The #1 health insurance for pet family members Pet Insurance - Voluntary benefit offering
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The #1 health insurance for
pet family members
Pet Insurance
Voluntary benefit offering
©2021 Nationwide. All rights reserved.
Pet Economics
For owners and employers
©2021 Nationwide. All rights reserved.
Pet ownership is on a pup-ward trend, but most pets
aren’t protected
Only
Pet ownership has
steadily increased
75% 67% 2%
for over 20 years of U.S. employees of pet owning households
own a pet1 of pets are insured in
own more than one pet2 the U.S.3
89.7M
6
95% of pet owners say
their pet is part of the 94.2M
family4 cats owned in the U.S.5 dogs owned in the U.S.5
©2021 Nationwide. All rights reserved.
Pet Ownership by Generation2 U.S. Labor Force by Generation6
4% 33%
Builders 1924–1945 Gen X
28%
Baby Boomers 1946–1964 25%
Baby Boomers
26%
Millennials are the Gen X 1965–1980
5%
largest segment of the 31%
35% Gen Z
Millennials /
workforce and own the Millennials / Gen Y 1981–1994 Gen Y
most pets 11% 2%
Builders
Gen Z 1995–2012
Pet insurance is a top 5 51% of pet owners are likely to
preferred work perk for purchase pet health insurance4
millennials7
©2021 Nationwide. All rights reserved.
Pet-o-nomics and the need for financial support
MORE THAN
The cost of pet
ownership is rising2 70% $30.1B $11K
increase in pet care costs spent on veterinary care and spent by average pet owner
over the last decade product sales in 2020 to save their pet’s life
v
Pet insurance offers
peace of mind2 78% 33% 56%
of people underestimate how of Americans can’t cover an of employees are stressed
much owning a dog or cat costs unexpected medical bill over $1000 about their financial situation
in the first year alone
©2021 Nationwide. All rights reserved.
Average cost of owning a pet over its lifetime8
The cost of pet
ownership is
$42,545 High end
increasing High end
$30,942
significantly
Low End $27,074 Low End
$21,917
Cat Dog
98% of pet owners
underestimate the Owners will likely incur at least one $2,000 - $5,000 bill for
lifetime cost of a pet2 emergency care at some point during pet’s lifetime9
©2021 Nationwide. All rights reserved.
In a pandemic world, pets are a bigger Owners say pets make their life better
through:11
part of the family than ever before
Ten years ago, Today, it’s almost
71 million 85 million 86% 78%
U.S. homes had a pet2 Companionship Less stress or
anxiety
During the pandemic,
1 in 3
pet parents welcomed a new 75% 69%
pet into their household11 Less monotony or Sense of hope
boredom
©2021 Nationwide. All rights reserved.
Pets have become a big part of working life
Workers report that the most important benefits of working at home include:11
50% More time with pets
48% More casual dress
47% No commuting costs
36% More time with family
3 out of 4 working pet pet parents are concerned about
leaving their pets at home when they return to the
workplace11
©2021 Nationwide. All rights reserved.
Owners report more consideration of their pets’ health:12
More time at home
with pets means a
stronger focus on 84% 72%
pet health of pet owners feel more
attuned to their pet’s
said they’re taking better
care of their pet than ever
health before
MORE THAN
75%
said they will be taking their
75%
of respondents agree that
pet for a proper vet check-up they want to reward their
as soon as they’re able pet with quality care for
being there for them
©2021 Nationwide. All rights reserved.
