LEADING THE WAY TO SUCCESS! - 2021 HOME POSSIBLE RISE AWARD WINNERS - Freddie Mac Single-Family
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
LEADING THE WAY TO SUCCESS! 2021 HOME POSSIBLE RISE AWARD® WINNERS
The RISE awards showcase top Home Possible® mortgage
producers who are committed to making homeownership a
reality for very low- to low-income borrowers.
We’re proud to partner with these dedicated organizations
and individuals as they’ve gone above and beyond to
support our mission to make home possible for families and
communities across the country. We celebrate their efforts to
expand responsible, sustainable homeownership.
ACHIEVING SUCCESS AMID
UNPRECEDENTED
TIMES
As the pandemic weighed heavily on the
industry, and America as a whole, we
RISE
celebrate those who rose to the top in Recognizing Individuals for Sustained Excellence
bringing families home.
2
MEET A FEW OF THIS YEAR’S WINNERS TO LEARN WHAT THIS RECOGNITION
MEANS TO THEM
AJ FRANCI EILEEN TU
CLINT MORGAN MONICA MCCALLISTER RICK HOLCOMB
Chief Operating Officer Vice President
SVP, Chief Lending Officer VP Mortgage Origination President
Gold Star Mortgage Financial Product Development
Ruoff Mortgage Central National Bank Mortgage 1 Inc.
Group Corporation Rocket Mortgage, LLC
GREATEST GREATEST VOLUME GREATEST GREATEST FASTEST
VOLUME (CORPORATE), FASTEST VOLUME VOLUME PURCHASE
(REGIONAL) OVERALL GROWTH (NATIONAL) (COMMUNITY) GROWTH
(CORPORATE) (COMMUNITY)
“
It is rewarding for us to be
“
Gold Star is proud to support
“
Our clients motivate us each
“
Being a Home Possible RISE award
“
We are proud to be partnered
recognized by Freddie Mac. It our customers on their path and every day. Our goal is to recipient affirms our commitment with Freddie Mac and be able to
proves to us that the work we are to homeownership. We pride continue to find solutions that to the financial needs of our provide affordable housing to our
doing to match homebuyers up ourselves on creating a transparent create a more equitable and customers by offering a variety community. We focused on our
with Home Possible is exactly process and making sure they are affordable industry. We applaud of mortgage products so that relationships with our community,
what we should be doing. provided with the best solution Freddie Mac’s commitment to homeownership is universally our referral partners and our lending
By receiving the award, our possible for their unique needs these same initiatives.” attainable. This award means partners to continue to provide
employees will be encouraged and financial future.” that the work we’re doing in our excellent service and affordable
to continue to offer and sell the communities is significant and is housing to our borrowers.”
Home Possible product to any making a difference in the lives
applicable customer.” of our clients.”
3
HOME POSSIBLE® -
YOUR 3% DOWN
“
The Home Possible mortgage provides competitive
affordable financing options for aspiring homebuyers.
PAYMENT SOLUTION My favorite feature is being able to offer our borrowers
a low down payment option with flexible sources of
The Home Possible mortgage offers outstanding flexibility to fit a variety of funds on top of getting a great interest rate to offer
borrower situations. With Home Possible, we’re all for helping you capitalize on them an affordable monthly payment.”
opportunities to meet the financing needs of very low- to low-income borrowers MARANDA MCKEE
looking for low down payment options and flexible sources of funds. PRODUCT DEVELOPMENT MANAGER
GUILD MORTGAGE
“
During such a challenging socio-economic time,
it became even more important to offer affordable
“
Home Possible is a valuable addition to our
affordable lending product suite and helps to
and sustainable financing options to clients. ensure we are able to meet the specific needs of
Acknowledging the financial hardships consumers individuals and families as they navigate their path
were facing and understanding client’s needs, kept to homeownership.”
us close to the situation and put us in a position to LISA EKSTROM
serve up solutions like Home Possible.” COMMUNITY PRODUCT MANAGER
EILEEN TU U.S. BANK
VICE PRESIDENT PRODUCT DEVELOPMENT
ROCKET MORTGAGE, LLC
4
HOME POSSIBLE BENEFITS
1
At 20% equity, borrowers may cancel mortgage
Borrowers can have additional financed
properties. 4 insurance — reducing monthly mortgage payments
and potentially saving money over the life of the loan.
2 5
The required homeownership education requirement
Non-occupant co-borrowers may help
can be fulfilled by taking the free, online CreditSmart®
borrowers qualify for a 1-unit property.
Homebuyer U homeownership education course.
Many types of down payment sources are
3 6
Offers a tool for income-qualifying borrowers to
acceptable, including family, employer- refinance, potentially saving money through lower
assistance programs, secondary financing, monthly mortgage payments.
and sweat equity.
FOR MORE DETAILS REVIEW THE HOME POSSIBLE FACT SHEET.
5
HELPING CONSUMERS DURING
CHALLENGING TIMES “
In 2020, while facing challenges that many had
never seen in their lifetime, we focused on providing
As the housing industry looks to a post-COVID climate, Freddie Mac remains outstanding customer service. Being empathetic and
committed to providing liquidity and stability to the mortgage finance market compassionate as well as having consistent contact
and fulfilling our mission. And the success of our mission lies in supporting with our clients was an important part of making sure
you and your clients. they trusted us during an unprecedented year.”
