2018 Benefits Guide ENTER - Activision Blizzard Inc.

 
2018 Benefits Guide

                      ENTER
BENEFITS FOR EVERY WORLD                                                                                                                                                                                                                   2018 BENEFITS GUIDE

                  Welcome to
                  Benefits!
                  At Activision Blizzard, our employees build immersive worlds that impact popular                                                                                                                NOTE ON MEDICARE:
                  culture across the globe. We encourage you to take the same approach with your                                                                                                                  If you (and/or your dependents) have Medicare or
                  benefits. This guide will help you explore, learn and build the best benefits to enhance                                                                                                        will become eligible for Medicare in the next 12
                                                                                                                                                                                                                  months, a federal law gives you more choices
                  your quality of life. Check out www.benefitsforeveryworld.com for more resources to help
                                                                                                                                                                                                                  about your prescription drug coverage. Please see
                  you find the right coverage and value for you and your family.                                                                                                                                  Important Notices for more details.

HOW TO ENROLL                               HEALTHCARE                              BENEFITS@PLAY                            WEALTHCARE                              LIFE & DISABILITY                        ADDITIONAL                               HOW TO
Enrollment Steps                            Medical Options
                                              > CDHP Plan
                                                                                    Programs
                                                                                      > Activity Tracking
                                                                                                                             Activision Blizzard                     INSURANCE                                BENEFITS                                 GET HELP
Choose Carefully                                                                                                             401(k) Plan                             Life Insurance                           Legal Services                           Providers
                                              > PPO 500 Plan                         > Food Tracking
                                                                                                                             Fidelity 529 College                      > Basic
Who is Eligible                               > In-Network Plan (not open            > Sleep Tracking                                                                                                       ID Theft Protection
 > Dependent Eligibility Verification                                                                                       Savings Plan                              > Supplemental
                                                 to new enrollments)
                                                                                      > Find Fair Prices                                                                                                     Auto/Home/Renters Insurance
                                              > Kaiser HMO (CA only)                                                        Financial Wellbeing                     Accident Insurance (AD&D)
                                                                                      > Brain Health                                                                  > Basic                               Pet Insurance
                                              > Waiving Medical Coverage
                                                                                      > Fertility and Pregnancy Tracking                                              > Supplemental
                                            Additional Care Support                                                                                                                                           Travel Assistance
                                                                                      > EatWell                                                                     Disability Insurance
                                              > Employee Assistance                                                                                                                                          Care Providers
                                                 Program (EAP)                        > OrderWell                                                                     > Core STD and LTD
                                              > Doctor on Demand                     > 7 Minute Workout                                                              > Buy-up STD and LTD                  24 Hour Fitness
                                              > Other Programs                       > Family Health Coach                                                         Supplemental Life & Income               Medical Benefits Abroad
                                            Medical Plan Comparison                   > Personalized Health Coach                                                   Protection                               Mothers at Work
                                                                                                                                                                       > Whole Life Insurance
                                                                                      > Joyful Mind
                                            Rx                                                                                                                         > Accident Insurance                  Call of Duty Endowment
                                                                                      > Sleep Health                                                                   > Critical Illness
                                            Dental                                                                                                                                                            Other Perks
                                                                                    Annual Incentive Maximums
                                            Vision                                                                                                                   Employee Contributions
                                                                                    Health Reimbursement
                                            Spending Accounts                       Account (HRA) Opt-Out
                                              > Health Savings Account
                                              > Flexible Spending Accounts
                                            Employee Contributions
                                              > Medical Plan Surcharges

                                         This guide is intended as an overview of benefits available to regular full time employees or part time employees who are benefit eligible. Temporary employees who work more than 30 hours per week should
                                         refer to the Benefits Summary for Temporary Employees located on http://www.benefitsforeveryworld.com.
BENEFITS FOR EVERY WORLD                                                                                                                                                   2018 BENEFITS GUIDE

                            How to Enroll
Enrollment Steps
                                                Explore this guide and other tools
Choose Carefully                   STEP 1       at www.benefitsforeveryworld.com.               Your Deadline to Enroll
Who is Eligible                  DISCOVER       Choose the benefits that best suit the           •	Current Employees: You must enroll November 1-16, 2017. If
> Dependent Eligibility                        needs of you and your family.                       you don't enroll, your current 2017 benefit elections will be
   Verification                                                                                     carried into 2018, except for flexible spending accounts. You
                                                                                                    have to enroll in those every year.
                                                It's important to make sure your                 •	New Employees: You must enroll within 30 days from your
                                   STEP 2       providers are within the medical,                   start date. If you miss the deadline, you will be auto-enrolled
                                   MAP          dental and vision networks to receive                as described on page 5.
                                                lower out-of-pocket costs.
                                                                                                 Questions? Try www.benefitsforeveryworld.com first. If you still
                                                                                                 have questions, call the Benefits team at 888-926-2875 or email
                                                                                                 benefits@activisionblizzard.com.

                                                Build your benefits and enroll online on
                                   STEP 3
                                  BUILD         the Fusion HR website at
                                                fusionhr.activisionblizzard.com

                                                                                                Watch for ID Cards
                                                                                                 •M
                                                                                                   edical: After open enrollment, you’ll receive a new medical ID
                                                                                                  card from Collective Health or Kaiser, if you made changes to
                                   STEP 4       Review your benefit selections and
                                 REVIEW                                                           your elections.
                                                print your confirmation statement.
                                                                                                 • Dental: If you enroll in the Dental DHMO plan, you will receive a
                                                                                                    new ID card from Delta Dental with a new dentist selected for you
                                                                                                    according to your zip code. You will need to contact Delta Dental
                                                                                                    to make a change to your dentist.
                                                Provide SSN/National IDs and                    If you enroll outside of open enrollment, you can expect your ID
                                   STEP 5
                                 PROVIDE        documentation for each eligible                 cards within two weeks from your enrollment.
                                                dependent you add to your coverage.

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BENEFITS FOR EVERY WORLD                                                                                                                                                  2018 BENEFITS GUIDE

                                 CHOOSE CAREFULLY
                                                                                                                                                       NEED TO MAKE
                                 Your Choices Last for the Plan Year
                                                                                                                                                       A MID-YEAR
                                 The benefit elections you make start on the first of the month following your date of hire, or immediately if
                                 hired on the first of the month, and will be in effect for the rest of the plan year.                                 BENEFIT CHANGE?
                                                                                                                                                       Remember, you must enroll within
                                 You cannot add or remove dependents during the year, unless:                                                          30 days of a “qualified life event,” such
                                   •Y
                                     ou have a “qualified life event” (such as marriage, divorce, birth, death or employment                          as marriage, divorce, birth of a child, or
                                    status change).                                                                                                    special enrollment period.
Enrollment Steps                   •Y
                                     ou qualify for a “special enrollment period” (such as if you waive medical, dental or
                                                                                                                                                       If you don’t enroll within 30 days,
Choose Carefully                    vision coverage to participate in a spouse’s plan and your coverage under that plan ends).
                                                                                                                                                       you’ll have to wait until the next
Who is Eligible                  If you are eligible to make mid-year changes, you must enroll within 30 days of the event. Otherwise, you             open enrollment to change your
> Dependent Eligibility         will have to wait until the next enrollment period to make changes to your benefit elections.                         benefit elections.
   Verification
                                 For more information, please contact the Benefits Department at benefits@activisionblizzard.com.

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BENEFITS FOR EVERY WORLD                                                                                                                                                                            2018 BENEFITS GUIDE

                                 WHO IS ELIGIBLE
                                 You’re eligible for benefits if you’re:
                                   • A full-time or part-time, regular employee of Activision Blizzard, Blizzard Entertainment or Activision
                                      Publishing, and
                                   • Regularly scheduled to work at least 30 hours a week.

