Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey

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Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Open Market Property Guide
                               2019

locateguernsey.com                        Your home   Your business   Your life
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Welcome to
Island Life
Beautiful beaches, short commute
times and stunning properties -
just an hour from London

                                                                                             “In Guernsey, we
I
     n Guernsey, we understand that              Guernsey’s Open Market offers

                                                                                               understand that life
     life is about more than just work.          newcomers a wide variety of property
     It’s about finding that precious            sizes and types of accommodation
     balance between an environment
     that helps you reconnect with the
                                                 across all 10 parishes, and our on-island
                                                 property expertise is second                  is about more than
good things in life and a commercial
hub that enables business to flourish.
                                                 to none. For an island that’s only
                                                 25 miles square, Guernsey offers a            just work.”
                                                 diverse and stunning landscape so,
More and more people are embracing               whether you’re after a coastal setting      St Martin’s strikes the balance between
island life and enjoying Guernsey’s              or a rural retreat, a change of scene       rural and urban, offering a unique
famous natural beauty, community                 is only a short drive away.                 blend of cosy coastal cottages,
spirit, warm welcome, vibrant culture                                                        period townhouses and tasteful
and laid-back style.                             For those seeking a cosmopolitan
                                                                                             new-builds within close proximity
                                                 buzz, St Peter Port offers traditional
From outdoor concerts and family                                                             of local amenities, and a strong sense
                                                 townhouses or modern, spacious
fundays to world-class dining and a                                                          of community.
                                                 apartments overlooking its beautiful
multitude of sports and outdoor pursuits         marina and neighbouring islands -           From coast and country locations
that make the most of Guernsey’s                 ideal for those wanting to be right         boasting traditional dwellings to
stunning coastline, you’ll never be              at the heart of the action.                 modern apartments and new-builds,
short of things to do.                                                                       we’ll help you find your dream
                                                 If a rural family retreat is more up
Of course, we know that setting up                                                           island home.
                                                 your street, inland parishes such as
home in a new place can be daunting,             St Andrew’s, Castel and Torteval house
that’s why Locate Guernsey and the               beautiful rambling cottages nestled in
island’s estate agents are here to help          idyllic valleys where space and a slower
you, every step of the way.                      pace of life are bountiful.

Images courtesy of Visit Guernsey and Chris George.

                                                                                                                                       3
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Tax
                                                                                                        Despite its proximity to the UK, Guernsey
                                                                                                                                                      Immigration
                                                                                                                                                      The following people do not normally
                                                                                                                                                                                                  Three steps
                                                                                                        is a separate crown dependency,
                                                                                                        following laws and customs defined
                                                                                                                                                      need permission from the Guernsey
                                                                                                                                                      Border Agency to come to the island as
                                                                                                                                                                                                  to Relocation
                                                                                                        by its own government, the States of          residents or indeed to set up a business
                                                                                                        Guernsey. The island has developed            in the Bailiwick of Guernsey:
                                                                                                        its own system of taxation for its
                                                                                                                                                      ■   British citizens;
                                                                                                        residents. In comparison to many
                                                                                                        other jurisdictions, tax in Guernsey          ■   Other nationals of Member States
                                                                                                        is straightforward; there are caps on             of the European Economic Area
                                                                                                        the amount of income tax payable                  and Switzerland;

    Moving to
                                                                                                                                                                                                  1
                                                                                                        by residents and the island has no                                                            Once you’ve found
                                                                                                                                                          Other nationals who have

                                  It’s easier than
                                                                                                                                                      ■
                                                                                                        inheritance, estate or gifts taxes, no                                                        your new home, your Estate
                                                                                                                                                          indefinite leave to remain in the
                                                                                                        wealth tax, no taxes on capital gains and                                                     Agent will be able to guide
                                                                                                                                                          United Kingdom, Bailiwick of Jersey
                                                                                                        no VAT or sales taxes.                                                                        you through Guernsey’s
                                                                                                                                                          or the Isle of Man.

    Guernsey
                                                                                                        Personal income tax is levied at the flat                                                     home buying process.

                                  you think
                                                                                                                                                      Investor Immigration and Entrepreneur
                                                                                                        rate of 20% and the tax caps mean that
                                                                                                                                                      Immigration programmes are also
                                                                                                        the maximum annual tax liability for an
                                                                                                                                                      available to non-EU passport holders
                                                                                                        individual “solely or principally resident”
                                                                                                                                                      who wish to live in Guernsey’s Open
                                                                                                        in Guernsey who has only non-Guernsey
                                                                                                                                                      Market accommodation. These schemes
                                                                                                        source income is currently £130,000 and
                                                                                                                                                      are open to those wishing to invest in
                                                                                                        £260,000 for an individual who has both
                                                                                                                                                      the island or buy or establish a business

                                  W
                                                                                                        Guernsey and non-Guernsey source

             “Guernsey has a                                                                                                                                                                      2
                                                                                                                                                      in the island.                                  Register online with
                                                        e know that, for most people, setting           income (with the exception of income
                                                        up home in a new place is an exciting                                                                                                         Guernsey’s Revenue Service

       welcoming, supportive
                                                                                                        from Guernsey property). Newly arrived        All new residents will need to register
                                                        adventure, but it can be an equally             tax residents can now benefit from a          with the Income Tax and Social Security         for Income Tax and Social
                                                                                                                                                                                                      Security Contributions.

             community and
                                                        daunting prospect too. That’s where             lower tax cap of £50,000 for their first      departments, which is relatively
                                                        Locate Guernsey comes in. We’re here            four years living in Guernsey, subject to     straightforward and usually just requires       gov.gg/taxandsocialsecurity

     a low crime rate, which
                                  to help make that journey easy with personal and corporate            certain conditions.                           a visit to the relevant office.
                                  relocations and our on-island expertise.

