BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits
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HELPING YOU REACH YOUR WELLBEING POTENTIAL.
Welcome to Your 2018
BENEFITS GUIDE
SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS.
the details the perks where to go
WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Contents WELCOME HEALTH FINANCIAL WORK-LIFE
3 Your Complete Sunrun 5 Medical 10 Sunrun 401(k) Plan 15 Voluntary Benefits
Benefits Program 7 Healthcare Resources 11 HSA 16 EAP & Pet Insurance
4 Getting Started 8 Dental 13 FSA & Commuter Benefit 16 Employee Discounts
9 Vision 14 Life and AD&D
9 Wellness Program 14 Disability
WELCOME
Sunrun wants you and your family to be happy, healthy and secure. That’s
why we offer a benefits program that is designed to help you achieve your
health, financial and work-life balance potential. We are committed to
providing you with tools and resources to help you maximize your benefits,
including this Benefits Guide. Please review it carefully for highlights of our
benefits and discuss your options with your family.
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WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Your Complete Sunrun
Benefits Program BENEFITS SUPPORT
Have questions about
Your Sunrun benefits program provides a wide array of benefits to help you achieve your our benefits? Reach out
physical, financial and work-life wellbeing potential. In some cases, Sunrun pays the full cost to the Benefits Advocate
of some benefits, in others you pay the full cost and Sunrun and you share the cost of still Center at (844) 632-
other benefits. Some benefits are paid for on a pre-tax basis, while others are paid for after tax. 2197 Monday–Friday,
7:00 a.m. to 5:30 p.m.
Health Financial Work-Life PT or email champion@
hubinternational.com.
MEDICAL SUNRUN 401(k) PLAN ACCIDENT INSURANCE
• Cigna Preferred Provider Organization
HEALTH SAVINGS ACCOUNTS CRITICAL ILLNESS INSURANCE
(PPO) Plan For more
(HSAs) AUTO & HOME INSURANCE
• Cigna Consumer Directed Health Plan information, log on
(CDHP) Option 1 with Health Savings FLEXIBLE SPENDING ACCOUNTS METLAW LEGAL PLAN to http://sunrun.
Account (HSA) (FSAs)
• Cigna Consumer Directed Health Plan • Healthcare FSA IDENTITY THEFT INSURANCE gobenefits.net.
(CDHP) Option 2 with Health Savings • Limited-Purpose Healthcare FSA EMPLOYEE ASSISTANCE
Account (HSA) (for CDHP participants only) PROGRAM (EAP)
• Kaiser HMO Base Plan (CA Only) • Dependent Care FSA
• Kaiser HMO Buy-Up Plan (CA Only)
GROUP PET INSURANCE
COMMUTER BENEFIT ACCOUNT
• Healthcare Resources EMPLOYEE DISCOUNTS
»» One Medical BASIC AND SUPPLEMENTAL LIFE
LEAVES OF ABSENCE
»» Telehealth AND ACCIDENTAL DEATH AND
»» Tobacco Cessation DISMEMBERMENT (AD&D)
»» LivingConnected Diabetes Program
SHORT-TERM DISABILITY (STD)
DENTAL
LONG-TERM DISABILITY (LTD)
• Core Plan
• Buy-Up Plan
VISION
WELLNESS PROGRAM
»» Tobacco Cessation
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WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Getting Started
Eligibility Enrollment HOW TO ENROLL QUALIFIED LIFE EVENTS
• Go to www.sunrunOE.com. If you experience a
• Full-time employees working 30 hours You must enroll within 31 days from • If you are a first-time user, click on
or more per week are eligible for your eligibility date (the first day of qualified life event
“Register” to set up your username,
medical coverage. the month following date of hire). password and security questions (our during the year,
• Benefits are effective on the first of the Elections you make when first becoming Company Key is sunrun and is case such as marriage,
month following date of hire. eligible or during Open Enrollment will
remain in effect until our next Open
sensitive). Be sure to have your and divorce or the birth
your dependents’ Social Security
or adoption of a
Our Benefits
Enrollment period. In addition, if you numbers and verification documents
decline coverage for yourself and/or (e.g., marriage/birth certificate) on child, you may make
Website your dependent(s) when first becoming
eligible, you must wait until the next
hand. changes to your
• Log in and click on “Start Here,” then elections at that time.
