Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
Hand on Heart
                It’s not negotiable:
              tech-era CX still needs
                 the human touch

Ireland Customer Experience
Report 2018
Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
CXi Survey facts & figures
                                                                                                                          2015                                                      2016                                  2017

                                                                                                                                                                                                                                                    2018

                                      “The greatest technology in
                                        the world hasn’t replaced the
                                        ultimate relationship building
                                        tool between a customer and a                                    4 years of data
                                        business; the human touch”                                       143,000 customer evaluations
                                        - Shep Hyken                                                     10,000 consumers
                                                                                                         170 brands
                                                                                                         10 sectors

                                                                                            Contents
                                                                                            Executive Summary  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4                Methodology
                                                                                            A Reality Check For CX In Ireland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5                         The CXi survey was conducted by
                                                                                            CX Trends . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6   The CX Company, in partnership with
                                                                                            How Does Ireland Compare Globally? . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7                                  Amárach Research, in June 2018. A
                                                                                            The Six Pillars Of CX Excellence  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8                         representative cross section of Irish
                       Welcome to the 2018 CXi Ireland Customer Experience Report
                                                                                            The Economics Of CX Excellence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9                              consumers was asked to complete an
                       brought to you by The CX Company. This is the fourth year of the
                                                                                            Everyone Benefits From Investment In CX . . . . . . . . . . . . . . . . . . . . . . . 10                                      online survey giving feedback on their
                       survey and every year it delivers robust customer insights that we
                                                                                            The CX Company Steps To CX Excellence Delivery  . . . . . . . . . . . . . 12                                                  customer experiences with 170 brands
                       use to help many companies on their journey to CX Excellence.
                                                                                            It's All About The Emotional Connection . . . . . . . . . . . . . . . . . . . . . . . . . 14                                  across ten sectors.
                                                                                            Ireland’s Top 10 League Table 2018  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16
                       To find out more about what we do and how you can become a                                                                                                                                         Over 42,000 experiences were
                                                                                            CX Excellence Customer Champions 2018  . . . . . . . . . . . . . . . . . . . . . . 18
                       subscriber to the survey please go to page 41.                                                                                                                                                     evaluated using the Six Pillars, as well
                                                                                            Irish CX Trends From The CX Survey 2018 . . . . . . . . . . . . . . . . . . . . . .  20
                                                                                                                                                                                                                          as loyalty, value for money, channel
                                                                                            Top 150 League Table 2018  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21
                       We hope you enjoy reading this report and please get in touch                                                                                                                                      preference, switching intentions and
                                                                                            Sector Analysis 2018  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  26
                       to find out more, we’d love to hear from you!                                                                                                                                                      the importance of staff to CX. In this
                                                                                            The Robot Will See You Now . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32
                                                                                                                                                                                                                          year’s survey we added new questions
                                                                                            Getting The Balance Right Between Staff & Technology  . . . . . . . . 34
                       Cathy Summers                                                                                                                                                                                      including customer happiness, the
                                                                                            Getting It Right When Things Go Wrong . . . . . . . . . . . . . . . . . . . . . . . .  36
                       Editor                                                                                                                                                                                             emotions customers most associate
                                                                                            Case Studies  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37
                                                                                                                                                                                                                          with particular companies and their
                                                                                            Becoming A CXi Subscriber  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41
                                                                                                                                                                                                                          willingness to engage with these
                                                                                            About The CX Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42
                                                                                                                                                                                                                          companies.

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
Executive                                                                                                              A Reality Check For
       Summary                                                                                                                CX In Ireland In 2018
       As we launch our fourth annual CXi Ireland Customer           towards unified cross functional teams focused on        After three years of continued growth in Ireland’s CX Excellence score we
       Experience (CX) report we see some fascinating                the customer. CX needs to be on the CEO’s agenda. It     have seen a significant drop in 2018 of -4.2%. This hasn’t come as a great
       changes in the landscape of CX in Ireland. As predicted,      must be driven from the top down not just as a one off   surprise as we predicted that this was likely to happen, based upon similar
       following in the footsteps of the US and UK, we have          project but as a key business strategy, developing a     patterns we have seen in the UK and the US in previous years. For CX to get
       seen a dip in the Irish performance in 2018.                  culture focused on the customer.                         back on track in Ireland, there are a number of key areas that companies must
                                                                                                                              focus on:
       With only 11 brands improving their overall CX                We have seen some significant changes in the sector
                                                                                                                                   CX must be a core philosophy, not just a project
       Excellence score from 2017 it is clear that the majority      rankings in 2018. Retail & Supermarkets remain in the
       are struggling to deliver CX Excellence. The top              top two positions, however both the Insurance and             A top down, bottom up approach is required to align C-Suite
       scorer, the Irish Credit Union have put further distance      Financial sectors have jumped up the rankings. This            ambition with frontline customer insights
       between themselves and the rest of the Top 10, while          is reflective of both sectors change in focus from            All technological and operational improvements and innovations
       the lower scoring brands have upped their game with           acquisition and switching to looking at the overall            must be developed with the customer at the heart                                      Ireland CX Excellence Score

       the bottom 15 brands recording higher scores than             customer experience. Brands such as Laya Healthcare                                                                                                             2015 - 2018
                                                                                                                                   Delivering a personalised and human emotional connection with
       those in the same positions last year. This has led to a      are leading the way having jumped 67 places since              customers at every touchpoint is crucial                                                                    7.11
                                                                                                                                                                                                                                     7.08
       flattening of scores and a compacting of brands with          2015 into fourth place in 2018.                                                                                                                       7.06
       few really standing out.                                                                                               For more on our Steps to CX Excellence Delivery see page 12.
                                                                     While we have seen a dip in performance overall,
       So what’s causing it? There are a number of factors           there is a real opportunity for brands to improve and
                                                                                                                              Six Pillar movements                                                                                                     6.82
       influencing this, including the rapid and continous rise in   stand out from the crowd. The brands that will succeed
       customer expectations. As companies place significant         are those that deliver a meaningful and consistent       In 2018 the only pillar that has improved is Expectations, which has historically
       investment in technology it appears that many have            customer experience balancing the use of technology      been Ireland’s poorest performing pillar. Customer’s expectations continue to rise
       lost focus on the one thing that can create a connection      with the human touch.                                    so it becomes increasingly important that companies fully understand what these
       with a customer better than anything else - the human                                                                  expectations are and ensure that they can deliver on their customer promise.                 2015      2016       2017   2018

       touch. Significant decreases in Empathy, Personalisation      The CX Company
                                                                                                                              The pillars that have seen the largest decreases – Empathy, Personalisation and
       & Resolution scores have shown the need to balance
                                                                                                                              Resolution, are the ones that deliver the “human touch”. It appears that the focus
       technology with emotionally intelligent and empowered         Authors:
                                                                                                                              in some companies has shifted too much towards the more functional, hygiene
       staff who truly understand the customer, build rapport        Cathy Summers, Michael Killeen, Susannah Hewson,
                                                                                                                                                                                                                              Six Pillar Movement
                                                                                                                              factor elements of customer service and away from the emotional elements
       and deliver heroic resolution.                                Siobhán Mallen and Julian Douglas
                                                                                                                                                                                                                                     2017 - 2018
                                                                                                                              that create memorable and differentiated customer experiences.

