BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits

 
BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits
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HELPING YOU REACH YOUR WELLBEING POTENTIAL.

Welcome to Your 2018
BENEFITS GUIDE

                                   SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS.

                   the details                           the perks                             where to go
BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits
WELCOME                       HEALTH                  FINANCIAL               WORK-LIFE               RATES               CONTACTS

        Contents               WELCOME                       HEALTH                    FINANCIAL                     WORK-LIFE
                               3	Your Complete Sunrun       5 Medical                 10 Sunrun 401(k) Plan         15 Voluntary Benefits
                                  Benefits Program           7 Healthcare Resources    11 HSA                        16	EAP & Pet Insurance
                               4 Getting Started             8 Dental                  13 FSA & Commuter Benefit     16 Employee Discounts
                                                             9 Vision                  14	Life and AD&D
                                                             9 Wellness Program        14 Disability

        WELCOME
        Sunrun wants you and your family to be happy, healthy and secure. That’s
        why we offer a benefits program that is designed to help you achieve your
        health, financial and work-life balance potential. We are committed to
        providing you with tools and resources to help you maximize your benefits,
        including this Benefits Guide. Please review it carefully for highlights of our
        benefits and discuss your options with your family.

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BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits
WELCOME                       HEALTH                       FINANCIAL              WORK-LIFE             RATES             CONTACTS

Your Complete Sunrun
Benefits Program                                                                                                                  BENEFITS SUPPORT
                                                                                                                                  Have questions about
Your Sunrun benefits program provides a wide array of benefits to help you achieve your                                           our benefits? Reach out
physical, financial and work-life wellbeing potential. In some cases, Sunrun pays the full cost                                   to the Benefits Advocate
of some benefits, in others you pay the full cost and Sunrun and you share the cost of still                                      Center at (844) 632-
other benefits. Some benefits are paid for on a pre-tax basis, while others are paid for after tax.                               2197 Monday–Friday,
                                                                                                                                  7:00 a.m. to 5:30 p.m.
Health                                    Financial                                    Work-Life                                  PT or email champion@
                                                                                                                                  hubinternational.com.
MEDICAL                                   SUNRUN 401(k) PLAN                           ACCIDENT INSURANCE
• Cigna Preferred Provider Organization
                                          HEALTH SAVINGS ACCOUNTS                      CRITICAL ILLNESS INSURANCE
  (PPO) Plan                                                                                                                      For more
                                          (HSAs)                                       AUTO & HOME INSURANCE
• Cigna Consumer Directed Health Plan                                                                                             information, log on
  (CDHP) Option 1 with Health Savings     FLEXIBLE SPENDING ACCOUNTS                   METLAW LEGAL PLAN                          to http://sunrun.
  Account (HSA)                           (FSAs)
• Cigna Consumer Directed Health Plan     • Healthcare FSA                             IDENTITY THEFT INSURANCE                   gobenefits.net.
  (CDHP) Option 2 with Health Savings     • 	Limited-Purpose Healthcare FSA           EMPLOYEE ASSISTANCE
  Account (HSA)                               (for CDHP participants only)             PROGRAM (EAP)
• Kaiser HMO Base Plan (CA Only)          • Dependent Care FSA
• Kaiser HMO Buy-Up Plan (CA Only)
                                                                                       GROUP PET INSURANCE
                                          COMMUTER BENEFIT ACCOUNT
• Healthcare Resources                                                                 EMPLOYEE DISCOUNTS
  »» One Medical                          BASIC AND SUPPLEMENTAL LIFE
                                                                                       LEAVES OF ABSENCE
  »» Telehealth                           AND ACCIDENTAL DEATH AND
  »» Tobacco Cessation                    DISMEMBERMENT (AD&D)
  »» LivingConnected Diabetes Program
                                          SHORT-TERM DISABILITY (STD)
DENTAL
                                          LONG-TERM DISABILITY (LTD)
• Core Plan
• Buy-Up Plan

VISION
WELLNESS PROGRAM
  »» Tobacco Cessation

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BENEFITS GUIDE Welcome to Your 2018 - the details where to go - Sunrun Benefits
WELCOME                       HEALTH                         FINANCIAL                    WORK-LIFE                 RATES              CONTACTS

