4RX Finance - The first AI algorithm index token in the crypto market
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4RX Finance
The first AI algorithm index token in the crypto market
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Table of Contents
4RX Finance .......................................................................................................................................................... 1
Introduction............................................................................................................................................................. 3
Executive Summary ............................................................................................................................................... 5
The solution ........................................................................................................................................................... 5
Executive Summary ............................................................................................................................................... 6
4RX Road Map ...................................................................................................................................................... 7
4RX Index Portfolio Market Research .................................................................................................................... 11
Price allocation .................................................................................................................................................... 16
ChainLink’s Oracle ................................................................................................................................................ 17
Liquidity Mining .................................................................................................................................................... 18
Yield Farming ....................................................................................................................................................... 19
Withdrawals ......................................................................................................................................................... 21
Insurance, Penalties........................................................................................................................................ 22-23
Rewards and Bonuses..................................................................................................................................... 25-27
Affiliate Program .................................................................................................................................................. 28
Yield Farming with FRX ................................................................................................................................... 29-30
FRX Yield Farming............................................................................................................................................... 31
References .......................................................................................................................................................... 32
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01. Introduction
4RX is an index-based price utility token that combines the benefits of a stable price token with high-
interest staking and farming investment program. This gives 4RX the stability of a traditional
investment vehicle and the high performance of a crypto asset.
We developed 4RX to suit a wide range of user’s profile – from crypto enthusiasts to seasoned
investors and everyone in between. It is accessible, affordable, and suitable for people who want to
build or diversify their portfolio without doing any actual trading. The unique mechanism behind the
index-based price utility token lets users save on gas fees for high-volume transactions, swapping, and
farming.
Market Potential
The cryptocurrency market capitalization crossed the $2.25 trillion mark in April 2021. While
this growth has been a strong point in the crypto space, it's still only a fraction of the S&P 500
index ($33.4 trillion as of December 2020), which is also only a fraction of the global stock
market investment market ($80 trillion).
This implies a long road for growth within the cryptocurrency market in the current and next
decade. According to analysis, the cryptocurrency market capitalization could even exceed 10
trillion US dollars within the next 15 years.
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01. Introduction
Market Potential (continued)
We are already seeing institutional investment entering the space, with companies like Tesla
purchasing over $1.5 billion worth of BTC. Additionally, global payment networks like Paypal
have started accepting Bitcoin for their payment transfer services, and firms like Visa
Mastercard, Morgan Stanley Bank, Amazon Managed Blockchain, and many more poised to
invest in the digital asset’s economy.
Currently, there over 62 million individual blockchain wallets, and this number is growing
steadily each year. As of January 2021, based on data from CoinMarketCap, there are nearly
1400 cryptocurrencies up for trade.
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4RX Finance
02. Executive Summary
The solution
The purpose of the 4RX project is to build one token that reflects a wide range of crypto
assets with a high potential growth curve.
4RX is a first-of-its-kind base price index utility token, used as an indicator of market volatility
and price trends in real-time for 15-20% of all total tokens market cap (valued as $360B as of
April 1st, 2021.)
4RX indexes 80 digital assets with a high potential growth curve for the future, mainly related to
projects in the decentralized finance arena (DeFi). The platform also enables the 4RX community to
passively stake a variety of coins using a single token, saving a tremendous amount of money on
trading and gas fees.
The 4RX algorithm is designed to predict which tokens are best suited for growth while considering
their impact on the 4RX price every few seconds. This also saves traders time and money by
eliminating emotion-driven high-risk trading decisions.
The 4RX token was launched on April 1st, 2021, at $100, it reached up to $155 in 5 weeks and when
the market made a big correction down, the 4RX index made the correction as well down to $99.51.
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4RX Finance
02. Executive Summary
We can learn from this case study that, when other tokens lost more than 50% of their value and the
market squeezed by 60% in a few days, 4RX Index is a safety net for investors that want to be
protected from a stormy volatility market and keep its price stable in comparison with other tokens. Yet
the token is still exposed to the market trends and it’s not stabilized by stable tokens like USDT, in
order to let the market decide what should be its value, but when the market goes the down trend, the
drop will be much softer than if it was any other token.
Unlike other traditional index assets with static market capitalization for its comprising tokens, 4RX can
dynamically modify its portfolio using its artificial intelligence algorithm -- Arima. This enables users to
passively hold a diverse array of blockchain-based tokens without making any trades or transactions.
There are few main index protocols integrated into the 4RX token proportion: Defi Pulse (DPI), the
biggest community-based DeFi token, Index Cooperative (INDEX), and Maha (Magix) Index,
developed by the team at CoinGecko. We took these Index protocols and enhanced their scalability
by blending them with other promising decentralized finance projects into one crypto asset.
Our Algo uses Coingecko, CoinMarketCap and and CryptoCompare Data API’s in order to update
and rebalance the algo price every 3 seconds.
