2012 Art Contest Winners - Western Fraternal Life

Page created by Gregory Mendez
 
CONTINUE READING
2012 Art Contest Winners - Western Fraternal Life
Vol. 114, No. 8 • Established 1897 • August 15, 2012

            2012 Art Contest Winners
   1st                                                      1st
 age 5-7                                                  age 8-9

                   Rylie Fredrickson                                 Zaron Hauswirth
                   Lodge No. 219, Strathcona, MN                     Lodge No. 126, Ashland, WI

  1st                                                      1st
age 10-12                                                age 13-15

                   Zane Hauswirth                                    Zachary Hauswirth
                   Lodge No. 126, Ashland, WI                        Lodge No. 126, Ashland, WI
2012 Art Contest Winners - Western Fraternal Life
WFLA Home Office
                     1900 1 st Ave. NE, Cedar Rapids, IA 52402
                     Toll-free 1-877-wflains (935-2467)
                     (319) 363-2653 Fax: (319) 363-8806                                                       The NCSML’s “Grand
                                                                                                              Opening, Grand
                     Mon. - Thurs., 7:45 a.m.- 4:30 p.m. (CST)                                                Designs” event
                     Friday, 7:45 a.m. - 1:15 p.m. (CST)                                                      ribbon cutting by
                                                                                                              Czech and Slovak
                     Howard J. Wolfe, President
                                                                                                              Republic, U.S., and
Management Team

                     e-mail: jwolfe@wflains.org
                                                                                                              local officials, as well
                     Craig Van Dyke
                                                                                                              as museum board
                     Senior Vice President and Treasurer                                                      members.
                     e-mail: cvdyke@wflains.org

                     Donald Nieland
                     Vice President of Information Technology and
                     Secretary
                     e-mail: dnieland@wflains.org                                       The NCSML was
                                                                                     blessed on Sunday
                     Ann Day Freeman, Vice President and Chief                          during a special
                     Underwriter                                                   service held at noon
                     e-mail: aday@wflains.org                                            by Clergy from
                                                                                       six Cedar Rapids
                     Jack Minder, Controller                                       churches. Attendees
                     e-mail: jminder@wflains.org                                    presented a flower
                                                                                 for blessing, and then
                     Daniel Anderegg, Manager of Sales and Marketing              picked up a different
                     e-mail: Danderegg@wflains.org                                  flower to take with
                                                                                                  them.
                     Howard J. Wolfe
Board of Directors

                     120 N 19th Ave., Hiawatha, IA 52233
                     District 1, Terry Hynek
                     2375 County Rd. Q, Wilber, NE 68465
                     (402) 821-3167 • terryhynek@hotmail.com
                     District 2, Brenda Osterman
                     18803 Ibsen Rd, Sparta, WI 54656                                                         Director Mary
                     (608) 487-2655 • brendaosterman@hotmail.com                                              Bradley carries the
                     District 3, Donald R. Krall                                                              Michigan flag with
                     2324 25th St. SW, Cedar Rapids, IA 52404                                                 her youth group of
                     (319) 365-8873 • dkrall@imonmail.com                                                     dancers from MI.
                     District 4, Duane J. Jirik                                                               Several dancers are
                     Chairman of the Board                                                                    in the new Michigan
                     1006 3rd St. NE, New Prague, MN 56071
                     (952) 758-4885 • dajirik@bevcomm.net
                                                                                                              YELL! youth group.
                     District 5, Mary Bradley
                     200 W. Cass St., St. Johns, MI 48879

                     District 6, Bonita Fillmore
                     10803 Lancaster Ave, Klamath Falls, OR 97601

                     District 7, Brad Evans
                     3345 East Hwy 34, Ennis, TX 75119
                     (972) 816-9611 • bradleymevans@yahoo.com                        The Domaci Czech
                                                                                     Folk Dancers from
                                    FraternalHerald                                   New Prague, MN
                                                                                           line up before
                                          Official Organization of                    the parade, with
                                                                                  D ire c tor D u ane Jirik
                                     Western Fraternal Life Association.
                         Published monthly by the Home Office of Western
                         Fraternal Life Association: No commercial advertising
                         accepted. Periodical Postage
                                                                                      with the flag and
                         Paid at Cedar Rapids, IA and                             his wife, Amy (r) and
                         additional Mailing Office. Post-
                         Master: Send change of ad -                                                 boys.
                         dress to: Western Fraternal Life
                         Association, 1900 1 st Avenue NE,
                         Cedar Rapids, IA 52402. Printed
                         by Automatic Printing Co. in
                         Omaha, NE (ISSN 0006-9256).

                     2                                                                                                August 2012
2012 Art Contest Winners - Western Fraternal Life
NATIONAL CZECH & SLOVAK MUSEUM
 & LIBRARY GRAND RE-OPENING
     It isn’t a coincidence that the new home for the National Czech & Slovak Museum & Library is housed on Inspiration Place.
The journey back has been nothing short of inspirational in the last four years. In 2008, the Czech Museum was swallowed up
by the Cedar River in a frightening act of Mother Nature. Being almost totally emerged in floodwater, the museum was taken
over by debris, sludge, and the stench of floodwaters that had collided with everything in its path. All hope was not lost though,
much like the Czech and Slovak immigrants escaping oppression, the museum has resurfaced stronger than ever.
     The museum was moved 480 feet from its original home, and an additional 33,000 square feet have been added to the already
17,000-square foot facility. Not only was the museum moved, but it was raised 3 feet above the 2008 flood level as a precaution.
The museum now houses a 50-seat theatre, an expanded library, three galleries, WFLA/ZCBJ Hall with a plague recognizing
original contributors, a fully equipped kitchen, outdoor amphitheater, a gift shop, and underground parking for 64 vehicles.
     On July 14 and 15, the grand re-opening of the National Czech & Slovak Museum & Library was celebrated by over 14,000
people from all over the country. This colossal celebration began with a Parade of States winding its way through the newly
restored Czech Village. The wfla Board of Directors, who were in town for a board meeting, walked in the parade and carried a
flag representing their home state. Following the parade, the masses gathered for the opening ceremony and ribbon cutting event.
The museum was then open to the public for library tours and gallery exhibits. John Mucha, grandson of famed artist Alphonse
Mucha, welcomed visitors to the Mucha exhibition. He told of the families' efforts to preserve the artistic legacy of Alphonse’s
works. The Mucha exhibit will continue through December 31. Also featured was the Weird and Wonderful: Award Winning
Art of Children’s Books, a viewing from Slovakia which spotlighted 73 Biennial of Illustrations Bratislava (BIB) award-winning
children’s book illustrators from around the world. This vibrant and fantastical exhibition will be displayed through October
7. The third exhibit, aptly named It All Comes out in the Wash, shows the restored costumes (kroje), scarves, ritual clothes, and
household linens that were damaged by the 2008 flood.
     The afternoon was full of food, dancing, and live music that led into the night. WFLA sponsored a concert stage that hosted
The Craig Erickson Band with special guest Natalie Brown. The Czech Plus Band also performed, and the headline act, Caravan
of Thieves from Connecticut, took the stage at 7 p.m. Outside in the amphitheatre, six authentic folk dance troupes performed.
Lodge Bannister No. 225, along with Director Mary Bradley and former Director Tom Bradley, had a dance group that marched
in the Parade of States, and performed traditional Czech folk dances in the afternoon, directed by Diane Bradley. The Domaci
Czech Folk Dancers from New Prague, MN also performed with several wfla members, including Izak Jirik. The night ended
with a large scale light show created by Matthew Kluber, John Richard, and Sound Concepts of Cedar Rapids. Depicting the
plight from flood to restoration, the title of the light show was Nesmirnost (Czech and Slovak for immensity).
     The celebration continued on Sunday afternoon with a blessing and service, more exhibits, tours, films, musical entertainment,
and puppets. Two performances by the Czechoslovak-American Marionette Theatre based in New York City, were the highlight of
the day. This group uses antique Czech puppets to tell the story of The White Doe. This unique puppet show brought the grand
re-opening to an end at 5 p.m. on Sunday evening.
     The two-day grand re-opening celebration was not only a party to dedicate a new building; it was a healing of sorts for all
involved in the 2008 flood. The museum has fought to rise again and has been reborn larger and stronger than ever. It is truly
an inspirational place!

