Important Details About Your 2021 Health Coverage - PAID
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PRESORTED
FIRST CLASS
US POSTAGE
PAID
P.O. Box 29234 PHOENIX, ARIZONA
PERMIT NO 601
Phoenix, AZ 85038-9234
Important Details About Your 2021 Health Coverage
New from Blue
Exclusive 2021 plans for State of ArizonaRenew with
employees Blue.
Dear ,
Blue Cross Blue Shield of Arizona (BCBSAZ) is proud to serve the people who power our
® ®
Two NEW Plans,
great state. We’re committed to your health and providing the benefits you need, with the Two Ways to Save
value you want, and the personalized service you deserve. This fall, we’re expanding that
1 The
commitment with two all-new BCBSAZ health plans created exclusively for you.
Triple-Choice Plan
Triple-Choice Plan BluePreferred Care BluePreferred Care
More Savings + More Choice offers one of the
The new Triple-Choice Plan BluePreferred Care gives you greater control over your
largest Tier 1 provider
out-of-pocket healthcare expenses. With three provider tiers, the new Triple-Choice Plan networks available.
2 The
BluePreferred Care combines the best of:
new high-
• Savings—Quickly find the Tier 1 doctors, hospitals, clinics, specialists, and other deductible health plan
healthcare providers that offer high-quality, cost-effective care at the lowest
gives you the triple-tax
out-of-pocket cost. And because our Tier 1 network includes the entire Alliance
(BannerHealth, HonorHealth), TMC Healthcare, Northwest Healthcare, Northern Arizona advantage of a health
Healthcare, and Yuma Regional Medical Center systems, it’s easier than ever to save at savings account.
every step along your health journey.
• Quality—Tier 1 providers in our network have met our quality metrics for preventive
care, member coordination, and service accessibility.
• Choice—See any doctor in the BCBSAZ national provider network—no referral needed.
• Flexibility—Whether you’re traveling around the state, the country, or the world,
Learn More
BCBSAZ has you covered.*
Call
High-Deductible Health Plan With HSA
1-866-287-1980
Lower Premiums + Tax Advantages
If saving money is a priority, BCBSAZ’s new high-deductible health plan (HDHP) offers our Visit
lowest monthly premium. Save even more when you pair your HDHP with an HSA, which azblue.com/stateofaz
offers a triple-tax advantage: Money goes in tax free, earns interest tax free, and can be
withdrawn tax free when used to pay eligible healthcare expenses. Plus, your savings roll over Watch the
year after year. BluePreferred Care
More details about your 2021 BCBSAZ plan options, including plan benefits, premiums, and video at
deductibles, are coming soon. We look forward to helping you be as healthy as you can be! azblue.com/
To your health! BluePreferredCare
Mike Groeger
Vice President, Group Commercial & Specialty Sales
Blue Cross Blue Shield of ArizonaDiscover Exclusive NEW Extras for a Healthier You.
We’re committed to your overall well-being. That’s why BluePreferred Care offers you innovative tools and
exclusive discounts on a variety of products and services that help you feel better, get healthier, and save along
the way. And they’re only available from Blue!
With your BCBSAZ membership, you get discounts on grocery purchases at 116 local stores
and 4,854 stores nationwide.
Created by Dr. Oz and WebMD founder Jeff Arnold, Sharecare is an app-based health and
® ®
well-being solution that gives you the power to manage all your health information in one
place. Through the app, you can conveniently view your care team, medications, lab results,
and more, plus integrate third-party devices or applications like Google Fit , Apple Health, ® ®
Fitbit , and Samsung Health. You’ll start by taking the RealAge test to get a measure of the
® ® ®
true age of your body versus your calendar age. The program then delivers an experience
personalized to your specific needs to help you reduce your RealAge and live healthier, no
matter where you are in your health journey.
Sun Basket delivers healthy food choices to State employees at a discounted price, offering
®
convenience and simplicity. Choose meals to suit a host of dietary styles, including vegan,
paleo, gluten free, and carb conscious. Members with diabetic or other dietary health needs
will also benefit by having the right meals delivered to their door. It’s food as medicine.
With the Naturally Slim weight loss program, there are no foods to buy, no points to count,
®
no guidelines on what you can and can’t eat. With the help of a personal coach, you’ll learn
how to lose weight by changing how you eat instead of what you eat.
Take meaningful steps toward better fitness and overall health. Blue365® offers discounts
to fitness centers like Gold’s Gym , Curves , and more, plus no-cost nutrition programs.
® ®
Looking for more reasons to stay with Blue?
Call 1-866-287-1980
Visit azblue.com/stateofaz
Watch the BluePreferred Care video at
azblue.com/BluePreferredCare
* Worldwide coverage for emergency services is available through the BCBSAZ BlueCard® Worldwide program. See your member Benefit Book for complete description of services that are covered when
traveling outside the U.S.