Sunrun.gobenefits.net is your go-to Open Enrollment period to enroll. follow the step-by-step instructions.
resource for coverage information, carrier However, if you experience a qualified • Click on “Approve” and “I Agree” to It is your responsibility
contact information, including phone life event (see “Qualified Life Events” on confirm your elections. Be sure to print
the right of this page) during the year, you
to make changes to
numbers and links to member websites, out your elections for your records.
and important documents. Simply log on may make changes to your elections at your benefit elections
to http://sunrun.gobenefits.net. that time. by logging in to
DEPENDENT ELIGIBILITY
VERIFICATION sunrunbenefits.com
If you want to add/change dependents or
within 31 days of the
beneficiaries on any of your benefits, be event. If you fail to
sure to gather the necessary information do so, you will not be
to verify their relationship to you. able to enroll or make
changes until the
next Open Enrollment
period.
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Health
Medical Coverage: Cigna
We’re proud to offer medical coverage that not only provides coverage for illness and injury, but also enables you and your family to focus on staying well.
Following is a high-level overview of the coverage available. For complete coverage details, please refer to the Summary Plan Description (SPD).
Cigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with HSA
Plan Feature
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Annual Deductible
Employee only
$500 $1,000 $2,000 $4,000 $3,000 $4,000
Family
$1,000 $2,000 $4,000 $8,000 $6,000 $8,000
Annual Out-of-Pocket Maximum
Employee only
$3,000 $6,000 $3,500 $7,000 $5,000 $8,000
Family
$6,000 $12,000 $7,000* $14,000** $10,000** $16,000**
Company Contribution to the Health Savings Account (HSA)
Employee only
N/A $600 (prorated throughout the year) N/A
Family
N/A $1,200 (prorated throughout the year) N/A
Services
Plan pays 100%, no Plan pays 60% after Plan pays 100%, Plan pays 70% Plan pays 100%, Plan pays 60%
Preventive Care
deductible deductible no deductible after deductible no deductible after deductible
Primary Care
Plan pays 60% after Plan pays 90% Plan pays 70% Plan pays 80% Plan pays 60%
Physician Office $25 copay
deductible after deductible after deductible after deductible after deductible
Visit
Specialist Office
Plan pays 60% after Plan pays 90% Plan pays 70% Plan pays 80% Plan pays 60%
$40 copay
Visit deductible after deductible after deductible after deductible after deductible
Please note: Your pharmacy benefit
Emergency Room
services with Cigna will be provided by
Plan pays 80% Plan pays 60%
Visit (copay waived $150 copay and plan pays 100% after deductible Plan pays 90% after deductible Express Scripts and administered by
after deductible after deductible
if admitted) RxBenefits. RxBenefits can help you
navigate through any issues related to
$250 copay and plan $500 copay and plan purchasing prescription medication.
Inpatient Hospital
Plan pays 90% Plan pays 70% Plan pays 80% Plan pays 60%
pays pays
Stay after deductible after deductible after deductible after deductible *This out-of-pocket maximum is
80% after deductible 60% after deductible embedded. With an embedded
out-of-pocket maximum, the annual
Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4) out-of-pocket maximum can be met on an
individual basis. This means that once a
Plan pays 100%, no Plan pays 100%, no Plan pays 100%, no Plan pays 100%, no Plan pays 100%, no Plan pays 100%, no family member meets his/her individual
Preventive
deductible deductible deductible deductible deductible deductible out-of-pocket maximum, the plan will
begin to pay coinsurance for that family
Retail (up to a 30-
$15/$25/$40/30% with Plan pays 60% after After deductible, Plan pays 70% Plan pays 80% Plan pays 60% member. The individual embedded
day supply) a maximum of $75 deductible $15/$25/$40/20% after deductible after deductible after deductible out-of-pocket maximum is $3,500 for the
CDHP Option 1 and $6,850 for the CDHP
Mail Order (up to a
$30/$50/$80/30% with After deductible, Plan pays 80% Option 2.
