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Find properties for sale,
FREE JANUARY 2021
expert advice and the latest
interior trends inside
NOW ON
SALE
Modern country homes ZeroC, part of Places for People,
has launched the first phase of
The landowner’s vision is for
a mixed-use hub to include a
Allison Sutherland, Places for
People Regional Director of Sales
modern country homes for sale café and retail along with studio and Marketing said: “Off-plan
A charming collection of at Longniddry Village. The first and workshop space for local reservations have already been
phase includes an elegant mix businesses, offering employment made following our recent virtual
2, 3 and 4 bedroom homes. of 2, 3 and 4 bed country homes, opportunities and useful services launch and we expect a high level
including character bungalows, for the whole village. of interest in our homes here to
Prices from £290,000 coach houses and uniquely styled
3 and 4 bedroom homes with The trademark architectural style
continue. Our customers are so
excited about our refreshing
period charm. includes period features such as approach to architecture; some
sash and case windows, high have travelled as far as Aberdeen
The range of house types has ceilings and chimneys. The same and Inverness to view the Modern
Please contact us on: been designed by celebrated attention to detail is reflected in Country show homes at our
architect Ben Pentreath in beautiful interiors featuring high other developments.
07483 349 425 traditional style to reflect the best
of the nearby county towns and
quality fixtures and fittings,
including designer kitchens and “We look forward to welcoming
longniddry@zeroc.co.uk coastal villages and developed bathrooms. Some of the larger customers to our new show
in partnership with landowners homes have a log burning stove as home early 2021.”
www.zeroc.co.uk/longniddry Wemyss and March Estates. standard, with a cosy garden room
that creates the perfect space for
working from home.
ZEROC – LONGNIDDRY – EAST LOTHIAN
CONTENTS
8 BOLD AS BRASS
Add some glamour to your living space
10 PROPERTY FEATURE
Stylish living in Stockbridge
16 PROPERTY MARKET UPDATE
Our December House Price Report
22 PANTONE COLOURS OF THE YEAR
Ultimate Grey and Illuminating are perfect
shades for 2021
26 SEARCHING FOR HOMES WITH ESPC
The number of properties on ESPC
40 AREA FOCUS
30 EXPERT ADVICE The best areas for first time buyers
Make Your Move to Murrayfield 2021 property market predictions
44 FIRST TIME BUYER CASE STUDIES
34 EXPERT ADVICE Find out about the experiences of three
What does the new lockdown mean for the first time buyers
Scottish property market?
50 HOME SPAS
36 ESPC NEWS Indulge in a little pampering and luxury
Celebrating 50 years of helping people in your own home
move home
52 MORTGAGE ADVICE
What’s going to happen in the
mortgage market in 2021?
Torwood is an exciting new development from AMA taking shape in one of Edinburgh’s 53 RUSTIC ORANGE
most prestigious neighbourhoods. Set in extensive landscaped grounds, it consists of two A lovely shade which will warm and
contemporary pavilions, providing 23 luxury, two and three bedroom apartments; a brighten your home
magnificent Victorian villa, restored and remodelled to form 2 four and five bedroom
homes; a two bedroom lodge; and a converted coach house, creating two further homes. 56 TREAT YOUR PETS
Fantastic products for your pet
The villa conversion and 6 apartments have been released, with 60 CELESTIAL
prices from £720,000. For more information call Behnam Afshar Dark blue shades and plenty of gold
on 07967 322 025 or email behnama@amanewtown.co.uk accents
www.amahomes.co.uk/torwood-house 66 ESPC LETTINGS
What does 2021 have in store for the
Edinburgh rental market?
ESPC.COM 5
EDITOR’S LETTER
"CRAIGENDARROCH", 4/4A, CAMMO BRAE,
EDINBURGH, EH4 8ET
WELCOME
FIXED PRICE £680,000 5 3 3 C
We have entered the new year with new David Lauder from ESPC Mortgages offers his
lockdown restrictions, but also the hope that predictions for the UK mortgage market, while
ESPC PROPERTY
things will soon be more normal with the rollout Nicky Lloyd from ESPC Lettings considers what
of the COVID-19 vaccine. will happen in the Edinburgh rental market.
For those looking to buy or sell in early 2021, If you’re a first time buyer, you’re in luck as we
the Scottish Government has confirmed that round up the top areas for first time buyers in
house moves and associated activities can still Edinburgh, the Lothians, Fife and the Borders.
go ahead under the new restrictions, if they
can be done safely, but, taking into account the And, in case you didn’t already know, ESPC
new strain of COVID-19, it may be advisable to turns 50 this year! To celebrate 50 years of
postpone viewings or house moves if possible. helping people move home, we’ll be publishing
We provide detailed information on the new lots of great articles throughout the year – find
restrictions and what they mean for property out more in this issue.
market activity in this issue.
Remember, you can find properties for sale in
The colour experts at Pantone have sussed that this magazine by looking for the dark blue ESPC
people are looking for 2021 to bring hope and Property sticker. Make sure to get in touch with
stability and chosen two colours for the year the selling agent for more information. And
- Ultimate Grey is a neutral tone to represent there are lots more properties to browse at
steadiness while Illuminating is a vibrant yellow espc.com
shade to signal brighter times ahead.
You can find some of our favourite home
furniture and accessories in both shades in this Happy reading.
issue.
Claire Flynn
Editor
In this edition, there’s plenty of expert advice
about what the year ahead will bring. Derek This well presented four bedroom, detached house with an adjoining annex, garden, garage
Brien from VMH Solicitors looks back at the and driveway is situated in a fantastic, well established residential area within the sought after
property market in 2020 and at what could Cammo district.
happen in 2021.
This well presented four bedroom, detached house with an adjoining annex, garden, garage
and driveway is situated in a fantastic, well established residential area within the sought after
Cammo district.
COVER IMAGE: Astoria Armchair in Mustard Yellow Velvet, All material published in ESPC magazine is copyright of the
Atkin and Thyme publisher and cannot be reproduced without permission.
ESPC (UK) Ltd: 107 George Street, Edinburgh, EH2 3ES All advertisements and articles appearing in this publication
TEL: 0131 624 8000 VIEWING INFORMATION
are as far as possible checked for accuracy, but persons
accepting or offering to accept goods or services contained
EDITORIAL: Claire Flynn in any advertisement or article do so at their own risk. VIEWING
By appt tel Solicitors INFORMATION
0131 253 2885
ADVERTISING: Claire Boulton (07498 876315)
Moyra Vivian (07498 876330) ©ESPC 2020 By appt tel Solicitors 0131 253 2885
EMAIL: espcmagazine@espc.com
DESIGN: Melissa Meikle
6 ESPC.COM ESPC.COM 7
INTERIORS
CAPITAL LIVING,
FOR EVERY LIFESTYLE
1, 2 AND 3 BEDROOM HOMES PRICES FROM £519,000-£1,750,000
BOLD AS BRASS
Add some glamour to your living space with this
geometric brass shelf unit. The stylish product was
inspired by high-end 1970s American interiors.