       There is also a clear need to structure the company
                                                                                                                              Perhaps most concerning though is the drop in the Integrity score. Integrity is                         -5.7%
       around the customer, we must step away from a siloed                                                                                                                                                                Personalisation
                                                                                                                              the most important of the pillars as without trust there is little basis for strong,
       approach focused on departmental goals and move
                                                                                                                              enduring and mutually profitable customer relationships.
                                                                                                                                                                                                                                      -4.7%
                                                                                                                                                                                                                             Time & Effort
                                                                                                                                                          The Six Pillars of CX Excellence
                                                                                                 "This year's report raises
                                                                                                                                                                2015 - 2018 Comparison
                                                                                                 a real concern that many                                                                                                                       3.0%
                                                                                                 Irish companies are stuck                                                                                                                      Expectations

                                                                                                 in CX mediocrity."
                                                                                                                                                                                                                                      -4.9%
                                                                                                                                                                                                                                    Integrity
                                                                                                 Michael Killeen, Chairman
                                                                                                 The CX Company                                                                                                                       -5.5%
                                                                                                                                                                                                                                  Resolution

                                                                                                                                                                                                                                      -6.5%
                                                                                                                                                                                                                                   Empathy

                                                                                                                                  Personalisation   Integrity    Expectations   Time & Effort   Empathy      Resolution

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
CX Trends                                                                                              How Does Ireland
                                                                                                                                                                                                     IRELAND v UK v US

       2018                                                                                                   Compare Globally?                                                                  Overall CX Score Comparison

                                                                                                              After seeing a gradual improvement in it’s CX Excellence score between
                                                                                                              2015 and 2017, Ireland has experienced a significant dip in 2018. We
                                                                                                              predicted last year that there was a strong likelihood that Ireland would
                                                                                                              follow the US who experienced a decrease in 2016 and the UK who fell                        7.08    7.11
                                                                                                                                                                                                  7.06
                                                                                                              back last year. Encouragingly, the US bounced back last year which gives
                                                                                                              us hope of an optimistic future for CX in Ireland.                                                         6.82
                1      Getting the balance right between technology and people is critical
                       Technology definitely has a role to play in CX Excellence but it must add to the
                       experience and it can’t be the only area of investment. Irish customers want the       Why have Irish CX scores declined?
                       emotional connection. We predict a growth in investment in staff training and
                                                                                                              Companies around the globe are challenged to deliver CX within
                       empowerment, focusing on emotional intelligence and experience rather than
                                                                                                              their existing structures which aren’t customer focused and are often
                       just service.
                                                                                                              fragmented and independent from one another. Whilst companies have                  2015    2016    2017   2018
                                                                                                              invested heavily in technology, much of it has been in areas the customer
                2      Businesses must have a clear customer promise                                          doesn't see and feel; the human touch is lost. This is against a backdrop of
                       Customers do not tolerate over promises anymore. Trust has gone out the                customers' expectations rising at an alarming rate as they continue to rate
                       window. Honing in on a realistic customer promise will create a framework to           each company against every other experience they have.
                       deliver the experience your customers want. It will also be the foundation of
                       your reputation. Honesty and transparency must be central to your promise.
                       Use customer experience camps to develop your promise.
                                                                                                              What CX lessons can be learnt?
                                                                                                                                                                                                          7.33
                                                                                                                                                                                                   7.25
                                                                                                              KPMG Nunwood did a Global CX survey which found commonalities
                                                                                                                                                                                                                  7.08
                3      Agility will become a critical CX driver                                               between companies who do well in CX. These companies have a strong
                       Agile delivery across all channels will be critical to ensure CX Excellence and will   purpose and customer promise that is all about the customer and making
                       become a key competitive differentiator. As expectations continue to rise, being       their life better. The customer comes first and the product second. As a
                       able to quickly test, learn and revise will be the difference in getting and staying   result, these companies are both loved and respected by their customers,
                       ahead of your competitors.                                                             and in fact a high percentage of them are customer-owned. Finally, they
                                                                                                              are rated as great places to work by their employees.

                4      Silos will be removed
                       Human beings lie behind every great CX journey and CX champions know and               Who are the global leaders?                                                         2015    2016    2017
                       leverage this. Companies need to breakdown internal silos and be structured
                       around the customer with multi-functional teams focused on delivering CX
                                                                                                              US – Navy Federal Credit Union
                       Excellence. Culture, education and communication must be at the foundation             Interesting to see that a Credit Union is no. 1 in the US as well as in Ireland.
                       of this business transformation.                                                       Their staff members are highly trained to deliver an outstanding customer
                                                                                                                                                                                                                  7.75
                                                                                                              experience. They collect real-time customer feedback to ensure issues are
                                                                                                                                                                                                  7.60
                5      The highly personal touch                                                              uncovered and dealt with quickly. Trust is at the heart of the relationship
                                                                                                                                                                                                           7.42
                       More and more companies will design highly personal customer experiences to            and they pride themselves on always acting in their members best interest.

                       differentiate their business against competitor offerings, ensuring customers feel
                                                                                                              UK - QVC
                       like important individuals with distinct needs and taste. Technology will support
                       this by providing real-time customer insights to drive CX initiatives.                 QVC started their CX journey seven years ago by focusing on delivering
                                                                                                              empathy at every customer touchpoint. They also worked on understanding

                6                                                                                             customers’ expectations and making sure the whole organisation worked
                       CX will become the recognised umbrella for business growth and
                                                                                                              together to meet them. This was done through internal restructuring and
                       cost savings
                                                                                                              incorporating new technologies to get closer to customers. The result was
                       Shifting from a focus on short term profits to long term customer success is key.
                                                                                                              they became the no. 1 CX brand in the UK.
                       Senior management teams must understand that CX is a long term programme
                       that has no “quick fix”, but is the only way to differentiate their business.          Source: KPMG Nunwood Global Customer Experience Excellence Report 2018              2015    2016    2017

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
The Six Pillars                                                                                                       The Economics
        Of CX Excellence                                                                                                      Of CX Excellence
        The Six Pillars were established by KPMG Nunwood from more than 1.7 million pieces                                    Delivering Customer Experience Excellence offers organisations                Make the business case for CX:
        of customer feedback across multiple markets. The Six Pillars of Customer Experience                                  many benefits which in turn create greater shareholder value. By
        Excellence are based on creating emotional connections with customers which in turn                                   consistently focusing on the Six Pillars organisations create an                Increased Retention -
                                                                                                                                                                                                             
        create relationships and behaviours consistent with growth.                                                           emotional connection with customers, creating behaviours and                    Customers who have a high quality
                                                                                                                              relationships that deliver growth.                                              experience are 2.7 times more likely
                                                                                                                                                                                                              to keep doing business with you.
                                                                                                                              The following diagram illustrates the economics of Customer
                                                                                                                              Experience Excellence:
                                                                                                                                                                                                              Increased Cross Sales -
                                                                                                                                                                                                             
        The Six Pillars                                                                                                                                                                                       Customers who have an excellent
                                                                                                                                                            THE SIX PILLARS
                                                                                                                                                                                                              experience are 7 times more likely to
                                                                                                                                                                                                              try a new product or service.
                   PERSONALISATION                                                    INTEGRITY
                   Create emotional connections through                               Build trust through every interaction       Personalisation                  Integrity                Expectations
                                                                                                                                                                                                              Lower Price Sensitivity -
                                                                                                                                                                                                             
                   individualised attention
                                                                                                                                                                                                              86% of customers state that the
                                                                                                                                                                                                              experience is now more important
                                                                                                                                   Time & Effort                   Empathy                   Resolution       than price and even product.
                   EXPECTATIONS                                                       TIME & EFFORT
                   Manage, meet & exceed expectations                                 Minimise customer effort & make
                                                                                      it easy to do business with you                                                                                         Lower Costs to Serve -
                                                                                                                                                                                                             
                                                                                                                                                           SHORT TERM IMPACT                                  Satisfied customers make fewer
                                                                                                                                                                                                              service and support calls resulting
                   EMPATHY                                                            RESOLUTION
                                                                                                                                                                                                              in less staff being required to service
                   Show customers you genuinely understand                            Turn a poor experience into an
                                                                                                                                Repeat purchase        Cross sales         Less price       Positive word     customer queries.
                   what it’s like to be in their shoes                                amazing one
                                                                                                                                     sales                                 sensitivity        of mouth

                                                                                                                                                                                                              Increased Employee Satisfaction -
                                                                                                                                                                                                             
                                                                                                                                                                                                              Companies who deliver an excellent
                                                                                                                                                          MEDIUM TERM IMPACT                                  customer experience have much
        A strong performance in the Six Pillars is proven to drive loyalty and advocacy, which
                                                                                                                                                                                                              higher employee satisfaction and
        ultimately delivers commercial success and builds shareholder value.
                                                                                                                                                                                                              greater employee longevity.

                                                                                                                                     Lower            Lower costs            Stable            Higher
                                                                                                                                   acquisition          to serve         customer base         prices         Increased Profits -
                                                                                                                                                                                                             
                                                                                                                                     costs
                                                                                                                                                                                                              Customer centric organisations are
                                                                                                                                                                                                              38% more likely to report greater
                                                                                                                                                   Positive reputation    Higher sales                        profitability than their competitors.