 Lodge Bannister No. 225 group performing in the   WFLA float with the Craig Erickson band who we     (l to r) Representing their state in the parade were
        afternoon at the Grand Opening.                sponsored on stage in the afternoon.         Joan Sedlacek (MN), Directors Brenda Osterman (WI),
                                                                                                               Don Krall, (IA), and Terry Hynek (NE).
August 2012                                                                                                                                            3
2012 Art Contest Winners - Western Fraternal Life
Art Contest Information
    Our Art Contest winners are pictured on the front and back cover, with their winning entries featuring our theme: Favorite
Summer Activity. We received many excellent entries. Thanks to all our youth members who took the time to share their ideas
and talents with us.
    Our judge was Penni Hancock, art teacher for Hiawatha Elementary School.
    We hope all our young members will enter again next year. Winning pictures can also be viewed on the website:
 www.wflains.org/artcontest.html.

The following entries were awarded Honorable Mention:
Juna Krikava, Lodge 44, Hayward, MN                                                                     Caleb Ainsworth, Lodge No. 330, Brookfield, IL
Natalie Ievans, Lodge No. 330, Brookfield, IL                                                           Rachael Reese, Lodge No. 44, Hayward, MN
Erika Schwisow, Lodge No. 74, Dorchester, NE                                                            Joshua Reyna, Lodge No. 104, Clutier, IA
Andrew Freeman, Lodge No. 7, Cedar Rapids, IA                                                           Chase Christian, Lodge No. 346, Willow River, MN
Autumn McIntyre, Lodge No. 68, Brainard, NE                                                             Erin Szulczewski, Lodge No. 408, City Point, WI
Brian Prchal, Lodge No. 2, New Prague, MN                                                               Zaron Hauswirth, Category 2, Lodge No. 126, Ashland, WI
Zane Hauswirth, Lodge No. 126, Ashland, WI

    Helping Our Young Members Achieve Their Dreams
        The Western Fraternal Life Association Education and Charitable Foundation was formed to allow tax-deductible
    donations toward the benefit of wfla members seeking to advance their education, and in the future make donations to other
    charities.
    Donations to the Foundations (from February 2012 to July 2012)
    Michael Ruzek                                   Lodge No. 38, Austin, MN
    Jack and Linda Minder                           Lodge No. 7, Cedar Rapids, IA
    Melissa Haeska                                  Lodge No. 38, Austin, MN
    Thomson Reuters (matching funds from M. Haeska)
    Lodge 262                                       Cedar Rapids, IA                                           (In Memory of Zula Oujiri)
    Greg and Valerie Gass		                                                                                    (In Memory of Zula Oujiri)
    Col. (Ret) William and Patricia Marvin          Lodge No. 401, Dallas, TX                                  (In Memory of Zula Oujiri)
    Zula Oujiri Memorial Fund                       Cedar Rapids, IA                                           (In Memory of Zula Oujiri)
    Thank you also to Lodge No. 225, Bannister, MI for being a hole sponsor at the Foundation’s golf outing fundraiser held in June.

inside this issue                                                            Check out these great wfla
Features
NCSML Grand Opening.......................... 2-3
                                                                             sponsored organizations
                                                                             National Czech & Slovak Museum                        You Can
                                                                             & Library: find out upcoming events and
                                                                                                                                  Find Us on
Art Contest..........................................................4
Education & Charitable Foundation.........4                                  special exhibits: www.ncsml.org
Youth Writing Contest....................................5
Additional Graduating Members............ 5                                  WOES FM: The Polka Palace, a non-
Kelsey's Korner............................................... 6
Youth In The News........................................ 6
Honor our Veterans...................................... 7
                                                                             commercial, educational radio station
                                                                             broadcast from Ovid-Elsie High School, Elsie,
                                                                             MI: www.oe.k12.mi.us
                                                                                                                                 Facebook and
Czech Regional Archives Online.............. 7
Czech Festivals............................................... 8
Halloween Bags...........................................13
                                                                             Czech-American TV
                                                                             PO Box 100001, Cape Coral, FL 33910                    Twitter.
JHD ..................................................................13     (708) 813-0028 www.catvusa.com
College Tips...................................................28            Czech Radio Programs
New Term Life Insurance..........................31                          Cleveland, OH
                                                                             Joe Kocab, WHK Radio 1220 AM
Departments                                                                  Sundays from 3:03 to 5 p.m.
Producers Page...............................................8
Referral Update...............................................8
Financial Planning..........................................9
Calendar................................................... 10-11                        Access your certificate infor-
Kitchen Talk................................................... 12                       mation through our Member
Spotlight/Earth Care.................................. 13
Fraternal Focus.......................................14-28                              Access at: www.wflains.org
In Memoriam..........................................29-30
May Claims..................................................... 30
4                                                                                                                                                    August 2012
2012 Art Contest Winners - Western Fraternal Life
YOUTH
WRITING
CONTEST
Why is volunteering important to you?
    Tell us about your volunteer efforts in your lodge, schools, clubs, sports teams, or community. Share your volunteer ex-
periences, and explain what makes them worthwhile to you or others. Also, what is your favorite volunteer activity and why?
Prizes include cash, your photo in the Fraternal Herald, and your entry posted on www.wflains.org and our wfla Facebook
page. We may also tweet the winner news.
Winners will be chosen in three age groups. The prizes are:

          Category 1 – Ages 8-10                Category 2 – Ages 11-13                  Category 3 – Ages 14-16

                First - $25                              First - $30                             First - $50
               Second - $15                             Second - $20                           Second - $30
               Third - $10                              Third - $15                             Third - $20

What Can be Entered:                                          General Rules:
An essay, poem, or short story up to 200 words.               1. Author must be a member of wfla between the ages of 8-16.
Work will be judged on adherence to the theme,                2. Entry must be received by November 1, 2012.
creativity, and originality.                                  3. Contestants may submit two entries but may qualify for only
                                                                 one prize.
                                                              4. Winners will be announced in the December Fraternal Herald.
How Do I Enter:
Entries are due November 1, 2012. Entries need to include a school photo (if possible), along with your name, address, phone
number, and wfla lodge number. Please submit either handwritten on lined paper or typed on an 8½ x 11 sheet. Include the
story or poem title.
                                              SEND ALL ENTRIES TO:
                      WFLA Youth Writing Contest, 1900 First Ave. NE, Cedar Rapids, IA 52402
                               WFLA reserves the right to scan or reproduce entries.

                                   Additional Graduate Members:
  Anthony Aguado, Lodge No. 236, Phillips, WI                    Henry T. Johnson III - Lodge No. 144, Mosinee, WI
  Jennafer Denor, Lodge No. 221, Menchalville, WI                Dylan King, Lodge No. 142, Two Rivers, WI
  Ashley Estorf, Lodge No. 196, Black River Falls, WI            Anne Krueger, Lodge No. 108, Denmark, WI
  Zachary Hartvig, Lodge No. 144, Mosinee, WI                    Christine Rhatigan, Lodge No. 196, Black River Falls, WI
  Caitlin Hoida, Lodge No. 142, Two Rivers, WI                   Alexander Veraguth, Lodge No. 193, Adams, WI
  Aaron Johnson, Lodge No. 391, Luxemburg, WI                    Joshua Wiblishouser, Lodge No. 73, Menominee, MI

August 2012                                                                                                                 5
2012 Art Contest Winners - Western Fraternal Life
YOUTH
                                                                    Dorchester 446: Small but Mighty
                                                                        In a few weeks, Lodge No. 446 in Dorchester, TX will start
                                                                   a YELL! group. Other lodges have been taking initiative and
                                                                   starting groups as well, but there is something different about
                                                                   Dorchester. They only have 79 people in their whole lodge. Yet
                                                                   members regularly have 20 or more people at a lodge meeting.
                                                                   They have children and young adults at every meeting. How do
Why We Value Our Volunteers                                        they do it? They keep it fun! They hold meetings at parks and
      Sometimes, volunteering can be a struggle. I get it. I am    near beaches, something that can be done year-round in Texas,
a volunteer for organizations as well. I get e-mails a lot that                             and can be done during the summer
say, “Can you do this? Could you volunteer?                                                 months in the Midwest lodges. They
We need more helpers! Come to this meet-
ing.” Sometimes the answer is yes, but more
often it is no. I’m a busy person, just like
                                                "Volunteers                                 invite friends and extended family as
                                                                                            well. Each meeting has some fun and
                                                                                            social activities like games or playing
you. Everyone needs time to be with family,     do not necessarily                          at the beach.
get work done around the house, and just                                                       The amazing thing about this lodge
decompress after the long workday (or week).    have the time;                              is that it is in a small town with even
It’s amazing that anyone volunteers at all.                                                 smaller membership. Yet, with the right
      In fact, as of September 2011, only 26%
of Americans do volunteer (Volunteering in
                                                they just have                              leadership and determination, members
                                                                                            knew they could create a YELL! group.
America, 2011). Many of our members are a
part of that 1 in 4 that take time out of their
busy schedules to better their community.
                                                the heart."                                 I think this lodge proves that it doesn’t
                                                                                            matter how many members you have,
                                                                                            or how big (or small) your town is, it’s
You are a valuable volunteer for our organiza- 			            -Elizabeth Andrew about the energy and enthusiasm of the
tion, and we need more people like you! Each                                                members. If this tiny lodge can create a
and every time you go to a meeting, think about a person in        YELL! youth group, it shows that each lodge has the potential
your life who enjoys doing service, would go to a meeting, and     to start a group. If you are interested in starting a youth group
invite them along. They don’t need to be a member to go to the     but don’t know where to start, give me a call! I would be glad
meetings or to volunteer; they just won’t have the voting rights   to help: 1-877-935-2467 or email me: kwegner@wflains.org
that members enjoy. This outreach is key to strengthening our
membership and becoming a more inclusive organization. So,
invite those philanthropic friends of yours, all volunteers are
welcome!
                                           YOUTH IN THE NEWS

