HOUSING Despite pandemic-related support, Springfield still faces a shortage of high-quality, affordable housing.

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HOUSING Despite pandemic-related support, Springfield still faces a shortage of high-quality, affordable housing.
2021 UPDATE
                 A series of white papers on the report’s
                 11 primary topics will be published on
                 a rolling basis ahead of the 2021 edition.
                 For news, podcasts and more information,
                 visit springfieldcommunityfocus.org.

HOUSING
Despite pandemic-related support,
Springfield still faces a shortage
of high-quality, affordable housing.

                                              PUBLISHED AUGUST 2021
HOUSING Despite pandemic-related support, Springfield still faces a shortage of high-quality, affordable housing.
PAGE 2 OF 4

2021 UPDATE: HOUSING
F FOR PODCASTS, NEWS AND MORE, GO TO SPRINGFIELDCOMMUNITYFOCUS.ORG

     BLUE RIBBONS Collaborative spirit · Civic engagement · Influx of financial assistance

     RED FLAGS Shortage of safe, affordable housing · Aging housing stock · Housing instability

Resources help blunt impact
of pandemic on housing
A
       s the pandemic has taken an eco-     Springfield has continued to make prog-
       nomic toll and impacted people’s     ress in addressing the various barriers
       ability to meet their daily needs,   to accessing safe, decent and affordable
the links between adequate employment,      housing.
income and housing stability have never
been more apparent.                         BLUE RIBBONS
    However, federal and state assis-         “Safe,” “decent” and “affordable” are
tance has mitigated some of the nega-       not just buzzwords among Springfield’s
tive impacts of the pandemic on housing     housing advocates; such housing is the              photo courtesy of community partnership of the ozarks
by providing much-needed financial          target to actively work toward for our        Members of Community Partnership of the Ozarks’ Housing Col-
relief and a moratorium on evictions.       community. To help reach that goal, our       laborative recognize Y Gardens, an affordable housing commu-
Amid the uncertainty, local collabora-      local collaborative spirit fosters con-       nity for youth who have been in foster care, with a 2021 Landlord
tion continued to be a bright spot for      nections and creative solutions.              Appreciation Award.
our community. With growing partner-           Connections among agencies and
ships and enhanced access to resources,     systems have become stronger since the

  COVID-19 IMPACT

 I
     n March 2020, “home” became a differ-          of COVID-19 among people experiencing                rental arrears, 35.8% covered future real costs,
     ent place for many. Those who had ade-         homelessness in our community.                       and 19.7% covered utility arrears.
     quate housing were suddenly isolated and           While those who were unsheltered were                An eviction moratorium, created to protect
  forced to decide who was safe to allow inside     fearful of contracting COVID, nursing home           renters and tenants, depended on landlords
  their residences, greatly affecting those who     cases were on the rise. Many put their facilities    and managers to be understanding while they
  depended on caregivers. Others had to quickly     on lockdown to reduce exposure and increase          were faced with their own expenses. These
  figure out how to work from home, and many        safety. Empower: Abilities, formerly the South-      short-term solutions helped people maintain
  had to create online learning environments for    west Center for Independent Living, kept its         housing, but the long-term effects once federal
  their children when schools shifted to virtual    transition program going so those who wanted         assistance ends are yet to be seen.
  instruction. This homebound lifestyle resulted    to return to a more independent life could.              Despite COVID challenges creating a
  in more home repairs and projects. The pan-       Despite barriers stemming from the pandemic,         sense of fear and unrest, our community col-
  demic has also impacted home purchases, cre-      Empower: Abilities provided the necessary            laborated on a broad level to provide housing,
  ating a seller’s market and demands for homes     resources so 34 individuals could move out of        shelter, and health resources in creative ways.
  with larger spaces.                               nursing homes into their own homes.                  Virtual meetings became the new norm as
      The pandemic highlighted the concept that         Federal stimulus funds helped boost the          housing advocates worked together to meet
  housing is health care. When news first came      economy and support renters, landlords and           emerging needs; strategies changed constantly
  out about the dangers of COVID-19, those          homeowners, but the lack of affordable and           based on new information. Emergency shelter
  without homes became a priority. From April       accessible housing continued to create barriers      providers at Catholic Charities of Southern
  2020 to April 2021, Community Partnership of      to those looking for rental housing. As the lock-    Missouri, Great Circle, Harmony House, Isa-
  the Ozarks helped place more than 1,075 vul-      down was slowly lifted, many returned to work,       bel’s House, Safe to Sleep, Salvation Army, The
  nerable individuals in area hotels to reduce      but others were left without a steady income;        Kitchen Inc. and Victory Mission continued
  potential exposure. Housing programs, emer-       renters fell behind and utility bills piled up. By   to provide services while agencies including
  gency shelters and supportive services started    mid-July 2021, agencies in Greene County had         Catholic Charities, CPO, OACAC and Salva-
  taking extra precautions to increase the safety   distributed $2,651,765.50 in Emergency Rental        tion Army administered federal, state and local
  of their staff and those they served. These       Assistance Funds out of the $8,765,982.70 avail-     relief funding.
  efforts helped prevent a widespread outbreak      able. Of the funds distributed, 45% covered
PAGE 3 OF 4

