Wishing you a Happy Easter - WILLIAMPENN LIFE - Boldog Húsvéti Ünnepeket Kivánunk - William Penn Association
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Actuary’s Report for 2018
WILLIAM PENN LIFE April 2019
Wishing you a Happy Easter
Boldog Húsvéti Ünnepeket Kivánunk
WE WANT YOU
TO JOIN OUR FAMILY
In celebration of our 39th General Convention in October 2019, WILLIAM PENN
ASSOCIATION is looking to welcome new members into our fraternal family. For a
limited time, anyone not currently insured with WPA may be eligible to purchase life
insurance WITH NO HEALTH QUESTIONS ASKED. By taking advantage of this
special offer, these new members will not only be protected by valuable life insurance
coverage but also become eligible to fully participate in all of our Association’s fraternal
activities. This Guaranteed Issue Convention Year New Member Special will
be available from April 1 to October 31, 2019. You can choose from any permanent
life insurance plan currently offered by WPA. Please see age and face amount limits, as
restrictions apply. Annual premium must be paid at time of application. Any
individual who applied for life insurance
and has been declined or refused a table
rating by WPA or any other insurance Guaranteed life insurance
carrier since January 1, 2017, or who with no health questions asked
was previously insured under any life
insurance certificate issued by WPA For this special promotion, these maximum
which lapsed, is NOT eligible, and face amounts of insurance will apply:
signature verification on the Disclaimer
below is required. To apply, please Age Maximum Face Amount
complete the form below and return it 0 - 40 $5,000.00
to Barbara Tew, Sales Coordinator, at 41 - 55 $4,000.00
the Home Office, or call Mrs. Tew 56 - 65 $3,000.00
toll-free at 1-800-848-7366, Ext. 120. 66 - 75 $2,000.00
76 - 90* $2,000.00*
Ask your family *Those ages 76 - 90 may apply for
Single Premium Whole Life Insurance only.
& friends,too! There is a limit of one new insurance policy per person under this
special plan. Recommender fees are not offered under this program.
GUARANTEED ISSUE CONVENTION YEAR NEW MEMBER SPECIAL
YES, I am interested in applying for this special insurance program
Name: Date of Birth:
Address:
Telephone: Social Security Number:
Email Address: Plan of Insurance:
Are you an existing life member of WPA? YES / NO (Circle One) • Do you use tobacco? YES / NO (Circle One)
DISCLAIMER: I have not been declined or refused a table rating by William Penn Association or any other insur-
ance carrier since January 1, 2017, nor was I previously insured under any life insurance certificate issued by Wil-
liam Penn Association which lapsed.
Signature Required:
Return to:
Barbara Tew, Sales Coordinator, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233
Inside
WILLIAM PENN
LIFE
The Official Publication VOLUME 54 • NUMBER 4 • APRIL 2019
of William Penn Association
8
Editor-in-Chief
George S. Charles, Jr.
Associate Editors
Jerry A. Hauser
A fine
Diane M. Torma
Managing Editor
Graphic Designer
John E. Lovasz
record
NATIONAL OFFICERS
National President
George S. Charles, Jr.
National V.P.-Secretary
Jerry A. Hauser
National V.P.-Treasurer
Diane M. Torma
The year 2018 continued WPA’s long
history of returning to members a high
BOARD OF DIRECTORS level of benefits consistent with safety
Chair
Andrew W. McNelis
Vice Chairs
Katherine E. Novak
2 How to organize your branch’s
Anne Marie Schmidt Join Hands Day project
National Directors
Michael J. Chobody
David M. Kozak Columns Departments
Debra A. Lewis
Joyce E. Nicholson 3 Focus on Fraternalism 2 For Starters
James W. Robertson 3 Aging Well 11 Magyar Matters
Richard E. Sarosi
4 Moneywise 16 Just 4 Kidz
18 Branch News
6 Tibor’s Take
Your comments are always 27 Puzzle Contest
welcome. Contact us at:
William Penn Life 28 In Memoriam
William Penn Association
Cover: Photo of Transylvanian hand-decorated Easter eggs © Can Stock Photo Inc./erierika
709 Brighton Road This Page: Photo of hand © Can Stock Photo Inc./Dennis Jacobsen
Pittsburgh, PA 15233
Official publication of the William Penn Association. Published monthly.
Phone: 1-800-848-7366 Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979.
Third Class U.S. Postage Paid. Indiana, PA Permit No. 12
E-mail: jlovasz@wpalife.org Unsolicited articles, letters, pictures and other material submitted to the William Penn Life are forwarded at the owner’s
risk, and the William Penn Life expressly denies any responsibility for their safekeeping or return. The William Penn Life
reserves the right to edit, revise or reject any article submitted for publication.
Postmaster: If undelivered, please send form 3579 to: William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233
WILLIAM PENN LIFE º April 2019 º 1
For Starters
Join Hands Day
Partnering with local youth, you and your
branch can make a difference in your community
JOIN HANDS DAY brings young people and adults ect. Listen to the youth; give them a voice. Keep in mind
together to plan and implement projects that benefit their the age, abilities and physical limitations of all your volun-
communities. It’s the only national day of service that teers when deciding what type of project is best for you.
unites generations through volunteering. • Put together a list of resources or supplies that will be
Although officially observed on the first Saturday in needed for the project. Identify individual members to be
May, many groups aren’t able to participate on that date responsible for securing the items needed. Decide the time
for a variety of reasons. So, our branches and other groups of day and amount of time needed to do the project or any
have leeway as to when to host their Join Hands Day project preparations. Announce the project at your branch
event. The important thing is that you partner with youth meeting and recruit members to help with the project.
in your community and organize a project. • Get the group together one last time to nail down the
Organizing a Join Hands Day project may seem over- details and make sure everything is in place to make the
whelming, but WPA can show you how easy it can be if project successful. Define specific tasks to be completed.
you stick to it and stay organized. Identify a member to take pictures during the event and of
So, how do you plan a project? Here are the steps you the group.
need to take: • Complete your JHD project!
• Establish a Join Hands Day committee and designate a • Submit details and photos of your project to the Home
project leader for your branch to keep track of your hours Office to be published in William Penn Life.
and number of members/volunteers involved. Remember, it starts with us. If you need any assistance
• Identify a youth group to work with. Once you have at all, call our fraternal department. You can contact
established that, the rest will come naturally. Fraternal Director Barbara A. House toll-free at 1-800-848-
• Get the adults and youth together and choose a proj- 7366, ext. 107. We will be happy to help any way we can.
