WHAT'S NEW DUNCANVILLE ISD - 2020 OPEN ENROLLMENT - FINAL.pub
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2020 OPEN ENROLLMENT
DUNCANVILLE ISD
WHAT’S
NEW
NEW MEDICAL CARRIER
NEW DENTAL RATES
NEW VISION RATES
NEW FSA & HSA LIMITS FOR 2020
www.mybenefitshub.com/duncanvilleisd
2020 OPEN ENROLLMENT
Now is the me to make your supplemental ENROLLMENT DATES
benefit elec ons for a 09/01/2020 effec ve 07/15/2020—08/17/2020
date. During your annual enrollment period,
you may enroll for addi onal benefits, BENEFIT WEBSITE
change plan op ons, or change dependents. WWW.MYBENEFITSHUB.COM/DUNCANVILLEISD
For supplemental benefits that require
Evidence of Insurability, a later effec ve date
may apply. CALL CENTER
(866) 914‐5202
If you experience a special enrollment event *SEE DETAILS ON BACK
outside the annual enrollment period,
changes in employee and/or dependent DOWNLOAD APP:
coverage must be submi ed to the benefits
TEXT FBS DISD
office within 30 days of the event date. For TO 313131
more informa on, please contact your
Benefits Administrator.
LOGIN INSTRUCTIONS
GO TO BENEFIT WEBSITE:
1
www.mybenefitshub.com/duncanvilleisd
CLICK LOGIN:
2
LOGIN
ENTER USERNAME & PASSWORD:
3 All login creden als have been RESET to the following defaults:
Username:
The first six (6) characters of your last name, followed by the first
le er of your first name, followed by the last four (4) digits of
your Social Security Number.
If you have six (6) or less characters in your last name, use your
full last name, followed by the first le er of your first name,
followed by the last four (4) digits of your Social Security
Number.
Default Password:
Last Name* (lowercase, excluding punctua on) followed by the
last four (4) digits of your Social Security Number.
2020 OPEN ENROLLMENT
WHAT’S NEW
MEDICAL
Effec ve 9/1/2020, Blue Cross and Blue Shield of Texas (BCBSTX) will be the new health plan administrator for TRS‐
Ac veCare medical benefits. Benefit and premium changes will apply to all TRS‐Ac veCare plans for the next plan year.
Plan Op ons
TRS‐Ac veCare Primary NEW—lower deduc ble and copays for doctor visits, PCP and referrals required,
statewide network, lowest cost op on. Only employees that log in and choose this new plan during open enrollment
will be enrolled in it.
TRS‐Ac veCare HD (formerly 1‐HD)‐If currently enrolled in TRS‐AC1HD and make no changes, you will be enrolled
in this plan. This plan is compa ble with a Health Savings Account (HSA)
TRS‐Ac veCare Primary+ (formerly Select) ‐If currently enrolled in TRS‐AC Select and make no changes, you will be
enrolled in this plan. Statewide network, lower deduc ble than HD and Primary, PCP and referals required
HMO Plan Op ons
Central, North Texas Sco & White ‐If currently enrolled in BSW and make no changes, you will be enrolled in this
plan.
To review new premiums and plan op ons, refer to 2020‐21 TRS‐Ac veCare Plan Highlights on your benefit website.
DENTAL
NEW RATES! Effec ve 09/01/2020 the Dental rates have changed slightly.
VISION
NEW RATES! Effec ve 09/01/2020 the Vision rates have changed slightly.
FLEXIBLE SPENDING ACCOUNT
NEW ANNUAL MAXIMUM! Effec ve 9/1/2020 Annual Maximum Contribu on Limit increased to $2,750 Individual for
the 2020‐2021 Plan Year.
HEALTH SAVINGS ACCOUNT (HSA)
NEW ANNUAL MAXIMUM! Effec ve 9/1/2020 Annual Maximum Contribu on Limit increased to $3,550 Individual and
$7,100 Family for the 2020‐2021 Plan Year.
IDENTITY THEFT
NEW RATES! Effec ve 09/01/2020 the Legal Shield rates have changed slightly.
Please note, the informaƟon provided in this flyer is a highlight of your benefit opƟons. For full policy details, limitaƟons and exclusions,
please review the corresponding Plan InformaƟon documents available on the benefit website.
2020 OPEN
ENROLLMENT
BASIC LIFE WITH AD&D & EAP por on of your income in the event that you become
Employer Paid Duncanville ISD provides for all full‐ me physically unable to work due to sickness or injury for
eligible employees with Basic Life with AD&D coverage an extended period of me. Pre‐Exis ng Condi on
in the amount of $10,000. A beneficiary is required for Limita ons apply.
this Basic Life with AD&D benefit.
VOLUNTARY LIFE AND AD&D
TELEHEALTH Group term life is the most inexpensive way to
Employer Paid Telehealth provides 24/7/365 access to purchase life insurance. You have the freedom to select
board‐cer fied doctors via telephone or video an amount of life insurance coverage you need to help
consulta ons that can diagnose, recommend treatment protect the well‐being of your family.
and prescribe medica on. Telehealth makes care more
convenient and accessible for non‐emergency care INDIVIDUAL LIFE
when your primary care physician is not available. Individual insurance is a policy that covers a single
person and is intended to meet the financial needs of
HOSPITAL INDEMNITY PLAN the beneficiary, in the event of the insured’s
This is an affordable supplemental plan that pays you death. This coverage is portable and can con nue a er
should you be in‐pa ent hospital confined. This plan you leave employment or re re.
complements your health insurance by helping you pay
for costs le unpaid by your health insurance. HEALTH SAVINGS ACCOUNT
A Health Savings Account is a tax‐advantaged medical
CANCER savings account available to employees enrolled in a
Cancer insurance offers you and your family high‐deduc ble health plan. You are not eligible if you
supplemental insurance protec on in the event you or have access to a Medical FSA or par cipate in Medicare
a covered family member is diagnosed with cancer. or Tricare. Unlike flexible spending accounts (FSA),
Benefits are paid to you to help with medical and non‐ funds roll over and accumulate year to year if not spent.
medical expenses associated with cancer treatment.
Pre‐Exis ng Condi on Limita ons apply. FLEXIBLE SPENDING ACCOUNT
A Flexible Spending Account allows you to pay for
ACCIDENT eligible healthcare expenses with a pre‐loaded debit
Accident insurance supplements your medical card. You choose the amount to set aside from your
insurance by covering indirect costs that can arise with paycheck every plan year, based on your employer’s
an accidental injury. Accident coverage is low cost annual plan limit. This money is use it or lose it within
protec on available to you and your family without the plan year.
evidence of insurability.
IDENTITY THEFT
CRITICAL ILLNESS Iden ty the protec on monitors and alerts you to
Cri cal illness insurance can be used towards medical iden ty threats. Resolu on services are included
or other expenses. It provides a lump sum benefit should your iden ty ever be compromised while you
payable directly to the insured upon diagnosis of a are covered.
covered condi on or event, like a heart a ack or stroke.
The money can also be used for non‐medical costs
related to the illness, including transporta on, child
CALL CENTER INFORMATION
care, etc.
Number: (866) 914‐5202
DISABILITY Hours: Monday ‐ Thursday, 8:00 A.M. ‐ 7:00 P.M.
Disability insurance protects one of your most valuable Friday, 8:00 A.M. ‐ 3:00 P.M.
assets, your paycheck. This insurance will replace a Spanish assistance available
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