START-UP ECOSYSTEM ACCELERATOR INNOVATION FUND - GSMA
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ECOSYSTEM ACCELERATOR INNOVATION FUND START-UP PORTFOLIO
02 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 03 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
About the GSMA Ecosystem Accelerator The Ecosystem Accelerator programme
is supported by the UK Department for
The GSMA represents the interests of mobile The GSMA Ecosystem Accelerator programme International Development (DFID), the
operators worldwide, uniting more than 750 focuses on bridging the gap between mobile Australian Government, the GSMA and
operators with over 350 companies in the operators and start-ups, enabling strong its members. The views expressed in this
broader mobile ecosystem, including handset partnerships that foster the growth of document are not necessarily those of DFID or
and device makers, software companies, innovative mobile products and services. These the Australian Government.
equipment providers and internet companies, partnerships bring impactful mobile solutions
as well as organisations in adjacent industry to the people and places that need them
sectors. The GSMA also produces the most, generating the greatest socio-economic
industry-leading MWC events held annually impact. In particular, the programme operates
in Barcelona, Los Angeles and Shanghai,
as well as the Mobile 360 Series of regional
an Innovation Fund which supports start-ups
from Africa and Asia-Pacific with direct grant “Bringing impactful
conferences. funding, technical assistance, and connections
For more information, please visit the GSMA
with mobile operators.
mobile solutions to
the people and places
corporate website at www.gsma.com. Learn more at:
www.gsma.com/ecosystemaccelerator
Follow the GSMA on Twitter: @GSMA. or contact us at: accelerator@gsma.com
Follow GSMA Mobile for Development on that need them most”
Twitter: @GSMAm4d
04 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 05 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
THE GSMA ECOSYSTEM ACCELERATOR INNOVATION FUND THE OBJECTIVES OF THE FUND ARE TO
Start-ups The Ecosystem Accelerator
programme is supported by the Establish partnerships Test business Provide lessons and
UK Department for International between operators models with examples for stakeholders
Development (DFID), the
Australian Government, the GSMA
and its members.
1 and start-ups in order
to increase the reach
of innovative mobile
2 the greatest
potential for 3 within the ecosystem,
on the ways in which
mobile is driving positive
growth
services socioeconomic change
Ecosystem It provides selected start-ups in Africa and
Accelerator Asia Pacific with grant funding, technical
Mobile assistance, and the opportunity to partner
Operators with mobile operators in their markets to
help scale their products and services into
This catalogue presents the Fund’s portfolio of start-ups across Africa
sustainable businesses. and Asia Pacific, for its first, second, and third rounds.
06 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 07 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
IMPACT TO DATE
34 6.3M £188M 25 13 £13.3M
start-ups in 23 countries beneficiaries have been in additional funding has start-ups now have of the 17 UN Sustainable of income has been unlocked
have been allocated impacted by the portfolio been raised by the portfolio partnerships with mobile Development Goals are through their services, for
£6.3m of grant funding start-ups. start-ups, mostly from network operators. addressed collectively by low-income populations and
by the programme. commercial investors. the portfolio. local MSMEs.
08 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 09 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
PORTFOLIO START-UPS’ COLLABORATION WITH MOBILE OPERATORS
In Kenya, Twiga Foods uses M-Pesa, Safaricom’s mobile money In Ghana, agritech start-up Agrocenta is using a mobile money API
service to manage and streamline payment processes for vendors integration partnership with MTN and Vodafone to pay smallholder
and farmers. By integrating mobile payments across its supply chain farmers directly and seamlessly via mobile money through its AgroPay
platform, Twiga Foods enables the majority of farmers to receive their platform. Both mobile operators are supporting AgroCenta farmers
payments through mobile money and information is recorded in real with financial literacy training on the ground. Vodafone Ghana allows
time in the field to enable timely settlement of payments. smallholder farmers on its platform to access free voice calls between
farmers and discounted mobile devices and bundles.
In Pakistan, telemedicine start-up Sehat Kahani is integrated with
Jazz’s mobile money service JazzCash. This allows patients to pay for In Indonesia, Telkomsel and eFishery are co-innovating and have
various Sehat Kahani services using JazzCash on the app, including created a joint offering through the Telkomsel Innovation Center
a consultation with a Sehat Kahani doctor. Jazz also provides Sehat (TINC) and have developed Narrowband IoT (NBIoT) devices for the
Kahani with subsidised data rates for e-Hubs across Pakistan. aquaculture sector. Each Smart Feeder needs to have a SIM card and
internet access to perform its full functions. Compared to a standard
mobile SIM card, an NB-IoT SIM card enables the feeder to connect
In Côte d’Ivoire, MTN and recycling start-up Coliba are co-innovating to the internet with minimal data costs, making the feeder more
and co-incubating through MTN’s Y’ello Startup, an incubator affordable, especially for those with multiple devices.
programme that supports early-stage local tech entrepreneurs. In
addition to this initial support, Coliba and MTN are co-branding and
cross-selling through a commercial partnership. Households that In Samoa, SkyEye is using a mobile money API integration
recycle plastic bottles through Coliba’s mobile app are granted MTN partnership with Digicell and BlueSky’s M-Tala on the SkyEye MAUA
data credits, allowing them to access the internet on their mobile app. This enables customers to use their mobile wallet to make and
phones. Coliba is able to pay and communicate its recycling collectors accept payments.
using MTN’s open SMS and mobile money APIs.