       make it an attractive
                                                                                                        Social Security                               A Home for Business
                                  From tips and practical advice to help you settle in to
                                                                                                        Payment of Social Security contributions      Guernsey is an international finance

       alternative to city life
                                  navigating Guernsey’s tax, legal and government systems,
                                                                                                        is compulsory and gives both employer         centre. We know how business works
                                  we’ll help you hit the ground running, leaving you free to

         and a popular place
                                                                                                        and employee insurance protection. It         and we work hard to provide the most
                                  enjoy the many benefits of island life.
                                                                                                        also provides individuals with a number       welcoming environment for it. Centuries

        to bring up children.”                                                                                                                                                                    3
                                                                                                        of benefits. The contribution rate for        of commercial success in the island             Apply online for your
                                  Community
                                                                                                        employees is 6.6% of gross earnings,          manifest today in modern and dynamic            Resident Certificate
                                  Guernsey has a welcoming, supportive community and a low                                                            industries, serviced by a highly skilled        or Permit.
                                                                                                        whilst employers pay 6.6%. Self-
                                  crime rate, which make it an attractive alternative to city life                                                    workforce. We aim to provide a service          gov.gg/
                                                                                                        employed individuals pay 11% and non-
                                  and a popular place to bring up children.                                                                           which can streamline the transition of          populationmanagement
                                                                                                        employed individuals pay 10.4%. You’ll
                                  The island’s excellent sports and recreation facilities, along with   just need to register with the Social         your business to the Island, pointing
                                  a wealth of clubs and societies, mean it’s easy to stay active,       Security Services team to get started.        you in the right direction for key issues
                                  meet people and make new friends, whatever your interest or                                                         such as immigration, tax, and company
                                  age group.                                                                                                          registry, so that moving is easy and
                                                                                                                                                      stress free.

4                                                                                                                                                                                                                               5
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Top 6 Family
                                                                                                                                                          Attractions
                                                                                                                                                          1     Candie Gardens
                                                                                                                                                                and Museum                            4     Oatlands Village

                                                                                                                                                          2     Saumarez Park                         5     Pick a beach, there are
                                                                                                                                                                                                            27 to choose from!

                                                                                                                                                          3     Pirate Bay
                                                                                                                                                                Adventure Golf                        6     A day trip to Herm Island

                                                                                                                                                          Health                                      Education
                                                                                                                                                          Your family’s health is in good hands;      Whether your family includes toddlers or
                                                                                                                                                          Guernsey has an excellent healthcare        teenagers, Guernsey’s education system
                                                                                                                                                          system on island and connects with the      is very similar to the UK and offers plenty

Lifestyle
                                                                                                                                                          UK for specialist care when required.       of choice too. Children up to the age

                                                                                                                                    “A key advantage
                                                                                                                                                                                                      of 18 have access to free schooling via
                                                                                                                                                          Although it isn’t part of the NHS,
                                                                                                                                                                                                      the state system, and the island’s three
                                                                                                                                                          Guernsey follows the UK’s best practice

                                                                                                                                      of island life is
                                                                                                                                                                                                      independent colleges deliver first-class
                                                                                                                                                          across its network of medical centres
                                                                                                                                                                                                      private education.

                                                                                                                                      a significantly
                                                                                                                                                          and the Princess Elizabeth Hospital
                                                                                                                                                          (PEH). Gaining access to a GP from          Primary schools sit at the heart of the

                                                                                                                                      reduced commute,
                                                                                                                                                          one of its nine surgeries is usually        parish community and places are
                                                                                                                                                          fairly simple and the local Accident &      allocated by catchment area. Children

                                                                                                                                      meaning locals
                                                                                                                                                          Emergency department is efficient.          stay in primary education until they are
Striking a Work-Life Balance                pursuits that nurture body and soul.        actively encourage you to truly immerse
                                                                                                                                                                                                      11 years old, following which they will
                                            You can be at home with your family         yourself in nature. Crime rates are low

                                                                                                                                      have more time
It’s no secret that more of us than                                                                                                                       You will have to pay for both primary
                                                                                                                                                                                                      be awarded a space at their nearest high
ever are striving to find that precious     or out in the fresh air literally minutes   and a maximum speed limit of 35mph                                healthcare and emergency treatment
                                                                                                                                                                                                      school or a grant-aided college.

                                                                                                                                      to enjoy pursuits
work-life balance. In Guernsey, enjoying    after leaving the office.                   means the roads are generally safe.                               in Guernsey, but your Social Security
a successful career or fulfilling an                                                                                                                      payments will contribute towards            The majority of pupils decide to stay
                                            In addition to its extensive network        The island is truly proud of its safe and

                                                                                                                                      that nurture body
entrepreneurial dream doesn’t have                                                                                                                        these costs, with most islanders taking     in education after Year 11 with the
                                            of social and sports clubs, Guernsey’s      secure family-friendly reputation.
to mean sacrificing family time, or                                                                                                                       advantage of private health schemes         College of Further Education and Sixth
                                            packed events calendar boasts               Various events are hosted throughout

                                                                                                                                      and soul.”
compromising on the good things in life.                                                                                                                  to cover the difference. Secondary or       Form Centre being good options for
                                            everything from live music and art          the year that cater to the needs of
                                                                                                                                                          specialist healthcare is free of charge.    continued learning, and there are plenty
With its enviable location, vibrant         exhibitions to sports activities and        every family member, whatever their
                                                                                                                                                          This system means very easy access to a     of opportunities to learn new skills via
commercial centre and thriving              charity ventures that support the           age. Stepping away from a hectic, city
                                                                                                                                                          GP and you can choose which surgery         apprenticeship schemes and training
community spirit, the island truly offers   local community.                            lifestyle means you can enjoy quality
                                                                                                                                                          you sign up to.                             courses.
that perfect equilibrium between                                                        family time in the great outdoors.
                                            If you’re a foodie, the island offers an
a happy, secure personal life and a                                                     With its wealth of beautiful parks and                            There are also a number of services         Children are spoilt for choice when
                                            equally impressive feast for the senses
satisfying career.                                                                      beaches, children are encouraged to                               available to help if you want to raise a    it comes to the breadth of activities
                                            with a host of international-standard
                                                                                        embrace fresh air activities and, with                            family in Guernsey. Health visiting is a    available, both on and off the water,
                                            restaurants and bistros featuring local
Lifestyle                                                                               such a close-knit community, it’s very                            universal service offered to all families   and there are lots of opportunities
                                            delicacies that will leave you spoilt for
                                                                                        easy to bump into a friendly face while                           with pre-school children and the            to participate in team sports at both
A key advantage of island life is a         choice.
                                                                                        you’re out and about.                                             School Health Service is committed to       competitive and recreational level.
significantly reduced commute,
                                            Guernsey’s beauty is world renowned,                                                                          promoting and maintaining the health        Many after-school clubs also offer
wherever you are on the island, meaning
                                            boasting stunning beaches, panoramic                                                                          of school-age children.                     various music, dance, drama and
you simply have more time to enjoy
                                            cliff-top walks and country rambles that                                                                                                                  youth groups.