Deadline for WPFA William Penn Fraternal Association
scholarship applications Scholarship Foundation, Inc.
is May 31, 2019 Financial Statement as of Dec. 31, 2018
Balance as of December 31, 2017 $729,608
WPA members interested in applying for grants
from the William Penn Fraternal Association INCOME
Donations $37,675
Scholarship Foundation for the school year Investment Income 21,611
2019-2020 must submit their applications or Total Income $ 59,286
renewal materials to the Home Office soon. All
first-time and renewal application forms and DISBURSEMENTS
essays must be mailed and postmarked by Scholarship Grants
105 Renewals @ $500.00 $52,500
May 31, 2019. Applications and essays post- 52 New @ $500.00 26,000
marked after that date will not be considered. Essay Awards 2,000
For more information, a complete list of eligibility Total Scholarship Grants $80,500
Fundraising & Administrative Expense 5,962
rules and an application form, turn to pages 12 Accounting Expense 1,500
to 14 in this issue. Or, visit our website: Total Disbursements – 87,962
www.wpalife.org. Go to the “Members” section Balance as of December 31, 2018 $700,932
and click on “Scholarship Foundation.”
ASSETS
Annuities $698,365
Cash & Pledges Receivable 2,567
Total Assets as of December 31, 2018 $700,932
2 º April 2019 º WILLIAM PENN LIFE
Focus on Fraternalism with Barbara A. House
Noteworthy and duly noted
A few random observations: work all the time; we have a lot of fun, too! Besides
• Let me tell you about the wonderful White Rose learning the Hungarian language, we dance, cook, do
Ball. Linda Enyedy makes real dancers out of the crafts and even party a bit.
debs and their escorts. Ursula and Tom Markovits • New Brunswick’s annual Hungarian Festival
host a wonderful pre-ball event for all the sponsors. is the first Saturday of June. I know it is quite some
The planning is always the best and it shows from distance for some of you, but it is truly one of the best
beginning to end. The food, music and friendship are festivals ever. Come and join us.
second to none. Remember, this is always held on the
first Saturday of February. Mark your calendars for • The Birmingham Ethnic Festival in Toledo, Ohio,
2020. Thank you also to the Szatmari family and the is also a “must do.” I have attended this festival most
Rhapsody Restaurant for welcoming us all with such of my life and would never want to miss one. The
a wonderful dinner. You always aim to please. folks at St. Stephen’s Church help make this a worth-
while trip, for sure.
• The February issue of William Penn Life was
one of my favorites. Tibor Check wrote a wonderful • A special thank you to National Director Joyce
article on Franz Liszt. He is my favorite composer. Nicholson. Your kind words meant a lot and were
Good job, Tibor. needed. Your timing, as always, is spot on.
• I was so pleased to see all your branch Christmas • Thank you also to Vice Chair of the Board Kathy
parties and wonderful donations. You are all show- Novak. We had a nice afternoon.
ing fraternalism at its finest. Please keep up the good • Thank you, Kathy Megyeri, for all the wonderful
work. Many of you have truly become more active. surprises. You truly have a heart as big as the world.
Thank you. Yes, they were needed.
• Planning for our Hungarian Heritage Experience My best wishes to all our members and friends for
is off and running. We have many reservations for a joyous and Happy Easter!
this year already. Please plan on joining us. We don’t
Aging Well with Cathy Graham
Being your best at the worst of times
Words can be hard to find when a close friend or powerful than, “let me know if you need anything.”
family member experiences a critical health crisis. Communicate with the person on the same level
Not only is the news devastating for your loved one, you always have. I have a wild sense of humor. After
but we can’t also help thinking about our own mor- my double mastectomy surgery for breast cancer, a
tality in the process. dear friend made me a double boob cake. I laughed
We fumble and fall with the outcomes of a stroke, so hard and appreciated her wit and love immense-
life ending disease diagnosis or a bone-breaking fall. ly. In the scope of the entire cancer ordeal, that cake
With emotions of love, sadness, hopelessness and was the silver lining.
faith all in one breath, how do we find the compo- It’s never easy and seems crazily unfair when life
sure and compassion to evoke something meaning- is abruptly shifted or ended. By choosing to respect
ful? the situation and waiting for an opening before rush-
Experts agree that honesty is the softest blanket. ing in, we can allow the news to sink in and let love
Being real about the situation allows us to be unapol- take over.
ogetically sincere. Recognize that you have no way Treasure every second, every word and every
of understanding what the person with the illness gesture. Be humble and serving, and let the best of
thinks or feels, then be specific when proceeding. human kind be strong during the worst of times.
Ask if you can bring a meal or go to the pharmacy
Cathy Graham is director of the Graceful Aging Wellness
or walk the dog. Anticipating a need can be more
Center at Bethlen Communities in Ligonier, Pa.
WILLIAM PENN LIFE º April 2019 º 3
Moneywise with Bob Bisceglia, National Sales Director
Whole life vs. term insurance
MY YOUNGER BROTHER, Jim, recently mentioned to me
that, as a newly appointed fraternal agent, he has been get-
ting quite a few questions about the differences between
term and whole life insurance. Some of the questions even
developed into “heated” discussions regarding which one
was best to have--term or whole life.
My first thought was: “Don’t you read my articles?” Or,
as my father would say: “Haven’t I taught you anything?”
But, seriously, Jim’s comments made me realize it’s
been quite a while since I’ve written about the basics of
life insurance, and that a review of the differences between
term and whole life insurance might be helpful to many of
you. This is a topic that those of us in the business take for
granted, forgetting that many people just don’t fully un-
derstand it. So, this month, I’ll do my best to explain some
of the basic differences and review the benefits of each.
Term Life Insurance provides life insurance coverage Illustration © Can Stock Photo Inc./robwilson39
for a certain period of time, or “term.” Term is often called
“pure life insurance” because it is designed only to pay could be used to replace your income for a period of time
out if you should die prematurely during the “term” or and help your family pay for the services you provide to
coverage period. If you have a term policy and die within the family, such as child care.
the term, your beneficiaries receive the face amount. The • Term insurance is the most common life insurance
policy has no other value. benefit provided by an employer and typically expires
With term insurance, you typically choose the length of when you retire or your employment otherwise ends.
term for which coverage is desired. Typical term periods In a perfect world, your family’s need for life insurance
offer coverage for one, 10, 20 or 30 years. With most poli- would end around the time the term expires: your kids
cies, the payout--called the “death benefit”--stays the same will be on their own, your mortgage will be paid off and
throughout the term. The premiums you pay also stay the you’ll have plenty of money saved for retirement. But, as
same throughout the term, with one exception. “Annual we all know, we don’t live in a perfect world. That’s why
Renewable Term” certificates, as the name implies, are re- it’s important to review your needs on a regular basis to be
newed each year, and the premiums you pay increase each sure your insurance is doing what you want.
year you renew the certificate. For all other term certifi- Whole Life Insurance, also called “permanent” life
cates, your premium remains the same for the entire term insurance, provides coverage for your entire life.
of coverage. Whole life plans include a savings component known
There are typically age limits for purchasing term insur- as the policy’s “cash value.” A portion of your premium
ance. For example, at William Penn Association, the maxi- payments are returned to the policy each year, and that
mum age at which you can purchase the 10-Year Term is amount typically increases annually as the policy ages.
