FEES AND FUNDING GUIDE 2021-2022 - Liverpool John Moores ...
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FEES AND FUNDING
GUIDE
2021-2022
FEBRUARY 2021
JUNE 2020
2 3
4 5
YOUR STUDENT TIMELINE
2021
29 1 25 2 31
JANUARY FEBRUARY FEBRUARY FEBRUARY MARCH APRIL MAY
UCAS application Start your LJMU Apply now for UCAS Extra opens Start your Make sure you tell Apply for your
deadline for Scholarship your student for eligible students student finance LJMU if you have student funding by
equal academic application – login accommodation ucas.com/extra application a disability or any the end of May to
consideration to ljmu.ac.uk/ if you hold an other support needs be sure of getting
applicant unconditional firm – you could be your money for the
or conditional eligible for additional start of term
firm offer from support
LJMU ljmu.ac.uk/ Contact
accommodation disability@
ljmu.ac.uk
10 30 4 10 AUGUST- MID SEPTEMBER
JUNE JUNE JULY AUGUST SEPTEMBER SEPTEMBER
If you have Final deadline for Last date to apply A level results You will receive Move into Have you applied
received all your UCAS applications via Extra released, see UCAS specific details on LJMU student for your LJMU
university offers Track or call our your LJMU enrolment accommodation. scholarship yet?
by 20 May, you Confirmation line programme, Welcome/induction Go online for more
must respond to 0151 231 5090 for induction and JMSU activities begin now info ljmu.ac.uk/
your offers by this advice events from mid- scholarships
date or you will be August onwards (closing date TBC)
declined by default
ljmu.ac.uk/applicant
6 7
We want you to start your
university experience with LJMU
SCOTTISH APPLICANTS
2020/21 RATES
NORTHERN IRELAND APPLICANTS
2020/21 RATES TUITION FEES
AND LOANS
as you mean to go on: equipped If your permanent home is in Scotland If your permanent home is in Northern
and you want to study at LJMU (or Ireland and you want to study at LJMU
with all the information you need
another English university) you will be (or another English university) you will
and fully supported. That’s why eligible to apply for: be eligible to apply for:
our dedicated team of friendly, n Tuition fee loan which will cover the n Tuition fee loan which will cover the
expert advisers have put together full cost of your tuition fees full cost of your tuition fees You will be charged a tuition There is no need to pay your tuition
fee for each year of your course fees up front as eligible students can
some essential guidance relating n Young student (under 21): Bursary n Maintenance loan up to £4,840 a
up to £2,000 a year Loan up to year apply for a tuition fee loan for each year
to student funding. £5,750 a year Tuition fees for 2021/22 have been of their course. This loan is not means
n Maintenance grant up to £3,475 a confirmed as £9,250 per year. This tested which means your household
We have tried to cover the key n Independent student: Bursary up to year fee is subject to an annual inflationary income will not affect your eligibility.
£1000 a year Loan up to £6,750 a increase.
facts and figures but if you have year If you take out a student loan, your Your tuition fee loan will cover all of your
any questions, please just ask. repayments will begin after you have tuition fee costs and will be paid direct
If you take out a student loan, your left LJMU and start earning more than to LJMU. See page 10 for information
repayments will begin after you have £19,390. on loan repayments.
left LJMU and start earning more than
£19,390. See studentfinanceni.co.uk for more
information.
See saas.gov.uk for more information.
The figures in this booklet relate WELSH APPLICANTS
EU APPLICANTS
STUDENT LOANS
FOR LIVING COSTS
to the 2021/22 academic year 2020/21 RATES From the 2021/22 academic year, EU,
where available. In some cases EEA and Swiss nationals and their family
these will still be subject to If your permanent home is in Wales and members will no longer be eligible for
(MAINTENANCE LOAN)
parliamentary approval. you want to study at LJMU (or another home fee status or student finance.
English university) you will be eligible to
The amount of funding you will apply for: Some exceptions to this will apply but
receive for your living costs we do not have all the information yet.
varies depending on where in n Tuition fee loan which will cover the
the UK you normally live, your full cost of your tuition fees For more information see
household income and if you n Funding for your living costs which www.gov.uk/studentfinance
are going to be living at home or will be a combination of a grant and
elsewhere while studying. loan totalling £10,350 per year In addition to a tuition fee The following are the maximum loan
ENGLISH APPLICANTS loan, you can also apply for a rates for the 2021/22 year for a student
Please use these pages as a If you take out a student loan, your 2021/22 RATES loan for your living costs. The from England.