THE CRESCENT AT DONALDSON’S, EDINBURGH 5 star customer service
Miko Single Shelf Unit Brass, My Furniture, £329.99, myfurniture.com ESPC_18JAN21 Prices correct at time of going to print. Images shown are taken from various view apartments at The Crescent at Donaldson and feature, fittings, décor, flooring
and soft furnishings which are not included as standard in a CALA home. Images are used to suggest possible finishes that can be achieved in your home at an additional cost. Please
consult a CALA representative for further details 5 stars awarded for customers’ willingness to ‘Recommend to a Friend’ in findings of the survey undertaken by the Home Builders
8 ESPC.COM Federation 2018/19.
ESPC.COM 9
PROPERTY FEATURE
STYLISH LIVING IN STOCKBRIDGE
This beautiful flat boasts an excellent location just a short walk from
Edinburgh City Centre.
10 ESPC.COM ESPC.COM 11
PROPERTY FEATURE
STYLISH LIVING IN STOCKBRIDGE Positioned in the highly desirable benefits from good proportions
Stockbridge area of the city, this and a large window. This room
stunning two bedroom flat is could easily be turned into a
bright and spacious, and features large study or home office.
elegant décor throughout. Dating
back to the 1820s, it also has The property features a
an array of original features, contemporary bathroom and
including doors, cornicing and separate WC, both of which
shutters. feature quirky blue patterned
tiles. The entrance hall in the
The highlight of the property property is also bright, welcoming
is the excellently proportioned and well-proportioned.
living room, which is the perfect
place to relax in the evenings. This flat is positioned on St
Blue and white tones contrast Stephen Street in Stockbridge,
well with the wooden floor, while which is known for its great
a handsome feature fireplace range of independent shops
acts as the focal point. and eateries. The street is also
just across from the weekly
Two large windows flood the Stockbridge Market, which is
space with natural light and held on a Sunday and features a
offer panoramic views to the number of food stalls.
west of Edinburgh. The room
also benefits from an Edinburgh For those who enjoy walking,
press, convenient for storing running or cycling, the leafy
books or other items. Water of Leith and vast green
space of Inverleith Park are
While the flat has a traditional both just a short stroll away.
feel, the stylish kitchen is The property is also within easy
exceptionally modern. It benefits walking distance of Edinburgh
from fitted wall and base units, City Centre and well-connected
quartz worktops and integrated to other parts of the city via
appliances. nearby bus routes.
The first of the two double Perfect for those who are
bedrooms is exceptionally looking for a charming flat with
spacious, with ample room for easy access to the centre of
furniture. Two windows mean Edinburgh, this flat is not to be
it feels very light and airy. The missed.
second double room also
5 (3F3) ST STEPHEN STREET, STOCKBRIDGE, EDINBURGH, EH3 5AN EPC
RATING
OFFERS OVER £438,000
1 2 1 D
CONTACT: Call Urquharts Property on 0131 253 2328
BUILDING A DIFFERENT KIND
TIME TO GET MOVING OF TOMORROW
With Living by Robertson
nipping out for a cappuccino
or a blockbuster movie
couldn’t be easier. And there’s a
supermarket nearby, for those
who love to cook at home.
Or if you fancy putting the top
down and motoring slightly
further afield to Portobello
beach, or for a rugged walk
in the Pentland Hills, you’ll be
there in no time.
George Lounge The new St James Quarter
opening in 2021, also promises
This is a great time to be might be hummus and salad some of the most exciting retail
planning for the excitement of a from one of many individual opportunities anywhere in the
brand, new apartment in 2021. delis or juicy steak frites at country.
Time spent at home should Malmaison.
Home
be in the best possible The new tramline from Leith
If this sounds like home to you,
environment, with minimal to the city centre will make
check out Royal View in Leith.
clutter and contemporary commuting to Edinburgh city
1, 2 and 3 bedroom
design to support the lifestyle
you want.
centre a breeze. Likewise,
for getting home from the
contemporary apartments READY TO MOVE IN 2021
available in 2021, brought to
Open plan living where light champagne bar at Harvey Nicks
or from the Playhouse Theatre
you by Scotland’s reigning 1, 2 & 3 bedroom contemporary apartments. Open plan living
and air are maximised by deep Housebuilder of the Year, Living
windows and Juliet balconies; after hours. spaces, lift access and gardens or Juliet balconies. Close to
by Robertson.
with space to chill, work or play, Leisure all Leith has to offer and a short bus ride to the City Centre.
If you would like further
depending on your mood and
At Royal View, you have the information about any
priorities. Visit our sales & marketing suite at EH6 6NX. Call 0845 050 9114.
Leith walk and cycle track just of our properties across
Great food, leisure facilities and outside your door. The cinema Central Scotland then let’s
some of the most interesting and eateries at Ocean Terminal start a conversation at
retail opportunities in the capital and across Leith mean that livingbyrobertson.co.uk
are within walking distance. In
ALSO BUILDING AT COMING SOON TO LIVINGSTON
fact, Leith offers pretty much
everything you could want, with THE JEWEL, EDINBURGH CHERRY TREE PARK
a hefty dose of individual style 3 and 4 bedroom family homes close to 2 bedroom apartments and 2, 3 & 4 bedroom
thrown in.
Scotland’s largest outdoor shopping centre. family homes in the heart of Livingston.
Work
Leith is rich with creative
agencies and contemporary
workspaces so, for the lucky
ones, your “commute” could
be an invigorating, short walk
alongside Leith Water. Lunch Merlin Kitchen
livingbyrobertson.co.uk
14 ESPC.COM ESPC.COM 15
THE PROPERTY MARKET
Portobello
HOUSE PRICE REPORT DECEMBER 2020
The last quarter of 2020 saw a significant year-on-year increase in the number of homes coming
to market.
In the fourth quarter of 2020, the average
KEY POINTS property selling price in Edinburgh,
the Lothians, Fife and the Borders was
£269,542, up 8.1% compared to last year.
In Edinburgh, it was £286,052, up 6.3%
£269,542
year-on-year.
Two bedroom flats in Portobello and
average
selling price Joppa saw a 15.5% increase in average
selling price, rising to £273,591. However,
two bedroom flats in the New Town and
In the final three months of 2020, the West End saw a 15.3% decrease, dropping
average selling price of properties in to £397,183. This decrease is partially due
Edinburgh, the Lothians, Fife and the to lower value properties in the New Town
Borders increased by 8.1% year-on-year being listed on ESPC in recent months
to £269,542. compared to last year.