70. For our 20-Year Term, the maximum age is 60; and for This cash value grows tax-deferred, meaning that you
WPA’s 30-Year Term, the maximum age is 50 (or 45 for won’t have to pay taxes on any gains while the cash value
tobacco users). is accumulating.
Conversion to whole life insurance and end-of-term You can borrow money against this cash value or
options are typically available as well. The WPA 10, 20 and surrender the policy for cash at any time. Keep in mind,
30-Year Term plans are convertible prior to age 75 to any however, that if you don’t repay the policy loan and inter-
permanent plan of life insurance currently offered by the est, the amount you owe will be deducted from the death
Association. benefit amount (or the cash value should you surrender
You should also consider the following when shopping the policy). Also, if you surrender the certificate for its full
for term insurance: cash value, all life insurance coverage will cease.
• Choose a term that coincides with the number of Although more complicated than term life insurance,
years during which you’ll have major financial respon- whole life is the most straightforward form of permanent
sibilities (e.g., care of minor children, a home mortgage, life insurance. Here’s why:
college-related debt and expenses, basic costs of living • Your premiums remain the same for as long as you
for your family, etc.). In general, the younger you are, the live.
longer your term of coverage should be. • The death benefit is guaranteed.
• Purchase an amount your family would need if you • The cash value grows at a guaranteed rate.
were no longer there to provide for them. This goes for • There is the possibility of more growth if the cer-
both parents. Should you die prematurely, the payout tificate qualifies for annual dividends. Dividends are a
4 º April 2019 º WILLIAM PENN LIFE
Moneywise
portion of the company’s financial surplus which are plans are payable every year until death (or age 121,
returned as often as annually to certificate holders. While whichever comes first). But, you can also purchase a whole
never guaranteed, most of WPA’s permanent whole life life plan for which you pay premiums only for a set num-
plans earn an annual dividend beginning at the end of the ber of years, such as 20-year payment life, Life Paid-Up
second policy year. Currently our Ordinary Life Senior at Age 65 (LPU65), or even a “single premium” whole life
Special plans are the only non-dividend producing plans plan for which you pay a one-time premium for a lifetime
that we offer. Dividends can be taken in cash, used to of coverage. As you can guess, the premium payments
reduce your premium payments, accumulate at interest or would be higher for a 20-year payment life plan than an
used to increase the policy death benefits by purchasing ordinary life plan, since the total of all of your premium
“paid-up additional” insurance that builds your policy’s payments are squeezed into a shorter payment time pe-
death benefit. riod. All of those plans however, still provide coverage for
Known by other names, but still whole life. Many your entire life, even after you have finished paying the
companies (including WPA) offer a variety of whole life premiums.
plans that might be known by different names, such as We’ve been talking a lot about the differences in fea-
“ordinary life” or “permanent life.” There are also varia- tures and benefits of both term and whole life insurance.
tions based on the number of years that premium pay- In the chart below you can see an illustration of how the
ments are required. For example: WPA’s Ordinary Life costs vary for each type of insurance plan:
MALE • AGE 35 • NON-TOBACCO USER • INSURANCE AMOUNT = $250,000
Plan of Insurance Monthly Premiums Total Payments to Age 65 Cash Value at Age 65* Total Net Cost
30-Year Term $68.40 $24,624 0 $24,624
Ordinary (whole) Life $236.25 $85,050 $98,750 -$13,700 (Profit)
Life Paid Up at age 65 $298.13 $107,327 $125,750 -$18,423 (Profit)
FEMALE • AGE 45 • NON-TOBACCO USER • INSURANCE AMOUNT = $250,000
Plan of Insurance Monthly Premiums Total Payments to Age 65 Cash Value at Age 65* Total Net Cost
20-Year Term $56.25 $13,500 0 $13,500
Ordinary (whole) Life $290.93 $69,823 $69,000 $823
Life Paid Up at age 65 $430.88 $103,411 $110,750 -$7,339 (Profit)
*Cash values at age 65 represent the guaranteed certificate values; dividends (if any) are not included.
Now, let’s assume the 35-year-old male was working a “combo” plan that combines the best of both worlds: a
within a somewhat limited budget and couldn’t afford the whole life “base” policy combined with a term insurance
entire $250,000 of whole life coverage. Here is a look at rider:
Plan of Insurance Monthly Premiums Total Payments to Age 65 Cash Value at Age 65* Total Net Cost
Combo $116.60 $41,976 $25,150 $16,646
$50,000 LPU65
$200,000 30-Year Term *Cash values at age 65 represent the guaranteed certificate values; dividends (if any) are not included.
As you can see, although the monthly payments are ed) a bunch of it during my lifetime but don’t currently
higher for the Ordinary and Life Paid-Up at Age 65 op- own any. Whole life is the best choice for permanent needs
tions, the net cost at age 65 is much better with any of the and cash accumulation. Early in my insurance career, I at-
whole life options--even the option using the combined tended a conference where the keynote speaker suggested
term and whole life plans. that you purchase as much whole life insurance as you can
You can think of it this way: Term insurance is like afford and supplement that with term insurance if your
renting an apartment while whole life insurance is more needs are higher. I heard that nearly 40 years ago, and his
like buying a home. When you rent, you have nothing to comments still ring true today.
show for your rent payments. Compare that to purchasing I hope this explanation of the basic differences between
a home. When you buy a home, you might be paying more term and whole life have given you (and my brother) the
each month on a mortgage than you were for rent, but you ability to make a more informed decision, and maybe even
are building something of value: equity. provided enough information to be able to answer the
When I was a field agent and someone would ask me question, “which type should I buy?”
whether they should purchase term or whole life, my Whether you’re still confused or ready to make a pur-
typical response would be: “Well, that depends: tell me chase, give your WPA agent or broker a call. They’ll help
when you are going to die, and I’ll tell you which type you pick out a plan that is perfect for you and fits your
you should purchase.” While that would usually elicit a budget. Don’t have an agent? Call the Home Office Sales
chuckle, it made the person think about their decision. Department. and we’ll be happy to help.
There’s nothing wrong with term; I’ve owned (or rent- Until next time, Happy Easter!
WILLIAM PENN LIFE º April 2019 º 5
Tibor’s Take with Tibor Check, Jr.
