Signature Banking 2023 Pricing

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Signature Banking 2023 Pricing
2023
Pricing

          Signature
           Banking
           Everything you need to know about
                           our 2023 pricing.
Signature Banking 2023 Pricing
Preserve your wealth for you and your family with first class Private
banking
Experience the convenience of Signature Banking and allow us to assist you with preserving and growing your wealth to secure your legacy. With a Private Banker and team of 24/7 experts allow us
to manage your local and international portfolio while you enjoy premium lifestyle, travel and family banking benefits.

In 2023, the Signature Banking monthly service fee will increase in line with inflation. At only R495, you can expect more banking value that enables
you to growth and preserve your wealth.

2023 pricing highlights

      SERVICE FEE
                                                FREE                                       FREE                                  60%
                                                                                                                                                                     COMPLIMENTARY
                                                                                                                                                                        ACCESS
                                          Cash withdrawals and
     R495                                       deposits
                                           (up to R15 000 per month
                                                                                        Offshore Platinum
                                                                                        Optimum account
                                                                                                                          discount on Secondary
                                                                                                                                 account
                                                                                                                                                                       to domestic and
                                                                                                                                                                     international airport
                                            at a Standard Bank ATM)                                                                                                        lounges
Standard Bank 2023 Pricing: Signature Banking

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What you get     What Signature Banking gets you                                                                                                                   1

                 Monthly fees              2             Payments                 3         Prepaids          4          Unsuccessful/ Disputed transaction fees   5    Standard Trust Limited   6
Transactional    Withdrawals              2             InstantMoney   TM
                                                                                  3         Notifications     4          Other fees                                5
fees
                 Deposits                  2             Card purchases           3         Statement         4          Overdraft fees                            6

Everyday          Stay in control of your money with exclusive benefits and services for your day-to-day banking needs                                             7
Banking

Travel and
Lifestyle         Discover the special perks that enable you to travel with ease and enjoy life’s special moments                                                  10
Benefits

Wealth and                                                                                                                                                         11
                  Build your legacy and protect what matters most
Insurance

                  All the contact details you will need to get in touch with us                                                                                    12
Contact us
Standard Bank 2023 Pricing: Signature Banking

                  What you get

                  Everyday Banking benefits with Signature Banking: R495 a month

What you get
                                                    Includes                                                         Unlimited                                                  FREE

Transactional       - Free Standard Bank ATM cash withdrawals up to                            -E
                                                                                                   lectronic transactions including: debit orders,     -E
                                                                                                                                                          njoy the benefits of a World Citizen Credit Card and
fees
                        R15 000.                                                                  electronic account payments, electronic inter-         cheque Card bundled into the monthly service fee.
                                                                                                  account transfers and prepaid airtime, data,
Everyday            - Free Standard Bank ATM cash deposits up to R15 000.                        voucher, electricity and card swipe purchases.        - S
                                                                                                                                                            MS notifications from MyUpdates to help you keep
Banking                                                                                                                                                    track of what’s leaving and coming into your account.
                    - World Citizen Credit Card at a once off fee of R180 –                    -F
                                                                                                   ree Point-of-sale (POS) cashback cash
                        giving you access to international travel benefits*.                      withdrawals at participating retailers.               - Access
                                                                                                                                                               to Internet, telephone, cellphone banking and
Travel and                                                                                                                                                our banking app for tablets and smartphones.
                    - Personal accidental cover of up to R40 000.                               - Make unlimited online transactions using digital
Lifestyle
Benefits                                                                                             payment platforms such as GooglePay and
                                                                                                     ApplePay.

Wealth and
Insurance            * For a small fee you can add the family banking benefit and enjoy family
                     travel benefits (Additional R75).