6                                                                                                                                                                                                                                              7
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
The island’s 10 parishes

                                                                                                                                                 Housing Overview
all have a unique
character and a wealth
of desirable properties
to choose from.                                                                    10                           4
                                                                                                                                                 Home is Where the Heart Is                     In general, newcomers to the island            procedure, from instructing your
                                                                                  4                                                                                                             will take up residence in Open Market          advocate to completion, takes
                                                                                                 10                                              Finding a property in Guernsey is
                                                                                                                                                 refreshingly simple, but because of the        properties, but if employment is the           approximately four weeks and contracts
                                                                                                                                                 variety and high standard of properties        primary reason for coming to live in           can be passed more quickly in urgent
                                                                                                                                                 on offer, you might find it hard to            Guernsey, then an Employment Permit            cases. Guernsey doesn’t have a council
                                                                                                                                                 choose which one to buy or rent!               may be awarded, entitling that person to       tax system in place. Our equivalent tax
                                                                                                                                                                                                live in a Local Market property.               is called “Tax on Real Property (TRP) and
                                                              3                                                                                  The first step is choosing where you
                                                                                                                                                                                                The Open Market route is very
                                                                                                                                                                                                                                               there are also Parish taxes but these are
                                                                                                                                                 want to put down your new roots -
                                                                                                1                                                coast, countryside, village or town.           straightforward and available to anyone
                                                                                                                                                                                                                                               very low compared with similar taxes in
                                                                                                                                                                                                                                               the UK.
                                                                                                                                                 The island’s 10 parishes all have a unique     who holds an EU passport. For those
                                                                                                                                                 character and a wealth of desirable            who don’t hold an EU passport, the             Thanks to Guernsey’s low crime rate,

                                              6                               9                                                                  properties of all sizes to choose from.        Open Market is still an option but
                                                                                                                                                                                                applications will need to be made to the
                                                                                                                                                                                                                                               insurance costs are generally low,
                                                                                                                                                                                                                                               and the island has several insurance
                           5
                                                                                                                                                 “Guernsey is unique
                                                                                                                                                                                                Guernsey Border Agency for the relevant        specialists who can help with home and
                                                                                                                                                                                                immigration visas. Locate Guernsey             contents insurance.

      8                                                                                     2                                                      in that it operates                          can help connect you with the local
                                                                                                                                                                                                authorities and smooth your journey to
                                                                                                                                                                                                                                               Contact the estate agents featured

                                                                                                                                                   a two-tier property
                                                                                                                                                                                                                                               within this guide for more advice on
                             8                               7
                                                                                                                                                                                                island life.
                                                                                                                                                                                                                                               securing your dream property.

                                                                                                                                                   structure for both
                                                                                                                                                                                                The advantage of buying or renting

                                                                                                                                                                                                                                               “Thanks to Guernsey’s
                                                                                                                                                                                                an Open Market property is that you

                                                                                                                                                   rental and sales                             are free to work for yourself, or any

                                                                                                                                                                                                                                                 low crime rate,
                                                                                                                                                                                                employer, for any length of time. In

                                                                                                                                                   properties.”                                 addition to offering flexibility, you aren’t

1   St Peter Port
    Is Guernsey’s capital town and                5   St Peter
                                                      Is one of the more rural parishes.        9     St Andrew
                                                                                                      Is located in the centre of Guernsey
                                                                                                                                                                                                reliant on an Employment Permit, which
                                                                                                                                                                                                cuts down on the paperwork. It’s the             insurance costs are
                                                                                                                                                 Understanding the
                                                                                                                                                                                                                                                 generally low.”
    the most populated parish.                        There is a small village in the centre          and is the only parish which does not
                                                                                                                                                                                                best route for entrepreneurs and people
    It is characterised by its scenic harbour         with a striking church.                         border the sea. Its Little Chapel is the   Open Market
    and rich architectural history.                                                                   main attraction and reputed to be the                                                     relocating with their own business.

2   St Martin                                     6   St Saviour
                                                      Is Guernsey’s most rural parish,
                                                                                                      world’s smallest consecrated church.       Guernsey is unique in that it has a
                                                                                                                                                 two-tier property market for both rental
                                                                                                                                                                                                There are around 1,600 properties on
    Is probably the most popular parish
    for property. Close to Town, it boasts
    spectacular coastal paths, cliff-top
                                                      boasting rolling countryside and
                                                      quiet lanes. Picturesque valleys
                                                      lead down from the beautiful
                                                                                                10    St Sampson
                                                                                                      Has the second largest town in
                                                                                                      Guernsey and is also known as ‘The
                                                                                                                                                 and sales properties. Local Market
                                                                                                                                                 properties are available for occupation
                                                                                                                                                                                                the Open Market Register and they can
                                                                                                                                                                                                be found all across the island. Guernsey’s
                                                                                                                                                                                                on-island expertise is first-class, and the
    views and sandy coves.                            parish church.                                  Bridge’. Now a recreational marina,        by local residents and employment
                                                                                                                                                                                                island’s network of estate agents will be
                                                                                                      the harbour here used to be the            permit holders, while Open Market

3   Castel
    Is the island’s largest parish and
    occupies part of the centre of the
                                                  7   Forest
                                                      Is the highest parish on the island
                                                      and home to the airport and its
                                                                                                      export hub of Guernsey’s renowned
                                                                                                      granite industry.
                                                                                                                                                 properties are specifically for any families
                                                                                                                                                 and individuals arriving from the UK or
                                                                                                                                                                                                able to showcase the latest properties
                                                                                                                                                                                                available to you. Even before you arrive,
                                                                                                                                                                                                it’s always a good idea to view their
    island while extending down to some               award-winning terminal building.                                                           overseas.
                                                                                                                                                                                                websites too, just to keep up to speed
    of Guernsey’s finest beaches on the
    West coast.
                                                  8   Torteval
                                                      Is the remotest of Guernsey’s parishes
                                                                                                                                                 Due to the island’s small size, there are
                                                                                                                                                 some controls on who can live and work
                                                                                                                                                                                                with what’s on the market.