Areas in Fife also saw some significant
39.7%
year-on-year increases in average selling
prices, with properties in East Fife selling 39.6% more homes in Edinburgh, the times and far more homes coming to market
for an average of £277,619, up 18.6% Lothians, Fife and the Borders were listed on compared to the end of 2019. Homes are
increase in compared to last year. Average prices in ESPC in the last quarter of 2020 compared to continuing to sell well but there’s also a good
volume of West Fife and Kinross were also up 15.9% the previous year. In the capital, 54.8% more choice of properties on the market.
property sales properties came to market over the past
year-on-year.
three months compared to last year. “The Scottish Government has confirmed
Over the past three months, the average that house moves and associated activities,
From October to December 2020, the property selling price for the Scottish Across Edinburgh, the Lothians, Fife and the including property viewings, can go ahead
volume of property sales in these areas Borders was £263,323, up 14.8% compared Borders, the average percentage of Home under the new lockdown restrictions provided
was up 39.7% compared to last year. to last year. Report valuation achieved between October they can be carried out safely but, taking into
and December 2020 was 103.8%. account the new strain of COVID-19, it may
In Midlothian, property prices were up be advisable to postpone viewings or house
39.6%
10.6% compared to last year while West Properties across all areas also sold faster moves if possible.
Lothian properties saw an 11.5% increase in compared to last year, with the median time
average selling price. In East Lothian, the for a property to be placed under offer at 18 “Public health and safety is of the utmost
increase in
homes coming average property selling price rose by 6.3%. days compared to 22 days last year. In the importance at this time. I would advise those
to market Borders, the median time for a property to be interested in buying or selling a property in
In the final quarter of 2020, the volume of placed under offer was 26 days compared to 2021 to seek expert advice from a solicitor to
property sales rose by 39.7% compared to 100 days last year, which is a significant drop. find out about market conditions and get up-
The number of homes coming to market last year. This is indicative of how busy the to-date information about the latest guidance
increased by 39.6% year-on-year during property market was in the summer and Paul Hilton, CEO of ESPC, said: “The end of on COVID-19 and house moves.”
this period. autumn. 2020 saw higher selling prices, faster selling
16 ESPC.COM ESPC.COM 17
BENGERBURN OLD FARMHOUSE, 15 FENTOUN GAIT EAST, GULLANE,
FAIRVIEW, NENTHORN, 15 FENTOUN GAIT EAST, GULLANE,
SELKIRK, TD7 5LD EAST LOTHIAN, EH31 2ES
KELSO, TD5 7RY EAST LOTHIAN, EH31 2ES
OFFERS OVER £235,000 2 1 2 F OFFERS OVER £560,000 5 3 2 B
OFFERS OVER £625,000 5 2 3 E OFFERS OVER £560,000 5 3 2 B
ESPC PROPERTY ESPC PROPERTY
Immersed in the beauty of the Valleys, this charming semi-detached property is presented in Spacious and well presented family home. Quality fixtures and fittings throughout. Flexible
excellent condition
A welcoming family- home
with uninterrupted outlooks over
with charm, character rolling countryside.
and stunning features blending seamlessly layout includes
Spacious sitting
and well room,family
presented familyhome.
roomQuality
and large kitchen/dining/living
fixtures room Flexible
and fittings throughout. plus 5
The
withaccommodation
contemporary styledhostselements,
a comfortable living
Fairview space
caters with
ably forlounge,
moderndining
tastesroom/living room,
and requirement. bedrooms, 2 with
layout includes en-suites
sitting room,and a family
family room bathroom.
and large Enclosed rear garden,room
kitchen/dining/living garage
plusand
5
kitchen, two double
With a peaceful bedrooms
location and a bathroom.
and glorious surroundingExternally,
gardens,beautifully
including acultivated gardens
wishing well and driveway.
bedrooms, 2 with en-suites and a family bathroom. Enclosed rear garden, garage and
enjoy
water an open complete
feature, panoramawithof valley
saunaviews.
and hot tub, this forever home is an enviable find for any driveway.
country lifestyle seeker.
VIEWING INFORMATION VIEWING INFORMATION
VIEWING
To arrangeINFORMATION
an appointment to view, contact Hastings Property VIEWING
By appt telINFORMATION
Agent 01620 532654
on
To 01750 724160
arrange or enq@hastingslegal.co.uk
a viewing contact the selling agents Hastings Legal By appt tel Agent 01620 532654
on Tel 01573 225999 Email enq@hastingslegal.co.uk
18 ESPC.COM ESPC.COM 19NEW BUILD
Over
EDINBURGH 70%
Sold
Show Home
ENJOYING THE “BEST OF BOTH
open 7 days
WORLDS” AT CANONMILLS GARDEN
Appointments only
For professional couple Richard and Sarah Kettley, buying a new home at Canonmills Garden,
Edinburgh very much represented the “best of both worlds.” Monday to Sunday
9.30am - 5.30pm
After living in Nottingham, the couple were “Straight away, we were impressed with the
returning to Edinburgh to work – Sarah as a amount of space these new homes offered,”
Design Professor at the Edinburgh College of adds Sarah. “Large windows provided lots
Art, and Richard as a psychotherapist. of natural light – plus a 15 sq. ft balcony
provided easy access to great outdoor space
“When we first started looking for a new as well as stunning roof-top view overlooking
home in the city, we were pretty certain we the Water of Leith. Nestled within Edinburgh’s
knew what we wanted,” explains Richard. lively Canonmills area, and
“Although there was now just the two of “Four generous bedrooms gave us the space
us, we still wanted a home large enough to
just a short distance from
we needed, and the quality of finishings such
welcome our children back from university – as hardwood floors and high-quality kitchen
Stockbridge, Broughton and
and being the owners of a boisterous Cocker and bathrooms meant that we had found the Royal Botanic Gardens –
Spaniel we needed easy access to plenty of the best of both worlds. A home with the Canonmills Garden is perfectly
outdoor space!” space and character of a period property – placed to cultivate your new
yet without the baggage and challenges that Water of Leith walk
“Growing up and studying in the city, we buying an older house often brings.”
and cycle path beside way of living.
knew where we wanted to live. We loved
the development
the excitement and eclecticism of vibrant
Sales at Canonmills Garden are continuing
communities like Stockbridge and Leith Walk,
apace with two first-phase blocks now sold Our new Show Home is now open and we’d To book an exclusive VIP tour of our Show Home
but also appreciated the wide-open green
out, with all 70% of apartments sold off-plan. love you to come along and visit. We have please contact our Sales Team:
spaces and pathways of the Botanic Gardens
created an online booking system to view one
and Water of Leith. So the northern edge of of our beautiful apartments and access the latest sales@canonmillsgarden.com
the city centre was ideal for us.” A range of apartments is now available
information, images and video. With a move
at Canonmills Garden with prices starting
in date confirmed for first quarter 2021, prices
They came across Artisan Real Estate’s at £320,000. For more information, visit from £320,000 and with almost two-thirds of
Canonmills Garden development in late 2019. canonmillsgarden.com or call the team on the apartments already sold, now is the perfect
For more information please get in touch:
0131 247 3742. To book a VIP tour of the
0131 247 3742
They had been viewing the classic ‘Colony’ time to buy at Canonmills Garden.
properties in Stockbridge and were inspired new show home, email
by Artisan’s modern take on the classic sales@canonmillsgarden.com Read our terms & conditions online: canonmillsgarden.com/terms-and-conditions
colony-style home.