                                 You can also cover your eligible dependents:

                                 Your Spouse/Domestic Partner
Enrollment Steps                   • Your legal spouse
Choose Carefully                   • Your same-gender or opposite-gender domestic partner
Who is Eligible                  Your Children
> Dependent Eligibility           • Children up to age 26. That means you may enroll your adult child even if he or she:
   Verification
                                     — No longer lives with you
                                     — Is not a dependent on your tax return
                                     — Is no longer a student
                                     — Is married (although, your child’s spouse and children are not eligible for coverage)
                                   • Dependent children of any age who are mentally or physically disabled

                                 Keep in mind, enrolling your domestic partner for medical, dental and vision coverage—as well as voluntary life
                                 and AD&D coverage—could affect your taxes.

                                 New Hires Must Enroll Within 30 Days
                                 You must enroll for benefits within 30 days of your start date. Otherwise, you’ll receive the following benefits (and
                                 will not be able to make changes until the next open enrollment unless you experience a qualified life event):

                                                      IF YOU DO NOT ELECT…                                                              YOU WILL…

                                  Medical                                                                    …be auto-enrolled in the CDHP Plan for yourself only

                                  Dental and Vision                                                          … have no dental or vision coverage

                                  Life Insurance and AD&D                                                    …be enrolled for two times your annual salary

                                  Short-Term Disability                                                      … be enrolled for 60% of your weekly salary

                                  Long-Term Disability                                                       … be enrolled for 40% of your monthly salary

                                 Benefits start on the first of the month following your date of hire or immediately if you are hired on the first day of the month.

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BENEFITS FOR EVERY WORLD                                                                                                                                                        2018 BENEFITS GUIDE

                                 Dependent Eligibility Certification
                                 If you’re enrolling dependents for medical, dental and vision coverage during enrollment, you must add your dependents’
                                 SSN/National IDs in Fusion and provide appropriate documentation to the Benefits Department within 30 days.
                                 Below is a list of acceptable documents.

                                 Dependent verification will also be required during the year if you make mid-year changes due to a qualified life event, such as
                                 adding a newborn baby, adopting a child, or acquiring a new dependent through marriage or by entering into a domestic
                                 partnership.

                                 To enroll a domestic partner outside of open enrollment, you must do so within 30 days of meeting the initial 6-month
Enrollment Steps                 minimum period as defined in the Domestic Partner Declaration form.
Choose Carefully
                                                          DEPENDENT                                                REQUIRED DOCUMENTATION
Who is Eligible
> Dependent Eligibility          Spouse                                                          • Copy of marriage license/certificate
   Verification

                                  Domestic Partner                                                • A state-issued Domestic Partner Declaration, or
                                                                                                  • An Activision Blizzard Affidavit of Domestic Partnership

                                  Dependent Children                                              •   Birth certificate
                                                                                                  •   Document from hospital with name and date of birth
                                                                                                  •   Adoption certificate/documentation
                                                                                                  •   Proof of legal guardianship
                                                                                                  •   Qualified medical child support order

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BENEFITS FOR EVERY WORLD                                                                                                                                                      2018 BENEFITS GUIDE

                               Healthcare
Medical Options
> CDHP Plan                        BENEFITS TO HELP YOU STAY
                                                                                                                                                             NEED DETAILS ABOUT
> PPO 500 Plan
> In-Network Plan                  HEALTHY AND PREPARED                                                                                                     OUR PROVIDERS?
> Kaiser HMO (CA only)             Your benefit options include medical, dental and vision coverage for you and your eligible family members to
> Waiving Medical Coverage                                                                                                                                  Collective Health
                                    help you stay healthy, avoid serious conditions and deal with unexpected illness or accidents.
                                                                                                                                                             Use the Collective Health Open
Additional Care                                                                                                                                              Enrollment Portal
Support                             Medical Options
                                                                                                                                                             ( http://join.collectivehealth.com/
> Employee Assistance              You have a choice of medical plans so you can choose the coverage that works best for you and your
   Program (EAP)                                                                                                                                             activisionblizzard ) to view details of
                                    family. The plan comparison charts on pages 13-19 show you how all the plans compare and the cost
> Doctor on Demand                                                                                                                                          Collective Health, our medical
                                    saving features each offer. If you prefer, you can waive coverage. Your options include:
> Other Programs
                                                                                                                                                             provider. You can also view dental, vision,
                                       • CDHP Plan                                                                                                           and flexible spending accounts.
Medical Plan                           • PPO 500 Plan
Comparison
                                       • In-Network Plan (not open to new enrollments)
Rx
                                       • Kaiser HMO (CA only)
Dental
                                    Each medical plan option provides coverage for a full range of medical services, including office visits,
Vision                              preventive care, inpatient care, prescription drugs and mental healthcare. Choose carefully.
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions
> Medical Plan Surcharges

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BENEFITS FOR EVERY WORLD                                                                                                                                                       2018 BENEFITS GUIDE

                                    Consumer Directed Health Plan (CDHP) Option
                                    If you enroll in the CDHP Plan administered by Collective Health, you must meet key requirements to open a Health Savings
                                    Account (HSA). See page 25 for more information or you can go to http://www.benefitsforeveryworld.com. The per pay
                                    period cost of this plan has not changed in five years and is less than the PPO 500 Plan, Kaiser HMO and In-Network Plan,
                                    but it has a higher annual deductible and it operates very differently. The CDHP Plan offers you the ability to choose your own
                                    providers and encourages greater control over your healthcare spending, but you should only enroll in it if you understand all
                                    of its features.

                                    The CDHP Plan works in two ways:
Medical Options                      1. Cost protection: Offered at no cost to you for employee-only coverage and at much
> CDHP Plan                             lower rates for family coverage.
> PPO 500 Plan                       2. T
                                          ax protection: Save and pay for current and future healthcare expenses in a tax-advantaged
> In-Network Plan                       way with the HSA.
> Kaiser HMO (CA only)
> Waiving Medical Coverage
Additional Care                                                                                   Cost protection
Support                                                                                            • Affordable (no-cost single/low-cost family)
> Employee Assistance
                                                                           High                    • Your choice of in-network or out-of-network providers
   Program (EAP)
                                                                        Deductible
> Doctor on Demand                                                       Health                   • Protection from catastrophic medical expenses
> Other Programs                                                          Plan
                                                                                                   • 100% coverage for preventive care with no deductible
Medical Plan
Comparison
Rx
                                        CDHP
Dental                                                                    Health
                                                                         Savings
                                                                                                 Tax protection
Vision                                                                   Account                   • In addition to your own pre-tax contributions, the company
Spending Accounts                                                         (HSA)                       will contribute the following pre-tax amounts: up to $1,000
> Health Savings Account                                                                             employee only coverage and $2,000 employee + dependent(s)
> Flexible Spending
                                                                                                   • Tax-free reimbursements
   Accounts
                                                                                                   • Tax-free account growth
Employee
Contributions                                                                                      • Take it with you if you leave the company
> Medical Plan Surcharges                                                                         • Long-term savings vehicle
                                                                                                   • IRS limits apply: $3,450 maximum for employee only coverage
                                                                                                      and $6,900 maximum for employee + dependent(s)