** No-cost meals are based on eligibility for and participation in a BCBSAZ disease-management program.
Sharecare, Sun Basket, Naturally Slim, and Blue365 are each independent companies contracted to provide their programs and/or services for BCBSAZ. Information provided by Sharecare is not a
substitute for the advice or recommendations of your healthcare provider.
Blue Cross, Blue Shield, the Cross and Shield Symbols, Blue, BluePreferred, and BlueCard are registered service marks of the Blue Cross Blue Shield Association, an association of independent
650018-20
Blue Cross and Blue Shield Plans. All other trademarks referenced are the property of their respective companies.
©2020 Blue Cross Blue Shield of Arizona, Inc. All rights reserved.You take care of Arizona.
Let us take care of you.
Every day, as a State of Arizona employee, you help more than 7 million Arizonans live, work,
raise their families, and experience the spectacular beauty of our state. Blue Cross® Blue Shield®
of Arizona (BCBSAZ) thinks it’s time you had a healthcare plan that works as hard as you do. So we’ve
created two new plans that bring new levels of care and savings.
Save the Most on Quality Care with our Triple-Choice Plan
Choosedoctors
Choose doctors and
and facilities
facilities from
from Tier Tier 1 tothe
1 to get get the
Tier
Tier11 In-Network
Value In-NetworkProviders
Providers
highestlevel
highest level
ofof benefits.
benefits.
You receive in-network benefits for using participating
network care providers. For some services, you’ll pay a
Tier 2 In-Network Providers
higher out-of-pocket cost with a Tier 2 provider than you
would with a Tier 1 provider.
You will pay the highest cost for using out-of-network
Tier 3 Out-of-Network Providers providers, and may be responsible for paying the full
provider billed charges.
Our Triple-Choice Plan, called BluePreferred Care, was developed exclusively for State of
LO O K
FO R Arizona employees.
THIS!
Choose from any healthcare professional in the entire BCBSAZ national network. You’ll
save the most when you choose providers from Tier 1, a network of doctors and facilities
Tier 1 that meet strict criteria for both quality and cost of care. These providers feature the Tier 1
Ribbon icon with their listing in our Find a Doctor tool at azblue.com/stateofaz.
Call 1-866-287-1980 or visit azblue.com/stateofaz.No matter how simple or complex your medical needs, the Triple-Choice Plan BluePreferred
Care allows you to use providers in any tier at any time—without a referral.
You receive the highest level of plan benefits by seeing Tier 1 providers. And because you have no restrictions,
you can still see the providers you know and trust—even if they aren’t in Tier 1. Here are two examples:
DEDUCTIBLE MET ($1,000)
Using Tier 1 and
Tier 2 providers Tier 1 Tier 1 Tier 1
Tier 2 Tier 2
OFFICE VISIT SPECIALIST VISIT IMAGING SURGERY REHAB
JANUARY FEBRUARY/MARCH APRIL/MAY
DEDUCTIBLE MET ($200)
Using ONLY
Tier 1 providers Tier 1 Tier 1 Tier 1 Tier 1 Tier 1
OFFICE VISIT SPECIALIST VISIT IMAGING SURGERY REHAB
The more Tier 1
providers you use, JANUARY FEBRUARY/MARCH APRIL/MAY
the lower your
deductible.
Save for Your Future with Our High-Deductible Health Plan and HSA
For those who don’t spend much on healthcare, the smart money is on our High-Deductible Health Plan (HDHP)
paired with a Health Savings Account (HSA). An HDHP has a higher deductible than other plans, but the benefit
is you’ll enjoy a lower monthly premium. The money you save each month can instead go into your HSA, a tax-
deductible savings account that lets you pay for healthcare expenses using pre-tax dollars. You can save for future
expenses, and even invest your savings to increase the value of your account.
+ = With the HDHP,
you’ll spend less on
healthcare when you
see providers who
High-Deductible Health Savings Your coverage contract with the
Health Plan (HDHP) Account (HSA) Cost-effective way to stay BCBSAZ nationwide
Medical and prescription Like a 401(k) for your covered and in control of network.
drug coverage healthcare expenses your healthcare expenses
You help keep Arizona strong. Let us do the same for you.
For more information on your BCBSAZ plan
choices for 2021, call 1-866-287-1980 or visit
azblue.com/stateofaz.
Blue Cross, Blue Shield, the Cross and Shield Symbols, and BluePreferred are registered service marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield
650018-20
Plans. All other trademarks referenced are the property of their respective companies.
©2020 Blue Cross Blue Shield of Arizona, Inc. All rights reserved.You can also read