10 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 11 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
ECOSYSTEM ACCELERATOR Round 1
Round 2
INNOVATION FUND
Round 3
PORTFOLIO
Pakistan
Nepal
Egypt
Bangladesh
Myanmar
Senegal
Ethiopia Cambodia
Benin Nigeria
Ghana
Côte
Sri Lanka
D’ivoire
Cameroon
Uganda
Kenya
Rwanda Indonesia
Papua New
Tanzania Guinea
Samoa
Zambia
Mozambique
East Africa
12 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 13 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
MEET THE PORTFOLIO START-UPS’ 34 CEOS
eSewa Ruangguru eFishery Field Buzz Joonaak Karzo Raye7 SafeMotos Twiga Foods Ensibuuko Farmcrowdy Jamii
Asgar Ali Adamas Belva Gibran Huzaifah Alexis Rawlinson Soliya Kong Alex Wicks Samira Negm Barett Nash Peter Njonjo Gerald Otim Onyeka Akumah Rayah Ndagire
Syah Devara
Neh Thit Sehat Kahani Greenovator oDoc Pacific Ads Group Qlue LipaMobile Lynk MaTontine Musanga SudPay AgroCenta
Conor Smith Dr Sara Saeed Yin Yin Phyu Heshan Fernando Fredrik Orrenius Raditya Maulana Laban Jemba Adam Grunewald Bernie Akporiaye Njavwa Mutambo Samba Sow Francis Obirikorang
Khurram Rusdi
SkyEye Biscate Kytabu Optimetriks PrepClass Coliba Eneza Education GiftedMom Kea Medicals Taskmoby
Sam Saili Frederico P Paul Mugambi Paul Langlois- Chukwuwezam Genesis Ehimegbe Wambura Kimunyu Alain Nteff Vèna Arielle Ezana Raswork
Silva Meurinne Obanor Ahouansou
14 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 15 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
0186D5
16 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 17 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
ASIA PACIFIC START-UPS ESEWA
Mobile payment service The problem Mobile operator collaboration
In Nepal, only 34 per cent of all adults have “Nepal Telecom believes that eSewa is a pioneer
allowing users to make an account at a financial institution, and this and is playing a key role in digitizing mobile
online payments, pay utility number is even lower for women (31 per cent) recharge and overall utility of the mobile phones
bills, receive money or set and lower income individuals (24 per cent). in Nepal. For Nepal Telecom, eSewa is the ideal
ROUND 1 up merchant accounts Financial inclusion is key to reducing poverty
and boosting prosperity. Without it, many
societies are held back.
partner that has been fulfilling our needs by
deploying an efficient and productive sales force
force, creating new network and opportunities,
responding to the market instantly and using the
The start-up modern digital technology and digital channel to
The eSewa mobile payment solution can be serve our customers in better ways.”
accessed either through a mobile app or over the — Dilli Ram Adhikari,
ROUND 2 counter through one of 25,000 agents across the
country. Users can buy mobile airtime (from Nepal
MD Office Manager, Nepal Telecom
Telecom and Ncell Axiata), pay bills, deposit funds eSewa has also partnered with mobile network
in their bank account or perform cash-in/cash-outs service provider Smart Cell to distribute simcards
from their eSewa account. The mobile app can through their agent network.
also be used to buy bus tickets, pay for school fees
ROUND 3 0186D5 Founders
or book trips abroad.
The project
Impact to date
As of January 2020, eSewa serves over 796,000
active customers across Nepal and its Android
Asgar Ali (CEO) eSewa received a grant from the GSMA Ecosystem mobile app has been downloaded over 1.6 million
Biswas Dhakal Accelerator Innovation Fund in April 2017 to times. Across the country eSewa has over 75,400
Subash Sharma improve the usability of its agent mobile app and agents.
expand its services and operations in eastern
Country Nepal.
Nepal
18 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 19 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
RUANGGURU EFISHERY
Digital marketplace for The problem Mobile operator collaboration IoT-based smart fish feeding The problem The project
With over 50 million students and four million “Ruangguru has over 10 million registered users Aquaculture is expected to provide close to eFishery received a grant from the GSMA
private tutors offering teachers, Indonesia has the fourth largest and Loop — Telkomsel’s youth brand — sees this
machines for commercial two-thirds of global food fish consumption by Ecosystem Accelerator Innovation Fund in
educational classes educational system in the world, but also one as an opportunity to bundle Ruangguru’s product aquaculture 2030, according to the FAO. With an annual February 2018 to extend its value proposition
of the lowest performing. It has been claimed on our platform. Users gain access to 2GB of free aquaculture production of more than five million to fish farmers by adding more features to the
that over 50 per cent of Indonesia’s teachers are data when surfing Ruangguru’s bundled content. tonnes, Indonesia is the third largest producer service and conducting a pilot project on Narrow
insufficiently qualified. Ruangguru has a similar target market to ours in the world behind China and India. However, Band IoT (NB-IoT) with a mobile operator partner.
(junior high and senior high students) thus we inefficiencies and lack of skills and data are
The start-up can leverage the start-up’s brand awareness and forcing Indonesia’s 3.34 million fish and shrimp Mobile operator collaboration
Ruangguru is a freemium learning management customer reach.” farmers to cope with very high feeding costs “eFishery Smart Feeder brings a new business
system that helps students prepare for exams — Nastiti Yuniansari, Segmented Community (60 to 90 per cent of total production costs). model and opportunity for Telkomsel. The
using content tailored to the national curriculum, Product Marketing, Loop, Telkomsel solution will have a positive impact on Indonesia’s
and helps teachers to crowdsource educational The start-up aquaculture industry and inspire other developers
content and distribute it to students. It improves Impact to date eFishery offers an IoT-based smart fish feeding and start-ups to work on IoT solutions to solve
the learning experiences of students while also As of October 2018, Ruangguru has reached over machine for commercial aquaculture. The feeder Indonesia’s challenges.”
improving access to resources for teachers. Access 10 million students registered on its platform. uses sensors to deduce the relative hunger of the — Amelia Kemalasari, General Manager Business
to the service is now also being offered through a fish and then feeds them the optimal amount. Development, Telkomsel
joint package with the mobile operator Telkomsel’s The sensor collects and sends data (such as feed
youth brand, Loop. volumes, feed consumed and transactional data) Impact to date
to the cloud where the data is aggregated, stored As of January 2020, eFishery has worked with
Founders The project Founders and analysed. The proprietary software also allows more than 23,000 fish and shrimp ponds across
Adamas Belva Syah Devara (CEO) Ruangguru received a grant from the GSMA Gibran Huzaifah (CEO) fish farmers to manage feeding in real time from Indonesia. On average, fish farmers using the
Muhamad Iman Usman Ecosystem Accelerator Innovation Fund in April Chrisna Aditya their phones and control the system remotely, if eFishery solution have increased profits by over
2017 to launch an online marketplace where necessary. 20 per cent.