Almost 2/3 of pet parents say they are concerned about their
financial ability to care for their pet11
COVID-19 challenges
put pet ownership and
pet care at risk Owners say the pandemic is making pet parenting harder due to:11
29% 28%
Lack of access to vets, Difficulty paying for pet
groomers, walkers expenses
Owners say these pet resources would help them keep their furry family member:11
32% 30%
Short-term More access to pet services
financial help like veterinary care
©2021 Nationwide. All rights reserved.Top pet parent return-to-work concerns
67%
of those working at home want
59%
of those who expect to resume
to bring pets when they return traveling want to bring pets with
to work11 them11
When they return to work, pet parents are worried about…11
74% 75% 78%
Leaving pets Anxiety due to returning to Pet anxiety or
home work without their pet confusion
©2021 Nationwide. All rights reserved.Pet
Insurance 101
©2021 Nationwide. All rights reserved.Pet insurance has a paw-sitive Survey of employees from companies that offer pet
impact on employees and insurance vs. companies that don’t1
employers
Offered Not offered
ATTRACTION
Would recommend their job
32% 88% / employer
to others 51%
Boost in attraction, ENGAGEMENT
engagement and retention
from offering pet health
insurance as a voluntary
91% Feel their work is
rewarding and
exciting
65%
benefit1
RETENTION
72% Would decline another
job offer 44%
©2021 Nationwide. All rights reserved.Pet-friendly companies that offer pet insurance are more
likely to attract, engage, and retain employees
Pet insurance
Not offered1
offered1
Engagement
Feel fully engaged with their work 91% 65%
Feel their work is rewarding and exciting 83% 46%
Rarely miss a day of work for well-being and/or recuperation 85% 77%
Attraction
Would recommend their place of employment to others 88% 51%
Retention
Plan to stay at the company for next 12 months 88% 73%
Would decline a job offer with another company at similar pay 72% 44%
Feel the company supports their physical health and wellness 91% 59%
Feel the company supports their mental well-being 89% 53%
Relationships
Report a positive working relationship with their supervisor 52% 14%
Report a positive working relationship with co-workers 53% 19%
©2021 Nationwide. All rights reserved.6
Is pet insurance worth it?
Yes, especially when you need it most.
88% 56% 77%
of Americans with a pet of Americans that of Americans with pet
1/5 of American pet owners report insurance policy think pet do not have pet insurance insurance say it has come in
going into over insurance is worth the were not aware of it18 handy for emergency
cost18 expenses18
$1,500
in debt due to pet care costs, causing
delays in getting married, having
children, or paying other bills.
With insurance, an $8,000 vet bill for
your dog’s cancer treatment doesn’t
have to put the rest of your life on
hold.18
©2021 Nationwide. All rights reserved.Pet insurance paid off for Max, a 6-year-old Labrador retriever
Max’s veterinary visits over one year:19
February July November
Tooth extraction
ACL rupture Foreign body ingestion
His total (non-wellness) Total Savings
12-month $772 $4,964 $2,826
premium veterinary bill veterinary bill veterinary bill $7,480.80 - $546.12
reimbursement annual premium
-$250 -$0 deductible -$0 deductible
$ 546.12 annual deductible (met on previous claim) (met on previous claim)
x90% x90% x90%
reimbursement reimbursement reimbursement $6,937.68
SAVINGS
$469.80 $4,467.60 $2,543.40
reimbursement total reimbursement total reimbursement total
Max’s story is used for illustrative purposes and based off of actual pet insurance claims from Nationwide members.
©2021 Nationwide. All rights reserved.Pet insurance is one of the most-utilized
voluntary benefits
Voluntary benefit opportunities per year (in millions)
Veterinary visits20
449.2
(Pet insurance)
Impaired eyesight21
242.3
(Vision insurance)
Student loan borrowers22
44.2
(Student loan repayment)
Identity thefts23
(ID theft protection) 15.4
Critical illnesses24
(Critical care insurance) 3.2
0 50 100 150 200 250 300 350 400 450
©2021 Nationwide. All rights reserved.My Pet
®
Protection Plans
Everything you need to know
©2021 Nationwide. All rights reserved.My Pet Protection plans offer comprehensive coverage
for dogs and cats
Cost and Discounts Coverage Benefits
• Exclusive to employees, with • Covers medical, accidents, injuries • Cash back on eligible vet bills after
preferred pricing illnesses, hereditary, surgeries, and more $250 annual deductible is met
• Pricing is based on species • Use any vet, anywhere: no networks, no • Choice of reimbursement:
and state pre-approvals 50%, 70% and 90% options
• Multi-pet discounts available • Additional wellness options available: • $7,500 benefit which renews each
spay/neuter, dental cleaning, exams, year in full
vaccinations, and more
What’s not covered?
Pre-existing conditions, boarding, and grooming
Some policy exclusions may apply. Wellness, routine and preventive care covered with My Pet Protection with Wellness® policy.
Discount on base plans only and may vary by state.
