Benefits Series: Plan to Achieve Self Support (PASS) - Iowa Community of Practice
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Benefits Series: Plan to Achieve
Self Support (PASS)
Iowa Community of Practice
Ashlea Lantz, CRC , CPWIC, CESP
June 15, 2021
Objectives
1. Describe Plan to Achieve Self Support (PASS)
2. Describe PASS and how it associates with both SSA
disability benefit programs
3. Identify 3-5 ways a PASS can support beneficiaries
4. Identify when a beneficiary is a good candidate for
PASS
2
How many of you are interested in…
• Supporting job seekers to have more money in their pocket?
• Believe job seekers could work more if they had finances to go
to school, buy a car, start a business, etc.
• Supporting job seekers to obtain careers that you never knew
existed
A number of people you currently support are sitting on resources
that could be used to help with employment
September 24-25, 2019 3
Recap from May
• 2021 Federal Benefit Rates:
• SSI: $794 (Individual)
• SSI: $1,191 (Couple)
• Title II:
• SGA: $1,310 (non-blind)
• SGA: $2,190 (blind)
• TWP: $940
4Plan to Achieve Self- Support (PASS) • PASS is an SSI Work Incentive • Purpose: Get extra SSI to pay for food/shelter while using own money to pay for work expense to become self-sufficient
Plan to Achieve Self- Support (PASS) • Set aside unearned income (not SSI) or wages • Account must be used to pay for a work goal/expenses (excluded from resource limit) • Get SSI or increased SSI to cover living expenses – Goal must eliminate need for SSDI or significantly reduce need for SSI • Time limited – length based on goal
SSI Statistics
• IOWA: 35,284 SSI Recipients 18-64 years old
• (December 2018)
• Recipients using Work Incentives: (December 2019)
• PASS: 33
• IRWE: 16
• BWE: 12
Additional PASS statistics:
• 480 in the US
• Iowa ranks third (CA: 99 and NY: 77)
https://www.ssa.gov/policy/docs/factsheets/cong_stats/2018/ia.html
7Plan to Achieve Self-Support (PASS) • If you are a concurrent beneficiary (receive both SSI and Title II), you are a perfect candidate for a PASS plan! • Lets look at an example…
Plan to Achieve Self Support (PASS)
• If the job seeker is a concurrent beneficiary (receive both SSI and
Title II), they are a perfect candidate for a PASS plan!
9Benefits
Calculator
Use:
https://disabilitybenefits.iowa.gov/iowans-
with-disabilities/pass-calculator
10Plan to Achieve Self
Requires an application
Support (PASS)
Can be used for wage or self-
employment
Is time-limited
Requires the applicant setting aside
their own income or resources
11PASS must help you reach “Self Support”
SSI – SIGNIFICANTLY SSDI – EARNINGS OVER
REDUCE SSI PAYMENTS. SGA
12PASS Form
SSA-545-BK
https://www.ssa.gov/forms/ssa-545.pdf
13THE PASS APPLICATION:
Your work goal
Limitations you have because of your disability and how you will address these
Education and work history
Steps to reach your goal
Resources to reach your goal
Reach out to Iowa WIPA and VR Benefits Counselors
14PASS APPLICATION
• Work Goal: My work goal is to be a mobile pet groomer and own my
own business called Pups and Suds
• Describe the duties and tasks you expect to complete:
•I will learn how to manage my online scheduling application
•I will arrive at the client's home, meet with the owner, complete necessary
paperwork and review service
•Receive the dog, perform grooming tasks, such as...
•Operate cellphone for payment through Square money management
system
•Etc.
15PASS APPLICATION
• How did you decide on this work goal and what makes this work
attractive to you?
Due to my disability I have a need to set my own schedule. I am at my
best when traveling and when working with pets. My disability allows
me to connect with dogs because of my expertise and patience in
connecting with dogs. My goal is to purchase the necessary
equipment through a PASS plan, vocational rehabilitation and a local
grant through my state. Because of my skill set and my need to have
autonomy in my schedule due to my disabling condition, owning Pups
and Suds meets my needs and allows me to make an income reducing
my need for SSI and allowing me to reach SGA.
16Kansas City Region
PASS CADRE: KATE RADER
PASS Cadre Jurisdiction Toll-free Local Number
Location Number
Kansas, 866-592-
866-592-
Missouri, 1755,
Lincoln, NE 1755,
Iowa, ext. 23014
ext. 23014
NebraskaLocal experts and resources
• Disability Rights Iowa (DRI) – Work Incentive Planning and
Assistance Project (WIPA)
• Iowa Vocational Rehabilitation Services (IVRS)
• Iowa Workforce Development
• Community Partner Work Incentive Coordinators (CPWIC)
18Examples of PASS Plans
• Tuition
• Self Employment Start Up Costs
• Resource Ownership/Equipment/Tools
• Vehicle
• Etc.
19Self-Employment
• Concurrent beneficiary
• Dinosaur expert
• Artist, educator and advocate
• Test marketing business concept
Selling art, selling trinkets and dinosaur
memorabilia, public speaking
• PASS would allow for support with initial
start up expenses, product, training,
coaching support, etc.
• PASS for start up costs only
20Resource Ownership Example
• Passionate artist
• Was able to use a PASS plan to
purchase a printer for a screen-
printing shop
• The printer increases the revenue
for the business
• Hunter uses the printer and also
sells custom orders
https://m.youtube.com/watch?v=7vJS3PYx6pY
21PASS Vehicle Example
• Public transportation not
available for employment
opportunity
• Access to personal vehicle
would increase opportunity to
work
• Rural Communities
• Poor public transportation
• Had wages decreasing her SSI
This Photo by Unknown author is licensed under CC BY-NC.
22Be proactive, instead of reactive
• Confirming benefits during intake
• Identify job seekers who are having their SSI reduced
• SSDI
• Wages
• Integrate benefits planning knowledge and resource
utilization part of the brainstorming to identifying what's
possible
23"You can’t connect the dots looking forward; you can only
connect them looking backwards. So you have to trust that
the dots will somehow connect in your future. You have to
trust in something — your gut, destiny, life, karma, whatever.
This approach has never let me down, and it has made all the
difference in my life.” – Steve Jobs
24Contact Information Ashlea Lantz, CRC, CPWIC, CESP Senior Associate alantz@griffinhammis.com (319) 361-0214 www.griffinhammis.com
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