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                                                                                                                                                                                                                                             Clients
CO M PA N Y OV E RV I E W                                                                                                                     fix-and-flip to getting money back to the      said. “But it’s not going to happen

Tried and True
                                                                                                                                              client. Each investor holds 100% own-          overnight. You have to be willing to get
                                                                                                                                              ership of his or her properties—the inves-     your hands dirty, and you have to take

T H E P I P G R O U P H A S B E E N D E L I V E R I N G O N P R O M I S E S TO I N V E S TO R S F O R 1 6 Y E A R S
                                                                                                                                              tor is not buying into a fund or a REIT.
                                                                                                                                              “It makes a complex investment very
                                                                                                                                                                                             some calculated risks.”

                                                                                                                                                                                             There are several ways that The PIP
                                                                                                                                                                                                                                             Know
                                                                                                                                                                                                                                             Best
                                                                                                                                              simple for our investors,” Sells said.         Group creates value for its clients. One
                                                                                                                                              “They really do kind of get to treat it
                                                                                                                                                                                             distinctive example is the company’s
                                                                                                                                              like a stock. Log in to the platform day
                                                                                                                                                                                             online platform, which allows investors
In the scheme of things, 16 years might         million for a client base that exceeds          real estate, including the increasingly       or night and see how your investments
                                                                                                                                                                                             to check on their properties at any time        W H AT O U R C U STO M E R S
not seem like a major milestone. But in         700 investors. And they don’t show any          popular fix-and-flips. (For the past six      are doing—all while letting somebody
                                                                                                                                                                                             of the day and see their progress.              A R E SAY I N G A B O U T
the realm of turnkey real estate, where         signs of slowing down.                          years, their clients’ typical net profit      else do the dirty work.”                                                                       THE PIP GROUP
so many operators rarely make it past                                                           on a fix-and-flip was at least 18%.)                                                         “You can see exactly how the invest-
                                                “We’ve been around a long time, and                                                           The company focuses on states that
                                                                                                                                                                                             ment is performing,” Sells said.
six years, it’s worth noting.                   we’ve managed to stay consistent with           “We are a true turnkey service provid-        it knows particularly well—Georgia,
                                                our services to our clients and our per-        er, the emphasis being on ‘true’,” said       North Carolina and South Carolina—             The platform streamlines communica-
Sixteen years just happens to be how
long Platinum Investment Properties             formance for our clients,” Sells said.          Sells, who founded PIP in 2004.               especially in college towns and popular        tion with PIP, which makes clients hap-         “”
                                                                                                                                                                                                                                             When one of my fix-and-flip investments
                                                                                                                                              vacation spots like Savannah, Georgia.         pier. “We’re available literally almost
Group (The PIP Group) has been help-            The company, based in Hilton Head,              Platinum’s team consists of approxi-                                                                                                         suffered accidental but disastrous flooding
                                                                                                                                              It targets properties priced at $50,000        24 hours a day,” Sells said.
ing investors globally to source, pur-                                                                                                                                                                                                       that was entirely out of their control, PIP
                                                South Carolina, made its mark by                mately 40 or so who work in the office
                                                                                                                                              to $100,000, with the expectation of           The company also has produced a                 still accepted responsibility and took a
chase and manage their investments.             helping clients invest in tax liens and         or on field crews. They handle all the
                                                                                                                                              selling them for $150,000 to $250,000.         range of free educational content for           loss of over $11,000 to make sure to hon-
To date, founder Charles Sells and his          tax deeds, but it has grown its opera-          nitty-gritty details, from due diligence to                                                                                                  or their 16% performance promise to me.
                                                                                                                                              Still, Sells noted he won’t shy from           its website.
team have managed more than $180                tions to include a range of distressed          managing the assets, to overseeing the                                                                                                       It is nice to know there are still businesses
                                                                                                                                              going for a grand slam, like flipping
                                                                                                                                                                                             “All of our information is free,” Sells         out there that do what is right, regardless
                                                                                                                                              a $3.5 million beach house he and his
                                                                                                                                                                                             said. “If we give a webinar or an educa-        of their contractual obligation to do so, or
                                                                                                                                              wife picked up for just over $2 million.                                                       how it impacts their bottom line.
                                                                                                                                                                                             tional series, we don’t charge a dollar for
                                                                                                                                              “If the market is strong and investors         it. I would like to get in the habit of doing   — Dan Lukeheart
                                                                                                                                              want to sell, that’s great. But if the econ-   more webinars, because there is a lot of
                                                                                                                                              omy takes a hit, there’s also the option       misinformation out there. Everything we
                                                                                                                                              to offer owner financing or rent out the
                                                                                                                                                                                             broadcast is documentable and verifi-
                                                                                                                                              property,” Sells said. “We end up getting
                                                                                                                                                                                             able, which is rare in this business.”
                                                                                                                                                                                                                                             “”
                                                                                                                                              multiple exit strategies by investing in                                                       I always wanted to expand my market in