Getting Started
Eligibility                                    Enrollment                                       HOW TO ENROLL                                       QUALIFIED LIFE EVENTS
                                                                                                • Go to www.sunrunOE.com.                           If you experience a
• Full-time employees working 30 hours         You must enroll within 31 days from              • If you are a first-time user, click on
  or more per week are eligible for            your eligibility date (the first day of                                                              qualified life event
                                                                                                  “Register” to set up your username,
  medical coverage.                            the month following date of hire).                 password and security questions (our              during the year,
• Benefits are effective on the first of the   Elections you make when first becoming             Company Key is sunrun and is case                 such as marriage,
  month following date of hire.                eligible or during Open Enrollment will
                                               remain in effect until our next Open
                                                                                                  sensitive). Be sure to have your and              divorce or the birth
                                                                                                  your dependents’ Social Security
                                                                                                                                                    or adoption of a
Our Benefits
                                               Enrollment period. In addition, if you             numbers and verification documents
                                               decline coverage for yourself and/or               (e.g., marriage/birth certificate) on             child, you may make
Website                                        your dependent(s) when first becoming
                                               eligible, you must wait until the next
                                                                                                  hand.                                             changes to your
                                                                                                • Log in and click on “Start Here,” then            elections at that time.
Sunrun.gobenefits.net is your go-to            Open Enrollment period to enroll.                  follow the step-by-step instructions.
resource for coverage information, carrier     However, if you experience a qualified           • Click on “Approve” and “I Agree” to               It is your responsibility
contact information, including phone           life event (see “Qualified Life Events” on         confirm your elections. Be sure to print
                                               the right of this page) during the year, you
                                                                                                                                                    to make changes to
numbers and links to member websites,                                                             out your elections for your records.
and important documents. Simply log on         may make changes to your elections at                                                                your benefit elections
to http://sunrun.gobenefits.net.               that time.                                                                                           by logging in to
                                                                                                DEPENDENT ELIGIBILITY
                                                                                                VERIFICATION                                        sunrunbenefits.com
                                                                                                If you want to add/change dependents or
                                                                                                                                                    within 31 days of the
                                                                                                beneficiaries on any of your benefits, be           event. If you fail to
                                                                                                sure to gather the necessary information            do so, you will not be
                                                                                                to verify their relationship to you.                able to enroll or make
                                                                                                                                                    changes until the
                                                                                                                                                    next Open Enrollment
                                                                                                                                                    period.

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WELCOME                                    HEALTH                         FINANCIAL                       WORK-LIFE                         RATES                 CONTACTS

Health
Medical Coverage: Cigna
We’re proud to offer medical coverage that not only provides coverage for illness and injury, but also enables you and your family to focus on staying well.
Following is a high-level overview of the coverage available. For complete coverage details, please refer to the Summary Plan Description (SPD).

                                            Cigna PPO Plan                             Cigna CDHP Option 1 with HSA                Cigna CDHP Option 2 with HSA
 Plan Feature
                                 In-Network               Out-of-Network             In-Network             Out-of-Network         In-Network               Out-of-Network
 Annual Deductible
  Employee only
                                   $500                       $1,000                   $2,000                  $4,000               $3,000                     $4,000
  Family
                                  $1,000                      $2,000                   $4,000                  $8,000               $6,000                     $8,000
 Annual Out-of-Pocket Maximum

  Employee only
                                  $3,000                      $6,000                   $3,500                   $7,000              $5,000                     $8,000

  Family
                                  $6,000                      $12,000                  $7,000*                $14,000**            $10,000**                  $16,000**

 Company Contribution to the Health Savings Account (HSA)

  Employee only
                                                  N/A                                $600 (prorated throughout the year)                            N/A

  Family
                                                  N/A                              $1,200 (prorated throughout the year)                            N/A

 Services
                              Plan pays 100%, no          Plan pays 60% after       Plan pays 100%,           Plan pays 70%       Plan pays 100%,             Plan pays 60%
  Preventive Care
 
                                  deductible                  deductible             no deductible           after deductible      no deductible             after deductible
  Primary Care
 
                                                          Plan pays 60% after        Plan pays 90%            Plan pays 70%        Plan pays 80%              Plan pays 60%
   Physician Office               $25 copay
                                                              deductible            after deductible         after deductible     after deductible           after deductible
   Visit
  Specialist Office
                                                        Plan pays 60% after        Plan pays 90%            Plan pays 70%        Plan pays 80%              Plan pays 60%
                                  $40 copay
   Visit                                                      deductible            after deductible         after deductible     after deductible           after deductible
                                                                                                                                                                                    Please note: Your pharmacy benefit
  Emergency Room
                                                                                                                                                                                  services with Cigna will be provided by
                                                                                                                                   Plan pays 80%              Plan pays 60%
   Visit (copay waived      $150 copay and plan pays 100% after deductible                Plan pays 90% after deductible                                                            Express Scripts and administered by
                                                                                                                                  after deductible           after deductible
   if admitted)                                                                                                                                                                     RxBenefits. RxBenefits can help you
                                                                                                                                                                                    navigate through any issues related to
                             $250 copay and plan          $500 copay and plan                                                                                                       purchasing prescription medication.
  Inpatient Hospital
                                                                                   Plan pays 90%            Plan pays 70%        Plan pays 80%              Plan pays 60%
                                    pays                         pays
   Stay                                                                             after deductible         after deductible     after deductible           after deductible       *This out-of-pocket maximum is
                             80% after deductible         60% after deductible                                                                                                      embedded. With an embedded
                                                                                                                                                                                    out-of-pocket maximum, the annual
 Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)                                                                                                                                   out-of-pocket maximum can be met on an
                                                                                                                                                                                    individual basis. This means that once a
                              Plan pays 100%, no           Plan pays 100%, no      Plan pays 100%, no       Plan pays 100%, no   Plan pays 100%, no         Plan pays 100%, no      family member meets his/her individual
  Preventive
 
