Greetings - Kitchen fresh QUICK TRICKS TO MAKE YOUR PL ACE LOOK CLE AN AND INVITING - BHC Magazine
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July 2016
FESTIVE
Greetings
Kitchen fresh
Q U I C K TR I C K S TO M A K E YO U R PL AC E LOO K C LE A N A N D I N V ITI N G
The only source of knowledge is
EXPERIENCE
– Albert Einstein
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A note from
THE EDITOR
Retrace and Reconnect
Coming up with the content for our Hari occasions, they remind us of how much
Raya themed issue did come about as a humanity keeps us alive and celebrating
challenge this time around but that’s no them with others gives us a new lease
excuse to be made of our fasting practice, on life.
but rather a rewarding experience that
instead allowed us to tap into our inner For this month, we’ve kept things
ON THE COVER
creativity. It was almost as if we were grounded to a much more familiar sight. A time to gather, a time
expected to play the same song again but With homes that could be your relative’s, to celebrate. Hari Raya is
a time when our homes
in a different tune – creating this entirely friend’s or even former colleague’s that beckon the joyous cheers
new melody with a few tweaks here and just reminds you of how much time has of crowds and the shine
of radiance of our
there. Ultimately, things came out fresh passed since you’ve last seen them and very interior.
and having to fast through our routine of need to make amends by catching up.
work has kept us motivated despite the Our message this month is to get back to
obstacles and trials we face as a team. those who we have been distant from and
re-connect with our humanity through July 2016
ATTRACTIVELY
Hari Raya Aidilfitri has become the spirit of forgiveness that is Hari Raya FESTIVE
aidilfitri
synonymous with a lot of festive things Aidilfitri. Greetings
these days. Flashy lights, fancy new
threads, fresh furniture and that shiny On behalf of the BHC team, I’d like to
new car that’s just hit retail. But much wish all our readers Selamat Hari Raya
of it remains traditional in a sense that Maaf Zahir & Batin! Kitchen fresh
Q U I C K TR I C K S TO M A K E YO U R PL AC E LOO K C LE A N A N D I N V ITI N G
people still remember to visit the home
of old friends and family members, taking Enjoy!
the time to re-connect with others in a
world even if they’re just a text message
away. That’s the beauty of all these festive
Amir Noor
editor
july 2016 3
July 2016 CONTENTS
6 Festive Lights
‘Tis the season to hang up your fancy ‘cucul’ around the
house with our simple tips!
p28
Modern with
10 Adaptive Power
Tradition
Whether you are a home gadget junkie or just tired of
messy electrical wires, you’re going to enjoy this sleek Take a look into this
new power supply - The Eubiq GSS System. passionate homeowner’s
place that effortlessly mixes
12 The Fourthcoming modern with traditional.
It was our fourth birthday, and to celebrate we invited
a crowd of our closest friends to enjoy the bash with us
last May!
18 Cordial Comfort Ability
A subtle yellow warmth dominates this home and sets
up a calm yet exciting ambience for family and friends
to gather.
38 Quick Tricks to Make Your Place
Look Clean
Have we got some tricks up our sleeves for you! Use
our tips to clean your home like a boss.
48 It’s In The Mail
This is not your ordinary post office, but a place to
customise and deliver your shirts to you in the best
possible way: through their unique letterboxes! p40 A Coffee
Comunity by Design
p62
Where To Buy:
54 Managing Space
Loft & Co
Learn how to manage and create more space in your This humble coffee spot
home to accommodate your growing Raya guests. doubles as Brunei’s Refresh your home just
first commercial coffee in time for Hari Raya
58 Surround In A Touch roaster as well as a
communal space for
with this line of Ligne
Roset products.
Want that gorgeous luxurious sound for your movies
and music in your home? Then let us entice you to get discussing coffee and just
the ultimate sound machine: the BOSE SoundTouch about anything.
130 Home Theatre!
64 Index
publishing information
Butra Home Concept Magazine is a monthly
magazine on home living and lifestyle supported by
Butra HeidelbergCement and produced by MMW.