Not covered Not covered Not covered
90-day supply) a maximum of $150 $30/$50/$80/20% after deductible
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Health
Medical Coverage: Kaiser Permanente
(California Only)
HMO Base Plan HMO Buy-Up Plan
Plan Feature
In-Network Only In-Network Only
Annual Deductible
Employee only
$750 $250
Family
$1,500 $500
Annual Out-of-Pocket Maximum
Employee only
$3,000 $3,000
Family
$6,000 $6,000
Services
Preventive Care
Plan pays 100% Plan pays 100%
Primary Care Physician Office
$25 copay $10 copay
Visit
Specialist Office Visit
$25 copay $10 copay
Emergency Room Visit
Plan pays 80% after deductible Plan pays 90% after deductible
Inpatient Hospital Stay
Plan pays 80% after deductible Plan pays 90% after deductible
Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)
$10/$30/$30/20% with a maximum $10/$30/$30/20% with a maximum
Retail (up to a 30-day supply)
of $200 of $200
Mail Order (up to a 90-day
$20/$60/$60/20% with a maximum $20/$60/$60/20% with a maximum
supply) of $200 of $200
For complete coverage details, please refer to the
Summary Plan Description (SPD).
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Healthcare Resources FOR MORE INFORMATION:
One Medical
• (415) 291-0480
• clientservices@onemedical.com
• www.onemedical.com/mybenefit
(Company Code: SUNXOM)
One Medical Telehealth LivingConnected Telehealth: MDLIVE (Cigna)
• (888) 726-3171
If you are a Sunrun employee in All employees enrolled in a Sunrun Diabetes Program • www.MDLIVEforCigna.com
Arizona or San Francisco, CA, and medical plan have access to
enrolled in a Cigna medical plan, licensed, board-certified U.S.-based Cigna members have access to
Telehealth: Kaiser Permanente
Sunrun provides One Medical at doctors via phone, online or video CCS Medical’s LivingConnected
diabetes program, which allows • (800) 464-4000
no cost to you. This program can chat 24/7/365. Costs for these “virtual
you to manage your condition from • www.kp.org
connect you to board-certified visits” vary depending on your
doctors and healthcare professionals medical plan. home and comes at no cost as part
of Sunrun’s medical plans. You have Tobacco Cessation
24/7. Membership includes:
• Preventive services access to: • (844) 729-5169
• Primary care (subject to applicable • Easy-to-use cellular or bluetooth • TDD: (800) 697-0353
copay, coinsurance and glucose meter with 24/7 live • www.guidanceresources.com
deductible) monitoring (Web ID: SUNRUN)
• 24/7 virtual care at no cost to you • Test strips, lancing devices, lancets
• On-site lab services and other diabetes supplies LivingConnected Diabetes
• Dedicated support team • Coaching from a registered nurse Program
when readings are in the critical
• (800) 334-8134
range
• RxHelp@rxbenefits.com
• Live, personalized health coaching
• www.express-scripts.com
from Certified Diabetes Educators
• Online portal and smartphone app
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Health
Dental Coverage: MetLife
Regular dental checkups can do more than keep your smile attractive—they can also tell dentists a lot about your overall health, including whether or not you
may be at risk for chronic diseases. Following is a high-level overview of your dental coverage. For complete coverage details, please refer to the Summary Plan
Description (SPD).
Core Plan Buy-Up Plan
Plan Feature
In-Network Out-of-Network In-Network Out-of-Network
Annual Deductible (single/ $50/$150 $25/$75 $50/$150
family)
Annual Maximum Benefit $1,750 $3,000 $2,250
Preventive Plan pays 100% Plan pays 100%
Basic Plan pays 90% after deductible Plan pays 80% after deductible* Plan pays 90% after deductible Plan pays 80% after deductible*
Major Plan pays 60% after deductible Plan pays 50% after deductible* Plan pays 70% after deductible Plan pays 50% after deductible*
Orthodontia Plan pays 50% Plan pays 50%
Orthodontia Lifetime
$1,500 $1,500
Maximum
*Please note that the out-of-pocket dental plan maximum for Texas employees is 90% for basic and 70% for major services.