                                  deductible                   deductible              deductible               deductible           deductible                 deductible          out-of-pocket maximum, the plan will
                                                                                                                                                                                    begin to pay coinsurance for that family
  Retail (up to a 30-
                          $15/$25/$40/30% with          Plan pays 60% after      After deductible,          Plan pays 70%        Plan pays 80%              Plan pays 60%         member. The individual embedded
   day supply)                a maximum of $75                deductible           $15/$25/$40/20%           after deductible     after deductible           after deductible       out-of-pocket maximum is $3,500 for the
                                                                                                                                                                                    CDHP Option 1 and $6,850 for the CDHP
  Mail Order (up to a
                          $30/$50/$80/30% with                                    After deductible,                              Plan pays 80%                                    Option 2.
                                                              Not covered                                      Not covered                                     Not covered
   90-day supply)             a maximum of $150                                    $30/$50/$80/20%                                after deductible

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WELCOME                                HEALTH                         FINANCIAL   WORK-LIFE          RATES             CONTACTS

Health
Medical Coverage: Kaiser Permanente
(California Only)
                                                   HMO Base Plan                   HMO Buy-Up Plan
Plan Feature
                                                   In-Network Only                   In-Network Only
Annual Deductible
 Employee only
                                                      $750                               $250
 Family
                                                     $1,500                              $500
Annual Out-of-Pocket Maximum

 Employee only
                                                     $3,000                             $3,000

 Family
                                                     $6,000                             $6,000

Services
 Preventive Care
                                                  Plan pays 100%                    Plan pays 100%
 Primary Care Physician Office

                                                      $25 copay                          $10 copay
  Visit
 Specialist Office Visit
                                                    $25 copay                          $10 copay
 Emergency Room Visit
                                         Plan pays 80% after deductible      Plan pays 90% after deductible
 Inpatient Hospital Stay
                                         Plan pays 80% after deductible      Plan pays 90% after deductible
Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)
                                         $10/$30/$30/20% with a maximum       $10/$30/$30/20% with a maximum
 Retail (up to a 30-day supply)

                                                    of $200                              of $200
 Mail Order (up to a 90-day
                                       $20/$60/$60/20% with a maximum       $20/$60/$60/20% with a maximum
  supply)                                           of $200                              of $200

For complete coverage details, please refer to the
Summary Plan Description (SPD).

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WELCOME                      HEALTH                       FINANCIAL                       WORK-LIFE             RATES              CONTACTS

Healthcare Resources                                                                                                                FOR MORE INFORMATION:
                                                                                                                                    One Medical
                                                                                                                                    • (415) 291-0480
                                                                                                                                    • clientservices@onemedical.com
                                                                                                                                    • www.onemedical.com/mybenefit
                                                                                                                                      (Company Code: SUNXOM)

One Medical                             Telehealth                                  LivingConnected                                 Telehealth: MDLIVE (Cigna)
                                                                                                                                    • (888) 726-3171
If you are a Sunrun employee in         All employees enrolled in a Sunrun          Diabetes Program                                • www.MDLIVEforCigna.com
Arizona or San Francisco, CA, and       medical plan have access to
enrolled in a Cigna medical plan,       licensed, board-certified U.S.-based        Cigna members have access to
                                                                                                                                    Telehealth: Kaiser Permanente
Sunrun provides One Medical at          doctors via phone, online or video          CCS Medical’s LivingConnected
                                                                                    diabetes program, which allows                  • (800) 464-4000
no cost to you. This program can        chat 24/7/365. Costs for these “virtual
                                                                                    you to manage your condition from               • www.kp.org
connect you to board-certified          visits” vary depending on your
doctors and healthcare professionals    medical plan.                               home and comes at no cost as part
                                                                                    of Sunrun’s medical plans. You have             Tobacco Cessation
24/7. Membership includes:
• Preventive services                                                               access to:                                      • (844) 729-5169
• Primary care (subject to applicable                                               • Easy-to-use cellular or bluetooth             • TDD: (800) 697-0353
    copay, coinsurance and                                                             glucose meter with 24/7 live                 • www.guidanceresources.com
    deductible)                                                                        monitoring                                     (Web ID: SUNRUN)
• 24/7 virtual care at no cost to you                                               • Test strips, lancing devices, lancets
• On-site lab services                                                                 and other diabetes supplies                  LivingConnected Diabetes
• Dedicated support team                                                            • Coaching from a registered nurse              Program
                                                                                       when readings are in the critical
                                                                                                                                    • (800) 334-8134
                                                                                       range
                                                                                                                                    • RxHelp@rxbenefits.com
                                                                                    • Live, personalized health coaching
                                                                                                                                    • www.express-scripts.com
                                                                                       from Certified Diabetes Educators
                                                                                    • Online portal and smartphone app

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WELCOME                                   HEALTH                             FINANCIAL                                WORK-LIFE                          RATES                  CONTACTS

Health
Dental Coverage: MetLife
Regular dental checkups can do more than keep your smile attractive—they can also tell dentists a lot about your overall health, including whether or not you
may be at risk for chronic diseases. Following is a high-level overview of your dental coverage. For complete coverage details, please refer to the Summary Plan
Description (SPD).