As an industry, we’ve risen swiftly to the challenges presented to us over the MONICA MCCALLISTER
past year. Together, we’ll get through this time a stronger housing market, VP MORTGAGE ORIGINATION
better able to serve our nation’s families. CENTRAL NATIONAL BANK
“
Providing affordable product and program options
coupled with homebuyer education and counseling
is key to our strategy to help increase and enable
sustainable homeownership among low-to-
“
We believe Home Possible provides an advantage
for customers looking to buy or refinance and is an
moderate income communities. We’re very proud important component to nationwide neighborhood
to be recognized for our progress and are eager to stabilization efforts. As such, it is essential that our
do more. We look forward to continuing our work housing partners fully understand the program.”
promoting financial health, educating consumers PAULA VOGEL
and real estate professionals, and collaborating VP MARKET GROWTH AND DEVELOPMENT,
with Freddie Mac to help more families achieve CORRESPONDENT DIVERSE SEGMENTS
homeownership.” WELLS FARGO
CERITA BATTLES
HEAD OF COMMUNITY AND AFFORDABLE LENDING
6
JPMORGAN CHASEDELIVERING SUCCESS
“
The success of our Community Homeownership Commitment,
including Home Possible, led us to triple our commitment from
WITH EDUCATION
$5 to $15B, helping 60k homeowners achieve the dream of
homeownership. We perform community education outreach on
the value of homeownership for financial stability and generational
Freddie Mac believes in the power of homeowner education and is proud to wealth while connecting prospective clients to local affordable
partner with clients who share this value. We recognize those who go above housing offerings.”
KATHY CUMMINGS
and beyond to promote education within their communities.
SVP, HOMEOWNERSHIP SOLUTIONS
AND STRATEGIC PARTNERSHIPS
BANK OF AMERICA
“
Home Possible loans allow many borrowers the opportunity to
buy a home that otherwise may not be able to afford a home
“
Our proactive work to dispel the myth that customers need 20%
down to buy a home continues and we are making a positive
purchase. Between often having a lower interest rate and lower
impact to help prospective homebuyers become homeowners!”
PMI payment, the difference in monthly payments could be the
difference between a borrower qualifying for a home or not.” MARK O’DONOVAN
CEO
KEVIN SWANSON, JPMORGAN CHASE
VP, MORTGAGE SUPPORT MANAGER
HEARTLAND BANK
“
Truist Mortgage conducts various
“Education is valuable in that it gives borrowers tips on how to
“
Covid prevented us from in-person events, so we developed virtual
training sessions so we could continue to support our mission for
webinars throughout the year for manage finances to become a more successful homeowner.
educating clients, team members, and partners. By using Zoom and
our mortgage loan officers to learn In addition, the 3rd party education gives them peace of
live webinar formats, we were able to effectively expand our reach in
the details of Home Possible and mind that they are going into what might be their first home
specific geographies and with specific clients. These virtual delivery
the impact we have serving the purchase, with both eyes open.”
options allowed flexibility with scheduling and execution to meet
communities in the affordable
housing space.” GREG RADDING the attendees’ needs. In these sessions, our Diverse Segments team
SVP RETAIL LENDING partners with Freddie Mac for a valuable deep share of product
TULU KAIFEE NORCOM MORTGAGE flexibilities, market demographic data, and opportunity. We also
SVP INCLUSIVE LENDING include a Wells Fargo underwriter, who addresses any concerns
STRATEGY MANAGER regarding overlays, ensuring full transparency for the audience.”
TRUIST MORTGAGE PAULA VOGEL
VP MARKET GROWTH AND DEVELOPMENT,
CORRESPONDENT DIVERSE SEGMENTS
7 7
WELLS FARGO2021 HOME POSSIBLE RISE AWARD WINNERS*
Corporate
GREATEST VOLUME Gold Star Mortgage Financial Group Corporation
National (Overall Growth)
Wells Fargo
Rocket Mortgage, LLC CORRESPONDENT VOLUME
JPMorgan Chase TowneBank
Regional
CrossCountry Mortgage, LLC HFA ADVANTAGE® VOLUME
Bell Bank Mortgage Fairway Independent Mortgage Corporation
Ruoff Mortgage Company, Inc. Guild Mortgage Company
Community Academy Mortgage Corporation
Neighborhood Loans, Inc.
Central National Bank
NEW ORIGINATOR
Lyons National Bank National
Proper Rate, LLC
Corporate
Regional
Gold Star Mortgage Financial Group Corporation
KeyBank National Association
WE RISE Impact Credit Union
TOGETHER
Community
FASTEST GROWTH Northwest Bank
(RECOGNIZED FOR OVERALL GROWTH, Neighborhood Loans, Inc.
PURCHASE GROWTH % AND REFINANCE
Motivation and caring for your clients are the LOANS) BROKER VOLUME
perfect combination to drive success. Thanks National Edge Home Finance Corporation
to the contributions and commitment of our Lakeview Loan Servicing, LLC (Overall Growth
winners, we’ve made homeownership a reality and Refinance Loan Growth) EDUCATION RECOGNITION
Mr. Cooper - (Purchase Growth %) Bank of America
for more than 509,000 families through Home
Regional JPMorgan Chase
Possible mortgages since 2015.
Norcom Mortgage
LendUS, LLC (Overall Growth and
Rocket Mortgage
Purchase Growth %)
The Home Possible RISE Award program Supreme Lending (Refinance Loan Growth)
U.S. Bank
Truist Mortgage
recognizes the achievements of clients across Community Wells Fargo
six categories of performance, and a special TowneBank (Overall Growth) Heartland Bank
recognition for excellence in promoting Mortgage 1 Inc. (Purchase Growth %)
Norcom Mortgage
education. Visit the RISE Awards webpage
(Refinance Loan Growth) *Based on 2020 performance.
8
to learn more.
733441708You can also read