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Health
Vision Coverage: VSP FOR COMPLETE COVERAGE
DETAILS, PLEASE REFER
Not only can yearly eye exams protect your eyes, they can help detect signs of serious health conditions like diabetes, brain tumors, TO THE SUMMARY PLAN
high blood pressure and high cholesterol. Following is a high-level overview of your vision coverage. Please note that you may use DESCRIPTION (SPD).
your frame allowance toward non-prescription sunglasses, and enhanced benefits for safety goggles are available for employees who
use them in their position at Sunrun. Please contact VSP for more information.
Plan Feature Frequency* In-Network Out-of-Network
Examination Every 12 months $10 Up to $50
Basic Lenses (single/bifocal/trifocal) Every 12 months $30 copay $50–$100
Frames Every 24 months $150–$170 allowance plus Up to $70
20% discount on amounts over
allowance
Contact Lenses (in lieu of glasses) Every 12 months $140 allowance; up to $60 copay Up to $105; contact lens
for contact lens exam exam not covered
LASIK Surgery N/A Savings of up to 15% off regular Not covered
price at VSP contracted laser
centers,
or an additional 5% off center’s
promotional price
*Your benefits refresh on a calendar year basis.
Live Healthy America Tobacco Cessation
You have access to a personalized wellness program, Live When you enroll in medical coverage, you will be asked to verify
Healthy America. You can participate in challenges to earn prizes, your tobacco use status. If you use tobacco, you will be charged FOR MORE INFORMATION,
access health tips and articles, track activities and steps, set a $25 monthly tobacco surcharge. As an alternative, you may VISIT:
wellness goals, track your progress and connect with your peers. enroll in ComPsych’s GuidanceResources tobacco cessation
program and complete the program by December 31, 2018. Once livehealthysunrun.com
you complete the five sessions, you will recoup the $25 monthly or call (888) 282-0822.
surcharges paid to date and will begin paying the non-tobacco
rates. Please note that the sessions are at least one week apart.
As a reminder, tobacco cessation drugs are covered at 100
percent under our Cigna medical plans.
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Financial
Sunrun 401(k) Plan: Empower Retirement For more information and
helpful financial tools,
To help you save for the retirement of your dreams, we • Investment choices: A variety of investment options are visit www.empower-
offer the Sunrun 401(k) Plan. The Sunrun 401(k) Plan helps available, ranging from conservative to aggressive, so you
retirement.com/
you save for retirement on a tax-deferred basis. To change can choose the investments that best match your goals and
your contribution level or opt out of the Sunrun 401(k) Plan, time frame. participant or call
log into https://participant.empower-retirement.com.
• We also offer a Roth 401(k) option if you wish to make
(800) 338-4015.
Your contributions are made via convenient, pre-tax payroll
after-tax contributions now and not pay taxes on your account
deductions, and your funds are tax-deferred until you withdraw
once you withdraw funds in retirement.
them in retirement. There are several important advantages to
the Sunrun 401(k) Plan:
• Company match: Sunrun will match your contributions at
100% on the first 1% of your contributions and 50% on any
contributions above 1% up to 6%.
• Rollover assistance: You may roll over funds from a pre-
existing 401(k) to the Sunrun 401(k) Plan. Contact Empower
Retirement to determine the proper rollover process.
• Deferred taxes: Contributions are made before you pay
income taxes. Taxes are deferred on your savings and any
earnings until you begin making withdrawals.
You can defer up to $6,000
$18,000 in pre-tax
If you are age 50 or
contributions to the
over, you may make
Sunrun 401(k) Plan
additional catch-up
per year.
contributions of up to
$6,000 per year.
