Corporate and Offering Overview - TAS Group - TAS Group

Page created by Maria Washington
 
CONTINUE READING
Corporate and Offering Overview - TAS Group - TAS Group
Corporate and Offering
Overview
TAS Group

                         TAS Group | 2021
Corporate and Offering Overview - TAS Group - TAS Group
A Fintech start-up with over 35 years of experience

TAS Group is the strategic partner for
business innovation and digital
transformation in Payments,
Capital Markets and
Extended Enterprise

Our Mission
To innovate and optimize mission-critical
applications of financial operators
To create value for businesses through
long-term relationships with our customers
                                                      TAS Group | ©2021   2
Corporate and Offering Overview - TAS Group - TAS Group
A growing worldwide presence

                                                        Holding Headquarters    Global Headquarters
TAS Group operates at a global level with a strategic   TAS SpA                 TAS INTERNATIONAL SA
focus on domestic and international markets             Rome, Italy             Lugano, Switzerland
through its companies Global Payments SpA                                       Subsidiaries
                                                        Domestic Subsidiaries
and TAS International SA
                                                                                TAS France SASU
                                                        Mantica Srl             Sophia Antipolis, France
                                                        Global Payments SpA
                                                                                TAS Iberia S.L.U
                                                                                Madrid, Spain
                                                        Locations
                                                                                TAS Germany GmbH
                                                        Bologna, Italy
                                                                                Munich, Germany
                                                        Rome, Italy
                                                        Milan, Italy            TAS Eastern Europe d.o.o
                                                        Parma, Italy            Belgrade, Serbia
                                                        Prato, Italy
                                                        Verona, Italy           Infraxis AG
                                                        Siena, Italy            Bern, Switzerland

                                                                                TAS USA Inc
                                                                                New York, USA

                                                                                TAS Americas LTDA
                                                                                São Paulo, Brazil

                                                                                        TAS Group | ©2021   3
Corporate and Offering Overview - TAS Group - TAS Group
TAS Group at a glance

           Listed on the Italian
            Stock Exchange since

                                   TAS Group | ©2021   4
Corporate and Offering Overview - TAS Group - TAS Group
TAS Group: playing a key role in European payments
For over 25 years, TAS Group has assisted Commercial and Central Banks in harmonizing their Eurosystem
infrastructures, from the domestic RTGS and TARGET migrations, to the management infrastructures of T2,
T2S, TIPS and the upcoming ECMS.

Today, our mission critical solutions are
trusted by major financial industry
customers
• They sit at the heart of the financial messaging layer of T2
  and T2S at Eurosystem level, managing over 1 million
  payment messages per day*
• They run in the card management infrastructure of the
  largest prepaid issuer in EU
• They provide a trusted liquidity management framework
  for Banking Treasurers, ready to support Target Participants
  in the upcoming Consolidated T2/T2S/ECMS migration
• They are the chosen technological framework offered by
  the first EU Instant Payments CSMs to their scheme
  participants
   * Source: ECB Annual Report                                                                       TAS Group | ©2021   5
Corporate and Offering Overview - TAS Group - TAS Group
TAS Group at the heart of a payments revolution

                                    ISO 20022

                        ML &                     Open
                       Big Data                 Banking

                PSD2
                                  TAS Group               Digital
                                                         Payments
                                   expertise

                                                 Micro
                        CSDR
                                                Services

                                     Instant
                                    Payments

                                                                    TAS Group | ©2021   6
Corporate and Offering Overview - TAS Group - TAS Group
Satisfying a growing need for…

         HARMONIZATION
                                               INTEROPERABILITY

 IMPROVED SECURITY

                                                      GREATER ACCESS
                                                      TO DATA
        INCREASED
     FUNCTIONALITY
                                                    HIGH
                                                    CUSTOMISAZION

              IMMEDIACY

                                 CONVENIENCE
                                                         TAS Group | ©2021   7
Corporate and Offering Overview - TAS Group - TAS Group
Some partners and associations we work with

                                              TAS Group | ©2021   8
Corporate and Offering Overview - TAS Group - TAS Group
Adding value through experience and innovation

              • Software Applications              • Application Management
              • Software as a Service              • Professional Services
              • Project Implementation             • Hosting & Cloud Services

   Cards & Digital   Payment     Intraday     Open      Omnichannel                  Hosting
                                                                        ML &
     Payments        Networks    Liquidity   Banking      Payment                       &
                                                                       Big Data
                                                         Acceptance               Cloud Services

                                                                                     TAS Group | ©2021   9
Corporate and Offering Overview - TAS Group - TAS Group
Our Offering

               TAS Group | ©2021   10
TAS Group Platforms

                 Our end-to-end solutions are designed based on four pillars

                      MODULAR                                  FLEXIBLE
    Relies on innovative programming                           Framework designed for the highest
                 models offered by the                         level of adaptability in any HW/SW
                  Java EE 7.0 platform                         configuration deployment
                                      .