Development by: Canonmills Garden, Edinburgh EH7 4HL canonmillsgarden.com
20 ESPC.COMINTERIORS
PANTONE
COLOURS OF
THE YEAR
Ultimate Grey and
Illuminating are
Pantone’s colours of the
year – the neutral tone Square Geometric Print
Coolicon® The Original
Shade Lampshade In Deep and bright yellow shade Cushion in Grey and Yellow,
Yellow, Loaf, £125, loaf.com contrast to create a Cult Furniture, £33,
quirky and stylish look. cultfurniture.com
Rebel Two Seater Sofa in Turmeric, Snug Sofa, £769, snugsofa.com
Grey Velvet & Brass Knightsbridge Grey Velvet
Table Lamp, Heavenly Copenhagen Rug, Dining Chair (Pair),
Homes and Gardens, £168, Homescapes, from £19.99, Modish Living, £295,
heavenlyhomesandgardens. homescapesonline.com modishliving.co.uk
co.uk Astoria Armchair in Mustard Yellow Velvet, Atkin and Thyme, £399, atkinandthyme.co.uk
22 ESPC.COM ESPC.COM 239 (3F2) MERCHISTON CRESCENT, 41 SPOTTISWOODE ROAD,
EDINBURGH EH10 5AL MARCHMONT, EH9 1DA
FIXED PRICE £515,000 3 1 2 D OFFERS OVER £495,000 2 1 2 C
ESPC PROPERTY ESPC PROPERTY
n a true move-in condition, with immaculate, contemporary interiors, two
nd desirable open-plan living, plus a lovely front and back gardens with access to
on-street parking, this end-terrace house is situated in a quiet cul-de-sac within
Situated in the exclusive Merchiston conservation area, this stylish third/top-floor Victorian Spacious main door flat which retains many original features, comprising entrance vestibule,
ed residential areaaof
flat boasts Corstorphine.
generous floorplan with two spacious reception rooms, three bedrooms, a study, sitting room, dining kitchen with Range cooker. Bi-folding doors leading to a well maintained
plus a box room, creating an ideal home for city professionals or a family. communal garden, with two double bedrooms, box room / study and a bathroom with
feature roll top bath. Private front garden.
NFORMATION
VIEWING INFORMATION VIEWING INFORMATION
ormation Tel: 0131 516 5366
Viewings Information Tel: 0131 516 5366 0131 667 1900 or email
s@gilsongray.co.uk
propertysales@gilsongray.co.uk mail@deansproperties.co.uk
24 ESPC.COM ESPC.COM 25ESPC AREAS
SEARCHING FOR A HOME WITH ESPC ESPC AREAS
EDINBURGH
CENTRAL
FIFE
42%
Over
395,000
WEST EAST LOTHIAN
LOTHIAN
more properties listed on property alert emails
ESPC in December 2020 sent via My ESPC in
compared to December 2019 December
GLASGOW
& WEST OF MIDLOTHIAN
SCOTLAND
160 Dunfermline DUMFRIES &
solicitor estate
GALLOWAY BORDERS
agents
ready to help you was the district with the highest
move home number of new listings in the last Local homes advertised for sale with ESPC first –
quarter of 2020 look out for the Exclusive badge online.
Hawick Winchburgh Pittenweem
Ayr Glasgow Edinburgh
26 ESPC.COM ESPC.COM 2731 BELMONT GARDENS, MURRAYFIELD,
31 BELMONT GARDENS, MURRAYFIELD, 7/6 NORTH FORT STREET,
EDINBURGH, EH12 6JD
EDINBURGH, EH12 6JD EDINBURGH, EH6 4EY
OFFERS OVER £485,000 3 1 2 E
OFFERS OVER £485,000 3 1 2 E FIXED PRICE £457,777 6 2 1 E
ESPC PROPERTY ESPC PROPERTY
Enjoying some of the finest views in Edinburgh, this 1930s semi-detached house commands
aEnjoying
unique some of the
elevated finest views
position in thein exclusive
Edinburgh,area
this of
1930s semi-detached
Murrayfield. house commands
The property offers: an A rare opportunity to acquire a beautiful period home forming part of a handsome building
a uniqueblend
elegant elevated positionand
of modern in traditional
the exclusive area bay-windowed
features; of Murrayfield. The
livingproperty
room and offers:
masteran on cobbles North Fort Street. The six bedroom, double upper villa has retained a wealth of
elegant blend
bedroom of modern and
with breathtaking traditional
panoramic features;
views; bay-windowed
generous living
formal dining room
room; and kitchen;
stylish master period features and would make an ideal family home. Many extras. Viewing by appointment
bedroom
three withbedrooms;
double breathtaking panoramic
spacious familyviews; generous
bathroom; formal
peaceful anddining room;
private front,stylish kitchen;
side and rear only.
three double
gardens; bedrooms; spacious
and unrestricted on-street family bathroom;
parking. Southerlypeaceful
views and private
across front,skyline
the city's side andto rear
the
gardens; Hills.
Pentland and unrestricted on-street parking. Southerly views across the city's skyline to the
Pentland Hills.
VIEWING INFORMATION
VIEWING INFORMATION VIEWING INFORMATION
By appointment, contact 0131 668 0440 or
By appointment,
email contact 0131 668 0440 or
west@warnersllp.com Call Watermans Legal on 0131 467 5566
email west@warnersllp.com or email info@watermanslegal.co.uk
28 ESPC.COM ESPC.COM 29EXPERT ADVICE
2021 PROPERTY MARKET PREDICTIONS
Derek Brien, Head of Estate Agency at VMH Solicitors, looks back at 2020 and
considers what will happen to the local property market in 2021.
After a fairly standard start to 2020, knock-on effect for second, third and fourth
lockdown in late March turned all of our lives time buyers/sellers and beyond.
(and the property market) upside down and
when restrictions were lifted on 29th June, The current Land and Building Transaction
four months’ worth of properties came to the Tax (LBTT) incentive ends on 31st March, so
market in one go! that may mean a surge in early year activity so
buyers can be in their new homes by the end of
I have never experienced a busier market the first quarter to take advantage of the saving.
and it was massively encouraging to see that
there was still desire from buyers and sellers Will this incentive be extended? I guess that
to move. Demand continued right through to depends on the Scottish Government and
November, when things started to cool off for whether they feel it’s important to continue it
the traditionally quieter run up to Christmas. in order to encourage demand from buyers.