The 4RX project has a staking and farming application with lucrative interest rates. There's also an
AMM-based DEX on the roadmap to offer loans and enable traders to farm for tokens included in the
4RX asset portfolio.
Following market research and price predictions algorithm, 4RX Index price will increase between
195%- 250% by the end of 2021, and up to 400% by the end of 2022.
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4RX Finance
03. 4RX Road Map
Q1 2021
January 2021 February 2021 March 2021
• Staking Reward • Staking Reward • Token Development
Application Development Application Development
For ERC20 Token for Binance Chain Token
• Tokenomic Market • Market Research Phase
Research Phase One Two
• Static market price • Algorithm Research
definition
• Algorithm Development
• ERC-20 Token
Development
Q2 2021
April 2021 May 2021 June 2021
• Algo Index Price • Tron 4RX Staking Version • Staking Platform Launch
Launching Development
• Staking Platform • Auditing Staking Smart
Development V2 Contract
• Farming development • Auditing Farming Smart
Contract
• Metamask Integration
• Auditing Token Smart
• Binance Chain Wallet Contract
Integration
• Listing at Pancakeswap
• Wallet Connect
Integration • Listing in Uniswap
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4RX Finance
03. 4RX Road Map
Q3 2021
June - August 2021
• Farming Release
• Adding more pairs to the FRX
Farming
• Listing on CoinGecko and
CoinMarketCap
• 4RX in its Tron Version
• Tronchain Integration
Q4 2021
September - October 2021 November-December 2021
• Listing More Dex • Listing other major
exchanges
• 4RX V2 Release
• Adding more pair to the FRX
Farming
• Working on the Fiat Gateway
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4RX Finance
04. Why 4RX Exists?
Cryptocurrencies and other digital assets are increasingly inhabiting a larger portion of the
global financial market. Research shows that potential investors face three main challenges:
Volatility
Nearly all cryptocurrencies on the market exhibit high volatility. According to a study
published by Skidmore College, this may change over time, although not in the near
future. In fact, volatility remains one of the main factors driving investors away, and it is
attributed to their illiquidity. It is not uncommon for a $25k investment to fall to $8k within
a day due to market fluctuations – and this is a risk not many investors are willing to
take.
The situation is worse for coins with a smaller market capitalization. Prices swing wider
and more frequently, and even minor events can trigger fluctuations.
Illiquidity
The second challenge faced by investors is the illiquidity of cryptocurrency markets. The
process of buying in and cashing out at trading platforms remains overly complicated.
Service is often absent, and when available, procedures can take days to complete and
are often associated with high processing fees.
Meanwhile, cryptocurrencies can lose significant value due to price volatility in mere
minutes, and slow conversion processes can contribute to sizable losses on
cryptocurrency investments.
Correlation
Finally, potential investors face high positive correlation between the values of
cryptocurrencies. Few crypto assets are negatively correlated. It remains difficult to
create a crypto asset portfolio that consistently brings in stable gains since the value of
most cryptocurrencies in the market today react in parallel.
4X solves all of the issues mentioned above with its introduction of a single-entry point
mechanism. This lets users profit from referral bonuses, opening and closing stakes,
receiving interest, and even selling 4RX for ETH, BNB, TRX, or other cryptocurrencies.
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4RX Finance
05. 4RX token
vs. Investing Yourself
01 Data analysis
With thousands of digital assets on offer, it's
impossible to stay completely informed about
every cryptocurrency, especially with new
ones launching each day. Collecting and
analyzing the data alone is comparable to a
full-time job. 4RX's advanced algorithm can
do this and make decisions for you by
collecting and processing hundreds of
gigabytes daily.
02 Registering on different exchanges
Signing up for multiple exchanges to track all
your tokens can be tedious. With 4RX, all the
market data is sourced to its algorithm, so
you don't have to register on different
platforms.
You can invest using just one token –4RX.
03 Assess price action of the top-
performing tokens
To accurately assess the price action of the
top-performing tokens, it can take up to 48
hours to do manually. 4RX smart contract can
do it in less than a minute.
04 Rebalance
4RX's advanced AI technology automatically
rebalances the price index at regular
intervals. This is to ensure that only high-yield
tokens are indexed for investment.
05 Human factor/emotions
Humans are prone to making bad decisions,
especially when emotions are involved. With
the 4RX token, the human factor is eliminated,
making investments possible without
emotional attachments.
14RX Finance
06. 4RX Index Portfolio
Market Research
Rebalancing and Stabilize the Token on real-time
4RX has two prices – its Index Algo Price that retrieve from the Market Data Oracles APIs, and its
Market Price that determine by the market itself. When the market price rises above the Algo Price by
15%, the latter increases to match the Market Price and vice versa. When the Market Price drops
below the Algo Price by 30%, the latter falls to the former’s value. So 4RX has a strong balancer that
help the token gain a buying pressure by using two prices.