©2021 Nationwide. All rights reserved.My Pet Protection plans offer up to 90% reimbursement on eligible vet expenses
Ear infections
Kidney Stomach $199.00
Skin
disease issues average cost
allergies $19.90
$631.00 $316.00 member net cost
average cost $201.00 average cost
$63.10 average cost
$31.60
member net cost $20.10 member net cost
member net cost
Skin
Stomach Urinary tract allergies
Diabetes issues infections $293.00
average cost
$1,003.00 $381.00 $336.00 $29.30
average cost average cost average cost
member net cost
$100.30 $38.10 $33.60
member net cost member net cost member net cost
Urinary tract Arthritis
infections $350.00
$531.00 average cost
average cost $35.00
$53.10 member net cost
member net cost
Examples based on actual pet insurance claims from Nationwide members. Claims were reimbursed according to the plan in which the member was enrolled at the time. Amounts shown here reflect how reimbursement would be calculated with the My Pet Protection plans with a 90% reimbursement and a
$250 annual deductible already met on prior claims. Nationwide does not determine the amount a veterinarian may charge; that amount will vary by region and veterinary practice.
©2021 Nationwide. All rights reserved.Choose your My Pet Protection plan and level of reimbursement
My Pet Protection with
My Pet Protection Choose from three levels of coverage
Wellness
Accidents, including poisonings and allergic reactions ● ●
Injuries including cuts, sprains, and
broken bones ● ●
50% 70% 90%
Common illnesses, including ear infections, vomiting reimbursement reimbursement reimbursement
and diarrhea ● ●
Serious/chronic illnesses, including cancer and
diabetes ● ●
Hereditary and congenital conditions ● ●
Surgeries and hospitalizations ● ●
X-rays, MRIs and CT scans ● ●
Prescription medications and
therapeutic diets ● ●
Wellness exams ●
Vaccinations ●
Spay/neuter ●
Flea and tick prevention ●
Heartworm testing and prevention ●
Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a
Routine blood tests ● complete list of exclusions.
©2021 Nationwide. All rights reserved.Choose your My Protection plan level of reimbursement
Upgrade to My Pet Protection with Wellness for more coverage:
Reimbursement after $250 annual
50% 70% 90%
deductible
Accidents, including allergic reactions
and poisonings
● ● ●
Injuries, including cuts and broken Wellness Shots and Spay and/ Routine Parasite Microchip
bones
● ● ●
exams vaccinations or neuter blood tests prevention implants
Common illnesses, including ear
infections
● ● ●
Serious/chronic illnesses, including
cancer
● ● ●
Hereditary and congenital conditions ● ● ●
Hospitalizations, including
x-rays and surgeries
● ● ●
Prescription medications and Rx
diets
● ● ●
Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.
©2021 Nationwide. All rights reserved.My Pet Protection policies include benefits above
and beyond medical care
Boarding or Up to $500 for boarding if you or your family member is hurt or sick
kennel benefit and can’t take care of your pet
Long-term lost or Up to $500 for a pet who has been lost or stolen for
stolen benefit over 60 days
Advertising and Up to $500 for advertising or offering a reward for a lost
or stolen pet
reward benefit
Up to $1,000 for a pet who has passed due to injury or illness,
covering:
Mortality benefit
• Euthanasia
• Cremation and burial expenses
• The price you paid for your pet
©2021 Nationwide. All rights reserved.Nationwide offers superior coverage at an
affordable price
Nationwide MPP 90% Pricing Average Competitor Price Range
Seattle Chicago New York
My Pet Protection
pricing is based off of species
Average Average
and state My Pet My Pet Average Competitor My Pet
Age Competitor Competitor
Protection Protection Range Protection
Range Range
2 $54.04 - $78.99 $50.22 - $61.02 $71.00 - $83.30
Competitor pricing 4 $54.04 - $94.19 $68.33 - $72.62 $80.00 - $92.92
varies based on several factors and
can be more than 4x as much for a 6 $41.78 $56.77 - $125.12
$50.40 $97.62 - $113.98
$52.60 $100.00 - $135.20
12-year-old dog
8 $86.86 - $181.50 $139.28 - $167.36 $129.00 - $198.51
10 $125.40 - $260.07 $199.27 - $242.58 $178.00 - $287.74
12 $190.82 - $343.74 $285.29 - $302.03 $197.00 - $358.26
Monthly insurance rates for a Labrador Retriever.