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                                    Here’s a brief summary of how the CDHP Plan works
                                    HEALTH SAVINGS ACCOUNT (HSA)                              PREVENTIVE CARE
                                    If you enroll in the CDHP Plan, an HSA will be set up     Preventive care (including generic preventive
                                                                                                                                                                  Is the CDHP Plan right
                                    in your name. It’s a lot like a checking account that     prescription drugs) is covered at 100% with no                      for you?
                                    you can use to pay for qualified medical expenses. If     deductible, as long as you use in-network providers.                Whether this plan is right for you
                                    you don’t use your entire HSA balance during the          You can get your annual check-up, health screenings,                depends on many factors, including:
                                    year, you can roll it over to next year, and even take    and generic preventive prescription drugs at no cost
                                    your balance with you if you leave the company.           to you. Make sure your provider bills your preventive               • Your comfort with a high deductible
                                    Your HSA is made up of three types of contributions:      services as preventive or routine instead of                           and out-of-pocket limit (remember the
                                    automatic company contributions, earned company           diagnostic.                                                            company helps fund more than half of
Medical Options                     contributions, and your own contributions.                                                                                       the deductible by contributing up to
> CDHP Plan                                                                                                                                                         $1,000 for employee-only coverage and
                                                                                              NON-PREVENTIVE CARE
> PPO 500 Plan                                                                                                                                                      $2,000 for employee + dependent(s)).
                                    ACTIVISION BLIZZARD CONTRIBUTION                          For other types of healthcare services, including
> In-Network Plan
                                    The annual deductible is higher than our other            doctor visits for illness and non-preventive
> Kaiser HMO (CA only)
                                    plans. To help fund it, Activision Blizzard will make     prescription drugs, you can go to the provider of                   •If you have the resources to contribute
> Waiving Medical Coverage
                                    a contribution to each enrolled employee’s HSA on         your choice and pay for your care using your HSA.                     to the HSA and gain the tax advantages
Additional Care                     January 1, 2018. If you have employee-only                You may also choose to pay for your care out of                       (consider depositing the savings in
Support                             coverage, you get $250; if you have covered               your own pocket if you want to save your HSA                          premiums you would pay for another
> Employee Assistance              dependent(s), you get $500.                               funds for future use. To maximize your benefit, we                    more expensive plan).
   Program (EAP)
                                                                                              encourage you to use Collective Health in-network
> Doctor on Demand
                                    BENEFITS@PLAY CONTRIBUTIONS                               providers. A list of Collective Health network                      • The amount of non-preventive services
> Other Programs                                                                                                                                                    you expect to use, like ER visits,
                                    If you are enrolled in the CDHP Plan with an HSA you      providers can be found here.
Medical Plan                        can earn an additional $750 for employee-only coverage                                                                           physician and hospital services you
Comparison                          and $1,500 for employee + dependent(s) coverage by       COINSURANCE                                                             might receive if you are ill.
Rx                                  engaging in healthy activities in the Benefits@Play      Once you satisfy the annual deductible, the plan
                                    program (see more information on page 30).               begins paying a percentage of your costs for eligible                • Whether you plan to engage in the
Dental                                                                                       healthcare and prescription drug benefits. Keep in                      Benefits@Play healthy activities to earn
Vision                              YOUR OWN CONTRIBUTIONS                                   mind that your costs will be lower if you use in-                       incentive payments to help offset the
                                    You can also deposit your own funds, tax-free, to        network providers.                                                      deductible.
Spending Accounts
> Health Savings Account           your HSA up to the IRS limits listed in the table on
                                                                                                                                                                  It is important to understand that all eligible
> Flexible Spending                page 25. Please keep in mind that employer               HSA DOLLARS ROLL OVER
                                                                                                                                                                  non-preventive services and prescriptions
   Accounts                         contributions (automatic and earned) are subject         If you don’t use all of your HSA dollars, they roll over
                                                                                                                                                                  you receive are applied toward your
                                    to the annual IRS limits.                                to the next year, and if you leave the company, your
Employee                                                                                                                                                          deductible until it is met and then the plan
                                                                                             HSA is yours to take with you.                                       pays 80% of in-network charges. You can
Contributions
                                    JOINING MID-YEAR                                                                                                              use your HSA account to pay for these
> Medical Plan Surcharges
                                    If you join Activision Blizzard mid-year, you can enroll IF YOU HAVE AN HSA—NO FSA OR HRA                                     eligible out-of-pocket medical expenses.
                                    in the CDHP Plan and the automatic HSA company           Because the HSA is a tax-advantaged account, the
                                    contribution will be prorated for the pay periods that   IRS will not allow you to have both an FSA or HRA
                                    remain in the year. You will be subject to the full-year and an HSA. If you are covered by any other health
                                    deductible under the CDHP Plan, regardless of your       plan that does not have a qualifying high deductible,
                                    date of hire.                                            you are also not eligible to participate in the HSA.

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                                    PPO 500 Plan Option                                  Waiving Medical Coverage
                                    Like the CDHP Plan, the PPO 500 Plan is              You may waive medical coverage if you have qualifying                    WANT MORE
                                    administered by Collective Health and offers you a   healthcare coverage through another source (for
                                                                                                                                                                  INFORMATION?
                                    choice every time you need care. You can receive     example, your spouse’s employer’s health plan).
                                                                                                                                                                  You'll find it all at:
                                    care from an in-network provider or an out-of-
                                    network provider without a referral. The plan        ATTESTATION FOR OTHER GROUP                                              http://www.benefitsforeveryworld.com or
                                    includes a national network of doctors, hospitals    HEALTH PLAN COVERAGE                                                     just click the direct links below:
                                    and other healthcare providers that provide          Due to various federal tax law requirements, access
                                    services at contracted rates. The PPO 500 Plan       to an HRA account can only be available if you and
                                                                                                                                                                  Collective Health website
Medical Options                     also includes the Blue Shield network (Blue Card     your dependents are enrolled in an employer-
                                                                                                                                                                  https://join.collectivehealth.com/
> CDHP Plan                        nationwide) which is a broad network of doctors      sponsored “group health plan” that meets specific
                                                                                                                                                                  activisionblizzard
> PPO 500 Plan                     and facilities.                                      minimum value requirements under the Affordable
> In-Network Plan                                                                       Care Act (ACA). Note that health coverage
                                                                                                                                                                  CVS/Caremark Pharmacy website
> Kaiser HMO (CA only)             When you receive care from an                        obtained through government sponsored plans
                                                                                                                                                                  https://www.caremark.com/wps/portal
> Waiving Medical Coverage         in-network provider:                                 (such as Medicare, Medicaid, Tricare, etc.) or other
Additional Care                       • You have a lower annual deductible               non-group health plan insurance (such as individual
                                                                                                                                                                  Kaiser website
                                                                                         health policies or ACA Marketplace plans) is not
Support                               • You have a lower out-of-pocket maximum                                                                                    https://healthy.kaiserpermanente.org/
> Employee Assistance                                                                   considered to be “group health plan” coverage for
   Program (EAP)                      • Your copay/coinsurance is less                   purposes of ACA rules. Thus, if you have elected
                                                                                                                                                                  Delta Dental website
> Doctor on Demand                                                                      not to participate in Activision Blizzard’s medical
                                                                                                                                                                  https://www.deltadentalins.com/
> Other Programs                   In-Network Options                                   plans, you must attest that you and if applicable,
                                                                                                                                                                  activisionblizzard/
                                                                                         your spouse and dependent children, are enrolled in
Medical Plan                        Depending on your location, choose from:
                                                                                         another employer-sponsored group health plan that
Comparison                           • Kaiser HMO (CA only)                                                                                                       Vision Service Provider (VSP) website
                                                                                         meets the ACA’s minimum value requirements:
                                                                                                                                                                  https://www.vsp.com/
Rx                                    • In-Network Plan (not open to new enrollments)    Although I have elected to waive coverage under
Dental                              Network-only plans generally cover only those        the Activision Blizzard’s group health plans, I attest                   EAP website
Vision                              services provided by in-network providers, except    that I and if applicable, my spouse and/or                               http://www.magellanhealth.com/member
                                    for certain emergency situations. In the HMO,        dependent children, are enrolled in other
Spending Accounts                   you choose a primary care physician (PCP) who        employer-sponsored group health plan coverage
> Health Savings Account
                                    coordinates your care and makes referrals to         that meets the minimum value requirements
> Flexible Spending
                                    in-network specialists. Each family member may       under the ACA.
   Accounts
                                    select a different PCP. (The In-Network Plan is
Employee                                                                                 Note: If your circumstances change and you (or if applicable,
                                    administered by Collective Health and does not
                                                                                         your spouse and/or dependent child(ren) are no longer
Contributions                       require coordination through a PCP.) Most services   enrolled in an employer-sponsored group health plan, you will
> Medical Plan Surcharges          are covered in full after you pay a copay.           not be eligible to participate in, or have access to, your HRA.
                                                                                         Please notify Benefits@activisionblizzard.com in the event that
                                                                                         you, or your spouse and dependent children, are no longer
                                                                                         enrolled in an employer-sponsored group health plan.

