2022 DENTAL BENEFITS GUIDE - BLUECARE PLUS (HMO D-SNP)SM BLUECARE PLUS CHOICE (HMO D-SNP)SM - BLUECARE PLUS DSNP

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2022 DENTAL BENEFITS GUIDE - BLUECARE PLUS (HMO D-SNP)SM BLUECARE PLUS CHOICE (HMO D-SNP)SM - BLUECARE PLUS DSNP
BlueCare Plus (HMO D-SNP)SM
     BlueCare Plus Choice (HMO D-SNP)SM

     2022 Dental Benefits Guide
H3259_22DENPG_C (08/21)
This guide has info you need about your dental benefits,
            including what’s covered and how often you can get
            covered dental care. To see the full details, look in your
            Evidence of Coverage (EOC).

                         You can find the EOC online at
                         bluecareplus.bcbst.com/yourmaterials.

                         Questions? Give us a call.
                         1-800-332-5762, TTY 711
                         We’re here to help.

From Oct. 1 to March 31, you can call us seven days a week from 8 a.m. to 9 p.m. ET. From April 1
to Sept. 30, you can call us Monday through Friday from 8 a.m. to 9 p.m. ET. Our automated phone
system may answer your call outside of these hours and during holidays.

All services may not be covered — give us a call for more information. If you move from one dentist
to another during one treatment, or if more than one dentist gives you care for one procedure, we’ll
only cover the cost of one dentist’s care. Make sure you visit an in-network provider. Services at an
out-of-network provider won’t be covered. You don’t have to get prior authorization for any procedure,
but you should check with us first for treatments where the total charges may be more than $200.
You’ll have to pay for any non-covered services. If the services you get cost more than your maximum
allowed amount, you’ll be responsible for any extra charges. These benefits are subject to the Benefits
Chart (what is covered) section of the Evidence of Coverage.
Covered Dental Services
Coverage A
                           One periodic exam every six months
         Exams and
                           One emergency exam every 12 months
           Cleaning
                           One cleaning or periodontal maintenance visit every six months

                           1 set (up to 4) of bitewing films every 12 months
               X-rays
                           1 panoramic X-ray OR full mouth set of X-rays in 36 months

Coverage B

         Restorative       Amalgam and composite filling
           Services        Palliative treatment (emergency relief of pain)

        Endodontics
                           Root canal treatment
        (pulp of teeth)

         Periodontics      Full mouth debridement
  (tissue and bone that
                           Periodontal scaling and root planning
        supports teeth)

       Oral Surgery        Extractions; oral surgery

Coverage C

 Major Restorative         Removable full and partial dentures
and Prosthodontics         Crowns and fixed bridge
                           Denture, reline or rebase

       This is a summary of your dental benefits. To see the full details, look in your
                 Evidence of Coverage (EOC) or the next pages in this guide.

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Covered Services,
               Limitations and Exclusions

   Coverage A /Preventive Services

  Exams                                      procedures are subject to additional
  Covered: Standard exams, including         limitations listed below under Basic
  comprehensive, periodic, detailed/         Periodontics found under Coverage B.
  extensive and periodontal oral             No more than one fluoride treatment every
  evaluations (exams). Emergency             12 months for members under age 19.
  exams, limited oral evaluations (exams).   Fluoride must be applied separately from
  Limitations: No more than one periodic     cleaning paste.
  exam every 6 months. No more than          X-rays
  one emergency exam every 12 months.        Covered: Full mouth series, intraoral and
  No more than one comprehensive,            bitewing radiographs (X-rays).
  detailed/extensive or periodontal          Limitations: No more than one full mouth
  exam every 36 months.                      set of X-rays every 36 months. A full
  Exclusions: Re-evaluations and             mouth set of X-rays is either an intraoral
  consultations.                             complete series or panoramic X-ray.
  Cleanings, Fluoride Treatment              Benefits provided for either include all
  Covered: Adult and child prophylaxis       necessary intraoral and bitewing films
  (cleaning). Child and adult fluoride       taken on the same day. No more than four
  treatments, performed with or without      bitewing films every 12 months. Bitewing
  a cleaning.                                films must be taken on the same date.
  Limitations: No more than one cleaning     Exclusions: Extraoral, skull and
  or periodontal maintenance procedure       bone survey, sialography, TMJ, and
  every 6 months. Periodontal maintenance    tomographic survey X-ray films,

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cephalometric films and diagnostic          per denture every 24 months.
photographs. Cephalometric films and        Excluded: Gold foil restorations.
diagnostic photographs may be covered       Basic Endodontics
as orthodontic benefits under Coverage D.   Covered: Pulpotomy, pulpal therapy. The
Other Preventive Services                   benefits for basic endodontic treatment
Covered: Some preventive services,          include X-rays, pulp vitality tests and
including sealants, space maintainers.      sedative fillings provided with basic
Limitations: No more than one               endodontic treatment.
recementation every 12 months.              Limitations: For primary teeth only.
Exclusions: Nutritional and tobacco         Not covered when performed with
counseling, oral hygiene instructions.      major endodontic treatment.
                                            Exclusions: Pulpal debridement.