YOU WILL PAY
guide but more information is repayments will begin after you have amount you will be eligible
available on the various funding left LJMU and start earning more than If your permanent home is in England and
n £7,987 if you are living in your FOR YOUR
to receive depends on a parental home
websites. Alternatively you can £26,575. you want to study at LJMU you will be
number of factors such as ACCOMMODATION ON
eligible to apply for:- £9,488 if you are living elsewhere
contact us for more information.
your household income and if
n
DATES THAT COINCIDE
See studentfinancewales.co.uk for
more information.
Tuition fee loan which will cover the full you are living in your parental Unlike the tuition fee loan which is paid WITH YOUR STUDENT
cost of your tuition fees home or elsewhere. direct to LJMU, maintenance loans are MAINTENANCE
paid into your bank account. They are
Maintenance loan of up to £9,488.
paid in three instalments and it’s up to
PAYMENTS, MAKING
moneyadvice@ljmu.ac.uk If you take out a loan your repayments will you how it is spent – and also how you IT EASIER FOR YOU TO
begin the April after graduation but only budget! PLAN YOUR BUDGET
0151 231 3153/3154 once you are earning over £26,575.
For more information see
www.gov.uk/studentfinance
8 9
HOW HOUSEHOLD INCOME
AFFECTS STUDENT FUNDING
Some student funding is only allocated following an assessment of your household income (see
table below). This process is called income assessment (or means testing) and if you are under
25 this is normally based on the income of your parents.
n If your parents are divorced/separated, the income of the parent you live with most of the time will
be used
n If your parent cohabits or has remarried, the joint income will be assessed
n If you meet one of the following criteria you will be treated as independent from your parents and
their income:
n You are 25 or over on the 1st Sept 2021
n Are married or in a civil relationship (but they will look at the income of your partner)
n Have a dependant child
n Have supported yourself financially for 3 years on 1st September 2021
n If you have been in local authority care for 3 months before your 16th birthday (see page 13)
n If you are estranged from your family (see page 13)
STUDENTS
THIS TABLE SHOWS ESTIMATES OF MAXIMUM FUNDING AVAILABLE FOR A STUDENT FROM ENGLAND
STARTING UNIVERSITY IN 2021
AND BENEFITS Assessed household
income (£)
Students living at
home (£)
Students living away
from home
(outside London) (£)
LJMU
bursary*
25,000 or less 7987 9488 £500
The majority of full-time students are not eligible for 30,000 7315 8809 0
benefits while they are studying. 35,000 6642 8130 0
Exceptions to this are:- 40,000 5969 7450 0
42,875 5582 7060 0
n lone parents with a dependent child/children. The age of your children
can affect which benefits you are eligible for 45,000 5296 6771 0
50,000 4623 6092 0
n students with disabilities or ongoing health conditions
55,000 3950 5412 0
n students who are pensioners
60,000 3516 4733 0
n student couples with at least one dependent child Over £65,000 3516 4422 0
n students who have suspended their studies due to ill health
or caring responsibilities
*You do not have to apply for the LJMU bursary.
If you need advice about which benefits to claim or what counts as NB. Figures for students from England for 2021 entry.
income for benefit purposes then please contact us.
10 11
APPLYING FOR YOUR HAVE YOU STUDIED LJMU
BURSARY
STUDENT FUNDING BEFORE?
Student funding is generally available for the length of your course, LJMU bursaries are automatically
Apply online gov.uk/studentfinance from February 2021 plus an additional year (if required). Additional funding may be paid to eligible students every year
if you are starting a course in September 2021. available for students that have had to leave a course due to health of your course – you do not need
problems or for other personal reasons. to apply. The annual LJMU bursary
is currently £500.
PAYING BACK YOUR
It is really important that you seek advice if you have studied
previously. We can clarify exactly how your prior study will impact LJMU bursaries are additional, free
on your future entitlement and advise you what steps to take to money that you don’t have to pay
STUDENT LOANS maximise any funding available. back. How you spend it is up to
you.
To qualify you must meet the
SPEAK TO US IN residence requirements for student
CONFIDENCE: funding (grants and loans) and
Any loans you take out to cover your tuition fees or moneyadvice@ljmu.ac.uk have a household income of
living costs will be added together into a single loan Annual Monthly repayment £25,000/year or less. You must
account. This means that when you start paying back salary @ £26,575 threshold 0151 231 3153/3154
also be paying the annual maximum
your student loans, you will only make one affordable University tuition fee which is £9,250
monthly payment. £25,000 £0 for 2021/22 year.
Your repayment amount is always the same, as it is £26,000 £0
based on a percentage of your salary not how much
you have borrowed.