                                                                    Core Plan                                                                        Buy-Up Plan
 Plan Feature
                                               In-Network                            Out-of-Network                                In-Network                             Out-of-Network
 Annual Deductible (single/                                           $50/$150                                                       $25/$75                                   $50/$150
 family)
 Annual Maximum Benefit                                                $1,750                                                         $3,000                                    $2,250
 Preventive                                                        Plan pays 100%                                                                    Plan pays 100%
 Basic                                Plan pays 90% after deductible            Plan pays 80% after deductible*            Plan pays 90% after deductible            Plan pays 80% after deductible*
 Major                                Plan pays 60% after deductible            Plan pays 50% after deductible*            Plan pays 70% after deductible            Plan pays 50% after deductible*
 Orthodontia                                                       Plan pays 50%                                                                     Plan pays 50%
 Orthodontia Lifetime
                                                                       $1,500                                                                               $1,500
 Maximum

*Please note that the out-of-pocket dental plan maximum for Texas employees is 90% for basic and 70% for major services.

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WELCOME                   HEALTH                            FINANCIAL                        WORK-LIFE          RATES             CONTACTS

Health
Vision Coverage: VSP                                                                                                                              FOR COMPLETE COVERAGE
                                                                                                                                                  DETAILS, PLEASE REFER
Not only can yearly eye exams protect your eyes, they can help detect signs of serious health conditions like diabetes, brain tumors,             TO THE SUMMARY PLAN
high blood pressure and high cholesterol. Following is a high-level overview of your vision coverage. Please note that you may use                DESCRIPTION (SPD).
your frame allowance toward non-prescription sunglasses, and enhanced benefits for safety goggles are available for employees who
use them in their position at Sunrun. Please contact VSP for more information.

 Plan Feature                                          Frequency*                         In-Network                   Out-of-Network
 Examination                                          Every 12 months                           $10                        Up to $50
 Basic Lenses (single/bifocal/trifocal)               Every 12 months                       $30 copay                      $50–$100
 Frames                                              Every 24 months                $150–$170 allowance plus                Up to $70
                                                                                  20% discount on amounts over
                                                                                           allowance
 Contact Lenses (in lieu of glasses)                  Every 12 months            $140 allowance; up to $60 copay     Up to $105; contact lens
                                                                                      for contact lens exam            exam not covered
 LASIK Surgery                                             N/A                    Savings of up to 15% off regular        Not covered
                                                                                   price at VSP contracted laser
                                                                                              centers,
                                                                                  or an additional 5% off center’s
                                                                                         promotional price

*Your benefits refresh on a calendar year basis.

Live Healthy America                                                    Tobacco Cessation
You have access to a personalized wellness program, Live                When you enroll in medical coverage, you will be asked to verify
Healthy America. You can participate in challenges to earn prizes,      your tobacco use status. If you use tobacco, you will be charged          FOR MORE INFORMATION,
access health tips and articles, track activities and steps, set        a $25 monthly tobacco surcharge. As an alternative, you may               VISIT:
wellness goals, track your progress and connect with your peers.        enroll in ComPsych’s GuidanceResources tobacco cessation
                                                                        program and complete the program by December 31, 2018. Once               livehealthysunrun.com
                                                                        you complete the five sessions, you will recoup the $25 monthly           or call (888) 282-0822.
                                                                        surcharges paid to date and will begin paying the non-tobacco
                                                                        rates. Please note that the sessions are at least one week apart.
                                                                        As a reminder, tobacco cessation drugs are covered at 100
                                                                        percent under our Cigna medical plans.

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WELCOME                            HEALTH                    FINANCIAL                      WORK-LIFE           RATES             CONTACTS

Financial
Sunrun 401(k) Plan: Empower Retirement                                                                                                   For more information and
                                                                                                                                         helpful financial tools,
To help you save for the retirement of your dreams, we               • Investment choices: A variety of investment options are           visit www.empower-
offer the Sunrun 401(k) Plan. The Sunrun 401(k) Plan helps             available, ranging from conservative to aggressive, so you
                                                                                                                                         retirement.com/
you save for retirement on a tax-deferred basis. To change             can choose the investments that best match your goals and
your contribution level or opt out of the Sunrun 401(k) Plan,          time frame.                                                       participant or call
log into https://participant.empower-retirement.com.
                                                                     • We also offer a Roth 401(k) option if you wish to make
                                                                                                                                         (800) 338-4015.
Your contributions are made via convenient, pre-tax payroll
                                                                       after-tax contributions now and not pay taxes on your account
deductions, and your funds are tax-deferred until you withdraw
                                                                       once you withdraw funds in retirement.
them in retirement. There are several important advantages to
the Sunrun 401(k) Plan:
• Company match: Sunrun will match your contributions at
   100% on the first 1% of your contributions and 50% on any
   contributions above 1% up to 6%.
• Rollover assistance: You may roll over funds from a pre-
   existing 401(k) to the Sunrun 401(k) Plan. Contact Empower
   Retirement to determine the proper rollover process.
• Deferred taxes: Contributions are made before you pay
   income taxes. Taxes are deferred on your savings and any
   earnings until you begin making withdrawals.

