WELCOME TO ETFO - The Elementary Teachers' Federation of ...

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WELCOME TO ETFO - The Elementary Teachers' Federation of ...
WELCOME
 TO ETFO

           1
WELCOME TO ETFO - The Elementary Teachers' Federation of ...
WELCOME TO THE
ELEMENTARY TEACHERS’
FEDERATION OF ONTARIO

ETFO
                         is your professional and protective
                         organization. Together, we represent over
                         83,000 teachers, occasional teachers,
designated early childhood educators (DECEs) and education
workers employed in the public elementary schools of Ontario. You
are represented by ETFO provincially and you are also a member of
one of the 76 ETFO locals across the province.

In welcoming you to ETFO, this booklet is developed to provide you
with helpful information as you begin your career in education. It
also outlines the work of your organization, as well as the services
available to you.

ETFO strives to develop programs and services that both protect and
enhance the working lives of members in these challenging times
for education. We also work continuously to provide a welcoming
environment that celebrates the diversity of our members and the
students in our care.

In addition to our internal work in support of members, ETFO reaches
out to the broader community to foster a climate of social justice in
this province and beyond.

                                                                        2
WELCOME TO ETFO - The Elementary Teachers' Federation of ...
WELCOME TO ETFO
LETTER
FROM
PRESIDENT

    With over 83,000 members, ETFO is the largest teachers’ union in Canada.
    We are a unique organization representing teachers, occasional teachers,
    designated early childhood educators (DECEs) and education support staff in
    the elementary public schools of Ontario. When you accepted your position
    with your school board and became an ETFO member, you became part of
    our collective strength, enthusiasm and commitment to each other and to our
    profession.

    As a member of ETFO provincially, you also became a member of your ETFO
    local – one of 76 ETFO locals in the province. The foremost goal of both ETFO
    provincial and your ETFO local is to serve the needs of our members.

    We developed this publication to show you some of the resources, services and
    opportunities available to you as a member of ETFO.

    ETFO strives to serve our members in a number of ways. As a professional
    organization, ETFO delivers a wide range of personal and professional
    development as well as leadership and training opportunities. As a union, ETFO
    offers collective strength through our bargaining and advocacy efforts. As a
    federation, ETFO provides a welcoming environment that celebrates the diversity
    and encourages the participation of all of our members.

    There are many fulfilling opportunities you will experience as an educator. But
    there will also be challenges. Remember – you are never alone. No matter
    where you work in the province, ETFO is as close as your telephone or internet
    connection to help you with those challenges.

    We are glad you have joined us. Welcome to ETFO!

    Sam Hammond, President, Elementary Teachers’ Federation of Ontario

                                                                                      3
WELCOME TO ETFO - The Elementary Teachers' Federation of ...
WHERE ETFO FITS WITH EDUCATION
INTERNATIONAL / CTF / OTF

           Education International - ei-ie.org
           Representing more than 30 million
           teachers and education workers 401
           member organizations in 172 countires
           and territories

           Canadian Teachers’ Federation - ctf-fce.ca
           Representing approximately 232,000 members

           Ontario Teachers’ Federation - otffeo.on.ca
           Approximately 160,000 teachers members in
           four affiliated bodies

                  10,500          83,000           45,000          60,000
                   members        members          members         members
                  Association     Elementary     Ontario English    Ontario
                      des          Teachers’        Catholic       Secondary
                 enseignantes    Federation of     Teachers’         School
                     et des         Ontario       Association      Teachers’
                 enseignants                                       Federation
                    franco-
                   ontariens

                  AEFO            ETFO             OECTA           OSSTF

4                                                    ABOUT ETFO
WELCOME TO ETFO - The Elementary Teachers' Federation of ...
ETFO BY                                                    2,341
                                                        DECE Members                        306
 THE NUMBERS                                                                          ESP/PSP Members
                                       11,400
                                   Occasional Teacher
                                       Members

The Full-time equivalent membership
number is 67,707.                                                         53,660

                                                                                                         ABOUT ETFO
Numbers are based on the 2017-18 year                                      Teacher
and reflect FTE equivalents.                                               Members
ETFO represents over 83,000 members.