teachers and tutors generate content and students
Country access content for free or request personal Country
Indonesia assistance for a fee. Indonesia20 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 21 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
FIELD BUZZ JOONAAK
Mobile software to manage The problem version of their last-mile distribution solution for Delivery service providing The problem Mobile operator collaboration
According to a BCG study, in Bangladesh SMEs with dispersed sales and delivery agents in Despite a real opportunity for small “As Cambodia’s leading mobile operator, our goal
last-mile distribution and traditional retail outlets, or mudir dokan, are rural areas of Bangladesh.
logistics for micro and small entrepreneurs in Cambodia to embrace of providing our subscribers with more innovative
operations efficiently ubiquitous, with over 90 per cent of the middle e-commerce businesses e-commerce, the country ranked only 119 out products and lifestyle solutions makes partnering
class buying groceries from them regularly. These Impact to date of 137 in the 2016 UNCTAD B2C E-commerce with a ‘last mile’ delivery service provider like
networks of shops employ millions of workers, As of January 2020, the Field Buzz platform has Index. Logistics is one of the key barriers to Joonaak a natural fit. Joonaak offers an important
but are often operated in an informal, inefficient processed more than 4.2 million transactions the development of the sector, as lack of skills, service to the country’s growing e-commerce
and non-transparent manner. This creates many in Bangladesh since the launch of the software equipment, time and capacity make it difficult sector that is unmatched by any other player.”
systemic issues with cash collection, deliveries in 2015 and has connected more than 3,000 for small online merchants to get their product — Thomas Hundt, CEO of Smart Axiata
and inventory management, and makes it field agents to 330,000 micro-merchants and to their customers.
impossible for these microentrepreneurs to grow smallholder farmers. Impact to date
their businesses efficiently. The start-up As of January 2020, Joonak has supported over
Mobile operator collaboration Joonaak provides last-mile delivery services and 200 active small merchants on its platform and
The start-up “In July 2019, Field Buzz was one of warehousing facilities to small businesses wanting delivers more than 17,000 packages per month.
Field Buzz’s smartphone- and web-based SaaS Grameenphone Cloud Store’s launch partners. to grow their online sales. The service also includes To date over 1,200 users have downloaded the iOS
ERP/CRM software helps organisations manage Field Buzz’s software provides solutions for a wide a technology platform for small e-commerce and android app.
dispersed activities and transactions in the ‘last range of Grameenphone business customers with businesses to track their sales and generate
mile’ in emerging markets, such as tracking field-based activities, making Field Buzz an ideal reports through a proprietary dashboard.
distribution to small shops, interactions with partner for Grameenphone. We are glad to see its
smallholder farmers, delivery of services to development of smart solutions for digitalization The project
Founders low-income households and rural infrastructure in Bangladesh and pleased to have them as a Founders Joonaak received a grant from the GSMA
Alexis Rawlinson (CEO) monitoring and maintenance. partner of Grameenphone Cloud Store.” Soliya Kong (CEO) Ecosystem Accelerator Innovation Fund in
Habib Ullah Bahar — Mohammad Zakaria Haider, Product Manager Leakhena Long February 2018 to expand its operations and
The project Cloud Store, Grameenphone customer base through the design and launch of
Field Buzz received a grant from the GSMA a mobile version of its web app that offers simple
Country Ecosystem Accelerator Innovation Fund in Country monitoring and tracking for both clients and end
Bangladesh February 2018 to develop a more standardised Cambodia consumers.22 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 23 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
KARZO NEH THIT
Online platform allowing The problem Impact to date Low-income jobs platform The problem The project
Despite more than 4,100 small companies As of January 2020, Karzo has built a network of While over 70 per cent of the adult population in Neh Thit received a grant from the GSMA
businesses or individuals to operating in the transportation and storage over 3,020 truck drivers who have completed over
providing job matching, Myanmar owns a smartphone, a lack of quality Ecosystem Accelerator Innovation Fund in
request a truck for pick-up sector in Myanmar, small logistics companies 10,412 successful trips through the platform. skills training and employer job boards or platforms means the country’s February 2018 to develop and expand its current
and delivery services and independent truck owners are losing transparency 25 million low-income workers do not have platform by improving the system through which
money every day from underutilised trucks efficient or dependable ways to find a job. customer relationships are managed for both job
and an inefficient marketplace. Meanwhile, Mobile operator collaboration Although reliable statistics are lacking, youth seekers and employers.
small businesses, MSMEs and businesses have “Telenor Myanmar is pleased to offer an effective unemployment in the country is considered
no reliable, cost-efficient or trackable way to and cost-efficient solution to Karzo to meet the high. Impact to date
manage logistics and facilitate deliveries. start-up’s business needs. Pre-paid data SIM As of January 2020, Neh Thit has helped over
cards from Telenor Myanmar enables Karzo to The start-up 413 job seekers to find employment while
The start-up connect to its drivers’ fleet and run real-time Neh Thit is a job-matching platform for low-skilled several thousands of users have taken its online
Karzo is an online marketplace that connects tracking via GPS devices all around the clock. workers in Myanmar. Taking advantage of the high professional skills course.
truck owners with businesses and individuals With more than 8,600 network sites nationwide smartphone penetration and popularity of social
for efficient and reliable logistics and delivery covering over 300 townships, Telenor serves media in the country, Neh Thit is using a Facebook
solutions. In signing up to Karzo’s platform, more than 18 million customers in Myanmar Messenger chatbot to help match job seekers with
drivers and fleet owners gain access to orders for through its high quality network supported by suitable employers. The platform also allows users
small retail and wholesale businesses on either a 2G/3G/4G technology.” to take online professional skills courses.
