ALLtech Bene ts Trust - Products and Services - ALLtech Benefits
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ALLtech Benefits Trust
Products and Services
ALLtechBenefits.com
Effective January 1, 2019
ALLtech helps growing technology companies recruit and retain top
talent, with comprehensive, affordable health and wellness benefits
available exclusively to GeekWire members. Whether you have two
employees or more than 100, we have a benefit plan to fit your needs.
Contents About the ALLtech Benefits Trust................................................................................................................. 1 Membership Benefits....................................................................................................................................... 2 Benefits Snapshot............................................................................................................................................. 3 Medical Plans...................................................................................................................................................... 5 Dental Plans........................................................................................................................................................14 Vision Plans.........................................................................................................................................................16 Life, AD&D and Disability Plans....................................................................................................................19 Employee Assistance Program..................................................................................................................... 21 About the Third-Party Administrator........................................................................................................ 23 About the Managing General Agent..........................................................................................................24
About ALLtech
Benefits Trust
The Best in Choice, Coverage and Cost
ALLtech offers a solution for technology companies that addresses the biggest needs of both
small to mid-sized employers and their employees: choice, coverage and cost.
Choice
• There is no such thing as one-size-fits-all when it comes to your employees. With ALLtech,
covered employees are able to choose from a wide variety of benefit plans.
• Online and mobile app tools help members shop, compare and save on health care 24/7.
Coverage
• ALLtech offers Asuris Northwest Health, part of Regence BlueShield, which brings one of
the broadest and most established networks in Washington state to ALLtech members.
Regence’s BlueCard network, for out-of-state members, provides one of the largest, most
comprehensive provider networks in the world.
• Telehealth services help people receive services by phone or video at convenient times and
without the need to travel.
• A single point of contact for all types of plan administration including customer service,
billing, eligibility and COBRA services.
Cost
• ALLtech has negotiated favorable rates with industry-leading carriers like Asuris Northwest
Health, Delta Dental of Washington, VSP Vision Care Inc., Wellspring EAP and others to
provide the most competitive, cost-effective plans available, tailored specifically for the
technology sector and businesses of your size and financial needs.
• The CHP CAMaffinity Program provides 20% discount on complementary and alternative
medicine (CAM).
• Easy insurance-buying experience offers predictable out-of-pocket expenses for employees
and their dependents.
The following pages give a detailed summary of the products and services offered exclusively by
the Health Alliance for Technology (ALLtech) Benefits Trust.
ALLtechBenefits.com Page 1
About the Trust Sponsor: GeekWire
Membership Benefits
We know the tech world is competitive and ever-changing. Health care is, too, and it can be a
challenge to find a plan that offers the right combination of choice, coverage and cost. That’s
why ALLtech is here to offer GeekWire member companies exclusive rates and a broad range of
benefits especially for growing Washington tech businesses.
About GeekWire
GeekWire is a fast-growing, national technology news site with strong roots in the Seattle region
and a large audience of loyal, tech-savvy readers around the globe, who follow the site for
breaking news, expert analysis and unique insights into the technology industry.
GeekWire is uniquely positioned to cover some of the most widely followed and innovative tech
companies in the world, and one of the most vibrant startup markets in the country.
Its signature events and meetups bring out thousands of people to connect, learn, recruit,
do business and have fun with a broad cross-section of the tech community. GeekWire’s
membership program includes some of the most respected figures in the technology
community: top entrepreneurs, computer scientists and business leaders.
In addition to news coverage, GeekWire provides widely used resources for the Pacific
Northwest technology community, including the GeekWork job board, GeekWire 200 startup
ranking, the Startup List database, Service Provider Directory and GeekWire Calendar.
GeekWire’s weekly radio show airs on KIRO Radio (97.3 FM) in the Seattle region, and reaches a
worldwide audience via podcast.
GeekWire Memberships
Becoming a member supports the independent voice of the region’s technology community.
In addition, you’ll get exclusive access to ALLtech health and wellness benefits, special
membership rates and VIP access to the regional tech events with a GeekWire Startup Pass,
Gold Pass or Super Pass. A Galactic Pass offers full transferability, allowing you to give your pass
to someone else in your company for any event that’s part of your membership.
Members receive additional perks including a secret decoder keyring that unlocks a hidden
GeekWire members page. Golden Geeks, Super Geeks and Galactic Geeks receive extra benefits
such as the opportunity to put a message of their choice on the GeekWire home page for the
entire year. You can purchase this membership at any point of the year, and it will apply for 12
months after you purchase.
To learn more about the benefits membership can bring to your organization, go to
GeekWire.com/Memberships, email memberships@geekwire.com or call 206.402.6494.
Page 2 ALLtech@advprofessionals.com
Benefits Snapshot
Medical Plan: Asuris Northwest Health
21 Unique Plan Designs
• Premier Plans: $250, $500, $1,000 and $1,500 deductible options with embedded
$10/$30/$50/50% Rx plan
• Choice Plans: $500, $750, $1,000, $1,500 and $2,000 deductible options with embedded
$10/$40/$60/50% Rx plan
• Balance Plans: $3,000 and $5,000 deductible options with embedded
$10/$40/$60/50% Rx plan
• HSA Plans: $1,500, $2,500 and $5,000 deductible options with integrated administration
available through HealthEquity
• ActiveCare Plans: $2,500 deductible specialized network plans that can provide additional
premium savings to Western Washington-based groups
• MDLive® offered at $10 per visit (not subject to deductible) on all non-HSA plans
• MedSavvy: A tool that helps compare treatment options for effectiveness, safety and costs –
members can easily connect with a pharmacist online.
Dental Plan: Delta Dental of Washington
8 Plan Designs, 2 Annual Maximums
• PPO plans with up to $2,000 annual maximum
• Incentive plan starts at 100% coverage for Class I services
• Family and child orthodontia option available for groups with 10 ore more enrolled
employees
• Diagnostic and preventive waiver provides an additional benefit by not counting Class I
services toward the annual maximum benefit coverage
ALLtechBenefits.com Page 3
Benefits Snapshot,
continued
Vision Plan: VSP Vision Care Inc.