 Coverage B                                 Major Endodontics
                                            Covered: Root canal treatment and
Basic Restorative Services                  re-treatment, apexification,
Covered: Amalgam restorations, silver       apicoectomy services, root
fillings, resin composite restorations      amputation, retrograde filling,
(tooth-colored fillings), stainless steel   hemisection, pulp cap. The benefits for
crowns. Emergency pain relief. Repair       major endodontic treatment include
of full and partial dentures.               X-rays, pulp vitality tests, pulpotomy,
Limitations: No more than one amalgam       pulpectomy and sedative filings, and
or resin restoration per tooth surface      temporary filling material provided
every 12 months. Replacement of existing    with major endodontic treatment.
amalgam and resin composite restorations    Limitations: No more than one
covered only after 12 months from the       root canal treatment, re-treatment
date of initial restoration. Replacement    or apexification per tooth every
of stainless steel crowns covered only      60 months. No more than one
after 36 months from the date of initial    apicoectomy per root per lifetime.
restoration. No more than one repair        Exclusions: Implantation, canal
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Covered Services,
               Limitations and Exclusions
  preparation and incomplete                   than one of these procedures is performed
  endodontic therapy.                          on the same day.
                                               Exclusions: Provisional splinting, scaling
  Basic Periodontics
                                               in the presence of gingival inflammation,
  Covered: Some non-surgical periodontics,
                                               antimicrobial medication and dressing
  including periodontal scaling and root
                                               changes.
  planing, full mouth debridement and
  periodontal maintenance.                     Major Periodontics
  Limitations: No more than one periodontal    Covered: Some surgical periodontics,
  scaling and root planing per quadrant        including gingivectomy, gingivoplasty,
  every 24 months. No more than one            gingival flap procedure, crown
  full mouth debridement per lifetime. No      lengthening, osseous surgery, and bone
  more than one cleaning or periodontal        and tissue grafting. Benefits provided
  maintenance procedure every 6 months.        for major periodontics include services
  Cleanings are subject to additional          related to 90 days of postoperative care.
  limitations listed under Coverage A/         Limitations: No more than one major
  Preventive Services, and may be subject      periodontal surgical procedure every
  to a different coverage level under your     36 months.
  EOC. Benefits for periodontal maintenance    Exclusions: Tissue regeneration and
  are provided only after active periodontal   apically positioned flap procedure.
  treatment (surgical or non-surgical), and    Basic Oral Surgery
  no sooner than 90 days after completion      Covered: Some non-surgical or simple
  of the treatment. Benefits for periodontal   extractions. Benefits provided for
  scaling and root planing, full mouth         basic oral surgery include suturing and
  debridement, periodontal maintenance         postoperative care.
  and prophylaxis are not provided if more     Exclusions: General anesthesia or
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intravenous sedation when performed            resin and porcelain) and veneers.
with basic oral surgery.                       Limitations: Only for the treatment of
Major Oral Surgery                             severe carious lesions or severe fracture
Covered: Some surgical extractions             on permanent teeth, and only when the
(including removal of impacted teeth and       teeth can’t be adequately restored with an
wisdom teeth) and other oral surgical          amalgam or resin composite restoration
procedures. Benefits provided for major        (filling). For permanent teeth only.
oral surgery include local anesthesia,         Replacement of single tooth restorations
suturing and postoperative care.               covered only after 60 months
Limitations: Benefits for general              from the date of initial placement.
anesthesia or intravenous (IV) sedation        Exclusions: Provisional restorations and
are provided only with major oral surgery      crowns. Cast crowns or laminate veneers
procedures and only when provided by           for members age 11 and under.
a dentist licensed to administer them.         Prosthodontic Services
Exclusions: Oral surgery typically covered     Covered: Complete, immediate and
under a medical plan, including but not        partial dentures.
limited to, excision of lesions and bone       Limitations: While constructing a denture,
tissue, treatment of fractures, suturing,      if the member and dentist decide on
wound and other repair procedures,             a personalized restoration or to use a
TMJ and related procedures.                    special technique, the benefits will only
Orthognathic surgery and treatment             cover the standard procedure or materials.
for congenital malformations.                  Replacement of removable dentures
                                               covered only after 60 months from the
 Coverage C                                    date of initial placement.
                                               Exclusions: Interim (temporary) dentures.
Major Restorative Services
Covered: Some single tooth restorations,       Other Major Restorative and
including crowns (resin, porcelain, ¾ cast     Prosthodontic Services
and full cast), inlays and onlays (metallic,   Covered: Some crown and bridge
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Covered Services,