                                                                                                                                                                                                              Lower Acquisition Costs -
                                                                                                                                                                                                             
                          Pillar impact on                                               Pillar impact on                                                  LONG TERM IMPACT                                   Sales are driven from positive word
                               Loyalty:                                                     Advocacy:                                                                                                         of mouth rather than expensive sales
                                                                                                                                                                                                              and marketing campaigns.
                                                                                                                                 Acceleration         Increased          Lower volatility        Higher
                                                                                                                                 of cash flows        cash flows          /vulnerability        residual
                                                                                                                                                                                                 values

                                                                                                                                                         SHAREHOLDER VALUE

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
Everyone Benefits From
         Investment In CX                                                                                                                   The           Reducing time & effort          CX helps operations by making it easier and more enjoyable for customers
                                                                                                                                            Operations                                    to do business with us
                                                                                                                                            Director
                                                                                                                                                          Reducing costs to serve         By removing hurdles customers are less likely to engage the company with
                                                                                                                                                                                          queries and therefore reduce the numbers of calls into a call centre

                                                                                                                                                          Customer promise                Operations can now deliver on the customer promise because they are part
                                                                                                                                                                                          of its creation

                                                                                                                                            The           Customer promise                Allows marketing to deliver a powerful customer promise that differentiates
                                                                                                                                            Marketing                                     the company from it's competitors
                                                                                                                                            Director
                                                                                                                                                          Acquisition of new
                                                                                                                                                                                          Lower acquisition costs
                                                                                                                                                          customers
         Companies that deliver CX excellence receive                       The core benefits of delivering CX Excellence are:
                                                                                                                                                          Retention of existing
         immediate and impactful benefits that filter throughout                                                                                                                          Stable customer base willing to pay more for better CX
                                                                                Differentiation from your competitor                                     customers
         the whole business. Each of these benefits ultimately
         deliver greater commercial ROI and shareholder value.                  Greater customer loyalty and retention

                                                                                More cost effective acquisition of new customers
         These benefits can be realised by each business                                                                                    The           Acquisition of new
                                                                                Reduction in cost to serve your customers                                                                Cost effective acquisition as a result of increased positive customer advocacy
         department or C-suite decision maker. The following                                                                                Sales         customers
         schematic outlines which benefits are important to each                Greater staff motivation and longevity                     Director
                                                                                                                                                          Higher margin                   Happy customers buy more product more often and at higher prices
         department. It is designed to help CX practitioners get                Greater shareholder value
         buy-in from each department and the company as a
                                                                                                                                                          Up and cross selling
                                                                                                                                                                                          Easier to convert existing happy customers to buy more from you
         whole, enabling a speedier focus on the customer.                                                                                                existing customers

         CEO                Shareholder value           CX provides greater ROI for investors                                               Commercial    Profitability                   Higher margins created from higher prices and lower costs to serve
                                                                                                                                            Director
                                                        Because most businesses today offer pretty much the same product at                               Less price sensitivity          Customers are happy to pay more for a great customer experience
                            Business differentiation
                                                        the same price, CX is now the only true way a company can differentiate its
                                                        offering to its customers

                            Business reputation         Companies that treat their staff and customers brilliantly earn stronger
                                                        reputations in their communities and markets                                        HR Director   Staff purpose                   Staff feel they have more input in a customer centric organisation

                            Internal culture            CX creates a positive internal culture and working environment                                    Staff motivation                When staff are clear on their roles and how they impact their companies
                                                                                                                                                                                          success they become more motivated
                            Motivated staff             Happy staff = happy customers = happy business = happy shareholders
                                                                                                                                                          Staff longevity                 Great CX companies hold onto their best staff for longer

                            Investment arsenal          Happy shareholders are quicker to invest and support a successful CEO
                                                        with a successful CX approach                                                                     Staff rewards                   Best in class CX champions reward their staff for CX rather than sales

         The                Profitability              Greater profitability due to less price sensitivity as customers are happy to pay
                                                                                                                                            IT Director   Improved ROI                    Technology investments based on customer feedback can result in
         Financial                                     more for great CX
                                                                                                                                                                                          increased usage and reduced costs
         Director
                            Increased revenue          Positive word of mouth delivers greater repeat sales and further opportunities for
                                                                                                                                                          Making it easier for staff to   Utilising technology will help internal staff support front facing staff
                                                       cross and up selling. It also stimulates strong acquisition of new customers
                                                                                                                                                          deliver customer promise        deliver greater CX

                            Cost savings               Happy customers are less likely to tie up service lines/contact centres with
                                                       queries resulting in cost savings. Investment in expensive marketing acquisition                   Making it easier for the
                                                                                                                                                                                          Deliver greater UX experiences for their customers
                                                       programmes are reduced                                                                             customer to do business

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
The CX Company                                                                                                                          The CX Company has created the following steps to help companies deliver CX Excellence.
                                                                                                                                                  This process has been developed through engagement with leadership teams and front-line

          Steps To CX Excellence Delivery                                                                                                         staff in the top CX performing companies across all sectors around the Globe. This is a tried
                                                                                                                                                  and tested approach that can be used by companies at any stage of their CX maturity.

          Stage 1:                                                               Stage 2:                                                         Stage 3:                                                                        Stage 4:
          Leadership Buy-In                                                      Customer Promise & Actions                                       Measure & Embed Internally                                                      Leverage Position Of Power Externally

               STEP 1.                                  STEP 3.                                    STEP 5.                                          STEP 7.                                             STEP 9.                                     STEP 11.
               CEO BUY-IN                               BENCHMARK                                  ACTIONS PLANS                                    FEEDBACK & PROGRESS REPORTS                        RECRUIT BETTER EMPLOYEES                    REDUCE COST TO SERVE
                P
                  resent ROI, differentiation, staff      enchmark against competitors &
                                                            B                                         Launch ‘customer promise camp’
                                                                                                                                                      Engage staff in internal comms plan
                                                                                                                                                                                                          For attitude vs aptitude
                                                                                                                                                                                                                                                      Reduction of inbound calls
                                                                                                                                                                                                                                                        
                 motivation & shareholder value             best practice companies                   Action Plan workshops
                                                                                                                                                      how how to improve & share
                                                                                                                                                        S                                                  With right skillsets & values
                                                                                                                                                                                                                                                      Less recruitment costs
                                                                                                                                                                                                                                                        
                 arguments                                 Identify blockers & where to excel
                                                                                                     eplace silos with cross
                                                                                                       R                                                success stories                                                                                ost effective acquisition
                                                                                                                                                                                                                                                        C
                Align customer to company vision         Review existing customer research
                                                                                                      functional teams                                                                                                                                 through advocacy
                                                                                                      Commence internal staff comms
                                                                                                       

                  STEP 2.                                   STEP 4.                                    STEP 6.                                          STEP 8.                                             STEP 10.                                    STEP 12.
                  CX ACTION BOARD                           NEW CUSTOMER PROMISE                       DELIVER CUSTOMER PROMISE                         MEASURE STAFF,                                      KEEP CUSTOMERS FOR LONGER                   ACQUIRE NEW CUSTOMERS
                      et up CX task force rather
                      S                                         clear aspirational customer
                                                                A                                                                                       CUSTOMER, COMMERCIAL &                                 Track churn
                                                                                                                                                                                                                                                       VIA ADVOCACY
                                                                                                           Touchpoints & customer journey
                                                                                                            
                      than a committee                          promise                                                                                 SHAREHOLDER INTERESTS                                                                              etermine how customers
                                                                                                                                                                                                                                                            D
                                                                                                           Low hanging fruit & long term plans
                                                                                                                                                                                                              Monitor customer advocacy
                                                                                                                                                                                                                
                      ominate passionate peers
                      N                                        otivate & encourage employees
                                                                M                                                                                          Measure the passion as well as the profit
                                                                                                                                                                                                                                                           heard about you
                                                                                                           Deliver visible customer proofs
                                                                                                            
                      from all departments                      to align personal values with                                                              ew approach to employee reward &
                                                                                                                                                            N                                                                                              Track advocacy sales curve
                                                                                                                                                                                                                                                            
                      ed by CX Director with
                      L                                         company values                                                                              performance
                      direct access to CEO                     Created by employees

                                                                                                       CX

        Timeline

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Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
getting a good deal or bargain; this goes back to         brands just aren’t delivering anything more than
                                                                                                                    hunter/gatherer times. Researchers are now saying         satisfying customers.
                                                                                                                    that Dopamine is actually released while customers
                                                                                                                    are at the hunting for the bargain stage rather
                                                                                                                                                                              Focus
                                                                                                                    than when they actually pay for them. This makes
                                                                                                                    shopping in a value environment deliver one big           Business should focus on establishing emotional
                                                                                                                    happy high.                                               connections with their customers above simply
                                                                                                                                                                              delivering on satisfaction. Harvard Business Review
                                                                                                                    Within the positive emotions measured, ‘delighted’        conducted research on understanding customer
                                                                                                                    received a very low score amongst all the sectors.        motivators. They found links among very specific
                                                                                                                    This clearly shows us that we’re simply fixated with      motivators, how a business leverages them, the
                                                                                                                    customer satisfaction and need to focus efforts on        customer’s behaviour and business outcomes. Fully
                                                                                                                    actually delighting customers.                            connected customers are 52% more valuable, on
                                                                                                                                                                              average, than those who are just highly satisfied.