4RX Index Portfolio Market Research
After 6 months of AI observation, the algorithm came up with its first snapshot portfolio, applied on the
first market price of 4RX locked in on April 1st, 2021. The main focus was on assets with the most
potential for high ROI, and the portfolio was designed after examining over 500 digital assets.
These are the main factors that determine the 4RX portfolio:
1. APY 9. Market Price
2. APR 10. Age
3. Stability 11. Daily cap
4. Market cap 12. Decentralize
5. Sector 13. Volatility
6. Gas Fees 14. Buying Pressure
7. Technology 15. Idea and
8. Blockchain Market contribution
14RX Finance
06. 4RX Index Portfolio
Market Research
Tokenomics
Constituents: 80
Total Market Cap: $320,300,764,750
Starting Date: January 15th, 2021
Starting Index Value: $100
Re-balancing: Every 5 seconds
Data Source: Coingecko, CoinMarketCap, CryptoCompare
Launch Date: April 1st, 2021
Index Composition (80 Coins)
Token Distribution
Initial Supply 100,000
Total Supply: 200,000,000
95% - Community
1% - Private Investors
2% - Marketing
2% - Development
* 50% Burning rate for purchased tokens in the ICO contract, that will be convert into LP tokens.
The key will be forgotten forever and stored in the DEX liquidity pool
* Once the token supply reaches the reaches the maximum market cap, tokens will be minted
based on market demand.
14RX Finance
07. 4RX Asset List
Asset Name MarketCap in $
DPI Defi Paulse $143,531,240
BNB Binance $55,933,673,420
USDC USD Coin $23,417,019,937
LINK Chain Link $9,931,251,572
CAKE Pancakeswap $3,101,698,993
TRX TRON $5,198,548,512
BNT Bancor $840,390,992
ADA Cardano $48,833,123,553
MATIC Polygon $8,577,931,033
SOL Solana $10,691,799,850
DOT Polkadot $22,770,793,238
THETHA Theta Network $8,493,851,080
LUNA Terra $2,514,043,669
RUNE THORChain $2,178,232,558
NEXO NEXO $1,138,007,307
VET VeChain $7,411,434,539
DGB DigiByte $885,456,067
REN REN $412,965,696
LRC Loopring $391,955,924
EURS Stasis Euro $39,741,807
ZIL Zilliqa $1,390,323,864
SRM Serum $206,162,267
RSR Reserve Rights $402,595,816
INDEX Index Cooperative $41,207,019
DCR Decred $1,836,899,994
FTM Fantom $711,500,892
FTT FTX Token $2,839,331,461
NPXS Pundi X $321,370,118
WAVES Waves $1,460,617,054
MKR Maker $2,777,643,856
XVG Verge $470,542,468
EGLD Elrond $1,582,932,782
KNC Kyber $85,445,066
KCS Kucoin $646,991,531
SUSHI Sushiswap $1,606,549,948
UNI Uniswap $11,980,828,950
14RX Finance
OMG OMG Network $718,000,923
ATOM Cosmos $3,020,014,028
ZRX 0X $774,714,462
BAKE Bakery Token $519,558,838
TIPS Fedoracoin $11,965,218
AAVE AAVE $3,990,052,256
XVS Venus $253,865,493
POLS Polka Starter $101,203,727
XEM NEM $1,530,843,801
JST JUST $94,764,162
HT Huobi $2,488,171,804
BUNNY Pancake Bunny $11,133,459
YFI Yield Finance $1,361,636,786
DODO DODO $179,790,978
CHZ Chiliz $1,785,917,304
AKRO Akropolis $59,558,077
DOGE Dogecoin $42,017,156,260
SWAP Trustswap $64,029,275
SNX Synthetix Network $1,463,188,386
NXM Nexus Mutual $652,102,546
BADGER Badger DAO $117,194,801
AVAX Avalanche $2,454,412,011
FRONT Frontier $37,352,449
ZEC Zcash $1,486,501,821
COMP Compound $1,704,597,479
GRT The Graph $821,445,230
PNT pNetwork $49,553,689
UNFI Unfi Protocol DAO $21,529,484
1INCH 1 INCH $503,369,235
FIL Filecoin $5,702,662,466
XMR Monero $4,581,039,013
CREAM Cream $113,691,464
IOTA MIOTA $3,051,151,821
Stellar XLM $7,766,544,000
ANY Anyswap $42,277,352
NEO NEO $3,523,815,210
COCOS COCOS BCX $32,632,001
GTC Git Coin $200,263,445
NANO NANO $867,378,592
Reef REEF $277,450,692
AVA Travala $139,113,500
14RX Finance
MANA Decentraland $996,306,758
TKO Tokocrypto $154,721,496
BIFI Beefy.Finance $83,191,426
Total $337,092,257,291
14RX Finance
07. Price allocation
Price allocation and weightable calculation
For a starting price of $100, the price allocation is calculated like this:
token
marketcapof multiplier
price allocation =
Marketcap total
i =0
Multiplier = Type of Token X Prediction Multiplier by ARIMA Model
The AI – Arima
4RX uses a sophisticated AI (ARIMA) formula to retrieve the most optimized multiplier for each token
in its portfolio.