         Member Ellie Haeska of           Member Kathryn Haeska of Lodge               Member Logan Krivanek of Lodge No. 67,
    Lodge No. 38, Austin, MN          No. 38, Austin, MN participated in          Yukon, OK is a busy young lady who excels in all
    is a member of the Lake City      the Lake City Robotics Competition.         that she does! She recently scored very high on
    Marching Band. Throughout         The team consisted of approximately 18      academic testing and was recognized by Duke
    the month of June, they prac-     members who competed in Regional            University. Logan will be entering the 8th grade
    ticed almost daily. The culmi-    Competition and then advanced to            this fall! She also made the cheerleading squad at
                                                                                  her school for next year. She sings and provides
    nation was performing in ten      State Competition.                          dramatic performances for our enjoyment at
    parades. Ellie plays the mel-                                                 our annual Christmas party. Our lodge mem-
    lophone, which is the marching                                                bers join Logan’s parents, Louis and Lacy, in
    band equivalent of the French                                                 congratulating her on her many achievements.
    Horn.
6                                                                                                                        August 2012
2012 Art Contest Winners - Western Fraternal Life
Honor
      Our Veterans
      The November issue of the Fraternal Herald
      will honor our veterans.
      Please take some time to submit a photo,
      memories, or articles about a living wfla
      member who served our country.

      Send your submissions to:
      Western Fraternal Life Association
      1900 First Ave NE
      Cedar Rapids, IA 52402
      or wflains@wflains.org

                                         It’s A New World
   You Can Research the Czech Regional Archives Online!
                                         Rosemary Bodien, Lodge No. 181, Seattle, WA

     Following are several sites where you can begin to research your Czech ancestors online. If you are not familiar with computers
or the web, ask your children, grand kids, nieces, or nephews to help you start looking. It is a great way to get them interested
in their heritage and develop a family tree that they can share with other members of the family.
     First you need to know the name of your ancestral village in the old country. Were your ancestors Catholic or Protestant?
If Catholic, you need to find the parish. This can be found on Felix Gundacher’s website: http://www.ihff.at/, Select English
version, then gazetteer.
     This website will familiarize you with the Czech Republic regional archives: http://www.czechfamilytree.com/regarchives.
htm/.
     Then this website shows you where your ancestors’ place (village) and region (kral) are in the Czech Republic. Remember
to set “bez diakritiky” (without diacritical marks) and then fill in the search box. The database only knows Czech names, no
German names: http://mesta.obce.cz/.
     Put http://translate.google.com/?hl=en# in your computer toolbar. That will help you translate the Czech pages into English
so you know what is going on! Some sites have little American flags or EN for translating. The records are not translated, though.
The translator function is just for reading directions, headings, etc.
     At www.familysearch.com scroll down to Continental Europe. Click that. These Church books, dates 1552-1948, and records
include Litomerice, Trebon, and Zamrst Regional Archives. Also look at the other records under Czech Republic. This is another
website for Trebon: http://digi.ceskearchivy.cz/.
     To access records at the Brno, Pilsen, and Prague archives, go to http://www.actapublica.eu.
A lady on Czech rootsweb has written a short guide on how to navigate the Actapublica information.
http://czechgenealogy.blogspot.com/2011/guide-to-actapublica-website.html/. It is great!
     The Opava Regional Archives (northern Moravia) parish registers can be found at http://matriky.archives.cz/. This is the
website for the general Opava records: http://www.archives.cz/zao/index.php/.
     Prague city records are found at http://www.ahmp.cz//. This is the perfect situation to use the Google translator that you put
on your toolbar!
     Be patient! Slowly find your ancestors in the church records. Sometimes you can read the writing, sometimes you can’t.
Get to know the column headings to help you find your information. Find others who can help you read the writing. Happy
researching!
August 2012                                                                                                                       7
2012 Art Contest Winners - Western Fraternal Life
P R O D U C E R S PA G E

                                                                              WFLA LEADERS FOR THE
                                                                              MONTH OF JUNE
Region of the Month
          Zeiger Agency

                                                       top career, most                      top commercial
                                                       new members, Most                     Dean Waters, LUTCF,
                                                       Life premium, & most                  CLTC (WI)
                                                       certificates placed
                                                       Jack Brauker, FICF (MI)

REGIONAL MANAGERS                                                                       Top 5 Career Agents
                                                                                        Jack Brauker, FICF
IA         J. David Butler, FICF, LUTCF                                                 Brad Putnam, FIC, LUTCF, CSA
           (319) 621-9597                                                               Carrie Baeten, FIC, LUTCF
SD         James J. Neuhardt, FICF                                                      Fabian Seyller, LUTCF
           (605) 554-2020                                                               Delmont Seyller
NE         Matthew K. Schernikau, FIC
           (402) 464-2500 or                                                            Top 5 Commercial Agents
           (877) 464-9352                                                             Dean Waters, LUTCF, LCTC
                                                       most annuity premium
ND/MN Paul D. Vaagene, LUTCF                           Carrie Baeten, FIC, LUTCF (WI) Brad Pratt, CLU
      (701) 799-2150 or                                                               Connie Gibb
      (888) 898-8863                                                                  Julie Van Boxtel
MI/OH      Daniel J. Zeiger, FICF, LUTCF                                              Delmer Wondercheck, FIC
           (517) 202-2362

                                                                       2012 Lodge Referral Program
                                                                      Congratulations to the members who submitted referrals
                czech festivals                                              between June 16, 2012 - May 15, 2012.
     Sept. 16   MN, Annual Sokol Fall Festival, St. Paul, MN
     Oct. 6     OK, Oklahoma Czech Festival, Yukon, OK               Referrer Name             ST     Lodge      Referral
                                                                     Carol Brinkman            IA      22         1
                                                                     Kelsey Clapp              IA      7          3
                                                                     Sheila Fairchild          OK      475        4
                                                                     Patricia Gotz             WI      408        1
                                                                     Marva Kasl                NE      74         1
                                                                     Ernest Maly               NE      14         3
                                                                     Lavern Potuzak            KS      246        1
                                                                     Dean Radil                MN      192        1
                                                                     Alois Ruman               SD      71         1
                                                                     Kathryn Silhan            TX      428        1

8                                                                                                                  August 2012
2012 Art Contest Winners - Western Fraternal Life
F I N A N C I A L P L A N N I N G M AT T E R S

"What are you
waiting For?"
                                                                By Julie Cole, CFP®, FLMI
                                                                Annuity Product Manager

    "Procrastination, fear, and using the wrong financial tools are the three greatest obstacles to Financial Success," says Mike
Litman, co-author of the bestselling book, Conversations with Millionaires.

     According to a survey conducted by the Financial Planning Association (FPA), only about 5% of the households in America
have a written personal financial plan. The most common response to the question of “Why don’t you have a financial plan?”
-is that most people don’t know where to begin. They feel they are so busy with work and family obligations that they don’t get
around to the critical task of financial planning.

    Fear of making the wrong choices is an obstacle that Litman has overcome. He says that the biggest life changing event
he has experienced was his decision to stop waiting for everything to be perfect before taking action. He adopted the personal
motto, “You don’t have to get it right, you just have to get going.” He encourages everyone to ask themselves, “What have I been
putting off, because I’ve waited for it to be perfect, that I could start today.” And then, of course, go do it.