                                                        DECE – Designated Early Childhood Educator
                                                        ESP – Education Support Personnel
                                                        PSP – Professional Support Personnel

          According to the 2018-2019 Annual Member Survey:

    81.80%       teacher members have a QECO rating of A4

        72%      occasional teacher members are below the age of 35

       50%       occasional teacher members have less than 11 years
                 experience
   30.50%        members have less than 11 years experience

    15.90%       teacher members are below the age of 35

         In 2018-2019    81%       of members self-identified as women

            Provincial Executive                                  Local Presidents
           64% women / 36% men                                56% women / 44% men

          Local Executive Member                              Local Chief Negotiators
           64% women / 36% men                                71% women / 29% men
                                                                                                     5
WELCOME TO ETFO - The Elementary Teachers' Federation of ...
MEMBERS’ RIGHTS

    Members Rights &
    Responsibilities Outlined in
    the ETFO Constitution                            Union Fees

    As a teacher or occasional teacher              Under the Education Act, an elementary
    working in the elementary panel of a            teacher who works in the English-
    public district school board or school          language public education system
    authority, or as an education worker in         is represented by ETFO. Union fees
    a bargaining unit for which ETFO holds          are determined at the ETFO Annual
    bargaining rights, you are an active            Meeting each August. Fees are deducted
    member of the federation.                       directly from members’ pay cheques
                                                    by school boards and submitted to the
    As such, you enjoy certain rights and           ETFO provincial office. Fees are used to
    privileges, but are also responsible for        provide funds for programs and services
    upholding the ETFO Code of Professional         for the members through provincial
    Conduct.                                        office and to operate ETFO’s locals.

    ETFO has established specific rights,           ETFO is affiliated with other teacher
    obligations and responsibilities                federations and labour organizations.
    regarding member conduct. These rights,         Membership in these organizations
    obligations and responsibilities are            strengthens the voice of all those who
    referenced in the ETFO Constitution.            defend public education and public
                                                    services.
    We all benefit from this individual
    responsibility within collective action. A
    strong union for teachers and education
    workers is vital to quality education in
    the province.

           ETFO Budget 2019-2020
                                                               8% 3%
                                                        8%
              Provincial office and programs
              Locals
                                                                       45%
              Defense Fund                                   36%
              Other organizations
              Political Activity/Public Relations

6                                                                    ABOUT ETFO
PROVINCIAL EXECUTIVE, 2019-2021

                                                                                                    WELCOME TO EXEC
The Executive at the provincial level will consist of 14 members: the president; the first vice-
president; two vice-presidents, one position open to women only; the ETFO representative to the
Ontario Teachers’ Federation; and additional Executive members as necessary to complete an
Executive of 14. Three of these additional positions will be to women only. One of the positions
shall be only open to women members who self-identify as First Nations, Métis or Inuit (FNMI),
members with a disability, lesbian, gay, bisexual, transgender, intersex, queer or questioning
members or racialized members; and one of the positions shall be only open to members who
self-identify as First Nations, Métis or Inuit (FNMI), members with a disability, lesbian, gay,
bisexual, transgender, intersex, queer or questioning members or racialized members.
The members of the Executive are elected to two-year terms by the delegates to the Annual
Meeting. The Executive meets regularly and is responsible for carrying out the business of the
Federation, receiving reports and recommendations from committees, authorizing legal support
for members in employment-related cases and carrying out a variety of other responsibilities.

Released Officers                            Executive Members
                                             (alpha order by surname)
President – Sam Hammond
Hamilton-Wentworth Teacher Local             Adelina Cecchin, Greater Essex County Teacher Local

First Vice-President – Karen Campbell        Amy Chevis, Simcoe County Occasional Teacher Local
Elementary Teachers of Toronto               Mary Fowler, Durham Teacher Local
Vice-President – David Mastin                Joy Lachica, Elementary Teachers of Toronto Local
Durham Teacher Local                         Felicia Samuel, Elementary Teachers of Toronto Local
Vice-President (Female) – Monica Rusnak
                                             Sabrina Sawyer, Grand Erie Teacher Local
Ontario North East Teacher Local
                                             Mario Spagnuolo, Greater Essex County Teacher Local

OTF Representative – Nathan Core             Sylvia van Campen, Upper Canada Occasional
Waterloo Occasional Teacher Local            Teacher Local
                                             Greg Weiler, Waterloo Teacher Local

  ETFO ADMINISTRATIVE LEADERSHIP
  The administrative leaders work with the staff of the Federation to implement the programs
  and services approved by the Executive and the Annual Meeting.
                      General Secretary 			            Sharon O’Halloran
                      Deputy General Secretary         Jerry DeQuetteville
                      Deputy General Secretary         Bobbi Taillefer

                                                                                               7
ETFO
    SERVICE
    AREAS
                                                     Health and Safety Services:
                                                      • ETFO Action on Violence
                                                      • ETFO Health & Safety Website