                                                                                                                    Of the negative emotions measured, ‘disappointed’
                                                                                                                    and ‘frustrated’ were the highest scoring emotions.       Customer Value                                       +52%
                                                                                                                    We can see that ‘frustrated’ exceeds ‘disappointed’

         It's All About The                                                                                         slightly in the Financial, Telecoms and Public Sector.                                       +13%
                                                                                                                                                                                                   0%
                                                                                                                                                                                                                                                  baseline
                                                                                                                                                                                 -18%

         Emotional Connection                                                                                       Correlation Between Emotions
                                                                                                                    And The Six Pillars
                                                                                                                    When we look at the correlation between the
                                                                                                                    emotions customers felt about the brands we                  Not           Highly        Perceive brand          Fully
                                                                                                                                                                              emotionally     satisfied      differentiation     connected
                                                                                                                    surveyed and the Six Pillar results, one particular       connected      but not fully     & satisfied,      & satisfied,
         This year the Ireland CXi Survey examined             In second place, and yet again reflecting its CXi
                                                                                                                    pillar stood out for both positive and negative                          connected        but not fully        & able to
         the emotions customers associated with the            2018 Survey ranking is Amazon. This is a case in                                                                                                connected       perceive brand
                                                                                                                    emotions; Time & Effort.                                                                                    differentiation
         brands surveyed. Customer experience is all           point that a digital brand can score extremely
         about making our customers happy and what             well in terms of positive customer emotions.
         better emotion to explore first than happiness.       Giving customers what they want, when and            For the negative emotions, ‘disappointed’, ‘frustrated’   This strengthens the case to focus on the emotional
                                                               how they want it, gives Amazon extremely             and ‘angry’ rated highly within Time & Effort. This       connection. This isn’t about giving discounts or gifts
                                                               happy customers.                                     shows us the importance of making things easy for
         Happiness                                                                                                                                                            to our customers. This is about giving the customer
                                                                                                                    the Irish customer. Nowadays time is something            what they need, in the way they need it, brilliantly.
         We asked customers how happy they were to                                                                  people don’t have to spare and when brands make
                                                               Overall the majority of brands in the top 10 for
         be a customer of each brand. The Irish Credit                                                              things difficult for customers, it can literally seem
                                                               happiness scores were those in the Retail sector                                                               Source:
         Union takes first place in happiness ranking, as                                                           like something is being taken from them. Time is          Harvard Business Review, The New Science of Customer
                                                               followed closely by the Supermarket sector.
         it does in our overall survey. The strong sense                                                            valuable to everyone.                                     Emotion - Scott Magids, Alan Zorfas, Daniel Leemon
                                                               Interestingly, they were value brands such as
         of community and human engagement plays               IKEA, Lidl, Aldi, Homestore + more and Penneys.
         an enormous role in this happiness score. The         There’s a strong connection between value and        Of the positive emotions, ‘satisfaction’ was the
         hormone oxytocin is the bonding hormone               happiness. Customers get a little high when they     highest emotion felt around the Time & Effort Pillar.
         (or happy hormone) and is linked directly to          feel they’ve got a bargain or good value - getting   Again we see the importance of Time & Effort. The
         increased trust and loyalty. The Irish Credit Union   more for less. Dopamine, the chemical that           score here was high however the positive emotions
         continues to build strong emotional connections       controls the brain’s reward and pleasure centres,    didn’t get any stronger than ‘satisfaction’. This tells
         with customers which is undoubtedly releasing         is another happy hormone. It’s produced when         us that when Time & Effort is in a negative context
         those happy customer hormones.                        we achieve a goal we set for ourselves such as       it’s highly emotional, however in the positive context

14   TheCXCompany.com                                                                                                                                                                                                          TheCXCompany.com              15
Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
Ireland’s Top 10                                                                                                      LAYA HEALTHCARE                                        CITYLINK
         League Table 2018                                                                                                     INSURANCE SECTOR                                       TRAVEL SECTOR

                                                                                                                               4  TH
                                                                                                                                            Up 23 places                              6   TH
                                                                                                                                                                                                  Up 20 places
         This year, we have five new entrants into the Top 10 with six of the ten
         sectors in the survey being represented, compared to only three sectors                                               Laya Healthcare is more than just a health insurer,    Citylink connects the cities and towns of Ireland,
         being represented last year. For the first time we have an Insurance brand                                            they are a partner to their members, helping,          providing a crucial service to their customers.
         in the Top 10 reflecting an ongoing focus on CX by the sector.                                                        encouraging and empowering them to look after          From commuting to work to jetting off on their
                                                                                                                               their health and wellbeing. They give practical        holidays their customers avail of a high quality,
         Congratulations again to Irish Credit Union who have maintained their                                                 support and provide tools to enable their customers    reliable and affordable service. Their high ranking
         number one position for the fourth year in a row. What these brands have                                              to live healthier, better lives. This includes plans   in Integrity and Personalisation is a result of their
         in common is their ability to deliver the human touch to their customers,                                             that meet their needs, digital innovation to make      ability to consistently deliver an excellent service
         regardless of the channel and touchpoints they use to interact with them.                                             life easier and a wealth of expertise in health and    with well trained professional staff who are
                                                                                                                               wellness through their Thrive programme.               attentive to their customers’ needs.

         IRISH CREDIT UNION                                               AMAZON                                               AN POST                                                BOOTS
         FINANCIAL SECTOR                                                 RETAIL SECTOR                                        RETAIL SECTOR                                          RETAIL SECTOR

         1 ST
                          No change                                       2   ND
                                                                                      Up 2 places                              7   TH
                                                                                                                                            Down 4 places                             8  TH
                                                                                                                                                                                                  Down 3 places

         Hitting the top spot for the fourth year in a row,               The Amazon focus on customer experience              An Post are deeply rooted in the community             Boots successfully combine the human touch
         this comes as no surprise to the members of the                  is apparent in their jump to second place.           and are part of the fabric of traditional Ireland,     and technology. Their staff are committed to
         Irish Credit Union. Their members are their number               Consistently managing, meeting and exceeding         from the post man/woman knocking on the                looking after and caring for their customers,
         one priority and this is evident in the commitment of            customers’ expectations is key to their success.     door to children opening their first savings           helping them to look and feel better than they
         their employees, over 70% of whom are volunteers                 They give their customer the information they        account. The personal connection and trust An          ever thought possible. The focus is on providing
         from the local community. They keep their products               need when they need it, removing friction from       Post customers have with the brand is reflected        a very personal service that offers the best advice
         simple, focusing on exactly what their customers                 their processes. Their processes are considered      in exceptional Personalisation and Integrity           and products to meet each customer’s needs.
         need. All of which is reflected in their scores with             the benchmark for online shopping. Their efforts     scores. Their experienced and friendly staff           This is complimented with a focus on innovation
         customers ranking them highest in Empathy and                    are reflected across all their scores and most       have created a loyal and happy customer base.          and technology, enabling Boots to deliver a
         Time & Effort.                                                   significantly in their customers’ loyalty.                                                                  consistently excellent omnichannel experience.