£30,000 £25.68
If your income is over £26,575* your employer will start
taking repayments from your salary just like tax and £35,000 £63.18 STUDENT
national insurance, and after 30 years any money still
owed is written off. £40,000 £100.68 SUPPORT FUND
The table opposite will give you an idea of what your £50,000 £175.68
repayments might look like once you have left university
and you’re earning over £26,575*: £60,000 £250.68 Sometimes despite your best
efforts you can find yourself in
financial difficulty. This could
n If your income falls below £26,575* (e.g. if be due to a delay in funding or
you go travelling) your loan repayments will unforeseen circumstances. LJMU’s
automatically stop Student Support Fund is available
n After 30 years anything you owe on your to students who find themselves in
student loans is written off such a position.
ljmu.ac.uk/discover/fees-and-finance
* £26,575 repayment threshold applies to students that normally live in England or Wales.
12 13
DISABLED STUDENTS WITH SUPPORT FOR In 1957 John Lennon joined LJMU’s School
of Art and Design, and it was to provide the
springboard for so many influential aspects of
STUDENT DEPENDANTS CARE LEAVERS his life: it was where he met Stuart Sutcliffe and
Paul McCartney.
ALLOWANCE AND STUDENTS In recognition of the influence the University
played in his life, and thanks to the generous
support of Yoko Ono, LJMU has set up the
(DSA)
If you have either an adult who is financially
dependent on you or dependant children, you
can apply for additional funding including a grant
ESTRANGED John Lennon Imagine Awards to help students
who have either been in local authority care or
who are estranged from their parents.
for childcare.
In addition, if you have an underlying eligibility for
FROM THEIR Eligible students receive a cash bursary of
£1,000 per year of their course, in addition
If you declare a disability or medical
condition to LJMU, you can access
benefits (such as a lone parent) you can receive a
higher rate of maintenance loan for living costs. FAMILIES to funding awarded by social services.
We also have a dedicated member of staff here
specialist support and guidance to A Childcare Grant will cover up to 85% of to support you and offer advice on everything
assist you during your studies. This approved or accredited childcare in both term from university life, budgeting to student
can be anything from exam and time and holidays. accommodation – and anything in between.
study support to mobility and library
support. The Adult Dependants’ Grant is for students
with a dependant partner and Parents Learning
The Disabled Student Allowance Allowance is a grant for those with children.
(DSA) is designed to help meet the
extra course costs students can All grants are means tested on your household
face as a direct result of a disability, income. For more information please contact us.
ongoing health condition, mental
health condition or Specific Learning
Difficulty. DSA is paid on top of the
standard student finance package and
does not have to be paid back.
You should apply for DSA when you
apply for your student funding - please
don’t wait. Don’t worry if you’re not
100% certain which course you will be
studying, as just like your application for THE JOHN LENNON IMAGINE
student finance it is possible to update
your DSA application at a later date. AWARDS PROVIDE EXTRA
SUPPORT FOR YOUNG PEOPLE
YOUNG ADULT LJMU is committed to supporting young adult
carers and currently works in partnership with
Barnardos Young Adult Carers Service in
The Disability Advice Team at
LJMU can help with all aspects of
applying for DSA so please feel
WHO PERHAPS NEED IT MOST.
I AM DELIGHTED TO HAVE BEEN
CARERS Liverpool. Our dedicated member of staff for
young adult carers can provide you with further
information and advise you on what support is
free to contact us at any point available.
during the application process for ABLE TO SET UP THESE AWARDS
help or advice. IN JOHN‘S NAME...HE GENUINELY
WOULD HAVE WANTED TO HAVE GET IN TOUCH FOR CONFIDENTIAL
HELPED THESE STUDENTS ADVICE:
disability@ljmu.ac.uk ACHIEVE THEIR PERSONAL GOALS. Phil Bakstad
imagine@ljmu.ac.uk | 0151 231 3149
0151 231 3164/3165
Yoko Ono14 15
VICE-CHANCELLOR’S SIR BERT MASSIE
SCHOLARSHIP SCHOLARSHIP
A highly prestigious award for Recognising Sir Bert Massie,
outstanding students; details to be national disability rights champion
confirmed. and former student of LJMU.
We are looking to award an
COMMUNITY EXCELLENCE outstanding disabled student who
SCHOLARSHIP has campaigned or championed
inclusion in some way.
For excellence in areas such as
SCHOLARSHIPS
volunteering, sports, the arts or
citizenship; a maximum of 100
awards of £1,000 per year for the
duration of your course.
We believe everyone is good at something, ACADEMIC EXCELLENCE
and want to reward your success. SCHOLARSHIP
Rewards academic excellence
(at least 3 A grades at A2 or
equivalent – 144 UCAS points) 100
awards available, £1,000 per year
for the duration of your course.
RENEWAL OF SCHOLARSHIPS IS SUBJECT TO SATISFACTORY PROGRESS.