ARIMA stands for Auto-Regressive Integrated Moving Average. The ARIMA model has three main
parts or features.
1. It is Autoregressive: This means that it uses the
dependent relationship between an observation
and some number of lagged observations for its
calculations.
2. It is integrated: It uses the differencing of raw
observations (for example subtracting an
observation from the previous time step).
Differencing is a statistical transformation
applied to time-series data to make it stationary
or stable. This helps in eliminating trends and
seasonality thereby stabilizing the mean of the
time series.
3. It depends on Moving Average: This means that
it uses the dependency between an observation
and a residual error from a moving average
model applied to lagged observations. q is a
parameter of how many lagged observations
are to be taken in.
Parameters of the ARIMA model:
p (lag order): number of lag observations included in the model
d (degree of differencing): number of times that the raw observations are differenced
q (order of moving average): the size of the moving average window
14RX Finance
08. ChainLink’s Oracle
ChainLink’s Decentralized Data Oracles
In order to keep the token and platform completely decentralized, we use Chainlink’s decentralized oracle
network to source the most accurate data possible. Users do not pay fees for this, as the algorithm price
remains constantly available in the DEX application. However, 4RX purchases do incur a small fee
(around $7) to maintain this level of decentralization.
Runs on Three Different Blockchains
The 4RX token and staking smart contract was initially developed on the Ethereum blockchain. However,
since gas fee on Ethereum has becoming unbearably high, it is no longer worthwhile to deposit less than
$1000 in the smart contract. This limits users with lower budgets, and could prevent them from using
platforms like the 4RX Finance. For this reason, we decided to launch the token on three separate
platforms: Ethereum (ETH) for 4RX, Binance Chain (BCS, BNB) for BRX and Tron (TRX) for 4RXT. The
Tron version will be release till end of 2021.
Storing and Burning to Create Stability
Any tokens purchased from the 4RX swap application automatically sends liquidity back to the DEX pool
with an equivalent amount of 4RX from the supply reserve with its pair (ETH, BNB, TRX). This means
100% liquidity is always available for withdrawal by 4RX holders.
50% of every purchased 4RX LP token is burned in the DEX liquidity. This ensures there will
always be sufficient liquidity for swaps into other tokens and also protecting against market
manipulation from whales.
Since 4RX runs on three different blockchains: Ethereum (ETH), Binance-Chain (BNB) and Tron (TRX),
the 4RX community has multiple options to swap their tokens into other stable coin without worrying
about liquidity.
Compounding Interest Resource
The compounded interest from the staking pool is returned from the liquidity mining and farming protocols
and stored by the network’s stakers. This, along with any early unstaking penalties and insurances, are
stored in the staking liquidity pool, leaving stakers with little to no risk of impermanent loss.
14RX Finance
10. Liquidity Mining
Liquidity mining is what allows users to provide liquidity to decentralized exchanges (DEXs).
The primary goal of any exchange – centralized or no – is to offer its users liquidity. By
rewarding users for doing so, liquidity mining ensures decentralized exchanges always have
enough liquidity to facilitate trading.
Most modern DEXs achieve this by using an Automated Market Maker (AMM), which is a smart
contract that regulates the ratio of tokens in a pool, and derives their values using a mathematical
formula. Each time a user conducts a trade with the smart contract, they pay a percentage fee that
depends on the platform. These fees are then granted to liquidity providers, presenting a symbiotic
relationship that drive liquidity on the platform up.
Governance tokens can play a significant role in the liquidity mining process, and are often considered
a secondary form of reward for the liquidity providers. This not only further incentivizes liquidity
provision, but it also allows Liquidity Providers (LPs) to earn additional income and have a stake in the
protocol.
Governance tokens also allow users to influence changes to the protocol, its functioning, and the
number of liquidity pools on the DEX.
The DeFi space has grown exponentially since the introduction of liquidity mining, and this rise in its
popularity is expected to continue for the foreseeable future. A lot of liquidity has shifted from
centralized to decentralized exchanges over the last year, with Uniswap reporting higher volumes than
Coinbase in late 2020. As more users interact with yield farming and liquidity mining protocols, the
decentralized finance movement could be a signal of a paradigm shift within cryptocurrency markets.
The 4RX Liquidity Mining Protocol
4RX is a stand-alone economic ecosystem run by its community, for its community. It includes yield
farming and other liquidity mining protocols such as Landing, Taxation, an AMM-based DEX to enable
the 4RX's platform to bring more value to the broader blockchain ecosystem.
4RX Stand-alone Eco-System
4RX is a fully stand-alone economic ecosystem designed to compound its market value through
community investment.