Copyright2016, All Rights Reserved.
project director graphic designer sales team distribution team No part of this work may be reproduced
Stuart Lee Azhar Mohamad Ak Zul-Majdi Pg Abd Razak Eddy Adzlyn or transmitted in any form or by any means
Azran Yusof Farah Abdullah Norashidah Hj Ahmad electronic or mechanical, including photocopying,
marketing director Majdina Yusuf recording or by any information storage or
Azlan Ahmad Syahira Baharudin advertising inquiry online team retrieval system, without the written permission
223 8380 / 223 8381 Amirul Hj Sukri of BHC Magazine.
editor interns Anisah Alkaff
Amir Noor Haziqah Marzuke all inquiries Ferial Ferari The contents of individual articles in this
Mas Amalina Hj Mumin bhc@mmw.com.bn publication represent the respective writers’
art director Nadirah Osman printer opinions only which may not necessarily be
Hamdi Matussin website Brunei Press Sdn. Bhd. endorsed by BHC Magazine.
contributors www.bhcmagazine.com
studio manager Heartwrite
Ana Dzulkefdi Standard Chartered Bank
july 2016 5
HOME ADVICE
Raya
Lights
Looking to spruce things up with
a little flash of ‘cucul’ this season?
It’s a simple task to execute in the
preparation of Hari Raya but here
are a few tips on how to maximise
the efficiency of your setup and
ensure your home gets the best of
the festive vibes.
To start things off, there are
two rules of thumb; you should
have a mix of light sources
at different levels to create a
flattering ambience and you
need appropriate task lighting for
whatever you do in that space – for
this case, festive socialising! Here
are a few key spots you might want
6 july 2016
HOME ADVICE
to look into;
LIVING ROOM
Light three of the four corners, focusing
one of those lights on an object (art, a
plant, a striking chair). Use a combination
of table lamps and floor lamps, some with
a downward glow and some that shine
upward. Combine these with the right
illumination of your choice of cucul setup
and you’ll have a well-lit room enough to
keep things lively for your guests.
DINING ROOM
To draw people in, make the table the
brightest spot in the room by having
a chandelier or a pendant above the
table – limiting the total wattage to 100.
Elsewhere in the room, indirect lighting is
best – it’s relaxing and flattering. Give the
space a subtle glow with a pair of small
table lamps on a sideboard or matching
sconces on the wall above. Battery-
powered votives inside a glass-front China
cabinet can be a nice touch.
BATHROOM
This might not be the most festive place
for flashing lights but it is worth impressing
your guests with an attractive display.
The best choice for applying makeup
is sidelights, such as a pair of sconces
flanking the mirror. An overhead light
helps fill in any shadows on your face and
also fully illuminates the room.
july 2016 7
TRENDS
ADAPTIVE Get with the times and let convenience run
through your home as they adapt to your
POWER
needs wherever you like! That means, not
having to chase after a power socket when
your phone is running low on juice or run
out of them when you’ve just bought that
new home theatre.
Alsa Living Enterprise
Block F, Unit 1,
Bangunan Setia Kenangan II, Kg. kiulap
Bandar Seri Begawan.
223 7001
Eubiq Brunei
Introducing Eubiq’s GSS System, a modern solution to your domestic power supply needs
that matches your growing list of appliances and gadgets as well as your sleek new home
interior. It allows for freedom and flexibility, as it is fully customizable to your homely needs
where it can be mounted to walls, placed on a table, and even built into your furniture.
How it works is simple: insert an adapter anywhere along the power track and with a
simple clockwise twist and an indicative click, you’re ready to go! What’s great about it is
that it can be highly adaptable to your electrical needs not only at home but your office or
retail space as well.
10 july 2016TRENDS
The sleek and aesthetically pleasing design of the power track surely beats having multiple
electrical extension cords lying around. This also adds on to the safety feature of the GSS
System where it effectively grounds all conductive objects that come into contact with the
power track, making it impossible for any hazardous ‘shock’. So even if your child pokes
their finger through when the power point is on, it is completely safe and childproof!
As far as home gadgets go, power sockets do seem to be the least in terms of excitement
but the Eubiq System will undeniably amp up your home in more ways than you can
imagine! For more information, head over to Alsa Living at Setia Kenangan II Buildings for
an up close look at what the Eubiq has to offer.
july 2016 11HAPPENINGS the fourthcoming 12 july 2016
HAPPENINGS
It was all smiles and cheers for our guests last month as we celebrated the
fourth anniversary of our beloved BHC Magazine! Hosting us were the
ever-generous folks over at Starbucks with their Beribi Branch as our venue
where we invited more than 50 of our clients, partners and friends to join
us for the festivities.
Four years may be an odd number of
years for a celebration but what we
wanted to commemorate more than
our age was our ties with our partners
– friends we’ve made throughout the
course of our journey and those who
have continued to support our goal.
Watching over us like proud parents
was, Butra HeidelbergCement, present
to share the momentous achievements
of the magazine, as it was their initiative
that we carried in spotlighting Bruneian
content, home living and lifestyle. Their
support not only meant the longevity of
the magazine but also the prime example
of how believing in local development
can highly benefit the welfare of society
in general.
july 2016 13HAPPENINGS
To start things off, our editor Amir Noor
delivered the welcoming remarks in
sharing his gratitude and appreciation to
our clientele as their presence meant that
BHC Magazine was on the right track in
delivering their promises to them as well
as their audiences. To add, he mentioned
the current trend of new magazines and
how their rise in numbers has led to the
pending challenge of keeping relevant to
our Bruneian readership.