Contact us

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Standard Bank 2023 Pricing: Signature Banking

                  Transactional Fees
                   MONTHLY FEES
                   Monthly fee                                                                                                      R495

                   Internet, cellphone and banking app                                                                              Free
What you get
                   Family Banking fee                                                                                               R75

                   UCount monthly fee                                                                                               R25
Transactional
fees

                   WITHDRAWALS                           ATM                                                                        BRANCH
Everyday
                   Standard Bank                         R2.20 per R100 or part thereof                                             R80 + R2.50 per R100 or part thereof
Banking
                   Other bank                            R2.20 per R100 or part thereof                                             -

                   International                         R3 per R100 or part thereof (min R70) + International transaction fee of   -
                                                         2.75%
Travel and
Lifestyle          Coin withdrawal                       -                                                                          R80 + R10 per R100 or part thereof
Benefits           Notes and coin withdrawal             -                                                                          R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part
                                                                                                                                    thereof

Wealth and
Insurance
                   DEPOSITS                              ATM                                                                        BRANCH
                   Notes                                 R1.20 per R100 or part thereof                                             R80 + R2.50 per R100 or part thereof
Contact us         Coin deposit                          -                                                                          R80 + R10 per R100 or part thereof

                   Notes and coin deposit                R1.20 per R100 or part thereof                                             R80 + R2.50 per R100 (for notes) + R10 per R100 (for coins) or part
                                                                                                                                    thereof

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Standard Bank 2023 Pricing: Signature Banking

                  Transactional Fees
                   PAYMENTS                                ONLINE   ATM              BRANCH
                   Inter-account transfers                 Free     Free             R80

                   Account payments                        Free     Free             R80
What you get
                   Immediate payments below R2 000         R10      -                0.3% of value. Min R326. Max R1 627

                   Immediate payments R2 000 and above     R50      -                0.3% of value. Min R326. Max R1 627
Transactional      Debit orders                            Free     -                -
fees
                   Stop order - amend, establish, cancel   Free     -                R25

Everyday
Banking            INSTANT MONEY                           ONLINE   ATM
                   Wallet                                  R7       R7

                   Up to R500                              R9       R9
Travel and
                   R501 to R1 000                          R11.50   R11.50
Lifestyle
Benefits           Above R1 000                            R13.50   R13.50

Wealth and         CARD PURCHASES                                   POINT OF SALE
Insurance          Purchases                                        Free

                   Withdrawal at retailer                           Free

Contact us         Purchase with withdrawal at retailer             Free

                   Garage card purchases                            R20

                   International purchases                          2.75% of value

                   POS decline                                      R8.50

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Standard Bank 2023 Pricing: Signature Banking

                  Transactional Fees
                   PREPAIDS                                                ONLINE                                                  ATM
                   Airtime                                                 Free                                                    Free

                   Airtime other banks                                     -                                                       R15
What you get
                   Electricity                                             Free                                                    Free

                   Lotto                                                   R2.70                                                   R2.70
Transactional      Voucher purchase                                        Free                                                    -
fees

                   NOTIFICATIONS
Everyday           MyUpdates*                                                                                                      Free
Banking
                   Email payment notification#                                                                                     R1.10

                   SMS payment notification requested for payment                                                                  R1.35

Travel and         Scheduled payment monthly notification                                                                          R1
Lifestyle         *Free for 1 cellphone number or email address. R11 monthly for additional cellphone numbers/email addresses. SMS Notification for transaction below R100 will be charged R1.10 per month.
Benefits          #
                    Payment notifications sent through the Branch is charged at R20.

                   STATEMENT FEES                                          ONLINE                                                  ATM                                                      BRANCH
Wealth and
                   Balance enquiry                                         Free                                                    View Free | Print R1.80                                  R15
Insurance
                   Balance enquiry other bank                              -                                                       R10                                                      -

                   Monthly statements: charged per 30 day period*          Free                                                    R7                                                       R45
Contact us         eStatements greater than 6 months                       R10                                                     -                                                        -

                   Monthly estatements                                     R10                                                     -                                                        -

                   Weekly estatements                                      R30                                                     -                                                        -

                   Daily estatements                                       R50                                                     -                                                        -
                  *For posted statements a fee of R45 per statement is charged.