                                                                                                                                              these types of properties. A big problem       One of his biggest challenges is retrain-       flipping houses … The PIP Group helped
                                                                                                                                                                                             ing people who might have shelled out           me make this possible. When I first
                                                                                                                                              with many of the novice investors out
                                                                                                                                                                                                                                             learned about their full-service option, I
                                                                                                                                              there today is they all want the grand         thousands of dollars for a “master-level”
                                                                                                                                                                                                                                             was immediately interested. I purchased
                                                                                                                                              slam and don’t invest conservatively.”         coaching program that’s given them a
                                                                                                                                                                                                                                             in their Savannah, Georgia, market and
                                                                                                                                                                                             lot of ideas—not all of which conform to        was told they will take care of the work
                                                                                                                                              Sells is passionate about providing
                                                                                                                                              realistic outlooks and solid, reliable in-     how real estate investment really works.        needed to flip it. They not only did what

                                                                                                                                              formation to clients. Too many turnkey         Sells’ commitment to transparency and           they stated they would but exceeded my
                                                                                                                                                                                             consistency is one reason why The PIP           expectations. The whole process only
                                                                                                                                              operations and gurus leave new inves-
                                                                                                                                                                                             Group has endured as long as it has.            took nine months, and when I had any
                                                                                                                                              tors with the wrong impression, he said.
                                                                                                                                                                                                                                             questions, they were available at my
                                                                                                                                                                                             Clients aren’t given any wild, unreason-
                                                                                                                                              “The biggest misconception is this is a                                                        convenience. I appreciate everything your
                                                                                                                                              get-rich-quick opportunity and that it’s       able promises.                                  organization has done for me. Thank you!
                                                                                                                                              easy,” Sells said.                             “That’s how you stay in business longer         — Alex Moyer
                                                                                                                                              Can you make a healthy return with             than most have in this industry—be
                                                                                                                                              turnkey investments? Absolutely, Sells         realistic,” he said.