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                                    ADDITIONAL CARE SUPPORT
                                                                                                                                                             DOCTOR ON DEMAND
                                    Employee Assistance                                       Other Medical Programs                                         ADVANTAGES
                                    Program (EAP)                                             available to Collective Health
                                    The EAP is a free, confidential counseling and referral   Members                                                        Convenient. Get care 7 a.m. – 11 p.m.
                                    service through Magellan Health that can help you                                                                        no matter where you are in the U.S.
                                    with personal or work-related issues. The EAP offers      Healthcare Bluebook
                                    up to six free face-to-face sessions per incident each    Healthcare Bluebook is a healthcare shopping                   Fast. No waiting for an appointment. Get
                                    year. Call the EAP at 800-327-2593, 24/7 to get           web/mobile tool that you and your dependents                   an immediate diagnosis and, if needed,
Medical Options                     information and referrals to counselors, dependent        can use to earn incentives to find Fair Prices™                a prescription, and start treating your
> CDHP Plan                                                                                  of high quality in-network providers of certain                condition right away.
                                    care, legal and financial resources. You can also
> PPO 500 Plan                                                                               medical procedures and tests.
                                    contact the EAP to access resource and referral
> In-Network Plan                                                                                                                                           Save money. It’s a cost-effective
                                    services for child care and parenting, pregnancy and
> Kaiser HMO (CA only)
                                    adoption, daily life issues and more.                     Livongo for Diabetes                                           alternative to urgent care or the
> Waiving Medical Coverage                                                                   If you or a covered family member has diabetes,                emergency room.
Additional Care                                                                               you (or your dependent, as applicable) will be
Support                             Video Telemedicine (Doctor                                invited to participate in Livongo, a diabetes                  Superior care. You’ll be talking face-to-face
> Employee Assistance              on Demand)                                                management program. Livongo provides you with                  over video with a network board-certified
   Program (EAP)                                                                              a wireless blood glucose meter with no-cost testing
                                    If you’re enrolled in one of the Collective Health                                                                       physician who will share a report with your
> Doctor on Demand                                                                           supplies, 24/7 online support, and education.
                                    medical plans (not available with Kaiser HMO),                                                                           regular doctor.
> Other Programs
                                    Activision Blizzard has partnered with Doctor on
Medical Plan                        Demand, a video telemedicine service to provide           Grand Rounds Medical Expert                                    To get started, go to
Comparison                          medical care for you and your family in a convenient      Second Opinion Referral Service                                www.DoctorOnDemand.com/ab or
                                    location of your choice at no charge (if you’re           When you need expert medical advice, Grand                     call 800-997-6196.
Rx
                                    enrolled in the PPO 500 or In-Network medical             Rounds is with you. This health benefit, covered in
Dental                              plans). If you’re enrolled in the CDHP Plan, you will     full by Activision Blizzard, helps you get a second
Vision                              pay $49 until you satisfy the deductible, and then        opinion or personalized care plan for any diagnosis
                                    the service is offered at no charge.                      from a world-leading expert. To get started, visit
Spending Accounts                                                                             https://www.grandrounds.com/activisionblizzard
> Health Savings Account
                                    You will have access to physicians who can diagnose,      or call 800-929-0926.
> Flexible Spending
   Accounts                         treat, and write prescriptions for routine medical
                                    conditions such as: cold and flu, ear infections, sinus   Progyny for Fertility
Employee                                                                                      Progyny provides improved infertility treatment
                                    problems, etc. This service is available 7 days a week
Contributions                                                                                 and clinical quality, plus support for adoption/
                                    from 7 a.m. – 11 p.m. (including holidays) by video
> Medical Plan Surcharges                                                                    surrogacy resources as well as fertility
                                    from practically anywhere.
                                                                                              preservation/egg-freezing.

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                                    Other Medical Programs Available to Everyone
                                    Rethink Autism
                                    Rethink is an effective, web-based program that puts clinical best practice treatment solutions at your fingertips at no cost to
                                    you. You also can receive 7 one-hour coaching sessions.

                                    There is no requirement for an individual to have been diagnosed with autism to use the Rethink program.

                                    Ovia Fertility, Pregnancy and Parenting
                                    Ovia Fertility and Ovia Pregnancy Tracking are two programs available through a partnership with Ovia, a company focused
                                    on using data and technology to help couples understand their unique health and make beautiful babies.
Medical Options
> CDHP Plan
> PPO 500 Plan                     Female employees and spouses/domestic partners are eligible to participate. Participation is optional, confidential and
> In-Network Plan                  voluntary. Access the programs within the Jiff app by selecting “Program Catalog” under the “More” menu. Participants also
> Kaiser HMO (CA only)             may take advantage of Ovia's growing array of parenting resources when these programs become available.
> Waiving Medical Coverage
Additional Care                     Wellthy
                                    Wellthy helps individuals and families manage and coordinate care for a chronically ill, aging, or disabled loved one.
Support
> Employee Assistance
   Program (EAP)                    With Wellthy, you’ll get connected with a Care Coordinator who has skills and experience that match your needs. Your Care
> Doctor on Demand                 Coordinator will then create a personalized plan for you and get to work researching, calling, and getting things done, so you
> Other Programs                   can focus on taking care of yourself or your loved one. Wellthy is available at no cost to you.
Medical Plan
                                    Robin Care
Comparison
                                    Robin Care offers patients and caregivers comprehensive cancer care support.
Rx
Dental                              With Robin Care, each patient has 24/7 access to a team of coaches and nurses to help them navigate their journey. The web
                                    and mobile apps provide education, tools, and resources to empower patients every step of the way. Robin Care is included in
Vision                              your plan at no cost to you.
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions
> Medical Plan Surcharges

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                                    MEDICAL PLAN COMPARISON
                                                                                   CDHP AND PPO OPTIONS
                                                                                         CDHP                                                 PPO 500

                                     Features                         In-Network                 Out-Of-Network                In-Network               Out-Of-Network

                                     Activision Blizzard
                                     Contribution                     $250/$500                         N/A                         N/A                       N/A
Medical Options                      Individual/Family
> CDHP Plan
> PPO 500 Plan
> In-Network Plan
> Kaiser HMO (CA only)              Annual Deductible
                                                                     $1,500/$3,000                $4,000/$8,000                $500/$1,000              $1,000/$2,000
                                     Individual/Family
> Waiving Medical Coverage
Additional Care
Support                              Coinsurance Employer/
> Employee Assistance                                                  80/20                          50/50                        90/10                    70/30
                                     Individual
   Program (EAP)
> Doctor on Demand
> Other Programs                    Annual Out-of-Pocket
                                     Maximum                        $4,500/$9,000                 $6,350/$12,700             $3,000/$6,000              $4,000/$8,000
Medical Plan                         Individual/Family
Comparison
                                     COVERED EXPENSES
Rx
                                                                                                                What You Pay
Dental
Vision                               Primary Care Physician
                                                                  20% after deductible          50% after deductible            $20 copay             30% after deductible
                                     Office Visits
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts                          Specialist Office Visits     20% after deductible          50% after deductible            $45 copay             30% after deductible
Employee
Contributions
> Medical Plan Surcharges