         RADISSON BLU                                                     IKEA                                                 NETFLIX                                                LIDL
         TRAVEL SECTOR                                                    RETAIL SECTOR                                        ENTERTAINMENT SECTOR                                   SUPERMARKET SECTOR

         3   RD
                     Up 28 places                                         4  TH
                                                                                      Up 8 places                              9   TH
                                                                                                                                            Down 1 place                              10    TH
                                                                                                                                                                                                     Up 4 places

         Balancing their focus on both technology and                     “Treating every customer like a guest” is at the     Netflix are one of the top 3 recommended               Lidl’s move into the top 10 reflects their position
         the human touch, Radisson Blu have developed                     heart of IKEA’s CX strategy. This is brought to      brands in Ireland. What sets them apart is their       as a much loved brand in Ireland. Not only do
         an app enabling customers to access guest                        life in-store by their co-workers who are actively   obsession with personalisation. They use every         they offer great value, but they are also firmly
         services from their mobile phone 24/7 while                      encouraged to share ideas for improving the          customer interaction to understand what each           embedded in local communities through local
         also noting that nothing replaces the experience                 customer experience and supported by ongoing         customer is interested in, providing them with ultra   sponsorship activities and initiatives such as
         of interacting with well-trained staff. They allow               customer-focused training. Technology also           personalised content. They also use this data to       'Autism Aware' evenings. Staff are at the core
         customers to choose how they want to interact                    plays a very important role with the launch of       inform development of new content. Customers           of their customer experience strategy and key
         with them, always ensuring that someone is on                    online shopping enabling a seamless shopping         want companies to truly understand them and few        investment has been made in training to engage
         hand to assist.                                                  experience both at home and in-store.                companies are better at this than Netflix.             colleagues and embed a customer centric culture.

16   TheCXCompany.com                                                                                                                                                                                                            TheCXCompany.com   17
Hand on Heart It's not negotiable: tech-era CX still needs the human touch - Ireland Customer Experience Report 2018 - The CX Company
IRISH CREDIT UNION    TESCO MOBILE
                                                                                    Overall CX Champion   Telecoms Sector

                        CX Excellence                                               AMAZON                ELECTRIC IRELAND

                        Customer                                                    Retail Sector         Utilities Sector

                        Champions 2018
                                                                                    LIDL                  NETFLIX
                        Every year we celebrate our CX Champions who are            Supermarket Sector    Entertainment Sector
                        recognised by their customers for providing memorable
                        experiences they value, delight in and will share with
                        others. All of the results are based on over 42,000 brand
                        evaluations from our 2018 CXi survey.                       PASSPORT OFFICE       DELIVEROO
                                                                                    Public Sector         Restaurants Sector
                        Some of our Champions are the same as last year
                        whilst we have some newcomers including Deliveroo,
                        Radisson Blu, Pandora and Post Insurance. A big
                        congratulations goes to all our champions and to our
                        Top 150. It is a huge achievement to be recognised by       IRISH CREDIT UNION    RADISSON BLU
                        your customers for delivering CX excellence.                Financial Sector      Travel Sector

                                                                                    LAYA HEALTHCARE       DUBLIN ZOO
                                                                                    Insurance Sector      Experience Destination

                                                                                    DEALZ                 AMAZON
                                                                                    Best for Value        Best for Loyalty

                                                                                    PANDORA               POST INSURANCE
                                                                                    Highest New Entrant   Highest Climber

18   TheCXCompany.com                                                                                                            TheCXCompany.com   19
Irish CX Trends
                    From The 2018 CXi Survey                                                                                                                           Movers & Shakers

                    Our 2018 survey included 170 brands from across ten                   In 2018 there has been a drop from 2017 of -4.2% in                          Highest Jumper                                      Biggest Faller                        �    New Brands

                                                                                                                                                                   �

                                                                                                                                                                                                                    �
                    different sectors. Consumers were asked to identify                   overall CX performance. Only 11 brands in the total
                                                                                                                                                                       Three brands jumped over 50 places                  Applegreen dropped 64 places               We included eight new brands
                    brands they had interacted with as a customer in the                  survey improved their CX Excellence Score. Top scorer,
                                                                                                                                                                       between 2017 and 2018: Post Insurance               from 34 in 2017 to 101 in 2018.            in the 2018 survey. All of them
                    previous six months. They were asked to score each                    Irish Credit Union, has put some distance between
                                                                                                                                                                       – from 132 to 68 (64 places), AXA – from                                                       made it into the top 100 and
                    brand based on their CX performance using our Six                     themselves and the rest of the Top 10. The brands in                                                                             The biggest fallers since the
                                                                                                                                                                       136 to 81 (55 places), Revenue – from                                                          four made it into the top 30
                    Pillar framework.                                                     the bottom 15 positions have higher scores than                                                                                  survey started in 2015: MyTaxi
                                                                                                                                                                       125 to 72 (53 places).                                                                         including Pandora, Airbnb,
                                                                                          those in the same positions last year. This has led to a                                                                         – fell from 10 in 2015 to 130 in
                                                                                                                                                                                                                                                                      Deliveroo and Oxendales
                    The scores for each pillar are combined to create an                  flattening of scores and a compacting of brands. There                       The three biggest movers since the                  2018, LUAS – fell from 22 in

                    overall CX Excellence score. This CX Excellence score                                                                                              survey started in 2015: Vhi Healthcare              2015 to 107 in 2018.
                                                                                          is a real opportunity for brands to improve and move up
                                                                                                                                                                       – moved from 114 in 2015 to 24 in 2018,
                    determines where each brand ranks in our league table.                the rankings.
                                                                                                                                                                       Electric Ireland – moved from 105 in
                    The diagram below plots all of the brands and shows
                                                                                                                                                                       2015 to 32 in 2018, Laya Healthcare –
                    how the results from 2018 compare to those from 2017.
                                                                                                                                                                       moved from 71 in 2015 to 4 in 2018.

                        Changing Fortunes                                                                                                                              Sector success in the Top 100
                                                                                                                                                                       Our survey covers ten business sectors. There                and public sector bodies. The Insurance
                               TOP 10
                                                                                                                                                                       were mixed fortunes this year when we look at the            Sector continued to see improvements in CX
                               The top 10 brands in 2018 have a CX Excellence score
                               8.5% lower than the top 10 brands from 2017. The gap                                                                                    percentage of brands from each sector that made              performance with the percentage of brands in the
                               between the top brand (Irish Credit Union) and the                                                                                      it into the top 100.                                         top 100 going up by 12 points compared to 2017.
                               second brand (Amazon) has increased from 3.7% in
                                                                                                              140 PLUS
                               2017 to 5.4% in 2018. Only three of the top ten brands
                                                                                                              The difference in CX Excellence                          The Retail sector continues to lead with 87% of its          Losing out were the Restaurant sector who saw
                               (Irish Credit Union, An Post and Boots) have been in the
                                                                                                              score between 2017 and 2018 for this                     brands making the top 100. However it did see a              32% of its brands slipping out of the top 100. This
                               top 10 every year since the survey started in 2015.
                                                                                                              group is only -2.6% versus the overall
                                                                                                                                                                       decrease from 2017. The Public Sector increased              will be of concern to the sector as in an extremely
                                                                                                              survey average of -4.2% indicating that
                                                                                                              improvements are being made by these                     its percentage of brands in the top 100 by 33%               competitive market place CX will be the key
                                                                                                              brands, albeit they are coming from a very               which is a very good result and reflective of the            differentiator.
                                                                                                              low base.                                                emphasis now being put on CX in government

                                                                                                                                                                       % of Brands by Sector in the Top 100:
 Overall CX Score

                                                                                                                                                                              Retail                                                                                                87%

                                                                                                                                                                              Supermarkets                                                                                          70%

                                   TOP 50
                                                                                                                                                                              Restaurants                                                                                           62%
                                   There were no brands in the top 50 who
                                   improved their CX Excellence score. The                                                                                                                                                                                                          60%
                                                                                                                                                                              Travel
                                   average movement in the rankings of the top
                                                                                                   TOP 100
                                   50 brands was 5 places. There were 14 new                                                                                                                                                                                                        54%
                                                                                                   Eleven brands from 2017 moved                                              Entertainment
                                   brands in the top 50, 8 of them were new to
                                                                                                   into the top 100, three were from the
                                   the survey.                                                                                                                                                                                                                                      50%
                                                                                                   insurance sector and two from the                                          Insurance
                                                                                                   public sector. Seventeen brands from
                                                                                                   2017 fell out of the top 100, six were                                     Financial                                                                                             43%
                                                                                                   from the restaurant sector.
                                                                                                                                                                              Utilities                                                                                             38%

                                                                                                                                                                              Public                                                                                                35%

                                                                                                                                                                              Telecoms                                                                                              17%
                                                                                     Ranking                                     Source: CXi 2018 Ireland Survey
20           TheCXCompany.com                                                                                                                                                                                                                                                    TheCXCompany.com       21
INDUSTRY COLOUR KEY:
         Ireland’s Top                                                            � Entertainment
                                                                                  � Financial
                                                                                                                           � Restaurants
                                                                                                                           � Retail
                                                                                                                                                      Change versus last year:
                                                                                                                                                          Move up