contract or ad hoc basis. — Shwe Yinn Mar Oo, Manager,
External Communications,
Founder The project Corporate Affairs Group, Telenor Myanmar Founder
Alex Wicks (CEO) Karzo received a grant from the GSMA Ecosystem Conor Smith (CEO)
Accelerator Innovation Fund in February 2018 Bo Mee (Head of Customer Success)
to expand its operations locally by automating
most of its key processes. This automation phase
Country includes the launch of a mobile app for SME Country
Myanmar customers to place truck orders. Myanmar24 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 25 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
SEHAT KAHANI GREENOVATOR
m-Health services provided The problem of the six clinics acts as a referral point for patients Digital marketplace for The problem The project
World Bank data shows that only 0.9 per cent who need further consultation and treatment. Agriculture represents 38 per cent of Myanmar’s Greenovator received a grant from the GSMA
by women doctors to of Pakistan’s GDP is spent on healthcare — eight
agricultural inputs and GDP, employs 60 per cent of the active Ecosystem Accelerator Innovation Fund in
marginalised populations times less than what is recommended by the Mobile operator collaboration outputs population and uses close to 20 per cent of the November 2018 to develop a marketplace service
through telehealth World Health Organization. Meanwhile, more “At Jazz, we are always trying to revolutionise country’s land. However, Myanmar’s agriculture that provides farmers with information on
than 60 per cent of Pakistan’s medical students our products and provide better services to the sector is not as efficient as it could be due to a agricultural inputs and outputs. The service is in
are women, but due to socio-cultural taboos people of Pakistan. We’re excited to partner with lack of agricultural information that is limiting turn expected to help reduce costs and increase
only 23 per cent of doctors are women, and this Sehat Kahani as it gives us a chance to provide crop yields, creating a disconnect between incomes for farmers in Myanmar.
number is even lower in rural areas. our customers with better healthcare through buyers and sellers, and generating additional
the touch of a button. This partnership is a step waste due to poor demand projection for Mobile operator collaboration
The start-up towards a better, healthier Pakistan where each agricultural inputs. This lack of information Greenovator partnered with Telenor Myanmar to
Sehat Kahani provides affordable healthcare to person, no matter what background he or she also keeps smallholder farmers in poverty. gain access to the mobile operator’s SMS gateway.
populations in rural areas and urban slums across is from, can get access to health education and As a comparison, a farmer in Myanmar earns As a result, Greenovator can now verify its users
Pakistan. The platform connects users to qualified consultations from doctors, anywhere.” about $1.80–$2.50 per day in monsoon season through SMS verification process. This allows users
women doctors through virtual and mobile- — Aamer Ejaz, Chief Digital Officer of Jazz compared to $10.00–$16.50 per day in Thailand to access their services via Green Boxes, which
enabled consultations. Patients can access the and $7.80 per day in the Philippines. are strategically located at agricultural shops
service at community health clinics that Sehat As of December 2918, Sehat Kahani collaborated and provides free WiFi access to users in order
Kahani has equipped with tablets and turned into with Jazz to integrate the Jazzcash wallet to download the app. In February 2019, Greenovator
The start-up
e-health centres. With the Sehat Kahani mobile facilate all financial transactions. also integrated with Wave Money by Telenor,
Greenovator’s platform provides information
app, users can also access general preventive and which is a payment channel to their marketplace
for farmers, such as advice for producing better
Founders mental health information. Impact to date Founders platform. This allows farmers to buy materials for
yields, local weather, demand projection and daily
Dr. Sara Saeed Khurram (CEO) As of January 2020, Sehat Kahani’s 26 e-health Yin Yin Phyu (CEO) their farms through a mobile phone.
prices. The solution also allows traders to identify
Dr. Iffat Zafar The project centres have facilitated over 120,000 successful Thein Soe Min
where to source produce at the right time and
Iffat (COO) Sehat Kahani received a grant from the GSMA consultations. To date, over 1,500 female Impact to date
provides a way for vendors to project demand for
Ecosystem Accelerator Innovation Fund in February physicians are engaged with the platform and agricultural inputs. As of January 2020, Greenovator has over
Country 2018 to deploy the health technology in six clinics there are over 120,000 registered users using the Country 90,000 users.
Pakistan that support 120 community health workers. Each e-health clinics and the mobile app. Myanmar26 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 27 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
ODOC PACIFIC ADS GROUP
Mobile-based telemedicine The problem Mobile operator collaboration Online marketplace and The problem The project
According to the World Health Organization, “Through our partnership with oDoc, we Eighty-five per cent of the population in Papua Pacific Ads Group received a grant from the
services for low-income there are fewer than 0.9 physicians per 1,000 were able to provide an online video medical
service job-matching New Guinea work in the informal economy. GSMA Ecosystem Accelerator Innovation Fund in
earners people in Sri Lanka on average, making access consultation solution to our customers much platforms Small businesses are primarily informal November 2018 to develop a matching platform
to doctors and healthcare a serious issue. This faster and more cost effectively rather than operations with marketing channels limited to for local service providers and potential local
ratio hides an even deeper disparity between building it ourselves. By combining oDoc’s speed word of mouth (short reach), directory services customers, and to expand the service to five
urban and rural areas. with our reach, we have been able to create and (untrusted) and door-to-door (high cost). cities across Papua New Guinea. The platform
distribute a market leading product that not only Security issues also make it difficult to reach is expected to allow service providers to better
The start-up benefits us and oDoc but the country as well.” new customers. market themselves as trusted businesses, and
oDoc is a service connecting doctors with patients — Suneth Haputhanthri, General Manager, later to gain access to financial services, such as
virtually using mobile technology (smartphone eChannelling & Senior Manager, Mobitel The start-up credit to expand their business and increase their
app, SMS, voice and video) and mobile data to Pacific Ads Group offers several online classifieds income.
provide high-quality primary healthcare at an Impact to date across the Pacific, mainly for properties and cars.
affordable price. As of January 2020, over 120,000 low-income Users of such platforms often report difficulties
workers have access to oDoc’s medical finding local professionals to help with home
The project consultation mobile app. projects or maintenance. Pacific Ads Group is
oDoc received a grant from the GSMA Ecosystem launching a new digital service to match local
Accelerator Innovation Fund in November 2018 professionals with potential local customers.
to scale up their service in Sri Lanka to offer low-
Founders income earners access to quality and affordable Founders
Heshan Fernando (CEO) health services. oDoc will use mobile technology Fredrik Orrenius (CEO)
Sohan Dharmarajah to provide health services to low-income earners Nancy Lai
Inshard Naizer in factories, construction sites and the transport Axel Peyriere
Janaka Wickramasinghe industry, while also providing convenient and Andrew Runawary
affordable access for all other users.