Sample pricing based on actual competitor data with prices reflecting 90% reimbursement model.
©2021 Nationwide. All rights reserved.Nationwide is the only insurer to cover
avian and exotic pets
Plan details
One low annual deductible, Choose 50%, 70% or 90% reimbursement on
not per incident eligible veterinary expenses
Coverage highlights
Veterinary exams, including specialty and Prescribed holistic and
emergency visits alternative care
Illnesses and disease caused by external and
Hospitalizations and surgeries
internal parasites
Injuries and illnesses, including cancer and Preventive care, such as vaccinations/titers and Covers:
hereditary/congenital conditions wellness bloodwork
Amphibians Geckos Mice
Birds Gerbils Rats
Diagnostic testing, including radiographs, MRIs, No waiting period for hereditary and congenital Chameleons Guinea pigs Rabbits
CT scans and ultrasounds conditions Chinchillas Hamsters Snakes
Ferrets Iguanas Tortoises
Lizards Turtles
Policy enrollment through Nationwide call center at 877-738-7874
©2021 Nationwide. All rights reserved.Nationwide offers more coverage options at
straightforward rates
Access the services you need without premium increases for aging pets
Plans for Telehealth
Exclusive plan for Age-related Built-in wellness
avian and service
voluntary benefits premium rates coverage option*
exotic pets for pet
Yes, 24/7
Nationwide Yes No Yes Yes
vethelpline®
Additional cost
Trupanion No Yes No No
per month
Pets First/MetLife No Yes No No No
Figo No Yes No No No
Pets Best No Yes No Yes No
ASPCA No Yes No No No
*Nationwide wellness coverage is built into reimbursement product option. Competitors wellness options are considered add-ons or riders and limit reimbursement to a pre-set benefit schedule.
©2021 Nationwide. All rights reserved.Receive 24/7 veterinary advice
with the
Available to all members ($150 value)
vethelpline is included in every Nationwide pet insurance
policy.
Unlimited 24/7 access to call, email or online
chat
From general questions to identifying urgent care needs,
someone is always available.
Expert advice from a trained veterinary
professional
All vets are based in the U.S. and have years of clinical
experience.
©2021 Nationwide. All rights reserved.Digital perks Just a few…
of the discounted products available through affiliate partners
Nationwide
Digital cards
members receive Cards for pet birthdays and
other life events
perks and savings
access to pet toys,
accessories, treats
and more Seasonal Infographics
Pet facts and tips in fun
formats
The Companion
Online magazine with
pet tips, articles and
more
Examples and discount % shown here are subject to change
Nationwide hereby disclaims any and all liability for any product or service offered herein and Nationwide makes no warranties, express or implied, with respect to any product or service offered. Your participation in any of the promotions
is strictly voluntary and is solely between you and the offerer of the product or service. Nothing herein shall be deemed to be an approval, endorsement or recommendation of product or service. Although Nationwide tries to ensure that all
information, whether in relation to the products, services, offerings or otherwise (“Information”) is correct, Nationwide does not guarantee the accuracy of the Information and makes no representations or warranties as to the
completeness or accuracy of the Information. You agree that Nationwide shall not be responsible or liable for any loss or damage of any sort incurred as the result of any business dealings you have with the offerer of any product or service.
©2021 Nationwide. All rights reserved.Enroll in pet insurance in just four steps
?
1 Go online 2 Answer two 3 Choose 4 Enter payment
questions a product
Go to your company’s Answer just two Select your desired plan and Enter your employee ID for
custom landing page or questions to determine add any additional pets. payroll deduction or payment
search for your company on pricing: information to complete your
PetsNationwide.com to purchase.
• Pet species
start a quote. • Zip code
Enrollment available by Benefit enrollment Each pet issued an Multiple-pet
phone at 877-738-7874 open year-round individual policy discount available
©2021 Nationwide. All rights reserved.My Pet Protection offers coverage options for every budget
Web experience:
1 Choose product
reimbursement level.
2 Check the box for optional
wellness coverage.
3 See per-paycheck or
monthly pricing based on
your employer’s payment
options. $21.00/paycheck $16.80/paycheck $12.60/paycheck
4 Select your plan.
5 Add up to four additional
pets and earn a multi-pet
discount.