   According to Litman, there are five things that millionaires have in common. He has listed these items in terms of their
importance to financial success:

  1. Budgets – they have a real, solid budget and stick to it.
  2. Insurance – they put a great deal of importance and have substantial investments in health, life, disability, auto, home,
  and comprehensive liability insurance.
  3. Retirement planning – they started putting money away for retirement at an early age and have consistently put money
  into a retirement plan generally through payroll deduction and automatic payment plans.
  4. Inventory or personal balance statement. They have a written list of all of their assets and liabilities and periodically update
  the values.
  5. Use appropriate financial tools and use credit very carefully. They use retirement plans and IRAs for their retirement
  dollars. They make regular deposits to savings accounts to fund large purchases and emergency repairs. Only their home and
  autos are financed with a mortgage or auto loans. They use credit cards to help them track expenses and generally use credit
  cards knowing that they can pay off the balance from savings or checking.

    Very few of the millionaires interviewed in Litman’s book considered their “keen” choice of investments as the key to their
financial success. They generally consider their success a result of a disciplined approach to saving and spending.

    What are you waiting for? A financial plan shouldn’t be a burden. Start by making a preliminary budget and talking with
your Western Fraternal Life Agent who can guide you to the right insurance and retirement planning tools.

August 2012                                                                                                                        9
CALENDAR
Aug. 15 — Lodge No. 128, Rossville, KS—Mtg., 1 p.m.; lodge hall.             Sept. 12 — Lodge No. 342, Spencer, NE—Mtg., 8 p.m.; Frank & Connie
Aug. 16 — Lodge No. 9, Morse Bluff, NE—Mtg., 6:30 p.m.; Morse                           Zidko home.
           Bluff Legion Hall; 125 year celebration.                                   — Lodge No. 400, Swisher, IA—Mtg., 11:30 a.m.; Clarion Inn,
         — Lodge No. 141, Cadott, WI—Mtg., 5 p.m.; Riverview Park;                      Cedar Rapids.
           potluck picnic.                                                            — Lodge No. 402, Ennis, TX—Mtg., 7 p.m.; Sokol Ennis Dining
Aug. 18 — Lodge No. 127, Owatonna, MN—Mtg.; Steele County Free                          Room, 2622 E. Hwy 34, Ennis.
           Fair; Old Time Music Day & bike giveaway.                         Sept. 13 — Lodge No. 147, Mandan, ND—Mtg., 6:30 p.m.
Aug. 19 — Lodge No. 71, Utica, SD—Mtg., 2 p.m.; Stan Wood's home;                     — Lodge No. 155, Montegomery, MN—Mtg., 6 p.m.; Flipside
           make plans for the state mtg and plan meal for honored                       Pub & Grill, New Prague; RSVP 507-744-2716.
           guests. Plan on paper & can drive with 4-H club.                           — Lodge No. 330, Brookfield, IL—Mtg.; Czech Plaza Restau-
         — Lodge No. 121, Caldwell, KS—Mtg., 6 p.m.; watermelon                         rant, 7016 Cermak Rd, Berwyn, IL; Any questions please call
           feed.                                                                        Rosemary Davis and leave a message at 630-620-5324.
         — Lodge No. 446, Dorchester, TX—Mtg., 4 p.m.; Lake                           — Lodge No. 332, Weyerhaeuser, WI—Mtg., 10 a.m.; senior
           Texoma; mtg & covered dish supper; party for adults & water                  citizen.
           games for the kids.                                               Sept. 14 — Lodge No. 242, Owosso, MI—Mtg., 1:30 p.m.; 1775 E
Aug. 20 — Lodge No. 104, Clutier, IA—Mtg., 5:30 p.m.; lodge hall.                       Owosso Ave.
Aug. 26 — Lodge No. 260, Kolin, LA—Mtg., 4 p.m.; Kolin Lodge Hall.                    — Lodge No. 346, Willow River, MN—Mtg., 1 p.m.; Community
Aug. 27 — Lodge No. 246, Alton, KS—Mtg., 7 p.m.; Alton Lyman T.                         Room at Wild River Apts., Sandstone, MN
           Earl Community Park; bike giveaway.                               Sept. 15 — Lodge No. 38, Austin, MN—Mtg., 1 p.m.; Mower County
Aug. 31 — Lodge No. 147, Mandan, ND—7-11 p.m.; lodge hall; concert;                     Senior Center.
           open to public.                                                   Sept. 16 — Lodge No. 121, Caldwell, KS—Mtg., 6 p.m.; Nostalgia Nook;
Sept. 1 — Lodge No. 430, West, TX—Mtg., noon; Nors Sausage &                            back to school.
           Burger House.                                                              — Lodge No. 168, Mahnomen, MN —Social time; 2:15 p.m.;
Sept. 2 — Lodge No. 3, Crete, NE—Mtg., 1:30 p.m.; Centennial                            Red Apple Cafe.
           Terrace.                                                                   — Lodge No. 408, City Point, WI—Mtg.
         — Lodge No. 28, Clarkson, NE—Mtg., noon; Brass Rail                 Sept. 18 — Lodge No. 80, Tyndall, SD—Mtg., 8 p.m.; Margie Hovorka's
           Restaurant; meal with mtg to follow; birthday celebration.                   home.
         — Lodge No. 144, Mosinee, WI—Mtg., 1:30 p.m.; Marcell                        — Lodge No. 296, Omaha, NE—Mtg., 6 p.m.; Sokol South
           Wieloch home, 1705 Town Hall Rd, Mosinee.                                    Omaha Hall; potluck; bring items for Humane Society.
Sept. 3 — Lodge No. 152, Farwell, NE—Mtg., noon; Farwell Fire Hall.          Sept. 19 — Lodge No. 128, Rossville, KS—Mtg.; lodge hall; 1 p.m. mtg;
Sept. 4 — Lodge No. 74, Dorchester, NE—Mtg., 7:30 p.m.; Tabor Hall.                     3 p.m volunteer picnic at the hall.
         — Lodge No. 401, Dallas, TX—Mtg., 7 p.m.; Catholic Czech            Sept. 20 — Lodge No. 9, Morse Bluff, NE—Mtg., 6:30 p.m.; Morse
           Club, Dallas, TX.                                                            Bluff Legion Hall; work at LIM clothing and food pantry.
         — Lodge No. 500, Cedar Rapids, IA—Mtg., 6 p.m.; wfla                Sept. 21 — Lodge No. 127, Owatonna, MN—5:30 p.m.; get together
           Annex; 6 p.m. potluck dinner. Speaker from Police Dept to                    at American Legion.
           speak on Scams. Bring infant coveralls to convert.                         — Lodge No. 192, Alexandria, MN—Mtg., 8 p.m.; lodge hall.
Sept. 5 — Lodge No. 247, Flint, MI—Mtg., 4:30 p.m.; Walli's East.            Sept. 22 — Lodge No. 192, Alexandria, MN—Mtg., 6:30 p.m.; lodge
Sept. 8 — Lodge No. 73, Menominee, MI—Mtg., noon; Tradewinds                            hall; fall supper.
           Restaurant, Marinette.                                            Sept. 23 — Lodge No. 181, Seattle, WA—Mtg.; Tacoma; Museum of
Sept. 9 — Lodge No. 11, Hopkins, MN—Mtg., 2:30-5 p.m.; Faith                            glass outing, contact Marjorie Bianco, 425-483-4296.
           Presbyterian Church, 12007 Excel Blvd; 115 anniversary                     — Lodge No. 260, Kolin, LA—Mtg., 4 p.m.; Kolin Lodge Hall.
           celebration, honoring 50/75 year members, Hopkins/MTKA,           Sept. 29 — Lodge No. 128, Rossville, KS—Mtg., 7 p.m.; lodge hall;
           sandwich social, free will offering to cover expenses; RSVP                  community dance.
           by Sept 1 to Ann at 612-791-3104.                                 Sept. 30 — Lodge No. 242, Owosso, MI—Mtg., 2 p.m.; 1775 E Owosso
         — Lodge No. 14, Ord, NE—Mtg., 11 a.m.; North Loup Café.                        Ave; Stan Saylor Band; open to public, cost $10; sandwiches
         — Lodge No. 20, Whitelaw, WI—Mtg., noon; Kellnersville                         & dessert extra.
           Community Center; Fall Festival, potluck dinner at noon,          Oct. 1 — Lodge No. 152, Farwell, NE—Mtg., noon; Farwell Fire Hall;
           bring dish to pass, meat will be supplied by the lodge. Fun                  Halloween.
           and games along with a short meeting to be held after dinner.              — Lodge No. 389, Western, NE—Mtg., 8 p.m.; lodge hall.
         — Lodge No. 193, Adams, WI—Mtg., 1 p.m.; Big Flats Town                      — Lodge No. 500, Cedar Rapids, IA—Mtg.; 5:30 p.m.; pizza
           Hall; Picnic, District 5 lodges invited; potluck dinner, bingo,              provided, bring salad or dessert; speaker Darin Crow on CR
           music, scholarship drawings; food pantry items collected.                    history; after mtg we will put together Halloween candy bags
         — Lodge No. 225, Bannister, MI—Mtg., 1:30 p.m.                                 for Tanager Place.
         — Lodge No. 236, Phillips, WI—Mtg., 1:30 p.m.; Dennis and           Oct. 3 — Lodge No. 108, Denmark, WI—Mtg., 7:30 p.m.; VFW Hall
           Beverly Brayton home.                                                        on Green Bay Rd, Denmark.
         — Lodge No. 242, Owosso, MI—Mtg., 2 p.m.; 1775 E Owosso                      — Lodge No. 247, Flint, MI—Mtg., 4:30 p.m.; Walli's East.
           Ave; Hank Haller Band; open to public, cost $10; sandwiches       Oct. 7 — Lodge No. 3, Crete, NE—Mtg., 1:30 p.m.; Centennial Terrace.
           & dessert extra.                                                           — Lodge No. 28, Clarkson, NE— noon; Brass Rail Restaurant;
         — Lodge No. 361, Meadowlands, MN—Mtg., 1 p.m.; National                        meal with mtg to follow.
           Hall, So. on Hwy 29 to Hall Rd.                                            — Lodge No. 106, Lankin, ND—Mtg., 12:30 p.m.; Lankin
         — Lodge No. 437, Ord, NE—Mtg., 1 p.m.; Ord Veteran's Club;                     Senior Center.
           special guest speakers Wes Richard; airplane collection.                   — Lodge No. 144, Mosinee, WI—Mtg., 1:30 p.m.; Marcell
         — Lodge No. 446, Dorchester, TX—Mtg., 4 p.m.; Lake                             Wieloch home, 1705 Town Hall Rd, Mosinee, WI.
           Texoma; mtg & covered dish supper; water games for kids                    — Lodge No. 192, Alexandria, MN—Mtg., noon; Donald Trousil
           & sand castle contest.                                                       home; following road ditch cleaning; potluck.
Sept. 10 — Lodge No. 127, Owatonna, MN—Mtg., 6 p.m.; Izaak Walton                     — Lodge No. 225, Bannister, MI—Mtg., 1:30 p.m.; food
           Bldg.                                                                        collection for Elsie Food Bank.
         — Lodge No. 142, Two Rivers, WI—Mtg., 7 p.m.; Fire Station.                  — Lodge No. 246, Alton, KS—Mtg., 11 a.m.; Alton Bull City
         — Lodge No. 389, Western, NE—Mtg., 8 p.m.; lodge hall.                         Café; Halloween; plan for trick-or-treat for Halloween.
Sept. 11 — Lodge No. 7, Cedar Rapids, IA—Mtg., 6 p.m.; wfla Annex.                    — Lodge No. 437, Ord, NE—Mtg., 1 p.m.; Ord Veteran's Club;