Country Country
Sri Lanka and India Papua New Guinea28 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 29 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
QLUE 0186D5
SKYEYE
Civic engagement app for The problem to actively report or share their neighbourhood Localisation and mapping The problem Mobile operator collaboration
According to the World Bank, over half of conditions with city officials or businesses and Samoa, like most other small Pacific Islands, In January 2020 SkyEye integrated with Digicell’s
users to report or share Indonesia’s population lives in cities, and by receive an efficient response.
solution for transportation has challenging logistical infrastructure due to Mobile Money and BlueSky’s M-Tala (mobile
their neighbourhood 2025 this will rise to two-thirds. However, services the lack of a national addressing system. This money) on the SkyEye MAUA app, enabling
conditions with city officials resources for city services are often insufficient Mobile operator collaboration makes it difficult for small businesses to market customers to use their mobile wallet to make and
or misdirected due to a lack of accurate data on Qlue has a partnership with Telkomsel in the city themselves and to use e-commerce to grow accept payments.
or businesses
the performance of city departments and the of Jakarta where Qlue offers a bundled smart their business.
needs of residents. city solution to the mobile operator. Telkomsel Impact to date
offers devices, network coverage, and marketing The start-up As of January 2020, over 1,300 users have
The start-up support to support Qlue for offering a platform SkyEye develops services that harness mobile registered on the SkyEye app.
Qlue’s mobile-enabled platform offers two- that citizens can use to record civic problems to and geospatial technologies solutions to solve
way communication for city residents and the civic authority. Since signing the GSMA grant, logistical challenges in Pacific Island countries.
governments. Residents can request government Qlue has expanded its operations and secure
services and city governments can respond and more partnerships with telecom operators such The project
provide updates on the status of those requests. as Indosat Ooredoo. In February 2019, Qlue raised SkyEye received a grant from the GSMA
The data is compiled into actionable reports an undisclosed amount from MDI Ventures, the Ecosystem Accelerator Innovation Fund in
for city leaders to better manage and allocate corporate venture capital arm of Telkom Indonesia. November 2018 to develop a platform for taxis
resources. The reports are also available to the and delivery drivers to receive orders in real time.
public and media, improving transparency. Impact to date In the absence of an effective address system,
As of January 2020, Qlue has channelled more the platform leverages SkyEye’s GIS expertise to
Founders The project than 1 million reports from all Indonesia from over Founders locate pick-up and drop-off points. The platform
Raditya Maulana Rusdi (CEO) Qlue received a grant from the GSMA Ecosystem 640,000 registered app users. Sam Saili (CEO) is expected to create opportunities for small
Andre Hutagalung (CTO) Accelerator Innovation Fund in November 2018 to Nome Saili businesses and e-commerce players to deliver
expand its existing civic engagement platform to their goods and to unlock new income for drivers.
three new cities across Indonesia, which includes
Country training for government staff and support with Country
Indonesia citizen engagement. The platform will allow users Samoa30 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 31 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
AFRICA START-UPS BISCATE
Platform using inclusive The problem The project
Data from the International Labour Organization Biscate received a grant from the GSMA
mobile technologies to shows that nine in 10 people in Mozambique Ecosystem Accelerator Innovation Fund in April
connect skilled workers work in the informal economy, one of the 2017 to expand its service in Mozambique and
from the informal sector highest ratios in the world. It is estimated develop a feature to link workers to relevant
ROUND 1 with customers that 80 per cent of those under 35 lack stable
employment, with many struggling to meet day-
to-day living costs.
training centres for skill building and certifications.
Mobile operator collaboration
“We as an operator provide one link of the chain.
The start-up The Biscate team has the right expertise; they
Biscate, or ‘odd job’ in Portuguese, is a service co- know how to brand the service and reach the
branded with Vodacom Mozambique that allows community of users. With Biscate, Vodacom
ROUND 2 informal and often uncertified skilled workers
throughout the country to register and advertise
wants to support a local success story.”
— Director, Vodacom Mozambique
their services with any basic mobile phone
using USSD technology. Biscate offers potential Impact to date
customers access to a register of workers sorted As of January 2020, over 33,505 workers and
by trade, location and experience level. Once a job close to 75,000 users are registered on th Biscate’s
ROUND 3 Founders
has been completed, customers can rate workers. platform. Over 11,120 tasks and jobs have been
completed on the platform (as of January 2020).
Frederico P Silva (CEO)
Tiago Borges Coelho
Ioannis Pannagiotou
Country
Mozambique32 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 33 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
KYTABU OPTIMETRIKS
EdTech platform that leases The problem The project Agile Sales Force The problem 2017 to improve the user-scoring mechanism,
In Kenya, the cost of school supplies and Kytabu received a grant from the GSMA Research by AT Kearney shows that in Kenya, design customised training materials and deploy
out textbooks through apps learning materials are inflated due to Ecosystem Accelerator Innovation Fund in April
Automation software about 70 per cent of the population do their the service in Kenya and Uganda.
supply chain inefficiencies and trade issues. 2017 to make its existing mobile app available to manage Africa’s daily shopping in open markets and through
Textbooks can cost up to a third of a middle- on multiple platforms, create additional digital informal distribution other informal channels. The absence of reliable Mobile operator collaboration
class household’s income, but these costs content and upgrade the capacity of the service. socio-economic data in emerging markets is a “Optimetriks is a relevant technological solution
disproportionately affect the poorest families big obstacle to making good policy decisions. that gives us real-time insights from our mobile
who can spend over half their income on Impact to date This is also a problem for the private sector, money agents across Ghana, which we then use
education. As of October 2018, Kytabu has over 7,810 users on where a lack of basic market data and customer to influence the performance of Tigo Cash. Their
its platform. feedback creates a barrier to investment for 55 end-to-end solution is easy to deploy, agile and
The start-up per cent of brands in Africa. reliable.”