                       PORTABLE                                SCALABLE
  Total independence from application                          Expand services individually to match
 server, OS and DBMS; true portability                         business growth
                 at no additional cost
                                      .

                                                                                 TAS Group | ©2021     11
CARD 3.0 IE Issuing & Acquiring
                                                                                                                      Out-of-the-box
A state-of-the-art card and digital payments platform powering                                                 “Challenger banking” features
innovation for Issuers, Acquirers and Processors                                                         Over 100 million cards managed worldwide

                                                                                                          Over 65% of Acquiring systems and more
•   Covers the entire card payments value chain, including card program design and configuration,          than 50% of Issuing systems in Italy are
    card and PIN production, payment processing, fraud management, management of ATMs and EFT-                   managed by TAS solutions
    POS terminals, and Merchant and ATM Acquiring
                                                                                                          14 years of recognized leadership in EMV
•   Supports physical and digital cards, remote and contactless payments, Apple Pay and Google Pay                migration across Europe

•   Independent modules make designing and managing payment products and services easy

•   A comprehensive set of open APIs and rich functionalities, lets you innovate your offering, design
    unique user experiences and deliver innovative digital payments solutions.

TAS Assets and Competences
•   Leveraging over 35 years of leadership and experience in the CMS market to help leading
    European banks accelerate their digital innovation and transformation

Deliver innovative products and reduce time to market with a modern card
issuing, processing and acquiring platform, either on premises or in the Cloud.
                                                                                                                     TAS Group | ©2021     12
Over 100 customers worldwide
A real-time intraday liquidity management platform for
Securities, Cash and Collateral                                                                            TAS Capital Markets products are used by many
                                                                                                            European global banks, dealer brokers of the
                                                                                                                  Fortune Global 500 and leading
An innovative and modular Liquidity Management System to help banks in the digital transformation                    Inter-bank Service Bureaus
of their treasury. Aquarius is ISO 20022-native and is the first liquidity management system to provide:
                                                                                                            Chosen by over 40 Commercial Banks and a
•   An integrated view for cash, collateral and liquid assets in central and commercial bank money            Central Bank to deliver the Vision 2020
                                                                                                                       Eurosystem migration
•   Real-time monitoring of multi-currency accounts and transactions, even on a targeted, single
    currency
•   Real-time and forecasting of BCBS248 metrics and customer limits to support operations, Intraday
    Liquidity Reporting and Automated Stress Testing

TAS Assets and Competences
•   Core expertise in both business and functional domains
•   Established relationship with regulators (Central Banks and Custodians)
•   Leading solution for T2S customers and extensive experience with TARGET and SEPA migrations

Responds to a growing focus on liquidity optimization following strict new controls
on intraday operations (e.g. Basel III), wide use of collateral and system risks
(e.g. EMIR, DODD Frank), and the liquidity bank assets.
                                                                                                                           TAS Group | ©2021   13
Interbank Networks and Messaging hub that decouples back-office                                                     Manages more than
                                                                                                                1 million payments each day.
applications from network complexities for complete NSP autonomy
                                                                                                               Handles an average of 10 million
                                                                                                          transactions/day for T2S with peaks of 300
Value Proposition                                                                                                      trx per second.

•   Efficiently manages all payment types and network access, national and international                  More than 20% of all financial transactions
•   Enables full independence from Network Service Providers (NSPs)                                       exchanged among European Banks rely on
                                                                                                                      this TAS solution
•   Modular architecture offering individual business and/or network drivers
•   Fully ISO 20022 compliant
•   SCTinst-ready with multiple CSMs
•   Acts as an access hub to SWIFTNet and SIAnet, the Internet, and as a transformation/validation
    engine for frameworks including SEPA, FIN, Funds and the new consolidated Target services via ESMIG

TAS Assets and Competences
•   SWIFT-certified experts and interfaces
•   Deep expertise in changing regulatory environment and key market infrastructure frameworks