Part 2
Take me out to the ballgame
ABOUT A YEAR AGO, I wrote about three American- “The Mad Hungarian” stemmed from a question posed
Hungarian stars of the early years of Major League by a reporter who had asked if the budding star was born
Baseball: Joe Medwick, Julius Solters and Eddie Yuhas. in Hungary. Al’s answer at the time: “No, Southern Cali-
Well, another year has come and gone, and it’s time for fornia.”
baseball once again. This month, I’m going to put the Despite his new nickname and look, The Mad Hungari-
spotlight on a relief pitcher who brought a whole new set an felt he needed one more trick to give him an advantage
of special quirks and peculiarities to the game. In many when pitching. Al realized that his role was to take the
ways, he may have ushered in the modern era mound at the end of a close game, usually
of larger-than-life baseball personali- when opposing players were already on
ties. Al Hrabosky became famous in base poised ready to score. The middle of
the 1970s and 1980s for his on-field the baseball diamond would become cen-
antics, unique facial hair and a nick- ter stage, and he was the main attraction.
name to match--The Mad Hungar- While warming up, he would pound the
ian. baseball into the webbing of his glove
He was born in Oakland, Calif., and after his final practice pitch would
on July 21, 1949. Before Al was born, walk off in the direction of center field
his father decided to change the stomping and talking to himself as he
spelling of the family name from continued to pound the ball repeat-
“Hrabvoskzy” to make pronouncing edly into his leather mitt. Suddenly, he
it simpler. would turn and plod back to the pitch-
At an early age, Al moved with his ing rubber, staring at the batter with a
family to Anaheim where he went on glare that would melt an iceberg. The
to become a star pitcher at Savanna image of “The Mad Hungarian” was
High School. He also loved horses born.
and the outdoors. In high school, From 1973 through 1977,
Hrabosky worked summers at nearby Hrabosky was the most dominant
Disneyland along with his high school reliever in the National League. By
sweetheart, June. 1974, Hrabosky’s numbers earned
Hrabosky attended Fullerton Junior him a “love him or hate him” reputa-
College for two years where he estab- tion with adoration coming from
lished many school pitching records that the home fans and anguish from the
remain unbroken. opposing fans when the Cardinals
In 1967, the Minnesota Twins drafted were on the road. Hrabosky once
the California native, but he declined said: ”When I am on the road, my
the offer. Two years later he was re- greatest ambition is to get a standing
drafted and signed with the St. Louis BOO!” That same year, St. Louis fans
Cardinals. He spent the next couple were so upset that he was not named
of years in the Cards’ minor league to represent the team in the All-Star
system, exhibiting big league potential game that a protest was organized
with a blazing fastball...and marrying by hundreds of fans carrying banners
June. He was called up by the Cardi- that said: “We Hlove Hrabosky Hban-
nals for several short stints, only to ner Hday.”
be sent back down to the minors to The Mad Hungarian enjoyed his
refine his game. best season in 1975, as he was named
In the early off-season of 1973, to the National League All-Star Team
Hrabosky decided he needed to and was awarded the coveted Sporting
make his presence on the mound News “Fireman of the Year Award,”
more menacing. While talking with awarded to baseball’s best relief pitcher.
friends and team members, he de- That year, he led the National League in
cided to grow a “Fu Manchu” mus- saves (22). With his pitching success, he
tache, similar in style to one worn in drawings by Attila became a media sensation throughout the
the Hun. Initially, Hrabosky wanted to nickname himself country. That success continued into the 1976 season as
“Mad Dog,” but a close friend recommended another Hrabosky remained a dominant closer for the Cardinals.
nickname would be a better choice because his original The next season would prove to be The Mad Hungar-
choice might offend dog lovers. The idea of being called ian’s last year with St. Louis. Ownership replaced the
6 º April 2019 º WILLIAM PENN LIFE
Tibor’s Take
easygoing and beloved longtime manager “Red” Scho-
endist with the no nonsense totalitarian Vern Rapp. From
day one of spring training, Rapp and Hrabosky did not
see eye-to-eye on many things involving the Cardinals,
especially on how a baseball team should be controlled.
Rapp felt the team was sloppy and did not represent the
clean-cut mold he held for the sport and its players. His
first edict was to have all players be clean shaven and
have short manicured haircuts. This meant the biggest
component of The Mad Hungarian’s mystique would be
lost.
Hrabosky told reporters: “How can I intimidate bat-
ters if I look like a golf pro?” and equated Rapp’s mus-
tache ban with sending a solider “to war without a rifle.”
Hrabosky’s plea to keep his Fu Manchu fell upon deaf
ears as the team owners liked the way Rapp ran the club-
house with the tight discipline commonly used by minor
league ball clubs. Hrabosky demanded to be traded, and
by season’s end, his wish was granted. He was dealt away
to cross-state rival, the Kansas City Royals. Interestingly,
Rapp was replaced early the next season as the owners
realized his managerial style was not what the Cardinals their Georgia horse farm and being an announcer was too
needed. much, so the farm was sold and the family set up perma-
The Mad Hungarian was able to regrow his menacing nent residence in St. Louis. (Cotan continued to work for
facial hair with Kansas City, but unfortunately, his rocket several other famous horse/breeding farms and contin-
speed fastball was losing its zip. Al continued on with his ued to upgrade their individual dressage programs until
fan-favorite pitching ritual, but the dominant performanc- his untimely passing in 1998.)
es of the early 1970s never returned. From there, he was This spring, Hrabosky began his 34th season as a Car-
traded to Atlanta, and in 1982, the Braves released him. In dinal announcer. In contrast to his tough and rough pitch-
1983, he signed on with the Chicago White Sox but retired ing style, he is a humble and personable family man who
before spring training ended. has four adult children and two grandsons. He continues
As mentioned earlier, The Mad Hungarian loved the to work with horses as a hobby, is involved with several
outdoors and horses. With money earned through his charities, and speaks at schools and clubs, sharing inspir-
baseball career, he purchased a horse farm in Georgia. ing thoughts and antidotes from his playing days. During
There, he ran a stable specializing in raising and training rain delays, he will entertain the broadcast audience by
Arabian show horses. With his wife as co-owner, they reverting to old verbiage from his relief pitching heydays
operated a very productive facility for several years. At of the 1970s.
that time, Hrabosky hired a Hungarian/Romanian exile For a while, he also owned and operated Al Hrabosky’s
named Jeno Cotan (1941-1998) to operate the equestrian Ballpark Saloon. Yelp reports that the saloon is closed
side of the business. Cotan, was a respected horseman and now, but for years it was one of the more famous water-
trainer, and his talents helped to raise the dressage quality ing holes outside Busch Stadium.
standards of the United States during the 1980s and 1990s. Hrabosky’s legacy is worth a couple of hours of re-
Like many American-Hungarians, Hrabosky has the search alone. I suggest you do a simple websearch and
ability to converse with anyone and possesses a very like- bring up old media clips of him pitching or being inter-
able personality. Those qualities, along with his popular- viewed as each are quite entertaining, especially when he
ity among St. Louis Cardinals fans, led the Cardinals to charges off the mound towards a batter.
hire him as the team’s broadcast color commentator in Down the road, I would like to share information about
1985. two more American-Hungarians who played in the 1980s
Soon after, he and his wife realized that commuting to through the 2000s: Chris Sabo and Charlie Nagy. If you
know of a MLB player who comes from Magyar lineage,
let me know of him through email, letter or the WPA
Home Office.