14 july 2016HAPPENINGS
“We may seem like a niche with our to cut the anniversary cake – an annual setting respectively. It was hoped that
approach to only home living and lifestyle tradition which is a sign of our strong ties their work would gain more notice from
trends in Brunei but the way I see it is that and commitment to a promising future our showcase for the day and that our
BHC Magazine adds a greater value to together. guests would benefit from their particular
the diversity of publications we have now. specialties when it came to decorating
Challenges they may be but it is without The celebration was kept at a corporate their homes as well. At the end of the day,
a doubt the most interesting time to be casual setting where our guests were it was our way of supporting such SMEs
with a magazine such as this,” he said. invited to mingle freely with other guests by introducing them to a whole new field
while enjoying some of the special of interest.
With the pleasantries aside, Amir then vendors we’ve invited for the day. Among
invited Project Director Stuart Lee, Butra the vendors were Do It Good Records
HeidelbergCement Managing Director and Little Red Designs who were both
Marcelino Ugarte and Mixmediaworx local SMEs who contributed their sound
(MMW) Creative Director NJ Matussin and art form to complement a home
july 2016 15HOME FEATURE
Cordial
Comfortability
18 july 2016HOME FEATURE
Every Hari Raya calls for a celebration! And for such
an occasion, there’s always one house that stands out
to be one of those more memorable abodes that
isn’t lavishing nor an extravagant sight to behold – but
rather, a cosy familiar affair that hits the heart in the
right places.
july 2016 19HOME FEATURE
w hat can be easily dismissed
as any other suburban home comes
this subtle warmth of a residence that
gives you a sense of calm as if it were
your own home. At times, you may find
yourself getting too comfortable to the
point where you even forget that you’re
a guest!
20 july 2016HOME FEATURE
The main living room is where much of the hospitality takes place.
Crowds after crowds of families and friends bring the festivities
of the season and the ambience is dominated with laughter and
joy. The interior emanates a warmth of yellow that sets a joyous
mood in the night but late afternoons have a great ease into
ending the days.
july 2016 21HOME FEATURE 22 july 2016
HOME FEATURE
About 16 years ago, much of the home Space is no issue for this family, be it for
was like its neighbourhood of stilt homes dinners or gatherings that tend to be the
– uniform from all angles with much of throng of the neighbourhood, as the
its identity to be reshaped by its owner. living room thrives in having furniture
Thankfully for this home, its interior was thoughtfully placed with adequate walking
a treat that only the fortunate few were room between the arrangements.
able to experience with such
exceptional hospitality.
july 2016 23HOME FEATURE
Whatever the occasion, this home is
prepared with its conveniently laid out
furniture and intangible quality of humble
hospitality. This family knows how to keep
things simple without compromising its
class, a ménage who stand firm with the
love of company.
“This subtle warmth of a
residence [that] gives you a
sense of calm as if it were your
own home”
24 july 2016HOME FEATURE
july 2016 25From all of us at BHC Magazine, we wish to extend our most sincere wishes to His Majesty Sultan Haji Hassanal Bolkiah
Mu’izzaddin Waddaulah, Sultan and Yang Di-Pertuan of Brunei Darussalam
on the occasion of his 70th birthdayCOVER FEATURE 28 july 2016
COVER FEATURE
MODERN
with Tradition
You can say three is a crowd but for
this family, it certainly seems like a
much smaller number compared to
the company they usually have over for
special occasions. This is a home that
was made for more than just three. In
fact, it was built for family festivities of
every kind.
july 2016 29COVER FEATURE
t his home is called ‘Caradi Pujangga’,
a Poet’s Chamber. Majestically named not
only because of its tantilising attraction
but simply because it deserves it. After
being a stilt home for more than 10
years, the homeowners decided to make
an expansion with a grounded floor
to stretch their domestic resources in
accommodating their relative.
