Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae

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Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Florida Housing Coalition
   Hurricane Member
     Update Webinar
         September 17, 2021
         Sponsored by Fannie Mae
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
AGENDA

• Training Announcements
• Updates
• Disaster Resilience and Recovery
  Topics at the Florida Housing Coalition
  Conference
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Volunteer Florida:
Recognizing Florida
Preparedness Month

       Christy Rojas
 Emergency Management
         Director
Christy@volunteerflorida.org
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Training Announcement
Housing Counseling:
 Emerging Issues
  Resulting from
      COVID
  September 22, 2021
      at 2:00 pm
        Register at:
https://attendee.gotowebinar.com/
 register/4585997445061612557
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Training Announcement
              Using the LHAP
             Between Triennial
                 Updates
            September 23, 2021
                at 2:00 pm
                  Register at:
          https://attendee.gotowebinar.com/
           register/7564674500264965389
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Disaster Resilience
                         and Recovery
                          Topics at the
                        Florida Housing
                            Coalition
                          Conference

Blaise Denton             Elissa Plancher
Denton@flhousing.org      plancher@flhousing.org
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
COVID and Eviction Forum
Who Spoke
•   Blaise Denton, Research Manager Florida Housing Coalition
•   Anne Ray, Florida Housing Data Clearinghouse Manager, Shimberg Center for
    Housing Studies
•   Caroline Glenn, Business Reporter, Orlando Sentinel
•   Elizabeth Rich, Community Resource Coordinator, Osceola County
•   Audrey Aradanas, Vice President of Programs, Miami Homes for All
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Anne Ray, Florida Housing Data
Clearinghouse Manager, Shimberg
Center for Housing Studies
• The Shimberg Center has New Eviction Data
• Evictions dropped off, but still thousands of
  people were evicted under the pandemic
• With the end of the eviction moratorium,
  there is a need to get out emergency rental
  assistance quickly
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Caroline Glenn,
   Business Reporter, Orlando Sentinel
• Caroline Glenn talked about her and others reporting
  on ERA programs and eviction in Florida at the
  Orlando Sentinel
• Local programs were far more effective than
  statewide programs
• Still, hundreds of families were evicted in Orlando,
  some even after receiving assistance
• Critical need for effective programs and requirements
  to ensure people who receive assistance are not
  evicted
Florida Housing Coalition Hurricane Member Update Webinar - September 17, 2021 Sponsored by Fannie Mae
Elizabeth Rich, Community Resource
Coordinator, Osceola County
• Dr. Liz Rich talked about the innerworkings of
  running a CRF Strategy 2 Program
• Moving forward what do ERAP 1 and ERAP
  2 look like
Audrey Aradanas, Vice President of
Programs, Miami Homes for All
• Community group involvement leads to better
  engagement and saves the government time
  and money
• Miami-Dade Affordable Housing Framework
• Axis Helps Miami https://www.axishelps.org/
• Policies for the future:
   • Eviction Diversion Programs
   • Displacement Prevention
   • Establishing a Tenant Advocate Office and the
     Right to Counsel
   • Broad Engagement
Take-Aways and Solutions
             Moving Forward
• No organization is designed for this scale of
  funding, but local programs have functioned better
  than state level programs
• State and local governments should have pre-
  approved plans and policies for quick response
• Don’t reinvent the wheel, go with existing
  structures and fund programs that are working
• Make applications as simple as possible and don’t
  go above minimum requirements
• Partner with community groups and nonprofits
Overview of
  Pandemic
Housing Funds
     Blaise Denton
     Research Manager
  Florida Housing Coalition
The Coronavirus Aid Relief and Economic Security Act
(CARES)
  • Moratoriums on eviction and foreclosure for lack of payment
     • Applied to all rentals
     • Applied to federally backed mortgages
  • Hundreds of millions of dollars on housing in Florida
     • $56 Million for the Low-Income Home Energy Assistance Program
       through Community Action Agencies
     • $2.47 billion in direct funding to local governments, some of which
       went to housing
     • $1.25 billion to 55 larger and moderate sized counties with DEM
       administering
     • $120 million from Treasury to the Florida Housing Finance
       Organization (FHFC) for FHFC rental properties
     • $120 million from FHFC for local State Housing Initiatives
       Partnership Program Offices
     • $10 million to FHFC for working with special needs/elderly
       populations
$480,392,522 Various HUD Emergency Funding
   Sources (State and Local Levels Combined)

04/02/2020    05/22/2020    09/11/2020     04/02/2020    06/09/2020 04/02/2020
CDBG-CV1      CDBG-CV2      CDBG-CV3        ESG-CV1       ESG-CV2 HOPWA-CV
                                 Part A

$91,633,927   $63,170,131   $130,770,727   $45,381,064   $143,461,821   $5,974,852
But….