3 6 D E C E M B E R 2 0 19
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I N T E RV I E W W I T H F O U N D E R C H A R L E S S E L L S
                                                                                                                                                                                                                                “”
Passion Pays Off
                                                                                                                                                                                                                                Tax lien laws and returns vary from state
                                                                                                                                                                                                                                to state, but PIP is extremely knowledge-
                                                                                                                                                                                                                                able and seamlessly walks you through
                                                                                                                                                                                                                                the process. They offer countless webi-
LU C K Y ‘ FA L L’ I N TO R E A L E S TAT E                                                                                                                                                                                     nars to enhance your skills, explain what
G OT P I P ’ S S U CC E S S S TO RY S TA R T E D                                                                                                                                                                                to expect before, during and after your
                                                                                                                                                                                                                                purchase of tax liens. They are a full
                                                                                                                                                                                                                                turnkey service provider who handles
                                                                                                                                                                                                                                the purchase, management, O&M and
Charles Sells runs the highly successful         At last count, Sells and his team have                                                                                                                                         liquidity of investments. They happily
PIP Group, which helps clients around            managed more than $180 million for                                                                                                                                             share their knowledge and genuinely want
the world invest in distressed real              their clients, whether it be in tax liens,                                                                                                                                     you to be as knowledgeable and success-
                                                                                                                                                                                                                                ful in your investments and investment
estate assets. But Sells’ first job in real      fund oversight or fix-and-flips.
                                                                                                                                                                                                                                decisions. They are accessible to answer
estate was much humbler: In his early                                                                                                                                                                                           questions and to assist in issues that may
                                                 How did Sells build The PIP Group into
20s, he got his start stuffing marketing                                                                                                                                                                                        arise, which as a client, I really appreciate.
                                                 what it has become? Through steady,
envelopes at $10 an hour.                                                                                                                                                                                                       I highly recommend them to a seasoned
                                                 calculated growth. His old business                                                                                                                                            investor or a novice who wants to learn
“I literally fell into it,” said Sells, 46,      partner, Don Fullman, now retired from                                                                                                                                         and profit from their service.
who has earned many awards and ac-               the company, used to preach the impor-                                                                                                                                         — Derrick T
colades from his peers and competitors           tance of not doing too much too fast.
in the industry. “I was bartending in
                                                 “As a young self-starter,” Sells said, “I
Atlanta, Georgia, and my girlfriend at
                                                 wanted to do everything. I wanted to                                                                                                                                           “”
the time was an administrative assis-                                                         bility,” Sells said, “we take it 10 steps   fluently and can get us through with      We thought we had a few boxes to            PIP Group does exactly what they say. They
                                                 be in all the states. I wanted to do com-                                                                                                                                      find distressed properties in areas they
tant for a company that was investing                                                         further and try to always do what is        ease in three other countries. She        deal with.” Nope. There were 250,000
                                                 mercial, multifamily, you name it.”                                                                                                                                            have experience with, analyze the oppor-
in tax liens.”                                                                                right—not just what is required.”           essentially runs the show now.” The       brand-new, brand-name, ready-to-sell
                                                                                                                                                                                                                                tunity, rehab the property with their crews
                                                 One of Sells’ biggest challenges,                                                        couple has two children together.         hair extensions, plus a bunch of new
That entry-level position was a tremen-                                                       Another secret to success? Always                                                                                                 and resell the property for a profit. My last
                                                 ironically, came when The PIP Group                                                      Sells also has two teenage sons from a    windows and even a forklift with no         two rehabs netted me 24% and 20% on
dous blessing. Sells had always been                                                          level with your clients. Avoid pie-
                                                 experienced a surge of growth. In                                                                                                  known owner. The company was able           an annual basis. Turnaround time has been
interested in real estate. Thanks to his                                                      in-the-sky dreams. Instead, provide         previous marriage.
                                                                                                                                                                                                                                6-11 months. I'm looking forward to a sim-
                                                 2009, its business nearly tripled over-                                                                                            to sell the items and make a healthy
new job, he quickly learned the indus-                                                                                                    No day at The PIP Group is exactly                                                    ilar return on my newest Georgia property
                                                                                              reliable, trustworthy information,
                                                 night. It’s a “blessing” that might have                                                                                           profit for the client.
try and rose in the company, becoming                                                                                                                                                                                           fix/flip. It’s been a learning experience for
                                                                                              and back it up with documents and           alike, which keeps things interesting.
a real estate manager. He earned such            killed a less prepared company. For                                                                                                “Oddly, we find little treasures like       an investor like me that's used to hands-on
                                                                                              verifiable facts.                           Case in point: The property that held a
                                                                                                                                                                                                                                control. But, they deliver without me lifting
a good reputation with clients that he           many companies caught in unexpected                                                                                                this more often than you think,” Sells
                                                                                                                                          treasure trove of hair extensions.                                                    a hammer any more.
soon was able to strike out on his own,          surges, “they can’t handle the growth,”      A native of Hilton Head, South
                                                                                                                                                                                    said. “Last month, it was a custom-built
                                                                                                                                          “It was a running joke around the                                                     — Chuck McEvoy
starting with just four customers.               he said. “Their customer service goes        Carolina, Sells is married to Lena,
                                                                                                                                                                                    $8,000 spa tub we sold in a day on
                                                                                                                                          office for about two weeks,” Sells
                                                 down, and their profits go down.”            who was an administrator for a compet-
Their initial investment? About                                                                                                           said. “We had our field services          Craigslist.com for $2,000, or a 2009
                                                                                              itor before Sells hired her away.
$20,000. Sells had only $4,000 for the           The PIP Group powered through by
                                                                                              “And then I fell in love,” he said.
                                                                                                                                          director in the area checking on          Mustang convertible, still parked in
                                                                                                                                                                                    the garage.” Every day, he said, “there’s
                                                                                                                                                                                                                                “”
legal agreements and other paperwork             going above and beyond for its clients.                                                  some repairs around northern Illinois                                                 Excellent company to work with.
he needed to form his own company.               “Rather than hide behind contractual         “She is the smartest person I have          and asked him to check out the            a new problem that needs to be fixed,       — Douglas Curtis
And that’s what became The PIP Group.            obligations and fiduciary responsi-          ever met. She speaks four languages         property with the hair extensions.        so there’s a new opportunity.”