“The spotlight shines on the dining
area, elaborate with a centerpiece
dining table and glorious with a
mirrored wall that creates an illusion
of a much grander room”
30 july 2016COVER FEATURE
The renovation took about a year to
complete and once it was done, Caradi
Pujangga was at its best to much of the
homeowner’s delight. The ground floor
is the main attraction with enough living
space to entertain more than 20 guests
at once.
july 2016 31COVER FEATURE 32 july 2016
COVER FEATURE
Adopting what they like to call a ‘Modern The spotlight shines on the dining area,
Traditional’ concept, the home retains elaborate with a centerpiece dining table
much of the traditional Malay home and glorious with a mirrored wall that
characteristics such as wooden furniture creates an illusion of a much grander
with ethnic patterns, glass and crystal room. The table serves up to 10 people
fixtures as well as earthy colour tones and with a china set to match but as fancy
that keeps the mood of the living space as the setup is, the centered chandelier
grounded. Nothing too extravagant with keeps the consistency in the modern
the fixtures but that’s a good thing when traditional concept.
they’re used to having company over for
even the smallest occasions – birthdays,
dinners and especially Hari Raya.
july 2016 33COVER FEATURE 34 july 2016
COVER FEATURE
As much as the home keeps with what most Bruneians are familiar
with, Caradi Pujangga is an example to look up to when mixing
the old with new. It’s always been a challenge to bring the best
of two worlds into one but clearly this abode makes a proud
display of how devotion and passion for one’s home can also be
a masterpiece.
july 2016 35#look4bhc
Win these amazing
prizes simply by
finding them!
We’ve got one prize left for you to win through
our #Look4BHC competition and that’s the
Crosley Traveler vinyl player! Here’s how you win
it, follow our Facebook page BHC Magazine
and/or our Instagram account @bhcmagazine
and catch our post of the item with the BHC 4th
Anniversary logo! Snap a pic of the prize in the
most fancy way you can think of and tag us with
the hashtags #BHCMagazine #Look4BHC
#4thanniversary to stand a chance to win!
CROSLEY
TRAVELER
Remember, you must be a follower of our
accounts to be eligible to participate.
Terms and Conditions apply.
GOOD LUCK!
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www.thegreatbusiness.comHOME ADVICE
QUICK TRICKS TO
MAKE YOUR PLACE
LOOK CLEAN AND INVITING
There’s really no point in cleaning your place from top to bottom right before
your guests arrive. If they’re any fun at all, they’re going to make a bit of a
mess, right? But you want them to think your house is clean, even if you just
shoved those unpacked drink cartons or uncut kuih-muihs you bought weeks
back. This is how you can clean your house just in time for those Hari Raya
gatherings that’s just around the corner.
38 july 2016HOME ADVICE
1. PUT AWAY ALL THE STUFF THAT DOESN’T
BELONG IN THE ROOM.
Whether that involves stuffing toys left behind by your kids into
storage or putting pillows together with their rightful sofas, you
should get everything sorted with either its match or out of the
room to avoid any unnecessary clutter.
2. DO A QUICK SWEEP
Can’t go wrong with pairing your panicked nerves with a good
sweep of the room. Not only does it clear the room of dust and
dirt, pushing to clean every corner often opens up spots that you
may have missed when you scanned the room. Time is of the
essence but being diligent does help in a time of crisis!
3. WIPE DOWN PROMINENT SURFACES
This is an obvious point but it is always good to be reminded
when you’re in a rush for everything. Focus on areas where you
can expect your guests to dwell around during most of their stay.
Give it a good wipe or dust before moving on.
4. SPRAY SOMETHING THAT SMELLS NICE
Any bad stench can easily defame a room no matter how clean
and sparkly it may be! Be sure to cover this with a good spray
of fragrance to sell the illusion of an all-time clean fresh room
especially when there is food involved later on!
5. TURN ON ‘MOOD LIGHTING’
This is a great way to hide any corners or spots that you don’t
want to give attention to. Unbox those celebrative lights and arc
it around curtains, plants or even walls in true Hari Raya fashion.
Not only does this create a cozy atmosphere but it will also
help cover up any spots you may have accidently missed while
sweeping and wiping.
6. USE POPS OF BRIGHT COLOUR
Adding a couple of bright coloured things like a throw or pillow
covers to seating areas of the room will liven up the atmosphere.
Invest in a couple of pieces that you can easily add to a room, no
matter how subtle they can be.
july 2016 39INSPIRING PLACES 40 july 2016
INSPIRING PLACES
KAPRA A Coffee
Community By Design
By Jia Ying Chia
The exterior is decidedly industrial-minimalist, and
as I turn the corner I realise there is no big signage
proclaiming Kapra’s stake in the shophouse lot. Just
a stylized ‘k’ in dark grey against a white brick wall,
and some coloured perforated metal sheets form
the façade in front of the glass which I subconsciously
associate with coffee (raw green beans roasting to dark
chocolate brown). I later find out this assumption was
half correct and that they double as a sun screen.
