ANNUAL ENROLLMENT - Where Wellbeing Begins - Hearst Benefits 2022
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ANNUAL 2022
ENROLLMENT
Where Wellbeing
Where Begins.
Wellbeing Begins.
Enroll In Your 2022 Benefits
NOVEMBER 9-24, 2021
At Hearst, we believe our success is the result of the talent,
passion, determination and vision of our employees.
And these unprecedented times have shown us that
maintaining our health and overall wellbeing
is more important than ever.
That is why, for the fourth year in a row, Hearst will continue
its commitment to help you manage your financial
wellbeing by keeping healthcare contributions for
medical plan participants the same in 2022. There will also
be no increase to dental and vision plan rates.
Hearst is proud to offer a comprehensive benefits program
that helps you and your family safeguard your physical,
financial and emotional wellbeing.
The Hearst Benefits program brings these three pillars
together to support employees throughout different stages
of their lives. The program emphasizes prevention and
health maintenance, seeking support when you need it,
taking action to ensure you create financial security and
stability and recognizing the diverse needs of employees.
In 2022, new programs and features will be introduced to
meet your needs, including a strong focus on enhancing
our offerings through diversity, equity and inclusion.
We encourage you to learn more about the programs,
resources and tools available to you and your loved ones
in the year ahead.
Hearst Benefits. Where Wellbeing Begins.
1
Table of Contents
WHAT’S NEW FOR 2022 — AND A QUICK REFRESHER
3
New Programs Coming in 2022
LGBTQ+ Health Services Through Included Health
Maternal & Family Digital Health Support Through Maven Clinic
Fertility Coverage for Kaiser Permanente California Plan Participants Through Progyny
Enhanced Benefits for 2022 5
Fertility Medication Coordination Through Progyny Rx
Travel Coverage for Gender-Affirming Surgeries
Cooling Cap Coverage During Chemotherapy Treatment
Voluntary Benefits Marketplace for Comparing Auto, Home & Pet Insurance Options
Accidental Death & Dismemberment (AD&D) Family Coverage
Spouse/Domestic Partner Life Insurance Coverage
Benefits Launched in 2021 To Check Out 7
Mental Wellness Support Through Spring Health
Prescription Savings Tool Through Rx Savings Solutions
Diabetes & Prediabetes Reversal Support Through Virta Health
Musculoskeletal & Physical Therapy Support Through SWORD Health
Hearst Dependent Care Subsidy
Financial Benefits Refresher 8
Hearst 401(k) Plan
Back-Up Care Program Through Bright Horizons
Caregiver Support Services Through Wellthy
Financial Education Program Through Truist Momentum
Student Loan Refinancing Through SoFi
Enroll in Your 2022 Benefits 9
Learn More About Your Hearst Benefits
Interested in taking a deeper dive into your Hearst benefit
offerings? Check out the following resources:
Benefits & Wellbeing Program overview on MyHEARST.
Visit myhearst.com/benefits-wellbeing-program.
Hearst Benefit Highlights. Visit hearst.cc/8442.
Hearst Benefit Highlights for Homecare Homebase
Employees. Visit hearst.cc/4234.
UnitedHealthcare Medical Plan. Visit hearst.cc/0134.
UnitedHealthcare Medical Plan for Homecare
Homebase Employees. Visit hearst.cc/1495.
Kaiser Permanente Medical Plan for
California Employees. Visit hearst.cc/3408.
Manage Your Hearst Benefits from Your Mobile Device
Use mobile apps to manage your Hearst benefits wherever and whenever it’s convenient
for you. Learn more at hearst.cc/8275.
2
NEW PROGRAMS
Coming in 2022
When it comes to your medical coverage, it’s not one-size-fits-all.
Maybe you need to visit a doctor regularly, or maybe you just go for
annual checkups. No matter what level of coverage you need, we know
you care about both choice and value. Hearst offers comprehensive
benefits for you to manage your physical health.