         — Lodge No. 45, Omaha, NE—Mtg., 6:30 p.m.; South Omaha                         following meeting, dance for Mid-Nebraska clients.
           Sokol Hall; personal care items for Safe Haven Women's            Oct. 8 — Lodge No. 20, Whitelaw, WI—Mtg., 7 p.m.; Kellnersville
           Shelter - shampoo, hair color, lotions, diapers, etc.                        Community Center; fall-nature event.
         — Lodge No. 69, St. Paul, MN—Mtg., 6 p.m.; CSPS Hall, 383                    — Lodge No. 127, Owatonna, MN—Mtg., 6 p.m.; Izaak Walton
           Michigan St., St. Paul.                                                      Bldg; Halloween costume and potluck party with mtg to
         — Lodge No. 188, Minot, ND—Mtg., noon; Parker Senior                           follow.
           Center.                                                                    — Lodge No. 142, Two Rivers, WI—Mtg., 7 p.m.; Fire Station.
         — Lodge No. 221, Menchalville, WI—Mtg., 8 a.m.; K-City              Oct. 9 — Lodge No. 7, Cedar Rapids, IA—Mtg., 6 p.m.; wfla Annex.
           Diner; breakfast mtg.
10                                                                                                                                     August 2012
CALENDAR
          — Lodge No. 45, Omaha, NE—Mtg., 6:30 p.m.; South Omaha                       — Lodge No. 106, Lankin, ND—Mtg., 12:30 p.m.; Lankin
            Sokol Hall; bring bagged Halloween candy for community                       Senior Center.
            youth.                                                                     — Lodge No. 144, Mosinee, WI—Mtg., 1:30 p.m.; Marcell
          — Lodge No. 69, St. Paul, MN—Mtg., 6 p.m.; CSPS Hall, 383                      Wieloch Home, 1705 Town Hall Rd, Mosinee.
            Michigan St., St. Paul.                                                    — Lodge No. 246, Alton, KS—Mtg., 11 a.m.; Alton Bull City
          — Lodge No. 188, Minot, ND—Mtg., noon; Parker Senior                           Café; Thanksgiving; invite all members to come and have a
            Center.                                                                      special meal together.
Oct. 10   — Lodge No. 342, Spencer, NE—Mtg., 8 p.m.; Dr. Charles &                     — Lodge No. 437, Ord, NE—Mtg., 1 p.m.; Agnes Janda home;
            Donna Zidko home.                                                            donate items to veterans.
          — Lodge No. 400, Swisher, IA—Mtg., 11:30 a.m.; Clarion Inn,        Nov. 5    — Lodge No. 152, Farwell, NE—Mtg., noon; Farwell Fire Hall;
            Cedar Rapids.                                                                Thanksgiving dinner.
          — Lodge No. 402, Ennis, TX—Mtg., 7 p.m.; Sokol Ennis Dining                  — Lodge No. 155, Montgomery, MN—Mtg., 5 p.m.; Flipside
            Room, 2622 E. Hwy, 34, Ennis.                                                Pub & Grill, New Prague; holiday dinner meeting.
Oct. 11   — Lodge No. 147, Mandan, ND—Mtg., 6:30 p.m.                                  — Lodge No. 389, Western, NE—Mtg., 7 p.m.; lodge hall.
          — Lodge No. 242, Owosso, MI—Mtg., 1:30 p.m.; 1775 E                          — Lodge No. 500, Cedar Rapids, IA—Mtg.; 6 p.m.; wfla Annex.
            Owosso Ave.                                                      Nov. 6    — Lodge No. 401, Dallas, TX—Mtg., 6 p.m.; Catholic Czech
          — Lodge No. 330, Brookfield, IL—Mtg.; Czech Plaza Restau-                      Club, Dallas, TX; assemble mailings for our Christmas party.
            rant, 7016 Cermak Rd, Berwyn, IL; any questions please call      Nov. 7    — Lodge No. 247, Flint, MI—Mtg., 4:30 p.m.; Walli's East.
            Rosemary Davis and leave a message at 630-620-5324.              Nov. 8    — Lodge No. 147, Mandan, ND—Mtg., 6:30 p.m.
          — Lodge No. 332, Weyerhaeuser, WI—Mtg., 1 p.m.; Gert &                       — Lodge No. 330, Brookfield, IL—Mtg.; Czech Plaza Restau-
            Frank Bonczyk home.                                                          rant, 7016 Cermak Rd, Berwyn, IL; any questions please call
Oct. 12   — Lodge No. 346, Willow River, MN—Mtg., 1 p.m.; Community                      Rosemary Davis and leave a message at 630-620-5324.
            Room at Wild River Apts, Sandstone, MN.                                    — Lodge No. 332, Weyerhaeuser, WI—Mtg., 1 p.m.; Agnes
Oct. 13   — Lodge No. 73, Menominee, MI—Mtg., noon; Tradewinds                           Styczynski; plan Christmas party.
            Restaurant, Marinette.                                           Nov. 9    — Lodge No. 80, Tyndall, SD—Mtg., 5 p.m.; dinner.
          — Lodge No. 446, Dorchester, TX—Mtg., 8 a.m.; Garage sale          Nov. 10   — Lodge No. 8, Verdigre, NE—Mtg.; Pishelville Hall; pork BBQ
            & mtg.                                                                       from 5-9 p.m.
Oct. 14   — Lodge No. 11, Hopkins, MN—Mtg., 1:30 p.m.; Resource                        — Lodge No. 73, Menominee, MI—Mtg., noon; Tradewinds
            West Bldg, 9-10 Street, Hopkins.                                             Restaurant, Marinette.
          — Lodge No. 14, Ord, NE—Mtg., 11 a.m.; North Loup Café.                      — Lodge No. 181, Seattle, WA—Mtg., 12:30 p.m.; Kirkland Fire
          — Lodge No. 193, Adams, WI—Mtg., 1 p.m.; Big Flats Town                        Station #22; Giving thanks Czech/Slovak potluck luncheon,
            Hall; potluck dinner before mtg; food pantry and family center               contact Marjorie Bianco at 425-483-4296.
            items collected.                                                 Nov. 11   — Lodge No. 11, Hopkins, MN—Mtg., 1:30 p.m.; Resource
          — Lodge No. 225, Bannister, MI—Mtg.; annual fall dinner;                       West Bldg, 9-10 Street.
            11:30 a.m.-2 p.m., cost is $10 for adults and $3 for children.             — Lodge No. 14, Ord, NE—Mtg., 11 a.m.; North Loup Café.
          — Lodge No. 236, Phillips, WI—Mtg., 1:30 p.m.; Frank &                       — Lodge No. 193, Adams, WI—Mtg., 1 p.m.; Big Flats Town
            Delores Marlenga home.                                                       Hall; potluck dinner before mtg; food pantry and family center
          — Lodge No. 361, Meadowlands, MN — Mtg., 1 p.m.;                               items collected.
            Meadowlands Manor, 7727 Scott Ave, Meadowlands.                            — Lodge No. 225, Bannister, MI—Mtg.; Bannister Veteran's
Oct. 16   — Lodge No. 296, Omaha, NE—Mtg., 6 p.m.; Sokol South                           Memorial at 1 p.m.; lodge mtg at 1:30 p.m. Toys for Tots
            Omaha Hall; Halloween pizza party, treat for youth members,                  Collection. Contact Ruth Malek 989-838-4493.
            costumes optional, bring personal items for Veteran's home.                — Lodge No. 242, Owosso, MI—Mtg., 1:30 p.m.; 1775 E
Oct. 17   — Lodge No. 128, Rossville, KS—Mtg., 1 p.m.; lodge hall.                       Owosso Ave.
Oct. 18   — Lodge No. 9, Morse Bluff, NE—Mtg., 6:30 p.m.; Morse                        — Lodge No. 361, Meadowlands, MN — Mtg., 1 p.m.;
            Bluff Legion Hall; Halloween treats.                                         Meadowlands Manor, 7727 Scott Ave, Meadowlands.
Oct. 19   — Lodge No. 127, Owatonna, MN—5:30 p.m.; get together                        — Lodge No. 408, City Point, WI—Mtg., noon; City Point
            at American Legion.                                                          Community Center; potluck, bingo.
Oct. 20   — Lodge No. 38, Austin, MN—Mtg., 1 p.m.; Mower County              Nov. 12   — Lodge No. 20, Whitelaw, WI—Mtg., 7 p.m.; Kellnersville
            Senior Center.                                                               Community Center; history of Thanksgiving; plan for
Oct. 21   — Lodge No. 121, Caldwell, KS—Mtg., 6 p.m.; Nostalgia Nook;                    Christmas party, discuss end-of-year donations; elections
            Halloween party.                                                             of officers; audit committee.
          — Lodge No. 242, Owosso, MI—Mtg., 2 p.m.; 1775 E Owosso                      — Lodge No. 127, Owatonna, MN—Mtg., 6 p.m.; Izaak Walton
            Ave; Millie Czech Us Out Band; open to public, $10;                          Bldg; election of officers.
            sandwiches & dessert extra.                                                — Lodge No. 142, Two Rivers, WI—Mtg., 1 p.m.; Fire Station.
          — Lodge No. 260, Kolin, LA—Mtg., 4 p.m.; Kolin Lodge Hall.         Nov. 13   — Lodge No. 7, Cedar Rapids, IA—Mtg., 6 p.m.; wfla Annex.
Oct. 22   — Lodge No. 104, Clutier, IA—Mtg., 5:30 p.m.                                 — Lodge No. 45, Omaha, NE—Mtg., 6:30 p.m.; South Omaha
Oct. 26   — Lodge No. 192, Alexandria, MN—Mtg., 7 p.m.; lodge hall;                      Sokol Hall; Thanksgiving potluck; scarves, gloves, mittens,
            Halloween party; costumes encouraged, potluck stew.                          hats for area youth.
Oct. 27   — Lodge No. 225, Bannister, MI—Mtg.; Holiday Bazaar, 9                       — Lodge No. 69, St. Paul, MN—Mtg., 6 p.m.; CSPS Hall, 383
            a.m.-3 p.m. Contact Donni Fornusek at 989-862-5290.                          Michigan St., St. Paul; turkey bingo after mtg.
          — Lodge No. 391, Luxemburg, WI — Mtg., 1: 30 p.m.;                           — Lodge No. 188, Minot, ND—Mtg., noon; Parker Senior
            Montpelier Community Center; Halloween party.                                Center.
Oct. 28   — Lodge No. 71, Utica, SD—Mtg., 2 p.m.; Lumir Ruman                          — Lodge No. 221, Menchalville, WI—Mtg., 6:30 p.m.; com-
            residence; discussion on harvest dance.                                      munity center.
          — Lodge No. 242, Owosso, MI—Mtg., 11:30 a.m.; 1775 E               Nov. 14   — Lodge No. 128, Rossville, KS—Mtg., 1 p.m.; lodge hall.
            Owosso Ave; Halloween party; bring canned good and                         — Lodge No. 342, Spencer, NE—Mtg., 7 p.m.; Frank & Connie
            goodies for cake walk.                                                       Zidko home.
          — Lodge No. 446, Dorchester, TX—Mtg., 3 p.m.; West Side                      — Lodge No. 346, Willow River, MN—Mtg., 1 p.m.; Community
            Park; Halloween party/hayride; games for kids & adults,                      Room at Wild River Apts., Sandstone, MN.
            hayride and hot dog roast. Halloween treat bags for kids.                  — Lodge No. 400, Swisher, IA—Mtg., 11:30 a.m.; Clarion Inn,
Nov. 3    — Lodge No. 121, Caldwell, KS—Mtg., 6 p.m.; Nostalgia Nook;                    Cedar Rapids.
            Thanksgiving dinner, covered dish.
          — Lodge No. 430, West, TX—Mtg., noon; Nors Sausage &
            Burger House.
Nov. 4    — Lodge No. 3, Crete, NE—Mtg., 1:30 p.m.; Centennial Terrace.
          — Lodge No. 28, Clarkson, NE— noon; Clarkson City Hall;
            potluck meal with mtg to follow.