Collective Bargaining:                               Professional Learning/Curriculum
etfocb.ca                                            Services:
 • Central and local bargaining                       • Professional learning, provincially
 • Administration of collective agreements,              and locally
    including grievances                              • Curriculum and professional
 • Leadership development and training                   resources
 • Support for stewards                               • Leadership development (Union
                                                         School)
Communications and Political Action:                  • Liaison with Ministry on professional
 • Voice Magazine                                        issues
 • Building Better Schools                            • Summer Academy
 • Government Relations                               • New Members
 • Political Action
 • Public Relations                                  Professional Relations Services:
                                                     Confidential support for members
Equity and Women’s Services:                         experiencing professional difficulties:
 • Outreach to members of designated                  • College of Teachers
    groups                                            • Performance appraisals
 • Training programs, including workshops             • CAS investigations
    and conferences, on equity-related                • Criminal allegations
    themes                                            • Employment Insurance, Workplace
 • Leadership development                                Safety and Insurance Board, LTD
 • Curriculum resources                               • Human rights, harassment,
 • Community partnerships                                discrimination
 • Policy development                                 • Ethics and professionalism

LEGAL ASSISTANCE CARD FOR MEMBERS
This card provides advice to members, when facing an allegation related to their professional duties
or employment responsibilities. The card contains a statement that members should say to the
police or Children’s Aid Society (CAS) if contacted about an allegation against them.

8                                                        WELCOME TO EXEC
ETFO
LOCAL

                                                                                           WHAT WE DO
 THE ETFO STEWARDS
 In each school, an ETFO member takes on the role of steward. ETFO stewards are
 the visible representatives of ETFO and the local in the workplace. Stewards are
 responsible for monitoring the implementation of the Collective Agreement and
 making ETFO members aware of ETFO services and programs.

 UNDERSTANDING YOUR PROFESSIONAL JUDGEMENT
 ▶▶   Professional judgement is an important concept for educators. It is defined in
      our new Central Agreement. Section C. 2.5 of the Teacher/Occasional Teacher
      Central Agreement reads as follows:
 ▶▶   “Professional Judgement” shall be defined as judgement that is informed
      by professional knowledge of curriculum expectations, context, evidence
      of learning, methods of instruction and assessment, and the criteria and
      standards that indicate success in student learning. In professional practice,
      judgement involves a purposeful and systematic thinking process that evolves
      in terms of accuracy and insight with ongoing reflection and self-correction.”
 ▶▶   To assist member understanding in their use of their professional judgement,
      please see the pamphlet, Understanding your Professional Judgement, 2016.
      Assessment and Reporting.

 SUPPORTS FOR NEW MEMBERS
 ▶▶   New Members - Welcome to ETFO brochure etfo.ca/link/newmembers
 ▶▶   New Teacher Induction Program (NTIP) etfo.ca/link/NTIP
 ▶▶   Survive and Thrive survivethrive.on.ca
 ▶▶   ETFO’s Occasional Teachers Website etfo.ca/link/OT
 ▶▶   Professional Links (e.g., QECO, Edvantage) qeco.on.ca

                                                                                       9
DEFENDING
 WORKING
 CONDITIONS

 DEFENDING WORKING & LEARNING CONDITIONS

                           Your Collective Agreement
                         Read it, Maintain it & Defend it
 Your collective agreement is a contract negotiated on your behalf by ETFO that includes
 many rights, entitlements and protections. It is the product of decades of negotiating on
 the part of local and provincial ETFO negotiators.

 Once an entitlement is bargained into your Collective Agreement, it can be improved upon
 and strengthened in subsequent rounds of bargaining. As a result, each and every ETFO
 member has a stake in actively supporting the collective bargaining process.

 Ensuring that your negotiated rights are being respected starts by reading your Collective
 Agreement. It is important for all members to become familiar with the contents of their
 local collective agreement, including language about:

     ▶▶   Salary;
     ▶▶   Grid placement (Note: Have you applied for and received your QECO evaluation?);
     ▶▶   Preparation time;
     ▶▶   Supervision time limits;
     ▶▶   Staffing, surplus and transfer dates;
     ▶▶   Seniority;
     ▶▶   Harassment and discrimination; and
     ▶▶   Leaves (e.g., sick leave, bereavement leave, pregnancy/parental leaves, etc.).

 The language in your collective agreement is legally binding upon your employer and your
 union. Inform your ETFO local immediately if you have any questions or concerns about
 how language in your agreement is being implemented at your school or school board.