         CX Brands 2018                                                           � Insurance
                                                                                  �M
                                                                                    obile/Landline/Broadband & TV
                                                                                                                           � Supermarkets
                                                                                                                           � Travel
                                                                                                                                                          Move down
                                                                                                                                                          No change
                                                                                  � Public Sector                          � Utilities                    New entry

         Ireland's Top 10
                                                                                   11                                 24                                  37
             1              IRISH CREDIT UNION     7.87                     No                              Down 9                            Up 44                                   Up 15
                            FINANCIAL SECTOR       CX Score out of 10   change

                                                                                   12                                 24                                  37
                                                                                                             Up 30                          Down 15                                  Down 2
             2              AMAZON                 7.47                   Up 2
                            RETAIL SECTOR          CX Score out of 10    places
                                                                                   12                                 26                                  39
                                                                                                             Up 31                          Down 20                                   Up 24

             3              RADISSON BLU           7.40                  Up 28     12                                 27                                  39
                            TRAVEL SECTOR          CX Score out of 10    places                             Down 5                            Up 32                                 Down 17

             4              IKEA                   7.38                   Up 8
                                                                                   15
                                                                                                               New
                                                                                                                      28
                                                                                                                                            Down 13
                                                                                                                                                          41
                                                                                                                                                                                    Down 16
                            RETAIL SECTOR          CX Score out of 10    places                               entry

                                                                                   15                                 29                                  41
             4              LAYA HEALTHCARE        7.38                  Up 22
                                                                                                                 No
                                                                                                             change
                                                                                                                                               New
                                                                                                                                              entry
                                                                                                                                                                                      Up 17

                            INSURANCE SECTOR       CX Score out of 10    places
                                                                                   17                                 29                                  41
                                                                                                              Up 2                             New                                  Down 7
                                                                                                                                              entry
             6              CITYLINK               7.37                  Up 20
                            TRAVEL SECTOR          CX Score out of 10    places    18                                 31                                  44
                                                                                                            Down 9                            Up 12                                 Down 18

             7              AN POST                7.34                 Down 4
                                                                                   19                                 32                                  44
                                                                                                           Down 10                            Up 41                                 Down 5
                            RETAIL SECTOR          CX Score out of 10    places

                                                                                   20                                 32                                  44
             8              BOOTS                  7.30                 Down 3
                                                                                                              Up 2                             New
                                                                                                                                              entry
                                                                                                                                                                                       Up 5

                            RETAIL SECTOR          CX Score out of 10    places
                                                                                   21                                 32                                  44
                                                                                                            Down 9                             Up 7                                   Up 24
                                                                                                                                                                      SUPERMARKET
             9              NETFLIX                7.29                 Down 1
                            ENTERTAINMENT SECTOR   CX Score out of 10     place    22                                 32                                  48
                                                                                                              Up 8                            Up 15                                   Up 26

             10             LIDL                   7.28                   Up 4     22                                 36                                  49
                            SUPERMARKET SECTOR     CX Score out of 10    places                                New                             New                                  Down 31
                                                                                                              entry                           entry

22   TheCXCompany.com                                                                                                                                                        TheCXCompany.com   23
50                            66             84             101             117             135
                          Down 19          Up 23        Down 37         Down 64           Up 23                Down 48

      51                            68             84             101             119             136
                          Down 20        Down 18        Down 25         Down 2            Up 16                Down 15

      51                            68             86             101             119             136
                          Down 8           Up 30        Down 23         Down 33           Up 19                Down 27

      53                            68             86             104             119             138
                            Up 15          Up 64          Up 20         Down 30         Down 20                Down 29

      53                            68             86             104             122             138
                             Up 6        Down 47        Down 14           Up 17         Down 20                Down 17

      53                            72             89             106             122             140
                             New           Up 53          Up 20         Down 27         Down 13                Down 38
                            entry

      56                            72             90             107             122             141
                          Down 17           Up 7        Down 36         Down 24         Down 33                Down 23

      57                            72             91             107             125             142
                            Up 28        Down 26        Down 56           Up 34         Down 9                 Down 24

      57                            72             92             107             125             143
                            Up 19        Down 48        Down 4          Down 18         Down 7                 Down 10

      59                            76             92             110             127             144
                          Down 3            Up 6        Down 16         Down 14         Down 48                Down 14

      59                            76             92             110             127             145
                          Down 30           New           Up 24         Down 8             Up 4                Down 20
                                           entry

      61                            76             95             110             127             146
                          Down 46        Down 26          Up 32         Down 58         Down 42                   Up 3

      62                            79             95             110             130             146
                             Up 4          Up 10          Up 14         Down 2             Up 7                Down 12

      62                            79             95             110             131             148
                            Up 21          Up 27        Down 32           Up 33           Up 16                 Down 3

      64                            81             98             115             132             149
                            Up 25          Up 55        Down 32           Up 10         Down 17                 Down 8

      64                            82             98             115             132             150
                          Down 45          Up 45          Up 40         Down 37         Down 27                 Down 4

      66                            82             98             117             134
                          Down 7         Down 28        Down 9          Down 20         Down 45
                 RETAIL

24   TheCXCompany.com                                                                                   TheCXCompany.com   25
2018 CXi Report
         Sector Analysis
         The 2018 CXi survey covers 170 brands across 10                   2018 Sector Ranking Ireland                               PUBLIC SECTOR
         sectors. In this section we compare the performance               There have been significant changes in this year’s
         of each sector over the past four years and predict               sector placings. The Retail sector remains in first       The Public Sector moved from 8th to 6th in the sector rankings.       2019                 6.93
         where they will land in 2019. Previously, The CX                  place but the Supermarket sector is closing the           A new initiative ‘Our Public Service 2020’ Quality Control
         Company predicted that Ireland’s overall CX scores                gap in second. The Travel sector jumped one               programme was launched in 2016 and is having a positive
         would drop based on similar studies in the USA                    place moving into 3rd place at the expense of             impact on Government departments ability to deliver citizen
         and UK markets. We long believed that Ireland is                  Entertainment and Leisure which has fallen badly          experience improvements. We believe that staff working
         approximately 2 years behind the USA and 1.5 years                                                                          for government departments show a deep and genuine                    2018          6.73
                                                                           into joint 6th. The Insurance sector has seen the
         behind the UK in terms of our CX maturity. We                     biggest position jump with both Financial and             care for the work they do to help the Irish public. HR leaders
         monitored similar drops in overall CX scores in the               Insurance tied in fourth place. To continue the theme     in Government departments need to leverage this while
         USA in 2016 (-2.4% drop) and the UK market in 2017                of compression, the Public Sector, Restaurants and        recruiting the right people for the job of caring for its citizens.
                                                                                                                                                                                                           2017          6.74
         (-3.4% drop). In this year’s report Ireland’s overall             Entertainment and Leisure are all tied in 6th position.
         CX scores collapsed by -4.2% which is more severe                                                                           2019 prediction:
                                                                           Telecoms and Utilities continue to bring up the rear
         than the UK and USA. While we believe that this will              due to a focus by many on acquisition and switching       As the 2020 programme continues to infiltrate all Government
         bounce back in 2019, it will not reach the levels of              rather than their existing customers.                     agencies, we predict it will increase the sector scores by 3%
                                                                                                                                                                                                           2016      6.70
         Ireland’s highest scores to date in 2017. We predict it                                                                     in 2019. The Passport Office continues to lead the way with
         will take two full years to surpass our 2017 highs.                                                                         it's omni-channel offering while the Department of Social                    CX scores
                                                                                                                                     Protection have invested in its CX skills by recruiting specialists
                                                                                                                                     who are driving major changes across the welfare system.
         2018 Sector Ranking:

          Sector                         2018 Sector Ranking           Movement from 2017            Overall CX Score 2017 vs 2018

          Retail                                   1                                                              -5.6%              SUPERMARKETS
          Supermarket                              2                                                              -4.8%
          Travel                                   3                                                              -3.1%              The Supermarket sector remains in second place with a
          Insurance                                4                                                              -1.3%              strong CX delivery but suffered a drop of 4.8% this year. Lidl
          Financial                                4                                                              -3.3%              jumped 4 places, the only brand in the top ten, with M&S falling
                                                                                                                                                                                                           2019   6.83
          Entertainment & Leisure                  6                                                              -6.0%              9 places to drop out of the top ten for the first time in our
          Restaurants                              6                                                              -4.7%              survey's history. Tesco made a significant jump of 32 places
          Public Sector                            6                                                              -0.1%              with Dunnes jumping a highly respectable 24 places to feature

          Telecoms                                 9                                                              -2.9%              in 44th place. Aldi and SuperValu slipped to 28th and 37th
                                                                                                                                                                                                           2018     6.89
          Utilities                               10                                                              -1.5%
                                                                                                                                     respectively, while all the convenience stores dropped which
                                                                                                                                     impacted the overall supermarket scores negatively.