2 Plan Designs
• Choice Plan A: 12/24/24 (exam/lenses/frames)
• Signature Plan B: 12/12/24 (exam/lenses/frames)
• NEW! Standard progressive lenses are covered in full when using a VSP provider
• No co-pay for elective contact lenses
Basic Life and AD&D Plans: The Standard
• $15,000 of Basic Life & AD&D included with medical insurance
• Buy-up options available for employers including benefit amounts of $30,000, $50,000,
1x salary to $200,000 and 2x salary to $250,000
• All guarantee issue
Voluntary Life / AD&D Insurance: The Standard
• Up to a maximum $500,000 benefit for employees
• $50,000 guarantee issue
• Preferred Industry Rating
• Spouse and Dependent Life/AD&D available
Disability: The Standard
• Three short-term disability plans and two long-term disability plans provide employees
protection
Employee Assistance Program: Wellspring EAP
• Unlimited mandatory referrals/case management annually
• Up to three face-to-face problem assessment visits per eligible client per unrelated issue per
year
• Customized webinar series for leadership and employees
• Core services include, but are not limited to: telephonic consultation services, employee and
supervisor orientations, work-life consultation, resources and referrals
Page 4 ALLtech@advprofessionals.com
Asuris makes it easy
Asuris is changing the way people experience health care by removing friction
ALLtechBenefits.com
from the system and making it easier to navigate. When you have Asuris as your
health plan, you get a partner who will guide you every step of the way. We’re
here to help you enroll, understand your benefits, save money, choose a doctor,
manage your health and get answers to all your questions.
Built right in
All our plans come with some really cool things: Preventive care: Staying well is so important that
every plan we sell covers a wide range of in-network
A huge network that saves you money: You’ll
preventive services—including birth control—at 100%.
have local and worldwide access to great doctors,
hospitals and medical centers. Our networks offer Prescription drugs: Whether you need only the
you stability, discounts on care and tons of choices. occasional antibiotic or are on regular medications,
we make it easy to get your meds at a pharmacy
Telehealth through MDLIVE®: Get care 24/7/365
Page 5
near you.
over the phone or video chat. Board-certified
doctors can tell you what’s wrong and send a Discounts and more: Save on health-related
prescription to your pharmacy. On most plans, all goods and services and access to an array of
you’ll pay is $10 per visit, not subject to deductible. wellness programs.
Learn more and register at mdlive.com/asuris, or
call 1 (888) 969-8219. Or download the app for iOS, Award-winning Customer Service: Have
Android or Windows. questions? Our friendly customer service
professionals look forward to helping you.
Transparency tools: Our Cost Estimator, Find a
Doctor search, explanation of benefits publications
and other online tools at asuris.com give you the
power to be a smart health care consumer.
Asuris Northwest Health
528 E Spokane Falls Blvd
Suite 301
Spokane, WA 99202
Asuris complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age,
disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al
Regence BlueShield
1800 Ninth Avenue • Seattle, WA 98101
1-888-232-8229 (TTY: 711). 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-888-232-8229 (TTY: 711).
Health Alliance (ALLtech) for Technology Health Trust
January–December 2019 Medical Comparison
Premier 250 Premier 250 Premier 500 Premier 500 Premier 1000 Premier 1500
Plan Options
Embark 90/70/$20 Embark 80/60/$20 Embark 90/70/$20 Embark 80/60/$20 Embark 80/60/$25 Embark 80/60/$30
Annual Deductible
$250/$500 $250/$500 $500/$1,000 $500/$1,000 $1,000/$2,000 $1,500/$3,000
(Individual/Family)
Out-of-Pocket Maximum
$2,500/$5,000 $2,500/$5,000 $2,500/$5,000 $2,500/$5,000 $4,000/$8,000 $4,500/$9,000
(Individual/Family)
Plan Benefits Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3
Coinsurance Level 90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
ER Copay (waived if admitted) $200 $200 $200 $200 $200 $200
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
100% $35 copay 100% $35 copay 100% $35 copay 100% $35 copay 100% $40 copay 100% $45 copay
Physician Office Visit
$20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $25 copay Cat. 3: ded. $30 copay Cat. 3: ded.
then 70% then 60% then 70% then 60% then 60% then 60%
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Preventive Care
100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded.
(ded. waived Cat. 1 & 2)
then 70% then 60% then 70% then 60% then 60% then 60%
Diagnostic Lab & X-Ray 90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
First $600: ded. waived 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
and paid at 100%
After $600: ded. applies, 90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
then coinsurance
Chiropractic 90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
(ded. waived Cat. 1 & 2) Up to 24 manipulations PCY Up to 24 manipulations PCY Up to 24 manipulations PCY Up to 24 manipulations PCY Up to 24 manipulations PCY Up to 24 manipulations PCY
90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
Acupuncture
Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY
Rehabilitation
90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
Inpatient: 30 days PCY
Outpatient (ded. waived Cat. 1 & 2):
90% 70% 80% 60% 90% 70% 80% 60% 80% 60% 80% 60%
25 visits PCY
Mental Health/
Cat. 2: 90% Cat. 2: 80% Cat. 2: 90% Cat. 2: 80% Cat. 2: 80% Cat. 2: 80%
Substance Abuse 90% 80% 90% 80% 80% 80%
Cat. 3: 70% Cat. 3: 60% Cat. 3: 70% Cat. 3: 60% Cat. 3: 60% Cat. 3: 60%
Inpatient
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Outpatient 100% $20 copay 100% $20 copay 100% $20 copay 100% $20 copay 100% $25 copay 100% $30 copay
(ded. waived Cat. 1 & 2) $20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $20 copay Cat. 3: ded. $25 copay Cat. 3: ded. $30 copay Cat. 3: ded.