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                                                                                   CDHP AND PPO OPTIONS
                                                                                         CDHP                                                      PPO 500

                                     Features                         In-Network                 Out-Of-Network                   In-Network                 Out-Of-Network
                                     Preventive Care
                                     • Adult and children from
                                        age 17                         No charge                50% after deductible               $0 copay               30% after deductible
                                     • Well-child care through
                                        age 16

Medical Options
> CDHP Plan                         Lab and X-ray                20% after deductible          50% after deductible          10% after deductible        30% after deductible
> PPO 500 Plan
> In-Network Plan
> Kaiser HMO (CA only)
                                                                                                                           Initial visit: $20 copay for
> Waiving Medical Coverage                                                                                                        primary care
Additional Care                                                                                                                      physician
Support                              Maternity Care               20% after deductible          50% after deductible        $45 copay for specialist      30% after deductible
> Employee Assistance
   Program (EAP)                                                                                                            10% after deductible for
> Doctor on Demand                                                                                                          prenatal, postnatal and
                                                                                                                               physician’s charges
> Other Programs
Medical Plan
Comparison                           Inpatient Care               20% after deductible          50% after deductible          10% after deductible        30% after deductible
Rx
Dental
Vision                               Outpatient Care              20% after deductible          50% after deductible          10% after deductible        30% after deductible
Spending Accounts
> Health Savings Account
> Flexible Spending                                                No charge after               No charge after
                                     Ambulance                                                                                     $0 copay                     $0 copay
   Accounts                                                           deductible                    deductible
Employee
Contributions                                                       $49 charge until
> Medical Plan Surcharges           Video Telemedicine            deductible is met,              Not available                   $0 copay                   Not available
                                                                     then no cost

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BENEFITS FOR EVERY WORLD                                                                                                                                                       2018 BENEFITS GUIDE

                                                                                 CDHP AND PPO OPTIONS
                                                                                      CDHP                                               PPO 500

                                     Features                       In-Network               Out-Of-Network               In-Network               Out-Of-Network

                                                                        20%                        20%                    $50 copay;                 $50 copay:
                                     Urgent Care
                                                                  after deductible           after deductible            no deductible              no deductible

                                                                                                                         $200 copay;                $200 copay;
                                                                        20%                        20%
Medical Options                      Emergency Room Visits
                                                                  after deductible           after deductible
                                                                                                                         no deductible              no deductible
> CDHP Plan                                                                                                          (waived if admitted)       (waived if admitted)
> PPO 500 Plan
> In-Network Plan
                                     Durable Medical                 No charge                     50%
> Kaiser HMO (CA only)                                                                                                    $0 copay              30% after deductible
                                     Equipment                    after deductible           after deductible
> Waiving Medical Coverage
Additional Care                      Short-Term
Support                              Rehabilitative Therapy
> Employee Assistance               and Chiropractic Care
   Program (EAP)                     Includes physical and
                                     occupational therapy at                                                         $20 copay for primary
> Doctor on Demand                                                     20%                        50%                                                   30%
                                     30 sessions each; speech                                                           care physician;
> Other Programs                                                 after deductible           after deductible                                      after deductible
                                     therapy and chiropractic                                                       $45 copay for specialist
Medical Plan                         care at 60 sessions each
                                     per calendar year
Comparison
Rx
Dental
Vision
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions
> Medical Plan Surcharges

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                                                                                    CDHP AND PPO OPTIONS
                                                                                          CDHP                                                    PPO 500
                                     Features                            In-Network              Out-Of-Network                  In-Network                 Out-Of-Network

                                     Treatment of Autism
                                     Includes office visits;
                                     speech, occupational
                                     and physical therapy;
                                     psychotherapy; and
                                     ABA therapy to manage
Medical Options                      behavioral issues related to
> CDHP Plan                         autism. Unlimited maximum
> PPO 500 Plan                      per calendar year.                      20%                       50%                        $45 copay                       30%
                                                                       after deductible          after deductible                for specialist             after deductible
> In-Network Plan
> Kaiser HMO (CA only)              Rethink Autism is a
> Waiving Medical Coverage          web-based program that
                                     offers clinical best practice
Additional Care                      treatment solutions at
Support                              no cost. In addition, you
> Employee Assistance               can receive 7 one-hour
   Program (EAP)                     coaching sessions.
> Doctor on Demand
> Other Programs                    Treatment of Gender              Charge based on            Charge based on            Charge based on                 Charge based on
                                     Identity Disorder                 site of service            site of service            site of service                 site of service
Medical Plan
Comparison                           Treatment of Infertility
                                     Coverage is through
Rx                                   Progyny, a concierge fertility
                                                                      Charge based on                                       Charge based on
Dental                               benefit. It provides members                                  Not covered                                                Not covered
                                                                       site of service                                       site of service
                                     with one smart cycle per
Vision                               lifetime and a full suite of
                                     fertility treatment options.
Spending Accounts
> Health Savings Account
> Flexible Spending                 Inpatient Mental Health/                20%                       50%                         10%                            30%
   Accounts                          Substance Abuse                   after deductible          after deductible           after deductible                after deductible
Employee
Contributions
> Medical Plan Surcharges           Outpatient Mental Health/               20%                       50%                                                        30%
                                                                                                                                  $20 copay
                                     Substance Abuse                   after deductible          after deductible                                           after deductible

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                                                                         MEDICAL — NETWORK-ONLY OPTIONS
                                                                                        KAISER HMO                               COLLECTIVE HEALTH
                                                                                         (CA ONLY)                                 IN-NETWORK*

                                     Features                                            In-Network                                    In-Network

                                     Annual Deductible
                                                                                              None                                         None
                                     Individual/Family

                                     Annual Out-of-Pocket Maximum
                                                                                        $1,500/$3,000                                $1,500/$3,000
                                     Individual/Family
Medical Options
> CDHP Plan                         COVERED EXPENSES
> PPO 500 Plan
                                                                                                                 What You Pay
> In-Network Plan
> Kaiser HMO (CA only)
                                     Primary Care Physician Office Visits                   $20 copay                                   $20 copay
> Waiving Medical Coverage
Additional Care
Support                              Specialist Office Visits                               $35 copay                                   $35 copay
> Employee Assistance
   Program (EAP)                     Preventive Care
> Doctor on Demand                   • Adult and children from age 17                      $0 copay                                    $0 copay
                                      • Well-child care through age 16
> Other Programs
Medical Plan                         Lab and X-ray                                          $0 copay                                    $0 copay
Comparison
Rx                                                                                                                              Initial visit: $20 copay for
Dental                                                                                                                            primary care physician
                                                                                   $0 copay for office visits
                                     Maternity Care                                                                             $35 copay for specialist
Vision                                                                             $250 copay for delivery
                                                                                                                                $0 for subsequent visits
Spending Accounts
> Health Savings Account                                                                                                       $300 copay for delivery
> Flexible Spending
   Accounts                          Inpatient Care                                      $250 copay                                    $300 copay
Employee
Contributions                        Outpatient Care                                     $100 copay                                    $100 copay
> Medical Plan Surcharges

                                     Ambulance                                              $0 copay                                    $0 copay

                                     *Not open to new enrollments

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BENEFITS FOR EVERY WORLD                                                                                                                                                               2018 BENEFITS GUIDE

                                                                          MEDICAL — NETWORK-ONLY OPTIONS
                                                                                                 KAISER HMO                                   COLLECTIVE HEALTH
                                                                                                  (CA ONLY)                                     IN-NETWORK*
                                     Features                                                     In-Network                                       In-Network