You can defer up to                                                                                      $6,000
$18,000 in pre-tax
                                                                                                         If you are age 50 or
contributions to the
                                                                                                         over, you may make
Sunrun 401(k) Plan
                                                                                                         additional catch-up
per year.
                                                                                                         contributions of up to
                                                                                                         $6,000 per year.
$18,000

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WELCOME                          HEALTH                       FINANCIAL                      WORK-LIFE              RATES             CONTACTS

Financial
How the Consumer Directed Health Plans (CDHPs) Work                                                                                              SUNRUN CONTRIBUTIONS

The Cigna CDHP Option 1 and CDHP Option 2 offer comprehensive healthcare coverage at lower premiums and higher deductibles
                                                                                                                                                 If you enroll in the
than traditional healthcare plans. With lower premiums to pay for coverage, you choose how to spend your healthcare dollars. You can             CDHP Option 1, Sunrun
either pay for eligible services by using funds in your HSA, or you can pay for them out of your own pocket. Note: You can only use HSA          will contribute $600
funds as they are deposited in your account. You can always reimburse yourself later once you have accumulated funds in your account.            for employee-only
                                                                                                                                                 coverage and $1,200
                                                                                                                                                 for family coverage
Health Savings Accounts                                                TOTAL ANNUAL CONTRIBUTION LIMIT
                                                                                                                                                 annually. Note:
                                                                       It is important to note that your contributions, when combined
(HSAs): HSA Bank                                                       with any contributions from the company, may not exceed                   Sunrun contribution
Both CDHPs feature a health savings account (HSA) that
                                                                       the IRS annual maximum of $3,450 for individual coverage                  amounts will be
                                                                       and $6,900 for family coverage in 2018. Note: Individuals 55
enables you to pay for current, qualified healthcare expenses                                                                                    prorated per paycheck
                                                                       and older may make additional “catch-up” contributions up to
and save for future expenses on a tax-free basis. You have the
                                                                       $1,000 each year until they enroll in Medicare.
                                                                                                                                                 for all employees.
opportunity to set aside funds in your HSA before taxes through
convenient payroll deductions (see “How Your HSA Is Funded”).
                                                                       Qualified Healthcare Expenses
How Your HSA Is Funded                                                 HSAs enable you to pay for the following qualified healthcare
                                                                       expenses on a tax-free basis:
YOUR CONTRIBUTIONS
                                                                       • Qualified medical, dental and vision expenses not covered by
There are two ways to contribute money to your HSA:                      the plans, as defined by the IRS in Publication 502, available
• Pre-tax contributions through payroll deductions                       online at http://www.irs.gov/pub/irs-pdf/p502.pdf
• After-tax cash contributions that are deductible when you            • COBRA premiums
  file your taxes                                                      • Qualified long-term care insurance and expenses
                                                                       • Health insurance premiums when receiving unemployment
COMPANY CONTRIBUTIONS                                                    compensation
Sunrun contributes $600 for employee-only coverage and                 • Medicare and retiree health insurance premiums (not
$1,200 for family coverage annually to the HSA tied to the               Medicare Supplement premiums)
CDHP Option 1. These contributions are prorated per paycheck.          • Medigap insurance premiums
Sunrun does not make annual contributions to the CDHP
Option 2.

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WELCOME                        HEALTH                         FINANCIAL                                  WORK-LIFE                   RATES             CONTACTS

Financial
HEALTH SAVINGS ACCOUNTS (HSAs) CONTINUED                                                                                                                           FOR MORE INFORMATION,
                                                                                                                                                                   VISIT:
Advantages of an HSA
                                                                                                                                                                   http://www.irs.gov/
TRIPLE-TAX ADVANTAGE                          CONTROL                                         SAVINGS POTENTIAL
                                                                                                                                                                   pub/irs-pdf/p969.pdf
• You contribute pre-tax funds through        You own and control the money in your           There is no “use it or lose it” rule. Your
  payroll deductions, meaning the money       HSA. You decide how or if you want to           account grows over time as you continue
  comes out of your paycheck before           spend it. You can use it to pay for doctor’s    to roll over unused dollars from year to
  federal income tax is calculated. This,     visits, prescriptions, braces, glasses—even     year.
  in turn, reduces the amount of taxable
                                              laser vision correction surgery.
  income, so less tax is withheld from your
  paycheck.
                                                                                              PORTABILITY
• Funds grow tax-free, and unused funds       INVESTMENT OPPORTUNITIES                        Your HSA is yours for life. The money is
  roll over year to year.                     Once you reach and maintain a minimum           yours to spend or save, regardless of
• You can withdraw funds tax-free to pay      threshold, you can make investments to          whether you change health plans,* retire or
  for qualified healthcare expenses now       help your money grow tax-free.                  leave the company.
  and in the future—even in retirement.
                                                                                              *You must be enrolled in a qualified high-deductible health
                                                                                              plan to contribute to an HSA.

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WELCOME                     HEALTH                         FINANCIAL                            WORK-LIFE          RATES             CONTACTS