$18,000
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Financial
How the Consumer Directed Health Plans (CDHPs) Work SUNRUN CONTRIBUTIONS
The Cigna CDHP Option 1 and CDHP Option 2 offer comprehensive healthcare coverage at lower premiums and higher deductibles
If you enroll in the
than traditional healthcare plans. With lower premiums to pay for coverage, you choose how to spend your healthcare dollars. You can CDHP Option 1, Sunrun
either pay for eligible services by using funds in your HSA, or you can pay for them out of your own pocket. Note: You can only use HSA will contribute $600
funds as they are deposited in your account. You can always reimburse yourself later once you have accumulated funds in your account. for employee-only
coverage and $1,200
for family coverage
Health Savings Accounts TOTAL ANNUAL CONTRIBUTION LIMIT
annually. Note:
It is important to note that your contributions, when combined
(HSAs): HSA Bank with any contributions from the company, may not exceed Sunrun contribution
Both CDHPs feature a health savings account (HSA) that
the IRS annual maximum of $3,450 for individual coverage amounts will be
and $6,900 for family coverage in 2018. Note: Individuals 55
enables you to pay for current, qualified healthcare expenses prorated per paycheck
and older may make additional “catch-up” contributions up to
and save for future expenses on a tax-free basis. You have the
$1,000 each year until they enroll in Medicare.
for all employees.
opportunity to set aside funds in your HSA before taxes through
convenient payroll deductions (see “How Your HSA Is Funded”).
Qualified Healthcare Expenses
How Your HSA Is Funded HSAs enable you to pay for the following qualified healthcare
expenses on a tax-free basis:
YOUR CONTRIBUTIONS
• Qualified medical, dental and vision expenses not covered by
There are two ways to contribute money to your HSA: the plans, as defined by the IRS in Publication 502, available
• Pre-tax contributions through payroll deductions online at http://www.irs.gov/pub/irs-pdf/p502.pdf
• After-tax cash contributions that are deductible when you • COBRA premiums
file your taxes • Qualified long-term care insurance and expenses
• Health insurance premiums when receiving unemployment
COMPANY CONTRIBUTIONS compensation
Sunrun contributes $600 for employee-only coverage and • Medicare and retiree health insurance premiums (not
$1,200 for family coverage annually to the HSA tied to the Medicare Supplement premiums)
CDHP Option 1. These contributions are prorated per paycheck. • Medigap insurance premiums
Sunrun does not make annual contributions to the CDHP
Option 2.
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Financial
HEALTH SAVINGS ACCOUNTS (HSAs) CONTINUED FOR MORE INFORMATION,
VISIT:
Advantages of an HSA
http://www.irs.gov/
TRIPLE-TAX ADVANTAGE CONTROL SAVINGS POTENTIAL
pub/irs-pdf/p969.pdf
• You contribute pre-tax funds through You own and control the money in your There is no “use it or lose it” rule. Your
payroll deductions, meaning the money HSA. You decide how or if you want to account grows over time as you continue
comes out of your paycheck before spend it. You can use it to pay for doctor’s to roll over unused dollars from year to
federal income tax is calculated. This, visits, prescriptions, braces, glasses—even year.
in turn, reduces the amount of taxable
laser vision correction surgery.
income, so less tax is withheld from your
paycheck.
PORTABILITY
• Funds grow tax-free, and unused funds INVESTMENT OPPORTUNITIES Your HSA is yours for life. The money is
roll over year to year. Once you reach and maintain a minimum yours to spend or save, regardless of
• You can withdraw funds tax-free to pay threshold, you can make investments to whether you change health plans,* retire or
for qualified healthcare expenses now help your money grow tax-free. leave the company.
and in the future—even in retirement.
*You must be enrolled in a qualified high-deductible health
plan to contribute to an HSA.
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Financial
Flexible Spending Healthcare FSA MORE ON FSAs
Eligible Expenses Qualified medical, dental and vision expenses not
Program: Discovery covered by insurance
• You are required to
enroll in the FSA each
Maximum Annual Contribution $2,650
Benefits Limited-Purpose Healthcare FSA (for CDHP participants)
year to participate.