4   Vale
    Includes the island’s largest area of
    open land, called L’Ancresse Common,
                                                      and forms the South Western corner
                                                      of the island. Parishioners have an
                                                      independent spirit and have worked
                                                                                                                                                 in Guernsey. There are no limits on the
                                                                                                                                                 length of time that families in an Open
                                                                                                                                                                                                Buying
                                                                                                                                                                                                The process for buying properties on the
    an 18-hole links golf course, beautiful           hard to earn their living from boat-                                                       Market property can stay in Guernsey,          island is refreshingly straightforward and
    beaches and many interesting                      building, fishing and working the land.                                                    but there are restrictions on who can live     comparatively quick. The whole
    archaeological sites.                                                                                                                        in Local Market housing.

8                                                                                                                                                                                                                                                                                     9
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Case study                                                                                                         “My children and
                                                                                                                     grandchildren visit

A Fresh Adventure
                                                                                                                     regularly and are
                                                                                                                     surprised at just how
                                                                                                                     much they enjoy
                                                                                                                     coming to Guernsey,
                                                                                                                     to the extent that
                           F
                                      or David and Emma Bendel,        With the freedom to move almost

                                                                                                                     they have asked how
                                      a move from Madrid to            anywhere on the globe, the couple
                                      Guernsey three years ago         considered the pros and cons of many
                                      opened up a surprising new
                                      world of opportunities.
                                                                       different new places to call home, taking
                                                                       a logical approach to what was essential      to move here!”
                                                                       and what were ‘nice to haves’. They kept
                           David’s career, which spans various         returning to Guernsey, thanks in part to
                           industries, from start-ups to               it being home to Emma’s family but also
                           multinationals, had seen their young        because it ticked so many boxes.            ‘City life offered theatre, opera and
                           family experience life in ten very
                                                                       As David explains, there were a few         exhibitions, concerts and cinema right
                           different countries. Now, with three
                                                                       initial reservations: ‘I have to admit      on our doorstep, as well as a wealth of
                           grown-up children, and business
                                                                       that the prospect of moving to a small      restaurants and the availability of goods
                           interests reaching a stage where they
                                                                       island in the English Channel initially     and services.’
                           could be sold, the couple was looking
                           for a fresh adventure.                      gave me some concerns. I was worried        However, any concerns about island life
                                                                       about how I would continue to manage        were soon laid to rest and the couple
                           David and Emma had lived in Madrid          my business affairs from such a tiny        has found that the island provides            Three years into their relocation, and
                           for over 15 years, but with such a          place. Adapting to life in such a small     the perfect opportunity to pursue             with business interests regularly taking
                           multicultural background, they think        environment also made me think              new interests, including flying. Having       David away from Guernsey, he realises
                           of themselves as citizens of the world      about what I would do to keep myself        found a fantastic instructor, Mike Perry,     that they enjoy the best of both worlds.
                           rather than strongly identifying with any   entertained and avoid “island fever”        who provided help, patience and               Guernsey is a great island to live on;
                           group or nationality.                       setting in.                                 encouragement in abundance, it wasn’t         getting to know people and adapting
                                                                                                                   long before both were qualified pilots        to island life has been an absolute joy.
                                                                                                                   with their own plane.

“I discovered that
                                                                                                                                                                 Ironically, it’s the frequent work trips
                                                                                                                   ‘I discovered that all sorts of different     that drag.

  all sorts of different
                                                                                                                   people make Guernsey their home, and          Of course, there are elements of city
                                                                                                                   there are two types of people; those          life that both David and Emma miss,

  people make                                                                                                                                                                                               Guernsey is a great
                                                                                                                   who live in Guernsey and those who live       but there are excellent restaurants,
                                                                                                                   on Guernsey.

  Guernsey their
                                                                                                                                                                 exhibitions and concerts to be enjoyed
                                                                                                                   ‘The former group gets involved in            locally, and London is only a 50-minute
                                                                                                                                                                                                            island to live on;
  home, and there
                                                                                                                   local affairs and politics and spends         flight away.
                                                                                                                   their spare time engaging in a wide           Contrary to feeling bored or stuck, the    getting to know
  are two types of                                                                                                                                                                                          people and
                                                                                                                   range of activities in and around the         couple has finally found the ultimate
                                                                                                                   island, from cycling and swimming to

  people; those who
                                                                                                                                                                 place to call ‘home’.

                                                                                                                                                                                                            adapting to island
                                                                                                                   pursuing charity work and enjoying a
                                                                                                                   laid-back lifestyle.                          As David sums it up, ‘My children and

  live in Guernsey                                                                                                 ‘The latter group considers Guernsey
                                                                                                                                                                 grandchildren visit regularly and are
                                                                                                                                                                 surprised at just how much they enjoy
                                                                                                                                                                                                            life has been an
  and those who live
                                                                                                                   a fabulous, safe haven from which to

                                                                                                                                                                                                            absolute joy.
                                                                                                                                                                 coming to Guernsey, to the extent
                                                                                                                   see the world and travel from to do

  on Guernsey.”
                                                                                                                                                                 that they have asked how to move
                                                                                                                   business. It offers them a springboard        here! For the first time, I cannot help
                                                                                                                   for taking holidays and globe-trotting,       but feel a strange new emotion, one
                                                                                                                   while still returning to a safe port and an   that has eluded me much of my life –
                                                                                                                   anchor in their lives.’                       contentment.’

10                                                                                                                                                                                                                            11
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Case study
                                                                                           They have all settled in remarkably          found that the children can do a lot in
                                                                                           well, with the eldest, Philippe, enjoying    their spare time thanks to Guernsey’s
                                                                                           a local, six-month hospitality work          compact nature, meaning nothing is too

Ready for
                                                                                           placement in Guernsey before returning       far away. Elisabeth praises the island’s
                                                                                           to Switzerland for university.               inclusive approach to sport and says:
                                                                                                                                        ‘Guernsey is different to Switzerland,
                                                                                           None of the children spoke English
                                                                                                                                        in a positive way, the kids can do so
                                                                                           particularly well before their move, but

Business
                                                                                                                                        much here, it’s a safe environment and
                                                                                           their schools have helped them settle in
                                                                                                                                        there is more interaction. The close-knit
                                                                                           quickly, providing ‘outstanding’ support
                                                                                                                                        community is a huge advantage.’
                                                                                           for the transition.
                                                                                                                                        Daughter Alexia, aged 12, is also happy
                                                                                           Cyril, a 14 year old with FIA Formula 4
                                                                                                                                        with her new island home. She has
                                                                                           racing potential, has already made his
                                                                                                                                        riding stables on her doorstep, and the
                                                                                           mark by claiming a new lap record on
                                                                                                                                        family home overlooks a beautiful valley.