A follow-up to last month’s Take Boldog Húsvéti!
In addition to the famous artists mentioned in last Happy Easter!
month’s discussion of Hungarian musicians and compos-
ers, try researching some lesser-known individuals such
as Miklós Kocsár, István Párkai, Sándor Szokolay, Attila
Bozay, Zsolt Durkó, László Sáry, Zoltán Jeney, Ferenc
Farkas, Frigyes Hidas, Leo Weiner, László Vidovszky,
Tibor II
György Rank and László Lajtha. Good Luck with your Tibor Check, Jr., is a member of Branch 28 and an attorney working
research! - Tibor in Washington, D.C.
WILLIAM PENN LIFE º April 2019 º 7
Actuary’s Report for 2018
A fine record
The year 2018 continued the Association’s long history of returning
to its members a high level of benefits consistent with safety
by Grant Hemphill, FSA, MAAA very conservatively, are of high quality and fully
William Penn Association continues its long history comply with the strict standards of the National
of outstanding service to members while maintain- Association of Insurance Commissioners (NAIC).
ing its strong margin of safety for members, with an William Penn Association is doing an outstanding
emphasis on member guaranteed benefit contracts. job of managing members’ funds. All members can
Certain highlights from the financial reports to continue to have confidence that the assets standing
the regulatory authorities and the actuarial report to behind their policies are sound and will provide the
the Officers and Directors should be summarized for required funds when needed.
the benefit of the members. All numbers herein are The margin of safety at December 31, 2018 contin-
taken from the official reports as filed. References are ued at a high level of 108.61%. This means that the
rounded for convenience. Association held $108.61 of admissible assets behind
Controlled growth and development were again each $100 of liabilities as a safeguard to all members
emphasized in 2018. This approach has proven to be that the benefits promised in the certificates will be
eminently successful. Assets increased by over 4%. paid when due. The Association maintains a safety
Profits before dividends increased to $3,984,000 from margin comparable to other fraternal benefit societ-
$3,773,391 in 2017. These profits are attributable to ies.
careful management of investments, favorable per- The Association enjoyed a very favorable year
sistency, prudent control of expenses, and favorable from investments. The net rate of return on mean
mortality experience. assets was 5.26%, which remained remarkably con-
The year 2018 continued the Association’s long sistent with the return in 2017 and which supports
history of returning to the members a high level of the generous rates paid to members. During 2018,
benefits consistent with safety. The major lines of the Association earned net investment income of
business were again profitable. This is a fine record $23,442,000 after deducting all investment expens-
and is sufficient to sustain fraternal activities. The es. Investment income exceeded requirements by
members should feel very proud of WPA and its $9,137,000 in 2018. Excess interest continued to be the
financial strength to guarantee their benefits. WPA most important profit source to the Association.
continues its emphasis on safety to members. In addition to the excellent investment returns, it is
The strong financial position of WPA should be worth noting that the Association maintained its Se-
emphasized. In its history, no WPA member suffered curity Valuation Reserves, to guard against adverse
any loss in benefit value or reduction in dividends fluctuation in investments, at $3,814,000.
nor experienced a rate increase because of market The Association has set aside $426,235,000 of life,
fluctuations. The Association enjoys a B++ rating annuity and A&H reserves, deposits and claims for
from AM Best, an unusual achievement for a medi- future payments to members. These insurance li-
um size fraternal society. WPA continues to be a very abilities are computed according to the prudent and
safe, secure place to hold money for future delivery. conservative standards of the Commonwealth of
Assets at over $467,000,000 continue to be valued Pennsylvania to meet all known liabilities.
12º ºApril
8 April2019 William PENN
2013º ºWILLIAM Penn Life
LIFEWILLIAM PENN ASSOCIATION
2018 ANNUAL STATEMENT
FINANCIAL REPORT
ASSETS
An important index of service to members is the Bonds $446,311,671
Stocks 10,694,694
total amount paid to members. During 2018 the As- Mortgage Loans 439,077
sociation paid the noteworthy amount of $30,735,000. Real Estate 856,954
A summary of these payments to members for the Cash and Short-Term Investments 1,480,389
past four years is as follows: Certificate Loans 1,518,646
Accrued Investment Income 6,301,262
Premiums Due and Uncollected 32,147
ITEM 2017 2018 Accounts Receivable - Miscellaneous 13,000
Death Claims 2,236,000 2,260,000 Total Admitted Assets $467,647,840
Matured Endowments 128,000 100,000
Emergency Cash Surrender Benefits 659,000 748,000
A & H Supplementary Payments 3,000 3,000 LIABILITIES, SPECIAL RESERVES
Annuity and Old Age Benefits 15,940,000 18,047,000 & SURPLUS CERTIFICATE RESERVES
Excess Interest on Funds to Members’ Acct. 9,209,000 9,140,000 Life, Annuity and Accident & Health Policy Reserves $416,000,630
Dividends 410,000 437,000 Liability for Deposit-Type Contracts 10,234,407
Benefits to Members $28,585,000 $30,735,000 Life and Accident & Health Claim Reserves 128,274
Provision for Refunds Payable in Following
Calendar Year 415,000
WPA continues to render a truly valuable financial Premiums Paid in Advance 465,440
service to members. Officials’ Retirement Program 1,790,388
In our opinion, the amounts carried in the balance Interest Maintenance Reserve 322,434
sheets on account of the various actuarial items: General Expenses and Taxes Due or Accrued 68,173
Asset Valuation Reserve 3,491,664
(1) are computed in accordance with commonly Trust Account 641,578
Other Liabilities 842,546
accepted actuarial standards consistently applied
Total Liabilities $434,400,534
and are fairly stated in accordance with sound Unassigned Surplus 33,247,306
actuarial principles; Total $467,647,840
(2) are based on actuarial assumptions which pro-
duce reserves at least as great as those called for INCOME
in any contract provision as to reserve basis and Premiums & Annuity Considerations $36,232,189
method, and are in accordance with all other Net Investment Income 23,236,519
contract provisions; Amortization of Interest Maintenance Reserve 205,767
Miscellaneous Income 71,643
(3) meet the requirements of the insurance laws and Total Income $59,746,118
regulations of the Commonwealth of Pennsylva-
nia and are at least as great as the minimum OUTGO
aggregate amounts required by the state in which Life Benefits Paid, Including Dividends $ 3,548,833
this statement is filed; Annuity and Pension Benefits Paid 18,047,114
Interest on Funds to Members’ Accounts 10,311,516
(4) are computed on the basis of assumptions consis- Increase in Aggregate Reserve for Life,
tent with those used in computing the corre- Annuity and Accident & Health Certificates 18,597,430
sponding items in the annual statement of the Commissions on Premiums & Annuity Considerations 1,398,084
General Operating and Fraternal Expenses 4,048,049
preceding year end with any exceptions as noted Insurance Taxes, Licenses & Fees 247,780
below; and Total Outgo & Reserve Increase $56,198,806
(5) include provision for all actuarial reserves and Net Gain from Operations after Refunds to Members $3,547,312
related statement items which ought to be
established. RECONCILIATION
It is apparent that the officers and directors contin- Net Gain from Operations $ 3,547,312
Realized Gains/(Losses) (excluding transfers to the IMR) (683,590 )
ue the skillful management of the members’ money
Net Income/(Loss) $ 2,863,722
while maintaining very strong safeguards. Unassigned Funds as of 12/31/17 30,431,350
Change in Unrealized Gains (1,115,035 )
Grant Hemphill is a senior actuary at Bruce & Bruce Company. Change in Nonadmitted Assets (50,537 )
Change in Asset Valuation Reserve 1,117,806
Change in Reserves -----
Unassigned Funds as of 12/31/18 $33,247,306
WILLIAM PENN LIFE º April 2019 º 9Isten, áldd meg a Magyart!