2021 UPDATE: HOUSING
F HOW WOULD YOU DEFINE SPRINGFIELD? SUBMIT YOUR RESPONSE AT SGFENGAGE.ORG

2019 Community Focus Report, even as          Plan Act will provide further opportunity   the various social and economic impacts
the COVID-19 pandemic changed the             to meet local need.                         of the COVID-19 pandemic have only
ways that groups work together. Despite          Our collaborative spirit helped make     highlighted the need to continue to col-
restrictions caused by the pandemic,          the allocation and distribution of funds    lectively address them.
our community was able to realize a           more efficient, allowing food pantries         Springfield faces a critical short-
long-term goal with the opening of the        to serve people who never needed            age of safe, decent and affordable
Community Partnership of the Ozarks’          help before, providing loans to local       housing, which is a recurring Red Flag.
O’Reilly Center for Hope. The center, at      businesses to keep people employed          According to annual counts conducted by
1518 E. Dale St., embodies this collabo-      and ensuring shelter was available for      Community Partnership of the Ozarks’
rative spirit through its creative model      COVID-vulnerable individuals with           Ozarks Alliance to End Homelessness,
that offers 20 on-site partner agencies       nowhere else to go. The efficient use of    approximately 500 people are experienc-
at one location to provide education and      funds supported the path to recovery and    ing homelessness in our community on
resources for affordable housing, finan-      kept many people in their homes.            any given night.
cial literacy and essential services.                                                        The local need for additional housing
    Civic engagement at the individual        RED FLAGS                                   was exacerbated as the pandemic slowed
and local government level is an essential       Although the Blue Ribbons refer-         construction and then increased con-
element for success in overcoming hous-       enced examples of how our community         struction costs. At the same time, more
ing issues. The Springfield City Council’s    is addressing housing needs, pressing       college students sought off-campus
2021 priorities of quality of place and       issues remain that require dedication       apartments. All of these circumstances
economic vitality include the objectives      and innovation. These issues have been      have led to an increasingly competitive
of revitalization for safe, friendly neigh-   previously identified as Red Flags, and     housing market.
borhoods and affordable options for
high-quality housing.
    Throughout the pandemic, direct ser-        SUCCESS STORY

                                               I
vice agencies remained open and united
to provide needed assistance. Seeing                n Springfield, agencies regularly
livelihoods affected by unemployment,               collaborate with resources and vol-
loss of child care or school closures,              unteers to help residents who need
new donors, businesses and volunteers           help with housing.
stepped in to address needs and provide            One such example: The City of
resources to help sustain their neighbors.      Springfield’s Homeowner Emergency
For those without housing, the com-             Loan Program, which facilitates con-
munity came together to support emer-           nections between agencies to assist
gency hotel placements and Crisis Cold          with home repairs for low- to moder-
Weather Shelter sites.                          ate-income homeowners living within
    The COVID-19 pandemic created               certain areas of the city.
an unusual funding dynamic where our               After serving in the military for 13
community saw an influx of financial            years, Springfield resident Warren Dake                    photo courtesy of Habitat for Humanity
assistance for housing and supportive           worked in home renovation and con- Catholic Charities of Southern Missouri and Habitat for
services, and leaders were tasked with          struction. He lives on a limited income, Humanity of Springfield, Missouri, partnered to repair Warren
identifying the most critical needs to          and though he has the skills and knowl- Dake’s home through the City of Springfield’s Home Emer-
address in the early stages of the pan-         edge to make repairs on his home, he gency Loan Program.
demic. Besides stimulus payments to             doesn’t have the funds to do so.
individuals, funds allocated at the sys-           Dake applied for assistance through HELP. siding, a rebuilt back porch and a new room.
tem level continue to assist and support        Through this program, Catholic Charities of           “It meant a whole lot,” Dake said of the help. “I
the local community through rent, utility,      Southern Missouri and Habitat for Humanity of like the house. It will be perfect once it has a few
and mortgage assistance for individuals         Springfield, Missouri, partnered to complete the things done. It won’t have any problems, and I’ll
and families.                                   necessary repairs to Dake’s home. Habitat for keep it that way.”
    At the time of publication, over            Humanity was able to extend the HELP funds by          Other community partners of the city’s
$10,855,000 in federal assistance funds         applying to have the new roof installed through HELP include Council of Churches’ Connections
has been allocated to local social service      the Habitat for Humanity Roof Deployment Handyman Service and Ozarks Area Community
agencies through the City of Springfield,       Project for Veterans. In addition to the new roof, Action Corp. Funding is made possible by the U.S.
Greene County, and Missouri Housing             Dake’s house now has new windows, doors, gut- Department of Housing and Urban Development’s
Development Commission. Future funds            ters, downspouts and smoke detectors, replaced Community Development Block Grant Program.
allocated through the American Rescue
PAGE 4 OF 4