Kytabu is a leasing app for textbooks, which — Carl Eli Pomeyie, Head of Mobile Financial
are downloadable from an online library on any The start-up Services, Tigo Ghana
internet-enabled device or pre-installed on a Optimetriks helps FMCG companies operating
Kytabu tablet. By breaking textbooks down into in Africa better understand their sales presence Optimetriks regularly collaborates with MTN
leasable lessons, the aim is to make educational and performance, either by conducting field Uganda, Orange Mali, Orange Senegal and Orange
content more accessible and affordable to visits to collect insights or by digitising the main Guinée Bissau to collect retail insights. They
low- and middle-income families and improve distribution process with their CRM software. It deploy their Sales Force Automation software to
educational access across Kenya. relies on a user friendly Android app used by field monitor the street marketing activities and Agent
sales, the distributors and the retailers for the data Management activities for Vodacom Mozambique.
Founders Founders collection and real time reporting dashboards for
Paul Mugambi (CEO) Paul Langlois-Meurinne (CEO) the management. Impact to date
Tonee Ndungu Marc de Courcel As of Januaury 2020, Optimetriks processes
The project 200,000 sales transaction per month.
Optimetriks received a grant from the GSMA
Country Country Ecosystem Accelerator Innovation Fund in April
Kenya East Africa34 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 35 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
PREPCLASS RAYE7
Digital tutoring marketplace The problem The project Culturally sensitive digital The problem Mobile operator collaboration
At over 80 million, Nigeria has the world’s third PrepClass received a grant from the GSMA In Cairo, traffic is a serious health, economic “We believe that the integration of SMS API is just
that connects learners and largest population of under 15s, comparable to Ecosystem Accelerator Innovation Fund in April
carpooling solution for daily and security issue. Vehicles are responsible for a start of many initiatives between Orange Egypt
teachers the entire population of the European Union. 2017 to increase the number of tuition sessions commuting 26 per cent of air pollution, and Cairo traffic and Raye7 to deliver a unique service to both
Yet, in terms of quality and enrolment rates, its completed through the platform by connecting alone costs Egypt four per cent of its GDP every Orange Egypt’s and Raye7’s customers and to
school system from primary to higher education more learners and tutors via a web and mobile year. Unfortunately, public transportation is not work coherently to solve, at least part of, Egypt’s
is ranked very low at 120 out of 135 countries. app. currently a reliable alternative, especially for traffic problems.”
the 86 per cent of women who report feeling — Peter Kaldas Marketing Sr. Supervisor,
The start-up Impact to date insecure. Orange Egypt
PrepClass is a tutoring marketplace that connects Between its launch in 2013 and January 2020,
students and tutors through an online platform. PrepClass has matched close to 147,049 learners The start-up Impact to date
A pool of curated teachers who have been and teachers’ - over 41% of which are female users. Raye7 is a mobile-based carpooling service As of January 2020, Raye7 has built a community
interviewed and thoroughly vetted offer their for daily commuting that relies on the trust of of over 55,000 registered ride sharers (both drivers
services to learners, providing a source of income community networks. Users receive cost-effective and riders). Over 20 per cent of these users are
for tutors while supporting the education of transportation while drivers generate additional women. Over 197,000 trips have been completed
Nigeria’s students. PrepClass also launched a daily income to offset the cost of their car, through the platform since the service launched in
mobile app called PrepTest, which provides tutors insurance and fuel. The service offers women the late 2015.
with a platform to upload learning content and for option to choose to only ride with other women
learners to watch detailed video solutions. from their community.
Founders Founders The project
Chukwuwezam Obanor (CEO) Samira Negm (CEO) Raye7 received a grant from the GSMA Ecosystem
Olumide Ogunlana Accelerator Innovation Fund in April 2017 to scale
up their B2C business with large homogeneous
communities (e.g. universities, business parks)
Country Country who have long daily commutes from residential
Nigeria Egypt areas.36 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 37 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
SAFEMOTOS TWIGA FOODS
Localised and safety- The problem The project Mobile-based supply The problem The project
Although low- and middle-income countries SafeMotos received a grant from the GSMA Agriculture accounts for over a quarter of Twiga Foods received a grant from the GSMA
focused ride-hailing have only half the world’s vehicles, they have 90 Ecosystem Accelerator Innovation Fund in April
platform for small- and Kenya’s GDP (or around half if other related Ecosystem Accelerator Innovation Fund in April
platform for motorcycles per cent of the world’s road traffic deaths. Africa 2017 to develop its existing product to provide medium-sized fruit and sectors are included), and over 75 per cent 2017 to build a mobile solution that enables
has the highest rates of traffic fatalities, making drivers with more digital services, improve the vegetable vendors of the country’s population makes some part vendors to place orders via feature phones and
its roads the most unsafe in the world. customer experience with ordering and paying for of their living from agriculture. However, the smartphones, and to launch a blockchain-enabled
the service, and increase the number of trips per Kenyan agricultural sector can be inefficient financial services platform.