Financial
Flexible Spending                              Healthcare FSA                                                                                MORE ON FSAs
                                               Eligible Expenses                 Qualified medical, dental and vision expenses not
Program: Discovery                                                               covered by insurance
                                                                                                                                             • You are required to
                                                                                                                                               enroll in the FSA each
                                               Maximum Annual Contribution       $2,650
Benefits                                       Limited-Purpose Healthcare FSA (for CDHP participants)
                                                                                                                                               year to participate.
Flexible spending accounts (FSAs) allow you    Eligible Expenses                 Qualified dental and vision expenses not covered by
                                                                                 insurance                                                   • The IRS requires that
to pay for eligible health and/or dependent
care expenses on a pre-tax basis, meaning      Maximum Annual Contribution       $2,650                                                        any unused funds
your FSA contributions are deducted from       Dependent Care FSA                                                                              you have set aside for
your pay before your federal and Social        Eligible Expenses                 Qualified dependent care, such as child or eldercare          eligible expenses that
Security taxes are calculated. The result is   Maximum Annual Contribution       $5,000 (or $2,500 if married and filing separately)           are still in your account
that your taxable income is reduced and        Commuter Benefit Account
you get to keep a greater portion of your
                                                                                                                                               on March 15, 2019, be
                                               Eligible Expenses                 Commuting expenses (e.g., bus, commuter train, van
paycheck.                                                                        pool, trolley, subway, ferry, parking, etc.)                  claimed by submitting
                                               Monthly Maximum                   Parking: $260                                                 your eligible expenses
                                                                                 Transit: $260
Commuter Benefit                                                                                                                               no later than March
                                                                                                                                               31, 2019. All claims
Account: Discovery                             For a complete list of qualified healthcare expenses, visit http://www.irs.gov/pub/
                                                                                                                                               submitted must be
Benefits                                       irs-pdf/p502.pdf. For a complete list of qualified dependent care expenses, visit               from claims incurred
                                               http://www.irs.gov/pub/irs-pdf/p503.pdf. For a complete list of parking and transit             before March 15, 2019.
You can also use pre-tax dollars to pay for    expenses, visit www.discoverybenefits.com.                                                      Any unused funds will
parking and transit expenses and can enroll
in the program at any point during the year.                                                                                                   be forfeited.

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WELCOME                                HEALTH                     FINANCIAL                    WORK-LIFE                       RATES              CONTACTS

Financial
Life and Accidental Death and                                                                         Disability Coverage: Prudential
Dismemberment (AD&D) Coverage:                                                                        We offer eligible employees short-term disability (STD) and long-term disability (LTD)
                                                                                                      coverage for your financial needs should you need to take a leave from work due to a
Prudential                                                                                            serious illness or non-work-related injury. Following is a brief summary of our STD and
                                                                                                      LTD coverage. These benefits are paid by Sunrun.
We help our eligible employees maintain financial security by providing a group life and
accidental death and dismemberment (AD&D) benefit. This benefit is paid by Sunrun.
                                                                                                      SHORT-TERM DISABILITY (STD) COVERAGE
BASIC LIFE AND AD&D COVERAGE                                                                           STD Coverage Features
                                                                                                       Income Replacement                             66.67%
 Basic Life and AD&D
                                                                                                       Weekly Maximum Benefit                         $2,500
 Amount                         1x annual base salary up to $250,000
                                                                                                       When Benefit Begins                            After 7 days
                                                                                                       Maximum Benefit Period                         12 weeks

SUPPLEMENTAL LIFE COVERAGE
You also have the opportunity to purchase additional life and AD&D coverage for yourself              LONG-TERM DISABILITY (LTD) COVERAGE
and your dependents at group rates. Please note that rates are based on whether or
not you use tobacco. The chart below shows the coverage available. Note: Spouse and                    LTD Coverage Features
child coverage is only available when the employee elects voluntary coverage for him or                Income Replacement                             60%
herself.                                                                                               Monthly Maximum Benefit                        $10,000
                                                                                                       When Benefit Begins                            90 days
                   Amount                                              Guaranteed Issue                Maximum Benefit Period                         Until age 65
 Employee          $2 million                                          $250,000
 Spouse            100% of employee coverage up to $500,000            $100,000
 Child(ren)        Up to $20,000                                       $20,000

Employees and dependents who elect coverage when first eligible can elect up to the
Guaranteed Issue amounts without being required to submit Evidence of Insurability (EOI).
If you wish for more than the Guaranteed Issue amount or to waive coverage now and
elect at a later date, you will be required to submit EOI. During Open Enrollment 2018 only,
you will have a one-time opportunity to purchase additional life insurance up to $250,000
without submitting EOI.

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WELCOME                           HEALTH                      FINANCIAL                       WORK-LIFE            RATES              CONTACTS

Work-Life                                                                                                                                    FOR MORE INFORMATION:
                                                                                                                                             Accident Insurance
Accident Insurance:                                                   Legal Plan:                                                            • (800) GET-MET8 (438-6388)
MetLife                                                               MetLaw Legal Plan                                                      • https://online.metlife.com/
                                                                                                                                               edge/web/public/benefits
You have the option of purchasing voluntary accident insurance        You have the option of enrolling in the group legal plan at a low
for you, your spouse and/or your dependent children, which            monthly premium. The plan gives you and your family members            Critical Illness Insurance
pays you money based on the injury and the treatment you              access to legal assistance for matters concerning estate               • (800) GET-MET8 (438-6388)
receive, whether it’s a simple sprain or something more serious,      planning, real estate, family law, consumer protection and more.       • https://online.metlife.com/
like an injury from a car accident. Your plan can pay you a           Note: One-year enrollment is required.                                   edge/web/public/benefits
benefit for an emergency room treatment, stitches, crutches,