Flexible spending accounts (FSAs) allow you Eligible Expenses Qualified dental and vision expenses not covered by
insurance • The IRS requires that
to pay for eligible health and/or dependent
care expenses on a pre-tax basis, meaning Maximum Annual Contribution $2,650 any unused funds
your FSA contributions are deducted from Dependent Care FSA you have set aside for
your pay before your federal and Social Eligible Expenses Qualified dependent care, such as child or eldercare eligible expenses that
Security taxes are calculated. The result is Maximum Annual Contribution $5,000 (or $2,500 if married and filing separately) are still in your account
that your taxable income is reduced and Commuter Benefit Account
you get to keep a greater portion of your
on March 15, 2019, be
Eligible Expenses Commuting expenses (e.g., bus, commuter train, van
paycheck. pool, trolley, subway, ferry, parking, etc.) claimed by submitting
Monthly Maximum Parking: $260 your eligible expenses
Transit: $260
Commuter Benefit no later than March
31, 2019. All claims
Account: Discovery For a complete list of qualified healthcare expenses, visit http://www.irs.gov/pub/
submitted must be
Benefits irs-pdf/p502.pdf. For a complete list of qualified dependent care expenses, visit from claims incurred
http://www.irs.gov/pub/irs-pdf/p503.pdf. For a complete list of parking and transit before March 15, 2019.
You can also use pre-tax dollars to pay for expenses, visit www.discoverybenefits.com. Any unused funds will
parking and transit expenses and can enroll
in the program at any point during the year. be forfeited.
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Financial
Life and Accidental Death and Disability Coverage: Prudential
Dismemberment (AD&D) Coverage: We offer eligible employees short-term disability (STD) and long-term disability (LTD)
coverage for your financial needs should you need to take a leave from work due to a
Prudential serious illness or non-work-related injury. Following is a brief summary of our STD and
LTD coverage. These benefits are paid by Sunrun.
We help our eligible employees maintain financial security by providing a group life and
accidental death and dismemberment (AD&D) benefit. This benefit is paid by Sunrun.
SHORT-TERM DISABILITY (STD) COVERAGE
BASIC LIFE AND AD&D COVERAGE STD Coverage Features
Income Replacement 66.67%
Basic Life and AD&D
Weekly Maximum Benefit $2,500
Amount 1x annual base salary up to $250,000
When Benefit Begins After 7 days
Maximum Benefit Period 12 weeks
SUPPLEMENTAL LIFE COVERAGE
You also have the opportunity to purchase additional life and AD&D coverage for yourself LONG-TERM DISABILITY (LTD) COVERAGE
and your dependents at group rates. Please note that rates are based on whether or
not you use tobacco. The chart below shows the coverage available. Note: Spouse and LTD Coverage Features
child coverage is only available when the employee elects voluntary coverage for him or Income Replacement 60%
herself. Monthly Maximum Benefit $10,000
When Benefit Begins 90 days
Amount Guaranteed Issue Maximum Benefit Period Until age 65
Employee $2 million $250,000
Spouse 100% of employee coverage up to $500,000 $100,000
Child(ren) Up to $20,000 $20,000
Employees and dependents who elect coverage when first eligible can elect up to the
Guaranteed Issue amounts without being required to submit Evidence of Insurability (EOI).
If you wish for more than the Guaranteed Issue amount or to waive coverage now and
elect at a later date, you will be required to submit EOI. During Open Enrollment 2018 only,
you will have a one-time opportunity to purchase additional life insurance up to $250,000
without submitting EOI.
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Work-Life FOR MORE INFORMATION:
Accident Insurance
Accident Insurance: Legal Plan: • (800) GET-MET8 (438-6388)
MetLife MetLaw Legal Plan • https://online.metlife.com/
edge/web/public/benefits
You have the option of purchasing voluntary accident insurance You have the option of enrolling in the group legal plan at a low
for you, your spouse and/or your dependent children, which monthly premium. The plan gives you and your family members Critical Illness Insurance
pays you money based on the injury and the treatment you access to legal assistance for matters concerning estate • (800) GET-MET8 (438-6388)
receive, whether it’s a simple sprain or something more serious, planning, real estate, family law, consumer protection and more. • https://online.metlife.com/
like an injury from a car accident. Your plan can pay you a Note: One-year enrollment is required. edge/web/public/benefits
benefit for an emergency room treatment, stitches, crutches,
Identity Theft Insurance:
injury-related surgery and certain other accident-related
Auto & Home Insurance
expenses.