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Standard Bank 2023 Pricing: Signature Banking

                  Transactional Fees
                      UNSUCCESSFUL/DISPUTED
                                                                              ONLINE                                                    ATM                    BRANCH
                      TRANSACTION FEES
                      Standard Bank ATM decline                               -                                                         Free                   -
What you get
                      Other bank ATM decline                                  -                                                         R8                     -

                      Unpaid debit orders                                     Free for the first 4 unpaids in a past 12-month           -                      -
                                                                              cycle thereafter R147 each
Transactional
                      Unpaid stop orders                                      R125                                                      -                      -
fees
                      Honouring fee#                                          R100                                                      -                      -

                      Future dated                                            R65                                                       -                      -
Everyday
                      Disputed debit orders under 40 days                     R5                                                        -                      R45
Banking
                      Disputed debit orders above 40 days                     -                                                         -                      R135
                  #
                   If the transactional amount is less than R100, the honouring fee will be equal to the transactional amount that is honoured.

Travel and
Lifestyle
Benefits
                      OTHER FEES                                              ONLINE                                                    ATM                    BRANCH
                      Pin reset                                               -                                                         Free                   R11
Wealth and
Insurance             Card replacement                                        -                                                         -                      R145

                      Proof of banking                                        Free                                                      1 Free thereafter R5   1 Free thereafter R20

                      Subsidy letter                                          -                                                         -                      R22
Contact us
                      Stop payments                                           R2                                                        -                      R75

   5              Please note we will no longer be processing cheques.
Standard Bank 2023 Pricing: Signature Banking

                  Transactional Fees
                   OVERDRAFT FEES
                   Monthly service fee                                                               R69

                   Initiation fee                                                                    R74,75 + 11.5% of limit. Max R1 207
What you get

Transactional
fees               STANDARD TRUST LIMITED
                   Will drafting fee (new and review, where STL is the nominated executor)           Free
Everyday
                   Will drafting fee (new and review, where STL not is the nominated executor)       R2 250
Banking
                   Estate planning consultation (where there is no preparation of a Will or Trust)   R2 000 per hour

                   Will safe custody annual fee (where STL is the nominated executor)                R150
Travel and
Lifestyle
Benefits

Wealth and
Insurance

Contact us

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Standard Bank 2023 Pricing: Signature Banking

                  Everyday Banking

                                 Access to a Private Banker and a team of Bankers that         Enjoy preferential interest rates on your Credit Card,
                                 are available 24/7. Instant messaging available through       Home loans and Vehicle Financing when you apply through
What you get
                                 the banking app.                                              your private banker.

Transactional
fees
                                 Family banking: share the benefits of Signature Banking       Access to diverse offerings on short- and long-term
                                 and travel benefits with up to five family members for an     savings and investment options (Melville Douglas and
Everyday                         addtional R75 per month.                                      Online share Trading).
Banking

Travel and                                                                                     Receive a fee rebate on the Diners Club card annual
                                 Bank securely worldwide with a free Offshore Platinum
Lifestyle                                                                                      fees and access international travel benefits for R38 per
                                 Optimum account - no minimum deposit required.
Benefits                                                                                       month.

Wealth and
Insurance                        Access to a Business banker to assist you with business       A secondary debit and credit card for your loved one at
                                 products, local and cross border deals and tips to help you   a discounted rate. The secondary card will share the same
                                 grow your business or franchise.                              limit as the primary card.
Contact us

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Standard Bank 2023 Pricing: Signature Banking

                  Everyday Banking

                                  Manage and grow your money with the award-winning My360 App.
What you get

Transactional
fees
                                  Open an Online Share Trading account and enjoy discounted brokerage fees. You will also have access to a range of investment tools, online
                                  webinars and investment content.
Everyday
Banking

Travel and                        Get rewarded for banking with us by joining our UCount programme. Swipe your card instead of using cash at
Lifestyle                         retailers and earn instant rewards with UCount Rewards. Pay with a Standard Bank Credit Card and earn double
Benefits                          the UCount Rewards Points.