©2021 Nationwide. All rights reserved.Access Nationwide policy benefits in just three steps
1 2 3
Pay your vet Submit your claim Get reimbursed
Pay for your pet’s Send your vet bill and claim form Reimbursements for eligible fees
treatment at the time of via email or online submission via direct deposit or check
service
Additional Member Care: 800-540-2016 Pet Account Access Page: Get forms, claim
member Mon-Fri 5 am–7pm PT & status and view claim history at
resources Sat 7am–3:30pm PT my.petinsurance.com
©2021 Nationwide. All rights reserved.Do-it-yourself mobile portal makes
managing your policy fast and easy Snap. Send. Simple!
(fur real!) Submit mobile claims:
Snap a photo using your mobile
Manage your policy with self-serve options: 1 device or upload an existing
document/image
• Adjust payment settings from payroll to direct bill
Enter claim information and
•
(if employer offers a non-payroll billing option)
Edit account settings and pet information
2 submit your claim at
my.petinsurance.com
• Find important policy details
• Upload and submit claims at my.petinsurance.com
3 After 48 hours, begin
tracking your claim*
*Claim status is available after 48 hours of submission. Please allow up to 72 hours for mailed/faxed claims.
©2021 Nationwide. All rights reserved.Partnering with
Nationwide
©2021 Nationwide. All rights reserved.Offer the best deal on pet insurance with
All payroll structures accommodated
payroll deduction including 12, 24, 26 and 52 pay cycles
Payroll Direct
Deduction Bill
Payroll deduction converts 3.3 times
better than direct bill
Automatic deduction from Bank account or credit
Payment
paycheck card
Enter work ID Enter card or
Enrollment
or SSN bank account information
Upfront First 2 months
None
Cost of premium
Processing $2 per pet
None
Fee per month
Split between
Billing Total amount monthly
Paychecks
©2021 Nationwide. All rights reserved.Nationwide® Pet Rx ExpressSM
How it works
Get Rx pet meds for less at Using Nationwide Pet Rx Express is simple and convenient.
• Members save time and money when filling their
pet prescription medications at any of Walmart’s
4,700 pharmacies across the country 1 Nationwide pet insurance members can sign up at
my.petinsurance.com.
• Members enjoy the convenience of having the
pharmacy submit claims directly on their behalf After allowing 24 hours from sign-up,
2 members can bring their pet prescriptions to
any in-store Walmart pharmacy.
• Optional program available to all Nationwide pet
insurance members with active plans
• No cost to sign up for and use 3 At checkout, members provide their pet insurance
information and pay for the prescription.
Walmart pharmacy will automatically submit claims to
Nationwide for processing, and members will be
reimbursed for eligible expenses.*
*Reimbursement or co-insurance is based on coverage detailed in policy. See Nationwide Pet Rx Express Terms of Service. Certain coverages maybe
excluded due to pre-existing conditions. See policy documents for a complete list of exclusions.
©2021 Nationwide. All rights reserved.Payroll deduction makes paying Setting up payroll deduction:
premiums effortless
1 2 3
Payroll deduction timeline:
Complete the group Set up your account: Begin offering pet insurance:
application: mark payroll choose to receive billing your group account
deduction, eligible transactions via coordinator manages your
Month 1 Employee enrolls in policy
employees, and electronic files account and answers any
employee IDs or invoices questions
Nationwide issues employee’s policy
• Enrolled 1st-15th: policy active the upcoming month
• Enrolled 16th-31st: policy active the following month
thereafter
Month 2
Nationwide notifies employer of deductions
Employer deducts premium from employee’s
paycheck
Month 3 Employer sends deductions to Nationwide
©2021 Nationwide. All rights reserved.Easily integrate Nationwide plans into partner
benefit platforms
Nationwide Data New Quote Application
Integration options Integration Platform Programming Interface
that make it easy to • Shorter setup time • Displays real-time rates for pet products
offer pet insurance • End-to-end process transparency
• Higher participation rate due to an
• Includes effective date logic
• No discount logic build required
from Nationwide improved user experience • No need to store or maintain rates
Enrollment Platform Partners
• Benefitfocus • Workforce Junction
• Mercer • American Benefits Consulting
• Aon • Selerix
• Corestream
©2021 Nationwide. All rights reserved.Easily integrate Nationwide plans into partner benefit platforms
Standardized Secure data Enhanced Notification alerts for
process for inbound transfer via STFP using error/exception file processing
and outbound PGP encryption handling updates
data exchange
©2021 Nationwide. All rights reserved.The Nationwide claims team is dedicated to providing
the best member experience
Pet Claims Dept The majority Staff includes a
processes about of claims are veterinarian and former
220,000 claims per processed in under veterinary technicians
month, with with
2.64M 10 1,500+
processed in 2020 days combined years of vet experience
Staff services multiple time zones for continuous service
©2021 Nationwide. All rights reserved.Build your benefits package with
high-demand, easy-to-understand offerings
Build up 57% of job seekers say that benefits are one of the
your benefits top factors they scrutinize before accepting a job
package offer.25
Make benefits From paid parental leave, to tuition reimbursement, to pet
insurance—be sure that your employees know about all of the
easy to
benefits that are available to them and understand how to use
understand them.