then 70% then 60% then 70% then 60% then 60% then 60%
Lifetime Maximum Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Prescription Drug Plans
Retail (30-day) $10/$30/$50 $10/$30/$50 $10/$30/$50 $10/$30/$50 $10/$30/$50 $10/$30/$50
Mail (90-day) $20/$60/$100 $20/$60/$100 $20/$60/$100 $20/$60/$100 $20/$60/$100 $20/$60/$100
Specialty Medications 50% 50% 50% 50% 50% 50%
MAC Policy Mandatory Mandatory Mandatory Mandatory Mandatory Mandatory
Cat. = Category Ded. = Deductible PCY = Per calendar year
ANH-270239-18/10-ALLtech
© 2018 Asuris Northwest HealthHealth Alliance (ALLtech) for Technology Health Trust
January–December 2019 Medical Comparison
Choice 500 Choice 750 Choice 1000 Choice 1500 Choice 2000
Plan Options PPO 80/60/$25 PPO 80/60/$25 PPO 80/60/$25 PPO 80/60/$30 PPO 80/60/$30
Annual Deductible
$500/$1,000 $750/$1,500 $1,000/$2,000 $1,500/$3,000 $2,000/$4,000
(Individual/Family)
Out-of-Pocket Maximum
$3,500/$7,000 $4,000/$8,000 $4,500/$9,000 $5,000/$10,000 $6,000/$12,000
(Individual/Family)
Plan Benefits Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3
Coinsurance Level 80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
ER Copay
$250 $250 $250 $250 $250
(waived if admitted)
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Physician Office Visit 100% $25 copay 100% $25 copay 100% $25 copay 100% $30 copay 100% $30 copay
(ded. waived Cat. 1 & 2) $25 copay Cat. 3: ded. $25 copay Cat. 3: ded. $25 copay Cat. 3: ded. $30 copay Cat. 3: ded. $30 copay Cat. 3: ded.
then 60% then 60% then 60% then 60% then 60%
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Preventive Care
100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded.
(ded. waived Cat. 1 & 2)
then 60% then 60% then 60% then 60% then 60%
Diagnostic Lab & X-Ray 80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
First $400: ded. waived
and paid at 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
After $400: ded. applies, Cat.2: 80% Cat.2: 80% Cat.2: 80% Cat.2: 80% Cat.2: 80%
then coinsurance 80% 80% 80% 80% 80%
Cat.3: 60% Cat.3: 60% Cat.3: 60% Cat.3: 60% Cat.3: 60%
80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
Chiropractic Up to 18 manipulations PCY Up to 18 manipulations PCY Up to 18 manipulations PCY
Up to 18 manipulations PCY Up to 18 manipulations PCY
(ded. waived Cat. 1 & 2) (ded. waived Cat. 1 & 2) (ded. waived Cat. 1 & 2)
80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
Acupuncture
Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY
Rehabilitation
80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
Inpatient: 30 days PCY
80% 60% 80% 60% 80% 60% 80% 60% 80% 60%
Outpatient: 25 visits PCY
For outpatient only: For outpatient only: For outpatient only:
ded. waived Cat. 1 & 2 ded. waived Cat. 1 & 2 ded. waived Cat. 1 & 2
Mental Health/ Cat. 2: 80% Cat. 2: 80% Cat. 2: 80% Cat. 2: 80% Cat. 2: 80%
Substance Abuse 80% Cat. 3: ded. 80% Cat. 3: ded. 80% Cat. 3: ded. 80% Cat. 3: ded. 80% Cat. 3: ded.
Inpatient then 60% then 60% then 60% then 60% then 60%
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Outpatient 100% $25 copay 100% $25 copay 100% $25 copay 100% $30 copay 100% $30 copay
(ded. waived Cat. 1 & 2) $25 copay Cat. 3: ded. $25 copay Cat. 3: ded. $25 copay Cat. 3: ded. $30 copay Cat. 3: ded. $30 copay Cat. 3: ded.
then 60% then 60% then 60% then 60% then 60%
Lifetime Maximum Unlimited Unlimited Unlimited Unlimited Unlimited
Prescription Drug Plans
Retail (30-day) $10/$40/$60 $10/$40/$60 $10/$40/$60 $10/$40/$60 $10/$40/$60
Mail (90-day) $20/$80/$120 $20/$80/$120 $20/$80/$120 $20/$80/$120 $20/$80/$120
Specialty Medications 50% 50% 50% 50% 50%
MAC Policy Mandatory Mandatory Mandatory Mandatory Mandatory
Cat. = Category Ded. = Deductible PCY = Per calendar year
ANH-270239-18/10-ALLtech
© 2018 Asuris Northwest HealthHealth Alliance (ALLtech) for Technology Health Trust
January–December 2019 Medical Comparison
Plan Options Balance 2000 Balance 3000 Balance 5000 Choice HSA 1500 Choice HSA 2500 Balance HSA 5000
PPO 70/50/$35 PPO 70/50/$35 PPO 70/50/$15 HSA 2.0 1500 HSA 2.0 2500 HSA 2.0 5000
Annual Deductible
$2,000/$4,000 $3,000/$6,000 $5,000/$10,000 $1,500/$3,000 $2,500/$5,000 $5,000/$10,000
(Individual/Family)
Out-of-Pocket Maximum
$6,000/$12,000 $6,500/$13,000 $7,150/$14,300 $4,000/$8,000 $5,000/$10,000 $6,500/$13,000
(Individual/Family)
Plan Benefits Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3 Category 1 Category 2 & 3
Coinsurance Level 70% 50% 70% 50% 70% 50% 80% 60% 80% 60% 80% 60%
ER Copay $300 $300 $300 N/A N/A N/A
Cat. 2: 70% Cat. 2: 70% Cat. 2: 70%
70% $35 copay 70% $35 copay 70% $15 copay
Physician Office Visit 80% 60% 80% 60% 80% 60%
$35 copay Cat. 3: ded. $35 copay Cat. 3: ded. $15 copay Cat. 3: ded.
then 50% then 50% then 50%
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
Preventive Care Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
100% Cat. 3: ded. 100% Cat. 3: ded. 100% Cat. 3: ded. 100% 100% 100%
(ded. waived) Cat. 3: 60% Cat. 3: 60% Cat. 3: 60%
then 50% then 50% then 50%
Diagnostic Lab & X-Ray 70% 50% 70% 50% 70% 50% 80% 60% 80% 60% 80% 60%
Cat. 2: 100% Cat. 2: 100% Cat. 2: 100%
100% $35 copay 100% $35 copay 100% $15 copay
80% 60% 80% 60% 80% 60%
$35 copay Cat. 3: ded. $35 copay Cat. 3: ded. $15 copay Cat. 3: ded.