               Limitations and Exclusions
  services, including core buildups, post      only after 6 months from the date of initial
  and core, recementation and repair.          placement. No more than one denture
  Denture services, including adjustment,      reline or rebase every 36 months.
  relining, rebasing and tissue connecting.    Exclusions: Other major restorative
  Implants are covered once per lifetime.      services, including sedative fillings and
  Implant supported prosthesis is limited to   coping. Other prosthodontic services,
  1 in 60 months. The benefits provided for    including overdenture, precision
  crown and bridge restorations include the    attachments, connector bard, stress
  services of crown preparation, temporary     breakers and coping metal.
  or prefabricated crowns, impressions and     Other Exclusions From Coverage
  cementation.                                 Regardless of any other reference in this
  Limitations: Benefits won’t be provided      Dental Product Guide, benefits are not
  for a core build-up separate from those      provided for any of the following:
  provided for crown construction, except in   1) Dental services received from a dental
  circumstances where benefits are provided    or medical department maintained by or
  for a crown because of severe carious        on behalf of an employer, mutual benefit
  lesions or a fracture so extensive that      association, labor union, trustee or similar
  retaining the crown wouldn’t be possible.    person or group;
  Post and core services are covered only      2) Charges for services performed by you
  when performed with a covered crown          or your spouse, or your or your spouse’s
  or bridge. Crown and bridge repair and       parent, sister, brother or child;
  recementation are covered separately         3) Services rendered by a dentist beyond
  only after 12 months from the date of        the scope of his or her license;
  initial placement. Denture adjustments       4) Dental services which are free, or
  are covered separately from the denture      for which you aren’t required or legally
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obligated to pay for, or for which no        that doesn’t offer a favorable prognosis,
charge would be imposed if you had           that doesn’t meet generally accepted
no dental coverage;                          standards of professional dental care,
5) Dental services to the extent that        or that is experimental in nature;
charges for such services exceed the         12) Services or supplies for the
charge that would have been made             treatment of work-related illness or
and collected if no coverage existed         injury, regardless of the presence or
hereunder;                                   absence of workers’ compensation
6) Dental services covered by any            coverage. This exclusion doesn’t apply
medical insurance coverage, or by any        to injuries or illnesses of an employee
other non-dental contract or certificate     who is (1) a sole-proprietor of the
issued by BlueCare Plus Tennessee or         group; (2) a partner of the group; or (3) a
any other insurance company, carrier, or     corporate officer of the group, provided
plan. For example, removal of impacted       the officer filed an election not to
teeth, tumors of lip and gum, accidental     accept Workers’ Compensation with the
injuries to the teeth, etc.;                 appropriate government department;
7) Any court-ordered treatment,              13) Charges for any services rendered
unless benefits are otherwise                in a hospital or other surgical treatment
payable;                                     facility and any additional fees charged
8) Courses of treatment started before       by a dentist for treatment in any such
you became covered under this plan;          facility;
9) Any services performed after you’re       14) Dental services with respect to
no longer covered by this plan;              congenital malformations or primarily
10) Dental care or treatment not             for cosmetic or aesthetic purposes. This
specifically listed in your Evidence of      doesn’t exclude those services provided
Coverage as being covered;                   under orthodontic benefits (if applicable);
11) Any treatment or service that the plan   15) Replacement of tooth structure
determines isn’t necessary dental care,      lost from wear or attrition;
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Covered Services,
                Limitations and Exclusions
  16) Dental services resulting from loss
  or theft of a denture, crown, bridge or
  removable orthodontic appliance;
  17) Diagnosis for, or fabrication of,
  appliances or restorations necessary to
  correct bite problems, or to restore the
  occlusion or correct temporomandibular
  joint dysfunction (TMJ) or associated
  muscles;
  18) Diagnostic dental services, such
  as diagnostic tests and oral pathology
  services;
  19) Adjunctive dental services, including all
  local and general anesthesia, sedation, and
  analgesia (except as provided under major
  oral surgery);
  20) Charges for the treatment of desensitizing
  medicaments, drugs, occlusal guards and
  adjustments, mouthguards, microabrasion,
  behavior management and bleaching;
  21) Charges for the treatment of professional
  visits outside the dental office or after regularly
  scheduled hours or for observation.

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For you. With you.
                               We’re right here.

                                            Questions? Please call us.
                                            1-800-332-5762, TTY 711

                                            bluecareplus.bcbst.com

                                                                   1 Cameron Hill Circle | Chattanooga, TN 37402

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