Mates Rates Package. From your friends at Kiwibank.
←
→
Page content transcription
If your browser does not render page correctly, please read the page content below
Mates Rates Package. From your friends at Kiwibank.
Join Kiwibank today and while you’re Everyday accounts
a Mates Rates member, you’ll get even Our everyday accounts offer great value. With Free Up, you
better value banking. won’t pay account management or electronic transaction fees.
Plus, being a Mates Rates member you’ll be able to:
Check out what you’ll get:
■■ set up or change automatic payments and bill payments
■■ Everyday Accounts – Choice of everyday accounts, with no online for free
EFTPOS or online automatic payment set up or change fees.
■■ get an overdraft with the application fee waived
■■ Home Loans
– 0.25% p.a. off our standard fixed rates (excludes special ■■ get free EFTPOS transactions with our Now account.
offers or one-offs).
– 0.50% p.a. off our standard variable rate (excludes revolving Visa Debit Card
home loans and offset mortgage).
– One-off contribution of up to $400 towards legal costs and Link a Visa Debit Card to your accounts to buy stuff using
other expenses. This is in addition to our refinancing package. EFTPOS in-store, online, over the phone, or overseas using
your own money. We’ll waive the annual fee.
■■ Credit Cards
– 3% off the standard purchase and cash advance interest rates
on our Low Rate MasterCard® or MasterCard Gold cards
OR
– 50% off the annual account fee for any of our
Air New Zealand Airpoints credit cards.
Home loans
■■ Overdrafts – application fee waived. Kiwibank Home Loans offer you a better home loan deal than
■■ Visa Debit Card – annual fee waived. you’d get from any other big bank, and that’s guaranteed*.
■■ Term Deposits – Choose any standard term deposit and earn Mates will also get:
the top tier interest rate for that particular term on deposits ■■ 0.25% p.a. off our standard fixed rates (excludes special offers
of $1,000 or more (normally you’d need a deposit of $50,000 or one-offs)
to earn the top tier rate!).
■■ 0.50% p.a. off our standard variable rate (excludes revolving
■■ Personal Loans – $100 off the establishment fee and home loans and offset mortgage)
discounted interest rates.
■■ a one-off contribution of up to $400 towards legal costs and
■■ Insurance – 10% staff discount on house, contents, vehicle other expenses. This is in addition to our refinancing package
or boat insurance. (This discount is additional to package, (see details and conditions at kiwibank.co.nz).
no claims bonus, and voluntary discounts, and does not
apply to GST or Govt levies). If you’re already a Kiwibank Home Loan customer, you’re
eligible for the fixed rate discount when you refix your loan.
■■ Loaded for Travel Kit
– ‘Loaded™ for Travel’ card – set up fee waived.
– 15% off passport photos. *Kiwibank Home Loans are guaranteed to save you money on the overall cost of your home
loan over the first six years compared with any equivalent home loan from any other bank
with branches nationwide. Or we’ll beat the difference. The comparison must be with a home
loan available to you and similar members of the general public and be based on identical
patterns of use. Kiwibank’s Home Loan Guarantee Terms and Conditions are available
at kiwibank.co.nz
1Credit cards – we’ve got the card for you! Term Deposits
Air New Zealand Airpoints credit card If you’re looking at locking some money away, our Term
Deposits could be worth your while. Choose any standard term
It’s designed to maximise your ability to earn Airpoints Dollars™. deposit and earn the top tier interest rate for that particular
So your petrol, groceries, even your daily coffee can get you term on deposits of $1,000 or more (normally you’d need a
closer to your travel goals faster. deposit of $50,000 to earn the top tier rate!).
■■ Choose from Low Fee, Standard or Platinum
Personal and car loans
■■ Earn Airpoints Dollars every time you use your card for
eligible spend If you’re looking to consolidate your debt, buy a car or get a
personal loan for that big ticket item, you’ll get $100 off the
■■ Earn even more Airpoints Dollars when you spend directly administration fee and great discounts off the usual interest rates.
through Air New Zealand To apply call 0800 32 10 10. Remember to tell them that you’re a
Mates Rates member so you can get our great member rates.