then 50% then 50% then 50%
Chiropractic
Up to 10 manipulations PCY; Up to 10 manipulations PCY; Up to 10 manipulations PCY;
ded. waived, no coinsurance, ded. waived, no coinsurance, ded. waived, no coinsurance,
Up to 10 manipulations PCY Up to 10 manipulations PCY Up to 10 manipulations PCY
subject to copay subject to copay subject to copay
(for Cat.1 and 2 only) (for Cat.1 and 2 only) (for Cat.1 and 2 only)
Cat. 2: 100 Cat. 2: 100% Cat. 2: 100%
100% $35 copay 100% $35 copay 100% $15 copay
80% 60% 80% 60% 80% 60%
$35 copay Cat. 3: ded. $35 copay Cat. 3: ded. $15 copay Cat. 3: ded.
then 50% then 50% then 50%
Acupuncture
Up to 12 visits PCY; Up to 12 visits PCY; Up to 12 visits PCY;
ded. waived, no coinsurance, ded. waived, no coinsurance, ded. waived, no coinsurance,
Up to 12 visits PCY Up to 12 visits PCY Up to 12 visits PCY
subject to copay subject to copay subject to copay
(for Cat. 1 and 2 only) (for Cat. 1 and 2 only) (for Cat. 1 and 2 only)
Rehabilitation
70% 50% 70% 50% 70% 50% 80% 60% 80% 60% 80% 60%
Inpatient: 30 days PCY
Outpatient: 25 visits PCY 70% 50% 70% 50% 70% 50% 80% 60% 80% 60% 80% 60%
Mental Health/ Cat. 2: 70% Cat. 2: 70% Cat. 2: 70%
Cat. 2: 80% Cat. 2: 80% Cat. 2: 80%
Substance Abuse 70% Cat. 3: ded. 70% Cat. 3: ded. 70% Cat. 3: ded. 80% 80% 80%
Cat. 3: 60% Cat. 3: 60% Cat. 3: 60%
Inpatient then 50% then 50% then 50%
Cat. 2: 70% Cat. 2: 70% Cat. 2: 70%
70% $35 copay 70% $35 copay 70% $15 copay 80% Cat. 2: 80% 80% Cat. 2: 80% 80% Cat. 2: 80%
Outpatient
$35 copay Cat. 3: ded. $35 copay Cat. 3: ded. $15 copay Cat. 3: ded. Cat. 3: 60% Cat. 3: 60% Cat. 3: 60%
then 50% then 50% then 50%
Lifetime Maximum Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Cat. = Category Ded. = Deductible PCY = Per calendar year
ANH-270239-18/10-ALLtech
© 2018 Asuris Northwest HealthHealth Alliance (ALLtech) for Technology Health Trust
January–December 2019 Medical Comparison
HSA Prescription
Deductible applies Deductible applies Deductible applies
Drug Plans
Retail (30-day) $10/$40/$60 $10/$40/$60 $10/$40/$60 80% 80% 80%
Mail (90-day) $20/$80/$120 $20/$80/$120 $20/$80/$120 80% 80% 80%
Specialty Medications 50% 50% 50% N/A N/A N/A
MAC Policy Mandatory Mandatory Mandatory Voluntary Voluntary Voluntary
ANH-270239-18/10-ALLtech
© 2018 Asuris Northwest HealthWe have some
Asuris Advantages
healthy savings for you
As an Asuris member, you can enjoy savings on the following health-related products
and services. This discount program is offered to all Asuris members at no additional cost
(although some discounted programs offered by vendors may carry separate fees). Asuris
Advantages is not insurance but is offered in addition to your medical plan to help
you stay healthy and live better.
The Active&Fit Direct™ Program: Choose from 9,000+ fitness centers nationwide
for $25/month (plus a $25 enrollment fee and applicable taxes).
CHP CAMaffinity Program: You’re eligible for the CHP CAMaffinity Program, which
saves you 20% on complementary and alternative medicine (CAM) services from The
CHP Group’s network of chiropractors, acupuncturists, naturopathic physicians and
massage therapists.
CHP Active and Healthy: This is the discount program that gets you up, moving and
saving money! With discounts offered by thousands of vendors (e.g., health clubs, ski
resorts, sporting events, museums) for a small annual fee, it’s your source for deals on
healthy and fun activities.
EyeMed Vision Care®: Save 35% on a complete pair of glasses (frames and lenses).
Save 15% on non-disposable contacts and $10 on contact fittings. Discounts are
available at leading retailers and many private practice locations.
QualSight®: QualSight makes LASIK easy for members. You can save 40–50% on the
national average price of Traditional LASIK or receive significant savings on procedures such
as Custom Bladeless (all laser) LASIK. Find out if you are a potential candidate for this life-
changing procedure today.
See other side for additional programs
Asuris Northwest Health
528 E Spokane Falls Blvd., Suite 301
Spokane, WA 99202
Asuris is completely independent from the companies that provide these products and services.
Asuris does not endorse or guarantee the products and services offered or their effectiveness.
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Zenni’s online store offers over 3,000 frame styles. Turn any pair of including safety gates, cabinet locks, outlet covers, window
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lenses.
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TruHearing®*: Save up to 60% on hearing aids with TruHearing. are being used to treat more than 80 diseases, and research is
Choose from a wide selection of the most advanced hearing aids, ongoing to find treatments for more. Asuris has partnered with
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batteries per aid. $50 on the enrollment fee for Everest’s suite of funeral-planning
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manufacturer’s warranty, loss and damage coverage and three-year Banfield Pet Hospital®: Waive the enrollment fee for Optimum
supply of batteries. Wellness Plans® (a savings of $38.95 – $45.95 depending on
Amplifon Hearing Health Care*: Receive a 40% discount on location), packages of preventive care that include annual blood
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damage; and two years of free batteries (160 cells hearing aid)— Gatheredtable: Gatheredtable makes homemade meals easier
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Epic® Dental: Purchase smile-protecting supplies at 25% off, Edit menus and add recipes from the internet to eat better and
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xylitol, a natural ingredient that fights cavities. on a 1-year subscription. You pay $45 for a year. That’s just
$3.75/month!