F
                                                                                           Karting Guernsey’s track. He regularly
                                                                                                                                        Her local coach and mentor has
           or Amine and Elisabeth Ratl,       When Amine was looking to relocate           travels to race meetings across Europe
                                                                                                                                        helped her quickly settle into the
           along with their four children,    his commercial insurance company,            and island life has been no barrier to his
                                                                                                                                        local riding and competition scene.
           a relocation to Guernsey from      Guernsey proved a natural fit and            continued success on the circuit.
           Geneva has proven positive                                                                                                   Elisabeth too now finds time to ride,
                                              offered the right regulatory framework.
                                                                                           Equally happy is Alexandre, who is           something she wasn’t able to do back
           for both family and business.      Establishing the business on-island was
A year into the move, they haven’t                                                         loving the local sports scene that has       in Geneva.
                                              made simple thanks to help from the
looked back.                                                                               helped him to make new friends quickly
                                              Guernsey Financial Services Commission.                                                   Amine and Elisabeth are enjoying the
                                                                                           and improve his English. The family has
                                                                                                                                        island’s first-class restaurants, naming
Amine’s long-standing career in               Happy that the business was established,
                                                                                                                                        Red, Les Douvres, Pier 17 and La Reunion
international insurance meant he was          the family turned their attention to
                                                                                                                                        as favourites. Whilst they do miss
familiar with the island, appreciating its    their own move, which has also been
                                                                                                                                        authentic French bread, the couple
reputation as a global financial specialist   refreshingly straightforward.
                                                                                                                                        is full of praise for the local produce,
within the sector. As he explains:
                                              With four children to consider,                                                           enjoying fresh seafood, ‘hedge veg’
‘It has been a good hub for insurance
                                              Amine and Elisabeth needed to ensure                                                      and Guernsey’s farmers’ market on a
risk management for several decades,
                                              their new home had plenty to offer,                                                       regular basis.
attracting many captive and commercial
                                              in terms of meeting educational needs

                                                                                                                                        “With island life,
insurers. As a jurisdiction, it’s backed by
                                              and catering for various hobbies and
London, managed under Guernsey’s

                                                                                                                                          you meet yourself,
                                              activities. ‘We did consider the UK, as
stable system of law, and promoted by
                                              we want the children to speak English
the local regulator.’

                                                                                                                                          it’s how it should be.”
                                              fluently, but decided that island life had
‘The island is very well connected            more to offer,’ explains Elisabeth.
within the global insurance sector and,
with its premium reputation, it is a
great platform from which to operate.’                                                                                                  The local Aero Club satisfies Amine’s love
                                                                                                                                        of flying and has proven to be another
                                                                                                                                        place to meet people; he even recently

“The island is very
                                                                                                                                        entertained 45 club members with his
                                                                                                                                        paella, as he says: ‘When you fly you

  well connected
                                                                                                                                        have friends.’

  within the global
                                                                                                                                        Amine finds it easy to work at home, and
                                                                                                                                        travels often for business. A busy week

  insurance sector and,
                                                                                                                                        is soothed away by relaxing weekends
                                                                                                                                        involving cliff walks, fun on the beach

  with its premium
                                                                                                                                        and family time. ‘It’s a better life than
                                                                                                                                        in the city,’ says Amine. ‘Living so much

  reputation, it is a
                                                                                                                                        closer to nature, it’s a more natural way
                                                                                                                                        of life. When you move to an island,

  great platform from
                                                                                                                                        the pace is slower, it gives you time for
                                                                                                                                        yourself and for what you want to do’.

  which to operate.”                                                                                                                    ‘With island life, you meet yourself,
                                                                                                                                        it’s how it should be.’

12                                                                                                                                                                              13
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
GARFIELD                                             Sole Agent    MILLE FAILTE                                Sole Agent

                                                                                                                                           CASTEL, 3 BEDROOMS            PRICE: £690,000                      ST PETER’S, 4 BEDROOMS     PRICE: £850,000

HAVELET WATERS                                                                                                Sole Agent
   ST PETER PORT        PRICES: FROM £1.4 MILLION TO £3.5 MILLION                                                   OPEN MARKET

Cooper Brouard are delighted to offer Havelet                          The eight 2 and 3 bedroomed Open Market apartments enjoy
                                                                       seafront positions and exceptional living space, sumptuous
Waters, an exciting new sea front development                          style and seamless quality. They have fabulous balconies,
of 34 luxury Open and Local Market                                     lift access, secure parking for 2 cars and lock up store rooms.
                                                                       These exceptional homes offer the ideal location for relaxing,
apartments in a prime position overlooking                             working and refreshing. To secure your own luxury apartment
Havelet Bay, Castle Cornet, St Peter Port                              call our Open Market team.                                        BIRCHTREE                                                          VAL FLEURY                                  Sole Agent

Harbour and the offshore islands.                                      Dedicated website at www.haveletwaters.gg
                                                                                                                                           ST PETER’S, 2/3 BEDROOMS            PRICE: £895,000                ST MARTIN’S, 4 BEDROOMS     PRICE: £1,050,000

                                                                                                                                         MILLE FLEURS                                                       7 VUE DE GODFREY                            Sole Agent

                                                                                                                                           ST PETER’S, 5 BEDROOMS            PRICE: £1,250,000                ST PETER PORT, 3 BEDROOMS     PRICE: £1,295,000

                                                                                                                                         LOCAL MARKET | OPEN MARKET | SALES | LETTINGS & MANAGEMENT | AUCTIONS | VALUATIONS

Cooper Brouard Limited
                                                                                                                                         For full access to our confidentially listed properties     Download full property details at   or telephone
The Old Post Grande Rue St Martin’s Guernsey Channel Islands GY4 6RR
Email: enq@cooperbrouard.com www.cooperbrouard.com
                                                                                                                                         please contact our Open Market sales team                   www.cooperbrouard.com               +44 (0)1481 236039
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
REFFEE SOLE AGENT                                                                       LES POMMIERS SOLE AGENT