The start-up month. and complex, and food waste is high due to
SafeMotos is a safety-focused ride-hailing service inefficient handling practices. At the same time, Mobile operator collaboration
for motorcycle taxis in Africa. The mobile-based Impact to date small- and medium-sized fruit and vegetable Twiga Foods uses M-Pesa, Safaricom’s mobile
platform improves road safety and enables more As of October 2018, SafeMotos has built a vendors often lack access to a reliable supply of money service, to manage and streamline their
transparent interactions between motorcycle taxi network of over 150 active drivers in Rwanda and affordable and quality products. payment processes for vendors and farmers.
drivers and customers. Drivers can differentiate completed over 350,000 trips since it launched in Through M-Pesa, Twiga Foods makes about Kes
themselves from the competition and get more 2015. The start-up 25,242,000 (approx. $250,000 USD) payments to
trips as customers know they are monitored Twiga Foods runs a mobile-based B2B platform farmers per week.
via smartphone sensors for their driving habits. that supplies fresh fruits and vegetables sourced
In return, customers have access to safer from farmers in rural Kenya to small- and medium- Impact to date
transportation options. sized roadside vendors. The mobile-based cashless As of January 2020 Twiga Foods platform has
platform allows Twiga Foods to offer higher prices moved 400 tonnes of produce allowing the 8,900
and a guaranteed market to farmers, and lower farmers registered on the platform to boost their
Founders Founders prices and a reliable supply to vendors. It also income by over $50 per month.
Barett Nash (CEO) Peter Njonjo helps to reduce post-harvest losses and waste as
Peter Kariuki it matches demand with supply. Consumers also
benefit as they are able to buy fresher products
at lower prices thanks to a more efficient supply
Country Country chain.
Rwanda Kenya38 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 39 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
ENSIBUUKO FARMCROWDY
Cloud-based core banking The problem The project Online platform for The problem The project
According to the World Bank, over three million Ensibuuko received a grant from the GSMA Agriculture represents 23 per cent of Nigeria’s Farmcrowdy received a grant from the GSMA
software customised people across Uganda are using the country’s Ecosystem Accelerator Innovation Fund in
individuals and businesses GDP, and while smallholder farmers produce 90 Ecosystem Accelerator Innovation Fund in
for Savings and Credit 6,000 Savings and Credit Cooperatives February 2018 to design, build and integrate to invest in farming projects per cent of the country’s agricultural output, February 2018 to develop a mobile solution aimed
Cooperatives (SACCOs) (SACCOs) to access financial services. Most a mobile banking platform into their existing they have little access to credit to sustain and at allowing farmers and sponsors to interact while
SACCOs still rely heavily on rudimentary group banking software platform to improve the grow their businesses. Between 2009 and 2013, also delivering other services to farmers, such as
manual management of financial information. quality and range of financial services available to less than three per cent of all annual credit information, electronic payments and training.
Inefficiency, human error and fraud have SACCOS in Uganda. issued by deposit money banks in the country
become typical of these institutions and are went to smallholder farmers. Impact to date
undermining their ability to deliver financial Mobile operator collaboration As of January 2020, Farmcrowdy has helped
services to the underbanked. “We value Ensibuuko’s business and we are The start-up over 25,800 farmers across 16 states in Nigeria to
confident and hopeful that Ensibuuko will Farmcrowdy’s digital platform connects investors receive over $18,148,000 in sponsorship for the
The start-up continue to touch and support the community to farmers through sponsorship packages that purchase of agricultural inputs.
Ensibuuko uses mobile money and the cloud, in through the provision of quality and dependable fund higher yields for a share of the returns. The
collaboration with Airtel and MTN, to help SACCOs services.” service allows the sponsors to browse and select
in Uganda mobilise and manage savings to offer — Jeremiah Kasirye, Head of Network screened agricultural opportunities by produce
credit efficiently. Its customised software, Mobis, Infrastructure, Airtel Uganda type, funding amount, contract duration and
enables SACCOs to gain better insights from their expected returns.
data, manage transactions and credit efficiently, Impact to date
and make data-driven decisions. As of January 2020, over 230,900 end users have
Founders benefited from Ensibuuko’s service through their Founders
Gerald Otim (CEO) respective SACCOs. Onyeka Akumah (CEO)
Opio Obwangamoi David Akindele Phillips
Tope Omotolani
Jimoh Maiyegun
Country
Country
Uganda
Nigeria40 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 41 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
JAMII LIPAMOBILE
Mobile microhealth The problem Mobile operator collaboration Xuldime is a school fee The problem The project
Less than 30 per cent of people in Tanzania “The partnership with Jamii is rather exemplary Households in Uganda typically pay 100 per cent LipaMobile received a grant from the GSMA
insurance product for Africa currently have access to health insurance. and we are positive we will replicate the same in
management and payment of the costs for pre-primary education, 76 per Ecosystem Accelerator Innovation Fund in
The remaining 35 million, who often work in other countries where Vodacom is present in a system for parents cent for secondary and 70 per cent for tertiary. February 2018 to consolidate and expand the
the informal economy, must pay for health bid to serve the underserved through a cashless However, according to the World Bank, just 16 Xuldime service in Uganda, with a key focus
services every time they need them. Due to high and paperless microhealth insurance product.” per cent of adults keep their savings at formal on rural Uganda where most parents have low
administration costs, large insurance companies — Vincent Ndekana Polycarp, Head of deposit-taking institutions (banks, microfinance incomes.
rarely serve small enterprises or Tanzanians m-Commerce Product Development and institutions or savings and credit institutions),
making less than $100 a month. Marketing, Vodacom Tanzania which means managing and paying for school Impact to date
fees and school-related expenses is a major As of October 2018, two secondary schools
The start-up Impact to date challenge for most households. have been enrolled on the school fees payment
Jamii is a mobile management platform for health As of January 2020, over 11,750 people have been component of the Xuldime service, and 1,382
insurance policies that performs the administrative covered by health insurance offered through Jamii. The start-up students have been enrolled to pay fees via this
functions of an insurer while providing access to LipaMobile’s Xuldime service is an integrated module.
low-cost microhealth insurance policies for MSMEs. cashless platform for parents, school
The policies are ordered and paid for on mobile administrators, and school canteen vendors and
phones via USSD and mobile money in partnership suppliers to pay for school fees, supplies and
with Vodacom Tanzania. services. The product is aimed at parents with no
fixed earnings for whom lump sum payments of
The project school fees can be difficult. It also offers a savings
Founder Jamii received a grant from the GSMA Ecosystem Founder platform where parents can periodically load
Rayah Ndagire (CEO) Accelerator Innovation Fund in February 2018 to Laban Jemba (CEO) money and set payment dates for direct deposits
increase the adoption of microhealth insurance into the school’s bank account.
service by MSMEs in Tanzania by facilitating
mobile-only onboarding of users.