User buying 4RX through the swap application have 3 options:
• Hold 4RX Token
• Stake token to compound interest
• Farm with other tokens to gain rewards
14RX Finance
11. Yield Farming
Farming & Staking Protocol
Farming and staking are synergetic, and serve each other as follows:
30% of the application's smart contract liquidity is loaned from the supply reserve to the farming
mechanism. A smart contract then converts the 4RX to FRX-BNB LP tokens and deposits them in the
farm. This 30% return amount is rewarded back to the staking protocol for providing liquidity to the farm.
This mechanism compounds the staking pool’s liquidity, returning compounded farming interest to the
users of the staking protocol, allowing for high liquidity. When you stake 4RX, you also farm FRX at 0%
risk.
The mechanism serves both staking and farming liquidity simultaneously by cycling liquidity between
them without risking each pool’s liquidity. On each token purchase in the DEX, another token is
invested into the staking liquidity pool. As a result, the liquidity of both pools increases consistently.
Staking and Framing Merchandize
Staking User Farming
Deposit 4RX and Receive Deposit 4RX-BNB and Receive
4RX + Interest FRX Rewards
4RX Staking DApp Sending 4RX Interest from FRX-BNB Farming DApp
the farm to DApp
4RX Supply Reserved Sending
A loan from the 4RX Supply FRX-BNB LP to the Farm
Reserve send an equivalent to
30% from each deposit to the
Farm by converting 4RX to FRX
4RX Supply Reserved
14RX Finance
12. Staking
Staking Period
365 days. You can exit staking up to 112 days with a penalty of 50% from your Base Entry
Staking Pool APR
The maximum APR for staking is 303.32% for tokens staked for 365 days.
Staking Basic Interest Algorithm
The staking smart contract has a compounding daily interest that increases as more user’s stake.
When users purchase 4RX tokens from the market, they can compound it by staking it to earn interest.
The 4RX application was design to provide higher interest to more long-term token holders. The
dynamic base interest curve grows the longer the token holder keeps his capital in the DApp.
For example:
The APR (Annual Profit Rate) is lower for users with a staking period of 10 days compared to users
with a staking period of 200 days. This structure incentivized staking for longer, and as a result, it
increases the pool’s liquidity, protecting investors from impermanent loss. Additionally, the token
price is triggered to rise as more tokens are held in the market.
The APR dynamically changed follow these main factors:
• Index inflation • Number of Insurance
• Market price inflation • Number of farms
• Period of Staking • FRX market price
• Number of penalties • Staking Liquidation
• Number of Stakers • Market Liquidation
Returns can be calculated in advance by using the interest calculator before registering on the
platform.
24RX Finance
13. Withdrawals
3% Entry Fee
Every deposit into the 4RX contract attracts a 3% entry fee. This fee is made in the favor of stakers,
and is added to the smart contract’s liquidity pool.
For Example:
When you deposit 100 4RX to the staking smart contract for a year, you would receive 403.32%
interest in 365 days.
The calculation is as follow: (100 – 3%) * 403.32% = 97 * 4.0332 = 391.22 4RX
Withdrawals and Staking Contract Stability
The 4RX staking smart contract is one of the most stable low-risk protocols developed in the
cryptocurrency space, and offers a lot of flexibility for withdrawing interest. Unlike other staking
platforms, 4RX allows users to withdraw compounded interest without unstaking and incurring no extra
fees.
3% Maxmium Withdrawal
4RX has a mechanism to prevent abandonment for the lifecycle of the staking period, and only allows
users to withdraw interest when the minimum withdrawal is 3% or above. Withdrawing below the
minimum threshold attracts a penalty that is transferred to the staking liquidity pool.
To withdraw, users must accumulate at least 3% interest before they can take profits. In the case of
early withdrawal, users incur a penalty deducted based on the margin from the 3% minimum
withdrawal threshold.
For example:
1. Accumulate above 3%
You stake 100 4RX, and after certain period your staking dashboard indicates you have
accumulated 5 4RX, which is 5% of 100 4RX. Using our 3% withdrawal, you can
withdraw 3 4RX, and the other 2% can only be withdrawn interest touches 3% once
more
2. Accumulate below 3%
You stake 100 4RX, and accumulate 2 4RX which is 2% of the total amount staked.
If you decide to withdraw the 2% before reaching the 3%, you will pay a penalty of 1
4RX which is the difference from 3%. The 1% penalty will also be added to your total
interest cycle.
24RX Finance
14. Insurance, Penalties
35% Liquidity Pool Insurance
The 4RX smart contract locks 35% of the liquidity pool from being withdrawn so that it yields at least a
35% return. This rule provides an assurance of liquidity to stabilize the 4RX token, preventing the pool
from being draining.
This also means that when the pool’s liquidity drops under 35%, the amount is locked for investors to
retrieve at least 35% of their investment. The 35% left in the pool lets investors with less than 35%
return continue to withdraw at least 35% of their investment.