All benefits-eligible employees will have access to the family, regardless of gender, race, sexual orientation
following benefits in 2022 at no cost to you: or family configuration and offers separate tracks
Included Health, a comprehensive health platform for dads and partners. Maven offers comprehensive
service for the LGBTQ+ community, is focused on support, including:
connecting employees to culturally knowledgeable, Your own care advocate, available 24/7, who
high-quality providers who understand the unique can answer questions about your benefits,
needs of the LGBTQ+ community. If you or one of recommend the right specialists for your needs
your dependents are part of this community, be sure and refer you to in-person and in-network doctors.
to take advantage of Included Health’s concierge On-demand virtual appointments and unlimited
services, which consist of an equipped team of care messaging with top-rated practitioners in over
coordinators ready to assist with your health needs, 25 specialties, such as OB-GYNs, doulas, career
including helping you find an in-network LGBTQ+- coaches and lactation consultants.
friendly provider in your area, answering your
A library of expert content and virtual classes
benefit care questions, family planning, providing
personalized to your journey, including topics
support and more. Learn more at hearst.cc/5416.
such as prenatal health, postpartum depression
Maven Clinic is an online platform that provides and returning to work with confidence.
maternal support to help women, spouses, partners
Breast milk shipment coverage.
and families navigate their health by putting them
at the center of care, from planning for a family Learn more at hearst.cc/7266.
to raising one. Maven supports every person and
3
NEW PROGRAMS
Coming in 2022 Continued
If you participate in the Kaiser
Permanente California medical plan in INTERESTED IN LEARNING MORE
ABOUT THESE NEW PROGRAMS?
2022, you and your covered spouse/
partner will have access to fertility Visit the Annual Enrollment Virtual Benefits
Fair to interact with our benefit partners
coverage through Progyny.
and enter a sweepstakes to win one of
Hearst offers comprehensive fertility treatment two Peloton bikes with an essentials
resources through Progyny. Employees who want package — including bike weights, cycling
to have a child or preserve their fertility can take shoes and headphones — or one of three
advantage of cutting-edge fertility resources that Apple Watch Series 6 44mm with GPS,
combine the best science, service and technology cellular and a sports band.* Learn more at
for pregnancy and fertility success rates with three hearstvirtualbenefitsfair.com.
Smart Cycles that can be used for intrauterine
insemination (IUI), in vitro fertilization (IVF), fertility
preservation, donor tissue coverage and more.
All standard of care fertility medications needed for
your treatment will be included in your Smart Cycles
through Progyny Rx, an integrated medication
experience. Progyny Rx includes a seamless
authorization process, overnight delivery of your
medications and access to pharmacy clinicians
to answer your questions. Spouses/domestic
partners can use the Progyny benefit if covered
as a dependent on the employee’s medical plan.
Learn more at hearst.cc/4966.
As a reminder, Hearst supports every path
to parenthood and offers a $25,000 lifetime
maximum reimbursement for costs associated
with adopting a child or surrogacy. This
benefit is available to full-time employees in
a participating business unit. The adoption
and surrogacy assistance benefit is subject
to federal income tax. We encourage you
to consult with your financial adviser about the
tax consequences of seeking reimbursement
under this policy. Learn more at
hearst.cc/6570.
4
ENHANCED BENEFITS
in 2022
If you participate in a TRAVEL COVERAGE FOR
GENDER-AFFIRMING SURGERIES
UnitedHealthcare (UHC) Travel and lodging assistance will be provided in the
Classic or Consumer plan, you lifetime maximum amount of $10,000 for you and
and your covered dependents your covered dependents. This includes the following
expenses for the recipient and one companion:
have access to the following Transportation to and from the facility, including
enhanced benefits: charges for a rental car used during a period of
care at the facility.