                                                                                                 $100 copay                                        $200 copay
                                     Emergency Room Visits
                                                                                             (waived if admitted)                              (waived if admitted)

Medical Options                      Video Telemedicine                                          Not available                                       $0 copay
> CDHP Plan
> PPO 500 Plan
> In-Network Plan
> Kaiser HMO (CA only)
                                     Urgent Care                                                  $20 copay                                         $50 copay
> Waiving Medical Coverage
Additional Care
Support
> Employee Assistance               Durable Medical Equipment                                     $0 copay                                          $0 copay
   Program (EAP)
> Doctor on Demand
> Other Programs                    Short-Term Rehabilitative Therapy and          $20 copay per office visit for physical
                                     Chiropractic Care                                occupational and speech therapy                 $20 copay for primary care physician
Medical Plan                         Includes physical, speech, occupational,
Comparison                           chiropractic, pulmonary rehabilitation, and           $10 copay per office visit                $35 copay for specialist; unlimited visits
                                     cognitive therapy                                       for chiropractic care
Rx
Dental
                                     Treatment of Autism
Vision                               Includes office visits; speech, occupational
                                     and physical therapy; psychotherapy; and
Spending Accounts                    ABA therapy to manage behavioral issues
> Health Savings Account                                                                                                             Covered the same as other illness/Rx
                                     related to autism. Unlimited maximum per
> Flexible Spending                                                                 Covered the same as other illness/Rx            (subject to applicable specialist copay)
                                     calendar year.
                                                                                    (subject to applicable specialist copay)
   Accounts                                                                                                                          Unlimited maximum per calendar year
                                     Rethink Autism is a web-based program
Employee                             that offers clinical best practice treatment
Contributions                        solutions at no cost. In addition, you can
> Medical Plan Surcharges           receive 7 one-hour coaching sessions.

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BENEFITS FOR EVERY WORLD                                                                                                                                                         2018 BENEFITS GUIDE

                                                                        MEDICAL — NETWORK-ONLY OPTIONS
                                                                                           KAISER HMO                                   COLLECTIVE HEALTH
                                                                                            (CA ONLY)                                     IN-NETWORK*
                                     Features                                               In-Network                                        In-Network

                                                                                       Charge based on site                              Charge based on site
                                     Treatment of Gender Identity Disorder
                                                                                            of service                                        of service

                                                                                                                              Coverage is through Progyny, a concierge
Medical Options                                                                  Coverage includes services for the
                                                                                                                               fertility benefit. It provides members with
> CDHP Plan                         Treatment of Infertility                  diagnosis and treatment of involuntary
                                                                                                                              one smart cycle per lifetime and a full suite
> PPO 500 Plan                                                                     infertility; 50% coinsurance
                                                                                                                                       of fertility treatment options.
> In-Network Plan
> Kaiser HMO (CA only)
> Waiving Medical Coverage
                                     Inpatient Mental Health/Substance Abuse                $250 copay                                        $300 copay
Additional Care
Support
> Employee Assistance
                                     Outpatient Mental Health/Substance                      $20 copay
   Program (EAP)                                                                                                                              $20 copay
                                     Abuse                                                (individual visit)
> Doctor on Demand
> Other Programs
                                     *Not open to new enrollments
Medical Plan
Comparison
Rx
Dental
Vision
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions
> Medical Plan Surcharges

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                                    PRESCRIPTION DRUGS                                                             expensive at first, but that’s why the company contributes money to your
                                                                                                                   HSA. You can use your HSA debit card at the pharmacy to help cover
                                    Under each medical plan, generic preventive drugs are covered at               those higher costs.
                                    100%. You’ll also pay less when you buy regular generic drugs or use
                                                                                                                   After you meet the deductible, you pay copays for generic drugs and
                                    mail-order for ongoing medications. But, prescription benefits work
                                                                                                                   coinsurance for brand names.
                                    much differently under the Collective Health CDHP Plan than the
                                    traditional medical plans (i.e., Collective Health PPO and In-Network
                                    plans and HMO).
                                                                                                                   Collective Health PPO and In-Network plans
                                                                                                                   and HMO
                                                                                                                   Under these traditional medical plans, you pay copays for generic and
                                    Collective Health CDHP Plan
                                                                                                                   brand-name drugs, even if you haven’t met the deductible. Generally,
Medical Options                     With the exception of generic preventive medications which are always
> CDHP Plan                                                                                                       copays are lower for generics and higher for preferred and non-
                                    covered at 100%, you pay the full cost of prescriptions until you meet
> PPO 500 Plan                                                                                                    preferred brand names.
                                    the annual deductible. Your initial visits to the pharmacy may be more
> In-Network Plan
> Kaiser HMO (CA only)
> Waiving Medical Coverage                                                               MEDICAL — CDHP AND PPO OPTIONS
Additional Care                                                                                 CDHP                                                              PPO 500
Support
> Employee Assistance                        Features                      In-Network                   Out-of-Network                       In-Network                      Out-of-Network
   Program (EAP)
> Doctor on Demand                  PRESCRIPTION DRUGS (generic/preferred brand/non-preferred brand)
> Other Programs                    Retail Pharmacy               Preventive generics:            Deductible and 50%                Preventive generics:             40% after deductible
                                     30-day supply                 100% covered                    coinsurance                       100% covered
Medical Plan
                                     (You are not required to      Generic: $4 copay after                                           Generic: $10 copay
Comparison                           use a CVS pharmacy)           deductible
                                                                                                                                     Preferred Brand: $30 copay
Rx                                                                 Preferred Brand: 20% ($20
                                                                   min/$45 max) after deductible                                     Non-Preferred Brand:
Dental                                                                                                                               $60 copay
                                                                   Non-Preferred Brand: 35%
Vision                                                             ($40 min/$100 max) after                                          Copay increases by $10 for
                                                                   deductible                                                        select maintenance drugs
Spending Accounts                                                                                                                    after the second refill
> Health Savings Account                                          Copay increases by $10 for
                                                                   select maintenance drugs
> Flexible Spending                                               after the second refill
   Accounts
                                     Home Delivery                 Preventive generics:            Not covered                       Preventive generics:             Not covered
Employee                             90-day supply                 100% covered                                                      100% covered
Contributions                        (Available at CVS retail at   Generic: $10 copay after                                          Generic: $20 copay
> Medical Plan Surcharges           home delivery pricing)        deductible
                                                                                                                                     Preferred Brand: $60 copay
                                                                   Preferred Brand: 20%
                                                                   ($50 min/$125 max) after                                          Non-Preferred Brand:
                                                                   deductible                                                        $120 copay
                                                                   Non-Preferred Brand: 35%
                                                                   ($70 min/$175 max) after
                                                                   deductible

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                                                                              MEDICAL — NETWORK-ONLY OPTIONS
                                                                                                KAISER HMO                                  COLLECTIVE HEALTH
                                                                                                 (CA ONLY)                                    IN-NETWORK*
                                     Features                                                    In-Network                                       In-Network

                                     PRESCRIPTION DRUGS - CVS/CAREMARK
                                     Retail Pharmacy                              Generic: $10 copay                              Preventive generics: 100% covered
                                     Up to 30-day supply
                                     (You are not required to use a CVS          Brand: $30 copay                                Generic: $10 copay
                                       pharmacy for the In-Network Plan)
Medical Options                                                                                                                   Preferred Brand: $30 copay
> CDHP Plan
> PPO 500 Plan                                                                                                                   Non-Preferred Brand: $60 copay; copay
> In-Network Plan                                                                                                                increases by $10 for select maintenance
                                                                                                                                  drugs after the second refill
> Kaiser HMO (CA only)
> Waiving Medical Coverage          Home Delivery                                Generic: $20 copay                              Preventive generics: 100% covered
                                     Up to a 90-day supply**
Additional Care
                                     (Available at CVS retail at home delivery   Brand: $60 copay                                Generic: $20 copay
Support
> Employee Assistance                 pricing for the In-Network Plan)
                                                                                                                                  Preferred Brand: $60 copay
   Program (EAP)
> Doctor on Demand                                                                                                               Non-Preferred Brand: $120 copay
> Other Programs
                                     *Not open to new enrollments
Medical Plan                         **100-day supply applies to Kaiser HMO
Comparison
Rx
Dental
Vision
Spending Accounts
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions
> Medical Plan Surcharges