There is no showiness here but the space itself is
visually striking and everything on the premises has
a place and a purpose whether that is aesthetic or
functional. Better yet, both. The glass door front
opens into the showroom where co-owner Tiong Sian
Chon and his business partner have managed to create
an air of sophisticated elegance with simple accents that
brings focus to their main agenda: fresh, quality coffee
beans roasted on-site.
july 2016 41INSPIRING PLACES Their showroom is home to a small brewing station Ceiling to floor glass panels set in a grid framework on the right, flanked by a tall display shelf holding separating the tasting room from the roastery imported home-brewing equipment (mostly (inspired by the Grounds of Alexandria in Sydney) and Japanese) and Kapra’s fresh roasts. In the midst of it large sliding barn doors adorn its sides completing the all is a large communal table where patrons can sit industrial themed interiors. Tiong points out that as together and learn more about various coffees and potentially the first specialty coffee roaster in Brunei, brewing methods. He confirms the wood’s origin to there was no precedent or guidance when it came be Meranti, a local species known for its hardiness. to the construction rules. The end product resulted Visually, the combination of the various wood finishes from numerous consultations and support from creates a symbiotic view point, with enough accents overseas coffee professionals and local authorities. to grab one’s attention at a glance. Wood grains are highlighted where possible, with a simple coat of gloss and the edges left au naturel. 42 july 2016
INSPIRING PLACES
“Coffee for me at least, is the most
complicated beverage I’ve ever
seen. It takes so much to create a
good cup of coffee.”
july 2016 43INSPIRING PLACES
Community building is also at the
forefront of their business, with the
open plan layout an intentional move for
transparency on their roasting processes
and quality management. Tiong cites his
extensive foodie and travel experiences
as the catalyst for Kapra – his intention to
refine his palate through experiences led
him down the rabbit hole of the coffee
industry. “I’ve always had a passion for
food and beverage,” he confirms, adding
that he’s as partial to a haute cuisine
dinner as he is to chowing down on
Penang kway teow in a kopi tiam.
“Coffee for me at least, is the most
complicated beverage I’ve ever seen. It
takes so much to create a good cup of
coffee.” Average statistics estimate that
Kapra Coffee
more than 2000 hours of work goes into Unit 26, Ground Floor, Block C, Simpang 440,
a good cup of specialty coffee, from the Jalan Muara, Bandar Seri Begawan
kapra @Kapracoffee
agriculture process right down to when it
reaches your hands.
44 july 2016INSPIRING PLACES
The essence of Kapra, however, is that this is a workshop; a place
where their learned craft is practiced until perfect, and a place for
the new business owners to share their knowledge. As I sit there
watching Tiong demonstrate a pourover method, I am struck by
the proverb of ‘teach a man to fish and he will eat for a lifetime.’
I’ve been schooled so to speak, and maybe that is the beauty of
Kapra. Not its gorgeous natural wood detailing, or heavy duty
polished cement floor, or even the really, really good roasts. Most
definitely, the defining quality of this space is that it’s about building
a community, whether you are 50 and have loyally stuck to your
kopi o kao since forever or you’re a baby millennial looking for the
next hip place to Instagram. This one’s for you, Brunei.
july 2016 45INSPIRING PLACES Remember the good ol’ days when you would go about your morning routine, check your mailbox and find a pleasant surprise? Not that kind that your pet leaves you but surely a letter or even a parcel that you weren’t expecting! It’s moments like this that you can experience with The Letterbox Co., a place where you can not only print shirts but also pick them up in the same mailbox fashion! 48 july 2016
INSPIRING PLACES
it’s in THE MAIL!
july 2016 49INSPIRING PLACES
t he Letterbox Co. is a fresh
establishment on the Seri Kenangan II
block with the sole drive of letting you
print your choice of artworks and designs
on shirts, canvas bags and more! But
what’s more special than their services is
how they’ve set their signature look stand
out at their one and only branch.
“The Letterbox Co., a place where you can
not only print shirts but also pick them up
in the same mailbox fashion!”
50 july 2016INSPIRING PLACES
The storefront combines industrial
elements with your typical envelope
patterns – alternates of blue and red
nicely paired with textures of wood and
cement. The high ceiling keeps the illusion
of the store being more spacious and with
fabrications hanging overhead, more details
complement the overall look to what
seems to be a very minimal approach to
interior design.
The lighting of the store is kept minute as
well, sticking to down lights and spotlights
to focus on key points within the space such
as the products and displays.
july 2016 51INSPIRING PLACES
What truly makes this place stand out is the integration of the
letterboxes themselves, placed just outside in locker formation
with a numerical lock. These give a distinct look to the store as
well as add on to the store’s gimmick to serve customers with
a more dynamic approach. In short, it’s your morning routine
where you get the delight of a new shirt every time!