The conversion and development of Springwell House, a landmark
So, what will 2021 bring? It’s difficult to One big unknown is the Brexit effect and how
building on the corner of Ardmillan Terrace and Gorgie Road, will
predict, particularly in light of the latest this might impact on the market, if at all.
lockdown restrictions, but here are some of see the creation of 48 one, two, three and four bedroom homes.
my thoughts... The Edinburgh property market has always Due for completion early this year, Springwell features a range of apartments,
proven to be fairly resilient and, whilst there
duplexes, townhouses and two lodge houses, all set within landscaped
Lenders are starting to reintroduce their may need to be an adjustment in sellers’
higher loan-to-value products once again and expectations in the event of an economic grounds. With 17 apartments already sold, call Behnam Afshar for further
interest rates are still attractively low, which downturn, good quality properties in good information on 07967 322 025 or email behnama@amanewtown.co.uk.
may encourage buyers. locations will always attract strong interest.
The First Home Fund is starting up again Find out more about VMH Solicitors at Prices start from £230,000
in 2021 so that should stimulate the lower vmh.co.uk or contact the team on 0131 622
end of the market, which, in turn, will have a 2626. www.amahomes.co.uk/springwell-house
30 ESPC.COMBENGERBURN OLD FARMHOUSE,
1 THE OLD GYMNASIUM, CARBERRY, HAZELBANK, 16 BARR ROAD,
SELKIRK, TD7 5LD
MUSSELBURGH EH21 8PY GALASHIELS, TD1 3HX
OFFERS OVER £235,000 2 1 2 F
OFFERS OVER £430,000 3 3 2 C OFFERS OVER £425,000 4 4 3 C
ESPC PROPERTY ESPC PROPERTY
n a true move-in condition, with immaculate, contemporary interiors, two
nd desirable open-plan living, plus a lovely front and back gardens with access to
Immersed in the beauty of the Valleys, this charming semi-detached property is presented in
on-street parking, this end-terrace house is situated in a quiet cul-de-sac within excellent condition - with uninterrupted outlooks over rolling countryside.
Located within the grand Carberry Tower Estate amongst 40 acres of private parkland, this Nestled among mature sheltering greenery, Hazelbank sits proudly on Barr road - a quiet and
ed residential area
exclusive of Corstorphine.
three-bedroom end-terrace house occupies a sought-after corner plot, providing a The
leafyaccommodation hoststhoroughfare
suburb off the main a comfortableof living space
the town. with
This lounge,
striking dining boasts
property room/living room,
welcoming
rare opportunity for families and professionals. kitchen, two double
family friendly bedrooms and
accommodation, a bathroom.
a well Externally,
established beautifully
and generous cultivated
garden gardens
with excellent
enjoy
privacyanand
open panorama
attractive of valley
frontage views. with turret!
complete
NFORMATION VIEWING INFORMATION
VIEWING INFORMATION VIEWING
To arrangeINFORMATION
an appointment to view, contact Hastings Property
ormation Tel: 0131 516 5366 on
Viewings Information call 01620 893 481 or email To 01750 724160
arrange or enq@hastingslegal.co.uk
a viewing contact the selling agents, Hastings Legal
s@gilsongray.co.uk
eastlothianproperty@gilsongray.co.uk on 01750 724 160 or email enq@hastingslegal.co.uk
32 ESPC.COM ESPC.COM 33EXPERT ADVICE
WHAT DOES THE NEW LOCKDOWN • Wash your hands with soap and water or
use hand sanitiser – the agent or seller will
MEAN FOR THE SCOTTISH likely be able to provide you with access to
PROPERTY MARKET?
hand washing facilities.
• Maintain social distancing at all times from
whoever is conducting the viewing. The
Find out what the new restrictions mean for activities such as house moves and viewings.
Scottish Government also advises that you
wear a face covering.
From 5th January, everyone in mainland COVID-19, it may be advisable to postpone
Scotland is legally required to stay at home viewings or house moves if possible. The • Avoid touching surfaces.
in order to curb rising cases of Coronavirus Scottish Government also recommends • Cancel the viewing if you or anyone in your
– this will be reviewed at the end of January. that you view properties virtually first and household tests positive for COVID-19, is a
The Scottish Government has updated only view in person if necessary and you are contact of someone who has tested positive
their stay-at-home guidance with a list of seriously interested in making an offer. or displays symptoms of the virus.
reasonable excuses which permit people to
leave their home. IF YOU DO NEED TO VIEW A PROPERTY IF YOU ARE SELLING YOUR HOUSE AND
IN PERSON, YOU SHOULD: CONDUCTING A VIEWING, YOU SHOULD:
One of these excuses is “for activities in •B
ook an appointment by contacting the • Clean all surfaces in the property, such as
connection with moving home (including selling agent – open viewings are not door handles, with standard household
viewing a property), or for activities in permitted. cleaner before and after each viewing. Report and photographs, you must also
connection with the maintenance, purchase,
•R
estrict the number of people who attend • Open all the doors in the property to follow the health and safety guidelines as
sale, letting, or rental of residential property
the viewing and ensure you are all from the prevent viewers from touching the handles. above for viewings. Your agent and surveyor
that the person owns or is otherwise
same household. You may also wish to open the windows to can advise you more on this before their visit.
responsible for.”
•T
ry to travel to the viewing on foot, by bike ensure the property is well-ventilated.
or by car – if you must use public transport, • Ask the rest of your household to wait If you are moving house, the Scottish
This means that house moves, property
try to arrange the viewing at a time when outside during the viewing to limit contact Government advises that you try to do as
viewings and valuations are permitted at this
public transport will not be busy and follow with another household. much of the packing yourself. However, if
time, provided they can be carried out safely.
the necessary guidance on travelling by you require the assistance of a removals firm,
However, the Scottish Government has said • When the viewers arrive, provide them
public transport. you should follow the same health and safety
that, taking into account the new strain of with access to handwashing facilities, with guidelines as for viewings and valuations.
separate or paper towels, which should be You should also make sure to clean any
washed or disposed of safely. belongings with domestic cleaning products
• Maintain social distancing between you before they are handled by others, including
and the viewer at all times. The Scottish removal firms. The removals company can
Government also advises that you wear a advise you more on this before they visit.
face covering.
• Cancel the viewing if you or anyone in your The Scottish Government has advised that
household tests positive for COVID-19, is a you avoid asking friends or relatives from
contact of someone who has tested positive a different household to help you move if
or displays symptoms of the virus. possible.
If an agent or surveyor is coming to your Find out more advice for Scottish property
property in order to value it or produce buyers and sellers during the Coronavirus
property marketing materials such as a Home pandemic at espc.com/covid19
34 ESPC.COM ESPC.COM 35ESPC NEWS
CELEBRATING 50 YEARS OF HELPING
PEOPLE MOVE HOME
In this article we look back at 50 years of ESPC and outline how we plan to celebrate our birthday.