10                                                PROTECTING YOUR RIGHTS
ETFO COLLECTIVE BARGAINING
   During each round of collective bargaining (CB), members can receive the latest

                                                                                                PROTECTING YOUR RIGHTS
   news and updates in a variety of ways, including:

    ▶▶   Online - ETFO’s CB website at etfocb.ca provides general bargaining information
         and negotiation news;
    ▶▶   By Email - Members who have provided ETFO with their email address receive
         central bargaining updates from the provincial office through the ETFO CB
         eNewsletter;

    ▶▶   Through Bulletins - Local offices regularly distribute ETFO Central Bargaining
         Bulletins during negotiation periods; and
    ▶▶   On Social Media - Members can join the ETFO CB Facebook Group (ETFOCB) to
         ask questions and discuss bargaining-related issues.

HEALTH AND SAFETY
ETFO plays an important role in ensuring workplaces are safe and healthy places in
which to work. All workers, including ETFO members, have a right to a safe and healthy
workplace. Visit etfohealthandsafety.ca for more information.

BUILDING BETTER SCHOOLS
ETFO’s resources for parents and the general public on how the Federation is seeking to
engage the broader community in supporting public education.
Sign up to get involved at BuildingBetterSchools.ca

                                                                                           11
HOW TO
      PROTECT
      YOURSELF

 CERTIFICATE OF QUALIFICATION (COQ) FROM THE ONTARIO COLLEGE OF
 TEACHERS (OCT)

     ▶▶   Certificate of Registration from the College of Early Childhood Educators
     ▶▶   District school board correspondence related to your hiring and placement
     ▶▶   University/College transcripts
     ▶▶   Certificates from professional development activities (e.g., course, conference, workshop)
     ▶▶   Current résumé
     ▶▶   Copy of criminal record check/offence declaration
     ▶▶   QECO evaluation
     ▶▶   Documents related to your Teacher Performance Appraisal (TPA)
     ▶▶   Information from your ETFO local
     ▶▶   Ontario Teachers’ Pension Plan

 Professional Relation Services Staff in Professional Relations Services (PRS) are available
 to provide information, advice, support and intervention for members who are experiencing
 professional difficulties.

 PRS Matters Bulletins are designed to keep members informed on a variety of important legal
 and professional issues impacting on education workers.
   ▶▶ Duty to Report and obligations under the Child and Family Services Act
   ▶▶ Teacher Performance Appraisals (TPA), Designated Early Childhood Educators (DECE)
      Performance Appraisals (DPA), Professional Support Personnel (PSP)/Educational Support
      Personnel (ESP) Evaluations and Occasional Teacher Evaluations
   ▶▶ Social Media
   ▶▶ Maternity and parental leaves

12                                              PROTECTING YOUR RIGHTS
BUILDING A JUST SOCIETY
EQUITY STATEMENT
 It is the goal of the Elementary Teachers’ Federation of Ontario to work with others to
 create schools, communities, and a society free from all forms of individual and systemic
 discrimination. To further this goal, ETFO defines equity as fairness achieved through
 proactive measures which result in equality, promotes diversity, and fosters respect and
 dignity for all.

 ETFO
                                                                         ting        Enga
                         is a                                    n s truc s        Indig ging
                                                              o           e
                                                           Dec reotyp us                 en
                                                                                    Peo ous
                         catalyst                            S t e
                                                                    dige
                                                                         n o
                                                                                  Fam
                                                                                        ples
                         for                                 of In eoples              il
                                                                   P              and ies
                                                                                Com the
 promoting dialogue and action                                                       m
                                                                                Wor unity              TQ
                                                  rty?                              ksho          LGB ess
 on equity and social justice            Why Pove                                         p          re  n
                                          Workshop                                               Awa imary
                                                                                                       r
 in classrooms, schools and                                                                       in P
                                                                                                        sroo
                                                                                                             ms
                                                                                                  Clas
 communities. Along with
 professional resources and                                           Working
                                       Welcoming an
 training on human rights issues      supporting LG
                                                     d
                                                                      Toward a                     Rethinkin
                                                    BTQ                                                        g
 to assist members in building       Families Wor
                                                  kshop               More Just                   White Priv
                                                                                                             ilege
 inclusive classrooms, ETFO                                            Society
                                                                                                   Workshop

 publicly promotes social justice                 hob
                                                      ia
 causes and supports coalitions               map      r
                                          Isla cts Ou
                                            Affe dents                                      Everyone is Able
 and grassroots groups with                   Stu shop
                                                  k                                              DVD
 similar aims. ETFO oversees                  Wor
 programs that advance                                       …an
                                                                 d
 education interests and the                                 we still                     nd
                                                           con rise                 der a
                                                              fere               Gen lity 101
 rights of all people, especially                                  nce               a
                                                                                 Sexu rkshop
                                                                                   Wo
 women and girls.