Dental Optimizer Lollipops: Stop cavities and decay with all-
natural lollipops from Dental Optimizer. They eliminate cavity-causing Mom’s Meals NourishCare: Mom’s Meals is a leading provider of
bacteria, while leaving healthy bacteria intact. Save 15% on lollipops nutrition solutions delivered to any home nationwide. The delicious
and other tooth-friendly products. fresh-made meals are dietitian-designed and chef-prepared
and include menus for health conditions. Choose from 70 fully
National Allergy: Save 15% on non-drug allergy relief, including
prepared meals with every order. Save 10% on every order.
pillow and mattress encasings, air filtration, asthma management
tools, green cleaning products and personal care products. Enjoy WINFertility: For 15 years, WINFertility has been a trusted
discounts, great service and a 60-day unconditional return policy resource, linking those dealing with infertility with a network of
with no restocking fees. accessible, affordable and proven fertility specialists. WINFertility
offers lower-than-market-rate treatment bundles consisting of
GreatCall: Save up to $45 on innovative, easy-to-use mobile
the medical services and medications required to help you
products designed to help you or your loved ones lead more active
have a baby.
and independent lives. Products include the big-button Jitterbug
Flip, the large-screen Jitterbug Smart, and the one-button Lively *Discounts through Amplifon Hearing Health Care (also includes extended family),
Alert urgent response device. TruHearing and Beltone are available to members and their parents and grandparents.
†
Valid for 3-month trial membership. Weekly full menu cost of $152 min. (before
OPTAVIA Independent Certified Health Coach, Tonja Noretto: discount) and any shipping costs are not included. Food cost subject to change.
Save $95 on your first month’s order and earn an additional $25 Discount to be used in $10 increments, weekly over 7 consecutive weeks. Full menu
toward your second! This safe weight management and health adherence required for food discount. Active program enrollment and eligibility status
required, which includes meeting with a consultant weekly and adhering to the full
program uses scientifically designed OPTAVIA Fuelings, a personal Jenny Craig meal plan. Offer valid at participating centers and Jenny Craig Anywhere.
health coach for one-on-one guidance and free OPTAVIA 30 for Not valid at jennycraig.com. New members only. No cash value. Not valid with any
other offers or discounts. One offer per person. Restrictions apply.
community support. Lose weight and manage disease through
††
50% discount on enrollment and/or membership fees for eligible premium programs.
nutritional intervention, free access to health care professionals, Weekly full menu cost of $152 min. (before any discount) and any shipping cost are
educational materials and the “Habits of Health” system. This is a not included. Food cost subject to change. Active program enrollment and eligibility
lifestyle change, not a diet. There are no hidden costs or start-up fees. status required, which includes meeting with a consultant weekly and adhering to the
full Jenny Craig meal plan. No cash value. Not valid with any other offer or discounts.
Jenny Craig®: With Jenny Craig, you don’t have to count, track Only available at participating locations and Jenny Craig Anywhere. Not valid at
jennycraig.com. New members only. Restrictions apply.
or worry about what to eat. It gives you everything you need to
succeed. Choose from a free three-month program plus $70 in food
Want to learn more?
Access member discounts at asuris.com/advantages
ANH-128866-17/12
© 2018 Asuris Northwest Health
Asuris Northwest Health complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-888-232-8229 (TTY: 711).
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-888-232-8229 (TTY: 711).Make a primary care telehealth appointment With MDLIVE®, health care meets
you where you are
Schedule an appointment and be seen over the phone, video* or app
We all have times when we need to see a doctor, but it’s inconvenient—there’s no time, the
office is closed, or we’re on the road. You know that feeling: “I wish I could just talk to someone
over the phone and get what I need fast!” Now you can.
Your health plan includes a teleheath benefit. You can access it with MDLIVE, a national leader
in telehealth. You can talk to any of MDLIVE’s board-certified doctors any time by phone, video
or through the app–24 hours a day, 7 days a week, 365 days a year.
Expert care when you need it
You can consult board-certified doctors who will diagnose and treat non-emergency medical
conditions, prescribe medications, and send prescriptions to your pharmacy.
On average, MDLIVE doctors have 15 years of experience practicing medicine and are
licensed in the state where patients are located. Their specialties include primary care, pediatrics
and family medicine.
Common ailments treated via telehealth include:
All ages Kids
Allergies Pink eye Cold & flu
Cold & flu Rashes Constipation
Ear infections Sinus infection Ear infections
Headache Sore throat Nausea
Infections Sunburn Pink eye
*Restrictions may apply.
You can talk to a doctor via phone, video or app.
Asuris Northwest Health
528 East Spokane Falls Boulevard, Suite 301
Spokane, WA 99202
Page 12 ALLtech@advprofessionals.comHow it works
MDLIVE is easy to use. Here are some basic things to know:
• MDLIVE can be a great option when your child isn’t feeling well outside business hours;
dependents will need a parent present during the visit.
• The average wait to connect with a physician is less than 15 minutes.
• You can use MDLIVE as often as you need to.
• We process each visit as a claim, and your costs count toward your deductible.
• This is more than a nurse advice line. With MDLIVE, a doctor can diagnose, treat and
prescribe medications.
• You will work with an MDLIVE doctor, not your regular doctor.
• With your permission, the MDLIVE doctor will share your treatment information with your
regular doctor.
Be ready
Go to mdlive.com and register today. You’ll want to create your online
account in advance so when you need care, you will already be set.
ANH-129998-17/10-rep20333
© 2017 Asuris Northwest Health
Asuris complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitosPage
ALLtechBenefits.com de asistencia
13 lingüística. Llame al 1-888-232-8229 (TTY: 711).
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-888-232-8229 (TTY: 711).Dental Plan
Delta Dental of Washington
For more than 60 years, we’ve always focused on what truly matters – healthy smiles. It drives
everything we do.