ESPC has been helping people in Scotland We are also working harder than ever
buy and sell homes for almost 50 years. We to provide free advice on the property
plan to celebrate our birthday this year with market to those that need it with a wealth
regular articles and interviews looking at how of information on our website and in this
both ESPC and the property market have magazine, along with our property advice
changed over the last 50 years. phone service and regular webinars.
To start off, we thought we would provide a Keep an eye on espc.com or follow us on
brief history of ESPC... Facebook to see new articles celebrating 50
years of ESPC.
ESPC was launched on 24th March 1971. Our
first George Street Showroom opened on 3rd
May 1971. In 1982, we launched our weekly list
(the original ESPC paper).
Get the balance right
During the 80s and 90s our Edinburgh
showroom moved location a couple of times,
although always remained on George Street.
Our Dunfermline Showroom then opened in
1990.
Jumping forward to 1997, the World Wide
Web had grown in popularity after being
made public at the start of the decade and so Achieving a healthy work-life balance can be difficult when so much of
espc.com was born!
what we do is now centred in our homes. Caer Amon Apartments in
Since our website was launched, there Cramond give you the ideal opportunity to get that right.
have been many updates and changes to it, Bordering farmland and with woodland walks down to the Forth, the calming influence
including making it mobile friendly and the of the natural world is on your doorstep. In addition, these spacious apartments each
addition of useful tools such as search by
feature a study to provide much needed separation between your work and home life.
school catchment. In 2011, we also launched
our first app. With only 4 homes remaining, starting at £500,000, and great LBTT
incentives on offer, contact Behnam Afshar on 07967 322 025 or email
ESPC has continued to expand the number of behnama@amanewtown.co.uk to arrange a private viewing.
areas we cover, with us now listing properties
in Edinburgh, the Lothians, Fife, the Borders,
central and west of Scotland, and Dumfries
www.amahomes.co.uk
and Galloway on our website.
14 ESPC.COM
3634 CATELBOCK CLOSE, THE COACH HOUSE, 50 CAMPBELL AVENUE,
KIRKLISTON, EH29 9FF EDINBURGH EH12 6DN
OFFERS OVER £420,000 4 2 2 C OFFERS OVER £420,000 2 1 1 D
ESPC PROPERTY ESPC PROPERTY
n a true move-in condition, with immaculate, contemporary interiors,Presented two in a true move-in condition, with immaculate, contemporary interiors, two
nd desirable open-plan living, plus a lovely front and back gardens with access bedrooms,
to and desirable open-plan living, plus a lovely front and back gardens with access to
on-street parking, this end-terrace house is situated in a quiet cul-de-sac within unrestricted on-street parking, this end-terrace house is situated in a quiet cul-de-sac within
This outstanding detached villa in Kirkliston forms part of an exclusive development by Cala This unique semi-detached property enjoys an exclusive setting within a walled shared
ed residential
Homes,area of Corstorphine.
boasting four double bedrooms, a high-spec dining kitchen, and a south-facingan established residential
living gardenarea of Corstorphine.
in a leafy residential area of desirable Murrayfield. The two-bedroom property, which
room, in addition to a large rear garden and extensive parking options. comes with secure private parking, boasts a high-spec finish and inspiring, light-filled interiors
including exceptional open plan living space.
NFORMATION VIEWING INFORMATION
VIEWING INFORMATION VIEWING INFORMATION
ormation Tel: 0131 516 5366 Viewings Information Tel: 0131 516 5366
Viewings Information Tel: 0131 516 5366 Viewings Information Tel: 0131 516 5366
s@gilsongray.co.uk
propertysales@gilsongray.co.uk propertysales@gilsongray.co.uk
propertysales@gilsongray.co.uk
38 ESPC.COM ESPC.COM 39AREA FOCUS
Musselburgh
THE BEST AREAS FOR
FIRST TIME BUYERS
Planning to buy your first house or flat but not sure where yet?
You’re in luck as we’ve highlighted some of our favourite areas for
first time buyers.
40 41AREA FOCUS
PENICUIK
Dunfermline
A great base for those who love hillwalking,
Penicuik is nestled under the Pentland Hills
Regional Park in Midlothian. Quick access
to the City Bypass makes commuting to
Edinburgh and other parts of Scotland
relatively easy.
KELSO
Ideal for those who also want to have easy
access to Newcastle and the northeast of
England, Kelso in the Scottish Borders is
a picturesque town with a great sense of
community. It’s the perfect place to live
if you’re hoping to explore the beautiful
Borders countryside more.
GORGIE
Dotted with quirky shops and cafes, Gorgie
is a popular haunt for young professionals
LEITH and students in the capital. There’s a high
concentration of one and two bedroom flats
With an array of independent eateries, bars
in the area, along with good bus services to
and shops, weekly markets and great public Pentlands, near Penicuik
other parts of the city.
transport links, Leith has long been a very
popular place to live. There’s also a great
choice of property, with a particularly high LIVINGSTON
volume of one and two bedroom flats which Another ideal place if you are hoping to commute to Edinburgh regularly, Livingston has two
makes it ideal for first time buyers. train stations with regular services to the capital, as well as to Glasgow. However, with a great
selection of shops and other amenities, you might not need to venture to either city too often.
MUSSELBURGH
Always wanted to live by the seaside? East Find your first home at espc.com
Lothian boasts plenty of lovely coastal
villages and towns, but we think Musselburgh
is an especially great place to buy your first
property. Along with having lots of smaller
starter homes available, it also benefits from
easy access to Edinburgh City Centre if you
do need to commute to the capital for any
reason.
DUNFERMLINE
The historic town of Dunfermline is a great
option for first time buyers for a number of
reasons. Lower property prices mean you
can generally get a bit more for your money
Leith and you’re in a great position for travelling to Musselburgh Kelso
other parts of Fife or further north.
42 ESPC.COM ESPC.COM 43CASE STUDIES
BUYING YOUR FIRST HOME DURING They acted quickly once restrictions were
THE CORONAVIRUS PANDEMIC
eased, securing viewings for a couple of
properties in their preferred area of Leith, and
made an offer on one which was accepted.
Find out about the experiences of three first time buyers who recently bought a home
in Edinburgh.
While 5% mortgage deposits were
We spoke to three first time buyers process more complicated. But I spoke commonplace before the pandemic, most
who successfully purchased a property to Murray Souter at ESPC Mortgages, and UK lenders now have a minimum deposit
in Edinburgh after the property market he helped me realise that it was definitely of around 15%. This can make it more
restrictions were eased in June 2020 to find possible to get a mortgage and buy the challenging for a first time buyer to make it
out about their experience. property we had seen.” onto the ladder.