                                     POA                                                                                       £1,850,000

           A luxurious new apartment situated in central St. Peter Port.                      Located behind electric gates, Les Pommiers was constructed in 2009 and
The spacious lateral accommodation includes a stunning great room which leads to      improved by the current owner - adding further decorative and quality fitted furnishings to
  a vast balcony boasting panoramic views over the marina towards the islands.         the property. To the rear of the property is an immaculate Cypress tree-lined garden with
          Secure private garages for three vehicles in basement car park.          uninterrupted rural views. Externally, there is an integral garage and parking for multiple vehicles.
                          Viewing highly recommended.                                                     A beautiful family home worthy of closer inspection.

CALL LIVINGROOM TODAY ON +44 1481 715555 FOR FURTHER INFORMATION                         CALL LIVINGROOM TODAY ON +44 1481 715555 FOR FURTHER INFORMATION

       GUERNSEY OFFICE T +44 1481 715555 W WWW.LIVINGROOM.GG
         JERSEY OFFICE T +44 1534 717100 W WWW.LIVINGROOM.JE
Open Market Property Guide 2019 - locateguernsey.com - Locate Guernsey
Modernised farmhouse in                              Superbly presented character property
                                                                                            sought-after location
                                                                                            Le Varclin, St Martin, Guernsey                      St Peter Port, Guernsey
                                                                                            A traditional granite-fronted 4 bedroom              Que Sera Sera is a pristine yet elegant 4 bedroom
                                                                                            farmhouse set just inland from Fermain Bay           home of some 2,800 sq feet with a ‘minimalist’ feel;
                                                                                            and nearby cliff walks.                              a fantastic find for both downsizers and families.
                                                                                            Guide £2,350,000                                     Guide £1,950,000

                                                                                            Attractive chalet bungalow                           Recently upgraded detached
Superb Georgian manor house                                                                                                                      bungalow set in rural parish
                                                                                            Le Chemin le Roi, Forest, Guernsey                   St Saviour, Guernsey
Le Vauquiedor, St Peter Port, Guernsey
                                                                                            Courtil Hemeril offers flexible family               This recently renovated 2/3 bedroom home is
Sitting within over two acres of beautifully tended gardens on the outskirts                accommodation with up to 4 bedrooms                  thoughtfully laid out for ease of maintenance.
of St Peter Port, Le Vauquiedor Manor is recognised as one of the island’s                  and potential for further improvement.
most attractive Georgian residences and reflects the style and elegance of
a French country house.                                                                     Guide £775,000                                       Guide £800,000

4 reception rooms, breakfast room, kitchen, 7 bedrooms (3 en-suite),
2 additional bathrooms, family/snooker room, laundry room, wine cellar,
conservatory/vine house, separate Coach House, walled lawn, paddock,
garaging.
Guide £5,750,000

                                                                                                      Richard Fox                    Claire Holliday
Savills Guernsey                                                                                      Savills Guernsey               Savills Guernsey
01481 713 463                                                                  savills.gg             01481 713 463                  01481 713 463                                    savills.gg
Fairfield House                        Couin de Vacque
St Martin's                            St Martin's
£3,500,000                             POA
This stunning property sits in         Couin de Vacque is a
beautifully landscaped grounds of      contemporary, award-winning
over one acre and has been very        property situated high on the south
well maintained.                       coast cliffs. The architecture is
                                       designed to take advantage of
Fairfield House is located in the      the uninterrupted 180˚ views over
parish of St Martin’s, within a        St Peter Port, Alderney, Herm,
few minutes’ drive from the town       Sark and the French coast.
centre and yet nestled in amongst      Designed for modern family
the country lanes not far from         living, the ground floor provides
the village of St Martin’s and the     wonderful living and entertaining
nearby cliffs. The neo-Georgian        space with floor-to-ceiling windows
design of the façade hides a truly     opening onto the terrace and the
modern interior. The house offers      heated swimming pool. Upstairs
five bedroom suites, including a       there are five bedrooms and four
stunning master bedroom. Light         bathrooms including a master suite
reception rooms flow throughout        with unparalleled views. A separate
the ground floor and the               building provides an office and
impressive kitchen/dining/family       pool changing room. The house
room provides easy living space -      and gardens, with direct access to
the real hub of the house. Outside     the cliff path, have been designed
there is a detached double garage      to provide easy maintenance and
with a hobbies room or home            low running costs.
office above, and plenty of parking.
                                       Key Features
Key Features                           ✓    Five bedrooms, four
✓   Beautiful family home                   bathrooms

✓   Gated entrance                     ✓    Light, bright open-plan
                                            living space
✓   Set in over one acre of
    gardens with lake                  ✓    Handmade walnut kitchen
                                            and pantry
✓   Five bedroom suites
                                       ✓    Frontline sea and neighbouring
✓   Three bright reception rooms
                                            island views
✓   Great kitchen/breakfast room
                                       ✓    Reclaimed Guernsey
✓   Short drive to St Peter Port            granite façade
    centre
                                       ✓    Pool and gardens
✓   Detached double garage
                                       ✓    Gated access, double garage
    and parking
                                            and ample parking

                                             craig@swoffers.co.uk
craig@swoffers.co.uk                       shauna@swoffers.co.uk
shauna@swoffers.co.uk                      sophie@swoffers.co.uk
sophie@swoffers.co.uk
                                           T: +44 (0) 1481 711766
T: +44 (0) 1481 711766
L’ABRI                                                            FORT RICHMOND                                Sole Agent   CARTERET MANOR                                                       BRACKENDALE
  ST MARTIN’S, 3 BEDROOMS          PRICE: £1,350,000                   CASTEL   PRICE: £1,500,000                             CASTEL, 4 BEDROOMS            PRICE: £2,800,000                      ST MARTIN’S, 4 BEDROOMS     PRICE: £2,850,000