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FIX AND FLIPS
                                                                                                                                         BEFORE                                                                             “”
The Do-It-RIGHT-For-You Team                                                                                                                                                                                                I chose PIP since it was clear they had the
                                                                                                                                                                                                                            expertise that I needed. Some (tax liens)
                                                                                                                                                                                                                            redeem quickly, and others have gone
                                                                                                                                                                                                                            to foreclosure. PIP has educated me and
AT P I P, T U R N K E Y D O E S N ’ T M E A N CO O K I E - C U T T E R
                                                                                                                                                                                                                            walked me through the entire process and
                                                                                                                                                                                                                            have answered my “what If” questions and
                                                                                                                                                                                                                            fears. Their expertise and guidance are as-

These days it seems that everyone               At age 46, PIP founder Charles             While reality TV and gurus selling                                                                                               suring and most importantly to me [have]
                                                                                                                                                                                                                            protected my investments and grown my
wants to be a fix-and-flipper. But that         Sells has spent half his life involved     from the stage claim that a simple for-
                                                                                                                                                                                                                            portfolio. At this point, my portfolio has
strategy is not nearly as easy or as            in real estate—and he knows the            mula like “The Rule of 70” can ensure                                                                                            purchased close to 60 tax liens and one
foolproof as so many reality TV shows           landscape well.                            success in flipping, Sells and The PIP                                                                                           building purchase. I continue to trust their
make it appear.                                                                            Group know better. (“The Rule of 70”                                                                                             wisdom each year.
                                                “I was flipping homes long before it was
                                                                                           postulates that you can determine the                                                                                            — Charles Janosick
Done right, fix-and-flip investing takes        a catch phrase, or there were 77 reality
                                                                                           target purchase price of an investment
a full-time commitment and a specific           TV shows on the topic,” Sells said.                                                      AFTER
                                                                                           property by taking the after-repair
set of skills and know-how.                                                                value and multiplying by 70, then sub-
                                                He laments that even to this day,
That’s where The PIP Group comes in.            too many people are lured by gurus’        tracting your repair costs. Sells calls it
                                                                                                                                                                                                                            “”
                                                                                                                                                                                                                            The PIP folks have been extremely trans-
The company is there for investors who          false promises of overnight success        “possibly the dumbest, most dangerous                                                                                            parent and honest with me, they have
want to take advantage of the potential         and huge profits—if only they’ll max       idea I have heard of.”)                                                                                                          done great work and they have a wealth
                                                                                                                                                                                                                            of knowledge about the arguably complex
profits offered via this strategy but           out their credit cards to the tune of      Countless variables come into play
                                                                                                                                                                                                                            world of real estate that is a powerful
who may not have the time or experi-            $50,000 or more for so-called “educa-      in all facets of real estate investment,                                                                                         hedge against the risk inherent in real es-
ence required.                                  tion” from these pitchmen.                 Sells pointed out.                                                                                                               tate investing. So, I have great faith in their
                                                                                                                                                                                                                            integrity and capabilities and wouldn't
                                                                                                                                                                                                                            hesitate to recommend them to any friend
                                                                                                                                                                                                                            or business associate.
  BEFORE                                                                 AFTER
                                                                                                                                                                                                                            Based on my first, tentative foray into
                                                                                                                                                                                                                            working with Platinum Investment Proper-
                                                                                                                                                                                                                            ties, (I found them to be) very patient and
                                                                                                                                                                                                                            thorough answering many questions I had
                                                                                                                                        “Real estate is a moving target, and if   buyers are not interested in, make sure   about the business aspects of our relation-
                                                                                                                                        you apply a formula to your strategy      that market has followed a historical     ship, as well as the logistics of buying and
                                                                                                                                        rather than analyze each opportunity      success pattern and then dominate         rehabbing a property. They moved fast to