FERTILITY MEDICATION COORDINATION
Lodging while at or traveling to and from the
Through Progyny Rx, an integrated medication facility site. Providers must be in-network — either
experience, all standard of care fertility medications surgeon or facility — and greater than 50 miles
needed for your treatment will be included in from the patient’s residence.
your Smart Cycles. Progyny Rx includes a seamless As a reminder, employees and their covered
authorization process, overnight delivery of your dependents already have access to puberty-
medications and access to pharmacy clinicians to suppressing hormones for transgender youth,
answer your questions and support you. Learn more psychotherapy for gender dysphoria, surgery —
at hearst.cc/8499. including penectomy, vaginoplasty, mastectomy and
As a reminder, Hearst already offers comprehensive metoidioplasty — voice modification surgery and
fertility treatment resources through Progyny. therapy, facial bone remodeling, lipofilling for body
Employees who want to have a child or preserve masculinization or feminization, hair removal and
their fertility can take advantage of cutting-edge transplantation, trachea shaving and more.
fertility resources that combine the best science, All medical services and treatments provided
service and technology for pregnancy and fertility through Hearst’s UHC medical plan coverage fully
success rates with three Smart Cycles that can align with the World Professional Association for
be used for IUI, IVF, fertility preservation, donor Transgender Health Standards of Care.
tissue coverage and more. Spouses/domestic
partners can use the Progyny benefit if covered
as a dependent on the employee’s plan. Learn
more at hearst.cc/4966.
Hearst also already offers a $25,000 lifetime
maximum reimbursement for costs associated
with adopting a child or surrogacy. This benefit is
available to full-time employees in a participating
business unit. The adoption and surrogacy
assistance benefit is subject to federal income tax.
We encourage you to consult with your financial
adviser about the tax consequences of seeking
reimbursement under this policy. Learn more at
hearst.cc/6570.
5
ENHANCED BENEFITS
in 2022 Continued
COOLING CAP COVERAGE DURING
CHEMOTHERAPY TREATMENT
SPOUSE/DOMESTIC PARTNER LIFE
Cooling cap coverage will now be provided for you and INSURANCE COVERAGE
your covered dependents.
Spouse/domestic partner life insurance coverage
Scalp hypothermia is cooling the scalp with ice packs will be available in the increased amounts of
or cooling caps (cold caps) for a period of time before, $5,000, $10,000, $15,000, $20,000, $25,000,
during and after each chemotherapy treatment to try to $30,000, $50,000, $75,000, $100,000, $125,000,
prevent or reduce hair loss. $150,000, $175,000, $200,000, $225,000 and
$250,000. Premiums are based on age.*****
VOLUNTARY BENEFITS MARKETPLACE
FOR COMPARING AUTO, HOME & PET
INSURANCE OPTIONS
Voluntary benefits are insurance programs that cover
a large range of needs at discounted group rates with
the ease of direct after-tax payroll deductions. The new
Voluntary Benefits Marketplace features opportunities
for you to save on your auto, home and renters insurance
by comparison shopping coverages, prices and
discounts from up to six of the top-rated auto and home
insurance companies in the nation.** It also gives you the
opportunity to save on pet insurance for unplanned vet
expenses or covered accidents or illnesses with MetLife
Pet Insurance.*** Learn more at hearst.cc/5481.
ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)
FAMILY COVERAGE
Spouse/domestic partner AD&D coverage will now
be available as Family AD&D coverage. The maximum
coverage level has increased from 5x to 8x your pay.****
**Home insurance may not be part of the benefit offering in Florida and Massachusetts. Discounts are not available from all carriers and are only available to those who
qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual
savings may vary and are not guaranteed.
***Independence American Insurance Company (“IAIC”) is the insurance carrier for this product. IAIC, a Delaware insurance company, is headquartered at 485 Madison
Avenue, New York, NY 10022. Like most insurance policies, insurance policies issued by IAIC contain certain exclusions, exceptions, reductions, limitations and terms
for keeping them in force. For costs, complete details of coverage and exclusions and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC to offer and administer pet insurance policies. This entity was previously known as Pet-
First Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an
assumed name and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance
Solutions Agency LLC (Illinois), and such other assumed names or fictitious names approved by certain jurisdictions.