■■ Your Airpoints Dollars won’t expire as long as you have
a current Airpoints credit card Rate for secured Rate for unsecured
Loan amount Personal Loan Personal Loan
■■ From the date your card is issued get two complimentary
single entry Koru Lounge passes each year when you spend $500 – $5,000 16.50% p.a 18.50% p.a
$20,000 on the Airpoints Standard card, or for every $20,000
$5,000 – $10,000 15.50% p.a 16.50% p.a
spent in each year on the Airpoints Platinum card
$10,000 – $20,000 14.10% p.a 15.50% p.a
■■ Get complimentary travel insurance, Koru membership discounts
and earn Status Points with the Airpoints Platinum card $20,000 + 12.50% p.a 14.50% p.a
■■ Access to exclusive cardholder monthly prize draws for Rates are subject to change.
Airpoints Dollars and flights.
Insurance
Low interest rate credit cards
If you need house, contents, vehicle or boat insurance, we can
If you’re about saving money, one of our low interest arrange for you to receive up to 10% discount on all policies
cards could be perfect for you. arranged or renewed through Kiwibank and underwritten by
Low Rate MasterCard® – The card that costs you less, with TOWER. This discount is additional to package, no claims bonus,
a great everyday low interest rate. and voluntary discounts, and does not apply to GST or Govt levies.
MasterCard Zero – Pay no account fees* if you use your card Loaded for Travel
at least once every three months.
*An inactivity fee and service fees may apply.
The Loaded™ for Travel kit is all you need
to make your travel budget go the distance.
MasterCard Gold – A low interest rate card with added benefits
Loadedfortravelkit.co.nz helps you sort
like higher credit limits and free overseas travel insurance.
your travel finances, insurances and
As a Mates Rates member you get 3% off the standard purchase other essentials.
and cash advance interest rates on our Low Rate MasterCard®
As a Mates Rates member you’ll get 15% off passport photos
or MasterCard Gold cards or 50% off the annual account fee for
plus we’ll waive the set up fee on the Loaded for Travel card.
any of our Air New Zealand Airpoints credit cards.
Find out more at loadedfortravelkit.co.nz
Use the promo code STAFF in-store, online and on the internet
banking application form to get the discount for the Loaded for
Travel Card.
2 3Ways to bank with us How do I sign up?
There are lots of great ways to bank with us – online, on the Keen to join Kiwibank?
move or face-to-face – bank however you want, whenever
you want. Call 0800 629 008, visit your local Kiwibank or apply online.
Remember to tell them you’re a Mates Rates member so you
On the internet can take advantage of these great benefits!
Manage your accounts online with Kiwibank Internet Banking. If you’re visiting your local Kiwibank you’ll need to bring
You can: in some ID. You can bring either:
■■ chat to your Online Relationship Manager ■■ your New Zealand Passport, or
■■ rename your accounts to whatever you want, like ■■ your New Zealand driver’s licence and a credit or ATM/EFTPOS
“Don’t spend this!” card from another bank with your name and signature on it.
■■ make international payments
You’ll also need to bring a bank statement or utility bill (no more
■■ open new accounts or investments and apply for than 12 months old) printed with your name and address.
credit cards or loans
If you don’t have these forms of ID, please go to
On your phone kiwibank.co.nz/id to find out what else you can bring.
Our iPhone and Android apps have loads of features: Make sure you also have proof that you’re a Mates Rates
member such as your membership ID card.
■■ check balances, make payments, view your past and future
payments, and message your Online Relationship Manager Already with Kiwibank?
■■ log in with a four digit PIN To make sure you’re getting the discounts you’re entitled to,
If you don’t have a smartphone you can: simply visit the member benefits page of your organisation’s
website and complete the online registration form.
■■ use your regular internet banking details to log
in to mobile banking Eligibility
■■ use TXT banking, TXT and email alerts – and we still You can apply for the Mates Rates banking package if you’re
have phone banking from any touchtone phone an active member of an eligible organisation.