•   Tracking on many programs makes it difficult to see where and how money has
    been spent
•   Money could be spent on a variety of projects (CDBG, FDEM, Local government
    allocations)
•   The years long timeline for spending money has meant that some programs did
    not disburse funds during the early pandemic when need was most acute
•   The scale and timetable of some projects meant money was returned or used for
    other priorities

• Thus: the CRF Strategy 2 Funds administered through
  local SHIP offices were the largest share of housing
  funds distributed in Florida during 2020
CRF Strategy 2 Program
• Originally assigned $120 million
• Spent a total of $133 million dollars, $13 from
  other sources
• Over 32,000 households served
• Local governments could choose to help
  renters, owners, or both
Local Government Level Dashboard

https://public.tableau.com/views/CRFStrategyTwoLocalGovernmentLevel/Dashboard1?:l
anguage=en-US&:display_count=n&:origin=viz_share_link
Example Local Government: Leon County
Census Tract Dashboard

https://public.tableau.com/shared/8R9N7KD9K?:display_count=n&:origin=vi
z_share_link
Example Census Tracts: Leon County
State Emergency Solutions
   Grant CV1
                                                Total                Percent

Rapid Rehousing                                 $ 11,120,913.02      56%

Emergency Shelter                               $   2,991,464.08     15%

Homelessness Prevention                         $ 2,276,394.57       11%

Outreach                                        $   2,154,822.24     11%

Admin                                           $       941,310.19   5%

Homeless Management Information System (HMIS)   $       516,905.90   3%

                                                $ 20,001,810.00      100%
Moving Forward: Emergency Solutions Grant CV2
• $103 million at the local level between 14 jurisdictions
• $40 million at the state level
• Awarded to the CoCs on April 12th, 2021
Moving Forward: ERAP 1 through the Consolidated
Appropriations Act, 2021
Emergency Rental Assistance Program 1:
• Total allocation $1,441,188,973.40
   • $569,951,364.9 to 32 Local Governments
• $871,237,608.50 to the State administered through OUR Florida,
  launched in May, 2-3 months after most local programs and one
  of the last states in the country to launch their program
    • $15.5 million as of July 31st
• Funds can be spent through September 30th, 2022, but…
Potential Reallocation
15 U.S. Code section 9058a. ERAP 2: 15 U.S. Code section
9058c
REALLOCATION OF UNUSED FUNDS.—Beginning on September 30, 2021,
the Secretary shall recapture excess funds, as determined by the
Secretary, not obligated by a grantee for the purposes described under
subsection (c) and the Secretary shall reallocate and repay such amounts
to eligible grantees who, at the time of such reallocation, have obligated at
least 65 percent of the amount originally allocated and paid to such
grantee under subsection (b)(1), only for the allowable uses described
under subsection (c). The amount of any such reallocation shall be
determined based on demonstrated need within a grantee’s jurisdiction,
as determined by the Secretary.
Moving Forward: ERAP 2 through the American
Rescue Plan

Emergency Rental Assistance Program 2:
• Funding is being disbursed through OUR Florida, unlikely that
  funds have gone out because ERA 1 is still being spent
• $1,140,345,383.60 total funding
   • At least $689,369,543.60 to the state
   • 32 local governments received $450,975,840 plus
      $51,113,726.50 for “High Needs Areas”
• Funds can be spent through September 30th, 2025
• Has similar recapture provision March 2022
Local Governments Have Again Taken the Lead
• Local governments have spent $159.1 million as of
  July 31st, compared to the state’s $15.4 million
• The state’s program did not launch until the end of
  May. By that time, the 32 local governments had
  already spent $65.1 million
• Both Miami-Dade County ($31.2 million) and Palm
  Beach County ($20.0) have spent more money than
  the OUR Florida program ($15.4 million)
Moving Forward: Homeownership Assistance Fund
through the American Rescue Plan

• $676,102,379, administered by DEO
• Has yet to launch, DEO plans for the funds to be
  available starting in late fall 2021
Elissa Plancher
plancher@flhousing.org

Keep Safe Miami’s
innovative resilience
assessment tool for
multifamily properties that
highlights components of a
property or portfolio that
point to a risk to climate
change-based impacts and
tabulates costs to make the
necessary mitigation
actions.
https://www.enterprisecommunity.org/solutions-
and-innovation/emergency-management/keep-
safe-miami

                                                 THE FLORIDA HOUSING COALITION
Moderator
                                                                 Mike Rogers
                                                                 Southern Advocacy Group
                                                                              Presenters
                                                                 Rusty Smith
                                                                 Auburn University Rural Studios
                                                                 Dr. Jennifer Languell
                                                                 Trifecta Construction

Auburn University Rural Studio Front Porch Initiative and the Florida Green Building Coalition
  share information to ensure- or even certify- that your single-family homes or multifamily
                  properties are resilient, energy efficient, and sustainable.
✓ Florida’s premier green building standard
✓ Addressing low cost and no cost ways to improve the overall durability and performance of homes
✓ How green features can be incorporated into housing designs that are affordable and designed for
  infill lots or rural landscapes