                                                                                 CONFIDENTIAL

VUE DE BOT                                        Sole Agent      STYLISH RESIDENCE                            Sole Agent   LA CORDERIE                                                          92 RUE VAUTIER                              Sole Agent

  CASTEL, 3 BEDROOMS          PRICE: £1,600,000                        ST PETER PORT, 3 BEDROOMS     PRICE: £1,600,000        ST PETER’S, 5 BEDROOMS            PRICE: £2,950,000                  ST PETER PORT, 4 BEDROOMS     PRICE: £POA

                                                                                                                                             CONFIDENTIAL

LA PETITE SEIGNEURIE                               Sole Agent     ST DAVID’S HOUSE                                          SEA AND ISLAND VIEWS                                                 SARTORIA
  ST PETER’S, 6 BEDROOMS          PRICE: £1,950,000                    ST PETER PORT, 5/6 BEDROOMS    PRICE: £2,400,000       ST PETER PORT, 4/5 BEDROOMS             PRICE: £3,450,000            ST SAVIOUR’S, 6 BEDROOMS     PRICE: £3,950,000

                                                                                                                            LOCAL MARKET | OPEN MARKET | SALES | LETTINGS & MANAGEMENT | AUCTIONS | VALUATIONS

Cooper Brouard Limited
                                                                                                                            For full access to our confidentially listed properties       Download full property details at   or telephone
The Old Post Grande Rue St Martin’s Guernsey Channel Islands GY4 6RR
Email: enq@cooperbrouard.com www.cooperbrouard.com
                                                                                                                            please contact our Open Market sales team                     www.cooperbrouard.com               +44 (0)1481 236039
L’ETOILE DU NORD                                                                                       VUE DE REVE

                                             £4,250,000                                                                                          £4,950,000

               An architectural masterpiece. Arranged over three floors, the attention to
       detail and high quality design aesthetic were fundamental in winning prestigious awards           Rarely does an opportunity to purchase a property in such a stunning location present itself.
    from both The Royal Institute of British Architects (RIBA) and The Guernsey Design Awards.              Vue de Reve is located on the Southern headland of Icart offering stunning sea views,
Etoile du Nord nestles into the hillside overlooking Vazon Bay with incredible views. Its stepped form               3.2 acres of grounds, access to the cliff paths and complete privacy.
and layered use of materials are designed to merge into the surrounding landscape and throughout                      There are a variety of options available to a prospective purchaser
             the building and careful detailing blurs the boundary between inside and out.                                   to create their dream home and lifestyle in Guernsey.

        CALL LIVINGROOM TODAY ON +44 1481 715555 FOR FURTHER INFORMATION                                     CALL LIVINGROOM TODAY ON +44 1481 715555 FOR FURTHER INFORMATION

                 GUERNSEY OFFICE T +44 1481 715555 W WWW.LIVINGROOM.GG
                  JERSEY OFFICE T +44 1534 717100 W WWW.LIVINGROOM.JE
Magnificent manorial longhouse                                                              Characterful 1920s home
set in unspoilt hamlet                                                                      in Tudor Revival style
La Carriere, Forest, Guernsey                                                               La Petite Vallee, St Peter Port, Guernsey

Reconstruction of this stunning 16th century home has elevated its historic                 La Petite Vallee is set in a much favoured location on the south-facing valley
character with quality craftsmanship and meticulous attention to detail.                    slopes above Fermain Bay and within its own extraordinary gardens designed
Wood panelling, flagged floors, inglenook fireplaces and stone and oak                      by a Kew trained specialist.
interior details add classic notes to the charm of this home.
                                                                                            3 reception rooms, kitchen/breakfast room, conservatory, 4 bedrooms
4 reception rooms, breakfast room, kitchen, 5 bedrooms (4 en-suite),                        (2 en-suite), 1 additional bathroom, swimming pool, kitchen gardens,
1 additional bathroom, games room, wine cellar, utility/boiler room, summer/                Victorian style greenhouse, 3 bedroom gatehouse, award winning gardens
garden room, conservatory, garaging, office/studio.                                         of 2 acres, garaging.
Guide 7,350,000                                                                             Guide £5,500,000

Savills Guernsey                                                                            Savills Guernsey
01481 713 463                                                                  savills.gg   01481 713 463                                                                    savills.gg
Le Douit                              Le Messurier
St Saviour's                          Manor

£2,950,000                            St Peter’s
                                      £2,200,000
Le Douit is nestled in the stunning
St Saviour’s countryside. This
beautiful secluded property is        Le Messurier Manor is an elegant
set behind granite walls and          detached home situated in a
double gates and is presented in      beautiful part of the Parish of
excellent order. The ground floor     St Peter’s. The accommodation
accommodation offers a dining         itself is light with very generous
room, drawing room, conservatory,     proportions and offers three
kitchen breakfast room, wine          good size bedrooms, two
room and cloakroom. The first         bathrooms, kitchen /breakfast
floor offers a master bedroom         room, study and two generous
with dressing room and ensuite        reception rooms. From each
bathroom and a further five           room there is a pleasant outlook
bedrooms, with another double         over the private gardens and the
bedroom and bathroom occupying        surrounding countryside.
the second floor. Externally
Le Douit is set in 3.2 acres of
grounds, which feature a lake and
tennis court. The property has
                                      Key Features
parking for numerous cars, plus a     ✓    Elegant detached house
double garage.
                                      ✓    Country location with distant
                                           sea views

                                      ✓    Large master bedroom
                                           with ensuite bathroom and
Key Features                               dressing room
✓   Stunning country farmhouse
                                      ✓    Two further double bedrooms
✓   Set in the heart of rural
                                      ✓    Two generous reception
    St Saviour’s
                                           rooms and separate study
✓   Excellent order throughout
                                      ✓    Good size kitchen/breakfast
✓   Seven bedrooms,                        room
    six bathrooms
                                      ✓    Double garage
✓   Grounds of 3.2 acres
                                      ✓    Large private gardens and
✓   Wonderfully maintained lawns           swimming pool

✓   Lake and tennis court

✓   Double garage, single garage
    and carport

                                            craig@swoffers.co.uk
craig@swoffers.co.uk                      shauna@swoffers.co.uk
shauna@swoffers.co.uk                     sophie@swoffers.co.uk
sophie@swoffers.co.uk
                                          T: +44 (0) 1481 711766
T: +44 (0) 1481 711766
Arriving                                                                                                         Events in and
                                                                                                                 around the Bailiwick
In Guernsey                                                                                                      Whatever you’re into, here’s just a snapshot