All three of the first time buyers we spoke Graeme’s move from Cambridge to All the first time buyers we spoke to were
to were intending to buy a property before Edinburgh had been in the works for three able to pull together at least a 15% deposit
COVID-19 but Michael and his partner didn’t years. He said: “Since 2019 I have been from savings or family support, without
think that 2020 was going to be their year. He actively viewing and bidding on properties. I relying on schemes such as the First Home All of the buyers we spoke to made use of
said: “We liked to look at houses on the ESPC was actually viewing properties in Edinburgh Fund which have helped many first time virtual viewings initially to get a feel for the
website to get an idea of the market, but we right up until the full lockdown began. buyers boost their deposit in recent months. property. Once they were sure they were
didn’t feel like we had saved enough to buy However, when the property market started seriously interested in the property, they
in 2020.” to pick up again, I just watched the market progressed to a physical viewing before
Michael, who received independent purchasing the property and they all felt
to see what was happening. I didn’t think I mortgage advice from Murray Souter at
would get a home so soon because property comfortable with the new viewing process.
However, as they were living in a first floor ESPC Mortgages, said: “We had enough for a
flat during lockdown, they realised how was selling so fast.” 10% deposit, but we managed to scrape 15%
much they wanted a garden space. He said: together which allowed us to access much Graeme said: “The sellers/agents were very
“We found a house in Currie with a lovely However, Graeme doesn’t feel the pandemic better mortgage rates. This was definitely a informative about the viewing process and
garden for sale at a fixed price and we started particularly encouraged or discouraged his challenge to get the extra money together, ensured it was done safely.”
dreaming of being able to sit outside during buying plans. He just managed to find a but it allowed us to get a great mortgage
lockdown. property he liked in Canonmills. deal, all facilitated by Murray.” Along with the services of ESPC Mortgages,
Graeme said he made use of the articles
“I still didn’t think it would be possible to buy Claire and her partner were set on buying a Graeme, who received independent on ESPC and our regular property market
a property, especially as I was a contractor home in 2020. Claire said: “We were already mortgage advice from David Lauder at ESPC webinars, which he found useful.
which I thought might make the mortgage planning to buy our first property in 2020 Mortgages, said: “I talked with David Lauder
before lockdown and had begun looking at before I started bidding again after the Claire and Johnny made use of the free
properties online. COVID-19 meant we had restrictions were eased to get an idea of what property advice phone service from ESPC
to put our plans on hold for a while, but this properties I could go for and how much I – this put them in touch with a solicitor at
allowed us to get our finances organised could bid over the Home Report value based Balfour + Manson who they then used to
and we were raring to go once the property on my savings, to ensure I could still put do their conveyancing. Claire said: “We were
market started to open up again. down a 15% deposit. Once I had those figures happy with our choice of solicitor and leaned
in front of me, I knew what I could afford and heavily on her for advice, which proved
“Lockdown restrictions actually encouraged based my searches on those figures.” invaluable.”
us to buy a property more, as myself and my
fiancé both began working from home, and Claire said: “The changed mortgage process Head to espc.com to search for your first
we needed more space to accommodate this. did not deter us as we were lucky to be able to home, find out about our free advice service
Also, as we were now going to be spending an draw on personal savings and have help from and webinars, and read some of our useful
increased amount of time in our flat, we wanted our families. We were able to take advantage first time buyer articles.
to be able to make our home our own.” of the LBTT reduction which also helped.”
44 ESPC.COM ESPC.COM 45BENGERBURN OLD FARMHOUSE,
90 WARRENDER PARK ROAD, MARCHMONT, HEARTSEASE, 2 UPPER MANORHILL HOUSE,
SELKIRK, TD7 5LD
EDINBURGH EH9 1ET SELKIRK, TD7 5LS
OFFERS OVER £235,000 2 1 2 F
OFFERS OVER £380,000 2 2 1 C OFFERS OVER £315,000 2 2 2 D
ESPC PROPERTY ESPC PROPERTY
n a true move-in condition, with immaculate, contemporary interiors, two
nd desirable open-plan living, plus a lovely front and back gardens with access to
Immersed in the beauty of the Valleys, this charming semi-detached property is presented in
on-street parking, this end-terrace house is situated in a quiet cul-de-sac within excellent
This impressive main-door two-bedroom flat offers a private garden, generous With opencondition - withviews
countryside uninterrupted outlooks
and a secluded over rolling
location to thecountryside.
edge of town, this beautifully
ed residential area of Corstorphine.
accommodation, and impeccable interiors, with neutral décor, desirable period features, and The accommodation
finished hosts amakes
traditional property comfortable
for an living space
enviable withwith
home; lounge, dining room/living
exceptionally spacious room,
living
contemporary fixture and fittings. It forms part of a traditional tenement and provides a kitchen, two double
accommodation and bedrooms
entertainingand a bathroom.
space, two king Externally,
bedrooms beautifully cultivated
and immaculately gardens
landscaped
central and prime location for city professionals and urban families. enjoy an open panorama of valley views.
gardens.
NFORMATION VIEWING INFORMATION
VIEWING INFORMATION VIEWING
To arrangeINFORMATION
an appointment to view, contact Hastings Property
ormation Tel: 0131 516 5366 on
Viewings Information Tel: 0131 516 5366 To 01750 724160
arrange or enq@hastingslegal.co.uk
a viewing, contact the selling agents Hastings Legal
s@gilsongray.co.uk
propertysales@gilsongray.co.uk on Tel 01750 724160 Email; enq@hastingslega;.co.uk
46 ESPC.COM ESPC.COM 476 GLENDEVON PARK, 13/10
13/10 SCIENNES
SCIENNES ROAD,
ROAD, MARCHMONT,
MARCHMONT,
EDINBURGH, EH12 5XB EDINBURGH,
EDINBURGH, EH9
EH9 1LG
1LG
OFFERS 2 1 1 D
FIXED PRICE £300,000 2 1 2 C OFFERS OVER
OVER £299,950
£299,950 2 1 1 D
ESPC PROPERTY ESPC PROPERTY
presented four bedroom, detached house with an adjoining annex, garden, garage
way is situated in a fantastic, well established residential area within the sought after
district.
Situated in Marchmont, this traditional third/top-floor flat enjoys two double bedrooms, an
Beautifully presented, two bedroom, extended 1930's lower villa with front and rear gardens Situated in Marchmont, this traditional third/top-floor flat enjoys two double bedrooms, an
open-plan living area, a versatile box room, and attractive, modern décor, plus access to a
and unrestricted parking set in a lovely quiet cul de sac with excellent transport links and open-plan living area, a versatile box room, and attractive, modern décor, plus access to a
shared garden.
beautiful walks. shared garden.