                                                  THE FLORIDA HOUSING COALITION
REACH for Resilience:
Tampa Bay Regional Planning Council Best Practices
                       Moderator                             ✓ Tampa Bay RPC’s resilience planning
   Cheryl Howell, Director of Affordable Housing               initiative Two of the new REACH
   Hillsborough County Board of County                         resources
   Commissioners
                       Presenters
                                                             ✓ Tools to identify vulnerabilities and
                                                               self-assess planning frameworks for
   CJ Reynolds, Tampa Bay Regional Planning Council            policies that support affordable
   Elissa Plancher, Florida Housing Coalition                  housing hazard resilience and
                                                               mitigation
   Andrea Galinksi, University of Florida Shimberg
   Center for Housing Studies                                ✓ The REACH projects provide a
   Mary Helen Duke, Pasco County Planning and                  blueprint for best practices and
   Development Department                                      defining updates to plans, gathering
                                                               crucial data to support housing
                                                               mitigation programs, and align with
                                                               the new Florida resilience
                                                               requirements.
                                                             ✓ Valuable in planning for community
                                                               resilience from natural disasters could
                                                               result in safer housing and
                                                               communities throughout Florida.

                                                      THE FLORIDA HOUSING COALITION
✓ Legal services are on-site and providing immediate and long-term support to vulnerable
  survivors in the aftermath of a disaster, in addition to connecting people with disaster
  recovery networks to obtain FEMA benefits and other insurance benefits.
✓ Low-income families are disproportionately impacted by loss of property and income.
✓ Services provided by Legal Aid include help with navigating complex recovery issues,
  assistance with FEMA appeals, insurance disputes, damage assessment conflicts, illegal
  evictions, landlord tenant disputes, foreclosure issues, housing discrimination, fraud
  protections, reproduction of lost documents such as wills or property title, and heir title
  issues.
                                             THE FLORIDA HOUSING COALITION
The Fannie Mae Disaster Recovery Network is active across the country working to
stabilize housing access disrupted by wildfires, the COVID 19 Pandemic, and hurricanes.
✓ Foreclosure and forbearance programs
✓ Fannie Mae’s tools for identifying the problems and for helping these survivors build back their
  good credit scores to where they were before disaster struck.
✓ Climate justice and racial equity planning, helping to address the disproportionate impact to
  Black and minority households.
✓ Recognize and deploy the tools and programs that can help fully restore disaster survivors.

                                               THE FLORIDA HOUSING COALITION
Lori Switzer-Mills
                                                     Franklin County SHIP
                                                     Administrator
                                                     Joseph Oglesby
                                                     Rebuild Florida
                                                     Michael Chaney
                                                     FHC
                                                     Douglas Roberts
                                                     FDEM

                        ✓ Funding that has financed housing disaster recovery
State Partnerships        after Hurricanes Irma, Michael, and Sally.
                        ✓ How the Hurricane Housing Recovery Program,
& Funding for             CDBG-DR, SHIP, and other sources have paid for
Disaster Strategies       repair, replacement, and new construction of
                          housing.
                        ✓ Role of the Florida Division of Emergency
                      THE FLORIDA  HOUSING
                          Management’s          COALITION
                                       Housing Recovery Task Force in
                           Hurricane Michael recovery.
Climate Justice,
                                                 Resilience, and
                                                 Recovery Forum
                                            ✓ Florida is in the crosshairs of climate change
                Angela R. Gladwell            as sea levels rise and tropical storm intensity
                     FEMA
                                              increases, battering an aging housing stock,
                                              disinvested neighborhoods, and vulnerable
                                              residents.
                                            ✓ There is a growing widespread awareness of
                                              equity, inclusion, and diversity gaps issues
Kevin Bush                                    which further impacts disaster resilience and
  HUD                                         recovery.
                                            ✓ There are a plethora of programs and
                                              initiatives are poised to bring forth real changes
                                              to fight climate change impacts.
                                            ✓ FEMA’s BRIC program, HUD Mitigation
                                              emphasize connecting emergency managers to
                                              the flow of funding for mitigation programs.
                                            ✓ The panelists discuss and explore challenges as
                                              housing mitigation moves into the spotlight of
                   Chauncia Willis            protecting Florida’s most vulnerable residents
              Institute for Diversity and     and our residential infrastructure.
Gladys Cook    Inclusion in Emergency
   FHC               Management
                                THE FLORIDA HOUSING COALITION
Upcoming Training
                September 24, 2021
                    at 1:30 pm

           Annual Report Season for HHRP
https://attendee.gotowebinar.com/register/2207792276497404944
Technical Assistance is Available
        Available Daily: 1 (800) 677-4548

Options for Further Assistance Include:
      Phone and Email consultation
                Site Visits

  Register at www.flhousing.org for:
               Workshops
               Webinars
Thank
  You!

                      Culs de Sac

Gladys Cook          Michael Chaney
cook@flhousing.org   chaney@flhousing.org
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