The withdrawal condition will only be unlocked if there is at least 36% liquidity in the smart contract
pool. The maximum liquidity is determined dynamically each time from the highest point of the pool
balance.
For example:
If 1000ETH is the highest balance among LPs, 35% = 0.35 X 1000ETH = 350ETH, making 350ETH
the locking point.
Penalty for Early Unstaking
If users would like to make a withdrawal before the accumulation of at least one 3% interest cycle,
there will be a withdrawal penalty as follows:
1 – (Holding interest / 3) = (Penalty X100)%
So, the 3% minimum withdraw for early penalty equivalent to 100%
For example:
If you invest 100 4RX and you accumulated 1.5 4RX which is 50% of the 3% maximum withdrawal,
your penalty would be calculated as follows:
1 – (1.5/3) = 1 – ½ = ½ = 50% penalty of the 3% which is 1.5 4RX
This means that 3% accumulated Staking interest leads to 0% penalties.
Accumulated Staking Interest Penalty
1% 66%
2% 33%
3% 0%
24RX Finance
14. Insurance, Penalties
Exiting Penalty
Users can exit the program at any time with a 50% entry fee (50% from the deposit amount).
The contract let you exit(unstake) only if you were accumulated less than 50% interest.
Therefore, you can exit staking only up to 150 days. After 112 days there will be no option to unstake the
contract as you will pass the 50% interest.
Exit Penalty Formula:
[Base Entry] + [Rewards] – [50% from Base Entry (Penalty)] – [Past Withdrawal Amount] – [Entry Fee]
For example:
You deposit 100 4RX
1. You decided you want to unstake after gaining 21 4RX rewards (21%)
In case you didn’t withdraw any reward, follow the penalty formula your total return will be:
100 + 21 – 50 – 0 – 5 = 66 4RX
In case you withdraw all reward, follow the penalty formula your total return will be:
100 + 21 – 50 – 21 – 5 = 45 4RX
2. You decided you want to unstake after gaining 50 4RX rewards (50%)
In case you didn’t withdraw any reward, follow the penalty formula your total return will be:
100 + 50 – 50 – 0 – 5 = 95 4RX
3. You decided you want to unstake after gaining 51 4RX rewards (51%)
In this case you will not be able to unstake as you passed the 50% interest accumulation
*Our recommendation is to complete the staking period to avoid any penalty
24RX Finance
15. Rewards and Bonuses
4RX also offers added bonuses based on the length of the staking period.
For Example:
You deposit 100 4RX for a period of 365 days with 405.78% Return, so your total prospective income
will be
97 4rx * 4.0322 = 391.22 4RX
After your first day of staking, you should get 10 4RX Bonus,
The bonus is calculated by adding it to your staking period and trimming its length as follows:
10 out of 391.22 is 2.55%, which shortens your staking period by 36 days, which is the Epoch to
gain 2.55% if you hadn’t received the bonus. Now, instead of staking for the entire duration, you only
need to stake for 365– 36 = 329 days in order to get to 391.22 4RX. This makes the average daily
reward 391.22 / 329 = 1.189%.
4RX offers rewards and bonuses at different levels and for any user -- even the biggest investors and
affiliates.
• There is a +0.02% reward bonus for each 12 hours staked without withdrawal once you reach
the 3% minimum withdrawal condition. The bonus is addition to the daily basic interest.
• The maximum personal hold bonus is 1%.
• There is also a +0.01% contract bonus for every 300 4RX locked in the pool balance.
• The maximum contract bonus is 3%, which means at least 90,000 4RX need to be locked into the
staking pool.
• The contract bonus is also dynamically altered based on the pool’s balance. The total daily contract
bonus can decrease when the pool balance falls.
• This implies that the total maximum bonus can reach up to 4%, from which 1% is a personal hold
bonus and 3% is from the contract bonus.
24RX Finance
15. Rewards and Bonuses
Daily Deposit Bonus
The deposit bonus is a one-time bonus given to any deposit on the 4RX platform. It is part of the daily
bonus metric, and is an additional incentive for investors to deposit. The bonus is part of the total ROI
and not an addition.
Deposit 4RX Value Deposit Bonus
10-20 0.01%
21-45 0.02%
46-59 0.05%
60-75 0.10%
76-89 0.15%
90-100 0.2%
101-119 0.25%
120-135 0.3%
136-150 0.35%
151-175 0.4%
176-More 0.5%
24RX Finance
15. Rewards and Bonuses
Sponsor Reward Pool
Every 24 hours, 0.5% of each deposit goes into the sponsor’s pool. The top 10 largest investors of the
day get bonuses from the daily accumulated sponsor pool as follows:
Sponsor 1 30%
Sponsor 2 20%
Sponsor 3 12%
Sponsor 4 10%
Sponsor 5 8%
Sponsor 6 7%
Sponsor 7 6%
Sponsor 8 4%
Sponsor 9 2%
Sponsor 10 1%
For Example:
On a certain day, if there were total deposits of 1000 4RX in last 24HR, and you the biggest investor of
the day, your bonus is calculated as:
30% * (0.5% * 1000 4rx) = 0.3 * 5 4RX = 1.5 4RX
24RX Finance
15. Rewards and Bonuses
Affiliate Reward Pool
Every 24 hours, 0.5% of each deposit goes to the referral reward pool from which the 15 users with the
most affiliates for that day receive a bonus from the accumulated referral pool.