         Who are the top sectors in each pillar?                                                                                     2019 prediction:
                                                                                                                                                                                                           2017                  7.24
                                                                                                                                     The CX Company predicts that the larger supermarkets will
                                     Personalisation   Time & Effort   Expectations      Integrity       Resolution       Empathy
                                                                                                                                     improve their scores next year while the convenience stores
          Retail                            5               1               2               1                2               2
                                                                                                                                     will hold the sector back. We predict the supermarkets
          Supermarket                       8               2               3               4                1               1
                                                                                                                                     will finally recognise the importance of staff and start
          Travel                            1               5               1               3                7               5                                                                             2016                         7.38
                                                                                                                                     rewarding their ability to deliver the human touch to deliver
          Insurance                         6               7               6               5                3               3
                                                                                                                                     CX Excellence through the aisles. The challenge remains on
          Financial                         3               6               4               6                4               6
                                                                                                                                     hiring new staff who are gifted with genuine caring skills. The
          Entertainment & Leisure           4               3               5               8                8               8
                                                                                                                                     HR departments will play a key role in identifying, hiring and
          Restaurants                       9               4               7               7                6               4                                                                             2015                    7.31
          Public Sector                     2               8               9               2                5               7
                                                                                                                                     rewarding highly skilled staff. Once the sector recognises that

          Telecoms                          7               10              9               9                10              10
                                                                                                                                     they need to pay more for this particular talent, they will start            CX scores
          Utilities                        10               9               8               10               9               9       making progress.

26   TheCXCompany.com                                                                                                                                                                                             TheCXCompany.com             27
TRAVEL                                                                                                 INSURANCE

            The Travel sector moved up one place in this year’s sector           2019      6.87                    We predicted that the Insurance sector would make great strides            2019                 6.90
            rankings but dropped their average CX score by -3.1%. There                                            this year and that the past switching fascination would be replaced
            were significant jumps for Radisson Blu (up 28 places), Citylink                                       by a strong customer focus. We are happy to report that this was
            (up 20 places), Aircoach (up 30 places), Airbnb (new entrant                                           the case and that the sector jumped from 7th to joint 4th this year
            in at 22nd place), Irish Ferries (up 24 places) and Irish Rail (up                                     although overall scores dropped by -1.3%. Laya Healthcare lead the         2018             6.79
                                                                                 2018      6.87
            27 places). The LUAS and DART fell due to issues with the                                              sector having reached the coveted top ten status (4th place, a jump
            introduction of new services and overcrowding.                                                         of 22 places) with Vhi Healthcare making significant strides (24th
                                                                                                                   place, a jump of 44 places). AXA were significant general insurance

                                                                                 2017             7.09             jumpers (up 55 places) with Post Insurance, Allianz, Irish Life, Zurich,   2017                6.88
            Aer Lingus (44th place) and Ryanair (132nd place) both dropped
                                                                                                                   FBD and Liberty Insurance each making big jumps this year.
            their positions this year. Aer Lingus will need to significantly
            improve their performance simply to meet customers high
            expectations. While Ryanair’s industrial unrest may continue to                                        2019 prediction:
            play havoc and reduce their scores next year as it did with the      2016                7.19          Insurance companies will continue to deliver innovative solutions          2016    6.46
            LUAS in the past.                                                                                      for their customers particularly during the claims area of the
                                                                                                                   journey. We predict a further improvement in 2019 and they will
            2019 prediction:                                                                                       overtake their banking cousins and move into third place. This is an
                                                                                 2015                    7.26      unprecedented sector shift considering Insurance were the worst            2015   6.41
            We predict that strong hotel sector improvements will prop up
                                                                                                                   performing sector only four years ago.
            the sector next year and let’s hope industrial unrest in transport           CX scores                                                                                                    CX scores
            groups recede. If so, we predict the sector will remain static
            in 2019.

                                                                                                                   RETAIL

                                                                                                                   The Retail sector remains in first position in the league table with
            RESTAURANTS
                                                                                                                   86% of brands in our top 100 and four in our top ten. Amazon moved
                                                                                                                   up two spots to second place, followed by IKEA in 4th (jumped 28
            The Restaurant sector dropped one place with a -4.7% score
                                                                                 2019   6.60                       places), An Post in 7th (dropped four places) and Boots in 8th (a          2019    6.85
            compared to 2017. This is a worrying and continual trend that
                                                                                                                   drop of three places). While we predicted this year’s drop, we did
            has worsened each year. The sector continues to suffer from
                                                                                                                   not expect the collapse of -5.6%. This significant drop comes from
            lack of investment in innovation and has an extreme staff
                                                                                                                   the ever increasing expectations of the Irish consumer and how they
            turnover problem while regulatory concerns and the increase
                                                                                 2018      6.73                    compare every Irish retail experience against the most successful          2018      6.95
            in VAT rates add to the cost of running the business. On the
                                                                                                                   online stores and visiting best in class stores around the world.
            positive side, technology is helping a number of home delivery
            companies deliver exceptional Expectations and Time & Effort
            scores with easy to use apps.                                                                          2019 prediction:
                                                                                 2017                7.06                                                                                     2017                    7.36
                                                                                                                   The sector will continue to drop but at a slower pace. To simply
            2019 prediction:                                                                                       stand still will be an accomplishment for most Irish retailers due
                                                                                                                   to the incredible appetite of the Irish consumer for that magical
            Unfortunately, until this sector recognises the power of the
                                                                                                                   experience. Investing in staff training and recruiting strong
            human touch that staff bring and how they can deliver CX                                                                                                                          2016                    7.37
                                                                                 2016                    7.18
                                                                                                                   emotionally intelligent personalities will help companies keep and
            excellence, we predict the sector will fall again by 2% to a
                                                                                                                   grow their customer base. Leveraging technologies to help speed
            lower score of 6.6%. Front facing and kitchen staff are not
                                                                                                                   up transactions thus making it easier for customers to engage with
            happy. Owners need to apply the concept that happy staff =
                                                                                                                   retailers will also be key. Irish consumers want human emotion and
            happy customers rather than the other way around. It’s time          2015                       7.19                                                                              2015                7.30
                                                                                                                   passion built back into their shopping experiences.
            to raise the bar on staff rewards in this sector and we believe
            customers will respond favourably.                                           CX scores                                                                                                    CX scores

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ENTERTAINMENT AND LEISURE                                                                                         TELECOMS

