺎﻟﻤﺠﺎن‬
                                                              .(711 :‫ )رﻗﻢ ھﺎﺗﻒ اﻟﺼﻢ واﻟﺒﻜﻢ‬1-877-317-2410

Tagalog - PAUNAWA: Kung nagsasalita ka ng              Russian - ВНИМАНИЕ: Если вы говорите на
Tagalog, maaari kang gumamit ng mga serbisyo ng        русском языке, то вам доступны бесплатные
tulong sa wika nang walang bayad. Tumawag sa           услуги перевода. Звоните 1-877-317-2410
1-877-317-2410 (TTY: 711).                             (телетайп: 711).

German - ACHTUNG: Wenn Sie Deutsch
sprechen, stehen Ihnen kostenlos sprachliche
Hilfsdienstleistungen zur Verfügung. Rufnummer:
1-877-317-2410 (TTY: 711).

French - ATTENTION : Si vous parlez français,          Urdu -
des services d'aide linguistique vous sont proposés    ‫ ﺗﻮ آپ ﮐﻮ زﺑﺎن ﮐﯽ ﻣﺪد‬،‫ اﮔﺮ آپ اردو ﺑﻮﻟﺘﮯ ﮨﯿﮟ‬:‫ﺧﺒﺮدار‬
gratuitement. Appelez le 1-877-317-2410                           ‫ﮐﯽ ﺧﺪﻣﺎت ﻣﻔﺖ ﻣﯿﮟ دﺳﺘﯿﺎب ﮨﯿﮟ ۔ ﮐﺎل ﮐﺮﯾﮟ‬
(ATS : 711).                                                                   1-877-317-2410 (TTY: 711).
                                                       Italian - ATTENZIONE: In caso la lingua parlata
                                                       sia l'italiano, sono disponibili servizi di assistenza
                                                       linguistica gratuiti. Chiamare il numero
                                                       1-877-317-2410 (TTY: 711).

                                                      H9096_tagline0821_C       H5264_tagline0821_C

                                             1-877-234-0126 (TTY:711) | deancare.com/medicare | 29
Your Notes

30 | 2022 New Member Guide | Dean Advantage Medicare Coverage by Dean Health Plan
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Dean Health Plan, Inc.
1277 Deming Way
Madison, WI 53717
Local: 608-828-1941
Toll-free 877-234-0126 (TTY: 711)
deancare.com/medicare

Dean Health Plan, Inc. is a HMO/
HMO-POS with a Medicare contract.
Enrollment in Dean Health Plan, Inc.
depends on contract renewal. Dean
Health Plan markets under the names
Dean Advantage and Prevea360
Medicare Advantage. This information is
not a complete description of benefits.
Call 877-234-0126 (TTY: 711) for more
information. You must continue to pay
your Medicare Part B premium.

©2021 Dean Health Plan, Inc.
H9096_545291R03_C
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