August 2012                                                                                                                                        11
K I T C H E N TA L K
               Clarification From July Issue                                               Chicken Chow Mein Casserole
  We had a question concerning the amount of water used in the                                Pam Ryba, Lodge No. 106, Lankin, ND
Very Raspberry Pie recipe, which was listed in the July issue. The            2   C cooked chicken                  1 C chopped celery
                                                                              ½   C shredded carrots                ½ C chopped green peppers
recipe is repeated below.                                                     1   4 oz. sliced mushrooms, drained ⅓ C sliced or slivered
                      Very Raspberry Pie                                      1   T diced pimentos, drained			            almonds, toasted
        Evelyn Rutledge, Lodge No. 262, Cedar Rapids, IA                      1   10.5 oz can cream of chicken soup 1 C chow mein noodles
Raspberry Topping:                                                             Heat oven to 3500. In a bowl, combine together chicken, celery,
 6 C fresh raspberries, divided      1 C sugar                               carrots, green pepper, mushrooms, almonds, and pimento. Add soup
 3 T cornstarch                      1-2 T water
Cream filling:                                                               to bowl; mix well. Put in a 2 quart baking dish. Bake, covered in a
 1 pkg (8 oz) cream cheese, softened 1 C whipped topping                     3500 oven for 30 minutes. Uncover and top with chow mein noodles.
 1 C confectioners sugar             1 graham cracker crust (9 inches)       Bake, uncovered for 5-10 minutes, or until heated through. Serves 4.
   Mash about 2 C raspberries to measure 1 C; place in sauce pan.
   Add sugar, cornstarch, and water. Bring to a boil, stirring constantly;                         Sauerkraut Strudel
cook stir 2 minutes longer. Strain to remove berry seeds if desired. Cool                Marlene Kilberger, Lodge No. 400, Swisher, IA
to room temperature, about 20 minutes. Meanwhile, for filling,beat            2   T butter                       ½ tsp caraway seed
cream cheese, whipped topping, and confectioners sugar in a mixing            1   lg onion, finely chopped       1 tsp pepper
                                                                             14   oz sauerkraut                  1 T brown sugar
bowl. Spread in bottom of crust. Top with remaining raspberries.              4   slices bacon, chopped          8 or more sheets of phyllo dough
Pour cooled raspberry sauce over top. Refrigerate until set, about 3          1   4 oz beef stock                2 T butter, melted
hours. Store in the refrigerator. Garnish with mint.                            Melt butter on medium heat in a medium size pan. Then add
                                                                             bacon and cook til slightly crisp. Remove from pan and save bacon
                             Fruit Torte                                     fat. Add onions to bacon fat and cook til soft, 5-7 minutes. Add
         Lou Ann Laurin, Lodge No. 73, Menominee, MI                         bacon and sauerkraut to onions and mix. Finally, add beef stock,
1½ C flour                       ¾ tsp salt                                  caraway seeds, sugar, and pepper and stir well. Continue cooking
 1 T butter                      1 egg                                       15-20 minutes allowing liquid to evaporate. Turn off heat and let
 1 C sugar                       1 lb can fruit cocktail
 1 tsp baking soda               ½ C chopped nuts
                                                                             sauerkraut mixture to cool 10-15 minutes. Preheat oven to 4000. Roll
 1 tsp vanilla                                                               out the phyllo dough. Place 1 or 2 sheets of dough on a cutting board,
Topping:                                                                     brush with melted butter, then layer it with another 1 or 2 sheets of
 ¾ C brown sugar                 1 T butter                                  phyllo dough and press down. Repeat until you have 8 layers. Spread
 1 T flour                       ½ C chopped nuts                            sauerkraut mixture along the long edges of the dough leaving about
   Combine flour, butter, sugar, soda, vanilla, salt, egg, and juice         an inch on the end. Roll up dough and brush ends with butter and
from mixed fruit. Mix well.                                                  press edges down. Brush top with butter. Makes 4 slits on top. Bake
   Fold in fruit and nuts. Pour into a 9x13" pan. Bake 35-40 minutes         20-25 minutes or until lightly browned. Serves 4-6.
at 3500.
   Top with topping. Mix all ingredients until crumbly. Serves 12.
                                                                                                Jerk Chicken Casserole
                                                                                           Karen Ryba, Lodge No. 106, Lankin, ND
                       Crunchy Pea Salad                                      ½   tsp salt                            6 C sweet potatoes, peeled
               Dianne Bahn, Lodge No. 71, Utica, SD                           1   tsp pumpkin pie spice			                   and cubed
 1 pkg (10 oz) frozen peas, thawed 1 C diced celery                           ½   C honey                             1½ tsp ground all spice
 1 C chopped cashews               1 C cauliflower florets                    ½   C lime juice                        1½ tsp dried thyme leaves
½ to 1 C ranch dressing            ¼ C diced green onion                      4   tsp cornstarch                      ½ tsp powdered cayenne pepper
 ½ C crispy cooked and crumbled bacon                                         4   T sliced green onions               2 lbs chicken breast, cut into
 ½ C sour cream                                                               2   T vegetable oil			                         large chunks
  Combine peas, cauliflower, onion, cashews, sour cream, and ranch            1   can (15 oz) black beans, drained, rinsed
dressing. Mix well and chill until ready to serve. Top each serving            Heat oven to 3750. Spray 8½x11 pan with cooking spray. In a
with crumbled bacon.                                                         small bowl, mix pumpkin pie spice, all spice, thyme, and red pepper
  If counting calories, low fat yogurt and low fat ranch dressing may        (cayenne). Rub mixture on all sides of chicken. In 12" nonstick skillet,
be substituted for sour cream and ranch dressing. Serves 8.                  heat oil over medium-high heat. Cook chicken in oil 2-3 minutes
                                                                             per side, until brown.
                                                                               In baking dish, layer beans and sweet potatoes. Top with browned
              Strawberry Glazed Fruit Salad
       Evelyn Rutledge, Lodge No. 262, Cedar Rapids, IA                      chicken. In small bowl, mix honey, lime juice, and cornstarch; add
 1 qt fresh strawberries, halved      1 can (20 oz) pineapple chunks,        to skillet. Heat to boiling, stirring constantly. Pour over chicken in
 4 firm bananas, sliced			                   drained                         baking dish. Bake 35-45 minutes or until juice of chicken is clear
 1 jar or pouch (16 oz) strawberry glaze                                     when center of thickest part is cut and sweet potatoes are fork tender.
   In a large bowl, gently toss strawberries, pineapple, and bananas;        Sprinkle with green onions.
fold in the glaze. Chill for 1 hour. Serves 6-8.                               Note: You can substitute ½ tsp ground cinnamon, ¼ tsp ground
   Tip: to keep the bananas from turning brown, I cut them up and            ginger, and ¼ tsp ground nutmeg for the pumpkin pie spice. Serves
put them in pineapple juice to soak for a while.                             8-10.