Create a 41% of employees say their top complaint about their
communications employer’s benefits program is that communication is
strategy too infrequent26
©2021 Nationwide. All rights reserved.Ensure employee satisfaction by properly
communicating benefit information
Make Communicate frequently Incentivize
a plan and widely employee participation
Nationwide does all of the Nationwide pet insurance is Nationwide offers pet-friendly
work to help you create offered year-round, and we can participation and incentive
and implement a help you communicate and campaigns year-round to help
consistent benefit educate benefits information to educate and engage
communications plan. employees throughout the year. employees.
©2021 Nationwide. All rights reserved.Easily share insurance information with employees using Nationwide tools
Print Resources
FAQ sheets Customizable product flyers
FAQ sheets that can be Product flyers that can be customized with
customized with company URL company URL and logo
and logo
Customizable postcards Open enrollment kit
and mailings (Digital version also offered)
Postcards and mailings that can be Benefit information for
customized with company URL and logo open enrollment season
©2021 Nationwide. All rights reserved.Easily share insurance information with employees using Nationwide tools
Digital Resources
Videos Emails Incentive campaigns and promotions
Explanations for pet insurance plans and Easy-to-share seasonal Benefit education program with
policy questions pet tips and infographics a chance to win pet prizes
Webinars Resource Center Virtual booth
10-15 minute presentations on pet insurance and Features plan information, customer testimonials and Interactive exhibit with literature, videos and
pet tips more more
©2021 Nationwide. All rights reserved.The “HR Pet Press”
e-newsletter delivers industry
insights to your inbox
The quarterly email covers:
Industry news
Engagement and participation tips
Employees treats
Real-life claims
Sign up today to receive
Image is for illustration purposes only and may not be an exact representation of the email.
©2021 Nationwide. All rights reserved.The “My Pet Insider” is an
e-newsletter that delivers essential
pet owner information to employees
The quarterly email covers:
Wellness news
Pet parent tips
Videos and infographics
Real-life claims
Pet holidays
Sign up your employees today to receive
directly to their inbox
Image is for illustration purposes only and may not be an exact representation of the email.
©2021 Nationwide. All rights reserved.Onboarding members are supported from application to active policy
Membership Welcome/
Application received Application approved Coverage begins
overview claims overview
Confirms policy purchase and Confirms the application has Shares member perks like Confirmation that the Educates members on
reinforces that coverage has been processed the vethelpline®. policy is active and can how to submit a pet
not yet begun. and approved. be used. insurance claim.
Sent immediately after 1 day after policy 6 days after policy Policy effective date. 3 days after policy
enrollment. issuance. issuance. effective date.
Email communications are subject to change.
©2021 Nationwide. All rights reserved.Six reasons employers love Nationwide pet insurance
All pets welcome Easy to understand Exclusive plans
Only insurer with medical and wellness plans Accident, illness and preventive plans accepted by Preferred pricing and multi-pet
for dogs, cats, birds and exotic pets. veterinarians everywhere. discounts only available to employees.
Anytime enrollment Engagement support Zero cost
Employees can protect the health of their pets Dedicated representative and free marketing support Adds tremendous value to benefit
anytime throughout the year. to easily communicate and educate employees. packages without adding a single cost.