Affiliate 1 20%
Affiliate 2 17%
Affiliate 3 14%
Affiliate 4 11%
Affiliate 5 10%
Affiliate 6 7%
Affiliate 7 6%
Affiliate 8 5%
Affiliate 9 4%
Affiliate 10 3%
Affiliate 11 2%
Affiliate 12 1%
For Example:
If on a certain day there were total deposits of 1000 4RX in the contract, and you added 500 4RX from
affiliates and are the biggest investor of the day, the calculation will be:
20% * (0.5% * 1000 4rx) = 0.2 * 5 4RX = 1 4RX
24RX Finance
16. Affiliate Program
• 1 level - 8% - No Multi-Level Marketing, gives you a more reliable method to make money faster.
• Affiliates can only join if they have an active deposit, this means you have to be an investor first in
order to become affiliate. This is enforced to prevent users from abusing the affiliate program.
• Affiliates will stop gain commission once they reach their Staking Epoch ROI
• If affiliate wants to continue received commission, he needs to Invest again
• Second deposit need to be 2X the first deposit and so on with all continue investment
For example:
If your total staking return is 100 4RX, and your referrals deposit 1000 4RX, you gain 80 4RX as a
Referral Bonus apart from the 100 4RX in the smart contract.
After accumulating 100 4RX during your staking period, you will no longer gain any 4RX from the
contract. If you want to continue to stake more 4RX, you will need to deposit twice your previous
deposit.
For example:
If your first deposit was 10 4RX, then your second deposit must be at least 20 4RX and your third
deposit need to be at least 40 4RX to continue receiving rewards. The more you stake, the more you
receive.
24RX Finance
17. Yield Farming with FRX
Yield farming enables users to maximize the rate of return on their 4RX investments by leveraging the
platform’s farming protocol. By staking 4RX on the 4RX DEX, the platform rewards liquidity providers
with FRX, which can also serve governance systems on the DApp. This lets users vote on the future of
the protocol, such as changes to interest rates, fees, and more, while also incentivizing users onto the
platform.
Yield farming is similar to staking, in that tokens are locked up in return for a steady stream of rewards.
In most cases, yield farming requires liquidity providers to keep adding funds to maintain its liquidity
pools. A pool is essentially a smart contract that contains funds, and those who provide liquidity to
these pools are rewarded for doing so.
Complex strategies to maximize returns can be applied to optimize farming efficiency, and since the
4RX platform is available on multiple platforms, it allows for all kinds of cross-chain yield farming
strategies. Yield farmers typically move their funds around to maximize their yield, but with 4RX’s
dynamically altered composition, even newer investors can benefit from DeFi farming strategies by
using FRX Vaults.
FRX Introduction
As part of our 4RX ecosystem, we’ve also developed another token -- FRX. FRX allows users
to earn rewards through yield farming, contributing to the 4RX economy by earning
commissions either through staking LP tokens or through providing liquidity to the 4RX DEX.
The farming platform was developed on the Binance Smart Chain blockchain due to its speed
and super low transaction fees. Though the blockchain may not have the level of adoption
Ethereum has at the moment, we believe in Binance’s ability to push the platform the new
heights.
FRX is a governance token native to the 4RX ecosystem, and acts as a yield optimizer hosted
on the Binance Smart Chain (BSC). FRX’s utility is in voting on 4RXDAO proposals. As an
incentive to deposit assets in 4RX, users are given bonus yield in FRX.
24RX Finance
17. Yield Farming with FRX
How to Obtain FRX?
FRX token is traded on both 4RXSwap and Pancakeswap, one of the leading decentralized
exchanges (DEX) hosted on Binance Smart Chain (BSC). Pancakeswap is an automated
market maker (AMM) that allows users to buy 4RX tokens and instantly exchange them with
other BEP-20 type tokens listed on Pancakeswap. FRX can also be swapped with 4RX within
the 4RX ecosystem using the 4RXSwap DApp.
What is FRX?
FRX is a yield optimizer that enables users to aggregate their farming yield, automating both the yield
farming mechanism and the compounding process using a system of vaults. Vaults enable a more
efficient utilization of gas, as well a host of other automated processes, using different yield strategies
to help users grow their assets through automation.
FRX has an optimal compounding strategy with an efficient pricing model designed to encourage long-
term yield farming and provide appropriate incentives for long-term holders. Thanks to automation,
users need not manually reinvest their staking rewards, and can rely fully on the automated systems to
ensure asset growth.