12                                                                                                                                      August 2012
SPOTLIGHT                                        Do You Need A
                                                  Halloween Bag?
                                              WFLA is offering a free plastic, reflective Trick-or-Treat
                                         bag with safety tips printed on the front. If you would like
                                         a bag for you, your child, or grandchild, fill out the form
                                         below and send it to us by October 15, 2012. One bag per
                                         child.
                                              If you would like several for a charity youth project or
                                         a Halloween party, please include $.20 per bag (limit 50
                                         per lodge).

                                         Name_______________________________________________________________
  Member Royal Cenefelt of Lodge
  No. 108, Denmark, WI celebrating       Lodge No.___________________________________________________________
    his 90th birthday with great-
  grandson James Bull, and his pal       Address_____________________________________________________________
          "Doc" looking on.                                Street                                     City             State         Zip

                                                                                     SEND TO:
                                                                         Western Fraternal Life Association
                                                                                 Halloween Bag Offer
                                                                    1900 First Avenue NE, Cedar Rapids, IA 52402

                                         J O I N H A N D S D AY C O R R E C T I O N
                                         We inadvertently placed this photo with a different lodge.

                                         Lodge Cecho-Moravan No. 68,
                                         Brainard, NE
                                              Members partnered with youth
                                         and the Heritage Club. Flowers and
                                         herbs were transplanted into colorful
 Member Helen Krauer of Lodge No.        containers, and these were given to
 28, Clarkson, NE celebrated her 80th    their mothers. Each youth received
              birthday.
                                         enough plants to give to their moth-
                                         ers, and the rest were donated to the
                                         Senior Center in David City.

              Vacation: Get away without breaking your budget
     The summer is nearly over, but that doesn’t mean your              • Drive instead of flying. Depending on how far you plan
vacation plans have to go on hiatus. And the good news is you           to travel, driving can be less expensive. Consider that once
don’t have to spend a fortune to get away from it all for a week        you’ve landed, you may have to pay for car rentals or cab fares,
or a weekend.                                                           and factor those costs into your estimate. Look for vacation
                                                                        destinations less than 200 miles away to make driving there
    Here are a few ways to take a frugal break from the grind:
                                                                        more realistic.
• Compare prices. The rise of smartphones and other mobile
devices has given birth to a range of travel apps that enable           • Hit the national parks. You don’t have to go to a swank resort
you to search for the best deals on gasoline, lodging, and other        or a high-priced tourist trap. Yellowstone, the Grand Canyon,
necessities.                                                            and other parks offer affordable access and breathtaking scenery.
• Check airlines on your own. Sites like Expedia and                    • Look for alternatives to hotels and restaurants. A bed and
                                                                        breakfast, or a cottage rental that allows you to cook your own
Travelocity simplify the process of comparing airfares, but you
                                                                        meals, can cut costs while affording you comforts of home.
can sometimes find less expensive flights on the airlines’ own
                                                                        And pack your own lunches and snacks to avoid high prices at
websites. It pays to be thorough.
                                                                        restaurants and fast-food joints.
                                                                                                                        Source: First Draft
August 2012                                                                                                                             13
F R AT E R N A L F O C U S