                                                                                                                                        individually, you are guaranteed to                                                 buy a property, and did some really nice,
                                                                                                                                                                                  that market.
                                                                                                                                                                                                                            first-class rehab work on a surprisingly
                                                                                                                                        lose,” he said.
                                                                                                                                                                                  For example, The PIP Group currently      small budget. I believe this illustrates one
                                                                                                                                        Further, the presence of institutional    is finding great success with fix-and-    of the important assets they bring to the
                                                                                                                                        investors in a market could push that                                               table, which is a great deal of experience
                                                                                                                                                                                  flips in Savannah, Georgia, which
                                                                                                                                                                                                                            and an obviously strong team working in
                                                                                                                                        market out of reach to an individual      Sells likens to the boom market of        the field. Throughout this first project, I be-
                                                                                                                                        investor who needs a higher margin to     Charleston, South Carolina, of some       lieve they were extremely honest, efficient
                                                                                                                                        compete and thrive.                       15-20 years ago. Because of Charles-      and ultimately did a great job, including

                                                                                                                                                                                  ton’s infrastructure and growth at the    the sale of the property.
                                                                                                                                        The PIP Group’s fix-and-flip method-
                                                                                                                                        ology is simple and straightforward:      time, it was able to come through the     — Steve Cobb
                                                                                                                                        Choose a market that institutional        Great Recession relatively unscathed.

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PIP and Sells look for markets like        keep the costs low. We earn our pay,       “Lena has a pair of pink steel-toed
Savannah that are capable of that          based on the performance of the asset,     boots and she is not afraid to get her
same resiliency in case of a coming        rather than a high, front-loaded fee,      hands dirty,” said Sells, meaning
downturn.                                  or ongoing management expense              even top management is active in
Because of such deep research and          that eats into the profit. Yes, we occa-   all aspects of company operations.
operational skill, PIP offers its inves-   sionally lose on a deal, but our fail      Investors can count on PIP’s executive
tors “The 16% Promise.” It’s not a         rate is less than 5%, when compared        team to spot inefficiencies and correct
guarantee, but a promise, of better-       to the national average of 87%.            them immediately, so profits are not
than-average returns.                      Some say we have lost our minds for        adversely impacted.
                                           offering a promise like that, but the      “Lena wanted to prove a point a couple
“Stuff happens in this business a lot,
                                           fact is, the ones we lose on are insig-    months ago that a 16-foot by 32-foot deck
and there are no absolutes in flip-
                                           nificant compared on the whole scope,      should not cost $20,000 and take three
ping homes, regardless of what one
                                           and it is a methodology that gives         weeks to build,” Sells said. “What did she
might convince you to believe,” Sells
                                           clients a certain comfort level of a       do? She built it herself! From digging the
said. “The average successful flip is
                                           worst-case scenario.”                      postholes to laying the deck-boards, she
between 10% and 15%. We have never
been average, so our promise to our        Acting on such a promise and being         did it all in four days. The message was
customers is we will earn them 16%         able to perform above that promise (for    that PIP’s lead executives are not afraid
or better. As a servicing agent, it is     PIP to earn a service fee), requires a     to get their hands dirty and make sure
in our best interests to buy right and     substantial amount of time and effort.     the job is done right.”