Island Connections
                                                                                                                 of some of the things that you can do in
                                                                                                                 and around Guernsey:

Travelling to           By Air                                    By Sea                                                                                                                                 Autumn/
Guernsey is easy
whether you’re
                        Guernsey has regular flights to various
                        UK and European destinations with
                        flights from London Gatwick taking as
                                                                  Regular ferries operate between
                                                                  Guernsey and the UK, as well as to Jersey
                                                                  and France.
                                                                                                                                                                                                         Winter
                        little as 45 minutes.
visiting from the UK,                                             Ferries to Guernsey from Poole take as                                                                                                 Guernsey Food Festival
                        Regular flights operate from major        little as three hours and a traditional                                                                                                Where food lovers enjoy signature
from international      UK airports all year round, as well as    ‘all-weather ferry’ operates all year round                                                                                            dishes with flavours of the world from
locations, or just      some additional seasonal services         from Portsmouth.                                                                                                                       Guernsey’s finest restaurants.
                        further afield.
hopping between the                                               Whether travelling as a foot passenger
                                                                                                                                                                                                         Proms on the Pier
                        The following airlines provide regular    or visiting with your car, motorcycle or
Channel Islands.        flights from Guernsey to a number of      bicycle, the ferry will deliver you straight
                                                                                                                                                                                                         Guernsey’s annual summer finale
                                                                                                                                                                                                         concert.
                        destinations:                             to the island’s capital. St Peter Port
                                                                  harbour is one of the prettiest in Europe
                                                                                                                                                                                                         Photography Festival

                                                                                                                 Spring/
                        Aurigny                                   and a beautiful welcome when arriving
                                                                                                                                                             Hill Climb                                  (bi-annual)
                        Guernsey’s very own airline flies to      by sea.
                                                                                                                                                             Racing cars line up along the seafront at   Showcasing the best in local and

                                                                                                                 Summer
                        Alderney, Bristol, East Midlands, Leeds   A number of ferry services operate in                                                      St Peter Port before competing against      international photography.
                        Bradford, London Gatwick, London          the island:                                                                                the clock on this challenging hill climb
                        Stansted and Manchester.                                                                                                             course.                                     Tennerfest
                                                                  Condor Ferries – A fast ferry service
                        Flybe – Birmingham, Exeter, Jersey,                                                                                                                                              The Channel Islands’ most successful
                                                                  operates between Guernsey and Jersey,
                        Southampton, Bristol and Grenoble                                                                                                    Candie Gardens                              and beloved fixed-price food festival.
                                                                  Poole and St Malo. There is also a             Liberation Day
                        (winter only). New routes to Southend                                                                                                Summer Concerts
                                                                  traditional ferry between Guernsey and         Every 9th May, islanders celebrate the
                        and Liverpool have just been                                                                                                         A series of music concerts and dance        Christmas Lights
                                                                  Portsmouth.                                    liberation of Guernsey from German
                        announced.                                                                                                                           recitals performed in the beautiful         Santa pays both St Peter Port and the
                                                                                                                 occupation with a host of family-friendly
                                                                  Manche Iles Express – A route operates                                                     setting of Candie Gardens.                  Bridge a visit to collect letters from
                        AirBerlin – Stuttgart and Dusseldorf                                                     celebrations.
                                                                  from Dielette, France.                                                                                                                 children and to turn on the festive lights.
                        (summer only).                                                                                                                       Seafront Sunday
                                                                                                                 Guernsey Literary Festival
                        Fly VLM – Rotterdam                       Inter-Island                                                                               A series of Sunday summer markets           Christmas Markets
                                                                                                                 A regular springtime celebration of
                        (summer only – charter flights).          Travelling between the Bailiwick islands                                                   showcasing local delicacies, arts           St Peter Port’s historic square becomes
                                                                                                                 books based right in the centre of St
                                                                  is refreshingly simple. Whether you’re                                                     and crafts.                                 home to festive street markets,
                        From 2019, Loganair will be operating                                                    Peter Port.
                                                                  day-tripping or staying a little longer,                                                                                               providing shoppers with a unique
                        a direct route from Edinburgh, Glasgow                                                                                               Guernsey Summer Shows                       opportunity to buy locally made gifts.
                                                                  Alderney, Herm and Sark are all easily         Cobo Balcony Gigs
                        and Bournemouth to Guernsey between                                                                                                  Three back-to-back traditional shows
                                                                  accessible by ferry from Guernsey.             A major part of Guernsey summers,
                        May and September.                                                                                                                   offer islanders the chance to celebrate     Herm Christmas Fayre
                                                                  Travel Trident - offers a regular year-        these gigs bring a real carnival
                        Aiglle Flight Support is the only                                                                                                    their horticulture and agriculture with     Travel Trident offers reduced priced
                                                                  round service to Herm.                         atmosphere to the Cobo seafront whilst
                        organisation in Guernsey dedicated to                                                                                                various family-friendly activities.         trips to Herm to visit the island’s annual
                                                                                                                 raising funds for local charities.
                        handling and hangaring business and       Isle of Sark Shipping Company -                                                                                                        Christmas market.
                        private aircraft up to Gulfstream 650.    operates a year-round service between                                                      Normandie Markets
                                                                                                                 The Harbour Carnival
                                                                  Guernsey and Sark.                                                                         The annual visits of French market
                                                                                                                 Held in and around St Peter Port
                                                                                                                                                             traders from Normandy offering
                                                                                                                 Harbour, the Carnival is a fun-filled
                                                                                                                                                             traditional French products and
                                                                                                                 fundraising event for all the family.
                                                                                                                                                             delicacies.

30                                                                                                                                                                                                                                                31
To find out more contact our team:

              Jo Stoddart
              Director
              T: +44 (0)1481 743834
              E: jo@locateguernsey.com

              Paul Kilminster
              Relationship Manager
              T: +44 (0)1481 743836
              E: paul@locateguernsey.com

              Keith Wilén
              Operations Executive
              T: +44 (0)1481 743839
              E: keith@locateguernsey.com

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