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                                    DENTAL
                                    To keep those pearly whites healthy, Activision Blizzard offers the flexibility to choose a dental plan that                                                  SOMETHING TO
                                    fits your and your family’s needs. You can choose from two Delta Dental plans or waive coverage.                                                              SMILE ABOUT
                                      •D
                                        elta Dental PPO. This plan pays benefits for covered services provided by any in- or out-of-
                                       network dentist. However, you can save money by using a dentist who participates in the Delta                                                              Both dental plans offer preventive care
                                       Dental PPO network. That’s because in-network dentists have agreed to provide services at lower,                                                           exams, basic services and major services.
                                       contracted rates. For out-of-network services, you’ll pay a percentage of the covered expenses, plus                                                       The difference is in who you can see and
                                       any amounts above reasonable and customary (R&C) charges.                                                                                                  how much you pay.

Medical Options                     You will not receive a Dental PPO ID card. To verify coverage, just give your dental provider your plan’s                                                     If you need more info, visit
> CDHP Plan                        group number: 17915                                                                                                                                           https://www.deltadentalins.com/
> PPO 500 Plan                       • DeltaCare USA DHMO. This plan generally covers only those services provided by an in-network dentist.                                                    activisionblizzard/ or call:
> In-Network Plan                       This cost-effective plan pays 100% of most services after you pay a copay. For each family member, you                                                      • HMO: 800-422-4234, or
> Kaiser HMO (CA only)                  must use an in-network Primary Care Dentist who will coordinate any treatments by in-network
> Waiving Medical Coverage                                                                                                                                                                          • PPO: 800-765-6003.
                                         specialists. To verify coverage, just give your dental provider your plan’s group number: 78613
Additional Care                     You will receive a Delta Dental DHMO ID card with an auto-generated dentist based on your zip code
Support                             in the mail to present to your dental provider at the time of service. If you need to change your dentist,
> Employee Assistance
   Program (EAP)
                                    call Delta Dental at 800-422-4234.
> Doctor on Demand
> Other Programs                                                                                                 DENTAL OPTIONS
Medical Plan                                                                                                          DELTA DENTAL PPO                                              DELTACARE USA DHMO (NOT IN MN)
Comparison
                                     Features                                                      In-Network                                   Out-Of-Network                                      In-Network
Rx
                                     Annual Deductible Individual/Family                                                    $50/$150                                                                    None
Dental
                                     Annual Dental Maximum                                                                    $2,000                                                                    N/A
Vision
Spending Accounts                    Lifetime Orthodontic Maximum                                                             $2,000                                                                    N/A
> Health Savings Account
                                     COVERED SERVICES                                                                                             What You Pay
> Flexible Spending
   Accounts                          Preventive Services                                                                                   $0 except amounts above
                                                                                                    $0 copay                                                                                       Copays vary
                                     Exams, cleanings, X-rays                                                                                 contract allowance*
Employee
Contributions                        Basic Services Fillings, root canal
                                                                                             20% after deductible
                                                                                                                                     20% after deductible, plus amounts
                                                                                                                                                                                                   Copays vary
> Medical Plan Surcharges           therapy                                                                                            above contract allowance*
                                     Major Services Crowns, bridges,                                                                 50% after deductible, plus amounts
                                                                                             50% after deductible                                                                                  Copays vary
                                     dentures and implants                                                                              above contract allowance*
                                                                                                                                     50% after deductible, plus amounts
                                     Orthodontics Children and adults                        50% after deductible                                                                                  Copays vary
                                                                                                                                        above contract allowance*
                                     *Contract allowance — PPO contracted fees for PPO Dentists, Delta Dental Premier® contracted fees for Premier Dentists and the program allowance for non-Delta Dental Dentists.

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                                    VISION
                                    Are you squinting? Well, don’t worry. Good vision is on the horizon with Activision Blizzard vision coverage. You
                                    always have a choice of eye care providers. When you receive care from an:

                                      • I n-network provider (VSP Signature Network), your costs will be lower. You don’t have to fill out any forms or
                                         file any claims.
                                      •O
                                        ut-of-network provider (Non-VSP provider), you will typically pay more out of pocket. You pay the provider in
                                       full and submit a claim to VSP for reimbursement. The plan has a set reimbursement amount for each service.

Medical Options                     Just give your SSN/National ID to the VSP provider and they will be able to verify your coverage. Questions?
> CDHP Plan
                                    Go to https://www.vsp.com or call 800-877-7195.
> PPO 500 Plan
> In-Network Plan
> Kaiser HMO (CA only)
> Waiving Medical Coverage
                                                                                           VISION
                                                                                                                      VSP
Additional Care
Support                                                                                     In-Network                             Out-Of-Network
> Employee Assistance               Features
                                                                                       (VSP Network Provider)                     (Non-VSP Provider)
   Program (EAP)
> Doctor on Demand                  Copay                                     $15                                       N/A
> Other Programs
Medical Plan
Comparison
                                     COVERED SERVICES                                                           What You Pay
Rx
                                     Exam                                      $0 after copay                            You receive up to $50 allowance
Dental                               Once every 12 months
Vision
Spending Accounts
> Health Savings Account
                                     Frames                                    After copay, you receive up to $130       You receive up to $70 allowance
> Flexible Spending
                                     Once every 24 months                      allowance plus 20% off any out-of
   Accounts                                                                    pocket costs
Employee
Contributions
> Medical Plan Surcharges

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BENEFITS FOR EVERY WORLD                                                                                                                                                                            2018 BENEFITS GUIDE

                                                                                                               VISION
                                                                                                                                               VSP

                                                                                                            In-Network                                            Out-Of-Network
                                     Features
                                                                                                       (VSP Network Provider)                                    (Non-VSP Provider)

                                     Lenses                                                 $0 after copay                                         You receive an allowance of:
                                     Once every 12 months
                                      • Single vision                                                                                                • Up to $50
                                      • Lined bifocal                                                                                                • Up to $75
Medical Options                       • Lined trifocal                                                                                               • Up to $100
> CDHP Plan                         If you choose contact lenses, you will be
> PPO 500 Plan                      eligible for a frame 12 months from the
> In-Network Plan                   date the contact lenses were obtained
> Kaiser HMO (CA only)
> Waiving Medical Coverage          Lens Options                                           You receive an allowance of:                           You receive an allowance of:
                                      • Standard progressive lenses                          • Up to $50                                            • Up to $75
Additional Care
                                      • Premium progressive lenses                           • $80 - $90
Support
                                      • Custom progressive lenses                            • $120 - $160
> Employee Assistance
   Program (EAP)
> Doctor on Demand
> Other Programs                    Contact Lenses                                         Up to $60 copay for contact lens exam                  You receive up to $105 allowance
Medical Plan                         Once every 12 months instead of frames                 (fitting and evaluation) and $115 allowance
                                     and lenses                                             for cost of contact lenses
Comparison
Rx
Dental
Vision                               Laser Vision Correction                                LASIK vision correction, up to $1,000 per eye; once per lifetime
                                                                                            Average of 15% off the regular price or 5% off the promotional price from
Spending Accounts                                                                           contracted facilities
> Health Savings Account
> Flexible Spending
   Accounts
Employee
Contributions                       Note: If you purchase vision services/products through the plan at Costco or any other VSP Affiliate Provider, no claim form is needed.