  BEFORE                                                           AFTER

4 2 D E C E M B E R 2 0 19
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THE HOPE PROGRAM                                                                                                                 Briefly, here’s how the HOPE              the buyer repair and improve his
                                                                                                                                                                                                                      “”
Dream Makers
                                                                                                                                 program works:                            or her credit and fundability. Ideally,    We learned how to invest in tax liens and
                                                                                                                                                                                                                      tax deed properties three years ago. We
                                                                                                                                 The PIP Group’s Passive Profits           after three to five years, the buyer’s
                                                                                                                                                                                                                      bought two properties and rehabbed
                                                                                                                                 Program enables PIP to invest into a      fundability is fully optimized and         them ourselves. It is very stressful and
T H R O U G H H O P E P R O G R A M , P I P I N V E S TO R S O F F E R A H A N D U P                                                                                       the buyer can obtain traditional           full of dishonest contractors and people
                                                                                                                                 fix-and-flip opportunity on an inves-
                                                                                                                                                                                                                      who we found we could not trust. After
                                                                                                                                 tor’s behalf. If a potential buyer of     financing that takes over the investor’s
                                                                                                                                                                                                                      buying a tax deed property through PIP,
                                                                                                                                 the renovated property states that he     role as lender.                            we let them do the work and see how it
While The PIP Group has been focus-            part of the American dream was          The program, a collaboration between
                                                                                                                                 or she would likely not qualify for a                                                all went. To our surprise, they are not only
ing increasing attention on its fix-and-       forever out of their reach.             PIP and the credit optimization experts                                             Those who invest through PIP’s
                                                                                                                                                                                                                      honest but excellent in every aspect of
                                                                                                                                 traditional mortgage and would need       HOPE program are essentially
flip program to generate profits for its                                               at CreditSense, combines elements of                                                                                           the business! They protect their clients’
                                               In many cases, they’re reliable,
investors, there’s another group that                                                                                            a lease-option or owner financing, PIP    repairing a broken dream. There            investment. The return on our money is
                                               hardworking people who have expe-       owner financing with credit optimiza-
                                                                                                                                 steps in to help buyer and seller (the                                               more stable than the stock market and
also can benefit.                                                                      tion to helps buyers “get their foot in                                             are tens of thousands of Americans
                                               rienced a run of bad luck. Or maybe                                                                                                                                    much higher. Now we trust them with our
                                                                                                                                 investor) negotiate a price and other     who work minimum-wage jobs, just
Through its program known as                   their credit has been wrecked, or       the door” and start making payments                                                                                            investments and plan to for years to come.
                                                                                                                                 terms of sale, just as any other tradi-   wishing there was somebody who
HOPE—the Home Ownership Prepara-               their minimum-wage job doesn’t          on a home. Within three to five years,                                                                                         — Jessie Smeltzer
                                                                                                                                 tional purchase would be handled.         could help them become a home-
tion Experience—PIP is helping make            allow them to save up enough money      their credit is fundable and they have
homeownership a reality for many               for a down payment on a house.          enough equity to qualify for a tradi-     As part of the terms of the sale,         owner. They just need one individual
people who may have thought that               HOPE is changing that.                  tional mortgage.                          PIP and CreditSense work to help          to open one door, so they can open         “”
                                                                                                                                                                           the next and the next.                     You often learn more about a company by
                                                                                                                                                                                                                      how they respond when things go poorly,
                                                                                                                                                                           Sells finds it particularly satisfying     and that would be true of my experience
                                                                                                                                                                           that PIP and its investors can open        with PIP. They remained responsive, and in
                                                                                                                                                                                                                      the end, while I did not profit on all of my
                                                                                                                                                                           those doors.
                                                                                                                                                                                                                      liens, PIP continued to work on my behalf.
                                                                                                                                                                           “I have been working in distressed         It took time, but other than some oppor-
                                                                                                                                                                                                                      tunity cost, my investments were satisfied
                                                                                                                                                                           real estate since the start of my
                                                                                                                                                                                                                      without any significant loss. PIP commu-
                                                                                                                                                                           career,” Sells said. “So many investors    nicates well and does not run away when
                                                                                                                                                                                                                      the going gets tough.
   NATIONAL ACCOUNT SERVICES                                                                                                                                               are scared of the stigma of being
                                                                                                                                                                           called a ‘slumlord’ or investing in        — Michael Miller

   Facilitating Title Settlement
                                                                                                                                                                           broken communities, when in fact,
                                                                                                                                                                           those are the most profitable and
      Services Nationwide!                                                                                                                                                 rewarding transactions you will ever       “”
                                                                                                                                                                                                                      PIP handles the entire process of tax lien
                                                                                                                                                                           make, both financially and personally.     investing, from the initial placement of
                                                                                                                                                                           You have the ability to repair neigh-      funds through fulfillment. When fore-
    Brenda Flatter
                                                                                                                                                                                                                      closure becomes necessary, they have
    Executive Director of National Sales                                                                                                                                   borhoods, families and broken dreams
                                                                                                                                                                                                                      demonstrated the capability of handling
    Mobile: 574.855.8968                                                                                                                                                   while, at the same time, putting           the entire process, including legal, repairs,
    Direct: 866.996.8262 Ext. 3011
                                                                                                                                                                           substantial profits in your pocket.        marketing and the resale without requiring
    bflatter@meridiantitle.com
                                                                                                                                                                                                                      involvement on my part. I have been very
                                                                                                                                                                           When you see how you can change
                meridiantitle.com                                                                                                                                          somebody’s life (and profit from it),
                                                                                                                                                                                                                      pleased with their performance, respon-
                                                                                                                                                                                                                      siveness and very helpful and professional
                                                                                                                                                                           you will be addicted to this style of      staff. Great group to work with!

