FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)
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FULL-TIME REGULAR EMPLOYEE BENEFITS (Effective 1/1/2022)
BENEFIT SUMMARY DESCRIPTION WHO PAYS FOR IT? WHEN ARE YOU ELIGIBLE?
Provided through Blue Cross Blue The County and the employee
Shield of Alabama: share in the cost. Employee
Benefit provides employees with premiums are deducted from Coverage is effective
Hospital/Physician/Out-patient/ the paycheck. after 90 days of
Major Medical Coverage/
Health Insurance employment (eligible
Prescription Drug Plan/ Premiums:
Single – $30/semi-monthly immediately if employee
Preventive Care/ EPS.
Family - $120/semi-monthly already has BCBS)
Complete benefits, deductibles and
co-pays are described in plan
documents. All premiums are pre-tax
Provided through Blue Cross Blue
Shield of Alabama:
$25 Deductible
Included in the Health Same as eligibility for
Dental Insurance $1,000 Maximum per year
Insurance Cost health care coverage
Diagnostic & Preventive Care,
Restorative, Oral Surgery, Crowns,
Dentures, Periodontics, Orthodontic
Provided through Southland Superior
Vision:
1st day of the month
Exam- $10 copay once a year Included in the Health
Vision Insurance following eligibility for
Glasses/Contact Lenses - up to $150 Insurance Cost
coverage
allowance every 12 months (per fee
schedule)
Access 2day Health provided by
Cullman Primary Urgent Care Center:
Supplemental Included in the Health Same as eligibility for
Near-Site Health Clinics offering
Health Insurance Insurance Cost health care coverage
services with no copays or
deductibles
The County
Provided through United of Omaha: Optional spouse/dependent 1st day of the month
Life Insurance and
$25,000 life insurance coverage coverage for $1.30/semi- following 90 days of
AD&D
$25,000 AD&D coverage monthly employment
(to be paid by employee)BENEFIT SUMMARY DESCRIPTION WHO PAYS FOR IT? WHEN ARE YOU ELIGIBLE?
Provided through United of Omaha: Based on age and selected 1st day of the month
Voluntary Life
Provides option to select coverage coverage amount following 90 days of
Insurance
for self, spouse & dependents Employee pays 100% employment
Provided through United of Omaha:
The County
Provides $5,000/incident (lifetime
1st day of the month
maximum $15,000)
Critical Illness Optional $5,000 spouse following 90 days of
Coverage based on Schedule of
coverage $3.75/semi-monthly employment
Benefits for Invasive Cancer, Heart
(to be paid by employee)
Attack, Stroke, Major Organ Failure,
etc.
Provided through United of Omaha:
60% of base salary to a maximum 1st day of the month
Short-Term
benefit of $1,200/week (minimum The County following 90 days of
Disability
$25/week) employment
14-day elimination period
11 weeks maximum benefit
Provided through United of Omaha:
60% of base salary to a maximum 1st day of the month
Long-Term
benefit of $5,000/month (minimum The County following 90 days of
Disability
$100/mo.) employment
90-day elimination period
Until normal SSI retirement age
Retirement Tier I and Tier II: Through the
A Tier I employee is Retirement Systems of Alabama Mandatory Participation
an employee who (RSA), an employee may retire (at The employee pays a
was a member of the percentage of all gross income
any age) if he/she has 25 years of
Retirement Systems
retirement service or is age 60 with specified by the RSA. The
of Alabama prior to
January 1, 2013. at least 10 years of service with RSA. County provides an additional
A Tier II employee is Contact the Personnel Office for amount determined annually Date of Employment
an employee who more information or visit by the RSA
has never been a www.rsa-al.gov
member of the FY 22 Contributions:
Retirement Systems
NOTE: Tier II members receive Tier I Tier I – 7.5% Reg/8.5% APOST
of Alabama and was
hired after January 1, benefits while employed by Cullman Tier II – 7.5% Reg/8.5% APOST
2013. County Commission
Voluntary participation through RSA-
1 or Nationwide Retirement Solutions
allows the employee to save for Voluntary Participation up to
Deferred
retirement, while lowering taxable current allowable limits. Date of Employment
Compensation
income and paying tax on the Employee pays 100%
deferred income in the year of
distributionBENEFIT SUMMARY DESCRIPTION WHO PAYS FOR IT? WHEN ARE YOU ELIGIBLE?
Employee may obtain coverage for: Upon employee
Premiums are deducted from
Supplemental (Accident, Cancer, Short-Term purchase of coverage
the paycheck
Insurance Disability, Life, etc.) from Colonial from the insurance
Employee pays 100%
Life/ Aflac/Liberty National/NTA company
Workers Program administered by County Risk
The County Date of Employment
Compensation Services (334) 394-3232
Cullman Wellness Discounted membership to Cullman Discount if Employee chooses
Date of Employment
& Aquatics Center Wellness & Aquatic Center to participate
0-10 years - 104 hours per year Accrues immediately
10-15 years - 130 hours per year upon employment.
Annual Leave The County
15-20 years - 156 hours per year Cannot use until after
20 - over - 208 hours per year probationary period
Accrues immediately
104 hours per year upon employment.
Sick Leave The County
(accrues at 4 hours per pay period) Cannot use until after
probationary period
Up to 12 weeks leave in 1 year for:
1) Birth or 2) adoption of a child
The employee is on leave
3) spouse/parent/child with a serious After completion of
Family Medical without pay except that
health condition; 1250 hours of work over
Leave (FMLA) accrued sick and annual leave
4) employee's own serious health the previous 12 months
may be used.
condition
Unpaid Leave (Protects Job)
Jury Duty Paid leave granted for hours served The County Date of Employment
Up to 3 days leave for death of
immediate family member (day
Bereavement
before, day of, and day after funeral) The County Date of Employment
Leave
must be working days (see employee
handbook for list of relatives)
Leave of absence with pay up to 21
Military Leave workdays for annual training or as The County Date of Employment
directed by law
Holidays 13 paid holidays per year The County Date of Employment
5% Associate Degree or Military
Upon verification of
Incentive Pay 10% Bachelor's Degree or higher The County
proof of eligibility
(Some exclusions apply)
5-9 years = $200
10-14 years = $400 Based on years of
Longevity Pay 15-19 years = $600 The County service as of September
20-24 years =$800 30th each year
25 years and over = $1,000Effective 1/1/2022
RETIREE
WHAT YOU RECEIVE PREMIUM ELIGIBILITY
BENEFITS
The County and the employee
Through BCBS of Alabama and share in the cost. Retiree's
Retiree Health portion is paid by bank draft on
Southland Superior Vision: First month following
Insurance the 5th of each month.
Same coverage as active the date of retirement
(under age 65) Premiums:
full-time employee plan Single - $60.00/month
Family - $240.00/month
The County and the employee
Through BCBS of Alabama: share in the cost. Retiree's
Retiree Health portion is paid by bank draft on First month following
C Plus Plan B Supplement to
Insurance the 5th of the month. the date of retirement
Medicare, Dental Plan
(age 65 and Premiums: or first of month
(No prescription drug plan and $80/month for single C Plus and following 65th birthday
over)
no vision plan) Dental
(not eligible for family coverage)
Pursuant to the retirement
requirements of RSA, Tier I and
Retiree Sick
Tier II retirees may convert First month following
Leave No cost to Retiree
earned sick time to service credit the date of retirement
Conversion
(amount is based on conversion
table established by RSA)
Employees have option of
Retiree Sick
receiving Sick Leave paid out at No cost to Retiree Paid with final paycheck
Leave Payout
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