G INFORMATION
VIEWING INFORMATION
VIEWING
el Solicitors INFORMATION
0131 253 2885 VIEWING INFORMATION
Tel seller 07743263736 or
By appt call 0131 253 2885 Tel seller 07743263736 or
VMH on 0131 253 2964
VMH on 0131 253 2964
48 ESPC.COM ESPC.COM 49INTERIORS
HOME SPAS
Indulge in a little
pampering and luxury
in your own home.
Sophie Allport Bees Sleep Fair Squared Hand Cream,
Mask, Sophie Allport, £19, Amnesty International,
sophieallport.com £7.45, amnestyshop.org.uk
TruGlow LED Pillar Candles, Lights4fun, £26.99 for a trio, lights4fun.co.uk
Southbourne Bath Bridge, Organic Cotton Towels, CASA Aroma Diffuser,
Garden Trading, £35, Soak&Sleep, £6.50-£76, Lime Lace, £109,
gardentrading.co.uk soakandsleep.com limelace.co.uk
Lime, Basil & Mandarin Collection, Jo Malone, prices vary, jomalone.co.uk
50 ESPC.COM ESPC.COM 51MORTGAGE ADVICE INTERIORS
WHAT’S GOING TO HAPPEN IN THE
MORTGAGE MARKET IN 2021?
David Lauder, Independent Mortgage Adviser with ESPC Mortgages, makes some
predictions for the 2021 mortgage and property market.
In the current pandemic We saw interest rates fall in 2020 as it helped boost the
and financial climate, to 0.1% in 2020, and some deposits of first time buyers,
making predictions for the forecast rates may fall again will reopen in 2021. This will
coming year is a difficult below zero in 2021 to allow likely encourage more first
task, particularly in light of the central bank to support time buyers to the market.
recent lockdown restrictions. the economy but much
However, this is some of will depend on how quickly Contact ESPC Mortgages on
the activity I expect in the and safely we can return to fsenquiries@espc.com or
mortgage and property relative normality. 0131 253 2920.
market in 2021.
Any interest rate increases
For most clients, it has are not likely to be
remained very much a imminent, but I expect any
seller’s market for much of future rises to be gradual
2020. This is due to a lack and incremental which
of stock being available and should give prospective
plenty of buyer demand buyers peace of mind for the
after lockdown. next two to three years.
However, we are only very
recently starting to see signs
For much of 2020 the
minimum level of deposit The information contained in this article
RUSTIC ORANGE
of the market levelling off, generally required by is provided in good faith. Whilst every
It may be winter now, but that doesn’t mean you can’t dream
with properties selling at or lenders was 15%. However, care has been taken in the preparation
of summer sunsets. Orange is a lovely shade which will warm
of the information, no responsibility is
around the Home Report mortgage lenders are accepted for any errors which, despite and brighten your home – perfect for the colder months.
valuation and indications slowly showing a bit of our precautions, it may contain. No
currently point to that increased confidence. At individual mortgage advice is given, nor
continuing into early 2021. the end of 2020 there were intended to be given in this article.
at least four lenders willing
The initial consultation with an
As 2021 progresses, it to consider a 10% deposit adviser is free and without obligation.
is likely people will see subject to eligibility and Thereafter, ESPC Mortgages charges
properties begin to move buying status. for mortgage advice are usually £350
(£295 for first time buyers). YOUR
quickly again, which will HOME MAY BE REPOSSESSED
increase seller confidence, Hopefully, this trend will IF YOU DO NOT KEEP UP
helping to bring more continue, and more lenders REPAYMENTS ON A MORTGAGE OR
OTHER LOANS SECURED AGAINST
properties to the market. will start to offer 10% IT.
deposit mortgages.
Another helpful market ESPC (UK) Ltd is an Appointed
Representative of Lyncombe
condition is that interest For those struggling to save a Consultants Ltd which is authorised
rates are still very low. deposit, the First Home Fund and regulated by the Financial
scheme, which was popular Conduct Authority. Annie Sloan Chalk Paint, from £5.95, anniesloan.com
52 ESPC.COM ESPC.COM 53BENGERBURN OLD FARMHOUSE, BENGERBURN OLD FARMHOUSE,
2 THE GLEBE, CHIRNSIDE, 1 BROOMLANDS HOUSE, EDNAM ROAD,
SELKIRK, TD7 5LD SELKIRK, TD7 5LD
DUNS, TD11 3XE KELSO, TD5 7SW
OFFERS OVER £235,000 2 1 2 F OFFERS OVER £235,000 2 1 2 F
OFFERS OVER £285,000 4 3 2 E OFFERS OVER £275,000 3 2 1 D
ESPC PROPERTY ESPC PROPERTY
Immersed in the beauty of the Valleys, this charming semi-detached property is presented in Immersed in the beauty of the Valleys, this charming semi-detached property is presented in
excellent
As part ofcondition - withGlebe
the desirable uninterrupted
Development,outlooks
closeover rolling
to local countryside.
amenities and the primary school, excellent
Stunning condition
Main Door- with uninterrupted
Duplex Apartment outlooks
on ground over
androlling countryside.
basement floors of historic B Listed
The accommodation
Number hosts a comfortable
Two is a beautifully living space with
presented four-bedroom lounge,with
property dining room/living
bright room,
and spacious The accommodation
Broomlands House inhosts a comfortable
a sought living space
after residential areawith lounge,
in the heartdining room/living
of Kelso. room,
The property
kitchen, two double
rooms, together withbedrooms
a recentlyand a bathroom.
landscaped Externally,
terraced beautifully
back garden. Withcultivated gardens
a recently fitted, kitchen, two double
has benefitted bedroomsrenovation
from extensive and a bathroom.
throughoutExternally, beautifully
and includes cultivated
adaptable gardens
3rd Bedroom/
enjoy an open panorama
contemporary of valley
styled kitchen, views.with an efficient bio-mass central heating and double
together enjoy
Sittingan openLarge
Room, panorama of valley views.
Bay Windowed Lounge, Kitchen, Master Bedroom with En-suite Shower
glazing, the property offers a modern opportunity for purchasers, while the spacious attic room and walk in Dressing room, 2nd double bedroom, box/bedroom, Bathroom, Ample
room adjoining the first-floor bedroom provides a great solution for families that could additional storage, Garage, parking and maintained gardens.
VIEWING INFORMATION
benefit from additional living space for older children. VIEWING INFORMATION
VIEWING INFORMATION
To arrange an appointment to view, contact Hastings Property VIEWING
To arrangeINFORMATION
an appointment to view, contact Hastings Property
on 01750
Please 724160the
contact or selling
enq@hastingslegal.co.uk
agents, Hastings Property on on
To 01750 724160
arrange or enq@hastingslegal.co.uk
a viewing contact the selling agents, Hastings
01573-225999Tel: 01573 922603 Property on 01573-225999 enq@hastingslegal.co.uk
54 ESPC.COM ESPC.COM 55You can also read
