Motorcycle insurance - protecting your dreams

motorcycle insurance

protecting your dreams

let’s ride.
The freedom of the open road feels even better the
less you have to worry about. But protecting yourself
on a cycle involves more than leather and a helmet.
With American Family, you can rely on our coverage,
count on our competitive rates and know you have an
agent who’s got your back.

American Family Insurance covers touring bikes,
scooters and virtually everything in between. Whether
you’re dreaming of a cross-country trip, participating in
a charity ride or simply motoring to the store, you can
ride with confidence knowing that you’re on the road
with first-rate coverage.

Property                                                    liability
This coverage pays to repair or replace your motorcycle     Liability coverage protects your finances. If you
if it’s damaged or stolen.                                  accidentally injure someone or cause damage to the property
                                                            of others while riding your motorcycle, certain legal and
Collision coverage is for losses caused by collision with
                                                            medical expenses are covered.
other vehicles or objects, regardless of who is at fault.

Comprehensive coverage is for losses not caused by            • Defense Costs
collision such as theft, fire or weather.                     • Emergency First Aid
Customization coverage for additional equipment,              • Passenger Liability Coverage
devices, accessories, changes and enhancements added
after the cycle is manufactured, such as:                     • Non-owned Cycle

  • Saddle Bags                     • Luggage Rack
  • Custom Paint                    • Custom Seat
                                                                 Higher Liability Limits
  • Sissy Bar                       • Side Car                   Want extra coverage?
  • Trunk                           • Highway Bars               Ask your agent about
                                                                 increased liability limits.
  • Custom Chrome                   • Trailer

Safety Riding Apparel coverage for helmets, leathers
and other safety apparel.

additional coverage                                                               claims
Depending on your situation you may choose to                                     We’re right behind you.
add (or your state may require you to carry) the                                  Even when you’re out on the road, you’re never far
following additional coverages.                                                   away from someone who can help. If you need to make
                                                                                  a claim you’ve got an agent who knows you and a
Medical Expense Coverage
                                                                                  claims representative who’s ready to step in and
Pays covered medical expenses and funeral services
                                                                                  smooth things out. You may report a claim to your
($2,500 maximum for funeral expenses), resulting from
                                                                                  agent, call our 24-hour claims line at 1-800-MY AMFAM
death or bodily injury sustained while driving or riding
                                                                                  (1-800-692-6326) or submit a claim online at amfam.com.
on your motorcycle.

Uninsured Motorist Coverage
Provides payment for covered damages for bodily injury or
death if you or any person riding on your motorcycle is injured                         Discounts
or killed in an accident by an at-fault uninsured                                       Ask your agent if you qualify for money-saving
vehicle, or if the driver at fault is never identified.                                 discounts by insuring both your cycle and
                                                                                        home, multiple cycles or certain types of
Underinsured Motorist Coverage                                                          touring cycles with American Family.
When you purchase this coverage, we will pay covered                                    Discounts may vary by state, property policy
damages for bodily injury if you or any person riding on your                           form and company underwriting the cycle
motorcycle is injured or killed by an at-fault driver who has                           policy. Discounts may not apply to all
liability limits that are (depending on the state) less than the                        coverages on a cycle or property policy.
Underinsured Motorist limits you have selected, or are less
                                                                                        You may also save on your motorcycle
than the amount you are legally entitled to recover.
                                                                                        insurance premiums under the 50+
Emergency Road Service                                                                  Premium Plan.
Covers towing your cycle to the nearest garage or                                       Please refer to the policy for exact terms,
mechanical labor up to one hour at the place of your cycle’s                            limitations and exclusions.
breakdown. Also assists if you should run out of gas or oil,
have a dead battery or need a tire change (the cost of the
delivered item is not included). Towing your cycle out if it is
stuck on, or immediately next to, a public road or highway is
also covered.

Financial Responsibility Filing
American Family may provide this service if you have lost your
license and are required to file an SR-22 form to comply with
financial responsibility laws. There may be a small one-time
filing fee in some states.
(Not available in Ohio or Wisconsin.)

Availability and eligibility may vary by state, policy type and terms, property
policy form and company underwriting the auto policy.

All your protection under one roof                                                   ®

                       Visit amfam.com to find an agent near you for a

     Auto
                       FREE no-obligation Personal Insurance Review.
                       The trusted advice of an American Family Insurance

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                       agent will give you the confidence and security to
                       pursue your dreams, no matter how they change
                       along the way, and make sure that you have
 Business              protection for everything that matters most to you.

      Life             We offer a variety of insurance products to cover
                       you, and your family, at every stage in life. Talk
                       to an agent to find out which discounts you may
                       qualify for and other ways to save!

This brochure represents only a brief description of coverages. Insurance
policy terms and conditions may apply. Coverage features and limits vary by state
and may be subject to change. Some products are not available in every state.
Discount availability and eligibility vary by state and policy terms. Please check
with your agent and read the policy for exact details on coverages and exclusions.

Annuities and life insurance policies are issued by American Family Life Insurance
Company – other products are underwritten by American Family Mutual Insurance
Company, American Family Insurance Company, American Standard Insurance
Company of Ohio and American Standard Insurance Company of Wisconsin,
6000 American Parkway, Madison, WI 53783.

Printed on recycled paper. Please recycle.

                                                                        ®

ADA-33360 ADVANCE—Rev. 07/13 © 2013