> Medical Plan Surcharges

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                                                                                                                                    INSURANCE
BENEFITS FOR EVERY WORLD                                                                                                                                                                                  2018 BENEFITS GUIDE

                                    SPENDING ACCOUNTS
                                                                                                                                                                                          IF YOU WANT TO
                                    Health Savings Account (pairs with the CDHP Plan)
                                                                                                                                                                                          ENROLL IN AN HSA, YOU
                                    A Health Savings Account (HSA) is a tax-favored individual account that you can either use to pay current
                                    medical, dental and vision expenses or use to save money for future healthcare expenses. By law, you can                                              NEED TO MEET THESE
                                    only enroll in an HSA if you have a high deductible health plan, such as the CDHP Plan.                                                               REQUIREMENTS:
                                    Why open an HSA?                                                                                                                                       • Be enrolled in the CDHP Plan
                                    There are several perks to opening an HSA:                                                                                                             • Not be covered by any other medical
Medical Options                       • You decide when and how to spend the money.                                                                                                          plan that is not a high-deductible
> CDHP Plan                                                                                                                                                                                  health plan (defined as an individual
                                      • Whatever funds you don’t use by the end of the year will roll over to the next.
> PPO 500 Plan                                                                                                                                                                               deductible of $1,350 and employee
> In-Network Plan                    • If you leave the company or change insurance coverage, the account is yours to keep.
                                                                                                                                                                                              + dependent deductible of $2,700),
> Kaiser HMO (CA only)               • At the beginning of the year, Activision Blizzard will make a contribution in your HSA for enrolling in                                              even if it is through a spouse’s
> Waiving Medical Coverage              the CDHP Plan.                                                                                                                                       coverage.
Additional Care                       • You will also then have the ability to earn additional Benefits@Play incentive dollars from the company                                           • Not be enrolled in a healthcare FSA;
Support                                  if you participate in healthy activities as defined by the company during the plan year.                                                             you are considered to be covered by
> Employee Assistance
   Program (EAP)                      • Your contributions are taken from your paycheck and then applied to your HSA account.                                                                an FSA or HRA even if your spouse is
> Doctor on Demand                                                                                                                                                                           enrolled in an FSA.
> Other Programs                                                                                                                                                                          • Not be claimed as a dependent on
                                    HSA Contributions If You Choose The CDHP Plan                                                                                                             someone else’s tax return.
Medical Plan
Comparison                                       YOUR 2018                                                                                      EMPLOYEE +                                 • Not be enrolled in Medicare.
                                                                                                   EMPLOYEE ONLY
Rx                                           HSA CONTRIBUTIONS                                                                                 DEPENDENT(S)
Dental
                                     Company Contribution                                                     $250                                       $500
Vision
Spending Accounts                    Benefits@Play Incentives                                                 $750                                      $1,500
> Health Savings Account
> Flexible Spending
                                     Your Annual Contributions*                                          Up to $2,450                               Up to $4,900
   Accounts
Employee                             Total allowed by the IRS in 2018**                                      $3,450                                     $6,900
Contributions
> Medical Plan Surcharges           * If you are age 55 or older, you can contribute an extra $1,000 to your HSA in 2018.
                                    ** This includes Activision Blizzard’s contribution, any Benefits@Play incentives you and/or your spouse/domestic partner earn and your
                                       own contributions.

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                                    How much can I contribute annually to an HSA?                                   •Y
                                                                                                                      ou can make changes to your HSA contributions any
                                    In 2018, employees with Employee-only coverage are limited to $3,450             time you wish.
                                    and those with Employee + Dependent(s) coverage are limited to                  •Y
                                                                                                                      ou may deposit funds directly into your HSA outside of
                                    $6,900, and this includes Activision Blizzard contributions. If you are age      payroll deduction.
                                    55 or older, you can contribute an extra $1,000 to your account, or
                                                                                                                    • You will be responsible for tracking your medical, dental and vision
                                    $2,000 if you cover dependents.
                                                                                                                       expenses and reporting them on your annual tax return. You need
                                                                                                                       to keep your receipts in the event of an IRS inquiry.
                                    Are there any fees for the HSA?
                                    There are no fees for employees. Activision Blizzard covers the monthly
                                    maintenance fees.                                                             Who is the administrator of the HSA?
Medical Options                                                                                                   The HSA is administered by Collective Health.
> CDHP Plan                        Is the HSA transferable upon death?
> PPO 500 Plan                     You can elect a beneficiary, but if no beneficiary is specified, it will      What happens to the HSA if the company selects
> In-Network Plan                  transfer to your estate.                                                      an insurance company other than Collective
> Kaiser HMO (CA only)                                                                                           Health in the future?
> Waiving Medical Coverage                                                                                       You will always own the funds in the HSA. If the company were to switch
                                    Are there investment options with the HSA?
Additional Care                     You must have a minimum balance of $2,000 to have investment options.         to a new insurance company, the funds in your HSA would still be yours,
Support                             HSA investment account options provide:                                       and you would have the option to roll them over to an HSA with the new
> Employee Assistance                                                                                            insurance company.
   Program (EAP)                      • Opportunities for long-term investments. If you are interested in
                                         investing for the future, the HSA investment account complements
> Doctor on Demand                                                                                               Can I enroll in the HSA if I have the PPO, Kaiser
                                         your interest earning HSA cash account. Investments in mutual funds
> Other Programs                                                                                                 HMO or In-Network medical plan?
                                         roll over from year to year, accumulate in a tax-deferred manner and
Medical Plan                                                                                                      No. By law, you can only enroll in the HSA if you’re enrolled in the CDHP
                                         are portable.
Comparison                                                                                                        Plan. If you are enrolled in the PPO, In-Network or Kaiser HMO, you can
                                      • Low investment thresholds. To open the HSA investment account,           only enroll in the Healthcare FSA.
Rx                                       you need to transfer a minimum of $2,000 from your cash account
Dental                                   to the investment account. After the initial transfer of $2,000, this    What happens if I have an HRA and/or an FSA and I
Vision
                                         threshold does not need to be maintained in the investment account.      want to switch to the CDHP Plan with HSA in 2018?
                                         In addition, there is no minimum that needs to be maintained in your     If you are contemplating a switch to the CDHP Plan with HSA, and you
Spending Accounts                        cash account.                                                            currently have either an HRA or FSA, there are IRS requirements that
> Health Savings Account
                                                                                                                  prevent establishment of an HSA while you have an active HRA or FSA:
> Flexible Spending
   Accounts
                                    How is the HSA different than the Flexible                                      •Y
                                                                                                                      our HRA will end on December 31, 2017, and any eligible
                                    Spending Account (FSA)?                                                          expenses incurred in 2017 must be submitted for reimbursement
Employee                            There are several differences between the HSA and the FSA.                       by December 31, 2017. If you have a balance remaining at the
Contributions                                                                                                        end of the year, you will be automatically enrolled in a Limited
                                    With the HSA:
> Medical Plan Surcharges
                                     • Funds are only available as they are deposited. With the Healthcare         Purpose HRA. You can use the money in the account to pay for
                                       FSA, the full amount that you elect to contribute is available to you at      eligible dental and vision expenses.
                                       the beginning of the plan year.                                              •Y
                                                                                                                      our FSA will end on December 31, 2017, and any eligible
                                      • Any unused funds at the end of the year will roll over to the next —       expenses incurred in 2017 must be submitted for reimbursement
                                        there is no “use it or lose it” rule. With the FSA, you lose any unused      by December 31, 2017. Any unused FSA dollars will be forfeited.
                                        funds at the end of the year.

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