We are a founding member of the nationwide Delta Dental Plans Association, and administer
dental benefits to over 2.8 million members in state and nationwide, more than any other dental
benefits provider.
Our unique two-tier Delta Dental PPOSM and Delta Dental Premier® networks offer the access to
the most quality dentists – more than 4,400 in Washington State and more than 152,000 across
the country. This is a benefit that no other company can match.
Regular dental exams and cleanings are key to keeping your smile healthy. Visit your dentist
regularly. They’ll keep you on the road to a lifelong, healthy smile.
MySmile® personal benefits center is your patient portal at DeltaDentalWA.com.
It’s customized to your benefits information and allows you to:
• Print your ID card
• View your coverage
• Get instant out-of-pocket cost estimates with MySmile Cost Genie®
• Endorse your favorite dentist and help others find theirs
• Sign up for paperless Explanation of Benefits (EOB) via email
Have a question? Give us a call at 800-554-1907 or send an email to
cservice@deltadentalwa.com. We’re happy to help.
Page 14 ALLtech@advprofessionals.comDental Plan
Delta Dental of Washington
PPO Plan 1 PPO Plan 2 PPO Plan 3 PPO Plan 4
Class I - Diagnostic &
Preventive Exams, Cleanings, 100% 100% 80% - 100% 80% - 100%
Fluoride, X-rays, Sealants
Class II - Restorative
Restorations, Endodontics, 80% - 90% 80% - 90% 70% - 90% 70% - 90%
Periodontics, Oral Surgery
Class III – Major Crowns,
Dentures, Partials, Bridges and 50% 50% 40% - 50% 50%
Implants
Annual Maximum Per Person
Benefit Period: (January 1 – $1,000 $2,000 $1,000 $2,000
December 31)
Deductible (Waived on Class I) $50 per $25 per $25 per $50 per
Per person/per benefit period Person Person Person Person
Annual family maximum $150 per $75 per $75 per $150 per
Family Family Family Family
Optional Orthodontic Benefits Available:
1. 50% to $1,000 lifetime maximum for Dependent Children Only
2. 50% to $1,000 lifetime maximum for Adults and Dependent Children
Please Note: This is a brief summary of benefits only and does not constitute a contract.
ALLtechBenefits.com Page 15Life is
better in
focus. TM
Get access to the best in eye care and
eyewear with Alltech and VSP® Vision
Care.
Why enroll in VSP? As a member, you’ll receive access to care
from great eye doctors, quality eyewear, and the affordability
you deserve, all at low out-of-pocket costs.
You’ll like what you see with VSP.
Value and Savings. You’ll enjoy more value and low out-of-pocket costs. Enroll in VSP today.
High Quality Vision Care. You’ll get the best care from a VSP network You'll be glad you did.
doctor, including a WellVision Exam®—the most comprehensive exam Contact us. 800.877.7195
designed to detect eye and health conditions. vsp.com
Choice of Providers. The decision is yours to make—with the largest
national network of private-practice doctors, plus participating retail
chains, it's easy to find the in-network doctor who's right for you.
Great Eyewear. It’s easy to find the perfect frame at a price that fits your
budget.
Using your VSP benefit is easy.
Create an account at vsp.com. Once your plan is effective, review your
benefit information.
Find an eye doctor who’s right for you. Visit vsp.com or call 800.877.7195.
At your appointment, tell them you have VSP. There’s no ID card
necessary. If you’d like a card as a reference, you can print one on
vsp.com.
That’s it! We’ll handle the rest—there are no claim forms to complete when
you see a VSP provider.
Choice in Eyewear
From classic styles to the latest designer frames, you’ll find hundreds of
options. Choose from featured frame brands like bebe, CALVIN KLEIN,
1
Cole Haan, Flexon®, Lacoste, Nike, Nine West, and more. Visit vsp.com to
find a Premier Program location that carries these brands. Plus, save up to
2
40% on popular lens enhancements. Prefer to shop online? Check out all
of the brands at eyeconic.com , VSP's preferred online eyewear store.
®
Page 16 ALLtech@advprofessionals.comYour VSP Vision Benefits Summary VSP Coverage Effective Date: 01/01/2019
Alltech and VSP provide you with a choice of affordable vision plans – choose the plan that's right for you.
Signature Plan B VSP Provider Network: VSP Signature Choice Plan A VSP Provider Network: VSP Choice
Benefit Description Copay Benefit Description Copay
Your Coverage with a VSP Provider Your Coverage with a VSP Provider
Focuses on your eyes and overall Focuses on your eyes and overall
WellVision WellVision
wellness $10 wellness $10
Exam Exam
Every 12 months Every 12 months
Prescription Glasses $25 Prescription Glasses $25
$180 allowance for a wide selection $180 allowance for a wide selection
of frames of frames
$200 allowance for featured frame $200 allowance for featured frame
Included in Included in
brands brands
Frame Prescription Frame Prescription
20% savings on the amount over your 20% savings on the amount over your
Glasses Glasses
allowance allowance
$100 Costco® frame allowance $100 Costco® frame allowance
Every 24 months Every 24 months
Single vision, lined bifocal, and lined Single vision, lined bifocal, and lined
trifocal lenses Included in trifocal lenses Included in
Lenses Polycarbonate lenses for dependent Prescription Lenses Polycarbonate lenses for dependent Prescription
children Glasses children Glasses
Every 12 months Every 24 months
Standard progressive lenses $0 Standard progressive lenses $0
Premium progressive lenses $80 - $90 Premium progressive lenses $95 - $105
Lens Custom progressive lenses $120 - $160 Lens Custom progressive lenses $150 - $175
Enhancements Average savings of 35-40% on other Enhancements Average savings of 20-25% on other
lens enhancements lens enhancements
Every 12 months Every 24 months
$160 allowance for contacts; copay $160 allowance for contacts; copay
Contacts does not apply Contacts does not apply
(instead of Contact lens exam (fitting and Up to $60 (instead of Contact lens exam (fitting and Up to $60
glasses) evaluation) glasses) evaluation)
Every 12 months Every 24 months
Glasses and Sunglasses Glasses and Sunglasses
Extra $20 to spend on featured frame brands. Go to Extra $20 to spend on featured frame brands. Go to
vsp.com/specialoffers for details. vsp.com/specialoffers for details.
