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FEBRUARY 2019
Voice
HEART ATTACK SYMPTOMS SPOT A STROKE F.A.S.T.
Chest Discomfort Most heart attacks Face Drooping - Does one side of the
involve discomfort in the center of the face droop or is it numb? Ask the person
chest that lasts more than a few minutes, to smile.
or that goes away and comes back. It can Arm Weakness - Is one arm weak or
feel like uncomfortable pressure, squeez- numb? Ask the person to raise both
ing, fullness or pain. arms. Does one arm drift downward?
Discomfort in Other Areas of the Upper Body Speech Difficulty - Is speech slurred, are they un-
Symptoms can include pain or discomfort in one or able to speak, or are they hard to understand? Ask
both arms, the back, neck, jaw or stomach. the person to repeat a simple sentence, like “the sky
Shortness of Breath with or without chest dis- is blue.” Is the sentence repeated correctly?
comfort. Time to Call 9-1-1 - If the person shows any of
Other Signs may include breaking out in a cold these symptoms, even if the symptoms go away, call
sweat, nausea or light-headedness. 9-1-1 and get them to the hospital immediately.
Source: https://www.heart.org/en/about-us/heart-attack-and-stroke-symptoms
SPAGHETTI-SQUASH SPAGHETTI
Try this creative Italian recipe from the
American Heart Association
For more heart healthy recipes go to
https://recipes.heart.org/en
1 spaghetti squash (3 pounds) 1/4 tsp. black pepper
non-stick cooking spray 1/4 tsp. dried, salt-free herbs, Italian blend
1 tsp. extra virgin olive oil 1/8 tsp. crushed red pepper flakes
1 clove fresh garlic (minced) OR 1 tsp. 16 oz. canned, no salt added tomato sauce
jarred minced garlic 1/2 cup small “bite size” fresh mozzarella balls (can
1/2 small onion (chopped) substitute fresh mozzarella) cut into bite-size pieces
1 cup tomatoes (diced) OR 8 oz. canned, 1/4 cup coarsely chopped, or, torn basil OR 1 tsp.
no-salt-added, diced tomatoes dried basil
Preheat oven to 350° F. Cut spaghetti squash in half. On a baking sheet coated with cooking spray, place halves
of squash face down and bake for 1 hour or until tender. Heat oil in medium saucepan over medium heat. Add
garlic and onion and cook until soft, about 5-7 minutes. Add diced tomatoes, pepper, herbs and red pepper flakes.
Cook until liquid is evaporated, about 2-3 minutes. Add tomato sauce and reduce heat to medium-low and simmer
for 10 minutes. Let squash sit at room temperature until just cool enough to handle. Take a fork and scrap flesh
from outside working in, creating “spaghetti noodles”. Add squash “noodles” to sauce and remove from heat. Toss
with mozzarella balls and fresh basil and serve.
Trying to decide which retirement savings account has the best features for you?
Here’s an overview to help you choose between a Roth or Traditional IRA.
Roth IRA Traditional IRA
Tax-free growth TAX BENEFITS
Tax-deferred growth
Tax-free qualified withdrawals Contributions may be tax-deductible
Any age with income AGE ELIGIBILITY Under age 70½ with income
2018 Single: $120,000–$135,000 No income limits to make
2018 Joint: $189,000–$199,000 INCOME LIMIT contributions, unless you are an
2019 Single: $122,000 - $137,000 ELIGIBILITY active participant in an employer
2019 Joint: $193,000 - $203,000 sponsored plan.
Contributions: never TAXATION AT
Earnings: Tax-free after 5-year aging Yes
WITHDRAWAL
requirement + other qualifications
Non-qualified distribution: taxation POTENTIAL PENALTIES If before 59½:
of earnings + 10% tax AT WITHDRAWAL 10% Early withdrawal penalty
Original owner: none REQUIRED MINIMUM
DISTRIBUTIONS (RMDs) Starting at 70½
After five years, up to $10,000.00 of earnings can Contributions lower taxpayer’s taxable income;
be withdrawn penalty-free to cover first-time up to $10,000.00 penalty-free withdrawals to
homebuyer expenses. cover first-time homebuyer expenses.
FOR TAX YEAR 2018, YOU CAN CONTRIBUTE UP TO:
$5,500 to your IRA, plus an additional $1,000 catch-up contribution if you reached age 50 or older by the end of the tax year.
In 2019, the IRA contribution limit increases to $6,000; the catch-up contribution limit is staying the same.
FOR TAX YEAR 2018, THE CONTRIBUTION DEADLINE FOR ROTH AND TRADITIONAL IS: 4/15/2019
MEMBER FDIC
Fulda
KICK-OFF
PARTY
Fulda held their 2019 VIP Kick-Off on Wednesday, January 23rd at the Fulda City Hall. Once again we had a great
group that attended. As Linda was giving some details about the events that have been planned, many were busy jotting
down the dates in their VIP Pocket Calendars. We have kept some of our annual events that we hold here in Fulda such
as our March Soup Tasting and the Anniversary Party. More plays were added (as requested) this year as well as our an-
nual Mystery Trip and other trips. After the presentation, there was a choice of cherry, peach or apple crisp and ice cream.
Thanks to all of you who braved the cold weather to join us! We had a great time and enjoyed visiting with everyone. For
those who could not make the kick-off, look for our list of events in your next branch newsletter.
SOUP TASTING
Fulda will again be hosting our annual SOUP TASTING
event on THURSDAY, MARCH 14TH at the Fulda Senior
Center. We will begin serving at 5:00 and will serve until
gone. This is a great time to come and enjoy several dif-
ferent soups as well as cheese and crackers while visiting
with your neighbors. Please give Linda a call at the Bank
(507-425-2575) so we know how many to plan for.
DRESS DOWN FRIDAYS
If you have been in the bank on any Friday, you may have noticed
that the employees are wearing jeans and a shirt with the bank
logo. Each of us pays $1.00 for the privilege to “dress down” on
these days. On an annual basis the funds from the account are
dispersed to different charities. This past year we gave to the
American Cancer Society, the Murray County Christmas Project, the
Salvation Army, the Fulda Public Library, Hospice of Murray County
and more. It’s our small way of helping...
SpringValley/LeRoy
Hi, that’s me, Carla on the left and my sidekick Donna on the right! We are happy to
announce that we will be your new VIP Coordinators for the Spring Valley and LeRoy
offices. We might look familiar, as I have been with First National Bank for a little over
19 years and Donna has been with First National for 17 ½ years. Both of us are at the
Spring Valley office, with an occasional work day in LeRoy. We are looking forward to
our new positions, and hope to get to know our LeRoy Very Important Partners (VIP)
as well as getting to know more about our Spring Valley VIP gang.
Moline/Davenport
2019 is off to a flying start at First National Bank!
Dorothy and Joanne have several events planned for the upcoming
year. These events will be unveiled at our “Spring Fling” planned for
March 28, 2019 at the Quad City Botanical Center.
“SPRING FLING”
March 28, 2019
Quad City Botanical Center
VIP Club members and guests will arrive at 10:30 a.m. and be
treated to a touch of spring by taking a guided tour of the beautiful
gardens of the Quad City Botanical Center. A luncheon will follow
with a box lunch provided by Bridges Catering. After lunch we will
unveil our VIP Club events for 2019. Anyone in attendance will be
able to sign up immediately for any of the events!
Cost for the “Spring Fling” is only $15.00 which includes the
guided tour of the gardens, lunch and entry for door prizes.
Transportation is NOT provided for this local event.
Please contact Joanne at (309) 797-7800 in the
Moline office to place your reservation.
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