Every year we award a Whether it’s a new laptop, help Apply online
range of scholarships with accommodation costs or ljmu.ac.uk/scholarships
learning how to drive – how you
to support talented spend your scholarship money is
Closing date
September 2021 (date TBC) I was able to buy a new (much needed)
students from a range of up to you.
laptop for the start of my course. It has
backgrounds. These pages put me at ease with my budget as I know
We don’t just award our
give you an introduction of scholarships to straight A students I have money to fall back on if needed.
what scholarships you can either (though academic ability is However, I am primarily trying to save it to
apply for if you study at important); we are also interested
go and travel on various voluntary projects
in awarding scholarships to
the Liverpool John Moores students who can show us that during my summers off which has really
University. they are hardworking, passionate encouraged me to explore opportunities.
about something and a success
Ben Goddard - Awarded the Michael Brown
at what they do. So what are you Scholarship for his commitment to voluntary
waiting for? work in the community16 17
I definitely made the right choice to study at LJMU,
I can’t see myself studying or living anywhere
other than Liverpool. It truly has become a home
away from home.
Rebecca Lennon
Rebecca was awarded the prestigious Vice-Chancellor’s Scholarship for her outstanding academic
achievements and commitment to sport. She currently represents Great Britain in archery, with significant
success, and makes time to coach the future generation of young archers.18 19
WORKING OUT
YOUR BUDGET
For many students, going to University will mean this is the first time you have been responsible
for making your own decisions and paying for things yourself. While this is exciting, it is
important that you don’t get carried away and that you make sure you actually know how much
money you have from the start.
We are not going to tell you what to
spend your money on; that is for you to
USE THIS TO WORK OUT YOUR BUDGET
WE ASKED SOME OF OUR
STUDENTS FOR SOME OF THEIR
decide. We do want to give you some Income £ Expenditure £
advice about what you will need to pay
for at University, point out some of the
MONEY SAVING TIPS:
Student Loan £ Rent / Hall fees £
common pitfalls to avoid and give you
some handy tips for survival.
Part time job £ Food £
Strangely enough, many students run
out of money as they never actually Money from family £ Mobile Phone £
work out how much money they have.
By completing a budget sheet (we have Bursary £ TV licence £
done one here or you can find your
own online) you will at least have an Scholarship £ Books £
idea of how much money you have and
can start to feel in control. Once you have paid Book travel home Money off vouchers
TOTAL £ Course Equipment £
your rent for the well in advance to only save you money
Student finance is paid in three
(huge) instalments, and the good Socialising £ term, and worked get the best deals if you need the thing
news is if you are in halls you pay out how much you – last minute travel in the first place (and
your rent in three instalments too, so Travel £
it is probably easier to work out your have to live off per is always more obviously, if you can
budget three times per year (each term) Clothes £ week, draw out that expensive. afford it!)
in line with this.
much cash (or move
Special occasions £
it to another bank
TOTAL £ account) and work
on the basis that this
is your money for the
week. Working out Plan your meals for Bring a packed lunch
your money weekly is the week and check to uni a couple of
so much easier than what food you actually days a week and
termly. need; shopping every save £500 over the
Blackbullion is a learning platform filled with videos, animations, graphics and
day and impulse buys term – enough for a
quizzes that are designed to develop your money skills. So, if you want to make
your money go further and live the best student life possible, sign up today! LJMU cost a lot more money. holiday!
students get exclusive access to the Blackbullion learning platform, and as an LJMU
applicant we want to offer you the chance to get a head start on your budgeting.
Simply sign up to www.blackbullion.com20
The information in this publication is correct at the time of going to press (February 2021). However, along
with organisations up and down the country, we are adapting to significant challenges presented by the
coronavirus crisis. As a result, we are planning to take an active blended approach to our academic delivery,
with a mixture of online and face-to-face teaching to adapt to the restrictions of social distancing whilst these
are in place. These restrictions or changes to them may result in parts of an academic programme such
as field trips, projects, placements, teaching and assessments being delivered in a different way (such as
teaching and assessments) or not being provided (for example field trips, placements).
In addition, some changes will inevitably occur in the interval between publication and the academic year
to which the publication relates and the university reserves the right to withdraw or make alterations to the
course, modules and facilities if necessary. Applicants should therefore not rely solely on this publication and
should use it in conjunction with information provided on our website: ljmu.ac.uk
The university offers the information contained in this publication as a general guide. It does not constitute or
form part of any contract and it is not binding on prospective students, students or the university. For further
information on the LJMU admissions policy please visit: ljmu.ac.uk/admissions
This brochure is available in different formats, please contact us for more information.
FOR MORE INFORMATION CONTACT
THE STUDENT ADVICE TEAM
moneyadvice@ljmu.ac.uk
0151 231 3153/3154
@LJMUSaw
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