                                                                                                                                                                           investing, just like I am.”                — Beth Hurley

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T Y P E S O F I N V E S TO R S
                                                                                                                                                                                                               “”
The Match Game
                                                                                                                                                                                                               This is a great company for all your tax lien
                                                                                                                                                                                                               and deed investments. Get a self-directed
                                                                                                                                                                                                               IRA so you can invest with PIP and make
                                                                                                                                                                                                               substantial retirement income. They are
W H AT T Y P E O F I N V E S TO R A R E YO U ?                                                                                                                                                                 transparent, professional and keep you
                                                                                                                                                                                                               informed every step of the process.

                                                                                                                                                                                                               — Glenn Kresge
Distressed real-estate investors come       ments for fix-and-flip and long-term   PIP Group focuses on states where
in all shapes and sizes, just like the      cash flow holds.                       the redemption laws are longer, less
                                                                                                                                                                               Purchase Price
assets they are trying to acquire.
                                            Tax Lien Investors
                                                                                   aggressive and provide a high annual                                                         $35,001.00                     “”
Knowing the type of investor you are is                                            yield. Sells admits the tax liens are                                                                                       I think what separates PIP Group from a
                                            Tax lien investors are usually                                                                                                                                     lot of the info-commercial people are the
the first step to becoming a successful                                            administratively expensive to oversee,
                                                                                                                                                                                                               following:
investor of distressed real estate. The     more interested in obtaining a         but that is where he got his start and
                                                                                                                                                                                                               • Honesty - At PIP, they make it very clear
PIP Group offers passive investment         conservative, high-yield return upon   it’s a part of his life.                                                                                                     that you’re not going to get the property
opportunities in both high-yield tax        the redemption or payment of the                                                                                                                                    for pennies on the dollar. Why? Because
                                                                                   Tax Lien Foreclosure Investors                                                                                               there will often be other costs to clear
liens and high-yield foreclosure invest-    tax liens. For these investors, The
                                                                                   Foreclosure investors also—poten-                                                                                            title and/or clean up the property.

                                                                                   tially—can be tax lien investors. Yet                                                                                       • Education - PIP has many online classes,
                                                                                                                                                                                                                including for tax liens that take you through
                                                                                   they are more interested in obtaining
                                                                                                                                                                                                                the process before and after you purchase
                                                                                   the property after the redemption                                                                                            liens. They are detailed and can run 45
                                                                                   period has expired. The PIP Group                                                                                            minutes or more. The education material is
                                                                                                                                                                                                                FREE. They don’t sell seminars or books.
                                                                                   focuses on select opportunities or
                                                                                                                                                                                                               • Customer Service - I have never had an
                                                                                   states where the odds of obtaining a
                                                                                                                                                                                                                issue with PIP Group responding, and I
                                                                                   deed to the property are either very                                                                                         frequently contact them.
                                                                                   strong or entirely absolute. Currently,
                                                                                                                                  Sold For                                                                     • Reporting - They provide quarterly de-

                                                                                                                              $157,500.00
                                                                                   The PIP Group offers foreclosure                                                                                             tailed reports for each tax lien certificate.
                                                                                                                                                                                                                They also have a website that allows you
                                                                                   opportunities for fix-and-flip and long-
                                                                                                                                                                                                                to view the status of each lien. I would
                                                                                   term cash flow holds by secondary tax                                                                                        recommend PIP Group if someone is
                                                                                   lien market acquisition or traditional                                                                                       interested in doing tax liens.

                                                                                   bank foreclosures in states such as                                                                                         • Fix and Flips - PIP Group worked with
                                                                                                                              by investors who are not interested     • More experienced investors who         my IRA Custodian to get the property
                                                                                   Illinois, Georgia, South Carolina and      in ultimately taking possession of                                                paperwork in order. Secondly, PIP Group
                                                                                                                                                                       specifically want to foreclose and
                                                                                   North Carolina.                            a foreclosed property but who want                                                contracted with necessary contractors to
                                                                                                                                                                       take over the property rather than       perform the rehab on the property and
                                                                                   Secondary Market Tax Lien                  to reap their profits before the lien                                             managed the work. They provided me
                                                                                                                                                                       wait for the profits available when a
                                                                                                                              matures or is paid off by the                                                     repair estimates from contractors. Going
                                                                                   Foreclosure Investors
                                                                                                                                                                       high-interest lien is paid off.          into the transaction, they notified me of
                                                                                   The PIP Group pioneered the concept        delinquent taxpayer.
                                                                                                                                                                                                                the estimated fix-and-flip time and were
                                                                                   of secondary market tax lien sales         This strategy is particularly           With secondary market tax lien            pretty close in estimating the total time.
                                                                                                                                                                                                                I would recommend them if someone is
                                                                                   about 15 years ago.                        desirable for:                          sales, there is no minimum investment
                                                                                                                                                                                                                interested in doing this type of buying
                                                                                   The strategy is simple: Investors          • B eginning investors who may lack    required and the time to take a prop-     and selling properties.