Have a try at The Letterbox Co.’s app and start designing your
own shirt now! It’s fairly simple to use and makes shirt printing a
fun experience with every visit you make to their store!
52 july 2016INSPIRING PLACES
The Letterbox Co.
No E4, Ground Floor, Block E, Setia Kenangan 2,
Kg Kiulap, Bandar Seri Begawan
theletterboxco @theletterco
july 2016 53HOME ADVICE
MANAGING
SPACE
54 july 2016HOME ADVICE
Flocks of guests are a staple for occasions like Hari Raya
Aidilfitri where you often find yourselves having too
many people in your home at one point or another
during your open house. It is inevitable no matter
how small your invitation list was and you don’t want
to resort to kicking guests out to make room for
more incoming.
It’s times like these where you need to get smart with
how to manage things; from people to the space you
have to work with and all those times you’ve mastered
Diner Dash might come in handy around this time!
Here are a few pointers you can prep for and even
work on now before the Raya fever kicks in!
EMBEDDING A MAXIMISE STORAGE ON
MULTIFUNCTIONAL WALLS
FURNITURE Minimize storage on the floor and bring
This is the number one trick that is most it up on the walls. This can open up
effective when managing space! Free and create a spacious environment for
standing furniture can take up a lot of the room. Spice up your walls with an
space at times. But with combined pieces open and closed shelving to replace
of furniture in one, it can help you solve bookshelves and other storage units off
all your problems. If you want a taste of from the floor
originality on your furnishings then you
can always try custom-made furniture. COLORS
White is an ideal backdrop since it is so
LET YOUR INNER CREATIVE versatile, hence why white rooms are
SCREAM always associated with larger space. You
Well, figuratively. Not literally. There are can always add a splash or just a hint of
endless creative ways to manage your color if you are not fan of everything
space. Think about other ways you could white.
do with the room you have. Does it need
a little “oomph”? If there is limited space, LESS IS MORE
you can turn any furniture into a two/ Fewer furnishings make the room more
three-in-one piece with a purpose such as spacious. But if you need extra furniture
putting a lower bookcase behind a sofa to for you guests then you can opt for folded
create a space for your books as well as a chairs and tables that can be stored later
decorative table. on for future uses.
july 2016 55CONTRIBUTION
Half yearly financial
Check 2016
with Standard Chartered Bank
What we always heard that peoples told you to maintain good health and
stay fit. There is nothing wrong about that, but did you know that you also
can maintain a good financial health? Almost first half of 2016 has gone by
in the blink of an eye, and let us not forgets to invest some time on our
financial health. You have a control over your financial health and wellness.
56 july 2016CONTRIBUTION
Why should you conduct a financial you can change things. If your credit card debt is
health check? high, consider channeling your monthly savings
Conducting a financial health check is similar to into paying off your credit cards instead to reduce
visiting a doctor for a regular health check. By the debt faster. If you have a housing loan, do
getting a health check performed, you give yourself you want to repay a portion of the loan so that it
peace of mind on the state of your health if all can be restructured and be paid off earlier? Again,
results turn out well. If however, certain conditions many options will present themselves to you when
are discovered then you can take steps to take you take the time to analyse which areas of your
better care of your health to improve the situation. financial standings can be improved.
Similarly to a financial health check, it will help you What other actions should I take?
to see if all is going well in the financial department, Ensure that the filings of your documents are in
or if there are certain aspects that can be improved good shape. File your finances in sections, for
or needs attention. example, investments portfolio, property matters,
fixed deposit, current account or savings account
Where do you begin? statements, insurance policies, etc.
Conducting a financial health check will require
setting some time aside for this task. Depending on Review your insurance
the scale of your asset and liabilities, you may want The benefits of reviewing your insurance policies
to engage a trusted partner to help you. are to ensure that you have sufficient coverage for
Some people might even engage personal continuity. And in some cases, you might be over-
accountants. However, whichever way you insured and may be paying too much insurance
conduct your financial health check, it is certainly premium. You may have had a new child or
better than none. maybe you may have had a pay raise. Either ways,
conducting a review over your insurance policies
Be honest with what you have to deal with. Do will help to ensure that the appropriate amount of
not hide debts away hoping that if you don’t include protection is placed over the issues you value most.
some debts they will magically disappear. Do not
set them aside to be dealt with later. By hiding Review your financial goals
these things, you risk cheating yourself of your real It is important to review your financial goals
financial position. regularly as they may change depending on your
situation. Maybe you are expecting a new child or
Begin by listing out the value of your assets. Assets you are expecting to switch jobs. Some may want
include houses or property, investment accounts, to stop working for a while to continue education
shares, bonds, fixed deposits, cash in hand, etc. or you may have come across a great bargain for
Then list out your liabilities like housing loans, car a piece of property. Whatever the situation, they
loans, credit card balances, etc. Minus the liabilities may have effects on your financial goals because
from your assets and the figure will give you your now your financial status will change as you may
net worth. have to commit to something that you may not
have planned for and therefore changing the
What do I do next? dynamics of your plans.