Specialists when and where you need them By signing up to this banking package you give Kiwibank
permission to share your name, IRD number and member
Home loan specialists
ID number with your organisation to confirm you are an active
Need help with options, information and approvals? Ready to member. You’ll also need to have your salary credited to
refinance or just looking for advice? Whether you’re a first-time a Kiwibank account in your name.
buyer or an old hand at home-owning, we can help.
The Mates Rates banking package is available on personal
Our Mobile Mortgage Managers will come and see you at home accounts, but not on non-personal accounts, including business
– or you can make an appointment to see a banking consultant banking and trust accounts.
at your local Kiwibank.
If you leave your eligible organisation, the banking package
Wealth Advisers benefits can be removed immediately or, where the benefit is
for a term, at the expiry of that term. For example, if you have
Need some help to grow your money? Our Wealth Advisers
a home loan rate fixed for three years and you leave five months
can help you figure out the best mix of investments for your
into the fixed term, the discount will continue until the end of
financial future.
the three year term.
To make an appointment with a Mobile Mortgage Manager
Kiwibank may change the benefits or discounts available
or Wealth Adviser, call 0800 629 008 or book online at
under this Package by providing you 14 days’ notice.
Kiwibank.co.nz.
4 5Important Information Everyday accounts (including Free Up and Now Accounts) – Kiwibank’s Disclosure Statement is available from your local Kiwibank or at kiwibank.co.nz. Free Up – If you open a Free Up account, you agree to receive your statements online or by email. Free Up is not available to companies, trusts or organisations. Limits apply to phone banking. Kiwibank’s Disclosure Statement is available from your local Kiwibank or at kiwibank.co.nz Visa Debit Card – The Visa Debit Card is not available on all accounts. Air New Zealand Airpoints credit card – Kiwibank Limited is the issuer of the Airpoints credit card. Kiwibank’s lending criteria, terms and conditions and fees apply. Interest rates are subject to change. MasterCard and the MasterCard brand mark are registered trademarks and PayPass is the trademark of MasterCard International Incorporated. Air New Zealand’s Airpoints programme terms and conditions apply, visit airnz.co.nz/airpoints for details. Airpoints Dollars is Air New Zealand’s registered trademark and is Air New Zealand’s Airpoints programme currency. Eligible spend on your Airpoints credit card do not include the following: fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM or any transaction that is reversed, refunded or charged back. Term Deposits – Kiwibank Limited’s Investment Statement for Term Deposits is available from your local Kiwibank or at kiwibank.co.nz. Loaded Cards – Loaded for Travel cards are issued by Kiwibank Limited. Kiwibank Limited’s Disclosure Statement is available from your local Kiwibank or www.kiwibank.co.nz. Loaded for Travel cards are only available for purchase by persons in New Zealand and are not offered to any persons outside New Zealand. The Kiwibank “Loaded” names, logos and related trade marks and service marks are owned by Kiwibank Limited. Terms and conditions apply to the use of your Loaded for Travel card, and are available at www.loadedfortravel.co.nz. Credit Cards, Home Loans and Overdrafts – Interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply. Personal and car loans – Personal and car loans are provided by GE Finance and Insurance trading as GE Money. Kiwibank may receive a commission for referring a personal or car loan to GE Money. GE Money’s lending criteria, terms and conditions, and fees apply. House, Contents and Vehicle insurance and MasterCard Travel Insurance – Important terms, conditions and exclusions are set out in the Home, Contents and Vehicle Insurance policy wording or the Travel Insurance policy wording both of which are available at kiwibank.co.nz. Both of these insurances are provided by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claims under the policies. Kiwibank Limited (including it’s related companies) does not guarantee the obligations of, or any products provided by TOWER Insurance Limited or it’s related companies. Kiwibank Limited may receive a commission on any policy it arranges. Kiwibank Limited Private Bag 39888 Wellington 5045 BR5199 MAY14
You can also read