©2021 Nationwide. All rights reserved.The
Nationwide
Standard
©2021 Nationwide. All rights reserved.39 years of protecting pets with pet insurance
1982 1985 1998 1999
Veterinary Pet Insurance (today VPI is first to sell pet health VPI is the first pet health insurance VPI partners with employers to offer
known as Nationwide) issues the insurance in all 50 states in the U.S. provider to offer wellness care pet insurance as a voluntary benefit.
first pet health insurance policy in coverage for pets.
the U.S. to T.V.’s “Lassie.”
2000 2008 2020 2021
VPI became the first pet insurance VPI became a wholly-owned Nationwide earns Human-Animal Nationwide partners with Walmart
company to offer coverage for avian and subsidiary of Nationwide. Bond Certification to offer Nationwide Pet Rx Express.
exotic pets.
©2021 Nationwide. All rights reserved.Nationwide protects people, Strong & stable protection27
businesses and futures with
extraordinary care
Established success27
Nation’s first and largest $49.3 billion Top industry ratings
provider of pet health in total sales/direct written
insurance premium
Recognized & committed service27
73 solutions Mutual structure allows us
give us the most diversified
portfolio around
to invest for the long haul
#1 8th 94
Years
Close to insurer of pets, farms and largest auto and home as a leader
ranchers, and small insurer in insurance and financial
The only U.S. insurer of pet 1 million businesses services
birds and exotic animals
Pets insured
Breadth of relationships
©2021 Nationwide. All rights reserved.Nation’s first and largest Close to 1 million Founded by and accepted by
provider of pet health pets insured and veterinarians everywhere
The nation’s most insurance protected
experienced pet health
insurance company More than half of Fortune 500 companies and more than 8,000
organizations across the U.S. offer Nationwide pet insurance
Nearly one fourth of Nationwide’s pet associates are veterinary
professionals
Human-Animal Bond certified company
©2021 Nationwide. All rights reserved.EMPLOYERS
In summary…
Pets need Pet owners need help Healthy pets make happy
Healthier pets, happier high-quality care paying for care employees
employees Over 75% of U.S. employees are pet
owners and almost all owners consider
1/3 of Americans can’t cover
an unexpected pet medical bill
Owning a pet improves physical
health, mental health, and
their pet to be a family member.1 over $1000.2 productivity.
Contact your Nationwide
representative to start offering Pet insurance My Pet Protection offers Nationwide
pet insurance today. pays off unmatched service makes it easy
For more information visit: Pet insurance is the most-used Owners enjoy comprehensive From set-up, to billing, to claims
voluntary benefit, saving owners coverage, plan options, affordable submission and processing, Nationwide
Petsvoluntarybenefits.com money and helping employers and transparent rates, and puts customer service first, with nearly
attract and retain talent. additional member perks. a century of experience to back it up.
©2021 Nationwide. All rights reserved.Frequently
Asked Questions
©2021 Nationwide. All rights reserved.Frequently asked When is the policy renewal period?
questions: The renewal period starts 60 days before the
current 12-month term expires. The expiration
HR professionals date can be found in the policy packet mailed to
employees at each new term.
How can an employee adjust their
policy?
Employees may make changes during their What happens to an employee’s policy if they
policy renewal period by calling 800-540-2016. are no longer with
All changes are subject to underwriting the company?
approval.
If the employee pays policy premiums via direct bill,
no action is required and the policy will automatically
remain active. However, the premium may change at
Do employees need to re-enroll for this policy renewal, as group pricing may no longer apply.
benefit every year?
If the employee pays policy premiums via payroll
Once enrolled, policies renew automatically deduction, he or she will be notified and asked to
each year. update billing information in order to keep their policy
active.
Will pre-existing conditions
be covered?
Unfortunately, no. Like all pet insurers, we don’t
cover pre-existing conditions on any of our
plans.
©2021 Nationwide. All rights reserved.Thank You ©2021 Nationwide. All rights reserved.