30% savings on additional glasses and sunglasses, 20% savings on additional glasses and sunglasses,
including lens enhancements, from the same VSP including lens enhancements, from any VSP provider
provider on the same day as your WellVision Exam. within 12 months of your last WellVision Exam.
Or get 20% from any VSP provider within 12 months Extra Savings Retinal Screening
of your last WellVision Exam. No more than a $39 copay on routine retinal
Extra Savings Retinal Screening screening as an enhancement to a WellVision Exam
No more than a $39 copay on routine retinal Laser Vision Correction
screening as an enhancement to a WellVision Exam Average 15% off the regular price or 5% off the
Laser Vision Correction promotional price; discounts only available from
Average 15% off the regular price or 5% off the contracted facilities
promotional price; discounts only available from
contracted facilities Your Coverage with Out-of-Network Providers
After surgery, use your frame allowance (if eligible) Get the most out of your benefits and greater savings with a VSP network doctor. Call
for sunglasses from any VSP doctor Member Services for out-of-network plan details.
Exam ............................................. up to $45 Lined Trifocal Lenses ........ up to $65
Your Coverage with Out-of-Network Providers
Frame ........................................... up to $70 Progressive Lenses ............ up to $50
Get the most out of your benefits and greater savings with a VSP network Single Vision Lenses .......... up to $30 Contacts ................................... up to $105
doctor. Call Member Services for out-of-network plan details.
Lined Bifocal Lenses ......... up to $50
Exam ............................................ up to $50 Lined Trifocal Lenses ....... up to $100
Frame ........................................... up to $70 Progressive Lenses ............. up to $75
Single Vision Lenses .......... up to $50 Contacts ................................... up to $105
Lined Bifocal Lenses .......... up to $75
Coverage with a participating retail chain may be different. Once your benefit is effective, visit vsp.com for details. Coverage information is subject to change. In the event of a conflict between this information
and your organization’s contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. In the state of Washington, VSP Vision Care, Inc., is the legal name
of the corporation through which VSP does business.
1. Brands/Promotion subject to change.
2. Savings based on network doctor's retail price and vary by plan and purchase selection; average savings determined after benefits are applied. Available only through VSP network doctors to VSP
members with applicable plan benefits. Ask your VSP network doctor for details.
©2018 Vision Service Plan. All rights reserved.
VSP, VSP Vision care for life, eyeconic.com and WellVision Exam are registered trademarks, and "Life is better in focus." is a trademark of Vision Service Plan. Flexon is a registered trademark of Marchon
Eyewear, Inc. All other company names and brands are trademarks or registered trademarks of their respective owners.
ALLtechBenefits.com Page 17Frames with benefits™
An easy-to-use, in-network, online eyewear option
Your employees enjoy the best care when they visit a VSP®
doctor. And with Eyeconic®, the VSP eyewear store, they have a
convenient option to shop online using their VSP benefits.
MORE
IN-NETWORK
EYEWEAR
CHOICES
Simple-to-Use. Trusted Care. Better Benefit.
Employees are able to: You get:
• Buy without risk—Eyeconic • Receive a complimentary frame • Expanded access for employees
offers free shipping and returns. adjustment or a contact lens • No administration required
consultation at a VSP practice.
• Browse a huge selection of • No additional cost
designer glasses and contact • Get a 25-point quality
• Turnkey member
lenses—24/7. control inspection on all
communications
prescription glasses.
• Take 20% off any additional
pairs of glasses and sunglasses. • Enjoy the interactive virtual
try-on feature.
• Receive discounts on annual
supplies of contact lenses. • Use an HSA or FSA account to pay.
• Purchase progressive lenses.
It’s even easier to increase employee satisfaction through your VSP benefit.
Why wait? Check out eyeconic.com today.
©2016 Vision Service Plan. All rights reserved.
VSP, Eyeconic, and eyeconic.com are registered trademarks, and Frames with Benefits is a trademark of Vision Service Plan. JOB#2111-15-VCCL 12/15
Page 18 ALLtech@advprofessionals.comLife, AD&D and Disability
The Standard
Life and Disability Coverage that our most important promise is the one
we make to our customers – to be there
From The Standard when they need us. As an expert in the Life
Insurance Company Insurance industry, The Standard is well
equipped to provide our members with a
Life and Disability Insurance can give smooth roll-out of this coverage.
employees a greater sense of financial security
by enabling them to protect their income now Disability Insurance
and in the future from an unexpected event.
While disability can be caused by an accident,
Standard Insurance Company (The more often it is caused by an illness such as
Standard) provides employee benefits as diabetes, heart disease, back problems or
well as individual disability insurance and depression. And each year, more than one in
annuities, investment advice and commercial ten U.S. adults suffers along-term disability.*
mortgages to more than 8.4 million customers Disability Insurance is designed to pay a
nationwide. At The Standard, Group Life monthly benefit in the event that an insured
and Disability insurance aren’t add-ons. employee cannot work because of a covered
They’re our primary business. Our focused illness or injury. This benefit replaces a portion
expertise means you’ll work with people who of the employee’s income, helping them to
understand your needs and you’ll receive continue to meet financial commitments
employee benefits that work harder to during a time of need. As an expert in
support your goals. Disability Insurance, The Standard has a long-
standing reputation for providing high quality
For over 100 years, The Standard has helped customer service.