                                                                                                                  13
CREATING
     INCLUSIVE
     SPACE

ETFO HUMAN RIGHTS STATEMENT
The Elementary Teachers’ Federation of Ontario is committed to:
•    Providing an environment for members that is free from harassment and discrimination at all
     provincial and local Federation sponsored activities;
•    Fostering the goodwill and trust necessary to protect the rights of all individuals within the
     organization;
•    Neither tolerating nor condoning behaviour that undermines the dignity or self-esteem of
     individuals or the integrity of relationships; and
•    Promoting mutual respect, understanding and co-operation as the basis of interaction among all
     members.
Harassment and discrimination on the basis of a prohibited ground are violations of the Ontario
Human Rights Code and are illegal. The Elementary Teachers’ Federation of Ontario will not tolerate
any form of harassment or discrimination, as defined by the Ontario Human Rights Code, at
provincial or local Federation sponsored activities.

ETFO LAND ACKNOWLEDGEMENT
       In the Spirit of Truth and Reconciliation, the Elementary Teachers’
       Federation of Ontario acknowledges that we are gathered today on the
       customary and traditional lands of the Indigenous Peoples of this territory.

RESOURCES AVAILABLE
•    Annual Black History Month posters and resources etfo.ca/link/365
•    Annual Asian Heritage Month posters etfo.ca/link/AsianHeritageMonth
•    Anti-Black Racism resources etfo.ca/link/365
•    First Nation, Métis and Inuit resources etfo.ca/link/FNMI
•    ETFO takes action etfo.ca/link/ETFOTakesAction

14                                               BUILDING A JUST SOCIETY
FROM THE COMFORT OF YOUR OWN HOME
 ▶▶ Get informed. Read the ETFO magazine VOICE and visit
    the ETFO website to get the latest information about
    professional development and updates on the work of the
    union.
 ▶▶ Call your ETFO local with your questions, your opinions or
    your offer to volunteer for an activity.
 ▶▶ Call the ETFO provincial staff with a question that’s been
    worrying you (416-962-3836 or 1-888-838-3836).

AT YOUR SCHOOL
 ▶▶ Get to know your ETFO steward, who is the ETFO representative in your school. See
    how you can help to improve your workplace.

                                                                                               WAYS TO GET INVOLVED
 ▶▶ Get informed. Read the ETFO bulletin board and the local newsletter.
 ▶▶ Read the material ETFO distributes through your ETFO steward.
 ▶▶ Use ETFO curriculum materials in your classroom.
 ▶▶ Go to the in-school meetings called by the ETFO steward.
 ▶▶ Become an ETFO steward.

AT YOUR LOCAL
 ▶▶ Attend new member functions hosted by your local.
 ▶▶ Attend professional development events and workshops sponsored by your local.
 ▶▶ Attend your local’s general meetings, annual meetings and bargaining meetings.
    Take a friend along.
 ▶▶ Join a local committee to help make a difference for teachers in your local.
 ▶▶ Volunteer to work on a project or program within your local.
 ▶▶ Get involved in social justice activities through the local.

AT YOUR PROVINCIAL UNIONS
 ▶▶ Apply to be a member of the one of the many ETFO provincial standing committees.
 ▶▶ Become one of your local’s delegates to the ETFO Annual Meeting.
 ▶▶ Attend a provincial ETFO conference or workshop – as a participant or workshop
    presenter.
 ▶▶ Take an ETFO online AQ course or become an instructor for an ETFO online AQ course.
 ▶▶ Tell another member about the services of ETFO.

STAY CONNECTED ONLINE

etfo.ca        facebook.com/ETFOprovincialoffice        @ETFOeducators        @etfoeducators

                                                                                        15
STAY IN TOUCH &
      BE ACTIVE

        KEEP YOUR INFORMATION CURRENT
          It is critical that the ETFO Membership Database be kept current as it is used to mail
          out ETFO’s VOICE magazine as well as any other information ETFO may need to send to
          its members.
          If your information has changed, you can submit updated information by one of the
          following ways:
          Register for ETFO updates
          ▶▶ Go online to etfo.ca. You will find a quick link at the bottom of the home page titled
             Update Member Information.
          ▶▶ Email Member Services at trecords@etfo.org. In your email, please include your
             ETFO ID# as well as the information you would like to have updated.
          ▶▶ Telephone Member Services at 1-888-838-3836, extension 3806.