****Not applicable to Homecare Homebase employees.
*****The benefit described may not apply to Union employee coverage. Please check with your business unit for more information. 6
BENEFITS LAUNCHED
in 2021 To Check Out
Emotional health is an important part of your lower their blood sugar and A1C. It’s available for
overall health and the way you manage stress, employees and dependents enrolled in a UHC
change and situations that are often out of your medical plan who are age 18 or older. Start diabetes
control. That’s why we provide Spring Health reversal with Virta Health by visiting virtahealth.
as a mental wellness benefit for full-time and com/join/hearst.
part-time benefits-eligible employees and SWORD Health is a free digital physical therapy
members of their households age 13 and older. program that can help you manage your
Spring Health provides dedicated support, in-app back, joint or muscle pain at home through a
wellness exercises and therapy, including access personalized approach with a licensed physical
to diverse providers who specialize in anxiety and therapist. It’s available for employees and
stress. Your first six therapy sessions are covered at dependents enrolled in a UHC medical plan.
100% by Hearst and renew annually. Spring Health Start treatment with SWORD Health by visiting
is voluntary and completely confidential. Your join.swordhealth.com/hearst.
information will never be shared with anyone at
Hearst offers a $1,500 subsidy to employees earning
Hearst. Activate your Spring Health benefit by visiting
an annual salary of up to $100,000 to help offset
benefits.springhealth.com/hearst.
dependent care expenses. To receive the subsidy,
Prescription savings by Rx Savings Solutions, eligible employees must contribute $260 or more
an optional online and mobile tool for employees annually to a Dependent Care Flexible Spending
and dependents enrolled in a UHC medical plan, Account (FSA). A Dependent Care FSA allows you
will notify you automatically by email if there’s an to set aside before-tax money to be reimbursed
opportunity to save money on your prescriptions. for eligible childcare (up to age 13) or adult
Savings opportunities could come in many forms, dependent care expenses. You must make your
including generics, different forms of the same 2022 Dependent Care FSA election during Annual
medication and different medications that treat Enrollment. The company contribution will be
the same condition but cost less. Register for deposited into employees’ Dependent Care FSAs
Rx Savings Solutions by visiting in January 2022. Please note, you can contribute
rxsavingssolutions.com/registration/hearst. from $260 up to a maximum of $5,000 — or a $2,500
Virta Health is a medically supervised, family maximum — to your Dependent Care FSA in
research-backed treatment that aims to help reverse 2022. This includes Hearst’s contribution through the
Type 2 diabetes and prediabetes so patients can Dependent Care Subsidy.
7
FINANCIAL BENEFITS
Refresher
Financial security is priceless. Hearst offers access to caregiving support services
through Wellthy, a modern care concierge that helps
The choices you make today families take care of aging, chronically ill or disabled
loved ones via a dedicated care coordinator. Access
will help you prepare for what the benefit by visiting wellthy.com/hearst/.
you’ll need tomorrow. Hearst Hearst offers employees access to Truist
offers several benefits for Momentum, a free financial education program
designed to equip you with the information and
you to increase your financial tools you need to prioritize, plan and progress on
confidence, a sampling of your journey to financial confidence — guided by
the things you value most. To get started, create an
which are highlighted here. account by visiting www1.momentumonup.com/
ignite/hearst. Registration code: hearst.
Participating in the Hearst 401(k) Plan is one of the
Hearst partners with SoFi to offer student loan
best things you can do to save for your future. And
refinancing to reduce your federal and private
if you start saving now, you can increase the amount
student loan debt. Hearst employees, family
of money available to you in retirement. Make saving
and friends receive an automatic $300 welcome
easier by using the rate escalator tool in your 401(k)
bonus when refinancing. Refinance by visiting
account to increase your savings contribution as little
sofi.com/login/.
as 1% every year until you hit the IRS maximum. And if
you haven’t designated or updated your beneficiary,
go to myhearst.com/retirement-savings and select
your name in the upper right corner. Select Personal
Information, then select Beneficiary Information and
Add/Edit. Make sure to have Social Security numbers
and dates of births of your beneficiaries ready.