H u n g a r i a n
Heri t a g e E x p e r ience
August 4-10, 2019 (Sunday-Saturday)
Sequanota Lutheran Conference Center & Camp
Bowersox Enrichment Center • Boswell, PA
$475 for WPA members l $575 for non-members
Includes lodging, all meals, instruction and activities
Learn the Hungarian language and about Hungarian history, culture & traditions
Make friends from around the country • Relax in the beauty of the Laurel Highlands
For more information, contact Barbara A. House, Fraternal Director
Toll-free: 1-800-848-7366, Ext. 107
Email: jganchuk@wpalife.org
Hungarian Heritage Experience Reservation Form
Name: WPA Certificate Number:
Address:
City: State: Zip:
Phone: Email:
Deadline for Reservations is June 24, 2019
Reservations received after this date will be assessed a late fee of $50. No reservations will be accepted after July 15, 2019.
Send this form along with your full payment made payable to “William Penn Association” to:
Hungarian Heritage Experience, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233
PLEASE NOTE: Event may be cancelled without notice due to lack of adequate participation.Magyar Matters
Hungarian Room
Committee reelects
You are cordially invited to
The Magyar Club of Dayton & Southwest Ohio slate of officers
Celebrating April as Eastern European Month in Ohio PITTSBURGH -- Congratulations
to Vice Chair of the WPA Board
2019 Spring Dance & Buffet of Directors Kathy Novak who
was reelected as vice chair of the
Saturday, April 27, 2019 • 6:00 PM Hungarian Room Committee at
the University of Pittsburgh. Ms.
Temple Beth Or Levin Hall Novak was among the most recent
slate of committee officers, all of
5275 Marshall Road, Kettering, OH whom were reelcted to another
term during elections held Jan. 13.
Dinner & Dance: Adults $20 • Members $15 • Children 6-12 $8 The Hungarian Classroom is one
Dance/Music Only (no buffet): $10 (No admittance before 7:15) of 30 Nationality Rooms located
in the University’s Cathedral of
Music by the Steve Hegedeos Band Learning. The rooms are designed
to represent the culture of various
Buffet includes all-you-can-eat (non-kosher) salad, ethnic groups from around the
paprikás potatoes, cabbage rolls, chicken paprikás, area. For more information about
nokedli, kolbász, bread, butter and one beverage the Nationality Rooms, log onto
www.nationalityrooms.pitt.edu.
Doors open at 5:30 (for buffet) • Buffet 6:00-7:30
Live Music 6:30-9:30 • Festival Dancers at 7:30
Daytona Beach area
Pastries will be available for purchase
Additional Craft Beer & Hungarian Wine available Hungarians to host
Door Prizes • Raffle Baskets • 50/50 Raffle fifth annual fest
Reservations required - Open Seating PORT ORANGE, FL -- The Port
Orange Presbyterian Church
Call 937-776-5994 before April 22 will be hosting the Fifth Annual
Hungarian Festival Saturday, April
More information at www.daytonhungarians.org 6, from 10:00 a.m. to 6:00 p.m.
The event will feature singing by
Bon-Bon, folk music by Fényes
Banda and Yano and a performance
by Mákvírágok Hungarian School.
Guests can also participate in folk
Orban plan promotes larger families
dance lessons, decorate Easter
eggs and enjoy beer and Tokai
wine tastings. The day’s menu will
BUDAPEST -- Faced with a plummet- also extended a loan program to help include gulyás soup, chicken pa-
ing population, rising labor shortages families with at least two children to prikás, stuffed cabbage, homemade
and widespread emigration, Hungar- buy homes. sausage, palacsinta and lángos.
ian Prime Minister Viktor Orban has Additionally, grandparents will Limited tickets are also available
taken an unconventional approach to be eligible to receive a childcare fee if for a VIP party with Bon-Bon and
increasing the size and productivity they look after young children. DJ Sizare from New Jersey to be
of Hungary’s work force. Hungary’s population has been held at 7:30 p.m. at Tomoka. There
In February, he announced a sev- shrinking since the 1980s. The Or- will also be special activities for
en-point “Family Protection Action ban government hopes to turn this children. Admission and parking
Plan” designed to promote marriage around, and quickly, by rewarding are free. For more information, log
and families. Measures announced those having more children, since onto www.HungarianFestivalDay-
included waivers on personal in- such couples are providing for tonaBeach.com or call 386-589-
come tax for women raising at least Hungary’s future in the most funda- 9327.
four children and subsidies for large mental way: by providing the next
families to buy larger cars. The plan generation of Hungarians.
WILLIAM PENN LIFE º April 2019 º 11William Penn Fraternal Association Scholarship Foundation, Inc.
Eligibility Rules for Year 2019 Scholarship Grants
The Board of Directors has established the following rules governing eligibility for scholarship recipients:
a) The student applying for a scholarship grant must be an individual life benefit member of William Penn Association in good stand-
ing for four (4) years as of January 1, 2019.
b) For both new and renewal applicants, the student must be the child or grandchild of a life benefit member of William Penn As-
sociation in good standing. For the 2019 school year, the parent/grandparent must be a life benefit member for at least four (4) years
as of January 1, 2019.
c) Scholarship grants are awarded to full-time undergraduate students only if they have been accepted by or are currently attending
an accredited college, university or school of nursing.
d) Grants are awarded for a two- or four-year period.
e) NEW applicants must submit the following:
1. WPFA Scholarship Foundation, Inc., Application for Scholarship Grant, which can be found in this issue of William Penn Life.