• (800) GET-MET8 (438-6388)
LifeLock • https://online.metlife.com/
edge/web/public/benefits
Critical Illness Insurance: You have the option of enrolling in the voluntary identity theft
protection benefit through LifeLock. LifeLock members have
MetLife protection services, including proprietary identity monitoring
MetLaw Legal Plan
• (800) GET-MET8 (438-6388)
with technology that scans hundreds of millions of transactions
You have the option of purchasing voluntary critical illness • https://online.metlife.com/
per second looking for different threats that could lead to
insurance for you and your eligible family members. This plan edge/web/public/benefits
identity theft.
provides a lump-sum payment upon diagnosis of certain
covered conditions, such as cancer, heart attack or stroke, to Identity Theft Insurance
Two levels of coverage are available for purchase, Benefit Elite
use any way you want to help cover extra cost of treatment, • Pre-Enrollment:
and Ultimate Plus. The main differentiator is that the Ultimate
childcare, mortgage, car payments, etc. (866) 917-2555
Plus plan includes credit bureau access, tracking and reporting.
• Post-Enrollment:
Auto & Home Insurance: Parental Leave
(800) 607-9174
• memberservices@
MetLife Sunrun understands the need to take time off to take care of
excelsiorcompanies.com
• www.lifelock.com
your personal needs—and those of your family. That’s why we
You have the option of purchasing personal lines of auto and
offer up to 12 weeks of Family Medical Leave Act (FMLA) leave.
home insurance at discounted rates.
In addition to FMLA and applicable state leaves, both birth and Parental Leave
non-birth parents are eligible for up to 10 weeks of paid leave at • (800) 524-0542
100 percent of pay. • www.prudential.com/
mybenefits
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Work-Life
For more information
about these benefits,
contact the carriers
directly (see page 18 for
contact information).
Employee Voluntary Pet Employee
Assistance Insurance: Discounts: Fond
Program (EAP): Nationwide All employees have access to discounts
on automotive, electronic, consumer,
ComPsych You have the option of purchasing educational assistance, home security,
voluntary pet insurance at discounted travel, home and work-life products
We understand that it can be difficult group rates to help cover the costs and services through Fond. You can
to manage family, work-related and associated with veterinary care. even use the “Request a Perk” function
personal issues. That’s why we offer an
to receive discounts on some of your
EAP at no cost to you. To help guide
favorite products and services.
you through difficult situations or simply
assist you with day-to-day tasks like
finding a last-minute dog sitter, trained
professionals work with you as you
search for solutions. The program is
completely confidential and can help
you work through issues related (but not
limited) to:
• Emotional well-being
• Family life
• Healthy living
• Legal/financial matters
PRINT CONTENTS CONTACT LIST BACK FIRST LAST NEXT 16WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Rates
2018 Employee Contributions Per Pay Period
Medical Coverage
Cigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with Kaiser HMO Base Plan Kaiser HMO Buy-Up Plan
HSA (California Only) (California Only)
Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco
Employee Only $63.23 $75.73 $51.78 $64.28 $28.89 $41.39 $43.49 $55.99 $57.99 $70.49
Employee + Spouse $155.35 $167.85 $135.18 $147.68 $87.76 $100.26 $128.41 $140.91 $164.66 $177.16
Employee + Child(ren) $140.63 $153.13 $122.64 $135.14 $79.58 $92.08 $104.88 $117.38 $134.46 $146.96
Family $221.84 $234.34 $193.50 $206.00 $125.37 $137.87 $174.45 $186.95 $223.75 $236.25