FRX holders also don’t need extensive knowledge of the underlying protocols supporting the
automation and yield optimization. Depositing funds into vaults represents a passive investment
strategy with the goal of increasing the initial value of the deposited assets, similar to how a crypto
hedge fund works -- with minimal involvement on the user’s end.
34RX Finance
17. FRX Yield Farming
FRX Tokenomic, Rewards and Fees
Token Distribution
The total Supply of FRX will be 1,000,000,000 tokens with an initial value
of $0.01 1000 FRX tokens are allocated per block for farming rewards.
FRX can be swapped for 4RX, Cake, and BNB
Reward Distribution
10% of farming emissions will be paid to the development and administration teams to maintain and
market the platform. 90% will go to all other farms, of which 30% goes to the FRX Solo Vault (Not LP
Token) and the other 60% goes to the rest.
Fees
A 1% deposit fee is paid to depositors in the farm as part of the AMM mining protocol
A 1% performance fee goes into FRX buybacks and burning
0.2% will be used as a network transaction fee
1.8% goes to platform operators
In total, the network charges a 4% fee on profits.
Minting
Initial minting is 100,000,000 tokens from 1B total supply
FRX tokens are minted to add liquidity to the Pancakeswap platform each time a new token is
purchased. Once the supply reaches 1,000,000,000 tokens, there will be no tokens minted or
burned, allowing FRX holders to earn from long-term staking in the vault. Each vault lasts for only
60 days, after which all tokens are distributed.
Our Team
The 4RX management team consists of experts in development, marketing, and leadership roles, each
selected for their alignment to 4RX's financial ethics and ambitions, as well as their individual skills
34RX Finance
and experience. The majority of the team has been working together for several years and gained
experience working together as a team. The team's primary goal is to build a sustainable community
around the 4RX project that will serve the crypto market for many years to come.
34RX Finance
18. References
319. Risk/Disclaimer
General
This whitepaper (the “WHITEPAPER”) has been prepared by 4RX Finance. While this whitepaper has
been prepared in good faith and to the best of the ability by the 4RX management, recipients should
make their own independent investigations and inquiries regarding matters in this whitepaper, and rely
upon their own judgment as to the accuracy and completeness of any information. Any reliance placed
by the recipient on any information shall be at their own risk and 4RX Finance and other related
entities shall not be liable for any indirect or consequential loss whatsoever or howsoever arising.
Confidentiality Undertakings
The information contained in this whitepaper is being provided on a confidential basis to the recipient
solely for the purpose of evaluating an investment in 4RX token and 4RX DApp. This whitepaper may
not be distributed, reproduced, or used without the prior, written consent of 4RX finance for any
purpose other than the evaluation of 4RX’s business model. By accepting a copy of this whitepaper
(whether in hard or soft copy form), the recipient agrees, for itself and its related bodies corporate and
each of their officers, employees, agents, advisors, and other stakeholders, to maintain the
confidentiality of this information. The recipient acknowledges and agrees that any reproduction or
distribution of this whitepaper, in whole or in part, or any disclosure of its contents, or use of any
information contained in this whitepaper for any purpose other than to evaluate an investment in 4RX
tokens and 4RX Dapp is prohibited. Where this whitepaper has been provided to you under non-
disclosure and/ or confidentiality agreement, the terms of said document(s) shall override any
confidentiality terms contained herein.
Contemplated Transaction
4RX finance reserves all rights concerning the conduct of any transaction, including but not limited to
the right to deal with parties on materially different terms, terminate discussions with any or all
persons, alter or discontinue any offer to purchase 4RX tokens at any time prior to entering into
binding legal arrangements, all without prior notice or liability to any recipient of this whitepaper or any
other person. This whitepaper does not purport to provide all of the information the recipient may
require to evaluate an investment in 4RX tokens and 4RX Dapp.
Recipients should make their own inquiries and evaluations which they consider appropriate to verify
the information provided herein.
Forward-looking Statements
This whitepaper may contain forward-looking statements relating to 4RX’s operations that are based
on management’s current expectations, estimates, projections, and assumptions about the business.
These statements are not guaranteeing of future performance, results, achievements, or other events
and are subject to certain risks, uncertainties, and other factors, some of which are beyond the control
of 4RX finance or their representatives and are difficult to predict. Actual outcomes and results may
differ materially from what is expressed, forecast, or projected in such forward-looking statements. No
representations, warranties, or undertakings are made as to the accuracy or reasonableness of such
expectations, estimates, projections, and assumptions.
This information is provided for general information purposes only and does not constitute an offer of
any form of security or investment product. You should consult with your own investment advisers and
lawyers before determining whether you are legally entitled to invest in a product of this nature in the
future and whether it is right for your investment profile. 4RX finance cannot and does not provide legal
or investment advice and disclaims all legal responsibility concerning such matters.
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