Sources
1. Human Animal Bond Research Institute, “Nationwide/HABRI Study.” https://habri.org/research/mental-health/workplace-wellness/
2. American Pet Products Association, “2019-2020 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp
3. North American Pet Health Insurance Association, “2020 NAPHIA State of the Industry Report.” https://naphia.org/about-the-industry/
4. Human Animal Bond Research Institute, “2016 Pet Owners Survey.” https://habri.org/2016-pet-owners-survey
5. American Pet Products Association, “2017-2018 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp
6. Pew Research Center, “Millennials are the largest generation in the U.S. labor force.” https://www.pewresearch.org/fact-tank/2018/04/11/millennials-largest-generation-us-labor-force/
7. CNBC, “More millennials are demanding these workplace perks.” https://www.cnbc.com/2019/02/07/millennials-are-demanding-these-workplace-perks.html
8. CNBC, “Owning a pet can cost you $42,000, or 7 times as much as you expect.” https://www.cnbc.com/2017/04/27/how-much-does-it-cost-to-own-a-dog-7-times-more-than-you-expect.html
9. Money Under 30, “The Annual Cost of Pet Ownership: Can you Afford a Furry Friend?” https://www.moneyunder30.com/the-true-cost-of-pet-ownership
10. Emergency Vets USA, “Average Cost of Emergency Vet Visits.” https://emergencyvetsusa.com/average-cost-of-emergency-vet-visits/
11. Mars Petcare, “Pets in a Pandemic: Better Cities for Pets 2020 Report.” https://www.bettercitiesforpets.com/wp-content/uploads/2020/11/2020-Better-Cities-For-Pets-Report-Mars-Petcare-FINAL.pdf
12. Banfield Pet Hospital, “New Survey Reveals Effects Stay-at-Home Order May Have on Pets and their Owners.” https://www.banfield.com/about-us/news-room/press-releases-announcements/new-
survey-reveals-effects-stay-at-home-order-may
13. SWNS Digital, “Study finds that having pets around is helping most Americans get through the pandemic.” https://www.swnsdigital.com/2020/08/study-finds-that-having-pets-around-is-helping-most-
americans-get-through-the-pandemic/
14. CNN Health, “Want to live longer? Get a dog.” https://www.cnn.com/2017/11/17/health/dog-owners-heart-disease-and-death/index.html
15. American Heart Association, “16 Science-Backed Reasons Adopting a Dog Could Be Good for Your Heart.” https://www.heart.org/en/healthy-living/healthy-bond-for-life-pets/a-dog-could-be-good-for-
your-heart
16. Human Animal Bond Research Institute, “The Health Care Cost Savings of Pet Ownership.” https://habri.org/assets/uploads/HABRI_Report_-_Healthcare_Cost_Savings_from_Pet_Ownership_.pdf
17. Human Animal Bond Research Institute, “Can Pets Help You Live Longer?” https://habri.org/assets/uploads/HABRI_Longevity_infographic_FINAL-1.pdf
18. LendEDU, “How Much Do Americans Spend on Their Pets?” https://lendedu.com/blog/cost-of-pets
19. Nationwide Claims Data
20. American Pet Products Association, “2018-2019 APPA National Pet Owners Survey.” https://www.americanpetproducts.org/pubs_survey.asp
21. All About Vision, “Why people wear glasses may surprise you.” https://www.allaboutvision.com/eyeglasses/faq/why-people-wear-glasses/
22. Forbes, “Student Loan Debt In 2017: A $1.3 Trillion Crisis.” https://www.forbes.com/sites/zackfriedman/2017/02/21/student-loan-debt-in-2017-13-trillion-crisis/?sh=84c42c577aa2
23. Javelin, “2020 Identity Fraud Study: Genesis of the Identity Fraud Crisis.” https://www.javelinstrategy.com/coverage-area/2020-identity-fraud-study-genesis-identity-fraud-crisis
24. Division for Heart Disease and Stroke Prevention, “Costs & Consequences.” https://millionhearts.hhs.gov/learn-prevent/cost-consequences.html
25. Glassdoor, “50 HR and Recruiting Statistics for 2017.” https://resources.glassdoor.com/rs/899-LOT-464/images/50hr-recruiting-and-statistics-2017.pdf
26. Health Advocate, “Striking a Healthy Balance: What Employees Really Want Out Of Workplace Benefits Communication.” https://www.healthadvocate.com/_mobile/downloads/communications-
pdfs/b2b/whitepages_striking_a_balance.pdf
27. Nationwide, “Annual Report 2019.” https://www.nationwide.com/cps/annual-report.html
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2020); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2020).
Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all
states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts,
policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2021 Nationwide.
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