                                                                      Identity Theft Insurance:
injury-related surgery and certain other accident-related
                                                                                                                                             Auto & Home Insurance
expenses.
                                                                                                                                             • (800) GET-MET8 (438-6388)
                                                                      LifeLock                                                               • https://online.metlife.com/
                                                                                                                                               edge/web/public/benefits
Critical Illness Insurance:                                           You have the option of enrolling in the voluntary identity theft
                                                                      protection benefit through LifeLock. LifeLock members have
MetLife                                                               protection services, including proprietary identity monitoring
                                                                                                                                             MetLaw Legal Plan
                                                                                                                                             • (800) GET-MET8 (438-6388)
                                                                      with technology that scans hundreds of millions of transactions
You have the option of purchasing voluntary critical illness                                                                                 • https://online.metlife.com/
                                                                      per second looking for different threats that could lead to
insurance for you and your eligible family members. This plan                                                                                  edge/web/public/benefits
                                                                      identity theft.
provides a lump-sum payment upon diagnosis of certain
covered conditions, such as cancer, heart attack or stroke, to                                                                               Identity Theft Insurance
                                                                      Two levels of coverage are available for purchase, Benefit Elite
use any way you want to help cover extra cost of treatment,                                                                                  • Pre-Enrollment:
                                                                      and Ultimate Plus. The main differentiator is that the Ultimate
childcare, mortgage, car payments, etc.                                                                                                        (866) 917-2555
                                                                      Plus plan includes credit bureau access, tracking and reporting.
                                                                                                                                             • Post-Enrollment:

Auto & Home Insurance:                                                Parental Leave
                                                                                                                                               (800) 607-9174
                                                                                                                                             • memberservices@
MetLife                                                               Sunrun understands the need to take time off to take care of
                                                                                                                                               excelsiorcompanies.com
                                                                                                                                             • www.lifelock.com
                                                                      your personal needs—and those of your family. That’s why we
You have the option of purchasing personal lines of auto and
                                                                      offer up to 12 weeks of Family Medical Leave Act (FMLA) leave.
home insurance at discounted rates.
                                                                      In addition to FMLA and applicable state leaves, both birth and        Parental Leave
                                                                      non-birth parents are eligible for up to 10 weeks of paid leave at     • (800) 524-0542
                                                                      100 percent of pay.                                                    • www.prudential.com/
                                                                                                                                               mybenefits

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WELCOME                      HEALTH                      FINANCIAL                   WORK-LIFE           RATES             CONTACTS

Work-Life
                                                                                                                                    For more information
                                                                                                                                    about these benefits,
                                                                                                                                    contact the carriers
                                                                                                                                    directly (see page 18 for
                                                                                                                                    contact information).
Employee                                     Voluntary Pet                               Employee
Assistance                                   Insurance:                                  Discounts: Fond
Program (EAP):                               Nationwide                                  All employees have access to discounts
                                                                                         on automotive, electronic, consumer,
ComPsych                                     You have the option of purchasing           educational assistance, home security,
                                             voluntary pet insurance at discounted       travel, home and work-life products
We understand that it can be difficult       group rates to help cover the costs         and services through Fond. You can
to manage family, work-related and           associated with veterinary care.            even use the “Request a Perk” function
personal issues. That’s why we offer an
                                                                                         to receive discounts on some of your
EAP at no cost to you. To help guide
                                                                                         favorite products and services.
you through difficult situations or simply
assist you with day-to-day tasks like
finding a last-minute dog sitter, trained
professionals work with you as you
search for solutions. The program is
completely confidential and can help
you work through issues related (but not
limited) to:
• Emotional well-being
• Family life
• Healthy living
• Legal/financial matters

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WELCOME                           HEALTH                            FINANCIAL                      WORK-LIFE                           RATES                 CONTACTS

Rates
2018 Employee Contributions Per Pay Period
Medical Coverage
                        Cigna PPO Plan                 Cigna CDHP Option 1 with HSA      Cigna CDHP Option 2 with      Kaiser HMO Base Plan                Kaiser HMO Buy-Up Plan
                                                                                         HSA                           (California Only)                   (California Only)
                        Non-Tobacco      Tobacco       Non-Tobacco    Tobacco            Non-Tobacco    Tobacco        Non-Tobacco       Tobacco           Non-Tobacco        Tobacco
Employee Only           $63.23           $75.73        $51.78         $64.28             $28.89         $41.39         $43.49            $55.99            $57.99             $70.49
Employee + Spouse       $155.35          $167.85       $135.18        $147.68            $87.76         $100.26        $128.41           $140.91           $164.66            $177.16
Employee + Child(ren)   $140.63          $153.13       $122.64        $135.14            $79.58         $92.08         $104.88           $117.38           $134.46            $146.96
Family                  $221.84          $234.34       $193.50        $206.00            $125.37        $137.87        $174.45           $186.95           $223.75            $236.25