            The Entertainment sector had the largest negative score and               2019   6.60                             This sector continues to have the lowest consumer tolerance         2019    6.50
            dropped from third place position to joint 6th place. Netflix                                                     level of any sector. Partly due to its complexity and continued
            remained in the top ten, with Odeon cinemas jumping 15 places                                                     breakdowns in service which have the greatest impact on
            to 32nd place. However, Omniplex, Google, YouTube, Leisureplex,                                                   our daily lives. When your phone or TV goes down it causes
            Paddy Power, National Lottery and Facebook all had significant            2018      6.73                          a huge headache. Tesco Mobile dropped 20 places this year           2018   6.45
            falls dragging the sector position downward.                                                                      to 51st place. The general Telecoms companies all place
                                                                                                                              lower down the scale. However, a positive highlight was Three
            2019 prediction                                                                                                   who increased their overall CX score by 2.6%, only one of 11
                                                                                      2017                      7.16          companies in this year's survey to do so.                           2017           6.64
            We will continue to see new and exciting innovations from this
            sector, however, trust will continue to be damaged by the larger
            online players. Because of this we expect that the sector, at best,                                               2019 prediction:
            will remain static next year but will likely to sink to 7th position in                                           The sector remains guilty in its fixation with acquisition and
            our sector rankings.                                                      2016                7.06                switching. This needs to be addressed at C-suite level rather       2016           6.64
                                                                                                                              than by staff at customer facing level. Management need to
                                                                                                                              replace acquisition bonuses for retention wins. It’s time to get
                                                                                                                              genuine with Irish customers and give them the packages
                                                                                      2015                             7.29                                                                       2015          6.58
                                                                                                                              they desire. And provide their staff with empowerment to
            FINANCIAL                                                                        CX scores
                                                                                                                              help customers through the complexity of the business. We
                                                                                                                                                                                                          CX scores
                                                                                                                              are sticking our necks out this year and predict the sector will
            The Financial sector jumped two places from 6th to 4th this year                                                  improve its 2019 score but unfortunately remain in 9th place.
            despite a drop of -3.3% in average CX scores. The Credit Union
            is its knight in shining armour and holds its number one position
            for the fourth year in a row despite some negative publicity.
            AIB jumped 27 places to its highest position yet of 79th place.
            PermanentTSB managed a strong jump of 14 places as did EBS                                                        UTILITIES
            (+10 places) and KBC (+19 places). Ulster Bank and BOI fell back
            with some of the lowest empathy scores in this year’s survey.             2019   6.68                             Utilities continue to sit at the bottom of our table but are        2019          6.55
                                                                                                                              showing visible signs of genuinely loving their customers
                                                                                                                              in favour of the need to acquire new ones. Electric Ireland
            2019 prediction:
                                                                                                                              continue to lead the way with another significant jump of 41
            Irish banks are becoming more focused on CX. However, we
                                                                                      2018     6.79                           spots up to 32nd place. Bord Gáis are also making strong            2018   6.43
            expect a small decrease in 2019 CX scores because there
                                                                                                                              progress with a jump of 20 places to 86th place. Irish Water will
            remains a considerable gap between the C-suite and customer
                                                                                                                              be delighted to note that their customers gave them the highest
            facing staff in how best to deliver CX excellence. Too much
                                                                                                                              improvement score this year of all companies surveyed with an
            focus on technology investment and not enough in staff
                                                                                      2017             7.02                   improvement of 11.3% versus the average of -4.2% for all brands.    2017      6.53
            empathy training. More focus is needed on managing customer
            expectations while migrating them onto tech solutions. Banks
            believe they are doing a great job, however, their customers are                                                  2019 prediction:
            not in agreement. We recommend the Central Bank sit down                                                          We believe Utilities are further ahead of the Telecoms sector
                                                                                      2016               7.07                                                                                     2016             6.69
            with the banks and Irish customers to find the best solutions to                                                  in terms of moving from the switching focus. While the newer
            deliver CX Excellence to the Irish consumer. The customer must                                                    entrants continue to build market share the larger players are
            be present at this table. There is too much fear and lack of trust                                                more focused on locking in customers with simpler tariffs and
            between the regulator and the banks. The customer must play                                                       the avoidance of jargon. New energy innovations will continue
                                                                                      2015               7.08                                                                                     2015          6.57
            a role in determining what is right for them rather than banks                                                    to impress in 2019. We believe Utilities will challenge Telecoms
            implementing unrealistic solutions that make things worse.                       CX scores                        in 2019 and may move off the bottom.                                        CX scores

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cells on MRI scans. This is not to say there is no   make the customer believe they are talking to
                                                                                                                         Radiologist reading our x-rays but it does say       a human when in fact they are talking to a robot.
                                                                                                                         that for such crucial work there is another 'pair
                                                                                                                         of eyes' available. A good thing – yes?
                                                                                                                                                                              Another key to the success of chatbots and
                                                                                                                                                                              automated voice technology is knowing when
                                                                                                                         In Customer Experience, we cannot devolve            not to use them and knowing from a customer
                                                                                                                         ourselves from emotion. Emotional drivers are        perspective that once we require a human
                                                                                                                         the very foundation of the principles of CX and      interaction we can get one.
                                                                                                                         robots ain't got no feelings! We need to use
                                                                                                                         technology for the right things and at the right
                                                                                                                                                                              Paying a bill online or getting a statement
                                                                                                                         time, making it work for us so that we get better,
                                                                                                                                                                              balance is fine for automated technology. But
                                                                                                                         faster and more personal.
                                                                                                                                                                              try explaining a disputed credit card charge on
                                                                                                                                                                              your statement to a robot and your experience
                                                                                                                         Another great example would be how Artificial        will soon turn to frustration and anger. These
                                                                                                                         Intelligence can help us is to analyse dense         situations require human discretion and good

          The Robot                                                                                                      data for anomalies, integrating multiple 'voice
                                                                                                                         of the customer' sources such as survey data,
                                                                                                                                                                              companies give authority to staff to resolve
                                                                                                                                                                              problems. There will always be a need for

          Will See You Now!                                                                                              call centre and social data which is key to better
                                                                                                                         insights which in turn output useful predictive
                                                                                                                                                                              human intervention in resolution.

                                                                                                                         data. These are monotonous jobs that machines
                                                                                                                                                                              Where companies see social skills and
                                                                                                                         actually do much better. Once the alarm bell has
                                                                                                                                                                              creativity as important assets there is always
                                                                                                                         gone off we can then intervene to diagnose the
                                                                                                                                                                              a need for human interaction. Automated
          Let's talk about change. Not many people are            How do we manage all of this change and                anomaly, design a solution and then implement
                                                                                                                                                                              checkouts in supermarkets may give superior
          comfortable with change. We have our routines,          upheaval? There is talk of robots taking all           that solution. No matter how advanced
                                                                                                                                                                              Time & Effort scores but what negative effect
          our regular customers, trusted suppliers and ok         our jobs and there's drones in LA delivering           technology becomes, implementation and
                                                                                                                                                                              do they have on personalization? I've regularly
          we have our competitors too but we know who             everything from parcels to pizzas.                     effective application is crucial. Companies need
                                                                                                                                                                              seen people queuing up for cashiers because
          they are, where they work from and we like it
                                                                                                                         to be agile, accept the fact that they get things
                                                                                                                                                                              they know them and receive a friendly comment
          that way.
                                                                  So where is the place for Artificial Intelligence      wrong sometimes and be able to change.
                                                                                                                                                                              or small, personalised conversation. These are
                                                                  and how should we use it? Bring it on I say but
                                                                                                                                                                              highly valued interactions by some people who
          But the change that software and technology             be careful how you use technology because it           A slightly different example of technology           may only have few other conversations during
          has brought over the past 15 years is something         really does have its limitations. For the moment       is the use of chatbots and voice command.            the day.
          else entirely. However, when I sit back and             we are still the bosses and let's not forget that.     These technologies have revolutionised how
          realise that it's the way of the world since time
                                                                                                                         customers interact with companies, provide
                                                                                                                                                                              The key to using technology is to make
          immemorial – I begin to get comfortable with
                                                                  There is a word called Cybernetics that I feel         great personalization and are very useful for
                                                                                                                                                                              it work for us and alongside us. Getting
          that. Genies and bottles, toothpaste and tubes,
                                                                  could provide a part of the solution. It's the study   factual, repetitive tasks and initial customer
                                                                                                                                                                              technology to do the mundane, repetitive tasks
          there really is no going back now.
                                                                  of people and machines. More formally it is "the       interactions. Companies like Intercom strike
                                                                                                                                                                              is what technology is great at. But if we want
                                                                  scientific study of control and communication in       the perfect balance of fast automated solutions
                                                                                                                                                                              Customer Experience to work really well human
          There's no doubting the change is massive.              the animal and the machine."                           and having a human 'feel'.
                                                                                                                                                                              intervention and interaction is the key.
          Even for small businesses, globalization and not
          localization is the new norm and technology is
                                                                  Without getting too scientific about it,               The interesting thing is we are comfortable
                                                                                                                                                                              Maybe one day an automated checkout will ask
          having a faster and more dramatic impact on
                                                                  Cybernetics can be a way of using technology to        interacting with chatbots or automated voice
                                                                                                                                                                              me if I had a nice weekend but if it does I won't
          our society than the Industrial Revolution. Is it for
                                                                  help people do their jobs more easily and better.      systems provided we recognise they are
                                                                                                                                                                              be going back there in a hurry!
          better or for worse? – richer or poorer? It doesn't
                                                                  Take radiology for example. Artificial Intelligence    automated. It's ok to make automation 'feel'
          matter – it's a fact and that 'bird' has flown.
                                                                  is now being used to analyse and detect cancer         as human as possible but not a good idea to

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