TAS Network Gateway 3.0 messaging hub infrastructure is used by the European
Single Shared Platform for T2 and T2S managed by the European Central Bank.
                                                                                                                        TAS Group | ©2021      14
tasTPP Enabler
                                                                                             Enabling financial institutions to play an
The new platform enabling PSPs and TPPs to embrace                                               active role in the new payments
open banking and fully leverage PSD2                                                         landscape and transition to a banking as
                                                                                                       a platform paradigm

Value Proposition
•   Accelerates delivery of new API-based services
•   Full availability of PSD2 regulated services and full compliance with SCA requirements
•   Natively integrated with Instant Payments gateways
•   Facilitates TPP service roll-outs by decoupling and harmonizing ASPSP API interfaces
•   Provides EIDAS certificates key management and SCA management utilities

Helps Banks/PSPs and TPPs take advantage of partnerships with FinTechs, leverage
new digital technologies and deliver innovative, customer-centric services
                                                                                                            TAS Group | ©2021     15
Uses Advanced Analytics and Machine Learning to identify                                                  Today transactions security represents a
                                                                                                           key factor for PSPs, not only to protect
payment anomalies for both card- and account-based transactions                                            their end users but also to compete in
                                                                                                                the new scenarios opened up
                                                                                                               by PSD2 and Instant Payments.
Value Proposition

•   Leverages Machine Learning combined with our proprietary "Adaptive Intelligence” platform to
    quickly spot payment anomalies for both card- and account-based transactions and take
    preemptive actions, or appropriate responses when fraudulent activity is confirmed.

•   Fraud Protect interacts with the customer environment in real time (be it a PSP, TPP or a Merchant)
    to enable swift preventive measures.

•   Uses advanced predictive engines to support Transaction Risk Analysis (TRA). In line with PSD2 and
    with the technical standards issued by EBA for strong customer authentication (SCA), Fraud Protect
    also offers functions to maximize the application of SCA Exemption.

The innovative and flexible product for monitoring and preventing payment
fraud in real time. Fraud Protect is powered by Mantica Adaptive Intelligence
                                                                                                                      TAS Group | ©2021     16
Empowering your business with AI and Machine Learning

Today’s businesses need predictive and prescriptive advanced
analytics to discover opportunities for growth in an increasingly
competitive landscape. Machine Learning is the solution to make
decisions on time and accurately.

Through our analytics specialist company, Mantica,
we are bolstering our solutions with powerful
Artificial Intelligence and Machine Learning technologies.

Our solutions Fraud Protect, Payment Intelligence and
Harmonizer all leverage Mantica’s Adaptive Intelligence
capabilities to make the difference to your business.

We are continually adding new solutions to meet your evolving
needs in a rapidly shifting landscape.

                                                                    TAS Group | ©2021   17
Housing, Hosting and International Networks Capabilities

Our Tier 4 datacenter located in Sophia Antipolis offers maximum flexibility
and scalability, and best-in-class cloud and hosting services, thanks to
powerful, latest-generation IT infrastructure
Enables you to leverage innovations in technology and to scale up
as necessary without the need for large investments upfront

Autonomous Public System: AS8554            IP Transit with International Network
     • RIPE Local Internet Registry         Operators
                                                •   Level3
     • Autonomous routing and traffic           •   Cogent
       management                               •   Opentransit-Orange
     • Unlimited IP addresses allocation        •   Interoute

•   5 Points of Presence in France and      Performances and SLAs
    Italy                                       • Lan-to-Lan, MPLS, Transit IP v4 and v6
•   Redundant fiber channel backbone            • Security : VPN, Firewall, IPS, redundant
                                                  DDoS protection
    n*1 Gbps
•   2 Datacenters in Sophia Antipolis
                                                • Availability: 99,99%                          Redundancy
                                                • Recovery time : 4 hours
•   Low latency Internet access:                • Traffic latency: intra-Europe 50ms,           Service Continuity
          Sophia - Paris : 16 msec RTT
          Sophia – Milan : 8 msec RTT
                                                  USA&Canada 80ms                               Local Presence
                                                • Packets delivery: 99,9%
                                                                                                International capabilities
•   3 Points of Peering (Sfinx, FranceIX,
    Equinix)

                                                                                                            TAS Group | ©2021   18
CONTACT
www.tasgroup.eu
solutions@tasgroup.eu                                                         Thank you!

The information contained in this document cannot be distributed to third parties without the written authorization of TAS S.p.A
You can also read