Hearst offers the Back-Up Care program through
Bright Horizons for days when your usual provider
is not available. This benefit includes center-based
child care at the Bright Horizons centers and in-
home adult and child care. You can also use your
Bright Horizons Back-Up Care benefit to reserve
an experienced tutor to help your children ages
5 to 18 both during the school year or during the
summer break and for customized college coaching.
Employees are eligible for up to 15 back-up days
per year. Employer username: Hearst; Employer
password: backupcare. Access the benefit by visiting
bhlogin.brighthorizons.com.
8
ENROLL in Your 2022 Benefits
Annual Enrollment begins Unless you have a qualifying change in status, such
as a marriage, divorce or birth of a child, your next
Tuesday, November 9, opportunity to change or enroll in benefits will be
during Annual Enrollment in the fall of 2022 for
and ends at 11:59 p.m. ET coverage in 2023.
on Wednesday, Please review your options and select the plans that
November 24, 2021. will help keep you and your family’s physical, financial
and emotional wellbeing healthy and protected in the
To enroll, go to myhearst.com and select My Benefits & coming year.
Resources under the Benefits & Pay tab. Select the box
indicating you have items to complete. Hearst Benefits. Where Wellbeing Begins.
If you have any questions, call the Hearst Benefits
Service Center at 855-827-0372, Monday through
Friday from 8 a.m. to 8 p.m. ET.
If you do not enroll in benefits, you will remain in your
current coverage at 2021 rates, except for any Flexible
Spending or Health Savings Accounts you may be
enrolled in, which you must enroll in annually. If you
wish to contribute to an FSA or HSA in 2022, you must
enroll in benefits by November 24. The Healthcare FSA
will increase to the IRS annual maximum contribution
of $2,850. Any unused Healthcare FSA funds from 2021
will automatically carry over to your 2022 FSA if you
enroll for an FSA in 2022. You may use your carry over
funds for eligible 2022 expenses. The HSA will increase
to the IRS annual maximum contributions of $3,650
for individual coverage or $7,300 for family coverage,
including Hearst’s contribution, if applicable. You can
change your HSA election at any time during the year.
This brochure is a Summary of Material Modifications (SMM) to your Healthcare Summary Plan Description (SPD). Neither this brochure nor the SPDs include
complete details of the CHOICE Program. Complete CHOICE Program details are contained in the official plan documents, which legally govern administration of the
plan. If there is a difference between what is written in this guide and the plan documents, the plan documents will always rule.
Hearst plans to continue the CHOICE Program but reserves the right to amend, change, modify or terminate the program at any time and for any reason both during
and after your employment. This SMM is not an offer or contract of continued employment with Hearst.
*NO PURCHASE NECESSARY TO ENTER OR WIN. Hearst Virtual Benefits Fair Sweepstakes. Sponsored by Hearst Communications, Inc. Beginning October 18, 2021
at 12:01 AM (ET) through November 24, 2021 at 11:59 PM (ET), enter into the virtual benefits fair on a computer or wireless device and complete the registration
form pursuant to the on-screen instructions. Two (2) Winners who visit seven (7) virtual benefits rooms and achieve a “badge” will win a Peloton bike including the
weights, cycling shoes and headphones provided in the Essentials Package (ARV: $1,645; Total ARV: $3,290). Three (3) runner-up winners who visit seven (7) virtual
benefits rooms and achieve a “badge” will win a Series 6, 44mm Apple Watch with GPS & Cellular with a Sports Band (ARV: $630; Total ARV: $1,890). Total ARV
for all prizing: $5,180. Prizing only includes the items mentioned above. No additional items or fees, including but not limited to membership or any monthly or
annual fees are included in either of these prizes. Important Notice: You may be charged for visiting the mobile website in accordance with the terms of your service
agreement with your carrier. Odds of winning will depend upon the total number of eligible entries received. Open to those employees of a Hearst entity who has
received an email from the Sponsor inviting them to Hearst’s Virtual Benefits Fair. Void in Puerto Rico and where prohibited by law. Sweepstakes subject to complete
official rules available hearst.cc/7033.
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