NEW APPLICANTS
NEW APPLICANTS
An application also may be obtained by writing to: President, William Penn Fraternal Association Scholarship Foundation, Inc., 709
Brighton Road, Pittsburgh, PA 15233, or may be downloaded from the Association’s website at www.wpalife.org.
2. An Essay of 100 words or fewer answering the question: “What are you doing to improve your world (community,
church, school, family)?” If the essay exeeds 100 words or is on the incorrect topic, the student’s application will not be accepted.
The Scholarship Application and Essay must be mailed and postmarked by Friday, May 31, 2019. We recom-
mend the student submit these materials via Certified Mail to ascertain proof of mailing date.
3. A transcript of the student’s latest high school scholastic record.
4. Proof of enrollment for the Fall 2019 school term.
Items 3 and 4 must be mailed and postmarked by Friday, August 30, 2019.
f) RENEWAL Applicants must submit the following:
RENEWAL APPLICANTS
RENEWAL APPLICANTS
1. WPFA Scholarship Foundation, Inc., Application for Scholarship Grant, which can be found in this issue of William Penn Life.
An application also may be obtained by writing to: President, William Penn Fraternal Association Scholarship Foundation, Inc., 709
Brighton Road, Pittsburgh, PA 15233, or may be downloaded from the Association’s website at www.wpalife.org.
2. An Essay of 100 words or fewer answering the question: “How has your family history influenced you?” If the essay
exeeds 100 words or is on the incorrect topic, the student’s application will not be accepted.
The Scholarship Application and Essay must be mailed and postmarked by Friday, May 31, 2019. We recom-
mend the student submit these materials via Certified Mail to ascertain proof of mailing date.
3. A copy of the student’s latest scholastic record. All renewal applicants must maintain a cumulative Grade Point
Average of at least 2.5 on a 4.0 scale to qualify.
4. Proof of enrollment for the Fall 2019 school term.
Items 3 and 4 must be mailed and postmarked by Friday, August 30, 2019.
g) All applications and essays must be submitted and signed by the student requesting the grant and mailed to the attention of the
President. Eligibility rules for renewal grants will be in accordance with the eligibility rules in effect for the initial grant. Materials sub-
mitted by anyone other than the student will not be considered. E-mailed and faxed submissions will NOT be accepted. Any
applications and essays postmarked after Friday, May 31, 2019 will not be considered.
h) Scholarship grants will be awarded by the Executive Committee of the William Penn Fraternal Association Scholarship Founda-
tion, Inc., once each year. Grants will be paid directly to the applicant provided the student is a life benefit member in good standing
on the date the check is issued and all of the eligibility requirements stated herein have been met.
i) If for any reason the recipient does not attend college after receiving the grant, it must be returned to the William Penn Fraternal
Association Scholarship Foundation, Inc.
j) In compliance with current privacy laws, all information in regards to the scholarship status will be divulged only to the applicant/
student and to the parents and/or legal guardians of the applicant.
Students with questions about these eligibility rules may call Mary Ann Kelly-Lovasz at the Home Office
at 1-800-848-7366, Ext. 128, or e-mail us at scholarship@wpalife.org.
12 º April 2019 º WILLIAM PENN LIFEWilliam Penn Fraternal Association Scholarship Foundation, Inc.
709 Brighton Road, Pittsburgh, PA 15233-1821
Phone: 412-231-2979 • Toll-free: 1-800-848-7366 • Fax: 412-231-8535 • Email: scholarship@wpalife.org
Application for Scholarship Grant
Academic Year 2019-2020
1. Check One: New Applicant Renewal Applicant
STUDENT APPLICANT INFORMATION
2. Name: 3. DATE OF BIRTH: / /
Last First Middle Initial
4. Address:
No. Street
City State Zip Code
5. STUDENT APPLICANT’S phone: ( ) 6. SOCIAL SECURITY NO.:
7. e-mail address:
8. Schools Attended (List in reverse chronological order, starting with most recent school):
Dates Attended
Name of College/High School Location (Month/Year)
Ex: 08/2014 - 06/2018
9. accredited college or university where accepted:
Year Will Be Freshman Junior
School Name: Attending in School: Sophomore Senior
Street Address or P. O. Box:
City: State: Zip Code:
10. Major course of study (e.g., Engineering, Pre-Medical, business, etc.):
Completed application & essay must be mailed and postmarked by May 31, 2019
WILLIAM PENN LIFE º April 2019 º 1311. List your involvement in william penn association fraternal activities, community service projects
AND EXTRACURRICULAR SCHOOL ACTIVITIES (i.e., ATHLETICS, THE ARTS, SCHOOL CLUB, ETC.):
12. william penn association life insurance certificate information verification:
Information on both student Student Applicant CHECK ONE: Parent or Grandparent
and Parent (or Grandparent)
is required.
Name:
Life Insurance Certificate Number:
Branch Number:
PLEASE NOTE
ALL APPLICANTS must submit an essay not exceeding 100 words, along with this completed application form, to be con-
sidered for a grant. The application and essay must be mailed and postmarked by May 31, 2019.
NEW APPLICANTS must also submit: (1) a transcript of the student’s high school scholastic record; and (2) proof of enroll-
ment for the Fall 2019 school term.
RENEWAL APPLICANTS must also submit: (1) a copy of the student’s latest scholastic record showing that the student has
maintained a cumulative Grade Point Average of at least 2.5 on a 4.0 scale; and (2) proof of enrollment for the Fall 2019
school term.
Failure to submit these items by the date specified in the Eligibility Rules will result in the forfeiture of your grant. The
undersigned APPLICANT hereby authorizes and approves the Scholarship Foundation or its representatives to share or
discuss this Application with my parents and/or legal guardians.
I hereby certify that I have read the eligibility rules prior to completing this application. I further certify that this application
contains no misstatements or omissions of material fact and that the statements herein are to the best of my knowledge
complete and correct.
Signature of Applicant Date
Completed application & essay must be mailed and postmarked by May 31, 2019
14 º April 2019 º WILLIAM PENN LIFEWilliam Penn Fraternal Association Scholarship Foundation
Tree of Knowledge
Helping our young members meet the challenges of modern educational economics requires great
effort by all our members and friends. Towards this end, the WPFA Scholarship Foundation has cre-
ated the Tree of Knowledge. The Tree is mounted in the second floor foyer of the WPA Home Office.
Those making donations through this program will be recognized with individual “leaves” on the
tree, which can be used to honor and remember loved ones. Donations are being accepted at three
levels: Gold ($1,000), Silver ($500) and Bronze ($250). Those wishing to purchase a leaf may use the
form below. Please help our tree “grow” and allow us to continue to assist young members reach
their educational and professional dreams.