                       California                                     Helen Makes asked for input from members regarding
                                                                    our meeting place. All members present agreed to continue
Lodge Golden West No. 377, Los Angeles, CA                          meeting at McCook Restaurant (there is ample parking
Linda Phillips, Correspondent                                       and easy access).
   On March 6, Larry Phillips and Karen Miller went to the            Future meetings are set for September 13, October 11,
tree planting ceremony in Glendale, in memory of Ethel              November 8, and December 13. Please join us. Any questions,
Winslow and Antoinette Chemlir.                                     please call Secretary Rosemary Davis and leave a message at
   Our April meeting was held at Maximilian’s European              630-620-5324.
Restaurant in North Hollywood. We discussed JOIN
HANDS DAY. Correspondence was read by John Winslow.
We enjoyed a nice lunch after all business was taken care of.                                        Iowa
   For our JOIN HANDS DAY project in May, we put                    Lodge Karel IV No. 13, Cedar Rapids, IA
together 35 bags filled with candy and patriotic cards made by      Becky Kramer, Correspondent
3rd and 5th grade students from Lorne Elementary School. The
                                                                             Lodge President Mike Papich
bags were delivered to the Sepulveda Veteran’s Convalescent              presenting Bailey Bacon with the
Hospital. They are always thrilled to receive our gifts.            Lodge 13 scholarship for 2012. She will
                                                                               be attending UNI in the fall.
   Our June meeting was held at the Golden Spur Cafe at
the Gene Autry Museum. We discussed our next project,
which will be to make welcome bags for Saint Anne’s Home
for Unwed Mothers at our July meeting. Members discussed
sending a donation to the Yosemite Foundation again this
year.
   We talked about referrals and how important it is for            Lodge Klas No. 160, Center Point, IA
members to talk to friends and family about our group. After        Ramona Williams, Correspondent
the meeting and lunch, we toured the new art exhibit at the           Members held a meeting on April 21 at the Marriott.
museum. This is a fun place to meet and everyone enjoys             Following our meal, President Don Williams called our
going to the museum to see the new exhibits.                        meeting to order. Our usual order of business followed.
   Two of our members went to Prague to participate in the            Don informed members of the State Meeting that he,
Sokol Slet in June.                                                 Ramona, and Vera attended. The main topic was how to get
   Our August meeting/social will be held at Cerritos Park          younger members to be active.
in conjunction with Sokol LA.                                         For JOIN HANDS DAY, we joined the Center Point
   We are still collecting small travel size toiletries, greeting   Learning Class to deliver meals to them.
card fronts, eyeglasses and cases, box tops and soup labels           Members met at Cooper’s Mill on June 28. President Don
for education, pop tops, gently used magazines, and books.          Williams called our meeting to order following the meal. It
   We are trying to send out meeting information by email           was noted that several members delivered May Baskets to four
if we can, so if you have an email address and would like           lodge members and three friends. They thoroughly enjoyed
to receive information about our lodge, please email us at          these baskets and our thoughtfulness.
LtoLp@verizon.net. Please put wfla in the subject line. Or                                                     Member Ramona
you can call Larry or Linda Phillips at (818)368-4855.                                                         Williams delivering a
                                                                                                               May basket to Bernice
                                                                                                               Haelen.

                           Illinois
Lodge Pilgrim No. 330, Brookfield, IL
Blanche Hobart, Correspondent
  Our lodge met July 12 at the McCook Restaurant. Ten                                                          We r e c e i v e d
members were present and one guest, Gladys Palach’s                                                         several thank-you
grandson, Sean. In President Ed Ledvina’s absence, Vice                                                     notes for the bas-
President Helen Makes called the meeting to order.                                                          kets we delivered.
  Blanche Hobart sent a letter to Ray Mc Graw giving him            We also received a thank-you note from KHAK for the
information about our lodge and inviting him to our meeting.        homemade Valentines we delivered in February. Center Point
Rosemary Davis sent a letter to a recently transferred member,      Learning Center sent a thank-you card for participating in
providing him with information about the lodge and inviting         delivering meals with the class for JOIN HANDS DAY.
him to our meetings.                                                  We decided to donate to IPTV. We will also purchase
  Rosemary picked up clothing for our drive from member             a plant and deliver it to a member who is in the Hiawatha
Wanda Zalesny and enjoyed their visit.                              Nursing Home.

14                                                                                                                      August 2012
F R AT E R N A L F O C U S
Lodge Cedar Rapids No. 262, Cedar Rapids, IA                                                                President Mary
                                                                                                            Ann Siems (center)
Sarah Fowler, Correspondent                                                                                 presenting 50-year
   Our lodge is honored to have wfla’s 2012 IA Fraternalist                                                 member Mark Earsa
                                                                                                            and 75-year member
of the Year, Virginia Wilts, as one of our members. Virginia                                                Betty Dvorsky with
was presented with the award by Don Krall. We would also                                                    lodge coffee cups.
like to say happy birthday to Virginia Griggs and Mildred
Flint who recently turned 96-years-old. And congratulations
to Jacob Petrzelka this year’s winner of the ZCBJ scholarship.
    Don Krall presenting Virginia Wilts
 with the 2012 Iowa Fraternalist of the
                          Year award.                                   We welcome our newest member
                                                                                        Robbie Slezak.
  Our lodge has received many
thanks recently. We received
hand drawn thank-you notes
from St. Jude’s 1st and 2nd grad-
ers. They were very thankful
to receive wf la Earth Care
booklets and bookmarks from
                                                                   Lodge Five Hundred No. 500, Cedar Rapids, IA
our lodge for Earth Day.                                           Trudy Plotz, Correspondence
  Our thoughts and prayers go out to Virginia Wilts and
Timon Oujiri’s family after their mother, Zula Oujiri,               Members met at the Annex for a potluck dinner and
recently died. She will be missed. Virginia shared with us         meeting on July 2. Ten volunteer hours were reported.
many of the thank-you notes she received, and thanked the            President Lee Merta introduced our scholarship winner,
lodge for being part of her mother’s life.                         Kelsey Gerhold, and her mother. He presented her with
  We helped support 14-year-old Kenneth Plume achieve              a certificate in honor of her accomplishment. She will be
his Eagle Scout ranking. On May 19, Kenneth had a special          attending Loras College in Dubuque this fall.
ceremony where he received his Eagle Scout ranking and               Lee also introduce Tomas and Maggie Slepicka who live
Kathy Valenta was able to attend. Lodge 262 was given special      in the Brno, Czech Republic and run an American English
thanks in the program and during his speech for helping him        Language school for Czechs wanting to learn English.
complete his project. Kenneth presented his project at the           Don Krall reminded everyone how important the referral
2011 IA State Meeting.                                             program is and only one referral has been turned in so far
  Food donations were taken to the Linn County Veterans            this year.
and the new Solon Crisis Center, which is in conjunction             Marjeanne read a message from the Mission of Hope about
with the Iowa City Crisis Center.                                  the need for food. She thanked everyone for donating items.
  We are looking forward to the August meeting that will be          Deb Krall said the cakes for the Czech School’s ice cream
held at Cherry Hill Park during our pool party and wiener          social fundraiser could be dropped off at Wilson School.
roast. It will be a fun time at the pool and a nice relaxing get   Those who volunteered to bake cakes were Marcella Stolba,
together for everyone at the pavilion.                             Kae Morgan, Lee Tubbs, Marrilyn Merta, Cheryl Zinkula,
                                                                   and Linda Grove.
Lodge Four Hundred No. 400, Swisher, IA                              Madeline Trpkosh spoke about ideas for lodge social events,
Linda Evers, Correspondent                                         which included the Old Creamery Theatre, C.R. Kernels,
                                                                   and band concerts at Noelridge Park.
  Members met July 11 at the Clarion Inn in Cedar Rapids
                                                                     Marjeanne mentioned that we will be joining the Elks
to honor our 50 and 75-year members. Each member received
                                                                   Christmas party on December 7, 2012.
a Lodge 400 coffee cup.
                                                                     Carl Jungjohann indicated that officer Christy Hamlin
  A donation was given to the Alzheimer’s Association.
                                                                   will speak about scams at our September 4 meeting.
  We had 12 members who volunteered to work at the grand
                                                                     Rox Brandstatter mentioned that he would be able to get
re-opening of the new National Czech & Slovak Museum
                                                                   Darin Crow to speak about the History of Cedar Rapids for
& Library.
                                                                   our October 1 meeting. We will also be putting together
  Our lodge will also be doing a bicycle giveaway at Swisher
                                                                   Halloween bags after that meeting.
Fun days on August 4.
                                                                     Deb Krall had a list and asked anyone interested in plan-
                                                                   ning a meeting for young adults to stay after the meeting.
                                                                     Kelsey Wegner sent a letter encouraging members to attend
                                                                   the wfla youth picnic at Thomas Park in Marion.

August 2012                                                                                                                  15
You can also read