Country Country
Tanzania Uganda42 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 43 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
LYNK MATONTINE
A digital platform that The problem The project Solution to digitise The problem The project
According to a World Bank report, the informal Lynk received a grant from the GSMA Ecosystem UNCDF data shows that only 25 per cent of MaTontine received a grant from the GSMA
connects households and sector accounts for close to 83 per cent of Accelerator Innovation Fund in February 2018 to
traditional savings circles adults in Senegal have access to a bank account Ecosystem Accelerator Innovation Fund in
businesses with informal Kenya’s employment, which for millions of develop a worker-facing mobile app to enhance (tontines) and facilitate of any kind, and this rate drops below 10 per February 2018 to scale the digital platform and
workers, artisans and workers means uncertainty, low pay and few worker engagement with its job matching and access to credit and cent in rural areas. As most of the population incorporate a credit scoring functionality to
opportunities for career advancement. Good e-commerce platform. This in turn aims to enhance are unable to access any form of credit, they facilitate small loans and other financial services
tradespeople financial services
work does not necessarily mean more work or the scalability and efficiency of the platform by instead rely on traditional, informal rotating like microinsurance from third-party providers.
higher pay, and positive feedback and a strong reducing Lynk’s manual operating processes. It savings circles called tontines, usually managed
track record of work do not generally translate also empowers workers to manage their own by women. As these saving circles are operated Impact to date
into borrowing power or the ability to start a profiles as small businesses, manage multiple jobs, manually, the risk of fraud and disputes is high As of January 2020, MaTontine has built a
formal business. widen their offerings and boost their incomes. and limits their potential. community of over 5,150 active members - over
90 per cent of whom are women - across twelve
The start-up Mobile operator collaboration The start-up regions of Senegal. To date, over quarter of million
Lynk’s core offering is to connect informal workers In February 2019, Lynk started a new collaboration MaTontine offers a mobile-based automated million dollars has been saved through MaTontine
to suitable jobs. Users submit their service request with Safaricom’s e-commerce platform, Masoko, to platform for tontines using SMS, USSD and mobile services.
on the platform, which is then forwarded to launch a pilot to cross-sell Lynk services. money technologies. By allowing users to build
available service providers via SMS. Interested their credit scores over time, MaTontine makes it
service providers can bid for the job by replying to Impact to date possible for them to access financial services, such
the job message. Once users select their preferred As of January 2020, over 45,000 jobs have been as small loans and insurance. The community-
worker, the job is delivered onsite. Customers pay booked and completed through Lynk’s platform, focused platform is deployed and run by tontine
Founders via mobile money or card, and are prompted to creating jobs for over 1,300 active registered Founders managers who generate some revenue through
Adam Grunewald (CEO) provide a service rating. worker users. Lynk has to date transferred over Bernie Akporiaye (CEO) this activity.
Johannes Degn 4.5 million (USD) to its registered workers. Tosan Oruwariye
Country Country
Kenya Senegal44 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio 45 GSMA Ecosystem Accelerator Innovation Fund: Start-up Portfolio
MUSANGA LOGISTICS SUDPAY
Mobile platform to send The problem The project Mobile solution for small The problem The project
While youth make up almost two-thirds of Musanga received a grant from the GSMA In Senegal, up to 70 per cent of local taxes SudPay received a grant from the GSMA
parcels through a network Zambia’s working-age population, almost 25 Ecosystem Accelerator Innovation Fund in
merchants to pay taxes go uncollected due to fraud and lack of Ecosystem Accelerator Innovation Fund in
of independent cyclists, per cent are unemployed. Meanwhile, local small February 2018 to expand their operations and to municipal authorities transparency at different stages of the collection February 2018 to set up and roll out TownPay in
riders and drivers businesses and shops face simple infrastructure platform in three cities across Zambia. The end transparently process. This missed income in turn prevents several municipalities of Dakar to assist with tax
challenges, such as timely delivery of packages goal is to empower microentrepreneurs (drivers, municipalities from improving public services collection and increase the budget available for
and inventory. riders) who will in turn support local small (mainly healthcare, schools and roads), which local public services.
businesses and shops. has a direct impact on the local population.
The start-up Impact to date
Musanga is a delivery service for packages in Mobile operator collaboration The start-up As of January 2020, nine municipalities have
Lusaka. Packages are delivered within one to “This is an exciting opportunity for us to add TownPay is a solution developed by SudPay to signed up for the service. More than 24,000
three hours and instant proof of delivery is value and help our people. I am a firm believer in allow municipalities to automate, and later digitise, merchants have been enrolled since April 2018 and
provided. It enables small businesses and shops Africa’s potential in the platform economy. Well the collection of local taxes from MSMEs to reduce more than half have already paid their taxes using
to lower their logistical costs and enables informal done to the team at Musanga. We are on your fraud and improve collection rates. The solution the solution since tax collection started in late
microentrepreneurs with underutilised assets like side.” initially equips municipal tax collectors with June 2018.
motorbikes, bicycles or trucks, to fulfil last-mile — Charles Molapisi, CEO, MTN Zambia proprietary mobile terminals and municipalities
deliveries through Musanga’s mobile platform and with digital dashboards to track tax collection.
earn extra income. Through a collaboration with Impact to date
MTN, Musanga is also aiming to offer its customers Between April and October 2018, over 48,000
and drivers access to a set of mobile financial kilometres have been driven by Musanga’s
Founders services. network of drivers and bicycle riders (whose Founders
Njavwa Mutambo (CEO) average age is under 28) to complete deliveries Samba Sow (CEO)
Emmanuel Kwenda through the platform. Ngom Pathé Faye
Country Country
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