If the balance of your net worth is positive, then
you are on good tracks and should continue on Good time to plan ahead for other matters
them. You can also make some adjustments While conducting your financial health check, it may
to current liabilities to see how these could be also be a good time to plan ahead for the rest of
improved. Or you can also revise your level of the year. How much do you anticipate spending
current savings. You may want to adjust you for the upcoming Hari Raya festivities and will you
investment portfolio by shifting some focus to be holidaying at the end of the year? Planning
commodities. All these options will be clearer to ahead can help you to keep track on whether
you once you have listed out what you have. your plans are still realistic at this point in time and
whether or not you should stick with them or make
If your net worth is negative, there is no reason adjustments.
to despair. Analyse your finances to see where
This article is for general information purposes only and whilst the information in it is believed to be reliable, it has
not been independently verified by us. You are advised to exercise your own independent judgment with the
contents in this article.
july 2016 57CONTRIBUTION
Surround IN A
Touch
You don’t have to be an audiophile to appreciate the
clarity and clever positioning of sound these days. In
fact, there are a variety of systems these days that
emulates that cinema-like quality experience right
in your very home. But how do you decide which
diamonds in the rough best suit your expectations for a
home theatre that doesn’t disappoint? Fortunately, Bose
has the answer.
t he BOSE SoundTouch 130 Home
Theater is top of the line brilliance when
it comes to sound not only for your
The SoundTouch 130 consists of a
soundbar speaker, wireless acoustimass
module, wireless adapter II and a
television and movies but notably music universal remote right out of the box. It
streaming needs as well. It excels at is easy to setup and beauty of its wireless
delivering seamless clarity through WiFi features is that you can connect it to
network and Bluetooth connectivity the BOSE family of wireless products –
even while you’re streaming through equipping your home with the best sound
music services such as Spotify and in every corner of every room. The
Pandora or even other internet radio SoundTouch soundbar can be placed on
stations. And of course, you can’t beat any surface or wall without compromising
being able to stream music from your its delivery of sound. Its compact with
own music library stored on either one of six precisely positioned drivers and two
your devices. PhaseGuide sound radiators that delivers
detailed sound with strong dialogue from
the center and compelling effects from
the left and right.
58 july 2016CONTRIBUTION
The wireless Acoustimass module, which harnesses the bass,
adds dramatic low notes to your entertainment without adding a
cable connection from the module to the speaker. You can place
it pretty much anywhere in the room thanks to its 30’ signal range
and even when its hidden from sight, you will notice the extra
level of realism it provides, from blasting explosions to the roar of
a stadium crowd.
The SoundTouch 130 isn’t limited to the interiors of your
room either. Be it wooden floors, plush rugs or unique room
dimensions; the SoundTouch is consistent with its delivery thanks
to ADAPTiQ, its audio calibration system. It adjusts the speaker’s
performance based on the acoustics of your room so you don’t
have to worry – it does pretty much everything for you in getting
the right sound.
In truth, the SoundTouch 130 Home Theater does sound like a
sales pitch much like the other systems you can find on the market
but it is unquestionably one of the best ones out there. BOSE
makes it a luxury to have convenience in setting up your system
easily and having the quality that you paid for right out of the
box. Having the bonus of connecting similar BOSE family devices
together makes this a winner for those already familiar with the
brand and have products that can connect wirelessly.
Not convinced yet? Then have a go at it yourself by visiting
Techzania at The Mall for a live demonstration of what the BOSE
SoundTouch 130 Home Theatre can do and how your home can
easily be your own entertainment center!
AV Electronics
Unit 27, Ground and First Floor, Block B, Simpang 88
Bangunan Awg. Hj Ahmad, Kg. kiulap
Bandar Seri Begawan.
223 7650
AV Electronics @av.electronics
july 2016 59Signature Wardrobe: Stello and Nouvo Villo wardrobe system
THE SIGNATURE DIFFERENCE
“A place for everything and everything in its place”
Sums up signature wardrobe Stello and Nouvo Villo wardrobe system - with all its practical functionalities,
meticulous craftmanship and attention to detail in creating clever organising option for your space.
