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FALL 2021
The
Zone
FROM WAVE 2
OUR COMMUNITY 3
PROGRAMS & SPECIALS 4
From FALL 2021
Wave
Board of Directors Message
The Board of Directors of Wave Federal Credit Union is pleased to announce the appointment of David P. Dupéré as
President and Chief Executive Officer, Betty A. Pinheiro as Vice President of Operations and Elizabeth L. Zachow as Vice
President of Lending.
David P. Dupéré was recently appointed as the President and Chief Executive Officer of Wave following the retirement
of Paul Archambault, who served in this role since 1995. Prior to this, David was the Executive Vice President and Chief
Operating Officer since 2008. Before joining Wave, David served as President and Chief Executive Officer of Warwick
Municipal Credit Union (also known as Anchor Federal Credit Union) for 14 years. Prior to that he served for 6 years
as Treasurer and Chief Operating Officer of Bayside and Bostitch Federal Credit Unions. Mr. Dupéré has a Bachelor
of Science in Business Administration from Bryant University and is a graduate of the CUNA Management, Financial
Management, Regulatory Compliance and Executive Leadership Schools.
Betty A. Pinheiro Elizabeth L. Zachow
Betty A. Pinheiro has been promoted to the Elizabeth L. Zachow has joined Wave Fed-
position of Vice President of Operations. In eral Credit Union as the Vice President of
this role, she will oversee retail and back-of- Lending. In this role, she will direct and
fice operations, ensuring development and coordinate all lending activities within the
implementation of efficient and cost-effec- credit union ensuring compliance with cred-
tive systems to meet current and future it union lending policies and regulations.
needs of the organization. Betty joined Wave in 1995 as an She will also plan, direct, and coordinate the development of
intern providing administrative support to the President and lending policies, procedures and objectives and direct lending
CEO and for over 25 years worked her way up to Director of activity to meet the credit union’s goals and objectives. Prior
Operations, AVP Member Service and now as the Vice Presi- to joining Wave, she worked in the credit union industry most
dent of Operations. She has been actively involved in charitable recently as the Assistant Vice President of Member and Part-
giving programs on behalf of the credit union and has had the ner Lending at Core Plus Credit Union in Norwich, Connecticut,
opportunity to organize and participate in fundraising drives in where she advanced her career from Consumer Loan Officer,
support of Special Olympics Rhode Island, Toys for Tots, West Branch Manager, Community Relations Manager, Manager of
Bay Community Action Food Drive and Giving Tree, Operations Dealer and Student Finances, and Manager of Marketing and
VA Holiday Cheer and the adoption of local churches and area Student Services. She has also been involved in the community
families. For the past 10 years, she has also had the opportuni- working with the Norwich Chamber of Commerce, Eastern Con-
ty to work with local middle and high school students through necticut Chamber of Commerce, Norwich Events Committee
the credit union’s CU4 Reality Program. She said, “Giving back and as a Board Member for the Norwich Public Schools Educa-
to the community has always been an important and integral tion Foundation and a Board Member of the Plainfield Business
part of my service with the credit union”. Association. She has a B.S. in Business Communication from
the University of Phoenix.
Credit Unions of RI present $65,000 donation to Special
Olympics Rhode Island at this year’s charity golf tournament
Members of the Social Responsibility Committee presented a check in the amount of $65,000 to Special
Olympics Rhode Island Executive Director Dennis DeJesus and athlete Michael Lucca. These funds repre-
sented the total amount raised in the year by credit unions, members, sponsors, etc. The donation brings
a twenty-four-year total to more than $1.38 million.
Wave FCU 2022 Annual Meeting Announcement
On January 24, 2022 at Wave Main Office, 480 Greenwich Avenue, Warwick
Alan T. LaBarre, John R. Lamb, Kurt H. Harrington, Kenneth F. McGunagle, Jr. and David P. Dupéré have been nominated by the
nominating committee. Other nominations for the Board of Directors may be made by petition. The secretary must receive the
petition by 12/10/21. Nominations cannot be accepted from the floor, as specified by our by-laws. Nomination petition forms are
available in the credit union.
Holiday Closings
Columbus Day Monday, October 11th Christmas Day Saturday, December 25th
Veteran’s Day Thursday, November 11th New Year’s Eve Friday, December 31st at 2p.m.
Thanksgiving Thursday, November 25th New Year’s Day Saturday, January 1st
Christmas Eve Friday, December 24th at 2p.m.
PAGE 2 | WAVEFCU.ORG - (401) 781-1020
Our FALL 2021
Community
Help Support the
Special Olympics RI
Help support the Special Olympics RI Athletes by Purchasing
a calendar!
We are participating in a calendar raffle to benefit the Special
Come Join Us to
Olympics of RI during November and December. Calendars
are ONLY $10 and include a raffle entry for many drawing
Celebrate International prizes (up to $500) during the month of January.
Credit Union Day 31 Chances to Win!
Join Wave on October 21st, 2021 to celebrate the way
The athletes cannot reach their potential
credit unions contribute to a brighter future by working
without your assistance.
to improve members’ financial well-being with games,
giveaways, food and more.
Are you Financially
Prepared for Retirement?
In order to help our members, we are offering a Financial
Seminar that may help with your decisions. ‘Tis The Season for Giving
This year we will be presenting our seminar by Zoom and in
and Your Help is Needed
More Than Ever!
person .
Building Financial Health for
a Brighter Tomorrow It is time for our annual holiday tradition! Wave is proud to
once again participate in the Giving Tree Gift Drive to benefit
October 21st, 2021 at 5:30 pm local at-risk families through the West Bay Community Action
Contact Wave at (401) 781-1020 or email Program. Stop in one of our branches throughout the month
ezachow@wavefcu.org to Reserve A Spot! of December to pick a tag off the tree.
WAVEFCU.ORG - (401) 781-1020 | PAGE 3
Programs & FALL 2021
Specials
Watch Your
Rates Fall
Not happy with your auto loan?
Bring it to Wave!
Our low rates and customizable
terms can help you lower your
payments.
Apply online at
wavefcu.org
or at any branch.
*Restrictions apply, see wavefcu.org for details.
*Restrictions apply, see wavefcu.org for details.
Don’t Have A Wave
VISA Card Yet? Wave Holiday Loan
Apply for a card online anytime at wavefcu.org,
or call 401-781-1020 or in person at any branch 7.99% APR* Fixed Rate
This year we all could use a little help!
With Wave you can make this year a
holiday to remember!
Apply for yours at wavefcu.org or just stop in one
of our convenient Warwick Branches.
*Restrictions apply, see wavefcu.org for details.
Credit Union Members Have Access to MORE Savings.
Signing up is Simple, Easy and only takes minutes. Go to lovemycreditunion.org
PAGE 4 | WAVEFCU.ORG - (401) 781-1020
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