        CONNECT WITH US

     facebook.com/ETFOprovincialoffice           @ETFOeducators                youtube.com/ ETFOprovincial

16                                                            STAY CONNECTED
ETFO BLOGS & WEBSITES
ETFO Members Sharing in Assessment

                                                                                              STAY CONNECTED
Members have the opportunity to choose what strategies and tools work for them
and modify them to meet their daily needs. The time is right for ETFO members to be
Sharing in Assessment.
etfoassessment.ca

ETFO Professional Learning in the Early Years
Includes videos focused on effective practices in the early years, mathematics in
Kindergarten and observation with accompanying sample facilitator’s guides.
etfopley.ca

ETFO VOICE
To read current and back issues of VOICE magazine.
etfovoice.ca

The Heart and Art of Teaching
This interactive blog has practical ideas and topics of interest for new members or
those who are experiencing a change of assignment from practicing teachers.
heartandart.ca

ETFO FNMI
This interactive blog provided practical resources for educators with a focus on
topics related to First Nation, Metis and Inuit peoples.
etfofnmi.ca

ETFO Takes Action
A directory of actions that ETFO has taken to build a just society, defend working and
learning conditions, drive labour action and conversations on key topics and support
members and local leaders.
etfo.ca/link/ETFOTakesAction

                                                                                         17
YOUR FUTURE
     & BENEFITS

                   Ontario Teachers’ Pension Plan (OTPP)
                   otpp.com

                   Ontario Municipal Employees Retirement System (OMERS)
                   omers.com

                   Ontario Teachers Insurance Plan (OTIP)
                   otip.com

18                                            YOUR FUTURE
The Ontario Teachers Insurance Plan (OTIP)

                  Every product and service we offer has been shaped with your needs in mind. At OTIP, we believe that
                                    insurance built around our members is the best insurance of all.

                                  GROUP BENEFITS AND DISABILITY
                                  Your group benefit plans are customized to meet the needs of you and your family. OTIP’s secure member website gives you convenient
                                  access to your health, dental and life insurance benefits to make a claim, review you coverage and update your benefits. Disability
                                  insurance is one of your most valuable group benefits. If you are unable to work because of injury or illness, early submission of your
                                  claim is beneficial for OTIP to make timely decisions. From our early intervention, claims and rehabilitation teams you will receive
                                  practical, caring support throughout this claim process. Our LTD Services team is also there to support you through your
                                  CPP application and throughout any claims appeal process. Visit otip.com/group-benefits to log in and learn more.

                                                   RETIREE HEALTH, DENTAL AND TRAVEL INSURANCE
                                                   OTIP offers the most flexible health, dental and travel insurance available through RTIP to retired education members.

                                                                                                                                                                            YOUR FUTURE
                                                   Simply choose the plan that best fits your needs. Visit otip.com/retiring to learn more.

                                                               CAR AND HOME INSURANCE
                                                               As a member of the Ontario education community, you are entitled to exclusive savings on car and home
                                                               insurance. Save up to 25% on car insurance! Plus, save up to 50% on home insurance when you bundle
                                                               your car and home insurance policies with OTIP. Visit OTIPinsurance.com/discount to start saving today.

                                                               When you purchase your insurance through OTIP, you will also have 24/7 access to Curo Claims Services.
                                                               Visit otip.com/claim-services to learn more.

                                                    LIFE INSURANCE
                                                    Protect what matters to you most: your loved ones. OTIP life insurance
                                                    gives you additional coverage — over and above your group coverage.
                                                    Visit otip.com/life-coverage to learn more.                                         Stay up to date on the
                                                                                                                                       latest contests, special
                                                                                                                                          offers and insurance
                                    OTIP CORPORATE GIVING PROGRAMS
                                                                                                                                       news by subscribing to
                                    We support the communities in which our members live and work through the OTIP                            OTIP’s electronic
                                    Community Fund and other charitable programs.                                                             communications.
                                    Visit otip.com/corporategiving to learn more.

                                                                                                                                       otip.com/subscribe
Looking for more information? Call us at 1-800-267-6847.

                                                                                                                                                                     19
136 Isabella St, Toronto, ON M4Y 0B5
Toll Free: 1-888-838-3836 etfo.ca
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