Dental Coverage Core Plan Buy-Up Plan Supplemental Non-Tobacco Tobacco Optional Non-Tobacco Tobacco
Employee Life (Per $1,000) (Per $1,000) Spouse Life (Per $1,000) (Per $1,000)
Employee Only $7.27 $9.74 (Exclude AD&D)
Employee + Spouse $16.45 $21.56 00-24 $0.071 $0.084
00-24 $0.071 $0.084
Employee + Child(ren) $18.33 $24.02 25-29 $0.071 $0.084
Family $27.63 $36.21 25-29 $0.071 $0.084
30-34 $0.087 $0.103
30-34 $0.087 $0.103
35-39 $0.113 $0.140
Vision Coverage 35-39 $0.113 $0.140
40-44 $0.166 $0.214
Employee Only $1.55 40-44 $0.166 $0.214
45-49 $0.271 $0.349
Employee + Spouse $3.77 45-49 $0.271 $0.349
50-54 $0.431 $0.556
Employee + Child(ren) $3.77 50-54 $0.431 $0.556
55-59 $0.750 $0.967
Family $6.22
55-59 $0.750 $0.967
60-64 $1.155 $1.428
60-64 $1.155 $1.428
65-69 $2.125 $2.514
65-69 $2.125 $2.514
70+ $4.405 $5.211
70+ $4.405 $5.211
Optional Child Life $0.200
Supplemental Employee AD&D: $0.025
Per $1,000
Single (Per $1,000)
Supplemental Employee AD&D: $0.025
Family (Per $1,000)
PRINT CONTENTS CONTACT LIST BACK FIRST LAST NEXT 17WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS
Benefits Contact Directory
Topic Contact Phone & Email Website & Network
(844) 632-2197
sunrun.gobenefits.net
General Benefits and/or Enrollment Benefits Advocate Center Monday–Friday, 7 a.m. to 5:30 p.m. PT
www.sunrunbenefits.com
champion@hubinternational.com
Cigna (800) CIGNA24 (800-244-6224) www.mycigna.com
Medical Coverage
Kaiser Permanente (800) 464-4000 www.kp.org
RxBenefits (800) 334-8134 & RxHelp@rxbenefits.com www.express-scripts.com
Prescription Drug Coverage
Kaiser Permanente (888) 218-6245 www.kp.org
Health Savings Accounts (HSAs) HSA Bank (800) CIGNA24 (800-244-6224) www.mycigna.com
(415) 291-0480 www.onemedical.com/mybenefit
One Medical One Medical
clientservices@onemedical.com (Company Code: SUNXOM)
Cigna: MDLIVE (888) 726-3171 www.MDLIVEforCigna.com
Telehealth Program
Kaiser Permanente (800) 464-4000 www.kp.org
LivingConnected Diabetes Program RxBenefits (800) 334-8134 & RxHelp@rxbenefits.com www.express-scripts.com
(844) 729-5169 www.guidanceresources.com
Tobacco Cessation Program ComPsych (GuidanceResources)
TDD: (800) 697-0353 (Web ID: SUNRUN)
(888) 466-8673
Dental Coverage MetLife https://online.metlife.com/edge/web/public/benefits
nscrep@metlife.com
Vision Coverage VSP (800) 877-7195 www.vsp.com
Live Healthy America Wellness Program Live Healthy America (888) 282-0822 www.livehealthysunrun.com
Sunrun 401(k) Plan Empower Retirement (800) 338-4015 www.empower-retirement.com/participant
Life, Accidental Death and Dismemberment
Prudential (800) 524-0542 www.prudential.com/mybenefits
(AD&D) and Disability Coverage
Flexible Spending Accounts (FSAs) & Parking and
Discovery Benefits (866) 451-3399 www.discoverybenefits.com
Transit Program
Voluntary Accident, Critical Illness, Auto & Home
MetLife (800) GET-MET8 (438-6388) https://online.metlife.com/edge/web/public/benefits
Insurance and Group Legal Plan
Pre-Enrollment: (866) 917-2555
Identity Theft Insurance LifeLock Post-Enrollment: (800) 607-9174 www.lifelock.com
memberservices@excelsiorcompanies.com
Leaves of Absence/FMLA Prudential (800) 524-0542 www.prudential.com/mybenefits
Group Pet Insurance Nationwide (877) 738-7874 www.petinsurance.com/affiliates/Sunrun
www.guidanceresources.com
Employee Assistance Program (EAP) ComPsych (GuidanceResources) (844) 729-5169
(Web ID: SUNRUN)
Employee Discounts Fond (415) 969-6563 www.fond.co
Please note: This guide is intended to provide you with highlights of our benefits program. It is not intended to address all details.
Actual benefit coverage is specified in the Plan Documents. In the event of any differences between this guide and the Plan
Documents, the Plan Documents will govern.
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