I want to help the Tree of Knowledge grow. Please accept my tax-deductible contribution of:
m $1,000 - Gold Level m $500 - Silver Level m $250 - Bronze Level
Name:
Address:
Telephone: Email:
Leaf Inscription - Maximum of 4 lines with 20 characters per line (including blank spaces):
Line 1:
Line 2:
Line 3:
Line 4:
Please make checks payable to “William Penn Fraternal Association Scholarship Foundation, Inc.” and mail to:
William Penn Fraternal Association Scholarship Foundation, Inc.
12 º December 2013 º William Penn Life
709 Brighton Road, Pittsburgh, PA 15233-1821JUST 4 KIDZ
It seems that nearly every country has its own Easter traditions, including special foods that are made
and eaten on this holiest of holy days. In Hungary, especially in the northeastern part of the country,
one of the special foods eaten on this day is Easter Cheese, or in Hungarian, Sárga Túró (which trans-
lates to “Yellow Curd” in English, but we think “Easter Cheese” sounds nicer, don’t you agree?).
This sweet dish is a bit like a solid, mild custard, with a texture more like cooked egg whites rather
than cheese. It breaks in slabs rather than crumbles. It may sound unusual but it is surprisingly tasty
and goes great with a savory Easter ham. And, it’s not too hard to make (especially with a little help
from your favorite grown up).
This recipe comes from WPA’s hard-cover cookbook, A Taste of Hungarian Heaven.
What You Need
• 1 dozen extra large eggs
• 1½ quarts 2% milk
• 1/8 cup golden raisins
• 5 tablespoons of sugar
• 2 teaspoons vanilla
• ¼ teaspoon salt
• Cheesecloth (or clean towel) & a colander
What You Do Photo © www.hungariant
idbits.com
• In a large bowl, beat ½ quart of the milk, eggs, sugar and salt.
• In a large pot, warm the remaining quart of milk, then add the egg mixture.
• Stir continuously over medium heat, or lower, until mixture begins to curdle.
• Add the vanilla and raisins.
• Continue cooking until lumps form.
• Place the colander in a large pot or your sink, and lay the cheesecloth (or towel) inside the colander.
• Pour the cheese mixture onto the cheesecloth (or towel). Let cool for a bit, then wrap the cheese-
cloth (or towel) tightly around the cheese and squeeze out as much of the liquid as you can.
• Tie the cloth closed and hang it over a large pot or sink and let it drain for at least 2 hours.
• After cheese has drained, remove the cloth and place cheese into your refrigerator.
• On Easter, slice cheese and serve with your Easter ham.
Kidz illustration © Can Stock Photo Inc./lenm• Maze illustration © Can Stock Photo Inc./nahhan
16 º April 2019 º WILLIAM PENN LIFEWe’re getting to the bottom of this!
Can you find your way from the top of this Easter egg to the bottom?
I
V
WILLIAM PENN LIFE º April 2019 º 17Branch News
Branch 1
Bridgeport, CT
by Jim Ballas
We are well into Lent, a period of
fasting, repentance, moderation,
self-denial and spiritual discipline
for many. It also signals the arrival
of spring, an early, flourishing stage
of development with flowering new
growth. It is a time of reflection and
hope, reminding us of our commit-
ment to help others.
We are celebrating fraternalism
for the benefit of our community
by participating in the Join Hands
Against Hunger campaign. Our
branch, along with the members
and friends of the United Church of
Christ of Bridgeport, will be col-
lecting non-perishable food items
during the month of May.
We are proud to join the church
in fulfilling our common mission
of charity and serving the needs Joining Hands Against Hunger in Johnstown
of others in our community. There Andrew Porter (left) of the Johnstown (Pa.) Salvation Army accepts a shipment of food
are many individuals and families donated by the members of Branch 8 Johnstown from Branch President and National
in our community that are in great Director David Kozak. The donation was part of WPA’s Join Hands Against Hunger
need of food. For some of them, campaign. “Branch 8 was very proud to be able to represent our fraternal organization
their survival depends on it. with an offering to the Johnstown Salvation Army,” said Branch 8 Coordinator Alexis Ko-
You may participate by donating zak. “They are in need everyday to be able to distribute both hot meals and food pantry
non-perishable food items. Par- items. Whether it’s stuffing a child’s backpack with healthy weekend treats or feeding
ticularly needed are: meals in a can hungry senior citizens a hot lunch, the Salvation Army’s feeding programs are as unique
(stew, chili, soup), tuna and canned as its neighborhoods,” she said. The members of Branch 8 felt “privileged to be able to
meat; peanut butter; canned foods help out in this way. It awakened us all that help is needed in our own community.”
with pop-top lids; low-sugar cereals;
canned vegetables (low salt); canned
fruit packed in juice; and 100% fruit • Hungarian Heritage Night with
juice in single serving boxes. Branch 14 the Lake County Captains will be
Please drop off your donated Cleveland, OH held on Saturday, June 8, in Eastlake,
items at the United Church of Christ Ohio. More information to follow.
of Bridgeport, (corner of North and by Richard E. Sarosi • The Cleveland Hungarian Cul-
Laurel Avenues), 2180 North Ave., Happy Easter to all of our members tural Garden will hold the free Liszt
Bridgeport, Conn. The Church’s and friends. We hope that the cold Concert on Sunday, June 23, at 4:00
phone number is 203-334-1491. days of winter are behind us and p.m. in the Cleveland Hungarian
We are also participating in the that the spring flowers are starting Cultural Garden. For more informa-
Greater Bridgeport Crop Walk. It to blossom. tion about the Hungarian Cultural
takes place on Sunday, May 5, from Branch 14 meetings are held in Garden, please visit their website at
1:30 to 4:00 p.m. at Seaside Park in the Bethlen Hall of The First Hun- www.hungarianculturalgarden.org.
Bridgeport. This is part of a nation- garian Reformed Church, 14530 Details of these and other events
wide effort to collect funds to end Alexander Road, Walton Hills. WPA being planned for the Cleveland
hunger in the U.S. and around the Branch 14 adult members and guests Hungarian community will be
world. You can walk and/or spon- are welcome to attend. Upcoming shared as they become available.
sor a walker. Contact Ann Ballas at branch meetings will be held on Remember to check William Penn Life
annballas@att.net or call the Church Wednesday, April 3, and Wednes- each month for the latest informa-
at 203-334-1491 for more detailed day, May 1. Both meetings start at tion--including times, dates, changes,
information. 7:00 p.m. additions, registration deadlines,
Thank you all for your continued Mark your calendars for the etc.--for all the Association events
support. following events to be held in the and other activities in the Hungarian
Happy Easter! Cleveland Hungarian community: community.
18 º April 2019 º WILLIAM PENN LIFEYou can also read