                                                                                   buy maturing tax liens already held         time, money or experience.             erty into foreclosure is immediate.      — Steven Harlow

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I N D U S T RY S P O T L I G H T

   Self-Directed IRA’s:                            SPONSORED CONTENT

      Investing in                                 CO N C LU S I O N
                                                                                                                 “”
Real Estate, tax liens or                          Identifying                                                   I have been investing with PIP Group for
                                                                                                                 the past year now and I can't express
                                                                                                                 enough how helpful they have been!

lending people money                               Opportunity                                                   Their service and staff are completely
                                                                                                                 transparent and always reachable when
                                                                                                                 I have questions. I started with a few tax

   using your IRA.
                                                                                                                 liens that all redeemed and now am in
                                                   B E AU T Y O F A N I N V E S T M E N T
                                                                                                                 the process of a fix and flip. Thank you to
                                                   L I E S I N T H E B OT TO M L I N E                           everyone at PIP Group. Great job!

              Learn how you can                                                                                  — Willian Feauve

          1.) Set up a Self-Directed IRA.          Thanks to many of the self-proclaimed “gurus” in the
 2.) Buy Real Estate or tax liens with your IRA.   industry, many new investors come to The PIP Group
        3.) Lend monies from your IRA.             with a mental image of what they want their investment
                                                                                                                 “”
                                                                                                                 I have invested with PIP in tax liens for two
            4.) Borrow from an IRA.                to look like, rather than what their investment will be.      years, and so far I have received regular
       5.) Go in Partnership with an IRA.          Are there $300,000 houses that you can pick up for            payments with good returns. Any ques-
                                                                                                                 tions I have had were answered clearly.
                                                   $100,000? Of course, there are. Yet, 99% of the time,
          800/607.0145 x250                        clients will be investing in middle- to middle-low-           — Ian Cox

             Call TODAY to learn more!             income property. Guess what? That is also what 99%
                                                   of Americans can afford when it is time to resell or flip
                                                   the investment property.                                      “”
                                                                                                                 I have been investing with PIP for about
                                                   “I have seen, literally, thousands of incredible opportuni-   four years and couldn't recommend them
                                                   ties slip by because our investors sometimes want to          more highly. I have done a substantial
                                                   follow their instincts, rather than take advantage of our     number of tax liens for three years in a row
                                                                                                                 and found the results to be excellent …
                                                   years of experience investing in real estate,” Sells said.
                                                                                                                 Recently I started doing some flips with
                                                   The opportunity to make a return on your investment           them and found the process to be equally

                                                   is real; however, the reality is that the biggest profits     satisfying and the record keeping and
                                                                                                                 follow-up outstanding. Lena and the folks
                                                   are usually in the most average-looking properties, rather
                                                                                                                 in the office are great to work with and I
                                                   than those that might look the best, Sells noted.             expect to continue investing with PIP for
                                                                                                                 many more years.
                                                   The key is to stop thinking you will get rich quick or
                                                   that this is so easy that anyone can do it. The reality is    — Bob Mikesel

                                                   there will be no quick “rags-to-riches” stories. But when
                                                   investors take the rose-colored glasses off for a min-
                                                   ute, they will see the potential of tremendous profits in     “”
                                                                                                                 Great company to invest with. Invested
                                                   distressed real estate. The PIP Group can help investors
                                                                                                                 some self-directed funds with them a few
                                                   achieve those results effectively, passively and within a
                                                                                                                 years back and the tax lien investment has
                                                   reasonable amount of time.                                    performed better than anything else I have
                                                                                                                 tried. Easy to work with and great communi-

MidAtlanticIRA
                                                                                                                 cations throughout the redemption period.

                                                                                                                 — Ryan G.
Self-Directed IRAs & Tax Strategies
         www.MidAtlanticIRA.com                                                                                       F I N A N C I A L I N VR
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