Wealth and
Insurance
                                  Skip the queues, branch visits or phone calls – our digital platforms are here to make payments, deposits, transfers and other account
                                  management easy and convenient. Whether it’s online banking, cellphone banking or the banking app, you’re in complete control.
Contact us                         - Visit onlinebanking.standardbank.co.za to access online banking.
                                   - Dial *120*2345# for cellphone banking.
                                   - Download our banking app.

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Standard Bank 2023 Pricing: Signature Banking

                  Everyday Banking
                  Make checkout easy and safe, go cashless and cardless at the till. When you don’t have cash or card on hand or simply need to take extra precaution
                  when paying for items, use any of our other value-added products to pay online or instore quickly and easily.

                                                                                                                           Masterpass: Make online shopping as simple as ‘click and pay’. Link your
What you get                          Tap to Pay: Go contactless at the till. Tap-to-pay for items worth R500 or less
                                                                                                                           Standard Bank Card to the Masterpass app and make safe online purchases
                                      – it’s fast, safe and requires no pin.
                                                                                                                           from any smart device.

Transactional
fees                                  Virtual credit card: For your peace of mind, our virtual cards are digital bank
                                                                                                                           SnapScan: Link your Standard Bank Card to the SnapScan app and make
                                      cards that you can create to safely shop online. Load your virtual card with
                                                                                                                           purchases directly from your smartphone by scanning the retailers SnapCode.
                                      funds and use its details at check out.
Everyday
Banking
                                      Samsung Pay: Use Samsung Pay to make purchases with your compatible
                                                                                                                           Apple Pay: Apple Pay is a mobile payment and digital wallet service that
                                      Samsung Galaxy smartphone or watch anywhere you see the contactless
                                                                                                                           allows you to pay for purchases using your iPhone, Apple watch, iPad or Mac.
                                      icon.
Travel and
Lifestyle
Benefits
                                      Google Pay: Use Google Pay to make purchases with your android phone,                InstantMoney™: Receive, store, spend and send money from your cellphone
                                      watch or tablet anywhere you see the contactless icon.                               without the need for a bank account.

Wealth and
Insurance
                                      EasyScan at Pick n Pay: EasyScan is a cashless and cardless way to pay               Fitbit pay: Make purchases easy with Fitbit Pay. From buying water after
                                      by scanning a QR code on a Pick ‘n Pay payment machine, using our banking            workouts to tickets for the train, Fitbit Pay lets you pay on the go – right from
                                      app, making shopping quicker, safer and easier.                                      your watch or tracker.
Contact us

                                                                                                                           SBG Mobile Tap to Pay: You can enable your credit card on the Standard
                                      Garmin Pay: Garmin Pay lets you make purchases quickly and effortlessly
                                                                                                                           Bank banking app immediately while you wait for your physical credit card to
                                      with nothing needed but your watch. To pay, simply enter your passcode,
                                                                                                                           arrive. You can pay for purchases by tapping your smartphone and you can
                                      select your credit card and then hold your wrist near the payment machine.
                                                                                                                           shop online.

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Standard Bank 2023 Pricing: Signature Banking

                   Travel and Lifestyle Benefits
                                      Access to exclusive Mastercard®                                 Free forex                              15% off IHG hotels and resorts around the world
                                      Priceless specials. Visit our                                   delivery to                             and 5% cashback on hotel bookings from
                                      website for more information.                                   metro areas.                            Booking.com/standardbank.
What you get

                                      Get your monthly bundled account fee (R495) back in airtime or                                          Up to 35% discount on Avis rentals using your
Transactional                         data with Standard Bank Mobile for just R65 a month.                                                    World Citizen Credit Card or Signature Combo card.
fees