Style and functionality go Contemporary and Sleek: Timeless classic beauty
hand in hand It’s more than a kitchen, it’s a statement
STERLING SDN BHD A6B, Ground Floor, Block A, Scouts Complex,
Kg Mata mata, Jalan Gadong,
Bandar Seri Begawan BE 1718,
Brunei Darussalam
Tel: 245 4893 / 245 6283
Fax: 245 4892WHERE TO BUY
Give your home a fresh start with
a new line of Ligne Roset furniture,
courtesy of Loft & Co.! Now with
their promotional prices for Hari
Raya, you have every reason to
celebrate with your loved ones!
PRADO SOFA (2 SEATER)
BND8413 BND4207
REWRITE DESK
BND5293 BND2647
EATON DINING TABLE
BND11915 BND5958
62 july 2016WHERE TO BUY
LINES BOOKCASE
BND6978 BND3489
MONO TOGO SOFA
BND1615 BND969
Loft & Co
Unit 6, 7, 8 & 9, Ground Floor & First Floor, Kpg Pengkalan,
Batu Bersurat, BE3719 Brunei, Brunei
242 0100
loftandcobsb@gmail.com
Loft & Co @loftandcobsb
july 2016 63index A helpful list of references from this issue of BHC.
Dial away!
Coffee Bean & Tea Leaf
ADVERTISEMENT FURNITURE 222 2698
AND MEDIA
Alsa Living De’Olde Cottage
BHC 223 7001 223 4202
223 8380
GLOT Lifestyle Empire Lobby Lounge
D’Sunlit 242 7351 241 8888 ext 71164
245 3666
Neo Metro Flapjack House
Hoco Creative 862 1356 245 0987
233 2668
The Woodworks Games & Lattes
Kristal FM 718 9183 223 5200
888 8907
Venere Concept It’s A Grind
Magic Media 224 9188 277 2424
223 3686
HEALTH AND GYMS KFC
Mint 242 5597
223 3625 Fitness Zone
223 3338 Li Gong
Mixel 241 8888 ext 71188
872 5515 JPMC
261 1433 Pepper Lunch
MMW 225 3000
223 8380 HOTEL
Spaghettini
Processta Printing Brunei Hotel 241 8888 ext 77368
244 6674/75 224 4828
Starbucks
AUTOMOTIVE The Empire Hotel 267 1177
241 8888
Maju Motors Sdn Bhd The Krema
(Volkswagen) INTERIOR 897 3600
244 8999
Hias Design Interior SERVICES
The Library Cafe
Indera Motor Sdn Bhd 242 3747 717 9984
239 1000 PayGlass
My Space Gallery 242 0258
Wing-It
CONSTRUCTION 889 5787 722 4999 Savway Solutions
BUE Signature Kitchen 265 5323
Yugo Dessert Cafe
233 9191 245 4893 223 3358
245 6283 Shiham Sdn Bhd
COURIER 888 1953
RETAIL
PROPERTY
BIACC TELECOMMUNICATIONS
AV Electronics
233 3286 Bess Perfect Property Agency 223 7650
242 5353 Siemens
CONCRETE 719 9739 223 7732
Bang & Olufsen
719 6376 242 0166
Butra HeidelbergCement TelBru
277 1395 Russtini Estate 232 1321
Euro Classic Collection
277 1396 223 7443 243 1119
277 1397
277 1398 SPAD Goldmyne
242 3747 242 1491/2/3
Readymix
265 1798 Valor Loft & Co
265 0032 888 8713 242 0100
EVENTS AND RESTAURANTS + CAFE L’Orient
CONFERENCES 223 9988
Anjung Layar Luncur Nur Wanita
Damalee Wedding Serasa Branch My Space Gallery
898 5909 277 1879 233 8055
Regus Another Cafe Paloma
236 7002 223 3593 242 0240
FINANCES Au Lait Cafe Samo Furniture
223 1901 223 4255
Baiduri Bank
244 9666 Bello Cafe Supa Save
223 3989 222 3107
Insurans Islam Taib
222 3004 Belluno Cafe The Potters
222 2232 242 9010 242 4000
Maybank Brew Cafe SECURITY
222 6462 242 7554
Locksystem Planner
Standard Chartered Burger King 223 4533
265 8000 244 4109
64 july 2016Building Generations Since 1996, we have been laying the foundation for the people. From shielding family homes to raising buildings and bridging the country closer, we continuously pave the way towards the advancement of the nation and the people. Here at BHC, we are committed towards building for the generations to come. TEL +673 277 1395-8 | EMAIL bhz@bruneicement.com | WEB www.bruneicement.com FB bhcbuildinganation | TWITTER bhcbuilds | INSTAGRAM bhcmagazine
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