2021 UPDATE: HOUSING
F FOR PODCASTS, NEWS AND MORE, GO TO SPRINGFIELDCOMMUNITYFOCUS.ORG

    In addition to simply not having
enough housing available, the region                      LEGISLATIVE IMPACT

                                                       M
also faces a shortage of accessible hous-
ing and rental opportunities for rent-                             any different facets affect housing and        This legislation expanded on previous protec-
ers with evictions or low credit scores.                           how it influences the health and well-be-      tions to ensure that individuals are not evicted
Moreover, property owners who accept                               ing of communities. Legislative actions        because they survived domestic violence, sex-
federal assistance rental funds available                over the last two years addressed concerns across        ual assault or stalking and that victims of these
through the Department of Housing and                    the housing spectrum, from micro-level protec-           crimes have the ability to terminate their lease
Urban Development are required to work                   tions for individual tenants to macro-level state        if there is risk to their safety.
through complicated processes.                           and federal funding supports for affordable hous-     F In 2019 and 2020, legislation to shorten the
    Our aging housing stock also con-                    ing:                                                     timeline on eviction finalization from 10 days
tributes to housing challenges. While                    F Low-Income Housing Tax Credits, which sup-            to five days was stopped.
Springfield boasts several historic neigh-                  port affordable housing developments through           At the local level, the Springfield City Coun-
borhoods and homes, these homes often                       the Missouri Housing Development Commis-           cil passed ordinances in 2019 to support the
require additional maintenance — which                      sion, were reinstated in 2020, after being ended   enforcement of Nuisance and Housing Code.
can be cost-prohibitive even when con-                      in 2017 by former Gov. Eric Greitens.              These changes allow the city to more effectively
struction costs are not high — causing                   F In 2019, a bill was passed that allowed victims    and proactively address chronic nuisance proper-
residents to live in potentially unsafe and                 of certain sexual and domestic violence crimes     ties through expedited court proceedings and an
unsanitary conditions because they have                     to break their lease without a significant fee.    increased number of code enforcement officers.
no other housing options.
    Many assistance programs that relied
on volunteers to build wheelchair ramps        KEY METRICS
and repair homes had fewer volunteers,
                                               Estimated Housing Occupancy                         Cost-burdened Households
increased construction costs and a lim-
                                               in Springfield                                      in Springfield
ited labor market. According to the U.S.
                                                   90K                                             60%
Census Bureau, the five-year rolling
                                                   80K
average of Springfield residents living in
                                                   70K                                             50%
owner-occupied housing had dropped to
                                                   60K
                                              HOUSING UNITS

42.3% in 2019 from 46.2% in 2015. Rental
                                                                                                   40%
properties, if owned by absentee land-             50K
lords, can quickly turn into chronic nui-          40K
                                                                                                   30%
sance properties that affect the health            30K
and safety of both the people living in the        20K                                             20%
homes and the neighborhoods surround-              10K
ing them.                                            0                                             10%
    The Red Flag of housing instability                 2015 2016 2017 2018 2019                        2015 2016 2017         2018   2019
encompasses other topics of the Com-           T Owner-occupied                                    — Owner-occupied
munity Focus Report — Business & Eco-          T Renter-occupied                                   — Renter-occupied
nomic Development, Early Childhood,            T Unoccupied
Education and Transportation — and             Source: 2019 American Community                     Source: 2019 American Community
speaks to the fact that so many in our         Survey, u.s. Census bureau                          Survey, u.s. Census bureau
community are one unexpected expense
away from losing housing. Although we
boast a cost of living lower than the          children, access to nutritional food, and
national average, an individual in Greene      other indicators of overall community
County would have to work 68 hours per         health and well-being.
week at minimum wage to afford a 2-bed-
room rental home at a fair-market rent        The Housing 2021 Update was produced by
payment of $836 a month.                      Amanda Stadler of Community Partnership
    Low-earning households trying to          of the Ozarks with input from: Bob Jones,
meet all of their needs often have to         Shelby Butler, Angie Perryman, Jason
choose which needs to meet first, result-     Elmore and Abby Glenn.
ing in stress and instability that can
impact job readiness and long-term
employment, educational success for
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