                                      Transfer funds overseas with Shyft – Standard Bank’s award-winning foreign exchange app which allows you to purchase, send and store USD,
Everyday
                                      EUR, GBP and AUD within an individual’s Single Discretionary Allowance of R 1m per annum. With Shyft you can easily buy, sell and manage shares. You
Banking
                                      can also order a Mastercard® multicurrency card and create Mastercard® virtual cards for international online shopping, all from your Apple or Android
                                      mobile phone.
Travel and
Lifestyle
Benefits                              18 complimentary visits visits to the Standard Bank Library lounge at OR Tambo International Airport and Fluent Lounge at Lanseria Airport for
                                      yourself, one guest and 2 kids. 24 complimentary domestic (Bidvest) and international lounge visits with your World Citizen Credit or Signature
                                      Combo Card.
Wealth and
Insurance
                                      LookSee equips homeowners with effective tools and resources to better manage and service their homes. LookSee.co.za offers a wide
                                      variety of advice and tools from property valuations to solar solutions and money saving tips.
Contact us

                                      PluggedIn is a career success platform designed to empower the youth to realise their career potential and succeed in the modern economy.
                                      Gain access to innovative career assessments to learn about your strengths, personality, and best-suited career path. Use tools that help you easily
                                      explore a variety of opportunities. Benefit from skills courses to increase your employability and get a high-quality CV to help you land your dream job.

                   *Ts and Cs apply
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Standard Bank 2023 Pricing: Signature Banking

                   Wealth and Insurance

                                      All Signature Banking clients can get free will drafting.
What you get

Transactional
fees                                  All Signature Banking accounts opened after 1 January 2016 qualify for accidental cover of R40 000 at no extra costs*.

Everyday
Banking

                                      Free automatic basic travel insurance when booking your return tickets with your Standard Bank Cheque or Credit Card.
Travel and
Lifestyle
Benefits

                                      Our group of Standard Bank companies have a host of wealth management products and services through which you can manage and grow your
Wealth and                            wealth. Our financial planners will take the time to get to know you, your family and your business requirements and create a financial plan unique to
Insurance
                                      your needs. Contact your Private Banker for more information.

Contact us

                   *Ts and Cs apply
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Standard Bank 2023 Pricing: Signature Banking

                                 Contact us
                                 General customer enquiries

                                 South Africa:               0860 004 149                                                              Internet Banking:  www.standardbank.co.za
What you get                     International:              +27 11 299 4715                                                           Cellphone Banking: *120*2345#

                                 Visit your nearest branch                                                                             Dedicated Email:                SignatureBanking@standardbank.co.za

Transactional
fees
                                 UCount Rewards                                                                                         Insurance

Everyday                         Call:                       0860 UCOUNT (82 68 68)                                                     South Africa:                 0860 123 444
Banking                          Email:                      enquiries@UCount.co.za                                                     Email:                        sil.claims@standardbank.co.za

                                 Lost or stolen cards                                                                                   Fraud
Travel and
Lifestyle                        South Africa:               0800 020 600                                                               South Africa:                  0800 222 050
Benefits                         International:              +27 10 249 4114                                                            International:                 +27 11 641 6114

Wealth and
Insurance                                                                        Standard Bank supports the Ombudsman for Banking
                                                                                                                                                         Standard Bank will never ask you for personal information over the phone or send you links that take
                                                                                 Services Sharecall number 0860 800 900
                                                                                                                                                         you to a site where you are required to capture your Internet Banking details. Stay safe & stay alert.

Contact us
                                 Fees effective from the 1 January 2023 (Including VAT).

                                 Disclaimer
                                 Our products and services, and the terms under which they are offered, may change. We will inform you within a reasonable time of these changes. It is in your interest to read your contract carefully. If you have any questions or need more
                                 information, please contact your branch. Standard Bank subscribes to the Code of Banking Practice. Please ask your branch for details.

                                 **Ts&Cs apply.

             Authorised financial services and registered credit provider (NCRCP15). The Standard Bank of South Africa (Registration Number 1962/000738/06) is an authorised financial services and credit provider (NCR CP15).
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