Dental Coverage         Core Plan        Buy-Up Plan         Supplemental       Non-Tobacco             Tobacco                  Optional              Non-Tobacco        Tobacco
                                                             Employee Life      (Per $1,000)            (Per $1,000)             Spouse Life           (Per $1,000)       (Per $1,000)
Employee Only           $7.27            $9.74               (Exclude AD&D)
Employee + Spouse       $16.45           $21.56                                                                                  00-24                 $0.071             $0.084
                                                             00-24              $0.071                  $0.084
Employee + Child(ren)   $18.33           $24.02                                                                                  25-29                 $0.071             $0.084
Family                  $27.63           $36.21              25-29              $0.071                  $0.084
                                                                                                                                 30-34                 $0.087             $0.103
                                                             30-34              $0.087                  $0.103
                                                                                                                                 35-39                 $0.113             $0.140
Vision Coverage                                              35-39              $0.113                  $0.140
                                                                                                                                 40-44                 $0.166             $0.214
Employee Only           $1.55                                40-44              $0.166                  $0.214
                                                                                                                                 45-49                 $0.271             $0.349
Employee + Spouse       $3.77                                45-49              $0.271                  $0.349
                                                                                                                                 50-54                 $0.431             $0.556
Employee + Child(ren)   $3.77                                50-54              $0.431                  $0.556
                                                                                                                                 55-59                 $0.750             $0.967
Family                  $6.22
                                                             55-59              $0.750                  $0.967
                                                                                                                                 60-64                 $1.155             $1.428
                                                             60-64              $1.155                  $1.428
                                                                                                                                 65-69                 $2.125             $2.514
                                                             65-69              $2.125                  $2.514
                                                                                                                                 70+                   $4.405             $5.211
                                                             70+                $4.405                  $5.211

                                                                                                                                 Optional Child Life            $0.200
                                                            Supplemental Employee AD&D:        $0.025
                                                                                                                                 Per $1,000
                                                            Single (Per $1,000)
                                                            Supplemental Employee AD&D:        $0.025
                                                            Family (Per $1,000)

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WELCOME                            HEALTH                       FINANCIAL                         WORK-LIFE                  RATES               CONTACTS

Benefits Contact Directory
Topic                                               Contact                                       Phone & Email                             Website & Network
                                                                                                  (844) 632-2197
                                                                                                                                            sunrun.gobenefits.net
General Benefits and/or Enrollment                  Benefits Advocate Center                      Monday–Friday, 7 a.m. to 5:30 p.m. PT
                                                                                                                                            www.sunrunbenefits.com
                                                                                                  champion@hubinternational.com
                                                    Cigna                                         (800) CIGNA24 (800-244-6224)              www.mycigna.com
Medical Coverage
                                                    Kaiser Permanente                             (800) 464-4000                            www.kp.org
                                                    RxBenefits                                    (800) 334-8134 & RxHelp@rxbenefits.com    www.express-scripts.com
Prescription Drug Coverage
                                                    Kaiser Permanente                             (888) 218-6245                            www.kp.org
Health Savings Accounts (HSAs)                      HSA Bank                                      (800) CIGNA24 (800-244-6224)              www.mycigna.com
                                                                                                  (415) 291-0480                            www.onemedical.com/mybenefit
One Medical                                         One Medical
                                                                                                  clientservices@onemedical.com             (Company Code: SUNXOM)
                                                    Cigna: MDLIVE                                 (888) 726-3171                            www.MDLIVEforCigna.com
Telehealth Program
                                                    Kaiser Permanente                             (800) 464-4000                            www.kp.org
LivingConnected Diabetes Program                    RxBenefits                                    (800) 334-8134 & RxHelp@rxbenefits.com    www.express-scripts.com
                                                                                                  (844) 729-5169                            www.guidanceresources.com
Tobacco Cessation Program                           ComPsych (GuidanceResources)
                                                                                                  TDD: (800) 697-0353                       (Web ID: SUNRUN)
                                                                                                  (888) 466-8673
Dental Coverage                                     MetLife                                                                                 https://online.metlife.com/edge/web/public/benefits
                                                                                                  nscrep@metlife.com
Vision Coverage                                     VSP                                           (800) 877-7195                            www.vsp.com
Live Healthy America Wellness Program               Live Healthy America                          (888) 282-0822                            www.livehealthysunrun.com
Sunrun 401(k) Plan                                  Empower Retirement                            (800) 338-4015                            www.empower-retirement.com/participant
Life, Accidental Death and Dismemberment
                                                    Prudential                                    (800) 524-0542                            www.prudential.com/mybenefits
(AD&D) and Disability Coverage
Flexible Spending Accounts (FSAs) & Parking and
                                                    Discovery Benefits                            (866) 451-3399                            www.discoverybenefits.com
Transit Program
Voluntary Accident, Critical Illness, Auto & Home
                                                    MetLife                                       (800) GET-MET8 (438-6388)                 https://online.metlife.com/edge/web/public/benefits
Insurance and Group Legal Plan
                                                                                                  Pre-Enrollment: (866) 917-2555
Identity Theft Insurance                            LifeLock                                      Post-Enrollment: (800) 607-9174           www.lifelock.com
                                                                                                  memberservices@excelsiorcompanies.com
Leaves of Absence/FMLA                              Prudential                                    (800) 524-0542                            www.prudential.com/mybenefits
Group Pet Insurance                                 Nationwide                                    (877) 738-7874                            www.petinsurance.com/affiliates/Sunrun
                                                                                                                                            www.guidanceresources.com
Employee Assistance Program (EAP)                   ComPsych (GuidanceResources)                  (844) 729-5169
                                                                                                                                            (Web ID: SUNRUN)
Employee Discounts                                  Fond                                          (415) 969-6563                            www.fond.co

Please note: This guide is intended to provide you with highlights of our benefits program. It is not intended to address all details.
Actual benefit coverage is specified in the Plan Documents. In the event of any differences between this guide and the Plan
Documents, the Plan Documents will govern.
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