people achieve financial security so they can
confidently pursue their dreams. In addition Key Benefits The Standard
to being ranked among the top insurance Offers to Employers:
providers today, The Standard is one of only
11 life insurers to have maintained an A.M. • Full benefits administration capability
Best Co. financial strength rating of A or higher eases the burden on your HR team
for more than 75 years. Given the rapidly
• A dedicated service team will assist with
evolving markets, changing customer needs
enrollment, implementation and ongoing
and challenging economic times, this is a
plan administration, providing prompt and
significant accomplishment, and we are proud
consistent answers to your inquiries
of our long-standing track record of financial
strength. • Claim intake is flexible and tailored to be
most convenient for you
Life Insurance
• When more robust benefits are offered,
Life Insurance is designed to help cover a employers tend to experience higher rates
family’s financial responsibilities once the of employee productivity, retention and
insured family member is no longer living. job satisfaction
The Standard offers exceptional service,
compassion and expertise, recognizing *U.S. Census Bureau, 2004
ALLtechBenefits.com Page 19Life, AD&D and Disability
The Standard
Life and AD&D Plan Highlights: The Standard
• $15,000 Basic Life and AD&D coverage included at no additional cost for employees electing
a medical plan
• Four Buy-Up Life and AD&D options
• Dependent Life and AD&D
• Rates are exclusive to ALLtech
Life and AD&D Options: The Standard
• All basic Life/AD&D plans are offered with guarantee issue
• Flat benefit amounts of $30,000 and $50,000
• Base times salary options with benefit maximums of $20,000 and $250,000
• Voluntary Life/AD&D benefits, available in $10,000 increments to a maximum of $500,000
• Guarantee issue amount of $50,000 for voluntary life and AD&D
Life and AD&D Options: The Standard
Short-Term Disability - 3 Plans
• $750 Weekly Max Benefit
• $1,250 Weekly Max Benefit
• $2,500 Weekly Max Benefit
• Maximum waiting period is 180 days on all plans
• 7 day waiting period on all plans
Long Term Disability – 2 Plans
• $8,000 Monthly Max Benefit
• $10,000 Monthly Max Benefit
• Both plans have 180 day waiting period
• Both plans pay for the first 24 months for which LTD benefits are paid
Page 20 ALLtech@advprofessionals.com
ALLtechBenefits.com Page 21Page 22 ALLtech@advprofessionals.com
About the Third-Party
Administrator
Associated Industries Management Services
Benefit Administration Services Made Simple. Just For You.
You want to focus on your customers and to grow your business. Associated Industries
Management Services (AIMS) provides a seamless combination of services to simplify the
administration of your employee benefits.
Support You Can Count On From Day One.
With more than 100 years’ combined experience in third-party administration for a variety of
groups in Washington state, the AIMS team takes pride in providing personalized service to meet
your specific benefits administration needs.
Service Integration. We provide comprehensive services for all aspects of employee benefit
plan administration, including consolidated premium billing and account reconciliation, COBRA
administration and coordination of eligibility with carriers. Following industry standards, we
invoice on the 15th of each month (or the next business day), allowing ample time for you to
report any changes prior to receiving and paying your final bill. Eligibility edits such as additions,
changes and terminations are processed daily, which means your account is updated quickly
and consistently.
Simplicity. From day one, you will have a dedicated team working directly with you. Contacting
us is simple via either our toll-free customer service help line or email. If you choose to call,
know that when you call us during regular business hours (8:00 am to 4:00 pm, PST), you will be
connected directly to a member of our team, not spend time navigating through an automated
phone system.
Support. Our customer service goal is to exceed your expectations and our team of experts is
available to you Monday through Friday. Our service offerings include:
• Eligibility coordination
• Electronic Data Interface (EDI) with carriers and organization payroll partners
• Consolidated premium billing and account reconciliation
• NEW** Portal for online bill access and EFT payment
• COBRA administration
• Notice and disclosures: Summary Plan Description (SPD); HIPAA privacy practices and COBRA
initial notices; creditable/non-creditable coverage notice (CMS); notices sent per compliance
regulatory guidelines.
• Daily administration with ongoing client support
Stability. AIMS is a division of the Associated Industries family of companies, which has been
providing Northwest employers with top-tier service for more than 100 years. The AIMS team
upholds the tradition of quality service by providing cost-effective, integrated services to meet
the specific benefit plan administration needs of your organization.
Our Promise to You: We will work hard to develop a strong relationship with your organization
that is built on trust and consistently delivers value.
ALLtechBenefits.com Page 23About the Managing Insurance &
Benefit Solutions
General Agent Advanced Professionals
Advanced Professionals Insurance & Benefit Solutions
1201 Third Avenue, Suite 800
Insurance & Benefit Solutions Seattle, WA 98101 | 206.602.3558
ALLtech@advprofessionals.com
Advanced Professionals Insurance & Benefit Solutions manages several Association Health
Plans, small-employer community-rated products, as well as large group-underwritten
products. The team is committed to offering innovative solutions and unparalleled service.
Through various marketplaces, Advanced Professionals Insurance & Benefit Solutions provides
accredited producers with access to a comprehensive array of affordable healthcare products
and services designed to meet the specific needs of their clients.
Driving Advanced Professionals Insurance & Benefit Solutions’ success are two powerful and
complementary components: technology and service. The Benefit Resource Hub (HUB) is a
web-based system uniquely designed for our wholesale model. The HUB not only provides
efficient, one-stop electronic proposal submission capabilities, it also offers secure access to
forms, benefit summaries and related resources specific to each trust. The team is committed
to a two-day turnaround on the nearly 25,000 proposal requests received annually from more
than 1,000 accredited producers across the state. The team not only delivers these proposals,
but also handles the processing of all new business and renewals.
Advanced Professionals Insurance & Benefit Solutions is a dedicated team which, with more
than 50 years of combined trust management experience, is a dynamic group of professionals
accustomed to the ever-changing health insurance environment.
Your Advanced Professionals Insurance & Benefit Solutions team will assist with:
• Rate and product design assessment on behalf of employers and accredited producers
• Producer presentations and training
• Marketplace benchmarking
• Value-driven strategies
• Marketing
• High-level claim and service issues
• General advocacy for credentialed producers and companies
Advanced Professionals Insurance & Benefit Solutions takes pride in its ability to thrive in a fast-
paced environment. Combining a creative approach with a “do-what-it-takes” attitude is what
differentiates this team from the competition.
Page 24 ALLtech@advprofessionals.comSponsoring Association
GeekWire.com
Third-Party Administrator
AIMS@aiin.com | AIMSTPA.com
Managing General Agent
Insurance &
Benefit Solutions
206.602.3558 | ALLtech@advprofessionals.com | advprofessionals.com
2019 ALLtech Benefits Trust-Asuris Marketing Brochure Last Modified 10/12/18You can also read
